FIND PERSONALIZED JOBS
Sign up to Zippia and discover your career options with your personalized career search.
Sorry, we can't find that. Please try a different city or state.

Commercial Loan Officer

This job has expired and is no longer available.
APPLY NOW
Apply Now
×
FIND
PERSONALIZED JOBS

Sorry, we can't find that. Please try a different city or state.

CONTENT HAS
BEEN UNLOCKED
Close this window to view unlocked content
or
find interesting jobs in

Log In

Log In to Save

Sign Up to Save

Sign Up to Dismiss

Sign Up

SIGN UP TO UNLOCK CONTENT

or

The email and password you specified are invalid. Please, try again.

Email and password are mandatory

Forgot Password?

Don't have an account? Sign Up

reset password

Enter your email address and we will send you a link to reset your password.

Back to Log In

Log In

Log In to Save

Sign Up to Save

Sign Up to Dismiss

Sign up to save the job and get personalized job recommendations.

Sign up to dismiss the job and get personalized job recommendations.

or

The email and password you specified are invalid. Please, try again.

Email and password are mandatory

Already have an account? Log in

reset password

Enter your email address and we will send you a link to reset your password.

Back to Log In

Company Saved

Answer a few questions and view jobs at that match your preferences.

Where do you want to work?

Job Saved

See your Saved Jobs now

or

find more interesting jobs in

Job Dismissed

Find better matching jobs in

Your search has been saved!

Top 41 Commercial Loan Officer Skills

Below we've compiled a list of the most important skills for a Commercial Loan Officer. We ranked the top skills based on the percentage of Commercial Loan Officer resumes they appeared on. For example, 32.0% of Commercial Loan Officer resumes contained Loan Portfolio as a skill. Let's find out what skills a Commercial Loan Officer actually needs in order to be successful in the workplace.

These are the most important skills for a Commercial Loan Officer:

1. Loan Portfolio

demand arrow
high Demand
Here's how Loan Portfolio is used in Commercial Loan Officer jobs:
  • Administered Commercial Loan Credit Department with responsibility for evaluating quality of commercial loan portfolio of all business and real-estate loans.
  • Increased Loan Portfolio for bank's new office by 1000% in a two year span as a commercial/consumer loan officer.
  • Maintained 3 offices in North Carolina while managing a personal loan portfolio of $92 Million (82 credits).
  • Manage a $70MM loan portfolio consisting of commercial lines of credit, real estate loans and term loans.
  • Solicited, underwrote, coordinated and managed the Commercial Real Estate as well as C & I loan portfolio.
  • Received an award for having the commercial loan portfolio with the second highest return in the bank.
  • Managed an $8 million dollar loan portfolio and related deposit accounts averaging $6 million.
  • Supervised staff of credit analysts and annual review process of entire assigned business loan portfolio.
  • Managed a $50 million commercial loan portfolio of existing customers centralized in Hudson County.
  • Monitored loan portfolio for any past due accounts and took corrective action as needed.
  • Managed consumer and commercial loan portfolios to insure prompt payment of outstanding loans.
  • Managed and maintained existing $15M loan portfolio; underwrote new loan requests.
  • Managed a $30 million Commercial loan portfolio consisting of approximately 120 loans.
  • Prepared annual credit reviews and managed loan portfolios on an ongoing basis.
  • Maintained commercial loan portfolio ($20M-$60M) for approx.
  • Managed a loan portfolio totaling $33,000,000.
  • Managed a $3 million loan portfolio
  • Managed a $26M loan portfolio.
  • Generated new loan and deposit business by reviewing existing loan portfolio and borrower financials determining credit and depository needs.
  • Key accomplishments: Responsible for development of new commercial loan portfolio.

Show More

8 Loan Portfolio Jobs

No jobs at selected location

2. Financial Statements

demand arrow
high Demand
Here's how Financial Statements is used in Commercial Loan Officer jobs:
  • Performed financial analysis using the Financial Statements provided by the business entities and other related business data to determine cash flow.
  • Performed in-depth analysis of business financial statements, collateral value, and overall credit risk to present for executive consideration.
  • Prepared detailed written analysis of customer financial statements, to support lending decision making.
  • Generate Global Cash Flow by combining both business and individual tax returns/financial statements.
  • Analyzed financial statements and advised client on strategic financial goals.
  • Analyze financial statements of companies and individuals.
  • Analyzed loan applications and accompanying financial statements.
  • Reviewed and analyzed financial statements.
  • Analyzed the financial statements of commercial real estate projects and businesses to determine their worthiness to repay the funding provided.
  • Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
  • Analyzed complex financial statements using GAAP and FASB and communicated with leadership regarding risks and decisions for making loans.
  • Send back to Land Bank of Taiwan for approval with related credit memo, forms and financial statements.
  • Experience with analyzing financial statements including balance sheets, profit and loss, and cash flow.
  • Analyzed financial statements, prepared loan packages and made presentations to the loan committee.
  • Spread financial statements to track performance of borrowers.
  • Analyzed financial statements Wrote credit analysis reports and presented them to loan committee
  • Credit Analyst * Analyze personal and business financial statements, taxes, and cash flow.
  • Utilize Bukers Business Taxanalysis software to spread business financial statements and business tax returns.
  • Assisted existing commercial clients Procured new clients for the bank Analyzed financial statements and business plans
  • Analyzed companies financial statements as a pre-qualifying process .

