CREDIT ANALYST
Credit analyst job in Denver, CO
Job DescriptionDescriptionGENERAL SUMMARY:Analyze and prepare credit requests for review by originating lender and/or appropriate loan committee via bank's loan processing software; understand all aspects of the Suntell or File Xsoftware; assist other staff members with Suntell or File X, as necessary; and ensure adequacy of bank's collateral position via review and audit of reports prepared by lenders and borrowers. RESPONSIBILITIES AND DUTIES:
Prepares complete and concise financial analyses by obtaining necessary information from the lender. Financial analyses will focus on financial trends and repayment capacity of obligors. These duties include but are not limited to analysis & interpretation of financial statements, evaluation of the financial condition of the borrower relative to the industry, economy, collateral, capacity, trends, and performance of the borrower.
Attends loan committee meetings, as necessary, to assist in the presentation and clarification of credit requests.
Conducts credit inquiries requested by loan officers and any additional inquiries deemed necessary for thorough analysis. May order and review loan documents for a closing.
Assists with Suntellor File X inquiries as necessary.
Some analyst positions ensure adequacy of bank's collateral position by monitoring construction draw requests/inspections, borrowing base certificates/inspections, and livestock inspections. Audit of specific collateral reports may be required to ensure accuracy.
May participates in asset reviews as requested, including real estate inspections and any other on-site inspections deemed necessary.
Maintains strict confidentiality of credit information.
Performs other duties as assigned.
Regular and reliable attendance.
KNOWLEDGE, SKILLS, AND ABILITIES:
Knowledge of bank operations, policies, and procedures.
Knowledge of loan analysis and accounting.
Knowledge of loan analysis software and Suntell software
Skill in communicating effectively with management, customers, and co-workers.
Ability to pay close attention to detail and work with a high degree of accuracy.
Ability to create an organized efficient work environment without supervision.
Ability to work under pressure of deadlines.
Ability to function as a team player.
EDUCATION AND EXPERIENCE:
High School diploma or equivalent experience in banking.
College degree in business, finance, economics or accounting preferred.
PHYSICAL REQUIREMENTS: Seeing: 75-100% Must be able to read reports, see computer screen, visit customer sites Hearing: 50-74% Must be able to communicate with co-workers Standing/Walking: 25-49% Must be able to run errands for the bank, make large quantities of copies. Climbing/Stooping/Kneeling: 0-24% Must be able to obtain files. Lifting/Pulling/Pushing: 25-49% Must be able to lift files daily. Fingering/Grasping/Feeling: 75-100% Must be able to use computer, write separate reports
PHYSICAL DIMENSIONS:Light Work: Exerting up to 20 pounds of force occasionally, and/or a negotiable amount of force frequently or constantly to lift, carry or otherwise move objects. Job involves sitting most of the time and walking and standing some of the time. NOTE: The statements herein are intended to describe the general nature and level or work being performed by employees assigned to this classification. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills, required of personnel.
More Details20 hrs/Week; 3-Years of Credit Analyst experience preferred; Schedule is Flexible
Credit Analyst
Credit analyst job in Denver, CO
Ascension Energy Partners is a Business Advisory and Asset Management firm specializing in the energy industry. We are currently seeking a Credit Analyst to work in our restructuring practice. This is a dynamic and challenging role that offers significant learning and growth potential but requires a high level of commitment and motivation.
Responsibilities:
The ideal candidate for this position is career-focused and professional. The candidate will help us identify and pursue new client opportunities and work on existing client engagements. Other responsibilities include:
• Financial and quantitative analysis, including developing complex financial models
• Perform extensive statistical and economic analysis of industries, markets, and companies
• Collect and analyze large volumes of data
• Develop internal and external presentations
Qualifications
• Bachelor's degree with a track record of academic excellence
• Significant level of maturity and accountability
• Strong analytical skills and attention to detail
• Excellent accounting & financial statement analysis skills
• Data management and statistical evaluation experience
• Ability to synthesize large amounts of information into actionable ideas
• Strong verbal and written communication skills
• Ability to manage multiple projects simultaneously
• Top-tier skills in Excel and PowerPoint
Credit Analyst I or II
Credit analyst job in Denver, CO
ANB Bank has financial strength embodied in $3 billion in assets and is a true community bank with an unwavering commitment to excellence. The bank helps each of its communities prosper through investment, sponsorship, philanthropy, and employee volunteerism. It is a passion ANB has for banking that makes a difference.
ANB Bank hires individuals who provide excellent customer service and build meaningful relationships with our customers and within our communities. ANB is committed to rewarding our team members who strengthen our company and culture. ANB offers competitive compensation and a comprehensive benefits package for this position.
Hiring Pay Range: $21.50 per hour - $69,580.00 per year (Includes a $1.00 per hour Cost of Living Adjustment)
* Credit Analyst I - $20.50 - $25.25 per hour
* Credit Analyst II - $57,080.00 - $69,580.00 per year (Includes $2,080.00 per year Cost of Living Adjustment)
* This position may be eligible to receive an additional $1.00 per hour is approved for the Spanish Communication Assistant Program
* The hiring pay range for this position is commensurate with the level of relevant experience and education.
Health & Wellness Benefits (Subject to Eligibility Requirements)
* Minimum 4 Weeks of Paid Time Off (PTO)
* 11 Paid Holidays
* Medical, Dental, and Vision Insurance
* Health Savings (HSA), Flexible Spending (FSA), and dependent care spending accounts
* Company provided Live, AD&D, and Disability Insurance with supplementation options
* 401(k) plan with discretionary company match and profit sharing
* Discretionary annual bonus and employee referral incentives
* Employee Assistance Program (EAP)
* Tuition Reimbursement Program
* Spanish Communication Assistant Program Incentive
* Employee Banking Products
Summary
* Responsible for supporting the lending activities within a region or market by providing insightful and timely credit analysis of prospective and current borrowers, including interpretation of financial statements, collateral and cash flows.
Essential Duties and Responsibilities
* Assist with lender preparation of Credit Presentations for bank loan committee.
* Prepare spreadsheets, cash flow analyses, collateral assessments, with commentary in evaluation of commercial (R/E, Ag, Energy, C&I) loan requests.
* Perform extensive credit analysis including gathering, analyzing and interpreting all types of credit information on existing and prospective customers prior to the credit decision being made. This includes, but is not limited to:
* Analysis of business and personal financial statements such as balance sheets, income statements and cash flow statements, and credit reports.
* May also include analysis of customer performance compared to peer industry averages.
* Analysis the more difficult and complex credits within the department.
* Meet with lenders to gather information to support credit analysis
* Investigate all available sources of credit and financial information, including reporting services, credit bureaus and agencies.
* Review appraisals, environmental reports, title reports and loan documents for collateral property.
* When appropriate, review and analyze property financial information to determine actual income, expenses and projected debt service coverage.
* Interact with accountants and attorneys at direction of management, when necessary to perform analysis.
* Research and/or develop credit information for use by senior credit staff, lenders, or other credit officers in lending decisions on new loans, renewals, and extensions.
* Update spreadsheets, cash flow analyses, collateral assessments, and financial statements for term loan reviews.
* May conduct specialized analyses and prepare specialized reports on loan quality/portfolio quality for management.
* Must meet established deadlines.
* Maintains a current knowledge and consistent compliance with Bank Secrecy Act (BSA) requirements, as well as knowledge and consistent compliance with other banking regulations and Bank policies and procedures related to the position.
* Delivers quality of service as defined by department standards.
* Maintains confidentiality as defined by department standards.
* Supports the company's Mission, Vision, and Values.
* Other duties may be assigned.
Credit Analyst I
* Performs several, if not all, of the above duties with regular direction and supervision.
Credit Analyst II
* Expected to provide information to lenders on process and procedures.
* Able to engage in meetings with senior management on loan direction and structure.
* Performs the duties above with moderate direction and supervision.
Education and/or Experience
Credit Analyst I
* 0 - 2 years of experience in analysis of more complex financial data experience; finance, accounting, economics, equivalent degree or equivalent combination of education and experience.
* Extensive knowledge of sound lending and underwriting principles, industry standards and regulatory compliance.
* Previous experience working with financial spreading systems is preferred.
* Performs duties under some guidance and direction of senior leaders.
Credit Analyst II
* 2 - 3 years of experience in analysis of more complex financial data experience; or equivalent combination of education and experience.
* General knowledge of sound lending and underwriting principles, industry standards and regulatory compliance.
* Previous experience working with financial spreading systems is required.
* Provides duties under appropriate guidance and direction of senior leaders.
Work Schedule: Monday - Friday, 8:00am - 5:00pm
Equal Opportunity Employer / Affirmative Action / Minorities / Female / Disability / Veteran
ANB Bank is committed to providing Equal Opportunity in Employment. The Bank is continually trying to improve recruitment, employment, development, and promotional opportunities for its employees. Our selection decisions are based on job-related factors and not on the basis of age, race, sex, color, religion, national origin, disability, sexual orientation, veteran status, pregnancy, marital status, genetic information, gender identity, or any other status protected by federal, state, or local law.
ANB Bank complies with the Equal Pay for Equal Work Act. ANB Bank requests that Applicant not disclose its wage history to ANB Bank. If ANB Bank for any reason comes into possession of Applicant's wage rate history, ANB Bank will not rely on it in determining a wage rate. ANB Bank requests that Applicant not provide information on age, date of birth, or graduation date from any academic institution, including on resumes.
Anticipated Date of Application Window Closure: 12/14/2025 (or until filled)
Senior Commercial Analyst: Be the Strategic Engine Behind Our Growth
Credit analyst job in Denver, CO
Benefits:
Bonus based on performance
Company parties
Competitive salary
Dental insurance
Donation matching
Health insurance
Opportunity for advancement
Paid time off
Training & development
Vision insurance
Wellness resources
At Scope Technologies, we're not just building software; we're revolutionizing the construction and insurance industries with data-driven intelligence. We are at a pivotal moment of accelerated growth, and our success depends on making smart, data-informed decisions.
