Consumer loan underwriter work from home jobs

SBA 504 Loan Underwriter Summary To support the 504 Department by underwriting 504 loan applications and submitting credit presentations to the LiftFund loan committee and Small Business Administration. The underwriter will support the Business Development Officers throughout the State of Texas. Essential Duties and Responsibilities: Review the loan file for relevant documents such as project cost documents, tax returns, personal financial statements, management history statements, credit bureau reports, real estate appraisal and environmental reports. Review and verify that loan applications meet SBA's 504 loan eligibility requirements according to the SBA Standard Operating Procedures (SOP) and Information Notices. Review and verify that loan applications meet SBA's 504 credit criteria according to the SBA SOP and Information Notices. Review and verify that loan applications meet the requirements of LiftFund's internal lending policies. Read tax returns and financial statements; and write a comprehensive credit memo including cash flow analysis. Present completed loan credit memos to LiftFund's loan committee. Must be prepared to support and defend the presentation. Submit entire loan package electronically to the SBA Loan Processing Center. Must be prepared to reply to the SBA loan officer's questions and submit additional information as needed. Maintain effective communication at all times with the LiftFund Business Development Officers, third party lenders (the bankers), and the borrowers. Communicate proactively with the LiftFund Servicing and Closing teams to discuss issues and problematic scenarios. Attend occasional SBA training seminars and webinars to maintain your knowledge base. Participate in other duties/projects to support the 504 Loan Department on an as needed basis. Minimum Qualifications: Minimum 3 years' experience in underwriting loan applications under SBA guidelines and requirements. College Degree, or working toward a degree, in Business, Finance, Economics, or related field. Accounting background highly desirable. Good technical writing ability with a detail-oriented approach to presentations Ability to work under time pressure Effective customer service manner and ability to resolve conflicts Excellent interpersonal, organizational, and communication skills Proficient computer skills including Microsoft Excel and Word (Ventures a plus) Ability to operate in a fast paced, multi-location environment, balancing both strategic and tactical responsibilities. Customer service orientation supporting others in a collaborative work environment. Strong project management skills with ability to multi-task and achieve deadlines. Ability to perform work with accuracy and attention to detail. Bilingual in English & Spanish a plus Nonprofit industry experience also a plus Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice. Travel Limited travel within the local area and infrequent overnight travel for meetings, conferences, training, or other business-related activities as needed. Position Type, Days and Hours This is a full-time, exempt position. The days and hours of work are generally Monday through Friday, 8:30 am to 5:30 pm, but the schedule may vary based on the needs of the position and the timing of key meetings and events. Physical Demands When working on-site, work is performed in a routine office environment. Prolonged sitting and some standing required. Occasionally lift, pull, carry and push items weighing up to twenty-five (25) pounds. This job requires working under stressful conditions to meet deadlines and address unexpected work challenges. LiftFund Inc. is committed to providing equal employment opportunities for all our applicants and employees without regard to age, color, mental or physical disability, gender, gender identity, genetic information, marital status, military status, national origin, pregnancy, race, religion, sexual orientation, veteran status, or any other protected characteristic. Also, LiftFund provides reasonable accommodation, and it is committed to engaging in the interactive process.

Come join our amazing team and work Remote ! The Wholesale Underwriter will Underwrites loans in accordance with Company and Investor guidelines following company's policies and procedures under general supervision. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The target pay range for this position is $100,000.00 to $115,000.00 + Monthly Incentive plan. What you'll do: Performs a thorough analysis to ensure the quality of each loan and to determine compliance with Company and Investor guidelines. Performs a thorough analysis of collateral to ensure property meets investor guidelines and the appraisal quality and completeness is acceptable. Applies and interprets company underwriting guidelines and makes sound credit decision. Completes credit, analysis of income, analysis of property, ensures proper audits are completed and verifies consistency of loan file information. Identifies risk factors within each loan and utilizes resources, tools and documentation to detect red flags and clear inconsistencies. Reviews and evaluates credit information on mortgage loan documents to determine acceptability for specific loan programs. Determines any conditions, stipulations or pre-funding requirements. Reviews and clears underwriting conditions, stipulations or pre-funding requirements received. Communicates with clients, sales teams and operations teams to resolve outstanding issues as they arise. Assists departmental support staff when necessary. Resolves and responds to post closing credit exceptions received from investors and auditors when required on loans underwritten. Maintains ongoing knowledge of investor guidelines, updates and trends as applicable to underwriting position. Completes second signature underwriting review on loan files underwritten by junior underwriters and within designated authority as needed. A thorough knowledge of mortgage loan underwriting Maintains highly confidential information concerning loan applicants Requires high level of organizational skills and ability to work on several tasks simultaneously Constant contact with Loan Officers and internal office staff Significant coordination of various duties required Office machines such as computer, copiers, fax machines and the telephone Ability to communicate effectively both verbally and in writing Ability to handle detailed assignments What you'll need: Five plus years of FHA mortgage underwriting work experience Paperless Loan Origination System experience preferred. FHA Direct Endorsement designation and/or VA SAR designation highly preferred. DU and LP experience required. Experience working in a paperless environment preferred. Our Company: Carrington Mortgage Services-Wholesale Lending is part of The Carrington Companies. We provide third-party originators, mortgage brokers and financial institutions with access to government and conventional loan programs, as well as low credit score home financing and low down payment options. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: **************************** What is the value proposition to joining the team? Increased earning capacity due to access to our 48 state territory. Ability to market faster and more efficiently inside the operation. Superior service levels offered to the broker as you're inside presence ensures every step of the loan process is handled in the most efficient manner possible. Professional account manager's partner with you and your brokers to add value every step of the way. Base pay plus an industry leading commission plan. Take over existing accounts. What We Offer: Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed. Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. Customized training programs to help you advance your career. Employee referral bonuses so you'll get paid to help Carrington and Vylla grow. Educational Reimbursement. Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org.