Show More

1 Financial Statements Jobs

No jobs at selected location

3. Real Estate

demand arrow
high Demand
Here's how Real Estate is used in Commercial Loan Officer jobs:
  • Interview applicants and recommend approval of customer applications for commercial real estate loans.
  • Developed new customers and originated real estate based and corporate/industrial loans.
  • Analyzed financial viability of commercial real estate loan transactions.
  • Expanded the origination of commercial real estate mortgages, lines of credit, term loans and commercial leases for branch territory.
  • Communicate with regional real estate loan brokers in analysis of construction and term financing for commercial properties located out of state.
  • Generated leads, underwrote, closed and managed primarily commercial real estate loans ranging from $250K to $10MM.
  • Structured, negotiated, closed and administered construction and commercial real estate loans for a top regional lending organization.
  • Managed the collection effort of 50 large and small poor and/or non-performing commercial real estate work-out loans.
  • Rescued a problem commercial real estate loan resulting in full payment of loan and retention of client.
  • Specialized in cash flow and risk analyses on commercial credits and real estate construction financing.
  • Managed a commercial real estate loan and commercial lease portfolio of $30 million.
  • Assisted in underwriting 20-30 commercial real estate loans in excess of $100,000,000.
  • Managed over one hundred commercial and real estate loans from origination to disbursement.
  • Originate and underwrite Commercial Real Estate and C&I loan requests.
  • Handled complex loan workouts on several types of commercial real estate properties.
  • Co-founded commercial real estate lending arm of Advanced Mortgage, Inc.
  • Originated commercial real estate loans in Texas and U.S.
  • Maintained and developed a multi-million dollar portfolio of commercial loans with a concentration in commercial real estate and middle-market businesses.
  • Developed, negotiated, closed and managed 30 highly-profitable, multi-million dollar commercial real estate and other loan facilities.
  • Arranged complex real estate financing for single family, multi-family, retail and mixed use developments nationwide.

Show More

6 Real Estate Jobs

No jobs at selected location

4. Loan Applications

demand arrow
high Demand
Here's how Loan Applications is used in Commercial Loan Officer jobs:
  • Authorized and processed loan applications throughout the Kansas City Metropolitan area
  • Submitted loan applications to institutional underwriters for verification and recommendations.
  • Interview applicants and request specified information for loan applications.
  • Develop loan applications by evaluation applicant information and documentation.
  • Accepted and processed consumer and commercial loan applications.
  • Managed loan applications and member relationships.
  • Approve loans within specified limits, and refer loan applications outside those limits to management for approval.
  • Perform credit analysis/underwriting for commercial loan applications from throughout the five states served by Great Southern Bank.
  • Meet with applicants to obtain information for loan applications and to answer questions about the process.
  • Submit loan applications for SBA loan approval if loan is not within loan policy guidelines.
  • Evaluate, authorize, and recommend approval of loan applications for insurance agencies.
  • Worked closely with underwriting team and SBA in submitting eligible loan applications.
  • Completed loan applications, forms and disclosures for submission to underwriting.
  • Prepare and oversee loan applications and supporting materials for new credits.
  • Review loan applications, process & underwrite loan proposals.
  • Meet with applicants to obtain information for loan applications.
  • Presented loan applications to loan and executive committees.
  • Reviewed loan applications, performed credit analysis, and presented packages to WVEDA Board of Directors.
  • Prepare loan applications for SBA loans and attend on-going SBA training.
  • Solicited new customers .Analyzed loan applications, for capital, term, and seasonal .Wrote loan application with recommendation

Show More

1 Loan Applications Jobs

No jobs at selected location

5. Ensure Compliance

demand arrow
high Demand
Here's how Ensure Compliance is used in Commercial Loan Officer jobs:
  • Audit loan documentation to ensure compliance with government regulations while ensuring completeness and timely filing of applications.
  • Supervised the review of executed loan documentation to ensure compliance with all state regulatory requirements.
  • Reviewed loan documentation to ensure compliance with all federal and regulatory requirements.
  • Manage a $36 million commercial loan portfolio; review loans to ensure compliance with the bank s policies and procedures.
  • Integrated SBA specific policies and procedures into Bank's existing loan policy to ensure compliance with all SBA regulations and guidelines.
  • Involved in drafting original policies for bank, as well as original SOX procedures to ensure compliance with federal law.
  • Enforce laws and regulations governing commercial vehicles and motor carriers to ensure compliance with federal and state statutes.
  • Reviewed mortgage, commercial and installment loans to ensure compliance with regulations and bank's policies.
  • Reviewed documentation to ensure compliance, credit, audit, funding and regulatory guidelines were met.
  • Establish operational controls, train staff and ensure compliance with regulatory agencies.
  • Inspect public establishments to ensure compliance with rules and regulations.