We are looking for a Senior Commercial Analyst who is more than just a data expert. We're looking for a strategic partner. You are the person who lives at the intersection of data, sales, marketing, and operations. You don't just build dashboards; you uncover the "why" behind the numbers and provide the actionable insights that will shape our future.
If you are a curious, analytical, and business-minded individual who wants to see your work make a direct impact on a company's trajectory, we want to talk to you.
What You'll Do:
Become the go-to expert for our Go-to-Market (GTM) engine, analyzing the full funnel from marketing spend and lead generation to sales conversion and customer lifetime value (LTV).
Transform complex data into compelling narratives and actionable insights for our executive, sales, and marketing leaders. Your work will be the foundation of our strategic decisions.
Partner with leadership to develop sophisticated forecasting models, set ambitious but achievable goals, and track performance against our OKRs.
Identify new growth opportunities by analyzing market trends, customer behavior, and product performance, presenting your findings with clarity and conviction.
Own the data stack for our commercial teams, ensuring data integrity and building the BI infrastructure (dashboards, reports) that serves as the single source of truth for our revenue organization.
What You'll Bring (The Ideal Candidate):
A deep curiosity and a relentless passion for using data to solve complex business problems.
7+ years of experience in a highly analytical role such as Business/Commercial Analyst, Revenue Operations, Sales Analytics, or a similar field.
Expert-level proficiency in SQL and BI visualization tools (Ideally Power BI and Zoho Analytics).
Proven experience analyzing SaaS sales funnels, marketing campaigns (CAC, LTV), and operational efficiency metrics.
An exceptional ability to communicate complex findings to non-technical stakeholders in a clear and persuasive manner.
A proactive, ownership-driven mindset. You don't wait to be asked; you seek out the next big question to answer.
Experience in a high-growth B2B SaaS environment is a huge plus.
Why You'll Love Working at Scope Technologies:
A Culture of Impact: We are a lean, agile team where your work isn't just a number on a spreadsheet, it directly influences strategy and drives tangible results. You will see the impact of your insights every day.
A Talented, Collaborative Team: You'll be surrounded by smart, passionate, and driven professionals who are dedicated to our mission and to helping each other succeed.
Competitive Compensation: We offer a competitive salary, and a comprehensive benefits package.
Ready to Make an Impact?
If you are ready to take on a high-impact role at a company poised for explosive growth, we encourage you to apply. Please submit your resume and a brief cover letter explaining why you are the perfect fit for this role.
Scope Technologies is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.
Compensation: $95,000.00 - $125,000.00 per year
OUR MISSION IS SIMPLESaving Contractors Time and MoneyWe develop and leverage cutting-edge technologies to empower contractors to build and scale healthy organizations while protecting the owners of building envelopes, ensuring that their property continues to be a growing financial asset.
What We DoAt Scope Technologies, we are revolutionizing the building measurement and estimating SaaS space. We focus on providing precise, cost-effective, and prompt building measurement takeoff reports. We cater to a diverse clientele, including Contractors, Distributors, Manufacturers, P&C Insurance Companies, Adjusters, Architects, Engineers, and many others. Leveraging cutting-edge aerial imagery and proprietary state-of-the-art CAD software, we ensure the highest accuracy in our reports. We also offer new construction contractors detailed takeoff reports based on a simple blueprint upload to our platform.
Our Core ValuesSUSTAINABILITYWe are committed to sustainability, ensuring environmentally friendly practices and long-term viability.
COLLABORATIONWe foster teamwork, open communication, and actively listen to feedback for our collective success.
OPENNESSWe encourage transparency, honesty, and respect in all interactions, both internally and with our clients.
PASSIONWe bring enthusiasm, dedication, and urgency to our work, consistently innovating to support our mission.
EXCELLENCEWe strive for excellence, delivering the highest quality in products, services, and customer experiences.
Auto-ApplySr. Credit Analyst
Credit analyst job in Greenwood Village, CO
can be based out of Denver or Colorado Springs. The Senior Analyst is responsible for independently underwriting and risk rating CRE and C&I loans with no maximum ceiling. Analyze personal and business financial, projections, and internal and external reports to determine repayment capacity and ensure compliance with bank policy and federal regulations. Assist with loan portfolio management and monitoring through comprehensive relationship reviews. Identify process problems and propose solutions for the Chief Lending Officer and Chief Credit Officer. Assist with development/training/mentoring of Credit Analysts I and II through one-on-one training and oversight.
Essential Duties/ Responsibilities:
* Gather and organize supporting loan documentation for underwriting.
* Independently and accurately spread and evaluate various types of personal and commercial financial statements including balance sheets, income statements, statements of cash flow, and tax returns.
* Independently able to communicate directly with Central Bank's lending staff and customers to obtain credit information for underwriting.
* Prepare comprehensive loan memorandums detailing loan requests and credit quality for loan presentations and approval.
* Independently underwrite and risk rate CRE and C&I loans with no maximum ceiling.
* Maintain effective relationships with lending staff, Senior Lenders, and Chief Credit Officer. Promote teamwork within the department.
* Ensure that procedures and credit requests comply with Central Bank's loan policy.
* Successful completion of internal and external training as required.
* Participate and identify external training modules a minimum of 2 times per year.
* Once training is complete, the Senior Analyst will lead group debriefs. Debriefs would act as a review of the material to make it easier to digest and allow for questions and sharing of knowledge/real world application. The frequency and timing of debriefs will depend on the training.
* Prepare administrative reports as requested and assist commercial lending staff as needed.
* Stay updated on industry trends, economic indicators, and regulatory changes that may impact credit risk.
* Create and use advanced equations in Excel.
* Monitor and manage the credit exposure of existing Borrowers by reviewing documents related to finances and conducting periodic risk assessments. Prepare annual reviews of commercial loans. Monitor credit files and provide periodic analysis.
Decision Making
Identifies problems and works with senior level staff to create procedures to resolve or correct the situation; monitors and measures the results.
Click here for employee benefit information.
This position starts at $81,491 per year and can increase from there depending on experience.
Applications will be accepted through November 30th, 2025.
Required Qualifications:
* Education:
* Minimum 4-year bachelor's degree in finance, accounting, economics, or similarly related field. Master's level education in related fields STRONGLY preferred. Relevant banking experience may be substituted at Central Bank's discretion.
* Minimum 5 years' experience as a credit analyst or similar field and proven ability to perform all duties/requirements of the Sr. Central Bank Credit Analyst position.
* Advanced understanding of accounting and financial principles.
* Excellent written and verbal communication skills, with the ability to present complex financial information clearly and concisely.
* Strong proficiency with Microsoft Office programs, especially Excel and Word.
* Proficient in or familiar with spreading programs e.g., Moody's, Buker's or others.
* Advanced analytical skills - ability to identify and answer "why" issues in credit underwriting.
* Projects a professional image and collaborates with others in department to accomplish goals and demanding deadlines.
* Strong time management and organization skills and ability to meet stringent deadlines.
Credit Analyst, Power, Energy & Utilities
Credit analyst job in Greenwood Village, CO
A career at CoBank can offer you the opportunity to make a personal impact on the people and communities where we do business. In order to be the best, we hire the best! Remarkable Benefits Offered by CoBank * Careers with a purpose * Time-Off Packages, 15 days of vacation, 10 paid sick days and 11 paid holidays
* Competitive Compensation & Incentive
* Hybrid work model: flexible arrangements for most positions
* Benefits Packages, including Medical, Dental and Vision coverage, Disability, AD&D, and Life Insurance
* Robust associate training and development with CoBank University
* Tuition reimbursement for higher education up to $10k per year
* Outstanding 401k: up to 6% matching and additional 3% non-elective contribution & Student Loan Match
* Community Impact: United Way Angel Day, Volunteer Day and Associate Directed Contribution
* Associate Resource Groups: creating a culture of respect and inclusion
* Recognize a fellow associate through our GEM awards
Job Description
Prepares analyses and conducts credit investigations of routine credits in accordance with prescribed methods and procedures. Prepares and/or assists in the preparation of credit reports for appropriate staff or committees. Cosponsors or approves credits within prescribed credit limits. Assists with account servicing, credit administration, and documentation. Provides support with research and statistical analyses.
Essential Functions
* Develops credit information for use by appropriate staff and committees in making decisions about credit arrangements for new, renewal, or extension loans. Cosponsors or approves credit requests within prescribed limits.
* Reviews all pertinent credit and financial information and determines the need for more thorough investigation or additional information. Analyzes information statements and related material and prepares thorough, well-written, and clear credit reports. Prepares summaries, presents facts, and offers opinions concerning credit-worthiness. Understands and follows bank guidelines, policies, and procedures for the preparation and presentation of credit information.
* Assists with credit administration, account servicing, development, packaging, closing, documentation, and monitoring.
* Maintains control over current accounts, monitoring for payment progress and any developing problems. Provides relevant and timely information to internal stakeholders including account officers, relationship managers, and credit managers.
* Assists in the preparation of internal research and analysis, provides statistical reports, and verifies information. Prepares and delivers presentations on topics as assigned.
* Develops and utilizes computerized spreadsheets, programs, and other automated tools for credit analysis, special projects, or presentations.
* Maintains expertise in assigned industries or market sectors. Keeps abreast of industry trends and competitive environment.
Education
* Bachelor's Degree in business, finance, or relevant discipline
Work Experience
* 1 year in credit/finance, preferably in banking or financial services industry required
* Basic knowledge of financial analysis, including cash flow analysis, balance sheet analysis, profitability, liquidity, and solvency analysis.
* Intermediate knowledge of financial modeling techniques and preparation of pro forma financial statements.
Physical Exertion Details
Sedentary Exerting up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently (Frequently: activity or condition exists from 1/3 to 2/3 of the time) to lift, carry, push, pull, or otherwise move objects, including the human body. Sedentary work involves sitting most of the time, but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met.
