Consumer Loan Officer remote jobs - 483 jobs

The Consumer Loan Credit Officer III evaluates members' credit needs by analyzing loan requests primarily outside of the loan matrix. Makes credit decisions on complex loan requests, and possibly employee loans. Coaches and provides feedback to loan officers on lending policy, procedures, and practices. Provides feedback to Manager and AVP about observations concerning individual loan officers' performance. Participates in loan officer training. Participates in lending functions requiring Sr. Loan Officer authority as directed by management. Develops and maintains effective relationships with internal and external customers. Provides feedback from all channels on all aspects of consumer lending. Responsibilities Reviews and “decisions” loan applications including those falling outside the matrix for Loan Officers. Combines credit scoring and sound judgment to make lending decisions for the benefit of the membership. Maintains standards in loan quality, member service, and audit integrity and compliance areas. Contributes to evaluating and recommending improvements to department functions (LOS, processes, policy, etc) Coaches and mentors Loan Officers on the interviewing of members and underwriting decision process. Develops and utilizes resources to identify, prevent, and correct all areas of loan quality, Loan Officer training, and account integrity. Provides advice and assistance to members and employees on budget counseling, consolidations, loan extensions, pay methods, and other areas relating to their financial needs. Explains reasons for denial and explore options for members when loans are denied. Assists members and employees with the loan process and all underwriting issues. Assists in the development of new programs and methods to improve member services and save money for the Credit Union; implements new loan products and services in accordance with management direction. Inputs applications, completes decision process, sets up funding instructions, and submits files for funding. Ensures that loans are reviewed, decisioned, and processed within established LFCU policies and procedures, as well as federal and state guidelines. Troubleshoots problems loans submitted by various delivery channels and collaborates with management and staff to resolve issues. Provides necessary counseling to internal and external customers regarding loan decisions, policies, procedures, and guidelines. Provides prompt, efficient, and courteous service to both members and co-workers. Reviews funded loans and prepares assessments as directed by management. Cross-sells products and services offered at the credit union, when appropriate Identifies cross-sell opportunities and coaches junior loan officers on same. Validates and develops policies and procedures in line with Credit Union strategic planning. Works within and directly impacts their function, occasionally interacts with other departments. Qualifications Education Min/Preferred: Preferred Education Level: 4 Year / Bachelors Degree Description: Bachelor's degree preferred. Experience Minimum Years of Experience: 4 Preferred Years of Experience: 6 Comments: A minimum of 4-6 years' experience in a financial institution in a consumer loan officer or underwriter capacity dealing with direct and indirect loans, credit cards, and personal loan, with progressive limits. Knowledge, Skills & Ability Thorough understanding of credit reports and how to interpret the data. Working knowledge of NCUA regulations, consumer lending, loan collection concepts, and practices. Working knowledge of the Microsoft suite of office products. Supervisory and training experience is helpful. Contribute to large projects and are a force of proposition on their scope of work towards improvements and achievement. Disclaimer Logix Federal Credit Union is an equal opportunity employer that does not discriminate in employment opportunities or practices on the basis of race, religion, color, sex, sexual orientation, gender identity, national origin, protected veteran or disability status, or any other status protected by law. Pay Range USD $33.02 - USD $49.53 /Hr.

Here at Lower, we believe homeownership is the key to building wealth, and we're making it easier and more accessible than ever. As a mission-driven fintech, we simplify the home-buying process through cutting-edge technology and a seamless customer experience. With tens of billions in funded home loans and top ratings on Trustpilot (4.8), Google (4.9), and Zillow (4.9), we're a leader in the industry. But what truly sets us apart? Our people. Join us and be part of something bigger. Job Description: We are a nationwide mortgage lender specializing in residential and commercial lending. The entry-level CD Originator is responsible for finalizing the total costs associated with buying or refinancing real estate for borrowers and preparing closing documents. This position is part of the Closing/Post closing team at Lower. What you'll do: Prepares closing disclosure using Closing software with accuracy conforming to terms of loan in our loan origination system. CD originators must verify collection of necessary property taxes and/or insurance information sufficient to meet our investors guidelines. As well as any outstanding invoices necessary to be paid to complete our loan transaction. Verifies accuracy and consistency of specifications on documents, such as title abstract and insurance forms. Reviews Closing Disclosure (CD) to ensure all fees are accurate including compliance of underwriter's cash from borrower requirements, etc. Who you are: High school diploma or equivalent Must be detail-oriented and organized Excellent verbal and written communication skills Advanced skills within Microsoft Office Why you'll love working at Lower: You'll be surrounded by talented, dedicated people who believe in the company's mission. You'll be able to shape the future of Lower's user experience. You'll join a locally and nationally recognized best place to work that values promotion from within. There is opportunity for professional growth and development. Plus: Competitive compensation plan Extended benefit offerings including: Medical/dental/vision Paid holidays Paid time off Parental leave Life insurance Short- and long-term disability 401K with company match Discount on home mortgage refinances or purchase Job Type: Full-time Work Location: Remote Pay: $20.00/hour Lower provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training. Privacy Policy

United Community is looking for a Loan Ops Consumer Loan Closing Spec I To be a key member of our lending team, responsible for managing the end-to-end consumer loan closing process. This role ensures accuracy, compliance, and timely execution by coordinating with internal teams, external partners, and third-party vendors. The Specialist reviews documentation, satisfies underwriting conditions, and prepares closing packages for both real estate and non-real estate secured loans. Ideal candidates bring strong attention to detail, excellent communication skills, and a solid understanding of consumer lending regulations. What You'll Do • Coordinate and monitor all stages of the loan closing process. • Review and interpret third-party documents including appraisals, title work, flood determinations, and insurance. • Ensure all underwriting conditions are met and documented before issuing a “clear to close.” • Communicate with internal and external stakeholders including lenders, attorneys, title companies, and vendors. • Prepare and review loan documentation for accuracy and compliance. • Maintain accurate records and ensure timely follow-up to meet service level agreements. • Support compliance with all regulatory and internal policy requirements. • Provide exceptional customer service and foster a collaborative team environment. Requirements For Success Required Skills/Experience/Education: o 1-2 years of experience in a financial institution, with a focus on due diligence or loan documentation. o 1+ years of consumer loan documentation experience. o Experience in an automated loan origination environment is highly desirable. o High school diploma or equivalent required; college degree preferred. o Strong knowledge of consumer lending, loan documentation, and regulatory compliance. o Familiarity with third-party documents such as title work, appraisals, and insurance. o Proficiency in Microsoft Office (Excel, Word, Outlook). o Experience with banking systems such as Meridian Link, 360 View, LaserPro, TruStage, Navigator, and UCBI systems. o Excellent organizational and time management skills. o Ability to escalate and resolve issues effectively. o Strong interpersonal and communication skills. Preferred Skills/Experience/Education: o Completion of Loan Closing Specialist Certification Program (Level I). o Understanding of complex credit structures and multiple funding sources. o Knowledge of fair lending practices and regulations (CIP, Reg H, HMDA, CRA, Reg O). o Ability to calculate Loan-to-Value ratios and assess insurance adequacy. Conditions of Employment • Must be able to pass a background & credit check. • This is a full-time, non-remote position. • Up to 1% travel required. FLSA Status: Non-exempt Pay Range USD $34,102.00 - USD $49,382.00 /Yr.

