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Specialty and CRE Lending Portfolio Credit Analyst
Atlanta Postal Credit Union 3.6
Credit analyst job in Atlanta, GA
Job Description Seeking a capable, detail-oriented individual to join our commercial lending TEAM! 3+ years' experience in Commercial credit review & analysis, Underwriting, Portfolio Management, CRE credit review and loan structuring. If this is YOU, apply today! Title: Specialty and CRE Portfolio Analyst Position Status - Full Time exempt Reports To: Business Lending Manager Salary information: $61,984 - 92,976 The listed pay information includes the minimum rate of pay to the max-point rate of pay for the posted position The actual compensation for this position may vary based upon, but not limited to, licenses or certifications, education or equivalent work experience, market data, qualifications, relevant experience, prior work and performance history, geographic location, and business sector. We believe great work is to be rewarded with great benefits. Our benefits include, but aren't limited to, Medical coverage with generous company contributions, Dental with employee only coverage paid by the company, Vision with employee only coverage paid by the company, Paid Time-Off, 401k plan with a defined company match, company paid long-term disability, short term disability, and company paid holidays. Purpose: The primary purpose of this position is to assist Atlanta Postal Credit Union to live out our Mission, “To help our members achieve financial success by providing exceptional products and service.” The Specialty/CRE Analyst and Portfolio Manager serves as the primary APCU Center Parc resource performing initial credit analysis for the underwriting of new business loans, managing an assigned portfolio of existing loans and maintaining a cadence of ongoing credit analysis and monitoring existing loans. The position focuses on Commercial Real Estate (CRE) and Specialty (GSA, USPS, IRE, etc.) loans. Essential Duties and Responsibilities: Other duties may be assigned. Adhere to and deliver on APCU Center Parc's core values: Serve Exceptionally Commit to Better Find the Fun Invest in Integrity Follow the Numbers Go Forth and Conquer Protect with Passion Assesses the credit worthiness of businesses seeking CRE or specialty loans and for new and existing businesses members of APCU Center Parc. Perform a thorough financial analysis; Review financial statements, credit history, and other relevant data to evaluate the borrower's ability to pay on both a short-term and long-term basis. On a schedule cadence, identify disparities, risks, and fluctuations in financial ratios and make recommendations on creative ways to mitigate risks to the credit union. Make recommendations on CRE and specialty loan approvals, credit limits, loan structure, collateralization, and terms based upon a thorough assessment of financial risk. Analyze appropriate structuring options for loan request and booked loans, considering collateral and borrower valuations; Monitors book loans for adherence to structure and covenants. Prepare commitment letters or collaborate with internal stakeholders or internal counsel to prepare commitment letters. Demonstrate full ownership of an assigned portfolio of existing business members with minimal guidance. Complete annual reviews and both material and non-material modifications independently and within assigned time frame. Coordinate all activity and interactions, associated with modifications, with the members, attorneys, agents, title agencies, underwriters, and processors Monitor quarterly, semiannual, or annual reporting and financial statements and determine upgrades and downgrades in risk ratings. Monitors and analyzes escrow accounts for contribution adjustments. As required, support underwriters in reviewing and negotiating legal documentation. Promptly escalates concerns, identified risks, or problem accounts in accordance with established procedures and in collaboration with other internal stakeholders. Ensure that portfolio data is accurate, up to date, and complete; Commits to timeliness and quality of reporting capabilities. Ensure compliance with established credit policies and procedures. Perform all necessary tasks and assignments necessary to prepare for audits. Demonstrate a sense of urgency, attention to detail, the ability to multi-task and the ability to make data driven financial decisions. Effectively use written and oral communication skills in daily correspondence. Adhere to the provisions of the Fair Credit Reporting Act (FCRA), Military Lending Act (MLA), Equal Credit Opportunity Act (ECOA), Truth in Lending Act (TILA), Fair Housing Act (FHA), the Universal Code (UCC), and any other state or federal regulation associated with the granting of credit that are applicable to this position. Comply with all aspects of BSA/AML and OFAC regulations as they relate to this position. Travel associated with this role less than 10%. Other duties as assigned. Supervisory Responsibilities: No direct reports. May manage day-to-day tasks through indirect reporting relationships or through a matrixed management approach and the ability to collaboratively interact with internal and external partners. Qualification Requirements: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/pr ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. REQUIRED Education and/or Experience: A bachelor's degree in finance, accounting, business administration, or related field of study; 4 years of specific work experience in lieu of degree 3 years of specific work experience where the primary tasks involved credit analysis, underwriting, portfolio management for specialty and CRE loans 3 years of specific work experience using modeling software like Argus, CoStar, lease management software, portfolio management software, and portfolio benchmarking tools and software Advanced skills in Microsoft Excel or Google Sheets PREFFERED Education and/or Experience: 5 years of broad work experience managing and monitoring a portfolio of Specialty and CRE loans including the annual evaluation of escrows, loan covenants, and mitigation of credit risks in a credit union Working knowledge of Symitar, Baker Hill LOS, Meridian Link, Laser Pro, Co Tribute, and other software applications and tools relevant to this position and the evaluation of credit and monitoring of loan performance Experience in the utilization of data visualization tools for credit and portfolio management Physical Job Requirements: Must be physically able to operate a variety of automated office machines such as calculator, computer, printer, facsimile, telephone, copier, etc. Must be able to stand, bend and stoop as needed. Must be able to lift and/or carry weights of 5 to 25 pounds. APCU Center Parc Credit Union is an equal opportunity employer committed to providing equal opportunities to applicants and our policy is not to discriminate against any applicant or employee based on race, color, sex, religion, national origin, disability status or veteran status or any other basis protected by applicable federal, state, or local laws. APCU Center Parc Credit Union prohibits harassment based on the same protected classes and criteria. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job. The requirements for the position listed are general and are not all inclusive. If you have any questions concerning this position, please contact Human Resources. Please note that an employment offer, and your continued employment are contingent upon acceptable results of a background and credit check, and satisfactory proof of your right to work in the U.S.
$62k-93k yearly 26d ago

