Automatically apply for jobs with Zippia

Upload your resume to get started.

Commercial lines underwriter skills for your resume and career

Updated January 8, 2025

2 min read

Below we've compiled a list of the most critical commercial lines underwriter skills. We ranked the top skills for commercial lines underwriters based on the percentage of resumes they appeared on. For example, 14.3% of commercial lines underwriter resumes contained cpcu as a skill. Continue reading to find out what skills a commercial lines underwriter needs to be successful in the workplace.

15 commercial lines underwriter skills for your resume and career

1. CPCU

Here's how commercial lines underwriters use cpcu:

Assisted in improving co-workers professionalism and presentation skills through encouraging participation in industry education (CPCU and Toastmasters).
Learned the basics of underwriting through on-the-job training, formal classes, and studying for and obtaining CPCU certification.

2. Multi-Line

Here's how commercial lines underwriters use multi-line:

Middle Market Multi-line Underwriter responsible for 6,300,000 territory of complex commercial accounts for key agents.
Quoted new business and handled multi-line commercial accounts for this retailer.

3. Commercial Property

Here's how commercial lines underwriters use commercial property:

Review commercial property insurance applications to determine adherence to Louisiana Citizens Property Insurance Corporation Commercial rules and guidelines.
Risk assessment - Evaluate and assess Commercial property and casualty risks for eligibility and desirability.

4. Loss Ratio

Loss ratio is a term used in the insurance industry to represent the ratio of losses to earned premiums. The formula stands for adjustment expenses plus insurance claims divided by the total premiums.

Here's how commercial lines underwriters use loss ratio:

Communicated with agents regarding business development strategies for growth by better management of loss ratios.
Monitored the performance of assigned agencies in order to positively contribute to team and office production and loss ratio goals.

5. Renewal Retention

Here's how commercial lines underwriters use renewal retention:

Strengthen agency relationships through agency visits and regular contact while promoting new business growth and renewal retention.
Maintained superior account management resulting in renewal retention levels over 90%.

6. Risk Selection

Here's how commercial lines underwriters use risk selection:

Assisted in proper risk selection taking necessary underwriting action to promote profitability.
Completed extensive training in commercial underwriting and risk selection.

Choose from 10+ customizable commercial lines underwriter resume templates

Build a professional commercial lines underwriter resume in minutes. Our AI resume writing assistant will guide you through every step of the process, and you can choose from 10+ resume templates to create your commercial lines underwriter resume.

7. Underwriting Territory

Here's how commercial lines underwriters use underwriting territory:

Manage an underwriting territory consisting of assigned agents.
Maintain familiarity and compliance with state insurance regulations and ISO rules for all states within my underwriting territory.

8. Risk Management

Risk management is the method of recognizing, evaluating, and managing risks to an organization's resources and profits. Financial insecurity, regulatory liability, strategic management mistakes, incidents, and natural hazards are just some of the challenges or dangers that could arise. For digitalized businesses, IT security vulnerabilities and data-related threats, as well as risk management techniques to mitigate them, have become top priorities.

Here's how commercial lines underwriters use risk management:

Executed risk management programs which leveraged reductions in catastrophic loss exposures in high risk territories.
Coordinated and conducted risk management/loss control and claims information seminars with current and prospective insureds.

9. Workers Compensation

Here's how commercial lines underwriters use workers compensation:

Quoted and rated new/renewal property, liability and workers compensation according to company guidelines.
Researched and corrected Workers Compensation penalties.

10. General Liability

Here's how commercial lines underwriters use general liability:

Brokered professional and general liability insurance for architects/engineers.
Review inspections for property and general liability.

11. Financial Statements

A financial statement is a report of an individual or a company that includes all the information about the declared assets, the use of money, income, and also the contribution of shareholders over a certain period.

Here's how commercial lines underwriters use financial statements:

Monitor financial position of assigned portfolio of accounts by reviewing financial statements and related information.
Reviewed applicants to evaluate risk for approval/rejection of applications using financial statements and credit reports to determine acceptability of prospective business.

12. Professional Liability

Here's how commercial lines underwriters use professional liability:

Experienced broker of professional liability and wind exposed property coverage's.

13. ISO

Here's how commercial lines underwriters use iso:

Analyze all ISO Commercial Lines Products offered.
Ordered and reviewed MVRs, Clue reports and ISO surveys.

14. Loss Control

Loss control is a set of measures taken by a financial expert or organization to reduce insurance policy losses. A financial expert will assess and analyze a property for signs of damage and develop loss control measures to mitigate potential risks. The aim of loss control is risk management and saving company assets from future losses.

Here's how commercial lines underwriters use loss control:

Review loss control reports and determine accuracy of submissions and acceptability of risks within underwriting guidelines.
Reviewed loss control reports and provided recommendations to maintain underwriting integrity.

15. Telemarketing

Here's how commercial lines underwriters use telemarketing:

Develop and execute marketing plan to drive new business, including in-person visits, telemarketing and distribution of marketing materials.

5 Commercial Lines Underwriter resume examples

Build a professional commercial lines underwriter resume in minutes. Browse through our resume examples to identify the best way to word your resume. Then choose from 5+ resume templates to create your commercial lines underwriter resume.

Create my resume

Build a professional resume in minutes using this template.

What skills help Commercial Lines Underwriters find jobs?

Tell us what job you are looking for, we’ll show you what skills employers want.

List of commercial lines underwriter skills to add to your resume

The most important skills for a commercial lines underwriter resume and required skills for a commercial lines underwriter to have include:

CPCU
Multi-Line
Commercial Property
Loss Ratio
Renewal Retention
Risk Selection
Underwriting Territory
Risk Management
Workers Compensation
General Liability
Financial Statements
Professional Liability
ISO
Loss Control
Telemarketing

Underwriting Authority
Profitable Business
Insurance Policies
Profitable Growth
Business Applications
Underwriting Guidelines
Policy Changes
Insurance Coverage
Renewal Accounts
Underwriting Standards
Strong Negotiation
Policy Endorsements
Inspection Reports
Profitable Book
Risk Analysis

MGA
Credit Reports
Renewal Book
Business Policies
Loss History
Risk Acceptability
Financial Reports
Develop Strong Relationships
Automated Underwriting
Renewal Quotes
AMS
CSR
Process Endorsements
FHA
Independent Agencies

Updated January 8, 2025

Zippia Team

Editorial Staff

The Zippia Research Team has spent countless hours reviewing resumes, job postings, and government data to determine what goes into getting a job in each phase of life. Professional writers and data scientists comprise the Zippia Research Team.

Updated January 8, 2025

Browse business and financial jobs