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Commercial Special Assets Credit Analyst
Cooperative Business Services 3.7
Remote commercial credit analyst job
Job DescriptionDescription:
The CBS Difference
Cooperative Business Services offers a comprehensive, end-to-end commercial lending solution that empowers financial institutions with cutting-edge software, expert services, and strategic business development resources. Additionally, we support borrowers by providing tailored business loans designed to fuel growth and success. With a focus on innovation and collaboration, CBS ensures seamless processes and enhanced opportunities for lenders and borrowers alike.
At CBS, our goal is to set the standard for excellence in business lending. We strive to be the best - in our processes, in our service, and in the results, we help our clients achieve. We're deeply committed to serving our partner credit unions and borrowers with integrity, precision, and a shared vision for sustainable growth.
Join us on this journey as we continue to transform the future of commercial lending.
Your Role in Our Success
The Commercial Special Assets CreditAnalyst supports the management and resolution of the organization's special asset portfolio by performing detailed financial analysis, comprehensive document review, and ongoing credit monitoring. The role evaluates borrower and guarantor financial capacity, identifies credit and collateral risk, and provides accurate, timely analysis and recommendations to support workout strategies, risk mitigation efforts, and portfolio decision-making. This position works closely with Special Assets leadership to ensure data integrity, financial transparency, and effective reporting across distressed and higher-risk lending relationships.
Here's how you will make an impact:
Performs credit analysis and risk assessment by collecting, reviewing, and spreading borrower and guarantor financial information in accordance with departmental guidelines to support sound credit decisions.
Analyzes financial performance and repayment capacity by evaluating balance sheets, income statements, cash flow, trends, and variances to identify credit and collateral risk.
Supports portfolio monitoring and Special Assets activities by assisting with loan reviews, collateral evaluations, action plans, and ongoing credit oversight.
Monitors collateral compliance by verifying real estate tax payments and insurance coverage to ensure adequate risk mitigation.
Performs CECL impairment analysis for individually evaluated loans and documents reserve conclusions and recommendations.
Maintains accurate and audit-ready loan documentation by organizing files, updating internal systems, and supporting internal and regulatory reporting.
Performs related duties as assigned to support effective credit administration and risk management.
Preforms other related duties as assigned by management.
Requirements:
What You Bring to the Table
Bachelor's degree in Finance, Accounting, Business, or a related field.
3+ years of experience in commercialcredit analysis, loan review, or a similar banking/financial services role.
Proficiency with credit spreading software (e.g., Abrigo Sageworks) and Microsoft Office Suite, especially Excel.
Familiarity with CECL impairment methodology and collateral evaluation processes is preferred.
The Perks of Being with Us
At Cooperative Business Services, we believe in creating an environment where you can thrive both personally and professionally. Here's what you can look forward to as a valued member of our team:
Compensation: Base compensation for this role ranges from $37.50 - $43.27 hourly.
Remote Work Environment
Generous Holidays: Take advantage of 13 paid holidays each year
Comprehensive Insurance Coverage: Choose from a selection of medical, dental, vision, and supplemental benefit plans to suit your needs. Additionally, the company provides company-paid Short-Term Disability (STD), Long-Term Disability (LTD), and life insurance equivalent to 1 time your salary.
401(k) Plan: The company provides a generous matching contribution of up to 6%.
Tuition Assistance
$37.5-43.3 hourly 18d ago
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Senior Credit Risk Officer
IH Mississippi Valley Credit Union 4.0
Remote commercial credit analyst job
At IH Mississippi Valley Credit Union, we believe lending should empower people. As a Senior Credit Risk Officer, you'll play a pivotal role in shaping lending strategies. Your expertise in portfolio analytics and risk management will help drive sound decisions, ensuring sustainable growth and a member-centric approach. With a competitive pay range of $120,000 to $160,000, this is an exciting opportunity to grow your career in a collaborative and forward-thinking environment. In-office work is done at our beautiful headquarters on River Drive in Moline, Illinois. This facility offers a comfortable office setting with on-site gym facility and purposeful collaborative spaces to connect. Remote work is a breeze with easy-to-use tools to help stay connected.
IH Mississippi Valley Credit Union: Our Mission
We are a member-owned financial cooperative dedicated to helping our member, our team members and our communities along their financial path. At our best we are authentic, driven, and innovative.
What would you do as a Senior Credit Risk Officer
As a Senior Credit Risk Officer at IH Mississippi Valley Credit Union, you will be an essential collaborator who thrives in a data-driven environment. This role requires you to harness your analytical skills, transforming complex data into actionable insights that enhance our lending strategies and portfolio management. Collaborating closely with other professionals, you will identify risks and develop innovative solutions that prioritize our member-centric values. Your ability to interpret data effectively will drive strategic decisions, ensuring that our lending processes are not only effective but also aligned with the highest standards of integrity and performance.
Are you a good fit for this Senior Credit Risk Officer job?
To excel as a Senior Credit Risk Officer at IH Mississippi Valley Credit Union, a robust set of skills is essential. You must possess a strong proficiency in analytical tools to provide oversight of loan portfolios, ensuring all data is meticulously scrutinized. Your ability to translate data into actionable decisions will be vital not only for enhancing our lending strategy but also for fostering a proactive approach to risk management.
Additionally, you will serve as a strategic advisor to senior management, requiring strong communication and interpersonal skills to effectively convey insights and recommendations. An in-depth understanding of credit risk assessment, coupled with a knack for problem-solving and member focus, will position you for success in this dynamic role. A collaborative spirit and the ability to work independently are also crucial, as you will be driving initiatives that contribute to our forward-thinking culture.
EXPERIENCE REQUIRED:
Bachelors degree in Finance, Economics, Business, Data Science, Statistics or related fields. Master's preferred
7+ years of experience in credit risk management, portfolio analysis or related financial risk functions. Advanced Risk certification preferred.
Strong knowledge of credit risk concepts, modeling, regulatory frameworks and portfolio management practices in consumer credit, mortgage and auto lending.
Direct experience with CECL, stress testing, scorecard development, or predictive analytics preferred.
Ability to communicate complex risk concepts to senior leadership and board members
Exceptional leadership, analytical and problem-solving skills
SKILLS AND COMPETENCIES:
Advanced quantitative and statistical skills
Strong data visualization and reporting capabilities
Deep understanding of credit lifecycle, underwriting metrics, and risk-based pricing
Ability to communicate complex analytics clearly to executive and eventual Board audiences
Exceptional attention to detail with strategic, big-picture thinking
Will you join our team?
Being a team member of IHMVCU is more than just a job, we want to make differences in the communities we live in and serve. Check out our careers page for more information including benefits ********************** Final compensation will be determined by various factors such as experience, specific skills and internal pay equity.
Move Up your career at IHMVCU with this great opportunity!
PHYSICAL REQUIREMENTS:
Sitting: Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met.