Show More

Job type you want
Full Time
Part Time
Internship
Temporary

6. Business Development

demand arrow
high Demand
Here's how Business Development is used in Commercial Loan Officer jobs:
  • Acquired and serviced commercial/business loans, commercial real estate loans and bank services in accordance with individually established business development goals.
  • Manage client relationships and business development applying industry/market/product knowledge to drive revenue production and business growth.
  • Accomplished business development through aggressive sales efforts resulting in quality growth of client relationships and accounts.
  • Develop and service a portfolio of business relationships through networking and other business development activities.
  • Initiated business development efforts as well as solicited commercial deposit and loan relationships.
  • Developed a loan portfolio through business development including companies in various industries.
  • Establish and manage client relationships through business development and networking activities.
  • Represent the organization at business development opportunities and community functions.
  • Managed a commercial loan portfolio including business development responsibilities.
  • Balanced business development efforts with asset quality goals.
  • Managed the New England sponsorship/business development budget.
  • Promoted business development and building core deposits.
  • Achieved portfolio growth through effective business development.
  • Excelled as a business development officer.
  • Developed and managed a $25 Million loan portfolio, and developed business through an aggressive marketing and business development strategy.
  • Drive business development by acquiring highly profitable customers, cross sell full range of banks products and services to clients.
  • Managed business development and acted as the Bank's liaison with customers, brokers, contractors and vendors.
  • Tasked with business development for Blaine market where they have a small foot hold in the market.
  • Expanded the commercial loan function through business development and asset quality control.
  • Assisted senior loan officers on problem credits and new business development.

Show More

9 Business Development Jobs

No jobs at selected location

7. Customer Relationships

demand arrow
high Demand
Here's how Customer Relationships is used in Commercial Loan Officer jobs:
  • Manage customer relationships by effectively providing quality customer service and handling customer complaints effectively.
  • Established and maintained strategic customer relationships and ensured the provision of top-quality customer service.
  • Strengthened customer relationships and broadened market appeal through Spanish fluency.
  • Developed customer relationships and generated 120 new clients from referrals.
  • Review daily overdraft activities for existing business customer relationships.
  • Developed and expanded personal and commercial customer relationships.
  • Develop and manage commercial customer relationships.
  • Prospected for and closed new business and farm loans, retained and expanded current customer relationships.
  • Maintained customer relationships, analyzed credits, and presented credit proposals to the bank loan committee
  • Maintained excellent customer relationships along with bringing in new customers to the bank.
  • Develop and executed sales presentations Monitor progress and compliance of customer relationships.

Show More

8. SBA

demand arrow
high Demand
Here's how SBA is used in Commercial Loan Officer jobs:
  • Facilitated financing on start-up and existing businesses through SBA financing.
  • Assisted businesses in obtaining financing by leveraging lending resources of SBA, EDA, and HUD with private financing.
  • Work closely with the SBA Administration to properly structure the Express, 7A and 504 programs.
  • Assist in all areas of commercial lending, such as commercial real estate and SBA loans.
  • Closed on average 4-6 commercial SBA loans totaling $2,000,000 to $4,000,000 per month.
  • Prepared annual reports for the 504 and IRP loan programs the SBA and Rural Development.
  • Assisted to Branch Managers and Relationship Officers in the processing and marketing of SBA loans.
  • Utilized production to become first Credit Union with SBA Express Lender designation in district.
  • Support commercial bankers throughout Tampa structuring and closing SBA transactions.
  • Supported in the closing and disbursement of SBA loans.
  • Reviewed and maintained new and existing SBA portfolio.
  • Attained proficiency processing and structuring SBA loan requests.
  • Prepare SBA loan packages to customers.
  • Implemented the SBA504 program at the bank and within three years booked over $10 million in SBA 504 loans.
  • Key position setting up SBA 7(a) loan product for the bank.
  • Originate SBA 7(a) and 504 loans.
  • Worked with the executive management team to establish the SBA 7A Interim Commercial Construction loan program.
  • Review attorney prepared and LaserPro documentation for Commercial and Commercial Real Estate, and SBA transactions.
  • Managed SBA guarantee loans and multi bank participation agreements.
  • Spearheaded initiatives that positioned the institution's SBA program as "Preferred Lender" in industry.

Show More

1 SBA Jobs

No jobs at selected location

9. Bank Products

demand arrow
high Demand
Here's how Bank Products is used in Commercial Loan Officer jobs:
  • Developed and maintained relationships with customers and identified cross-sell opportunities of bank products and services.
  • Marketed bank products and expanded small business market commercial portfolio.
  • Developed and strengthened existing loan relationships through cross selling of other bank products to Personal Bankers and Partners within the Bank.
  • Exceeded and achieved the annual goals relating to retention of commercial loan clients, profitability and cross-selling bank products and services.
  • Utilized innovative cross-selling techniques to produce one of the highest ratios of bank products used by clients.
  • Engaged in new business development and cross-selling of all bank products through networking and various community activities.
  • Developed and managed a $20 million dollar small business loan portfolio crosses selling other bank products
  • Developed calling plan to create demand for all bank products in addition to commercial loans.
  • Developed new and cultivated existing client relationships in both lending and other bank products.
  • Developed and cross sell all bank products including cash management tools and investment products.
  • Expand and maintain loan portfolio, relationship banking and cross-sell bank products.
  • Marketed bank products to individuals and firms; promoting bank services.
  • Marketed the bank products and services, increasing deposits and loans.
  • Identify opportunities to cross sell bank products and services.
  • Generate new bank deposits and cross sell bank products.
  • Promote and cross sell all other bank products and services
  • Assisted in cross-selling additional bank products to customers.
  • Market bank products to individuals and firms, promoting bank services that may meet customers' needs.
  • Provided financial advice to customers and sold appropriate bank products and serviced to thoseprospects and clients.
  • Promoted bank Products and Services .

