Credit analyst jobs in Austin, TX

Who we are: Farm Credit Bank of Texas is a $40.9 billion wholesale bank that has been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states, and we are active in the nation's capital markets. While you may not be familiar with our name, Farm Credit Bank of Texas plays a critical role in supporting the businesses that make it possible for America to maintain access to an affordable and safe food supply, an industry which is one of the most innovative and evolving of our time. And while you help us deliver on our mission, we deliver on our commitment to you as a valued employee by providing competitive compensation, generous health and wellness benefits packages and an attractive workplace located along the bluffs of the Colorado River just minutes west of downtown Austin. We seek out top talent in their fields, whether it be technology, finance, accounting, credit, human resources, or other administrative functions, and welcome you to join us in our mission to feed the world. Position Description: The primary responsibility of this role is to lead a team of credit officers in managing a designated portfolio of accounts. This includes providing guidance, training, mentorship, and oversight to ensure quality and consistency in credit analysis. In addition to leadership duties, the role requires maintaining an individual portfolio and performing underwriting for assigned transactions. The position will assist the Directors in the analysis, servicing, and reporting of the bank's loan participations. It will also require the individual to develop industry and peer group analysis, portfolio analysis, and complete other special projects as assigned. Day-to Day-Duties and Responsibilities: Leads team of credit officers within a vertical, ensuring management of workflow. Serve as a trainer/mentor to develop credit skills of officers. Collaborates effectively with the Lending Team on deal flights, underwriting, and preparation for Loan Committee to ensure comprehensive analysis and timely execution. Performs financial analysis, credit administration, monitoring and due diligence as necessary on official loans, excess loans, and loan participation packages received from district associations or other commercial lenders. Maintains an understanding of industries and credits within the assigned portfolio, monitoring trends and identifying at-risk credits to proactively monitor risk. Interprets, communicates, and provides guidance to associations regarding sound lending practices. Interprets and acts upon various legal, title and other questions which may arise on loans. Assists in developing and administering lending programs, as well as developing and revising operating procedures relating to lending operations. Assists in the development and closing of complex loans by assisting with analysis and negotiation of such credits. Development of loan participation and correspondent banking relationships with other lenders. The incumbent will manage complex loan relationships as directed by supervisor, SVP Credit Analysis Assists other bank personnel in completing coordinated projects as assigned. Skills: This position requires skill and knowledge in credit administration, financial analysis, the use of various loan analysis software programs, accounting standards, credit policies and procedures, as well as program and product development. Excellent computer, interpersonal, public speaking and communication skills are required. A thorough knowledge is required of financial statement analysis, forecasting models, cash flow budgets, collateral analysis, appraisal standards and payment performance in the areas of agriculture production loans, mortgage loans and commercial credits. Must be able to accurately identify, measure and manage risk in loans, loan portfolios and direct loans. This position will require time management skills with travel up to 25 percent. What You Bring to the Team: Our ideal candidate lives within a commutable distance from our office and appreciates the value of hybrid work design. It's an important role that covers many skills. This position requires: Position requires a Bachelor's Degree in agriculture economics, finance, business administration or other related business field or commensurate experience and seven (7) or more years' experience in all facets of lending including the marketing, extension, administration and analysis of commercial credits and agriculture production loans. The incumbent should have experience and knowledge in the analysis of complex credits, as well as negotiating and dealing with large loans over $5 million. The incumbent should have experience working with management and senior loan officers of other financial institutions in the structuring and evaluating of official loans, excess loans (above delegated authorities), loan participations and analysis of direct loan/correspondent lending relationships. Why Farm Credit Bank of Texas: In addition to a competitive salary, we offer comprehensive, affordable, and competitive benefit options that are focused on health and wellness, financial security, and achieving a work-life balance: Flexible health-and-wellness benefits, including medical insurance, prescription drug coverage, dental insurance, vision care, flexible spending accounts, and more. 401(k) plan that includes immediate vesting of a generous employer match and additional employer contribution Long-term disability and life insurance Vacation leave, sick leave, and paid holidays Fertility benefit and parental leave plan Up to two days per year to volunteer in local community organizations, services, or events Ongoing professional-development opportunities Generous tuition-reimbursement program Physical fitness incentive plan Employer matching gifts program Important note: We care about your hiring process and take it seriously. A real person will review your applications, meaning response timelines may vary. The interviewing process at Farm Credit Bank of Texas may include phone calls and emails, on-site interviews, and requests for portfolios or demonstrations of work. We can't personally follow-up with each applicant, and we will do our best to create a professional, respectful, and thorough process for candidates with whom we identify as a potential fit. A/EOE/M/F/D/V #LI-Hybrid

We're looking for a Consumer Finance Credit Specialist to join our Finance team! As a Consumer Finance Analyst for Esler Companies - Renewal by Andersen you will play a key role in supporting our sales process by assisting our customers in securing 2nd look financing lending solutions across all Esler Cos Renewal by Andersen locations. You would also be responsible for evaluating the credit profile of our customers and matching them with the appropriate 3rd party lender to secure cost-effective financing solutions, as well as acting as an extension of the sales team in getting deals approved by the lenders and accepted by our customers. Are you someone with consumer lending experience that has worked in partnership with sales teams? Do you have strong communication skills and a passion for helping people? Apply now, we would love to talk with you! Responsibilities * Provide support to sales process by securing secondary financing in a timely manner to satisfy homeowner lending needs. * Manage financing options offered to homeowners/potential customers. * Interact with customers/project consultants to obtain additional credit information. * Effectively communicate training and monitoring of the sales force specific to the company's credit/finance option policies and procedures * Manage processes and procedures for obtaining customer financials and clearing lender conditions. * Other job duties as assigned. Qualifications * Excellent oral and written communication skills. * Understanding of credit lending. * Ability to problem solve and multitask. * Proficient in Microsoft Excel. * College Degree or equivalent finance experience preferred. * Minimum 2 years' consumer credit lending or unsecured loan processing experience; required. * Nights/Weekend availability required. Benefits * Medical, Dental, and Vision Insurance * Teammate Assistance Plan * Tuition Reimbursement * 401k with 50% match up to 6% of your annual pay * Paid Time Off * Company Paid Holidays * Paid Volunteer Time * And more! Empowered to be Extraordinary. We believe in our people. And that's why we empower you to develop a career path that supports your unique voice and talents. THE ESLER COMPANIES - RENEWAL BY ANDERSEN STORY Renewal by Andersen is the full-service window-replacement division of 120-year-old Andersen Corporation, the owner of the most trusted family of window brands in America. RbA was founded to redefine the industry and offer a different-and better-window-replacement experience. Esler Companies is the holding company for Renewal by Andersen of Nevada, Arizona, Colorado, Oklahoma, North Texas, Central Texas, Greater Philadelphia, Southern New England and Portland, Maine, with sales and marketing engines in Northborough, Massachusetts & Austin, Texas. We are a proud equal-opportunity employer. We are committed to fair hiring practices and to creating a welcoming environment for all team members. Esler Companies LLC is committed to maintaining a safe, healthy, and drug-free workplace for all teammates. Please note that we participate in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. Esler Companies will often use SMS to communicate with candidates. Candidates can choose to opt-out at any time. Posted Salary Range USD $70,000.00 - USD $80,000.00 /Yr.

