Senior Claim Denial Prevention & Appeals Specialist
Claims adjuster job in San Juan, PR
Oracle Clinical AI Assistant (CAA) allows providers and their support staff to focus more on patient care by reducing administrative burden of clinical and reimbursement tasks such as charting, documentation, and coding by applying power of generative AI. Our diverse team of creators and inventors are building the future of conversational clinical interfaces, making real improvements in the lives of people across the world. We act with the speed and attitude of a start-up, but with the scale and customer focus of the world's leading enterprise software company. We have a big charter and a lot of creative freedom to get it done. Come join us and grow your career in this exciting arena.
We are looking for a Senior Claims Denial Prevention and Appeals Specialist for providing clinical inputs to engineering for developing the Claim Denial Prevention and Appeals features of Oracle Health Clinical AI Agent (CAA). This role leverages expert clinical judgment and regulatory knowledge (e.g., medical necessity, level of care, clinical validation) to lead the appeals initiative to review denied claims, create write-ups for appeals packets, identify trends/improvement opportunities to prevent future denials, and ensure maximum appropriate reimbursement. This role is critical for financial recovery and ultimate prevention of complex, high-dollar claim denials.
**Qualifications**
+ 3+ years hands on experience preparing appeals for claim denials in the hospital and ambulatory setting
+ 3+ years hands on experience in analyzing claim denials and formulating strategies for preventing future denials
+ Background knowledge of HIM field helpful, with focus on different reimbursement methodologies, AHA coding guidelines, and Clinical Documentation Improvement experience.
+ Knowledge of medical and insurance terminology, MS-DRG, APR-DRG, CPT, ICD coding structures, and billing forms (UB, 1500).
+ Experience with coding, clinical validation, and medical necessity for outpatient and inpatient stays.
+ Knowledge of third-party payor rules and regulations.
+ 2-3 years of Utilization Review experience in a healthcare setting preferred; 1-2 years of experience in hospital audits preferred
+ Associate or bachelor's degree in nursing from an accredited college and AHIMA Certified RHIT credentials preferred
+ Certification in Utilization Review, case management, and healthcare quality preferred
**Responsibilities**
+ **Act as subject matter expert (SME):** Provide expertise for Claim denial prevention and appeals submission workflows, different payer requirements, and clinical/administrative use cases to identify inefficiencies and opportunities for automation. Work closely with technical teams as the knowledge lead for denial prevention and appeals creation processes.
+ **Denied Claims Review and Appeal Drafting:** Conduct in-depth clinical reviews of denied claims, utilize medical records, medical necessity criteria, payer reimbursement guidelines/payment policies to determine appeal viability, prepare evidence-based appeal correspondence across all levels of appeals process.
+ **Denial Prevention:** Analyze denial data to accurately identify trends, patterns, and root causes of recurrence, identify documentation gaps and systemic process failures related to denials, identify concrete recommendations and articulate the necessary steps required to be implemented in the pre-claim submission workflows to prevent future denials
+ **Cross-functional Collaboration** : Work with product, engineering, and applied science teams to ensure alignment with medical necessity guidelines, payer policies, and clinical protocols. Provide input and expertise into the automation strategy across reimbursement (revenue cycle) workflows, ensuring alignment with organizational goals and industry standards and guidelines.
+ **Regulatory Compliance** : Stay current with regulatory requirements related to claims processing across payers and government entities such as CMS/state Medicaid, maintain current knowledge of payer policies and medical necessity criteria, CMS national and local coverage determinations affecting billing and ensuring that workflows meet all necessary compliance.
Leading contributor individually and as a team member. Work is very complex, involving the application of advanced technical/business skills in area of specialization. Ability to collect, organize, and display data in spreadsheet format. Follow-through skills necessary to get information implemented into incremental model development improvements. For this, relationship management skills strongly desired. Strong written and verbal communication skills.
Disclaimer:
**Certain US customer or client-facing roles may be required to comply with applicable requirements, such as immunization and occupational health mandates.**
**Range and benefit information provided in this posting are specific to the stated locations only**
US: Hiring Range in USD from: $75,000 to $178,100 per annum. May be eligible for bonus and equity.
