Credit analyst jobs in Arizona

Bring your Expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As a Special Credits Specialist you will get to support Credits Officers with administration of problem credit loans, along with preparing management reports and administration of reporting. You're a team player and you get to participate in the ownership of Chase's internal customer satisfaction through timely follow-up and resolution of issues. If you are someone who enjoys a collaborative environment this could be your next role. We work closely together as a unit and are opening our doors to new members that have a team-player mindset. No day is the same here, and you'll be able to get creative when it comes to problem solving. Job Responsibilities + Manage all aspects of the loan process and follow up on vendor work to ensure completion. + Coordinate loan documentation and facilitate successful loan closings. + Generate and work reports to support the workout process, including maturity, delinquency, and exceptions. + Contact customers via email or letter to request required financial information. + Process advances, payments, overdrafts, invoices, check requests, booking packages, maintenance requests, and research requests. + Handle mail processing, including sending legal packages and loan documentation to outside counsel. + Adhere to regulatory requirements and compliance standards in all activities. + Multi-task efficiently and maintain a strong sense of urgency in daily operations. + Pass quality control and quality assurance tests on all tasks performed. Required Qualifications, Capabilities, and Skills + Requires 2+ years of total related experience in the financial industry or similar position in business loan processing, commercial lending support environment and/or loan operations. Along with having the ability to review and understand complex loan structures and business loan documentation. + Ability to establish credibility and rapport, be friendly and personable and look for ways to benefit the customer. + Proficient in Microsoft applications: Excel, Word, PowerPoint, SharePoint, and Outlook. + Demonstrated analytical/problem solving & follow-up skills. + General administrative skills: filing, typing, and organizing information. + Excellent oral and written communication skills, and ability to focus on accuracy with attention to detail. + Work effectively in a team environment, while assuming individual responsibility. A self-starter, and an independent thinker. Preferred Qualifications, Capabilities, and Skills + College degree preferred or High school degree/GED or foreign equivalent + Working knowledge of the Bank's products, services, policies/procedures and ability to follow policies/procedures. + Creative/Innovative process improvement skills Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. Equal Opportunity Employer/Disability/Veterans

Bring your Expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As a Special Credits Specialist you will get to support Credits Officers with administration of problem credit loans, along with preparing management reports and administration of reporting. You're a team player and you get to participate in the ownership of Chase's internal customer satisfaction through timely follow-up and resolution of issues. If you are someone who enjoys a collaborative environment this could be your next role. We work closely together as a unit and are opening our doors to new members that have a team-player mindset. No day is the same here, and you'll be able to get creative when it comes to problem solving. Job Responsibilities Manage all aspects of the loan process and follow up on vendor work to ensure completion. Coordinate loan documentation and facilitate successful loan closings. Generate and work reports to support the workout process, including maturity, delinquency, and exceptions. Contact customers via email or letter to request required financial information. Process advances, payments, overdrafts, invoices, check requests, booking packages, maintenance requests, and research requests. Handle mail processing, including sending legal packages and loan documentation to outside counsel. Adhere to regulatory requirements and compliance standards in all activities. Multi-task efficiently and maintain a strong sense of urgency in daily operations. Pass quality control and quality assurance tests on all tasks performed. Required Qualifications, Capabilities, and Skills Requires 2+ years of total related experience in the financial industry or similar position in business loan processing, commercial lending support environment and/or loan operations. Along with having the ability to review and understand complex loan structures and business loan documentation. Ability to establish credibility and rapport, be friendly and personable and look for ways to benefit the customer. Proficient in Microsoft applications: Excel, Word, PowerPoint, SharePoint, and Outlook. Demonstrated analytical/problem solving & follow-up skills. General administrative skills: filing, typing, and organizing information. Excellent oral and written communication skills, and ability to focus on accuracy with attention to detail. Work effectively in a team environment, while assuming individual responsibility. A self-starter, and an independent thinker. Preferred Qualifications, Capabilities, and Skills College degree preferred or High school degree/GED or foreign equivalent Working knowledge of the Bank's products, services, policies/procedures and ability to follow policies/procedures. Creative/Innovative process improvement skills

Job Description Stellantis Financial Services (SFS) is the new captive finance company for one of the world's leading automakers and a mobility provider with iconic brands including Abarth, Alfa Romeo, Chrysler, Citroën, Dodge, DS Automobiles, Fiat, Jeep , Lancia, Maserati, Opel, Peugeot, Ram, Vauxhall, Free2move and Leasys. Our exciting growth provides opportunities to advance your career as we successfully lead products and services from a small to midsize company in just a few years. Join our world class team and culture and contribute to our core mission which is enhancing our customer's experience. Position Summary: The Sr. Credit Analyst will be responsible for evaluating credit and other relevant data to determine the credit risk of potential customers. Make recommendations, issue approvals, and decline credit requests in accordance with Stellantis Financial Services' credit risk policies, compliance guidelines, and profitability models. Essential Duties and Responsibilities: Review and evaluate all credit reports in common formats as well as any format unique to SFS. Accurately apply credit policies, in accordance with FCRA, across multiple product lines for various types of loans. Manage exceptions to the published credit authority using judgment and experience to produce risk outcomes within company expectations. Complete final disposition on credit applications or escalate to the appropriate level of authority for final approval. Make outbound calls and manage inbound calls to negotiate final contract terms with both dealer customers and the DRM. Assist with escalated calls from dealers and DRMs who are dissatisfied with a credit decision. Re-evaluate decisions and manage them professionally to maintain positive relationships. Participate in targeted outbound call campaigns as time permits, in coordination with the DRMs, to cultivate long-term dealer relationships. Work directly with the Funding department and DRMs to resolve credit and verification issues that arise during funding. Provide guidance, training, and mentorship to junior associates within the department. Maintain confidentiality of personal information for consumers, including, but not limited to, Social Security numbers and dates of birth. Other duties may be assigned. Qualifications and Competencies Required: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below represent the knowledge, skills, and/or abilities required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. Required Experience: Minimum of 3 years' auto industry experience as a credit analyst or related automotive disciplines. Education: High school diploma and or/GED. Skills Required: Overtime required - required on an as needed basis. Travel 0-10% - as required on an as needed basis. Must have reliable transportation and live within a commutable distance to one of the following cities: Phoenix, AZ Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this Job, the employee is regularly required to sit; use hands to finger, handle, or feel; reach with hands and arms; and talk or hear. The employee is occasionally required to stand, walk and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to ten pounds. Specific vision abilities required by this job include close vision. Work Environment: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate. Work Schedule: This position requires the ability to work various shifts to accommodate business needs. Typically, between the hours of 8 AM - 6 PM, Monday through Friday, and on weekends as needed. Travel is required 10% of the time. Stellantis Financial Services Inc. (SFS) is an equal opportunity employer and is committed to providing its employees with an environment that is free of harassment, discrimination, and intimidation. It is the policy of SFS to comply with all applicable employment laws and regulations and to provide equal opportunity for all qualified persons and to not discriminate against any employee or applicant for employment because of race, color, religion, sex, age, national origin, disability, pregnancy, sexual orientation, veteran status, gender identity or expression, change of sex, and/or transgender status or any protected status. Candidates must possess authorization to work in the United States. This policy applies to recruitment and placement, promotion, training, transfer, retention, rate of pay, and all other terms and conditions of employment. Employment and promotion decisions will be based solely on merit, ability, achievement, experience, conduct, and other legitimate business reasons.

