Credit analyst jobs in Ankeny, IA - 25 jobs

WHO WE ARE Helena Agri-Enterprises, LLC is a leading full-service agronomic solutions provider that's been in business since 1957. Our first location was in West Helena, Arkansas hence the name "Helena". We now have close to 450+ locations nationwide and over 6,000 employees. Our corporate office is located in Collierville, Tennessee, a suburb outside of Memphis. Year after year we rank at the top nationally for volume and sales in our industry. There are many facets to our company including product development, sales, operations, precision technology and manufacturing, just to name a few. ABOUT THE JOB The Credit Analyst works with the division credit team to assemble and review customer financial information and evaluate their financial position as it relates to accounts with credit limits in excess of $25,000. This position also runs various reports and reviews them with locations as directed by the Credit Manager. WHAT YOUR DAY WILL LOOK LIKE Works with the credit team to analyze all credit information to determine accuracy for customer credit approvals. Reviews various requests such as rebates and refund requests and approves these requests within the level of authority set by company policy ($1 - $25,000) and gathers supplemental information as needed. Complies, reviews and submits third party financing applications as needed within limits of authority. Supports credit operations in the annual renewal of all vendor prepay line approvals for prepay limits of $250,000 and above. Assists with the testing, implementation and training of various Oracle and other system projects. Collaborates with other work teams on enhancements, quality control and testing and implements best practices consistent with Helena's credit policy. Ensures that credit file requirements are current and in proper order to pass the file review conducted by the asset securitization auditors. Provides support and direction to division credit teams and other Helena departments regarding credit related matters consistent with Helena's credit policy. Acts as a liaison between IT, accounting, treasury, legal and the credit teams. Carries out authority consistent with the company's approval levels on all refund requests, rebates requests and prepay requests. Provides excellent customer service to all internal and external customers. Other work-related duties as assigned by your leader. Regular and reliable attendance is required. Follows all company policies and procedures. EDUCATION & EXPERIENCE Bachelor's degree in finance, accounting or related field is required. One year of work-related experience or five years of non-clerical work related experience is required. SKILLS & QUALIFICATIONS NACM, CBA or CBF certifications are preferred. Working knowledge of Pivot Tables. Decision making skills. Analytical skills. Ability to read, write and speak in English is required. Communicating in Spanish is a valuable skill at Helena. Computer skills including working knowledge of Microsoft Office are required. Successful completion of a drug test and background check is required for all positions at Helena. WORK ENVIRONMENT & PHYSICAL ASPECTS OF THE JOB The work environment for this position is that of a typical office environment where the noise level is mostly quiet. This position requires you to use your hands for many different tasks and to talk, hear, walk, stand and sit. You may be occasionally required to lift or move up to 10 pounds. BENEFITS AT HELENA Health, Dental & Vision Insurance STARTS THE SAME DAY YOU DO! Earn up to $3,000 in Reward Dollars from Helena for your Health Savings Account (HSA). Helena's robust 401(k) Savings Plan offers you a 100% company-match up to 5% starting on your first day. As your years of service with Helena increase, so does our company-match - up to 10% based on your contribution amount. Three-year vesting on company-match with 1,000 hours of service. Access your earned pay between paydays through Earned Wage Access (EWA) with DailyPay. Up to 15 days paid time-off plus 9 paid holidays. Free Term Life Insurance at 1x your annual base pay - paid for by Helena at no cost to you. Free Short & Long-Term Disability. Up to four weeks of paid Parental Leave. Education Assistance. And much more! For more detailed information about our benefits, visit helenacareers.com/benefits. STAY CONNECTED TO THE HELENA POWERHOUSE! Follow us on social @HelenaCareers or visit us at helenacareers.com. Helena supports individuals with disabilities, and reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions. Helena is an equal opportunity employer.

There are important qualities you look for in an employer - meaningful work, community engagement, competitive benefits, commitment to employee development, and so many more. At Bankers Trust, our team members experience an inclusive and community-focused culture and we're proud of the premier workplace we've created. We regularly receive best in class results through our biennial employee engagement survey. We're also proud to receive recognition from others, including our designation as a "Best Place for Working Parents," being a four-time recipient of the Greater Des Moines Partnership's Inclusion Award, and being named one of the "Best Businesses Supporting Local Charity" by readers of the Business Record. This position is based onsite in Des Moines, Iowa. Job Summary: The Chief Credit Officer (CCO) is responsible for identifying and mitigating the Bank's credit risk. The CCO will oversee the Banks credit policies, procedures, and processes ensuring appropriate mitigation of the risks inherent in the loan portfolio. The CCO is responsible for the attainment of lending objectives and the overall direction and operations of the credit department, including individual loan and portfolio quality. Primary Functions and/or Responsibilities: * Identifies and mitigates the Bank's overall credit risk. This includes, but is not limited to, commercial and consumer loans and digital transmission of funds (ACH, wire, remote deposit and ECL). Takes action to mitigate identified risks. * Approves credit requests within individual and team authorities * Oversees and provides active management of the Bank's credit underwriting function for all markets * Partners with the bank's market leaders to help promote the safe and sound growth of the loan portfolio * Maintains and oversees the roll-up of the Division budget, appropriating funds to grow business while adhering to expense reduction * Provides relevant updates and cross-functional education at strategic planning sessions and quarterly management committee meetings * Represents the Bank by attending Bank-sponsored community events, especially those with a DEI focus * Joins community boards, especially with a focus on CRA opportunities * Collaborates with Loan Review to ensure areas of risk are identified, quantified and reported; including coordination of problem credits. * Develops and implements strategic initiatives that promote an efficient and scalable department * Chairs the Senior Loan Committee & serves as a member of the ALLL Committee and the ALCO Committee * Participates as a member of the Bank's Management Committee * Manages and develops staff to ensure consistent credit guidance and loan quality standards * Performs other duties as assigned # of Direct Reports: 4-6 # of Indirect Reports: 10-20 Education and/or Experience: * Bachelor's degree in Finance, Economics, Accounting or related field required * At least 15 years of experience in commercial credit, including 10+ years with approval authority required * At least 10 years of experience in personnel management and supervision required Specific Skills, Knowledge & Abilities: * Ability to establish acceptable risk parameters for enterprise credit exposure * Ability to train and develop Credit Analysts to analyze credit and identify specific occurrences or trends in financial performance * Ability to train and develop Commercial Portfolio Managers to make credit decisions within assigned authority or make well supported recommendations for credit requests above assigned authority * Strong credit analysis techniques and analytical skills * Must be able to structure credits and make timely credit decisions * Strong knowledge of loan documentation * Strong knowledge of Bank Regulations * Must understand lending law and compliance policies and procedures, as well as knowledge of work out credits * Ability to maintain relationships with top-tier clients and/or community leaders and seek out additional referral and business opportunities on an ongoing basis. * Ability to demonstrate honest and ethical behavior, consistently illustrating Bankers Trust values in your words and actions * Respect, recognize and celebrate the strength of Bankers Trust's greatest asset, the value of all people, via diversity, equity and inclusion efforts. * Ability to develop leaders who develop their own team members, building an effective talent pipeline, creating engaged, innovative and professional teams with viable succession plans. * Ability to develop and communicate strategic vision for the Division, leading projects and setting goals to align with the organization's strategic pillars. Benefits * Group Health, Dental, and Vision Insurance * Generous Paid Time Off (PTO) * Volunteer Time Off (VTO) * 401(k) plan with lucrative company match * Tuition assistance * Company Paid Life Insurance * Paid Parental Leave * Lifestyle Accounts that provide employees with reimbursement for the things that are most important to them such as childcare, student loan payments, gym memberships, pet insurance and much more. * Team Member Banking - a suite of products and services with special benefits for employees Hybrid Eligibility: Position may be eligible for some hybrid work schedule (requiring most days in the office in Des Moines, Iowa each week). EQUAL OPPORTUNITY EMPLOYER "PROTECTED VETERANS" AND "INDIVIDUAL WITH DISABILITY"