Accenture is a leading global professional services company that helps the world's leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services-creating tangible value at speed and scale. We are a talent and innovation led company with 750,000 people serving clients in more than 120 countries. We combine our strength in technology with unmatched industry experience, functional expertise and global delivery capability. We are uniquely able to deliver tangible outcomes because of our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Accenture Song. These capabilities, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients succeed and build trusted, lasting relationships. As of 2023, we have been recognized among Fortune's World's Most Admired Companies for 20 consecutive years. And that's just the beginning. Your career is about what you want to be and who you want to be. It's about bringing your skills, your curiosity, and your best true self to your work. Visit us at ****************** We Are: In today's world, business leaders want to rapidly and confidently reinvent to increase resilience, mitigate risk, and grow with sustainable value. That's where Accenture Strategy & Consulting comes in. We bring together strategic visionaries, industry experts, practitioners from across every enterprise function, business intelligence professionals, change specialists, data and AI authorities, and many other specialized skills to co-create each client's unique path to reinvention. You will be a trusted partner to business leaders, working with a diverse team of experts to deliver successful tech-enabled transformation and new kinds of value for your clients. Join our global network of people using the latest assets, platforms and partnerships to help bring ideas to life. Strategy & Consulting is one of five services that make up one Accenture - the others are Operations, Technology, Song and Industry X. Management Consulting professionals design and implement transformation programs that integrate strategy, technology, and operations to create enterprise value for clients. Accenture is growing our practice to help our clients navigate their transformational journeys. You Are The candidate will be a Manager within the Commercial Banking Consulting practice with a focus on Business and Technology Transformation within the wholesale lending industry. The Commercial Credit Consultant designs and implements business changes that drive industry-specific, function and digital operating model transformation, focusing on task relating to people and process. Large wholesale lenders are investing heavily in modernizing their business, technology, and data to optimize straight-through processing, enhance client and employee experience, and reduce cost of ownership. Accenture is growing our practice to help our client navigate their transformational journeys. The Commercial Credit Manager will be focused on supporting the development of our lending offerings and the delivery of transformational consulting projects. The Commercial Credit Manager will be focused on supporting the development of our offerings and the delivery of consulting projects. Responsibilities may include: + Support Commercial Credit Transformation programs - including operating model and technology implementations . + Design next generation experiences and platforms for commercial lending clients. + Manage all parts of projects, from client buy-in to planning, budgeting, and execution. + Source and coordinate work from other internal workforces. + Develop of our next generation Wholesale credit technology offerings. + Become a trusted advisor for C-suite clients looking to solve critical business problem. + Drive business development to originate new client opportunities. + Build your reputation as an industry thought leader. + + Travel, as required, up to 80%, in the United States and Canada. Here's What You Need: + Minimum of 5 years relevant professional services firm experience in technology or management consulting with broad experience in engagement management and business development + Minimum of 5 years of equivalent of commercial credit industry (sales, underwriting. closing, servicing, portfolio management) industry experience + Demonstratable experience being part of an nCino or Salesforce project delivery project or consulting engagement for commercial lending + A Bachelor's degree Bonus Points if you have: + Extensive transformation strategy or operating model design experience in commercial banking. + Launched new product offerings in the banking industry. + Demonstrated experience developing and managing relationships with senior client executives. + Successful track record of leading complex management and/or technology consulting engagements across the delivery lifecycle. + nCino or Salesforce certification(s) + Hands on experience with additional commercial lending industry platforms, e.g., Moody's, Blooma, Built + French language skills + An advanced degree or financial industry certification + Built next generation analytic capabilities (e.g., predictive, generative, or agentic AI) for commercial lending. Professional Skills + Proven ability to operate within a collaborative environment. + Demonstrated commitment, teamwork, and collaboration in a professional setting; either military or civilian. + High energy level, focus and ability to work well in demanding client environments. + Excellent communication (written and oral) and interpersonal skills. + Strong leadership, problem solving, and decision-making abilities. + Unquestionable professional integrity, credibility, and character. Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired as set forth below.We accept applications on an on-going basis and there is no fixed deadline to apply. Information on benefits is here. (************************************************************ Role Location Annual Salary Range California $94,400 to $293,800 Cleveland $87,400 to $235,000 Colorado $94,400 to $253,800 District of Columbia $100,500 to $270,300 Illinois $87,400 to $253,800 Maryland $94,400 to $253,800 Massachusetts $94,400 to $270,300 Minnesota $94,400 to $253,800 New York/New Jersey $87,400 to $293,800 Washington $100,500 to $270,300 Requesting an Accommodation Accenture is committed to providing equal employment opportunities for persons with disabilities or religious observances, including reasonable accommodation when needed. If you are hired by Accenture and require accommodation to perform the essential functions of your role, you will be asked to participate in our reasonable accommodation process. Accommodations made to facilitate the recruiting