Oracle maintains broad salary ranges for its roles in order to account for variations in knowledge, skills, experience, market conditions and locations, as well as reflect Oracle's differing products, industries and lines of business.
Candidates are typically placed into the range based on the preceding factors as well as internal peer equity.
Oracle US offers a comprehensive benefits package which includes the following:
1. Medical, dental, and vision insurance, including expert medical opinion
2. Short term disability and long term disability
3. Life insurance and AD&D
4. Supplemental life insurance (Employee/Spouse/Child)
5. Health care and dependent care Flexible Spending Accounts
6. Pre-tax commuter and parking benefits
7. 401(k) Savings and Investment Plan with company match
8. Paid time off: Flexible Vacation is provided to all eligible employees assigned to a salaried (non-overtime eligible) position. Accrued Vacation is provided to all other employees eligible for vacation benefits. For employees working at least 35 hours per week, the vacation accrual rate is 13 days annually for the first three years of employment and 18 days annually for subsequent years of employment. Vacation accrual is prorated for employees working between 20 and 34 hours per week. Employees working fewer than 20 hours per week are not eligible for vacation.
9. 11 paid holidays
10. Paid sick leave: 72 hours of paid sick leave upon date of hire. Refreshes each calendar year. Unused balance will carry over each year up to a maximum cap of 112 hours.
11. Paid parental leave
12. Adoption assistance
13. Employee Stock Purchase Plan
14. Financial planning and group legal
15. Voluntary benefits including auto, homeowner and pet insurance
The role will generally accept applications for at least three calendar days from the posting date or as long as the job remains posted.
Career Level - IC4
**About Us**
As a world leader in cloud solutions, Oracle uses tomorrow's technology to tackle today's challenges. We've partnered with industry-leaders in almost every sector-and continue to thrive after 40+ years of change by operating with integrity.
We know that true innovation starts when everyone is empowered to contribute. That's why we're committed to growing an inclusive workforce that promotes opportunities for all.
Oracle careers open the door to global opportunities where work-life balance flourishes. We offer competitive benefits based on parity and consistency and support our people with flexible medical, life insurance, and retirement options. We also encourage employees to give back to their communities through our volunteer programs.
We're committed to including people with disabilities at all stages of the employment process. If you require accessibility assistance or accommodation for a disability at any point, let us know by emailing accommodation-request_************* or by calling *************** in the United States.
Oracle is an Equal Employment Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability and protected veterans' status, or any other characteristic protected by law. Oracle will consider for employment qualified applicants with arrest and conviction records pursuant to applicable law.
PFML Claim Support Specialist 13944
Claims adjuster job in San Juan, PR
Global Operations (Global Ops) focuses on creating positive experiences for MetLife customers and helping the company make the best use of its global resources. We're looking for unique talent with fresh perspectives that can propel innovation. In this role you will provide exemplary customer service by facilitating Multi-State Paid Family Leave (PFL) benefits, Family Medical leave Act (FMLA) and Americans with Disabilities Act (ADA) claim adjudication in a timely and accurate manner.
Location: Must live within a commutable distance of the Oriskany, NY, Tampa, FL, Bloomfield, CT Cary, NC, Aurora, IL, Bridgewater, NJ, Omaha, NE, Warwick, RI, Clark Summit, PA, San Juan, PR, West Des Moines, IA office
Once a month in office for meetings
How You'll Help Us Build a Confident Future (Key Responsibilities)
* Coaches, coordinates, and develops Multi-State PFL, FML and ADA Claims Specialists.
* Acts as resources for claim-related and technical issues.
* Monitors case managers' work queues to ensure claims team is meeting expectations and applicable performance guarantees.
* Conducts exceeds authority reviews daily, weekly quality audits; resolves escalated phone calls.
* Analyzes trending opportunities to provide ongoing trainings.
* Provides real time coaching to Claims Specialists.
* Provides feedback to Unit Leaders on individuals' and overall team performance.
* Daily and weekly reporting to ensure compliance measures are met.
* Performs other related duties as assigned or required.
What You Need to Succeed (Required Qualifications)
* Positive mindset and willingness to learn.
* 1+ years of Disability Insurance experience.