Position Overview: The Mortgage Underwriter (Veterans Only) is responsible for evaluating and approving mortgage loan applications based on a thorough review of financial information and risk assessment. This role involves ensuring that loans meet all regulatory and company standards while providing exceptional service to veteran clients. The underwriter works under the supervision of a financial institution or mortgage company and focuses on serving the veteran community. This is a salaried position with benefits. Key Responsibilities: Loan Evaluation: Review and analyze mortgage loan applications, including financial statements, credit reports, and property appraisals. Assess the risk and creditworthiness of loan applicants based on company policies and regulatory guidelines. Determine loan eligibility and approve or deny loan applications. Compliance and Risk Assessment: Ensure all loan applications comply with federal, state, and company regulations. Identify and address any discrepancies, issues, or potential risks in loan applications. Work with loan officers and processors to resolve issues and provide guidance on loan requirements. Documentation and Reporting: Maintain accurate and up-to-date records of loan applications, approvals, and denials. Prepare and present reports on underwriting activities and loan performance to management. Ensure all documentation is complete, accurate, and properly filed. Veteran Community Engagement: Act as a liaison between the financial institution and the veteran community. Provide specialized underwriting services and advice tailored to the unique needs of veterans and their families. Participate in events, seminars, and workshops aimed at educating veterans about mortgage options and financial planning. Collaboration and Communication: Collaborate with loan officers, processors, and other team members to facilitate a smooth loan approval process. Communicate loan decisions and conditions clearly to loan officers and clients. Provide feedback and recommendations to improve underwriting processes and policies. Training and Development: Stay informed about industry trends, regulations, and products through ongoing training and professional development. Attend company meetings, training sessions, and seminars as required. Qualifications: Education: Bachelor's degree in finance, business, or a related field is preferred. High school diploma or equivalent is required. Experience: Previous experience in mortgage underwriting, financial services, or a related field is preferred. Military experience is highly valued. Skills: Strong analytical and decision-making abilities. Excellent attention to detail and organizational skills. Proficiency in computer software and systems used in mortgage underwriting. Effective communication and interpersonal skills. Ability to work independently and manage time effectively.

Senior Underwriter - Work Comp Insurance | 100% Remote (WFH) Opportunity - California This opportunity will be covering the state of California, you must be able to work Pacific Coast hours M-F 8am-5pm PDT (which is 11am-8pm Eastern EDT) General Summary Responsible for underwriting new and renewal Workers Compensation Insurance accounts for agents and producers assigned within their territory in compliance with company underwriting, pricing and letters of authority. Essential Duties and Responsibilities Underwrite and retain new and renewal business through solid risk analysis, pricing with adherence to state filings, corporate guidelines, and delegated authority. Compile and document underwriting decisions and make referrals to management when appropriate including rational and recommendations. Maintain strong product line and industry expertise and while gathering/sharing competitive information along with changes/trends in the local and national markets. Collaborate with Sales Team to develop and maintain strong agency relationships with shared accountability in meeting territory goals. Keep leadership, peers and sales team informed of all issues and meaningful activities. Support leadership in coaching and mentoring team members, participate in organizational projects, and other leadership duties as requested. Work with minimal supervision and meet commitments/deadlines. Act with a customer-first mindset and a sense of urgency. Ability to contribute to tactical and strategic business planning with Sales and distribution partners. Provide thorough and pertinent information and guidance to Underwriting Services staff required to process coverage requests in accordance with service guidelines and standards/SLA's. Provide professional, timely and courteous communication and service to internal and external customers to resolve issues. Focus on exceptional customer service, collaboration with Sales team, the development of strong agency relationships. Background and Experience/Expertise Minimum 5 years of experience underwriting property and casualty insurance. Workers Compensation experience required. Demonstrated ability to serve as a technical expert and/or mentor to the underwriting team. Ability to support leadership by performing internal underwriting audits and assist in educating internal staff on findings, trends, and updated guidelines/procedures. Ability to read and interpret documents such as instructions and procedure manuals. Ability to write routine reports and correspondence. Ability to calculate figures and amounts such as discounts, interest, commissions, proportion, frequency, loss ratio, net rate, and percentages. Ability to apply problem solving skills involving variable and standard situations. Excellent communication skills including written, verbal, telephone, and virtual meetings Excellent organizational and time management skills. Excellent negotiation skills. Demonstrated proficiency with Microsoft Office Product Suite. Education Bachelor's degree Work Environment: Remote: This role is a remote (work from home (WFH)) opportunity, and only open to candidates currently located in the United States and able to work without sponsorship. It requires a suitable space that provides a private and quiet workplace. Expected Work Hours: Schedules are set to accommodate the requirements of the position and the needs of the organization and may be adjusted as needed. Travel: May be required to travel to off-site location(s) to attend meetings, as necessary Salary Range: $70,000 - $100,000 and a comprehensive benefits package, please follow the link to our benefits page for details! ********************************************************* About EMPLOYERS As a dynamic, fast-growing provider of workers' compensation insurance and services, we are seeking a goal-oriented individual willing to put their ideas to work! We offer a positive, challenging work environment, combined with an opportunity to build your career as you help us grow our business, in innovative and imaginative ways that are uniquely EMPLOYERS! Headquartered in Nevada, EMPLOYERS attributes its long-standing success to its most valuable resource, our employees across the United States. EMPLOYERS is known for the quality service and expertise we provide for our clients, and the exemplary work environment we provide for our employees. We live and breathe our core values: Integrity, Customer Focus, Collaboration, Initiative, Accountability, Innovation, and Personal Fulfillment. These are the pillars that support how we do business with our clients as well as how we treat each other! At EMPLOYERS, you'll discover an energetic environment that inspires top achievement. As “America's small business insurance specialist”, we have the resources, a solid reputation and an expanding nationwide identity to enrich your work/life and enhance your career. #LI-Remote