Spring EQ is a national home equity lender providing flexible and tailored financing solutions directly to consumers with a national network of experienced brokers and partners. Since its founding in 2016, Spring EQ is among the fastest growing and highest-rated home equity financing partners in the United States. Spring EQ offers a broad range of home equity products and delivers a simple and streamlined process that results in faster funding, trustworthy loans, and less frustration for consumers today. To learn more about Spring EQ, visit ***************** At Spring EQ, it is our mission to empower homeowners and buyers to achieve and maximize the value of homeownership in a simple, fast, and ethical manner. Our values are to Be kind and treat all people - teammates, customers, and vendors - with respect and consideration Be adaptable and embrace change Be accountable and take responsibility and deliver the effort to fully complete the task Be better and strive for continuous improvement in ourselves, our team, and the company for our customers Be part of the solution and solve problems, find the answers, and collaborate Work hard, have fun, and get things done We are seeking a Credit Policy Specialist responsible for developing, writing, and publishing credit guidelines for Spring EQ, with a strong emphasis on Non-QM and alternative lending products. Responsibilities The Credit Policy Specialist is responsible for developing, writing, and publishing credit guidelines for Spring EQ, with a strong emphasis on Non-QM and alternative lending products. This role supports the organization by researching and analyzing agency, investor, and proprietary Non-QM requirements, maintaining policy alignment with industry updates, and assisting internal teams-including sales management, processing, underwriting, and closing-with policy interpretation. The specialist ensures that underwriting guidelines and credit policies are clearly understood and consistently implemented across all departments, particularly for complex Non-QM scenarios. Key Responsibilities include; Maintain a robust governance framework to ensure product changes-especially Non-QM and Jumbo-are assessed for credit and operational risk, with decisions thoroughly documented Develop, write, and revise lending technical documentation, including policies, procedures, forms, and quick-reference guides for Non-QM products Conduct in-depth analysis of Non-QM credit policies and make informed recommendations regarding underwriting strategies and product alignment Review and update product matrices regularly, ensuring accuracy for Non-QM and alternative lending programs Serve as a subject matter expert (SME) on Non-QM credit policy topics to promote consistency across underwriting and sales teams Act as the primary point of contact for internal inquiries related to Non-QM credit exceptions, investor overlays, and regulatory guidelines Research industry trends and emerging risks in the Non-QM space, evaluating best practices in credit risk management Collaborate with Product, Underwriting, and Compliance teams to align new or revised Non-QM products with credit policies and risk tolerance Communicate credit policy updates professionally and clearly to support organizational transparency and enhance brand credibility Complete special assignments as directed by management Qualifications Education: Bachelor degree Work history: 7-10 years of mortgage underwriting experience, with at least 5 years in Non-QM and Jumbo products Deep knowledge of Non-QM guidelines, investor overlays, and alternative documentation programs (bank statements, DSCR, asset depletion, etc.) Strong understanding of credit risk assessment for complex borrower profiles Excellent communication and interpersonal skills to support cross-functional collaboration Exceptional organizational abilities with attention to detail Proficient in Microsoft Word, Excel, Outlook, and Teams for documentation, data management, communication, and collaboration Comfortable working in a fast-paced, flexible, and production-oriented environment\ Benefits 401k Plan offered through Fidelity Investments with company match Annual Charitable Matching Gift Program Commuter Benefits Company Holidays Credit Union Membership Dental Insurance Dependent Care Plan Disability Insurance Employee Assistance Program Life Insurance Medical Insurance Paid Time Off Plan Vision Insurance Weekly Non-Management Dinner Benefit Spring EQ is an Equal Opportunity Employer. We make all employment decisions based on merit and business needs. If you require a reasonable accommodation at any stage of the hiring or employment process, please contact ***********************