* Must be able to communicate clearly and effectively, both written and verbal.
* Ability to work with autonomy, minimal direction.
* Strong computer skills (word, excel, manipulating reports, spreadsheets, etc…).
* High School Diploma.
What Can Give You an Edge (Additional Skills)
* 1+ years of Paid Family Leave experience.
* 5+ years of Disability Insurance experience.
* Excellent analytical, decision making and problem-solving skills.
* Highly self-motivated.
The expected salary range for this position is $41,600 - $61,500. This role may also be eligible for annual short-term incentive compensation. All incentives and benefits are subject to the applicable plan terms.
Benefits We Offer
Our U.S. benefits address holistic well-being with programs for physical and mental health, financial wellness, and support for families. We offer a comprehensive health plan that includes medical/prescription drug and vision, dental insurance, and no-cost short- and long-term disability. We also provide company-paid life insurance and legal services, a retirement pension funded entirely by MetLife and 401(k) with employer matching, group discounts on voluntary insurance products including auto and home, pet, critical illness, hospital indemnity, and accident insurance, as well as Employee Assistance Program (EAP) and digital mental health programs, parental leave, volunteer time off, tuition assistance and much more!
About MetLife
Recognized on Fortune magazine's list of the "World's Most Admired Companies", Fortune World's 25 Best Workplaces, as well as the Fortune 100 Best Companies to Work For, MetLife, through its subsidiaries and affiliates, is one of the world's leading financial services companies; providing insurance, annuities, employee benefits and asset management to individual and institutional customers. With operations in more than 40 markets, we hold leading positions in the United States, Latin America, Asia, Europe, and the Middle East.
Our purpose is simple - to help our colleagues, customers, communities, and the world at large create a more confident future. United by purpose and guided by our core values - Win Together, Do the Right Thing, Deliver Impact Over Activity, and Think Ahead - we're inspired to transform the next century in financial services. At MetLife, it's #AllTogetherPossible. Join us!
MetLife is an Equal Opportunity Employer. All employment decisions are made without regards to race, color, national origin, religion, creed, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity or expression, age, disability, marital or domestic/civil partnership status, genetic information, citizenship status (although applicants and employees must be legally authorized to work in the United States), uniformed service member or veteran status, or any other characteristic protected by applicable federal, state, or local law ("protected characteristics").
If you need an accommodation due to a disability, please email us at accommodations@metlife.com. This information will be held in confidence and used only to determine an appropriate accommodation for the application process.
MetLife maintains a drug-free workplace.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liabilities.
$41,600 - $61,500
Specialty Loss Adjuster
Claims adjuster job in San Juan, PR
By joining Sedgwick, you'll be part of something truly meaningful. It's what our 33,000 colleagues do every day for people around the world who are facing the unexpected. We invite you to grow your career with us, experience our caring culture, and enjoy work-life balance. Here, there's no limit to what you can achieve.
Newsweek Recognizes Sedgwick as America's Greatest Workplaces National Top Companies
Certified as a Great Place to Work
Fortune Best Workplaces in Financial Services & Insurance
Specialty Loss Adjuster
**Embark on an Exciting Career Journey with Sedgwick Specialty**
**Job Location** **: USA, Mexico, Brazil and strategic locations globally**
**Job Type** **: Permanent**
**Remuneration** **: Salaries can range from** **_$40,000.00USD to $250,000.00USD_** **taking into account skills, experience and qualifications.**
**We have a number of fantastic opportunities for Specialty Loss Adjusters across the US, Mexico and Brazil and a number of key locations**
We are looking for a variety of skill sets at all levels. Whether you have just started your career, you are a leader in the industry, or a claims management expert looking for a new challenge, this is your chance to showcase your skills and grow with a company that values innovation, excellence, and employee satisfaction.
Are you ready to be a part of providing a differentiated and best of class proposition to clients whilst working with like-minded colleagues? Sedgwick Specialty is thrilled to announce that we are investing in growth across Natural Resources, Property, Casualty, Technical and Special Risks and Marine. As we expand our operations, we are seeking individuals who are passionate about making a difference to the Adjusting industry.