At SFMC Home Lending, our unique values serve as a compass for our actions and are the foundation of our culture. We promote innovation and are purposefully dynamic in our growth processes. We change, not just for the good of ourselves, but for the good of everyone involved. We hire people with the ability to think creatively, who use inspiration and imagination to solve problems by looking at them from unexpected perspectives. SFMC Home Lending is currently hiring for a Team Loan Officer for a top team with builder accounts! The Team Loan Officer provides assistance to a designated Loan Officer in originating and processing loans. Duties include: Following up on leads for potential borrowers Assisting the Loan Officer in pre-qualifying potential borrowers Coordinating receipt of a complete and accurate loan application package Communicating effectively and quickly to all parties, both internally and externally, about timelines and expectations to ensure all loans close on time Following up with borrowers for items needed for loan submission Execution of disclosures and submission of loan file for processing Manage the Loan Officer(s) calendar, including follow-up, appointment setting and time blocking as appropriate. Manage the CRM, including follow-ups with warm leads and closed loans. Pipeline management, including scheduled pipeline reviews, daily tracking and weekly status calls to customers. Utilization of designated Sales tools and reporting methods Requirements NMLS License required Weekend Availability required High School diploma or equivalent. 4+ years of mortgage experience or related sales position. Knowledge and understanding of the lending process, federal and state law, and various loan products and guidelines. Benefits Health Care Plan (Medical, Dental & Vision) Retirement Plan (401k, IRA) Life Insurance (Basic, Voluntary & AD&D) Short Term & Long Term Disability Training & Development Work From Home Wellness Resources

IT'S TIME FOR A CHANGE, START 2024 OFF THE RIGHT WAY Maharaja Enterprises LLC - Creative Financing Experts Commision Based Pay: 2 points per funding secured Maharaja Enterprises LLC in Dallas, GA is looking for one Mortgage Loan Originator Specialist to join our strong team. Our ideal candidate is attentive, ambitious, and hard-working. Mortgage Loan Originator Specialist (Full-time/Part-time): As a Mortgage Loan Originator Specialist at Maharaja Enterprises, your responsibilities will include: Client Relationship Management: Build and maintain strong relationships with clients, including borrowers, real estate agents, and other industry professionals. Lead Generation: Generate leads for mortgage loan origination through various channels, including networking, referrals, and marketing strategies. Loan Application Process: Guide borrowers through the mortgage loan application process, including collecting necessary documentation, assisting with the completion of application forms, and ensuring compliance with lending requirements. Pre-Qualification and Pre-Approval: Evaluate borrowers' financial profiles, review credit reports, income documents, and other relevant information to determine their eligibility for mortgage financing. Provide pre-qualification and pre-approval letters to qualified borrowers. Mortgage Product Knowledge: Stay up-to-date with the latest mortgage products, interest rates, and lending guidelines. Educate borrowers on the different loan options available and help them select the most suitable mortgage program for their needs. Financial Analysis: Analyze borrowers' financial information, including income, assets, and debts, to assess their creditworthiness and ability to repay the loan. Make recommendations based on the analysis and assist in finding suitable loan solutions. Loan Origination and Documentation: Prepare loan packages, including completed applications, credit reports, income documentation, and other required forms. Submit loan applications to underwriting for approval and ensure all necessary documents are in order. Communication and Support: Act as a point of contact for borrowers throughout the loan origination process, providing regular updates, answering questions, and addressing any concerns. Coordinate with internal teams, such as underwriters and processors, to ensure a smooth and timely loan closing. Compliance and Regulations: Adhere to all applicable lending regulations, including those set by federal, state, and local authorities. Ensure that all loan origination activities are in compliance with the relevant laws and regulations. Sales and Business Development: Continuously seek opportunities to expand Maharaja Enterprises' mortgage loan origination business by developing relationships with new referral sources, attending industry events, and implementing marketing strategies. Performance Metrics: Meet or exceed sales goals and performance targets set by the company. Maintain accurate records of loan origination activities and provide regular reports to management. Professional Development: Stay informed about industry trends, changes in lending practices, and new mortgage loan programs. Continuously enhance knowledge and skills through training, workshops, and professional development opportunities. As a Mortgage Loan Originator Specialist, you will play a crucial role in helping borrowers secure financing for their real estate transactions. Your expertise in mortgage lending, client management, and adherence to regulatory requirements will contribute to the overall success of Maharaja Enterprises' mortgage loan origination business. Experience: - Experience as a Mortgage Loan Originator or similar role - Strong knowledge of mortgage products, including conventional loans, FHA loans, VA loans, and jumbo loans - Familiarity with escrow processes and procedures - Excellent math skills for calculating loan amounts, interest rates, and monthly payments - Proficient in using 10-key typing for accurate data entry - Ability to read and interpret complex financial documents, such as tax returns and bank statements - Strong communication skills to effectively explain loan options and requirements to borrowers - Detail-oriented with the ability to review contracts and identify potential issues or discrepancies Imagine a vibrant and dynamic environment where countless leads await you. Our system is brimming with potential opportunities, and we continue to add more each day. But that's not all. We believe in setting you up for success. You will have access to a plethora of leads, receive comprehensive sales training on a daily basis, experience personal growth as an investor (as we grow, so do you), and have the incredible opportunity to earn while you learn the intricacies of real estate. And let's not forget our exceptional disposition team, passionately selling deals nationwide! However, here's the reality: Compensation: Commission based. Earning potential is unlimited! This business only thrives if you are willing to put in the work. Our motto is simple, yet powerful: EAT WHAT YOU KILL. If you lack self-motivation, hunger for success, and the willingness to learn and collaborate with like-minded individuals, then we are not the right fit for you. Please do not fill out the application if you cannot commit to this level of dedication. But if this resonates with your entrepreneurial spirit and you are ready to put in the effort to master this business and achieve remarkable financial rewards, then look no further! Take that first step towards an extraordinary future by filling out our application We are looking forward to reading your application. Job Types: Full-time, Part-time, Temporary, Internship Pay: Commission Benefits: Employee assistance program Employee discount Flexible schedule Professional development assistance Work from home Experience level: No experience needed Schedule: Choose your own hours Monday to Friday Weekend availability Experience: work (Preferred) Work Location: Remote Note: This job description is intended to provide a general overview of the position. Duties and responsibilities may vary depending on the specific needs of the company. Job Types: Contract, Part-time, Full-time Benefits: Flexible schedule Professional development assistance Schedule: 10 hour shift 12 hour shift 4 hour shift 8 hour shift Choose your own hours Day shift Monday to Friday Night shift Supplemental pay types: Commission pay Experience: Sales (Preferred) Loan origination (Preferred) Fair Housing regulations (Preferred) Work Location: Remote Job City Dallas,GA. State Georgia Country USA Job Name Loan Specialist