process are not a guarantee of future or continued accommodations once hired. If you would like to be considered for employment opportunities with Accenture and have accommodation needs such as for a disability or religious observance, please call us toll free at **************** or send us an email or speak with your recruiter. Equal Employment Opportunity Statement We believe that no one should be discriminated against because of their differences. All employment decisions shall be made without regard to age, race, creed, color, religion, sex, national origin, ancestry, disability status, veteran status, sexual orientation, gender identity or expression, genetic information, marital status, citizenship status or any other basis as protected by federal, state, or local law. Our rich diversity makes us more innovative, more competitive, and more creative, which helps us better serve our clients and our communities. For details, view a copy of the Accenture Equal Opportunity Statement (******************************************************************************************************************************************** Accenture is an EEO and Affirmative Action Employer of Veterans/Individuals with Disabilities. Accenture is committed to providing veteran employment opportunities to our service men and women. Other Employment Statements Applicants for employment in the US must have work authorization that does not now or in the future require sponsorship of a visa for employment authorization in the United States. Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration. Job candidates will not be obligated to disclose sealed or expunged records of conviction or arrest as part of the hiring process. Further, at Accenture a criminal conviction history is not an absolute bar to employment. The Company will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. Additionally, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the Company's legal duty to furnish information. California requires additional notifications for applicants and employees. 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PlainsCapital Bank is seeking motivated individuals to join our Commercial Banking team as a Credit Analyst through our Commercial Banking Development Program, a full-time program beginning in Summer 2026. This role offers a unique opportunity to gain hands-on experience while participating in an internal development program designed to prepare you for a long-term career in commercial banking. Through the development program, you will receive structured training and career development across key areas of the bank, positioning you for future roles as a relationship manager, portfolio manager, or continued advancement as a credit analyst. Successful participants in the program typically advance within two to three years, making this an ideal opportunity for individuals seeking a dynamic and rewarding career in commercial banking. During the program, participants work as a Credit Analyst and play a critical role in evaluating the financial health and creditworthiness of commercial clients. This position involves analyzing financial statements, assessing risk, and preparing detailed analyses to support sound lending decisions. As a working Credit Analyst, you will collaborate closely with relationship managers, lending leadership, and credit officers to ensure credit proposals align with the bank's risk appetite and regulatory standards. Bachelor's degree in Business related field required. Strong preference for Finance or Accounting major or concentration. Professional experience in financial, credit, or statistical analysis, and/or statement spreading and assessing companies through internships, part-time or full-time work, and/or extracurricular activities preferred. Excellent verbal, written and interpersonal communication skills. Excellent PC skills, including word processing and spreadsheets via Microsoft Office products as well as custom applications and systems. Excellent analytical, time management, organizational and problem-solving skills with the ability to multi-task and work in a deadline-driven environment. Must be self-motivated with strong initiative, accountability, and attention to detail. Must be able to attend initial training in Dallas, Texas for approximately three weeks (initial training period could change depending on the needs of the program). Travel for subsequent training sessions will also be required throughout the duration of the Commercial Banking Development Program with dates and locations to be announced at the time of training. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company. Analyzes financial statements and performance across varying levels of quality to develop an initial assessment, highlighting strengths and potential risk areas in the borrower's historical operating performance. Prepares written analyses which include: credit investigation of the borrower and guarantors; economic and market conditions impacting the company, its industry, and geographic market; in-depth historical and projected financial and cash flow analysis, including engaging with the borrower's finance team to clarify accounting practices and ensure accurate interpretation; in-depth analysis of the secondary sources of repayment such as collateral; in-depth analysis of a guarantor's financial position; identifies strengths and vulnerabilities in the borrower's financial and operational profile. Maintains a broad understanding of industry and economic trends by gathering and analyzing relevant data from diverse sources-including borrower conversations, market publications, peer bank references, credit agencies, and online research. Attends regular loan committee meetings, serving as a resource for credit analysis insights and responding to inquiries as needed. Participates in customer meetings as requested by officers (may require travel at times). Coordinates the ordering of appraisals and conducts collateral analysis based on appraisal reports provided by third-party vendors. Leverages appraisal data to assess the accuracy and adequacy of collateral values, supporting informed credit decisions and risk management. Periodically reviews loan agreements to monitor covenant compliance, measures covenant performance, and promptly escalates any breaches to the lending team for resolution. Performs annual risk grading of all credit relationships, including renewals, by evaluating financial performance and identifying any deterioration in credit quality. Uses findings to inform loan loss provisioning and support proactive portfolio risk management. Other duties as required.