**As a member of the Specialty platform, you will have the opportunity to:**
+ Work with a wide range of clients across the globe, handling complex cases and claims
+ Collaborate with a talented and supportive team of professionals who are dedicated to delivering exceptional results
+ Utilise state-of-the-art technology and resources to streamline processes and enhance efficiency
+ Receive ongoing training and development opportunities to further enhance your skills and knowledge in the marine industry
+ Enjoy a flexible work arrangement that allows you to maintain a healthy work-life balance while contributing to our global success
**The skills you will have when you apply:**
+ **Qualified** : it is important to us that you are either accredited, on your way to be accredited or qualified by experience
+ **Insurance claims experience:** it is imperative that you have experience working on insurance claims within you respective field. Full claims life cycle experience is a must
+ **Great communicator:** you will be constantly working with policy holders, brokers, carriers and various third parties, so being able to communicate accurately important. Providing an excellent customer service with our clients in mind. Able to approach issues empathetically
+ **Commercially minded:** An understanding of how the industry operates and where the role of a Loss Adjuster fits in. Being able to negotiate. Understanding how to market your services is a big advantage
**What we'll give you for this role:**
As required by law, Sedgwick provides a reasonable range of compensation for roles that may be hired in jurisdictions requiring pay transparency in job postings. Actual compensation is influenced by a wide range of factors including but not limited to skill set, level of experience, and cost of specific location. For the jurisdiction noted in this job posting only, the annual salaries can range from _$40,000.00 to $250,000.00USD._ Bonus eligible role. A comprehensive benefits package is offered including but not limited to, medical, dental, vision, 401k and matching, PTO, disability and life insurance, employee assistance, flexible spending or health savings account, and other additional voluntary benefits. Always Accepting Applications.
**This isn't just a position, it's a pivotal role in shaping our industry**
At Sedgwick, you won't just build your career; you'll cultivate a team of experts. Our Sedgwick University offering empowers you to excel as well as your team members, with the most comprehensive training program in the industry which includes more than 15,000 courses on demand, training specific to roles, and opportunities to continue formal education.
Together, we're not only reshaping the insurance landscape, we're building a legacy of talent. Come and be a catalyst for change within our industry.
**Next steps for you:**
**Think we'd be a great match? Apply now -** ** we want to hear from you.**
As part of our commitment to you, we are proud to have a zero tolerance policy towards discrimination of any kind regardless of age, disability, gender identity, marital/ family status, race, religion, sex or sexual orientation.
After the closing date we will review all applications and may select some applicants for an interview (which may be virtual, or in-person).
\#LI-HYBRID
Sedgwick is an Equal Opportunity Employer and a Drug-Free Workplace.
**If you're excited about this role but your experience doesn't align perfectly with every qualification in the job description, consider applying for it anyway! Sedgwick is building a diverse, equitable, and inclusive workplace and recognizes that each person possesses a unique combination of skills, knowledge, and experience. You may be just the right candidate for this or other roles.**
**Sedgwick is the world's leading risk and claims administration partner, which helps clients thrive by navigating the unexpected. The company's expertise, combined with the most advanced AI-enabled technology available, sets the standard for solutions in claims administration, loss adjusting, benefits administration, and product recall. With over 33,000 colleagues and 10,000 clients across 80 countries, Sedgwick provides unmatched perspective, caring that counts, and solutions for the rapidly changing and complex risk landscape. For more, see** **sedgwick.com**
Claims Representative I (Health & Dental)
Claims adjuster job in Puerto Rico
Claims Representative I
Location Hybrid 1: This role requires associates to be in-office 1-2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace.
Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law.
Office Location: 654 Avenue Luis Munoz Rivera, San Juan, 00918
The Claims Representative I responsible for successfully completing the required basic training. Able to perform basic job functions with help from co-workers, specialists and managers on non-basic issues. Must pass the appropriate pre-employment test battery.
How you will make an impact:
Learning the activities/tasks associated with his/her role.
Works under direct supervision.
Relies on others for instruction, guidance, and direction.
Work is reviewed for technical accuracy and soundness.
Codes and processes claims forms for payment ensuring all information is supplied before eligible payments are made.
Researches and analyzes claims issues.
Minimum Requirements
HS diploma or equivalent and related experience; or any combination of education and experience which would provide an equivalent background.