Company Intro At American Vision Partners (AVP), we partner with the most respected ophthalmology practices in the country and integrate best-in-class management systems, operational infrastructure, and advanced technology to provide the highest quality patient care possible. Our practices include Barnet Dulaney Perkins Eye Center, Southwestern Eye Center, Retinal Consultants of Arizona, M&M Eye Institute, Abrams Eye Institute, Southwest Eye Institute, Aiello Eye Institute, Moretsky Cassidy Vision Correction, Wellish Vision Institute, West Texas Eye Associates and Vantage Eye Center. We are focused on building the nation's largest and most comprehensive eye care practices and currently operate more than 100 eye care centers in Arizona, New Mexico, Nevada, California and Texas - including 25 ambulatory surgical centers. At AVP we value teamwork, providing exceptional experiences, continuous improvement, financial strength, and hard work. We are committed to providing best-in-class patient care, pioneering research and technology, and most importantly, rewarding and recognizing our employees! Overview As a Credit Balance Specialist, you'll accurately review account credit balances to determine appropriate steps to resolve. You'll also review payment postings, adjustments, and charges to appropriately issue refunds. Responsibilities Accurately reviews outstanding insurance and patient credit balances to determine appropriate party to refund Responsibilities will include accurately posting payments, adjustments and refunds as necessary Reviews transactions (payments and adjustments) from various sources on a daily basis. Payments sources include Electronic Remittances, paper checks and EOB's, patients, collection agency, capitation plans, Care Credit and Patient Portal Adheres closely to the department's payment reconciliation process Prioritizes work to maximize turn-around time Meets or exceeds productivity standards in the completion of daily assignments and accurate production Maintain an error rate in accordance with departmental policy Makes changes to demographic information as necessary in order to produce a clean patient statement Answer and respond to external and internal phone calls in a timely manner Check and respond to emails in a timely and professional manner Performs all other assigned duties Qualifications High School diploma or equivalent 3+ years medical billing experience Ophthalmology background desired Active knowledge of CMS guidelines, contracted insurance guidelines and coding policies Demonstrates computer literacy Well-organized with attention to detail Ability to read and understand oral and written instructions Excellent math skills Ability to establish and maintain effective working relationship with team members, clinic staff, payers and patients Professional customer service skills Has a desire and dedication to work with self-discipline Ability to maintain the Benefits & Perks Your health, happiness and your future matters! At AVP, we offer everything from medical and dental insurance, significant eye care discounts, child care assistance, pet insurance, continuing education funds, 401(k), paid holidays, PTO, Sick Time, opportunity for growth, and much more!

The Credit Analyst drafts credit write-ups for commercial, consumer and residential loans. Inputs financial reports to analysis software, prepares financial analysis, and conducts credit investigations. Aids with the maintenance of loan requirements, loan portfolio monitoring and reports. Es sential/Required Duties & Responsibilities: Drafts credit write-ups in standard format. Prepares summary of facts concerning credit worthiness for new, renewal, and extension loans based on Loan Officer input and analysis of financial data. Tracks and enters customer information, financial statements, tax returns and related material using designated software or other analysis programs. Analyzes financial conditions and collection trends, reviews, and reports non-compliance with loan covenants. Creates and generates reports to analyze the overall financial condition of the loan portfolio utilizing report writing software. Assists to identify any changes in the portfolio's condition. Conducts periodic reviews of credit files and doc files to ensure maintenance of required documentation relative to the bank's established standards & annual internal/external audits of the loan portfolio and loans pledged as collateral to the Federal Home Loan Bank. Prepares Federal Home Loan Bank Qualifying Loan Reports each month for prior month's mortgage originations to determine their eligibility as collateral under FHLB funding guidelines. Orders appropriate documentation based on approved Credit Arrangement Sheet and prepares documentation request for submission to Loan Processing. Assists loan officers with financial analysis questions. Backs-up loan administration with all facets of the loan documentation process. Maintains profitability updates; prepares correspondence and handles various projects assigned by manager, supervisor, or loan officers. Regular attendance at the FineMark location designated in this , during regular business hours, or assigned hours for the position, is required. This is not a remote-work position Desired, But Not Essential Responsibilities: Completes loan packages in accepted internal format. Responds to questions from Loan Administration. Communicates directly with the applicant/customer regarding application and/or loan related questions, if requested by Loan Officer. Attends educational programs appropriate to current or future responsibilities. Performs other tasks assigned by Supervisor/Manager. Supervisor Responsibility: None Required Education, Skills, and Experience: Two to four years related experience; or bachelor's degree with an emphasis in a business-related field from a four-year college or university; or a related university certificate program; or equivalent combination of education and related experience including financial statement analysis skills. Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or government regulations. Ability to write reports, business correspondence, and procedures. Ability to effectively present information and respond to questions from groups of managers, customers, the public or professional peers. Ability to work with mathematical concepts such as statistical inference. Ability to apply concepts such as fractions, percentages, ratios, and proportions to business related situations. Aptitude for detecting errors or deficiencies in the customer's financial statements. Ability to analyze cash flow and bring to the attention of the loan officer. Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form. Ability to create new word processing and spreadsheet files using generally accepted formats. Ability to use database programs and other banking specific programs and to access reports. Ability to use software documentation and help features. Aptitude for learning advanced features and specialized software programs. Strong organizational and time management skills; attention to detail. Ability to accept and adapt to work conditions readily and with ease. Preferred Knowledge, Skills, Abilities, Education and Experience: Demonstrated successful experience as a Credit Analyst I or equivalent knowledge. Banking experience, particularly with loan administration knowledge. Ability to prepare loan packages. Understanding of financial analysis. ADA Job Description: The physical requirements and activities described herein are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Physical Requirements. This position primarily requires ntary work; exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time. Walking and standing are required only occasionally. Physical Activities. The following physical activities are frequently required: talking is required to express or exchange ideas by means of the spoken word and hearing, with or without correction, is required to perceive the nature of sounds at normal speaking levels. The use of fingers is frequently required to pick, pinch, type (e.g., keyboard) or otherwise work, primarily with the fingers rather than with the whole hand as in handling. There is frequent repetitive motion which requires substantial movements (motions) of the wrists, hands, and/or fingers. This position may occasionally require that a person climb, balance, stoop, kneel, crouch, crawl, reach, push, pull, lift, grasp and/or squat. Visual Requirements. Close visual acuity and the ability to adjust focus, with or without correction, are required to perform activities such as, viewing a computer monitor or written materials and documents; reading; writing; preparing and analyzing data and figures; transcribing; close visual inspection. Some distance vision and color vision may be necessary. Environmental conditions. A person is not substantially exposed to adverse environmental conditions and only exposed to moderate noise; they may occasionally work near moving mechanical parts or machinery such as a copier/printer. FineMark National Bank & Trust complies with the Americans with Disabilities Act (ADA) and the Americans with Disabilities Amendments Act (ADAAA). During the interview process, you may be asked questions concerning your ability to perform job-related functions. As an equal employment opportunity (EEO) employer, FineMark National Bank & Trust adheres to a policy of making employment decisions without regard to race, color, religion, sex, national origin and status as an individual with a disability or protected veteran. We assure you that your opportunity for employment with FineMark depends solely upon your qualifications. FineMark is a Drug-Free Workplace. Before hire, drug tests are conducted for all positions. Drug and alcohol tests may be conducted during employment. You may request a copy of FineMark National Bank & Trust's Drug-Free Workplace Policy by contacting ************.

