Commercial Credit Analyst remote jobs - 76 jobs

At IH Mississippi Valley Credit Union, we believe lending should empower people. As a Senior Credit Risk Officer, you'll play a pivotal role in shaping lending strategies. Your expertise in portfolio analytics and risk management will help drive sound decisions, ensuring sustainable growth and a member-centric approach. With a competitive pay range of $120,000 to $160,000, this is an exciting opportunity to grow your career in a collaborative and forward-thinking environment. In-office work is done at our beautiful headquarters on River Drive in Moline, Illinois. This facility offers a comfortable office setting with on-site gym facility and purposeful collaborative spaces to connect. Remote work is a breeze with easy-to-use tools to help stay connected. IH Mississippi Valley Credit Union: Our Mission We are a member-owned financial cooperative dedicated to helping our member, our team members and our communities along their financial path. At our best we are authentic, driven, and innovative. What would you do as a Senior Credit Risk Officer As a Senior Credit Risk Officer at IH Mississippi Valley Credit Union, you will be an essential collaborator who thrives in a data-driven environment. This role requires you to harness your analytical skills, transforming complex data into actionable insights that enhance our lending strategies and portfolio management. Collaborating closely with other professionals, you will identify risks and develop innovative solutions that prioritize our member-centric values. Your ability to interpret data effectively will drive strategic decisions, ensuring that our lending processes are not only effective but also aligned with the highest standards of integrity and performance. Are you a good fit for this Senior Credit Risk Officer job? To excel as a Senior Credit Risk Officer at IH Mississippi Valley Credit Union, a robust set of skills is essential. You must possess a strong proficiency in analytical tools to provide oversight of loan portfolios, ensuring all data is meticulously scrutinized. Your ability to translate data into actionable decisions will be vital not only for enhancing our lending strategy but also for fostering a proactive approach to risk management. Additionally, you will serve as a strategic advisor to senior management, requiring strong communication and interpersonal skills to effectively convey insights and recommendations. An in-depth understanding of credit risk assessment, coupled with a knack for problem-solving and member focus, will position you for success in this dynamic role. A collaborative spirit and the ability to work independently are also crucial, as you will be driving initiatives that contribute to our forward-thinking culture. EXPERIENCE REQUIRED: Bachelors degree in Finance, Economics, Business, Data Science, Statistics or related fields. Master's preferred 7+ years of experience in credit risk management, portfolio analysis or related financial risk functions. Advanced Risk certification preferred. Strong knowledge of credit risk concepts, modeling, regulatory frameworks and portfolio management practices in consumer credit, mortgage and auto lending. Direct experience with CECL, stress testing, scorecard development, or predictive analytics preferred. Ability to communicate complex risk concepts to senior leadership and board members Exceptional leadership, analytical and problem-solving skills SKILLS AND COMPETENCIES: Advanced quantitative and statistical skills Strong data visualization and reporting capabilities Deep understanding of credit lifecycle, underwriting metrics, and risk-based pricing Ability to communicate complex analytics clearly to executive and eventual Board audiences Exceptional attention to detail with strategic, big-picture thinking Will you join our team? Being a team member of IHMVCU is more than just a job, we want to make differences in the communities we live in and serve. Check out our careers page for more information including benefits ********************** Final compensation will be determined by various factors such as experience, specific skills and internal pay equity. Move Up your career at IHMVCU with this great opportunity! PHYSICAL REQUIREMENTS: Sitting: Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met. Talking: Expressing or exchanging ideas by means of the spoken word; those activities where detailed or important spoken instructions must be conveyed to other workers accurately, loudly, or quickly. Hearing: Perceiving the nature of sounds at normal speaking levels with or without correction, and having the ability to receive detailed information through oral communication, and making fine discriminations in sound. Finger, handle, touch: Picking, pinching, typing or otherwise working, primarily with fingers rather than with whole hand or arm as in handling. Applying pressure to an object with the fingers and palm. Perceiving attributes of objects, such as size, shape, temperature or texture by touching with skin, particularly that of fingertips. Lifting Demands: Up to 10 lbs. Visual Demands: Visual acuity to do things such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading

Commercial Tile Underwriter FULLTIME/PARTTIME: Fulltime SCHEDULE: Monday - Friday, First shift hours. Contracted: ASAP start to 3/30/2026 PAY RANGE: $57.00 hourly paid weekly (Exact compensation may vary based on skills, experience, and location. Base pay information is based on market location.) Job Summary We are seeking a detail-oriented and knowledgeable Commercial Title Underwriter to support the underwriting, research, and issuance of real estate title insurance policies. This role is responsible for reviewing title documentation, identifying and resolving title issues, and issuing title insurance commitments and policies in compliance with internal guidelines and applicable regulations. The ideal candidate will serve as a trusted resource to internal teams, agents, and customers by providing underwriting guidance, risk assessment, and authorization throughout the title process. Key Responsibilities Underwrite, research, and prepare title insurance commitments and policies in accordance with internal and external policies, procedures, and regulatory requirements Review title examinations, curative documentation, and supporting materials to assess risk and insurability Identify title defects, liens, encumbrances, and other issues impacting title and determine appropriate underwriting requirements Provide underwriting support, guidance, and authorization to company personnel, agents, and customers Interpret underwriting guidelines and apply sound judgment to complex title matters Ensure compliance with company standards, underwriting manuals, and industry regulations Collaborate with escrow, title, and operations teams to facilitate timely policy issuance Support commercial escrow and title functions in alignment with the Escrow and Title Commercial Job Matrix Required Skills & Qualifications Strong understanding of title insurance underwriting principles Ability to analyze title reports, legal descriptions, and real estate documentation Excellent attention to detail and risk assessment skills Strong written and verbal communication skills Ability to provide clear guidance and explanations to internal and external partners Strong organizational and time management skills Education High School Diploma or GED required Additional education or industry certifications a plus Working Conditions: May on occasion be exposed to loud sounds and distracting noise levels, such as from office equipment. The ability to lift up to 30lbs Use of computers and technology Here at Canon Recruiting, People are our priority, and we are committed to Include Diversity in every segment of who we are. It is only through our Diversity; we are made a stronger organization and increase our ability to provide top tier candidates that our clients have come to know Canon for. We have an inclusive environment all employees are celebrated for their unique differences. The different perspectives and experiences of our workforce give us the competitive advantage that is essential for success in an ever-changing market. By promoting inclusion with the same enthusiasm, we devote to quality and competency and using the experience from a diverse assortment of backgrounds and experiences, Canon can improve the services and value we deliver to clients, employees, and customers. At Canon, Diversification and Inclusiveness are much more than a corporate ambition; they are a critical component in our daily corporate life. Canon Recruiting is committed to a diverse and inclusive workplace. Canon Recruiting is an equal opportunity employer and does not discriminate based on race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. The pay range for this position is listed above. Base pay information is based on market location. We will consider for employment qualified applicants with arrest and conviction records. Our range of benefits may include health care and 401(k) savings plans. For individuals with disabilities who would like to request an accommodation, please email hr@canonrecruiting.com