Evolving from SmartBiz Loans, a leading provider of small business loans, SmartBiz Bank offers a broad range of business banking solutions to small businesses across the U.S. - solutions built specifically to serve the dynamic needs of entrepreneurs and foster the growth of the small business community. SmartBiz Bank's commitment to transparency and personalized customer service offers an unparalleled banking experience, ensuring small businesses have the financial services they need to grow and thrive. Headquartered in Chicago, IL, with offices in Austin, TX and San Francisco, CA, we are excited about serving our local and national Small Business Community. Position Overview SmartBiz is seeking a Credit Analyst who will support SmartBiz's Credit Team in evaluating the financial health of a SBA loan applicant to determine whether to approve their application. Critical to this role is an understanding of credit, strong financial acumen, the ability to critically analyze and assess information and work closely with Funding Operations team members to build out the credit story of the small business applicant. We're seeking a new teammate who has a high level of intrinsic motivation, is extremely detail-oriented and organized, is eager to use their financial analysis skills, and enjoys working effectively with cross-functional teams in a fast-paced financial technology environment. How You Will Make An Impact: Quickly and accurately analyze financial statements (business and personal tax returns, income statements, balance sheets, bank statements, and credit report) to determine the creditworthiness of small businesses Verify accuracy and consistency of details provided on the customer's application and documentation Ensure compliance with the SBA underwriting and eligibility guidelines Provide training of new Relationship Managers and ongoing training of the existing Funding Operations team to ensure their understanding of credit, underwriting, and general eligibility Review and provide support on complex credit and loan structures to help Relationship Managers appropriately underwrite and package loan applications Enforce quality control of files and integrity under bank and regulatory criteria Perform required monitoring of existing loan portfolio performance Who You Are: 2+ years of experience in financial services Strong knowledge of commercial banking underwriting, SBA small loan underwriting is a plus Exceptional oral & written communication skills Highly organized and detail-oriented Bachelor's Degree in Accounting, Finance, Economics, or a related field Experience with Salesforce is a plus Opportunities & Benefits We Will Provide: Help redefine small business banking Competitive salary and equity in a fast-growing start-up 100% paid medical, dental, and vision benefits for employees, spouse and their dependents 100% paid life and disability insurance Flexible vacation policy 401k plan -- SmartBiz Bank is an Equal Opportunity employer and proud to provide equal employment opportunity to all job seekers without regard to any status protected by applicable law. California residents can learn more about how we use your information by visiting ***********************************************************

IBC Bank successes are the result of an aggressive and innovative attitude. The Bank's "We Do More" philosophy reflects its dedication to the growth and success of its employees, customers and communities. IBC bank hires talented, creative and dedicated individuals to help our business succeed. We are a company that values leadership, community engagement and relationship building that leads to a culture of excellence. We are currently seeking to fill positions across all business segments. IBC's focus is to be customer centric and strive to provide excellent customer experience. Time Type: Full time This is an in-office position. Department: 202 Credit Administration Job Summary: The Credit Analyst is primarily responsible for performing Pre-Funding audits, Loan Documentation Reviews and Loan reviews, as well as other routine audits to ensure the accuracy and completeness of loan documents and bank records. Ensure loans are compliance with all State and Federal regulations. : ESSENTIAL JOB FUNCTIONS The statements on this job description are intended to describe the general nature of level of work being performed by incumbents. They are not an exhaustive list of all responsibilities, duties, and skills required by all incumbents. Perform pre-funding and post funding audits, loan document reviews and loan reviews to ensure documents are complete and correct. Prepare and verify reports used to support lending officers in the decision-making process, such as financial spreads, real estate evaluations, and amortization schedules. Perform routine system audits on loans in the bank's system of record to validate completeness and accuracy Maintain accurate Real Estate and Credit files and prepare information for third party (examiners, auditors) as needed Enter loan documentation exceptions into the collateral tracking system Assist lending officers in clearing exceptions Attend and participate in the Credit Quality, Executive Committee and Board meeting as required Ensure the loans are in compliance with bank, state, and federal regulations Other duties as assigned SKILLS Excellent verbal and written communication skills Good organizational skills Critical and analytical skills Microsoft Word, Excel, and Outlook EDUCATION 4-year Business degree. Preferably in Finance or Accounting.

Easy Street Capital is a looking for a highly organized and driven individual to assist the premier private lender in Texas. EasyRent offers “DSCR” loans to real estate investors nationally for residential and mixed use properties up to ten units. You'll get to work with a fun, fast paced team in a vibrant downtown office. The Real Estate Analyst role is focused on performing all aspects of due diligence with regards to the origination of mortgage loans (valuation, tenant/lease, insurance, borrower credit, etc.) including direct interaction with investors and mortgage brokers. The role also consists of and requires high levels of communication between teammates and a multitude of external parties. You will serve as the “hub” of up to 30 individual deals at one time, performing the analysis and diligence, and keeping everyone up-to-date and organized with the goal of closing loans. Knowledge and experience with real estate and finance is preferred but not required; the role serves as a perfect “bootcamp” for learning everything about investment real estate finance and launching a successful career.Typical Tasks and Responsibilities Work with investors and mortgage brokers to perform loan origination due diligence including collecting documents, solving problems and providing status updates Perform due diligence and underwriting of mortgage loans, including property cash flows, rent roll analysis, reviewing leases or short-term rental operating histories, reviewing insurance and doing full credit and background reviews Write up loan summaries in Asset Summary Reports, providing analysis and commentary on mortgage loans, properties and markets and investor background Work with and develop relationships with key vendors including appraisal management companies and appraisers, appraisal reviewers, insurance agents and title companies Manage a pipeline of 25-30 deals by keeping deal checklists, statuses and files organized and up to date, and providing professional and frequent communication to all stakeholders Build relationships with loan originators and investor clients and assist with deal sourcing and new business for the firm Attend local networking and skill-development events to build network and knowledge base; potentially attend and assist with conferences and other industry events Skills Desired/Required Recent Graduates or 1-2 years of experience with related education or experience in areas of real estate; business analyst, financial analyst or credit analyst roles or experience in consulting, advisory or public accounting roles all pluses, but not required. 2-3 years experience and a solid track record in any of the prior eligible for a Senior Credit Analyst role with commensurate compensation and similar role and responsibilities with quicker path towards growth and promotion. Skills and Background Very strong communicator Very strong organization skills Detail oriented Positive Attitude / Ability to Take Feedback Ability to handle multiple tasks and duties simultaneously Comfortable with on-the-job training and very fast-paced and non-repetitive environment Basic Microsoft Excel, Outlook, Word Education/experience in real estate, finance or business preferred but not necessary Location in or relocation to Austin, Texas required Benefits Company sponsored health insurance Company paid life Insurance Company sponosred 401(k) Paid vacation time Paid sick leave We are looking for the right team member to join our team. If you feel you are that person, please apply!