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Credit Analyst
Toyota Motor Company 4.8
Credit analyst job in Alpharetta, GA
Who we are Collaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like at Toyota. As one of the world's most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality solutions designed to enhance lives and delight those we serve. We're looking for talented team members who want to Dream. Do. Grow. with us. An important part of the Toyota family is Toyota Financial Services (TFS), the finance and insurance brand for Toyota and Lexus in North America. While TFS is a separate business entity, it is an essential part of this world-changing company- delivering on Toyota's vision to move people beyond what's possible. At TFS, you will help create best-in-class customer experience in an innovative, collaborative environment. To save time applying, Toyota does not offer sponsorship of job applicants for employment-based visas or any other work authorization for this position at this time. Who we're looking for Toyota's Eastern Region - Alpharetta, GA Experience Center (EC) is looking for a passionate and highly motivated Credit Analyst. The primary responsibility of this role is to analyze and make determinations on approval, conditioning, and rejection of retail and lease credit applications received from automotive dealerships. Reporting to the Credit Supervisor, the person in this role will support the Toyota Financial Services (TFS) EC objectives. What you'll be doing * Maintaining decision call-back times at or below established objectives. * Evaluating and negotiating deals as necessary in order to maintain the quality of purchases within established guidelines. * Advising management of any problems or irregularities pertaining to retail, lease, or wholesale financing, breeches of trust, or other violations of TFS plans. * Monitoring dealer trends and identifying and reporting adverse issues. * Partnering with Credit investigation as needed. What you bring * Strong attention to detail and organizational skills and multitasking. * Strong interpersonal and relationship building skills. * Excellent oral and written communication skills * Excellent analytical skills * Ability to adapt and prioritize with changing, fast paced situations * Knowledge of Microsoft Office applications * Ability and willingness to work a flexible and rotating schedule including weekends and holidays Added bonus if you have * Bachelor's degree highly preferred * Relevant work experience such as automotive retail and/or wholesale financing * Relevant work experience such as retail credit, collections, dealership financial statements or wholesale What We'll Bring During your interview process, our team can fill you in on all the details of our industry-leading benefits and career development opportunities. A few highlights include: * A work environment built on teamwork, flexibility and respect * Professional growth and development programs to help advance your career, as well as tuition reimbursement * Team Member Vehicle Purchase Discount * Toyota Team Member Lease Vehicle Program (if applicable) * Comprehensive health care and wellness plans for your entire family * Toyota 401(k) Savings Plan featuring a company match, as well as an annual retirement contribution from Toyota regardless of whether you contribute * Paid holidays and paid time off * Referral services related to prenatal services, adoption, childcare, schools and more * Tax Advantaged Accounts (Health Savings Account, Health Care FSA, Dependent Care FSA) * Relocation assistance (if applicable) Belonging at Toyota Our success begins and ends with our people. We embrace all perspectives and value unique human experiences. Respect for all is our North Star. Toyota is proud to have 10+ different Business Partnering Groups across 100 different North American chapter locations that support team members' efforts to dream, do and grow without questioning that they belong. Applicants for our positions are considered without regard to race, ethnicity, national origin, sex, sexual orientation, gender identity or expression, age, disability, religion, military or veteran status, or any other characteristics protected by law. Have a question, need assistance with your application or do you require any special accommodations? Please send an email to *****************************.
$61k-93k yearly est. Auto-Apply 14d ago
Financial & Credit Analyst
Arch Capital Group Ltd. 4.7
Credit analyst job in Alpharetta, GA
With a company culture rooted in collaboration, expertise and innovation, we aim to promote progress and inspire our clients, employees, investors and communities to achieve their greatest potential. Our work is the catalyst that helps others achieve their goals. In short, We Enable Possibility℠. Job Summary This is an analytical position developed to help assess and manage the financial risk on individual deals and the overall casualty book of business across different product lines. It is responsible for the assessment and grading the complex financial nature of large accounts and determining appropriate structure and levels of collateral and funding. It also provides analytical support and guidance to different levels of management on complex situations relating to financial and credit risk management. The hiring team would like to talk with candidates who have experience in financial credit analysis (including from an internship). The team would also be interested in meeting new grad who is excited to join the insurance industry. This role can sit in either the Alpharetta, GA or St. Paul, MN office on a hybrid schedule of three days in the office, two days remote. * Complete reviews and evaluations of existing and prospect clients' financial condition and credit worthiness * Track upcoming renewals and pro-actively secure and compile data * Collaborate with the underwriting teams in identifying and soliciting information needed to complete the financial and credit risk analysis * Compile, upload and spread financials in Moody's Credit Lens * Conduct industry and market research and competitive landscape analysis * Participate in fact finding calls and meetings with client's Senior Financial Management * Review and monitor economic, marketplace, and collateral trends, particularly as they relate to target industries * Research accounting and business changes and update benchmarks and analytical tools * Act as a liaison with the Global Treasury and Corporate Accounting and Finance teams as relates to collateral, credit, billing and accounting type of issues * Populate and run Collateral Analysis and Assessment Tool * Provide ad-hoc management and financial reports on the casualty book of business Education & Experience * Bachelors or higher degree in Finance/Accounting. * Prior experience and expertise in Financial and Credit Risk and Financial Statement Analysis. * Prior experience in the Insurance/Risk Management field is a plus. * Prior experience with Moody's CreditLens and S&P Capital IQ is a plus. Key Competencies * Well organized and able to prioritize and handle diverse tasks effectively * Strong analytical skills with the ability to collect, organize, analyze, and disseminate significant amounts of information with attention to detail and accuracy * Excellent communication and interpersonal skills * High level of understanding of financial statements and transactions * Ability to influence without authority. #LI-AT1 #LI-hybrid For individuals assigned or hired to work in the location(s) indicated below, the base salary range is provided. Range is as of the time of posting. Position is incentive eligible. $73,348 - $99,236/year * Total individual compensation (base salary, short & long-term incentives) offered will take into account a number of factors including but not limited to geographic location, scope & responsibilities of the role, qualifications, talent availability & specialization as well as business needs. The above pay range may be modified in the future. * Arch is committed to helping employees succeed through our comprehensive benefits package that includes multiple medical plans plus dental, vision and prescription drug coverage; a competitive 401k with generous matching; PTO beginning at 20 days per year; up to 12 paid company holidays per year plus 2 paid days of Volunteer Time Offer; basic Life and AD&D Insurance as well as Short and Long-Term Disability; Paid Parental Leave of up to 10 weeks; Student Loan Assistance and Tuition Reimbursement, Backup Child and Elder Care; and more. Click here to learn more on available benefits. Do you like solving complex business problems, working with talented colleagues and have an innovative mindset? Arch may be a great fit for you. If this job isn't the right fit but you're interested in working for Arch, create a job alert! Simply create an account and opt in to receive emails when we have job openings that meet your criteria. Join our talent community to share your preferences directly with Arch's Talent Acquisition team. 14400 Arch Insurance Group Inc.
$73.3k-99.2k yearly Auto-Apply 4d ago
Chief Credit Officer/ Head of Servicing
Us Auto Sales 4.0
Credit analyst job in Lawrenceville, GA
The Chief Credit Officer/Head of Servicing is responsible for the management and oversight of the finance organization. A successful candidate will mitigate risks surrounding the company's loan portfolio while ensure core profitability targets are achieved. The CCO will ensure compliance with government regulatory agencies, and oversee collections, recovery, insurance services, and bankruptcy procedures. Oversees the operations of the finance organization and ensures portfolio performance and profitability. Maximizes profitability by ensuring the organization execute of full lifecycle of portfolio from early-stage collections through full remarketing cycle. Leads credit, collections and other outside services departments and collaborates with analytics to develop metrics and KPIs to monitor collection and recovery performance. Regularly conducts analysis of metrics to set timely collection and recovery goals to ensure organizational goals are met. Identifies possible risks and creates strategies to overcome obstacles. Ensures compliance with all regulatory agencies and stays abreast of changes in the market that may impact performance. Collaborates and participates with Executive Team members and participates in the analysis, development, and execution of organizational strategies. Serves as an expert of the finance system of record and ensures all technological systems are aligned with the goals of the organization and works with vendor on system adjustments and enhancements. In addition, the CCO should be innovative and bring strategic opportunities that can continue to evolve the efficiency and profitability within the Finance Company. Provides regular direction to team, including offshore and onshore vendors, to maintain engagement, profitability and productivity. Develops leaders and staff to ensure optimal engagement and morale. Perform other duties assigned. Qualifications Bachelor's Degree in Business Administration, Finance or related field. 8 - 10 years of loan servicing, collections, or consumer finance management experience Excellent communication (verbal and written) with the ability to interact with all employee levels including executive management. Exceptional attention to detail and accuracy, professional attitude, including strong organization and time management skills Working knowledge of financial services industry particularly in collections and/or call centers. Computer literacy to include Data Entry, Microsoft Word, Excel, Visio, Power Point & Outlook. Preferred Graduate/Master's Degree in Business Administration, Finance or related field. 5 - 8 years of automotive finance experience
$92k-147k yearly est. 10d ago
Lead Credit Analyst
Liberty Mutual 4.5
Credit analyst job in Atlanta, GA