The Credit Analyst drafts credit write-ups for commercial, consumer and residential loans. Inputs financial reports to analysis software, prepares financial analysis, and conducts credit investigations. Aids with the maintenance of loan requirements, loan portfolio monitoring and reports. Es sential/Required Duties & Responsibilities: Drafts credit write-ups in standard format. Prepares summary of facts concerning credit worthiness for new, renewal, and extension loans based on Loan Officer input and analysis of financial data. Tracks and enters customer information, financial statements, tax returns and related material using designated software or other analysis programs. Analyzes financial conditions and collection trends, reviews, and reports non-compliance with loan covenants. Creates and generates reports to analyze the overall financial condition of the loan portfolio utilizing report writing software. Assists to identify any changes in the portfolio's condition. Conducts periodic reviews of credit files and doc files to ensure maintenance of required documentation relative to the bank's established standards & annual internal/external audits of the loan portfolio and loans pledged as collateral to the Federal Home Loan Bank. Prepares Federal Home Loan Bank Qualifying Loan Reports each month for prior month's mortgage originations to determine their eligibility as collateral under FHLB funding guidelines. Orders appropriate documentation based on approved Credit Arrangement Sheet and prepares documentation request for submission to Loan Processing. Assists loan officers with financial analysis questions. Backs-up loan administration with all facets of the loan documentation process. Maintains profitability updates; prepares correspondence and handles various projects assigned by manager, supervisor, or loan officers. Regular attendance at the FineMark location designated in this , during regular business hours, or assigned hours for the position, is required. This is not a remote-work position Desired, But Not Essential Responsibilities: Completes loan packages in accepted internal format. Responds to questions from Loan Administration. Communicates directly with the applicant/customer regarding application and/or loan related questions, if requested by Loan Officer. Attends educational programs appropriate to current or future responsibilities. Performs other tasks assigned by Supervisor/Manager. Supervisor Responsibility: None Required Education, Skills, and Experience: Two to four years related experience; or bachelor's degree with an emphasis in a business-related field from a four-year college or university; or a related university certificate program; or equivalent combination of education and related experience including financial statement analysis skills. Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or government regulations. Ability to write reports, business correspondence, and procedures. Ability to effectively present information and respond to questions from groups of managers, customers, the public or professional peers. Ability to work with mathematical concepts such as statistical inference. Ability to apply concepts such as fractions, percentages, ratios, and proportions to business related situations. Aptitude for detecting errors or deficiencies in the customer's financial statements. Ability to analyze cash flow and bring to the attention of the loan officer. Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form. Ability to create new word processing and spreadsheet files using generally accepted formats. Ability to use database programs and other banking specific programs and to access reports. Ability to use software documentation and help features. Aptitude for learning advanced features and specialized software programs. Strong organizational and time management skills; attention to detail. Ability to accept and adapt to work conditions readily and with ease. Preferred Knowledge, Skills, Abilities, Education and Experience: Demonstrated successful experience as a Credit Analyst I or equivalent knowledge. Banking experience, particularly with loan administration knowledge. Ability to prepare loan packages. Understanding of financial analysis. ADA Job Description: The physical requirements and activities described herein are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Physical Requirements. This position primarily requires ntary work; exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time. Walking and standing are required only occasionally. Physical Activities. The following physical activities are frequently required: talking is required to express or exchange ideas by means of the spoken word and hearing, with or without correction, is required to perceive the nature of sounds at normal speaking levels. The use of fingers is frequently required to pick, pinch, type (e.g., keyboard) or otherwise work, primarily with the fingers rather than with the whole hand as in handling. There is frequent repetitive motion which requires substantial movements (motions) of the wrists, hands, and/or fingers. This position may occasionally require that a person climb, balance, stoop, kneel, crouch, crawl, reach, push, pull, lift, grasp and/or squat. Visual Requirements. Close visual acuity and the ability to adjust focus, with or without correction, are required to perform activities such as, viewing a computer monitor or written materials and documents; reading; writing; preparing and analyzing data and figures; transcribing; close visual inspection. Some distance vision and color vision may be necessary. Environmental conditions. A person is not substantially exposed to adverse environmental conditions and only exposed to moderate noise; they may occasionally work near moving mechanical parts or machinery such as a copier/printer. FineMark National Bank & Trust complies with the Americans with Disabilities Act (ADA) and the Americans with Disabilities Amendments Act (ADAAA). During the interview process, you may be asked questions concerning your ability to perform job-related functions. As an equal employment opportunity (EEO) employer, FineMark National Bank & Trust adheres to a policy of making employment decisions without regard to race, color, religion, sex, national origin and status as an individual with a disability or protected veteran. We assure you that your opportunity for employment with FineMark depends solely upon your qualifications. FineMark is a Drug-Free Workplace. Before hire, drug tests are conducted for all positions. Drug and alcohol tests may be conducted during employment. You may request a copy of FineMark National Bank & Trust's Drug-Free Workplace Policy by contacting ************.