IAT Insurance Group is seeking a highly skilled Commercial Surety Underwriter to join our team in Anaheim, California. For the ideal candidate, we are open to remote work from Washington or Oregon, or from our Bellevue location. This position supports our Pacific Northwest book of business and involves occasional travel. Key responsibilities include collaborating with regional office underwriters, home office personnel, agents, and principals. This role follows a hybrid schedule, reflecting our commitment to ownership, collaboration, and teamwork. You will work from the Anaheim office Monday through Wednesday, with the option to work remotely on Thursday and Friday. This is an excellent opportunity for professional growth and development within a dynamic and supportive environment. Responsibilities: Financial and account analysis of pertinent financial data, authority, and referral requirements for consideration of new, existing, and renewal business Requesting and gathering financial information on assigned accounts Bond renewal preparation and determination on whether bonds should be canceled Maintain Agency relationships and provide exceptional service and support. May have authority to underwrite low-value bonds and renewals Provide general direction to the Account Managers for bond processing. Provide quality recommendations to Branch and Home Office Reports on assigned accounts and agents Rate and review bonds for premium and classification accuracy Ensure accuracy and completeness of files and verify that all necessary documentation is complete in the file Act as the primary service contact and visit agents assigned by the Regional Manager in order to foster and maintain an ongoing relationship Accurately communicate knowledge of assigned accounts to Branch and Home Office personnel via written and verbal means Prioritize workflow to ensure work is done in a timely fashion and all deadlines are met Travel on a limited basis Perform other duties as needed Qualifications:Must-Have: Bachelor's degree in Risk Management, Finance, Mathematics, Business or related with at least 2 years experience in Surety or equivalent Equivalent is defined as 6 years of relevant Commercial or Contract Surety underwriting experience We will consider commercial or contract experience Strong marketing skills and ability to obtain new business and work with clients Strong competency in quantitative and financial analysis Requires strong math aptitude, excellent verbal and written communication, interpersonal and negotiating skills Must be customer service oriented and have the utmost integrity Ability to travel on a limited basis To qualify, applicants must be authorized to work in the United States and must not require VISA sponsorship, now or in the future, for employment purposes Preferred to Have: AFSB industry designation Compensation:Please note, that the annual gross salary range associated with this posting is $55,200 - $120,330. This range represents the anticipated low and high end of the base salary for this position. Actual salaries will vary based on factors such as a candidate's qualifications, skills, competencies, and geographical location related to this specific role. The total compensation will include a base salary, performance-based bonus opportunities, 401(K) match, profit-sharing opportunities, and more. To view details of our full benefits, please visit ************************************************** IAT Insurance Group is the largest private, family-owned property and casualty insurer in the U.S. I nsurance A nswers T ogether is how we define IAT, in letter and in spirit. We work together to provide solutions for people and businesses. We collaborate internally and with our partners to provide the best possible insurance and surety options for our customers. At IAT, we're committed to driving and building an open and supportive culture for all. Our employees propel IAT forward - driving innovation, stable partnerships and growth. That's why we continue to build an engaging workplace culture to attract and retain the best talent. We offer comprehensive benefits like: 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid Days Off 7% 401(k) Company Match and additional Profit Sharing Hybrid work environment Numerous training and development opportunities to assist you in furthering your career Healthcare and Wellness Programs Opportunity to earn performance-based bonuses College Loan Assistance Support Plan Educational Assistance Program Mentorship Program Dress for Your Day Policy All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug-free workplace and participate in E-Verify.

Job DescriptionJob Summary:We are seeking a motivated and experienced Commercial Loan Officer to join our team. The ideal candidate will be responsible for originating and managing commercial loan portfolios, building relationships with clients, and providing expert financial advice to meet their commercial lending needs. This role requires a deep understanding of the commercial lending process, strong analytical skills, and the ability to work collaboratively in a team-focused environment.Key Responsibilities: Loan Origination: Identify and develop new commercial lending opportunities by networking, cold calling, and leveraging existing relationships. Client Relationship Management: Build and maintain strong relationships with business owners, veterans, and other clients, ensuring a deep understanding of their financial needs and objectives. Loan Analysis: Conduct thorough financial analysis and risk assessment to evaluate the creditworthiness of loan applicants. Review financial statements, credit reports, and other relevant documents. Loan Processing: Guide clients through the loan application process, ensuring timely and accurate completion of all required documentation. Collaborate with underwriters to secure approval. Portfolio Management: Manage and monitor a portfolio of commercial loans, ensuring timely payment, compliance with loan terms, and proactive identification of potential risks. Compliance and Regulations: Stay informed about industry regulations, company policies, and market trends to ensure all lending activities are in full compliance. Team Collaboration: Work closely with other team members, including underwriters, loan processors, and sales representatives, to provide seamless service to clients. Market Analysis: Conduct market research to identify new business opportunities and stay updated on economic trends that may impact lending activities. Qualifications: Experience: Minimum of 3-5 years of experience as a Commercial Loan Officer or in a similar role. Education: Bachelor's degree in finance, business, economics, or a related field is preferred. Skills: Strong understanding of commercial lending practices and financial analysis. Excellent communication and interpersonal skills. Ability to manage multiple tasks and work under pressure. Proficient in Microsoft Office Suite and loan management software. Licensing: Relevant state licenses for loan origination are required. Veteran Status: Military experience or a strong connection to the veteran community is highly valued.