Independently develops concise and accurate credit analyses of prospects and current customers in a deadline focused environment with minimal guidance. Uses expertise to evaluate both private and public entities some of which include review of complex transactions. Analyses are well written and reflect a comprehensive understanding of the credit risk and its relationship to the recommended collateral products and unsecured exposure. Collaborate with underwriters and management to determine appropriate collateral amounts and structures for insured programs. Facilitate the approval of exception when needed. Communicates financial results, trends and business implications to management, stakeholders and other groups at the appropriate level of detail. Proactively leads complex efforts to continuously improve processes to ensure work is performed as efficiently and effective as possible. Uses business acumen and strong analytical expertise to perform complex ad hoc analysis. Demonstrates strong verbal and written communication skills. Leads development and facilitation of training. Travels to and supports underwriting at broker and client meetings as required. Responsibilities Accurately analyzes financial statements and related filings for a diverse and complex group of different size policyholders and prospective customers. Conducts analysis that includes assigned credit rating, key strengths, weaknesses, industry outlook and recommended collateral options. Collaborate with underwriters and management to determine appropriate collateral amounts and structures for insured programs. Facilitate the approval of exception when needed. Understands and interprets financial statements of varying quality including internally company prepared statements up to those prepared in accordance with GAAP or IFRS. Understands various organizational structures, investment and debt has on the creditworthiness of subject companies. Regularly accesses and appropriately utilizes a variety of informational resources including First Research, Rating Agencies and other related sources to identify and understand trends and gauge subject company performance relative to peers and industry. Thorough understanding of insurance products, collateral types and associated credit risk. Drives the production of complex management reports and associated results analysis, using business acumen and analytical ability to lead the team in identifying business drivers of results and communicating them effectively. Continually assesses the business value and efficiency of the work performed, identifies problems and opportunities, drives implementation and monitors results. Initiates and leads complex department projects and continuous improvement activities that may include working cross functionally with other departments. Supports development of team members by sharing best practices, conducting peer reviews that identify strengths and opportunities, and training of less experienced analysts. The selected candidate should live within 50 miles of a GRS hub office, and be able to come into the office two days/week. Qualifications Bachelor`s degree (Finance or Accounting) required CPA or advanced degree in Accounting, Finance, or Business preferred Minimum of 5 years of finance experience. Experience with credit analysis and/or financial statement analysis is preferred. Must demonstrate attention to detail in a fast-paced work environment and the ability to manage and prioritize multiple accounts and projects simultaneously to drive results Communicates well with own team and across organizational boundaries to ensure the successful completion of shared goals Comfortable leading meetings and able to communicate issues and trends to senior management and other groups at the appropriate level of detail Solid understanding of Finance Tools and Analytical Methods About Us Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: *********************** Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices California Los Angeles Incorporated Los Angeles Unincorporated Philadelphia San Francisco We can recommend jobs specifically for you! Click here to get started.
$53k-75k yearly est. Auto-Apply 15d ago
Credit Analyst
TNA Toyota Motor Engineering & Manufacturing North America Company
Credit analyst job in Alpharetta, GA
Who we are Collaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like at Toyota. As one of the world's most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality solutions designed to enhance lives and delight those we serve. We're looking for talented team members who want to Dream. Do. Grow. with us. An important part of the Toyota family is Toyota Financial Services (TFS), the finance and insurance brand for Toyota and Lexus in North America. While TFS is a separate business entity, it is an essential part of this world-changing company- delivering on Toyota's vision to move people beyond what's possible. At TFS, you will help create best-in-class customer experience in an innovative, collaborative environment. To save time applying, Toyota does not offer sponsorship of job applicants for employment-based visas or any other work authorization for this position at this time. Who we're looking for Toyota's Eastern Region - Alpharetta, GA Experience Center (EC) is looking for a passionate and highly motivated Credit Analyst. The primary responsibility of this role is to analyze and make determinations on approval, conditioning, and rejection of retail and lease credit applications received from automotive dealerships. Reporting to the Credit Supervisor, the person in this role will support the Toyota Financial Services (TFS) EC objectives. What you'll be doing Maintaining decision call-back times at or below established objectives. Evaluating and negotiating deals as necessary in order to maintain the quality of purchases within established guidelines. Advising management of any problems or irregularities pertaining to retail, lease, or wholesale financing, breeches of trust, or other violations of TFS plans. Monitoring dealer trends and identifying and reporting adverse issues. Partnering with Credit investigation as needed. What you bring Strong attention to detail and organizational skills and multitasking. Strong interpersonal and relationship building skills. Excellent oral and written communication skills Excellent analytical skills Ability to adapt and prioritize with changing, fast paced situations Knowledge of Microsoft Office applications Ability and willingness to work a flexible and rotating schedule including weekends and holidays Added bonus if you have Bachelor's degree highly preferred Relevant work experience such as automotive retail and/or wholesale financing Relevant work experience such as retail credit, collections, dealership financial statements or wholesale What We'll Bring During your interview process, our team can fill you in on all the details of our industry-leading benefits and career development opportunities. A few highlights include: A work environment built on teamwork, flexibility and respect Professional growth and development programs to help advance your career, as well as tuition reimbursement Team Member Vehicle Purchase Discount Toyota Team Member Lease Vehicle Program (if applicable) Comprehensive health care and wellness plans for your entire family Toyota 401(k) Savings Plan featuring a company match, as well as an annual retirement contribution from Toyota regardless of whether you contribute Paid holidays and paid time off Referral services related to prenatal services, adoption, childcare, schools and more Tax Advantaged Accounts (Health Savings Account, Health Care FSA, Dependent Care FSA) Relocation assistance (if applicable) Belonging at Toyota Our success begins and ends with our people. We embrace all perspectives and value unique human experiences. Respect for all is our North Star. Toyota is proud to have 10+ different Business Partnering Groups across 100 different North American chapter locations that support team members' efforts to dream, do and grow without questioning that they belong. Applicants for our positions are considered without regard to race, ethnicity, national origin, sex, sexual orientation, gender identity or expression, age, disability, religion, military or veteran status, or any other characteristics protected by law. Have a question, need assistance with your application or do you require any special accommodations? Please send an email to *****************************.
$41k-67k yearly est. Auto-Apply 15d ago
Credit Analyst
Yancey Bros. Co 3.9
Credit analyst job in Austell, GA
Who We Are: From Georgia. For Georgia. Since 1914 Yancey Bros. Co. has proudly served as the authorized Caterpillar equipment dealer for Georgia, providing our customers with the highest quality sales, parts and service. From Caterpillar heavy and compact construction equipment to on-highway trucks, we remain committed to learning more about our customers, offering equipment and support to keep up with their changing needs. This all starts with our greatest asset…our employees. What You Will Be Doing: As the Credit Analyst, you will conduct credit investigations and analyze credit information pertaining to loans under direction supervision. Primary Responsibilities: Process incoming credit applications and work with customers to ensure completeness of credit applications. Conduct in-depth credit risk assessments for prospective customers. Using financial statements, credit bureau reports, trade references and more. Conduct annual credit reviews on existing customer base to ensure minimal deterioration of existing credit portfolio. Conduct ad-hoc credit reviews on existing customer base to ensure proper flow of orders. Monitor parts and service queue and release orders based off of credit availability and risk to company. Approve and set credit limits, up to authorized amounts. Prepare file and forward recommendation to management for any account over the assigned authorization level. Initial set up and ongoing maintenance of accounts in DBS/D365. Collaborate with collection to ensure high risk accounts are being actively contacted. May maintain a limited number of accounts in a collections portfolio. Additional Responsibilities: Participate in required safety programs, and working in a safe manner Miscellaneous duties and reports as assigned by manager Who We Are Looking For: To be successful in this position you should have prior account management experience or training. Excellent customer service, organizational and communication skills are also required. Education/Experience: High school diploma required. Bachelor's degree from a four-year college or university preferred. Required Qualifications/Skills: Analytical thinking skills Mathematical skills Strong oral and written communication skills Strong customer service skills Demonstrated organizational skills including ability to work on multiple client portfolios at once Preferred Qualifications/Skills: NACM Affiliation/Certifications Billtrust experience Netnow experience D365 expereince Collection Automation Software experience Ability to speak, read, and write Spanish fluently Values: At Yancey Bros. Co, we are always looking to add people to our team who share our core values: Safety: We value the lives and health of our team and customers above all else. Integrity: We are ethical and trustworthy, demonstrate respect for others, and communicate truthfully and promptly. Teamwork: We work as one across our organization for the benefit of our customers. Excellence: We strive to be the best, continuously improving our customers' experience and the solutions we provide. Sense of Urgency: We respond quickly to customer needs and hold ourselves accountable for results. Ideal candidates will demonstrate the following values: Acting in a safe manner Exhibiting honesty and integrity Acting in a fair and ethical manner Team mentality Delivering quality results Embraces change / improvement Exhibiting superior customer service skills Exhibiting pride and ownership Working with a sense of urgency Exhibiting a winning attitude What We Offer: Yancey Bros Co offers a full benefits package that includes aggressive compensation levels, technician tool allowances, full medical, vision and dental coverage, employee wellness programs, paid vacations and more. Competitive Pay Structure Compensation: Competitive Pay Individual Bonus Opportunities Available Technician Tool Allowance 401k Plan Strong Company Match Employee Profit Sharing Financial Wellness Coaching Employee Wellness Program Medical, Vision, Dental Insurance Prescription Drug Coverage Flexible Spending Accounts Short & Long Term Disability Group Life Insurance Personal Time Off Paid Holidays Paid Sick Leave Career Development Tuition Reimbursement Ongoing Training Advancement Opportunities
$43k-64k yearly est. 1d ago
Risk Management - Asset Based Lending Credit Officer - Vice President
Jpmorgan Chase & Co 4.8
Credit analyst job in Atlanta, GA
JobID: 210620809 JobSchedule: Full time JobShift: Day Base Pay/Salary: Chicago,IL $123,500.00-$230,000.00 Bring your expertise to JPMorgan Chase and join a leading team of ABL credit risk professionals. In Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient and your work will have a direct impact supporting responsible business growth while anticipating new and emerging risks. Further, using your expert judgement you work to solve real-world challenges that impact our company, customers and communities. Our culture is all about thinking outside the box, challenging the status quo and striving to be best-in-class As a Lead Credit Officer in Asset Based Lending Credit Risk, you will be part of the firm's risk governance framework and a critical member of the risk management team. The Asset Based Lending team primarily provides working capital revolving lines of credit and fixed asset loans to corporate clients. Credit Officers on the Investment Bank Asset Based Lending team manage a portfolio of accounts new business transactions. Job Responsibilities * Manage portfolio of ABL clients, monitor financial performance trends, borrowing base trends and lead ABL credit relationship with borrower and internal stakeholders * Perform due diligence for loans, derivatives, leases and cash management including: financial due diligence, financial and /or liquidity modeling, field exam, appraisal and legal diligence * Lead ABL credit structuring and legal document negotiations * Partner with Bankers, Corporate Credit partners, Debt Capital Markets, Treasury Services, Leasing, Derivatives and Loan Operations Required qualifications, capabilities, and skills * Minimum 5 years' experience in commercial banking, credit risk, portfolio management with Asset Based Lending financing knowledge * Strong understanding of capital markets, financing structures, derivatives and cash management products as well as related documentation * Excellent communication and presentation skills - both written and verbal * Ability to think critically and multitask in a fast-paced environment * Strong interpersonal and relationship development skills * Proficiency in Microsoft Excel, Word, PowerPoint and Outlook * Bachelor's degree Preferred qualifications, capabilities, and skills The following additional items will be considered but are not required for this role * Formal credit training program a plus * Bachelor's degree in Accounting or Finance preferred
$123.5k-230k yearly Auto-Apply 50d ago
US Premium Finance Credit Analyst
Ameris Bancorp 4.8
Credit analyst job in Norcross, GA
