Claims adjuster jobs in Saint Peters, MO - 71 jobs
All
Claims Adjuster
Property Claims Adjuster
Field Adjuster
Claims Representative
Property Adjuster
Senior Claims Specialist
General Adjuster
Claims Technician
Material Damage Adjuster
Senior Claims Representative
Adjuster
Liability Claims Representative
Workers' Compensation Claims Adjuster
Claims Supervisor
Claims Administrator
MO Onsite - Automotive Warranty Claims Adjuster
Aas Services 4.0
Claims adjuster job in Saint Peters, MO
Full-time Description
*HIRING FOR MARCH 2026*
Founded in 2002, American Auto Shield (AAS) specializes in 3rd party home and vehicle service contract claims administration. AAS has a headquarters in Lakewood, Colorado, and we operate a satellite office in St. Peters, Missouri. For more than two decades, American Auto Shield has experienced tremendous growth, which equates to fantastic career opportunities for our employees. The American Auto Shield General ClaimsAdjuster is a full-time, on-site position at our St. Peters office. This position is responsible for adjudicating claims while adhering to various written contracts and internal standard operating procedures.
Mechanics, service writers, advisors, and technicians are encouraged to apply!
Job Location
St. Peters, MO
Compensation
The General ClaimsAdjuster earns competitive compensation from
$30/hr.
*
What You Will Do in This Role
Provide excellent customer service.
Adjudicate and document claims according to coverage terms and standard operating procedures.
Provide accurate and timely information to all external and internal customers concerning claim status and other claim inquires.
Recommend further action on claims exceeding authority limits.
Other duties as assigned.
Requirements
What You Need to Join Our Team
Able to adhere to a defined work schedule.
Able to work independently and meet or exceed production targets with minimum supervision.
Friendly, courteous, and service-orientated.
Able to recognize problems, identify possible causes, and resolve routine problems.
Able to read and interpret vehicle service contracts after completing company provided training.
Able to comprehend and carry out verbal instructions.
Basic knowledge of Microsoft Office and Internet navigation.
Required Education/Certifications
High School Diploma or General Education Degree (GED).
Automotive mechanical experience and/or training required.
Why work for us?
We are excited to provide
Competitive compensation from
$30/hr *
Comprehensive benefits package
Medical
Dental
Vision
Short/Long Term Disability
Life Insurance
Flex Spending Account
401 (k) **
PTO
Paid Sick/Wellbeing Time Off
Employee Assistance Program
Voluntary Benefits
Pet Insurance
Life Insurance
Satisfaction of work with a highly skilled team to make a company-wide impact
*Individual compensation packages are based on various factors unique to each candidate, including skill set, experience, qualifications, and other job-related aspects.
**Eligible for 401 (k) the first of the month after the 1st 90 days.
Company Core Values
Our company core values are integrity, respect, accountability, collaboration, and innovation. These values serve as cultural cornerstones and the foundation of behaviors that drive our organization to excellence.
Salary Description $30/hr
$30 hourly 6d ago
Looking for a job?
Let Zippia find it for you.
Claims Adjuster Trainee
Progressive 4.4
Claims adjuster job in Town and Country, MO
Progressive is dedicated to helping employees move forward and live fully in their careers. Your journey has already begun. Apply today and take the first step to Destination: Progress. As a claimsadjuster trainee, you'll learn how to help customers get back on the road after an accident. This is not a field position, which means you'll be building relationships with customers over the phone. In a fast-paced environment, you'll learn how to resolve a full case load of claims efficiently while managing the claims process from start to finish. You'll have the support of a collaborative team and ongoing coaching from leaders. We'll also teach you the insurance stuff - providing in-depth training on property damage and insurance contracts so you can confidently and independently adjustclaims.
This is a hybrid role, which means you'll work in-office two days that are selected by local leadership and choose where you want to work the other three days, whether that's at home or in the office, for a period of 12 months. After that period, the days you'll be expected to report to an office for important meetings, training, and collaboration will vary based on business need. In this hybrid work environment, you'll be supported by your leaders and tenured colleagues to develop relationships, establish connections, and share practices that are important to your development. If you prefer an in-office environment, you're welcome to work in the office as often as you would like.
Duties & responsibilities (upon completion of training)
* Determine coverage
* Determine liability (who's at fault for the damages)
* Interview customers, claimants, and witnesses
* Partner with appraisers/estimators to manage vehicle repairs
* Negotiate with customers and other insurance carriers and resolve claims
Must-have qualifications
* Three years of work experience OR
* Bachelor's degree OR
* Two years work experience and an associate degree
Schedule: Training: Monday-Friday, 8:30am-5:30pm; Onboarding: Monday-Friday 8am-5pm; Work Schedule after onboarding: Monday-Friday, 9-6pm, based on business need
Location: 600 Kellwood Parkway, Ste 100, Town and Country, MO 63017
Compensation
* Once you complete training and pass any necessary testing requirements, your salary range will be $54,000 to $57,500/year, however, during training, you'll be paid hourly based on your annual salary
* Gainshare annual cash incentive payment up to 16% of your eligible earnings based on company performance
Benefits
* 401(k) with dollar-for-dollar company match up to 6%
* Medical, dental & vision, including free preventative care
* Wellness & mental health programs
* Health care flexible spending accounts, health savings accounts, & life insurance
* Paid time off, including volunteer time off
* Paid & unpaid sick leave where applicable, as well as short & long-term disability
* Parental & family leave; military leave & pay
* Diverse, inclusive & welcoming culture with Employee Resource Groups
* Career development & tuition assistance
Energage recognizes Progressive as a 2025 Top Workplace for: Innovation, Purposes & Values, Work-Life Flexibility, Compensation & Benefits, and Leadership.
Equal Opportunity Employer
For ideas about how you might be able to protect yourself from job scams, visit our scam-awareness page at **************************************************************
Share: Email X Facebook LinkedIn
Apply Now
$54k-57.5k yearly 5d ago
Senior Complex Claims Specialist - PROGRAMS
Amerisure Mutual Insurance Co 4.8
Claims adjuster job in Saint Louis, MO
Amerisure creates exceptional value for its partners, policyholders, and employees. As a property and casualty insurance company, Amerisure's promise to our partner agencies and policyholders begins with a comprehensive line of insurance products designed to protect businesses, as well as the health and safety of every employee. With an A.M. Best "A" (Excellent) rating, Amerisure serves mid-sized commercial enterprises focused in construction, manufacturing and healthcare. Ranked as one of the top 100 Property & Casualty companies in the United States, we proudly manage nearly $1 Billion of Direct Written Premium and maintain $1.21 billion in surplus.
Join Our Team at Amerisure!
Amerisure is seeking a Senior Complex Claims Specialist to join our dynamic team. This position offers a hybrid work schedule (2 days onsite) at one of our Core Service Centers. As a key member of our Programs Team, you will handle complex claims with precision and professionalism. Previous experience managing program-related claims will be highly valued. The ideal candidate will also possess the following skill set.
Summary Statement
Manage a portfolio of claims presenting moderate to high complexity and exposure to ensure Industry Leading Customer Experience through exceptional service, unmatched relationships and superior claims outcomes. Contribute to the achievement of Claims department goals, established to achieve the company's strategic objectives.
Essential Tasks/Major Duties
* Build and maintain strong relationships with agents and policyholders through being inclusive, communicative, accessible, and maintaining relevant, insightful, and informative file documentation.
* Directly handle an assigned portfolio of litigated and non-litigated commercial general and auto liability claims presenting moderate to high complexity and exposure across multiple jurisdictions.
* Conduct relevant, creative, and comprehensive investigation and evaluation on coverage, liability, and damages throughout the life of the claim by analyzing material facts, circumstances, and developments applying applicable law and legal principles.
* Positively influence claims outcomes through developing, continuously adjusting, and executing on action plans designed to achieve desired resolutions.
* Identify and pursue early resolution when appropriate.
* Identify and evaluate risk transfer.
* Proactively establish and adjust loss reserves throughout the life of the claim based on newly identified and material information and developments in order to reflect probable ultimate exposure.
* Report on and present large losses during file conferences and claim reviews.
* Serve as subject matter expert to less experienced staff.
* Participate in mediations and settlement conferences and attend trials.
* Negotiate settlements.
* Maintain current knowledge of multijurisdictional legal and regulatory claims developments and trends.
* Engage in/external resources as needed to achieve optimal claims outcomes while monitoring and mitigating costs.
* Adjudicate claims in accordance with Amerisure claims guidelines and quality standards.
Knowledge, Skills & Abilities
* Bachelor's degree required; Juris Doctorate preferred.
* 10 years of commercial claims experience, including 5 years with moderate to high complexity and exposure commercial general and auto liability claims (including trucking liability), and 3 years handling litigated files and directing outside defense counsel.
* Extensive knowledge of current tort, contract, and coverage laws in multiple jurisdictions.
* Experience in FL, GA, IL, SC, and TX, with a proven ability to handle claims in new or less familiar jurisdictions.
* Ability to identify potential for aggravated liability and create resolution strategies to mitigate exposure.
* Ability to lead discussions, make presentations, and communicate technical results to a non-technical audience.
* Excellent organizational skills and ability to function in a changing environment.
