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Credit administration manager skills for your resume and career

Updated January 8, 2025
4 min read
Below we've compiled a list of the most critical credit administration manager skills. We ranked the top skills for credit administration managers based on the percentage of resumes they appeared on. For example, 17.6% of credit administration manager resumes contained risk management as a skill. Continue reading to find out what skills a credit administration manager needs to be successful in the workplace.

15 credit administration manager skills for your resume and career

1. Risk Management

Risk management is the method of recognizing, evaluating, and managing risks to an organization's resources and profits. Financial insecurity, regulatory liability, strategic management mistakes, incidents, and natural hazards are just some of the challenges or dangers that could arise. For digitalized businesses, IT security vulnerabilities and data-related threats, as well as risk management techniques to mitigate them, have become top priorities.

Here's how credit administration managers use risk management:
  • Administered all Global Consumer Risk Management Third Party Correspondent Bank account relationships and activity.
  • Monitor expiry of documents, facility agreement letters and reporting the same to Credit Risk Management.

2. PowerPoint

Here's how credit administration managers use powerpoint:
  • Create Microsoft Word, Excel, Publisher and PowerPoint documents.
  • Advanced Computer Skills: Microsoft Excel, Word, PowerPoint and Oracle/PeopleSoft Financials

3. Credit Decisions

Here's how credit administration managers use credit decisions:
  • Direct responsibility for credit decisions on $300 million in annual sales to both textile manufactures and retail accounts.
  • Improved profitability by making informed credit decisions, using financial analysis and scoring to assess risk associated with all customers.

4. Origination

Here's how credit administration managers use origination:
  • Maintained relationships with business bankers and small business owners from loan origination to completion.
  • Administer and maintain company's loan origination operation systems.

5. Credit Risk

Credit risk entails the risk experienced by a lender from the possibility of losing money due to a borrower failing to repay or meet their obligations set out in a loan contract. Credit risk manifests in many forms including loans (the most popular), letters of credit, foreign exchange and lines of credit.

Here's how credit administration managers use credit risk:
  • Conducted credit risk analysis for complex commercial/industrial and investment real estate loans for existing customers and prospects.
  • Credit Risk Manager and member of Business Services Credit Committee for loans up to $750M.

6. Loan Documentation

Here's how credit administration managers use loan documentation:
  • Reviewed of credit approvals, loan documentation and collateral to prepare facility memorandums for funding.
  • Managed the centralized Commercial loan documentation and customer service department.

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7. Credit Policy

A credit policy encompasses guidelines that constitute the amount of credit granted, along with means and methods of collections for delinquent accounts. A credit policy typically addresses credit terms, credit limits, information requirements, and collection progression. The credit policy is tweaked to match business strategies and reflect any change in economic conditions.

Here's how credit administration managers use credit policy:
  • Key results: Authored the Bank's Retail credit policy, underwriting guidelines and operating procedures.
  • Developed business within territory selling loan products and rendering appropriate credit decisions within credit policy and compliance with all regulations.

8. Loan Portfolio

Here's how credit administration managers use loan portfolio:
  • Credit Administration Asst Manager Managed the Credit Administration department and assisted Executive Senior Officers with a loan portfolio totaling $187M.
  • Managed the team of 7 FTE's responsible for the administration of TRF's commercial loan portfolio worth approximately $500MM.

9. Financial Statements

A financial statement is a report of an individual or a company that includes all the information about the declared assets, the use of money, income, and also the contribution of shareholders over a certain period.

Here's how credit administration managers use financial statements:
  • Analyzed financial statements and prepared material for presentation to loan committee.
  • Processed requests for credit, reviewed credit inquiries, D&B reports, and financial statements.

10. Customer Service

Customer service is the process of offering assistance to all the current and potential customers -- answering questions, fixing problems, and providing excellent service. The main goal of customer service is to build a strong relationship with the customers so that they keep coming back for more business.

Here's how credit administration managers use customer service:
  • Assisted general manager in the development of marketing strategies designed and implemented procedures for technical services and customer service departments.
  • Implemented procedures for technical services and customer service departments.

11. Internal Audit

Internal audit is an evaluation process that ensures that a company's risk management, governing body, and other internal processes are running effectively. People who perform internal audits must be highly qualified, have experience, and knowledge to work accordingly with the international standards and the code of ethics.

Here's how credit administration managers use internal audit:
  • Represent the commercial loan department in dealings with Internal Audit, External Audit, Compliance and Federal Examiners.
  • Conducted internal audits of employee Low Value Procurement credit cards.

12. Portfolio Management

Here's how credit administration managers use portfolio management:
  • Developed and implemented portfolio management procedures for the entire Bank commercial real estate loans.
  • Managed $231 million portfolio of adversely graded credits and team of four in loan workout and portfolio management.

13. Loan Policy

Here's how credit administration managers use loan policy:
  • Reviewed internal and external prepared loan documents to ensure compliance with approval, loan policy, banking and federal regulatory requirements.
  • Review all commercial loan underwriting and approvals to ensure compliance with loan policy as well as banking and federal regulatory requirements.

14. SBA

Small Business Administration or SBA refers to a government agency that offers assistance to small businesses. They work with individuals starting or growing their businesses. The agency has a website that contains various tools such as training programs and business plans to help small businesses.

Here's how credit administration managers use sba:
  • Prepared credit authorizations and submitted required documentation to SBA for approval.
  • Manage SBA construction/tenant improvement projects submitted until project is completed.

15. Credit Analysis

Credit analysis is the process of evaluating a person's or company's ability to repay their debts.

Here's how credit administration managers use credit analysis:
  • Detailed credit analysis of small- to large-cap companies for equity financing including third party allotment, preferred stock and acquisition financing.
  • Prepared written credit analysis for existing and proposed credit relationships by performing industry research, project analysis, and financial modeling.
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List of credit administration manager skills to add to your resume

Credit administration manager skills

The most important skills for a credit administration manager resume and required skills for a credit administration manager to have include:

  • Risk Management
  • PowerPoint
  • Credit Decisions
  • Origination
  • Credit Risk
  • Loan Documentation
  • Credit Policy
  • Loan Portfolio
  • Financial Statements
  • Customer Service
  • Internal Audit
  • Portfolio Management
  • Loan Policy
  • SBA
  • Credit Analysis
  • Loan Committee
  • Customer Accounts
  • Credit Card
  • Financial Analysis
  • Financial Institutions
  • Real Estate Appraisals
  • Credit Limits
  • Credit Lines
  • Consumer Loans
  • Asset Quality
  • Past Due Accounts
  • Risk Ratings
  • Financial Reports
  • Commercial Loans
  • UCC
  • Policy Exceptions
  • Loan Transactions

Updated January 8, 2025

Zippia Research Team
Zippia Team

Editorial Staff

The Zippia Research Team has spent countless hours reviewing resumes, job postings, and government data to determine what goes into getting a job in each phase of life. Professional writers and data scientists comprise the Zippia Research Team.

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