Commercial lines underwriter jobs near me - 211 jobs

Godot Consulting Group is excited to announce an opening for a National Commercial Underwriting Counsel/Underwriter. This position involves working with clients on complex commercial real estate transactions, providing legal expertise in underwriting and risk assessment. The ideal candidate will have extensive experience in title insurance, commercial real estate law, and a deep understanding of the underwriting process. At Godot Consulting Group, we aim to connect talented individuals with career opportunities that allow them to shine in their fields. Responsibilities Advise clients on the legal aspects of title insurance and underwriting for commercial transactions Conduct thorough reviews of title reports, surveys, and related documents to identify potential issues Collaborate with clients, underwriters, and legal teams to develop solutions for complex transactions Provide timely and accurate underwriting decisions and guidance Assist in the development and implementation of underwriting guidelines and policies Maintain strong relationships with clients and stakeholders in the real estate industry Stay updated with industry trends, regulations, and best practices related to title insurance and commercial real estate Requirements 5+ years of experience specifically in commercial real estate and title insurance underwriting Strong knowledge of title insurance products and the underwriting process Excellent analytical, negotiation, and communication skills Ability to work in a fast-paced environment with multiple stakeholders Strong attention to detail and problem-solving abilities Familiarity with industry standards and legal regulations surrounding title insurance Proficient in relevant software and Microsoft Office applications. Benefits Health Care Plan (Medical, Dental & Vision) Retirement Plan (401k, IRA) Life Insurance (Basic, Voluntary & AD&D) Paid Time Off (Vacation, Sick & Public Holidays) Family Leave (Maternity, Paternity) Work From Home

Job DescriptionDescription: The CBS Difference Cooperative Business Services offers a comprehensive, end-to-end commercial lending solution that empowers financial institutions with cutting-edge software, expert services, and strategic business development resources. Additionally, we support borrowers by providing tailored business loans designed to fuel growth and success. With a focus on innovation and collaboration, CBS ensures seamless processes and enhanced opportunities for lenders and borrowers alike. At CBS, our goal is to set the standard for excellence in business lending. We strive to be the best - in our processes, in our service, and in the results, we help our clients achieve. We're deeply committed to serving our partner credit unions and borrowers with integrity, precision, and a shared vision for sustainable growth. Join us on this journey as we continue to transform the future of commercial lending. Your Role in Our Success The Commercial Construction Underwriter underwrites commercial construction loans and SBA 504 construction loans. The Underwriter ensures compliance with program and regulatory guidelines, structures loan packages, and oversees construction draw workflows. This position analyzes financial data and mitigates risk related to specialized construction lending relationships. Here's how you will make an impact: Underwrites commercial construction and SBA 504 loan requests to ensure compliance with all internal and external regulations. Analyzes financial statements, tax returns, cash flow projections, credit reports, and construction budgets to determine borrower repayment capacity and project feasibility. Evaluates collateral, appraisals, project feasibility, and borrower repayment capacity to assess risk exposure. Prepares credit memos and underwriting recommendations for management review and approval. Reviews and recommends approvals for construction project draw requests and monitors construction progress to mitigate risk during the building phase. Ensures accurate SBA documentation, filing requirements, and debenture funding readiness to guarantee loan eligibility and sale readiness. Maintains underwriting records, loan data, and performance tracking in Abrigo (or similar software) for audit and reporting purposes. Performs portfolio reviews, updates risk ratings, and reports on loan performance to inform portfolio management decisions. Collaborates with Credit Union personnel, Business Development Officers (BDOs), closing teams, internal and external stakeholders throughout the underwriting, and participation process to ensure smooth execution. Provides guidance to construction analysts and supports process improvements and regulatory compliance within the department. Preforms other related duties as assigned by management. Requirements: What You Bring to the Table Bachelor's degree in Finance, Accounting, Economics, Business Administration, or a related field. 5+ years' experience in commercial construction and CRE underwriting required with proven expertise in SBA 504 construction loan underwriting. Proficiency with credit spreading software, financial modeling, cash flow analysis, and construction draw software. Expertise in construction project budgets, draw schedules, feasibility analysis, and global cash flow. Strong understanding of commercial construction, multi-family, hospitality and mixed-use projects. In-depth knowledge of SBA 504 program guidelines, CDC coordination, and project eligibility The Perks of Being with Us At Cooperative Business Services, we believe in creating an environment where you can thrive both personally and professionally. Here's what you can look forward to as a valued member of our team: Compensation: Base compensation for this role ranges from $ $80,000-$90,000 annually. Remote Work Environment Generous Holidays: Take advantage of 13 paid holidays each year Comprehensive Insurance Coverage: Choose from a selection of medical, dental, vision, and supplemental benefit plans to suit your needs. Additionally, the company provides company-paid Short-Term Disability (STD), Long-Term Disability (LTD), and life insurance equivalent to 1 time your salary. 401(k) Plan: The company provides a generous matching contribution of up to 6%. Tuition Assistance