Additional Considerations (if any): - At Midwest Heritage, the core of our culture is taking care of the customer and taking care of each other. Our employees appreciate that their contributions make a direct impact on the success of our business as well as their own personal and professional growth. Midwest Heritage Job Title: Credit Analyst II Department: Banking FLSA: Exempt General Function The Credit Analyst II is responsible for conducting basic to moderately complex credit analysis consisting of gathering, analyzing and interpreting credit information for existing and prospective customers in order to assess credit quality and to minimize risk and potential loss on commercial, real estate, agricultural, non-profit and personal loans. Core Competencies Detail Oriented Strong Communication Time Management Administrative Duties Analytical and Critical Thinking Reporting Relations Accountable and Reports to: Senior Credit Officer Positions that Report to you: None Primary Duties and Responsibilities: Analyze, evaluate and assess financial statements and other related data/information including projections, sensitivity analysis, cash flow, repayment collateral, loan relationships, problem credits, etc. to determine credit worthiness of general to complex credits per loan policy. Obtain information from customers and vendors. Present loan presentations to lender and/or assist with presentation to loan committee. Identify risks and make recommendations to lenders regarding findings and working with customers, issues, data, etc. Evaluate and monitor various industries, market trends, economic risks, and other related factors and make recommendations to lender and/or loan committee including ways to improve risk management processes. Prepare and present credit write-up. This will include a summary of credit risks, identification of loan policy exceptions, proposed improvements to loan structure, and assessment of the loan rating. Mentors and trains less experienced peers. Knowledge, Skills, Abilities, and Worker Characteristics: Commitment to the Midwest Heritage mission and willingness to promote the values of the organization. Strong organizational and time management skills with the ability to prioritize multiple tasks and meet deadlines. Proficient computer skills. Microsoft Office preferred (Outlook, Power Point, Excel and Word.) Good verbal and written communication skills. Strong interpersonal skills; ability to relate to and interact with people in a friendly, professional manner. Strong detail orientation including the ability to review forms for accuracy and completeness. Education and Experience: Bachelor's Degree in Accounting, Finance, Business or related field. 2+ years' experience in credit administration and risk analysis. Formal credit administration training preferred. Physical Requirements: This position is classified sedentary/light and requires the ability to sit for long periods of time. Visual requirements include the ability to see detail at near range with or without correction. Must be able to perform the following physical activities: sitting for long periods, talking (in person and by telephone), hearing and repetitive motions. Working Conditions: The duties of this position are normally performed in a general office setting. This is a fast-paced work environment. There is frequent pressure to meet deadlines and handle multiple projects in a day. Equipment Used to Perform Job: Computer (PC with Microsoft Office programs), telephone, calculator, telephone, copier, fax, and printer. Contacts: This position works with Midwest Heritage employees, bank customers, Hy-Vee employees, vendors and outside agents doing direct business with Midwest Heritage. Confidentiality: This position has the responsibility to protect the privacy and confidentiality of customers, employees and bank/insurance/financial information at all times.

Our risk management team is looking for a lending Credit Risk Analyst for our home improvement loan platform. This role is responsible for implementing and monitoring lending strategy, loan decision automation, lending performance dashboards and ad-hoc reporting. RESPONSIBILITIES Act as subject matter expert for credit analysis and credit rules automation by interacting with IT, data and business intelligence teams Develop and maintain reporting, automation and dashboards for the consumer loan portfolio. Support risk forecasting by maintaining loan loss and prepayment models• Support credit policy and underwriting by monitoring and developing strategies and reporting Support to create credit policy and procedures for loan approval, origination and work out QUALIFICATIONS AND REQUIRED SKILLS Expertise with MS Excel 2+ years' experience in a financial-analysis or data-analysis role Analytical coding experience using financial, actuarial, economic or behavioral data 4yr degree in a Finance, engineering or analytical STEM degree, or equivalent education Expertise writing SQL for queries and data extraction Strong analytical acumen, understanding of distributions, sets, arrays and identifying and managing data impacts caused by Bayesian or selection bias Confident working independently, detailed oriented, meticulous with data integrity VALUED KNOWLEDGE AND SKILLS Coding tools: SQL, PC SAS or R, and rules engine automation Microsoft Power stack (PowerBI, PowerQuery, PowerPivot, PowerAutomate) Useful domains: API, JSON, Visual Studio, Python, M language, general ledger Experience with lending data system architecture or online servicing business automation WORK EXAMPLES / PENDING PROJECTS Work with Data and BI to deploy enhanced portfolio delinquency reporting dashboard Create credit risk waterfall reporting for strategy management Work with Data to structure an end-to-end data cube for ad-hoc and predictive analytics Work with IT to develop workflow for managing API automation between three systems Create risk monitoring dashboards to track model population stability Develop and deploy custom strategy scorecard solutions, such as predicting household income

Accenture is a leading global professional services company that helps the world's leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services-creating tangible value at speed and scale. We are a talent and innovation led company with 750,000 people serving clients in more than 120 countries. We combine our strength in technology with unmatched industry experience, functional expertise and global delivery capability. We are uniquely able to deliver tangible outcomes because of our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Accenture Song. These capabilities, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients succeed and build trusted, lasting relationships. As of 2023, we have been recognized among Fortune's World's Most Admired Companies for 20 consecutive years. And that's just the beginning. Your career is about what you want to be and who you want to be. It's about bringing your skills, your curiosity, and your best true self to your work. Visit us at ****************** We Are: In today's world, business leaders want to rapidly and confidently reinvent to increase resilience, mitigate risk, and grow with sustainable value. That's where Accenture Strategy & Consulting comes in. We bring together strategic visionaries, industry experts, practitioners from across every enterprise function, business intelligence professionals, change specialists, data and AI authorities, and many other specialized skills to co-create each client's unique path to reinvention. You will be a trusted partner to business leaders, working with a diverse team of experts to deliver successful tech-enabled transformation and new kinds of value for your clients. Join our global network of people using the latest assets, platforms and partnerships to help bring ideas to life. Strategy & Consulting is one of five services that make up one Accenture - the others are Operations, Technology, Song and Industry X. Management Consulting professionals design and implement transformation programs that integrate strategy, technology, and operations to create enterprise value for clients. Accenture is growing our practice to help our clients navigate their transformational journeys. You Are : The candidate will be a Senior Manager within the Commercial Banking Consulting practice with a focus on Business and Technology Transformation within the wholesale lending industry . The Commercial Credit Consultant designs and implements business changes that drive industry-specific, function and digital operating model transformation, focusing on task relating to people and process . Large wholesale lenders are investing heavily in modernizing their business, technology, and data to optimize straight-through processing, enhance client and employee experience, and reduce cost of ownership. Accenture is growing our practice to help our client navigate their transformational journeys. The Commercial Credit Senior Manager will be focused on supporting the development of our lending offerings and the delivery of transformational consulting projects. The Commercial Credit Senior M anager will be focused on supporting the development of our offerings and the delivery of consulting projects. Responsibilities may include: + Become a trusted advisor for C-suite clients looking to solve critical business problem + Define clients' business and technology strategy. + Re-imagine world-class operating models for Wholesale credit institutions. + Lead Wholesale credit systems implementation engagements (requirements, design, test, deployment, etc.). + Manage all parts of projects, from client buy-in to planning, budgeting, and execution. + Source and coordinate work from other internal workforces. + Develop of our next generation Wholesale credit technology offerings. + Drive business development to originate new client opportunities. + Build your reputation as an industry thought leader + Travel, as required , up to 80%, in the United States and Canada. Here's What You Need: + Minimum of 10 years relevant professional services firm experience in technology or management consulting with broad experience in engagement management and business development + Minimum of 7 years of equivalent of commercial credit industry (sales, underwriting. closing, servicing, portfolio management) industry experience + Demonstrated experience leading engagements and managing resources on complex nCino transformation programs + Demonstratable experience leading a complex, large-scale commercial credit transformation across operating model, technology, and data/AI workstreams + Demonstrated experience developing and managing relationships with C-suite client executives. + A Bachelor's degree Bonus Points if you have: + Launched new product offerings in the banking industry. + Implemented next generation analytic capabilities (e.g., predictive, generative, or agentic AI) for commercial lending. + E xperience with additional commercial lending industry platforms, e.g., Moody's, Blooma, Built + An advanced degree or financial industry certification + nCino expertise preferred including nCino/Salesforce certifications Professional Skills + Proven ability to operate within a collaborative environment. + Demonstrated commitment, teamwork, and collaboration in a professional setting; either military or civilian. + High energy level, focus and ability to work well in demanding client environments. + Excellent communication (written and oral) and interpersonal skills. + Strong leadership, problem solving, and decision-making abilities. + Unquestionable professional integrity, credibility, and character. Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired as set forth below.We accept applications on an on-going basis and there is no fixed deadline to apply. Information on benefits is here. (************************************************************ Role Location Annual Salary Range California $132,500 to $338,300 Cleveland $122,700 to $270,600 Colorado $132,500 to $292,200 District of Columbia $141,100 to $311,200 Illinois $122,700 to $292,200 Maryland $132,500 to $292,200 Massachusetts $132,500 to $311,200 Minnesota $132,500 to $292,200 New York/New Jersey $122,700 to $338,300 Washington $141,100 to $311,200 Requesting an Accommodation Accenture is committed to providing equal employment opportunities for persons with disabilities or religious observances, including reasonable accommodation when needed. If you are hired by Accenture and require accommodation to perform the essential functions of your role, you will be asked to participate in our reasonable accommodation process. Accommodations made to facilitate the recruiting process are not a guarantee of future or continued accommodations once hired. 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Full-time Description Responsible for collecting data from new and existing loan customers in order to perform analysis of financial information and creditworthiness and to assist in the administration of commercial loan accounts. Responsible for the training of Credit Analyst I and II's to help develop other possible career paths within the Bank; commercial lending, residential lending, consumer lending private banking, or audit. ESSENTIAL DUTIES AND RESPONSIBILITIES The essential functions include, but are not limited to the following: Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money. Spread appropriate financial data using CASH software program Generate financial ratios, using computer programs to evaluate customer's financial status Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industry Analyze data such as income growth, quality of management, and market share to determine expected profitability of loans Draft credit analysis memos for annual review, new request and modification Prepare recommendations to Commercial Loan Officer regarding loan structure terms, and conditions Request and communicate with customers, accountants, and attorneys regarding questions on financials, business structure and other necessary documentation. Confidentiality and integrity are of the utmost importance Coordinate the ordering of loan documentation and assist in the documentation of loans to evidence debt, including perfection of security interests Keep informed of market and economic conditions that may impact customers and the related credit risk and other professional banking issues Prepare and review various reports Research industry, market, or other data as needed Compile data for accountants as requested by Loan Officer Complete references of customer as requested by Loan Officer Identify opportunities to refer customers and/or potential customers to other departments for services that may meet their needs Consult with customers to resolve complaints and verify financial and credit transactions Perform on-site inspections at customer locations to determine customer performance Assist with interviews and the selection process for hiring new employees for the credit department Recommend and implement changes or procedures for the credit department-i.e. software, write-up templates, training, etc. Assign duties to credit analyst I and II's based on skills and experience Facilitate performance reviews in accordance with quality and quantity requirements Recommend transfer or promotion within the credit department Administer discipline to correct misconduct or inadequate performance of job duties with the authority to recommend discharge of employees within the credit department Provide superior level of customer relations and promote customer service through coaching, guidance, and motivation ADDITIONAL RESPONSIBLITIES Perform other related duties and responsibilities as assigned by management. Requirements EDUCATION & EXPERIENCE Bachelor's degree required or equivalent work experience Minimum of five (5) years of experience in similar job duties Central Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration without regard to race, color, religion, national origin, ancestry, pregnancy status, sex, age, marital status, disability, medical condition, sexual orientation, gender identity, status as a protected veteran, or any other characteristic protected by law. We make all reasonable accommodations to meet the obligations under the Americans with Disabilities Act (ADA) and applicable state disability laws.