Preferred Skills, Capabilities and Experiences
Good oral and written communication skills, previous experience using PC, database system, and related software (word processing, spreadsheets, etc.) strongly preferred.
Familiarity with Medicare/Medicaid and claims.
Medical background (e.g., hospital or dental office experience).
Data entry experience.
Experience working with production goals.
Call center experience.
Job Level:
Non-Management Non-Exempt
Workshift:
Job Family:
CLM > Claims Reps
Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health.
Who We Are
Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve.
How We Work
At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business.
We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few.
Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process.
The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws.
Elevance Health is an Equal Employment Opportunity employer, and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.
Auto-ApplyMulti-Line Adjuster - Inside
Claims adjuster job in Guaynabo, PR
* College degree or an equivalent combination of education and experience. * Minimum 2 years insurance adjusting experience with experience in each of at least two lines of business (casualty, property, or marine). * Personal computer, typing and keyboarding skills
* In-depth knowledge of insurance coverage, practices and negotiating skills in multiple lines of business.
* Familiarity with legal, medical and technical disciplines within specific business lines.
* Strong verbal and written communication skills.
* Good analytical ability and mathematical aptitude.
* Good attention to detail and organizational skills.
* Ability to gather and analyze information, then determine and implement the appropriate course of action.
* Good interpersonal skills.
* Licensing as required by state and local jurisdictions.
* Additional continuing education as required by Crawford Educational Services and as applicable for jurisdictions in which claims are adjusted or investigated.
Auto-ApplyClaim Support Specialist - PFML
Claims adjuster job in San Juan, PR
Location: Must live within a commutable distance of the Oriskany, NY, Tampa, FL, Bloomfield, CT Cary, NC, Aurora, IL, Bridgewater, NJ, Omaha, NE, Warwick, RI, Clark Summit, PA, San Juan, PR, West Des Moines, IA office Once a month in office for meetings
How You'll Help Us Build a Confident Future (Key Responsibilities)
* Coaches, coordinates, and develops Multi-State PFL, FML and ADA Claims Specialists.
* Acts as resources for claim-related and technical issues.
* Monitors case managers' work queues to ensure claims team is meeting expectations and applicable performance guarantees.
* Conducts exceeds authority reviews daily, weekly quality audits; resolves escalated phone calls.
* Analyzes trending opportunities to provide ongoing trainings.
* Provides real time coaching to Claims Specialists.
* Provides feedback to Unit Leaders on individuals' and overall team performance.
* Daily and weekly reporting to ensure compliance measures are met.
* Performs other related duties as assigned or required.
What You Need to Succeed (Required Qualifications)
* Positive mindset and willingness to learn.
* 1+ years of Disability Insurance experience.
* Must be able to communicate clearly and effectively, both written and verbal.
* Ability to work with autonomy, minimal direction.
* Strong computer skills (word, excel, manipulating reports, spreadsheets, etc...).
* High School Diploma.
What Can Give You an Edge (Additional Skills)
* 1+ years of Paid Family Leave experience.
* 5+ years of Disability Insurance experience.
* Excellent analytical, decision making and problem-solving skills.
* Highly self-motivated.
Equal Employment Opportunity/Disability/Veterans
If you need an accommodation due to a disability, please email us at accommodations@metlife.com. This information will be held in confidence and used only to determine an appropriate accommodation for the application process.
MetLife maintains a drug-free workplace.
A&H Claims Adjuster
Claims adjuster job in Puerto Rico
Role Purpose The Accident and Health Claims Adjuster is responsible for the review, assessment, and management of A&H claims in a timely, fair, and accurate manner, ensuring compliance with policy terms, regulatory requirements and customer service standards..
Key Responsibilities
• Review and analyze A&H claims to determine coverage and eligibility under policy terms.
• Communicate with policyholders, brokers, healthcare providers, and internal stakeholders to obtain necessary information and provide claim updates.
• Make timely decisions on claim approval, partial payment, or denial with clear justifications.
• Identify potential fraudulent claims and refer cases as necessary for investigation.
Qualifications
Requirements
• Bachelor's Degree in Business Administration.