Senior Underwriter - Workers' Compensation Insurance | 100% Remote (WFH) Salary Range: $70,000 - $100,000 + Comprehensive Benefits- check the link below Are you a seasoned Workers' Compensation Underwriter ready to take your career to the next level? EMPLOYERS, America's small business work comp specialist, is looking for a Senior Underwriter who thrives in a fast-paced, collaborative environment and is passionate about delivering exceptional service. This is a fully remote opportunity-work from the comfort of your home while making a real impact! What You'll Do * Underwrite exclusively Workers' Compensation Insurance-no other product lines. * Manage new and renewal accounts for assigned agents and producers. * Apply solid risk analysis, pricing strategies, and compliance with state filings and corporate guidelines. * Build and maintain strong agency relationships in partnership with our Sales Team. * Serve as a technical expert and mentor, supporting leadership with audits and team development. * Contribute to strategic business planning and organizational projects. What We're Looking For * Must have at least 6 years of Workers' Compensation underwriting experience (preferably with a carrier). * Proven ability to analyze risk, negotiate effectively, and make sound underwriting decisions. * Strong communication, organizational, and time management skills. * Proficiency in Microsoft Office Suite. * Bachelor's degree required. Why Join Us? * 100% Remote - Work from anywhere in the U.S. (must be eligible to work without sponsorship). * Competitive salary range: $70,000 - $100,000. * Comprehensive benefits package: ********************************************************* * Be part of a company that values Integrity, Customer Focus, Collaboration, Initiative, Accountability, Innovation, and Personal Fulfillment. * Opportunity to grow your career with a dynamic, nationwide leader in Workers' Compensation insurance. Ready to make an impact? Apply today and join a team that's redefining success in Workers' Compensation underwriting.

This role plays a critical part in evaluating loan applications, ensuring compliance, and driving quality underwriting decisions. With multiple openings available, we are looking for strong, dedicated professionals who are eager to contribute long-term. + Loan Underwriting: Review and assess files submitted by broker clients, ensuring compliance with FHA, VA, and conventional lending guidelines. + Approval Process: Work closely with the loan structure and precision income teams to finalize approvals. + Credit Reviews: Perform thorough credit analysis and processing final approval files daily (subject to volume). + Compliance & Risk Assessment: Ensure loans meet investor guidelines (FHA UW, HUD UW, VA UW, VA IRRL, VA SAR, TrumsID Registration) and adhere to quality control standards. Additional Skills & Qualifications Minimum 3 year of frontline originations underwriting experience (Any loss mitigation or servicing underwriters will be disqualified) Strong understanding of FHA, VA, and conventional loan underwriting.. Experience with Encompass and proficiency in Excel preferred. Experience with FHA, HUD, VA, VA IRRL, VA SAR, TrumsID Registration preferred #westpriority25 Job Type & Location This is a Contract to Hire position based out of Plano, TX. Pay and Benefits The pay range for this position is $33.65 - $36.06/hr. Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: - Medical, dental & vision - Critical Illness, Accident, and Hospital - 401(k) Retirement Plan - Pre-tax and Roth post-tax contributions available - Life Insurance (Voluntary Life & AD&D for the employee and dependents) - Short and long-term disability - Health Spending Account (HSA) - Transportation benefits - Employee Assistance Program - Time Off/Leave (PTO, Vacation or Sick Leave) Workplace Type This is a fully remote position. Application Deadline This position is anticipated to close on Dec 25, 2025. h4>About TEKsystems: We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company. The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law. About TEKsystems and TEKsystems Global Services We're a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. We're a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. We're strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. We're building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com. The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

Are you an experienced mortgage underwriter who's been searching for a great company that's family owned, that recognizes your contributions, and has a philosophy of no layoffs during the down-season? A company whose goal and purpose is to Improve the Lives of Families ? Take a look at Equity Resources! We are a fun and friendly environment where we work together to meet our daily goals. Why you'll love working here Candidates local to Central Ohio will be asked to work a structured hybrid schedule and can enjoy our corporate office in Newark's historic downtown square. (Remote work is available for candidates located outside of Central Ohio). Choose from flexible hours: 8:30 AM - 5:00 PM with a 30-minute lunch, or 8 AM - 5 PM / 8:30 AM - 5:30 PM with a 1-hour lunch. Generous PTO, 10 paid holidays, plus a day off for your birthday! Full benefits package (including pet insurance!) first of the month after your first 30 days. 401(k) option with a generous company match -helping you grow your retirement savings faster. Earn extra cash through our referral programs, $500 for each borrower you refer, and up to $5,000 for referring an experienced Loan Officer. Join a stable, employee-focused company that's been growing since 1993. Requirements Bachelor's Degree in Business, Finance, or related field preferred (or equivalent combination of education and experience); minimum HS diploma or equivalent. Minimum of 2 years' DE Underwriting experience with conventional and FHA loans; USDA/VA experience a plus. Proficient in Microsoft Word, Excel, and Outlook; experience with an electronic mortgage processing systems required (Encompass preferred). Excellent written and verbal communication and customer service skills; able to interact professionally with employees, vendors, and lenders. Ability to comprehend and follow complex written and oral instructions. Work independently with minimal supervision, applying sound judgment and attention to detail. Ability to manage high-stress situations and work overtime as needed. What your day will look like The primary functions of the Underwriter are to approve saleable loans with the information provided by the next day; underwrite all loans under FNMA, FHLMC, and FHA (may include USDA & VA) loan programs and maintain knowledge of investor programs and overlays and communicate any changes to staff. The following duties would be applicable: Monitor pipeline daily and self-assigned preapprovals. Make underwriting decisions based on risk assessment, taking into consideration the 4 C's of underwriting: Capacity, Credit, Collateral, and Cash. Deliver high-quality service with 24-hour turn times and timely updates to Mortgage Specialists. Maintain knowledge of investor overlays and expertise in FNMA, FHLMC, and FHA. Knowledge in USDA & VA loan programs is preferred but not required. Analyze and report loan quality issues and monitor corrective actions. Uphold strict fraud prevention, confidentiality and ethical standards set by Equity Resources. Adapt to changing circumstances and adjusting daily priorities as needed. Assist other Underwriters with daily volume. Perform additional duties as needed to support team and company goals. About Us Equity Resources, Inc. is a privately owned and operated mortgage company headquartered in Newark, Ohio. We are licensed in 21 states, including Washington D.C., and operate branch offices in many of those locations. Our vision and purpose at Equity Resources, Inc. is quite simply to Improve the Lives of Families. We pride ourselves in creating Raving Fans of our customers AND our employees. We are celebrating our 32nd year in business and are continuing to grow! Come join our team! Equity Resources offers a comprehensive total compensation and benefits package that includes medical, dental, and vision insurance; 401(k); company-paid life insurance; and much more! Equity Resources is an equal opportunity employer. It does not discriminate against applicants or employees on the basis of race, color, religion, creed, national origin, ancestry, disability that can be reasonably accommodated without undue hardship, sex, sexual orientation, gender identity, age, citizenship, marital or veteran status, or any other legally protected status.