With over 25 years of experience, JMAC Lending has been dedicated to enhancing the client experience through our cutting-edge products, outstanding service, and unwavering support. We are committed to empowering our partners and driving business growth together. Our culture is centered around exceeding current market options, making us the preferred lender for our clients. Our team boasts impressive credentials and engages in continuous learning, ensuring a perfect blend of knowledge and expertise. Built on a foundation of ethical integrity, our company efficiently and skillfully delivers competitive product pricing for both wholesale and correspondent lending, prioritizing our clients' needs. The Opportunity: The Loan Setup & Disclosures Specialist plays a crucial role in reviewing and facilitating the setup of loan files for underwriting submission. They are also responsible for ensuring that all disclosures are properly issued and that compliance requirements are thoroughly met throughout the loan process. This is a Full-Time/Fully In-Remote opportunity with working hours from 8:00am-5:00pm in any US time zone Monday-Friday offering competitive pay ranging from $23.92 to $28.08 per hour. Job Duties and Responsibilities: Review/Prepare Initial Disclosures Review initial disclosures provided by clients to validate compliance and ensure timing requirements have been met. Prepare initial disclosures for client to review or issue to meet timing requirements. Review Submission Requests Review loan submission documents for completeness to submit to underwriting. Index and status submission documents accordingly. Add conditions for required items that are missing at the time of submission. Issue Notice of Incomplete Application for incomplete submission files. Review and Redisclose Change of Circumstance Review COC requests to confirm validity and determine if redisclosing is required. Redisclose disclosures within TRID timing requirements. Issue Closing Disclosures Validate Closing Disclosure requests on Doc Request Form. Communicate with client and settlement agent for required documentation to prepare an accurate Closing Disclosure. Confirm Closing Disclosure meets loan term requirements and compliance. Task Coordination and Communication Assist clients with disclosure and submission related issues or questions. Ensure all items received in the disclosures mailbox are addressed within the required turn time such as: Service Level Agreements (SLA), COC requests and Initial Closing Disclosure requests. Mail disclosures that have not been consented within TRID timing requirements. Manage pipelines and dashboards to ensure tasks are completed within turn time. Requirements Minimum two years of mortgage related role(s) Knowledge in TILA-RESPA integrated disclosures (TRID) guidelines Understanding in the following loan programs: Conventional, Government, Jumbo and Non-QM High School Diploma or equivalent Proficient in using mortgage loan operating software and systems Strong computer skills, including proficiency in Microsoft Office applications Excellent written and verbal communication skills for interacting with internal and external relationships High level of attention to detail Ability to manage multiple tasks and prioritize workload to meet deadlines Ability to work effectively in a team and collaborate with other departments Flexibility to adapt to changes in policies and procedures Benefits Comprehensive Health Care Package (Medical, Dental & Vision) Life Insurance Options (Basic, Voluntary & AD&D) Generous Paid Time Off (Vacation & Holidays) Retirement Savings Plan (401k) Short-Term & Long-Term Disability Coverage Family Leave Benefits Wellness Support Resources JMAC Lending, Inc. is an Equal Employment Employer. We are committed to workforce diversity. Qualified applicants will receive consideration without regards to age, race, religion, sex, sexual orientation, gender identity or national origin. DISCLAIMER: JMAC Lending is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.

The Loan Originator originates all NHS/NLS loan/grant products; to pre-qualify prospective homebuyers and borrowers; market NHS/NLS products and services and generate loan applications to meet NHS/NLS annual production goals for lending programs. PRINCIPAL JOB DUTIES & RESPONSIBILITIES Market NHS/NLS loan products/grants/services to community-based, business, real estate, and financial entities to enhance awareness of NHS by community leaders, businesses and prospective customers, through a mix of activities which include public presentations, educational workshops, informational kiosks and displays, and individual networking. Provide general information about all NHS loan products/programs in response to inquiries and referrals, originate loans for all programs; flexibly schedule appointments and interviews with customers for designated loan programs; originate and evaluate basic application file (including designated documents) for all NHS/NLS loan products/grants/services for processing by Loan Specialist; and submit loan application files to Loan Specialist for loan processing within specified timeframe after origination. Pre-qualify potential homebuyers; assess their readiness for home ownership; and refer them internally to the appropriate NHS resource for homebuyer education and development. Provide individualized homebuyer counseling and training to potential buyers who are classified as “immediate” or “short-term” buyers. Develop and maintain relationships with outside entities that will provide leads and access to potential borrowers using NHS/NLS loan products/programs. Serve as the NHS liaison for the loan customer throughout the application process. Monitor the progress of the loan application, communicating as necessary with the assigned Loan Specialist and Construction Specialist. Serve as an advocate for the loan customer, collecting data and participating in problem-solving as needed. Maintain a current and working knowledge of all loan programs offered by NHS/NLS, as well as a current knowledge of lending industry standards for loan origination; maintain required job skills and core professional competencies; and attend and participate in required educational programs and staff meetings. Perform other duties as assigned. COMPENSATION & BENEFITS: $60,000 annually + Up to $12K Bonus incentive Health, dental and vision insurance Paid time off We also offer a team spirit, which strives for excellence in customer service. POSITION QUALIFICATIONS Education Bachelor's degree in related field (preferred). Experience Minimum 2-3 years of outside sales experience originating mortgage loans. Other Qualifications Experience working with Encompass loan software. Communication - Ability to inform internal and external customers orally and in writing, with clarity and good effect. Customer Service - Ability to satisfy the expectations and requirements of customers. Consistently displays courtesy and sensitivity and responds promptly to service requests. Identifies customer needs and explains services clearly. Handles difficult situations. Relationship Building- Ability to actively maintain a network of professional relationships and maintain on-going informal dialogue with others to build trust and understanding. Required Skills To succeed in this role, an individual must possess the following: Licensed Loan Originator with the State of Illinois is preferred or, Employee must meet all registration/certification requirements for a Loan Originator as defined by the State of Illinois within 45 days of hire. Must have a vehicle and the ability to work a flexible schedule (including nights and weekends). Valid driver's license with access to a safe, reliable vehicle for extensive travel associated with the position. Desired Skills Ability to communicate effectively both in written and oral presentation. Ability to maintain organization in changing environment. Ability to read and interpret architectural drawings. Ability to write a scope of repairs and cost estimate. Knowledge of all construction trades, contract administration and office procedures. Ability to manage multiple projects while maintaining good business ethics. Technology: Proficiency in MS Office; Salesforce, and Housing Developer Pro. PERFORMANCE MEASURES: Loan closings in accordance with NHS/NLS annual plans. Completed application files submitted to Loan Specialist within specified timeframe. Quarterly marketing plans executed, and goals achieved. Weekly status review and follow-up with NHS/NLS staff regarding loans in process. Ratio of approved loans to closings. Timely, courteous, and informative responses to inquiries. PHYSICAL DEMANDS The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is: Regularly required to talk or hear. Frequently required to stand; walk; sit; use hands to finger, handle, or feel; reach with hands and arms. The employee may occasionally lift and/or move up to 25 pounds. WORK ENVIRONMENT The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate and is of a typical office environment. REMOTE WORK POLICY The Lending Department staff work on a 3/2 schedule requiring a minimum of 2 days in-office, in addition to any in-office time as necessary for important meetings, team meetings, all staff meetings, audits, site visits by funders, agency events, etc., including twice monthly in-person team meetings. NHS' COMMITMENT TO DIVERSITY, RACIAL EQUITY, AND INCLUSION Neighborhood Housing Services of Chicago (NHS) is deeply committed to building and sustaining a diverse, equitable, and inclusive organization that reflects the communities we serve. We believe that diversity of backgrounds, perspectives, and experiences strengthens our work and advances our mission. NHS provides equal employment opportunities to all employees and applicants without regard to race, color, religion, sex, gender identity or expression, sexual orientation, national origin, age, disability, veteran status, genetic information, or any other characteristic protected by federal, state, or local law.

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Jr. Loan Officer is responsible for converting inbound premium leads into loans by promoting CrossCountry Mortgage's competitive mortgage products, services, and programs. This position consults with customers about their current and future needs to help achieve financing needs, collects and reviews all needed supporting loan documentation, and maintains minimum standards for production and quality. Job Responsibilities: Establish a presence for CCM, including but not limited to, converting incoming leads. Analyze current rates and programs to provide accurate and timely information to borrowers. Negotiate terms and conditions with borrowers. Participate in all steps related to the origination of a mortgage loan including but not limited to, meeting with prospects, counseling borrowers, taking mortgage applications by phone. Manage personal pipeline to ensure service standards and financial goals are met. Learn various borrowing programs and processes and stay current with changes and new products. Learn and utilize various in-house technical systems and programs. Evaluate credit requests and determine trends in a given marketplace. Comply with all applicable federal and state compliance guidelines relative to the position. Qualifications and Skills: Minimum of 2 years of sales experience or origination experience in a consumer direct or call center environment. Experience collecting and analyzing borrower income and negotiating skills. Experience proactively soliciting new business. Knowledge of retail product philosophy, policy, underwriting, procedures, documentation and systems. Experience converting leads and in-bound calls, preferred. NMLS License under the terms of the S.A.F.E. Act of 2008 (“SAFE Act”) *. State License under the terms of the SAFE Act*. Excellent analytical skills. Excellent communication and collaboration skills. Proficiency in standardized software applications, including Microsoft Office Suite (i.e. Word, Excel, PowerPoint and Outlook) This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: This position is compensated through commission earnings. The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

Figure (NASDAQ: FIGR) is transforming capital markets through blockchain. We're proving that blockchain isn't just theory - it's powering real products used by hundreds of thousands of consumers and institutions. By combining blockchain's transparency and efficiency with AI-driven automation, we've reimagined how loans are originated, funded, and traded in secondary markets. From faster processing times to lower costs and reduced bias, our technology is helping borrowers, investors, and financial institutions achieve better outcomes. Together with our 170+ partners, we've originated over $17 billion in home equity loans (HELOCs) on our blockchain-native platform, making Figure the largest non-bank provider of home equity financing in the U.S. Figure's ecosystem also includes YLDS, an SEC-registered yield-bearing stablecoin that operates as a tokenized money market fund, and several other products and platforms that are reshaping consumer finance and capital markets. We're proud to be recognized as one of Forbes' Most Innovative Fintech Startups in 2025 and Fast Company's Most Innovative Companies in Finance and Personal Finance. About the Role We're seeking candidates for the Loan Officer role to join our dynamic Operations organization! You'll be a critical contributor to our loan origination strategy as you support borrowers sourced via our direct-to-consumer, marketing, and partnerships efforts. The Loan Officer will engage with customers, educate them on financing options and loan products, and ensure a positive experience for all borrowers. You'll thrive in this role if you're obsessed with driving results and creating phenomenal customer experiences. What You'll Do Convert a high volume of company-provided leads into happy Figure HELOC customers Connect with prospective borrowers via outbound calling initiatives, text message, and email Guide clients through their loan borrowing decision - and help them navigate our fully-digital application process to close more HELOC sales Consult with clients to find the right loan product, interest rate, and term length to meet their needs Consistently beat sales targets every month What We Look For BA/BS from an accredited university (preferred) 2+ years of experience in mortgage lending as a Loan Officer 2+ years of experience in sales, with the proven ability to “close” Demonstrated ability to exceed sales targets consistently Active NMLS license in 15 states, or at least 10 in core states, is preferred Ability to work evening and weekend hours as required (earn overtime pay!) Schedule Monday - Friday, 12 pm to 9 pm PT, weekends as needed up to 9 pm PT Salary Base compensation range: $25 to $32 per hour On-target earnings range: $100,000 to $116,000 A commission plan that rewards results - with uncapped commissions and upside accelerators This is the compensation range for the United States, actual compensation may vary based on individual candidate experience, location, or evolving business needs Benefits Comprehensive health, vision, and dental insurance with 100% employer-paid premiums for employees and their dependents on select plans Company HSA, FSA, Dependent Care, 401k, and commuter benefits Employer-funded life and disability insurance coverage 11 Observed Holidays & PTO plan Up to 12 weeks paid family leave Continuing education reimbursement Depending on your residential location certain laws might regulate the way Figure manages applicant data. California Residents, please review our California Employee and General Workforce Privacy Notice for further information. By submitting your application, you are agreeing and acknowledging that you have read and understand the above notice. Figure will not sponsor work visas for this position. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire. #LI-RF1 #LI-Remote

Join Our Team! Seeking experienced bilingual loan officer looking to make a real impact in the Hispanic community. Hipotecasa, a division of Mortgage Investors Group, is seeking a passionate and experienced loan officer to join our dynamic team. If you have 3-5 years of proven experience in the mortgage industry, fully understand the Hispanic culture, and share our commitment to serving the underserved Hispanic community, we want to hear from you. As a loan officer at Hipotecasa, you'll have the opportunity to: ? Utilize your bilingual skills to connect with and assist Hispanic clients in navigating the mortgage process. ? Make a meaningful difference by providing access to affordable homeownership opportunities to those who need it most. ? Work in a supportive and collaborative environment with a team dedicated to excellence and community impact. MIG has been #1 with THDA and RD in Tennessee y for more than a decade! Requirements: 3-5 years of experience as a loan officer in the mortgage industry. Bilingual proficiency in English and Spanish. Fully understand the Hispanic culture. Strong communication and interpersonal skills. Passion for serving the underserved Hispanic community. Willingness to work evenings and weekends to accommodate the needs of our clients. If you're ready to take your career to the next level while making a positive difference in the lives of others, apply now to join the Hipotecasa team! Hipotecasa - Empowering Communities Through Homeownership POSITION SUMMARY Outside sales position in which professional tenacity, perseverance and a high level of integrity are an absolute requirement. Responsible for growth of the mortgage lending business through sales in the local community. ESSENTIAL JOB FUNCTIONS Solicit residential home loan referrals (purchase and refinance) from realtors, builders and other parts of the community Meet with potential borrowers to analyze financial situation and needs for purchase or refinance, gather necessary documentation for the loan process, etc. Provide necessary documentation to processing and underwriting departments to ensure timely loan closings Other duties as assigned Requirements JOB SPECIFICATIONS Minimum Education: High School or Equivalent Minimum Knowledge: Ability to analyze complex financial situations to determine best-case solutions for clients Minimum Knowledge: Indicate the specific task and/or knowledge necessary to perform this job at a minimum satisfaction level. (Focus on the task, not the method.) Ability to prospect local markets (i.e. cold calling in person) to solicit new business Experience with Conventional, Government and Alt-A lending Hands-on experience with DU / LP is helpful Demonstrated communication and organizational skills Ability to work independently with little or no supervision Minimum Experience: Minimum of 1 year current loan origination/”loan officer” experience in the local market with a track record of proven success ANNUAL TRAINING REQUIREMENTS New hires must complete the following training courses: BSM/AML: The Basics Marketing Compliance Annual Consumer Complaint Attestation Existing employees must complete the following training courses: BSA and AML: Essentials Annual Sexual Harassment Training PHYSICAL REQUIREMENTS Must be able to navigate throughout the building, travel throughout the community, physically present self at real estate and other customer offices for marketing purposes. Must be able to hear and communicate well. Must have good eye-hand coordination and finger movement for use in computer software programs." ADDITIONAL INFORMATION Notice: The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. All qualified applicants will receive consideration for employment without regard to race, sex, color, religion, sexual orientation, gender identity, national origin, protected veteran status, or on the basis of disability.

About Us For more than 68 years, our organization has proudly partnered with over 40,000 labor unions and associations across North America - including groups within the NFL, NBA, and MLB - serving over 5 million members and growing. With more than $58.9 billion of coverage in force and an A+ Superior financial strength rating from AM Best, we've earned a reputation for trust, stability, and long-term reliability. Union members turn to our programs because traditional workplace benefits are often reduced or lost after retirement or career changes. Our mission is to ensure that working families have permanent, dependable protection that lasts a lifetime. Recognized as one of the top workplaces in North America, we've earned multiple Best Workplace Awards (2017-2019) and were ranked among Forbes' Top 25 Happiest Companies to Work For. The Position You'll play a key role in helping union members understand and access the benefits they've requested. Through education, communication, and personalized service, you'll ensure every family receives the support and protection they deserve. Your daily responsibilities will include: Handling inbound and outbound calls to schedule and conduct appointments. Presenting benefit programs in a professional and engaging manner. Completing digital forms, paperwork, and documentation accurately. Maintaining quality control and compliance standards. Participating in leadership training and professional development opportunities. What We Offer Weekly advances and bonuses - First-year average income around $55K+ Long-term career growth with advancement opportunities Flexible scheduling - set a routine that fits your lifestyle Remote work from home - complete flexibility and independence Residual income potential - earn ongoing income from past performance Comprehensive health benefits - medical, dental, and life coverage 1-on-1 mentorship and training to help you succeed All-expenses-paid annual trips to destinations such as Puerto Rico, Cancun, Disney, Las Vegas, and the Bahamas Qualifications Strong communication and time management skills At least 18 years of age High school diploma (college education preferred but not required) Customer service or retail experience is an asset Comfortable working remotely using digital tools and video platforms

Better is reimagining home finance and making it faster, cheaper, and easier for everyone to become a homeowner. We leverage creative technology and innovation to make the home buying journey more approachable and understandable and home finance more affordable and accessible. Here are some interesting facts to help you get to know Better: - We've funded over $100 billion in loans for our customers, more than any other fintech- Yahoo! Finance - Best Mortgage Lender for First Time Homebuyers of January 2025: Best lender for quick approval- Yahoo! Finance - Best Mortgage Lenders of 2025: Best online mortgage lender - Fintech Breakthrough Award: Best Lending Innovation Award - Money Magazine - 8 Best Mortgage Lenders of 2025: Best for fast closing- We are Forbes' Best Online Mortgage Lender for 2023- We have raised over $1.2 billion in equity capital to transform the mortgage industry, the largest financial asset class in the world We are a place where smart, hungry, ambitious people who want to recognize their full potential thrive. About NEO Home Loans NEO Home Loans, a community-based retail division of Better, is dedicated to redefining the homeownership experience with trust, innovation, and exceptional service. Our mission is to unlock people's full financial potential by providing clarity, transparency, and consistency throughout the loan process. We make lending approachable, guiding individuals toward decisions that serve their best interests. Powered by a team of passionate and hardworking professionals, we foster a culture of collaboration, innovation, and personal growth. Join us and be part of a dynamic company committed to excellence. At NEO Home Loans, powered by Better Mortgage Corporation, our mission is clear: redefine your financial journey. We strive to unlock people's full financial potential, providing clarity throughout every step of the loan process. By making lending approachable, we bring transparency and consistency to the financial world, guiding individuals towards decisions that serve their best interests. Our team comprises passionate, talented, and hardworking individuals dedicated to achieving excellence. Join our team and be part of a dynamic company that values innovation, fosters personal growth, and prioritizes a culture of collaboration and excellence. Responsibilities: Acting as a mortgage originator for your own pipeline of loans Maximizing lock and fund conversions for leads provided to you Guiding pre-approved borrowers through their home buying process or helping customers save money or leverage home equity to consolidate. Building relationships with your buyer's realtors and keeping them informed throughout the transaction Providing an exceptional experience for borrowers and realtors Meeting and, ideally, beating set sales targets each month We don't have a monopoly on great ideas and welcome yours. We encourage you to collaborate with our OPS, IT, Product and Marketing teams to make our process and customer experience Better Qualifications: Active NMLS License At least 2 years of experience in mortgage lending Hungry mentality and desire to work in a competitive sales environment with our dynamic lead engine. Our mortgage originators on average receive double the customer opportunities. High degree of integrity and work ethic Ability to think critically and problem solve complex scenarios Excellent communication and interpersonal skills. Detail-oriented with a focus on accuracy. Company Benefits We're proud to support our employees and their families with a benefits package designed to care for their health, well-being, and everyday life. All full-time and benefit-eligible part-time employees can enjoy the following benefits: - Day One Coverage - Your benefits begin on your first day, so you're supported from the start - Nationwide Medical, Dental & Vision Coverage - Comprehensive plans that travel with you, wherever you are - Mental Health Support When You Need It - Immediate access to virtual therapy with licensed providers for you and your eligible dependents (ages 6+), with your first few visits covered at no cost! - Health Savings Account (HSA) - Includes an employer contribution to help you plan for healthcare expenses - Employer-Funded Dependent Care FSA - Support for childcare and/or dependent care costs - Disability & Life Insurance - Provided at no additional cost to give you added peace of mind - Flexible PTO - Time off when you need it, so you can recharge and focus on what matters most - Extra Perks & Discounts - Including pet insurance, savings programs, and more to support life beyond work The compensation offered for this role will be based on multiple factors such as location, the role's scope and complexity, and the candidate's experience and expertise, and may vary from the range provided. Disclaimer Better Home & Finance Holding Company is an equal opportunity employer committed to fostering an inclusive and diverse environment for our employees. We are committed to equal employment opportunities regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status, or any other reason protected by law. We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. Better will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.