Travel Requirement Details
Occasional Travel occurs infrequently (typically, once a month or less).
About CoBank
The typical base pay range for this role is between $65,500 - $74,940. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. This position is eligible for a discretionary annual incentive program driven by organization and individual performance.
The listed salary, other compensation and benefits information is accurate as of the date of this posting. This job will be posted for a minimum of five (5) business days or until the position is filled. CoBank reserves the right to adjust compensation for all positions and to modify or discontinue benefits programs at any time in its sole discretion, subject to applicable law.
CoBank is a cooperative bank serving vital industries across rural America. The bank provides loans, leases, export financing and other financial services to agribusinesses and rural power, water and communications providers in all 50 states. The bank also provides wholesale loans and other financial services to affiliated Farm Credit associations serving more than 76,000 farmers, ranchers and other rural borrowers in 23 states around the country. CoBank is a member of the Farm Credit System, a nationwide network of banks and retail lending associations chartered to support the borrowing needs of U.S. agriculture, rural infrastructure and rural communities. Headquartered outside Denver, Colorado, CoBank serves customers from regional banking centers across the U.S. and also maintains an international representative office in Singapore.
REASONABLE ACCOMMODATION
We are committed to ensuring that our online application process provides an equal employment opportunity to all applicants, including qualified individuals with disabilities. If you are an applicant with a disability, or are assisting an applicant with a disability, and require accessibility assistance or would like to request a reasonable accommodation for any aspect of the application process, including completing an application, interviewing, or otherwise participating in the employee selection process, please submit a request by emailing *********************. Include your contact information and specific details about your requested accommodation.
Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time.
CoBank is an Equal Opportunity Employer.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, or status as a protected veteran.
Responsibilities Prepares analyses and conducts credit investigations of routine credits in accordance with prescribed methods and procedures. Prepares and/or assists in the preparation of credit reports for appropriate staff or committees. Cosponsors or approves credits within prescribed credit limits. Assists with account servicing, credit administration, and documentation. Provides support with research and statistical analyses.
Auto-ApplyHospitality Commercial Services Analyst - Aspen Hospitality
Credit analyst job in Denver, CO
Aspen Hospitality, a division of Aspen One, develops, owns, and operates a growing portfolio of luxury and upper-scale hotels, private clubs, and branded residential properties under The Nell and Limelight brands. This includes The Little Nell, Aspen's only Five-Star, Five-Diamond ski-in/ski-out hotel and its affiliated Residences located at the base of Aspen Mountain, as well as a new Nell property currently in development at Rockefeller Center in New York City.
Aspen Hospitality's Limelight hotels include those across Colorado in Aspen, Snowmass, Denver, and Boulder (opened August 2025); Ketchum, Idaho; Mammoth, California (opened December 2025); and Charleston, South Carolina (coming in 2028).
Aspen Hospitality also owns and operates the Aspen Mountain Club, Snowmass Mountain Club, and Mammoth Lakes Mountain Club. For more information, visit ************************ Please note that all official communications from the Talent Acquisition or Human Resources team are sent from email addresses within the *********************************, aspen.com, aspensnowmass.com, aspenhospitality.co, limelighthotels.com & thelittlenell.com domains.
Position Summary
The Hospitality Commercial Services Analyst is a detail-driven, solution-oriented professional who supports strategic initiatives that drive revenue and improve operational efficiency. This role leads hotel data analysis, streamlines reporting, and develops presentations that inform key business decisions. From optimizing systems to managing hotel sales data and supporting daily operations, The Commercial Services Analyst plays a vital role in high-impact, cross-functional projects, supporting hotel Sales & Revenue departments. This position reports to the Vice President of Sales.
The salary range for this position is $75,000 - $85,000. Actual pay will be dependent on budget and experience; all our salaried roles are eligible for bonus.
Job Posting Deadline
Applications for this position will be accepted until December 28, 2025.
Essential Job Functions/Key Job Responsibilities
* Analyze data of an organization to spot trends and assess risks, which helps predict outcomes for business decisions, identify opportunities and make recommendations
* Seek out new market insights and business opportunities through research and analysis while assisting with core business development activities
* Works closely with commercial (sales/revenue/marketing) and operational leadership to develop and implement processes to execute group, events, and leisure business effectively to drive customer satisfaction and retention
* Liaison and monitor data integrity issues with core operating systems/platforms including, but not limited to, Delphi FDC, Meeting Broker, HMS, Duetto, Cvent
* Define and implement process enhancements to allow VP of Sales and Commercial team to manage daily operations, including escalations, efficiency performance, and workflow design
* Write data-backed reports to support the VP of Sales in making strategic business decisions
* Develop financial models that forecast business outcomes and profits
* Prepare presentations for the VP of Sales to deliver to key stakeholders, including ELT and ownership
* Research, review, and analyze the effectiveness and efficiency of existing requirements-gathering processes and develop strategies for enhancing or further leveraging these processes.
* Assess options for process improvement, including business process modeling including quantifing business intelligence with economic models to evaluate new opportunities
* Creates process models, specifications, diagrams, and charts for presentations
* Assist with budget cycle and communication including:
o STRCast
o Reporting
o Transient and Group mix
o BI Uploads
* Other duties as assigned
Qualifications
Education & Experience Requirements
* Bachelor's degree preferred
* 2 years of hospitality experience required
* 2 years in hotel group and leisure sales experience preferred
Knowledge, Skills & Abilities
* Proficient knowledge in hotel industry-specific business trends and research data
* Proficient knowledge in Microsoft Office Suite
* Able to exercise independent judgment and act on it
* Excellent analytical, mathematical, and creative problem-solving skills
* Excellent listening, interpersonal, written, and oral communication skills
* Logical and efficient, with keen attention to detail
* Highly self-motivated and directed
* Ability to effectively prioritize and execute tasks while under pressure
* Experience working in a team-oriented, collaborative environment
* Ability to maintain and promote a teamwork environment with effective and clear communication amongst co-workers through positive leadership
* Ability to manage competing resources and priorities
* Ability to present findings clearly and makes recommendations for action
* Ability to maintain documentation regarding various projects, processes and operations
Additional Information
Work Environment & Physical Demands
* Ability to stand, type and sit at desk/computer for most of the work shift executing repetitive movements
* No adverse or hazardous conditions
* Not required, but preferred to be able to occasionally lift, push or pull 25 lbs. individually or with assistance
Job Benefits
This position is classified as a regular full-time position eligible for the following benefits:
Enrollment dates differ across the various programs.
* Health, Dental and Vision Insurance Programs
* Flexible Spending Account Programs
* Life Insurance Programs
* Paid Time Off Programs
* Paid Leave Programs
* 401(k) Savings Plan
* Employee Ski Pass and Dependent Ski Passes
* Other company perks
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. By accepting a position with Aspen One, Aspen Snowmass, Aspen Ventures or Aspen Hospitality you acknowledge that you are able to perform the essential functions of the job with or without reasonable accommodation. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job. To request accommodation during the application and interviewing process, please contact Human Resources at ************.
This job description is designed to indicate the general nature and level of work. It is not designed to contain or be interpreted as a comprehensive list of all duties, responsibilities, and qualifications required of employees assigned to this job. Duties and responsibilities may change at any time with or without notice.
Aspen One is an equal opportunity employer (Minority/Female/Disabled/Veteran). At Aspen One, inclusion, equity, and diversity are fundamental to fulfilling our vision of building a better workplace and better world. From our hiring practices through the entire employee experience, we embrace and celebrate the unique experiences, perspectives and cultural backgrounds that each employee brings to the workplace. We encourage diverse points of view which allows us to develop innovative solutions to the ever-evolving world of work. Aspen One strives to foster an environment where our employees feel respected, valued and empowered, and our team members are at the forefront of helping us promote and sustain an inclusive workplace that works for all.
For an overview of Aspen One Company's benefits and other compensation visit ***************************************************
Aspen One participates in E-Verify.
E-Verify & Right to Work Poster
Easy ApplyCommercial Credit Officer
Credit analyst job in Denver, CO
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
Job Description:
This job is responsible for managing a national portfolio of Global Commercial Banking (GCB) FinTech relationships, working directly with clients and prospects to provide financing solutions for multinational FinTech companies in the payments and financial software verticals. Key responsibilities include originating and structuring loans, negotiating terms and conditions, leading the credit process from pitch through underwriting, approval, booking and closing, with a focus on growing loans and credit revenue and managing asset quality.
The Commercial Credit Officer (CO) is a highly skilled resource, providing expert level advisory guidance in the most complex, integrated debt capital solutions for commercial banking clients, whether publicly traded or privately held. Products include lines of credit, term loans, and syndicated loans. The CO manages all of the ancillary credit exposure to clients and maintains knowledge of other Bank of America products including investment banking, treasury management and hedging solutions that have credit exposure, and leverages product and industry expertise to deliver the best possible and optimally integrated strategic solution for the client or prospect. This role reports to the Commercial Credit Manager or Executive and will be aligned to an underwriting team that supports the business.
FinTech is a fast-paced work environment with a highly active portfolio and strong deal flow from large cap and middle market companies. Experience with FinTech companies is preferred.