Show More

6 Bank Products Jobs

No jobs at selected location

10. Credit Reports

demand arrow
high Demand
Here's how Credit Reports is used in Commercial Loan Officer jobs:
  • Interviewed loan applicants and made loan decisions based on analysis of credit reports and ability to repay.
  • Executed the loan origination process, including ordering credit reports, appraisals and preliminary title reports.
  • Interviewed and determined loan eligibility *Reviewed credit reports and made credit decisions
  • Evaluated credit reports to determine credit worthiness of applicants.
  • Analyze credit reports to determine qualifications of clients.

Show More

11. Customer Service

demand arrow
high Demand
Here's how Customer Service is used in Commercial Loan Officer jobs:
  • Ensured exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements.
  • Established and maintained strong client relationships providing excellent customer service by promptly researching and resolving account issues.
  • Developed quality personalized customer service, maintains frequent customer contact to expand relationships and ensure customer retention.
  • Developed and managed banking relationships with customers within assigned geographic location providing responsive quality customer service.
  • Developed business development skills through excellent customer service and extensive prospective clientele calling program.
  • Provided exceptional levels of customer service, knowledgeable regarding banking products and services.
  • Work with a team of 10 colleagues to accomplish the goal of giving the best customer service to our customers.
  • Displayed ability to make 60-80 outbound calls per day, manage my pipeline, and maintain excellent customer service.
  • Maintain superior level of customer service at the branch level and resolve customer issues promptly and thoroughly.
  • Originate new deposit and loan opportunities and provided a superior level of customer service to existing clients.
  • Ensured bank profitability, superior customer service and a trained and motivated staff.
  • Provide high level of ongoing customer service, answer inquires and resolve issues.
  • Job started with Billing and Customer Service duties as a general manager.
  • Provide excellent customer service to help build and maintain relationships.
  • Provide customer service by telephone or in person.
  • Provide customer service to all bank clients.
  • Provide excellent customer service to all customers.
  • Service a multi-million dollar commercial loan portfolio including underwriting, customer service, financial analysis, and file review.
  • Awarded Excellent Customer Service in Broward County 2005.
  • Participated in daily operations for bank, including branch sales,business development, customer services, collections and creditanalysis.

Show More

1 Customer Service Jobs

No jobs at selected location

12. Client Relationships

demand arrow
high Demand
Here's how Client Relationships is used in Commercial Loan Officer jobs:
  • Added value to client relationships by listening and making recommendations on financial and organizational structures when appropriate.
  • Develop quarterly risk assessment and recommendations concerning client relationships to bank management.
  • Managed a variety of commercial client relationships.
  • Managed client relationships to maintain customer satisfaction.
  • Managed client relationships in for-profit and not-for-profit arena for small business loans ranging from $2M to $15M.
  • Contribute to the profitability of the bank though the effective management of a designated book of client relationships.
  • Maintained and nurtured strong client relationships through commitment to understanding their needs and goals.
  • Expanded the number of new client relationships from zero to 8.

Show More

13. Income Tax Returns

demand arrow
average Demand

14. Small Business

demand arrow
average Demand
Here's how Small Business is used in Commercial Loan Officer jobs:
  • Provided consultation to Small Business clients designed to improve operating practices and financial condition.
  • Develop small business through business advisement and commercial funding.
  • Participated in Small Business workshops.
  • Assigned a portfolio of $10 Million loans with small business clients and $35 Million loans with middle market clients.
  • Introduce and sold working capital lines of credit, commercial real estate loans, and equipment purchases to small business customers.
  • Managed a loan portfolio of small business customers and established key business contacts within the community to develop new business.
  • Established Community Savings Bank as a Small Business Administration (SBA) and as authorized SBA Low Doc Lender.
  • Managed the small business loan portfolio, meeting the needs of entrepreneurs while maintaining security for the bank.
  • Handled 3rd party discounting of lease paper from brokers, and small business loans to bank branch customers.
  • Managed an $8M lower middle market and small business portfolio for a $127M commercial bank.
  • Compile small business loan tracking reports sourced from the call center, retail branches and TCU website.
  • Collaborate with CEO/senior management of small businesses with annual revenues up to $50 Million.
  • Identified, obtained, and built profitable relationships with successful small businesses in Colorado.
  • Marketed the 504 and IRP loan programs to financial institutions and small businesses.
  • Acted as liaison with Small Business Administration, PR-SBDC and Certified Development Companies.
  • Originated, underwrote, approved, and closed loans to small business market.
  • Kick-started marketing initiatives for IBC Small Business and Consumer platforms.
  • Completed credit-training Developed and managed a portfolio of small business and real estate loans
  • Issue prequalification on small business loans that are primarily sourced from retail referrals, lender website and call center.
  • Managed the Small Business Administration's (SBA) 504 Loan Program.