Now Hiring: Remote Self-Sourced Loan Officers | Multiple Lenders & Locations Minimum Monthly Volume: Starting at $125K/month, with flexibility based on platform Licensing: Must hold a valid NMLS license in at least one state or have a Fed Charter We're actively hiring for multiple self-sourced Loan Officer roles across a variety of direct lenders and broker platforms. Whether you're doing 1-2 loans per month or running a steady $10M/year book, we have openings that match your volume, licensing, and support needs. Compensation & Structure Self-Sourced Loan Officers: Most common comp: 100-160 bps High-end comp: Up to 200 bps (select roles with zero overhead or tied-to-rate pricing) Lower-end comp (with lead support or ramp): 100-125 bps, sometimes tiered With in-house leads: 50-75 bps on company-provided deals Real estate office-based roles: 75 bps for internal leads, 125-150 bps for self-sourced Remote LO w/ real estate team model: 90-110 bps for team-based deals Signing bonuses or guarantees: Available in several opportunities (especially in FL, GA, NJ, NY, and PA) Ramp structure: Some offer $3,500/month W2 for 3 months Unique platform options: Commission advance within 48 hours 70% upfront commission payouts Dedicated LOA or processor support (in multiple models) Hardware and CRM provided in FL/GA and select national roles No overhead deducted in high-bps platforms Who We're Looking For Experienced originators closing at least $125K/month Actively licensed in at least one U.S. state Able to generate or maintain a self-sourced pipeline Comfortable working remotely with a solid understanding of the loan process Looking for a long-term, high-comp, and flexible platform How to Apply: Submit your resume and one of our recruiters will reach out to match you with the best-fitting opportunities. We'll never submit your profile anywhere without your permission. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

Job DescriptionDescription: Young & Associates, Inc. is seeking experienced Loan Review Consultants (Independent Contractors) to support third-party commercial and agricultural loan reviews for our financial institution clients. This role is ideal for a seasoned commercial credit professional who excels in independent analysis, thrives in a fast-paced environment, and is looking for flexible, project-based work. As a Contract Loan Review Consultant, you will assess the credit quality of commercial, agricultural, and CRE loan portfolios for client banks. You will analyze borrower financial performance, collateral, loan structure, policy compliance, and risk rating accuracy, and document your findings using our templates and DiCom loan review software. This is a remote 1099 contractor role with flexible hours, though deadlines must be consistently met. Requirements: Conduct comprehensive credit analysis on commercial, ag, CRE, C&I, and specialized lending relationships. Access and review borrower financials, credit files, and documentation using client systems. Prepare detailed, well-supported loan review narratives following established templates. Assign appropriate credit risk grades consistent with regulatory expectations and client bank policy. Identify weaknesses in underwriting, monitoring, performance, or structure that warrant downgrades. Provide recommendations for risk mitigation and perform impairment analysis when necessary. Ensure accuracy, thoroughness, and consistent quality across all assigned reviews. Maintain professionalism and confidentiality in all client interactions. Required Qualifications 20+ years of progressive commercial credit or lending experience. Background in: Loan review Senior commercial credit analysis Credit/loan administration Senior credit officer / Chief Credit Officer roles Bank regulatory examination (FDIC, OCC, state) Strong credit and financial analysis skills across: Small business lending OOCRE / non-OOCRE Mid-market & corporate C&I Leveraged credits Agricultural lending (preferred) Formal credit training or graduate banking school preferred. High level of discipline and ability to work independently to meet tight deadlines. Outstanding written and verbal communication skills. Strong proficiency in Microsoft Office; DiCom experience a plus. What We Offer Flexible, project-based remote work Competitive contractor compensation Opportunity to work with a respected firm in the community banking industry Steady flow of assignments with additional capacity for high performers

Organization Description Already working a full time job and looking for side income Or looking for the right transition opportunity into a new and exciting industry Dont Pass This Up We Do No Cold Calling This Is A Unique Sales and Agency Ownership Opportunity with Top Support & Mentorship Are you accountable coachable and possess a positive mental attitude If you are that person then we are looking for you NKH Agency of Symmetry Financial Group specializes in selling mortgage protection life insurance final expense and retirement planning strategies We have the resources and systems to generate warm leads STATE wide as well as nationally Job DetailsPart Time Remote Working able to Transition to Full Time This is a commission based job We are actively hiring people in the 808 State who are looking for ways to generate extra income for themselves and their families by helping LOCAL families on Oahu Maui Kauai and Big Island We have MANY people within our company who started part time and earned enough to transition into this industry full time and have NEVER LOOKED BACK No sales experience is accepted too We will train you from beginning to end on how to be successful in this industry using our simple step by step selling system If you are not licensed yet we can help point you in the right direction to become a licensed agent before you can be officially hired You must be a US citizen in order to apply We provide The ability to build your own business at YOUR pace and earn PASSIVE INCOMEAbility to transfer ownership of your business & passive income to loved ones in the event of death Producer & Capital Bonuses based on personal and team production FAST TRACK Bonus as well The Best Compensation in the Industry with Performance Based IncreasesMARKETWe serve workingmiddle class families and retired kupuna who would like us to show them options for mortgage life insurance that will pay off their mortgage in the event of a death disability or illness Our firm specializes in producing the highest quality real time direct mail & internet agent exclusive leads These local homeowners provide us with consent to contact and when to call in order for us to better assist them These respondents are the gold mine of insurance sales today Imagine having a steady stream of clients to contact who are expecting your call and know why you are calling At the NKH Agency of Symmetry Financial Group we generate our own high quality exclusive leads coupled with high compensation bonuses But we are not just about leads We have a myriad of lead systems training platforms and advanced marketing for our valued Agents to increase their profits and turn them into top income earners Your success is as good as our leads and system Our leads average a 50 conversion ratio Superior training utilizing a selling system that has been validated over and over Daily and weekly support that consist of conference calls webinars conferences and local training RequirementsRequiredLife & Health License You are expected to have your life & health insurance license and own E&O coverage or be willing to obtain both If you are confident motivated passionate personable and coachable then this is an opportunity that will exceed all your expectations Sales experience is always welcomed; however its not a must as our free training and mentors are all a part of the system You just have to utilize it and associate with the people that are winning using it If Interested APPLY The success and earnings results of other insurance agents referenced or described herein or even similar results are not guaranteed and not all new agents will achieve the same or similar results Your level of success and your corresponding earning potential will be determined by a number of factors including but not limited to the amount of work you put in by your ability to follow our training and sales system and by the insurance needs of the customers in the geographic areas in which you choose to work

Come join our amazing team and work Remote ! Responsible for daily input of loan applications submissions from wholesale brokers into internal loan origination system. Perform all duties in accordance with company policies and procedures and all state and federal regulations. The target pay range for this position is $38,000.00 to $50,000.00. What you'll do: Receives loan applications submissions from wholesale brokers either by electronic data file or hard copy file. Enter or verifies information into loan origination system. Reviews new loan documentation to assure accuracy. Submits file to Wholesale Account Manager for processing. Assists departmental support staff when necessary What you'll need: Maintains moderate confidential information concerning loan applicants. Requires some organizational skills and ability to work on several files simultaneously. Requires some communication with internal office staff Moderate coordination for various duties required. Office machines such as computer, copiers, fax machines Sitting for extended time periods. Hearing and vision within normal range. Ability to handle detailed assignments. Ability to organize and prioritize workload and meet deadlines. Moderate computer skills and working knowledge of Microsoft Office products High school diploma or equivalent work experience. Two to four years loan setup experience Our Company: Carrington Mortgage Services-Wholesale Lending is part of The Carrington Companies. We provide third-party originators, mortgage brokers and financial institutions with access to government and conventional loan programs, as well as low credit score home financing and low down payment options. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: **************************** What We Offer: Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed. Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. Customized training programs to help you advance your career. Employee referral bonuses so you'll get paid to help Carrington and Vylla grow. Educational Reimbursement. Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org.

As an Executive Loan Officer, you'll be the face of Rocket Mortgage to clients in your local community. You'll use your expertise in mortgage origination and the home the buying process to guide clients through the mortgage process and help them achieve their goals. Your established network combined with the Rocket Mortgage brand and support will help you take your business to the next level. About the Role Build and maintain relationships with real estate agents, investment advisors, accountants, other professionals, friends, family and closed clients to market the Rocket brand and help homebuyers or homeowners obtain real estate financing that meets their personal and financial goals Represent the Rocket brand in various civic and community functions to support business development initiatives and drive lead flow Establish, develop and maintain a book of business to drive referral volume and revenue Consult with clients and analyze their financial situations to determine the appropriate loan product to achieve their goals. Advise and educate clients on the home-buying or refinance process and how to better manage their mortgage Evaluate client financial status and documents including their credit, employment, income, assets and property to ensure they qualify for financing Assist clients through the loan process from application to closing including resolving any client concerns Provide every referral source and client with the best client service in the industry Stay up to date on Rocket Mortgage's product offerings, qualifying parameters and process changes About You Minimum Qualifications Experience in mortgage loan origination, including a proven track record of obtaining referrals and generating lead volume Federal NMLS and state mortgage licenses Professional communication, time management and critical/strategic thinking skills Results-driven, with the ability to work independently and as part of a team Preferred Qualifications 3 years of proven success in self-generated mortgage loan origination Desire to work and grow in an entrepreneurial environment Benefits and Perks Our team members fuel our strategy, innovation and growth, so we ensure the health and well-being of not just you, but your family, too! We go above and beyond to give you the support you need on an individual level and offer all sorts of ways to help you live your best life. We are proud to offer eligible team members perks and health benefits that will help you have peace of mind. Simply put: We've got your back. Check out our full list of Benefits and Perks. Rocket Mortgage was founded in 1985. Today, we're a Detroit-based, publicly traded company with a mission to Help Everyone Home. At Rocket Mortgage, we believe that home is more than the house you live in. Our wide variety of home loan options, tools and resources empower our clients to achieve their homeownership dreams. We're known as experts in the mortgage industry, but we're also innovators - we strive to create the best experiences for our clients from beginning to end. And we're not your typical employer. We're insistently different in how we look at the world and are committed to an inclusive workplace where every voice is heard. Apply today to join a team that offers career growth, amazing benefits and the chance to work with leading industry professionals. This job description is an outline of the primary responsibilities of this position and may be modified at the discretion of the Company at any time. Decisions related to employment are not based on race, color, religion, national origin, sex, physical or mental disability, sexual orientation, gender identity or expression, age, military or veteran status or any other characteristic protected by state or federal law. The Company provides reasonable accommodations to qualified individuals with disabilities in accordance with applicable state and federal laws. Applicants requiring reasonable accommodations in completing the application and/or participating in the application process should contact a member of the Human Resources team at ************************** . Colorado, New York City, Jersey City, California, D.C and Washington Candidates only: the compensation for this position is $17.31 per hour. The position may also be eligible for an annual bonus, incentives, and other employment-related benefits including, but not limited to, medical, dental, and vision benefits, 401K retirement plan, and paid-time off. More information regarding these benefits and others can be found here . The information regarding compensation and other benefits included in this paragraph is only an estimate and is subject to revision from time to time as the Company, in its sole and exclusive discretion, deems appropriate. The Company may determine during its review of the proposed compensation and benefits provided for this position, that the compensation and benefits for such position should be reduced. In no event will the Company reduce the compensation for the position to a level below the applicable jurisdictional minimum wage rate for the position. Los Angeles County and San Francisco Candidates only: qualified applicants with arrest or conviction records will be considered for employment per the Fair Chance Ordinance and the California Fair Chance Act.

PENNYMAC Pennymac (NYSE: PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U. S. mortgage loans and the management of investments related to the U. S. mortgage market. At Pennymac, our people are the foundation of our success and at the heart of our dynamic work culture. Together, we work towards a unified goal of helping millions of Americans achieve aspirations of homeownership through the complete mortgage journey. A Typical Day The Loan Setup Specialist / Pre-Underwriting Analyst is responsible for reviewing, structuring, and setting up mortgage loan files prior to submission to underwriting. This role ensures all required documentation is complete, accurate, compliant, and properly structured to support an efficient underwriting review and reduce rework, conditions, and escalations. The Loan Setup Specialist / Pre-Underwriting Analyst will: Review incoming loan files for completeness, accuracy, and compliance with company policies, investor guidelines, and regulatory requirements. Validate loan structure, including loan program eligibility, product selection, occupancy, property type, and transaction purpose. Analyze borrower documentation such as income, assets, credit reports, and liabilities to ensure accuracy and consistency. Identify missing, incorrect, or conflicting information and request appropriate documentation or corrections. Set up loan files accurately in the loan origination system (LOS) prior to underwriting submission. Ensure disclosures, fees, and credits align with loan structure and compliance standards. Review appraisals, AVMs, and property documentation for accuracy and guideline alignment when applicable Collaborate with Loan Officers, Brokers, Account Executives, and internal teams to resolve issues and prevent delays. Document clear, concise notes within the loan file to support underwriting review. Adhere to service-level agreements (SLAs), productivity goals, and quality standards. Follow all company policies, procedures, and regulatory requirements at all times. The Loan Setup Specialist / Pre-Underwriting Analyst performance expectations: Consistently meet or exceed daily production and quality benchmarks. Maintain low error and rework rates. Demonstrate adherence to schedules, SLAs, and company policies Maintain professional conduct and effective collaboration with internal and external partners. Work Environment for the Loan Setup Specialist / Pre-Underwriting Analyst: Office or remote work environment, depending on business needs. Extended periods of computer use. Fast-paced, deadline-driven production environment. What You'll Bring High school diploma or equivalent required; college coursework in finance, business, or related field preferred. 1-3 years of experience in mortgage processing, underwriting support, loan setup, or a related role. Prior experience reviewing income, assets, and credit documentation preferred. Strong understanding of mortgage loan products (Conventional, FHA, VA, USDA, Non-QM as applicable). Working knowledge of underwriting guidelines and pre-underwriting review standards High attention to detail and strong analytical skills. Ability to identify risk, discrepancies, and guideline conflicts early in the process. Effective written and verbal communication skills. Strong time management skills with the ability to meet production goals in a fast-paced environment. Proficiency with loan origination systems (e. g. , Encompass) and mortgage documentation. Why You Should Join As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home. Our vision is to be the most trusted partner for home. Together, 4,000 Pennymac team members across the country are guided by our core values: to be Accountable, Reliable and Ethical in all that we do. Pennymac is committed to conducting a business that makes positive contributions and promotes long-term sustainable growth and to fostering an equitable and inclusive environment, where all employees and customers feel valued, respected and supported. Benefits That Bring It Home: Whether you're looking for flexible benefits for today, setting up short-term goals for tomorrow, or planning for long-term success and retirement, Pennymac's benefits have you covered. Some key benefits include: Comprehensive Medical, Dental, and Vision Paid Time Off Programs including vacation, holidays, illness, and parental leave Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations) Retirement benefits, life insurance, 401k match, and tuition reimbursement Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships To learn more about our benefits visit: ********************* page. link/benefits For residents with state required benefit information, additional information can be found at: ************ pennymac. com/additional-benefits-information Compensation: Individual salary may vary based on multiple factors including specific role, geographic location / market data, and skills and experience as defined below: Lower in range - Building skills and experience in the role Mid-range - Experience and skills align with proficiency in the role Higher in range - Experience and skills add value above typical requirements of the role Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance. Salary $39,000 - $55,000 Work Model OFFICE

at loan Depot Our Direct Sales channel is at the core of who we are at loan Depot-a consumer direct marketing powerhouse focused on providing excellent service to our customers across all 50 states. Our direct lending channel, comprised of both seasoned mortgage veterans & our own home-grown Lending Officers, receive daily warm transfers from our call center agents to recommend loan solutions in accordance with lending guidelines and mortgage policy. Our Lending Officers put their clients' needs first to pre-qualify and provide a consultative, customer first approach, to determine the loan program that best fits their specific financial goals. Responsibilities: Licensed Lending Officers receive a high-volume lead flow of online customer contacts daily from our call center. Will present loan Depot's competitive edge, evaluate customer needs, and sell valuable financial solutions to clients across the country. Builds rapport, analyzes financial situations, and determines the appropriate loan product to meet their client's goals. Educates clients on how to better manage their mortgage and debt. Assists clients through the loan process from application to closing. Maintains minimum production standards including originations & fundings. Requirements: 2+ years of recent mortgage origination experience in a similar direct lending environment REQUIRED. Must be willing to commute to one of our offices in Irvine CA, Southfield MI, Franklin TN, or Scottsdale AZ. Remote will be considered on a case-by-case basis. NMLS SAFE ACT compliant, holding 5 or more active state licenses REQUIRED. Proven production of top performance in alike model REQUIRED. Flexible and adaptable, learns and reacts quickly at a faster than average pace. Excellent customer service & follow through-were here to take care of our clients. The Perks: Compensation--Competitive compensation package which includes base wage in addition to a BPS commission structure with additional kickers. Training/Licensing-- Company provided sales training, in addition to continuing education & licensing support. Marketing machine-on average, 10+ quality leads transferred to our Lending Officers daily. Competitive pricing--we fight for every deal to support our clients. Quick turn times-- we understand we must close quickly. Benefits-- excellent benefits package including multiple health, dental, and vision options, HSA/FSA plans, volunteer paid hours, tuition reimbursement, pet coverage, company paid life insurance and more! Financial Planning-- 401K with company match. About loan Depot: loan Depot (NYSE: LDI) is a digital commerce company committed to serving its customers throughout the home ownership journey. Since its launch in 2010, loan Depot has revolutionized the mortgage industry with a digital-first approach that makes it easier, faster, and less stressful to purchase or refinance a home. Today, loan Depot enables customers to achieve the American dream of homeownership through a broad suite of lending and real estate services that simplify one of life's most complex transactions. With headquarters in Southern California and offices nationwide, loan Depot is committed to serving the communities in which its team lives and works through a variety of local, regional, and national philanthropic efforts. Base pay is one part of our total compensation for Licensed Lending Officers. The base pay for this role is $8.00 - $18.17/hour (determined by minimum wage state and county requirements); in addition to an uncapped commission plan. Ramp up bonuses possible, based on a proven record of recent production. We are an equal opportunity employer and value diversity in our company. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.