Commercial credit analyst work from home jobs - 63 jobs
Senior Commercial Surety Underwriter (Remote)
Zurich 56 Company Ltd.
Remote job
A leading risk management firm in Chicago is seeking an Executive Underwriter/AVP, Underwriting Director in Commercial Surety. This technically focused role involves account management, business development, and complex analysis. Candidates should possess strong financial skills, excellent communication, and proven negotiation expertise. The position offers a competitive salary range of $98,500 - $215,000, based on level and experience. Join a supportive environment that values growth and inclusion.
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$47k-71k yearly est. 1d ago
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Commercial Credit Analyst
Farm Credit Services of America 4.7
Remote job
Are you looking for a rewarding career with an organization who puts people first?
Would you like to contribute to the mission of supporting agriculture and rural America?
Do you enjoy working in a team environment?
Do you have a passion for providing a great customer experience?
Look no further because Southwest Georgia Farm Credit is seeking a CommercialCreditAnalyst to serve our 21-county territory in southwest Georgia. Remote work will be considered based off of experience.
Company Profile
Southwest Georgia Farm Credit is a financial institution that provides financing for agriculture, agribusiness and rural real estate purchases and improvements. We are headquartered in Bainbridge, with six offices that service 21 counties in the southwestern-most portion of the state of Georgia. With over $600 million in assets, Southwest Georgia Farm Credit is a cooperative and part of the nationwide Farm Credit System.
Job Description
The CommercialCreditAnalyst develops and analyzes all types of credit information for use by loan officers and loan committees in making lending decisions. The successful candidate prepares complete loan packages independently for large loans; completes all documents including projections and analyses; and makes clear and appropriate recommendations for action on loans and loan treatments. The CommercialCreditAnalyst requires the most technical and analytical skills, concentrating in commercialcredit. The position will provide assistance to relationship managers or credit manager as requested.
Required Qualifications
Bachelor's degree in business, finance, or accounting and/or experience equivalent to the degree
Three or more years of commercialcredit analysis
Possess a working knowledge of spreadsheets and other customized software
Gathers and analyzes information skillfully
Uses creative insights into financial situations
Analyzes information skillfully and develops alternative solutions
Supports and explains reasoning for decisions
Exhibits sound and accurate judgement
Manages competing demands
Remote work considered based off of experience
$52k-76k yearly est. Auto-Apply 19d ago
Senior Credit Risk Officer
IH Mississippi Valley Credit Union 4.0
Remote job
At IH Mississippi Valley Credit Union, we believe lending should empower people. As a Senior Credit Risk Officer, you'll play a pivotal role in shaping lending strategies. Your expertise in portfolio analytics and risk management will help drive sound decisions, ensuring sustainable growth and a member-centric approach. With a competitive pay range of $120,000 to $160,000, this is an exciting opportunity to grow your career in a collaborative and forward-thinking environment. In-office work is done at our beautiful headquarters on River Drive in Moline, Illinois. This facility offers a comfortable office setting with on-site gym facility and purposeful collaborative spaces to connect. Remote work is a breeze with easy-to-use tools to help stay connected.
IH Mississippi Valley Credit Union: Our Mission
We are a member-owned financial cooperative dedicated to helping our member, our team members and our communities along their financial path. At our best we are authentic, driven, and innovative.
What would you do as a Senior Credit Risk Officer
As a Senior Credit Risk Officer at IH Mississippi Valley Credit Union, you will be an essential collaborator who thrives in a data-driven environment. This role requires you to harness your analytical skills, transforming complex data into actionable insights that enhance our lending strategies and portfolio management. Collaborating closely with other professionals, you will identify risks and develop innovative solutions that prioritize our member-centric values. Your ability to interpret data effectively will drive strategic decisions, ensuring that our lending processes are not only effective but also aligned with the highest standards of integrity and performance.
Are you a good fit for this Senior Credit Risk Officer job?
To excel as a Senior Credit Risk Officer at IH Mississippi Valley Credit Union, a robust set of skills is essential. You must possess a strong proficiency in analytical tools to provide oversight of loan portfolios, ensuring all data is meticulously scrutinized. Your ability to translate data into actionable decisions will be vital not only for enhancing our lending strategy but also for fostering a proactive approach to risk management.
Additionally, you will serve as a strategic advisor to senior management, requiring strong communication and interpersonal skills to effectively convey insights and recommendations. An in-depth understanding of credit risk assessment, coupled with a knack for problem-solving and member focus, will position you for success in this dynamic role. A collaborative spirit and the ability to work independently are also crucial, as you will be driving initiatives that contribute to our forward-thinking culture.
EXPERIENCE REQUIRED:
* Bachelors degree in Finance, Economics, Business, Data Science, Statistics or related fields. Master's preferred
* 7+ years of experience in credit risk management, portfolio analysis or related financial risk functions. Advanced Risk certification preferred.
* Strong knowledge of credit risk concepts, modeling, regulatory frameworks and portfolio management practices in consumer credit, mortgage and auto lending.
* Direct experience with CECL, stress testing, scorecard development, or predictive analytics preferred.
* Ability to communicate complex risk concepts to senior leadership and board members
* Exceptional leadership, analytical and problem-solving skills
SKILLS AND COMPETENCIES:
* Advanced quantitative and statistical skills
* Strong data visualization and reporting capabilities
* Deep understanding of credit lifecycle, underwriting metrics, and risk-based pricing
* Ability to communicate complex analytics clearly to executive and eventual Board audiences
* Exceptional attention to detail with strategic, big-picture thinking
Will you join our team?
Being a team member of IHMVCU is more than just a job, we want to make differences in the communities we live in and serve. Check out our careers page for more information including benefits ********************** Final compensation will be determined by various factors such as experience, specific skills and internal pay equity.
Move Up your career at IHMVCU with this great opportunity!
PHYSICAL REQUIREMENTS:
* Sitting: Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met.
* Talking: Expressing or exchanging ideas by means of the spoken word; those activities where detailed or important spoken instructions must be conveyed to other workers accurately, loudly, or quickly.
* Hearing: Perceiving the nature of sounds at normal speaking levels with or without correction, and having the ability to receive detailed information through oral communication, and making fine discriminations in sound.
* Finger, handle, touch: Picking, pinching, typing or otherwise working, primarily with fingers rather than with whole hand or arm as in handling. Applying pressure to an object with the fingers and palm. Perceiving attributes of objects, such as size, shape, temperature or texture by touching with skin, particularly that of fingertips.
* Lifting Demands: Up to 10 lbs.
* Visual Demands: Visual acuity to do things such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading
$120k-160k yearly 50d ago
SBA Senior Credit Officer
Grasshopper Bank 4.2
Remote job
Department
Credit
Employment Type
Full Time
Location
Remote
Workplace type
Fully remote
What you'll do: What you need: About Grasshopper Bank Grasshopper is a client-first digital bank serving small businesses, startups, and investors supporting them across the innovation economy. Our digital solutions cover small business, venture-backed companies, fintech-focused Banking-as-a-Service (BaaS) and commercial API banking platforms, SBA lending, commercial real estate lending, and yacht financing. Privately owned and headquartered in New York City, the bank is a Federal Deposit Insurance Corporation member and is an Equal Housing/Equal Opportunity Lender.
We're always looking for talented, driven, visionary people to join our team. If you don't see the job that fits your skillset, please send your resume to ***************************.
$135k-200k yearly est. 60d+ ago
Commercial Underwriter Senior/Bank Credit Analyst
Pathward, N.A
Remote job
We are a hybrid, remote-office company dedicated to growing our talent anywhere!