Talking: Expressing or exchanging ideas by means of the spoken word; those activities where detailed or important spoken instructions must be conveyed to other workers accurately, loudly, or quickly.
Hearing: Perceiving the nature of sounds at normal speaking levels with or without correction, and having the ability to receive detailed information through oral communication, and making fine discriminations in sound.
Finger, handle, touch: Picking, pinching, typing or otherwise working, primarily with fingers rather than with whole hand or arm as in handling. Applying pressure to an object with the fingers and palm. Perceiving attributes of objects, such as size, shape, temperature or texture by touching with skin, particularly that of fingertips.
Lifting Demands: Up to 10 lbs.
Visual Demands: Visual acuity to do things such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading
$120k-160k yearly 29d ago
Commercial Title Underwriter - Fully Remote
Canon Recruiting Group 3.3
Remote commercial credit analyst job
Commercial Tile Underwriter
FULLTIME/PARTTIME: Fulltime
SCHEDULE: Monday - Friday, First shift hours.
Contracted: ASAP start to 3/30/2026
PAY RANGE: $57.00 hourly paid weekly
(Exact compensation may vary based on skills, experience, and location. Base pay information is based on market location.)
Job Summary
We are seeking a detail-oriented and knowledgeable Commercial Title Underwriter to support the underwriting, research, and issuance of real estate title insurance policies. This role is responsible for reviewing title documentation, identifying and resolving title issues, and issuing title insurance commitments and policies in compliance with internal guidelines and applicable regulations.
The ideal candidate will serve as a trusted resource to internal teams, agents, and customers by providing underwriting guidance, risk assessment, and authorization throughout the title process.
Key Responsibilities
Underwrite, research, and prepare title insurance commitments and policies in accordance with internal and external policies, procedures, and regulatory requirements
Review title examinations, curative documentation, and supporting materials to assess risk and insurability
Identify title defects, liens, encumbrances, and other issues impacting title and determine appropriate underwriting requirements
Provide underwriting support, guidance, and authorization to company personnel, agents, and customers
Interpret underwriting guidelines and apply sound judgment to complex title matters
Ensure compliance with company standards, underwriting manuals, and industry regulations
Collaborate with escrow, title, and operations teams to facilitate timely policy issuance
Support commercial escrow and title functions in alignment with the Escrow and Title Commercial Job Matrix
Required Skills & Qualifications
Strong understanding of title insurance underwriting principles
Ability to analyze title reports, legal descriptions, and real estate documentation
Excellent attention to detail and risk assessment skills
Strong written and verbal communication skills
Ability to provide clear guidance and explanations to internal and external partners
Strong organizational and time management skills
Education
High School Diploma or GED required
Additional education or industry certifications a plus
Working Conditions:
May on occasion be exposed to loud sounds and distracting noise levels, such as from office equipment.
The ability to lift up to 30lbs
Use of computers and technology
Here at Canon Recruiting, People are our priority, and we are committed to Include Diversity in every segment of who we are. It is only through our Diversity; we are made a stronger organization and increase our ability to provide top tier candidates that our clients have come to know Canon for. We have an inclusive environment all employees are celebrated for their unique differences. The different perspectives and experiences of our workforce give us the competitive advantage that is essential for success in an ever-changing market. By promoting inclusion with the same enthusiasm, we devote to quality and competency and using the experience from a diverse assortment of backgrounds and experiences, Canon can improve the services and value we deliver to clients, employees, and customers. At Canon, Diversification and Inclusiveness are much more than a corporate ambition; they are a critical component in our daily corporate life. Canon Recruiting is committed to a diverse and inclusive workplace. Canon Recruiting is an equal opportunity employer and does not discriminate based on race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. The pay range for this position is listed above. Base pay information is based on market location. We will consider for employment qualified applicants with arrest and conviction records. Our range of benefits may include health care and 401(k) savings plans. For individuals with disabilities who would like to request an accommodation, please email hr@canonrecruiting.com
$57 hourly 2d ago
Risk Management -Lead Credit Officer -Vice President
JPMC
Commercial credit analyst job in Columbus, OH
Join a world-class team at JPMorgan Private Bank, where your expertise shapes the future of wealth management. As a leader in credit risk, you will have the opportunity to influence business growth and risk discipline across a diverse, global portfolio. Your strategic vision and innovative mindset will help us deliver exceptional solutions to our clients. Collaborate with top professionals and make a meaningful impact on the financial industry. This is your chance to advance your career in a dynamic, high-performing environment.
As a Vice President in the Wealth Management Credit Risk team, you drive credit risk strategy and oversight for our Financial Institutions specialty portfolio. You partner with business leaders to ensure prudent risk management and support business growth. You help us deliver customized solutions to clients while maintaining the highest standards of risk discipline. Together, we innovate and enhance our risk management practices. You will be empowered to make decisions and lead initiatives that shape our business.
Job Responsibilities
Lead credit risk management for a diverse portfolio of management companies, individuals, hedge funds, and financial sponsors
Approve and structure complex custom credit facilities within authorized limits
Guide and mentor junior team members in credit risk decision-making
Oversee assignment of risk ratings, loss given default, and other risk metrics
Ensure alignment with global credit risk appetite across various products
Identify and monitor concentrations, trends, and emerging risks
Direct the preparation and presentation of portfolio reviews
Escalate and manage risk exceptions in a timely manner
Collaborate with business partners, underwriters, and Credit Middle Office
Drive process improvement by leveraging technology and data analytics
Represent Credit Risk in executive forums, product initiatives, and regulatory reviews
Required Qualifications, Capabilities, and Skills
Bachelor's degree
Minimum 5 years of experience in financial services or credit risk management
Proven leadership in credit risk for wealth management, including management companies, hedge funds, venture capital, and private equity
Demonstrated ability to lead teams and manage complex projects
Strong analytical and organizational skills
Excellent executive communication skills
Expertise in risk analytics and portfolio management
Knowledge of regulatory requirements in credit risk
Proficiency in Microsoft PowerPoint and Excel
Experience with large language models (LLM)
Familiarity with risk management systems
Preferred Qualifications, Capabilities, and Skills
Advanced degree in finance, business, or related field
Experience with fund finance and complex credit structures
Track record of innovation in risk management practices
Strong stakeholder engagement and relationship management skills
Experience presenting to executive leadership and regulatory bodies
Knowledge of emerging technologies in credit risk
Certification in risk management or related discipline
$93k-147k yearly est. Auto-Apply 60d+ ago
Credit Workout Officer II
Northwest Bank 4.8
Commercial credit analyst job in Columbus, OH
The Credit Workout Officer II is responsible for performing a variety of duties including meeting with borrowers, evaluating management teams, and business plans to determine whether to retain or exit credit.
