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Credit adjuster skills for your resume and career

Updated January 8, 2025

2 min read

Below we've compiled a list of the most critical credit adjuster skills. We ranked the top skills for credit adjusters based on the percentage of resumes they appeared on. For example, 16.1% of credit adjuster resumes contained credit card as a skill. Continue reading to find out what skills a credit adjuster needs to be successful in the workplace.

10 credit adjuster skills for your resume and career

1. Credit Card

A type of card issued by banks and other financial institutions, that enable users to manage and borrow their finances is called a credit card. The funds borrowed from a financial institution through a credit card are meant to be paid back along with certain amounts of interest imposed by the bank.

Here's how credit adjusters use credit card:

Worked with 15 service station managers to improve their credit card transactions.
Trouble shooter for credit card charge backs.

2. Auto Loans

Here's how credit adjusters use auto loans:

Calculated amortization schedules, payment applications, evaluated auto loan extensions and provided online support.
Specialized in collecting on overdrawn bank accounts, bad checks, bank loans, mortgages, auto loans, etc.

3. Delinquent Accounts

A delinquent account is an account wherein there are many past-due funds.

Here's how credit adjusters use delinquent accounts:

Developed payments plans for new and delinquent accounts, Assist with sales as needed.
Managed a pipeline of over 200 delinquent accounts.

4. Outbound Calls

An outbound call is made by the call center representative to the customers on behalf of the company. Such calls help increase sales and generate revenue for the organization.

Here's how credit adjusters use outbound calls:

Make Outbound Calls, And Also Using Skip Trace Techniques Our Clients That Have An Relationship With First Niagara Bank.
Compiled credit information for new customers Heavy outbound calls/inbound collection calls Resolved billing discrepancies

5. Customer Accounts

Here's how credit adjusters use customer accounts:

Obtain approval and issue credit on customer accounts.
Initiated a method to revitalize customer accounts to improve discrepancies while maintaining a strong, continuous business relationship with problematic accounts.

6. Mortgage Loans

Here's how credit adjusters use mortgage loans:

Corresponded with 30+ days delinquent automobile, unsecured, and mortgage loans by conducting skip trace to locate each account.
Promoted from the Mortgage Loan Department where monthly mortgage payments were collected and posted.

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7. Debt Repayment

Debt is an amount of money borrowed by one party from another. Repayment is the act of giving back money that was previously borrowed from a lender. Failure to maintain debt repayments may lead to a series of credit issues including forced bankruptcy, heightened charges due to late payments, and negative fluctuations to an individual's credit rating.

Here's how credit adjusters use debt repayment:

Arrange for debt repayment or establish repayment schedules, based on customers financial situations.
Persuade customers to pay amounts due by making arrangements for debt repayment/establish repayment schedules based on customers financial situations.

8. Past Due Accounts

A credit card account in a bank or any other financial association that is past due in payment is called a past due account. Past due account holders are required to recompense their scheduled payments to the bank or their creditor. The more credit account holders are due, the more they are compelled by their lender to make the payment.

Here's how credit adjusters use past due accounts:

Corresponded with bank customers by telephone and letters regarding past due accounts.
Call people on overdue accounts Take intake of their financial problem Arrange for their overdue accounts

9. Credit Reports

Credit reports are statements that carry information about your credit affairs and current credit situation like loan payment history and credit accounts status. A credit report acts as history because it contains the record from the day you opened the account till your account balance. Potential lenders and creditors make use of credit reports and decide whether to offer you credit or not and under what conditions.

Here's how credit adjusters use credit reports:

Answered customer calls* Assisted customers with disputing derogatory items on credit reports.
Verified employment, income, and pulled credit reports, and performed skip traced to locate and negotiate with debtors.

10. Service Charges

Here's how credit adjusters use service charges:

Process Overdraft Protection accounts to ensure minimal loss of funds and maximize collection of fees and service charges.

What skills help Credit Adjusters find jobs?

Tell us what job you are looking for, we’ll show you what skills employers want.

List of credit adjuster skills to add to your resume

The most important skills for a credit adjuster resume and required skills for a credit adjuster to have include:

Credit Card
Auto Loans
Delinquent Accounts
Outbound Calls

Customer Accounts
Mortgage Loans
Debt Repayment
Past Due Accounts

Credit Reports
Service Charges

Updated January 8, 2025

Zippia Team

Editorial Staff

The Zippia Research Team has spent countless hours reviewing resumes, job postings, and government data to determine what goes into getting a job in each phase of life. Professional writers and data scientists comprise the Zippia Research Team.

Updated January 8, 2025

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