* Willingness to take on new assignments as required.
* Ability to think strategically with supporting analytical and problem-solving skills, including the ability to deal with ambiguity.
* Demonstrated successful ability to build positive relationships and partnerships within the department, across the organization, and with external customers.
* Industry accreditation preferred.
* Ability to obtain appropriate state licensing as required.
* Ability to travel overnight up to 20%
Just as we are committed to creating exceptional value for our Partners For Success agencies and policyholders, Amerisure also remains committed to being an employer of choice. We reinforce this commitment by adhering to an Employee Value Proposition that, in part, is provided through a competitive total rewards package. This package includes competitive base pay, performance-based incentive pay, comprehensive health and welfare benefits, a 401(k) savings plan with profit sharing, and generous paid time off programs. We also offer flexible work arrangements to promote work-life balance. Recognized as one of the Best and Brightest Companies to Work For in the Nation and one of Business Insurance magazine's Best Places to Work in Insurance, we provide a workplace that fosters excellence and professional growth. If you are looking for a collaborative and rewarding career, Amerisure is looking for you.
Amerisure Insurance provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, Amerisure Insurance complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training. Amerisure Insurance expressly prohibits any form of workplace harassment based on race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, genetic information, disability, or veteran status. Improper interference with the ability of Amerisure's employees to perform their job duties may result in discipline up to and including discharge.
$83k-127k yearly est. Auto-Apply 11d ago
Senior Claims Specialist
Bitco Insurance Companies 3.5
Claims adjuster job in Saint Louis, MO
BITCO Corporation, a leading provider of specialized insurance solutions is seeking a Senior Claims Specialist for our branch office located in St. Louis MO. With a strong national presence and 11 branch offices in 10 states, BITCO delivers tailored insurance services to specialized industries including construction, forest products and oil & gas.
This position is eligible for a hybrid work arrangement with required business travel to BITCO office locations and customer offices
Position Summary:
This position provides key support in the handling of claims across multiple lines of coverage, with a focus on Liability (Commercial Auto and General Liability) and large property damage/Inland Marine losses.. This includes assessing claim coverage, liability, legal and damage issues, and investigating, evaluating, and effectively resolving all assigned claims in a timely manner according to company and regulatory guidelines. Provides a high level of customer service to internal and external business partners.
Primary Responsibilities:
Review, analyze, and interpret policy conditions, exclusions, and endorsements to resolve coverage and liability issues for assigned claims
Prepare reservation of rights letters, nonwaiver agreements, and coverage disclaimers to address claim coverage issues
Review and evaluate claim reserves to ensure that the respective reserve properly reflects the potential exposure
Investigate claims to evaluate coverage and legal issues, which may include meeting with Insureds and witnesses, and obtaining statements, records, and other evidentiary materials
Provide proper documentation and reporting of investigation and claims handling activities
Negotiates, including through mediation, arbitration, or other court-supervised settlement efforts, settles, and resolves claims with claimants, insureds, and their lawyers; provides appropriate claims resolution documents
Maintain a working knowledge of regulatory and jurisdictional requirements
Provides direction to and management of defense counsel, independent adjusters and other third parties retained to assist in a particular claim
Identify and pursue (if applicable) risk transfer opportunities
Other duties as assigned
Qualifications:
Minimum of 5 years of experience with the following:
Coverage Review - interpreting policies, agreements/contracts, reservation of rights, and disclaimers
Claims Investigation - Statements, authorizations, retention of qualified experts and counsel
Claims Administration - Reports, review reserves, compliance knowledge of laws and procedures
Claims Settlement - Preparation of disclaimer letters, releases, and proof of loss statements; participation in legal court proceedings when necessary
Knowledge of coverage, negligence principles, investigation, and negotiation techniques
Ability to obtain and maintain state adjusting licenses, as needed
Must be service-oriented, with the ability to provide prompt, efficient, and effective claims and customer service
Ability to communicate clearly and effectively with our customers, claimants, opposing counsel, defense counsel, and members of the public
Ability to manage and organize workload of multiple tasks simultaneously
Excellent judgement, negotiation, and decision making skills
Must be able to travel between different off-site locations or overnight in an expeditious manner
Experience in handling liability claims in Midwestern states, inclusive of MO, IL, NE, KS
Benefits:
Competitive salary and benefits
Paid time off and 12 paid holidays a year
Health, dental, and vision insurance
Company paid life insurance - 2x annual earnings
Old Republic 401(k) Savings and Profit Sharing Plan
Education and training opportunities
Insurance designations encouraged with financial assistance available
Daily two-hour flexible start and end time for 7.5-hour workday
Employee Fitness Program
$68k-102k yearly est. 10h ago
Independent Insurance Claims Adjuster in Saint Louis, Missouri
Milehigh Adjusters Houston
Claims adjuster job in Saint Louis, MO
IS IT TIME FOR A CAREER CHANGE? INDEPENDENT INSURANCE CLAIMSADJUSTERS NEEDED NOW! Are you ready to embark on a dynamic and in-demand career as an Independent Insurance ClaimsAdjuster? This is your chance to join a thriving industry with endless opportunities for growth and advancement.
Why This Opportunity Matters:
With the current surge in storm-related events sweeping across the nation, there's an urgent need for new adjusters to meet the escalating demand.
As a Licensed ClaimsAdjuster, you'll play a crucial role in helping individuals and businesses recover from unforeseen disasters and rebuild their lives.
This is not just a job-it's a rewarding career path where you can make a real difference in people's lives while enjoying flexibility, autonomy, and competitive compensation.
Join Our Team:
Are you actively working as a Licensed ClaimsAdjuster with 100 claims or more under your belt?
If so, that's great! If not, no problem! Let us help you on your career path as a Licensed ClaimsAdjuster.
You're welcome to sign up on our jobs roster if you meet our guidelines.
How We Can Help You Succeed:
At MileHigh Adjusters Houston, we offer comprehensive training programs tailored to equip you with the essential skills and knowledge needed to excel in the field of claimsadjusting.
Our expert instructor, with years of industry experience, will provide you with hands-on training, insider tips, and practical insights to prepare you for real-world challenges.
Whether you're a seasoned professional or a newcomer to the field, our training programs are designed to meet you where you are and help you reach your full potential as a claimsadjuster.
Don't miss out on this opportunity-let us assist you in advancing your career in claimsadjusting and achieving your professional goals. With our guidance and support, you'll have the opportunity to thrive in a dynamic and rewarding industry, making a positive impact on the lives of others while achieving your professional goals.
Seize the Opportunity Today!
Contact us now at ************ or [email protected] to learn more about our training programs and take the first step towards a fulfilling career as a Licensed ClaimsAdjuster. Visit our website at ******************************** to explore our offerings and view our 375+ Five-Star Google Reviews.
You can also find us on YouTube at: (*********************************************************
and Facebook at: (************************************************** for additional resources and updates.
APPLY HERE
#AdjustersNeeded #CareerOpportunity #ClaimsAdjusterTraining #MileHighAdjustersHouston
By applying to this position, you consent to receive informational and promotional messages from MileHigh Adjusters Houston about training opportunities and related career programs. You may opt out at any time.
$45k-55k yearly est. Auto-Apply 60d+ ago
Field Claims Adjuster
EAC Claims Solutions 4.6
Claims adjuster job in Saint Louis, MO
At EAC Claims Solutions, we are dedicated to resolving claims with integrity and efficiency. Join us in delivering exceptional service while upholding the highest standards of professionalism and compliance. Explore more about our commitment to innovation and community impact at **********************
Overview:
Join EAC Claims Solutions as a Property Field Adjuster, where you will be managing insurance claims from inception to resolution.
Key Responsibilities:
- Planning and organizing daily workload to process claims and conduct inspections
- Investigating insurance claims, including interviewing claimants and witnesses
- Handling property claims involving damage to buildings, structures, contents and/or property damage
- Conducting thorough property damage assessments and verifying coverage
- Evaluating damages to determine appropriate settlement
- Negotiating settlements
- Uploading completed reports, photos, and documents using our specialized software systems
Requirements:
- Ability to perform physical tasks including standing for extended periods, climbing ladders, and navigating tight spaces
- Strong interpersonal communication, organizational, and analytical skills
- Proficiency in computer software programs such as Microsoft Office and claims management systems
- Self-motivated with the ability to work independently and prioritize tasks effectively
- High school diploma or equivalent required
- Previous experience in insurance claims or related field is a plus but not required
Next Steps:
If you're passionate about making a difference, thrive on challenges, and deeply value your work, we invite you to apply. Should your application progress, a recruiter will reach out to discuss the next steps.
Join us at EAC Claims Solutions, where your passion meets purpose, and where your contributions truly matter.
$46k-55k yearly est. Auto-Apply 42d ago
Mechanical Claims Adjuster
Insight Global
Claims adjuster job in Bridgeton, MO
Key Responsibilities: The automotive claimsadjuster handles inbound calls from dealerships and mechanics, reviewing and deciding on warranty claims. They manage up to 40-60 calls per day. Automotive experience is essential to ensure mechanics adhere to proper procedures.
Utilize in-depth knowledge of vehicle mechanics to evaluate, investigate, and process mechanical claims with accuracy and efficiency.