Who we are: Farm Credit Bank of Texas is a $40.9 billion wholesale bank that has been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states, and we are active in the nation's capital markets. While you may not be familiar with our name, Farm Credit Bank of Texas plays a critical role in supporting the businesses that make it possible for America to maintain access to an affordable and safe food supply, an industry which is one of the most innovative and evolving of our time. And while you help us deliver on our mission, we deliver on our commitment to you as a valued employee by providing competitive compensation, generous health and wellness benefits packages and an attractive workplace located along the bluffs of the Colorado River just minutes west of downtown Austin. We seek out top talent in their fields, whether it be technology, fin ance, accounting, credit, human resources, or other administrative functions, and welcome you to join us in our mission to feed the world. Position Description: Enterprise Data Management and Reporting Responsible for developing and implementing an enterprise data strategy that promote the growth of core reporting capabilities, identifying synergies between different teams in the organization to suggest proper platforms for data management and different types of reports. Business Intelligence (B.I.): Presents business cases to the executive team that clearly articulate the value and necessity of well-designed data marts. Leads efforts to bring new and innovative Business Intelligence and reporting capabilities to the Bank's decision makers. Engages with customers to understand business needs and deliver value add solutions. Develops and presents business cases to secure executive business case approval for product strategy, plans, and product re quirements. Functions as a Business Intelligence solutions and reporting platform expert and works closely with key stakeholders to develop and deliver solutions to enhance data delivery. Enterprise Data Management: Responsible for leading the data management strategy, implementation and oversight of data warehouse(s) aligned with business needs. Responsible for enterprise-wide data infrastructure design, balancing optimization of data access with batch loading and resource utilization factors Master Data Management & Data Governance: Responsible for the establishment and maintenance of Master Data Management (MDM) capabilities for the organization. Expected to take a leadership role in data governance and the alignment to MDM and other data management strategies. Data Integration: Responsible for architecting, developing and supporting data systems integrations and ETL. Data Management Consolidation: Leads strategy and execution for data migrations and c onsolidation of data platforms as appropriate. Day-to Day-Duties and Responsibilities: - Defines roles, responsibilities and duties for team members. Leads team to deliver high quality solutions on time. Resolves personnel conflicts or escalates to management if needed. Completes annual reviews for each direct report. Provides strategic and technical guidance and mentoring to staff members. - Works closely with the Agile Management Office, Product Teams and District Associations (our customer banks) to define deliverables and coordinate staff resources for initiatives. - Responsible for strategic direction of Enterprise Data and Data Automation Programs. Ensures that Enterprise Data and automation solutions are technically sound. Areas of responsibility include but are not limited to performance, scalability, data quality, EDM Compliance, and support of delivery of business objectives. - Sets the strategic direction and oversees the design and implement ation efforts for the Enterprise Data solutions, including designing, building, and maintaining the information management infrastructure to support business analysis (requirements gathering, Data Modeling, Reporting, etc.); ensures that Enterprise Data team develops scalable and maintainable solutions to meet business objectives; and maintains balance between architecture requirements, efficiency of data delivery, and business requirements. - Sets the strategic direction and oversees the design, implementation, and processes related to data integration and ETL. - Works with heads of business departments, senior IT leadership, and executive management to make sure the reporting and automation needs across organization are met and are aligned with our data strategy. - Responsible for making sure that sufficient technical documentation (all Phases) is produced. - Responsible for ensuring all technical activities conform to Business System Development Standards and General Computer Controls. - Provides recommendations around product strategic direction and road map, including but not limited to Feature Utilization and Customization; Licensing; and Resource Planning. Skills: Proficiency with warehousing tools, architecture, database languages and applications (such as SQL Server, DB2 and iSeries). Proficiency with BI tools such as Power BI and MicroStrategy. Exhibit excellent communication, listening, presentation and writing skills. Extensive experience in working with logical and physical data models in complex, multi-application environments. Understanding of most aspects of designing and constructing data architectures, operational data stores, and data marts. Must be adept at integrating disparate information, correlating data, and understanding data trends. Extensive experience of working with different business units to achieve consensus on conflicting priorities. Security & Compliance Functions: - Help ensure that IT resources (data, applications and infrastructure) are kept secure from unauthorized access and use. - Report any security related concerns to senior IT Management. - Participate in ongoing security related training as approved by management. - Keep informed of and follow Standards and Procedures as presented in the ITS&P and the FCBT General Computer Controls. - Work with IT compliance to ensure all assigned operational compliance responsibilities are carried out in an efficient manner and report any compliance concerns to senior IT Management. - Exercise reasonable care in maintaining the confidentiality of FCBT's information and use of such information for FCBT's business purposes only. What You Bring to the Team: Our ideal candidate lives within a commutable distance from our office and appreciates the value of hybrid work design. It's an important role that covers many skills. This position requires: Bachelor's degree in computer science, Business, related area or equivalent experience. At least ten (10) years of experience working in enterprise data management and BI. At least seven (7) years' experience developing and leading strategic initiatives, defining business aligned reporting needs, analyzing Business Intelligence solutions and delivering company-wide enterprise data warehouse capabilities. Must have experience leading the design and implementation of enterprise data warehouse and cloud-based data lake solutions that include data lake cloud cost management, developing business cases, requirements gathering, advanced data analytics, report design, user training and ongoing maintenance and support. Experience developing Data Models based on business requirements. Must have experience in analyzing and optimizing clou based data lake platforms. At least seven (7) years leading technical teams with a proven track record of success. Experience communicating with all levels of the organization and presenting to Executive staff. Preferred experience with Databricks, medallion architecture, and leading a data management team within a financial services organization. Why Farm Credit Bank of Texas: In addition to a competitive salary, we offer comprehensive, affordable, and competitive benefit options that are focused on health and wellness, financial security, and achieving a work-life balance: - Flexible health-and-wellness benefits, including medical insurance, prescription drug coverage, dental insurance, vision care, flexible spending accounts, and more. - 401(k) plan that includes immediate vesting of a generous employer match and additional employer contribution - Long-term disability and life insurance - Vacation leave, sick leave, and paid holidays - Fertility benefit and parental leave plan - Up to two days per year to volunteer in local commun ity organizations, services, or events - Ongoing professional-development opportunities - Generous tuition-reimbursement program - Physical fitness incentive plan - Employer matching gifts program Important note: We care about your hiring process and take it seriously. A real person will review your applications, meaning response timelines may vary. The interviewing process at Farm Credit Bank of Texas may include phone calls and emails, on-site interviews, and requests for portfolios or demonstrations of work. We can't personally follow-up with each applicant, and we will do our best to create a professional, respectful, and thorough process for candidates with whom we identify as a potential fit.