Ameris Bank is a purpose-driven company, dedicated to bringing financial peace of mind to communities, one person at a time. Whether a customer wants to grow their business, buy a home, or feel confident in their retirement plan, they have a partner in Ameris Bank. We serve customers in our locations across the Southeast, Mid-Atlantic and nationwide through our extensive digital offerings and mobile app. Delivering financial peace of mind starts with a team that values integrity and rewards ingenuity. At Ameris, you'll find teammates who are inclusive, collaborative problem-solvers who go the extra mile to support one another and to meet every customer's needs. When teammates are empowered and bring their diverse perspectives to the table, we create the best possible outcomes for our customers. At Ameris, we know that a growth mindset is key for high performance and fosters an environment that prioritizes continuous improvement. Teammates have access to Employee Resource Groups that serve as advocates and allies as well as professional development opportunities to drive ongoing education. Learn more about our purpose and how you can bring it to life as an Ameris Bank teammate. The Credit Analyst will be responsible for analyzing, evaluating, new and renewal premium finance loans. Analyzes moderate to complex credit requests including credit and financial information of businesses. Prepares and conducts Loan Committee Application (LCA) including financial and cash flow analysis. Performs other projects and duties as assigned. Essential Functions, Duties, and Responsibilities: * Spreads and analyzes corporate and individual financial statements and tax returns. * Evaluates financing requests to determine credit quality and appropriate loan structures, resulting in relevant and sound credit recommendations. * Identifies specific merits, risks, and mitigants for each loan, including collateral and insurance policy provisions. * Prepares Loan Committee Application (LCA), as necessary. * Ensures business terms, concepts, and structure are accurately captured in loan documentation * Ensures compliance with Credit Policy, guidelines and banking laws and regulations. * Responds to inquiries from Sales and Account Management with the ability to balance the customer's request within the risk parameters of US Premium Finance and Ameris Bank. * Completes link letters, as needed. * Reviews trends/patterns within portfolio and reports findings to management. * Works with agency services regarding line of credit, annual review, and other credit-related functions. * Maintains acceptable write-off ratio in dollars. * Assists with special projects and management reports. Required Knowledge, Skills and Competencies: * Ability to analyze financial statements in terms of cash flow, debt service, projection, and trend analysis * Knowledge of generally accepted accounting principles and ability to read and analyze a financial statement. * Must possess strong written and verbal communication and presentation skills. Must possess the ability to communicate in a clear and concise manner to internal and external customers. * Ability to prioritize and multi-task in a fast-paced environment. * Strong organizational skills and efficiency in preparing analysis. * Strong understanding of commercial insurance policy provisions. Industry and Work Experience: * 3+ years of financial analysis experience, including cash flow and spreading, financial statements, balance sheet and income analysis * Experience in insurance or premium finance industry required, or 5 years' experience commercial credit Academic: * Bachelor's Degree in finance required. Benefits Available to Employees: Ameris Bank provides a comprehensive employee benefit package to all eligible employees. * Medical, Dental and Vision Insurance * Ameris Bank absorbs a major portion of the cost of healthcare. You become eligible for coverage on the first of the month following 30 days of employment * Life Insurance provided at no additional cost to employees * Accidental Death & Dismemberment Coverage * Long-Term Disability Coverage * Paid Sick and Vacation Leave * 11 Holidays * Volunteer/Service Day * Employee Stock Purchase Plan * 401(k) Retirement Plan * Ameris Bank matches 50% of your first 8% of contributions to the plan * Flexible Spending Accounts * Health Savings Account * Health Reimbursement Arrangement * Supplemental Life & Other Insurance Plans * Identity Theft Protection * Pet Insurance * Legal Insurance * Employee Assistance Program * Employee Advocacy Program * Tickets at Work (Entertainment discounts for Ameris Bank Employees) * AT&T Employee Discount * Wellness Discounts for Medical Premiums and Other Rewards * Employee Referral Incentive * Education Assistance * Employee Resource Groups Banking Advantages for Employees: In addition to a wide array of benefits, Ameris Bank employees are also eligible for special bank services. * Free Interest Checking * Free Safe Deposit Box * Free Money Orders, Travelers' Checks and Cashier Checks * Discount on Mortgage Origination Fee * Free Online Banking and Free Unlimited Online Bill Payment * Employee Banking Perks Disclaimer: The above job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required for the position. All job requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a direct threat or significant risk to the health and safety of themselves or other employees.
$43k-62k yearly est. 47d ago
Credit Analyst, Digital Infrastructure
Cobank 4.8
Credit analyst job in Atlanta, GA
A career at CoBank can offer you the opportunity to make a personal impact on the people and communities where we do business. In order to be the best, we hire the best! Remarkable Benefits Offered by CoBank Careers with a purpose Time-Off Packages, 15 days of vacation, 10 paid sick days and 11 paid holidays Competitive Compensation & Incentive Hybrid work model: flexible arrangements for most positions Benefits Packages, including Medical, Dental and Vision coverage, Disability, AD&D, and Life Insurance Robust associate training and development with CoBank University Tuition reimbursement for higher education up to $10k per year Outstanding 401k: up to 6% matching and additional 3% non-elective contribution & Student Loan Match Community Impact: United Way Angel Day, Volunteer Day and Associate Directed Contribution Associate Resource Groups: creating a culture of respect and inclusion Recognize a fellow associate through our GEM awards Job Description Prepares analyses and conducts credit investigations of routine credits in accordance with prescribed methods and procedures. Prepares and/or assists in the preparation of credit reports for appropriate staff or committees. Cosponsors or approves credits within prescribed credit limits. Assists with account servicing, credit administration, and documentation. Provides support with research and statistical analyses. Essential Functions Develops credit information for use by appropriate staff and committees in making decisions about credit arrangements for new, renewal, or extension loans. Cosponsors or approves credit requests within prescribed limits. Reviews all pertinent credit and financial information and determines the need for more thorough investigation or additional information. Analyzes information statements and related material and prepares thorough, well-written, and clear credit reports. Prepares summaries, presents facts, and offers opinions concerning credit-worthiness. Understands and follows bank guidelines, policies, and procedures for the preparation and presentation of credit information. Assists with credit administration, account servicing, development, packaging, closing, documentation, and monitoring. Maintains control over current accounts, monitoring for payment progress and any developing problems. Provides relevant and timely information to internal stakeholders including account officers, relationship managers, and credit managers. Assists in the preparation of internal research and analysis, provides statistical reports, and verifies information. Prepares and delivers presentations on topics as assigned. Develops and utilizes computerized spreadsheets, programs, and other automated tools for credit analysis, special projects, or presentations. Maintains expertise in assigned industries or market sectors. Keeps abreast of industry trends and competitive environment. Education Bachelor's Degree in business, finance, or relevant discipline Work Experience 1 year in credit/finance, preferably in banking or financial services industry required Basic knowledge of financial analysis, including cash flow analysis, balance sheet analysis, profitability, liquidity, and solvency analysis. Intermediate knowledge of financial modeling techniques and preparation of pro forma financial statements. Physical Exertion Details Sedentary Exerting up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently (Frequently: activity or condition exists from 1/3 to 2/3 of the time) to lift, carry, push, pull, or otherwise move objects, including the human body. Sedentary work involves sitting most of the time, but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met. Travel Requirement Details Occasional Travel occurs infrequently (typically, once a month or less). About CoBank The typical base pay range for this role is between $65,500 - $74,940. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. This position is eligible for a discretionary annual incentive program driven by organization and individual performance. The listed salary, other compensation and benefits information is accurate as of the date of this posting. This job will be posted for a minimum of five (5) business days or until the position is filled. CoBank reserves the right to adjust compensation for all positions and to modify or discontinue benefits programs at any time in its sole discretion, subject to applicable law. CoBank is a cooperative bank serving vital industries across rural America. The bank provides loans, leases, export financing and other financial services to agribusinesses and rural power, water and communications providers in all 50 states. The bank also provides wholesale loans and other financial services to affiliated Farm Credit associations serving more than 76,000 farmers, ranchers and other rural borrowers in 23 states around the country. CoBank is a member of the Farm Credit System, a nationwide network of banks and retail lending associations chartered to support the borrowing needs of U.S. agriculture, rural infrastructure and rural communities. Headquartered outside Denver, Colorado, CoBank serves customers from regional banking centers across the U.S. and also maintains an international representative office in Singapore. REASONABLE ACCOMMODATION We are committed to ensuring that our online application process provides an equal employment opportunity to all applicants, including qualified individuals with disabilities. If you are an applicant with a disability, or are assisting an applicant with a disability, and require accessibility assistance or would like to request a reasonable accommodation for any aspect of the application process, including completing an application, interviewing, or otherwise participating in the employee selection process, please submit a request by emailing *********************. Include your contact information and specific details about your requested accommodation. Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time. CoBank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, or status as a protected veteran. We can recommend jobs specifically for you! Click here to get started.
$65.5k-74.9k yearly Auto-Apply 1d ago
Senior Credit Risk Analyst
Youlend
Credit analyst job in Atlanta, GA
Job Description About Us YouLend is the preferred global embedded financing platform for many of the world's leading e-commerce sites, tech companies and payment services providers such as Amazon, eBay, Shopify, Mollie, Dojo, Paysafe, Just Eat Takeaway and Takepayments. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLend's AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the UK, EU and the US. We believe that the future of financial services will be delivered by customer-oriented tech companies that embed financing in their customer journeys, and we are building the solutions that will power that future. The Role A Credit Risk Analyst is responsible for developing and managing analytical tools to evaluate and monitor credit risk across portfolios, ensuring effective risk management strategies. Requirements Responsibilities: Risk Analysis: Utilising statistical techniques and data analysis to assess portfolio-level credit risk. Portfolio Monitoring: Identifying trends, risks, and opportunities across customer segments using advanced analytics. Policy and Strategy Development: Supporting the creation of credit risk policies, underwriting strategies, and pricing. Data-Driven Insights: Delivering actionable insights and recommendations to optimise risk-adjusted returns. Stakeholder Collaboration: Working with internal teams, including operations, product, finance, and compliance, to align risk management objectives with business goals. The ideal candidate will have the following skillset: A degree in Finance, Statistics, Economics, Mathematics, or a related field. Proficient in SQL. Experience in Credit Risk Experience with credit scoring systems, credit bureaus, credit policy and methodologies (consumer or SME). Strong understanding of credit risk metrics (PD, LGD, EAD) and financial modelling. Experience with data visualization tools and techniques. Excellent analytical, problem-solving skills and attention to detail. Desirable skills: Experience in SME lending Python Benefits Why join YouLend? Award-Winning Workplace: YouLend has been recognised as one of the “Best Places to Work in 2024 and 2025” by the Sunday Times for being a supportive, diverse, and rewarding workplace. Award-Winning Fintech: YouLend has been recognised as a “Top 250 Fintech Worldwide” company by CNBC. It's just getting fun: We have developed powerful solutions, won some significant partnerships, and are growing at a rapid pace. But the global opportunity is still massive, and YouLend is a raw organisation where we are only just getting started. Lots of upsides: High-growth (>100% growth during 2022 and 2023), so clear outlook to compensation (bonus or share option appreciation) and career growth (through growth with business). Well-capitalised with supportive private equity backing. Part of Banking Circle Group with a fully licensed Luxembourg bank, which can provide a balance sheet and support European expansion in otherwise complex regulated markets. Motivating work environment: A high-quality team that pushes each other to succeed through direct feedback and aligned incentives. Strong and transparent team culture, we have each other's backs. Independent work environment where results matter. Data-driven culture and emphasis on speed (anti-red tape). We offer comprehensive benefits package that includes: Health Care Coverage. Youlend covers 80%; employee contribution is 20% of the premium. Medical Plan (medical insurance and prescription drug coverage)- Choice of 5 different plans through United Healthcare. Dental plan coverage Vision plan coverage Benefits can be for: Employee only; Employee & Spouse; Employee & Child; Employee & Family Retirement - 401K match. Employee match $1 for $1 up to 5% of salary. Basic Life & AD&D Insurance. International travel insurance covered if traveling abroad for work purposes. Paid Time Off (PTO)- 20 working days (4 weeks) + US public holidays Paid Office Parking At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.