Responsibilities:
* Manages the credit process for a portfolio of clients
* Negotiates credit documentation and manages the legal documentation process
* Leads the credit and risk approval processes
* Builds relationships with existing and prospective clients
* Mentors and supports associates
* Provides capital structure solutions
Required Qualifications:
* 10+ years of solid Commercial Banking experience
* Experience in financial analysis, structuring, underwriting and portfolio management
* Analytical/technical skills, including financial accounting, modeling and loan structuring
* Strong communication skills; ability to communicate vertically, horizontally, and externally
* Strong FinTech industry knowledge
Skills:
* Client Solutions Advisory
* Financial Analysis
* Loan Structuring
* Risk Management
* Underwriting
* Account Management
* Credit Documentation Requirements
* Credit and Risk Assessment
* Decision Making
* Issue Management
* Analytical Thinking
* Coaching
* Collaboration
* Critical Thinking
* Customer and Client Focus
Minimum Education Requirement: BA/BS Degree Desired
Shift:
1st shift (United States of America)
Hours Per Week:
40
Credit Manager
Credit analyst job in Denver, CO
We're seeking a talented Credit Manager to join our Denver Translease Team! In this role, you will need to leverage your experience and creativity to collaborate with our sales team to structure transactions that don't fit cleanly inside the credit box. As the Manager of the Credit Department, you will not only serve as the right hand for our Director of Finance, but you will also be responsible for developing the Credit Analysts on our team. Our ideal candidate is someone who has extensive experience with underwriting for secured loan and lease transactions so that you can hit the ground running. You will be trusted to make decisions with approval authority ranging from $500K to $1 Million, so we expect that you have a track record of making and owning your credit decisions. If you're ready to join a team that focuses on continuous improvement and setting the industry standard, this is the right opportunity for you!
Why join the Translease Team?
* Exceptional Leadership
* Beautiful, Updated & Clean Environment
* Competitive PTO & Benefits Packages
* Company Training
* Opportunities for Advancement
* Quick & Efficient Interview Process
We offer a full benefits package for eligible employees including:
* Medical, Dental, and Vision Insurance
* Life (Voluntary and Employer Paid) and Disability Insurance
* 401(K) with company match beginning with your first contribution.
* HSA and/or FSA
* Paid Time Off, Sick Time, and Company Paid Holidays
* Employee Car Discount Program
Essential Duties & Responsibilities:
* Analyze credit and financial data of persons and/or companies applying for credit.
* Determine transactional risk and present formal recommendations to management.
* Work closely with Sales to manage and develop customer relationships.
* Work with banks on the nuances of individual transactions.
* Enhance transaction analysis by suggesting new financial performance metrics and additional review components to credit memorandums.
* Establish portfolio monitoring process using key credit profile indicators.
* Implement regulatory compliance framework based on anticipated federal lending regulations hitting private companies.
* Develop quantitative guidelines for staff progression and responsibility.
* Organize, analyze, and summarize financial statements paying close attention to key financial metrics such as cash flow, debt to equity and other liquidity ratios.
* Review and interpret consumer and commercial credit reports.
* Develop industry and equipment knowledge to be utilized during credit analysis.
* Oversee and manage a team of Credit Analysts to ensure they continue developing sufficient Equipment Finance, Trans Lease, and industry domain knowledge.
* Provide open communication regarding customers and transactions among all departments within Trans Lease.
* Additional duties as assigned.
Requirements
Work Environment & Physical Abilities:
* Activities require a full range of motion including; handling and lifting, manual and finger dexterity and eye-hand coordination.
* This position may require standing, balancing, bending or stooping for prolonged periods of time.
* Ability to receive and analyze data and input it into the computer.
* Ability to communicate by providing verbal feedback in a professional manner.
* This position requires corrected vision and hearing within normal range.
* The ability to lift up to 30+ pounds.
Required Education, Experience, Knowledge & Skills:
* Bachelor's Degree with a concentration/emphasis in Finance or Accounting.
* Minimum of 5+ years of accounting experience.
* Proficient with Microsoft Office applications.
* Prior experience managing a team.
* Strong understanding of how to interpret the three main financial statements.
* Prior experience with key commercial underwriting performance metrics.
* Exposure to Know Your Customer (KYC) regulations and verification.
* Multitasking Skills
* Customer Service Skills
* Conflict Resolution Skills
* Detail Oriented
* Quick Thinking
* Emotional Intelligence
* Computer Efficiency
* Valid Driver's License and MVR in good standing.
* Ability to successfully complete a general abilities assessment.
* Ability to pass a post-offer background check, physical and drug screen.
Preferred Education, Experience, Knowledge & Skills:
* Experience with Enterprise Salesforce.
* Experience with lease accounting and servicing applications.
* Experience in a multi-state business, preferably within the transportation industry.
* Formal training within a bank credit department.
Job Details:
* Bonus Eligibility: Yes
* Reports To: Director of Finance
* Shift: 1st
* Closing Date: When Filled
#TL
Credit Manager
Credit analyst job in Denver, CO
Job DescriptionDescription:
We're seeking a talented Credit Manager to join our Denver Translease Team! In this role, you will need to leverage your experience and creativity to collaborate with our sales team to structure transactions that don't fit cleanly inside the credit box. As the Manager of the Credit Department, you will not only serve as the right hand for our Director of Finance, but you will also be responsible for developing the Credit Analysts on our team. Our ideal candidate is someone who has extensive experience with underwriting for secured loan and lease transactions so that you can hit the ground running. You will be trusted to make decisions with approval authority ranging from $500K to $1 Million, so we expect that you have a track record of making and owning your credit decisions. If you're ready to join a team that focuses on continuous improvement and setting the industry standard, this is the right opportunity for you!
Why join the Translease Team?
Exceptional Leadership
Beautiful, Updated & Clean Environment
Competitive PTO & Benefits Packages
Company Training
Opportunities for Advancement
Quick & Efficient Interview Process
We offer a full benefits package for eligible employees including:
Medical, Dental, and Vision Insurance
Life (Voluntary and Employer Paid) and Disability Insurance
401(K) with company match beginning with your first contribution.
HSA and/or FSA
Paid Time Off, Sick Time, and Company Paid Holidays
Employee Car Discount Program
Essential Duties & Responsibilities:
Analyze credit and financial data of persons and/or companies applying for credit.
Determine transactional risk and present formal recommendations to management.
Work closely with Sales to manage and develop customer relationships.
Work with banks on the nuances of individual transactions.
Enhance transaction analysis by suggesting new financial performance metrics and additional review components to credit memorandums.
Establish portfolio monitoring process using key credit profile indicators.
Implement regulatory compliance framework based on anticipated federal lending regulations hitting private companies.
Develop quantitative guidelines for staff progression and responsibility.
Organize, analyze, and summarize financial statements paying close attention to key financial metrics such as cash flow, debt to equity and other liquidity ratios.
Review and interpret consumer and commercial credit reports.
Develop industry and equipment knowledge to be utilized during credit analysis.
Oversee and manage a team of Credit Analysts to ensure they continue developing sufficient Equipment Finance, Trans Lease, and industry domain knowledge.
Provide open communication regarding customers and transactions among all departments within Trans Lease.
Additional duties as assigned.
Requirements:
Work Environment & Physical Abilities:
Activities require a full range of motion including; handling and lifting, manual and finger dexterity and eye-hand coordination.
This position may require standing, balancing, bending or stooping for prolonged periods of time.
Ability to receive and analyze data and input it into the computer.
Ability to communicate by providing verbal feedback in a professional manner.
This position requires corrected vision and hearing within normal range.
The ability to lift up to 30+ pounds.
Required Education, Experience, Knowledge & Skills:
Bachelor's Degree with a concentration/emphasis in Finance or Accounting.
Minimum of 5+ years of accounting experience.
Proficient with Microsoft Office applications.
Prior experience managing a team.
Strong understanding of how to interpret the three main financial statements.
Prior experience with key commercial underwriting performance metrics.
Exposure to Know Your Customer (KYC) regulations and verification.
Multitasking Skills
Customer Service Skills
Conflict Resolution Skills
Detail Oriented
Quick Thinking
Emotional Intelligence
Computer Efficiency
Valid Driver's License and MVR in good standing.
Ability to successfully complete a general abilities assessment.
Ability to pass a post-offer background check, physical and drug screen.
Preferred Education, Experience, Knowledge & Skills:
Experience with Enterprise Salesforce.
Experience with lease accounting and servicing applications.
Experience in a multi-state business, preferably within the transportation industry.
Formal training within a bank credit department.
Job Details:
Bonus Eligibility: Yes
Reports To: Director of Finance
Shift: 1st
Closing Date: When Filled
#TL
Credit Manager
Credit analyst job in Denver, CO
Full-time Description
We're seeking a talented Credit Manager to join our Denver Translease Team! In this role, you will need to leverage your experience and creativity to collaborate with our sales team to structure transactions that don't fit cleanly inside the credit box. As the Manager of the Credit Department, you will not only serve as the right hand for our Director of Finance, but you will also be responsible for developing the Credit Analysts on our team. Our ideal candidate is someone who has extensive experience with underwriting for secured loan and lease transactions so that you can hit the ground running. You will be trusted to make decisions with approval authority ranging from $500K to $1 Million, so we expect that you have a track record of making and owning your credit decisions. If you're ready to join a team that focuses on continuous improvement and setting the industry standard, this is the right opportunity for you!
Why join the Translease Team?
Exceptional Leadership
Beautiful, Updated & Clean Environment
Competitive PTO & Benefits Packages
Company Training
Opportunities for Advancement
Quick & Efficient Interview Process
We offer a full benefits package for eligible employees including:
Medical, Dental, and Vision Insurance
Life (Voluntary and Employer Paid) and Disability Insurance
401(K) with company match beginning with your first contribution.
HSA and/or FSA
Paid Time Off, Sick Time, and Company Paid Holidays
Employee Car Discount Program
Essential Duties & Responsibilities:
Analyze credit and financial data of persons and/or companies applying for credit.
Determine transactional risk and present formal recommendations to management.
Work closely with Sales to manage and develop customer relationships.
Work with banks on the nuances of individual transactions.
Enhance transaction analysis by suggesting new financial performance metrics and additional review components to credit memorandums.
Establish portfolio monitoring process using key credit profile indicators.
Implement regulatory compliance framework based on anticipated federal lending regulations hitting private companies.
Develop quantitative guidelines for staff progression and responsibility.
Organize, analyze, and summarize financial statements paying close attention to key financial metrics such as cash flow, debt to equity and other liquidity ratios.
Review and interpret consumer and commercial credit reports.
Develop industry and equipment knowledge to be utilized during credit analysis.