Job Posting: Since 1953, Ferguson has been a source of quality supplies for a variety of industries. Together We Build Better infrastructure, better homes and better businesses. We exist to make our customers' complex projects simple, successful, and sustainable. We proactively solve problems, adapt and grow to continuously serve our customers, communities and each other. Ferguson, a Fortune 500 company, is proud to provide best-in-class products, service and capabilities across the following industries: Commercial/Mechanical, Facilities Supply, Fire and Fabrication, HVAC, Industrial, Residential Trade, Residential Building and Remodel, Waterworks and Residential Digital Commerce. Ferguson has approximately 36,000 associates across 1,700 locations. Ferguson is a community of proud associates who operate with the shared purpose of building something meaningful. You will build a career that you are proud of, at a company you can believe in. Overall Job Objective: The Credit Specialist will be managing a portfolio of process focused customers and national accounts Responsibilities: Manage customers utilizing portals for purchase order delivery, invoicing, and payment, and handle a wide variety of credit and collection functions. Handle sophisticated, large, or difficult credit accounts, ensuring positive customer relations and minimizing outstanding debts. Maintain consistency between credit and collection activities and the organization's overall customer relations strategy. Engage in regular face-to-face interactions with customers and sales representatives through on-site visits and field meetings. Implement credit policies to maintain an acceptable risk level, prompt repayments, minimize losses, and efficiently collect arrears. Contact customers regarding delinquent payments, prepare reports reflecting credit and collection status, and identify/address problem debts. Participate in associate meetings, communicate concerns to management, and spend time strengthening internal and external relationships. Support enterprise business and sales objectives through efficient performance of job responsibilities. Monitor invoice status and root cause issues within portals like Ariba, Coupa, Taulia, etc., and collaborate with EDI/E-Business for new or updated invoice submission automation/integration needs. Qualifications: 3-5 years of experience in credit management or similar roles. Proficiency with computers especially Microsoft Office software (Outlook, Word, Excel, PowerPoint, Access, etc.). Demonstrates high emotional intelligence with the ability to think quickly and make sound, confident decisions under pressure. Ability to develop and deliver effective presentations and use Ferguson's inventory, logistics, and customer relationship management systems. At Ferguson, we care for each other. We value our well-being just as much as our hard work. We are committed to a holistic approach towards benefits plans and programs that support the mental, physical and financial well-being of our associates. Our competitive offering not only includes benefits like health, dental, vision, paid time off, life insurance and a 401(k) with a company match, but our associates also enjoy additional meaningful and inclusive enhancements that are adaptable to their diverse situations and needs, including mental health coverage, gender affirming and family building benefits, paid parental leave, associate discounts, community involvement opportunities and more! - Pay Range: - $22.71 - $34.07 - Estimated Ranges displayed are Monthly for Salaried roles OR Hourly for all other roles. - This role is Bonus or Incentive Plan eligible. - Ferguson complies with all wage regulations. The starting wage may be higher in certain locations based on local or state wage requirements. - The Company is an equal opportunity employer as well as a government contractor that shall abide by the requirements of 41 CFR 60-300.5(a), which prohibits discrimination against qualified protected Veterans and the requirements of 41 CFR 60-741.5(A), which prohibits discrimination against qualified individuals on the basis of disability. Ferguson Enterprises, LLC. is an equal employment employer F/M/Disability/Vet/Sexual Orientation/Gender Identity. Equal Employment Opportunity and Reasonable Accommodation Information

Opportunity to join one of the top lenders in the franchise finance industry with an exceptional culture and ability to grow your career. Primary role is to provide direct support for an experienced portfolio management team responsible for determining credit worthiness of new and existing borrowers based on established risk criteria. **Essential Duties and Responsibilities** + Assist the Portfolio Managers with transaction setups, spreading financial statements, credit analysis, preparing projections and sensitivity analysis, completing risk ratings and credit approval documentation. + Perform annual customer evaluations and review quarterly covenant compliance, documenting the analysis and communicating any issues timely. + Communicate customer trends and troublesome loans to the portfolio management team leader, senior credit officer and commercial line manager on a timely basis. + Underwrite enterprise value and real estate related credit requests within established policy, guidelines, and turnaround times. + Support periodic audits and responsible credit behavior by documenting decisions properly and completely, in adherence to policy, with particular diligence given to explaining overrides, variances, and credit decisions and ensure proper document storage. + Review commitment letters, loan documentation, past dues (particularly maturing and renewing credits). + Provide a high level of internal and external customer service including communication of credit decisions, account issues, and answering questions. + Work with the loan administration and client specialists to manage loan maintenance including delinquencies and monitoring of loans. + Ensure the systems of record are accurate for the loans being administered and management information is reported timely and accurately. **SUPERVISORY RESPONSIBILITIES** None **QUALIFICATIONS** + College degree in related field + 3 years of relevant experience and/or training preferred. **COMPUTER AND OFFICE EQUIPMENT SKILLS** **Microsoft Office Suite** **CERTIFICATES, LICENSES, REGISTRATIONS (Ex: CPA, Series 6 or 7 license, etc)** Not required. **About Us** First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ******************** (https://urldefense.com/v3/\_\_https:/********************/\_\_;!!Cz2fjcuE!hpq9hPnrucZCPIAVPojVESItIq-FPzhurNdCrQ3JE8Rkx3gMd70nIk6\_kmPxl66\_oJCEsXs0gNunPowMAMHCmBYPOtUxUGI$) . **Benefit Highlights** - Medical with wellness incentives, dental, and vision - HSA with company match - Maternity and parental leave - Tuition reimbursement - Mentor program - 401(k) with 6% match - More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits **Follow Us** Facebook (****************************************** X formerly Twitter LinkedIn (*************************************************** Instagram YouTube (********************************************************** Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (**************************** notice from the Department of Labor.

Job Description Our client, a world leader in life sciences and diagnostics, is looking for a “Accounts Receivable Process Analyst / Optimization Specialist” based out of Tucson, AZ. Job Duration: Long Term Contract (Possibility Of Extension) Pay Rate : $40/hr on W2 Company Benefits: Medical, Dental, Vision, Paid Sick leave, 401K We are seeking a proactive, highly motivated, and intellectually curious Accounts Receivable (AR) Analyst to manage and optimize our entire AR lifecycle. This role is essential for maintaining the health of our financial operations, acting as a critical point of quality control for accounting. You will need strong analytical skills, exceptional attention to detail, and excellent communication abilities to succeed. We are looking for a goal-getter who is comfortable taking ownership and initiative. Key Responsibilities: Financial Accuracy: Identify and submit posting corrections, and resolve cash application discrepancies using detailed reporting and analysis. Dispute Management: Professionally and promptly investigate and resolve customer discrepancies, billing issues, and payment disputes through effective cross-functional collaboration. Collections Strategy: Analyze and actively manage the accounts receivable aging report to identify trends, mitigate collection risk, and continuously improve overall collection effectiveness. Reporting & Analysis: Prepare and present regular, comprehensive reports on AR performance, aging analysis, and collection forecasts to various stakeholders. Process Optimization: Collaborate with Business Development, Alliance Management, and Project Management Teams to resolve client issues and streamline the end-to-end order-to-cash cycle. Compliance & Month-End: Support the month-end close process with AR reconciliations and aging report reviews, ensuring strict compliance with all company policies, accounting principles, and financial regulations. Qualifications: Experience with data and financial analytics Strong proficiency in Excel/Google Sheets. Prior experience reading and interpreting contracts is a significant plus. If interested, please send us your updated resume at hr@dawarconsulting.com/***************************