$54k-78k yearly est. 24d ago
Specialty Finance Credit Analyst II
First Horizon Bank 3.9
Credit analyst job in Atlanta, GA
**Location:** On site in Memphis, TN, Atlanta, GA, Nashville, TN, Charlotte, NC, New Orleans, LA, or Dallas, TX The Credit Analyst will work directly with the deal team in analyzing, underwriting and monitoring all credit facilities within their portfolio. As a Credit Analyst, the individual will learn the basics of deal making and loan structures while being exposed to other departments within the Bank. The Credit Analyst is an excellent first position in banking that paves the way to numerous other opportunities within First Horizon including sales, credit, relationship management, loan review or other similar positions. Work with the Portfolio Manager (PM) and Relationship Manager (RM) in completing at least 80% of the credit analysis. The credit analysis is Commercial Banking's primary document for analyzing and underwriting all new and outstanding loans. The credit analyst performs an in depth analysis on the borrower's ability to repay focusing on the company and owner's background, recent and historical financial performance, guarantor's (if applicable) financial condition, collateral performance, risk rating, risk-adjusted return on capital, and several other factors related to First Horizon's underwriting policies and guidelines. **Duties and Responsibilities:** + Work directly with PM, RM and clients to address needs efficiently and accurately + Spread financial statements + Provide advanced analysis in assessing and evaluating current and new business opportunities + Interact with clients and LOB leaders through email, phone conversations, field exams, bank group meetings, etc. + Project manage complex credit requests and analyses and see them through to completion + Identify emerging industry trends and proactively monitor the risk in the current book of business + Attend credit meetings and learn to properly present modifications and new to bank opportunities to internal credit partners for final approval **Knowledge and Skills:** + Critical thinker possessing superior analytical abilities with the ability to reach logical conclusions based on the available information + Microsoft Office: Strong excel and presentation building skills + Ability to manage multiple projects, while maintaining high attention to detail + Self-starter attitude + Flexibility and proven ability to diagnose and resolve issues + Intellectually curious, ability to think outside the box, assertive + Hard working, smart, creative, analytical, driven, exceptionally organized + Strong communication skills and results driven + Ability to work and excel in a team environment **Education:** + Bachelor's degree (BBA or BS) in Accounting, Finance, or a closely related field. + Exceptional educational background required + CFA or CPA candidates preferred **About Us** First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ******************** (https://urldefense.com/v3/\_\_https:/********************/\_\_;!!Cz2fjcuE!hpq9hPnrucZCPIAVPojVESItIq-FPzhurNdCrQ3JE8Rkx3gMd70nIk6\_kmPxl66\_oJCEsXs0gNunPowMAMHCmBYPOtUxUGI$) . **Benefit Highlights** - Medical with wellness incentives, dental, and vision - HSA with company match - Maternity and parental leave - Tuition reimbursement - Mentor program - 401(k) with 6% match - More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits **Follow Us** Facebook (****************************************** X formerly Twitter LinkedIn (*************************************************** Instagram YouTube (********************************************************** Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (**************************** notice from the Department of Labor.
$61k-78k yearly est. 8d ago
Intern, Credit Analyst / Risk
Mansfield Energy 4.2
Credit analyst job in Gainesville, GA
Mansfield is offering a dynamic Credit Analyst Internship program for the Summer of 2026, tailored for ambitious students aspiring to build their careers in Accounting, Finance, and Risk. This internship opportunity is designed for highly qualified college or university students currently pursuing their bachelor's degree. Overview: As an intern, you will play a crucial role in analyzing customer financial statements, extrapolating data, and providing recommendations to management on appropriate credit risk exposure. Gain firsthand experience integrating market and industry trends with customer data to develop a comprehensive risk profile. This internship offers a practical, real-world experience to complement academic studies while providing a unique opportunity to refine your business communication, problem-solving, and project management skills. Responsibilities: Actively engage in the Mansfield Internship Program Collaborate with external and internal contacts to procure financial data. Perform in-depth industry analyses on an expansive customer portfolio. Conduct advanced analysis of financial statements. Articulate credit recommendations supported by Mansfield risk policy. Utilize external tools such as Dun and Bradstreet, LexisNexis, Equifax, Moody's, Standard and Poor's, Allianz, Ascot and more. Empowerment to establish mutually beneficial relationships across Mansfield. Internship Details: General: Full-time, onsite paid internship ($18/hour) Dates: May 18, 2026, through July 31, 2026 (Required) Location: Corporate headquarters, Gainesville, GA Qualifications: Enrolled in a bachelor's degree program in Accounting, Finance, Risk, or a related field. Preferred status as a Junior/Senior or completion of Intermediate Accounting I or relevant coursework emphasizing financial statement analysis. Strong analytical and critical thinking skills. Excellent communication and interpersonal skills. Ability to take initiative. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.
$18 hourly 60d+ ago
Senior Credit Analyst
Agilysys, Inc. 4.6
Credit analyst job in Alpharetta, GA
This position is Full Time in Office. Local Candidates ONLY About Agilysys Agilysys is a leading developer and marketer of proprietary enterprise software, services, and solutions to the hospitality industry. The company specializes in market-leading point-of-sale, property management, inventory & procurement and mobile & wireless solutions that are designed to streamline operations, improve efficiency, and enhance the guest experience. Agilysys serves casinos, resorts, hotels, foodservice venues, stadiums, and cruise lines. Agilysys operates extensively throughout North America, Europe, and Asia, with corporate services located in Alpharetta, GA, EMEA headquarters in Cheshire, UK, and APAC offices in Singapore, Hong Kong, Philippines, and Malaysia with representation in Indonesia. Overview Agilysys is looking for a Senior Credit Analyst to join our growing team. This position is a key role reporting up to our Office of the CFO. and directly impacts the financial performance, balance sheet and cash flow of our organization. The essential functions performed in this role will be to maximize cash collections and maintain accounts receivable within established company guidelines. Responsibilities * Manage customer accounts within assigned portfolio by engaging in emails and/or phone calls. This includes payment arrangements as well as building excellent customer service relationships to our customers' needs and issues. * Document all contacts on ERP system and provide any documentation required to expedite payment. * Make recommendations to management on the rescinding of credit terms, more aggressive collection tactics or dispute resolution, resulting from customer contacts and overall payment performance. * Prepare and provide monthly account statements for the customers within the assigned portfolio. * Identify problem accounts, write-offs to bad debt, related adjustments with appropriate documentation for management. * Work collaboratively with various departments internally to resolve issues, improve processes, and manage customer accounts to expedite collections from customers in assigned portfolio. * Collaborate closely with the business operations team on customer billing issues including contract related questions, adjustments, pricing, disputes, returns and other miscellaneous questions. * Maintain compliance with required internal controls and departmental procedures. * Assist with training and mentoring as requested by direct manager and management. BASIC REQUIREMENTS: * Bachelor's degree in finance, Accounting, or related degree with 2+ years Credit, Collections and/or A/R experience OR Associates degree in Finance, Accounting, or related degree with 4+ years Credit, Collections and/or A/R experience * Proficient in Microsoft Office software (Excel, Word, PowerPoint, Outlook). * Excellent verbal and written communications skills and able to quickly build rapport with customers. * Highly organized and able to work independently. * Ability to rapidly solve complex problems and to understand and match billing to contracts. * Demonstrate positive and professional behavior as a member of a team. DESIRED CHARACTERISTICS: * Experience with NetSuite software is a plus. * Experience working with a software company or in the hospitality industry. The information on this description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities and qualifications required of employees assigned to this job. Conditions may require the Company to modify this job description, and the Company reserves the right to exercise its discretion to make such changes. Agilysys is an equal opportunity employer. In compliance with Federal and State EEO laws, qualified applicants are considered for all positions without regards to race, color, gender, religion, national origin, ancestry, place of birth, age, marital status, sexual orientation, disability, or veteran status.
$65k-86k yearly est. Auto-Apply 40d ago
Specialty and CRE Lending Portfolio Credit Analyst
Atlanta Postal Credit Union 3.6
Credit analyst job in Hapeville, GA