Essential Functions
Ensure integrity of loan documentation
Review loan documents for perfection of collateral
Analyze financial statements
Identify and resolve problems / issues
Record all agreements and conversations
Prepare correspondence and documentation with regards to workout plan
Discuss grades and workout procedures
Issue demands letters
Monitor collection activity, and bankruptcies
Obtain judgments
Establish Workout plans
Report agreed payment terms and plans
Locate collateral / inspection
Coordinate foreclosures
Partner with loan officers
Prepare for litigation
Coordinate sale of acquired assets / with appropriate staff, liquidation of assets and sales, and legal plan action with counsel
Order appraisals
Initiate Charge-offs / write downs
Prepare reviews on workout loans, and quarterly workout updates
Familiarity with & knowledge of the SBA Standard Operating Procedures (SOP).
Liquidation of SBA 7 & 504 Loans
Participate in quarterly SAG Watch Calls and preparation of CRIT Forms
Ensure compliance with Northwest's policies and procedures, and Federal/State regulations
Navigate Microsoft Office Software, computer applications, and software specific to the department to maximize technology tools and gain efficiency
Work as part of a team
Work with on-site equipment
Education and Experience preferred
Bachelor's degree in business, accounting, finance or related
3-5 years of experience related to commercial lending including special assets, loan review, credit and / or lending
Ability to analyze data related to bankruptcy, foreclosure, and repossession
This position will be performed onsite Monday - Thursday with Friday an option work from home day.
Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.
$105k-161k yearly est. Auto-Apply 60d+ ago
Title Insurance | National Commercial Underwriting Counsel/Underwriter
Godot Consulting Group
Remote commercial credit analyst job
Godot Consulting Group is excited to announce an opening for a National Commercial Underwriting Counsel/Underwriter. This position involves working with clients on complex commercial real estate transactions, providing legal expertise in underwriting and risk assessment. The ideal candidate will have extensive experience in title insurance, commercial real estate law, and a deep understanding of the underwriting process. At Godot Consulting Group, we aim to connect talented individuals with career opportunities that allow them to shine in their fields.
Responsibilities
Advise clients on the legal aspects of title insurance and underwriting for commercial transactions
Conduct thorough reviews of title reports, surveys, and related documents to identify potential issues
Collaborate with clients, underwriters, and legal teams to develop solutions for complex transactions
Provide timely and accurate underwriting decisions and guidance
Assist in the development and implementation of underwriting guidelines and policies
Maintain strong relationships with clients and stakeholders in the real estate industry
Stay updated with industry trends, regulations, and best practices related to title insurance and commercial real estate
Requirements
5+ years of experience specifically in commercial real estate and title insurance underwriting
Strong knowledge of title insurance products and the underwriting process
Excellent analytical, negotiation, and communication skills
Ability to work in a fast-paced environment with multiple stakeholders
Strong attention to detail and problem-solving abilities
Familiarity with industry standards and legal regulations surrounding title insurance
Proficient in relevant software and Microsoft Office applications.
Benefits
Health Care Plan (Medical, Dental & Vision)
Retirement Plan (401k, IRA)
Life Insurance (Basic, Voluntary & AD&D)
Paid Time Off (Vacation, Sick & Public Holidays)
Family Leave (Maternity, Paternity)
Work From Home
$54k-83k yearly est. Auto-Apply 60d+ ago
Risk Management - Lead Credit Officer - Vice President
Jpmorgan Chase 4.8
Commercial credit analyst job in Columbus, OH
Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Lead Credit Officer - Vice President within the Asset and Wealth Management Credit Risk team, you will play a significant role in managing risk and supporting the US Regional and Financial Sponsors portfolio. Your responsibilities will include leading and managing the overall risk management process for select markets with an initial focus on Financial and Venture Capital Sponsor clients. This primarily consists of analyzing credit risk and monitoring portfolio performance on an ongoing basis. The position offers a challenging and rewarding opportunity on a dynamic team where you can leverage your expertise to make significant impact.
**Job Responsibilities**
+ Management of the designated regional credit risk portfolio within acceptable quality and loss criteria
+ Approve credit risk exposure relating to the client base within authorized limits.
+ Responsible for the accurate, timely and consistent assignment of risk ratings for all clients and collateral.
+ Guide and advise Credit Officers with respect to credit analysis and the proper application of Private Banking credit underwriting policies.
+ Partner with the regional or product lending teams to ensure that new and existing credit exposure is structured, documented and approved in accordance with JPMorgan Credit Policy.
+ Monitor performance and compliance metrics within the designated portfolio and work with integrated team to understand issues, approve resolution plans and escalate potential problems immediately.
+ Oversee and drive ad hoc risk-related projects and workflows.
+ Drive efficiency with existing technical infrastructure through automation while embracing innovative opportunities offered by new technologies.
+ Collaborate and communicate with external and internal stakeholders.
+ Monitor the Financial and Venture Capital Sponsors industry and overall economic/business environment to identify and elevate potential material issues, risks, and trends in the portfolio to Senior Management.
**Required qualifications, capabilities, and skills**
+ Bachelor's degree required.
+ Advanced knowledge in private equity, including lending to funds and their management companies, and individuals (sponsor partners), with the ability to conduct portfolio analysis
+ Minimum 5 years in a similar banking or credit role, with experience in overseeing a large credit portfolio and structuring complex credit transactions.
+ High level of analytical skills, with attention to detail
+ Familiarity and expertise with legal documentation, particularly with respect to fund finance
+ Ability to understand and distill market dynamics and economic drivers
+ Outstanding professional reputation and integrity.
+ Strong leadership, management and business partnership skills, with the ability to train others.
+ Strong presentation, business writing, and communication skills.
**Preferred qualifications, capabilities, and skills**
+ Preferred knowledge of the high-net-worth industry and the commensurate capital and financial markets
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
**Base Pay/Salary**
New York,NY $133,000.00 - $240,000.00 / year; San Francisco,CA $133,000.00 - $240,000.00 / year
$133k-240k yearly 60d+ ago
Production Underwriter - Commercial Casualty - REMOTE
General Placement Service
Remote commercial credit analyst job
Job Description
General Placement Service is recruiting on behalf of an A+ Rated, long-standing insurance carrier with a national reach. They seek to hire a Production Underwriter to manage an agency plant and grow a profitable book of business within your territory.
The products are all mid-market commercial with a focus on casualty lines.
In this role, you will:
- Develop and maintain relationships with independent agencies and Producers
- Build and grow a profitable book of business through risk evaluation, pricing and negotiation
- Underwrite all new business throughout the territory
- This is a remote position and the territory will be determined by your location
To be qualified, you must have:
- 5+ years of Property and Casualty Underwriting experience
- Previous Sales & Marketing experience
- Knowledge of your regional insurance market - including agency relationships
- Bachelor's degree and industry designations are preferred
$46k-71k yearly est. 4d ago
Lead Commercial Underwriter - Federal Lending Program
Lenders Cooperative
Remote commercial credit analyst job
Job DescriptionAt Lenders Cooperative we are a forward-thinking group of former bankers, investment bankers, and technologists who recognize the need for better innovation and solutions to support financial institutions' commercial lending efforts. Our core mission is to help these institutions to focus on their true strengths. In addition to our SaaS technology solutions, Lenders Cooperative offers staff augmentation, credit underwriting, SBA Loan Service Provider (LSP) underwriting and support, and bank operations. If you thrive in high-pressure environments where urgency meets creativity and where every challenge is an opportunity to create impact, then continue reading....