The position is described below. If you want to apply, click the Apply button at the top or bottom of this page. You'll be required to create an account or sign in to an existing one. If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st Shift (United States of America) Please review the following job description: Join our team! Successful and leading title insurance agency seeks a highly self-motivated, detail-oriented, and experienced Commercial Settlement Officer with a positive attitude to be a part of our team. Qualified candidates must have the ability to multitask, portray excellent verbal and written communication skills and be computer proficient. Responsibilities: Responsible for creating and sending out settlement statements for either sale or financing statements and uninsured files. With directions from the Borrower, Lender and Seller they include adding invoices, adding lender fees, payoffs, prorations and any other items directed by the parties to the statement and circulating drafts to the parties, managing correspondence throughout the transaction with the parties and updating statements accordingly as changes come over and working with the parties to finalize and send around executed statements once the parties agree to the costs. Responsible for verifying wire instructions, creating and sending funding packages to our accounting team, making sure checks, invoices and FedEx labels are created and saved to the files for the accounting team to send out as well. Once wires are initiated the settlement coordinators are also responsible for sending out confirmations of the wires to the parties with the Fed Reference numbers for their files. Settlement is also engaged when deposits or funds need to be sent if a deal is cancelled or a deposit needs to be sent for Post-Closing items, or if another company is funding a closing. Other duties as assigned. Requirements: Candidates with experience and strong knowledge of Title Insurance are encouraged to apply. 10+ plus years of experience in a commercial settlement role or similar Knowledge of SoftPro Select a plus Great time management skills Outstanding work ethic with the ability to work in both team oriented and self-directed environments. Detail-oriented and professional; able to handle confidential information. High level of accountability Customer service oriented Creative problem-solving skills Ability to communicate effectively (written and verbal). Ability to work in a fast-paced environment and handle multiple tasks simultaneously About Kensington Vanguard National Land Kensington Vanguard National Land Services is one of the largest independent full-service national title insurance agencies in the country providing: • Commercial & Residential Title Insurance• Real Property & Cooperative Lien Searches• Settlement Services• Escrow Services• Recording Services• 1031 Exchange Services Kensington Vanguard National Land is an Equal Opportunity Employer. Job Type: Full-time Benefits: Health insurance Dental insurance Vision insurance Employer Paid Life insurance Employer Paid LTD Paid Time Off 401(k) 401(k) Employer Match Flexible Spending Account Health Savings Account Employee Assistance Program About Kensington Vanguard National Land Kensington Vanguard National Land is one of the largest independent full-service national title insurance agencies in the country providing: • Commercial & Residential Title Insurance• Real Property & Cooperative Lien Searches• Settlement Services• Escrow Services• Recording Services• 1031 Exchange Services Kensington Vanguard National Land is an Equal Opportunity Employer. Job Type: Full-time Benefits: Health insurance Dental insurance Vision insurance Employer Paid Life insurance Employer Paid LTD Paid Time Off 401(k) 401(k) Employer Match Flexible Spending Account Health Savings Account Employee Assistance Program General Description of Available Benefits for Eligible Employees of CRC Group: At CRC Group, we're committed to supporting every aspect of teammates' well-being - physical, emotional, financial, social, and professional. Our best-in-class benefits program is designed to care for the whole you, offering a wide range of coverage and support. Eligible full-time teammates enjoy access to medical, dental, vision, life, disability, and AD&D insurance; tax-advantaged savings accounts; and a 401(k) plan with company match. CRC Group also offers generous paid time off programs, including company holidays, vacation and sick days, new parent leave, and more. Eligible positions may also qualify for restricted stock units and/or a deferred compensation plan. CRC Group supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. CRC Group is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify

The position is described below. If you want to apply, click the Apply button at the top or bottom of this page. You'll be required to create an account or sign in to an existing one. If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st Shift (United States of America) Please review the following job description: Join our team! Successful and leading title insurance agency seeks a highly self-motivated, detail-oriented, and experienced Commercial Settlement Officer with a positive attitude to be a part of our team. Qualified candidates must have the ability to multitask, portray excellent verbal and written communication skills and be computer proficient. Responsibilities: Responsible for creating and sending out settlement statements for either sale or financing statements and uninsured files. With directions from the Borrower, Lender and Seller they include adding invoices, adding lender fees, payoffs, prorations and any other items directed by the parties to the statement and circulating drafts to the parties, managing correspondence throughout the transaction with the parties and updating statements accordingly as changes come over and working with the parties to finalize and send around executed statements once the parties agree to the costs. Responsible for verifying wire instructions, creating and sending funding packages to our accounting team, making sure checks, invoices and FedEx labels are created and saved to the files for the accounting team to send out as well. Once wires are initiated the settlement coordinators are also responsible for sending out confirmations of the wires to the parties with the Fed Reference numbers for their files. Settlement is also engaged when deposits or funds need to be sent if a deal is cancelled or a deposit needs to be sent for Post-Closing items, or if another company is funding a closing. Other duties as assigned. Requirements: Candidates with experience and strong knowledge of Title Insurance are encouraged to apply. 10+ plus years of experience in a commercial settlement role or similar Knowledge of SoftPro Select a plus Great time management skills Outstanding work ethic with the ability to work in both team oriented and self-directed environments. Detail-oriented and professional; able to handle confidential information. High level of accountability Customer service oriented Creative problem-solving skills Ability to communicate effectively (written and verbal). Ability to work in a fast-paced environment and handle multiple tasks simultaneously About Kensington Vanguard National Land Kensington Vanguard National Land Services is one of the largest independent full-service national title insurance agencies in the country providing: • Commercial & Residential Title Insurance• Real Property & Cooperative Lien Searches• Settlement Services• Escrow Services• Recording Services• 1031 Exchange Services Kensington Vanguard National Land is an Equal Opportunity Employer. Job Type: Full-time Benefits: Health insurance Dental insurance Vision insurance Employer Paid Life insurance Employer Paid LTD Paid Time Off 401(k) 401(k) Employer Match Flexible Spending Account Health Savings Account Employee Assistance Program About Kensington Vanguard National Land Kensington Vanguard National Land is one of the largest independent full-service national title insurance agencies in the country providing: • Commercial & Residential Title Insurance• Real Property & Cooperative Lien Searches• Settlement Services• Escrow Services• Recording Services• 1031 Exchange Services Kensington Vanguard National Land is an Equal Opportunity Employer. Job Type: Full-time Benefits: Health insurance Dental insurance Vision insurance Employer Paid Life insurance Employer Paid LTD Paid Time Off 401(k) 401(k) Employer Match Flexible Spending Account Health Savings Account Employee Assistance Program General Description of Available Benefits for Eligible Employees of CRC Group: At CRC Group, we're committed to supporting every aspect of teammates' well-being - physical, emotional, financial, social, and professional. Our best-in-class benefits program is designed to care for the whole you, offering a wide range of coverage and support. Eligible full-time teammates enjoy access to medical, dental, vision, life, disability, and AD&D insurance; tax-advantaged savings accounts; and a 401(k) plan with company match. CRC Group also offers generous paid time off programs, including company holidays, vacation and sick days, new parent leave, and more. Eligible positions may also qualify for restricted stock units and/or a deferred compensation plan. CRC Group supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. CRC Group is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify

Responsible for providing a sound, independent and objective assessment and recommendation on risk factors associated with small business, midsize, large, complex structures and transactions related to Commercial and Industrial (C&I) transactions. This position will also oversee credit risk management and maintenance of credit quality for the respective assigned portfolio by monitoring relationship trends, clearing of exceptions, properly assessing and evaluating credit risk and other key factors, and providing recommendations and credit solutions which are appropriate to the relationship risk profile. Responsibilities: * Provide transactional support with the creation of credit memos while maintaining clear understanding of the Bank's credit programs and policy and its adherence. Reports to supervisor all deviation from credit programs and policy. * Conduct analysis/underwriting functions, as needed. Provide support on new business activities by screening preliminary data and follow up in obtaining required documentation and conformity to credit underwriting policy of the bank. Prepare documentation, memos, and/or presentation as needed. * Perform the annual review of existing credit relationships; Identify necessary risk rating changes, errors or inconsistencies and recommend modifications to risk rating as deemed appropriate. This includes calculating and verifying covenant testing requirements and monitoring loan policy exceptions, as needed. * Support the accurate review and evaluation of the financial condition and operating performance of C&I Borrowers for new and existing loan exposures, increases, and modifications of terms/conditions. * Support the large & complex financial analysis with a high degree of accuracy in terms of figures and credit risk assessment. Responsibility will also include the proper identification of loan policy exceptions and identification of industry/loan structure specific risks/issues with appropriate mitigating factors. * Ability to identify, evaluate, monitor and make any recommendation deemed necessary to the supervisor to assess, reduce, eliminate or control any current or prospective risks to earnings or capital arising from violations of, or nonconformance with, laws, rules, regulations, prescribed practices, internal policies and procedures or ethical standards. * Assist in the review and measurement of Bank Borrower's conformance with legal covenants, tracking of same and the identification of compliance or non-compliance This may include assisting Credit Portfolio Managers and Relationship Managers in collaborating with other bank units such as Credit Administration, Loan Operations, Credit Services, Closing areas, and Credit Risk. * Assist in the training process of new underwriters. Specifically, assist the trainees in the following: adopting the operating procedures of the department, mastering the various formats used and the credit criteria applied to the various forms of analysis. * Complete or review and provide feedback on spread financial statements, comprehensive analysis, and credit approval packages according to Bank credit programs and policy. * Work within the software systems for loan originations, modifications, annual reviews, and other presentations to senior management. * Responsible for the administration and monitoring maturities, delinquencies, including criticized assets reports on a regular basis as well as assisting in the identifying any "red flags" or problems within the portfolio. Reports to supervisor all portfolio issues and irregularities found in these reports. * Conduct project site visits/inspections and report findings. * Provide assistance in other areas within the department, as required, covering during vacation or absenteeism. * Ensure preventive measures are carried out to fully comply with current rules, regulations and internal policies relating to risks pertaining to BSA, USA Patriot Act, OFAC and other AML related issues. * Assist management with ongoing projects. * Any other duties as assigned by the Chief Credit Officer or supervisor. Minimum Education and/or Certifications Requirements: Bachelor's degree in business, accounting or finance required. Master's degree preferred OR 5+ years of credit underwriting/credit analysis experience in lieu of education. Formal credit training preferred. Minimum Work Experience Requirements: 7+ years of professional experience credit underwriting/credit analysis. Knowledgeable of banking products and documentation. Technical and/or Other Essential Knowledge: Thorough understanding of the Bank's credit procedures, programs and policy. Accounting and credit principles. Proficiency in Microsoft Suite is required; experience in SQL is a plus. Salesforce, nCino, FIS IBS experience is a plus. Sound time management and organizational skills required. Well organized and systematic. Must possess strong communication skills. This position is hybrid/remote work eligible.

About the Team/Role Credit Risk Strategy & Analytics is a key team in Risk & Compliance organization that ensures WEX's products and processes deliver robust credit decisions while providing a great customer experience and support WEX's growth. We are a team of data and analytics driven experts with an outstanding ability and sense of mission to find solutions through innovation and collaboration. We are looking for a Credit Analyst who will be responsible for developing innovative credit risk strategies and solutions across the customer lifecycle - leading to best-in-class credit results while enabling profitable growth and customer experience for WEX. The ideal candidate will have experience and knowledge in Credit & Collections risk analytics and related processes. They will be highly collaborative, an effective communicator, and demonstrate strong emotional intelligence, enabling them to operate successfully within a matrixed organization. How you'll make an impact Developing and managing credit risk decision strategies by creating data driven insights and analytics across customer lifecycle i.e. New Accounts, Portfolio and Line Management and Collections, and across WEX products and lines of business Performing qualitative and quantitative analysis on credit risk trends, and working together with Operations, second line and WEX Bank teams to define, evaluate, and implement potential solutions with Tech. Optimize the risk-return tradeoff and establish profitability based credit decisions at every touchpoint, through economic cycles Continuously monitor credit and collections performance, conduct deep-dive analyses to explore areas of opportunity, and implement credit controls to address potential/emerging risks Review and strengthen both systematic and manual credit processes Partner closely with Decision Science, Fraud, Operations and second line teams to evaluate new data sources, track performance and ensure profitability. Partner with the Product, Marketing Risk capabilities and Technology teams to develop streamlined customer experience journeys Track developments in the marketplace to understand industry best practices. Work with internal governance teams and external regulators to ensure control and compliance Collaborate with key stakeholders and cross-functional partners across WEX including Risk Operations, Technology, Bank, Marketing, Finance, Legal, Risk and Compliance/BSA/AML. Experience you'll bring Master's degree in a quantitative field such as Data Science, Mathematics, Computer Science, Statistics, Business or other technical field 5+ years of experience in Data and Analytics and/or 3+ years in the Credit or Fraud risk analytics and Commercial Risk space; Payments industry experience a plus Experience using analytics/statistics to solve complex business problems- Big Data, Python / SQL, ML studio, Data visualization tools Strong analytical and quantitative skills Ability to think critically in order to analyze problems and develop creative, practical and efficient solutions for a multinational company Ability to learn quickly, solve complex problems, and perform in a fast-paced environment Strong communications skills that distill complex data and systems issues to both technical and non-technical audiences Understanding of and experience with risk decision engines and/or payment technology Leadership qualities that motivate collaboration with others, guiding the prioritization of initiatives Willingness to learn and continuously build technical skill set Ability to prioritize and work on multiple projects and tasks at the same time Adaptable and comfortable working collaboratively and independently in a self-starting manner #LI-DD1 The base pay range represents the anticipated low and high end of the pay range for this position. Actual pay rates will vary and will be based on various factors, such as your qualifications, skills, competencies, and proficiency for the role. Base pay is one component of WEX's total compensation package. Most sales positions are eligible for commission under the terms of an applicable plan. Non-sales roles are typically eligible for a quarterly or annual bonus based on their role and applicable plan. WEX's comprehensive and market competitive benefits are designed to support your personal and professional well-being. Benefits include health, dental and vision insurances, retirement savings plan, paid time off, health savings account, flexible spending accounts, life insurance, disability insurance, tuition reimbursement, and more. For more information, check out the "About Us" section.Pay Range: $105,000.00 - $140,000.00