Company Details Berkley Human Services, a Berkley Company, is devoted to meeting the needs of Human Services Organizations. Our insurance policies are written through our Berkley affiliates, each of which is rated A+ (Superior) by A.M. Best Company with a Financial Category of XV. We offer property and casualty coverage designed for the unique operational aspects of social service organizations. Our Human Services Program dates back to 1989 and has continuously evolved to meet the unique needs of the market we serve. We insure both nonprofit and for-profit social service organizations, such as child daycare, sheltered workshops, group homes, senior citizen centers, senior independent living, schools, counseling services, YMCAs, YWCAs, and Boys & Girls Clubs. Responsibilities To develop, grow and maintain a profitable book of Human Services business within an assigned territory through marketing and underwriting processes; demonstrate functional technical knowledge of underwriting concepts, practices, procedures and techniques to include coverage issues, product lines, marketing, relevant systems and competition in the marketplace. Manages relationship with assigned producers to manage submission, quote and bind activity and deliver on service commitments established by the designated Service Level Agreement (SLA). Risk Selection: evaluate/assess submitted applications for appetite acceptability; assess risk and determine premium, terms and conditions in accordance with Letter of Authority (LOA) for new and renewal business; generate quote proposals and deliver to producers; negotiate final terms leading to binding. Producer Relationships: develop and maintain relationships through regular visits and phone contact; review pipeline and prospect lists; develop leads; review Producer Score Card and provide ongoing feedback toward goal commitments. Complete underwriting checklists outlining underwriting thought process, loss analysis, pricing theory and risk characteristics. Maintain records and prepare required reports as necessary, including Salesforce, Clearance, BPMi and any other systems involved. Meet or communicate with marketing personnel as warranted, including sharing competitive information, requesting support/assistance with the relationships, and seeking assistance in marketing strategy. Maintain contact with and function as liaison between independent agents, claims adjusters, finance team members, actuarial team members, Risk Control team members and other concerned parties in administering accounts where necessary. Maintain and update files for underwriting reviews. Provide instructions for policy issuance. Handle endorsement requests to ensure timely processing. Assist and/or mentor other members of the department including underwriters, assistant underwriters, and Operations team members as warranted. May perform other functions as assigned. Qualifications Minimum of 3 years of multi-line underwriting and marketing experience. Knowledge of insurance rating, structure, forms, and coverages. Ability to maintain confidential information. Strong interpersonal, presentation and negotiation skills to include the ability to affirmatively close sales. Exceptional verbal and written communication skills. Strong decision-making skills. Strong PC and keyboarding skills, including working with MS Excel, Word and PowerPoint. Valid driver's license and safe driving record required. Education Four-year college degree or equivalent experience Additional Company Details The Company is an equal employment opportunity employer. We do not accept any unsolicited resumes from external recruiting agencies or firms. The company offers a competitive compensation plan and robust benefits package for full time regular employees including: • Base Salary Range: $74k - $124k • Eligible to participate in annual discretionary bonus • Benefits include Health, dental, vision, dental, life, disability, wellness, paid time off, 401(k) and profit-sharing plans The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. Additional Requirements Travel: up to 20% Sponsorship Details Sponsorship not Offered for this Role

Are you a mortgage underwriting pro who thrives on precision, loves solving complex loan puzzles, and enjoys being the go-to expert for all things compliance? At ResiCentral , we're looking for a sharp, detail-obsessed Senior Underwriter to join our team and help us deliver top-tier service across a wide range of loan products. If you're ready to take ownership of your pipeline, collaborate with awesome teammates, and make confident credit decisions that keep things moving-this might just be your next great move! Job Summary Responsible for ensuring the quality and integrity of underwriting decisions and processes as well as providing exceptional service to all stakeholders involved. This requires extensive knowledge of our underwriting guidelines including agency, jumbo, and possible government loans and the ability to address complex loan scenarios. The role requires the ability to manage a pipeline of loans assigned each day proactively and effectively while maintaining SLAs on all job tasks. In addition, the ability to communicate underwriting decisions and needed documentation to Sales and Broker Clients accurately and clearly. Duties/Responsibilities Reasonable accommodations may be made to enable individuals with disabilities to perform these essential functions. Underwrite a wide range of mortgage loans, including Agency (FNMA/FHLMC) and Non-Agency (Jumbo, Non-QM) products. Proactively manage an assigned loan pipeline with full ownership and accountability. Review all loan documentation for accuracy, completeness, and compliance with company and investor guidelines. Perform comprehensive mortgage credit analysis-both with and without automated underwriting systems (DU/LPA)-to determine borrower eligibility. This includes reviewing credit packages, verifying income and assets, calculating borrower investment, analyzing credit history, and assessing housing and debt obligations. Analyze supporting documents such as credit reports, income documentation, asset statements, appraisals, and title reports to evaluate overall loan risk. Identify and request missing documentation needed to complete underwriting decisions, ensuring requests are clear, concise, and prescriptive. Ensure loans meet underwriting standards, investor guidelines and regulatory requirements (e.g., TRID, RESPA, TILA). Assess borrower risk, property valuation, and potential fraud indicators; recommend conditions or alternative structures as needed to mitigate risk. Deliver clear, timely, and professional communication of underwriting decisions, conditions, and documentation requirements to Sales, Brokers, and other stakeholders. Partner with Operations, Sales, and Clients to promote ResiCentral's underwriting philosophy and provide education when needed. Develop expertise in ResiCentral's proprietary software and internal technology platforms to streamline workflow and decisioning. Required Skills/Abilities Expert-level knowledge of Agency (FNMA/FHLMC) and Non-Agency (Jumbo, Non-QM) guidelines. Proficiency with automated underwriting systems (DU and LPA) and advanced capability in manual underwriting for Jumbo and Non-QM loans. Proven ability to analyze and resolve complex loan scenarios with accuracy and sound judgment Highly motivated self-starter with strong ethics, accountability and professionalism. Ability to thrive in a fast-paced, high-pressure environment while maintaining precision and meeting deadlines. Strong collaboration skills with the ability to work independently when required. Excellent written and verbal communication skills, with the ability to clearly explain underwriting decisions to both internal teams and external partners. Exceptional attention to detail and unwavering commitment to compliance and accuracy. Dedicated to providing best-in-class client service, consistently upholding ResiCentral's standards and values. Physical Requirements Prolonged periods sitting at a desk and working on a computer. Travel Required None Education and Experience High school diploma or GED required. BA or BS highly desired. 7+ years of mortgage experience required. 5+ years of experience underwriting both Agencies (FNMA/FHLMC) and Non-Agency (Jumbo, NQM) loan products required. 4+ years of experience reviewing appraisal required. Encompass LOS experience required. FHA Direct Endorsement (DE) and/or VA LAPP/SAR designation desired. Other Duties Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.