Credit Analyst I (Start Date July 2026) Organizational Location: Houston, Atlanta, Dallas, North Texas, Austin, Ft Worth, Waco, Macon GA, Baton Rouge, Biloxi MS or Little Rock Primary Purpose: Primary duty is to analyze and underwrite credit decisions submitted by various lines of business within the bank. Performs basic research and financial/statistical analysis to determine and document the creditworthiness of such requests. Compiles analysis, borrower, industry and other information into documents for review and approval. Principal Duties and Responsibilities: * Obtains and analyzes pertinent financial and credit data to assist in determining the risk of the loan request(s). * Completes financial and repayment analysis with a focus on cash flow, liquidity and leverage analysis. * Assesses strengths and weaknesses of loan requests. * Ensures the following standard operating procedures are met when preparing analysis, reports, and presentations for management review: accurate historical financial statements; prudently prepared projections; and represents a clear focus on the merits, risks, and mitigation accordingly. * Thoroughly documents the credit request in the appropriate format. * Conducts research to determine the quality, character, and soundness to include but is not limited to: the analysis of basic statistical data & financial statements, sensitivity analysis, industry analysis, management assessment, guarantor analysis, etc. * Assist senior team members and commercial bankers to screen loan packages and collect materials. Will need to interact with other departments within the bank such as Treasury Mgmt, Wealth Mgmt, Trust, etc. May also interact with customers and accountants. * Strives to minimize turnaround time while thoroughly documenting credit requests. * Participate in training courses as requested. * Performs other duties as required. Job Specifications: * 3.0 or higher GPA * Minimum of 9 hours of accounting * Strong technical and interpersonal skills * Demonstrated leadership through extracurricular activities and internship/work experience * Strong oral and written communication skills * Knowledge of credit risk analysis and underwriting principles, methods, and practices. * Basic proficiency using Microsoft Office applications to include Word and Excel, as well as other database application systems Education: * Bachelor's Degree in Finance, Accounting or related discipline required.

* Job Type: Full-Time * Exemption Type: Exempt * Wage Amount: $86,488 yearly minimum Primary Functions The primary purpose of this position is to assist the Credit Union in achieving its mission of being our members first choice as their partner to help them make informed financial decisions. Your role to achieve this mission will be conducting business credit analysis, annual reviews, tracking receipt of annual financials for commercial portfolio and maintenance of watch list and respective action plans. Ensures federal and state compliance regulations and procedures are followed within the business lending group. Assists in servicing business loan members and provides additional support services as approved and directed by the Chief Lending Officer. Through the use of technology, presents commercial credit information for use by loan officers, CUSOs or committees making credit and loan rating decisions on new, renewal, credit extensions, and annual loan reviews. Responsibilities include: a. Reviews all pertinent credit and financial information, including reporting services, credit bureaus, records of other financial institutions and credit union files. b. Prepares business relationship profitability analyses for all relationships as requested. c. Determines the need for more thorough investigation or additional information and contacts appropriate sources for such information pertinent to the loan analysis. d. Analyzes financial statements and related materials. e. Prepares all spreadsheets containing the needed financial information to render credit decision. f. Prepares written narrative, presents facts, interprets data and provides recommendations concerning credit worthiness and risk rating. Additional duties: a. Completes credit analysis independently, including complex transactions. b. Train/guide level I & II analysts. c. Assist the Credit Manager in portfolio monitoring of credit related issues, such as new loan requests, annual reviews, servicing requests, loan modifications/deferments, risk rate changes, etc. * Ensures compliance with legal requirements, lending regulations and internal policies and procedures. * Reviews credit, legal and collateral files for accounts being analyzed to ensure that information and documentation on file is complete, reporting any difficulties to the appropriate business loan officers and management as needed. * Obtains business and personal credit reports for commercial credit prospects and existing business members as needed for review purposes. * Performs research on various industries using all technology sources on as needed basis to help assess the risk level of various credit requests and relationships. * Interacts on an as needed basis with business members in order to obtain information needed to complete written analyses. * Performs periodic Loan Review of existing portfolio in support of risk assessment. * Assists management in preparation of various monthly and quarterly reports for the Board of Directors, ALM Committee, Senior Management, officers and other department personnel. * Consults with Business Service Officers & outside sources (CUSO, etc) regarding the structuring of a loan. * Attends and participates in training seminars to maintain knowledge of all Credit Union services and support cross selling initiatives to all members. * Attends and participates in training seminars to remain up to date on compliance issues, lending regulations and internal policies. * Maintains member confidentiality. * Other duties as assigned. Education and Experience * Four years of commercial analysis experience required. * Bachelors Degree in accounting, business finance or related field required. * Five years of financial institution/loan review experience required. Knowledge, Skills & Abilities * Must possess excellent knowledge of financial and accounting concepts (cash flows, spread analysis, etc.). * Proficiency in operation of related business technologies, computer programs and equipment. * Working knowledge of A+ FCU policies and procedures preferred. * Working knowledge of A+ FCUs in-house computer systems preferred. * Working knowledge of compliance regulations affecting consumer and commercial lending. Desirable Traits * Pleasant and professional appearance. * Excellent written and verbal skills. * Enjoys working with public using courteous professional approach. * Flexible working hours. * Dependable and organized. Physical Functions * Must have the ability/stamina to work at least 40 hours a week. * Will frequently reach, feel, bend, stoop, carry, finely manipulate and key in data. * Must be able to communicate heavily through telephone, e-mail and in-person communications. * Must be able to engage in problem-solving skills to help identify and solve potential issues in the field. Types of Decisions Made Independently * Actions taken to ensure the integrity of the commercial loan file as outlined in the tasks above. * Resolution of member issues when deemed in the best interest of the Credit Union. Types of Decisions Requiring Supervisory Approval * Policy, procedure and process changes. * Credit recommendations. * Risk Rate changes.