• Adjusters License from the Office of the Commissioner of Insurance of Puerto Rico (OCS).
• Demonstrated experience and/or knowledge in claims related to the following coverage's: Accident, Medical Expenses, Cancer, Critical Illnesses, Disability, Hospitalization, and SINOT, among others including policy interpretation.
• High attention to detail and accuracy.
• Ability to manage multiple claims and meet deadlines.
• Demonstrate flexibility and adaptability to work in a fast moving and challenging environment.
• Proficient in MS Applications (Word, Excel and Power Point).
• Intermediate knowledge of the structure and content of the English and Spanish Language.
Experience
• Three (3) years of experience managing all major aspects of A&H claims adjustment process in the insurance industry, preferable.
Auto-ApplyClaims Representative (IAP) - Workers Compensation Training Program
Claims adjuster job in San Juan, PR
By joining Sedgwick, you'll be part of something truly meaningful. It's what our 33,000 colleagues do every day for people around the world who are facing the unexpected. We invite you to grow your career with us, experience our caring culture, and enjoy work-life balance. Here, there's no limit to what you can achieve.
Newsweek Recognizes Sedgwick as America's Greatest Workplaces National Top Companies
Certified as a Great Place to Work
Fortune Best Workplaces in Financial Services & Insurance
Claims Representative (IAP) - Workers Compensation Training Program
Are you looking for an impactful job requiring no prior experience that offers an opportunity to develop a professional career?
+ A stable and consistent work environment in an office setting.
+ A training program to learn how to help employees and customers from some of the world's most reputable brands.
+ An assigned mentor and manager who will guide you on your career journey.
+ Career development and promotional growth opportunities through increasing responsibilities.
+ A diverse and comprehensive benefits package to take care of your mental, physical, financial and professional needs.
**PRIMARY PURPOSE OF THE ROLE:** To be oriented and trained as new industry professional with the ability to analyze workers compensation claims and determine benefits due.
**ARE YOU AN IDEAL CANDIDATE?** We are seeking enthusiastic individuals for an entry-level trainee position. This role begins with a comprehensive 6-week classroom-based professional training program designed to equip you with the foundational skills needed for a successful career in claims adjusting. Over the course of a few years, you'll have the opportunity to grow and advance within the field.
**ESSENTIAL RESPONSIBLITIES MAY INCLUDE**
+ Attendance and completion of designated classroom claims professional training program.
+ Performs on-the-job training activities including:
+ Adjusting lost-time workers compensation claims under close supervision. May be assigned medical only claims.
+ Adjusting low and mid-level liability and/or physical damage claims under close supervision.
+ Processing disability claims of minimal disability duration under close supervision.
+ Documenting claims files and properly coding claim activity.
+ Communicating claim action/processing with claimant and client.
+ Supporting other claims examiners and claims supervisors with larger or more complex claims as assigned.
+ Participates in rotational assignments to provide temporary support for office needs.
**QUALIFICATIONS**
Bachelor's or Associate's degree from an accredited college or university preferred.
**EXPERIENCE**
Prior education, experience, or knowledge of:
- Customer Service
- Data Entry
- Medical Terminology (preferred)
- Computer Recordkeeping programs (preferred)
- Prior claims experience (preferred)
Additional helpful experience:
- State license if required (SIP, Property and Liability, Disability, etc.)
- WCCA/WCCP or similar designations
- For internal colleagues, completion of the Sedgwick Claims Progression Program
**TAKING CARE OF YOU**
+ Entry-level colleagues are offered a world class training program with a comprehensive curriculum
+ An assigned mentor and manager that will support and guide you on your career journey
+ Career development and promotional growth opportunities
+ A diverse and comprehensive benefits offering including medical, dental vision, 401K, PTO and more
_As required by law, Sedgwick provides a reasonable range of compensation for roles that may be hired in jurisdictions requiring pay transparency in job postings. Actual compensation is influenced by a wide range of factors including but not limited to skill set, level of experience, and cost of specific location. For the jurisdiction noted in this job posting only, the range of starting pay for this role is 25.65/hr. A comprehensive benefits package is offered including but not limited to, medical, dental, vision, 401k and matching, PTO, disability and life insurance, employee assistance, flexible spending or health savings account, and other additional voluntary benefits. #claims #claimsexaminer #entrylevel #remote #LI-Remote_
Sedgwick is an Equal Opportunity Employer and a Drug-Free Workplace.
