Commercial loan officer job description

At Beehive FCU, our common goal is to nurture our most valued asset: the friendships we have with our members. We are here to helpit's the only reason we exist. We believe we have the power to help our members with some of the most important, most difficult, and most rewarding endeavors in their lives.

Our success starts with creative and caring individuals who work together to bring superior service to our members. We hire only the best and brightest, give them a great place to work, and provide an excellent benefits package.

If you are someone who is passionate about helping people with real life needs, then Beehive FCU may be the place for you.

Full-Time Commercial Loan Officer at our Meridian, Idaho Branch. Originates, manages and supervises the Credit Union's portfolio of commercial loans, with overall objective of maintaining and increasing its asset quality; to develop new and existing business relationships.
Job Description


Takes applications for commercial loan business. Reviews member financial condition and assesses the member's ability to re-pay the loan. Makes underwriting decisions within approval authority. Completes or directs completion of all loan documents and closes loans. Participates in developing lending and deposit business for the Credit Union. Calls on clients to expand existing business; calls on prospects seeking opportunities to expand the Credit Union's client base. Monitors existing loan portfolio to maintain a high-quality asset base. Maintains up-to-date member files including current balance sheets, profit and loss statements, cash flow projections and all loan documentation. Assists in collection of past due loans. Assists members with any loan-related questions and concerns. Will actively engage in needs-based selling. Performs other job related duties as assigned.


Qualifications and Skills


Three to five years of similar or related experience required. A bachelor's degree or formal certifications recognized in the industry as equivalent to a bachelor's degree. Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication. Motivating and influencing others is a material part of the job. Must have experience in analyzing business financial statements and assessing the viability of businesses; must have excellent communication and PR skills Ability to use industry software.


Benefits


Full-time employee benefits include paid holidays; employer sponsored 401(k) retirement plan including 2% company match and 9% profit sharing; health, vision, and dental insurance with 95% employer paid premium and 65% employer paid premium for families; employer paid life insurance; plus the opportunity to work in an excellent team-oriented environment. You'll love working at Beehive!

Beehive Federal Credit Union is a member-owned, not-for-profit organization founded in 1960. Headquartered in Rexburg, Idaho, Beehive is a full-service credit union serving members and employees of The Church of Jesus Christ of Latter-day Saints nationwide. Branches are located in Rexburg, Rigby, Idaho Falls, and Meridian, Idaho. Beehive Federal Credit Union is an Equal Opportunity/Affirmative Action Employer of Females/Minorities/Vets/Disability.

Nusenda Credit Union is dedicated to excellent member service, care for our community, and being a great place to work. We work to make a positive difference in the lives of the people we serve and help them achieve their financial goals. Diversity, equity, and inclusion are part of our culture and values.

We invest in people and their careers. Our competitive employee benefits include healthcare, a fully paid pension plan and 401(k) matching contributions, and professional development and tuition reimbursement.
Thank you for your interest in joining the Nusenda team!

We are currently looking for a VP Business Services Officer . In this role, you are responsible for the development of new and existing business relationships, generating a high quality, well-structured, and profitable commercial loan portfolio and collaborating on associated deposit relationships. You'll act as a senior level loan officer in alignment with the Credit Union's target markets, industries and products. You will manage assigned loan portfolios to ensure superior service levels and to monitor changes in credit quality. You'll provide training and mentorship to junior loan officers and members of the support teams as needed. You will consult on organizational project teams, as necessary, for the development and implementation of new business products and services.

To thrive in this role, you should have eight to ten years of similar or related data warehouse experience. This position is equal parts attention to detail, and fostering relationships. This might be the role for you if you enjoy working in a role requiringbusiness development and acumen, problem solving and analytical thinking.

Key skills and experience:


Exceptional verbal, written, and presentation skills. Excellent organizational and attention to detail skills. Must possess strong analytical and problem-solving skills, with the ability to derive innovative strategies and implement them in a timely, effective manner. Must be able to handle multiple responsibilities, meet deadlines, deal with sensitive information and handle problem resolution. Provide support and training to junior loan officers and members of the support teams. Effectively communicate with internal and external customers appropriately via in person, email Experience in multi-tasking, meeting strict deadlines, dealing with sensitive information, and problem resolution while providing exceptional service. Must be knowledgeable in Microsoft Office and all internal systems as affiliated with the department. Ability to adapt quickly to change and proactively communicate.


Nusenda Credit Union is an equal opportunity employer. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.