The Analyst - Loan Servicing is responsible for supporting agriculture loan transactions to ensure alignment with legal documents and policy. This role provides frontline service and manages relationships with attorneys, investors, field servicers, borrowers, and other agriculture loan professionals. The Analyst - Loan Servicing understands the dynamic relationships in agriculture lending among borrowers, field servicers, investors, tenants, and other related parties. With Whom You Will Work The position will report directly to the Senior Manager - Closing and Servicing. The position will liaison with other members of the Operations team as well as Client Services, Farm and Ranch Credit, Business Development, and Legal departments.. Where and When You Will Work The position will be based in the Farmer Mac Johnston, Iowa, location. Core business hours are Monday through Friday 8:00 am to 5:00 p.m. Central. This position may need to be available on occasion outside of the core business hours and/or business days for planned and unplanned activities to complete time sensitive projects or to attend off-site meetings and events.. Primary Responsibilities and Duties * Evaluate and prepare loan recommendations to Credit Servicing on non-routine matters, including * Change in terms and/or maturity date * Collateral substitution * Consent * Death of a borrower, transfer of ownership interest * Loan assumption * Partial releases, substitution of property, condemnation, easements * Product conversion * Release of funds held in escrow for tenant improvements or holdback * Subordination agreement * Perform calculations for * Debt Service Payments * Revolver draws/paydowns * Early Payoffs * Default * Maturity * Answer calls and email from borrowers or field servicers promptly * Is responsible for annual certification and taxes, insurance, and UCC with field servicers * Work closely with Legal and make recommendations on borrower situations (e.g., change in guarantor) to ensure alignment with all loan documents and policy expectations * Oversee collection of payments, future loan maturities, and delinquent loans * Complete changes due to service actions on loans in the servicing software to ensure maximum utilization is achieved for billing and reporting * Maintain loan files with documentation of items that occur after loan closing * Review boarding of new loans and prepare investor-related reports * Assist with testing of new versions of servicing software * Assist with internal and external audits and reviews * Assist with training and staff development, monitoring workloads and job priorities for the servicing area. Participate in the formulation of policy and procedures * Provide back-up to colleagues in Loan Closing and Servicing team * Perform other duties as assigned Desired Skills and Qualifications * Experience in customer service * Ability to perform loan-related calculations * Outstanding knowledge of Microsoft Office Suite * Excellent communication and interpersonal skills * Organized with the ability to prioritize and multi-task * Reliable and professional * Ability to work in a fast-paced environment while providing strong attention to detail * Knowledge of the following documents * Legal * Closing * Appraisals * Environmental * Knowledge of loan modification process is preferred Education/Experience Bachelor's degree with paralegal certification (preferred) plus 3 years commercial or agriculture mortgage servicing experience; or equivalent combination of education and experience. Experience with taxes, insurance, and UCC verification is preferred. Our compensation philosophy is targeted pay positioning relative to peers, our industry, and external markets. Farmer Mac is committed to a compensation program that will enable the organization to attract, motivate, reward, and retain highly skilled and creative talent to maintain sustained long-term performance and achieve the organization's strategic business objectives. The typical base pay range for this role is $57,000 to $67,000 per year. Compensation will vary based on experience and geographic work location.

Established in 1991, Collabera has been a leader in IT staffing for over 22 years and is one of the largest diversity IT staffing firms in the industry. As a half a billion dollar IT company, with more than 9,000 professionals across 30+ offices, Collabera offers comprehensive, cost-effective IT staffing & IT Services. We provide services to Fortune 500 and mid-size companies to meet their talent needs with high quality IT resources through Staff Augmentation, Global Talent Management, Value Added Services through CLASS (Competency Leveraged Advanced Staffing & Solutions) Permanent Placement Services and Vendor Management Programs. Collabera recognizes true potential of human capital and provides people the right opportunities for growth and professional excellence. Collabera offers a full range of benefits to its employees including paid vacations, holidays, personal days, Medical, Dental and Vision insurance, 401K retirement savings plan, Life Insurance, Disability Insurance. Position Details: Industry Manufacturing Work Location Johnston IA 50131 Job Title Credit & Collections Analyst Duration 4 Months (Strong possibility of extension) Job Description • Will support delinquent customers across all products by identifying the customer's issues and supporting them by educating, motivating and taking action to resolve delinquent accounts while retaining our customers. In addition, will: use telephone negotiating techniques to build and maintain company, customer and dealer relationships • Review payment history and account information • Update/confirm debtor information • Negotiate payment plan modifications according to established policies and procedures • Administer collection efforts within federal and state regulations and company policy • Assist with account resolutions for misapplied cash and refers problem accounts to supervisors • We need an excellent communicator, both verbal and written, who thrives on solving problems and working in a global team environment. Qualifications • A Bachelor's degree in business or a related discipline is required. We also require: Minimum of at least 1 year of experience in customer service • Ability to remain seated for long periods of time to perform telephone work in a call center environment • Capacity to quickly change focus on work activities • Strong computer aptitude with the ability to learn quickly and apply new knowledge; familiar with both mainframe and software applications A strong candidate will also have: Knowledge of negotiation techniques • Familiarity with the client's financial policies and procedures regarding collections. Additional Information To know more on this position or to schedule an interview please contact: Monaliza Santiago ************