Reports To: Senior Special Credits Control Officer Primary Functions: Perform collection activity on assigned accounts. Duties and Responsibilities: Contact members regarding delinquent financial obligations and make arrangements for repayment. Respond to member inquiries regarding financial obligations owed to the credit union. Perform "skip-traces" as required. Analyze and initiate documentation necessary for refinancing loans and loan extension requests. Analyze and recommend to supervisors, when appropriate, adverse actions on accounts to include, but not limited to, repossessions, closure of credit limits, blocks on credit and debit cards, legal actions and account codes to alert other credit union departments of potential losses. Perform other duties as assigned. Qualifications Education: High School Graduate or equivalent. Creditable Experience in Lieu of Education: Not Applicable Experience/Skills: In the opinion of Special Credits Management applicants must display the aptitude and abilities to perform collection actions as required on past due financial obligations and provide members assistance in adverse situations. For internal applicants a minimum of six months of experience with direct and varied member contacts at the credit union is a requirement. Requires good verbal communication skills. Tenure: Special Credits Control Officer II, Category 11 requires proven acceptable performance standards in the opinion of management that meets or exceeds expectations for proficiency and efficiency in the collection of past due financial obligations for a minimum period of six months as a SC Control Officer I. SC Control Officer III, Category 10 requires twelve months tenure in the SC Control Officer II position with performance that meets or exceeds expectations for proficiency and efficiency in collection of past due financial obligations and problem solving capacity of adverse situations involving members and their account relationships. At management's discretion, directly related work experience and/or accelerated training completion may be substituted for tenure. Compensation Salary Pay Range: Special Credits Control Officer I (Category 12): $48,387 - $73,549 annually Special Credits Control Officer II (Category 11): $52,258 - $81,523 annually Special Credits Control Officer III (Category 10): $57,484 - $90,825 annually Starting base salary will be determined based on candidate experience, qualifications, education, and local or state wage requirements, if applicable and will fall within the range provided above. In accordance with our Salary Administration policy, new hire base salaries generally fall within the minimum to midpoint of the listed range. Benefits Short-term and long-term incentives Comprehensive medical, dental and vision insurance plan that has HSA and FSA options 401(k) plan with a 5% match Employee Assistance Program (EAP) Life and disability coverage Voluntary cash benefits for accident, hospitalization and critical illness Tuition Reimbursement Generous leave programs to include Paid Time Off accrual, Paid Sick Leave, Paid Holidays Click here to view Global's comprehensive Benefits Programs Equal Opportunity Employer

National Independent Mortgage Lender seeks a Consumer Direct Loan Officer to expand an existing call center. Inside Loan Advisors receive 100% inbound calls from qualified home shoppers looking to make their next purchase. Live daily leads transfers! Salary plus commissions. All mortgage loan advisors are eligible for bonuses. Very aggressive commission splits. New Associate Bonus Program Fannie Mae, Freddie Mac and Ginnie Mae Seller/Servicer. We also have a stable of investors with 100s of loan products. Conventional, FHA, VA, Jumbo, Manufactured Homes, Stated Income Products for Self-Employed Borrowers (NON- QM), USDA, and more! Competitive Pricing Direct Lender so all processing, underwriting, and funding are done in-house. Company-paid licensing, continuing education, and annual state/NMLS renewals. Desired Skills and Experiences: Proven monthly production Call center Background Familiar with DU/LP Encompass experience is a plus! Excellent Time Management and Organizational Skills Able to take direction and work in a team environment Strong sense of urgency and initiative to get things done Ambitious professional who is motivated by opportunity for advancement Qualifications If you are NMLS licensed and have a strong desire to succeed in a commission-driven sales environment, we would like to speak to you! Candidate Requirements: Minimum five years of mortgage loan officer/retail mortgage banking experience Exceptional phone sales skills Must already be NMLS Licensed & SAFE Act compliant Must be licensed in a minimum of five(5) states **MUST BE CURRENTLY NMLS LICENSED AND IN GOOD STANDING!** Compensation: Base salary, monthly commission, and annual bonus. Schedule a confidential Discovery Call today! The EMAC Group is an Executive Search Firm with clients such as Fed and State Charter Banks, IMBs, Credit Unions, and larger brokers, nationwide.

Global Channel Management is a technology company that specializes in various types of recruiting and staff augmentation. Our account managers and recruiters have over a decade of experience in various verticals. GCM understands the challenges companies face when it comes to the skills and experience needed to fill the void of the day to day function. Organizations need to reduce training and labor costs but at same requiring the best "talent " for the job. Qualifications Account Receivable Analyst needs Accounting degree required Accounting degree required requires: Minimum of 3 years of accounting experience processing A/R, performing GL analysis, posting JVs, preparing reconciliations, completing project work, and performing data analysis Familiarity with rental and lease contracts a plus SAP experience preferred Advanced-level MS Excel skills required Intermediate-level MS Access and Word skills required Account Receivable Analyst duties: complete a thorough review of rental/lease contracts and input the contract data into a new auto-billing invoicing system. Additional Information $28/hr 6 months