Oversee and manage a team of Credit Analysts to ensure they continue developing sufficient Equipment Finance, Trans Lease, and industry domain knowledge.
Provide open communication regarding customers and transactions among all departments within Trans Lease.
Additional duties as assigned.
Requirements
Work Environment & Physical Abilities:
Activities require a full range of motion including; handling and lifting, manual and finger dexterity and eye-hand coordination.
This position may require standing, balancing, bending or stooping for prolonged periods of time.
Ability to receive and analyze data and input it into the computer.
Ability to communicate by providing verbal feedback in a professional manner.
This position requires corrected vision and hearing within normal range.
The ability to lift up to 30+ pounds.
Required Education, Experience, Knowledge & Skills:
Bachelor's Degree with a concentration/emphasis in Finance or Accounting.
Minimum of 5+ years of accounting experience.
Proficient with Microsoft Office applications.
Prior experience managing a team.
Strong understanding of how to interpret the three main financial statements.
Prior experience with key commercial underwriting performance metrics.
Exposure to Know Your Customer (KYC) regulations and verification.
Multitasking Skills
Customer Service Skills
Conflict Resolution Skills
Detail Oriented
Quick Thinking
Emotional Intelligence
Computer Efficiency
Valid Driver's License and MVR in good standing.
Ability to successfully complete a general abilities assessment.
Ability to pass a post-offer background check, physical and drug screen.
Preferred Education, Experience, Knowledge & Skills:
Experience with Enterprise Salesforce.
Experience with lease accounting and servicing applications.
Experience in a multi-state business, preferably within the transportation industry.
Formal training within a bank credit department.
Job Details:
Bonus Eligibility: Yes
Reports To: Director of Finance
Shift: 1st
Closing Date: When Filled
#TL
Salary Description $100,000 to $140,000
Collections Analyst (Discovery and Collections Specialist - Junior/L2) NGA - Denver
Credit analyst job in Aurora, CO
Job Description
________________________________________________________________________________________________
Masego is an award-winning small business that specializes in GEOINT services. As a Service-Disabled Veteran-Owned Small Business (SDVOSB), we recognize and award your hard work.
Description
We are looking for a mid-level TS/SCI-cleared Discover & Collections specialist to join our team. In this role, the analyst applies GEOINT tradecraft expertise to perform services that find, assess, task, collect, and/or manage source content requirements in order to satisfy customer needs.
Minimum Qualifications:
At least 3 years of experience with HS diploma/GED, or relevant Bachelors degree with minimal experience
Experience as a geospatial intelligence (GEOINT) collection manager or source strategies analyst (SSA), including managing geospatial information needs within GEOINT Information Management Services (GIMS)
Knowledge of GEOINT tasking and collection processes and protocols
Knowledge of national, commercial, and airborne GEOINT sensors and capabilities
Knowledge of multi INT sources and capabilities
Ability to work independently or as part of a team to develop GEOINT collection strategies
Ability to collaborate with GEOINT analysts to deconstruct problems and develop effective collection approaches
Ability to liaise with partners across the intelligence community (IC) and DoD to innovate and enable intelligence integration
Required Education & Certification:
GIMS Certification and active account status
HS diploma or GED
Preferred Qualifications, Skills and Education:
Bachelors degree
Experience with GEOINT SAP collection
Experience with GIMS Advanced Search and Net-centric GEOINT Discovery Services (NGDS)
Knowledge of multidisciplinary intelligence (MDI) or event portal strategy (EPS) development
Ability to facilitate interagency collaboration
Security Clearance Requirement:
Active TS/SCI with CI Poly
Salary Range: $93,230+ based on ability to meet or exceed stated requirements
About Masego
Masego Inc. provides expert Geospatial Intelligence Solutions in addition to Activity Based Intelligence (ABI) and GEOINT instructional services. Masego provides expert-level Geospatial Collection Management, Full Motion Video; Human Geography; Information Technology and Cyber; Technical Writing; and ABI, Agile, and other professional training.
Masego is a Service-Disabled Veteran-Owned Small Business headquartered in Fredericksburg, Virginia. With high-level expertise and decades of experience, coupled with proven project management systems and top-notch client support, Masego enhances the performance capabilities of the Department of Defense and the intelligence community.
Pay and Benefits
We seek to provide and take care of our team members. We currently offer Medical, Dental, Vision, 401k, Generous PTO, Referral bonuses, and more!
Diversity
Masego, Inc. is an equal opportunity/equal access/affirmative action employer fully committed to achieving a diverse workforce and complies with all applicable Federal and Virginia State laws, regulations, and executive orders regarding nondiscrimination and affirmative action in its programs and activities. Masego, Inc. does not discriminate on the basis of race, color, religion, ethnic or national origin, gender, genetic information, age, disability, sexual orientation, gender identity, gender expression, and veteran's status.
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Credit & Collections Portal Specialist
Credit analyst job in Aurora, CO
Would you like to be part of a focused, dedicated team? Do you want to work and grow with other motivated, ambitious people?
Wagner Equipment Co. offers challenging career opportunities, extensive training and employee development along with an opportunity to grow your career and thrive under Wagner's reputation for excellence. We offer excellent benefits and supply you with the tools you need to maximize your potential and grow within Wagner.
Benefits include:
Paid Time Off (PTO) Plan -
Up to 96 hours of PTO in your first year + 8 company paid holidays
Medical, dental, and vision insurance
Life and AD&D Insurance
Retirement Plans -
401K
and Roth 401K , eligible employees can receive a company contribution up to 7%
Tuition Reimbursement
Employee Assistance Program (EAP)
CEFCU- Citizens Equity First Credit Union - Employees have access to services include payroll deductions savings, accounts, loans, VISA card, and more.
Additional Benefits include: Unum Supplemental life Insurance, Aflac Critical Illness + Accidental Insurance, ID WatchDog and discounted employee phone plans.
The Customer Account Representative protects Accounts Receivable (A/R) of Wagner Equipment Co. while maintaining a congenial relationship with customers and inter-company personnel in a manner that reflects the company's vision of working as “One Professional Team.”
Pay Rate: $56,483.95 - $65,904.16 AnnuallyPay rate is dependent upon education & experience.
Essential Functions:
Reasonable accommodations may be made to enable individuals with disabilities to perform these essential functions.
Completes previous day's credit ratings
Prints follow up list from Wynne system or DBS
Plans out call schedule for the day
Makes collection calls (10 to 20 each day)
Helps internal customers with credit exceed calls and external customers with information about their account
Sends collection letters, including: reminder letter, pre-COD, and ten-day demands letter
Names and addresses file maintenance (name, address, and tax status changes)
Prepares accounts when they are assigned to the Legal Account Specialist, including gathering credit information, invoice copies, and summary of the collection history
Handles incoming calls to give verbal credit approvals for rentals
Responds to management's inquiry as to account status
Reconciles accounts
Prepares and participates in account review meeting, including monthly A/R review meeting
Researches accounts and prepares adjustments for zero wash refunds and reapplies misapplied or unapplied payments
Gathers facts about any disputes, refers the disputed issues to the appropriate department, follows up on the status of the dispute, and makes sure information is provided with the Credit Manager to enter into the dispute log
Other duties as assigned by manager
Required Education and Experience:
High School Diploma or GED
2+ years of credit or finance experience
Preferred experience with the following software systems: SAP Ariba, Coupa, Open Invoice, IPP, Oracle, Smart GEP, Transcepta, SAP Taulia, Exostar, Tungsten, Apexportal, PaymentWorks, Jaggaer
Physical Demands & Competencies:
Standing, walking, talking, sitting, use of hands & hearing
Sedentary work that primarily involves sitting/standing but may require occasionally lifting and/or moving up to 25 pounds
Data Entry, telephone, reading/writing, reasoning, organizational, communication & math skills
Safety & Product Knowledge
Basic knowledge of Microsoft PowerPoint and Access
Intermediate knowledge of Microsoft Outlook and Excel
Work Environment:
Noise: Quiet
Indoors
Other Duties:
Job Offers are contingent upon all required pre-employment screenings which may include but are not limited to background checks, drug/alcohol testing, fit for duty testing, and any other job-related tests/screenings.
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
Requirements are representative of minimum levels of knowledge, skills and/or abilities. To perform this job successfully, the employee must possess the abilities or aptitudes to perform each duty proficiently.
Wagner Equipment Co. is an EEO/AA/Veterans/Disabled employer.
RCM AR Denials & Performance Analyst
Credit analyst job in Englewood, CO
RCM AR Denials & Performance Analyst | Englewood, CO Reports to RCM Director Employment Type: Full Time is in-office in Englewood, Colorado. Radiology Imaging Associates (RIA) is comprised of over 115 radiologists. All with exceptional skill and expertise, most are fellowship-trained in their field of specialty for additional certification. We are dedicated to accurate and efficient patient diagnosis no matter their condition. Our interventional radiologists perform some of the most leading-edge treatments available today. We partner with primary care physicians and hospitals across Colorado, Nebraska, and Hawaii to provide a resource for both patients and physicians.
Position Summary: The A/R Denials & Performance Analyst is responsible for analyzing payer denials, building dashboards, and monitoring revenue cycle performance across multiple sites and clients. Reporting directly to the Director of Revenue Cycle Management, this role focuses on auditing outsourced billing workflows, reconciling payments, and providing actionable insights to improve collections and reduce controllable denials. Unlike traditional denial roles, this position does not work appeals directly; instead, the analyst develops innovative reporting, trend analysis, and performance metrics that guide the outsourced billing company and internal RCM teams toward corrective action.
Key Responsibilities:
Denial & A/R Analytics
Analyze denial and aging reports across all sites/clients, identifying trends, root causes, and payer-specific issues.
Build and maintain a Denials Dashboard that tracks denial categories, controllable vs. uncontrollable denials, and resolution progress.
Develop and manage an A/R Dashboard to monitor outstanding balances, aging buckets, and payer collection performance.