Seeking a capable, detail-oriented individual to join our commercial lending TEAM! 3+ years' experience in Commercial credit review & analysis, Underwriting, Portfolio Management, CRE credit review and loan structuring. If this is YOU, apply today! Title: Specialty and CRE Portfolio Analyst Position Status - Full Time exempt Reports To: Business Lending Manager Salary information: $61,984 - 92,976 The listed pay information includes the minimum rate of pay to the max-point rate of pay for the posted position The actual compensation for this position may vary based upon, but not limited to, licenses or certifications, education or equivalent work experience, market data, qualifications, relevant experience, prior work and performance history, geographic location, and business sector. We believe great work is to be rewarded with great benefits. Our benefits include, but aren't limited to, Medical coverage with generous company contributions, Dental with employee only coverage paid by the company, Vision with employee only coverage paid by the company, Paid Time-Off, 401k plan with a defined company match, company paid long-term disability, short term disability, and company paid holidays. Purpose : The primary purpose of this position is to assist Atlanta Postal Credit Union to live out our Mission, “To help our members achieve financial success by providing exceptional products and service.” The Specialty/CRE Analyst and Portfolio Manager serves as the primary APCU Center Parc resource performing initial credit analysis for the underwriting of new business loans, managing an assigned portfolio of existing loans and maintaining a cadence of ongoing credit analysis and monitoring existing loans. The position focuses on Commercial Real Estate (CRE) and Specialty (GSA, USPS, IRE, etc.) loans. Essential Duties and Responsibilities: Other duties may be assigned. Adhere to and deliver on APCU Center Parc's core values: Serve Exceptionally Commit to Better Find the Fun Invest in Integrity Follow the Numbers Go Forth and Conquer Protect with Passion Assesses the credit worthiness of businesses seeking CRE or specialty loans and for new and existing businesses members of APCU Center Parc. Perform a thorough financial analysis; Review financial statements, credit history, and other relevant data to evaluate the borrower's ability to pay on both a short-term and long-term basis. On a schedule cadence, identify disparities, risks, and fluctuations in financial ratios and make recommendations on creative ways to mitigate risks to the credit union. Make recommendations on CRE and specialty loan approvals, credit limits, loan structure, collateralization, and terms based upon a thorough assessment of financial risk. Analyze appropriate structuring options for loan request and booked loans, considering collateral and borrower valuations; Monitors book loans for adherence to structure and covenants. Prepare commitment letters or collaborate with internal stakeholders or internal counsel to prepare commitment letters. Demonstrate full ownership of an assigned portfolio of existing business members with minimal guidance. Complete annual reviews and both material and non-material modifications independently and within assigned time frame. Coordinate all activity and interactions, associated with modifications, with the members, attorneys, agents, title agencies, underwriters, and processors Monitor quarterly, semiannual, or annual reporting and financial statements and determine upgrades and downgrades in risk ratings. Monitors and analyzes escrow accounts for contribution adjustments. As required, support underwriters in reviewing and negotiating legal documentation. Promptly escalates concerns, identified risks, or problem accounts in accordance with established procedures and in collaboration with other internal stakeholders. Ensure that portfolio data is accurate, up to date, and complete; Commits to timeliness and quality of reporting capabilities. Ensure compliance with established credit policies and procedures. Perform all necessary tasks and assignments necessary to prepare for audits. Demonstrate a sense of urgency, attention to detail, the ability to multi-task and the ability to make data driven financial decisions. Effectively use written and oral communication skills in daily correspondence. Adhere to the provisions of the Fair Credit Reporting Act (FCRA), Military Lending Act (MLA), Equal Credit Opportunity Act (ECOA), Truth in Lending Act (TILA), Fair Housing Act (FHA), the Universal Code (UCC), and any other state or federal regulation associated with the granting of credit that are applicable to this position. Comply with all aspects of BSA/AML and OFAC regulations as they relate to this position. Travel associated with this role less than 10%. Other duties as assigned. Supervisory Responsibilities: No direct reports. May manage day-to-day tasks through indirect reporting relationships or through a matrixed management approach and the ability to collaboratively interact with internal and external partners. Qualification Requirements : To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/pr ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. REQUIRED Education and/or Experience: A bachelor's degree in finance, accounting, business administration, or related field of study; 4 years of specific work experience in lieu of degree 3 years of specific work experience where the primary tasks involved credit analysis, underwriting, portfolio management for specialty and CRE loans 3 years of specific work experience using modeling software like Argus, CoStar, lease management software, portfolio management software, and portfolio benchmarking tools and software Advanced skills in Microsoft Excel or Google Sheets PREFFERED Education and/or Experience: 5 years of broad work experience managing and monitoring a portfolio of Specialty and CRE loans including the annual evaluation of escrows, loan covenants, and mitigation of credit risks in a credit union Working knowledge of Symitar, Baker Hill LOS, Meridian Link, Laser Pro, Co Tribute, and other software applications and tools relevant to this position and the evaluation of credit and monitoring of loan performance Experience in the utilization of data visualization tools for credit and portfolio management Physical Job Requirements: Must be physically able to operate a variety of automated office machines such as calculator, computer, printer, facsimile, telephone, copier, etc. Must be able to stand, bend and stoop as needed. Must be able to lift and/or carry weights of 5 to 25 pounds. APCU Center Parc Credit Union is an equal opportunity employer committed to providing equal opportunities to applicants and our policy is not to discriminate against any applicant or employee based on race, color, sex, religion, national origin, disability status or veteran status or any other basis protected by applicable federal, state, or local laws. APCU Center Parc Credit Union prohibits harassment based on the same protected classes and criteria. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job. The requirements for the position listed are general and are not all inclusive. If you have any questions concerning this position, please contact Human Resources. Please note that an employment offer, and your continued employment are contingent upon acceptable results of a background and credit check, and satisfactory proof of your right to work in the U.S.
$62k-93k yearly Auto-Apply 16d ago
Lead Credit Analyst
Liberty Mutual 4.5
Credit analyst job in Atlanta, GA
Independently develops concise and accurate credit analyses of prospects and current customers in a deadline focused environment with minimal guidance. Uses expertise to evaluate both private and public entities some of which include review of complex transactions. Analyses are well written and reflect a comprehensive understanding of the credit risk and its relationship to the recommended collateral products and unsecured exposure. Collaborate with underwriters and management to determine appropriate collateral amounts and structures for insured programs. Facilitate the approval of exception when needed. Communicates financial results, trends and business implications to management, stakeholders and other groups at the appropriate level of detail. Proactively leads complex efforts to continuously improve processes to ensure work is performed as efficiently and effective as possible. Uses business acumen and strong analytical expertise to perform complex ad hoc analysis. Demonstrates strong verbal and written communication skills. Leads development and facilitation of training. Travels to and supports underwriting at broker and client meetings as required. Responsibilities Accurately analyzes financial statements and related filings for a diverse and complex group of different size policyholders and prospective customers. Conducts analysis that includes assigned credit rating, key strengths, weaknesses, industry outlook and recommended collateral options. Collaborate with underwriters and management to determine appropriate collateral amounts and structures for insured programs. Facilitate the approval of exception when needed. Understands and interprets financial statements of varying quality including internally company prepared statements up to those prepared in accordance with GAAP or IFRS. Understands various organizational structures, investment and debt has on the creditworthiness of subject companies. Regularly accesses and appropriately utilizes a variety of informational resources including First Research, Rating Agencies and other related sources to identify and understand trends and gauge subject company performance relative to peers and industry. Thorough understanding of insurance products, collateral types and associated credit risk. Drives the production of complex management reports and associated results analysis, using business acumen and analytical ability to lead the team in identifying business drivers of results and communicating them effectively. Continually assesses the business value and efficiency of the work performed, identifies problems and opportunities, drives implementation and monitors results. Initiates and leads complex department projects and continuous improvement activities that may include working cross functionally with other departments. Supports development of team members by sharing best practices, conducting peer reviews that identify strengths and opportunities, and training of less experienced analysts. The selected candidate should live within 50 miles of a GRS hub office, and be able to come into the office two days/week. Qualifications * Bachelor`s degree (Finance or Accounting) required * CPA or advanced degree in Accounting, Finance, or Business preferred * Minimum of 5 years of finance experience. Experience with credit analysis and/or financial statement analysis is preferred. * Must demonstrate attention to detail in a fast-paced work environment and the ability to manage and prioritize multiple accounts and projects simultaneously to drive results * Communicates well with own team and across organizational boundaries to ensure the successful completion of shared goals * Comfortable leading meetings and able to communicate issues and trends to senior management and other groups at the appropriate level of detail * Solid understanding of Finance Tools and Analytical Methods About Us Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: *********************** Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices * California * Los Angeles Incorporated * Los Angeles Unincorporated * Philadelphia * San Francisco
$53k-75k yearly est. Auto-Apply 16d ago
Credit Analyst, Digital Infrastructure
Cobank 4.8
Credit analyst job in Atlanta, GA
A career at CoBank can offer you the opportunity to make a personal impact on the people and communities where we do business. In order to be the best, we hire the best! Remarkable Benefits Offered by CoBank * Careers with a purpose * Time-Off Packages, 15 days of vacation, 10 paid sick days and 11 paid holidays * Competitive Compensation & Incentive * Hybrid work model: flexible arrangements for most positions * Benefits Packages, including Medical, Dental and Vision coverage, Disability, AD&D, and Life Insurance * Robust associate training and development with CoBank University * Tuition reimbursement for higher education up to $10k per year * Outstanding 401k: up to 6% matching and additional 3% non-elective contribution & Student Loan Match * Community Impact: United Way Angel Day, Volunteer Day and Associate Directed Contribution * Associate Resource Groups: creating a culture of respect and inclusion * Recognize a fellow associate through our GEM awards Job Description Prepares analyses and conducts credit investigations of routine credits in accordance with prescribed methods and procedures. Prepares and/or assists in the preparation of credit reports for appropriate staff or committees. Cosponsors or approves credits within prescribed credit limits. Assists with account servicing, credit administration, and documentation. Provides support with research and statistical analyses. Essential Functions * Develops credit information for use by appropriate staff and committees in making decisions about credit arrangements for new, renewal, or extension loans. Cosponsors or approves credit requests within prescribed limits. * Reviews all pertinent credit and financial information and determines the need for more thorough investigation or additional information. Analyzes information statements and related material and prepares thorough, well-written, and clear credit reports. Prepares summaries, presents facts, and offers opinions concerning credit-worthiness. Understands and follows bank guidelines, policies, and procedures for the preparation and presentation of credit information. * Assists with credit administration, account servicing, development, packaging, closing, documentation, and monitoring. * Maintains control over current accounts, monitoring for payment progress and any developing problems. Provides relevant and timely information to internal stakeholders including account officers, relationship managers, and credit managers. * Assists in the preparation of internal research and analysis, provides statistical reports, and verifies information. Prepares and delivers presentations on topics as assigned. * Develops and utilizes computerized spreadsheets, programs, and other automated tools for credit analysis, special projects, or presentations. * Maintains expertise in assigned industries or market sectors. Keeps abreast of industry trends and competitive environment. Education * Bachelor's Degree in business, finance, or relevant discipline Work Experience * 1 year in credit/finance, preferably in banking or financial services industry required * Basic knowledge of financial analysis, including cash flow analysis, balance sheet analysis, profitability, liquidity, and solvency analysis. * Intermediate knowledge of financial modeling techniques and preparation of pro forma financial statements. Physical Exertion Details Sedentary Exerting up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently (Frequently: activity or condition exists from 1/3 to 2/3 of the time) to lift, carry, push, pull, or otherwise move objects, including the human body. Sedentary work involves sitting most of the time, but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met. Travel Requirement Details Occasional Travel occurs infrequently (typically, once a month or less). About CoBank The typical base pay range for this role is between $65,500 - $74,940. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. This position is eligible for a discretionary annual incentive program driven by organization and individual performance. The listed salary, other compensation and benefits information is accurate as of the date of this posting. This job will be posted for a minimum of five (5) business days or until the position is filled. CoBank reserves the right to adjust compensation for all positions and to modify or discontinue benefits programs at any time in its sole discretion, subject to applicable law. CoBank is a cooperative bank serving vital industries across rural America. The bank provides loans, leases, export financing and other financial services to agribusinesses and rural power, water and communications providers in all 50 states. The bank also provides wholesale loans and other financial services to affiliated Farm Credit associations serving more than 76,000 farmers, ranchers and other rural borrowers in 23 states around the country. CoBank is a member of the Farm Credit System, a nationwide network of banks and retail lending associations chartered to support the borrowing needs of U.S. agriculture, rural infrastructure and rural communities. Headquartered outside Denver, Colorado, CoBank serves customers from regional banking centers across the U.S. and also maintains an international representative office in Singapore. REASONABLE ACCOMMODATION We are committed to ensuring that our online application process provides an equal employment opportunity to all applicants, including qualified individuals with disabilities. If you are an applicant with a disability, or are assisting an applicant with a disability, and require accessibility assistance or would like to request a reasonable accommodation for any aspect of the application process, including completing an application, interviewing, or otherwise participating in the employee selection process, please submit a request by emailing *********************. Include your contact information and specific details about your requested accommodation. Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time. CoBank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, or status as a protected veteran. Responsibilities Prepares analyses and conducts credit investigations of routine credits in accordance with prescribed methods and procedures. Prepares and/or assists in the preparation of credit reports for appropriate staff or committees. Cosponsors or approves credits within prescribed credit limits. Assists with account servicing, credit administration, and documentation. Provides support with research and statistical analyses.
$65.5k-74.9k yearly Auto-Apply 14d ago
Senior Credit Risk Analyst
Youlend
Credit analyst job in Atlanta, GA
About Us YouLend is the preferred global embedded financing platform for many of the world's leading e-commerce sites, tech companies and payment services providers such as Amazon, eBay, Shopify, Mollie, Dojo, Paysafe, Just Eat Takeaway and Takepayments. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLend's AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the UK, EU and the US. We believe that the future of financial services will be delivered by customer-oriented tech companies that embed financing in their customer journeys, and we are building the solutions that will power that future. The Role A Credit Risk Analyst is responsible for developing and managing analytical tools to evaluate and monitor credit risk across portfolios, ensuring effective risk management strategies. Requirements Responsibilities: Risk Analysis: Utilising statistical techniques and data analysis to assess portfolio-level credit risk. Portfolio Monitoring: Identifying trends, risks, and opportunities across customer segments using advanced analytics. Policy and Strategy Development: Supporting the creation of credit risk policies, underwriting strategies, and pricing. Data-Driven Insights: Delivering actionable insights and recommendations to optimise risk-adjusted returns. Stakeholder Collaboration: Working with internal teams, including operations, product, finance, and compliance, to align risk management objectives with business goals. The ideal candidate will have the following skillset: A degree in Finance, Statistics, Economics, Mathematics, or a related field. Proficient in SQL. Experience in Credit Risk Experience with credit scoring systems, credit bureaus, credit policy and methodologies (consumer or SME). Strong understanding of credit risk metrics (PD, LGD, EAD) and financial modelling. Experience with data visualization tools and techniques. Excellent analytical, problem-solving skills and attention to detail. Desirable skills: Experience in SME lending Python Benefits Why join YouLend? Award-Winning Workplace: YouLend has been recognised as one of the “Best Places to Work in 2024 and 2025” by the Sunday Times for being a supportive, diverse, and rewarding workplace. Award-Winning Fintech: YouLend has been recognised as a “Top 250 Fintech Worldwide” company by CNBC. It's just getting fun: We have developed powerful solutions, won some significant partnerships, and are growing at a rapid pace. But the global opportunity is still massive, and YouLend is a raw organisation where we are only just getting started. Lots of upsides: High-growth (>100% growth during 2022 and 2023), so clear outlook to compensation (bonus or share option appreciation) and career growth (through growth with business). Well-capitalised with supportive private equity backing. Part of Banking Circle Group with a fully licensed Luxembourg bank, which can provide a balance sheet and support European expansion in otherwise complex regulated markets. Motivating work environment: A high-quality team that pushes each other to succeed through direct feedback and aligned incentives. Strong and transparent team culture, we have each other's backs. Independent work environment where results matter. Data-driven culture and emphasis on speed (anti-red tape). We offer comprehensive benefits package that includes: Health Care Coverage. Youlend covers 80%; employee contribution is 20% of the premium. Medical Plan (medical insurance and prescription drug coverage)- Choice of 5 different plans through United Healthcare. Dental plan coverage Vision plan coverage Benefits can be for: Employee only; Employee & Spouse; Employee & Child; Employee & Family Retirement - 401K match. Employee match $1 for $1 up to 5% of salary. Basic Life & AD&D Insurance. International travel insurance covered if traveling abroad for work purposes. Paid Time Off (PTO)- 20 working days (4 weeks) + US public holidays Paid Office Parking At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.
$54k-78k yearly est. Auto-Apply 60d+ ago
Specialty Finance Credit Analyst II
First Horizon Corp 3.9
Credit analyst job in Atlanta, GA
Location: On site in Memphis, TN, Atlanta, GA, Nashville, TN, Charlotte, NC, New Orleans, LA, or Dallas, TX The Credit Analyst will work directly with the deal team in analyzing, underwriting and monitoring all credit facilities within their portfolio. As a Credit Analyst, the individual will learn the basics of deal making and loan structures while being exposed to other departments within the Bank. The Credit Analyst is an excellent first position in banking that paves the way to numerous other opportunities within First Horizon including sales, credit, relationship management, loan review or other similar positions. Work with the Portfolio Manager (PM) and Relationship Manager (RM) in completing at least 80% of the credit analysis. The credit analysis is Commercial Banking's primary document for analyzing and underwriting all new and outstanding loans. The credit analyst performs an in depth analysis on the borrower's ability to repay focusing on the company and owner's background, recent and historical financial performance, guarantor's (if applicable) financial condition, collateral performance, risk rating, risk-adjusted return on capital, and several other factors related to First Horizon's underwriting policies and guidelines. Duties and Responsibilities: * Work directly with PM, RM and clients to address needs efficiently and accurately * Spread financial statements * Provide advanced analysis in assessing and evaluating current and new business opportunities * Interact with clients and LOB leaders through email, phone conversations, field exams, bank group meetings, etc. * Project manage complex credit requests and analyses and see them through to completion * Identify emerging industry trends and proactively monitor the risk in the current book of business * Attend credit meetings and learn to properly present modifications and new to bank opportunities to internal credit partners for final approval Knowledge and Skills: * Critical thinker possessing superior analytical abilities with the ability to reach logical conclusions based on the available information * Microsoft Office: Strong excel and presentation building skills * Ability to manage multiple projects, while maintaining high attention to detail * Self-starter attitude * Flexibility and proven ability to diagnose and resolve issues * Intellectually curious, ability to think outside the box, assertive * Hard working, smart, creative, analytical, driven, exceptionally organized * Strong communication skills and results driven * Ability to work and excel in a team environment Education: * Bachelor's degree (BBA or BS) in Accounting, Finance, or a closely related field. * Exceptional educational background required * CFA or CPA candidates preferred About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ********************* Benefit Highlights * Medical with wellness incentives, dental, and vision * HSA with company match * Maternity and parental leave * Tuition reimbursement * Mentor program * 401(k) with 6% match * More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube
$61k-78k yearly est. 8d ago
Senior Credit Analyst
Agilysys 4.6
Credit analyst job in Alpharetta, GA
Description Senior Credit Analyst This position is Full Time in Office. Local Candidates ONLY About Agilysys Agilysys is a leading developer and marketer of proprietary enterprise software, services, and solutions to the hospitality industry. The company specializes in market-leading point-of-sale, property management, inventory & procurement and mobile & wireless solutions that are designed to streamline operations, improve efficiency, and enhance the guest experience. Agilysys serves casinos, resorts, hotels, foodservice venues, stadiums, and cruise lines. Agilysys operates extensively throughout North America, Europe, and Asia, with corporate services located in Alpharetta, GA, EMEA headquarters in Cheshire, UK, and APAC offices in Singapore, Hong Kong, Philippines, and Malaysia with representation in Indonesia. OverviewAgilysys is looking for a Senior Credit Analyst to join our growing team. This position is a key role reporting up to our Office of the CFO. and directly impacts the financial performance, balance sheet and cash flow of our organization. The essential functions performed in this role will be to maximize cash collections and maintain accounts receivable within established company guidelines. Responsibilities Manage customer accounts within assigned portfolio by engaging in emails and/or phone calls. This includes payment arrangements as well as building excellent customer service relationships to our customers' needs and issues. Document all contacts on ERP system and provide any documentation required to expedite payment. Make recommendations to management on the rescinding of credit terms, more aggressive collection tactics or dispute resolution, resulting from customer contacts and overall payment performance. Prepare and provide monthly account statements for the customers within the assigned portfolio. Identify problem accounts, write-offs to bad debt, related adjustments with appropriate documentation for management. Work collaboratively with various departments internally to resolve issues, improve processes, and manage customer accounts to expedite collections from customers in assigned portfolio. Collaborate closely with the business operations team on customer billing issues including contract related questions, adjustments, pricing, disputes, returns and other miscellaneous questions. Maintain compliance with required internal controls and departmental procedures. Assist with training and mentoring as requested by direct manager and management. BASIC REQUIREMENTS: Bachelor's degree in finance, Accounting, or related degree with 2+ years Credit, Collections and/or A/R experience OR Associates degree in Finance, Accounting, or related degree with 4+ years Credit, Collections and/or A/R experience Proficient in Microsoft Office software (Excel, Word, PowerPoint, Outlook). Excellent verbal and written communications skills and able to quickly build rapport with customers. Highly organized and able to work independently. Ability to rapidly solve complex problems and to understand and match billing to contracts. Demonstrate positive and professional behavior as a member of a team. DESIRED CHARACTERISTICS: Experience with NetSuite software is a plus. Experience working with a software company or in the hospitality industry. The information on this description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities and qualifications required of employees assigned to this job. Conditions may require the Company to modify this job description, and the Company reserves the right to exercise its discretion to make such changes. Agilysys is an equal opportunity employer. In compliance with Federal and State EEO laws, qualified applicants are considered for all positions without regards to race, color, gender, religion, national origin, ancestry, place of birth, age, marital status, sexual orientation, disability, or veteran status.
$65k-86k yearly est. Auto-Apply 39d ago