Show More

15. Business Owners

demand arrow
average Demand
Here's how Business Owners is used in Commercial Loan Officer jobs:
  • Facilitate external seminars to educate small business owners on solutions for growing their businesses through specific credit products and financing vehicles.
  • Develop tactics to increase assets and profitability within a territory consisting of small business owners and community developers.
  • Develop relationships with customers and business owners through effective and efficient communication methods.
  • Contacted business owners and their representatives to obtain additional information.
  • Developed productive market with small business owners and commercial investors.
  • Partnered with small business owners to find solutions, and effectively managed the loan process from origination through loan booking.
  • Worked with business owners in structuring commercial real estate bridge loans, lines of credit, and SBA loans.
  • Conducted seminars to promote and discuss the Agency projects and opportunities available to business owners and individuals.
  • Discussed financing options with business owners or managers to fit them with an appropriate financing solution.
  • Collaborated and consulted with business owners on strategies using Equity Partners to finance their business projects.
  • Speak with citizens & Business Owners to ensure their understanding of City standards to encourage compliance.
  • Educated business owners on the use of bank instruments as collateral and balance sheet enhancements.
  • Manage existing credit portfolio and act as primary contact for business owners and managers.
  • Counseled business owners and consumers on their financial products and services.
  • Networked with realtors, builders and business owners.

Show More

16. New Accounts

demand arrow
average Demand
Here's how New Accounts is used in Commercial Loan Officer jobs:
  • Generated new accounts and built relationships with existing accounts.
  • Develop new accounts & maintain established clients.

Show More

17. Due Diligence

demand arrow
average Demand
Here's how Due Diligence is used in Commercial Loan Officer jobs:
  • Supervised underwriting due diligence by soliciting bids from commercial appraisals, requesting title information and supervising loan closings.
  • Support underwriting efforts by completing due diligence on prospects including, annual reports and industry/company research.
  • Complete due diligence on new and existing borrowers & guarantors for loans, renewals, annual reviews, and loan modifications.
  • Performed credit and cash flow analysis, rate and control loan quality and executed due diligence to identify and assess risks.
  • Performed and documented Enhanced Due Diligence (EDD) visits to high risk clients as requested by the Compliance Department.
  • Negotiate resources option and servicing fees and due diligence in the purchase of mortgage paper and automobile loans portfolios.
  • Travel to industry trade events and solicit relationships and conduct industry research for the due diligence process.
  • Conducted the underwriting and due diligence on $75 Million of real estate construction loans.
  • Assisted team leaders with financial analysis and due diligence in Credit Analysis division.
  • Process funding, fees and post-closing due diligence.
  • Strategized and executed special projects with various business units to perform due diligence on prospective portfolio acquisitions.
  • Review of all Due Diligence pertaining to the Disposition and Acquisition of all Commercial Real Estate Transactions .
  • Directed due diligence, document preparation and client onboarding for new and existing relationships.

Show More

4 Due Diligence Jobs

No jobs at selected location

18. Financial Status

demand arrow
average Demand
Here's how Financial Status is used in Commercial Loan Officer jobs:
  • Prepared Problem Loan Reports monthly to monitor on current financial status and business performance.
  • Analyze applicants' financial status and credit to determine feasibility of granting loans.
  • Advised borrowers on financial status and methods of payments.
  • Gathered additional information by inspecting prospects business and collateral, analyzed the borrower's financial status.
  • Analyzed customers financial status, credit and property evaluation to determine feasibility of loan restructuring.

Show More

4 Financial Status Jobs

No jobs at selected location

19. Portfolio Management

demand arrow
average Demand
Here's how Portfolio Management is used in Commercial Loan Officer jobs:
  • Provided loan portfolio management and business development leadership; marketed the programs to financial institutions and small businesses.
  • Perform portfolio management including relationship management and annual monitoring.
  • Provided loan portfolio management and business development leadership.
  • Risk rating assessment and portfolio management.
  • Promoted up the ranks at various units of First Colonial due to prospecting and portfolio management abilities.
  • Key contributions: Portfolio Management Underwriting and Credit Review Responsible for new business development.

Show More

8 Portfolio Management Jobs

No jobs at selected location

20. Credit Risk

demand arrow
average Demand
Here's how Credit Risk is used in Commercial Loan Officer jobs:
  • Credit Risk Management Team Leader, ensuring loan accounting integrity and bank regulatory compliance process in Florida General Bank.
  • Monitored credit risk of all existing and proposed account relationships.
  • Recommend to Credit Approval team advances or changes in loan agreement covenants due to credit risk changes.
  • Performed underwriting for credit risks and negotiated sales closings to grow commercial portfolio.
  • Structure and underwrite loans that conform to credit risk standards while assessing risk.
  • Assessed credit risk and concentration of risks within bank loan portfolio.
  • Review and analyze client financial statements for changing credit risk profiles.
  • Recommended loan pricing and fees according to credit risk.
  • Analyzed prospective leases to determine acceptable credit risk.
  • Completed: Credit Risk Course - Risk Management Association)

Show More

11 Credit Risk Jobs

No jobs at selected location

21. Customer Base

demand arrow
average Demand
Here's how Customer Base is used in Commercial Loan Officer jobs:
  • Utilized Ohio customer base to modify past customers Mortgage Portfolio while introducing them to a less expensive alternative mortgage experience.
  • Identified business opportunities, developed existing customer base, and initiated new client relationships.
  • Develop and implement marketing strategies directed at maintaining and increasing customer base.
  • Initiated and developed new business while managing an existing customer base.
  • Managed a customer base of commercial real estate investors, doctors and practices, attorneys, accountants and other professionals.
  • Collaborated with senior management of various small and mid-sized companies that comprised the asset based lending customer base.
  • Created marketing materials, written and internet correspondences to attract new and retain current customer base.
  • Develop new business via cold calling, referrals, and calling on existing customer base.
  • Worked closely with the senior credit officer in expanding the bank's customer base.
  • Expand customer base through networking and sales calling.
  • Maintained and grew a $15MM commercial loan portfolio primarily through interaction with the Bank's existing Williamsburg customer base.
  • Key Contributions: Increased customer base by 25% through informative presentations and sales pitch.
  • Worked with new clients, referrals and existing customer base to increase volume.
  • Sponsored and attended tradeshows to establish new customer base Effectively retained existing customer base for potential future reinvestment

Show More

1 Customer Base Jobs

No jobs at selected location

22. Credit Committee

demand arrow
average Demand
Here's how Credit Committee is used in Commercial Loan Officer jobs:
  • Prepare loan packages including financial analysis of new and existing businesses, and presentation to the credit committee for approval.
  • Approve loans within specified limits, and present loans outside those limits to management or credit committee for approval.
  • Developed financial analysis reports and credit proposals the Credit Committee according to the Special Loans Credit Policy.
  • Presented financial loan package's on new and existing clients for approval from a credit committee.
  • Prepare and present the credit proposals or memos to be evaluated in their respective credit committees.
  • Negotiated with clients, analyzed credit proposals and presented to Credit Committee weekly.
  • Prepare credit memorandums and present loan restructuring proposals to the Executive Credit Committee.
  • Presented loans for approval to the Bank's Credit Committee in Birmingham.
  • Prepared and presented written loan proposals to senior management and Credit Committee.
  • Served as a voting member of the Credit Committee.
  • Served as member of bank's Credit Committee.
  • Packaged loans and presented to Credit Committee.
  • Solicit new clients, gather required documents, spread financials, underwrite and present loan application to credit committee for approval.
  • Prepared credit memos/transmittals and presented loans to credit committee, SBA, USDA, US DOT STLP and FSA.
  • present before the credit committee all credit risk aspects of loans brought for approval/renewal.

Show More

1 Credit Committee Jobs

No jobs at selected location

23. Credit Quality

demand arrow
average Demand
Here's how Credit Quality is used in Commercial Loan Officer jobs:
  • Complete financial analysis of borrower to determine credit quality.
  • Maintained good credit quality by keeping credit and collateral exceptions below 10% and delinquent loans at less than 1%.
  • Monitored credit quality and portfolio risk through assessment of financial performance, collateral value and operating cash flow.
  • Review and process complex commercial loan closings according to Bank and credit quality policies and procedures.
  • Evaluated the credit quality and risk assessment of multifamily, commercial, and small business loans.
  • Managed loan and portfolio credit quality, sources prospects and developed new customer relationships.
  • Analyze portfolio credit quality, and present credit requests to Credit Approval levels.
  • Focused on growing and strengthen the credit quality of commercial loans.
  • Monitor and report changes in credit quality.

Show More

16 Credit Quality Jobs

No jobs at selected location

24. Annual Reviews

demand arrow
average Demand
Here's how Annual Reviews is used in Commercial Loan Officer jobs:
  • Prepared credit analysis and annual reviews.
  • Performed interim and annual reviews of individual loans to determine the appropriate risk grading.
  • Prepared new business proposals, amendments, annual reviews as well as summary reports.
  • Completed annual reviews on a timely basis in accordance with bank policy.
  • Included annual reviews, periodic site visits, resolving payments.
  • Performed annual reviews on real estate portfolio.
  • Reviewed and maintained portfolio including approving draw requests, covenant compliance, quarterly updates, and annual reviews.
  • Prepare the credit presentation for newloan requests, renewals and annual reviews.

Show More

25. Loan Agreements

demand arrow
low Demand
Here's how Loan Agreements is used in Commercial Loan Officer jobs:
  • Coordinate loan documentation preparation, review documents and assists with finalization of loan agreements prior to closing.
  • Reviewed and edited loan agreements to ensure accuracy.
  • Review loan agreements to ensure that they are complete and accurate according to policy.
  • Reviewed loan agreements to ensure accuracy and that they were completed.

Show More

2 Loan Agreements Jobs

No jobs at selected location

26. Fee Income

demand arrow
low Demand
Here's how Fee Income is used in Commercial Loan Officer jobs:
  • Generated/maintained $14 million in new facilities and $200 thousand in fee income.
  • Maintained double digit growth rates in new money loan production and processing fee income.
  • Generated nearly $46M in fee income during 2002.
  • Developed fee income from credit and deposit services.
  • Generated Bank-fee income in excess of $600,000.
  • Generated $300 thousand in fee income.
  • Exceeded fee income goal by over 160% in 1986-1987.
  • Exceeded fee income goal by 120%.

Show More

27. Business Customers

demand arrow
low Demand
Here's how Business Customers is used in Commercial Loan Officer jobs:
  • Cultivated profitable relationships with small / mid-sized business customers, including provision of service for existing loans and participation in collections.
  • Establish and maintain relationships with individual or business customers or provide assistance with problems these customers may encounter.
  • Helped in training branch employees to identify potential business customers and uncover additional banking needs.
  • Served as a relationship manager for origination of new business customers.
  • Solicited, developed and maintained profitable account relationships with business customers.
  • Worked with current business customers, branch personal, and Senior Management on increasing production throughout the bank.
  • Research and call on commercial business customers and prospects to solicit new business and sell Bank Services.
  • Provided guidance and training to small business customers and branch personnel on the loan application process.
  • Make loans to prospectivebusiness customers in responsible manner in compliance with federal, state and banking regulations.

Show More

28. Fdic

demand arrow
low Demand
Here's how Fdic is used in Commercial Loan Officer jobs:
  • Prepared FDIC return analyses and case proposals while negotiating commercial debt restructures and settlements.
  • Provided reports that improved awareness of FDIC/OCC exceptions and loan improvement increasing ROI.

Show More

29. New Clients

demand arrow
low Demand
Here's how New Clients is used in Commercial Loan Officer jobs:
  • Stayed up to date on the products competitors are offering in order to retain current clients and develop new clients.
  • Hired on without a portfolio with the sole responsibility of prospecting new clients.
  • Organized and hosted meetings to introduce company's lending programs to new clients.
  • Generate a targeted volume of new loans to both existing and new clients.

Show More

30. Credit Underwriting

demand arrow
low Demand
Here's how Credit Underwriting is used in Commercial Loan Officer jobs:
  • Created credit education course and instructed credit analysts on the fundamentals of commercial credit underwriting.
  • Provided credit underwriting and approval for automobile financing during monthly tent sale events.
  • Developed credit underwriting and analysis skills.
  • Managed the credit underwriting and new business development functions of the Spokane Dealer Center.

Show More

31. Potential Customers

demand arrow
low Demand
Here's how Potential Customers is used in Commercial Loan Officer jobs:
  • Called on potential customers, evaluated financial information, both personal and business which included tax return analysis.
  • Generated new business through sales calls, prospecting potential customers and cultivating existing relationships.
  • Establish and maintain positive relationships with existing and potential customers and organizations.
  • Developed an active referral network for potential customers and co-lending partners.
  • Performed analysis of financial statements to determine new cash flows, debt service capability, credit risk of potential customers.
  • Performed credit analysis on potential customers by reviewing pro forma and actual balance sheets, income statements, and tax returns.
  • Confer with potential customers regarding finnancial products needs and advise customers on types of products to purchase.

Show More

32. Credit Policy

demand arrow
low Demand
Here's how Credit Policy is used in Commercial Loan Officer jobs:
  • Compiled projections with sensitivity analysis to assess risk and determine pricing pursuant under bank credit policy.
  • Developed and delivered credit policy and memorandum process that addressed regulatory concerns.
  • Ensured and prepared loan agreements completed and accurate according to credit policy.
  • Perform independent reviews of potential high risk assets and detect possible violations of the Commercial Credit Policy.
  • Work closely with Senior Vice President and Regional Manager on asset management and credit policy.
  • Validate loan ratings in accordance with Commercial Credit Policy and FDIC guidelines.
  • Managed $120 million portfolio Monitored compliance with credit policy, recommended changes to policy as needed.

Show More

6 Credit Policy Jobs

No jobs at selected location

33. Financial Performance

demand arrow
low Demand
Here's how Financial Performance is used in Commercial Loan Officer jobs:
  • Modeled financial projections; reviewed interim and year-end financial performance; renewed annual credit facilities.
  • Consulted clients on financial performance trends and recommended appropriate actions to maximize the value of the business relationship.
  • Monitor client financial performance for compliance with loan covenants and loan agreements.

Show More

34. CPA

demand arrow
low Demand
Here's how CPA is used in Commercial Loan Officer jobs:
  • Developed business through branch network, direct sales to businesses, and CPA referral network.
  • Present both SBA seminars to CPA's and COI's.
  • Networked weekly with CPAs, attorneys, loan and real estate brokers to develop a referral network of new loan opportunities.
  • Direct Marketing to Businesses and Through Brokers * Solicitation of Referrals / Leads from CPA's, Other Bankers, etc.
  • maintain direct contact with customers, CPA's, and field examiners in the course of approving and renewing credit lines.
  • Worked closely with commercial appraisers, CPAs, title companies, attorneys, and loan processors to expedite loan closings.
  • Developed new business, networked with CPAs and attorneys, generated referral sources, and called on prospects.
  • Develop new business through a network of CPAs, attorneys, bankers and other financial professionals.
  • Solicit loans throw real-estate offices attorneys and cpa's.
  • Attended various outside trainings such as RMA training, BCG Commercial Real Estate Lending and KACPA Loan Officer Training.

Show More

35. Delinquent Loans

demand arrow
low Demand
Here's how Delinquent Loans is used in Commercial Loan Officer jobs:
  • Collect on delinquent loans including negotiating payment arrangements.
  • Serviced the SBA portfolio by preparing past due reports on delinquent loans, requested updated financial information, etc.
  • Originated and underwrote commercial mortgage and construction loans, negotiated to resolve delinquent loans, and compiled reports.
  • Cleaned up Deficient Loan Document Files and Collected on Past Due and Delinquent Loans.
  • Controlled and monitored all loan delinquencies and overdrafts and collected delinquent loans.
  • Negotiate payment arrangements with customers who have delinquent loans.
  • Recovered real estate and inventory assets from delinquent loans.
  • Increased volume and reduced delinquent loans.