Collaborate with the RCM Denials Lead to prioritize denial categories, escalate systemic issues, and develop prevention strategies.
Performance & Collections Monitoring
Model and report on collections vs. expected reimbursement, highlighting gaps between contractually expected and actual payments.
Build an RCM Performance Dashboard to monitor KPIs across multiple imaging centers and physician groups (e.g., clean claim rate, cash collections, denial rates, days in A/R).
Provide performance benchmarking by site/location to highlight variances and opportunities for improvement.
Support the Director of RCM and RCM Manager in evaluating outsourced billing vendor performance against expectations.
Auditing & Oversight
Audit outsourced billing workflows for accuracy, compliance, and timeliness.
Provide detailed audit findings with recommendations for next steps to outsourced billing partners.
Partner with the RCM Manager to design reporting structures that measure outsourced vendor accountability.
Ensure payer policy updates and audit findings are reflected in team workflows.
Innovation & Strategy
Drive innovation in denial and performance reporting, creating dashboards and tools that move beyond static reporting into actionable insights.
Recommend process improvements and workflow adjustments to prevent recurring denials and payment gaps.
Stay current on payer trends, industry benchmarks, and best practices to enhance reporting and collections monitoring.
Provide leadership with forward-looking analyses that support strategic decision-making.
Qualifications
Education & Experience
Bachelor's degree in Healthcare Administration, Finance, Business, or related field preferred.
4+ years of experience in revenue cycle analytics, A/R management, or denial analysis.
Prior experience in imaging, radiology, or specialty physician revenue cycle strongly preferred.
Demonstrated experience building dashboards (Excel, Power BI, Tableau, or similar).
Strong understanding of payer contracts, reimbursement methodologies, and denial management.
Skills & Competencies
Advanced Excel and data analysis skills required; experience with visualization tools strongly preferred.
Strong ability to translate complex billing/denial data into clear, actionable reporting.
Excellent organizational and communication skills with the ability to present to leadership.
Innovative mindset, with a focus on developing new approaches to denial prevention and revenue optimization.
Detail-oriented, with a strong commitment to accuracy and compliance.
Ability to manage multiple projects and deadlines in a fast-paced environment.
Compensation for this role between $26.00 to $35.00 per hour.
In accordance with Colorado law, the range provided is Radiology Imaging Associate's reasonable estimate of the base compensation for this role, and is based on non-discriminatory factors such as experience, knowledge, skills, and abilities. This position will receive applications on an ongoing basis and will remain open until filled.
Our benefits include:
Medical, dental, and vision insurance
Term life insurance, AD&D, and EAP
Long Term Disability
Generous Paid Time Off
Paid holidays
Voluntary income protection options (ie. supplemental life insurance, accident, critical illness)
Profit-sharing 401(k) retirement plan
Tuition reimbursement
Full-time employees will become eligible for benefits on the 1st day of the month following 30 days of employment. Part-time employees may have access to some of these benefits, which may be on a pro-rated basis. PRN employees are not eligible for benefits.
CREDIT ANALYST II
Credit analyst job in Boulder, CO
Job DescriptionDescriptionGENERAL SUMMARY:Provides leadership to credit analysts. Ensures timely and accurate completion of all credit analysis functions. RESPONSIBILITIES AND DUTIES:
Prepares complete and concise financial analyses by obtaining necessary information from the lender. Financial analyses will focus on financial trends and repayment capacity of obligors. These duties include but are not limited to analysis & interpretation of financial statements, evaluation of the financial condition of the borrower relative to the industry, economy, collateral, capacity, trends, and performance of the borrower.
Attends loan committee meetings, as necessary, to assist in the presentation and clarification of credit requests.
Supervises, trains and directs credit analyst(s) including periodic review of analysis.
Serves as a resource for the bank's loan documentation software.
Some analyst positions ensure adequacy of bank's collateral position by monitoring construction draw requests/inspections, borrowing base certificates/inspections, and livestock inspections. Audit of specific collateral reports may be required to ensure accuracy.
May participates in asset reviews as requested, including real estate inspections and any other on-site inspections deemed necessary.
Maintains strict confidentiality of credit information.
Performs other duties as assigned.
Regular and reliable attendance.
KNOWLEDGE, SKILLS, AND ABILITIES:
Knowledge of bank operations, policies, and procedures.
Knowledge of loan analysis and accounting.
Knowledge of loan analysis software and Suntell software
Skill in communicating effectively with management, customers, and co-workers.
Skill in managing employees.
Ability to pay close attention to detail and work with a high degree of accuracy.
Ability to create an organized efficient work environment without supervision.
Ability to work under pressure of deadlines.
Ability to function as a team player.
EDUCATION AND EXPERIENCE:
High School diploma or equivalent experience in banking.
College degree in business, finance, economics or accounting preferred.
PHYSICAL REQUIREMENTS: Seeing: 75-100% Must be able to read reports, see computer screen, visit customer sites Hearing: 50-74% Must be able to communicate with co-workers Standing/Walking: 25-49% Must be able to run errands for the bank, make large quantities of copies. Climbing/Stooping/Kneeling: 0-24% Must be able to obtain files. Lifting/Pulling/Pushing: 25-49% Must be able to lift files daily. Fingering/Grasping/Feeling: 75-100% Must be able to use computer, write separate reports
PHYSICAL DIMENSIONS:Light Work: Exerting up to 20 pounds of force occasionally, and/or a negotiable amount of force frequently or constantly to lift, carry or otherwise move objects. Job involves sitting most of the time and walking and standing some of the time. NOTE: The statements herein are intended to describe the general nature and level or work being performed by employees assigned to this classification. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills, required of personnel.
More DetailsMinimum of 3-5 years' experience with Investor & Developer real estate lending, commercial and residential real estate lending, and C&I underwriting.
Credit Management - SBA Senior Credit Approval Officer
Credit analyst job in Greenwood Village, CO
It starts with our culture ... Common sense has never been common. If it were, the world would be a different place. Things would run smoothly and on time. People would do what they say and say what they do. Everything would be fair, without all the small talk. And banks would only sell you what you need. When a banker looked at a client, they wouldn't just see a number, they'd see a dad or a mom or a graduate or a business owner. Our Bankers understand the complexities of people's lives and offer simple solutions.
That's the basics of Relationships. Fairness. Simplicity. When you choose our Company, you have an opportunity to make an impact beyond the walls of our buildings.
We have a long-standing commitment to Equity, Diversity and Inclusion. Through our banking relationships, investing, grants, and volunteerism, NBH Bank promotes the growth, revitalization and sustainability of the communities we serve. We believe that these are important elements in building and sustaining a successful organization and a positive, result-driven culture. We strive for all of our associates to feel welcome and empowered at work.
This type of position is ideal for someone looking to build a career in finance. We will provide you with training and coaching throughout your onboarding experience, as well as on the job. As you demonstrate success, there will be opportunities for advancement within our organization.
As an SBA Senior Credit Approval Officer, you will Support SBA Business Development Officers and Bankers in structuring and analyzing SBA transactions for existing and prospective clients. SBA Lending includes complex structures for purposes which include business acquisition, working capital, real estate acquisition and construction, debt refinance, and asset acquisition.
Ensure the overall credit quality of the SBA Portfolio throughout the NBH footprint, through sound and diligent underwriting in multiple channels within the Bank. Facilities include SBA Express, 7a Small Loans, 7a Standard Loans, 504 transactions, CAPLine and other SBA Products.
Underwrite new SBA credit requests in conjunction with internal and external regulation and compliance requirements. These include but are not limited to: NBH Credit Policy and Underwriting Guidelines, NBH SBA Credit Policy and Underwriting Guidelines, SBA SOP (Origination Manual), SBA SOP (Servicing Manual), Bank Secrecy Act (BSA), Office of Foreign Assets Control (OFAC), Federal and State laws related to safety and soundness, consumer protections and privacy, etc.
You will have responsibility for reviewing application documents, spreading financials, analysis of financial performance and metrics, identifying credit risks and mitigating factors and reviewing 3rd party reports such as credit bureau data and appraisals or valuations, etc. from initial analysis, into credit analysis and closing. You will assist in loan closing, including satisfying closing conditions of approval, documentation and equity injection reviews.
Minimum Requirements:
Bachelor's degree in finance, Accounting, Economics or related field or possess equivalent combination of education and experience.
7+ years of relevant experience in business and/or commercial banking, preferably with SBA products.
Capacity to work with multiple computer and software systems including Microsoft Office and web-based applications.
Desired Skills: Ideal candidates for this position should possess some or all of the following skills:
SBA Lending knowledge, including eligibility requirements, underwriting rules and guidelines and product specifics.
Completed formal credit training program or equivalent.
Capacity to work with Bank centered computer and software systems, such as FIS, Moody's CreditLens, and Capitalstream.
Ability to read, analyze and interpret general business periodicals, professional journals, and technical procedures.
Advanced knowledge of related state and federal loan regulations and other Bank lending policies. Ability to effectively present information and respond to questions from groups of managers, clients, and members of the general public. Proficient with MS Office applications including Outlook, Word, Excel, and PowerPoint. Advanced math skills; calculate interest, commissions, proportions, and percentages; balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals; locate routine mathematical errors; compute rate, ratio and percent, including the drafting and interpretation of bar graphs. Effective verbal, written and interpersonal communication skills with the ability to apply common sense to carry out instructions and instruct others, interpret documents, understand procedures, write reports and correspondence, speak clearly to clients and associates. Ability to deal with normal problems involving multiple facets and variables in non-standardized situations. Ability to think logically and analyze complex business financials to perform risk assessment and research. Passionate and motivated self-starter with attention to detail. Strong work ethic and ability to complete work accurately and efficiently. Strong oral and written communication skills with the ability to clearly and concisely articulate message. Ability to handle multiple tasks simultaneously. Ability to work with minimal supervision while performing duties. Excellent organizational and time management skills. Work well with and through others, building and maintaining relationships with internal and external contacts. These include front line associates, credit department, loan operations, executive management, SBA, CDCs and NAGGL, etc.
