CNO Financial Group CEO and leadership

Financial services executive. Distinct track records in: founding a start-up; managing the challenges of “hyper-growth”; creating profitable growth in a mature firm; and managing a multi-billion dollar turn-around. Domestic and global operating experience in the distribution and manufacturing aspects of P&C insurance, life/health insurance and investments.

John Kline was appointed chief accounting officer of CNO Financial Group in 2003. Since joining the company in 1990, he has served in various positions within the company's corporate finance department, most recently as senior vice president, accounting operations, since April 2000. Before joining CNO, Kline served for two years as controller of M Plan, a health maintenance organization based in Indianapolis. From 1980 to 1988, he worked with Coopers & Lybrand (now PricewaterhouseCoopers) in the firm's audit services division, primarily servicing insurance clients. Kline holds a bachelor's degree in accounting from Indiana University. He has been a Certified Public Accountant since 1980 and a fellow of the Life Management Institute since 1982. He is a member of the Indiana CPA Society and the American Institute of Certified Public Accountants.

Seasoned public company CFO. Trusted partner and advisor. Effective values-based leader. Track record of building high performance teams and driving exceptional results. Broad experience in: ✔ EXECUTIVE LEADERSHIP: As partner and advisor to the OneBeacon CEO and Board and key member of the executive management team, helped shape the strategic priorities of the company and build an exceptionally healthy and dynamic corporate culture that stands as one of OneBeacon’s key competitive advantages.✔ CAPITAL MANAGEMENT / CAPITAL RAISING / TAX PLANNING: Experience across multiple organizations optimizing capital structure, including using offshore structures for capital management and tax planning purposes. Directly involved in the issuance of $10+ billion in public debt and equity securities. ✔ IPO & INVESTOR RELATIONS: Successfully executed a $700 million IPO of OneBeacon Insurance Group, representing the company on a two-week “roadshow” along with the CEO. Experience representing the company as CFO on quarterly earnings calls, conferences, and non-deal roadshows.✔ MERGERS & ACQUISITIONS: Key senior member of deal teams in the sale of a series of non-core businesses at OneBeacon collectively representing over $600 million in value, and in the sale of OneBeacon itself to a strategic buyer for $1.7 billion.✔ CORPORATE RESTRUCTURING: Led a process to dramatically restructure OneBeacon, separating the healthy ongoing business from the potentially toxic runoff business, and selling the runoff business in a creatively structured transaction that positioned OneBeacon for its eventual sale.✔ MANAGEMENT OF FINANCE FUNCTION: Built a world-class finance organization to support the carve out of OneBeacon from White Mountains at the time of the IPO and later moved the finance function from MA to MN, requiring re-staffing of nearly the entire department.Feel free to email me directly.-- Paul McDonough[email protected]

Senior Executive leading public and private companies in data-driven decision-making to establish and execute growth strategies. - Technology experience as a successful software entrepreneur- Operations leader as a division head for 2 public companies with M&A integration experience- Public company CMO, public company CFO, public company divisional CFO, Big 5 audit manager, and investment banker

Strategic and creative Senior Human Resources Executive with 20 years experience spearheading state-of-the-art HR programs that drive results against aggressive business goals. Extensive experience in: leading and developing staff, managing large scale change, balancing diverse interests and forging partnerships, and developing best-in-class HR solutions. Have led significant efforts associated with: succession planning, talent management, staffing, compensation planning, diversity, coaching, organization development, adult learning, and change management.

Specialties: succession planning, talent management, staffing, compensation planning, diversity, coaching, organization development, adult learning, change management, selection testing, interviewing tools, and retention

Bruce Baude was named EVP, chief operations and technology officer of CNO Financial Group in July 2012. In this role, he provides strategic leadership over CNO’s operations and IT functions. Baude was previously chief operating officer at Univita Health. He joined Long Term Care Group in 2005 and served as chief executive officer through 2008, until its acquisition by Univita. From 2001 through mid-2005, he was president and chief executive officer of ProCard, Inc., a subsidiary of global payments processor TSYS. Before joining ProCard, Baude was with Bank One Corporation, where he held various roles including chief executive of Banc One Financial Card Services, a third-party payments processing company. He began his career with IBM, serving in both technical and sales roles supporting the automotive and financial services industries. Baude graduated with a Bachelor of Science degree in electrical engineering/computer science from the University of Colorado. He serves on the board of the Greater Indiana Chapter of the Alzheimer’s Association.

Eric R. Johnson is a Chief Investment Officer and President, 40|86 Advisors, Inc. at CNO FINANCIAL GROUP, INC..

Karen DeToro has served as chief actuary of CNO Financial Group since September 2019 and was named chief risk officer in June 2020.

Prior to joining CNO, DeToro held executive leadership positions in finance operations, product development, underwriting, strategy and governance at New York Life, including serving as vice president and chief actuary of New York Life Direct.

She was a principal at Deloitte Consulting, where she led its Insurance Enterprise Risk Management (ERM) and Actuarial Transformation initiatives. DeToro also has held actuarial roles at both Allstate Financial and Ernst & Young.

DeToro received a bachelor's degree in mathematics and English literature from Butler University and a Master of Business Administration (MBA) with a concentration in finance, managerial economics, strategy, and organizational behavior from the Kellogg Graduate School of Management at Northwestern University. She is a Fellow of the Society of Actuaries (FSA), Member of the American Academy of Actuaries (MAAA) and executive sponsor of the CNO Women’s Business Resource Group.

Financial services executive. Distinct track records in: founding a start-up; managing the challenges of “hyper-growth”; creating profitable growth in a mature firm; and managing a multi-billion dollar turn-around. Domestic and global operating experience in the distribution and manufacturing aspects of P&C insurance, life/health insurance and investments.