Communicate via telephone and email with vehicle contract holders, repair facilities, and other parties, providing exceptional customer service while successfully resolving claim-related requests.
Actively listen to callers' questions and concerns, demonstrating empathy and compassion to ensure a positive and reassuring experience.
Adhere to all established department processes and utilize company specific computer systems to maintain detailed and accurate electronic claim-related records
Collaborate with leaders and other claim analysts to consistently uphold the company's reputation for honesty, fairness, and excellence in all interactions.
We are a company committed to creating diverse and inclusive environments where people can bring their full, authentic selves to work every day. We are an equal opportunity/affirmative action employer that believes everyone matters. Qualified candidates will receive consideration for employment regardless of their race, color, ethnicity, religion, sex (including pregnancy), sexual orientation, gender identity and expression, marital status, national origin, ancestry, genetic factors, age, disability, protected veteran status, military or uniformed service member status, or any other status or characteristic protected by applicable laws, regulations, and ordinances. If you need assistance and/or a reasonable accommodation due to a disability during the application or recruiting process, please send a request to ********************.To learn more about how we collect, keep, and process your private information, please review Insight Global's Workforce Privacy Policy: ****************************************************
Skills and Requirements
Qualifications:
At least 3 years of proven experience as an automotive mechanic or in a related mechanical field.
Prior success in a customer service role including experience resolving complex requests and ensuring outstanding customer satisfaction
Technology proficient in Microsoft Office applications (Email, Teams, Outlook, etc.) and programs used for claims processing, as well as the ability to navigate multiple software systems and monitors while assisting customers on the phone.
High school diploma or GED required.
ASE certification
Automotive degree
Additional Considerations:
Must be willing to work Saturdays occasionally.
A high-speed home internet connection and a quiet at-home workspace is required for remote and hybrid schedules.
Must be able to pass background check
Must have reliable transportation to and from work
$45k-55k yearly est. 12d ago
Liability Claims Representative - Multi-Line
Cannon Cochran Management 4.0
Claims adjuster job in Saint Louis, MO
Overview Multi-Line Liability Claim Representative I
Schedule: Monday-Friday, 8:00 a.m. - 4:30 p.m. (37.5 hours per week)
Salary Range: $65,000 - $75,000 annually
Build Your Career With Purpose at CCMSI
At CCMSI, we partner with global clients to solve their most complex risk management challenges, delivering measurable results through advanced technology, collaborative problem-solving, and an unwavering commitment to their success.
We don't just process claims-we support people. As the largest privately-owned Third Party Administrator (TPA), CCMSI delivers customized claim solutions that help our clients protect their employees, assets, and reputations. We are a certified
Great Place to Work
, and our employee-owners are empowered to grow, collaborate, and make meaningful contributions every day.
Job Summary
The Multi-Line Liability Claim Representative I is responsible for investigating and adjusting assigned multi-line liability claims across multiple commercial accounts, including trucking, products, and governmental entities. This role requires strong organizational skills, independent judgment, and the ability to work collaboratively within a team of seven. You'll manage claims in all jurisdictions, ensuring compliance with CCMSI standards and client expectations. Responsibilities When we hire adjusters, we look for professionals who thrive on solving complex problems, take ownership of outcomes, and deliver exceptional service with integrity. In this role, you'll manage multi-line liability claims with precision and confidence, balancing investigative skills with sound judgment to achieve fair and timely resolutions.
Investigate and adjust multi-line liability claims in accordance with established claims handling procedures using CCMSI guidelines and direct supervision.
Review medical, legal and miscellaneous invoices to determine if reasonable and related to the ongoing liability claims. Negotiate any disputed bills for resolution.
Authorize and make payment of multi-line liability claims utilizing a claim payment program in accordance with industry standards and within settlement authority.
Negotiate settlements with claimants and attorneys in accordance with client's authorization.
Assist in selection and supervision of defense attorneys.
Assess and monitor subrogation claims for resolution.
Prepare reports detailing claims, payments and reserves.
Provide reports and monitor files, as required by excess insurers.
Compliance with Service Commitments as established by team.
Delivery of quality claim service to clients.
Qualifications Required:
3+ years of liability claim experience or insurance-related experience
Texas DHS Adjuster License (or equivalent)
Proficiency in Microsoft Office (Word, Excel, Outlook)
Strong organizational skills, ability to prioritize, and work independently
Excellent oral and written communication skills
Nice to Have:
Experience handling multiple commercial accounts
Bachelor's degree in Risk Management or related field (Associate degree preferred)
Knowledge of medical and legal terminology
Bilingual (Spanish) proficiency - highly valued for communicating with claimants, employers, or vendors, but not required.
Why You'll Love Working Here
4 weeks
(Paid time off that accrues throughout the year in accordance with company policy)
+ 10 paid holidays in your first year
Comprehensive benefits: Medical, Dental, Vision, Life, and Disability Insurance
Retirement plans: 401(k) and Employee Stock Ownership Plan (ESOP)
Career growth: Internal training and advancement opportunities
Culture: A supportive, team-based work environment
How We Measure Success
At CCMSI, great adjusters stand out through ownership, accuracy, and impact. We measure success by:
Quality claim handling - thorough investigations, strong documentation, well-supported decisions
Compliance & audit performance - adherence to jurisdictional and client standards
Timeliness & accuracy - purposeful file movement and dependable execution
Client partnership - proactive communication and strong follow-through
Professional judgment - owning outcomes and solving problems with integrity
Cultural alignment - believing every claim represents a real person and acting accordingly
This is where we shine, and we hire adjusters who want to shine with us.
Compensation & Compliance
The posted salary reflects CCMSI's good-faith estimate in accordance with applicable pay transparency laws. Actual compensation will be based on qualifications, experience, geographic location, and internal equity. This role may also qualify for bonuses or additional forms of pay.
CCMSI offers comprehensive benefits including medical, dental, vision, life, and disability insurance. Paid time off accrues throughout the year in accordance with company policy, with paid holidays and eligibility for retirement programs in accordance with plan documents.
Visa Sponsorship:
CCMSI does not provide visa sponsorship for this position.
ADA Accommodations: CCMSI is committed to providing reasonable accommodations throughout the application and hiring process.
Equal Opportunity Employer: CCMSI complies with all applicable employment laws, including pay transparency and fair chance hiring regulations.
Background checks, if required for the role, are conducted only after a conditional offer and in accordance with applicable fair chance hiring laws.
Our Core Values
At CCMSI, we believe in doing what's right-for our clients, our coworkers, and ourselves. We look for team members who:
Lead with transparency We build trust by being open and listening intently in every interaction.
Perform with integrity We choose the right path, even when it is hard.
Chase excellence We set the bar high and measure our success. What gets measured gets done.
Own the outcome Every employee is an owner, treating every claim, every decision, and every result as our own.
Win together Our greatest victories come when our clients succeed.
We don't just work together-we grow together. If that sounds like your kind of workplace, we'd love to meet you.
#EmployeeOwned #GreatPlaceToWorkCertified #ClaimsCareers #InsuranceJobs #StLouisJobs #HybridWork #MultiLineClaims #CareerGrowth #NowHiring #RiskManagement #AdjusterJobs #LI-Hybrid #IND123 We can recommend jobs specifically for you! Click here to get started.
$65k-75k yearly Auto-Apply 7d ago
Claims Complex Casualty Adjuster
Automobile Club of Southern California 4.3
Claims adjuster job in Saint Louis, MO
The Claims Complex Casualty Adjuster handles complex claims involving material damage, property, and/or liability lines of insurance written by the Interinsurance Exchange in compliance with all regulatory and statutory requirements. The primary functions include liability investigation, coverage evaluation, negotiation strategies and claims resolution of complex claims. Employs discretion and independent judgment to ensure compliance with state and federal law, and with established company, technical, and customer service best practices. Under limited supervision, works within specific limits of authority to resolve claims.
Job Duties
Conduct phone and/or field investigations to determine liability and damages. May attend and participate in legal proceedings. Identify and obtain statements from insureds, claimants and witnesses.
Communicate and interact with a variety of individuals including insureds and claimants. Explain benefits, coverages, fault and claims process either verbally or in writing which complies with regulatory and statutory requirements. Recognize and appropriately address complex coverage and subrogation issues.
Evaluate and determine claim values upon receipt and assessment of property, bodily injury and liability data.
Negotiate within settlement authority with insureds and claimants to resolve their first and third-party claims.
Control expenses for areas of responsibility.
Handle administrative functions, update database production reports, document and update claim files via company systems, i.e. CACS, HUON, HOC, GUIDEWIRE, etc.
Verify and interpret/resolve coverage by gathering necessary information to ensure policy applicability. Coordinate with internal and external departments as required.
Mentor other adjusters, assisting them with increasing understanding of adjudicating complex claims.
Respond quickly to customer needs and problems.
Independently resolve claim exposures within level of authority.
Qualifications
Bachelors Equivalent combination of education and experience Preferred
7-9 years Property, Auto, Casualty or relevant claims experience. Required
10+ years Prior claims experience. Preferred
Comprehensive knowledge of claims administration best practices and procedures.
Advanced knowledge of insurance, fault assessment, negligence and subrogation principles.