Work Environment:
We are a culture that believes that people are our greatest asset and are at the heart of everything we do. We take pride in bringing clarity and simplicity to our associates (employees) and clients. Our decisions are made efficiently, fairly and locally. Our success is directly tied to the communities we serve. It is equally important for us to look through the lens of our applicants and associates to identify their individual needs. As such, we want to share the following:
In-Office setting with traditional hours.
Must be able to work at a rapid pace for long periods of time (typically no longer than 8 hours).
Must be able to push, pull, pull up, bend at the knees and waist, twist body at the waist, raise and hold arms overhead, turn head-neck-shoulders as needed, grasp and hold tools and other items with hands, for either extended periods of time or many times throughout the workday.
Must be able to work overtime to the extent necessary.
Benefits:
In addition to your financial compensation, we also offer a generous benefits package that includes insurance, 401k, an associate stock purchase program, paid time off, associate banking perks. For more information about the benefits offered click here.
If this is what you believe in, then you're definitely right for us. Consider making an investment in us, so that we may invest in you and your bright future.
Credit Analyst, Power, Energy & Utilities
Credit analyst job in Greenwood Village, CO
A career at CoBank can offer you the opportunity to make a personal impact on the people and communities where we do business. In order to be the best, we hire the best!
Remarkable Benefits Offered by CoBank
Careers with a purpose
Time-Off Packages, 15 days of vacation, 10 paid sick days and 11 paid holidays
Competitive Compensation & Incentive
Hybrid work model: flexible arrangements for most positions
Benefits Packages, including Medical, Dental and Vision coverage, Disability, AD&D, and Life Insurance
Robust associate training and development with CoBank University
Tuition reimbursement for higher education up to $10k per year
Outstanding 401k: up to 6% matching and additional 3% non-elective contribution & Student Loan Match
Community Impact: United Way Angel Day, Volunteer Day and Associate Directed Contribution
Associate Resource Groups: creating a culture of respect and inclusion
Recognize a fellow associate through our GEM awards
Job Description
Prepares analyses and conducts credit investigations of routine credits in accordance with prescribed methods and procedures. Prepares and/or assists in the preparation of credit reports for appropriate staff or committees. Cosponsors or approves credits within prescribed credit limits. Assists with account servicing, credit administration, and documentation. Provides support with research and statistical analyses.
Essential Functions
Develops credit information for use by appropriate staff and committees in making decisions about credit arrangements for new, renewal, or extension loans. Cosponsors or approves credit requests within prescribed limits.
Reviews all pertinent credit and financial information and determines the need for more thorough investigation or additional information. Analyzes information statements and related material and prepares thorough, well-written, and clear credit reports. Prepares summaries, presents facts, and offers opinions concerning credit-worthiness. Understands and follows bank guidelines, policies, and procedures for the preparation and presentation of credit information.
Assists with credit administration, account servicing, development, packaging, closing, documentation, and monitoring.
Maintains control over current accounts, monitoring for payment progress and any developing problems. Provides relevant and timely information to internal stakeholders including account officers, relationship managers, and credit managers.
Assists in the preparation of internal research and analysis, provides statistical reports, and verifies information. Prepares and delivers presentations on topics as assigned.
Develops and utilizes computerized spreadsheets, programs, and other automated tools for credit analysis, special projects, or presentations.
Maintains expertise in assigned industries or market sectors. Keeps abreast of industry trends and competitive environment.
Education
Bachelor's Degree in business, finance, or relevant discipline
Work Experience
1 year in credit/finance, preferably in banking or financial services industry required
Basic knowledge of financial analysis, including cash flow analysis, balance sheet analysis, profitability, liquidity, and solvency analysis.
Intermediate knowledge of financial modeling techniques and preparation of pro forma financial statements.
Physical Exertion Details
Sedentary Exerting up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently (Frequently: activity or condition exists from 1/3 to 2/3 of the time) to lift, carry, push, pull, or otherwise move objects, including the human body. Sedentary work involves sitting most of the time, but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met.
Travel Requirement Details
Occasional Travel occurs infrequently (typically, once a month or less).
About CoBank
The typical base pay range for this role is between $65,500 - $74,940. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. This position is eligible for a discretionary annual incentive program driven by organization and individual performance.
The listed salary, other compensation and benefits information is accurate as of the date of this posting. This job will be posted for a minimum of five (5) business days or until the position is filled. CoBank reserves the right to adjust compensation for all positions and to modify or discontinue benefits programs at any time in its sole discretion, subject to applicable law.
CoBank is a cooperative bank serving vital industries across rural America. The bank provides loans, leases, export financing and other financial services to agribusinesses and rural power, water and communications providers in all 50 states. The bank also provides wholesale loans and other financial services to affiliated Farm Credit associations serving more than 76,000 farmers, ranchers and other rural borrowers in 23 states around the country. CoBank is a member of the Farm Credit System, a nationwide network of banks and retail lending associations chartered to support the borrowing needs of U.S. agriculture, rural infrastructure and rural communities. Headquartered outside Denver, Colorado, CoBank serves customers from regional banking centers across the U.S. and also maintains an international representative office in Singapore.
REASONABLE ACCOMMODATION
We are committed to ensuring that our online application process provides an equal employment opportunity to all applicants, including qualified individuals with disabilities. If you are an applicant with a disability, or are assisting an applicant with a disability, and require accessibility assistance or would like to request a reasonable accommodation for any aspect of the application process, including completing an application, interviewing, or otherwise participating in the employee selection process, please submit a request by emailing *********************. Include your contact information and specific details about your requested accommodation.
Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time.
CoBank is an Equal Opportunity Employer.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, or status as a protected veteran.
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Auto-ApplyCollections Analyst (Discovery and Collections Specialist - Junior/L2) NGA - Denver
Credit analyst job in Denver, CO
________________________________________________________________________________________________
Masego is an award-winning small business that specializes in GEOINT services. As a Service-Disabled Veteran-Owned Small Business (SDVOSB), we recognize and award your hard work.
Description
We are looking for a mid-level TS/SCI-cleared Discover & Collections specialist to join our team. In this role, the analyst applies GEOINT tradecraft expertise to perform services that find, assess, task, collect, and/or manage source content requirements in order to satisfy customer needs.
Minimum Qualifications:
At least 3 years of experience with HS diploma/GED, or relevant Bachelors degree with minimal experience
Experience as a geospatial intelligence (GEOINT) collection manager or source strategies analyst (SSA), including managing geospatial information needs within GEOINT Information Management Services (GIMS)
Knowledge of GEOINT tasking and collection processes and protocols
Knowledge of national, commercial, and airborne GEOINT sensors and capabilities
Knowledge of multi INT sources and capabilities
Ability to work independently or as part of a team to develop GEOINT collection strategies
Ability to collaborate with GEOINT analysts to deconstruct problems and develop effective collection approaches
Ability to liaise with partners across the intelligence community (IC) and DoD to innovate and enable intelligence integration
Required Education & Certification:
GIMS Certification and active account status
HS diploma or GED
Preferred Qualifications, Skills and Education:
Bachelors degree
Experience with GEOINT SAP collection
Experience with GIMS Advanced Search and Net-centric GEOINT Discovery Services (NGDS)
Knowledge of multidisciplinary intelligence (MDI) or event portal strategy (EPS) development
Ability to facilitate interagency collaboration
Security Clearance Requirement:
Active TS/SCI with CI Poly
Salary Range: $93,230+ based on ability to meet or exceed stated requirements
About Masego
Masego Inc. provides expert Geospatial Intelligence Solutions in addition to Activity Based Intelligence (ABI) and GEOINT instructional services. Masego provides expert-level Geospatial Collection Management, Full Motion Video; Human Geography; Information Technology and Cyber; Technical Writing; and ABI, Agile, and other professional training.
Masego is a Service-Disabled Veteran-Owned Small Business headquartered in Fredericksburg, Virginia. With high-level expertise and decades of experience, coupled with proven project management systems and top-notch client support, Masego enhances the performance capabilities of the Department of Defense and the intelligence community.
Pay and Benefits
We seek to provide and take care of our team members. We currently offer Medical, Dental, Vision, 401k, Generous PTO, Referral bonuses, and more!
Diversity
Masego, Inc. is an equal opportunity/equal access/affirmative action employer fully committed to achieving a diverse workforce and complies with all applicable Federal and Virginia State laws, regulations, and executive orders regarding nondiscrimination and affirmative action in its programs and activities. Masego, Inc. does not discriminate on the basis of race, color, religion, ethnic or national origin, gender, genetic information, age, disability, sexual orientation, gender identity, gender expression, and veteran's status.
Auto-ApplyCredit Officer I, II, or III
Credit analyst job in Denver, CO
ANB Bank has financial strength embodied in $3 billion in assets and is a true community bank with an unwavering commitment to excellence. The bank helps each of its communities prosper through investment, sponsorship, philanthropy, and employee volunteerism. It is a passion ANB has for banking that makes a difference.
ANB Bank hires individuals who provide excellent customer service and build meaningful relationships with our customers and within our communities. ANB is committed to rewarding our team members who strengthen our company and culture. ANB offers competitive compensation and a comprehensive benefits package for this position.
Hiring Pay Ranges: $50,000.00 - $97,500.00 Per Year
* Credit Officer I - $50,000.00 - $75,000.00
* Credit Officer II - $60,000.00 - $85,000.00
* Credit Officer III - $70,000.00 - $97,500.00
* The hiring pay range for this position is commensurate with the level of relevant experience and education.
Health & Wellness Benefits (Subject to Eligibility Requirements)
* Minimum 4 Weeks of Paid Time Off (PTO)
* 11 Paid Holidays
* Medical, Dental, and Vision Insurance
* Health Savings (HSA), Flexible Spending (FSA), and dependent care spending accounts
* Company provided Live, AD&D, and Disability Insurance with supplementation options
* 401(k) plan with discretionary company match and profit sharing
* Discretionary annual bonus and employee referral incentives
* Employee Assistance Program (EAP)
* Tuition Reimbursement Program
* Spanish Communication Assistant Program Incentive
* Employee Banking Products
Summary
* ANB Bank Credit Officers are leaders of our credit-related operations teams, directly supporting our banking centers in their loan production and relationship management efforts while managing risk in the credit portfolio. Our officers also actively participate in leadership positions within the bank and in our local communities. As the Credit Analysis Officer you will help guide a team of Credit Analysts through in-depth loan reviews, training, assisting the department's regional lead program, as well as assisting management with department strategy and reporting. Additionally, the Credit Analysis Officer will analyze complex credits and assist in preparation for decision makers.
Essential Duties and Responsibilities
* Act as a lead reviewer on smaller loans prepared by other Credit Analysts below the bank's loan committee threshold. Ensure loans are held to Credit Policy, underwriting procedures, and appropriate credit risk. Ensure consistency among the Analyst team in terms of risk tolerance, policy adherence, and general presentation quality.
* Prepare training for the department on credit risk, loan policy, and systems in accordance with management and team goals.
* Develop strategies for effective regional relationships through the Regional Lead Program by facilitating RM meetings, doing market research, and understanding the credit portfolios of each area.
* Assist with lender preparation of Credit Presentations for bank loan committee.
* Prepare spreadsheets, cash flow analyses, collateral assessments, with commentary in evaluation of commercial (R/E, Ag, Energy, C&I) loan requests.
* Perform extensive credit analysis including gathering, analyzing and interpreting all types of credit information on existing and prospective customers prior to the credit decision being made. This includes, but is not limited to:
* Analysis of business and personal financial statements such as balance sheets, income statements and cash flow statements, and credit reports.
* May also include analysis of customer performance compared to peer industry averages.
* Analysis of the more difficult and complex credits within the department.
* Meet with lenders to gather information to support credit analysis.
* Investigate all available sources of credit and financial information, including reporting services, credit bureaus and agencies.
* Review appraisals, environmental reports, title reports and loan documents for collateral property.
* When appropriate, review and analyze property financial information to determine actual income, expenses and projected debt service coverage.
* Interact with accountants and attorneys at direction of management, when necessary to perform analysis.
* Research and/or develop credit information for use by senior credit staff, lenders, or other credit officers in lending decisions on new loans, renewals, and extensions.
* Update spreadsheets, cash flow analyses, collateral assessments, and financial statements for term loan reviews.
* May conduct specialized analyses and prepare specialized reports on loan quality/portfolio quality for management.
* Must meet established deadlines.
* Provide supervisory assistance when the manager is out of the office. This would include; managing the department's pipeline, assigning credit request to Underwriting Analysts and reviewing work the analysts' work products.
* Responsible for training both members of the Underwriting Department as well as members of the lending staff.
* Delivers quality of service ad defined by department standards.
* Maintains a current knowledge and consistent compliance with Bank Secrecy Act (BSA) requirements, as well as knowledge and consistent compliance with other banking regulations and Bank policies and procedures related to the position.
* Maintains confidentiality and delivers quality of service as defined by department standards.
* Supports the company's Mission, Vision, and Values.
* Other duties may be assigned.
Education and/or Experience
Credit Officer I:
* 1 - 3 years loan processing, loan servicing, commercial lending, credit analysis or related experience required.
* Proven skills in relationship building, management, and team leadership.
* Preferred four-year college or university degree; or equivalent combination of education and experience.
Credit Officer II:
* 2 - 5 years loan processing, loan servicing, commercial lending, credit analysis or related experience required.
* Proven skills in relationship building, management, and team leadership.
* 1 - 2 years direct experience in a similar review and training role.
* Preferred four-year college or university degree; or equivalent combination of education and experience.
Credit Officer III:
* 5 - 7 years loan processing, loan servicing, commercial lending, credit analysis or related experience required.
* Proven skills in relationship building, management, and team leadership.
* 2 - 5 years direct experience in a similar review and training role.
* Preferred four-year college or university degree; or equivalent combination of education and experience.
Work Schedule: Monday - Friday, 8:00am - 5:00pm
Equal Opportunity Employer / Affirmative Action / Minorities / Female / Disability / Veteran
ANB Bank is committed to providing Equal Opportunity in Employment. The Bank is continually trying to improve recruitment, employment, development, and promotional opportunities for its employees. Our selection decisions are based on job-related factors and not on the basis of age, race, sex, color, religion, national origin, disability, sexual orientation, veteran status, pregnancy, marital status, genetic information, gender identity, or any other status protected by federal, state, or local law.
ANB Bank complies with the Equal Pay for Equal Work Act. ANB Bank requests that Applicant not disclose its wage history to ANB Bank. If ANB Bank for any reason comes into possession of Applicant's wage rate history, ANB Bank will not rely on it in determining a wage rate. ANB Bank requests that Applicant not provide information on age, date of birth, or graduation date from any academic institution, including on resumes.
Anticipated Date of Application Window Closure: 01/05/2026 (or until filled)
Senior Credit Analyst, Digital Infrastructure
Credit analyst job in Greenwood Village, CO
A career at CoBank can offer you the opportunity to make a personal impact on the people and communities where we do business. In order to be the best, we hire the best! Remarkable Benefits Offered by CoBank * Careers with a purpose * Time-Off Packages, 15 days of vacation, 10 paid sick days and 11 paid holidays
* Competitive Compensation & Incentive
* Hybrid work model: flexible arrangements for most positions
* Benefits Packages, including Medical, Dental and Vision coverage, Disability, AD&D, and Life Insurance
* Robust associate training and development with CoBank University
* Tuition reimbursement for higher education up to $10k per year
* Outstanding 401k: up to 6% matching and additional 3% non-elective contribution & Student Loan Match
* Community Impact: United Way Angel Day, Volunteer Day and Associate Directed Contribution
* Associate Resource Groups: creating a culture of respect and inclusion
* Recognize a fellow associate through our GEM awards
Job Description
Prepares analysis and conducts credit investigations of routine and more complex credits in accordance with prescribed methods and procedures. Prepares and presents credit reports to appropriate senior staff or committees. Cosponsors or approves credits within prescribed credit limits. Assists with account servicing, credit administration, and documentation. Provides support to credit manager and appropriate staff with research and statistical analysis.
Essential Functions
* Develops credit information and structures financial proposals for use by appropriate senior staff and committees in making decisions about credit arrangements for new, renewal, or extension loans. Cosponsors or approves credit requests within prescribed limits.
* Reviews all pertinent credit and financial information and determines the need for more thorough investigation or additional information. Analyzes information statements and related material and prepares summaries, presents facts, and offers opinions concerning credit‑worthiness. Understands and follows bank guidelines, policies, and procedures for the preparation and presentation of credit information.
* Assists with credit administration, account servicing, development, packaging, closing, documentation, and monitoring.
* Maintains control over current accounts, monitoring for payment progress, developing problems, trends, and compliance with covenants. Provides relevant and timely information to internal stakeholders including account officers, relationship managers, and credit staff.
* Assists credit manager in the preparation of internal research and analysis, provides statistical reports, and verifies information. Prepares and delivers presentations on topics as assigned.
* Develops and utilizes computerized spreadsheets, programs, and other automated tools for credit analysis, special projects, or presentations.
* May authorize loan advances and loan re-pricing with money desk staff.
* Maintains expertise in assigned industries or market sectors. Keeps abreast of industry trends and competitive environment.
Education
* Bachelor's Degree required
Work Experience
* 3 years of credit experience in banking industry required
Physical Exertion Details
Sedentary Exerting up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently (Frequently: activity or condition exists from 1/3 to 2/3 of the time) to lift, carry, push, pull, or otherwise move objects, including the human body. Sedentary work involves sitting most of the time, but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met.
Travel Requirement Details
Occasional Travel occurs infrequently (typically, once a month or less).
About CoBank
The typical base pay range for this role is between $80,300 - $91,840. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. This position is eligible for a discretionary annual incentive program driven by organization and individual performance.
The listed salary, other compensation and benefits information is accurate as of the date of this posting. This job will be posted for a minimum of five (5) business days or until the position is filled. CoBank reserves the right to adjust compensation for all positions and to modify or discontinue benefits programs at any time in its sole discretion, subject to applicable law.
CoBank is a cooperative bank serving vital industries across rural America. The bank provides loans, leases, export financing and other financial services to agribusinesses and rural power, water and communications providers in all 50 states. The bank also provides wholesale loans and other financial services to affiliated Farm Credit associations serving more than 76,000 farmers, ranchers and other rural borrowers in 23 states around the country. CoBank is a member of the Farm Credit System, a nationwide network of banks and retail lending associations chartered to support the borrowing needs of U.S. agriculture, rural infrastructure and rural communities. Headquartered outside Denver, Colorado, CoBank serves customers from regional banking centers across the U.S. and also maintains an international representative office in Singapore.
REASONABLE ACCOMMODATION
We are committed to ensuring that our online application process provides an equal employment opportunity to all applicants, including qualified individuals with disabilities. If you are an applicant with a disability, or are assisting an applicant with a disability, and require accessibility assistance or would like to request a reasonable accommodation for any aspect of the application process, including completing an application, interviewing, or otherwise participating in the employee selection process, please submit a request by emailing *********************. Include your contact information and specific details about your requested accommodation.
Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time.
CoBank is an Equal Opportunity Employer.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, or status as a protected veteran.
Responsibilities Prepares analysis and conducts credit investigations of routine and more complex credits in accordance with prescribed methods and procedures. Prepares and presents credit reports to appropriate senior staff or committees. Cosponsors or approves credits within prescribed credit limits. Assists with account servicing, credit administration, and documentation. Provides support to credit manager and appropriate staff with research and statistical analysis.
Auto-Apply