Job DescriptionAt Lenders Cooperative we are a forward-thinking group of former bankers, investment bankers, and technologists who recognize the need for better innovation and solutions to support financial institutions' commercial lending efforts. Our core mission is to help these institutions to focus on their true strengths. In addition to our SaaS technology solutions, Lenders Cooperative offers staff augmentation, credit underwriting, SBA Loan Service Provider (LSP) underwriting and support, and bank operations. If you thrive in high-pressure environments where urgency meets creativity and where every challenge is an opportunity to create impact, then continue reading.... Lenders Cooperative seeks an experienced Lead Commercial Underwriter to support a high-profile government lending initiative. This role will focus on evaluating complex $10MM to $150MM direct loan applications from private-sector companies working in critical technology sectors. In addition to underwriting responsibilities, the selected candidate may serve as project lead, with responsibility for building and overseeing a small team of underwriters or analysts as needed to meet engagement timelines and workload demands. Location: The position is based in the Arlington, VA area. (U.S. Citizenship Required). Key Responsibilities: Serve as the primary underwriter and project lead for federal program loan evaluations, overseeing all phases of the underwriting process. Lead credit analysis for loan requests between $10MM and $150MM, including financial review, risk assessment, borrower eligibility, and transaction structure. Draft detailed credit memoranda, including credit ratings, risk factors, and recommendations aligned with guidelines. If needed, recruit, onboard, and manage a team of contract analysts or underwriters to support the engagement. Act as the main point of contact for client stakeholders, legal teams, and internal review committees. Ensure compliance with statutory and programmatic requirements and maintain audit-ready documentation. Required Qualifications: Minimum 7-10 years of experience in commercial lending, structured finance, or credit underwriting, ideally involving large-ticket or government-backed transactions. Proven ability to lead underwriting projects and/or manage teams under tight deadlines. Deep familiarity with complex credit evaluations and public-private financial structures. Strong analytical, writing, and financial modeling skills. U.S. citizenship required (security background check may be required for engagement). Preferred Experience: Experience in the defense industrial base, advanced manufacturing, or critical technology sectors. Familiarity with federal lending or guarantee programs. MBA, CFA, or formal credit training preferred. Prior experience supporting federal agencies or national security-related lending programs is a strong plus. Benefits: Competitive salary and performance-based bonuses Comprehensive health, free dental and vision insurance plans Flexible work hours and fully remote work options Unlimited PTO and company holidays Collaborative and inclusive work environment with a diverse team Company-sponsored events and team outings If you're ready to take your career to the next level and be part of a team that values creativity and innovation, apply now! We can't wait to meet you and see how you'll contribute to our success. Lenders Cooperative is an equal-opportunity employer and is committed to providing a workplace free from harassment and discrimination. We celebrate our employees' unique differences because that drives curiosity, innovation, and the success of our business. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, gender identity or expression, age, marital status, veteran status, disability status, pregnancy, parental status, genetic information, political affiliation, or any other status protected by the laws or regulations in the locations where we operate. Accommodations are available for applicants with disabilities. Powered by JazzHR 28bVttQuFp

Godot Consulting Group is excited to announce an opening for a National Commercial Underwriting Counsel/Underwriter. This position involves working with clients on complex commercial real estate transactions, providing legal expertise in underwriting and risk assessment. The ideal candidate will have extensive experience in title insurance, commercial real estate law, and a deep understanding of the underwriting process. At Godot Consulting Group, we aim to connect talented individuals with career opportunities that allow them to shine in their fields. Responsibilities Advise clients on the legal aspects of title insurance and underwriting for commercial transactions Conduct thorough reviews of title reports, surveys, and related documents to identify potential issues Collaborate with clients, underwriters, and legal teams to develop solutions for complex transactions Provide timely and accurate underwriting decisions and guidance Assist in the development and implementation of underwriting guidelines and policies Maintain strong relationships with clients and stakeholders in the real estate industry Stay updated with industry trends, regulations, and best practices related to title insurance and commercial real estate Requirements 5+ years of experience specifically in commercial real estate and title insurance underwriting Strong knowledge of title insurance products and the underwriting process Excellent analytical, negotiation, and communication skills Ability to work in a fast-paced environment with multiple stakeholders Strong attention to detail and problem-solving abilities Familiarity with industry standards and legal regulations surrounding title insurance Proficient in relevant software and Microsoft Office applications. Benefits Health Care Plan (Medical, Dental & Vision) Retirement Plan (401k, IRA) Life Insurance (Basic, Voluntary & AD&D) Paid Time Off (Vacation, Sick & Public Holidays) Family Leave (Maternity, Paternity) Work From Home

Job Description General Placement Service is recruiting on behalf of an A+ Rated, long-standing insurance carrier with a national reach. They seek to hire a Production Underwriter to manage an agency plant and grow a profitable book of business within your territory. The products are all mid-market commercial with a focus on casualty lines. In this role, you will: - Develop and maintain relationships with independent agencies and Producers - Build and grow a profitable book of business through risk evaluation, pricing and negotiation - Underwrite all new business throughout the territory - This is a remote position and the territory will be determined by your location To be qualified, you must have: - 5+ years of Property and Casualty Underwriting experience - Previous Sales & Marketing experience - Knowledge of your regional insurance market - including agency relationships - Bachelor's degree and industry designations are preferred

Job Title: Senior Credit Officer - Commercial Reports To: Chief Commercial Credit Officer United Community is looking for a Senior Credit Officer - Commercial to work with Community Bank Executives and Corporate Banking leadership to achieve high credit quality via the loan approval process. Position can sit in Greenville, SC or Orlando, FL. What You'll Do • Work with Community Bank Executives, Commercial Banking Solutions (Specialty Lending Groups) and Regional Credit Managers to promote the credit culture of United Community Bank • Protect the assets of the bank through the proper execution and administration of risk management policies and procedures. Assumes accountability for quality approval decisions and the overall quality of the assigned loan portfolio. • Approve larger credits in a timely and efficient manner helping to ensure customers' expectations are met • Serve as “gatekeeper” for approval of larger credits and assists in enforcing the bank's house limit • Recommends approval of changes in underwriting procedures and policies • Partner with State Presidents and Team Leads within Commercial Banking Solutions to execute on our credit culture, grow the portfolio and maintain strong portfolio credit metrics. • Acts in an advisory and referral role to lenders and analysts in matters of compliance, regulation and policy • Supervise activities of the Regional Credit Managers • Assist in monitoring credit quality including responsibilities for portfolio risk ratings, and oversight of criticized asset and portfolio review meetings • Direct and assist in the preparation of each bank for regulatory examinations. Works directly with bank regulators during the examination process. • Coordinate credit portion of due diligence efforts with regard to new bank acquisitions • Assist in training new lenders and the on-going training on policies, procedures and culture • Perform annual performance reviews along with an effective management plan consisting of goals for staff • Perform other duties as assigned Requirements For Success • College degree or equivalent • Minimum 10 years' experience in a regulatory or commercial lending background with at least 5 years of credit approval experience with C&I, Middle Market and Commercial Real Estate. • Strong leadership skills with extensive supervisory and managerial experience and the ability to build strong teams. • Excellent interpersonal and communication skills; and the ability to solve problems. • Participate and complete all required compliance training, including Bank Secrecy Act/anti-money laundering training, as well as internal and external training programs, online training, meetings, and seminars/conferences, etc. Conditions of Employment • Must be able to pass a background & credit check • This is a full-time, non-remote position that requires schedule flexibility to work evenings and weekends as needed. • Up to 20% travel required. FLSA Status: Exempt Pay Range USD $0.00 - USD $0.00 /Yr.

WHAT IS THE OPPORTUNITY? The Credit Analyst is an entry-level position responsible for supporting credit analysis and portfolio management activities. This role involves assisting with credit underwriting and portfolio review activities. The Credit Analyst will learn how to analyze credit data, prepare reports, conduct periodic portfolio reviews, and other activities required to underwrite and manage a portfolio of credits. The Credit Analyst is expected to have a strong desire to learn underwriting and portfolio management skills, helping to maintain high standards of credit quality and compliance. WHAT WILL YOU DO? * Credit Analysis: Performs credit analysis activities to assess creditworthiness of borrowers, guarantors, and sponsors. * Performance Monitoring: Performs portfolio management activities to monitor and analyze portfolio performance, including periodic reviews and covenant tracking. * Data Analysis: Analyzes credit data, market and industry reports, trendcards, and prepare credit presentations to support underwriting and portfolio management. * Risk Management: Supports effective risk management practices, maintaining high standards of credit quality and origination in alignment with Bank's credit risk appetite, and compliance with institutional and regulatory requirements. * Collaboration: Works closely with team members to ensure cohesive and effective credit operations. Participate in ad-hoc projects to support the organization's priorities. * Learning and Development: Demonstrates a strong desire to learn underwriting and portfolio management skills, actively seeking opportunities for professional growth and development. WHAT DO YOU NEED TO SUCCEED? *Required Qualifications** * Bachelor's Degree or equivalent in Finance, Business, or related field *Additional Qualifications* * Desire to learn about credit management and lending operations as well as risk management principles * Strong communication and collaboration skills * Analytical skills, with interest in learning how to interpret complex data and make informed decisions *WHAT'S IN IT FOR YOU?* *Compensation*Starting base salary: $31.39 - $50.14 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including: * Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date * Generous 401(k) company matching contribution * Career Development through Tuition Reimbursement and other internal upskilling and training resources * Valued Time Away benefits including vacation, sick and volunteer time * Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs * Career Mobility support from a dedicated recruitment team * Colleague Resource Groups to support networking and community engagement Get a more detailed look at our ********************************* ABOUT US Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at ********************************** *INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT* City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. *Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.

Responsible for providing a sound, independent and objective assessment and recommendation on risk factors associated with small business, midsize, large, complex structures and transactions related to Commercial and Industrial (C&I) transactions. This position will also oversee credit risk management and maintenance of credit quality for the respective assigned portfolio by monitoring relationship trends, clearing of exceptions, properly assessing and evaluating credit risk and other key factors, and providing recommendations and credit solutions which are appropriate to the relationship risk profile. Responsibilities: Provide transactional support with the creation of credit memos while maintaining clear understanding of the Bank's credit programs and policy and its adherence. Reports to supervisor all deviation from credit programs and policy. Conduct analysis/underwriting functions, as needed. Provide support on new business activities by screening preliminary data and follow up in obtaining required documentation and conformity to credit underwriting policy of the bank. Prepare documentation, memos, and/or presentation as needed. Perform the annual review of existing credit relationships; Identify necessary risk rating changes, errors or inconsistencies and recommend modifications to risk rating as deemed appropriate. This includes calculating and verifying covenant testing requirements and monitoring loan policy exceptions, as needed. Support the accurate review and evaluation of the financial condition and operating performance of C&I Borrowers for new and existing loan exposures, increases, and modifications of terms/conditions. Support the large & complex financial analysis with a high degree of accuracy in terms of figures and credit risk assessment. Responsibility will also include the proper identification of loan policy exceptions and identification of industry/loan structure specific risks/issues with appropriate mitigating factors. Ability to identify, evaluate, monitor and make any recommendation deemed necessary to the supervisor to assess, reduce, eliminate or control any current or prospective risks to earnings or capital arising from violations of, or nonconformance with, laws, rules, regulations, prescribed practices, internal policies and procedures or ethical standards. Assist in the review and measurement of Bank Borrower's conformance with legal covenants, tracking of same and the identification of compliance or non-compliance This may include assisting Credit Portfolio Managers and Relationship Managers in collaborating with other bank units such as Credit Administration, Loan Operations, Credit Services, Closing areas, and Credit Risk. Assist in the training process of new underwriters. Specifically, assist the trainees in the following: adopting the operating procedures of the department, mastering the various formats used and the credit criteria applied to the various forms of analysis. Complete or review and provide feedback on spread financial statements, comprehensive analysis, and credit approval packages according to Bank credit programs and policy. Work within the software systems for loan originations, modifications, annual reviews, and other presentations to senior management. Responsible for the administration and monitoring maturities, delinquencies, including criticized assets reports on a regular basis as well as assisting in the identifying any “red flags” or problems within the portfolio. Reports to supervisor all portfolio issues and irregularities found in these reports. Conduct project site visits/inspections and report findings. Provide assistance in other areas within the department, as required, covering during vacation or absenteeism. Ensure preventive measures are carried out to fully comply with current rules, regulations and internal policies relating to risks pertaining to BSA, USA Patriot Act, OFAC and other AML related issues. Assist management with ongoing projects. Any other duties as assigned by the Chief Credit Officer or supervisor. Minimum Education and/or Certifications Requirements: Bachelor's degree in business, accounting or finance required. Master's degree preferred OR 5+ years of credit underwriting/credit analysis experience in lieu of education. Formal credit training preferred. Minimum Work Experience Requirements: 7+ years of professional experience credit underwriting/credit analysis. Knowledgeable of banking products and documentation. Technical and/or Other Essential Knowledge: Thorough understanding of the Bank's credit procedures, programs and policy. Accounting and credit principles. Proficiency in Microsoft Suite is required; experience in SQL is a plus. Salesforce, nCino, FIS IBS experience is a plus. Sound time management and organizational skills required. Well organized and systematic. Must possess strong communication skills. This position is hybrid/remote work eligible.

Credit Analyst - To $40/hr - Remote - (1099/Contract) - Job # 3448Who We AreThe Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & San Antonio, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves!We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.The PositionOur bank client is seeking to fill a Remote 1099/Contract Credit Analyst role. The successful Credit Analyst candidate will be responsible for processing daily credit transactions per the credit policy and procedures, and maintaining records and files on all credit transactions, including correspondence and documents.The opportunity has a generous hourly rate of up to $40/hr and a benefits package. (This is a remote position).Credit Analyst responsibilities include: Performing in-depth financial analysis (spreading and analyzing financial statements). Receiving data on prospective and active borrowing accounts, i.e., financial statements, tax returns, agency and credit reports, and interview and investigation sheets. Analyzing data and evaluates the short- and long-run prospects of the individual or company. Making recommendations to appropriate personnel on the granting or denying of loans. Preparing sufficient information to document recommendations, if assigned to a lending function. Suggesting a loan grade after conducting a thorough credit analysis and documentation review. Ensuring that all credit analysis activities are conducted in accordance with prescribed lending policy. Providing thorough documentation of all financial analysis work, including ratios, cash flow, and collateral analysis, and other related information. Accompanying Commercial Lenders on customer's meetings when needed. Providing leadership, on-the-job training, and technical guidance to the other credit analysts. All other duties assigned. Who Are You?You're someone who wants to influence your own development. You're looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.You also bring the following skills and experience: Bachelor's Degree in a related field of study preferred specialized financial analysis training. Five or more years of experience as a Credit Analyst required. Experienced in preparing credit presentations. Able to manage/process/track annual reviews of the necessary credits. Thorough knowledge of current lending and loan review regulations and banking regulations, procedures, and operations. Proficient ability to analyze and interpret financial statements. Excellent written and verbal communication skills. Strong organizational skills with an eye for detail. Ability to multi-task. Adept with spreadsheet and word processing software as well as have experience working in a digital office environment. The next step is yours. Email us your current resume along with the position you are considering to:************************

Job Description LendingOne is a direct private lender for Real Estate professionals headquartered in Boca Raton, FL with additional offices in Charlotte, NC and Great Neck, NY. LendingOne made the Inc. 500 list of the fastest-growing private companies in America in 2019. Along with being rated one of the Top Workplaces in 2025 - for the fourth consecutive year - by Sun Sentinel! We specialize in providing business-purpose mortgage loans for non-owner-occupied investment properties. We offer fix/flip bridge loans and long-term rental financing. Not a broker nor a bank, but a fully funded lending partner that can close consistently. LendingOne and its affiliates have extensive real estate experience and have provided over $6 Billion in real estate capital. The Opportunity: We're seeking a skilled and detail-obsessed Credit Analyst/Underwriter who can dive into complex financials, spot potential risks, and deliver sound lending decisions-while working closely with our Sales team to help clients achieve their real estate investment goals. If you're the type who enjoys digging into the numbers, thrives under deadlines, and takes pride in delivering accurate, thoughtful evaluations, this role will give you both challenge and reward. This is a full-time employment opportunity working in our Headquarters Office in Boca Raton, FL, or in our Charlotte, NC office. What You'll Do: Perform full credit analysis and underwriting on business-purpose loans, evaluating borrowers and properties in detail. Review financial statements, analyze creditworthiness, and verify key data points such as acquisition costs, renovation budgets, rental income, and market comps. Identify risks and recommend alternative financing solutions when needed. Prepare clear and concise underwriting summaries with both quantitative and qualitative insights. Communicate underwriting decisions and rationale to internal stakeholders, particularly the Sales team. Review appraisal reports to ensure they meet company standards. Maintain productivity and turnaround times in line with department goals. Prioritize caseload effectively to meet multiple deadlines. Requirements Minimum 3 years of underwriting experience within private lending. High attention to detail and accuracy in financial analysis. Strong critical thinking skills with the ability to identify inconsistencies and propose solutions. Excellent written and verbal communication skills. Ability to manage multiple priorities and deliver on tight timelines. Positive, team-oriented attitude with strong problem-solving skills. Proficiency in CRM systems and Microsoft Office/Google Workspace. Bonus points for experience with DSCR, Fix & Flip, and New Construction loans, or a degree in Finance, Business, or Economics. Benefits Why LendingOne: Diverse and inclusive workplace, with a supportive and friendly team Company awards, recognitions, and community involvement opportunities Comprehensive benefits package: medical, dental, vision, short and long-term disability, flexible spending accounts, generous 401(k) match, and more! 10 Company-paid holidays, and Paid-time Off Work-From-Home Fridays! Regular company-sponsored lunches, team-building and social events, and company swag to promote engagement and connection We believe in promoting from within Dedicated Learning & Development Team: comprehensive technical training, career paths, and education reimbursement opportunities! LendingOne is an Equal Employment Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, national origin, gender, age, religion, disability, sexual orientation, veteran status, or marital status.

Job Description Post all payments to the practice management system. Process End of Day. Perform duties, processes and functions assigned by management. . Work is conducted remotely, outside of a traditional office environment. Must be able to perform work at a dedicated work space with limited interruption or distraction, and high speed internet capability with 25 Mbps download speed/10 Mbps upload speed. ESSENTIAL FUNCTIONS · Review credit balance reports for potential refunds to insurance companies and/or patients. · Transfer patient overpayment to existing patient balance if appropriate. · Research insurance company requests for refunds and either dispute or submit as appropriate. Process refund requests for charges with missing documentation. · Monitor and work unresolved accounts and submit all refund requests for approval. · Work patient credit balances and manage insurance refund report and overpaid claims work list in Athena in a timely manner. · Report to the office location, as needed. · Perform other responsibilities associated with this position as deemed appropriate to ensure the success of the Business Office. GENERAL COMPENTENCIES DESIRED · Self-motivated, with the ability to work independently, with minimal supervision. · Knowledge of insurance terminology, CCI/bundling issues, CPT, ICD-10, HCPC and contractual agreements. · Familiarity with Medicare, Medicaid, HMO and commercial guidelines. · Ability to maintain confidentiality of patient and personnel information. · Detail-oriented paying close attention to accuracy. · Strong interpersonal skills. · Ability to be comfortable in learning and using digital tools. · Strong PC skills required to include all Microsoft applications, practice management systems and electronic health records. · Good problem solving skills required in order to maximize effectiveness and efficiency of job duties. PHYSICAL DEMANDS Requires sitting for long periods of time. Requires eye-hand coordination and manual dexterity sufficient to operate a keyboard, photocopier, scanner, telephone, calculator and other office equipment. Requires normal range of hearing and eye sight to record, prepare and communicate appropriate reports. Requires the ability to work under stressful conditions and/or irregular hours to meet deadlines. CREDENTIALS DESIRED Must have a high school diploma or equivalent education and at least one year of prior work experience in a medical business office. HOURS: Monday-Friday Orthopaedic Solutions Management is a Drug Free Workplace We are committed to maintaining a safe, healthy, and productive work environment. As part of this commitment, we operate as a drug-free workplace. All candidates will be required to undergo pre-employment drug screening and/or be subject to random drug testing in accordance with applicable laws and company policy.