Comprehensive understanding of building and vehicle repair procedures and third-party liability issues.
Advanced knowledge of Microsoft Office suite, general computer software and claims software.
Advanced organization and planning recognition skills required.
Advanced oral and written communication skills required.
Advanced interpersonal skills required.
Advanced leadership skills among peers required.
Exhibit proficiency and understanding of medical terminology and causality.
Valid Driver's License, acceptable Department of Motor Vehicles record and minimum liability insurance - Issued by State Required
Chartered Property Casualty Underwriter - Insurance Institute of America Preferred
Associate in Claims - Insurance Institute of America Preferred
An insurance/claimsadjuster license may be required for claims administration in specific states. Preferred
Travel Requirements
Occasional travel to business meetings or conferences. (5% proficiency)
Remarkable benefits:
• Health coverage for medical, dental, vision
• 401(K) saving plan with company match AND Pension
• Tuition assistance
• PTO for community volunteer programs
• Wellness program
• Employee discounts (membership, insurance, travel, entertainment, services and more!)
Auto Club Enterprises is the largest federation of AAA clubs in the nation. We have 14,000 employees in 21 states helping 17 million members. The strength of our organization is our employees. Bringing together and supporting different cultures, backgrounds, personalities, and strengths creates a team capable of delivering legendary, lifetime service to our members. When we embrace our diversity - we win. All of Us! With our national brand recognition, long-standing reputation since 1902, and constantly growing membership, we are seeking career-minded, service-driven professionals to join our team.
"Through dedicated employees we proudly deliver legendary service and beneficial products that provide members peace of mind and value.”
AAA is an Equal Opportunity Employer
$46k-55k yearly est. Auto-Apply 14d ago
Insurance Claims Adjuster - Entry Level Trainee
RAC Adjustments
Claims adjuster job in OFallon, IL
INSURANCE CLAIMSADJUSTER - ENTRY LEVEL TRAINEE, Joliet and South Suburban area
RAC Adjustments, Inc.
We are currently recruiting for a high-quality individual to join our team in the Joliet, Kankakee, LaSalle and South Suburban area in Illinois. After an initial training period, the individual should be able to work independently and maintain productivity. Basic construction knowledge or experience would be highly beneficial. Candidate should be proficient in basic computer programs, with college preferred. Ability/willingness to learn, self-motivation and people skills are essential to the success of the candidate.
JOB REQUIREMENTS
Driving to loss locations is required, must hold valid driver's license
Evaluation of losses which may require climbing onto roofs, crouching, working in adverse conditions, lifting up to 50 pounds
Ability to occasionally work during non-standard business hours
Strong organizational and clear communication skills
Analytical, problem solving and negotiation skills
JOB RESPONSIBILITIES
Analyze and process claim information, including verification and application of coverage, cause of loss, negligence, and subrogation potential
Complete an accurate and thorough itemized estimate for repairs
Negotiate the covered scope and value of recommended settlements
Complete all necessary and requested paperwork in a logical, factual, non-biased, clear, and concise format within established deadlines
Thoroughly document all activities; be detail-oriented in all aspects of paperwork.
Effectively organize and plan work schedule within time constraints
Maintain general knowledge of associated industry standards, policy provisions, codes/ ordinance and good faith handling requirements
Provide exemplary customer service
Communicate and interact with associated internal and external parties including clients, managers, co-workers, agents/brokers, attorneys, policy holders, claimants, contractors, and the general public
Represent RAC in a professional manner at all times
SALARY RANGE
$20 to $25 an hour, depending on transferrable experience, education and skill level.
RAC Adjustments, Inc. offers excellent compensation and a competitive benefits package. 401k, Medical/Dental/Life/Disability insurance, Company Car, Gas Card, Computer, Software, etc. Please respond with resume.
RAC Adjustments, Inc. is more than just an insurance adjusting and appraising company; we are a family of professionals who prioritize small company values and taking care of our employees. Our journey has been guided by integrity, teamwork, and a client-centric approach, making us a trusted partner in the insurance industry since 1980. Learn more about our history at *******************
Join us at RAC Adjustments, Inc. and experience a workplace where your talents are recognized, your growth is nurtured, and your well-being is a priority. Together, we continue to uphold the values that define our company's legacy, proving that even as we grow, we never lose sight of what makes us special.
$20-25 hourly 5d ago
Senior Claims Specialist
Unigroup 4.6
Claims adjuster job in Fenton, MO
Location: This position may be based outside of Missouri and is eligible in the following states: Illinois, Arkansas, Florida, North Carolina, Georgia, Texas, Indiana, and Tennessee. The Senior Claims Specialist investigates, evaluates, and resolves a wide range of cargo loss or damage claims across multiple lines of business. This role manages more complex and sensitive claims, requiring sound judgment, strong analytical skills, and the ability to confidently navigate challenging conversations. You'll work closely with customers, agents, partners, and internal teams to ensure claims are resolved fairly, efficiently, and in compliance with policies, contracts, and federal regulations.
This is a highly visible role that offers exposure to many areas of UniGroup, including contracts, customer service, operations, legal, and our agent network.What You'll Do
Evaluate, settle, or deny household goods and non-household goods claims across all business lines, using elevated decision-making authority and exercising discretion beyond standard guidelines when needed
Lead and oversee all activities related to major losses, including preparing detailed reports and updates
Partner with the Legal department to manage specialty or escalated claims
Review claims for compliance with federal regulations, tariffs, contract provisions, and UniGroup claims policies
Investigate facts, documentation, and liability to allocate responsibility to the appropriate parties
Communicate extensively with agents, shipping customers, military installations, government bureaus, national account contacts, and internal departments
Support periods of transition by managing temporary caseloads and rotating to different claim areas when needed to help with backlogs
Review and evaluate agents' requests for settlement authorization above standard limits
Support new hire and ongoing claims training for adjusters at all levels
Contribute to department initiatives and complete additional responsibilities as assigned
What We're Looking For:
Required Qualifications
Bachelor's degree in a related field or equivalent experience
2-3 years of relevant experience
Preferred Qualifications
2+ years of experience in a claimsadjusting role
Experience reviewing documentation, determining liability, and negotiating fair outcomes
Who Thrives in This Role
Based on what we've seen from successful claims specialists, you'll do well here if you:
Communicate clearly and confidently, especially when decisions may be difficult for a customer or agent to hear
Manage conflict with professionalism, not taking tense situations personally
Stay positive and patient through a steep learning curve
Work collaboratively, stepping in to assist teammates during high-volume periods
Solve problems creatively, especially when documentation is incomplete or unclear
Balance empathy with policy, ensuring decisions are fair and consistent
Adapt quickly, including shifting between caseloads or helping other teams when workloads spike
Why UniGroup
UniGroup is the parent company of United Van Lines and Mayflower Transit, two of the most recognized brands in the moving and logistics industry. Headquartered in the St. Louis area for over 90 years, we support a nationwide network of agents, customers, and partners across commercial, residential, government, and specialty logistics markets.
Joining UniGroup means being part of a company that values stability, collaboration, and continuous improvement. Our teams support one another, work through challenges together, and take pride in delivering high-quality service to our customers and agent network.
Why You'll Love Working Here
We offer a comprehensive benefits package designed to support you and your family:
Hybrid work environment (on-site expectations vary by team)
Medical, dental, and vision insurance
401(k) with company match
Paid time off, paid holidays, and paid parental leave
Tuition reimbursement
Employee assistance program and wellness resources
Career pathways and professional development opportunities
If you're looking for a role where you can use your judgment, grow your expertise, and make a real impact in how we support customers and agents, we'd love to talk with you.
Apply today!
$53k-83k yearly est. 3d ago
Field Claims Property Adjuster- St. Louis, MO
Farmers Insurance Group 4.4
Claims adjuster job in Saint Louis, MO
We are Farmers! We are… more than just your favorite commercials. At Farmers, we strive to deliver peace of mind to our customers by providing protection and comprehensive advice and delivering in the moments of truth. That means having people who can help us meet changing customer and business needs. Farmers high-performance culture is focused on results and the people who achieve them. We hold ourselves and others accountable for sustainably growing the business and each other. We seek solutions, own our actions, and grow through discomfort. We see setbacks as opportunities while continuously asking ourselves how we impact our customers.
Farmers is an award winning, equal opportunity employer, committed to the strength of an inclusive workforce. We are dedicated to supporting the well-being of our people through our extensive suite of benefits, as well as the well-being of the communities we serve through employee volunteer programs and nonprofit partnerships. Helping others in their time of need isn't just our business - it's our culture! To learn more about our high-performance culture and open opportunities, check out ********************************* and be sure to follow us on Instagram, LinkedIn, and TikTok.
Workplace: Remote ( #LI-Remote )
Farmers believes in a culture of collaboration, creativity, and innovation, which thrives when we have the ability to work flexibly in a virtual setting as well as the opportunity to be together in person. Our hybrid work environment combines the best of both worlds with at least three (3) days in office and up to two (2) days virtual for employees who live within fifty (50) miles of a Farmers corporate office. Applicants beyond fifty (50) miles may still be considered.
Job Summary
* Investigates, determines liability, confirms coverage, establishes damages, and negotiates settlement of claims.