Job Details CT - West Hartford, CTDescription Do you want to be part of the best team in the industry? Are you self-motivated, enjoy working as part of a team, yet having your own freedom? Do you dislike being micromanaged? Is having a work/life balance important to you? Are you full of energy and ready to help make people's dreams come true? If you have answered yes to all of the above then we want to talk to you! First World Mortgage is seeking the right candidate to fill an immediate need as a Senior Mortgage Underwriter. This is a permanent, full time position; remote work potential. We value our employees and are looking for the right person who is looking for a long term commitment to our growing company. The right candidate will possess the following experience/skills: 5+ years in the mortgage industry, with 3 of the most recent being as an underwriter for forward mortgage loans FHA Direct Endorsement required Knowledge of DU and LP and evaluating feedback required VA Automatic/LAPP required Experience underwriting USDA loans preferred Experience underwriting CHFA loans REQUIRED Paperless environment Proficiency with Encompass desired Attention to detail and accuracy Excellent verbal and written communication skills Ability to prioritize and redirect efforts as needed Key Responsibilities include but are not limited to: Underwrite first mortgage loans to agency and insurer compliance Decision all loan files in a timely manner and communicate decision to loan officer and processor Review conditions on loans within required timeframes to move loans to closing Regularly exercising knowledge and independent judgement to propose restructuring alternatives on loans where applicable Submitting loans for mortgage insurance approval Pre-flighting credit and income at the request of sales force and/or manager Review appraisals to ensure adequate collateral Qualifications Do you want to be part of the best team in the industry? Are you self-motivated, enjoy working as part of a team, yet having your own freedom? Do you dislike being micromanaged? Is having a work/life balance important to you? Are you full of energy and ready to help make people's dreams come true? If you have answered yes to all of the above then we want to talk to you! First World Mortgage is seeking the right candidate to fill an immediate need as a Senior Mortgage Underwriter. This is a permanent, full time position; remote work potential. We value our employees and are looking for the right person who is looking for a long term commitment to our growing company. The right candidate will possess the following experience/skills: 5+ years in the mortgage industry, with 3 of the most recent being as an underwriter for forward mortgage loans FHA Direct Endorsement required Knowledge of DU and LP and evaluating feedback required VA Automatic/LAPP required Experience underwriting USDA loans preferred Experience underwriting CHFA loans REQUIRED Paperless environment Proficiency with Encompass desired Attention to detail and accuracy Excellent verbal and written communication skills Ability to prioritize and redirect efforts as needed Key Responsibilities include but are not limited to: Underwrite first mortgage loans to agency and insurer compliance Decision all loan files in a timely manner and communicate decision to loan officer and processor Review conditions on loans within required timeframes to move loans to closing Regularly exercising knowledge and independent judgement to propose restructuring alternatives on loans where applicable Submitting loans for mortgage insurance approval Pre-flighting credit and income at the request of sales force and/or manager Review appraisals to ensure adequate collateral

Job Description Choice Mortgage Group is seeking a talented and experienced DE Mortgage Underwriter to join our growing team. We are a family-oriented organization that takes pride in the work environment we have built. You'll be responsible for ensuring FHA and Agency loan applications are underwritten with all required documents submitted correctly and that loan files are in accordance with the latest investor guidelines and industry standards. The ideal candidate is an organized, detail-oriented professional who wants to play a key role on a winning team. If this sounds like you, apply today! Remote work is available. Compensation: $75,000 plus per file bonus of underwritten files Responsibilities: Underwriter completes a thorough analysis of loan files to determine compliance with company, investor, Fannie Mae, Freddie Mac and FHA/VA guidelines. Underwrites the entire credit package and collateral for residential mortgage loans and ultimately ensures an “investment” quality loan product. Checks the accuracy of all calculations and data integrity. Completes all required underwriting worksheets and checklists Underwriter must be available to processors and loan officers or any other team members for general Underwriter guideline interpretations and questions on specific loan files. Responds to post-closing reviews and audits in a timely fashion. Qualifications: Knowledge of home loans and residential mortgages such as conventional, VA, FHA, and USDA loans, and loan products Knowledgeable in automated underwriting systems and Microsoft office Strong decision-making and communication skills B.S. in business or related field required 10+ Years of mortgage underwriting experience required About Company Choice Mortgage Group is not your typical lender. We're a forward-thinking, growth-driven company leveraging innovative technology and creative sales strategies to deliver a streamlined, customer-first mortgage experience. While others have slowed down, we've accelerated - and now we're looking for the right person to grow with us. Our Core Values are simple: we want to create a WOW experience for clients, our referral partners, and our employees.

We are seeking a detail-oriented Income Specialist to join our team. This role is responsible for accurately calculating borrower income across multiple loan programs, ensuring compliance with agency guidelines and internal standards. The ideal candidate will have strong analytical skills and experience in mortgage underwriting processes. Key Responsibilities - Calculate and verify borrower income for various loan products, including: Fannie Mae (FNMA) Freddie Mac (FHLMC) FHA VA - Review income documentation to ensure accuracy and completeness. - Apply agency-specific guidelines and internal policies to determine qualifying income. - Collaborate with underwriting and processing teams to resolve income-related issues. - Maintain up-to-date knowledge of investor and agency requirements. Provide clear documentation and rationale for income calculations. This is a fully remote role. We are a company committed to creating diverse and inclusive environments where people can bring their full, authentic selves to work every day. We are an equal opportunity/affirmative action employer that believes everyone matters. Qualified candidates will receive consideration for employment regardless of their race, color, ethnicity, religion, sex (including pregnancy), sexual orientation, gender identity and expression, marital status, national origin, ancestry, genetic factors, age, disability, protected veteran status, military or uniformed service member status, or any other status or characteristic protected by applicable laws, regulations, and ordinances. If you need assistance and/or a reasonable accommodation due to a disability during the application or recruiting process, please send a request to ********************.To learn more about how we collect, keep, and process your private information, please review Insight Global's Workforce Privacy Policy: **************************************************** Skills and Requirements Proven experience in income analysis for FNMA, FHLMC, FHA, and VA loan programs. Strong understanding of agency guidelines and mortgage documentation. Proficiency in Encompass loan origination software.

