Works to achieve an assigned loan goal of $9-$12M, depending on experience, opportunity in the market, and other responsibilities.
May be assigned to handle specialty lines – Construction, Insurance, or Small Business Administration (SBA) – and any related lending programs such as the Paycheck Protection Program (PPP).
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
EDUCATION and/or EXPERIENCE
This position requires specialized loan knowledge and prior lending experience.
Minimum Education: Bachelor’s degree from an accredited college or university
Preferred Education: MBA
Minimum Experience: Five years of commercial lending experience
A combination of education and experience may be considered.
LANGUAGE SKILLS
Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, vendor contracts, or governmental regulations. Ability to write. Ability to effectively present information and respond to questions from clients, customers, and the general public.
MATHEMATICAL SKILLS
Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent and to draw and interpret bar graphs.
TECHNICAL SKILLS
Ability to create spreadsheets in Excel. Ability to create and edit Word documents. Working knowledge of Microsoft Outlook. Ability to navigate the Internet. 10-key calculator expertise.
REASONING ABILITY
Ability to solve complex, sometimes technical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
PHYSICAL DEMANDS
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to use hands to finger, handle, or feel; reach with hands and arms; and talk or hear. The employee frequently is required to stand, walk, and sit. The employee is occasionally required to stoop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 20 pounds. Specific vision abilities required by this job include close vision, distance vision, peripheral vision, and ability to adjust focus.
Heritage Southeast Bank provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.