Ck Specialty Insurance Associates is a rapidly growing, independently owned wholesale insurance brokerage committed to providing innovative and customized insurance solutions to retail agents and brokers across the country. Founded with a strong entrepreneurial spirit, Ck Specialty was built on the foundation of speed, service, and partnership with our retail agents. Traits that remain at the core of everything we do. Since our inception in 1998, we have grown into a respected name in the Excess & Surplus (E&S) marketplace. We focus on a wide range of commercial and personal lines, offering access to top-rated carriers and niche products that meet the unique needs of today's insurance buyers. At Ck Specialty, we operate with a 120% mentality; always going above and beyond in how we serve our clients, partners, and each other. We value precision, reliability, organization, and speed, which is why our team lives by the acronym PROS. We're a company for self-starters, problem-solvers, and professionals who want to be part of something fast-moving and impactful. Why Join CK Specialty? Supportive, high-energy team culture Room for growth and career development in a fast-scaling company Strong leadership that invests in training and development A voice at the table - your ideas matter here Whether you're new to the insurance industry or bringing years of experience, Ck Specialty is a place where your contributions can make a real difference. We're proud of our track record, but even more excited about what's ahead. What You'll be Doing Ck Specialty is a managing general agent and surplus lines broker specializing in hard-to-insure businesses and homes. We are a fast-growing organization seeking a licensed, sales-driven Production Underwriter/Broker to join our expanding team. This position is ideal for licensed insurance producers looking to build a highly profitable book of business with uncapped earning potential. The role offers the financial independence and flexibility to work from anywhere while gaining access to top-tier carriers and exclusive markets. If you excel in business development, relationship management, and revenue growth, we encourage you to apply. Please note: This role is for individuals who have managed a production role with marketing and relationship building responsibilities. This is not a desk underwriter role. Key Responsibilities Sales & Business Development Identify and develop new business opportunities through networking, referrals, and client outreach. Establish and maintain strong relationships with retail agents and carrier partners. Actively cross-sell and upsell insurance products to maximize revenue potential. Underwriting & Risk Analysis Analyze, underwrite, and price risks of varying complexity, ensuring profitability and compliance. Provide competitive terms and creative coverage solutions tailored to client needs. Negotiate terms, conditions, and pricing with carriers to secure optimal coverage for clients. Client & Account Management Maintain and grow a profitable book of business by building lasting client relationships. Respond promptly to customer needs, resolving issues efficiently and professionally. Market & Industry Engagement Stay informed on market trends, industry regulations, and emerging risk solutions. Leverage industry insights and underwriting expertise to advise clients on the best coverage options. … and above all.. have fun while creating a career that will keeping rewarding you over and over! Requirements Required: Active Property & Casualty (P&C) Insurance License. Prior experience in insurance production, underwriting, and/or brokering (excess & surplus lines preferred). Proven track record of sales success, meeting or exceeding revenue targets. Strong analytical and decision-making skills to assess and price risks effectively. Excellent relationship-building and negotiation abilities. Self-motivated with a 120% mentality to grow and maintain a profitable book of business. Strong organizational and time-management skills. High school diploma required. Preferred: Existing book of business or strong industry connections. Experience working in a remote and autonomous environment. Benefits Benefits & Growth Opportunities Fully Remote Position - Flexible work environment. Career Growth - Opportunities for career advancement in a rapidly growing industry. Comprehensive Benefits Package, including: 401(k) Retirement Plan. Health, Dental, and Vision Insurance. Paid Time Off (PTO) and Parental Leave. Tuition Reimbursement for continued education. Disability Insurance for financial security. Work in a Fast-Growing Industry - Be part of an organization focused on innovation and efficiency. Salary and Bonus determined on existing experience and relationship with clients. Why Join Us? At Ck Specialty, we are more than just a workplace-we are a collaborative and growth-driven team. This role offers an exciting opportunity to be part of a company that values innovation, flexibility, and excellence in service. If you are looking for a challenging and rewarding career in underwriting and brokering, we invite you to apply and grow with us!

At DUAL North America, our core values dictate how we live and work. We are a group with independence and people at its heart and we are a home for talent with a unique culture: the biggest small company in the world. The focus on being a People First business has always been at the very heart of the Group; Our vision was to create an independent business with a unique culture and one that would survive and thrive as a business controlled by the people working for it. And finding the most talented and entrepreneurial people to join the Group has been and will continue to be key. DUAL North America, Inc. is seeking a Associate Underwriter E&S Commercial Auto Classification: Exempt/Full-Time Reports to: Underwriter or above Travel: 0-10% Salary: $60,000 to $80,000 Location: United States, Hybrid/Remote Role overview DUAL North America is seeking an Associate Underwriter for the Commercial Auto Division. At DUAL, Associate Underwriters play a key supportive role through the risk underwriting process and expansion of broker relationships. In this role, you will assist with account underwriting, quoting and binding, prepare and distribute various types of communications, and provide quality customer service through the underwriting life cycle. Supporting a team of underwriters within the Commercial Auto Division, you will assist underwriters by processing auto liability, physical damage, and cargo submissions, coordinating with brokers and insureds to clarify exposures, and facilitating efficient issuance of quotes and binders for commercial vehicle fleets. Role responsibilities Process submissions by providing account triage for Underwriters. Provide backup support for Underwriters when traveling in the market. Gather and compile information required to quote and/or bind an account through communication and/or correspondence with producers. Generate, edit, and send out a variety of correspondence on behalf of the Underwriters such as declination letters, quote follow ups and subjectivity reminders. Demonstrate basic understanding of technical underwriting principles and risk underwriting characteristics. Learn market dynamics, competitive landscape, and product differences (attend weekly underwriting meetings if applicable, ask questions) - need to understand what business is selling (understanding why deals are lost and adjusting accordingly). Provide customer service and underwriting support to help achieve new and renewal premium goals. Build relationships with producers with supervision from more senior underwriters. Fill in for other team members to ensure business continuity during peak periods and/or when team members are unavailable. Assist Underwriters as requested. Complete other related clerical and administrative duties as assigned. Complete other various projects and tasks as assigned. Underwriting Authority: Working towards Underwriting Authority, but does not have it yet. Quote issuance as approved by underwriter(s) with appropriate level of authority. Binder issuance as approved by underwriter(s) with appropriate level of authority. Policy Issuance review. Conduct inspection, review, and analysis resulting in appropriate issue identification, and process post inspection changes as necessary. Key requirements Bachelor's degree in risk management, finance, business or a related field preferred. 0-2 years experience as an associate underwriter, underwriter, or relevant insurance experience. Foundational knowledge of insurance principles. Proficiency in Microsoft Office Suite (Word, Excel, Outlook, PowerPoint). Ability to follow policies and procedures. Complete assigned tasks correctly, on time and able to learn quickly. Self-motivated and demonstrating attention to detail. Be able to work independently for extended periods. Excellent written and verbal communication skills as well as general business understanding. Travel up to 10% with an underwriter to shadow and participate in interactions between Underwriters and brokers. Must be able to remain in a stationary position 50% of the time, with occasional movement in the office to access cabinets and equipment. If you do not meet all the qualifications for this role, we still encourage you to apply, as we are always looking for diverse talent to join our growing team. About DUAL Working across 21 countries, DUAL has built a reputation as a specialist underwriting group and the market of choice for insurance intermediaries around the world. That's how we have become one of the world's largest international underwriting agencies (or MGAs) with US$3.5bn of GWP. DUAL North America is the leading underwriting organization in the US offering commercial property, casualty, financial lines, and personal property insurance products underwritten through several specialized subsidiaries. Since 2013, we have grown to over 650 employees in 14 offices across the US, and we are continuing to grow. DUAL is part of Howden, an international insurance group with employee ownership at its heart. The group was founded in 1994 and now has divisions in broking and underwriting, operates in 55 territories and employs over 19,000 people handling US$42bn of premium on behalf of clients. What do we offer in return? A career that you define. Yes, we offer all the usual rewards and benefits - including medical, dental, vision, a wide variety of wellbeing offers, competitive salary, unlimited PTO, 401k with company match, paid volunteer days and more. What you might not expect is a job where everyone has a voice, where volunteering in the community is part of the day job, and where everyone is encouraged to play a part towards our sustainability goals. We want people who want to make a difference - not just in the workplace, but in the industry and in the wider community. Our culture: people first Our core values dictate how we live and work. We're a group with independence and people at its heart and we're a home for talent with a unique culture: the biggest small company in the world. The focus on being a people-first business has always been at the very heart of the group; Our vision was to create an independent business with a unique culture and one that would survive and thrive as a business controlled by the people working for it. And finding the most talented and entrepreneurial people to join the group has been and will continue to be key. Diversity and inclusion At DUAL, we consider our people our chief competitive advantage and, as such, we treat colleagues, candidates, clients and business partners with equality, fairness and respect, regardless of their age, disability, race, religion or belief, gender, sexual orientation, marital status or family circumstances. What we offer: A career that you define. Yes, we offer all the usual rewards and benefits - including medical, dental, vision, a wide variety of wellbeing offers, competitive salary, unlimited PTO, 401k with company match, paid volunteer days and more. We provide an environment where new ideas are encouraged and celebrated, where people who want to have a real hand in our success thrive. We want people who want to make a difference - not just in the workplace, but in the industry and in the wider community. EEO Statement: We consider our people our chief competitive advantage and as such we treat colleagues, candidates, clients, and business partners with equality, fairness, and respect. DUAL North America provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training. DUAL will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment.