We have onsite locations in: Sioux Falls, SD, Scottsdale, AZ, Louisville, KY, Troy, MI, Franklin, TN, Easton, PA.
At Pathward, we take tremendous pride in our purpose to create financial inclusion for all™. We are a financial empowerment company that works with innovators to increase financial availability, choice, and opportunity for all. We strive to remove barriers that traditional institutions put in the way of financial access, and promote economic mobility by providing responsible, secure, high quality financial products.
We are a team of problem solvers and innovators who celebrate our differences and know that our unique perspectives make us stronger and well-positioned for success. We celebrate, and embrace, our team members through our *HUMBLE*HUNGRY*SMART approach, and we believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve.
About the Role:
Responsible for underwriting loans in a timely manner, resulting in an acceptable level of credit risk and an appropriate risk return relationship. Facilitate the booking of new loans, ensuring customers understand our company's requirements and their responsibilities. Manage the entire underwriting process through closing.
What You Will Do:
Underwrite the entire spectrum of lending products, regardless of size or complexity, in a timely and efficient manner.
Understand and apply credit policies, corporate Program Standards, and minimum underwriting standards.
Collaborate closely with the various Business Development Officers to provide a consultative/value-added credit perspective, both prior to proposal issuance and thereafter.
Review and analyze new deal packages for content and completeness.
Order and review due diligence and documentation.
Review and analyze financial statement spreads and understand cash flows.
Review and understand collateral and financial trends indicated therein.
On occasion, be willing to visit prospect locations and meet management of the business prior to closing for transactions over a predetermined amount.
Gain a thorough understanding of the prospect's business and what is impacting the company's growth, or declining, performance.
Review reporting requirements and processing with clients.
Analyze debtor information in conjunction with Debtor Credit Manager.
Prepare the credit narrative/CAR (Credit Approval Report) for appropriate approval and/or credit committees.
Be able to review the closing documentation and effectively negotiate with the prospect client, internal/external legal counsel, and/or other transaction stakeholders
Mentor and train analysts, and less experienced business development representatives.
Other duties as assigned.
What You Will Need:
Bachelor's degree or equivalent education and work experience.
5+ years relevant experience.
Business Acumen, Customer Focus, Collaborates, Communication Skills, Negotiating
Must have the ability to self-train and quickly adapt to various IT systems and procedures, which are utilized by the business on a daily basis.
The responsibilities listed above are not all inclusive and may be changed at any time.
Salary range: $104,000- $150,000
The salary range reflects the minimum and maximum target for a new hire in this role. Individual pay within the range will be determined by multiple factors which can include but are not limited to a candidate's experience, qualifications, skills, and location. Your recruiter can share more about the specific salary for your location during the hiring process. Ranges may be modified in the future.
This role is also eligible for an annual performance-based incentive opportunity. Pathward offers a comprehensive benefits package for eligible employees, including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more.
#LI-Remote
Don't have everything listed under qualifications? If you're excited about this role but your
experiences don't match exactly to everything in the posting, we encourage you to apply
anyway. You may be just the right candidate for this or other Pathward roles. Pathward is
an equal employment opportunity employer and considers candidates for roles without regard
to their race, sex, national origin, ethnicity, age, disability or any other category protected by
law.
Who we are:
Our commitment to inclusion is woven into our DNA. We believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve.
We provide equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, ethnicity, religion, sex, sexual orientation, gender identity, transgender status, pregnancy, national origin, age (age 40 and over), disability, genetic information, marital status, hair texture or hairstyle, ancestry, service in the uniformed services, protected veteran status, status as a victim of domestic violence or any other class protected by federal, state and local laws.
Please click here to learn more about our benefits and review information about our Privacy Policy, Affirmative Action Plan and other notices. Applicants with disabilities may be entitled to reasonable accommodation under the terms of the Americans with Disabilities Act and certain state or local laws. For assistance completing an application, please contact a Pathward People & Culture Representative by emailing - ********************
Please click here to view Pathward's Applicant Privacy Notice.
Applications will be accepted for a minimum of 3 days after posting, and there is no predetermined date by which applications should be submitted.
Knowingly submitting false information will result in disqualification for consideration of future positions, termination of employment and forfeiture of other rights.
Candidate Scam Warning
We encourage you to be cautious of hiring scams that impersonate Pathward. Copy and paste the following URL into your browser to learn more: *********************************************************
$104k-150k yearly Auto-Apply 4d ago
Title Insurance | National Commercial Underwriting Counsel/Underwriter
Godot Consulting Group
Remote job
Godot Consulting Group is excited to announce an opening for a National Commercial Underwriting Counsel/Underwriter. This position involves working with clients on complex commercial real estate transactions, providing legal expertise in underwriting and risk assessment. The ideal candidate will have extensive experience in title insurance, commercial real estate law, and a deep understanding of the underwriting process. At Godot Consulting Group, we aim to connect talented individuals with career opportunities that allow them to shine in their fields.
Responsibilities
Advise clients on the legal aspects of title insurance and underwriting for commercial transactions
Conduct thorough reviews of title reports, surveys, and related documents to identify potential issues
Collaborate with clients, underwriters, and legal teams to develop solutions for complex transactions
Provide timely and accurate underwriting decisions and guidance
Assist in the development and implementation of underwriting guidelines and policies
Maintain strong relationships with clients and stakeholders in the real estate industry
Stay updated with industry trends, regulations, and best practices related to title insurance and commercial real estate
Requirements
5+ years of experience specifically in commercial real estate and title insurance underwriting
Strong knowledge of title insurance products and the underwriting process
Excellent analytical, negotiation, and communication skills
Ability to work in a fast-paced environment with multiple stakeholders
Strong attention to detail and problem-solving abilities
Familiarity with industry standards and legal regulations surrounding title insurance
Proficient in relevant software and Microsoft Office applications.
Benefits
Health Care Plan (Medical, Dental & Vision)
Retirement Plan (401k, IRA)
Life Insurance (Basic, Voluntary & AD&D)
Paid Time Off (Vacation, Sick & Public Holidays)
Family Leave (Maternity, Paternity)
Work From Home
$54k-83k yearly est. Auto-Apply 60d+ ago
Business Services - Senior Commercial Loan Underwriter-Remote - Must Reside in CA
Golden 1 Credit Union 4.3
Remote job
TITLE: SR. COMMERCIAL LOAN UNDERWRITER STATUS: NON-EXEMPT DEPARTMENT: BUSINESS SERVICES REPORTS TO: DIRECTOR, BUSINESS LENDING PAY SCALE: $53.74 - $70.00 HOURLY GENERAL DESCRIPTION: Responsible for the evaluation of commercial loan applications to determine credit risks have been appropriately identified and mitigated, in compliance with applicable state and federal regulations, and credit union standards. Review and analyze submitted loans for capacity, capital, character, and condition while upholding fair lending practices. This includes ensuring that loan requests meet program and product specifications or counteroffer to a product and/or program when appropriate. Communicate well supported recommendation (approval, counteroffer, suspense, denial) to applicable approver within the department.
TASKS, DUTIES, FUNCTIONS:
Underwrite commercial and industrial, commercial real estate, and small business loan requests and generate approval memorandums adhering to Credit Union policy and procedures.
Enter financial figures into appropriate programs to generate ratios and examine data to determine credit worthiness. Compare items such as liquidity and profitability with other companies of same industry, size, and geographic location for commercial customers.
Coordinate with Commercial Loan Officers with the loan process by analyzing the current credit and financial information of individuals or firms (e.g., credit reports, tax returns, financial statements, etc.) to determine the degree of risk involved in extending credit.
Use independent judgment to identify risks and mitigants, prepare offerings and/or scorecards, such as risk ratings, by analyzing credit, collateral strength, and financial worthiness of loan/transaction parties. If relevant, performs ongoing credit risk management for assigned portfolio.
Uphold a thorough understanding of state and federal laws and regulations related to credit union compliance including bank secrecy and anti-money laundering laws appropriate to the position.
Ability to analyze tax returns, credit and appraisal reports, fraud detection and other property or income related reports and documentation to ensure that information meets agency and credit union requirements.
Organize and prioritize daily workload to ensure compliance to credit union policy, procedures, and established turnaround times.
Cross Train to support other underwriting and creditanalyst positions as needed.
Interact with management to implement procedures to prioritize work within the underwriting and processing area as volume dictates.
Evaluate Commercial Loan Guidelines to ensure they are aligned with the risk appetite of Golden 1 Credit Union as evidenced by the portfolio's performance.
Ability to execute independent judgement on key decisions impacting the business lending unit.
Support supervisor or manager with training of staff members.
Performs other duties as assigned.
PHYSICAL SKILLS, ABILITIES, AND EXERTION UTILIZED IN THE PERFORMANCE OF THESE TASKS:
Effective oral and written communication skills required to interact with members, staff, vendors, servicers, and various regulatory agencies.
Must possess sufficient manual dexterity to skillfully operate an on-line computer terminal and other standard office equipment, such as financial calculators, personal computer, facsimile machine and telephone.
ORGANIZATIONAL CONTACTS & RELATIONSHIPS:
INTERNAL: All levels of Staff/Management/Members/Third Parties.
EXTERNAL: Member Applicants and their related agents such as their CPA or Broker.
QUALIFICATIONS:
EDUCATION: Bachelor's degree or equivalent experience.
EXPERIENCE: 7-10 years minimum of commercial loan experience with a financial or banking institution performing underwriting or credit analysis functions.
KNOWLEDGE/SKILLS:
Experiential knowledge of commercial lending requirements, all commercial loan products, commercial loan fulfillment, credit union policies and all applicable federal and state laws and regulations.
Current working knowledge of Commercial Real Estate and Commercial and Industrial lending.
Exceptional member service and member relations skills.
Exceptional oral and written communication skills.
Ability to manage multiple tasks and demands, to work independently with minimal supervision, and to meet deadlines and effectively adjust to changing priorities.
Strong analytical, organizational skills and attention to detail.
Understand the use of the automated loan origination system. Operate on standard Microsoft programs and other computer operations.
Knowledge of generally accepted accounting principles.
Demonstrated ability to work independently and interact collaboratively and cultivate partnerships across the organization.
Ability to effectively communicate policy/procedures to staff to assist the supervisor and or manager with training.
PHYSICAL REQUIREMENTS:
Prolonged sitting throughout the workday with occasional mobility required.
Corrected vision within the normal range.
Hearing within normal range. A device to enhance hearing will be provided if needed.
Occasional movements throughout the department daily to interact with staff, accomplish tasks, etc.
Ability to travel for business, as needed. May include overnight scheduling.
Occasional long work hours may be required to accomplish tasks.
LICENSES/CERTIFICATIONS:
#LI-Remote
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
THIS PROVIDES AN OVERVIEW OF THE GENERAL SCOPE AND LEVEL OF WORK EXPECTED TO BE PERFORMED, BUT IT IS NOT AN EXHAUSTIVE LIST OF ALL DUTIES OR RESPONSIBILITIES ASSOCIATED WITH THE POSITION. THE CREDIT UNION RESERVES THE RIGHT TO MODIFY, ADD, OR REMOVE DUTIES AS NEEDED WITHOUT ADVANCE NOTICE. EMPLOYEES MAY BE REQUIRED TO PERFORM ADDITIONAL TASKS AND DUTIES AS DIRECTED BY THEIR SUPERVISOR, PROVIDED SUCH TASKS ARE WITHIN THE EMPLOYEE'S KNOWLEDGE, SKILLS, AND ABILITIES, OR CAN BE PERFORMED WITH REASONABLE TRAINING. NOTHING IN THIS JOB DESCRIPTION ALTERS THE AT-WILL EMPLOYMENT RELATIONSHIP OR LIMITS THE CREDIT UNION'S RIGHT TO ASSIGN OR REASSIGN DUTIES AND RESPONSIBILITIES TO THIS POSITION AT ANY TIME.
REV. 1/9/2026
$51k-64k yearly est. 20d ago
Associate Underwriter E&S Commercial Auto
Hyperiongrp
Remote job
At DUAL North America, our core values dictate how we live and work. We are a group with independence and people at its heart and we are a home for talent with a unique culture: the biggest small company in the world. The focus on being a People First business has always been at the very heart of the Group; Our vision was to create an independent business with a unique culture and one that would survive and thrive as a business controlled by the people working for it. And finding the most talented and entrepreneurial people to join the Group has been and will continue to be key.
DUAL North America, Inc. is seeking a
Associate Underwriter E&S Commercial Auto
Classification: Exempt/Full-Time
Reports to: Underwriter or above
Travel: 0-10%
Salary: $60,000 to $80,000
Location: United States, Hybrid/Remote
Role overview
DUAL North America is seeking an Associate Underwriter for the Commercial Auto Division.
At DUAL, Associate Underwriters play a key supportive role through the risk underwriting process and expansion of broker relationships. In this role, you will assist with account underwriting, quoting and binding, prepare and distribute various types of communications, and provide quality customer service through the underwriting life cycle.
Supporting a team of underwriters within the Commercial Auto Division, you will assist underwriters by processing auto liability, physical damage, and cargo submissions, coordinating with brokers and insureds to clarify exposures, and facilitating efficient issuance of quotes and binders for commercial vehicle fleets.
Role responsibilities
Process submissions by providing account triage for Underwriters.
Provide backup support for Underwriters when traveling in the market.
Gather and compile information required to quote and/or bind an account through communication and/or correspondence with producers.
Generate, edit, and send out a variety of correspondence on behalf of the Underwriters such as declination letters, quote follow ups and subjectivity reminders.
Demonstrate basic understanding of technical underwriting principles and risk underwriting characteristics.
Learn market dynamics, competitive landscape, and product differences (attend weekly underwriting meetings if applicable, ask questions) - need to understand what business is selling (understanding why deals are lost and adjusting accordingly).
Provide customer service and underwriting support to help achieve new and renewal premium goals.
Build relationships with producers with supervision from more senior underwriters.
Fill in for other team members to ensure business continuity during peak periods and/or when team members are unavailable.
Assist Underwriters as requested.
Complete other related clerical and administrative duties as assigned.
Complete other various projects and tasks as assigned.
Underwriting Authority:
Working towards Underwriting Authority, but does not have it yet.
Quote issuance as approved by underwriter(s) with appropriate level of authority.
Binder issuance as approved by underwriter(s) with appropriate level of authority.
Policy Issuance review.
Conduct inspection, review, and analysis resulting in appropriate issue identification, and process post inspection changes as necessary.
Key requirements
Bachelor's degree in risk management, finance, business or a related field preferred.
0-2 years experience as an associate underwriter, underwriter, or relevant insurance experience.
Foundational knowledge of insurance principles.
Proficiency in Microsoft Office Suite (Word, Excel, Outlook, PowerPoint).
Ability to follow policies and procedures.
Complete assigned tasks correctly, on time and able to learn quickly.
Self-motivated and demonstrating attention to detail.
Be able to work independently for extended periods.
Excellent written and verbal communication skills as well as general business understanding.
Travel up to 10% with an underwriter to shadow and participate in interactions between Underwriters and brokers.
Must be able to remain in a stationary position 50% of the time, with occasional movement in the office to access cabinets and equipment.
If you do not meet all the qualifications for this role, we still encourage you to apply, as we are always looking for diverse talent to join our growing team.
About DUAL
Working across 21 countries, DUAL has built a reputation as a specialist underwriting group and the market of choice for insurance intermediaries around the world. That's how we have become one of the world's largest international underwriting agencies (or MGAs) with US$3.5bn of GWP.
DUAL North America is the leading underwriting organization in the US offering commercial property, casualty, financial lines, and personal property insurance products underwritten through several specialized subsidiaries. Since 2013, we have grown to over 650 employees in 14 offices across the US, and we are continuing to grow.
DUAL is part of Howden, an international insurance group with employee ownership at its heart. The group was founded in 1994 and now has divisions in broking and underwriting, operates in 55 territories and employs over 19,000 people handling US$42bn of premium on behalf of clients.
What do we offer in return?
A career that you define.
Yes, we offer all the usual rewards and benefits - including medical, dental, vision, a wide variety of wellbeing offers, competitive salary, unlimited PTO, 401k with company match, paid volunteer days and more.
What you might not expect is a job where everyone has a voice, where volunteering in the community is part of the day job, and where everyone is encouraged to play a part towards our sustainability goals. We want people who want to make a difference - not just in the workplace, but in the industry and in the wider community.
Our culture: people first
Our core values dictate how we live and work. We're a group with independence and people at its heart and we're a home for talent with a unique culture: the biggest small company in the world.
The focus on being a people-first business has always been at the very heart of the group; Our vision was to create an independent business with a unique culture and one that would survive and thrive as a business controlled by the people working for it. And finding the most talented and entrepreneurial people to join the group has been and will continue to be key.
Diversity and inclusion
At DUAL, we consider our people our chief competitive advantage and, as such, we treat colleagues, candidates, clients and business partners with equality, fairness and respect, regardless of their age, disability, race, religion or belief, gender, sexual orientation, marital status or family circumstances.
What we offer:
A career that you define. Yes, we offer all the usual rewards and benefits - including medical, dental, vision, a wide variety of wellbeing offers, competitive salary, unlimited PTO, 401k with company match, paid volunteer days and more.
We provide an environment where new ideas are encouraged and celebrated, where people who want to have a real hand in our success thrive. We want people who want to make a difference - not just in the workplace, but in the industry and in the wider community.
EEO Statement:
We consider our people our chief competitive advantage and as such we treat colleagues, candidates, clients, and business partners with equality, fairness, and respect. DUAL North America provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training. DUAL will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment.
$60k-80k yearly Auto-Apply 23d ago
Credit Analyst
Standard Chartered 4.8
Remote job
Apply now Work Type: Office Working Employment Type: Permanent Job Description: TITLE: CreditAnalyst DUTIES: Responsible for the front-to-end BCA (Business Credit Analysis) process of assigned accounts as primary analyst by performing independent, forward-looking credit analysis of current and prospective clients and act as a secondary analyst as needed. Provide rating and limits recommendation based on the analysis. Serve as a CreditAnalyst point of contact during deal underwriting, working closely with clients, relationship managers, legal and internal teams to manage internal compliance, booking and funding process. Plan and conduct the overall credit process and proactive monitoring of credit events for assigned accounts. Keep up to date with industry news/events and possible impacts on the assigned accounts. Evaluate and understand risk associated with individual transactions, products, borrowers and counterparties. Ensure compliance of all internal and regulatory credit/other portfolio related policies in conjunction with GAM (Global Account Manager). Monitor Risk Triggers, Covenants and other credit conditions and ad hoc credit reports appropriately. Monitor, in conjunction with Funds Risk, ISDA NAV triggers and track the evolution of client performance and risk profiles over time. Ensure Zero BCA overdue and work to minimize extensions. Ensuring compliance with all internal and regulatory credit/other portfolio related policies in conjunction with Global Relationship Managers (GAM). Remote work may be permitted within a commutable distance from the worksite, in accordance with Standard Chartered Bank policy.
REQTS: Must have a Bachelor's degree or foreign equivalent in Finance, Economics, or a related field and three (3) years of experience in the job offered or in a related position. Must have three (3) years of experience with: Negotiating credit terms for International Swaps and Derivatives Association (ISDA), Credit Support Annex (CSA) and Global Master Repurchase (GMRA) agreements; Working with internal and external counterparties, including legal counsels, peer banks, and investors to analyze credit risk of clients; Monitoring industry developments and credit events within U.S and Latin America markets; Performing financial statements and credit analysis using client management systems, including assigning internal credit ratings and recommending credit limits based on the bank's risk appetite; Analyzing credit risks of emerging markets and U.S capital products and services including lending products, trade products, corporate finance offerings, financial markets business; Facilitating execution of transaction based upon knowledge of Latin America and U.S markets environment and regulations.
SALARY: $150,000/year-$155,000/year
HOURS: Full time; Mon - Fri (40 hours per week) EOE.
CONTACT: Apply by clicking "Apply Now" or email resume to *********************.
This job opportunity is eligible for our Employee Referral Program. Please refer to our Employee Referral Scheme for information relating to the program.
Apply now
Information at a Glance
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$150k-155k yearly Easy Apply 5d ago
Large Commercial Builder's Risk Underwriter
Ledgebrook
Remote job
Ledgebrook is an InsurTech MGA on a mission to bring Specialty insurance into the modern era. Burdened with legacy technology and processes, the industry has not kept pace with the speed of innovation seen in other sectors. Positioned at the cutting edge of the next generation of InsurTech, Ledgebrook offers the best of both worlds: innovative world-class technology deployed by a leadership team armed with over 100 years of insurance expertise.
Our long-term vision is to become a diversified full stack Specialty re/insurer competing with legacy carriers in product lines & markets across the globe. To get there, Ledgebrook builds its premium base by rolling out a new Specialty product every ~6 months until we prove enough traction to raise a balance sheet, become a full stack carrier and eventually compete in the reinsurance markets. Our initial product is a domestic primary and excess GL E&S policies sourced via wholesale brokers.
At Ledgebrook, everything we do is driven by our culture: Care, Strive, Thrive Together. To succeed in modernizing the industry, we must first succeed in changing the way we do business. Talent density is our north star-fewer, better people working together as one. To that end we've replaced all individual incentives with generous equity packages-we play as a team, we win as a team. Everyone benefits handsomely from Ledgebrook's success.
Ledgebrook is a fully-remote US based company backed by top venture and family office investors including Brand Foundry, American Family Ventures, Duquesne Family Office, and Stephens Group. We're a fully remote team prioritizing impact, ownership, and collaboration.
Role Summary
The position will be responsible for sourcing and underwriting complex, large commercial Builder's Risk (ISO Class 1-6) in the United States. The underwriter is responsible for the technical risk assessment, pricing, and line size deployment for new and renewal risks falling within the underwriting guidelines. They will work with internal and external stakeholders to develop and maintain a profitable portfolio.
Role Responsibilities
Building and maintaining a profitable portfolio. Proactively taking steps to optimize the portfolio and manage aggregations.
Developing solutions unique to each client while protecting our bottom line.
Day-to-day communication, marketing, and negotiating with approved clients and broker contacts
Examines, identifies, and evaluates exposures by analyzing documentation from various sources, such as the insurance application, project and site plans, project schedules, geotechnical reports, credit reports, crime scores, Nat Cat models etc.