Our Company BrightSpring Health Services BrightSpring Health Services is seeking a highly skilled and detail-oriented Accounts Receivable Process Analyst to join our team. As an A/R Process Analyst you will play an important part of our team with managing and analyzing financial transactions within our billing and collections department. If you like to problem solve, love numbers, and have great analytical skills this is the position for you! Responsibilities Analyze aging for assigned operations and follow up on all outstanding accounts. Provide proper coding and comments for all outstanding balances. Identify payor issues and report out. Complete follow up process to ensure full adjudication of claims. Identifies adjustments throughout the month for assigned Operations. Timely follow up on insurance claim denials, exceptions, or exclusions. Maintain open communication with Billing Specialist, Cash Application Analyst and Operations. Send cash transfer & check requests to the cash team. Reading and interpreting insurance explanation of benefits. Respond to inquiries from insurance companies, patients, and providers. Works in Waystar to identify denials and timely resolution. Timely follow up of accounts to ensure timely filing limits are met. Performs general accounts receivable functions regarding revenue billing and cash processes. Qualifications High School diploma or equivalent, Associate's degree or higher preferred. At least 2 years healthcare billing, private insurance and/or federally funded programs, researching aging and claims. Experience in reading and understanding remits for denial reasons and experience with State Billing Portal sites, preferred. Experience in filing claim appeals with insurance companies to ensure maximum entitled reimbursement preferred. Responsible use of confidential information. Must have strong/professional communication skills (email and phone) as well as computer skills to include Microsoft Excel. Must understand conditions of payment and experience with State billing portals preferred. HCHB (Home Care Home Base) experience preferred. Home Health Hospice related experience preferred. About our Line of Business BrightSpring Health Services provides complementary home- and community-based pharmacy and provider health solutions for complex populations in need of specialized and/or chronic care. Through the Company's service lines, including pharmacy, home health care and primary care, and rehabilitation and behavioral health, we provide comprehensive and more integrated care and clinical solutions in all 50 states to over 450,000 customers, clients and patients daily. BrightSpring has consistently demonstrated strong and often industry-leading quality metrics across its services lines while improving the quality of life and health for high-need individuals and reducing overall costs to the healthcare system. For more information, please visit *************************** Follow us on Facebook, LinkedIn, and X. Additional Job Information Competitive Pay with Daily Pay options Up to 11 days of PTO during the 1st year Tuition Reimbursement Benefits, Company Provided Life Insurance, 401k Participation Career Growth and advancement opportunities

Kahala, a globally recognized leader in quick-service restaurant franchising, has an opportunity for a Accounts Receivable Analyst to join its Accounting Team in Scottsdale, Arizona. Kahala franchisees and partners operate a portfolio of many QSR brands including Cold Stone Creamery, Blimpie, Baja Fresh, Pinkberry, among others, in over 20 countries around the world. Equal Opportunity Employer M/F/D/V ACCOUNTS RECEIVABLE ANALYST POSITION SUMMARY The Accounts Receivable Analyst position supports the Franchise Accounting functions by maintaining and updating the A/R aging and provides regular collection status updates for management. The analyst will be responsible for billing and collections of multiple brands, as well as sales reconciliations as necessary. ACCOUNTS RECEIVABLE ANALYST KEY RESPONSIBILITIES: Collect franchise sales data Process payments and cash application Review weekly aging report and address accounts 30+ days past due Prepare and organize documentation necessary to collect past due payments Follow-up to ensure all actions are completed in order for payment to be made Assist in improving A/R processes Compile the Accounts Receivable Aging report for distribution to management Handle and expedite all incoming requests from franchisees Contact customers regarding past due accounts Complete special A/R projects as needed ACCOUNTS RECEIVABLE ANALYST PERSONAL ATTRIBUTES: Strong organizational skills & attention to detail Regularly meet multiple deadlines Strong Excel skills Strong communication skills - both oral and written Team-player, customer-centric attitude ACCOUNTS RECEIVABLE ANALYST KNOWLEDGE / SKILLS: 3-5 years of Accounts Receivable experience is required Sage or other ERP experience is required Benefits ( Subject to Change ): 401(k) matching, including Roth options 3 Medical insurance plans Dental insurance Vision insurance Employee assistance program Flexible spending account Health savings account Life insurance Short-term disability insurance Long-term disability insurance Paid time off (10 holidays, 3 weeks PTO) Tuition reimbursement Referral program Wellness programs Hybrid work schedule

Review financial statements to analyze risk and establish the credit worthiness of customers Initiate collection activities for overdue accounts through calls, emails, and formal notices Strong analytical skills to interpret complex financial data and identify risk factors Stay updated on industry trends, economic conditions, and regulatory changes that may impact credit risk Maintain detailed records of payment arrangements; resolve invoice discrepancies and disputes Conduct daily evaluations of incoming orders to authorize booking and release for shipment Required Qualifications Education Bachelor's degree in business; Accounting, Finance, or a related field required Experience 2+ years required in reviewing and analyzing financial statements, trade references, bank references and Dunn & Bradstreet reports 1+ years required in collections/accounts receivable Skills Operates independently with minimal supervision, consistently prioritizing tasks and managing time to meet deadlines and deliver high-quality work Proficiency with Oracle and Excel; use of XLOOKUP and pivot table experience required Understanding of basic accounting principles High attention to detail

Bring your Expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As a Special Credits Specialist you will get to support Credits Officers with administration of problem credit loans, along with preparing management reports and administration of reporting. You're a team player and you get to participate in the ownership of Chase's internal customer satisfaction through timely follow-up and resolution of issues. If you are someone who enjoys a collaborative environment this could be your next role. We work closely together as a unit and are opening our doors to new members that have a team-player mindset. No day is the same here, and you'll be able to get creative when it comes to problem solving. Job Responsibilities Manage all aspects of the loan process and follow up on vendor work to ensure completion. Coordinate loan documentation and facilitate successful loan closings. Generate and work reports to support the workout process, including maturity, delinquency, and exceptions. Contact customers via email or letter to request required financial information. Process advances, payments, overdrafts, invoices, check requests, booking packages, maintenance requests, and research requests. Handle mail processing, including sending legal packages and loan documentation to outside counsel. Adhere to regulatory requirements and compliance standards in all activities. Multi-task efficiently and maintain a strong sense of urgency in daily operations. Pass quality control and quality assurance tests on all tasks performed. Required Qualifications, Capabilities, and Skills Requires 2+ years of total related experience in the financial industry or similar position in business loan processing, commercial lending support environment and/or loan operations. Along with having the ability to review and understand complex loan structures and business loan documentation. Ability to establish credibility and rapport, be friendly and personable and look for ways to benefit the customer. Proficient in Microsoft applications: Excel, Word, PowerPoint, SharePoint, and Outlook. Demonstrated analytical/problem solving & follow-up skills. General administrative skills: filing, typing, and organizing information. Excellent oral and written communication skills, and ability to focus on accuracy with attention to detail. Work effectively in a team environment, while assuming individual responsibility. A self-starter, and an independent thinker. Preferred Qualifications, Capabilities, and Skills College degree preferred or High school degree/GED or foreign equivalent Working knowledge of the Bank's products, services, policies/procedures and ability to follow policies/procedures. Creative/Innovative process improvement skills