The Credit & Collections Specialist is a highly independent role with limited management oversight. The main purpose is to manage all accounts in one's territory and develop them into high cash-generating zones. This position performs activities related to customer credit, collection, invoicing & dispute resolution. **Company Overview** At FUJIFILM Healthcare Americas Corporation, we're on a mission to innovate for a healthier world, and we need passionate, driven people like you to help us get there. Our cutting-edge healthcare solutions span diagnostic imaging, enterprise imaging, endoscopic and surgical imaging, as well as in-vitro diagnostics. But we don't stop at healthcare; our Non-Destructive Testing (NDT) team harnesses advanced radiography solutions to keep transportation infrastructure, aerospace, and oil and gas assets safe and running smoothly. Ready to innovate, collaborate, and make a difference? Join us and bring your big ideas to life while working in a dynamic, flexible environment that fuels your creativity and drive. Our headquarters is in Lexington, Massachusetts, an inspiring healthcare research hub in a historic town. Fujifilm is globally headquartered in Tokyo with over 70,000 employees across four key business segments of healthcare, electronics, business innovation, and imaging. We are guided and united by our Group Purpose of "giving our world more smiles." Visit: *************************************************** **Job Description** **Duties and responsibilities** + Ensure current/accurate Accounts Receivable positions for assigned accounts via collections, credit, research & analysis. + Establish and maintain appropriate credit limits by analyzing DSO and external credit risk management tools and reports. + Establish cross-departmental relationships to drive quick resolutions to any discrepancies in invoicing. + Ensure the prompt payment of assigned accounts through persistent telephone, email,and written communication. + Initiate customer retention through daily communication and develop strategy for on-time payments and preventing credit hold status. + Assist with audit support collection and bad debt analysis. + Comply with all applicable U.S. Food and Drug Administration (U.S. FDA) medical device regulatory requirements, applicable ISO 13485 standard requirements and all other applicable laws, regulations, and standards. **Qualifications** Experience: + 3+ Years Collection experience preferred. Educational requirements: + Bachelor's Degree or equivalent work experience required. Special skills or other job requirements: + Strong communication, attention to detail and organizational skills. + Proficiency in Microsoft Excel. + SAP experience a plus. + Salesforce experience a plus. + GetPaid experience a plus. **Physical requirements** The position requires the ability to perform the following physical demands and/or have the listed capabilities. + The ability to sit up 75-100% of applicable work time. + The ability to use your hands and fingers to feel and manipulate items, including keyboards, up to 100% of applicable work time. + The ability to stand, talk, and hear for 75% of applicable work time. + The ability to lift and carry up to ten pounds up to 20% of applicable work time. + Close Vision: The ability to see clearly at twenty inches or less. **Travel** + Occasional (up to 5%) travel may be required based on business need. **Salary and Benefits:** + $57,000.00 - $65,000.00 ($10,000.00 KPI Bonus) + Medical, Dental, Vision + Life Insurance + 401k + Paid Time Off *\#LI-Remote _In the event that COVID-19 vaccine mandates issued by the federal government, or by state or local government become effective and enforceable, the Company will require that the successful candidate hired for positions covered under relevant government vaccine mandate(s) be fully vaccinated against COVID-19, absent being granted an accommodation due to medical or sincerely held religious belief or other legally required exemption._ _Applicants to positions where vendor credentialing or other similar requirements exist to enter facilities will be required to comply with the credentialing requirements of the facilities, including complying with vaccine requirements._ _For all positions, the Company encourages vaccination against COVID-19 and requires that the successful candidate hired be willing to test for the COVID-19 virus periodically and wear a face covering indoors as required, absent being granted an accommodation due to medical or sincerely held religious belief or other legally required exemption._ **EEO Information** Fujifilm is committed to providing equal opportunities in hiring, promotion and advancement, compensation, benefits, and training regardless of nationality, age, gender, sexual orientation or gender identity, race, ethnicity, religion, political creed, ideology, national, or social origin, disability, veteran status, etc. **ADA Information** If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please direct your inquiries to our HR Department (****************************** or ***************. **Job Locations** _US-Remote_ **Posted Date** _1 week ago_ _(1/20/2026 8:22 PM)_ **_Requisition ID_** _2026-36740_ **_Category_** _Accounting/Finance_ **_Company (Portal Searching)_** _FUJIFILM Healthcare Americas Corporation_

**Come join our amazing team and work near one of our offices.** The Quantitative Mortgage Analyst will be responsible for helping to reshape and elevate the company's residential mortgage lending data analysis including marketing and customer engagement to pricing analytics, P&L, and market-trend insights, while modernizing the company's analytics toolkit. Leverage and bridge the company's investor-grade analytics platform with our lending affiliate: adapting Carrington Capital Management's proprietary models and tools for lending use cases, integrating lending performance back into the company's ecosystem, and driving actionable insights for capital-markets and investor initiatives. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, where in the company operates. The target pay for this position is $80,000 - $150,000 + Annual Bonus. Pay is based on job-related knowledge, skills, experience, and other relevant factors. **What you'll do:** + **End-to-end data ownership:** Clean, reorganize, and harmonize loan-origination, servicing, marketing, and customer datasets to extract actionable signals and performance metrics. + **Tool & model adaptation:** Write wrappers and interfaces to deploy CCM's existing pricing, prepayment, and credit-risk models within the lending platform. + **Analytics integration:** Feed lending performance and P&L results back into CCM's analytics ecosystem to close the loop and inform investor reporting. + **Reporting & dashboards:** Develop and maintain self-service dashboards and reports to track key lending metrics - recapture rates, marketing ROI, pricing variance, P&L attribution, and market trends. + **Performance reporting:** Prepare, present, and explain performance reports to senior lending management; gather and analyze feedback from loan officers to refine analytics and strategies. + **Strategic partnerships:** Collaborate with pricing, portfolio, investor-relations, and capital-markets teams to translate analytics into lending strategies and execute investor-driven initiatives. + **Ecosystem modernization:** Automate data pipelines, standardize definitions across CCM and lending systems, and deploy scalable analytics tools. + **Cross-functional liaison:** Work with IT, CRM, operations, and third-party vendors to ensure data quality and timely delivery of insights. + **Ad-hoc analysis:** Respond rapidly to one-off requests from senior management, investors, and affiliated divisions. + Perform other duties and projects as assigned. **What you'll need:** + Bachelor's or advanced degree in a quantitative field (e.g., Mathematics, Statistics, Computer Science, Engineering, Finance). + A minimum of one year of hands-on experience in mortgage-lending analytics, capital-markets analytics, or a related role; exceptional analysts with strong programming skills will also be considered. + Strong Python and SQL skills for data extraction, transformation, and analysis; familiarity with machine-learning techniques is highly desirable. + Proven ability to adapt and deploy proprietary quantitative models-experience writing wrappers or APIs to integrate analytics pipelines. + Demonstrated aptitude for working with and organizing unstructured or messy marketing/customer data: data-cleaning, ETL, and signal-extraction expertise required. + Experience building self-service dashboards or reporting tools (e.g., Tableau or similar). + Solid working knowledge of loan-origination and servicing workflows, including mechanisms for recapturing existing customers. + Excellent communication skills: able to translate complex analytics into clear, actionable insights for non-technical stakeholders. + Highly organized, self-motivated, and adept at juggling multiple high-priority projects in a fast-paced environment + Excellent skills in mathematics and statistics. + Hands-on experience using Python and various statistical packages to process and analyze large data sets. + Ability to apply popular machine learning techniques with reasonable understanding of their underlying algorithms. + Strong SQL and Python skills for data extraction and analysis. + Experience with Linux environments is preferred. + Highly motivated, team-oriented, a quick learner with good communication skills. + Strong organizational skills and time management skills to perform multiple tasks within limited time frames. + **Prefer to work near an office in either Greenwich, CT; Plano, TX; Orange, CA; Westfield, IN; or Franklin, TN!** **Our Company:** Carrington Capital Management, LLC (CCM) is an alternative asset management firm focused on control-based investing in the U.S. real estate, mortgage and fixed income markets. Through the mortgage loan servicing and property management operating affiliates, CCM is uniquely positioned to offer investment products that benefit from the operational resources and knowledge capital that flow across the Carrington platform. We provide investment strategies where our portfolio management team maintains an identifiable competitive advantage created by the firms' resources, market expertise and local property market penetration. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: carringtoncap.com . **What We Offer:** + Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed. + Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. + Customized training programs to help you advance your career. + Employee referral bonuses so you'll get paid to help Carrington and Vylla grow. + Educational Reimbursement. + Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs it supports through specific fundraising efforts, please visit: carringtoncf.org. **\# LI-GV1** Carrington is an equal opportunity employer. It is the policy of the company that applicants be considered for positions for which they qualify without regard to race, color, religion, sex, gender identity, national origin, ancestry, age, marital status, sexual orientation, protected veterans status, physical or mental disability or any other legally protected category. Carrington will make reasonable accommodations for known physical or mental limitations of a qualified applicant or employee with a disability unless the accommodation will impose an undue hardship on the company.