Coordinating Loss Prevention/ Risk Engineering services both internally and with our vendor partners.
Underwrite and evaluate Natural Catastrophe Accumulation, ensuring an understanding of catastrophe modelling and interpretation of scenarios. Manage this on a per risk and portfolio basis.
Key role in working with pricing system and technical teams to maximum profitability.
Compliance with all internal and external guidelines and legal requirements.
Here at Ledgebrook we are passionate about creating a team that is on a continuous learning journey and that shares our excitement about building a company from the ground up. Some of the characteristics we hold dear are:
A passion to deliver a world-class customer service experience to both internal and external customer
Intellectual curiosity and desire to innovate processes/procedures versus being satisfied with the status quo
A desire to continue learning through on-the-job mentorship or formal educational/training opportunities
Agile prioritization skills coupled with a keen sense of urgency that seeks to balance getting it right versus getting it done right now
A strong drive and desire to win together as a high-performing team
A moral compass to "do the right thing, period", we have zero tolerance for toxic behaviors.
Competitive salary and meaningful equity ownership
Health Insurance - 100% employer-paid option available
Additional benefits available include 401k plan, dental, vision & other options
Remote work, flexible hours
Unlimited time off policy
Ownership, autonomy, purpose
$48k-71k yearly est. 14d ago
Mortgage Lock Desk Analyst
Amerisave Mortgage 4.3
Remote job
AmeriSave Mortgage has set the standard in online mortgage lending with over $130 billion in funded loan volume. As one of the top-rated, largest privately-owned online mortgage lenders in the nation, our mission is to deliver beneficial, responsible home lending solutions with unwavering integrity, dedication and excellence.
Our employees are the driving force behind our success. We believe in the power of a dynamic and talented workforce and creating an environment where your contributions are not just recognized, they're celebrated. Your success is our success, and we are seeking skilled professionals who are ready to bring their A-game, exceed benchmarks and enhance the overall excellence of AmeriSave, while also growing and advancing their careers.
At AmeriSave, we're one team with one shared dream - to be the best. Let's redefine excellence together!
What we're looking for:
AmeriSave is currently seeking a Lock Desk Analyst to join our winning team.
This is a remote opportunity to work from home. The schedule is Monday - Friday, 9:30am - 6:30pm EST.
What You'll Do:
* Lock loans with investors and internal LOS; research and complete re-locks; revise lock and extension request in a timely and professional manner
* Manage the Lock Desk queue in a timely manner by providing support to Loan origination units as needed
* Enforce AmeriSave Rate Lock Policy while working closely with Loan Officers and Operations Staff
* Aid production support staff in challenging pricing situations such as High-Cost exceptions, HPML credits, etc.
* Offer solutions and work with the Lock Desk Manager and Information Technology Team to maintain accuracy of internal pricing engine to improve system processes and performance
* Process requests and lock cancellations with investors
What You'll Need:
* 1+ years of Pricing / Lock Desk Support experience
* 3+ years of general Mortgage experience.
* Working Knowledge of secondary mortgage market framework- Fannie Mae, Freddie Mac and FHA/VA mortgage programs. Non-agency product knowledge is a plus; jumbo, heloc, heloan, DSCR, DPA Assistance, Renovation, personal lending
* Able to deal effectively while being courteous to external and internal clients across department and locations
* Strong critical thinking and math skills
* Microsoft Office applications experience required. SQL knowledge is a plus
* Detail oriented with ability to work in fast-paced environment
Please note that the compensation and benefit information that follows is a good faith estimate for this position only and is provided pursuant to applicable state and local laws on pay transparency. It is estimated based on what a successful applicant in the relevant state might be paid.
Compensation:
The hourly rate for this position ranges from $25 - $33 per hour depending on experience.
Benefits:
* 401(k)
* Dental insurance
* Disability insurance
* Employee discounts
* Health insurance
* Life insurance
* Paid time off
* 12 paid holidays per year
* Paid training
* Referral program
* Vision insurance
Supplemental pay types:
* Referral bonuses
AmeriSave is an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
California Consumer Privacy Act Disclosure Acknowledgment
Employment Applicants, New Hires, and Employees Residing in California
AmeriSave Mortgage Corporation's Privacy Policy Statement ("Policy") can be reviewed here: ********************************
AmeriSave Mortgage Corporation's California Consumer Privacy Act ("CCPA") Recruitment Disclosure can be reviewed here: ******************************************************
When AmeriSave's Human Resources Department makes future requests for personal information, the same Policy is applicable. By applying, you understand this acknowledgment covers current and future personal information requests. You also acknowledge the business purpose of the personal information collected and that future requests may occur while applying for a position at AmeriSave and/or during employment, if applicable.
$25-33 hourly Auto-Apply 18d ago
Credit Analyst/Underwriter
Lendingone 4.0
Remote job
Job Description
LendingOne is a direct private lender for Real Estate professionals headquartered in Boca Raton, FL with additional offices in Charlotte, NC and Great Neck, NY. LendingOne made the Inc. 500 list of the fastest-growing private companies in America in 2019. Along with being rated one of the Top Workplaces in 2025 - for the fourth consecutive year - by Sun Sentinel!
We specialize in providing business-purpose mortgage loans for non-owner-occupied investment properties. We offer fix/flip bridge loans and long-term rental financing. Not a broker nor a bank, but a fully funded lending partner that can close consistently. LendingOne and its affiliates have extensive real estate experience and have provided over $7 Billion in real estate capital.
The Opportunity:
We're seeking a skilled and detail-obsessed CreditAnalyst/Underwriter who can dive into complex financials, spot potential risks, and deliver sound lending decisions-while working closely with our Sales team to help clients achieve their real estate investment goals.
If you're the type who enjoys digging into the numbers, thrives under deadlines, and takes pride in delivering accurate, thoughtful evaluations, this role will give you both challenge and reward.
This is a full-time employment opportunity working in our Headquarters Office in Boca Raton, FL, or in our Charlotte, NC office.
What You'll Do:
Perform full credit analysis and underwriting on business-purpose loans, evaluating borrowers and properties in detail.
Review financial statements, analyze creditworthiness, and verify key data points such as acquisition costs, renovation budgets, rental income, and market comps.
Identify risks and recommend alternative financing solutions when needed.
Prepare clear and concise underwriting summaries with both quantitative and qualitative insights.
Communicate underwriting decisions and rationale to internal stakeholders, particularly the Sales team.
Review appraisal reports to ensure they meet company standards.
Maintain productivity and turnaround times in line with department goals.
Prioritize caseload effectively to meet multiple deadlines.
Requirements
Minimum 3 years of underwriting experience within private lending.
High attention to detail and accuracy in financial analysis.
Strong critical thinking skills with the ability to identify inconsistencies and propose solutions.
Excellent written and verbal communication skills.
Ability to manage multiple priorities and deliver on tight timelines.
Positive, team-oriented attitude with strong problem-solving skills.
Proficiency in CRM systems and Microsoft Office/Google Workspace.
Bonus points for experience with DSCR, Fix & Flip, and New Construction loans, or a degree in Finance, Business, or Economics.
Benefits
Why LendingOne:
Diverse and inclusive workplace, with a supportive and friendly team
Company awards, recognitions, and community involvement opportunities
Comprehensive benefits package: medical, dental, vision, short and long-term disability, flexible spending accounts, generous 401(k) match, and more!
10 Company-paid holidays, and Paid-time Off
Work-From-Home Fridays!
Regular company-sponsored lunches, team-building and social events, and company swag to promote engagement and connection
We believe in promoting from within
Dedicated Learning & Development Team: comprehensive technical training, career paths, and education reimbursement opportunities!
LendingOne is an Equal Employment Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, national origin, gender, age, religion, disability, sexual orientation, veteran status, or marital status.
CreditAnalyst - To $40/hr - Remote - (1099/Contract) - Job # 3448Who We AreThe Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & San Antonio, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves!We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.The PositionOur bank client is seeking to fill a Remote 1099/Contract CreditAnalyst role. The successful CreditAnalyst candidate will be responsible for processing daily credit transactions per the credit policy and procedures, and maintaining records and files on all credit transactions, including correspondence and documents.The opportunity has a generous hourly rate of up to $40/hr and a benefits package. (This is a remote position).CreditAnalyst responsibilities include:
Performing in-depth financial analysis (spreading and analyzing financial statements).
Receiving data on prospective and active borrowing accounts, i.e., financial statements, tax returns, agency and credit reports, and interview and investigation sheets.
Analyzing data and evaluates the short- and long-run prospects of the individual or company.
Making recommendations to appropriate personnel on the granting or denying of loans.
Preparing sufficient information to document recommendations, if assigned to a lending function.
Suggesting a loan grade after conducting a thorough credit analysis and documentation review.
Ensuring that all credit analysis activities are conducted in accordance with prescribed lending policy.
Providing thorough documentation of all financial analysis work, including ratios, cash flow, and collateral analysis, and other related information.
Accompanying Commercial Lenders on customer's meetings when needed.
Providing leadership, on-the-job training, and technical guidance to the other creditanalysts.
All other duties assigned.
Who Are You?You're someone who wants to influence your own development. You're looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.You also bring the following skills and experience:
Bachelor's Degree in a related field of study preferred specialized financial analysis training.
Five or more years of experience as a CreditAnalyst required.
Experienced in preparing credit presentations.
Able to manage/process/track annual reviews of the necessary credits.
Thorough knowledge of current lending and loan review regulations and banking regulations, procedures, and operations.
Proficient ability to analyze and interpret financial statements.
Excellent written and verbal communication skills.
Strong organizational skills with an eye for detail.
Ability to multi-task.
Adept with spreadsheet and word processing software as well as have experience working in a digital office environment.
The next step is yours. Email us your current resume along with the position you are considering to:************************
$40 hourly Auto-Apply 60d+ ago
Credit Balance Analyst- Remote
Orthopaedic Solutions Management
Remote job
Job Description
Post all payments to the practice management system. Process End of Day. Perform duties, processes and functions assigned by management. . Work is conducted remotely, outside of a traditional office environment. Must be able to perform work at a dedicated work space with limited interruption or distraction, and high speed internet capability with 25 Mbps download speed/10 Mbps upload speed.
ESSENTIAL FUNCTIONS
· Review credit balance reports for potential refunds to insurance companies and/or patients.
· Transfer patient overpayment to existing patient balance if appropriate.
· Research insurance company requests for refunds and either dispute or submit as appropriate. Process refund
requests for charges with missing documentation.
· Monitor and work unresolved accounts and submit all refund requests for approval.
· Work patient credit balances and manage insurance refund report and overpaid claims work list in Athena in a timely
manner.
· Report to the office location, as needed.
· Perform other responsibilities associated with this position as deemed appropriate to ensure the success of the Business Office.
GENERAL COMPENTENCIES DESIRED
· Self-motivated, with the ability to work independently, with minimal supervision.
· Knowledge of insurance terminology, CCI/bundling issues, CPT, ICD-10, HCPC and contractual agreements.
· Familiarity with Medicare, Medicaid, HMO and commercial guidelines.
· Ability to maintain confidentiality of patient and personnel information.
· Detail-oriented paying close attention to accuracy.
· Strong interpersonal skills.
· Ability to be comfortable in learning and using digital tools.
· Strong PC skills required to include all Microsoft applications, practice management systems and electronic health
records.
· Good problem solving skills required in order to maximize effectiveness and efficiency of job duties.
PHYSICAL DEMANDS
Requires sitting for long periods of time. Requires eye-hand coordination and manual dexterity sufficient to operate a
keyboard, photocopier, scanner, telephone, calculator and other office equipment. Requires normal range of hearing and eye
sight to record, prepare and communicate appropriate reports. Requires the ability to work under stressful conditions and/or
irregular hours to meet deadlines.
CREDENTIALS DESIRED
Must have a high school diploma or equivalent education and at least one year of prior work experience in a medical business
office.
HOURS: Monday-Friday
Orthopaedic Solutions Management is a Drug Free Workplace
We are committed to maintaining a safe, healthy, and productive work environment. As part of this commitment, we operate as a drug-free workplace. All candidates will be required to undergo pre-employment drug screening and/or be subject to random drug testing in accordance with applicable laws and company policy.
$44k-72k yearly est. 20d ago
Senior Credit Officer - Commercial
United Community Bank 4.5
Remote job
Job Title: Senior Credit Officer - Commercial
Reports To: Chief CommercialCredit Officer
United Community is looking for a Senior Credit Officer - Commercial to work with Community Bank Executives and Corporate Banking leadership to achieve high credit quality via the loan approval process.
Position can sit in Greenville, SC or Orlando, FL.
What You'll Do
• Work with Community Bank Executives, Commercial Banking Solutions (Specialty Lending Groups) and Regional Credit Managers to promote the credit culture of United Community Bank
• Protect the assets of the bank through the proper execution and administration of risk management policies and procedures. Assumes accountability for quality approval decisions and the overall quality of the assigned loan portfolio.
• Approve larger credits in a timely and efficient manner helping to ensure customers' expectations are met
• Serve as “gatekeeper” for approval of larger credits and assists in enforcing the bank's house limit
• Recommends approval of changes in underwriting procedures and policies
• Partner with State Presidents and Team Leads within Commercial Banking Solutions to execute on our credit culture, grow the portfolio and maintain strong portfolio credit metrics.
• Acts in an advisory and referral role to lenders and analysts in matters of compliance, regulation and policy
• Supervise activities of the Regional Credit Managers
• Assist in monitoring credit quality including responsibilities for portfolio risk ratings, and oversight of criticized asset and portfolio review meetings
• Direct and assist in the preparation of each bank for regulatory examinations. Works directly with bank regulators during the examination process.
• Coordinate credit portion of due diligence efforts with regard to new bank acquisitions
• Assist in training new lenders and the on-going training on policies, procedures and culture
• Perform annual performance reviews along with an effective management plan consisting of goals for staff
• Perform other duties as assigned
Requirements For Success
• College degree or equivalent
• Minimum 10 years' experience in a regulatory or commercial lending background with at least 5 years of credit approval experience with C&I, Middle Market and Commercial Real Estate.
• Strong leadership skills with extensive supervisory and managerial experience and the ability to build strong teams.
• Excellent interpersonal and communication skills; and the ability to solve problems.
• Participate and complete all required compliance training, including Bank Secrecy Act/anti-money laundering training, as well as internal and external training programs, online training, meetings, and seminars/conferences, etc.
Conditions of Employment
• Must be able to pass a background & credit check
• This is a full-time, non-remote position that requires schedule flexibility to work evenings and weekends as needed.
• Up to 20% travel required.
FLSA Status: Exempt
Pay Range USD $0.00 - USD $0.00 /Yr.
$85k-115k yearly est. Auto-Apply 44d ago
Credit Analysts - AI Trainer (Contract)
Handshake 3.9
Remote job
Handshake is recruiting CreditAnalyst Professionals to contribute to an hourly, temporary AI research project-but there's no AI experience needed. In this program, you'll leverage your professional experience to evaluate what AI models produce in your field, assess content related to your field of work, and deliver clear, structured feedback that strengthens the model's understanding of your workplace tasks and language. The Handshake AI opportunity runs year-round, with project opportunities opening periodically across different areas of expertise.
Details
The position is remote and asynchronous; work independently from wherever you are.
The hours are flexible, with no minimum commitment, but most average 5-20 hrs
The work includes developing prompts for AI models that reflect your field, and then evaluating responses.
You'll learn new skills and contribute to how AI is used in your field
Your placement into a project will be dependent on project availability-if you apply now and can't work on this project, more will be available soon.
Qualifications
You have at least 4 years of professional experience in one or more of the following types of work.
The examples below reflect the types of real-world responsibilities that you might have had in your role that will give you the context needed to evaluate and train high-quality AI models
Evaluate financial statements and credit data to assess risk in extending credit or loans, and prepare detailed reports for loan committee approvals.
Generate financial ratios to assess customer financial status and compare industry benchmarks.
Engage with customers to resolve complaints, verify transactions, and manage delinquent accounts.
You're able to participate in asynchronous work in partnership with leading AI labs.
Application Process
Create a Handshake account
Upload your resume and verify your identity
Get matched and onboarded into relevant projects
Start working and earning
Work authorization information
F-1 students who are eligible for CPT or OPT may be eligible for projects on Handshake AI. Work with your Designated School Official to determine your eligibility. If your school requires a CPT course, Handshake AI may not meet your school's requirements. STEM OPT is not supported. for more information on what types of work authorizations are supported on Handshake AI.
$50k-77k yearly est. Auto-Apply 24d ago
Credit Balance Specialist
Wvumedicine
Remote job
Welcome! We're excited you're considering an opportunity with us! To apply to this position and be considered, click the Apply button located above this message and complete the application in full. Below, you'll find other important information about this position. Responsible for resolution of credit balances and refunds.
MINIMUM QUALIFICATIONS:
EDUCATION, CERTIFICATION, AND/OR LICENSURE:
1. High school diploma or equivalent.
PREFERRED QUALIFICATIONS:
EXPERIENCE:
1. One (1) year experience in a healthcare setting
CORE DUTIES AND RESPONSIBILITIES: The statements described here are intended to describe the general nature of work being performed by people assigned to this position. They are not intended to be constructed as an all-inclusive list of all responsibilities and duties. Other duties may be assigned.
1. Resolves credit balances identified through Epic work queues, an internal credit balance report, billing, cash posting, or payer or patient/guarantor request.
2. Researches refund requests and recommendations as appropriate. Provides complete and accurate disputes when refunds are not warranted
3. Reviews entire guarantor record to identify accounts across all facility locations with open patient responsibilities and transfers patient payments and/or adjustments when appropriate.
4. Gathers statistics, completes reports and performs other duties as scheduled or requested.
5. Organizes and executes daily tasks in appropriate priority to achieve optimal productivity, accountability and efficiency.
6. Participates in educational programs to meet mandatory requirements and identified needs with regard to job and personal growth.
7. Attends department meetings, teleconferences and webcasts as necessary.
8. Monitors accounts to facilitate timely follow-up and payment to maximize cash receipts.
9. Provides excellent customer service to patients, visitors and employees.
10. Participates in performance improvement initiatives as requested.
11. Works with supervisor and manager to develop and exceed annual goals.
12. Maintains confidentiality according to policy when interacting with patients, physicians, families, co-workers and the public regarding demographic/clinical/financial information.
PHYSICAL REQUIREMENTS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1. Frequent walking, standing, stooping, kneeling, reaching, pushing, pulling, lifting, grasping, and feeling are necessary body movements utilized in preforming duties throughout the work shift.
2. Visual acuity must be within normal range.
3. Must be able to exert in excess of 50 lbs. of force occasionally, and/or up to 25 pounds of force frequently, and/or up to 10 pounds for force constantly to move objects.
4. Must have manual dexterity to operate keyboards, fax machines, telephones, and other business equipment.
WORKING ENVIRONMENT: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1. Exposed to high stress and constant interruptions.
2. Normal business office surroundings.
SKILLS AND ABILITIES:
1. Professional interactions at all times.
2. Excellent oral and written communication skills.
3. Knowledge of medical terminology.
4. Knowledge of third party payors.
5. Knowledge of collection procedures.
6. Knowledge of ICS-9 and CPT coding.
7. Excellent Customer Service and telephone etiquette
8. Ability to use tact and diplomacy in dealing with others.
9. Demonstrated customer service relations.
10. Analytical skills necessary for problem solving
11. Knowledge of Fair Debt Collection Act.
12. Specialized courses or seminars over and above high school that are directly related to collections, medical field, hospital business office setting.
13. Ability to understand written and oral communication.
Additional Job Description:
Scheduled Weekly Hours:
40
Shift:
Day (United States of America)
Exempt/Non-Exempt:
United States of America (Non-Exempt)
Company:
SYSTEM West Virginia University Health System
Cost Center:
544 UHA Patient Financial Services
$49k-76k yearly est. Auto-Apply 16d ago
Billing and Credit Specialist, Cox First Media
Cox Holdings, Inc. 4.4
Remote job
Company
Cox Enterprises
Job Family Group
Finance
Job Profile
Finance Support Specialist II
Management Level
Individual Contributor
Flexible Work Option
Hybrid - Ability to work remotely part of the week
Travel %
No
Work Shift
Day
Compensation
Hourly base pay rate is $18.17 - $27.31/hour. The hourly base rate may vary within the anticipated range based on factors such as the ultimate location of the position and the selected candidate's knowledge, skills, and abilities. Position may be eligible for additional compensation that may include commission (annual, monthly, etc.) and/or an incentive program.
Job Description
To be successful in this role, a Billing and Credit Specialist should have strong analytical and communication skills, be detail-oriented and organized, and possess a deep understanding of billing and credit principles and practices. They should be able to manage multiple tasks and projects simultaneously, work well under pressure, and be comfortable working with large amounts of transaction data in a highly structured financial system.
Key Responsibilities:
Managing the credit analysis process, evaluating the creditworthiness of customers, and making recommendations for credit decisions
Managing the billing process, including the generation of invoices, verifying the accuracy of billable amounts, and meeting billing deadlines
Developing and maintaining relationships with internal and external stakeholders, including sales teams, finance teams, and customers
Overseeing the collection process, following up with clients to ensure timely payment, and minimizing payment delays and bad debt write-offs
Qualifications
High School Diploma/GED and 3 years' experience in a related field. The right candidate could also have a different combination, such as any level degree/certification beyond a HS diploma/GED in a related discipline and up to 1 year of experience; or 5 years' experience in a related field
Strong knowledge of accounting principles and regulations
Proficient in Microsoft Excel
Experience using Accounts Receivable / Invoicing software
Excellent communication and people skills, with the ability to communicate effectively with both internal and external stakeholders
Ability to work independently and as part of a team
Associate's degree or higher and media billing experience preferred
Benefits
Employees are eligible to receive a minimum of sixteen hours of paid time off every month and seven paid holidays throughout the calendar year. Employees are also eligible for additional paid time off in the form of bereavement leave, time off to vote, jury duty leave, volunteer time off, military leave, and parental leave.
About Us
As our primary divisions Cox Automotive and Cox Communications drive new waves of innovation, Cox Enterprises is entering spaces like cleantech, healthcare, esports and more. We're a family business guided by a legacy of bold innovation that's driven by those who want to make their mark. Benefits of working at Cox may include health care insurance (medical, dental, vision), retirement planning (401(k)), and paid days off (sick leave, parental leave, flexible vacation/wellness days, and/or PTO). For more details on what benefits you may be offered, visit our benefits page. Cox is an Equal Employment Opportunity employer - All qualified applicants/employees will receive consideration for employment without regard to that individual's age, race, color, religion or creed, national origin or ancestry, sex (including pregnancy), sexual orientation, gender, gender identity, physical or mental disability, veteran status, genetic information, ethnicity, citizenship, or any other characteristic protected by law. Cox provides reasonable accommodations when requested by a qualified applicant or employee with disability, unless such accommodations would cause an undue hardship.Applicants must currently be authorized to work in the United States for any employer without current or future sponsorship. No OPT, CPT, STEM/OPT or visa sponsorship now or in future.
Job DescriptionOur client, an A+ rated insurance carrier, is seeking to add a Senior Middle Market Production Underwriter to their growing team. This individual will be responsible for marketing, underwriting, and pricing new Middle Market Commercial accounts, partnering closely with producers to drive profitable growth within an assigned territory. The role focuses on balanced underwriting, strong agency relationships, and portfolio management. This is a fully remote position.
Responsibilities
Market, underwrite, and price new Middle Market Commercial business in accordance with underwriting guidelines and authority.
Analyze risk exposures, coverage needs, pricing, and terms to ensure profitable underwriting decisions.
Develop, evaluate, and interpret financial, operational, and loss history information to assess account acceptability.
Work closely with producers to solicit new business, manage renewals, and strengthen agency relationships.
Conduct regular agency visits to support business development, retention, and portfolio growth.
Manage an assigned book of business while achieving production, retention, and loss ratio targets.
Monitor market conditions and competitive trends to identify new opportunities and maintain underwriting discipline.
Qualifications:
3 - 10+ years of experience underwriting Middle Market Commercial insurance.
Strong knowledge of commercial coverages, pricing, and risk evaluation.
Proven ability to manage a profitable book of business and work collaboratively with producers.
Excellent analytical, communication, and relationship-building skills.
Bachelor's degree preferred.
Salary & Benefits:
$140,000 - $190,000+ annual base salary, plus a competitive performance-based bonus
Flexible schedule with fully remote work capability
Extremely competitive Medical, Dental, Vision, and Life insurance plans
Employer-matching 401(k)
Generous PTO plan
$36k-44k yearly est. 2d ago
Underwriter, Commercial Surety
Markel 4.8
Remote job
What part will you play? If you're looking for a place where you can make a meaningful difference, you've found it.
The work we do at Markel gives people the confidence to move forward and seize opportunities, and you'll find your fit amongst our global community of optimists and problem-solvers. We're always pushing each other to go further because we believe that when we realize our potential, we can help others reach theirs. Join us and play your part in something special! The Commercial Underwriter's primary responsibility is to produce and underwrite new and renewal commercial bond business while maintaining and building productive relationships with our network of independent agents and brokers. The person in this role should be a self-motivated individual with the responsibility to cultivate and maintain a profitable commercial book of business by using sound judgment when assessing risk and providing excellent service to our agents and customers.
Responsibilities:
Gather, analyze and underwrite commercial surety bonds
Evaluate and manage risk associated with various types of commercial surety bonds while adhering to the company's underwriting philosophy
Have a keen understanding of legal documents, indemnity agreements, statutes, bond forms, and insurance laws and regulations
Have a solid understanding of financial and accounting principles
Demonstrate sound business judgment in the evaluation of the financial condition, credit history, experience, and character of bond applicants
Develop new business through agency relationships
Possess a solid knowledge of processing methods and workflow procedures
Exhibit excellent written and verbal communication both internally and externally
Effectively interact with people in small groups and social situations
Price, quote, negotiate terms and conditions, and service accounts
Decline and/or cancel coverage
Renewal bond underwriting
Contribute to internal processing and underwriting systems for standardization and efficiencies
Available for overnight travel and the ability to attend occasional agent meetings or industry events
Mentor and provide guidance and support for team members
Qualifications:
Minimum 2+ year's industry experience
Bachelor's degree preferred; high school diploma accepted with equivalent industry experience.
Ability to thoroughly analyze bond applications and make both objective and subjective decisions based on that data
Ability to interpret an extensive variety of procedures and instructions and deal with several abstract and concrete variables
Ability to define problems, collect data, establish facts and draw valid conclusions
Ability to calculate figures and amounts such as premium rates and commissions
Ability to compose business correspondence and respond to questions from managers, clients, and customers
Ability to handle large volume of bonds and be able to prioritize, organize, and delegate assignments
Possess strong interpersonal skills
Possess strong organizational and time management skills
Ability to multi-task and work in a team environment
Strong customer service orientation and negotiating skills
Self-motivated and ability to work independently as well as part of a team
#piq #LI-Hybrid
US Work Authorization
US Work Authorization required. Markel does not provide visa sponsorship for this position, now or in the future.
Pay information:
The base salary offered for the successful candidate will be based on compensable factors such as job-relevant education, job-relevant experience, training, licensure, demonstrated competencies, geographic location, and other factors. The salary for the position is $74,320 - $102,190 with a 20% bonus potential.
Who we are:
Markel Group (NYSE - MKL) a fortune 500 company with over 60 offices in 20+ countries, is a holding company for insurance, reinsurance, specialist advisory and investment operations around the world.
We're all about people | We win together | We strive for better
We enjoy the everyday | We think further
What's in it for you:
In keeping with the values of the Markel Style, we strive to support our employees in living their lives to the fullest at home and at work.
We offer competitive benefit programs that help meet our diverse and changing environment as well as support our employees' needs at all stages of life.
All full-time employees have the option to select from multiple health, dental and vision insurance plan options and optional life, disability, and AD&D insurance.
We also offer a 401(k) with employer match contributions, an Employee Stock Purchase Plan, PTO, corporate holidays and floating holidays, parental leave.
Are you ready to play your part?
Choose ‘Apply Now' to fill out our short application, so that we can find out more about you.
Caution: Employment scams
Markel is aware of employment-related scams where scammers will impersonate recruiters by sending fake job offers to those actively seeking employment in order to steal personal information. Frequently, the scammer will reach out to individuals who have posted their resume online. These "job offers" include convincing offer letters and frequently ask for confidential personal information. Therefore, for your safety, please note that:
All legitimate job postings with Markel will be posted on Markel Careers. No other URL should be trusted for job postings.
All legitimate communications with Markel recruiters will come from Markel.com email addresses.
We would also ask that you please report any job employment scams related to Markel to ***********************.
Markel is an equal opportunity employer. We do not discriminate or allow discrimination on the basis of any protected characteristic. This includes race; color; sex; religion; creed; national origin or place of birth; ancestry; age; disability; affectional or sexual orientation; gender expression or identity; genetic information, sickle cell trait, or atypical hereditary cellular or blood trait; refusal to submit to genetic tests or make genetic test results available; medical condition; citizenship status; pregnancy, childbirth, or related medical conditions; marital status, civil union status, domestic partnership status, familial status, or family responsibilities; military or veteran status, including unfavorable discharge from military service; personal appearance, height, or weight; matriculation or political affiliation; expunged juvenile records; arrest and court records where prohibited by applicable law; status as a victim of domestic or sexual violence; public assistance status; order of protection status; status as a smoker or nonsmoker; membership or activity in local commissions; the use or nonuse of lawful products off employer premises during non-work hours; declining to attend meetings or participate in communications about religious or political matters; or any other classification protected by applicable law.
Should you require any accommodation through the application process, please send an e-mail to the ***********************.
No agencies please.