* Will also be required to maintain an active adjusters license in states where required.
Essential Job Functions
* Investigates, confirms coverage, determines liability, establishes damages, reports status and negotiates the settlement of assigned cases (has authority to make payment of assigned claims within prescribed limits).
* Adjusts all types of homeowner's property claims.
* Inspects damaged property, and determines claims related damage.
* Estimates the cost of repair or replacement of damaged or stolen property.
* Determines and reports on subrogation potential.
* Reports theft, fraud, and arson losses as required to state and industry agencies.
* Performs most duties on an individual basis, and work has a direct bearing on Management results.
* Represents the Company from a public relations standpoint and must conduct oneself as a member of Management at all times.
* Personal contacts are a major part of activity and include policyholders, claimants, agents, witnesses, repair facilities, contractors, police and fire departments, state and county fraud and arson personnel, special investigators, attorneys, expert witnesses, members of the medical profession and all other persons incident to the investigation and processing of claims.
* Performs other duties as assigned.
Physical Actions
* Bending, Pulling, Sorting Carrying up to 50 lbs.
* Climbing of a 1 story ladder and traversal of low to moderately pitched roofing
* Pushing, Speaking (English) Climbing, Reaching, Standing Key entering, Reading (English)
* Walking, Kneeling, Seeing, Writing (English)
Physical Environment
* Required job duties are normally performed in a climate- controlled office environment, but with exposure to some or all of the following environments when in the field: Uncontrolled outside environmental conditions Excessive Noise Levels Chemicals Chemical/Biological Conditions Moving Mechanical Parts Areas considered to be dangerous. Conditions, which could affect the respiratory system or skin such as: fumes, odors, dust, mists, gases, oils, smoke, soot, or poor ventilation.
Education Requirements
* High school diploma or equivalent required.
* Bachelor's degree preferred.
* Outside insurance education (CPCU, GCA) preferred.
Experience Requirements
* Successful demonstration/completion of the Senior Claims Representative prerequisites, proficiencies, and exams, as required based on unit assignment.
* External candidates should also have a minimum of one year of prior claims or two years of related industry experience.
Special Skill Requirement
* Communication Personal Computer Literate Valid driver's license Bondable
* Insurance policy interpretation
* Customer service and dispute resolution
* Xactimate estimating
* General building damage assessment/evaluation
Benefits
* Farmers offers a competitive salary commensurate with experience, qualifications and location
* Bonus Opportunity (based on Company and Individual Performance)
* 401(k)
* Medical
* Dental
* Vision
* Health Savings and Flexible Spending Accounts
* Life Insurance
* Paid Time Off
* Paid Parental Leave
* Tuition Assistance
* For more information, review "What we offer" on https://*********************************/#offer
Job Location(s): US - MO - St Louis
Anticipated application deadline: At Farmers, the recruitment process is designed to ensure that we find the best talent to join our team. As part of this process, we typically close open positions within 8 to 21 days after posting. If you are interested in any of our open positions, we encourage you to submit your application promptly.
Farmers will consider for employment all qualified applicants, including those with criminal histories, in accordance with the Los Angeles Fair Chance Initiative for Hiring Ordinance or other applicable law. Pursuant to 18 U.S.C. Section 1033, Farmers is prohibited from employing any individual who has been convicted of any criminal felony involving dishonesty or a breach of trust without prior written consent from the state Department of Insurance.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
Farmers is an Equal Opportunity Employer and does not discriminate in any employer/employee relations based on race, color, religion, gender, sexual orientation, gender expression, genetic information, national origin, age, disability, marital status, military and veteran's status, or any other basis protected by applicable discrimination laws.
Want to learn more about our culture & opportunities? Check out ********************************* and be sure to follow us on Instagram, LinkedIn, and TikTok.
Spokane, WA only: Residents who prefer not to provide their address click here to submit your resume via email: *******************
$57k-67k yearly est. Easy Apply 60d+ ago
Property Field Adjuster
Allstate 4.6
Claims adjuster job in Saint Louis, MO
National General is a part of The Allstate Corporation, which means we have the same innovative drive that keeps us a step ahead of our customers' evolving needs. We offer home, auto and accident and health insurance, as well as other specialty niche insurance products, through a large network of independent insurance agents, as well as directly to consumers.
Job Description
Responsible for investigating and confirming the facts of loss for complex Homeowner's Claims. Determines coverage, damages and otherwise adjusts and negotiates claims within limit of authority. Responsible for creating a comprehensive estimate of damages for complex first party homeowner claims leading to the proper disposition. This role is utilized as peer mentor having mastered our processes and obtained technical expertise.We are seeking a seasoned Homeowner Field Adjuster to join our team in St. Louis, Missouri. The ideal candidate will have extensive experience managing a wide range of homeowner claims and be proficient in both Xactimate and XactAnalysis. The ability to confidently write estimates up to $150K is essential. Covering the St. Louis area, this position offers the opportunity to make an immediate impact by handling complex claims with professionalism and precision. If you're a skilled adjuster ready for a challenging and rewarding opportunity, we encourage you to apply!Key Responsibilities
• Builds mastered relationships with both internal and external customers
• Interprets regulatory compliance and fair claims practices
• Negotiates settlements, makes settlement payments and documents all activities in the most complex of files
• Applies mastered content in interpretations of all policy types written by the company and assists leadership in formal and ad hoc training
• Exhibits mastery estimating fundamentals in order to create estimates of damages on complex 1st party homeowner losses of all severities
Supervisory Responsibilities
• This job does not have supervisory duties.
#LI-TR1
Compensation
Base compensation offered for this role is:
Field Adjuster Cons I: $53,500 - $77,800
Field Adjuster Cons II: $56,000 - $82,500
Field Adjuster Sr Cons I & II: $65,600 - $98,200
And is based on experience and qualifications. Total compensation for this role is comprised of several factors, including the base compensation outlined above, plus incentive pay (i.e. commission, bonus, etc.) if applicable for the role.
Joining our team isn't just a job - it's an opportunity. One that takes your skills and pushes them to the next level. One that encourages you to challenge the status quo. One where you can shape the future of protection while supporting causes that mean the most to you. Joining our team means being part of something bigger - a winning team making a meaningful impact.
Effective July 1, 2014, under Indiana House Enrolled Act (HEA) 1242, it is against public policy of the State of Indiana and a discriminatory practice for an employer to discriminate against a prospective employee on the basis of status as a veteran by refusing to employ an applicant on the basis that they are a veteran of the armed forces of the United States, a member of the Indiana National Guard or a member of a reserve component.
For jobs in San Francisco, please click “here” for information regarding the San Francisco Fair Chance Ordinance.
For jobs in Los Angeles, please click “here” for information regarding the Los Angeles Fair Chance Initiative for Hiring Ordinance.
To view the “EEO Know Your Rights” poster click “here”. This poster provides information concerning the laws and procedures for filing complaints of violations of the laws with the Office of Federal Contract Compliance Programs.
To view the FMLA poster, click “here”. This poster summarizing the major provisions of the Family and Medical Leave Act (FMLA) and telling employees how to file a complaint.
It is the Company's policy to employ the best qualified individuals available for all jobs. Therefore, any discriminatory action taken on account of an employee's ancestry, age, color, disability, genetic information, gender, gender identity, gender expression, sexual and reproductive health decision, marital status, medical condition, military or veteran status, national origin, race (include traits historically associated with race, including, but not limited to, hair texture and protective hairstyles), religion (including religious dress), sex, or sexual orientation that adversely affects an employee's terms or conditions of employment is prohibited. This policy applies to all aspects of the employment relationship, including, but not limited to, hiring, training, salary administration, promotion, job assignment, benefits, discipline, and separation of employment.
National General Holdings Corp., a member of the Allstate family of companies, is headquartered in New York City. National General traces its roots to 1939, has a financial strength rating of A- (excellent) from A.M. Best, and provides personal and commercial automobile, homeowners, umbrella, recreational vehicle, motorcycle, supplemental health, and other niche insurance products. We are a specialty personal lines insurance holding company. Through our subsidiaries, we provide a variety of insurance products, including personal and commercial automobile, homeowners, umbrella, recreational vehicle, supplemental health, lender-placed and other niche insurance products.
Companies & Partners
Direct General Auto & Life, Personal Express Insurance, Century-National Insurance, ABC Insurance Agencies, NatGen Preferred, NatGen Premier, Seattle Specialty, National General Lender Services, ARS, RAC Insurance Partners, Mountain Valley Indemnity, New Jersey Skylands, Adirondack Insurance Exchange, VelaPoint, Quotit, HealthCompare, AHCP, NHIC, Healthcare Solutions Team, North Star Marketing, Euro Accident.
Benefits
National General Holdings Corp. is an Equal Opportunity (EO) employer - Veterans/Disabled and other protected categories. All qualified applicants will receive consideration for employment regardless of any characteristic protected by law. Candidates must possess authorization to work in the United States, as it is not our practice to sponsor individuals for work visas. In the event you need assistance or accommodation in completing your online application, please contact NGIC main office by phone at **************.
$65.6k-98.2k yearly Auto-Apply 4d ago
Adjuster - SE Missouri
Chubb 4.3
Claims adjuster job in Saint Louis, MO
Essential Job Duties and Responsibilities:
To accept, contract, and handle claims as assigned.
Work as many claims as possible.
Assist in resolving complaints from policy holder relative to claims.
Assist in investigating more complex claims.
Complete Quality Control functions as assigned.
Assists with other duties as necessary.
Knowledge, Skills, and Abilities:
Knowledge of or the ability to learn the agricultural industry, including an understanding of the kinds of crops produced in the territory; agricultural issues.
Knowledge of or the ability to learn Rain and Hail's products, services and systems.
Knowledge of and the ability to learn the underwriting and claimadjustment rules and regulations associated with the Multiple Peril Crop Insurance program, crop-hail program and the other insurance products offered by the company.
Ability to organize and prioritize multiple tasks.
Ability to work in a team oriented environment.
Ability to effectively communicate and maintain business relationships with Company personnel, outside resources and customers.
Ability to use the Company's terminology, procedures and systems.
Ability to use department equipment.
Ability to perform basic and complex mathematical calculations.
Ability to drive a vehicle and maintain a valid drivers license.
Ability to remain calm and professional during peak periods of activity.
Ability to work from oral and written communication.
Ability to maintain confidentiality.
Ability to work independently.
Ability to travel away from home for extended periods of time and on short notice.
Willingness to relocate to another division if requested.
Ability to assist in other work-related areas as required.
High School or GED required, baccalaureate degree in Agricultural Business or related field preferred with 1-3 years of experience.
$40k-51k yearly est. Auto-Apply 28d ago
Claims Supervisor - Liability
Acrisure, LLC 4.4
Claims adjuster job in Chesterfield, MO
About Acrisure:
Acrisure is a global Fintech leader that combines the best of humans and high tech to offer multiple financial products and services to millions of businesses and individual clients. We connect clients to solutions that help them protect and grow what matters, including Insurance, Reinsurance, Cyber Services, Mortgage Origination and more.
Acrisure employs over 17,000 entrepreneurial colleagues in 21 countries and have grown from $38 million to $4.3 billion in revenue in just over ten years. Our culture is defined by our entrepreneurial spirit and all that comes with it: innovation, client centricity and an indomitable will to win.
Job Summary:
Investigate general liability and auto liability claims as assigned by claims supervisor, determine liability based upon facts, applicable negligence laws, case law and statutes. Manage high exposure and litigated files to ensure ongoing adjudication of claims within service expectations and identify subrogation of claims and negotiate settlements. Communicate directly with clients, claimants, and attorneys to manage claims in a timely and economic manner.
Essential Duties and Responsibilities
include the following. Other duties may be assigned
:
Receives claim assignments from claim supervisor; examines claim forms and other records to determine insurance coverage.
Interviews, telephones, and/or corresponds with claimant(s) and service providers within established time frame; documents the results of these contacts.
Consults police reports and medical records to determine nature and extent of the accident.
Reviews medical bills to ensure treatment is reasonable, necessary and related to the injury; approves bills for payment.
Ensures that claim file documentation and reserves are current; and keeps client advised on claim status.
Negotiates settlement with claimant within limits of authority and in accordance with applicable state laws.
Coordinates and monitors litigation with attorneys.
Monitors medical issues.
Brings claims to conclusion.
Handles caseload consisting of complex liability claims.
Independently prepares for and attends client meetings to discuss claim status, reserve levels and action plans.
Participates in mentoring program to assist in the professional development of less experienced adjusters.
Assists with client development, education, and problem solving.
Completes Excess reports and requests for reimbursement; submits these to carrier; follows up for recovery.
Handles claims involving subrogation from investigation through recovery.
Additional Responsibilities:
On-site investigation of claims when necessary.
Mentors less experience co-workers to develop their understanding of procedures, state laws, and help others improve their claims handling ability
Analyzes and resolves client issues independently.
Attends marketing calls to present information about the claim process.
Other duties may be assigned
Qualifications
High school Diploma or equivalent is required
3-5 years prior experience handling auto/general liability claims/ or an equivalent combination of training, education and experience.
State Adjuster licensing required; (NY license preferred)
Strong organization skills, attention to detail and the ability to multi-task and prioritize work are required.
Analytical thinking skills are needed to properly evaluate complex claims
A strong attention to detail is necessary as claimsadjusters must carefully review documents and policies
Good verbal and written communication skills, as well as interpersonal skills are required, experience with negotiations, knowledge of litigation process is preferred.
Ability to listen well and negotiate with constituents is needed.
Ability to speak a second language is an asset
Basic computer skills or the ability to quickly learn new software are required
A strong work ethic and time management skills is needed, to efficiently handle a caseload ranging from minor to complex claims
Ability to establish and maintain good rapport with clients and claimants is needed.
Ability to calculate figures is required
Physical Demand
While performing the duties of this job, the employee is regularly required to sit; stand; use hands to finger, handle, or feel; and talk or hear. The employee is occasionally required to walk; reach with hands and arms; and stoop, kneel, crouch, or crawl. Specific vision abilities required by this job include close vision. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
This description is not meant to be all-inclusive and may be modified from time to time at the discretion of management.
Acrisure is committed to employing a diverse workforce. All applicants will be considered for employment without attention to race, color, religion, age, sex, sexual orientation, gender identity, national origin, veteran, or disability status. California residents can learn more about our privacy practices for applicants by visiting the Acrisure California Applicant Privacy Policy available at *************************************
To Executive Search Firms & Staffing Agencies: Acrisure does not accept unsolicited resumes from any agencies that have not signed a mutual service agreement. All unsolicited resumes will be considered Acrisure's property, and Acrisure will not be obligated to pay a referral fee. This includes resumes submitted directly to Hiring Managers without contacting Acrisure's Human Resources Talent Department.
$58k-89k yearly est. Auto-Apply 60d+ ago
Property Adjuster Specialist - Field
USAA 4.7
Claims adjuster job in Saint Louis, MO
Why USAA?
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.
Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful.
The Opportunity
As a dedicated Property Adjuster Specialist , you will work within established guidelines and framework to investigate, evaluate, negotiate, and settle complex property insurance claims presented by or against our members. You will confirm and analyzes coverage, recognize liability exposure and negotiate equitable settlements in compliance with all state regulatory requirements.
Property Adjuster Specialist focus on using technology and desk adjusting for a virtual first approach to inspections and claims handling. USAA also provides a company vehicle to physically inspect losses within your locally assigned territory. Field Adjusters may travel outside of their local territory to respond to claims in other regions when needed. This is an hourly, non-exempt position with paid overtime available.
This is a field-based role for the area of St. Louis, MO. Candidates currently living in this location or willing to self-relocate are encouraged to apply.
What you'll do:
Proactively manages assigned claims caseload comprised of complex damages that require commensurate knowledge and understanding of claims coverage including potential legal liability.
Partners with vendors and internal business partners to facilitate complex claims resolution. May also involve external regulatory coordination to ensure appropriate documentation and compliance.
Investigates claim damages by conducting research from various sources, including the insured, third parties, and external resources. May identify and resolve potential discrepancies and identifies subrogation potential resulting from unusual characteristics.
Identifies coverage concerns, reviews prior loss history, determines and creates Special Investigation Unit (SIU) referrals, when appropriate. Determines coverage through analyzing information involving complex policy terms and contingencies.
Determines and negotiates complex claims settlement within authority limits. Develops recommendations and collaborates with management for determining settlement amounts outside of authority limits and accurately manages claims outcomes.
Maintains accurate, thorough, and current claim file documentation throughout the claims process.
Advance knowledge of estimating technology platforms and virtual inspection tools. Utilizes platforms and tools to prepare claims estimates to manage complex property insurance claims.
Supports workload surges and catastrophe (CAT) response operations as needed, including mandatory on-call dates and potential evening, weekend, and/or holiday work outside normal work hours.
May be assigned CAT deployment travel with minimal notice during designated CATs.
Works various types of claims, including ones of higher complexity, and may be assigned additional work outside normal duties as needed.
Works independently solving complex problems with minimal guidance; acts as a resource for colleagues with less experience.
Adjusts complex claims with attorney involvement.
Recognizes and addresses jurisdictional challenges such as applicable legislation and construction considerations.
May require travel to resolve claims, attend training, and conduct in-person inspections.
Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.
What you have:
High School Diploma or General Equivalency Diploma required.
2 years of relevant property claimsadjusting experience of moderate complexity losses that includes writing estimates, involving dwelling and structural damages.
Advanced knowledge of estimating losses using Xactimate or similar tools and platforms.
Proficient knowledge of residential construction.
Proficient knowledge of property claims contracts and interpretation of case law and state laws and regulations.
Proficient negotiation, investigation, communication, and conflict resolution skills.
Proven investigatory, analytical, prioritizing, multi-tasking, and problem-solving skills.
Ability to travel 50-75% of the year (local & non-local) and/or work catastrophe duty when needed.
Acquisition and maintenance of insurance adjuster license within 90 days and 3 attempts.
What sets you apart:
US military experience through military service or a military spouse/domestic partner
5 years of prior carrier field experience handling higher severity/complex losses (i.e. vandalism, malicious mischief, foreclosures, earth movement, collapse, liability, etc.)
Prior experience adjusting property claims using virtual technologies
Prior property field adjuster experience handling DWG, APS and ALE adjustments
Industry designations such as AINS, CPCU, AIC, SCLA (or actively pursuing)
Xactimate Level 1 and/or Level 2 certification
Prior deployments in support of catastrophes
Currently hold an active Adjuster License
Currently reside within or have the ability to self-relocate to St. Louis, MO
Physical Demand Requirements:
May require the ability to crouch and stoop to inspect confined spaces, to include attics and go beneath homes into crawl spaces.
May need to meet all USAA safe driving requirements including verification of driving record through MVR & possession of valid driver's license.
May require the ability to lift a minimum of 35 pounds to include lifting a ladder in and out of the trunk of a car.
May require the ability to climb ladders and traverse roofs, this includes the ability to work at heights while inspecting roofs and attics.
Compensation range: The salary range for this position is: $69,920.00 - $133,620.00.
USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).
Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.
Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.
For more details on our outstanding benefits, visit our benefits page on USAAjobs.com
Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.
USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
$47k-56k yearly est. Auto-Apply 10d ago
Sr. Claims Representative - St. Louis, MO
The Jonus Group 4.3
Claims adjuster job in Saint Louis, MO
The Senior General Liability Representative will manage and investigate complex general liability claims related to construction contractors. This role requires specialized knowledge in handling construction-related liability claims, including bodily injury, property damage, and contractual liabilities. The ideal candidate will work closely with contractors, legal teams, and external parties to assess claims, mitigate risk, and ensure fair resolutions.
Key Responsibilities
Investigate, evaluate, and manage complex general liability claims related to construction contractors.
Analyze contracts, policies, and coverage to determine liability exposure.
Coordinate with insured contractors, legal counsel, adjusters, and external experts to gather relevant documentation and evidence.
Ensure compliance with local, state, and federal regulations governing construction liability claims.
Negotiate settlements with claimants, attorneys, and insurance carriers in a timely and cost-effective manner.
Represent the organization in mediations, arbitrations, and legal proceedings.
Provide recommendations on claims management strategies, risk mitigation, and contractor safety practices.
Prepare detailed reports and summaries for internal and external stakeholders.
Maintain up-to-date knowledge of construction industry practices, regulations, and emerging risks.
Collaborate with underwriting and risk management teams to review claims trends and suggest improvements to policies and procedures.
Qualifications
Bachelor's degree in insurance, Risk Management, Business, or related field.
2+ years of experience in general liability claims handling, preferably in the construction sector.
In-depth knowledge of construction contracts, contractor risks, and related legal matters.
Strong analytical, negotiation, and communication skills.
Ability to manage complex claims files and multiple priorities simultaneously.
Proficiency with claims management systems and MS Office Suite.
Adjuster's license preferred.
Skills
Expertise in construction-related liability claims.
Strong organizational and case management abilities.
Excellent written and verbal communication.
Ability to work independently and as part of a team.
High level of attention to detail and accuracy.
Benefits
Competitive salary
Health, dental, and vision insurance
401(k)
Paid time off and holidays
Professional development opportunities
Disclaimer: Please note that this job description may not cover all duties, responsibilities, or aspects of the role, and it is subject to modification at the employer's discretion.
#LI-PR1
$53k-78k yearly est. 60d+ ago
Claims Processing Representative I
Delta Dental of Missouri 4.1
Claims adjuster job in Saint Louis, MO
Delta Dental of Missouri is looking for a sharp, organized, and motivated Claims Processing Representative I to join our team. In this role, you'll independently process dental claims, investigate eligibility issues, and ensure accuracy across a variety of claim types. If you thrive in a fast-paced environment, love solving problems, and have a keen eye for detail-this is your opportunity to make an impact.
Apply now to help us deliver accuracy and excellence in every claim.
Position Summary:
The primary responsibility of the Claims Processing Representative I is to independently process claims of low to moderate complexity. This role researches and investigates claims issues including eligibility denials, provider suspensions, and student eligibility decisions to completion when possible. This position resolves specialty claims or processes with low to moderate complexity and may leverage knowledge and skills to resolve complex claims in a single specialty or process area.
This position may escalate complex claims issues to next level roles when needed.
Essential Functions and Job Responsibilities:
1. Processes claims of low to moderate complexity across a variety of claims types. This work may include but is not limited to:
• Researching and investigating claims issues;
• Reviewing guidelines to understand protocols, policies and procedures;
• Documenting decisions and relevant information to ensure thorough information for future reviews;
• Researching details related to all aspects of the claim to ensure compliance with all relevant policies and laws;
• Utilizing a thorough understanding of claims policies and protocols to research and resolve exceptions;
• Demonstrating problem-solving skills to ensure prompt and accurate issue resolution;
• Determining appropriate pricing and resubmits claims for processing by next level roles when needed;
• Meeting or exceeding key metrics as outlined in individual goals provided to you in writing by your team lead;
• Participate in in-person meetings to learn new skills, train on system updates, build and maintain general knowledge and skills to help customers, stay abreast of departmental and organizational updates, engage in team building, maintain company culture, and foster relationships and build camaraderie with coworkers.
2. Resolves claims of low to high complexity across a single specialty or process area. This work may include but is not limited to:
• Resolving exceptions assigned to specialty claims or processes including foreign, implants, coordination of benefits, orthodontic, recovery and utilization management;
• Utilizing a thorough understanding of claims policies and protocols to research and resolve exceptions;
• Demonstrating problem-solving skills to ensure prompt and accurate issue resolution;
• Meeting or exceeding key metrics as outlined in individual goals.
3. Responds to emails, follows up and other forms of communication with other departments on outstanding claims issues requiring further intervention. This work may include but is not limited to:
• Processing emails from other departments;
• Collaborating with members of other departments to gather information and determine actions for resolution;
• Providing external outreach as needed to providers and members;
• Responding to claims processing emails as part of a regular rotation.
4. Rotates through the assignment of Dailies on a regular basis. This work includes but is not limited to:
• Completing tasks required to process the Dailies;
• Updating leaders on progress of assignments;
• Documenting outcomes of all tasks as appropriate;
• Collaborating with members of other departments to gather information and determine actions for resolution;
• Providing external outreach as needed to providers and members.
Regular and reliable attendance is required.
Other duties and responsibilities may be assigned.
Qualifications:
• Minimum of 3 years' experience in the dental industry or claims processing role preferred;
• Knowledge and experience in benefit determination and dental terminology preferred;
• Strong verbal and written communication skills;
• Detail-oriented with a commitment to accurate and efficient claims processing.
Competencies:
• Accountability
• Coachability
• Critical thinking
• Organizational skills
• Process focused
• Quality focused
• Resiliency
• Resourcefulness
Environment:
This position currently functions as a hybrid role working from both home and in-office environments. Any home office setting must be conducive to all guidelines outlined by the organization. This role is required to regularly attend in-person meetings, the frequency of which is determined by management based on departmental or organizational needs.
Physical and Other Demands:
Specific vision abilities required by this job include the ability to adjust focus. While performing the duties of this job, the employee is regularly required to sit. The employee is frequently required to use hands and arms to handle, feel, reach and operate a computer. This job requires substantial typing.
Additionally, this position requires working in a fast-paced environment that can be stressful at times based on the high volume of claims.
The ability to move from claim to claim in rapid succession is required.
This position requires a substantial amount of multi-tasking and ability to shift focus between tasks, screens, and systems to obtain data.
DDMO provides reasonable accommodation to qualified individuals with a known disability unless doing so imposes an undue hardship.
Employees must be able to successfully perform the essential functions of this role with or without a reasonable accommodation.
Disclaimer:
This is designed to provide a general overview of the requirements of the job and does not entail a comprehensive listing of all activities, duties or responsibilities that will be required. The organization reserves the right to modify this job description at any time; including assigning or reassigning job duties or eliminating this position at any time.
$33k-40k yearly est. 3d ago
Executive General Adjuster - Midwest Region
Sedgwick 4.4
Claims adjuster job in Saint Louis, MO
By joining Sedgwick, you'll be part of something truly meaningful. It's what our 33,000 colleagues do every day for people around the world who are facing the unexpected. We invite you to grow your career with us, experience our caring culture, and enjoy work-life balance. Here, there's no limit to what you can achieve.
Newsweek Recognizes Sedgwick as America's Greatest Workplaces National Top Companies
Certified as a Great Place to Work
Fortune Best Workplaces in Financial Services & Insurance
Executive General Adjuster - Midwest Region
**PRIMARY PURPOSE** : To investigate claims internationally of any size or complexity, against insurance or other companies for personal, casualty, or property loss or damages and attempts to effect out-of-court settlement with claimants.
**ESSENTIAL FUNCTIONS and RESPONSIBILITIES**
+ Handles complex losses locally unassisted up to designated authority; assists on larger losses, including handling accounting-based losses (business interruption and stock).
+ Examines claim form and other records to determine insurance coverage.
+ Interviews, telephones, or corresponds with claimant and witnesses regarding claim.
+ Consults police and hospital records; and inspects property damage to determine extent of company's liability and varying methods of investigation according to type of insurance.
+ Estimates cost of repair, replacement, or compensation.
+ Prepares report of findings and negotiates settlement with claimant.
+ Recommends litigation by legal department when settlement cannot be negotiated.
+ Attends litigation hearings.
+ Revises case reserves in assigned claims files to cover probable costs.
+ Prepares loss experience reports to help determine profitability and calculates adequate future rates.
**ADDITIONAL FUNCTIONS and RESPONSIBILITIES**
+ Performs other duties as assigned.
+ Supports the organization's quality program(s).
+ Travels as required.
**QUALIFICATIONS**
**Education & Licensing**
Bachelor's degree from an accredited college or university preferred. Must have earned the IIA-AIC designation and be actively pursuing another professional insurance designation. Appropriate state adjuster license is required.
**Experience**
Five (5) years of related experience or equivalent combination of education and experience required.
**Skills & Knowledge**
+ Strong oral and written communication, including presentation skills
+ PC literate, including Microsoft Office products
+ Strong customer service skills
+ Attention to detail and accuracy
+ Good time management and organizational skills
+ Ability to work independently or in a team environment
+ Ability to meet or exceed Performance Competencies
**WORK ENVIRONMENT**
When applicable and appropriate, consideration will be given to reasonable accommodations.
**Mental** : Clear and conceptual thinking ability; excellent judgment and discretion; ability to handle work-related stress; ability to handle multiple priorities simultaneously; and ability to meet deadlines
**Physical** :
+ Must be able to stand and/or walk for long periods of time.
+ Must be able to stand and/or walk for long periods of time.
+ Must be able to kneel, squat or bend.
+ Must be able to work outdoors in hot and/or cold weather conditions.
+ Have the ability to climb, crawl, stoop, kneel, reaching/working overhead
+ Be able to lift/carry up to 50 pounds
+ Be able to push/pull up to 100 pounds
+ Be able to drive up to 4 hours per day.
+ Must have continual use of manual dexterity.
**Auditory/Visual** : Hearing, vision and talking
The statements contained in this document are intended to describe the general nature and level of work being performed by a colleague assigned to this description. They are not intended to constitute a comprehensive list of functions, duties, or local variances. Management retains the discretion to add or to change the duties of the position at any time.
As required by law, Sedgwick provides a reasonable range of compensation for roles that may be hired in jurisdictions requiring pay transparency in job postings. Actual compensation is influenced by a wide range of factors including but not limited to skill set, level of experience, and cost of specific location. For the jurisdiction noted in this job posting only, the range of starting pay for this role is 100,518.00 - 140,725.00. (Bonus or commission eligibility, if applicable). A comprehensive benefits package is offered including but not limited to, medical, dental, vision, 401k and matching, PTO, disability and life insurance, employee assistance, flexible spending or health savings account, and other additional voluntary benefits.
Sedgwick is an Equal Opportunity Employer and a Drug-Free Workplace.
**If you're excited about this role but your experience doesn't align perfectly with every qualification in the job description, consider applying for it anyway! Sedgwick is building a diverse, equitable, and inclusive workplace and recognizes that each person possesses a unique combination of skills, knowledge, and experience. You may be just the right candidate for this or other roles.**
**Sedgwick is the world's leading risk and claims administration partner, which helps clients thrive by navigating the unexpected. The company's expertise, combined with the most advanced AI-enabled technology available, sets the standard for solutions in claims administration, loss adjusting, benefits administration, and product recall. With over 33,000 colleagues and 10,000 clients across 80 countries, Sedgwick provides unmatched perspective, caring that counts, and solutions for the rapidly changing and complex risk landscape. For more, see** **sedgwick.com**
$56k-74k yearly est. 60d+ ago
Field Claims Property Adjuster- St. Louis, MO
Farmers 4.2
Claims adjuster job in Saint Louis, MO
We are Farmers!
We are… more than just your favorite commercials. At Farmers, we strive to deliver peace of mind to our customers by providing protection and comprehensive advice and delivering in the moments of truth. That means having people who can help us meet changing customer and business needs. Farmers high-performance culture is focused on results and the people who achieve them. We hold ourselves and others accountable for sustainably growing the business and each other. We seek solutions, own our actions, and grow through discomfort. We see setbacks as opportunities while continuously asking ourselves how we impact our customers.
Farmers is an award winning, equal opportunity employer, committed to the strength of an inclusive workforce. We are dedicated to supporting the well-being of our people through our extensive suite of benefits, as well as the well-being of the communities we serve through employee volunteer programs and nonprofit partnerships. Helping others in their time of need isn't just our business - it's our culture! To learn more about our high-performance culture and open opportunities, check out ********************************* and be sure to follow us on Instagram, LinkedIn, and TikTok.
Workplace: Remote ( #LI-Remote )
Farmers believes in a culture of collaboration, creativity, and innovation, which thrives when we have the ability to work flexibly in a virtual setting as well as the opportunity to be together in person. Our hybrid work environment combines the best of both worlds with at least three (3) days in office and up to two (2) days virtual for employees who live within fifty (50) miles of a Farmers corporate office. Applicants beyond fifty (50) miles may still be considered.
Job Summary
Investigates, determines liability, confirms coverage, establishes damages, and negotiates settlement of claims.
Will also be required to maintain an active adjusters license in states where required.
Essential Job Functions
Investigates, confirms coverage, determines liability, establishes damages, reports status and negotiates the settlement of assigned cases (has authority to make payment of assigned claims within prescribed limits).
Adjusts all types of homeowner's property claims.
Inspects damaged property, and determines claims related damage.
Estimates the cost of repair or replacement of damaged or stolen property.
Determines and reports on subrogation potential.
Reports theft, fraud, and arson losses as required to state and industry agencies.
Performs most duties on an individual basis, and work has a direct bearing on Management results.
Represents the Company from a public relations standpoint and must conduct oneself as a member of Management at all times.
Personal contacts are a major part of activity and include policyholders, claimants, agents, witnesses, repair facilities, contractors, police and fire departments, state and county fraud and arson personnel, special investigators, attorneys, expert witnesses, members of the medical profession and all other persons incident to the investigation and processing of claims.
Performs other duties as assigned.
Physical Actions
Bending, Pulling, Sorting Carrying up to 50 lbs.
Climbing of a 1 story ladder and traversal of low to moderately pitched roofing
Pushing, Speaking (English) Climbing, Reaching, Standing Key entering, Reading (English)
Walking, Kneeling, Seeing, Writing (English)
Physical Environment
Required job duties are normally performed in a climate- controlled office environment, but with exposure to some or all of the following environments when in the field: Uncontrolled outside environmental conditions Excessive Noise Levels Chemicals Chemical/Biological Conditions Moving Mechanical Parts Areas considered to be dangerous. Conditions, which could affect the respiratory system or skin such as: fumes, odors, dust, mists, gases, oils, smoke, soot, or poor ventilation.
Education Requirements
High school diploma or equivalent required.
Bachelor's degree preferred.
Outside insurance education (CPCU, GCA) preferred.
Experience Requirements
Successful demonstration/completion of the Senior Claims Representative prerequisites, proficiencies, and exams, as required based on unit assignment.
External candidates should also have a minimum of one year of prior claims or two years of related industry experience.
Special Skill Requirement
Communication Personal Computer Literate Valid driver's license Bondable
Insurance policy interpretation
Customer service and dispute resolution
Xactimate estimating
General building damage assessment/evaluation
Benefits
Farmers offers a competitive salary commensurate with experience, qualifications and location
Bonus Opportunity (based on Company and Individual Performance)
401(k)
Medical
Dental
Vision
Health Savings and Flexible Spending Accounts
Life Insurance
Paid Time Off
Paid Parental Leave
Tuition Assistance
For more information, review “What we offer” on https://*********************************/#offer
Job Location(s): US - MO - St Louis
Anticipated application deadline: At Farmers, the recruitment process is designed to ensure that we find the best talent to join our team. As part of this process, we typically close open positions within 8 to 21 days after posting. If you are interested in any of our open positions, we encourage you to submit your application promptly.
Farmers will consider for employment all qualified applicants, including those with criminal histories, in accordance with the Los Angeles Fair Chance Initiative for Hiring Ordinance or other applicable law. Pursuant to 18 U.S.C. Section 1033, Farmers is prohibited from employing any individual who has been convicted of any criminal felony involving dishonesty or a breach of trust without prior written consent from the state Department of Insurance.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
Farmers is an Equal Opportunity Employer and does not discriminate in any employer/employee relations based on race, color, religion, gender, sexual orientation, gender expression, genetic information, national origin, age, disability, marital status, military and veteran's status, or any other basis protected by applicable discrimination laws.
Want to learn more about our culture & opportunities? Check out ********************************* and be sure to follow us on Instagram, LinkedIn, and TikTok.
Spokane, WA only: Residents who prefer not to provide their address click here to submit your resume via email: *******************
How much does a claims adjuster earn in Saint Peters, MO?
The average claims adjuster in Saint Peters, MO earns between $41,000 and $61,000 annually. This compares to the national average claims adjuster range of $40,000 to $64,000.
Average claims adjuster salary in Saint Peters, MO
$50,000
What are the biggest employers of Claims Adjusters in Saint Peters, MO?
The biggest employers of Claims Adjusters in Saint Peters, MO are: