Consumer loan underwriter full time jobs - 37 jobs

Back 89d Commercial Banker - Commercial Banking Admin DEF #11-8463 Defiance, Ohio, United States Apply X Facebook LinkedIn Email Copy Location This position is 100% in office. The employee will work their scheduled work hours in a designated WesBanco location. Consideration for location will be Defiance Main. Market Defiance Work Hours per Week 40 Requirements Bachelor's Degree (B.S.) degree or equivalent from four-year College or university. 3 years related experience and/or training; or equivalent combination of education and experience to include the management of Commercial Real Estate relationships. Job Description Summary Responsible for the management of borrowing and depository relationships with commercial clients, focusing on Lending. In addition, you will also be responsible for the solicitation of new commercial clients through direct sales calls. The development of community and business relationships is necessary to facilitate sales referrals to our sales partners (trust, insurance, treasury management, retail, mortgage partners) and to maintain knowledge of local business conditions. This commercial banking officer must also support the Bank's CRA lending initiatives. Essential Duties and Responsibilities include the following. Other duties may be assigned. Originates and Manages lending and deposit relationships with middle market as well as larger commercial customers. Maintains and effectively manage an individual commercial portfolio in all respects. Analyzes financial statements and customer profiles to support the needs of existing and potential customers. Works with other bank departments, such as CRM and BBS to effectively manage the credit process. Works on multiple complex projects simultaneously, and successfully. Works closely with the Special Asset Unit in the collection of past due loans and workout of problem credits. Actively participates in community and civic organizations. Leverages both community development and external relationships in order to meet bank growth and community development goals. Promotes banking services to existing and perspective commercial customers. Assist with the coordination of CRA lending initiatives within the corporate lending department. Supports the bank's sales culture. Originates, develops and maintains relationships with commercial customers for their financial needs through direct and ongoing sales calls and referrals. Provide loan structures to meet customer needs and ensure that appropriate documentation exists in order to adequately protect the bank. Adheres to bank policy. Originates new business opportunities through outside business development sales calls to centers of influence and perspective customers. Follows up all internal and external customer referrals. Actively supports all internal business units by providing quality referrals through development of community and business relationships. Responsible for the sales management of assigned accounts. Other Skills and Abilities Willingness to provide a high level of professional service which will clearly differentiate us from our competitors. Employee must be willing to become familiar with and promote bank products and services. Professional demeanor in appearance, interpersonal relations, work ethic and attitude. Possess clear, concise, effective written and oral communication skills to effectively express thoughts, ideas and concepts to bank employees, bank customers and prospects. Must be willing to work as part of a team. Must possess a high degree of leadership skills. Possess ability and commitment to develop business relationships with business borrowers. Ability to work under pressure. Other Requirements Travel required for training, meetings and to meet with clients and prospects. Must be willing to become familiar with and promote bank products and services Full-Time/Part-Time Full-time Area of Interest Lending All Locations Defiance, Ohio, United States

Job Description Join the winning team, with the brand recognition of a Fortune 300 company that has been in business over 100 Years! Mutual of Omaha Mortgage is inspired by hometown values and committed to being responsible and caring for each other, we exist for the benefit of our customers. With this excellent reputation, you will find your customers more receptive because of our well branded name. We specialize in affinity relationships, where very competitive pricing is offered! Mutual of Omaha Mortgage is a full-service lending division offering a complete line of residential mortgage, refinancing, and specialty loans. We employ a knowledgeable staff of experienced Loan Officers with an operations team that is second to none. By constantly updating our loan programs and pricing based on market patterns, Mutual of Omaha Mortgage ensures that we deliver extremely competitive interest rates combined with optimal mortgage structuring. Website: ******************************* The Work: At Mutual of Omaha Mortgage, Loan Officers are trained to listen, build rapport, understand and analyze the full financial situations of our customers. Our goal is to provide the most appropriate financial solutions to meet each client's specific needs. The Person: Is energetic and outgoing, with excellent communication skills and who's able to be persuasive, has good character and integrity Connects quickly with consumers and builds rapport with potential clients Exceptional written and verbal communication skills, including excellent follow up capabilities Comfortable taking inbound calls Strong ability and passion for closing deals and negotiating Possess the ability to quickly identify customer's goals and objectives Is an ambitious professional who is motivated by the opportunity for advancement Flexible and adaptable, learns and reacts quickly in a fast paced environment, able to multi-task Strong sense of urgency and initiative to get things done Ability to handle high volume of phone calls Basic computer skills and data entry Sales experience preferred College degree preferred, but not mandatory The Perks: One of the best consumer direct compensation plans in the market Unstoppable marketing machine with LEADS, LEADS, LEADS Ongoing sales training, teaching the most innovative sale methods and daily sales coaching Proud sponsor of our veterans and numerous military charities - We proudly serve our Veterans. We will donate $125 to veteran and active duty charities for every participating loan that we close Incentive plans, competitions, company paid trips and contests Continuous on-going training and internal growth Extensive product line - products other lenders don't have Being a part of a dynamic and collaborative corporate culture that drives you to succeed This position is eligible for commissions, along with a base salary of $12 to $14 an hour Average Income of a Senior Loan Officer is typically between $50,000 and $200,000 a year Mutual of Omaha Mortgage is an Equal Opportunity Employer, and we encourage diverse, talented, qualified applicants to apply. We offer an extensive compensation package. Benefits include: Paid Sick Time - 40 hours of paid sick time after 90 days of employment. State sick time requirements will be added as needed. 9 Paid Holidays + 1 Cultural Celebration Day (Floating Holiday) Multiple PPO Medical Plans, as well as HDHP eligible plan. Dental Coverage Vision Coverage Company Paid Life Insurance Additional Benefits including - Optional Life, FSA, Pet Insurance etc. 401K with a generous employer match Free Legal Services Employee Loan Program Powered by JazzHR RZnCd8RJ0l

Company Details Berkley Aspire is passionate about making excess and surplus lines business easy to transact. We differentiate ourselves by continually innovating to bring market-leading technology and services to our agents and their clients. From direct bill with installments, to not requiring renewal applications for 80% of our small business policies, we focus on making it easy, expeditious, and efficient for agents and consumers. Berkley Aspire writes from small, minimum premium, policies to accounts over six figures. We offer General Liability, Property, Inland Marine and Excess policies through Berkley appointed agencies in 49 states. Benefit Highlights• Aspire offers Medical, Dental and Vision coverage. Our onsite Scottsdale, AZ Wellness Center and companywide Employee Assistance Program are free to employees and are here to support your overall well-being. Our flexible work schedule with a work-from-home day means you can balance work and life like a pro.• Our Health Savings Accounts have automatic company contributions if you sign up, and we offer Flexible Spending Accounts, STD, LTD, life insurance policies, and more. Plus, we offer a 401(k) program, profit-sharing program, and stock purchase plan - investing in your future has never been so rewarding.• We've got you covered with competitive paid time off, paid sick time, and 12 weeks of paid parental leave. Plus, you get paid holidays, a floating holiday, and paid volunteer time - because giving back to the community is important to us at Aspire!• Come grow with us! Level up with company sponsored conferences, tuition assistance, and industry-related education and exams. We have many internal promotional growth opportunities - because we believe in growing together.• We believe in working hard and playing hard. We embrace team building and are enthusiastic about sponsoring fun activities inside and outside of the office. Our Plum Benefits program gives you cost-free access to thousands of exclusive travel and entertainment discounts - it's like a VIP pass to fun. ********************* Responsibilities The E&S Small Business Production Underwriter will produce new business as part of an assigned territory underwriting team(s). The SBU will help manage the assigned underwriting territory(s) to achieve profitable grown, including underwriting new business and marketing to our Agent partners. Identify new business opportunities and manage agency relationships. This role services agents in Kentucky, Ohio, and West Virginia and can be based in those states or our West Chester, OH office. Specific Duties: * Review and underwrite new business submissions for acceptability according to authority granted. * Evaluate, accept, reject, or modify risks within established underwriting guidelines and authority. Comply with company policies, procedures and rating plans when evaluating and managing risk. * Make sound risk and pricing decisions that achieve profitable loss ratios. * Achieve designated customer service standards with a focus on fast turn-around time. * Participate in territory team marketing calls, video conferences, and agency visits. Some travel may be required. * Provide detailed issuance instructions to ensure policy is delivered consistent with quoted terms and conditions and in accordance with established guidelines relative to policy construction. * Utilize various underwriting tools to determine acceptable risk characteristics, accurate classifications, insurance to value, calculate rates, etc. * Recognize and create cross-selling opportunities for other company products. * Actively market small commercial product to agents and travel within assigned territory, as necessary. * Reinforce our "ease of doing business" model by meeting or exceeding expectations and service standards on a consistent basis. * Continues to increase underwriting knowledge and skills. This may be done through formal education (AINS, ASLI, CPCU, CIC). * Operates according to underwriting authority as granted by Berkley Aspire. May perform other functions as assigned. Qualifications * Bachelor's degree and two plus years related insurance experience; or equivalent combination of education and experience. * Minimum of two years of experience in E&S underwriting. * Must have strong customer service background in a professional environment. * Have obtained or be actively working on obtaining insurance designations relevant to our field (AINS, ASLI, CPCU, CIC) id preferred. * Strong customer focus and the ability to respond with a sense of urgency. * Entrepreneurial qualities, such as trying innovative solutions, resiliency to change and recognizing what is most important to get done. * Teamwork, providing and welcoming open, honest, respectful, and constructive feedback. * Ability to work independently and in a team environment. * Ability to communicate effectively. * Demonstrated strong written and verbal communication skills. Berkley Core Competencies: * Accountability * Communication * Customer Focus and Teamwork * Flexibility * Innovation and Initiative Additional Company Details We do not accept any unsolicited resumes from external recruiting firms. The company offers a competitive compensation plan and robust benefits package for full time regular employees which for this role includes: Health, Dental, Vision, Life, Disability, Wellness, Paid Time Off, 401(k) and Profit-Sharing plans. The salary range for this position will be determined by a number of factors, including the scope and complexity of the role. Skills education, training, credentials and experience of the candidate will also be considered. Applications are accepted on an ongoing basis, and the position will remain open until filled. This role will be eligible to participate in the annual discretionary bonus program. Sponsorship Details Sponsorship not Offered for this Role Responsibilities The E&S Small Business Production Underwriter will produce new business as part of an assigned territory underwriting team(s). The SBU will help manage the assigned underwriting territory(s) to achieve profitable grown, including underwriting new business and marketing to our Agent partners. Identify new business opportunities and manage agency relationships. This role services agents in Kentucky, Ohio, and West Virginia and can be based in those states or our West Chester, OH office. Specific Duties: - Review and underwrite new business submissions for acceptability according to authority granted. - Evaluate, accept, reject, or modify risks within established underwriting guidelines and authority. Comply with company policies, procedures and rating plans when evaluating and managing risk. - Make sound risk and pricing decisions that achieve profitable loss ratios. - Achieve designated customer service standards with a focus on fast turn-around time. - Participate in territory team marketing calls, video conferences, and agency visits. Some travel may be required. - Provide detailed issuance instructions to ensure policy is delivered consistent with quoted terms and conditions and in accordance with established guidelines relative to policy construction. - Utilize various underwriting tools to determine acceptable risk characteristics, accurate classifications, insurance to value, calculate rates, etc. - Recognize and create cross-selling opportunities for other company products. - Actively market small commercial product to agents and travel within assigned territory, as necessary. - Reinforce our "ease of doing business" model by meeting or exceeding expectations and service standards on a consistent basis. - Continues to increase underwriting knowledge and skills. This may be done through formal education (AINS, ASLI, CPCU, CIC). - Operates according to underwriting authority as granted by Berkley Aspire. May perform other functions as assigned.

Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a "small company" culture where your ideas will be heard with "big company" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow. At Great American, we value and recognize the benefits derived when people with different backgrounds and experiences work together to achieve business results. Our goal is to create a workplace where all employees feel included, empowered, and enabled to perform at their best. Great American Risk Solutions writes a diverse mix of property and casualty business, both primary and excess. Risk Solutions writes mostly non-admitted business, partnering with leading wholesalers. We focus on specialized solutions for a diverse market. Our team members at Great American Risk Solutions display strong personal character, integrity, and honesty. We are driven champions of change and focus on results. We emphasize teamwork, collaboration - among underwriting, claims, and shared services teams - and continuous development of interpersonal and technical skills. Our people make all the difference in our success. ************************************************************************************************************** We are currently looking for a Production Underwriter to work on large general liability and excess accounts for our Great American Risk Solutions Division. This individual will have responsibility for risk selection/rejection, pricing, retention, growth and profitability per the divisional goals. This position will be based in our Cincinnati, OH headquarters and will offer a hybrid work environment. Essential Job Functions and Responsibilities Has responsibility for risk selection / rejection, pricing, retention, growth and profitability per divisional objectives Maintains a high level of customer service. Uses independent judgment and initiative to support business goals. Analyzes coverage and limit requests and decides what terms to offer. Prices business to ensure profitability. Ensures that appropriate reports are used. Develops and maintains effective business relationships with internal and external customers / coworkers including Reinsurers, Actuary, Marketing, IT and Claims Interpret, explains and markets products and services. Develops relationship with agents & brokers through telephone interactions. Applies underwriting rules and guidelines, rating manual rules and insurance laws and regulations. May provide guidance and assistance to other team members. Performs other duties as assigned. Job Requirements Generally, 1-5 years of commercial underwriting experience or equivalent work experience. Excess and Surplus Lines experience in a plus. Must have strong communication skills to build and leverage excellent customer relationships and to successfully market products and services. Must have strong hands-on experience with various computer systems including rating systems, MS Word and Excel, Outlook, etc. Completion of or progression toward Chartered Property Casualty Underwriter (CPCU) designation is a plus. Business Unit: Great American Risk Solutions Benefits: We offer competitive benefits packages for full-time and part-time employees*. Full-time employees have access to medical, dental, and vision coverage, wellness plans, parental leave, adoption assistance, and tuition reimbursement. Full-time and eligible part-time employees also enjoy Paid Time Off and paid holidays, a 401(k) plan with company match, an employee stock purchase plan, and commuter benefits. Compensation varies by role, level, and location and is influenced by skills, experience, and business needs. Your recruiter will provide details about benefits and specific compensation ranges during the hiring process. Learn more at **************************** *Excludes seasonal employees and interns.