**If you're excited about this role but your experience doesn't align perfectly with every qualification in the job description, consider applying for it anyway! Sedgwick is building a diverse, equitable, and inclusive workplace and recognizes that each person possesses a unique combination of skills, knowledge, and experience. You may be just the right candidate for this or other roles.**
**Sedgwick is the world's leading risk and claims administration partner, which helps clients thrive by navigating the unexpected. The company's expertise, combined with the most advanced AI-enabled technology available, sets the standard for solutions in claims administration, loss adjusting, benefits administration, and product recall. With over 33,000 colleagues and 10,000 clients across 80 countries, Sedgwick provides unmatched perspective, caring that counts, and solutions for the rapidly changing and complex risk landscape. For more, see** **sedgwick.com**
Multi-Line Adjuster - Inside
Claims adjuster job in Guaynabo, PR
College degree or an equivalent combination of education and experience.
Minimum 2 years insurance adjusting experience with experience in each of at least two lines of business (casualty, property, or marine).
Personal computer, typing and keyboarding skills
In-depth knowledge of insurance coverage, practices and negotiating skills in multiple lines of business.
Familiarity with legal, medical and technical disciplines within specific business lines.
Strong verbal and written communication skills.
Good analytical ability and mathematical aptitude.
Good attention to detail and organizational skills.
Ability to gather and analyze information, then determine and implement the appropriate course of action.
Good interpersonal skills.
Licensing as required by state and local jurisdictions.
Additional continuing education as required by Crawford Educational Services and as applicable for jurisdictions in which claims are adjusted or investigated.
College degree or an equivalent combination of education and experience.
Minimum 2 years insurance adjusting experience with experience in each of at least two lines of business (casualty, property, or marine).
Personal computer, typing and keyboarding skills
In-depth knowledge of insurance coverage, practices and negotiating skills in multiple lines of business.
Familiarity with legal, medical and technical disciplines within specific business lines.
Strong verbal and written communication skills.
Good analytical ability and mathematical aptitude.
Good attention to detail and organizational skills.
Ability to gather and analyze information, then determine and implement the appropriate course of action.
Good interpersonal skills.
Licensing as required by state and local jurisdictions.
Additional continuing education as required by Crawford Educational Services and as applicable for jurisdictions in which claims are adjusted or investigated.
#LI-CB3
Investigate coverage, liability, and damages with all parties involved in a claim as requested by our customers or Crawford and Company or a subsidiary thereof.
Investigate claims by interviewing claimants, witnesses, establish claim reserves, handle evidence, obtain and interpret official reports, medical reports and claim forms, and attend/participate at mediation, trials or hearings.
Negotiates and settles claims, sets reserves, and manages litigation within client service parameters and authority levels by obtaining demands and making offers to claimants.
May present evidence at legal proceedings.
Provide filings with regulatory agencies, disposing of salvage and pursuing subrogation when appropriate.
Prepare reports by collecting and summarizing information required by the client and obtained through investigation.
Self starter capable of working alone or with others.
Maintains company reputation and insurance product integrity by complying with Federal and state regulations, client and Crawford and Company service standards.
Maintain expected case loads in multiple lines of business while meeting established service delivery, production, quality, sales and educational objectives.
May be required to work on-call during off work hours to respond to emergency on-site investigations.
Maintain professional and technical knowledge through continuing education in multiple lines of business.
Maintain acceptable product quality through compliance with service standards and compliance with internal quality control initiatives.
Uphold and project the corporate image by participating in industry organizations and functions.
Ability to multi-task in a time sensitive environment and handle job responsibilities with a sense of urgency.
Participates in special projects or performs duties in other areas as requested.
Upholds the Crawford Code of Conduct.
Auto-ApplyAccident & Health Claims Adjuster
Claims adjuster job in Puerto Rico
Role Purpose
The Accident and Health Claims Adjuster is responsible to handle, investigate, analyze, calculate and approve insurance claims filed by policyholders and determine the extent of insurance company's liability concerning Accident and Health claims.