The HECM (Reverse) Underwriter position underwrites residential loans ensuring compliance with appropriate company, secondary market Investor standards, and all applicable laws. Examines loan documentation for accuracy and completeness. Partners with Loan Originators, Branch Managers and Processors to secure all required documents. Essential Job Functions-Description: Follows prescribed guidelines, receives and reviews loan applications and associated documentation to ensure thoroughness and accuracy according to HECM guidelines, policies and procedures Maintains acceptable turn times for initial decisions and condition reviews in accordance with Department expectations Interacts with Quality Control, Compliance, and Funding for problem resolution, risk evaluation and compliance concerns Develops and maintains sound knowledge of HECM product guidelines offered by the company, and risk assessment tools Reworks loans to new terms, identifies additional conditions as needed to insure a viable credit decision Reviews and evaluates borrower(s) profile including but not limited to all income documentation, tax returns, credit reports, preliminary report, judgments, bankruptcy documents and appraisals and ensures all necessary documentation is requested to support final loan decisions Demonstrates proficiency in manual underwriting policies and procedures Maintains a sound knowledge of secondary market activity, practices, and business/industry practices as they impact underwriting quality and origination activity Communicates and maintains good relationships with loan originators, management, processor Demonstrated experience with MS Office products Experience Required: 3+ years of Residential Loan underwriting experience DE certification and recent FHA underwriting experience preferred Solid knowledge and understanding of FHA/HECM policies and procedures Solid knowledge and understanding of various fraud tools Demonstrated experience working in a fast paced and changing environment Demonstrated experience effectively managing relationships with internal and external partners Prior mortgage processing experiencer preferred Demonstrated experience with repurchase response and/or rebuttal review and response preparation Demonstrated experience reporting, analyzing, interpreting, and critical thinking Information: Not part of the job description Physical Environment: This position is primarily a remote position. Access to a quiet space at home and reliable internet is required. Travel: Local travel may be required for company or career-related meetings, programs and/or events. To see new and updated job postings and job postings similar to this, please follow us on LinkedIn: *****************************************

Specializing in third party underwriting, quality control and forensic examination of all mortgage and securitization loan, portfolio and contract audits, including operational risk and quality control policy development. Agency (FNMA/FHLMC/FHA/VA), legal, foreclosure and repurchase defense reporting and expert witness testimony. Expert experience in Mortgage Backed Securities agreements and Seller/Purchaser reps and warrants contracts; Underwriting guideline gap analysis; Valuation and historic appraisal forensic fraud investigation and support. Job Description Remote Conventional Mortgage Underwriter If you are a Remote Conventional Mortgage Underwriter with experience, please read on! Top Reasons to Work with Us We are a retailer seeking all Remote Mortgage Underwriters. We're here to keep the dream of home ownership alive. Currently, we are seeking long-term underwriters to stay with us for the next decade to come. With exponential benefits, a culture that fits the kindest and hardest working, your contribution will be valued within our firm. There is opportunity to grow and since we're middle-sized, your growth will start immediately. What You Will Be Doing - Perform a thorough analysis to ensure the quality of each loan and to determine compliance with Company and Investor guidelines. - Perform a thorough analysis of collateral to ensure property meets investor guidelines and the appraisal quality and completeness is acceptable. - Apply and interpret company underwriting guidelines and makes sound credit decision. - Complete credit, analysis of income, analysis of property, ensures proper audits are completed and verifies consistency of loan file information. - Identify risk factors within each loan and utilizes resources, tools and documentation to detect red flags and clear inconsistencies. - Review and evaluate credit information on mortgage loan documents to determine acceptability for specific loan programs. - Determine any conditions, stipulations or pre-funding requirements. - Maintain ongoing knowledge of investor guidelines, updates and trends as applicable to underwriting position. - Complete second signature underwriting review on loan files underwritten by junior underwriters and within designated authority as needed. - Possess excellent computer skills and working knowledge of Microsoft Office products. What You Need for this Position - 4+ years of Conventional mortgage underwriting experience. - DU and LP experience required - FHA DE/ Direct Endorsement designation are a plus - VA SAR designation experience preferred but not required - Experience with Encompass preferred So, if you are a Remote Conventional Mortgage Underwriter with experience, please apply today! - Applicants must be authorized to work in the U.S. Qualifications What You Need for this Position - 4+ years of Conventional mortgage underwriting experience. - DU and LP experience required - FHA DE/ Direct Endorsement designation are a plus - VA SAR designation experience preferred but not required - Experience with Encompass preferred So, if you are a Remote Conventional Mortgage Underwriter with experience, please apply today! - Applicants must be authorized to work in the U.S. Additional Information Applicants must be authorized to work in the U.S. All your information will be kept confidential according to EEO guidelines.