Job Description General Placement Service is recruiting on behalf of an A+ Rated, long-standing insurance carrier with a national reach. They seek to hire a Production Underwriter to manage an agency plant and grow a profitable book of business within your territory. The products are all mid-market commercial with a focus on casualty lines. In this role, you will: - Develop and maintain relationships with independent agencies and Producers - Build and grow a profitable book of business through risk evaluation, pricing and negotiation - Underwrite all new business throughout the territory - This is a remote position and the territory will be determined by your location To be qualified, you must have: - 5+ years of Property and Casualty Underwriting experience - Previous Sales & Marketing experience - Knowledge of your regional insurance market - including agency relationships - Bachelor's degree and industry designations are preferred

We're seeking a Personal Lines Underwriter to develop and maintain sales representative, agent, and broker relationships. The Access One80 team intakes submissions from every state from over 21,000 retail agencies via a class leading portal. This position is a hybrid role based out of Colorado Springs, CO and will help our distribution partners place Excess and Surplus policies for a wide variety of classes. Your Impact: Ensures all submissions are effectively managed to reach decline or quoting status within a defined service level agreement. Necessary interaction with carriers and producers to gather needed information in an organized manner. Determines the pricing, coverages and exclusions for each submission. Responsible for reviewing and responding to back-end underwriting reviews and new business audits. Documents underwriting decisions within standards and expectations Provides reports necessary to perform underwriting analysis Follows up on open quotes Policy Servicing Successful Candidates Will Have: 3-5 years of personal lines insurance underwriting experience required. 1-2 years of wholesale distribution experience strongly preferred. Must possess the ability to appropriately apply loss development and advanced loss analysis concepts to achieve optimal pricing of a risk and creatively utilize coverage features, deductibles, or reinsurance on individual risks to achieve company objectives. Proficiency with Microsoft Office products such as Word, Outlook and Excel required. A digital MGA, Access One80 focuses on commercial and personal lines on an E&S basis. We access leading carriers in the US and UK to offer online rating and quoting for dozens of lines of business. We offer in house binding authority and wholesale brokerage services across all lines of coverage. One80 Intermediaries is part of Arrowhead Intermediaries, a global insurance distribution platform that offers deep specialization, scale, and innovation across wholesale brokerage, program administration, and specialty insurance. With more than 7,000 professionals worldwide and a collective portfolio exceeding $18 billion in premium placed in 2024, our combined organization delivers a diverse trading platform for insurance carriers as well as expanded access and niche solutions for brokers and customers navigating complex and hard-to-place risks. The platform combines entrepreneurial culture with operational excellence to deliver tailored solutions and long-term value across the insurance ecosystem. For more information, please visit one80.com or if you have any questions about this posting, please contact **********************. Pay Range: 51,000 - 55,000 Annual The pay range provided above is made in good faith and based on our lowest and highest annual salary or hourly rate paid for the role and takes into account years of experience required, geography, and/or budget for this role. One80 Intermediaries is an equal opportunity workplace and is committed to ensuring equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics. Learn more about working at One80 Intermediaries by visiting our careers page: ********************** Personal information submitted by California applicants in response to a job posting is subject to One80's California Job Applicant Privacy Notice .

Established in 1993, CIBA Insurance Services offers a unique insurance program that has become the benchmark for providing commercial property owners and managers with broad commercial coverage for property and liability risk protection. We are dedicated to providing our customers with unsurpassed service in underwriting, claims management, risk management, and providing innovative solutions to complex insurance needs. Summary: The Underwriter is primarily responsible for risk selection, analysis, documentation, pricing and sales of commercial property and liability new business, as being responsible for renewal retention and ongoing management of existing portfolio. Key Job Objectives Manage book of business by evaluating submissions, making decisions consistent with guidelines in a timely manner Maintain complete and well-organized electronic underwriting files according to guidelines Maintaining a good relationship with assigned brokers by responding promptly to requests and clearly communicating underwriting decisions Review and evaluate upcoming renewals in a thorough and timely manner, ensuring that nonrenewal notices and renewal quotes are issued accurately and timely Ongoing management of existing portfolio Effectively supervise Underwriting Assistant(s) Qualifications: High School diploma or equivalent, bachelor's degree preferred P&C license Five or more years of related experience and working knowledge of commercial property/casualty coverages and services, including technical principles of rating and pricing commercial lines business based upon individual risk criteria to promote underwriting profitability Proficient computer skills, including Intermediate Microsoft Office Suite skills with strong Excel and Adobe knowledge, and database rating Ability to build and maintain strong internal and external business relationships Negotiation and sales skills with the ability to deliver a challenging message Strong written and oral communication skills Excellent organizational and time management skills Analytical and critical problem-solving skills Attention to detail Self-motivated with a strong work ethic BENEFITS OFFERED: HEALTH CIBA offers a comprehensive benefits package to its employees including medical, dental, vision, and life insurance. We also offer a flexible spending account (FSA) to help our employees save on healthcare expenses. RETIREMENT We offer a 401(k) plan with a Roth option and employer-matching contributions to assist employees with retirement planning. PAID TIME OFF We offer paid meal breaks, paid holidays, vacation, and sick time. We also offer bereavement leave to support our employees during difficult times and paid volunteer time. CAREER DEVELOPMENT Our training, licensing, and tuition reimbursement programs help our employees grow in their careers. Our flexible work schedules, including telecommuting, allow our employees to balance their work and personal lives. COMPANY CULTURE We have a positive team culture and offer an employee referral program, company-wide employee recognition program, and anniversary recognition program to show our appreciation for our employees' hard work and dedication. We also host various employee events throughout the year to foster a sense of community and fun in the workplace. Paid volunteer time is offered to support our employees' dedication to helping their local communities. We thank all applicants for their interest in this position; however, only those selected for an interview will be contacted. This organization participates in E-Verify.

This position is posted by Jobgether on behalf of a partner company. We are currently looking for a Senior Account Underwriter. In this role, you will be at the forefront of managing Group Life and Disability underwriting for National Accounts. Your work will directly impact clients by providing them with tailored coverage solutions. You will collaborate with a dynamic team, ensuring inclusivity and innovative thinking that can drive exceptional outcomes. The position offers opportunities for personal and professional growth and encourages you to put your creative insights to work. Make a significant difference in people's lives while advancing your underwriting career.Accountabilities Manage overall Group Life & Disability underwriting for National Accounts (5,000+ lives). Oversee pre and post-sale underwriting, profit management, and renewal processing. Develop strong relationships with internal and external partners. Drive and participate in projects and special assignments. Collaborate with field teams to meet service goals. Handle quotes and renewals for core products. Negotiate prices and benefits with stakeholders. Mentor junior underwriters and staff. Requirements Bachelor's Degree or equivalent experience. 5+ years of Employee Benefits underwriting experience. Proven ability to build solid relationships. Excellent communication and presentation skills. Analytical thinking and problem-solving abilities. Self-starter with high energy and entrepreneurial spirit. Strong organizational and time management skills. Goal-oriented with a focus on delivering results. Benefits Competitive salary range between $88,080 - $149,400. Flexible remote work options. Opportunities for professional development and career growth. Bonuses and long-term incentives based on performance. Inclusive corporate culture focusing on diversity and teamwork. Why Apply Through Jobgether? We use an AI-powered matching process to ensure your application is reviewed quickly, objectively, and fairly against the role's core requirements. Our system identifies the top-fitting candidates, and this shortlist is then shared directly with the hiring company. The final decision and next steps (interviews, assessments) are managed by their internal team. We appreciate your interest and wish you the best!Data Privacy Notice: By submitting your application, you acknowledge that Jobgether will process your personal data to evaluate your candidacy and share relevant information with the hiring employer. This processing is based on legitimate interest and pre-contractual measures under applicable data protection laws (including GDPR). You may exercise your rights (access, rectification, erasure, objection) at any time.#LI-CL1

Enterprise is a national nonprofit that exists to make a good home possible for the millions of families without one. We support community development organizations on the ground, aggregate and invest capital for impact, advance housing policy at every level of government, and build and manage communities ourselves. Since 1982, we have invested $80.9 billion and created 1 million homes across all 50 states, the District of Columbia, Puerto Rico and the U.S. Virgin Islands - all to make home and community places of pride, power and belonging. Join us at enterprisecommunity.org Working at Enterprise At Enterprise, you'll be part of a diverse, committed team making a difference every day. You will collaborate with some of the smartest minds and biggest hearts in our field. You'll be empowered to drive systems change and take bold steps to advance racial equity. And you will find a career home where you're valued and supported in your growth journey. Enterprise offers career opportunities in our offices across the country with an exceptional benefits package. Summary Enterprise Community Investment is seeking an experienced individual with affordable housing and/or LIHTC experience to underwrite low-income housing tax credit investments. Extensive knowledge of LIHTC (Low Income Housing Tax Credits) along with strong financial analysis skill is required. Job Description Responsibilities: Underwrite tax credit investments as assigned including completion of the following underwriting tasks: sponsorship analysis, market analysis, sources and uses and capital structure analysis, income and expense underwriting, and tax credit documentation analysis. As part of processing of each transaction, obtain due diligence materials from client, conduct site visits as needed, review project loan documents and LP agreement for material business terms, participate with the originator in conference calls with the customers, prepare and present requests for investment committee approval and investor review including narrative descriptions, charts, graphs and tables illustrating pertinent aspects of the proposed investment. Under the direction of the originator and director of underwriting, communicate and manage customer expectations through the underwriting process using a positive and proactive approach that will enable repeat origination opportunities. Provide regular communication to originator and director of underwriting regarding deal underwriting progress including process checklist review, due diligence review, transaction timing, and issue identification timely preparation and regular updates to the Transaction Summary format as required by the originator and the process checklist. Assist with and attend deal closings or other customer service coverage enhancement opportunities (if requested by the originator or director of underwriting) and help to complete and organize closed deal files for transition to Asset Management. Assist with other Syndication priorities as requested (e.g., asset management, investor relations, assistance to other lines of business). Participate in and contribute to group meetings and discussions. Performs other duties as assigned. Qualifications: Bachelor's degree in Business, Accounting or Finance, or related field required. Master's degree preferred. 3-5+ years' experience real estate finance, affordable housing and/or LIHTC program, apartment market dynamics in both urban and suburban areas, and familiarity with industry policies, issues, and programs Extensive knowledge of LIHTC and strong financial analysis skill is required. Experience in closing real estate transactions highly preferred. Ability to manage multiple tasks effectively under significant time pressure to meet closing deadlines. Extensive Excel modeling skills required. Proficient knowledge of MS Word and Power Point a plus. Strong writing /editing skills needed to produce correspondence and reports. Demonstrated verbal communication and interpersonal skills to represent company to all parties. Demonstrates professionalism, diplomacy and composure and is flexible and able to adapt to a variety of situations. Strong organizational skills and ability to coordinate complex activities, prioritize conflicting demands and meet deadlines. Must be highly motivated, be able to work independently, solve problems and possess strong written and oral communication skills. Incumbent is expected to demonstrate strong ethics in interpersonal relations and work as an effective, collaborative team member. Ability to maintain big picture focus while attending to detailed work and providing thorough documentation. Demonstrated ability to work productively and accurately in a fast-paced environment with multiple projects and stringent deadlines. Ability to work evening and weekend hours during peak periods. Total Rewards at Enterprise: You will be working with a group of talented professionals who are motivated by serving the community and addressing the need for affordable housing. Enterprise offers a comprehensive total rewards package for you and your family. The base salary for this role is $116,000 to $130,000, depending on level of skills and experience. The salary range for this position is represented by the low and high end of the range for the amount to be paid for the position. Salaries paid at Enterprise will vary based on factors that may include skills, education, location, experience, and performance. The salary range is just a part of the total rewards package provided to employees at Enterprise, and other rewards may include annual performance bonuses and generous paid leave programs. At Enterprise, our benefits form a major component of our total rewards package. Benefits include dental, health, and vision care plans, as well as family-building benefits, such as adoption and surrogacy support. Enterprise allows flexible work arrangements to promote a better work-life balance. We offer health advocacy, EAP, and mental health benefits. We round out our total rewards package by offering financial education, wellness programs, and auto-enrollment in the company's 401(k) plan with employer matching contributions. Finally, you will have learning and development opportunities, including tuition reimbursement for job-related courses and certifications. Thank you for your interest in joining the Enterprise team in our effort and commitment to serve others. #LI-JW1 #ID

What we're doing Owning a home is a huge step in many people's lives, and is also a foundational part of building financial security and wealth. However, the tools and technology supporting homeownership today are antiquated, dependent on things like fax machines, handwritten documentation, and hours of manual review. We're here to change that. Vesta is the next-generation system of record to power the multi-trillion mortgage market. We believe that we are overdue for a core transformation - that in order to build a fully automated process and fully digital customer journeys, lenders will have to adopt a system of record platform that is modern, open, and orchestrated by best-in-class software workflows. Who we are Our founding team is no stranger to the complexities of the financial industry. As early employees at Blend, they spent years together focused on creating modern cloud infrastructure for banks. Now, with Vesta, they are transforming the mortgage industry by creating the most flexible, open, and automated origination experience, benefitting financial institutions and their customers. And, we're not alone. We've raised $55M from top tier investors, including Andreessen Horowitz, Bain Capital Ventures, Conversion Capital, Zigg Capital, and Index Ventures. Our team is small, but mighty. We are a collection of humans who value humility, empathy, self-awareness, and an orientation towards action. If this sounds like you and you're excited by the idea of getting in at the ground level to build the infrastructure that will power the future of the financial industry, we would love to hear from you! About the role As one of our mortgage process specialists at Vesta, you'll work closely with our product, engineering, design, partnerships, and implementations teams across a variety of mission critical projects. In this role, you can expect to: become a Vesta product expert, deeply understanding all functionality in the product. diligently document test cases with a high attention to detail. work with our partner integrations team to help map data across platforms and, configure and test our integrations. partner with our customer implementation team to create canonical configuration around all aspects of loan fulfillment workflows. stay in lock step with our engineering, product, design, and partner teams, keeping them updated on testing and integration status. be an indispensable part of delivering industry-changing software to our customers! Who you are You have 5+ years of mortgage underwriting experience across several mortgage types (e.g. conventional, FHA, VA, non-QM). You are technically inclined and a quick learner. An understanding of APIs, familiarity with MISMO and XML, and experience with tools like Postman a plus, but not required as long as you have a willingness to learn. You are curious and hungry to identify, triage, and help solve any problem you come across, big or small, and you're excited to apply your depth of knowledge across a variety of projects. You are a self starter and team player who's comfortable flexing across a variety of problems and you do so while keeping an eye towards detail and executing with precision. You're looking to join an early-stage team to build something BIG, something industry-changing, and you're excited about being part of that quickly-moving, fast-growing journey. Benefits and Perks Robust medical, vision, & dental coverage (~100% of employee premiums are covered) 401(K) plan offering Meaningful parental leave - 16 weeks fully paid for all new parents, birthing & non-birthing parents (applies to adoptions as well!) Remote-first culture with hubs in New York & San Francisco Generous WFH & Wellness Benefits Monthly Doordash benefits Open & encouraged flexible time off Company offsites to get to know the team! Our cash compensation amount for this role is targeted at $100,000 - $135,000/yr. Final offer amounts are determined by multiple factors including candidate experience and expertise and may vary from the amounts listed above. At Vesta, we believe that the only way we can tackle the challenging problems in front of us is by having diverse perspectives and an environment that promotes inclusivity. We're committed to equal opportunity regardless of race, color, ancestry, religion, gender, gender identity, parental or pregnancy status, national origin, sexual orientation, age, citizenship, marital status, disability, or veteran status. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. As part of our onboarding process, we participate in the E-Verify program.

Better is reimagining home finance and making it faster, cheaper, and easier for everyone to become a homeowner. We leverage creative technology and innovation to make the home buying journey more approachable and understandable and home finance more affordable and accessible. Here are some interesting facts to help you get to know Better: - We've funded over $100 billion in loans for our customers, more than any other fintech- Yahoo! Finance - Best Mortgage Lender for First Time Homebuyers of January 2025: Best lender for quick approval- Yahoo! Finance - Best Mortgage Lenders of 2025: Best online mortgage lender - Fintech Breakthrough Award: Best Lending Innovation Award - Money Magazine - 8 Best Mortgage Lenders of 2025: Best for fast closing- We are Forbes' Best Online Mortgage Lender for 2023- We have raised over $1.2 billion in equity capital to transform the mortgage industry, the largest financial asset class in the world We are a place where smart, hungry, ambitious people who want to recognize their full potential thrive. About NEO Home Loans NEO Home Loans, a community-based retail division of Better, is dedicated to redefining the homeownership experience with trust, innovation, and exceptional service. Our mission is to unlock people's full financial potential by providing clarity, transparency, and consistency throughout the loan process. We make lending approachable, guiding individuals toward decisions that serve their best interests. Powered by a team of passionate and hardworking professionals, we foster a culture of collaboration, innovation, and personal growth. Join us and be part of a dynamic company committed to excellence. The Mortgage Underwriter is responsible for evaluating and assessing loan applications to determine borrower creditworthiness and compliance with company and investor guidelines. This role involves detailed analysis of financial documents, credit reports, and property appraisals to ensure sound lending decisions and mitigate risk.Essential Job Duties and Responsibilities Review and analyze mortgage loan applications for completeness, accuracy, and compliance with underwriting standards (e.g., Fannie Mae, Freddie Mac, FHA, VA, and company-specific guidelines). Evaluate borrower income, assets, credit history, and collateral to determine loan eligibility. Review supporting documentation including tax returns, W-2s, pay stubs, bank statements, and credit reports. Ensure all loans meet internal and regulatory requirements (e.g., RESPA, TILA, HMDA). Issue conditional approvals, suspensions, or denials with clear, detailed explanations. Collaborate with loan officers, processors, and closers to obtain required documentation and resolve issues. Maintain knowledge of current underwriting guidelines, mortgage products, and investor requirements. Manage a pipeline of loans efficiently to meet service level agreements and closing deadlines. Participate in ongoing training and audits to ensure compliance and accuracy. Non-Essential Job Duties and Responsibilities Adopts NEOs values in work behavior, decision making, contributions and interpersonal interactions. Promotes interdepartmental communication and culture. Lead, develop and motivate the team across all locations and operational functions. Continued focus to ensure all families (Internal and External) are receiving the best possible service Qualifications and Skills 2-5 years of mortgage underwriting experience (conventional, FHA, VA, or jumbo). DE/SAR/LAPP certification preferred for government loan programs. Strong analytical and decision-making skills with attention to detail. Excellent written and verbal communication abilities. Ability to work independently in a fast-paced environment with strict deadlines. Company Benefits We're proud to support our employees and their families with a benefits package designed to care for their health, well-being, and everyday life. All full-time and benefit-eligible part-time employees can enjoy the following benefits: - Day One Coverage - Your benefits begin on your first day, so you're supported from the start - Nationwide Medical, Dental & Vision Coverage - Comprehensive plans that travel with you, wherever you are - Mental Health Support When You Need It - Immediate access to virtual therapy with licensed providers for you and your eligible dependents (ages 6+), with your first few visits covered at no cost! - Health Savings Account (HSA) - Includes an employer contribution to help you plan for healthcare expenses - Employer-Funded Dependent Care FSA - Support for childcare and/or dependent care costs - Disability & Life Insurance - Provided at no additional cost to give you added peace of mind - Flexible PTO - Time off when you need it, so you can recharge and focus on what matters most - Extra Perks & Discounts - Including pet insurance, savings programs, and more to support life beyond work The compensation offered for this role will be based on multiple factors such as location, the role's scope and complexity, and the candidate's experience and expertise, and may vary from the range provided. Disclaimer Better Home & Finance Holding Company is an equal opportunity employer committed to fostering an inclusive and diverse environment for our employees. We are committed to equal employment opportunities regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status, or any other reason protected by law. We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. Better will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The FHA Collateral Underwriter is responsible for the assessment of all subject collateral originated though the retail platform for conventional loans. Job Responsibilities: Analyze, evaluate, and decision appraisal reports in accordance with all agency and investor guidelines and standards. Complete comprehensive collateral reviews in a timely manner to meet service level expectations. Maintain a pipeline and communicate issues to Appraisers, Processor, and Originators. Remain informed and current on all agency and investor guidelines and updates. Maintain a high level of customer service. Collaborate with the Post Closing Department on any stipulations for closed files. Perform other duties as assigned. Qualifications and Skills: 3 years' mortgage underwriting experience. FHA DE, required. Experience in collateral underwriting, preferred. Working knowledge of all agency and investor underwriting policies. Excellent prioritization and time management skills. Excellent communication and customer service skills. Advanced analytical skills. Proficient in Microsoft Office Suite. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: Hourly Rate: $38.00 - $43.26 The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

This highly specialized client facing General Liability position is responsible for agency marketing, risk selection, underwriting, pricing, cross-sell initiatives with other business units. Initially this position will gain and service new and renewal business as well as assist in the development of new products, which is critical as we build out the unit. This position will work independently with limited supervision requiring proven expertise in General Liability (preferably with Excess & Surplus Lines Experience) to be successful in role. Vetting of submissions - New and renewal business. Includes analyzing the risk, loss runs, exposures, terms, profit, and loss statements, emails, and calls with the brokers. Pricing tool and Quote / Binder workbook - completing the pricing tool and pricing of the accounts. Preparing quotes & binders to release to brokers. Figure out proper terms and exclusions that are unique to each account. Full negotiations with brokers and/or agents. Referrals to management - written referral regarding a risk outside of underwriters' authority. Marketing - Brokers/Agency in person and virtual visits. Endorsements - working with internal and external partners to make sure the proper endorsements are handled within guidelines. Work with corporate underwriting on writing and approval of manuscript endorsements. Cultivate existing and new relationships to support the goals of the business unit. Coordinate special projects as assigned. Maintain underwriting files and documentation to support the underwriting thought process. Assist the management team with mentoring, training, and development of other team partners. Serve as technical expert. EDUCATION Bachelor's degree preferred. Additional insurance certifications or designations are also preferred. Relevant combination of education and experience may be considered in lieu of degree. A minimum of eight years' experience required. Experience in underwriting with an insurance organization with demonstrated technical knowledge in one or more of the following areas: underwriting, marketing, loss prevention or similar knowledge that provides the necessary skills and abilities in the role. State licenses may be required. Continuous learning required, as defined by the Company's learning philosophy. QUALIFICATIONS Demonstrate superior judgment and analytical abilities to analyze risks and identify corrective action. Strong relationship management skills. Ability to work independently. Ability to work in a fast-paced environment while handling multiple tasks. Ability to take a lead role and/or assist in training and mentoring of others. Values the ability to work in a team friendly work environment. Thorough knowledge of the marketplace, departmental procedures, processes, and workflow. Ability to understand business needs and conceptualize and implement processes and procedures that support business strategies. Demonstrate ability to communicate our value proposition to the brokerage community. Ability to understand market trends, loss development and be able to deliver a tough message when needed. Demonstrate leadership abilities. WORKING CONDITIONS Work is performed in a virtual office and onsite office setting with no unusual hazards. Travel is required. The qualifications listed above are intended to represent the minimum education, experience, skills, knowledge and ability levels associated with performing the duties and responsibilities contained in this job description. Pay Range - Actual compensation decision relies on the consideration of internal equity, candidate's skills and professional experience, geographic location, market, and other potential factors. It is not standard practice for an offer to be at or near the top of the range, and therefore a reasonable estimate for this role is between $137,900 and $231,000 (add 10% to this range for AK, CA, CT, DC, HI, IL, MD, MA, NJ, NY, WA). We are an Equal Opportunity Employer. We will not tolerate discrimination or harassment in any form. Candidates for the position stated above are hired on an "at will" basis. Nothing herein is intended to create a contract. #LI-TM1 #FUW

Our client is seeking a highly skilled Underwriting Specialist with deep experience in merchant underwriting-ideally in environments involving ISO and ISV partnerships. This role is perfect for someone who can operate independently, make sound frontline risk decisions, and manage fast-moving, partner-driven underwriting workflows with confidence. You'll review new merchant applications, evaluate financial and risk profiles, enforce compliance standards, and collaborate closely with Sales and external partners. This is a high-impact role with significant autonomy and visibility across the organization. What You'll Do Review and underwrite merchant applications by evaluating business models, financials, credit reports, and compliance checks. Apply underwriting criteria to determine risk levels, required conditions (reserves, limits), and approval/decline decisions. Serve as the primary underwriting point of contact for ISO and ISV-driven referrals. Communicate underwriting decisions clearly to Sales and Account Managers, providing rationale and next steps. Ensure every decision is fully compliant with industry regulations and internal risk policies (e.g., NACHA, card network rules, KYC/AML). Conduct due diligence, including identity verification, OFAC/MATCH checks, and bank account validation. Identify prohibited or high-risk business types early and escalate as needed. Help refine underwriting procedures to support operational efficiency and evolving business needs. Participate in underwriting case reviews and collaborate on account updates. Maintain accurate documentation and defend underwriting decisions using risk-based rationale. Stay current with underwriting trends, tools, and best practices. Complete other related tasks as assigned. What We're Looking For Minimum Qualifications Bachelor's degree in an analytical field (mathematics, statistics, economics) or equivalent experience. 2-4 years of merchant underwriting or risk analytics experience. Preferred Qualifications Underwriting experience within fintech, payments, or financial services-particularly ACH, eCheck, or card-processing environments. Experience working within an ISO/ISV underwriting ecosystem. Familiarity with NACHA rules or Regional Payments Associations. Relevant certifications (CPP, AAP, APRP, ACAMS) are a plus. Skills & Abilities Strong analytical and problem-solving skills. Solid understanding of merchant risk, financial analysis, and underwriting tools (credit bureaus, MATCH, bank statements, scoring systems). Working knowledge of NACHA guidelines, payment regulations, and fraud/compliance frameworks. Ability to communicate complex risk decisions clearly. Proficient in Salesforce and Microsoft Office Suite. Highly organized, excellent written and verbal communication skills. Comfortable working independently in a remote environment. Work Environment Remote Work Requirements Dedicated, quiet workspace Reliable high-speed internet Ability to collaborate daily through virtual tools Regular communication with Underwriting and Sales teams Physical Requirements Extended periods of computer-based work Reasonable accommodations available upon request Benefits: Our client offers a competitive and comprehensive benefits package, which includes: Competitive salary Health, dental, and vision insurance (individual & family) Short-term and long-term disability 401(k) with employer match Generous Paid Time Off (PTO) Equal Opportunity Statement Our client is an Equal Employment Opportunity and Affirmative Action employer. All qualified applicants will receive consideration without regard to race, color, religion, sex, identity, age, national origin, veteran status, or disability status. Reasonable accommodations are available throughout the application process.

This highly specialized client facing General Liability position is responsible for agency marketing, risk selection, underwriting, pricing, cross-sell initiatives with other business units. Initially this position will gain and service new and renewal business as well as assist in the development of new products, which is critical as we build out the unit. This position will work independently with limited supervision requiring proven expertise in General Liability (preferably with Excess & Surplus Lines Experience) to be successful in role. Vetting of submissions - New and renewal business. Includes analyzing the risk, loss runs, exposures, terms, profit, and loss statements, emails, and calls with the brokers. Pricing tool and Quote / Binder workbook - completing the pricing tool and pricing of the accounts. Preparing quotes & binders to release to brokers. Figure out proper terms and exclusions that are unique to each account. Full negotiations with brokers and/or agents. Referrals to management - written referral regarding a risk outside of underwriters' authority. Marketing - Brokers/Agency in person and virtual visits. Endorsements - working with internal and external partners to make sure the proper endorsements are handled within guidelines. Work with corporate underwriting on writing and approval of manuscript endorsements. Cultivate existing and new relationships to support the goals of the business unit. Coordinate special projects as assigned. Maintain underwriting files and documentation to support the underwriting thought process. Assist the management team with mentoring, training, and development of other team partners. Serve as technical expert. EDUCATION Bachelor's degree preferred. Additional insurance certifications or designations are also preferred. Relevant combination of education and experience may be considered in lieu of degree. A minimum of eight years' experience required. Experience in underwriting with an insurance organization with demonstrated technical knowledge in one or more of the following areas: underwriting, marketing, loss prevention or similar knowledge that provides the necessary skills and abilities in the role. State licenses may be required. Continuous learning required, as defined by the Company's learning philosophy. QUALIFICATIONS Demonstrate superior judgment and analytical abilities to analyze risks and identify corrective action. Strong relationship management skills. Ability to work independently. Ability to work in a fast-paced environment while handling multiple tasks. Ability to take a lead role and/or assist in training and mentoring of others. Values the ability to work in a team friendly work environment. Thorough knowledge of the marketplace, departmental procedures, processes, and workflow. Ability to understand business needs and conceptualize and implement processes and procedures that support business strategies. Demonstrate ability to communicate our value proposition to the brokerage community. Ability to understand market trends, loss development and be able to deliver a tough message when needed. Demonstrate leadership abilities. WORKING CONDITIONS Work is performed in a virtual office and onsite office setting with no unusual hazards. Travel is required. The qualifications listed above are intended to represent the minimum education, experience, skills, knowledge and ability levels associated with performing the duties and responsibilities contained in this job description. Pay Range - Actual compensation decision relies on the consideration of internal equity, candidate's skills and professional experience, geographic location, market, and other potential factors. It is not standard practice for an offer to be at or near the top of the range, and therefore a reasonable estimate for this role is between $137,900 and $231,000 (add 10% to this range for AK, CA, CT, DC, HI, IL, MD, MA, NJ, NY, WA). We are an Equal Opportunity Employer. We will not tolerate discrimination or harassment in any form. Candidates for the position stated above are hired on an "at will" basis. Nothing herein is intended to create a contract. #LI-TM1 #FUW

Come join our amazing team and work Remote! Our Underwriter II underwrites loans in accordance with Company and Investor guidelines following company's policies and procedures under general supervision. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with company policies and procedures and all state and federal regulations. The starting base pay is $27.12 plus monthly incentive. What you'll do: Performs a thorough analysis to ensure the quality of each loan and to determine compliance with Company and Investor guidelines. Applies and interprets company underwriting guidelines and makes sound credit decision. Completes credit, analysis of income, analysis of property, ensures proper audits are completed and verifies consistency of loan file information. Reviews and evaluates credit information on mortgage loan documents to determine acceptability for specific loan programs. Determines any conditions, stipulations or pre-funding requirements. Reviews any conditions, stipulations or pre-funding requirements received. What you'll need: A thorough knowledge of mortgage loan underwriting. Maintains highly confidential information concerning loan applicants. Requires high level of organizational skills and ability to work on several tasks simultaneously. Constant contact with Loan Officers and internal office staff. Significant coordination of various duties required. Our Company: Carrington Mortgage Services-Retail Lending is part of The Carrington Companies. We offer a wide variety of home purchase and refinance products for government and conventional loan programs, specializing in underserved programs for borrowers with less than perfect credit and low-down payment. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: *************************** What is the value proposition to joining the team? Full array of mortgage programs. Paperless loan file flow and process. Aggressive Marketing support including brochures, social media, and CRM. Aggressive underwriting: we manual underwrite over 80% of our files Competitive compensation plan, including a base plus commission. What We Offer: Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed. Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. Customized training programs to help you advance your career. Employee referral bonuses so you'll get the opportunity to work with friends (and get some extra cash in your pocket!). Educational Reimbursement. Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org. EEO/AAP Employer Carrington does not do interviews or make offers via text or chat.

The SBA Underwriter III role supports the Commercial and Small Business Banking lines of business. This position functions as a credit resource who engages in eligibility determination, recommends appropriate loan structures, analyzes financials/projections and underwrites facility for a wide range of business credits while maintaining appropriate service level agreement. This position underwrites more complex credits and may coach and mentor junior underwriters. The ideal candidate will help us grow the line of business through thoughtful efficiency recommendations and will become a trusted resource for the SBA sales team. Essential Functions * Efficiently and thoroughly determine the credit worthiness of new SBA loan requests and risk ratings for annual reviews * SBA loan decision authority under the Dual Loan Approval Authority matrix structure * Disseminate Northwest's and SBA credit risk appetite to lenders and team partners in their assigned regions * Engage in monitoring of all SBA credit-related portfolio trends, and banking rules and regulations applicable to SBA loan portfolio * Review and decision SBA credit requests, annual reviews and portfolio monitoring / management up to designated joint lending authority * Determine the appropriate level of credit underwriting and due diligence to appropriately characterize the risk profile of each credit * Identify credit strengths, weaknesses, and mitigating factors * Engage in pre-flight reviews of credits * Determine eligibility requirements based on SBA SOP * Meet or exceed established service level expectations * Review term sheets and commitment letters prior to issuance to customers * Prepare and present updates as needed to senior leadership * Support the Bank in developing understanding of SBA eligibility and processes within the organization * Support training across organization as needs arise * Ensure complete data integrity in origination and annual review process and ensuring that loan requests are accurately and completely presented * Ensure compliance with Northwest's policies and procedures, and Federal/State regulations * Navigate Microsoft Office Software, computer applications, and software specific to the department to maximize technology tools and gain efficiency * Work as part of a team * Work with on-site equipment Education + Experience * Bachelor's degree in accounting or finance related degree preferred * 5-6 years of experience in SBA lending or credit administration including credit analysis, portfolio management, loan review and/or special assets with a focus on SBA required * Experience with and knowledge of SBA eligibility required * Experience with and knowledge of USDA programs preferred * Experience as a Commercial Loan Officer preferred #LI-EK1 Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.

NOTICE This position is funded through the HomeGrown Grant Program for a defined term of 1-3 years. While NHS intends for the role to remain active for the duration of the grant, employment with NHS is strictly at-will. Continued employment is contingent upon ongoing grant funding. BASIC JOB FUNCTION The Program Grant Underwriter is responsible for evaluating and determining eligibility for the HomeGrown Purchase Assistance Grant Program. This role conducts comprehensive application reviews, analyzes supporting documentation, verifies program compliance, and issues grant approval or denial decisions. The Underwriter ensures that each applicant meets all City of Chicago Department of Housing requirements and provides clear communication throughout the application lifecycle. In addition, the Underwriter monitors the grant from application through closing and remains responsible for compliance tracking during the five-year recapture period. PRINCIPAL JOB DUTIES & RESPONSIBILITIES Application Intake & Documentation Review Request, collect, and review all required application documentation from prospective homebuyers, ensuring completeness and accuracy. Verify eligibility based on income, household composition, property characteristics, and other HomeGrown program criteria. Identify missing or unclear information and follow up with applicants promptly to obtain clarifications or additional documentation. Application Communication & Case Management Serve as the primary point of contact for prospective homebuyers throughout the underwriting review. Communicate status updates, application issues, and final determinations in a clear and timely manner. Provide guidance to applicants regarding documentation requirements and next steps. Underwriting & Eligibility Determination Analyze applicant documentation, including income verification, mortgage details, homebuyer education certificates, property information, and credit considerations. Assess applications using established underwriting standards, program rules, and City of Chicago. Issue formal grant approval or denial letters in accordance with eligibility outcomes. Team Leadership & Workflow Oversight Establish and manage an application review team, ensuring consistency, accuracy, and compliance in all underwriting decisions. Provide training, support, and quality control for team members involved in application intake and review. Collaborate with Program Administration and other internal teams to maintain coordinated program operations. Grant Monitoring & Compliance Oversight Monitor the status of approved grants through the mortgage loan closing process. Ensure all required documentation is collected and properly recorded before closing. Track grant compliance during the five-year recapture period, documenting changes in occupancy status, property transfers, or other triggering events. COMPENSATION & BENEFITS: $25/hour Health, dental, vision insurance Paid time off We also offer a team spirit, which strives for excellence in customer service. POSITION QUALIFICATIONS Education Bachelor's degree in finance, business, public administration, urban planning, or related field preferred. Experience Minimum of 3-5 years of underwriting, lending, housing program administration, or grant eligibility determination experience. Desired Skills Experience with income verification, mortgage documentation, or affordable housing programs strongly preferred. Familiarity with HUD requirements, down payment assistance programs, or government-funded housing initiatives is a plus. Strong analytical and decision-making skills, with the ability to interpret financial and eligibility documentation. High attention to detail and accuracy in reviewing sensitive documentation. Ability to manage deadlines and coordinate multiple applications simultaneously. Demonstrated cultural competence and ability to work with diverse populations. Technology: Proficiency with Microsoft Office Suite, database systems, and digital documentation management. COMPENTENCIES To succeed in this role, an individual must demonstrate the following competencies: Strong commitment to equity, confidentiality, and high-quality service to diverse applicants. Customer/Client Focus Excellent communication skills, both written and verbal. Problem-Solving Time Management Adaptability Collaboration & Teamwork PHYSICAL DEMANDS The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is: Regularly required to talk or hear. Frequently required to stand; walk; sit; use hands to finger, handle, or feel; reach with hands and arms. The employee may occasionally lift and/or move up to 25 pounds. WORK ENVIRONMENT This position involves a combination of office-based work, virtual communication, and occasionally community-based engagement. Some evening or weekend availability may be required for special events or outreach activities. May include periodic meetings with partner agencies, lending institutions, or program staff. REMOTE WORK POLICY The HomeGrown Program staff are required to work full-time in the office. Remote work arrangements are not available for this position. Employees must be present in-office for all scheduled workdays and attend meetings as needed. NHS' COMMITMENT TO DIVERSITY, RACIAL EQUITY, AND INCLUSION Neighborhood Housing Services of Chicago (NHS) is deeply committed to building and sustaining a diverse, equitable, and inclusive organization that reflects the communities we serve. We believe that diversity of backgrounds, perspectives, and experiences strengthens our work and advances our mission. NHS provides equal employment opportunities to all employees and applicants without regard to race, color, religion, sex, gender identity or expression, sexual orientation, national origin, age, disability, veteran status, genetic information, or any other characteristic protected by federal, state, or local law.

Job DescriptionOur client is expanding their Commercial P&C Insurance footprint in Idaho and seeking to add a Field Commercial Lines Underwriting Specialist. This person will primarily be responsible for driving New Business throughout the territory while managing and cultivating agency relationships. The ideal candidate will be a strategic thinker with excellent analytical skills and experience underwriting Commercial Lines products (GL, Auto, WC, and Property). This position offers a flexible remote schedule with occasional travel within a designed territory.Key Responsibilities Underwrite and manage a portfolio of commercial lines accounts to meet profitability and growth objectives. Review new and renewal submissions for coverage, pricing, and acceptability in accordance with company guidelines. Build and maintain strong relationships with independent agents and brokers to generate new business opportunities. Provide exceptional service and support to agency partners, including training and guidance on underwriting processes. Conduct agency visits to assess books of business, identify growth opportunities, and deliver market insights. Collaborate with internal teams - including product management and claims - to ensure effective policy management. Monitor market trends and the competitive landscape to adjust underwriting strategies and achieve business goals. Ensure compliance with all regulatory requirements and company standards. Qualifications 4 - 7+ years of Commercial Lines Field / Production Underwriting experience In-depth knowledge of commercial insurance products, coverages, and underwriting principles. Strong interpersonal and communication skills, with the ability to build lasting agency relationships. Bachelor's degree in business, finance, insurance, or related field preferred. Salary & Benefits $115,000 - $140,000 annual base salary + lucrative bonus potential Comprehensive benefits package including health, dental, vision, life, and retirement plans Generous PTO plan Flexible schedule with remote work options Collaborative and supportive work environment