Job Description Senior Loan Servicing Analyst Department: Loan Operations The Senior Loan Servicing Analyst will support the broader loan operations team by supporting the day-to-day operations of loans in a broad range of industries that require special handling and industry knowledge. Responsible for a variety of activities to ensure data integrity of loans, including onboarding in the core loan system and perform quality review of loan documentation. The ability to work in a demanding environment with high volume and be able to multi-task while having excellent communication skills, both orally and writing, are important. Candidates should have experience with all loan operation functions while managing multiple workflow systems. Essential Functions: Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Manage and directly support a Commercial Portfolio primarily consisting of syndicated and participated loans. Manage the day-to-day workflow delivering superior service to internal client partners. Duties include onboarding, servicing, and quality review of the loan portfolio. Read and interpret credit agreements ensuring all policies and procedures are consistently met. Ability to work independently on day-to-day tasks, utilizing prior experience, knowledge, and continuing education. Perform high volume transactions including approving loan activity (fundings, repricing, payments, etc.) as instructed in accordance with credit agreements. Accurate calculation and tracking of interest and fee accruals at various rate levels. Review daily reports to ensure all maintenance, payments, and advances have been completed accurately. Monitor and escalate past due principal, interest, and fees to ensure accuracy. Communicate with lines of business partners, managers, and other operations partners regarding loan transactions, research, and exceptions. Promptly identify, communicate, and remediate errors. Help advance positive change within the team and the organization. Foster a collaborative teamwork environment. Performs all other duties as assigned. Supervisory Responsibility: This position has no supervisory responsibilities. Job Type: This is a full-time, exempt position. Typical work hours are Monday through Friday, 8:00am to 5:00pm. Work Environment: This job operates in a professional office environment. This position uses office equipment such as computers, phones, copy and fax machines, calculators, filing cabinets and printers. Physical Demands: This position will be responsible for writing, typing, speaking, listening, lifting (up to 50 pounds), driving, carrying, seeing (such as close, color and peripheral vision, depth perception and adjusted focus), sitting, pulling, walking, standing, squatting, kneeling and reaching. Mental Demands: The incumbent in this position must be able to accommodate to reading documents or instruments, detailed work, problem solving, customer contact, reasoning, math, language, presentations, verbal and written communication, analytical reasoning, stress, multiple concurrent tasks and constant interruptions. Education and Experience: High School Diploma, GED, or equivalent certification At least 6 years of banking experience Preferred Qualifications/Requirements: Bachelor's Degree or Military experience 8+ years of banking experience preferably in commercial loan operations 1+ years of experience with FIS

We are searching for qualified candidates with experience managing multi-site properties, new construction and who can manage/direct/motivate a large team of employees. Candidates must be able to ensure the property owners' objectives are achieved by ensuring that the properties are well maintained and leased up. Responsibilities include assessing market conditions and developing strategies consistent with the owners' needs and achieving optimum performance levels. You will also develop and implement budgets that are in accordance with the owner's financial goals. Requirements Key Competencies: · Preferred 5 - 8 years industry experience in a management role · Minimum 3 - 5 years new construction and lease up background in both conventional and or affordable housing. · Preferred College degree or equivalent years of work experience · CPM certification preferred .Tax Credit/Affordable Housing preferred · Exceptional strong organizational, analytical, and problem-solving skills with exceptional attention to detail · Financial background that includes budget and performance preparation, managing and controlling expenses, approval of purchase orders and vendors, and experience in reviewing income and expense reports · Strong lease up experience · Exceptional leadership skills · Excellent interpersonal skills and demonstrated ability to work effectively in a team environment · Ability to effectively manage multiple tasks and projects simultaneously · Strong presentation skills This immediate position offers a competitive compensation package, incentive program, 401(K) plan, and comprehensive benefit package. If you meet the key competencies and are interested in applying for the Regional Manager position, please apply today! EOE M/F CRIMINAL HISTORY RECORD If an offer of employment is made and accepted, continued employment will be contingent upon the satisfactory results of a thorough Criminal History Record Check(s). It is Capstone's policy to not employ individuals who have been convicted of misdemeanor or felony offenses involving (a) illegal drug use, (b) public indecency, (c) theft, or (d) crimes against persons or property. Also, it is Capstone's policy to not employ individuals who have any criminal history not disclosed by the applicant on the employment application. In special situations, we may make exceptions to the "no criminal history" policy, depending on the nature of the crime, how many years ago the crime occurred, the total number of crimes committed and other factors. Moving traffic violations will not be considered except for reckless driving, driving while intoxicated or excessive red light or speeding violations DRUG SCREENING If an offer of employment is made and accepted, continued employment will be contingent upon the satisfactory results of a Drug Screen Test. It is Capstone's policy to not employ individuals who test positive for illegal drug use or alcohol abuse.