An established mortgage banker is seeking an experienced DE/VA Mortgage Underwriter to join its team. Please note both designations are required for consideration. We're looking for a collaborative underwriter who thrives on engaging with the origination team and is comfortable picking up the phone to ensure clear communication and accurate loan decisions. Responsibilities Evaluate mortgage loan applications to ensure compliance with company policies and federal/state regulations Analyze borrower financials, credit reports, and property appraisals to determine eligibility Assess risk and provide thorough loan decisions with clear explanations and conditions Collaborate closely with processors, loan officers, and stakeholders to resolve questions and expedite the process Stay up-to-date with industry trends, guidelines, and best practices Qualifications Active DE and VA underwriting certification required Must have used DE and VA designation within the last 11 months Minimum 5 years of residential mortgage underwriting experience Proven history of longevity in prior roles (average tenure, no frequent job changes) Strong understanding of FHA, VA, Conventional, Non-QM, and Jumbo products Experience with Encompass strongly preferred Excellent analytical, organizational, and problem-solving skills Strong communication skills and ability to collaborate effectively in a team environment Compensation & Benefits Salary: $85,000 - $100,000 per year Full benefits package including: Medical, Dental, Vision, Life Insurance 401(k) with employer contribution Paid vacation and sick time Please note that National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. We are contractually required to follow the criteria set forth by our clients. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Senior Underwriter is responsible for underwriting and clearing conditions for Agency and/or Non-Agency loans. The Senior Underwriter communicates all mortgage loan guidelines to Loan Processors and Loan Officers. Job Responsibilities: Maintain a pipeline within the company's standards: 24-hour turn-around time for final underwrite and 48-hour turn-around time for upfront. Analyze and access risk for initial credit decision based on company checklists, internal guides, Agency guides and Investor guides. Communicate errors and missing information to processor via email and/or telephone. Adjust condition sheet in Encompass with applicable conditions. Review resubmission as items are gathered and submitted by the processor. Issue final approval uploading all necessary approval documentation into Encompass with appropriate signatures. Collaborate with internal departments on any stipulations for closed files. Maintain a high level of confidentiality. Qualifications and Skills: Bachelor's degree and/or equivalent combination of education/experience. SAR and/or DE, preferred. Minimum 5 years of mortgage underwriter experience, preferred. Working knowledge of mortgage banking software, mortgage underwriting, loans, purchase, and refinance transactions. Experience Underwriting USDA and Bond programs, a plus. Excellent customer service, communication, problem-solving, and time management skills. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: Hourly Rate: 43.26 - 48.07 Bonus Eligible if applicable The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position . #LI-CCMREC CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

Who is Quorum At Quorum Federal Credit Union, we are a cutting-edge credit union that operates as a technology company, delivering innovative financial solutions to our members. As a remote organization, we thrive on collaboration and recognize outstanding performance. We are the ideal workplace for self-motivated individuals who are committed to organizational success and eager to join a dynamic team of professionals. We stand out as a best-in-class employer, offering a unique and supportive work environment that fosters personal and professional growth. Our culture is built on valuing teamwork, recognizing achievements, and providing the tools and resources needed to excel. If you are looking for a place where you can make a meaningful impact, enjoy a flexible and fulfilling work experience, and be part of a forward-thinking team, Quorum Federal Credit Union is the perfect fit for you. Summary We strive for innovation and new ways to solve complex problems to deliver on our promise in creating Banking That's Good. For You. As a Mortgage Underwriter I you will be responsible for independent analysis of moderately complex residential mortgage applications and making sound credit decisions in accordance with investor, agency, and company guidelines. This position supports high application volumes and must consistently achieve production levels, turn times and accuracy expectations. Additionally, this role demonstrates adaptability, embraces new technologies, and contributes to the continual improvement of the underwriting process. Key Job Responsibilities and Accountabilities Complexity: Analyze and independently underwrite moderately complex mortgage products and scenarios, within level of authority. Loan products will evolve over time with our strategic direction, market demand, and alignment with investor and regulatory demands. Loan scenario complexity includes but is not limited to large loan balance, layering risk, varying income sources, multiple income streams, and loan exceptions. Compliance: Underwrite all mortgage loan files in compliance with secondary market guidelines, specific product guidelines, credit union policies and procedures, and banking/Credit Union regulatory requirements. Risk Assessment: Exercise sound, common-sense judgment when evaluating overall loan risk and determining loan eligibility ensuring decisions align with company risk tolerance and lending policies. Production and Turn Times: Achieve required daily production levels and established turn times. Production expectations will increase over time with product/process streamlining and automation. Accuracy: Review and validate standard documentation such as income, asset, credit, and collateral. Maintain exceptional accuracy and consistency in all underwriting functions, ensuring that system data and calculations (e.g., DTI, LTV, rate, and other loan metrics) are accurately updated and aligned with documentation, with minimal to no errors Technology Utilization: Utilize provided automation solutions to ensure efficiency and operational controls. Automation may include but is not limited to Automated Underwriting System (AUS), income calculation, and more. Adopt new automation tools, systems, and process changes as implemented. Loan Stages: Must perform underwriting functions in all stages of the application, including but not limited to initial underwriting decision, reviewing and approving conditions, and completing the final underwriting decision. Pipeline Management: Manage daily pipelines efficiently by prioritizing tasks and communicating proactively with processors and loan officers. This will include managing loans from multiple lending channels including retail, wholesale and correspondent, as well as managing loans in various stages of the application process. Escalation: Identify and escalate higher-risk or exception files to senior underwriting staff as appropriate. Continuous Learning: Stay current with underwriting guidelines and technology and attend training sessions to build product and regulatory knowledge. Collaboration: Exhibit a positive and collaborative team attitude, assisting peers and contributing to a supportive work environment. Maintains a positive work atmosphere by communicating in a manner consistent with professional standards to work effectively with members, co-workers, management, partners and vendors. Other Duties: Performs additional duties as required. Scope The Mortgage Underwriter I works under minimal supervision exercising independent judgment. This person must be action oriented, self-motivated and creative while being highly functional Job Requirements, Competencies, and Skills Bachelor's degree in finance, business administration or other related degree preferred. Minimum of two to six years of related experience at a credit union, bank or other financial institution. Excellent problem-solving, organizational, analytical, verbal and written communication skills. Strong decision making and time management skills with the ability to manage multiple projects/duties. Results driven, service oriented, self-motivated and able to work independently. Detailed knowledge of secondary market guidelines. Some knowledge of regulatory guidelines and issues. Complies with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS. Trustworthy with the ability to maintain highest level of integrity and trust. Proficiency in Microsoft Office, specifically Word, Excel and PowerPoint. Related experience with Encompass loan origination systems. .Environmental / Physical / Mental Requirements The Mortgage Underwriter I performs a major portion of his/her duties through verbal and written communications. It is critical that he / she possess the ability to communicate with clarity, while understanding and explaining complex situations to team members and outside contacts. Accuracy is essential and he / she must possess the ability to proof read documentation and correspondence to insure free of errors and fraud. The person will spend a good portion of the day seated at a workstation, but may also be mobile throughout the credit union for purposes of meetings, working with others, etc. Stable internet connection with speeds high enough for video conferencing and screen sharing Smartphone with current iOS/Android OS Prolonged periods sitting at a workstation and working on a computer Ability to communicate with coworkers and customers via email, chat, teleconference, and/or phone Compliance/legal requirements Quorum is an Equal Employment Opportunity employer. Qualified applicants will be considered for employment without regard to race, color, religion, gender, sexual orientation, national origin, age, marital status, protected veteran status, or disability status.  Quorum will make reasonable accommodations in compliance with the Americans with Disabilities Act of 1990. Reasonable accommodations are available upon request for applicants and/or employees with qualifying disabilities throughout the application and employment process. Qualified Applicants with arrest or conviction records will be considered for employment in accordance with all applicable federal, state, city and local laws, rules, and regulations. This in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position. Employee(s) will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. The company reserves the sole right and discretion to make changes to this job description. Each employee is required to uphold the Credit Union's compliance with all policies, procedures, and required regulations including the Bank Secrecy Act and our Anti-Money Laundering policy. This document does not create an employment contract, implied or otherwise, other than an "at-will" relationship. **PLEASE NOTE** We are not able to consider candidates for this role who reside in Montana, Nebraska, Rhode Island, or Puerto Rico Quorum's opportunities are based in the US and US work authorization is required. We are not able to support current or future sponsorship. Salary Range: $31.25 - $36.06 per hour. Individual salary will vary based on skills and experience. Discretionary incentive compensation may be available based on company and individual performance. Benefits: Medical, Vision, Dental, Retirement Benefits, and Paid Time Off (PTO) #LI-Remote

Chase Auto is a leading provider of auto financing with a portfolio of more than $80 billion in assets and relationships with 75% of U.S. franchised automotive dealers. The business is part of the JPMorgan Chase franchise and serves auto dealers, consumers, and vehicle manufacturers. It offers a range of products and services to meet the financial needs of its clients from retail lending, captive financing, and floorplan products to cash management, private banking, and payment processing. As a Banker III in Chase Auto/Dealer Commercial Services (DCS) , you will be managing an existing loan and deposit portfolio of automotive dealerships. You will build and maintain relationships with dealership key decision makers, dealer groups, manufacturer partners, and existing clients. Job responsibilities Execute the strategies and the business priorities of the Region to grow the business and support current initiatives. Prospect and grow commercial product offerings, with emphasis on deposit growth, and leverage the existing DCS relationships to grow retail business. Support Private Label and original equipment manufacturer (OEM) floor plan rooftop goals. Manage the profitability and performance of assigned portfolio. Partner effectively with Merchant Services, Investment Bank, Credit Card, Private Bank and Consumer Bank to deliver firmwide value to our clients. Analyze and document the effectiveness of sales performance and results as related to KPMs. Serve as a subject matter expert for the regional sales team; provide mentoring, leadership, and training as needed. Adhere to the firm's Code of Conduct and controls/compliance. Required qualifications, capabilities and skills Bachelor's degree 10+ years of experience in commercial banking or business banking. Strong knowledge and understanding of Deposits and Treasury products and solutions. Experience in asset-based lending, floorplan financing, commercial real estate, and acquisition financing. Minimum ten years proven relationship building and influencing skills, with the ability to establish credibility and strong client relationships, as well as partnerships with senior business and control partners. Knowledge of accounting principles and financial statement analysis Strategic thinker who supports the goals and direction of the firm Ability to partner across lines of businesses and leverage internal resources. Strong knowledge of regulatory and control framework Preferred qualifications, capabilities and skills MBA Knowledge of consumer lending Formal credit training Automotive industry THIS IS A WORK FROM HOME POSITION BUT WILL BE COVERING THE VIRGINIA MARKET. TRAVEL WILL BE 50-60%.

Chase Auto is a leading provider of auto financing with a portfolio of more than $80 billion in assets and relationships with 75% of U.S. franchised automotive dealers. The business is part of the JPMorgan Chase franchise and serves auto dealers, consumers, and vehicle manufacturers. It offers a range of products and services to meet the financial needs of its clients from retail lending, captive financing, and floorplan products to cash management, private banking, and payment processing. As a Banker III in Chase Auto/Dealer Commercial Services (DCS) , you will be managing an existing loan and deposit portfolio of automotive dealerships. You will build and maintain relationships with dealership key decision makers, dealer groups, manufacturer partners, and existing clients. **Job responsibilities** + Execute the strategies and the business priorities of the Region to grow the business and support current initiatives. + Prospect and grow commercial product offerings, with emphasis on deposit growth, and leverage the existing DCS relationships to grow retail business. + Support Private Label and original equipment manufacturer (OEM) floor plan rooftop goals. + Manage the profitability and performance of assigned portfolio. + Partner effectively with Merchant Services, Investment Bank, Credit Card, Private Bank and Consumer Bank to deliver firmwide value to our clients. + Analyze and document the effectiveness of sales performance and results as related to KPMs. + Serve as a subject matter expert for the regional sales team; provide mentoring, leadership, and training as needed. + Adhere to the firm's Code of Conduct and controls/compliance. **Required qualifications, capabilities and skills** + Bachelor's degree + 10+ years of experience in commercial banking or business banking. + Strong knowledge and understanding of Deposits and Treasury products and solutions. + Experience in asset-based lending, floorplan financing, commercial real estate, and acquisition financing. + Minimum ten years proven relationship building and influencing skills, with the ability to establish credibility and strong client relationships, as well as partnerships with senior business and control partners. + Knowledge of accounting principles and financial statement analysis + Strategic thinker who supports the goals and direction of the firm + Ability to partner across lines of businesses and leverage internal resources. + Strong knowledge of regulatory and control framework **Preferred qualifications, capabilities and skills** + MBA + Knowledge of consumer lending + Formal credit training + Automotive industry **THIS IS A WORK FROM HOME POSITION BUT WILL BE COVERING THE VIRGINIA MARKET. TRAVEL WILL BE 50-60%.** Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. Equal Opportunity Employer/Disability/Veterans