Lenders Cooperative seeks an experienced Lead Commercial Underwriter to support a high-profile government lending initiative. This role will focus on evaluating complex $10MM to $150MM direct loan applications from private-sector companies working in critical technology sectors. In addition to underwriting responsibilities, the selected candidate may serve as project lead, with responsibility for building and overseeing a small team of underwriters or analysts as needed to meet engagement timelines and workload demands.
Location:
The position is based in the Arlington, VA area. (U.S. Citizenship Required).
Key Responsibilities:
Serve as the primary underwriter and project lead for federal program loan evaluations, overseeing all phases of the underwriting process.
Lead credit analysis for loan requests between $10MM and $150MM, including financial review, risk assessment, borrower eligibility, and transaction structure.
Draft detailed credit memoranda, including credit ratings, risk factors, and recommendations aligned with guidelines.
If needed, recruit, onboard, and manage a team of contract analysts or underwriters to support the engagement.
Act as the main point of contact for client stakeholders, legal teams, and internal review committees.
Ensure compliance with statutory and programmatic requirements and maintain audit-ready documentation.
Required Qualifications:
Minimum 7-10 years of experience in commercial lending, structured finance, or credit underwriting, ideally involving large-ticket or government-backed transactions.
Proven ability to lead underwriting projects and/or manage teams under tight deadlines.
Deep familiarity with complex credit evaluations and public-private financial structures.
Strong analytical, writing, and financial modeling skills.
U.S. citizenship required (security background check may be required for engagement).
Preferred Experience:
Experience in the defense industrial base, advanced manufacturing, or critical technology sectors.
Familiarity with federal lending or guarantee programs.
MBA, CFA, or formal credit training preferred.
Prior experience supporting federal agencies or national security-related lending programs is a strong plus.
Benefits:
Competitive salary and performance-based bonuses
Comprehensive health, free dental and vision insurance plans
Flexible work hours and fully remote work options
Unlimited PTO and company holidays
Collaborative and inclusive work environment with a diverse team
Company-sponsored events and team outings
If you're ready to take your career to the next level and be part of a team that values creativity and innovation, apply now! We can't wait to meet you and see how you'll contribute to our success.
Lenders Cooperative is an equal-opportunity employer and is committed to providing a workplace free from harassment and discrimination. We celebrate our employees' unique differences because that drives curiosity, innovation, and the success of our business. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, gender identity or expression, age, marital status, veteran status, disability status, pregnancy, parental status, genetic information, political affiliation, or any other status protected by the laws or regulations in the locations where we operate. Accommodations are available for applicants with disabilities.
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$49k-76k yearly est. 19d ago
Credit Risk Management Analyst Sr-Principal
American Electric Power 4.4
Commercial credit analyst job in Columbus, OH
Job Posting End Date
01-15-2026
Please note the job posting will close on the day before the posting end date.
Administers the company's enterprise risk management credit policy, mostly working autonomously, including but not limited to supporting all AEP business units with complex transactions, and is responsible for determining the financial ability of AEP's counterparties to deliver contracted products and services and meet payment obligations, negotiation of credit provisions for master agreements, and lead guaranty negotiation, execution, and maintenance to ensure best possible guaranty coverage.
Job Description
Where Putting the Customer First Powers Everything We Do!
At AEP, we're more than just an energy company - we're a team of dedicated professionals committed to delivering safe, reliable, and innovative energy solutions. Guided by our mission to put the customer first, we strive to exceed expectations by listening, responding, and continuously improving the way we serve our communities. If you're passionate about making a meaningful impact and being part of a forward-thinking organization, this is the company for you!
Credit Risk Management Analyst Senior (Salary Grade 7)
Credit Risk Management Analyst Principal (Salary Grade 8)
What You'll Do:
Mitigate credit risks to preserve revenues and avoid losses while facilitating business opportunities on a mostly autonomous basis and for complex transactions.
Credit Analysis:
Perform initial and/or ongoing quantitative and qualitative analysis of customers, suppliers, or counterparties to establish monetary limits, tenor limits, and internal ratings in relation to the purchase or sale of services and commodities.
Portfolio Management:
Monitor monetary limits, tenor limits, and ratings for counterparties.
Monitor industry news to assess any relevant impact on counterparties and identify potential portfolio actions.
Perform margining and related tasks in a proficient manner.
Maintain data integrity within the credit risk system, including counterparty, contracts, collateral, ratings, and other pertinent information.
Judiciously manage and provide administration of collateral held or posted for counterparties,
RTOs, or exchanges, including guarantees, cash, letters of credit, and surety bonds.
Reporting:
Prepare credit risk reports for risk committees, executive meetings, and financial or compliance purposes.
Contracts:
Negotiate credit provisions for master agreements and supporting collateral documents, such as the collateral annex, guarantees, letters of Credit, netting agreements.
Supervision:
Supervise, train, and assist in the coaching and development of the margin desk personnel and others and provide input for mid-year and annual performance reviews.
Provide guidance and coaching to junior analysts with respect to decision-making, counterparty reviews, and financial reporting.
RTOs:
Actively participate through credit working groups to influence credit policies, optimize benefits for the Company, and inform appropriate stakeholders of pertinent developments.
Other:
Recommend and Implement strategies to improve processes and systems to assess, measure, and monitor credit risk.
What We're Looking For:
Credit Risk Management Analyst Senior (Salary Grade 7)
Education: Bachelor Degree, preferably in Finance or Accounting, or Associates degree, preferably in Finance or Accounting with two (2) years of experience.
Experience: Minimum five (5) years total work experience in addition to any experience noted above.
Credit Risk Management Analyst Principal (Salary Grade 8)
Education: Bachelor's Degree, preferably in Finance or Accounting; (Or) Associate's degree, preferably in Finance or Accounting with two (2) years of experience.
Experience: Minimum of seven (7) years of work experience in addition to any experience identified above.
Additional Expectations:
High level proficiency with Excel, PowerPoint, and database management tools/software.
Excellent written and oral communication skills.
Knowledge and/or experience in commercial and commodity transactions.
Project leadership and multi-tasking skills.
What You'll Get:
This single vacancy is posted in a range. Please note that Education and/or relevant Experience will be used to determine the appropriate salary and salary grade.
Credit Risk Management Analyst Senior (Salary Grade 7)
$93,000.00-$103,000.00 (USD)
Credit Risk Management Analyst Principal (Salary Grade 8)
$113,000.00-$123,000.00 Annually (USD)
In addition to a competitive compensation, AEP offers a unique comprehensive benefits package that aims to support and enhance the overall well-being of our employees.
Compensation Data
Compensation Grade:
SP20-008
Compensation Range:
$87,633.00 - $128,688.00
The Physical Demand Level for this job is: S - Sedentary Work: Exerting up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently. (Frequently: activity or condition exists from 1/3 to 2/3 of the time) to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are required only occasionally, and all other sedentary criteria are met.
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It is hereby reaffirmed that it is the policy of American Electric Power (AEP) to provide Equal Employment Opportunity in all respects of the employer-employee relationship including recruiting, hiring, upgrading and promotion, conditions and privileges of employment, company sponsored training programs, educational assistance, social and recreational programs, compensation, benefits, transfers, discipline, layoffs and termination of employment to all employees and applicants without discrimination because of race, color, religion, sex (including pregnancy, gender identity, and sexual orientation), national origin, age, veteran or military status, disability, genetic information, or any other basis prohibited by applicable law. When required by law, we might record certain information or applicants for employment may be invited to voluntarily disclose protected characteristics.
$113k-123k yearly Auto-Apply 6d ago
Credit Analyst/Underwriter
Lendingone 4.0
Remote commercial credit analyst job
Job Description
LendingOne is a direct private lender for Real Estate professionals headquartered in Boca Raton, FL with additional offices in Charlotte, NC and Great Neck, NY. LendingOne made the Inc. 500 list of the fastest-growing private companies in America in 2019. Along with being rated one of the Top Workplaces in 2025 - for the fourth consecutive year - by Sun Sentinel!
We specialize in providing business-purpose mortgage loans for non-owner-occupied investment properties. We offer fix/flip bridge loans and long-term rental financing. Not a broker nor a bank, but a fully funded lending partner that can close consistently. LendingOne and its affiliates have extensive real estate experience and have provided over $6 Billion in real estate capital.
The Opportunity:
We're seeking a skilled and detail-obsessed CreditAnalyst/Underwriter who can dive into complex financials, spot potential risks, and deliver sound lending decisions-while working closely with our Sales team to help clients achieve their real estate investment goals.
If you're the type who enjoys digging into the numbers, thrives under deadlines, and takes pride in delivering accurate, thoughtful evaluations, this role will give you both challenge and reward.
This is a full-time employment opportunity working in our Headquarters Office in Boca Raton, FL, or in our Charlotte, NC office.
What You'll Do:
Perform full credit analysis and underwriting on business-purpose loans, evaluating borrowers and properties in detail.
Review financial statements, analyze creditworthiness, and verify key data points such as acquisition costs, renovation budgets, rental income, and market comps.
Identify risks and recommend alternative financing solutions when needed.
Prepare clear and concise underwriting summaries with both quantitative and qualitative insights.
Communicate underwriting decisions and rationale to internal stakeholders, particularly the Sales team.
Review appraisal reports to ensure they meet company standards.
Maintain productivity and turnaround times in line with department goals.
Prioritize caseload effectively to meet multiple deadlines.
Requirements
Minimum 3 years of underwriting experience within private lending.
High attention to detail and accuracy in financial analysis.
Strong critical thinking skills with the ability to identify inconsistencies and propose solutions.
Excellent written and verbal communication skills.
Ability to manage multiple priorities and deliver on tight timelines.
Positive, team-oriented attitude with strong problem-solving skills.
Proficiency in CRM systems and Microsoft Office/Google Workspace.
Bonus points for experience with DSCR, Fix & Flip, and New Construction loans, or a degree in Finance, Business, or Economics.
Benefits
Why LendingOne:
Diverse and inclusive workplace, with a supportive and friendly team
Company awards, recognitions, and community involvement opportunities
Comprehensive benefits package: medical, dental, vision, short and long-term disability, flexible spending accounts, generous 401(k) match, and more!
10 Company-paid holidays, and Paid-time Off
Work-From-Home Fridays!
Regular company-sponsored lunches, team-building and social events, and company swag to promote engagement and connection
We believe in promoting from within
Dedicated Learning & Development Team: comprehensive technical training, career paths, and education reimbursement opportunities!
LendingOne is an Equal Employment Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, national origin, gender, age, religion, disability, sexual orientation, veteran status, or marital status.
CreditAnalyst - To $40/hr - Remote - (1099/Contract) - Job # 3448Who We AreThe Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & San Antonio, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves!We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.The PositionOur bank client is seeking to fill a Remote 1099/Contract CreditAnalyst role. The successful CreditAnalyst candidate will be responsible for processing daily credit transactions per the credit policy and procedures, and maintaining records and files on all credit transactions, including correspondence and documents.The opportunity has a generous hourly rate of up to $40/hr and a benefits package. (This is a remote position).CreditAnalyst responsibilities include:
Performing in-depth financial analysis (spreading and analyzing financial statements).
Receiving data on prospective and active borrowing accounts, i.e., financial statements, tax returns, agency and credit reports, and interview and investigation sheets.
Analyzing data and evaluates the short- and long-run prospects of the individual or company.
Making recommendations to appropriate personnel on the granting or denying of loans.
Preparing sufficient information to document recommendations, if assigned to a lending function.
Suggesting a loan grade after conducting a thorough credit analysis and documentation review.
Ensuring that all credit analysis activities are conducted in accordance with prescribed lending policy.
Providing thorough documentation of all financial analysis work, including ratios, cash flow, and collateral analysis, and other related information.
Accompanying Commercial Lenders on customer's meetings when needed.
Providing leadership, on-the-job training, and technical guidance to the other creditanalysts.
All other duties assigned.
Who Are You?You're someone who wants to influence your own development. You're looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.You also bring the following skills and experience:
Bachelor's Degree in a related field of study preferred specialized financial analysis training.
Five or more years of experience as a CreditAnalyst required.
Experienced in preparing credit presentations.
Able to manage/process/track annual reviews of the necessary credits.
Thorough knowledge of current lending and loan review regulations and banking regulations, procedures, and operations.
Proficient ability to analyze and interpret financial statements.
Excellent written and verbal communication skills.
Strong organizational skills with an eye for detail.
Ability to multi-task.
Adept with spreadsheet and word processing software as well as have experience working in a digital office environment.
The next step is yours. Email us your current resume along with the position you are considering to:************************
$40 hourly Auto-Apply 60d+ ago
Credit Balance Analyst- Remote
Orthopaedic Solutions Management
Remote commercial credit analyst job
Job Description
Post all payments to the practice management system. Process End of Day. Perform duties, processes and functions assigned by management. . Work is conducted remotely, outside of a traditional office environment. Must be able to perform work at a dedicated work space with limited interruption or distraction, and high speed internet capability with 25 Mbps download speed/10 Mbps upload speed.
ESSENTIAL FUNCTIONS
· Review credit balance reports for potential refunds to insurance companies and/or patients.
· Transfer patient overpayment to existing patient balance if appropriate.
· Research insurance company requests for refunds and either dispute or submit as appropriate. Process refund
requests for charges with missing documentation.
· Monitor and work unresolved accounts and submit all refund requests for approval.
· Work patient credit balances and manage insurance refund report and overpaid claims work list in Athena in a timely
manner.
· Report to the office location, as needed.
· Perform other responsibilities associated with this position as deemed appropriate to ensure the success of the Business Office.
GENERAL COMPENTENCIES DESIRED
· Self-motivated, with the ability to work independently, with minimal supervision.
· Knowledge of insurance terminology, CCI/bundling issues, CPT, ICD-10, HCPC and contractual agreements.
· Familiarity with Medicare, Medicaid, HMO and commercial guidelines.
· Ability to maintain confidentiality of patient and personnel information.
· Detail-oriented paying close attention to accuracy.
· Strong interpersonal skills.
· Ability to be comfortable in learning and using digital tools.
· Strong PC skills required to include all Microsoft applications, practice management systems and electronic health
records.
· Good problem solving skills required in order to maximize effectiveness and efficiency of job duties.
PHYSICAL DEMANDS
Requires sitting for long periods of time. Requires eye-hand coordination and manual dexterity sufficient to operate a
keyboard, photocopier, scanner, telephone, calculator and other office equipment. Requires normal range of hearing and eye
sight to record, prepare and communicate appropriate reports. Requires the ability to work under stressful conditions and/or
irregular hours to meet deadlines.
CREDENTIALS DESIRED
Must have a high school diploma or equivalent education and at least one year of prior work experience in a medical business
office.
HOURS: Monday-Friday
Orthopaedic Solutions Management is a Drug Free Workplace
We are committed to maintaining a safe, healthy, and productive work environment. As part of this commitment, we operate as a drug-free workplace. All candidates will be required to undergo pre-employment drug screening and/or be subject to random drug testing in accordance with applicable laws and company policy.
$44k-72k yearly est. 30d ago
Senior Credit Officer - Commercial
United Community Bank 4.5
Remote commercial credit analyst job
Job Title: Senior Credit Officer - Commercial United Community is looking for a Senior Credit Officer - Commercial to work with Community Bank Executives and Corporate Banking leadership to achieve high credit quality via the loan approval process.Position can sit in Greenville, SC or Orlando, FL.
What You'll Do
* Work with Community Bank Executives, Commercial Banking Solutions (Specialty Lending Groups) and Regional Credit Managers to promote the credit culture of United Community Bank• Protect the assets of the bank through the proper execution and administration of risk management policies and procedures. Assumes accountability for quality approval decisions and the overall quality of the assigned loan portfolio.• Approve larger credits in a timely and efficient manner helping to ensure customers' expectations are met• Serve as "gatekeeper" for approval of larger credits and assists in enforcing the bank's house limit• Recommends approval of changes in underwriting procedures and policies• Partner with State Presidents and Team Leads within Commercial Banking Solutions to execute on our credit culture, grow the portfolio and maintain strong portfolio credit metrics. • Acts in an advisory and referral role to lenders and analysts in matters of compliance, regulation and policy• Supervise activities of the Regional Credit Managers• Assist in monitoring credit quality including responsibilities for portfolio risk ratings, and oversight of criticized asset and portfolio review meetings• Direct and assist in the preparation of each bank for regulatory examinations. Works directly with bank regulators during the examination process.• Coordinate credit portion of due diligence efforts with regard to new bank acquisitions• Assist in training new lenders and the on-going training on policies, procedures and culture• Perform annual performance reviews along with an effective management plan consisting of goals for staff• Perform other duties as assigned
Requirements For Success
* College degree or equivalent• Minimum 10 years' experience in a regulatory or commercial lending background with at least 5 years of credit approval experience with C&I, Middle Market and Commercial Real Estate.• Strong leadership skills with extensive supervisory and managerial experience and the ability to build strong teams. • Excellent interpersonal and communication skills; and the ability to solve problems. • Participate and complete all required compliance training, including Bank Secrecy Act/anti-money laundering training, as well as internal and external training programs, online training, meetings, and seminars/conferences, etc.
Conditions of Employment
* Must be able to pass a background & credit check• This is a full-time, non-remote position that requires schedule flexibility to work evenings and weekends as needed. • Up to 20% travel required.
FLSA Status: Exempt
Pay Range
USD $0.00 - USD $0.00 /Yr.
$85k-115k yearly est. 23d ago
Commercial Credit Analyst
Cfbank 3.7
Commercial credit analyst job in Westerville, OH
We are a fast-growing, high-achieving organization that thrives on winning. We are proud to be ranked nationally in the top 10 Banks within our asset size peer group based on financial performance. If you are seeking a place where you can have enhanced visibility, add more value, and you thrive in a dynamic and growth-focused environment, you belong at CFBank. We are agile, we work with integrity, and we hustle. For over 130 years we've been serving our communities and over the past decade have become a top performer, successfully growing our business and attracting some of the best talent out there. We are a commercial bank that offers a boutique banking experience for personal banking clients. Our unique business model offers direct access to decision-makers, great technology, great products, and competitive pricing that position our teams to go into the market and win business.
About the role:
This opportunity is best for candidates who have an interest in building a career in commercial lending and are seeking increased exposure, visibility, and potential impact. In this role, you will be part of a high-powered Credit team, who partners closely with our commercial sales teams across all our growing markets. Our commercial banking team is encouraged to generate a wide range of relationships spanning business banking and the middle market so expect variety in your daily work! A great opportunity to maintain an expansive skillset with direct access to executive management, all while serving a wide range of needs in local business communities.
What you'll do:
* Responsible for underwriting and credit analysis in the areas of commercial lending, commercial real estate lending, and credit administration.
* Analyze financial records including earnings, savings, payments, and purchase of the company or individual and recommend other useful financial activity for further plans.
* Compare liquidity, profitability, and credit histories of individuals or companies being evaluated with similar establishments to determine risk.
* Complete loan applications, including credit analyses and summaries of loan requests, and submit for approval.
* Minimize bad debt risk and maximize accounts receivable collections.
* Generate financial ratios, using computer programs, to evaluate customers' financial status.
* Comply with internal security policies and procedures and maintain customer confidentiality at all times.
* Adhere to all regulations, policies, and record-keeping requirements. Complete all required training related to bank regulations and policies.
* Accept other responsibilities and projects as requested to add value for CFBank.
* Spreads financial statements for Borrower and Guarantor using the credit presentation software program.
* Processes covenant testing according to procedures established by the Credit area of the Bank. Report deficiencies in covenant to management and loan officer.
* Assists Credit Administration in the review of real estate appraisals and evaluations as necessary prior to loan closings.
* Demonstrates proficiency in independently dealing with deadlines, managing workflow, and understanding processes in a timely manner.
* Participates in weekly credit committee meetings, presents loan packages to the executive board as necessary to outline strengths/weaknesses in the deal accordingly, responding to inquiries from officers and committee members' questions.
* Participates in weekly sales meetings to discuss current workflow and status of credit packages. Develops an understanding of past-due loans, discussion of pending items to note for the upcoming week.
What We Offer:
* Excellent Benefits Package: Top benefits include dependent coverage, generous PTO, Federal Holidays, and Paid Parental Leave for those who qualify for eligibility.
* Professional development opportunities including educational/training opportunities
* "Accelerated" 401k Plan and Employee Match of 50% of the first 8% deferred, available your first full month of employment with a 3-year vesting
* Employee Banking Promos and Direct Deposit of payroll to CFBank Account (over 90% of our employees bank with us!)
* Employee Assistance Program with a wide range of free resources such as estate planning and mental wellness resources
* One of the most collaborative environments you'll find, with a team of hard-working mutually invested professionals who are excited about shared success
$50k-59k yearly est. 33d ago
Senior Credit Analyst
Upstart Services 4.0
Commercial credit analyst job in Columbus, OH
About Upstart
Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than 80% of borrowers are approved instantly, with zero documentation to upload.
Upstart is a digital-first company, which means that most Upstarters live and work anywhere in the United States. However, we also have offices in San Mateo, California; Columbus, Ohio; Austin, Texas; and New York City, NY (opening Summer 2026).
Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart, we'd love to hear from you!
The Team:
Upstart's Auto Onboarding team is responsible for reviewing applications for Auto-Refinancing loans, Auto Retail Indirect loans, and Auto-secured Personal Loans. These products are all expanding and dedicated agents will ensure the success of these programs as we grow.
As a Senior CreditAnalyst at Upstart, you will be responsible for reviewing applications in a timely manner and with strict adherence to established policies and procedures. You will also be responsible for communicating with customers and business partners as needs arise. Your feedback and insights to the customer experience will be vital for improving our products and internal tools with an eye towards automation and growth.
How you'll make an impact
Flexibly alternate between significant core work responsibilities (application review) and slack coverage
Act as the first-line responder for FCR/CE/CA questions
Stay up to date on policy changes or program improvements
Detect abnormalities and bugs by analyzing incoming documents, cases, and dashboards
Use critical thinking and good judgment in ambiguous situations
Minimum Qualifications
Must have 3+ months of experience with Upstart Auto products or 9+ months of experience with Upstart Onboarding
Demonstrate and maintain high quality in core work and actively help others reach their own goals. In particular, you must have a 90% or greater 4-week rolling average productivity score and a 95% or greater 8-week rolling average quality score.
Demonstrate integrity, ethics, and Upstart values at all times; sets an excellent example for colleagues
Demonstrate patience alongside efficiency; can triage and prioritize responsibilities, takes ownership, and drives problems to resolution
Able to make judgment calls amid ambiguity and understand the cross-functional impact of decisions
Preferred Qualifications
Demonstrate deep knowledge of Operations procedures and processes, especially with regard to the auto products
Proactively seek ways to make Operations better on a day-to-day basis
Position location This role is available in the following locations: Columbus, OH
Time zone requirements The team operates on the East coast time zones.
In-Office requirements. You will be required to work from the Columbus office 2 days per week.
Travel requirements As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions' cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.
What you'll love:
Competitive Compensation (base + bonus & equity)
Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year
Employee Stock Purchase Plan (ESPP)
Life and disability insurance
Generous holiday, vacation, sick and safety leave
Supportive parental, family care, and military leave programs
Annual wellness, technology & ergonomic reimbursement programs
Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
Catered lunches + snacks & drinks when working in offices
This is a Non-Exempt position. Employees in this position are paid an hourly pay rate, on a bi-weekly basis, and are eligible to receive overtime pay for any hours worked over 40 in a work week, or over 8 in a work day if required by state law.
Columbus, OH - Anticipated Hourly Rate Range$25.48-$25.48 USD
Upstart is a proud Equal Opportunity Employer. Just as we are dedicated to improving access to affordable credit for all, we are committed to inclusive and fair hiring practices.
If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email
candidate_accommodations@upstart.com
************************************************
$25.5-25.5 hourly Auto-Apply 4d ago
Refund/Credit Specialist - Restaurant
Resiliency
Commercial credit analyst job in Columbus, OH
Pull a daily report from Food Logic for any credit request in the following status, Credit Rejected, No Credit Requested, Restaurant Review.
Add the daily report to the running list, remove any duplicate incident IDs.
Pull up each incident ID within Food Logic and determine if 1) follow up with the restaurant is necessary, 2) invoice or PO data needs to be updated, 3) wrong supplier is listed, 4) wrong reason code is selected, 5) push back with the DC / Supplier is necessary, or 6) the rejection is valid.
1) Email the restaurant, FL, and TD with the additional information requested for the incident.
2) Pull the invoice or PO information from ERS or Oracle
3) Review the label within Food Logic and update the supplier
4) Update the reason code in Food Logic
5) Push back to the DC with the reason why
6) No action needed
Update the running list with the action taken.
Requirements:
attention to detail
not afraid to ask questions
objective mindset
M-Thrs in office with the potential to be remote on Friday
$46k-76k yearly est. 60d+ ago
Billing and Credit Specialist, Cox First Media
Cox Holdings, Inc. 4.4
Remote commercial credit analyst job
Company
Cox Enterprises
Job Family Group
Finance
Job Profile
Finance Support Specialist II
Management Level
Individual Contributor
Flexible Work Option
Hybrid - Ability to work remotely part of the week
Travel %
No
Work Shift
Day
Compensation
Hourly base pay rate is $17.74 - $26.59/hour. The hourly base rate may vary within the anticipated range based on factors such as the ultimate location of the position and the selected candidate's knowledge, skills, and abilities. Position may be eligible for additional compensation that may include commission (annual, monthly, etc.) and/or an incentive program.
Job Description
To be successful in this role, a Billing and Credit Specialist should have strong analytical and communication skills, be detail-oriented and organized, and possess a deep understanding of billing and credit principles and practices. They should be able to manage multiple tasks and projects simultaneously, work well under pressure, and be comfortable working with large amounts of transaction data in a highly structured financial system.
Key Responsibilities:
Managing the credit analysis process, evaluating the creditworthiness of customers, and making recommendations for credit decisions
Managing the billing process, including the generation of invoices, verifying the accuracy of billable amounts, and meeting billing deadlines
Developing and maintaining relationships with internal and external stakeholders, including sales teams, finance teams, and customers
Overseeing the collection process, following up with clients to ensure timely payment, and minimizing payment delays and bad debt write-offs
Qualifications
High School Diploma/GED and 3 years' experience in a related field. The right candidate could also have a different combination, such as any level degree/certification beyond a HS diploma/GED in a related discipline and up to 1 year of experience; or 5 years' experience in a related field
Strong knowledge of accounting principles and regulations
Proficient in Microsoft Excel
Experience using Accounts Receivable / Invoicing software
Excellent communication and people skills, with the ability to communicate effectively with both internal and external stakeholders
Ability to work independently and as part of a team
Associate's degree or higher and media billing experience preferred
Benefits
Employees are eligible to receive a minimum of sixteen hours of paid time off every month and seven paid holidays throughout the calendar year. Employees are also eligible for additional paid time off in the form of bereavement leave, time off to vote, jury duty leave, volunteer time off, military leave, and parental leave.