Location: This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office. Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law. The Credit & Collections Specialist Senior will be responsible for complex collection activities related to past due health insurance premiums and/or past due health insurance claims. A proud member of the Elevance Health family of companies, Paragon Healthcare brings over 20 years in providing life-saving and life-giving infusible and injectable drug therapies through our specialty pharmacies, our infusion centers, and the home setting. How you will make an impact: * Follows established guidelines, contacts group for the purpose of collecting past due insurance premiums and/or past due health insurance claims. * Researches validity of past due and/or disputed debt. * Generates demand letters. * Prepares reports reflecting status of credit and collection activities for management review. Minimum Requirements: Requires a H.S. diploma or equivalent and a minimum of 2 years of commercial debt collection experience; or any combination of education and experience, which would provide an equivalent background. Preferred Skills, Capabilities, and Experiences: * Healthcare/claims experience preferred. For candidates working in person or virtually in the below location(s), the salary* range for this specific position is $20.05/hr to $31.45/hr. Locations: California; Colorado; Illinois; Minnesota In addition to your salary, Elevance Health offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the Company. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of gender, race, or any other category protected by federal, state, and local pay equity laws. * The salary range is the range Elevance Health in good faith believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future and actual compensation may vary from posting based on geographic location, work experience, education and/or skill level. Even within the range, the actual compensation will vary depending on the above factors as well as market/business considerations. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans. The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company's sole discretion, consistent with the law. Job Level: Non-Management Non-Exempt Workshift: Job Family: AFA > Financial Operations Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer, and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

Job ID 251332 Posted 13-Jan-2026 Service line PJM Segment Role type Full-time Areas of Interest Building Surveying/Consultancy, Construction, Consulting The purpose of this position is to directly manage asset data collection projects and clients, as well as manage, and lead staff who are responsible for Asset Data Collection and consulting services with direct accountability for project delivery. Please note we are looking for individuals within the Property or Facility Condition Assessment field. Our team members travel up to 75% nationwide in order to technically assess commercial building mechanical, electrical, and plumbing (MEP) systems and deliver Property Condition Assessment, Asset Data Collection, and Energy Assessment services to clients. Our projects revolve around delivering considered data to demanding clients in a timely manner via effective project management which includes self-scheduling, coordinating, executing site visits, progress tracking, and final reporting. The site survey work is delivered via app based tools which not only collect equipment model and serial number, but drills down into ratings of equipment condition, criticality, and categorization into a naming hierarchy. Each team member is expected to manage multiple projects simultaneously (ideally 2-3 at a time) and communicate proactively with leadership. This position will require frequent day and overnight travel - up to 75% and can be remote. **What you will do** + Conducts walk-through surveys (from 8 hours to multiple days) to assess condition of mechanical, electrical and plumbing systems, structure and foundations, interiors, common areas, exterior walls, windows, roofs, and site work improvements. (This may require climbing two-story ladders or going up in a lift, lift operating certification is a plus) + Interviews property owners, occupants, key site personnel and local government officials to obtain information concerning the subject property's condition. + Reviews repair/improvement cost information, certificate(s) of occupancy, maintenance reports and logs, Building and Fire Department inspection reports, and similar information to determine the condition of the building + Documents the condition and physical deficiencies of a property by taking representative and detailed photographs of a properties' site and building systems + Prepares estimated costs to remedy building deficiencies in an immediate time period and capital reserve time period (5 to 50 years) + May act as a subject manager expert in an area of expertise which may include Seismic, ADA, MEP, or other specialties (BOMA, Insurance Replacement, Thermal Scanning, Etc). + Provides formal technical guidance in area of expertise. + Is able to communicate effectively with others to achieve client goals. + Other duties as assigned. **What you must have** To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. + Bachelor's degree (BA/BS) in architecture, engineering, or construction management or equivalent combination of education and experience. + 5-7 years commercial building evaluation or commercial design experience with a general understanding of all building systems: site work, structural, building envelope, and MEP. + 3-5 years building evaluation experience with experience writing Property Condition Assessment / Facility Condition Assessment Reports. + Certification as either a Professional Engineer or Registered Architect strongly preferred. + Microsoft Office Suite Products (Teams, Excel, Word, Power Point, Outlook, etc.) Specific advanced proficiency in Excel is strongly preferred. + Ability to travel up to 75% of the time. **Experience desired** + Registered Architect or Licensed Engineer (US and/or Canada)/ Industry Roofing Certification strongly preferred.Requires knowledge of financial terms and principles. + Ability to calculate intermediate figures such as percentages, discounts, and/or commissions. Conducts basic financial analysis. + Ability to effectively present technical information to non-technical clients.Ability to provide efficient, timely, reliable and courteous service to clients.Strong organizational and analytical skills. + Excellent written and verbal communication skills. Turner & Townsend carefully considers multiple factors to determine compensation, including a candidate's education, training, and experience. The minimum salary for this position is $85,000 annually and the maximum salary for this position is $105,000 annually. The compensation that is offered to a successful candidate will depend on the candidate's skills, qualifications, and experience. Successful candidates will also be eligible for a discretionary bonus based on Turner & Townsend's applicable benefit program. This role will provide the following benefits: 401(K), Dental insurance, Health insurance, Life insurance, and Vision insurance. **Equal Employment Opportunity:** CBRE has a long-standing commitment to providing equal employment opportunity to all qualified applicants regardless of race, color, religion, national origin, sex, sexual orientation, gender identity, pregnancy, age, citizenship, marital status, disability, veteran status, political belief, or any other basis protected by applicable law. **Candidate Accommodations:** CBRE values the differences of all current and prospective employees and recognizes how every employee contributes to our company's success. CBRE provides reasonable accommodations in job application procedures for individuals with disabilities. If you require assistance due to a disability in the application or recruitment process, please submit a request via email at recruitingaccommodations@cbre.com or via telephone at *************** (U.S.) and *************** (Canada). CBRE, Inc. is an Equal Opportunity and Affirmative Action Employer (Women/Minorities/Persons with Disabilities/US Veterans)

What You'll Do We are looking to hire a Senior Private Credit Analyst to support our investment grade private credit investment strategy! Primarily, you will perform in depth, bottom-up fundamental research on an assigned coverage universe and make investment recommendations to the portfolio management team. You will be responsible for the initial development of company valuation models and underwriting memorandums and will have the opportunity to contribute to other facets of the team's investment process. Additional: Evaluate private placement transactions, both investment and non-investment grade and including traditional private placements, infrastructure, structuring commitments, closing transactions, managing and monitoring existing investments Develop and maintain relationships with sources of deal flow Identify quality businesses with above average fundamentals long term investment horizon (typically 3-5 years) Make long-term investment recommendations for multiple portfolios Monitor existing investments within their assigned sector coverage Work with Head of Private Credit by making buy or pass recommendations Assist with the development of lesser experienced team members Principal Asset Management is the global investment solutions business for Principal Financial Group (Nasdaq: PFG), managing about $580 billion in assets and over 60 years of experience. Principal Asset Management has been recognized as a "Best Places to Work in Money Management" for 13 consecutive years! Check us out at www. principalam. com! Who You Are Bachelor's degree in technical field (i. e. finance, accounting, economics, statistics, engineering, data science, business analytics) 5+ years' experience in fixed income strategies in trading, research, portfolio management or strategy capacity Investment Grade Private Credit/Private Placements underwriting experience Proficiency with Excel and Bloomberg Skills That Will Help You Stand Out Experience within the infrastructure sector MBA or CFA preferred Exceptional financial statement analysis and accounting knowledge as well as demonstrated understanding of economics and investment theories Strong understanding of financial accounting and economic theory, applicable laws and regulations (including international), tax and accounting trends and implications, business operating trends and capital market conditions Demonstrated ability to efficiently and effectively research, compile and analyze information, apply reasoning and exhibit sound decision making related to credit, risk and valuation Strong communication (verbal and written), time management, analytics, financial modeling, and influencing Keen sense of curiosity and open-minded thought process Salary Range Information Salary ranges below reflect targeted base salaries. Non-sales positions have the opportunity to participate in a bonus program. Sales positions are eligible for sales incentives, and in some instances a bonus plan, whereby total compensation may far exceed base salary depending on individual performance. Actual compensation for all roles will be based upon geographic location, work experience, education, licensure requirements and/or skill level and will be finalized at the time of offer. Salary Range (Non-Exempt expressed as hourly; Exempt expressed as yearly) $157000 - $213000 / year Time Off Program Flexible Time Off (FTO) is provided to salaried (exempt) employees and provides the opportunity to take time away from the office with pay for vacation, personal or short-term illness. Employees don't accrue a bank of time off under FTO and there is no set number of days provided. Pension Eligible No Location(s) We're open to Des Moines, IA (preferred) Chicago, or New York City. You can check out what our Global Headquarters in Des Moines looks like here: Work Environments This role offers the ability for in-office or four days in-office and one day remote. You'll work with your leader to determine which option may align best based on several factors. Work Authorization/Sponsorship At this time, we're not considering applicants that need any type of immigration sponsorship (additional work authorization or permanent work authorization) now or in the future to work in the United States. This includes, but IS NOT LIMITED TO: F1-OPT, F1-CPT, H-1B, TN, L-1, J-1, etc. For additional information around work authorization needs please use the following links. Nonimmigrant Workers and Green Card for Employment-Based Immigrants Investment Code of Ethics For Principal Asset Management positions, you'll need to follow an Investment Code of Ethics related to personal and business conduct as well as personal trading activities for you and members of your household. These same requirements may also apply to other positions across the organization. Experience Principal At Principal, we value connecting on both a personal and professional level. Together, we're imagining a more purpose-led future for financial services - and that starts with you. Our success depends on the unique experiences, backgrounds, and talents of our employees. And we support our employees the same way we support our customers: with comprehensive, competitive benefit offerings crafted to protect their physical, financial, and social well-being. Check out our careers site to learn more about our purpose, values and benefits. Principal is an Equal Opportunity Employer All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status. Posting Window We will accept applications for 3 full days following the Original Posting Date, after which the posting may remain open or be removed based upon applications received. If we choose to post the job again, we will accept additional applications for at least 1 full day following the Most Recently Posted Date. Please submit applications in a timely manner as there is no guarantee the posting will be available beyond the applicable deadline. Original Posting Date 1/8/2026 Most Recently Posted Date 1/8/2026 LinkedIn Hashtag #LI-MT1

There are important qualities you look for in an employer - meaningful work, community engagement, competitive benefits, commitment to employee development, and so many more. At Bankers Trust, our team members experience an inclusive and community-focused culture and we're proud of the premier workplace we've created. We regularly receive best in class results through our biennial employee engagement survey. We're also proud to receive recognition from others, including our designation as a “Best Place for Working Parents ,” being a four-time recipient of the Greater Des Moines Partnership's Inclusion Award, and being named one of the “Best Businesses Supporting Local Charity” by readers of the Business Record. This position is based onsite in Des Moines, Iowa. Job Summary: The Chief Credit Officer (CCO) is responsible for identifying and mitigating the Bank's credit risk. The CCO will oversee the Banks credit policies, procedures, and processes ensuring appropriate mitigation of the risks inherent in the loan portfolio. The CCO is responsible for the attainment of lending objectives and the overall direction and operations of the credit department, including individual loan and portfolio quality. Primary Functions and/or Responsibilities: Identifies and mitigates the Bank's overall credit risk. This includes, but is not limited to, commercial and consumer loans and digital transmission of funds (ACH, wire, remote deposit and ECL). Takes action to mitigate identified risks. Approves credit requests within individual and team authorities Oversees and provides active management of the Bank's credit underwriting function for all markets Partners with the bank's market leaders to help promote the safe and sound growth of the loan portfolio Maintains and oversees the roll-up of the Division budget, appropriating funds to grow business while adhering to expense reduction Provides relevant updates and cross-functional education at strategic planning sessions and quarterly management committee meetings Represents the Bank by attending Bank-sponsored community events, especially those with a DEI focus Joins community boards, especially with a focus on CRA opportunities Collaborates with Loan Review to ensure areas of risk are identified, quantified and reported; including coordination of problem credits. Develops and implements strategic initiatives that promote an efficient and scalable department Chairs the Senior Loan Committee & serves as a member of the ALLL Committee and the ALCO Committee Participates as a member of the Bank's Management Committee Manages and develops staff to ensure consistent credit guidance and loan quality standards Performs other duties as assigned # of Direct Reports: 4-6 # of Indirect Reports: 10-20 Education and/or Experience: Bachelor's degree in Finance, Economics, Accounting or related field required At least 15 years of experience in commercial credit, including 10+ years with approval authority required At least 10 years of experience in personnel management and supervision required Specific Skills, Knowledge & Abilities: Ability to establish acceptable risk parameters for enterprise credit exposure Ability to train and develop Credit Analysts to analyze credit and identify specific occurrences or trends in financial performance Ability to train and develop Commercial Portfolio Managers to make credit decisions within assigned authority or make well supported recommendations for credit requests above assigned authority Strong credit analysis techniques and analytical skills Must be able to structure credits and make timely credit decisions Strong knowledge of loan documentation Strong knowledge of Bank Regulations Must understand lending law and compliance policies and procedures, as well as knowledge of work out credits Ability to maintain relationships with top-tier clients and/or community leaders and seek out additional referral and business opportunities on an ongoing basis. Ability to demonstrate honest and ethical behavior, consistently illustrating Bankers Trust values in your words and actions Respect, recognize and celebrate the strength of Bankers Trust's greatest asset, the value of all people, via diversity, equity and inclusion efforts. Ability to develop leaders who develop their own team members, building an effective talent pipeline, creating engaged, innovative and professional teams with viable succession plans. Ability to develop and communicate strategic vision for the Division, leading projects and setting goals to align with the organization's strategic pillars. Benefits Group Health, Dental, and Vision Insurance Generous Paid Time Off (PTO) Volunteer Time Off (VTO) 401(k) plan with lucrative company match Tuition assistance Company Paid Life Insurance Paid Parental Leave Lifestyle Accounts that provide employees with reimbursement for the things that are most important to them such as childcare, student loan payments, gym memberships, pet insurance and much more. Team Member Banking - a suite of products and services with special benefits for employees Hybrid Eligibility: Position may be eligible for some hybrid work schedule (requiring most days in the office in Des Moines, Iowa each week). EQUAL OPPORTUNITY EMPLOYER “PROTECTED VETERANS” AND “INDIVIDUAL WITH DISABILITY”

Job DescriptionDescription: Our risk management team is looking for a lending Credit Risk Analyst for our home improvement loan platform. This role is responsible for implementing and monitoring lending strategy, loan decision automation, lending performance dashboards and ad-hoc reporting. RESPONSIBILITIES Act as subject matter expert for credit analysis and credit rules automation by interacting with IT, data and business intelligence teams Develop and maintain reporting, automation and dashboards for the consumer loan portfolio. Support risk forecasting by maintaining loan loss and prepayment models• Support credit policy and underwriting by monitoring and developing strategies and reporting Support to create credit policy and procedures for loan approval, origination and work out QUALIFICATIONS AND REQUIRED SKILLS Expertise with MS Excel 2+ years' experience in a financial-analysis or data-analysis role Analytical coding experience using financial, actuarial, economic or behavioral data 4yr degree in a Finance, engineering or analytical STEM degree, or equivalent education Expertise writing SQL for queries and data extraction Strong analytical acumen, understanding of distributions, sets, arrays and identifying and managing data impacts caused by Bayesian or selection bias Confident working independently, detailed oriented, meticulous with data integrity VALUED KNOWLEDGE AND SKILLS Coding tools: SQL, PC SAS or R, and rules engine automation Microsoft Power stack (PowerBI, PowerQuery, PowerPivot, PowerAutomate) Useful domains: API, JSON, Visual Studio, Python, M language, general ledger Experience with lending data system architecture or online servicing business automation WORK EXAMPLES / PENDING PROJECTS Work with Data and BI to deploy enhanced portfolio delinquency reporting dashboard Create credit risk waterfall reporting for strategy management Work with Data to structure an end-to-end data cube for ad-hoc and predictive analytics Work with IT to develop workflow for managing API automation between three systems Create risk monitoring dashboards to track model population stability Develop and deploy custom strategy scorecard solutions, such as predicting household income Requirements:

Accenture is a leading global professional services company that helps the world's leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services-creating tangible value at speed and scale. We are a talent and innovation led company with 750,000 people serving clients in more than 120 countries. We combine our strength in technology with unmatched industry experience, functional expertise and global delivery capability. We are uniquely able to deliver tangible outcomes because of our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Accenture Song. These capabilities, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients succeed and build trusted, lasting relationships. As of 2023, we have been recognized among Fortune's World's Most Admired Companies for 20 consecutive years. And that's just the beginning. Your career is about what you want to be and who you want to be. It's about bringing your skills, your curiosity, and your best true self to your work. Visit us at ****************** We Are: In today's world, business leaders want to rapidly and confidently reinvent to increase resilience, mitigate risk, and grow with sustainable value. That's where Accenture Strategy & Consulting comes in. We bring together strategic visionaries, industry experts, practitioners from across every enterprise function, business intelligence professionals, change specialists, data and AI authorities, and many other specialized skills to co-create each client's unique path to reinvention. You will be a trusted partner to business leaders, working with a diverse team of experts to deliver successful tech-enabled transformation and new kinds of value for your clients. Join our global network of people using the latest assets, platforms and partnerships to help bring ideas to life. Strategy & Consulting is one of five services that make up one Accenture - the others are Operations, Technology, Song and Industry X. Management Consulting professionals design and implement transformation programs that integrate strategy, technology, and operations to create enterprise value for clients. Accenture is growing our practice to help our clients navigate their transformational journeys. You Are: The candidate will be a Senior Manager within the Commercial Banking Consulting practice with a focus on Business and Technology Transformation within the wholesale lending industry. The Commercial Credit Consultant designs and implements business changes that drive industry-specific, function and digital operating model transformation, focusing on task relating to people and process. Large wholesale lenders are investing heavily in modernizing their business, technology, and data to optimize straight-through processing, enhance client and employee experience, and reduce cost of ownership. Accenture is growing our practice to help our client navigate their transformational journeys. The Commercial Credit Senior Manager will be focused on supporting the development of our lending offerings and the delivery of transformational consulting projects. The Commercial Credit Senior Manager will be focused on supporting the development of our offerings and the delivery of consulting projects. Responsibilities may include: * Become a trusted advisor for C-suite clients looking to solve critical business problem * Define clients' business and technology strategy. * Re-imagine world-class operating models for Wholesale credit institutions. * Lead Wholesale credit systems implementation engagements (requirements, design, test, deployment, etc.). * Manage all parts of projects, from client buy-in to planning, budgeting, and execution. * Source and coordinate work from other internal workforces. * Develop of our next generation Wholesale credit technology offerings. * Drive business development to originate new client opportunities. * Build your reputation as an industry thought leader * Travel, as required, up to 80%, in the United States and Canada. Qualification Here's What You Need: * Minimum of 10 years relevant professional services firm experience in technology or management consulting with broad experience in engagement management and business development * Minimum of 7 years of equivalent of commercial credit industry (sales, underwriting. closing, servicing, portfolio management) industry experience * Demonstrated experience leading engagements and managing resources on complex nCino transformation programs * Demonstratable experience leading a complex, large-scale commercial credit transformation across operating model, technology, and data/AI workstreams * Demonstrated experience developing and managing relationships with C-suite client executives. * A Bachelor's degree Bonus Points if you have: * Launched new product offerings in the banking industry. * Implemented next generation analytic capabilities (e.g., predictive, generative, or agentic AI) for commercial lending. * Experience with additional commercial lending industry platforms, e.g., Moody's, Blooma, Built * An advanced degree or financial industry certification * nCino expertise preferred including nCino/Salesforce certifications Professional Skills * Proven ability to operate within a collaborative environment. * Demonstrated commitment, teamwork, and collaboration in a professional setting; either military or civilian. * High energy level, focus and ability to work well in demanding client environments. * Excellent communication (written and oral) and interpersonal skills. * Strong leadership, problem solving, and decision-making abilities. * Unquestionable professional integrity, credibility, and character. Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired as set forth below. We accept applications on an on-going basis and there is no fixed deadline to apply. Information on benefits is here. Role Location Annual Salary Range California $132,500 to $338,300 Cleveland $122,700 to $270,600 Colorado $132,500 to $292,200 District of Columbia $141,100 to $311,200 Illinois $122,700 to $292,200 Maryland $132,500 to $292,200 Massachusetts $132,500 to $311,200 Minnesota $132,500 to $292,200 New York/New Jersey $122,700 to $338,300 Washington $141,100 to $311,200 Locations

The Analyst - Loan Servicing is responsible for supporting agriculture loan transactions to ensure alignment with legal documents and policy. This role provides frontline service and manages relationships with attorneys, investors, field servicers, borrowers, and other agriculture loan professionals. The Analyst - Loan Servicing understands the dynamic relationships in agriculture lending among borrowers, field servicers, investors, tenants, and other related parties. With Whom You Will Work The position will report directly to the Senior Manager - Closing and Servicing. The position will liaison with other members of the Operations team as well as Client Services, Farm and Ranch Credit, Business Development, and Legal departments.. Where and When You Will Work The position will be based in the Farmer Mac Johnston, Iowa, location. Core business hours are Monday through Friday 8:00 am to 5:00 p.m. Central. This position may need to be available on occasion outside of the core business hours and/or business days for planned and unplanned activities to complete time sensitive projects or to attend off-site meetings and events.. Primary Responsibilities and Duties Evaluate and prepare loan recommendations to Credit Servicing on non-routine matters, including Change in terms and/or maturity date Collateral substitution Consent Death of a borrower, transfer of ownership interest Loan assumption Partial releases, substitution of property, condemnation, easements Product conversion Release of funds held in escrow for tenant improvements or holdback Subordination agreement Perform calculations for Debt Service Payments Revolver draws/paydowns Early Payoffs Default Maturity Answer calls and email from borrowers or field servicers promptly Is responsible for annual certification and taxes, insurance, and UCC with field servicers Work closely with Legal and make recommendations on borrower situations (e.g., change in guarantor) to ensure alignment with all loan documents and policy expectations Oversee collection of payments, future loan maturities, and delinquent loans Complete changes due to service actions on loans in the servicing software to ensure maximum utilization is achieved for billing and reporting Maintain loan files with documentation of items that occur after loan closing Review boarding of new loans and prepare investor-related reports Assist with testing of new versions of servicing software Assist with internal and external audits and reviews Assist with training and staff development, monitoring workloads and job priorities for the servicing area. Participate in the formulation of policy and procedures Provide back-up to colleagues in Loan Closing and Servicing team Perform other duties as assigned Desired Skills and Qualifications Experience in customer service Ability to perform loan-related calculations Outstanding knowledge of Microsoft Office Suite Excellent communication and interpersonal skills Organized with the ability to prioritize and multi-task Reliable and professional Ability to work in a fast-paced environment while providing strong attention to detail Knowledge of the following documents Legal Closing Appraisals Environmental Knowledge of loan modification process is preferred Education/Experience Bachelor's degree with paralegal certification (preferred) plus 3 years commercial or agriculture mortgage servicing experience; or equivalent combination of education and experience. Experience with taxes, insurance, and UCC verification is preferred. Our compensation philosophy is targeted pay positioning relative to peers, our industry, and external markets. Farmer Mac is committed to a compensation program that will enable the organization to attract, motivate, reward, and retain highly skilled and creative talent to maintain sustained long-term performance and achieve the organization's strategic business objectives. The typical base pay range for this role is $57,000 to $67,000 per year. Compensation will vary based on experience and geographic work location.

What You'll Do We're looking for an experienced fixed income credit analyst to join our Investment Grade team. In this role, you'll cover the TMT and Industrial sectors! Conduct independent fundamental research and analysis on assigned companies/sectors, develop financial models, and provide investment recommendations, credit ratings and outlooks Analysis includes economic and competitive analysis, financial modeling, and relative value assessment Respond to inquiries from various stakeholders and represent research function in client meetings Monitor financial markets, current events, and economic trends to identify opportunities and risks Build and maintain industry relationships to ensure consistent information flow Assist with staff development through coaching, mentoring, and training team members About Principal Asset Management Principal Asset Management is the global investment solutions business for Principal Financial Group (Nasdaq: PFG), managing $579. 8 billion in assets and is recognized as a "Best Places to Work in Money Management" for 13 consecutive years. Check us out at www. principalam. com! Who You Are Bachelor's degree in a technical field (i. e. , finance, accounting, economics, statistics, engineering, data science, sciences (with an investment background), business analytics 4+ years' work experience with fixed income strategies in trading, research, portfolio management or strategy capacity, 6+ years for a Senior Fixed Income Analyst Proficiency with Excel and Bloomberg Strong understanding of financial accounting and economic theory, global financial markets and fixed income products Demonstrated ability to efficiently and effectively research, compile and analyze information, apply reasoning and exhibit sound decision making related to credit, risk and valuation Skills That Will Help You Stand Out Credit experience including previous experience analyzing Investment Grade credits Experience in the TMT and Industrials sectors (Cable Satellite, Media Entertainment, Wireless and Wireline, Aerospace/Defense, and Diversified Manufacturing) MBA and CFA designation Strong abilities in the areas of communication (verbal and written), time management, analytics, financial modeling, and influencing Must be collaborative, able to build strong relationships, manage expectations, attend to details, multi-task and prioritize successfully Keen sense of curiosity and open-minded thought process Familiarity with programming languages (i. e. Python, Visual Basic, and BQL) and advanced uses of Generative AI Salary Range Information Salary ranges below reflect targeted base salaries. Non-sales positions have the opportunity to participate in a bonus program. Sales positions are eligible for sales incentives, and in some instances a bonus plan, whereby total compensation may far exceed base salary depending on individual performance. Actual compensation for all roles will be based upon geographic location, work experience, education, licensure requirements and/or skill level and will be finalized at the time of offer. Salary Range (Non-Exempt expressed as hourly; Exempt expressed as yearly) $137000 - $207000 / year Time Off Program Flexible Time Off (FTO) is provided to salaried (exempt) employees and provides the opportunity to take time away from the office with pay for vacation, personal or short-term illness. Employees don't accrue a bank of time off under FTO and there is no set number of days provided. Pension Eligible No Location(s) Location options are Des Moines (highly preferred), New York, or Seattle. You can check out what our Global Headquarters in Des Moines looks like here: Job Level We'll consider talent at the next level with the right experience and skills. The Fixed Income Analyst requires at least four years of experience. The Senior Fixed Income Analyst requires six years. The pay range shown in the job posting includes the base pay range of both levels we are considering. Work Authorization/Sponsorship At this time, we're not considering applicants that need any type of immigration sponsorship (additional work authorization or permanent work authorization) now or in the future to work in the United States. This includes, but IS NOT LIMITED TO: F1-OPT, F1-CPT, H-1B, TN, L-1, J-1, etc. For additional information around work authorization needs please use the following links. Nonimmigrant Workers and Green Card for Employment-Based Immigrants Investment Code of Ethics For Principal Asset Management positions, you'll need to follow an Investment Code of Ethics related to personal and business conduct as well as personal trading activities for you and members of your household. These same requirements may also apply to other positions across the organization. Experience Principal At Principal, we value connecting on both a personal and professional level. Together, we're imagining a more purpose-led future for financial services - and that starts with you. Our success depends on the unique experiences, backgrounds, and talents of our employees. And we support our employees the same way we support our customers: with comprehensive, competitive benefit offerings crafted to protect their physical, financial, and social well-being. Check out our careers site to learn more about our purpose, values and benefits. Principal is an Equal Opportunity Employer All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status. Posting Window We will accept applications for 3 full days following the Original Posting Date, after which the posting may remain open or be removed based upon applications received. If we choose to post the job again, we will accept additional applications for at least 1 full day following the Most Recently Posted Date. Please submit applications in a timely manner as there is no guarantee the posting will be available beyond the applicable deadline. Original Posting Date 11/26/2025 Most Recently Posted Date 11/26/2025

Accenture is a leading global professional services company that helps the world's leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services-creating tangible value at speed and scale. We are a talent and innovation led company with 750,000 people serving clients in more than 120 countries. We combine our strength in technology with unmatched industry experience, functional expertise and global delivery capability. We are uniquely able to deliver tangible outcomes because of our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Accenture Song. These capabilities, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients succeed and build trusted, lasting relationships. As of 2023, we have been recognized among Fortune's World's Most Admired Companies for 20 consecutive years. And that's just the beginning. Your career is about what you want to be and who you want to be. It's about bringing your skills, your curiosity, and your best true self to your work. Visit us at ****************** We Are: In today's world, business leaders want to rapidly and confidently reinvent to increase resilience, mitigate risk, and grow with sustainable value. That's where Accenture Strategy & Consulting comes in. We bring together strategic visionaries, industry experts, practitioners from across every enterprise function, business intelligence professionals, change specialists, data and AI authorities, and many other specialized skills to co-create each client's unique path to reinvention. You will be a trusted partner to business leaders, working with a diverse team of experts to deliver successful tech-enabled transformation and new kinds of value for your clients. Join our global network of people using the latest assets, platforms and partnerships to help bring ideas to life. Strategy & Consulting is one of five services that make up one Accenture - the others are Operations, Technology, Song and Industry X. Management Consulting professionals design and implement transformation programs that integrate strategy, technology, and operations to create enterprise value for clients. Accenture is growing our practice to help our clients navigate their transformational journeys. You Are The candidate will be a Senior Manager within the Commercial Banking Consulting practice with a focus on Business and Technology Transformation within the wholesale lending industry . The Commercial Credit Consultant designs and implements business changes that drive industry-specific, function and digital operating model transformation, focusing on task relating to people and process . Large wholesale lenders are investing heavily in modernizing their business, technology, and data to optimize straight-through processing, enhance client and employee experience, and reduce cost of ownership. Accenture is growing our practice to help our client navigate their transformational journeys. The Commercial Credit Senior Manager will be focused on supporting the development of our lending offerings and the delivery of transformational consulting projects. The Commercial Credit Senior M anager will be focused on supporting the development of our offerings and the delivery of consulting projects. Responsibilities may include: + Become a trusted advisor for C-suite clients looking to solve critical business problem + Define clients' business and technology strategy. + Re-imagine world-class operating models for Wholesale credit institutions. + Lead Wholesale credit systems implementation engagements (requirements, design, test, deployment, etc.). + Manage all parts of projects, from client buy-in to planning, budgeting, and execution. + Source and coordinate work from other internal workforces. + Develop of our next generation Wholesale credit technology offerings. + Drive business development to originate new client opportunities. + Build your reputation as an industry thought leader + Travel, as required , up to 80%, in the United States and Canada. Here's What You Need: + Minimum of 10 years relevant professional services firm experience in technology or management consulting with broad experience in engagement management and business development + Minimum of 7 years of equivalent of commercial credit industry (sales, underwriting. closing, servicing, portfolio management) industry experience + Demonstratable experience leading a complex, large-scale commercial credit transformation across operating model, technology, and data/AI workstreams + Demonstrated experience developing and managing relationships with C-suite client executives. + A Bachelor's degree Bonus Points if you have: + Launched new product offerings in the banking industry. + Implemented next generation analytic capabilities (e.g., predictive, generative, or agentic AI) for commercial lending. + E xperience with additional commercial lending industry platforms, e.g., Moody's, Blooma, Built + An advanced degree or financial industry certification Professional Skills + Proven ability to operate within a collaborative environment. + Demonstrated commitment, teamwork, and collaboration in a professional setting; either military or civilian. + High energy level, focus and ability to work well in demanding client environments. + Excellent communication (written and oral) and interpersonal skills. + Strong leadership, problem solving, and decision-making abilities. + Unquestionable professional integrity, credibility, and character. Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired as set forth below.We accept applications on an on-going basis and there is no fixed deadline to apply. Information on benefits is here. (************************************************************ Role Location Annual Salary Range California $132,500 to $302,400 Cleveland $122,700 to $241,900 Colorado $132,500 to $261,300 District of Columbia $141,100 to $278,200 Illinois $122,700 to $261,300 Maryland $132,500 to $261,300 Massachusetts $132,500 to $278,200 Minnesota $132,500 to $261,300 New York/New Jersey $122,700 to $302,400 Washington $141,100 to $278,200 Requesting an Accommodation Accenture is committed to providing equal employment opportunities for persons with disabilities or religious observances, including reasonable accommodation when needed. If you are hired by Accenture and require accommodation to perform the essential functions of your role, you will be asked to participate in our reasonable accommodation process. Accommodations made to facilitate the recruiting process are not a guarantee of future or continued accommodations once hired. If you would like to be considered for employment opportunities with Accenture and have accommodation needs such as for a disability or religious observance, please call us toll free at **************** or send us an email or speak with your recruiter. Equal Employment Opportunity Statement We believe that no one should be discriminated against because of their differences. All employment decisions shall be made without regard to age, race, creed, color, religion, sex, national origin, ancestry, disability status, veteran status, sexual orientation, gender identity or expression, genetic information, marital status, citizenship status or any other basis as protected by federal, state, or local law. Our rich diversity makes us more innovative, more competitive, and more creative, which helps us better serve our clients and our communities. For details, view a copy of the Accenture Equal Opportunity Statement (******************************************************************************************************************************************** Accenture is an EEO and Affirmative Action Employer of Veterans/Individuals with Disabilities. Accenture is committed to providing veteran employment opportunities to our service men and women. Other Employment Statements Applicants for employment in the US must have work authorization that does not now or in the future require sponsorship of a visa for employment authorization in the United States. Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration. Job candidates will not be obligated to disclose sealed or expunged records of conviction or arrest as part of the hiring process. Further, at Accenture a criminal conviction history is not an absolute bar to employment. The Company will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. Additionally, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the Company's legal duty to furnish information. California requires additional notifications for applicants and employees. If you are a California resident, live in or plan to work from Los Angeles County upon being hired for this position, please click here for additional important information. Please read Accenture's Recruiting and Hiring Statement for more information on how we process your data during the Recruiting and Hiring process.