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Credit adjuster education requirements

Updated January 8, 2025
2 min read
Usually, credit adjusters don't need a college education. The most common degree for credit adjusters is bachelor's degree with 45% graduates, with only 24% credit adjuster graduates earning associate degree. Credit adjusters who decided to graduate from college often finish Ohio State University or SUNY Buffalo State. Some good skills to have in this position include credit card, auto loans and delinquent accounts.

What education do you need to become a credit adjuster?

What degree do you need to be a credit adjuster?

The most common degree for credit adjusters is bachelor's degree, with 45% of credit adjusters earning that degree. The second and third most common degree levels are associate degree degree at 24% and associate degree degree at 16%.
  • Bachelor's, 45%
  • Associate, 24%
  • High School Diploma, 16%
  • Diploma, 8%
  • Other Degrees, 7%

What should I major in to become a credit adjuster?

You should major in business to become a credit adjuster. 41% of credit adjusters major in business. Other common majors for a credit adjuster include accounting and general studies.

Best majors for credit adjusters

RankMajorPercentages
1Business41.3%
2Accounting12.0%
3General Studies5.3%
4Criminal Justice5.3%
5Finance4.0%

20 best online courses for credit adjusters

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1. GST - Using input tax credit

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GST, if applicable, can be paid in cash or through the utilization of input tax credit, also commonly known as ITC. In this course, you will learn about the concept of the input tax credit, conditions , and restrictions on availing and utilizing ITC, legal requirements and procedures for reconciliation of ITC , and the concept of distribution of ITC. Input tax credits, along with valuations, play an important role in the pricing of goods and services. This course provides a platform for...

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Master Adjusting Entries & Financial Statements: A Comprehensive Guide for Accurate Accounting and Reporting...

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Commercial Credit Underwriting Lending & Commercial Credit Financial Analysis Credit Risk Foundations...

4. Credit Repair: The Total Guide to a Great Credit Score

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Credit Repair: A step-by-step plan to begin improving your credit within one hour of starting! Over 7,000 students!...

5. Banking Credit Analysis Process (for Bankers)

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Course for Bankers, Consultants and managers to Understand Credit Analysis Process from Indian Context...

6. Financial Accounting-Debits & Credits-Accounting Transaction

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Masterclass: Learn Accounting Principles, Financial Statements, Transactions & More in this Comprehensive Course...

7. The Credit Analyst Training course

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Learn the complete Credit Risk Analysis skills for jobs in Banks, Asset Management & Credit Rating Agencies...

8. Financial Accounting: The Complete Introductory Crash Course

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Learn the Basics of Financial Accounting: Financial Statements, Debits and Credits, The Accounting Cycle and More!...

9. Option Spreads and Credit Spreads Bundle

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This 2-course bundle on Option spreads and Credit Spreads surgery is the bedrock of stable Monthly Strategies...

10. #1 Kick A#S Credit Repair Course - Fully Loaded 150+ Letters

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Step By Step Course With 150+ Dispute Letter Templates, Dispute Flowchart,Diy Credit Repair Workbook, Ebooks And More!...

11. Financial Accounting & Excel-Comprehensive Accounting Course

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Comprehensive accounting course to learn the accounting cycle in a practical way and pick up critical Excel fundamentals...

12. Customer Service Fundamentals: Putting People First

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13. Step-by-Step Guide to Getting the Business Credit You Need

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14. Credit Card Security Basics

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This brief course is designed to meet the PCI DSS requirements of frontline staff who handle payment cards...

15. Accounting & Bookkeeping Masterclass - Beginner to Advanced

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Accounting, Bookkeeping Introduction, Accounting, Bookkeeping Entries, Accounting, Bookkeeping Adjustments & Reports...

16. Travel Hacking and Credit Card Reward Basics!

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Credit cards offer HUGE sign up bonuses!...

17. Principles of Financial Accounting

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Learn the complete accounting cycle -recording business transactions to presenting the Balance Sheet & Income Statement...

18. Xero Bookkeeping & Accounting, w/ Set-up & Reporting

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From Set-up to Bookkeeping, Accounting, Reporting, & Financial Statements in Xero with a Certified Xero Advisor...

19. Practical Course in Goods and Services Tax

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Learn GSTR1 and GSTR2 Returns,GSTR3B Monthly return & GSTR9 Annual return...

20. Accounting & Financial Statement Analysis: Complete Training

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Accounting & Financial Ratio Analysis made easy. Learn important accounting skills that will get your foot in the door!...

Average credit adjuster salary by education level

Credit adjusters with a Bachelor's degree earn more than those without, at $44,827 annually. With a Associate degree, credit adjusters earn a median annual income of $41,353 compared to $41,330 for credit adjusters with an High School Diploma degree.
Credit adjuster education levelCredit adjuster salary
High School Diploma or Less$41,330
Bachelor's Degree$44,827
Some College/ Associate Degree$41,353

Updated January 8, 2025

Zippia Research Team
Zippia Team

Editorial Staff

The Zippia Research Team has spent countless hours reviewing resumes, job postings, and government data to determine what goes into getting a job in each phase of life. Professional writers and data scientists comprise the Zippia Research Team.

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