First Help Financial (FHF) is a fast-growing and culturally diverse company in the U.S. We provide auto loans to the underserved and care for our customers and partners with exceptional service. Through flexible financing options and tri-lingual support, we offer consumers an easier way to finance their first car. We lend to and support our portfolio which has consistently grown 30%+ each year over the last nine years. Here you will find hard-working colleagues who come from over 20 countries. We hold ourselves to the highest standards of professionalism but also enjoy our work. Our culture and benefits are geared towards making you successful in life and comfortable at work. Your Title: Credit Analyst Your Location: Anywhere within the USA - MST/PST time zones only You Report To: Underwriting Manager Your Schedule: 4 days a week 10 hours a day flexibility! Saturday and Monday 10am-8:30pm PST, (the other days will be determined by management) Your Compensation: $28.50/hr + plus quarterly bonus! Learn more about our awesome Underwriting Department About the opportunity: You will manage the application origination relationship between FHF and dealers, working methodically to develop a thorough understanding of applicants' profiles and assess risk by reviewing application information and conducting preliminary phone interviews when needed. Additionally, you are responsible for helping the team meet all monthly and quarterly origination goals by booking approved applications. This will be a full-time, remote position. What you will do: Your responsibilities include but are not limited to: Make timely and accurate credit decisions within the company's fair lending, credit, and collateral guidelines. Establish and maintain good relationships with dealers. Work with the Outside Sales team to improve app flow, look-to-book, and credit quality of our dealer partners. Negotiate with dealers to buy deals on the best possible terms for FHF while still maintaining dealer satisfaction. Follow up on deals to try to capture business and solicit dealers for new or more business. Conduct preliminary credit interviews with prospective clients to validate critical information (when applicable). Perform related administrative, clerical, or customer service duties. Other projects may apply What you bring: BA/BS degree and/or equivalent work experience required Demonstrates historical career stabilitly 1 year of previous financial or banking experience Bilingual (English/Spanish or Portuguese) Excellent communication skills Ability to multitask, self-reliant Proficient knowledge of Excel and Outlook FHF Benefits… Great Perks - We offer generous salaries, competitive health and welfare benefits (medical, dental, vision, LTD/STD, Identity theft, paid parental leave and much more), paid vacation, 401(k) match, tuition reimbursement, social activities, monthly lunches, a robust employee recognition and talent development program to enhance your career with us. Culture - We are believers in maintaining a healthy work-life balance. While we work hard and care deeply about our customers and partners, we want you to have room for your family, friends, and yourself. Growth - Company growth provides unprecedented career growth. FHF's extraordinary year over year growth in revenue and new markets provides opportunity for you to establish and develop your career growth. We engage each employee to build a career plan that benefits everyone and we have a proven record of investing in you . Diversity and Inclusion FHF is committed to building a culture that respects and embraces all walks of life, inclusive of all genders, race, culture, sexual orientation, age, and other identities. We will make accommodations when interviewing anyone with special needs.

Being a Country Bank team member has a lot of perks! Our competitive total compensation package and comprehensive benefit package include: Medical, dental and vision insurance, a 401(k) Plan with a generous employer contribution plus match; Income protection benefits; Educational assistance and tuition reimbursement benefits; Remote work and flexible scheduling options; Generous total paid time off, and more! Country Bank is a growing mutual community bank with locations in Hampden, Hampshire and Worcester counties. We are Made to Make a Difference in the lives of our customers, our communities, and for our team members every day since 1850. It is our people that drive our success and create our inclusive and engaging culture. We're excited to meet you to discuss our career opportunities and how you can make a difference as a part of our growing Credit team! About the Job: We're excited to announce an opportunity for the position of Junior Credit Analyst ! Under the supervision of the First Vice President, Commercial Credit, this position supports, procures, spreads, and analyzes financial statements and prepares written credit analyses for commercial customers/ prospects with a focus on supporting Business Banking, and prepares annual reviews for existing chosen commercial borrowers. Prepares Credit Approval Memos (“CAM”) including Abbreviated CAMs for new prospects and existing clients' financing requests for commercial lending related transactions involving real estate, C&I, SBA, and equipment financing. Provides support to the Appraisal Reviewer as requests for appraisals are received from Lenders by obtaining multiple appraisal bids, engaging appraisers, providing an independent review of the final appraisal, and maintains posting of completed reviews and workflow documents to OnBase. The hiring range for this position is $55,000 to $65,000. This position is Full Time, 40 hours weekly. Essential Duties and Responsibilities (Other Duties May be Assigned): Supports the Business Banking unit of Commercial Lending by spreading financial statements upon request, discussing appropriate deal structure with the Lenders, and completing Abbreviated or full CAM as required. Performs annual commercial credit reviews. Gathers relevant information to support analysis and recommendations including personal credit reports, loan officer memos, and appropriate industry analysis and statistics. Appropriately assesses and spreads pertinent financial information in accordance with policy and identifies technical and documentation related issues. Assigns an appropriate risk rating to properly notate applicable delinquencies and covenant compliance. In concert with the Appraisal Reviewer, ensures that commercial appraisal ordering process is appropriately administered, and operating efficiently. Responsible for periodic appraisal review. Corresponds in a professional, collaborative manner with appraisers, commercial loan officers, and commercial loan relationship officers regarding the Bank's appraisal ordering and review policies. Analyzes credit and financial data used in evaluating the creditworthiness of commercial borrowers and preparing a comprehensive, objective credit analysis that includes an appropriate collateral analysis to assist in the loan decision making process. Accompanies Loan Officers on business calls to existing and prospective customers, as needed, and assists the Loan Officer in developing and preparing the loan proposal including preparation of a global cash flow analysis. Remains abreast of industry trends impacting commercial loan portfolio and credit analysis. Fulfills special projects upon request. Responsible for building long-lasting relationships with customers, community and colleagues through the embodiment of our Core Values: Integrity, Service, Teamwork, Excellence and Prosperity. Other job duties, as assigned. Knowledge and Skills Candidates for this role should have demonstrated the ability to work independently, taking ownership of assigned tasks and follow ups with minimal oversight. Additionally, it is strongly preferred that candidates for this position have a basic understanding of financial statements and corporate/personal tax returns, experience working with financial data (ex. cash flow, reconciliations, corporate accounting, etc.), and reviewing financial documentation for accuracy, completeness, or eligibility. Demonstrated strong numerical aptitude and analytical skills is also preferred for this role, as well as experience communicating analysis verbally and in writing. Candidates with experience in analytical writing, which could include summaries of research, financial analysis or structured reports, are strongly preferred. This position requires intermediate knowledge of the Microsoft Office Suite, including Excel, Outlook, and Word. Strong knowledge of Global Wave Group's Credit Track LOS application, the Finastra core platform, and OnBase is preferred. Education and Work Experience An Associate's degree, or equivalent experience, in Business, Finance / Accounting, or related field is required. A Bachelor's degree is preferred. One year of banking, finance and/or credit experience is required, including involvement in loan workflows such as preparing loan files with soft underwriting, processing loan documentation, or portfolio monitoring. Working Conditions/Physical Requirements This position is in an office environment, which means the physical surroundings are generally pleasant and comfortable with minimal exposure to injury or other hazards, with a moderate level of noise. Prolonged periods of sitting and looking at a computer screen with freedom of movement on a regular basis is expected. Minimal physical effort is required but could include: repetitive motion of wrists and fingers; talking and hearing; and handling of light materials and supplies. This position will require some travel between offices. Country Bank is an Equal Opportunity Employer. Diverse applicants encouraged to apply.