Learn more about credit analyst jobs

How much does a credit analyst earn in Atlanta, GA?

The average credit analyst in Atlanta, GA earns between $33,000 and $83,000 annually. This compares to the national average credit analyst range of $40,000 to $93,000.

Average credit analyst salary in Atlanta, GA

$52,000

$33,00010%

$52,000Median

$83,00090%

What are the biggest employers of Credit Analysts in Atlanta, GA?

The biggest employers of Credit Analysts in Atlanta, GA are:

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Credit analyst jobs in Atlanta, GA - 129 jobs

Specialty and CRE Lending Portfolio Credit Analyst

Credit Analyst

Financial & Credit Analyst

Chief Credit Officer/ Head of Servicing

Lead Credit Analyst

Credit Analyst

Credit Analyst

Risk Management - Asset Based Lending Credit Officer - Vice President

US Premium Finance Credit Analyst

Credit Analyst, Digital Infrastructure

Senior Credit Risk Analyst

Specialty Finance Credit Analyst II

Intern, Credit Analyst / Risk

Senior Credit Analyst

Specialty and CRE Lending Portfolio Credit Analyst

Lead Credit Analyst

Credit Analyst, Digital Infrastructure

Senior Credit Risk Analyst

Specialty Finance Credit Analyst II

Senior Credit Analyst

Learn more about credit analyst jobs

How much does a credit analyst earn in Atlanta, GA?

What are the biggest employers of Credit Analysts in Atlanta, GA?