Company Details Berkley Aspire is passionate about making excess and surplus lines business easy to transact. We differentiate ourselves by continually innovating to bring market-leading technology and services to our agents and their clients. From direct bill with installments, to not requiring renewal applications for 80% of our small business policies, we focus on making it easy, expeditious, and efficient for agents and consumers. Berkley Aspire writes from small, minimum premium, policies to accounts over six figures. We offer General Liability, Property, Inland Marine and Excess policies through Berkley appointed agencies in 49 states. Benefit Highlights • Aspire offers Medical, Dental and Vision coverage. Our onsite Scottsdale, AZ Wellness Center and companywide Employee Assistance Program are free to employees and are here to support your overall well-being. Our flexible work schedule with a work-from-home day means you can balance work and life like a pro. • Our Health Savings Accounts have automatic company contributions if you sign up, and we offer Flexible Spending Accounts, STD, LTD, life insurance policies, and more. Plus, we offer a 401(k) program, profit-sharing program, and stock purchase plan - investing in your future has never been so rewarding. • We've got you covered with competitive paid time off, paid sick time, and 12 weeks of paid parental leave. Plus, you get paid holidays, a floating holiday, and paid volunteer time - because giving back to the community is important to us at Aspire! • Come grow with us! Level up with company sponsored conferences, tuition assistance, and industry-related education and exams. We have many internal promotional growth opportunities - because we believe in growing together. • We believe in working hard and playing hard. We embrace team building and are enthusiastic about sponsoring fun activities inside and outside of the office. Our Plum Benefits program gives you cost-free access to thousands of exclusive travel and entertainment discounts - it's like a VIP pass to fun. ********************* Responsibilities The E&S Small Business Production Underwriter will produce new business as part of an assigned territory underwriting team(s). The SBU will help manage the assigned underwriting territory(s) to achieve profitable grown, including underwriting new business and marketing to our Agent partners. Identify new business opportunities and manage agency relationships. This role services agents in Kentucky, Ohio, and West Virginia and can be based in those states or our West Chester, OH office. Specific Duties: Review and underwrite new business submissions for acceptability according to authority granted. Evaluate, accept, reject, or modify risks within established underwriting guidelines and authority. Comply with company policies, procedures and rating plans when evaluating and managing risk. Make sound risk and pricing decisions that achieve profitable loss ratios. Achieve designated customer service standards with a focus on fast turn-around time. Participate in territory team marketing calls, video conferences, and agency visits. Some travel may be required. Provide detailed issuance instructions to ensure policy is delivered consistent with quoted terms and conditions and in accordance with established guidelines relative to policy construction. Utilize various underwriting tools to determine acceptable risk characteristics, accurate classifications, insurance to value, calculate rates, etc. Recognize and create cross-selling opportunities for other company products. Actively market small commercial product to agents and travel within assigned territory, as necessary. Reinforce our “ease of doing business” model by meeting or exceeding expectations and service standards on a consistent basis. Continues to increase underwriting knowledge and skills. This may be done through formal education (AINS, ASLI, CPCU, CIC). Operates according to underwriting authority as granted by Berkley Aspire. May perform other functions as assigned. Qualifications Bachelor's degree and two plus years related insurance experience; or equivalent combination of education and experience. Minimum of two years of experience in E&S underwriting. Must have strong customer service background in a professional environment. Have obtained or be actively working on obtaining insurance designations relevant to our field (AINS, ASLI, CPCU, CIC) id preferred. Strong customer focus and the ability to respond with a sense of urgency. Entrepreneurial qualities, such as trying innovative solutions, resiliency to change and recognizing what is most important to get done. Teamwork, providing and welcoming open, honest, respectful, and constructive feedback. Ability to work independently and in a team environment. Ability to communicate effectively. Demonstrated strong written and verbal communication skills. Berkley Core Competencies: Accountability Communication Customer Focus and Teamwork Flexibility Innovation and Initiative Additional Company Details We do not accept any unsolicited resumes from external recruiting firms. The company offers a competitive compensation plan and robust benefits package for full time regular employees which for this role includes: Health, Dental, Vision, Life, Disability, Wellness, Paid Time Off, 401(k) and Profit-Sharing plans. The salary range for this position will be determined by a number of factors, including the scope and complexity of the role. Skills education, training, credentials and experience of the candidate will also be considered. Applications are accepted on an ongoing basis, and the position will remain open until filled. This role will be eligible to participate in the annual discretionary bonus program. Sponsorship Details Sponsorship not Offered for this Role Not ready to apply? Connect with us for general consideration.

JobID: 210689565 JobSchedule: Full time JobShift: Day Base Pay/Salary: New York,NY $78,000.00-$129,000.00; Jersey City,NJ $78,000.00-$129,000.00; Chicago,IL $64,000.00-$115,000.00; Palo Alto,CA $78,000.00-$129,000.00; Seattle,WA $78,000.00-$129,000.00 About the Program At JPMorganChase, we recognize that rewarding careers do not always follow a conventional path. We value the diversity, fresh perspective and wealth of experience that returning professionals can bring. The ReEntry program offers experienced professionals, who are currently on an extended career break of at least two years, the support and resources needed to relaunch their careers. The program spans over 30 locations worldwide. The ReEntry Program is a 15-week fellowship program, beginning April 20, 2026 and ending July 31, 2026 with the prospect of an offer for permanent employment with JPMorganChase at the end of the program. The permanent placements will be based on both business needs and candidate skill set. Please refer to our ReEntry Overview page for further information regarding the Program. Commercial Bank The CB Product organization is responsible for scaling and integrating payments platforms across Commercial Banking and the Corporate & Investment Bank, by defining the product strategy, segmenting clients and packing solutions against these segments, determining the end-to-end delivery strategy, managing product launches and enabling the sales teams. Segments: CLIENT SOLUTIONING, COMMERCIALIZATION, INDUSTRY SOLUTIONS, PRODUCT EXPERIENCE What We Look For: Creative and innovative team players with analytical, technical, problem solving, planning and organizational skills. Individuals must have strong interpersonal skills and be able to communicate effectively in presentations, expressing complex financial strategies in an organized and articulate manner. The ability to relate well to external clients and internal partners and establishing strong working relationships.

Hanover Marine is seeking an Underwriter to join our growing team in our Illinois or Ohio locations (Itasca, Chicago, Dublin, Cincinnati). This is a full time, exempt role. This is a hybrid opportunity. * We encourage all Inland Marine Underwriting professionals looking to join a dynamic & collaborative team to apply. The actual job title and level may be flexible dependent on candidate qualifications and experience.* POSITION OVERVIEW:Responsible for identifying, soliciting, underwriting and selling new and renewal Specialty accounts that drive profitable growth and align with Marine goals. Apply technical, sales and analytical skills to provide insurance solutions that help Hanover's customers manage risk. Demonstrates a thorough understanding of Hanover's strategies and appetites and will use internal and external data to make appropriate individual and portfolio risk decisions. Operates with limited daily supervision, seeks technical direction for matters outside one's authority and general expertise. Operates within a standard letter of authority for all underwriting decisions while managing a book of business, generally with moderate to high technical complexity and coordination. IN THIS ROLE, YOU WILL:Technical Underwriting: Know and apply underwriting concepts including risk selection, exposure and hazard identification and control, coverage implications, and loss analysis. Use all appropriate underwriting tools, disciplines and strategies to ensure underwriting guidelines are followed. Understand pricing components and rating methodology and correlates pricing to exposures. When presented with minimal information on a risk, instinctively know the key questions to ask to ascertain the full scope of operations and the key exposures and needed controls. Complete file documentation according to best practices guidelines and can clearly explain account decisions. Provide clear and concise rating instructions for quotes prior to generating proposal for presentation to the agent. Portfolio Management & Financial Acumen: Manage assigned portfolio to achieve gross written premium, profitability, rate, retention, product mix, new business and portfolio management goals, by use of proven pipeline and marketing practices. Develop an understanding of various financial reporting information and insurance performance measures in the management of risk. Demonstrate an understanding of the market factors that can affect pricing and how it correlates to individuals book, agency's book, the region, and countrywide. Prepare or analyze information on underwriting decisions, rate, underwriting requirements, company appetite, status and declinations to drive results within the assigned territory. Familiarize oneself with other Hanover departments for leveraging growth in areas of business where portfolio could be more balanced. Sales Management: Can identify, solicit, pipeline, negotiate, and close accounts aligned with business strategy. Ability to profile assigned agency plant and to strategically market our capabilities to agents. Keep current on state/territory issues, regulations and trends. Utilize market and competitor information to enhance relationships and individual account decision making. Prioritize and develop effective relationship management and producer activities to build trust, facilitate negotiation, and secure commitment in order to improve yield and retention ratios. Operate with a franchise perspective to identify additional sell opportunities to create growth within other LOB's and customer segments. Partner with other business units to deliver comprehensive insurance solutions Demonstrate in-depth knowledge of Hanover's products and appetite while clearly communicating Hanover's position at the point of sale. Build and maintain rigorous sales practices using all systems, sales tools and disciplines outlined in the sales best practices. Make presentations to agents and customers. Utilize department and Specialty partners to augment sales process. Effectively utilize Claims and Loss Control to display service and/or technical expertise with present and future customers. WHAT YOU NEED TO APPLY: Bachelor's Degree or equivalent experience. 3+ years of Inland Marine or standard commercial lines underwriting experience. 3+ years of experience driving agency relationships resulting in profitable new and renewal business as well as complex accounts. Demonstrates ability to adapt quickly to change, identify, analyze, and solve problems and willingness to being open to new and different ways of thinking. Excellent verbal and written skills required. Teamwork and collaboration oriented. Prioritization and desk management skills required. Ability to travel as needed.

INSURANCE SALES REPRESENTATIVE - REMOTE SALES - WORK FROM ANYWHERE! We offer Part-time and Full-time job opportunities everywhere in the United States.We are looking for motivated people who want to become financially independent and get a sense of significance in their work. We offer LICENSED PRODUCERS a very good opportunity for financial freedom! In addition, we help UNLICENSED AGENTS get through the LICENSING REQUIREMENTS and provide free training to help them achieve their goals. WHO WE ARE We are an independent broker of Living Benefits Life Insurance. We represent some of the largest insurance carriers in the USA and Canada. This is a place agents can (1) be their own boss and set their own schedules; (2) gain financial independence; and (3) get the respect and recognition they deserve. What do distributors do? We are hiring and training men and women to distribute a revolutionary new type of life insurance with Living Benefits. This allows the policy holder to accelerate the death benefit for their own use while they are still living. Living benefits are the best-kept secret of life insurance. This new type of insurance practically sells itself. These insurance agents service middle income America and we are looking for entrepreneurs who want to build their own distribution network. We are partnering with agency owners with a current sales force or we will train you to hire and build your own agency. The absolute best compensation in the industry - you literally determine your own income and income potential. Agents can earn commissions in excess of 140% of sales! We have an unmatched and proven hiring and onboarding system in place. Great carrier overrides and bonuses! Job requirements Life insurance license or willing to obtain one. You will need a valid drivers license and vehicle to travel to and from client appointments. Cell and laptop/tablet and/or IPAD are required as well. What do we offer? If you currently have a Life Insurance license, then you can be in the field within one week If you do not have a Life Insurance License, no problem! We can show you how to get one very easily - Most complete the requirements in one week or less! There is no income cap and we offer weekly bonuses, monthly bonuses, and a profit sharing program. Disclaimer: Compensation is 100% Commission and Bonus. Please be aware before applying for position Training is 100% FREE and it is the absolute best in the industry. We will train you to call, set, and run appointments from your home office. We offer the best leads in the industry. Our leads are new, qualified, and affordable. We have access to multiple vendors which ensures our agents high quality, low cost leads. Renewals are 100% vested from day one - there is no waiting period! Flexible schedule - you are your own boss and you set your own schedule Opportunity for advancement into leadership and management roles.

Purpose: Responsible to originate and close residential real estate and consumer loans, participate in business development activities, and assist customers and bank staff with lending/deposit information. Responsible for initiating outside business calling efforts and cross selling all bank products. Essential Functions: * Promotes loan growth through public contact, developing relationships with centers of influence, new and current realtors, builders and borrowers to promote continuous business. * Interviews loan applicants and takes applications to understand financial needs and make appropriate recommendations. Explains products, programs, loan processes, settlement procedures and set customer expectations. Collects information to underwrite the application and evaluate with expertise. Understands and reviews loan closing documents prior to closing to ensure accuracy. Ensures proper approval prior to establishing loan closing. * Primary types of loans offered: in-house and secondary market residential real estate loans, home equity loans, home equity lines of credit, installment loans, and cash reserve loans. * Provides exceptional customer service before, during and after the loan process. * Communicates and works well with Credit and Loan Processing teams * Actively participates in community organizations/projects and represents the Bank positively at these events. * Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management, overall safety and soundness, and the banks compliance with all regulatory requirements, e.g. Bank Secrecy Act, Regulation E (Electronic Funds), Regulation CC (Funds Availability,) CRA and Regulation DD, Loan Policy or other policies pertaining to your position. * Establishes a strong FCNB presence in the market. * Manages personal pipeline to ensure service standards and financial goals are met. * Ensures the credit quality of loans to minimize losses. May be responsible for collections activity within own portfolio, including contacting delinquent customers. * Learns various borrowing programs and processes to stay current with changes and new products. * Develops and maintains knowledge of data relating to the financial industry, economy, market conditions, rates, vendors, and competition. * Complies with all applicable federal and state compliance guidelines relative to the position. OTHERS: * Note this job description is not designed to cover or contain a comprehensive listing of all activities, duties or responsibilities that are required for this job. Duties, responsibilities and activities may change at any time with or without notice. Requirements REQUIREMENTS: Prefer minimum four year college degree with emphasis in business or finance or comparable lending/job experience.; knowledge of loan products; knowledge of loan application process; cross-sells referral programs, willingness to participate in additional job-related courses and seminars; Excellent customer service and sales skills. Strong analytical and organizations skills. Strong written and verbal communication skills. Must have (or be willing/able to quickly obtain) NMLS registration. Wages are commensurate with experience and a complete benefits package is providing including educational reimbursement with First Citizens paying 100% of tuition for full time employees; student loan dept repayment; paid time off; 401(k); health, dental, vision insurance; and more. This job posting does not list all the duties of the job. This job posting may be revised at any time. This job posting is not to be implied as a contract for employment for any length of time and will not change the employee's at will relationship. Either the employer or the employee may terminate employment at any time. First Citizens National Bank is an Equal Opportunity Employer -D/V.

Hanover Marine is seeking an Underwriter to join our growing team in our Illinois or Ohio locations (Itasca, Chicago, Dublin, Cincinnati). This is a full time, exempt role. This is a hybrid opportunity. *We encourage all Inland Marine Underwriting professionals looking to join a dynamic & collaborative team to apply. The actual job title and level may be flexible dependent on candidate qualifications and experience.* POSITION OVERVIEW:Responsible for identifying, soliciting, underwriting and selling new and renewal Specialty accounts that drive profitable growth and align with Marine goals. Apply technical, sales and analytical skills to provide insurance solutions that help Hanover's customers manage risk. Demonstrates a thorough understanding of Hanover's strategies and appetites and will use internal and external data to make appropriate individual and portfolio risk decisions. Operates with limited daily supervision, seeks technical direction for matters outside one's authority and general expertise. Operates within a standard letter of authority for all underwriting decisions while managing a book of business, generally with moderate to high technical complexity and coordination. IN THIS ROLE, YOU WILL:Technical Underwriting: Know and apply underwriting concepts including risk selection, exposure and hazard identification and control, coverage implications, and loss analysis. Use all appropriate underwriting tools, disciplines and strategies to ensure underwriting guidelines are followed. Understand pricing components and rating methodology and correlates pricing to exposures. When presented with minimal information on a risk, instinctively know the key questions to ask to ascertain the full scope of operations and the key exposures and needed controls. Complete file documentation according to best practices guidelines and can clearly explain account decisions. Provide clear and concise rating instructions for quotes prior to generating proposal for presentation to the agent. Portfolio Management & Financial Acumen: Manage assigned portfolio to achieve gross written premium, profitability, rate, retention, product mix, new business and portfolio management goals, by use of proven pipeline and marketing practices. Develop an understanding of various financial reporting information and insurance performance measures in the management of risk. Demonstrate an understanding of the market factors that can affect pricing and how it correlates to individuals book, agency's book, the region, and countrywide. Prepare or analyze information on underwriting decisions, rate, underwriting requirements, company appetite, status and declinations to drive results within the assigned territory. Familiarize oneself with other Hanover departments for leveraging growth in areas of business where portfolio could be more balanced. Sales Management: Can identify, solicit, pipeline, negotiate, and close accounts aligned with business strategy. Ability to profile assigned agency plant and to strategically market our capabilities to agents. Keep current on state/territory issues, regulations and trends. Utilize market and competitor information to enhance relationships and individual account decision making. Prioritize and develop effective relationship management and producer activities to build trust, facilitate negotiation, and secure commitment in order to improve yield and retention ratios. Operate with a franchise perspective to identify additional sell opportunities to create growth within other LOB's and customer segments. Partner with other business units to deliver comprehensive insurance solutions Demonstrate in-depth knowledge of Hanover's products and appetite while clearly communicating Hanover's position at the point of sale. Build and maintain rigorous sales practices using all systems, sales tools and disciplines outlined in the sales best practices. Make presentations to agents and customers. Utilize department and Specialty partners to augment sales process. Effectively utilize Claims and Loss Control to display service and/or technical expertise with present and future customers. WHAT YOU NEED TO APPLY: Bachelor's Degree or equivalent experience. 3+ years of Inland Marine or standard commercial lines underwriting experience. 3+ years of experience driving agency relationships resulting in profitable new and renewal business as well as complex accounts. Demonstrates ability to adapt quickly to change, identify, analyze, and solve problems and willingness to being open to new and different ways of thinking. Excellent verbal and written skills required. Teamwork and collaboration oriented. Prioritization and desk management skills required. Ability to travel as needed.

This intern role will work a hybrid schedule from our Columbus, Ohio corporate office location with days in office each week. Pay = $18 per hour Encova Insurance has again been recognized as a RISE Elite Top 50 internship program, making this our sixth year in a row! Rising Insurance Star Executives (RISE) is the voice of young professionals who are looking for ways to share their innovative ideas and spread a new message about who the insurance industry is. As an intern at Encova Insurance you will be part of a dynamic, results-driven team and learn to manage real world situations alongside Encova associates. Our successful internship program attracts students from across our region and our diverse opportunities ensure that our interns are provided with a wide range of learning possibilities! Are you a Referral? If you know a current Encova Insurance associate and would like to apply as a referral, please encourage them to submit your referral information before you submit your application. You will receive an email with a direct URL link to the Job Posting of interest. Applying through this URL link will create your referral relationship for our Talent Acquisition Team. Unique residence requirements are listed in each job posting, please review closely for details. Encova is only able to employ associates who reside and work within specific U.S. states. Our current policies are based on the laws in states in which we are registered for payroll. Our current footprint includes: Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, New Hampshire, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, Wisconsin. JOB OBJECTIVE: The Intern will perform tasks, projects and research in support of functional areas with underwriting and the underwriting office. The objective is to provide meaningful and impactful support to the business teams. Will also be exposed to different areas within the company to gain a broad understanding of insurance. ESSENTIAL FUNCTIONS: Opportunities with corporate and regional underwriting teams. Perform routine transactional activities on non-complex risks and established accounts following established procedures. Assist in issuance, assembly and other support of policies based on the strategy at the direction and guidance of the manager in underwriting. Field routine service and research project requests, referring more complex issues. Ensure accurate and timely servicing of accounts and projects. OTHER FUNCTIONS: Other projects and duties as assigned. KNOWLEDGE, SKILLS, AND ABILITIES: Must be currently enrolled and have completed at least 60 credit hours with an accredited college or university. This is a full-time summer internship and will require someone who can work at least 40 hours per week. Start and end dates will be based on availability and business need. Preference may be given to those pursuing a degree in Risk Management, Business Administration and/or Finance. Good computer skills. Proficient in Excel. Good communication skills. Responsiveness to customer needs. Ability to work well with both internal and external customers. Ability to multi-task. Must be detailed oriented. Ability to work as an outstanding team member and perform based on established standards and expectations. This position has been evaluated in accordance with the Americans with Disabilities Act. Encova Insurance makes every effort to reasonably accommodate disabilities to permit performance of the essential functions and candidates who need such accommodation are encouraged to seek it. This description reflects the nature and level of work performed by associates in this position. It is not an all-inclusive inventory of duties, responsibilities and qualifications required. It provides an accurate overview of the work and skills needed to perform this position. Because job content may change from time to time, Encova Insurance reserves the right to add and/or delete functions from this job as it deems necessary for business reasons. Ready to join our team? At Encova Insurance, we firmly believe that our associates drive our company's success by delivering unrivaled service to our customers. With success in mind, we make an ongoing effort to provide an environment that offers challenging, stimulating and financially rewarding opportunities. Join us to discover a work experience where your diverse ideas will be met with enthusiasm - where you can learn and grow to your fullest potential. What you can expect from us Join our family of industry leaders, and let us reward you with a competitive salary, bonus and benefits package that includes but is not limited to: a 401(k), wellness programs, bonus incentive plans and flexible schedules, with an early close of the office every Friday. Additionally, Encova aspires to be an outstanding corporate citizen in all the markets we serve; we encourage and support associate participation in community initiatives through our foundations. Encova Insurance is an EOE/E-Verify employer. #LI-Hybrid#LI-LP1

Are your sights set on a finance internship-one that influences economic growth, commerce, and infrastructure development? Are you passionate about building relationships? Do you have strong financial, analytical, and project management skills? Are you looking to intern in a global operation with opportunities to grow worldwide? Then you'll be in your element when you join the collaborative surety underwriting team as an intern at Liberty Mutual. The details Our bond underwriters focus on two fundamental questions: Should Liberty Mutual issue a bond to a particular customer? What will the financial terms and conditions of the bond be? Join our team as an surety underwriting intern and challenge yourself to uncover the answers. During this 11 week internship, you'll acquire and develop analytical skills and knowledge in financial and credit analysis, marketing, account evaluation, and/or contract and project risk assessment necessary to underwrite Surety bonds. Best of all, at the close of the program, you'll have the opportunity to explore a future career with Liberty Mutual Surety, the largest Surety in the United States. We encourage interested candidates to apply promptly, as the role may be unposted once we've received a sufficient number of candidates. We conduct interviews and extend offers on a rolling basis. Qualifications What you've got You are pursuing a bachelor's degree in Finance, Economics, Business, or comparable with at least one semester remaining following the Summer of 2026 with a minimum 3.0 cumulative GPA. You have 0-2 years of professional experience. You possess strong analytical, decision-making, and negotiating skills. You have solid interpersonal skills and demonstrate a passion for customer service and fostering relationships. You must be available to work full-time for 11 weeks You must have permanent work authorization in the United States A little about us Liberty Mutual Surety, a business unit of Liberty Mutual Insurance, is the largest Surety in the United States and a leading global surety. Conducting business worldwide through fronting relationships and Liberty-owned subsidiaries, we provide bonds in over 60 countries for construction firms, manufacturers and suppliers, and commercial enterprises on an account and transactional basis. We are committed to building mutually profitable relationships by providing smart business solutions, ease of doing business, and consistent, responsive service. Liberty Mutual Surety is dedicated to the communities we serve and highly values a diverse workforce in more than 16 countries. We can recommend jobs specifically for you! Click here to get started.

Are your sights set on a finance internship-one that influences economic growth, commerce, and infrastructure development? Are you passionate about building relationships? Do you have strong financial, analytical, and project management skills? Are you looking to intern in a global operation with opportunities to grow worldwide? Then you'll be in your element when you join the collaborative surety underwriting team as an intern at Liberty Mutual. The details Our bond underwriters focus on two fundamental questions: Should Liberty Mutual issue a bond to a particular customer? What will the financial terms and conditions of the bond be? Join our team as an surety underwriting intern and challenge yourself to uncover the answers. During this 11 week internship, you'll acquire and develop analytical skills and knowledge in financial and credit analysis, marketing, account evaluation, and/or contract and project risk assessment necessary to underwrite Surety bonds. Best of all, at the close of the program, you'll have the opportunity to explore a future career with Liberty Mutual Surety, the largest Surety in the United States. We encourage interested candidates to apply promptly, as the role may be unposted once we've received a sufficient number of candidates. We conduct interviews and extend offers on a rolling basis. Qualifications What you've got * You are pursuing a bachelor's degree in Finance, Economics, Business, or comparable with at least one semester remaining following the Summer of 2026 with a minimum 3.0 cumulative GPA. * You have 0-2 years of professional experience. * You possess strong analytical, decision-making, and negotiating skills. * You have solid interpersonal skills and demonstrate a passion for customer service and fostering relationships. * You must be available to work full-time for 11 weeks * You must have permanent work authorization in the United States A little about us Liberty Mutual Surety, a business unit of Liberty Mutual Insurance, is the largest Surety in the United States and a leading global surety. Conducting business worldwide through fronting relationships and Liberty-owned subsidiaries, we provide bonds in over 60 countries for construction firms, manufacturers and suppliers, and commercial enterprises on an account and transactional basis. We are committed to building mutually profitable relationships by providing smart business solutions, ease of doing business, and consistent, responsive service. Liberty Mutual Surety is dedicated to the communities we serve and highly values a diverse workforce in more than 16 countries. About Us Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: *********************** Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices * California * Los Angeles Incorporated * Los Angeles Unincorporated * Philadelphia * San Francisco

The Commercial & Savings Bank (CSB) has been an independent community bank for 145 years, with 17 locations across Holmes, Medina, Stark, Tuscarawas, and Wayne counties. CSB is recognized as a top employer in our region as a nine-year winner of the NorthCoast 99 award (********************** which recognizes the 99 best employers for top talent in Northeast Ohio.T his is a full-time, on-site position at our Operations Center, located in Millersburg, Ohio or at a Banking Center, once successfully trained. In addition to a competitive base wage, CSB offers a wide variety of employee benefits listed below. Summary: Documentation and compiling of loan closing packages and to perform a variety of administrative, secretarial, and clerical duties. Essential Functions: Essential duties and responsibilities include the following; however, other duties may be assigned. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Loan Documentation and Processing Create loan documents for mortgage, consumer, or commercial requests Prepare denial documents for commercial loan applications Produce supporting documents such as modification agreements, change in terms agreements, and checks Maintain a working knowledge of regulatory requirements surrounding loan documentation. Prepare accurate disclosures as required. File Review and Quality Control Read, interpret, and apply information from loan applications and documents Verify loan files and supporting documentation for completeness and accuracy Review of loan documents for quality and regulatory compliance Establish or assist in maintaining accurate loan files Administrative and Technical Support Disburse construction loan lien waivers, checks, or line of credit advances Handle confidential departmental records Serve as administrator or backup for loan-related software or third-party programs as assigned Assist with departmental projects and initiatives Contribute to creating and updating written policies and procedures Communication and Organizational Alignment Communicate clearly and effectively, both verbally and in writing Demonstrate commitment to CSB's vision, mission, and core values Education: A high school diploma or General Education Degree (GED) is required. A minimum of one year of related work experience; or equivalent combination of education and experience. Summary of Employee Benefits: Competitive base wage Incentive compensation and profit sharing Comprehensive benefits including medical, dental, vision, short- and long-term disability, and group life insurance - (plan and/or benefits eligibility requirements apply) Paid time off for vacation, illness, bereavement, and jury duty 401(k) with an employer match and on-site advisers Employee Assistant Program (EAP) with free access to mental health resources Comprehensive wellness program with financial incentives to promote a healthy lifestyle Training and professional development opportunities to help you reach your long-term goals Paid holidays available immediately upon hire Volunteerism opportunities to give back to our local communities The Commercial & Savings Bank is an Equal Opportunity Employer.

The Commercial & Savings Bank (CSB) has been an independent community bank for 145 years, with 17 locations across Holmes, Medina, Stark, Tuscarawas, and Wayne counties. CSB is recognized as a top employer in our region as a nine-year winner of the NorthCoast 99 award (********************** which recognizes the 99 best employers for top talent in Northeast Ohio.T his is a full-time, on-site position at our Operations Center, located in Millersburg, Ohio or at a Banking Center, once successfully trained. In addition to a competitive base wage, CSB offers a wide variety of employee benefits listed below. Summary: Documentation and compiling of loan closing packages and to perform a variety of administrative, secretarial, and clerical duties. Essential Functions: Essential duties and responsibilities include the following; however, other duties may be assigned. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Loan Documentation and Processing Create loan documents for mortgage, consumer, or commercial requests Prepare denial documents for commercial loan applications Produce supporting documents such as modification agreements, change in terms agreements, and checks Maintain a working knowledge of regulatory requirements surrounding loan documentation. Prepare accurate disclosures as required. File Review and Quality Control Read, interpret, and apply information from loan applications and documents Verify loan files and supporting documentation for completeness and accuracy Review of loan documents for quality and regulatory compliance Establish or assist in maintaining accurate loan files Administrative and Technical Support Disburse construction loan lien waivers, checks, or line of credit advances Handle confidential departmental records Serve as administrator or backup for loan-related software or third-party programs as assigned Assist with departmental projects and initiatives Contribute to creating and updating written policies and procedures Communication and Organizational Alignment Communicate clearly and effectively, both verbally and in writing Demonstrate commitment to CSB's vision, mission, and core values Education: A high school diploma or General Education Degree (GED) is required. A minimum of one year of related work experience; or equivalent combination of education and experience. Summary of Employee Benefits: Competitive base wage Incentive compensation and profit sharing Comprehensive benefits including medical, dental, vision, short- and long-term disability, and group life insurance - (plan and/or benefits eligibility requirements apply) Paid time off for vacation, illness, bereavement, and jury duty 401(k) with an employer match and on-site advisers Employee Assistant Program (EAP) with free access to mental health resources Comprehensive wellness program with financial incentives to promote a healthy lifestyle Training and professional development opportunities to help you reach your long-term goals Paid holidays available immediately upon hire Volunteerism opportunities to give back to our local communities The Commercial & Savings Bank is an Equal Opportunity Employer.

What You'll Do: Interns at IMA are a big deal! We understand how significant your decision on where to spend an internship is and what a positive experience can do to catapult your career. The best experiences provide true immersion in a company's culture, access to and networking with senior leaders and industry experts, opportunities to apply what you learn through real work that drives real results, and a fun and engaging cohort to share the experience with! With this in mind, we've crafted our program to allow you to engage directly in our values driven culture through company, department, and cohort events, all while being challenged with a blend of learning programs, informative networking sessions with IMA associates, and opportunities to engage in department specific work projects that have real world impact for our clients, our business, and our associates. As an intern, your time will be divided between a core program shared with the entire cohort and specialized work, projects, and programming tailored to the department you join. Underwriting is excited to announce an incredible opportunity for an intern in our 2026 summer program! This role offers the chance to gain valuable experience at Strongsville, under a normal five-day in-office schedule. Daily responsibilities will include: Conduct insurance market research to understand how Towerstone fits within the broader insurance space, including wholesale functions and underwriting roles. Shadow underwriters to learn the full underwriting process and assist with marketing, cold calling, and outreach activities. Support agency relationship-building through agency visits, networking opportunities, and participation in local industry events. Create marketing materials such as carrier flyers and assist with organizing internal call lists and campaign setup through Levitate. Collaborate with team members on underwriting, marketing, and research tasks to strengthen industry knowledge and operational proficiency. We're proud of the success many of our former interns have had when they've pursued careers as IMA associates' post-graduation and see our internship program as a key talent pipeline. Because of this, preference is given to students closer to graduation, who demonstrate a curiosity about future employment within our industry. You Should Have: Currently pursuing an Undergraduate or Graduate Degree in a program related to one of our host departments (Business, Finance, Accounting, Risk Management and Insurance) Interest in insurance-related roles; involvement in insurance clubs or Gamma Iota Sigma Students anticipated to graduate in Spring 2026, December 2026, or Spring 2027 Previous work or internship experience in a professional services or similar environment An entrepreneurial spirit with the ability to problem-solve, think critically, and provide creative solutions Benefits: This internship is designed as a learning and development opportunity and does not include participation in the medical, dental, and vision insurance, and any other benefits program that are provided solely to regular full-time associates. You will, however, enjoy IMA paid holidays and five days of LifeBalance PTO during your internship. The LifeBalance PTO is inclusive of vacation, sick time or personal time. Compensation: This position is classified as nonexempt and is paid on an hourly basis. The hourly pay range for IMA interns is 18.00 to 22.00 dollars and is determined by your expected graduating year. You will be paid for all hours worked and will be eligible for overtime in accordance with federal and state wage and hour laws. This is not a complete statement of all duties and responsibilities comprising this position. The IMA Financial Group, Inc. provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability, or genetics. In addition to federal law requirements, The IMA Financial Group, Inc. complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities. Salary Range$18-$22 USD Compensation & Benefits Being a part of IMA has its benefits. When you become part of the IMA family, you become eligible to take part in our valuable benefits and rewards package designed to benefit you, your family, and your life. Our plans are cost-effective, convenient and provide progressive ways for staying healthy, protecting loved ones, pursuing financial security and living a full and balanced life. This role is eligible for the following: Annual Performance Bonus, Stock Purchase, Medical Plans, Prescription Drugs, Dental, Vision, Family Assistance Program, FSA, HSA, Pre-Tax Parking Plan, 401(k), Life/AD&D, Accident, Critical Illness, Hospital Indemnity, Long Term Care, Short-term Disability, Long-term Disability, Business Travel Accident, Identity Theft, Paid Time Off, Flexible Work Options, Paid Holidays, Sabbatical, Gift Matching, Health Club Reimbursement, Personal and Professional Development. In addition to our robust benefits package, the final offer amounts will depend on a variety of factors, including the candidate's geographic location, prior relevant experience, and their knowledge, skills, and abilities. *These benefits do not apply to internship roles. Why Join IMA? We've built a reputation for putting our associates first What if we told you that you could be an integral part of an entrepreneurial, expanding company, develop lasting relationships, earn competitive benefits, plus claim part ownership? It's this unique ownership business model that makes working at IMA so appealing. We work in teams. We sell in teams. We win and prosper as a team We provide support systems and resources that enable each of our associates to focus on what they do best. And as an independent company based in the Midwest, we're big enough to write business all over the world and small enough to implement your ideas quickly. We are recognized nationally as a leader in our industry 2020-2023 Business Insurance Magazine Best Places to Work in Insurance 2023 Inc. Magazine's Best Workplaces 2023 Denver Business Journal's Best Places to Work 2022-2023 Connecticut Top Work Places 2021-2023 Inc. 5000's List of Fastest Growing Companies 2019-2022 Civic 50 Colorado Honoree Recognizing 50 Most Community-Minded Companies 2022-2023 Kansas City Business Journal's Best Places to Work 2021-2023 Charlotte Business Journal's Best Places to Work 2021-2023 Los Angeles Business Journal's Best Places to Work 2021-2023 The Salt Lake City Tribune Top Work Places 2021-2022 Puget Sound Business Journal's Washington's Best Workplaces 2021-2022 Wichita Business Journal's Best Places to Work, #1 in extra-large category 2021 Dallas Business Journal's Best Places to Work 2021 Alaska Journal of Commerce's Best Workplaces in Alaska This Job Description is not a complete statement of all duties and responsibilities comprising this position. The IMA Financial Group, Inc. provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, The IMA Financial Group, Inc. complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities.

Job DescriptionDescription: Join a Legacy. Build the Future. Now hiring: Residential/Consumer Lender, Full Time For 150 years, at First National Bank, we've helped our neighbors open doors - both literally and figuratively. As a trusted name in community banking, we're not just celebrating a milestone - we're investing in the next generation of lenders who will carry our values forward. If you are passionate about helping individuals and families find financial solutions for their biggest dreams, and you're ready to join a team where tradition meets innovation, we'd love to meet you! Bring your lending expertise to a place where relationships matter and where your work shapes lives for the better. Help us write the next chapter of our story, because after 150 years, we're just getting started. Position Overview: Reports to the Chief Lending Officer. Servicing the counties in the communities we service (Erie, Huron, Ottawa and Sandusky). Originates residential and consumer loans in a community banking environment. Counsels customers, takes applications, conducts preliminary underwriting reviews, and submits loan applications to processing and underwriting for approval. Follows up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources. Responsible for soliciting business and conducting sales-related activities outside of branch locations to meet specific loan volume origination goals. Performs wide range of duties relating to the origination of residential and consumer loans. Meets standards and objectives defined by management for mortgage loan sales and cross-selling objectives. Assumes overall responsibility for the residential/consumer loan from application to closing relating to customer service and compliance with all laws, regulations, and Bank policy and procedure. Primary Responsibilities: · Work with assigned branch office(s) to ensure awareness of residential and consumer loan products and policies. · Responsible for the overall performance of the bank's residential and consumer loan portfolio and for developing new and maintaining existing business. Handle referrals from each branch office and provide appropriate follow-up feedback. · Maintain knowledge of First National Bank Company policies and procedures · Maintain knowledge of available loan products, processing procedures, underwriting and general departmental guidelines, and changes in regulations as they occur from time-to-time. · Monitors residential loan repayment activities and takes necessary action to collect delinquent accounts. · Take residential applications by completing Fannie Mae form 1003 in mortgage origination software. · Take consumer applications by completing the standard consumer application in the consumer lending origination software. · Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management. · Develop and manage pipelines for all originated loans through closing and complete required management reports. · Responsible for portfolio management · Communicate with branches and/or applicants by providing timely updates and progress reports. · Maintain high levels of customer service while managing each applicant's and support staff's expectations. · Attend and participate in all Consumer Lending meetings as required · Advising potential Borrowers regarding appropriate loan programs and processes · Participates in community affairs and organizations to increase the bank's visibility and to enhance new business opportunities. · Creating and Executing a Business Development Plan · Initiating and maintaining contact with Realtors, Builders, and any potential referral source within assigned territory to inform them of loan products and other services offered by First National Bank. Requirements: Education and Experience: Two or more years of sales experience or 3 years of banking and/or previous Mortgage Loan Origination experience. Ability to analyze and interpret financial statements, visual and auditory skills. Outstanding communication and interpersonal abilities. Proficient reading, writing, grammar, mathematics skills and word processing and spreadsheet skills. Excellent interpersonal relations and oral and written communicative skills. Excellent organizational and multi-tasking skills. Current knowledge of or the ability to quickly learn/obtain the following: · Underwriting requirements for FNMA, FHLMC, FHA, local bond programs and private investors · Local, state and national laws and lending regulations (e.g. zoning ordinances, Truth-in Lending, RESPA, (TRID) Rule · Knowledge of the Realtor/Builder segment of the Mortgage industry · Comprehensive, working knowledge of HELOC's and Fixed Seconds · Comprehensive, working knowledge of all consumer loans · Knowledge of local Real Estate community Preferred Education: A.B.S. or B.A. or B. S. degree in a related field of study. Location Requirements: Candidates must be living with a one hour drive of Bellevue, OH. Candidates will be required to come to Bellevue as needed (likely once a week for meetings). This position will be considered flexible and may not have a permanent office. Physical Requirements: This position requires a high degree of mobility. May be subject to prolonged sitting/standing, frequent use of hands and upper body to manipulate/grasp objects/branch equipment, ability to communicate face to face and on the phone with clients, occasional bending and lifting from floor height, frequent forward reach, lifting of 1 - 15 lbs. Must have a valid driver's license and be able to travel by vehicle to customer locations/branches/meetings/seminars, and so forth. Benefits: First National Bank offers benefits depending on your employment status. For full-time employees we cover 100% of the Medical/Dental/Vision premiums for employees enrolled at the individual (employee only) level. We also offer, 401k with company match, Medical/Prescription coverage, HSA option, Life insurance options including company paid life insurance, Short and Long Term Disability, paid holidays, PTO, tuition reimbursement, Wellness programs and potential for profit-sharing and bonuses. Wages: Wages commensurate with experience First National Bank is an equal opportunity employer.

Full-time Description The Senior Mortgage Lender originates first mortgage loans, promotes the Bank and its lending services to the real estate community referral partners, and helps to identify and serve the community's financial needs. Demonstrates Civista Bank's mission to improve the financial lives of our employees and shareholders to make a difference in the communities that we serve. We are looking for mortgage professionals currently working in the field. Key Accountabilities, Responsibilities, and Expectations: Travel to solicit first mortgage and home equity loans through referral partners such as realtor, builders, financial planner, insurance agents and attorneys, as well as through community activities and organizations. Meet with customers and prospective customers at various locations. Complete each loan application and all pre-processing functions to include but not limited to obtaining all necessary documentation from prospective clients as determined by bank policy and underwriting guidelines. Inform prospective clients of the bank's underwriting guidelines and applicable government regulations. Screen loan requests based on bank policies and on types of loans offered by the institution. Propose and review various loan options with prospective clients. Research new legislation and regulations that may affect the Bank's residential lending policies. Ensures compliance with new rules by advising senior management and implementing appropriate changes. Answer incoming phone calls and schedule appointments. Communicate complex approvals or denials to the borrower, real estate agent or builder. Distributes market data, rate flyers and general loan information to the real estate community as directed by bank management. Promotes and participates in the bank's special credit programs and other CRA programs. Actively participates in local business and community activities and maintains close contact with local builders, real estate brokers and agents, customers, and prospects. All other duties as assigned and any activities that support the key accountabilities. Requirements Qualifications, Knowledge and Skills: Five + years Mortgage Lending experience in a financial institution or loan office setting. Bachelor's Degree in Business or Finance or three years equivalent work experience. Above average knowledge of banking industry practices, policies, regulations, and laws as it pertains to the mortgage lending area. Solid working knowledge of bank compliance requirements, as well as knowledge and adherence to Fair Lending laws and regulations. Solid computer literacy (Word, Excel) with accurate data entry skills; proficient knowledge of working with spreadsheet and creating formulas. Ability to become proficient in use of specific software required for position. A high level of initiative, thoroughness, accuracy and organizational skills required. Detail oriented with strong analytical skills. High level of confidentiality required. Solid oral and written communication skills. Ability to manage multiple priorities/projects with varied deadlines. Physical Requirements: This position requires the Senior Mortgage Lender to be customarily and regularly engaged away from Civista Bank in order to obtain sales. Work involves eye strain due to the frequent use of computer screens, reading of reports, completing documents, and so forth. Work involves being able to concentrate on the matter at hand, under sometimes distracting work conditions. Work involves lifting and moving loan files of up to 15 lbs. Work involves some travel to attend meetings, trainings, real estate office visits, and so forth. EOE - Race/Sex/Disability/Veteran This Position Description is not a complete statement of all duties and responsibilities comprising this position.Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this position at any time.

Inside Loan Agents receive 100% inbound calls from qualified home shoppers looking to make their next purchase. We pay top commissions, and supply the best on going training and leadership in the Call Center Industry, all focused on your success. NAF LO's have all the modern tools needed to move fast and be successful, including: Industry leading Comp Plan with super low online rates and fees. 1000's of Real Estate partners to help your borrower find a home quick, and ensure the loan closes with you. The latest and fastest CRM and LOS systems. NAF's Rapid app ensures quick and accurate 1003's from your borrower, on their cell phone Texting ability from our CRM, as well as mass voice mails to reach a group. We service our own loans, your picture and contact info stay on their mortgage coupon. All your funded clients are yours to keep, you get the refinances and referrals for higher comp! Ask about our double commissions ramp up, and ramp up guarantees! Let us show you a solid plan for ensuring a repeat and stable business plan to smooth out the ups and downs of the Mortgage Industry. Location: Broadview Heights, OH (If living within 31 miles of branch, employee will be required to work hybrid on-site, otherwise full remote is OK) Salary: $12/hr + OT (no draw against commissions) + bps + monthly tier bonuses including full time benefits, 401k, paid holidays, and paid vacation. Responsibilities Builds rapport and leverages customer relationships with existing and potential borrowers with the goal of meeting customer needs and exceeding their expectations. Analyze customers' financial situations and provide the appropriate solution by advising customers as to the appropriate loan product for them. Excel in a fast paced environment with the ability to multitask and follow up with multiple customer and work on multiple files each and every day. Accept multiple live, qualified inbound leads daily. Lock loans at point of sale, request initial documents from the customer, and submit an initial, paperless loan package to production staff. Structure and price loans accurately. Qualifications 2+ years' full time purchase or refinance loan origination experience; call center environment preferred. Strong desire to succeed in a sales environment and be a top producer. Ability to correctly and accurately structure and price loans. Complete knowledge of conventional and government loan programs (purchase and refinance). Current NMLS license. ( Must have pass National test & 20 hour lic. course.) Desired Education/Experience High School Diploma or equivalent Two or more recent years' full time loan origination experience, preferably in a call center environment Current NMLS license. Other Duties: This job profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may perform additional related duties as assigned in order to meet the needs of the organization. Work Authorization: Must be able to verify identity and employment eligibility to work in the U.S. Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Must be able to lift up to ten pounds. Primary functions require sufficient physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to occasionally stoop, bend, kneel, crouch, reach, and twist; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information. VISION: See in the normal visual range with or without correction. HEARING: Hear in the normal audio range with or without correction. [EOE/M/F/D/V. Drug-free workplace.] #LI-MA1