Stellantis Financial Services (SFS) is the new captive finance company for one of the world's leading automakers and a mobility provider with iconic brands including Abarth, Alfa Romeo, Chrysler, Citro n, Dodge, DS Automobiles, Fiat, Jeep , Lancia, Maserati, Opel, Peugeot, Ram, Vauxhall, Free2move and Leasys. Our exciting growth provides opportunities to advance your career as we successfully lead products and services from a small to midsize company in just a few years. Join our world class team and culture and contribute to our core mission which is enhancing our customer's experience. Position Summary: The Sr. Credit Analyst will be responsible for evaluating credit and other relevant data to determine the credit risk of potential customers. Make recommendations, issue approvals, and decline credit requests in accordance with Stellantis Financial Services' credit risk policies, compliance guidelines, and profitability models. Essential Duties and Responsibilities: Review and evaluate all credit reports in common formats as well as any format unique to SFS. Accurately apply credit policies, in accordance with FCRA, across multiple product lines for various types of loans. Manage exceptions to the published credit authority using judgment and experience to produce risk outcomes within company expectations. Complete final disposition on credit applications or escalate to the appropriate level of authority for final approval. Make outbound calls and manage inbound calls to negotiate final contract terms with both dealer customers and the DRM. Assist with escalated calls from dealers and DRMs who are dissatisfied with a credit decision. Re-evaluate decisions and manage them professionally to maintain positive relationships. Participate in targeted outbound call campaigns as time permits, in coordination with the DRMs, to cultivate long-term dealer relationships. Work directly with the Funding department and DRMs to resolve credit and verification issues that arise during funding. Provide guidance, training, and mentorship to junior associates within the department. Maintain confidentiality of personal information for consumers, including, but not limited to, Social Security numbers and dates of birth. Other duties may be assigned. Qualifications and Competencies Required: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below represent the knowledge, skills, and/or abilities required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. Required Experience: Minimum of 3 years auto industry experience as a credit analyst or related automotive disciplines. Education: High school diploma and or/GED. Skills Required: Overtime required required on an as needed basis. Travel 0-10% - as required on an as needed basis. Must have reliable transportation and live within a commutable distance to one of the following cities: Phoenix, AZ Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this Job, the employee is regularly required to sit; use hands to finger, handle, or feel; reach with hands and arms; and talk or hear. The employee is occasionally required to stand, walk and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to ten pounds. Specific vision abilities required by this job include close vision. Work Environment: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate. Work Schedule: This position requires the ability to work various shifts to accommodate business needs. Typically, between the hours of 8 AM - 6 PM, Monday through Friday, and on weekends as needed. Travel is required 10% of the time. Stellantis Financial Services Inc. (SFS) is an equal opportunity employer and is committed to providing its employees with an environment that is free of harassment, discrimination, and intimidation. It is the policy of SFS to comply with all applicable employment laws and regulations and to provide equal opportunity for all qualified persons and to not discriminate against any employee or applicant for employment because of race, color, religion, sex, age, national origin, disability, pregnancy, sexual orientation, veteran status, gender identity or expression, change of sex, and/or transgender status or any protected status. Candidates must possess authorization to work in the United States. This policy applies to recruitment and placement, promotion, training, transfer, retention, rate of pay, and all other terms and conditions of employment. Employment and promotion decisions will be based solely on merit, ability, achievement, experience, conduct, and other legitimate business reasons.

Opportunity to join one of the top lenders in the franchise finance industry with an exceptional culture and ability to grow your career. Primary role is to provide direct support for an experienced portfolio management team responsible for determining credit worthiness of new and existing borrowers based on established risk criteria. Essential Duties and Responsibilities * Assist the Portfolio Managers with transaction setups, spreading financial statements, credit analysis, preparing projections and sensitivity analysis, completing risk ratings and credit approval documentation. * Perform annual customer evaluations and review quarterly covenant compliance, documenting the analysis and communicating any issues timely. * Communicate customer trends and troublesome loans to the portfolio management team leader, senior credit officer and commercial line manager on a timely basis. * Underwrite enterprise value and real estate related credit requests within established policy, guidelines, and turnaround times. * Support periodic audits and responsible credit behavior by documenting decisions properly and completely, in adherence to policy, with particular diligence given to explaining overrides, variances, and credit decisions and ensure proper document storage. * Review commitment letters, loan documentation, past dues (particularly maturing and renewing credits). * Provide a high level of internal and external customer service including communication of credit decisions, account issues, and answering questions. * Work with the loan administration and client specialists to manage loan maintenance including delinquencies and monitoring of loans. * Ensure the systems of record are accurate for the loans being administered and management information is reported timely and accurately. SUPERVISORY RESPONSIBILITIES None QUALIFICATIONS * College degree in related field * 3 years of relevant experience and/or training preferred. COMPUTER AND OFFICE EQUIPMENT SKILLS Microsoft Office Suite CERTIFICATES, LICENSES, REGISTRATIONS (Ex: CPA, Series 6 or 7 license, etc) Not required. About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ********************* Benefit Highlights * Medical with wellness incentives, dental, and vision * HSA with company match * Maternity and parental leave * Tuition reimbursement * Mentor program * 401(k) with 6% match * More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube