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Closer vs post closer

The differences between closers and post closers can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 4-6 years to become a closer, becoming a post closer takes usually requires 2-4 years. Additionally, a post closer has an average salary of $38,045, which is higher than the $29,291 average annual salary of a closer.

The top three skills for a closer include customer service, cleanliness and punctuality. The most important skills for a post closer are loan packages, post-closer, and FHA.

Closer vs post closer overview

CloserPost Closer
Yearly salary$29,291$38,045
Hourly rate$14.08$18.29
Growth rate4%-3%
Number of jobs7,56010,407
Job satisfaction--
Most common degreeBachelor's Degree, 35%Bachelor's Degree, 41%
Average age4542
Years of experience64

What does a closer do?

The duties of a closer depend on one's line of work or industry of employment. Typically, their responsibilities revolve around liaising with clients to ensure that they understand and adhere to all terms of the agreement, completing all requirements and necessary documents, and maintaining records of all transactions. A closer must also monitor the regular payments of clients to ensure their compliance with the agreement, answer any inquiries, perform follow-up calls, and address any issues or concerns, resolving them promptly and efficiently.

What does a post closer do?

Post closers require an associate degree or certification in addition to 1-3 years of related experience. Skills in customer support, document review, loan processing, quality assurance processing, and loan software are also necessary for this career. Port closers assist with the mortgage loan closing process by reviewing loan documents for compliance, completeness, and accuracy. They also find missing information, prepare files and provide internal and external customer support.

Closer vs post closer salary

Closers and post closers have different pay scales, as shown below.

CloserPost Closer
Average salary$29,291$38,045
Salary rangeBetween $20,000 And $40,000Between $29,000 And $48,000
Highest paying CityGreece, NYSan Ramon, CA
Highest paying stateHawaiiCalifornia
Best paying companyGPACAmplify Credit Union
Best paying industry-Insurance

Differences between closer and post closer education

There are a few differences between a closer and a post closer in terms of educational background:

CloserPost Closer
Most common degreeBachelor's Degree, 35%Bachelor's Degree, 41%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Closer vs post closer demographics

Here are the differences between closers' and post closers' demographics:

CloserPost Closer
Average age4542
Gender ratioMale, 45.0% Female, 55.0%Male, 21.6% Female, 78.4%
Race ratioBlack or African American, 9.4% Unknown, 4.6% Hispanic or Latino, 16.3% Asian, 6.1% White, 63.1% American Indian and Alaska Native, 0.5%Black or African American, 13.4% Unknown, 4.2% Hispanic or Latino, 16.7% Asian, 6.6% White, 58.6% American Indian and Alaska Native, 0.4%
LGBT Percentage8%7%

Differences between closer and post closer duties and responsibilities

Closer example responsibilities.

  • Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
  • Process conventional, FHA, VA and USDA loans, clearing conditions before submission.
  • Clear property conditions for insurance and title on all FHA, VA and USDA loans.
  • Submit information to mortgage insurance carriers, FHA, VA, FHLMC, and FNMA for workout alternatives to foreclosure.
  • Coordinate with foreclosure and eviction and litigation teams to ensure properties are in transferable condition prior to closing.
  • Prepare high volume of loan closing packages under a variety of loan programs including conventional, FHA and VA.
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Post closer example responsibilities.

  • Manage individual pipeline using the LPS system.
  • Review all types of loans (i.e., conventional, FHA, VA) for program accuracy and compliance.
  • Prepare HUD-1 settlement statements, review balance sheet, doc prep closing package, disburse checks and balance ledgers.
  • Partner with secondary investors to resolve loan irregularities to ensure files meet HUD, HMDA, and RESPA guidelines.
  • Review Hud-1 or settlement statements for accuracy.
  • Prepare conveyance package for clients.
  • Show more

Closer vs post closer skills

Common closer skills
  • Customer Service, 42%
  • Cleanliness, 31%
  • Punctuality, 8%
  • Dependability, 4%
  • Food Orders, 4%
  • Work Ethic, 1%
Common post closer skills
  • Loan Packages, 17%
  • Post-Closer, 16%
  • FHA, 8%
  • Va, 8%
  • Escrow, 6%
  • Mers, 5%

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