Show More

36. FHA

demand arrow
low Demand
Here's how FHA is used in Commercial Loan Officer jobs:
  • Championed the ability to originate FHA loans providing a substantial source of new revenue and customers for Wolverine Bank.
  • Originated residential (FHA, Fannie Mae, and Freddie Mac) and commercial loans from self-generated leads.
  • Specialized expertise with Fannie Mae, FHA, SBA and Hard Money Mortgage programs.
  • Originated Conventional, FHA and VA Residential Mortgage Products.
  • Gained an extensive knowledge and understanding of Fannie Mae, Freddie Mac, FHA and small multi-family/commercial mortgage products and guidelines.in.

Show More

37. Financial Needs

demand arrow
low Demand
Here's how Financial Needs is used in Commercial Loan Officer jobs:
  • Developed an understanding of their operations and industry, gathered pertinent information, and determined financial needs.
  • Reviewed and discussed applicants' business plans to establish financial needs, entrepreneurial ability, and creditworthiness.
  • Work with Corporations and Small Business to analyze and assist in their financial needs for their business.
  • Work with farm customers to analyze and assist in their financial needs for their farm operation.

Show More

1 Financial Needs Jobs

No jobs at selected location

38. Financial Products

demand arrow
low Demand
Here's how Financial Products is used in Commercial Loan Officer jobs:
  • Rendered the direct sale of commercial financial products.
  • Engaged in management of financial services for a portfolio of clients Coordinated the marketing and promotion of financial products

Show More

39. Usda

demand arrow
low Demand
Here's how Usda is used in Commercial Loan Officer jobs:
  • Experienced with Small Business Administration and USDA loan programs and managing participation loans.
  • Developed working relationships with the USDA and SBA for government guarantee programs.
  • Managed the USDA Rural Development's Intermediary Relending Program (IRP).

Show More

40. Property Evaluations

demand arrow
low Demand
Here's how Property Evaluations is used in Commercial Loan Officer jobs:
  • Analyze applicant's financial status and property evaluations.

Show More

41. Oreo

demand arrow
low Demand
Here's how Oreo is used in Commercial Loan Officer jobs:
  • Work on loans in the bank portfolio that are past due to include OREO special assets.
  • Created OREO tracking spreadsheets and monthly status reports - none existed prior my appointment.
  • Assist Credit Workout Officers in negotiation and liquidation of Special Assets and OREO.
  • Manage a diverse portfolio of problem commercial, small business and OREO relationships.
  • Supervised the liquidation of the bank's OREO properties.
  • Manage all classified loans and OREO.

Show More

Commercial Loan Officer Jobs

NO RESULTS

Aw snap, no jobs found.

20 Most Common Skills For A Commercial Loan Officer

Loan Portfolio

35.3%

Financial Statements

17.3%

Real Estate

8.3%

Loan Applications

5.4%

Ensure Compliance

4.3%

Business Development

4.2%

Customer Relationships

4.1%

SBA

3.8%

Bank Products

3.4%

Credit Reports

3.1%

Customer Service

1.8%

Client Relationships

1.3%

Income Tax Returns

1.3%

Small Business

1.1%

Business Owners

1.0%

New Accounts

1.0%

Due Diligence

0.9%

Financial Status

0.9%

Portfolio Management

0.9%

Credit Risk

0.8%
Show More

Typical Skill-Sets Required For A Commercial Loan Officer

Rank Skill
1 Loan Portfolio 32.0%
2 Financial Statements 15.6%
3 Real Estate 7.5%
4 Loan Applications 4.9%
5 Ensure Compliance 3.9%
6 Business Development 3.8%
7 Customer Relationships 3.7%
8 SBA 3.4%
9 Bank Products 3.1%
10 Credit Reports 2.8%
11 Customer Service 1.6%
12 Client Relationships 1.2%
13 Income Tax Returns 1.2%
14 Small Business 1.0%
15 Business Owners 0.9%
16 New Accounts 0.9%
17 Due Diligence 0.9%
18 Financial Status 0.8%
19 Portfolio Management 0.8%
20 Credit Risk 0.7%
21 Customer Base 0.7%
22 Credit Committee 0.6%
23 Credit Quality 0.6%
24 Annual Reviews 0.6%
25 Loan Agreements 0.5%
26 Fee Income 0.5%
27 Business Customers 0.5%
28 Fdic 0.5%
29 New Clients 0.5%
30 Credit Underwriting 0.5%
31 Potential Customers 0.5%
32 Credit Policy 0.5%
33 Financial Performance 0.4%
34 CPA 0.4%
35 Delinquent Loans 0.4%
36 FHA 0.4%
37 Financial Needs 0.3%
38 Financial Products 0.3%
39 Usda 0.3%
40 Property Evaluations 0.3%
41 Oreo 0.3%
{[{skill.rank}]} {[{skill.name}]} {[{skill.percentageDisplay}]}%
Show More

3,372 Commercial Loan Officer Jobs

Where do you want to work?

To get started, tell us where you'd like to work.
Sorry, we can't find that. Please try a different city or state.