Key Responsabilities
Manage, evaluate and adjust Accident & Health claims as per the policy terms and conditions including application of exclusions if applicable.
Work and manage as many fast track claims as possible (Medical Expenses) and analyze medical records.
Assist in resolving complaints from policyholders relative to claims.
Comply with OCS, PMP objectives, Claims Best Practices guidelines & standards of services as required.
Do coverage determination position letters to policyholders.
Perform specials projects and other related duties as assigned.
Make timely decisions on claim approval, partial payment, or denial with clear justifications.
Identify potential fraudulent claims and refer cases as necessary for investigation.
Qualifications
Bachelor's Degree in Business Administration.
Adjusters License from the Office of the Commissioner of Insurance of Puerto Rico (OCS).
Demonstrated experience and/or knowledge in claims related to the following coverage's: Accident, Medical Expenses, Cancer, Critical Illnesses, Disability, Hospitalization, and SINOT, among others including policy interpretation.
Strong ability to perform mathematical calculations.
Demonstrate flexibility and adaptability to work in a fast moving and challenging environment.
Proficient in MS Applications (Word, Excel and Power Point).
Intermediate knowledge of the structure and content of the English and Spanish Language.
Auto-ApplyAccident & Health Claims Adjuster
Claims adjuster job in San Juan, PR
Role Purpose
The Accident and Health Claims Adjuster is responsible to handle, investigate, analyze, calculate and approve insurance claims filed by policyholders and determine the extent of insurance company's liability concerning Accident and Health claims.
Key Responsabilities
Manage, evaluate and adjust Accident & Health claims as per the policy terms and conditions including application of exclusions if applicable.
Work and manage as many fast track claims as possible (Medical Expenses) and analyze medical records.
Assist in resolving complaints from policyholders relative to claims.
Comply with OCS, PMP objectives, Claims Best Practices guidelines & standards of services as required.
Do coverage determination position letters to policyholders.
Perform specials projects and other related duties as assigned.
Make timely decisions on claim approval, partial payment, or denial with clear justifications.
Identify potential fraudulent claims and refer cases as necessary for investigation.
Bachelor's Degree in Business Administration.
Adjusters License from the Office of the Commissioner of Insurance of Puerto Rico (OCS).
Demonstrated experience and/or knowledge in claims related to the following coverage's: Accident, Medical Expenses, Cancer, Critical Illnesses, Disability, Hospitalization, and SINOT, among others including policy interpretation.
Strong ability to perform mathematical calculations.
Demonstrate flexibility and adaptability to work in a fast moving and challenging environment.
Proficient in MS Applications (Word, Excel and Power Point).
Intermediate knowledge of the structure and content of the English and Spanish Language.
Auto-ApplyA&H Claims Adjuster
Claims adjuster job in San Juan, PR
Role Purpose The Accident and Health Claims Adjuster is responsible for the review, assessment, and management of A&H claims in a timely, fair, and accurate manner, ensuring compliance with policy terms, regulatory requirements and customer service standards..
Key Responsibilities
• Review and analyze A&H claims to determine coverage and eligibility under policy terms.
• Communicate with policyholders, brokers, healthcare providers, and internal stakeholders to obtain necessary information and provide claim updates.
• Make timely decisions on claim approval, partial payment, or denial with clear justifications.
• Identify potential fraudulent claims and refer cases as necessary for investigation.
Requirements
• Bachelor's Degree in Business Administration.
• Adjusters License from the Office of the Commissioner of Insurance of Puerto Rico (OCS).
• Demonstrated experience and/or knowledge in claims related to the following coverage's: Accident, Medical Expenses, Cancer, Critical Illnesses, Disability, Hospitalization, and SINOT, among others including policy interpretation.
• High attention to detail and accuracy.
• Ability to manage multiple claims and meet deadlines.
• Demonstrate flexibility and adaptability to work in a fast moving and challenging environment.
• Proficient in MS Applications (Word, Excel and Power Point).
• Intermediate knowledge of the structure and content of the English and Spanish Language.
Experience
• Three (3) years of experience managing all major aspects of A&H claims adjustment process in the insurance industry, preferable.
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