About Us
As our primary divisions Cox Automotive and Cox Communications drive new waves of innovation, Cox Enterprises is entering spaces like cleantech, healthcare, esports and more. We're a family business guided by a legacy of bold innovation that's driven by those who want to make their mark. Benefits of working at Cox may include health care insurance (medical, dental, vision), retirement planning (401(k)), and paid days off (sick leave, parental leave, flexible vacation/wellness days, and/or PTO). For more details on what benefits you may be offered, visit our benefits page. Cox is an Equal Employment Opportunity employer - All qualified applicants/employees will receive consideration for employment without regard to that individual's age, race, color, religion or creed, national origin or ancestry, sex (including pregnancy), sexual orientation, gender, gender identity, physical or mental disability, veteran status, genetic information, ethnicity, citizenship, or any other characteristic protected by law. Cox provides reasonable accommodations when requested by a qualified applicant or employee with disability, unless such accommodations would cause an undue hardship.Applicants must currently be authorized to work in the United States for any employer without current or future sponsorship.
$17.7-26.6 hourly Auto-Apply 60d+ ago
Credit Analyst II
City National Bank 4.9
Remote commercial credit analyst job
WHAT IS THE OPPORTUNITY? The CreditAnalyst is an entry-level position responsible for supporting credit analysis and portfolio management activities. This role involves assisting with credit underwriting and portfolio review activities. The CreditAnalyst will learn how to analyze credit data, prepare reports, conduct periodic portfolio reviews, and other activities required to underwrite and manage a portfolio of credits. The CreditAnalyst is expected to have a strong desire to learn underwriting and portfolio management skills, helping to maintain high standards of credit quality and compliance.
WHAT WILL YOU DO?
* Credit Analysis: Performs credit analysis activities to assess creditworthiness of borrowers, guarantors, and sponsors.
* Performance Monitoring: Performs portfolio management activities to monitor and analyze portfolio performance, including periodic reviews and covenant tracking.
* Data Analysis: Analyzes credit data, market and industry reports, trendcards, and prepare credit presentations to support underwriting and portfolio management.
* Risk Management: Supports effective risk management practices, maintaining high standards of credit quality and origination in alignment with Bank's credit risk appetite, and compliance with institutional and regulatory requirements.
* Collaboration: Works closely with team members to ensure cohesive and effective credit operations. Participate in ad-hoc projects to support the organization's priorities.
* Learning and Development: Demonstrates a strong desire to learn underwriting and portfolio management skills, actively seeking opportunities for professional growth and development.
WHAT DO YOU NEED TO SUCCEED?
*Required Qualifications**
* Bachelor's Degree or equivalent in Finance, Business, or related field
*Additional Qualifications*
* Desire to learn about credit management and lending operations as well as risk management principles
* Strong communication and collaboration skills
* Analytical skills, with interest in learning how to interpret complex data and make informed decisions
*WHAT'S IN IT FOR YOU?*
*Compensation*Starting base salary: $31.39 - $50.14 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
*Benefits and Perks*
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including:
* Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date
* Generous 401(k) company matching contribution
* Career Development through Tuition Reimbursement and other internal upskilling and training resources
* Valued Time Away benefits including vacation, sick and volunteer time
* Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs
* Career Mobility support from a dedicated recruitment team
* Colleague Resource Groups to support networking and community engagement
Get a more detailed look at our *********************************
ABOUT US
Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at **********************************
*INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT*
City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
*Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled.
Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.
$31.4-50.1 hourly 60d+ ago
Bilingual Credit Analyst
First Help Financial 4.3
Remote commercial credit analyst job
First Help Financial (FHF) is a fast-growing and culturally diverse company in the U.S. We provide auto loans to the underserved and care for our customers and partners with exceptional service. Through flexible financing options and tri-lingual support, we offer consumers an easier way to finance their first car. We lend to and support our portfolio which has consistently grown 30%+ each year over the last nine years.
Here you will find hard-working colleagues who come from over 20 countries. We hold ourselves to the highest standards of professionalism but also enjoy our work. Our culture and benefits are geared towards making you successful in life and comfortable at work.
Your Title:
CreditAnalyst
Your Location:
Anywhere within the USA - MST/PST time zones only
You Report To:
Underwriting Manager
Your Schedule:
4 days a week 10 hours a day flexibility! Saturday and Monday 10am-8:30pm PST, (the other days will be determined by management)
Your Compensation:
$28.50/hr + plus quarterly bonus!
Learn more about our awesome Underwriting Department
About the opportunity:
You will manage the application origination relationship between FHF and dealers, working methodically to develop a thorough understanding of applicants' profiles and assess risk by reviewing application information and conducting preliminary phone interviews when needed. Additionally, you are responsible for helping the team meet all monthly and quarterly origination goals by booking approved applications. This will be a full-time, remote position.
What you will do:
Your responsibilities include but are not limited to:
Make timely and accurate credit decisions within the company's fair lending, credit, and collateral guidelines.
Establish and maintain good relationships with dealers.
Work with the Outside Sales team to improve app flow, look-to-book, and credit quality of our dealer partners.
Negotiate with dealers to buy deals on the best possible terms for FHF while still maintaining dealer satisfaction.
Follow up on deals to try to capture business and solicit dealers for new or more business.
Conduct preliminary credit interviews with prospective clients to validate critical information (when applicable).
Perform related administrative, clerical, or customer service duties.
Other projects may apply
What you bring:
BA/BS degree and/or equivalent work experience required
Demonstrates historical career stabilitly
1 year of previous financial or banking experience
Bilingual (English/Spanish or Portuguese)
Excellent communication skills
Ability to multitask, self-reliant
Proficient knowledge of Excel and Outlook
FHF Benefits…
Great Perks - We offer generous salaries, competitive health and welfare benefits (medical, dental, vision, LTD/STD, Identity theft, paid parental leave and much more), paid vacation, 401(k) match, tuition reimbursement, social activities, monthly lunches, a robust employee recognition and talent development program to enhance your career with us.
Culture - We are believers in maintaining a healthy work-life balance. While we work hard and care deeply about our customers and partners, we want you to have room for your family, friends, and yourself.
Growth - Company growth provides unprecedented career growth. FHF's extraordinary year over year growth in revenue and new markets provides opportunity for you to establish and develop your career growth. We engage each employee to build a career plan that benefits everyone and we have a proven record of investing in
you
.
Diversity and Inclusion
FHF is committed to building a culture that respects and embraces all walks of life, inclusive of all genders, race, culture, sexual orientation, age, and other identities. We will make accommodations when interviewing anyone with special needs.