Job DescriptionDescription: The First National Bank of Bastrop is proud to be named a Best Place for Working Parents . We offer an opportunity to work with a financial institution that prides itself on excellent customer service and a competitive compensation and benefits package that includes: Employer paid benefits: Paid time off Paid parental leave Paid volunteer time Employee Stock Ownership Plan with 401(k) Provisions (KSOP) with match Up to $825 match on Health Savings Account (qualifying medical plan required) Life/AD&D/LTD insurance Tuition reimbursement Optional benefits: Medical insurance Dental insurance Vision insurance Supplemental coverages Short term disability Cancer Critical Illness Accident Medical Spending Accounts Flexible Spending Account (FSA) Health Savings Account (HSA) Dependent Care FSA Description: Under general supervision, but according to established policies and procedures, work closely with commercial loan officers in putting together loan packages for consideration by the board of directors. Accompany loan officers calling on customers when requested; develop and analyze all types of credit information pertaining to diversified types of commercial loans; prepare credit reports for loan officers or committees; maintain control over credit requirements of current accounts; furnish information relative to credit inquiries; and provide any other assistance to loan officers as requested. Essential Functions: Develop credit information for use by lending officers or committees in making lending decisions on new, renewal and extension loans: Review all pertinent credit and financial information, including reporting services, credit bureaus, savings and loan associations or banks, and bank files. Determine the need for more thorough investigation or additional information, and contact appropriate sources for such information. Prepare all spreadsheet and financial information. Analyze financial statements and related material. Prepare summary, present facts, and offer opinions concerning creditworthiness to loan officers or committees. Ensure that financial statements for loans are monitored where it is required by policy. Maintain current financial information (less than one year old) in loan file. Mail request letters and conduct phone calls if necessary. Note and document trends in borrower's financial statements. Review current grade of credit and recommend grade change to Credit Administration Manager if warranted. Perform related duties as assigned. Marginal Functions: Prepare various reports for inclusion in the board packets as requested by the Credit Administration Manager. Prepare statistical lending reports as requested by the Credit Administration Manager. Work with Loan Officers in preparing quarterly Criticized Loan Action Plans. Bank Secrecy Act Duties: In the performance of respective tasks and duties, this position must maintain knowledge of Bank Secrecy Act regulations and all other regulatory, security, and Bank policies and procedures. Company Conformance: In compliance with all applicable regulations and Bank policies, this position is expected to successfully produce quality work within deadlines, with or without supervision; interact professionally with other employees, customers, and vendors, while always respecting the need for confidentiality of customer information. The employee will work effectively as a team contributor on all assignments and work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations. Furthermore, the employee is encouraged to actively represent the Bank to customers and the general public in ways that promote the integrity, validity, and mission of the Bank by participating in community organizations, events, and activities. The employee is also expected to maintain a commitment to continuing education in the banking field through self-study and both in-house and outside training opportunities in all applicable banking policies, procedures, and regulations. Regular and punctual attendance is expected, and appropriate attire is required at all times, while either performing job functions or representing the Bank at outside events and activities. Requirements: Required Minimum Qualifications: Bachelor's degree in business, finance, accounting, economics, or equivalent combination of course work and/or relevant work experience. Must also have the following demonstrated knowledge, skills, and abilities: Ability to maintain objectivity and independence. Ability to read, comprehend and technically apply written policies, procedures and regulations. Ability to read and comprehend various types of loan and related support documentation. Knowledge of financial terms such as depreciation, amortization, quick cash flow, quick ratio, liquidity ratio, debt coverage ratio, debt service ratio, debt yield, etc. Ability to apply basic number sense to financial spreads to effectively point out trends, red flags, and or significant points that may affect underwriting decisions. Ability to diplomatically yet effectively communicate verbally and in writing with all levels of bank staff, directors, regulators, customers, and tax preparers in requesting detailed financial information and/or explanation of financial information/analysis. Knowledge and understanding of commercial tax returns for all types of business entities. Ability to use bank equipment, computer systems including PC applications using spreadsheet, word processing, and database software; proficiency in Microsoft WORD and EXCEL.

At YETI, we believe that time spent outdoors matters more than ever and our gear can make that time extraordinary. When you work here, you'll have the opportunity to create exceptional, meaningful work and problem solve with innovative team members by your side. Together, you'll help our customers get the high-quality gear they need to make the most of their adventures. We are BUILT FOR THE WILD™. The Credit and Collections Specialist role is an integral piece of the sales process, responsible for managing the following for assigned portfolio: credit approval process, monitoring customer accounts, and ensuring timely collection of outstanding receivables. This role plays a key part in maintaining healthy cash flow and minimizing financial risk for the organization. You are proficient in problem solving and prioritizing activities that have the greatest impact in a fast paced, ever-changing environment. You are committed to following departmental policy while still providing a world class customer experience. Proactively contact customers regarding overdue accounts via phone, email, and written correspondence. Resolve billing disputes and negotiate payment arrangements. Maintain accurate records of collection activities and customer communications. Collaborate with sales, customer service, and finance teams to resolve account issues. Prepare aging reports and provide regular updates to management on collection status. Recommend accounts for escalation, legal action, or write-off when necessary. Ensure compliance with company policies and applicable laws and regulations. Periodically perform audit of billing processes for assigned portfolio by comparing YETI open receivables to customer open payables and collect on past due items: Reconcile and resolve billing gaps discovered in audit process Ensure that accounts in assigned portfolio pay within assigned payment terms Make outbound collections calls (or emails) for customers with past due balances Work with AR Specialist to ensure that payments are applied correctly and in timely manner: Reconcile any discounts, credits, rebates, allowances, and resolve any disputes Monitor A/R Collection Hold Dashboard for assigned portfolio Qualifications and Attributes: Bachelor's degree preferred or equivalent experience in B2B collections, customer service, dispute resolution or account management experience preferred Strong Excel skills and experience in Microsoft Office Analytical mindset, ability to research and identify, design, and implement process improvements Strong attention to detail, organization, and prioritization Able to handle changing priorities and use good judgement in stressful situations Comfortable communicating to accounts as often as needed to achieve goals Self-starter, ability to stay positive under pressure Able to work in an ambiguous, fast-paced environment SAP experience preferred #LI-MA1 Benefits & Perks: Click here to learn about the benefits and perks we offer at YETI. YETI is proud to be an Equal Opportunity Employer. Our commitment to creating a diverse, equitable, and inclusive culture is at the center of everything we do for our employees. We embrace all applicants looking to bring their authentic selves to YETI and contribute to our mission of keeping the wild WILD. Find out more about our commitment to DE&I at yeti.com/esg.html. All applicants for employment will be considered without regard to an individual's race, color, sex, gender identity, gender expression, religion, age, national origin or ancestry, citizenship, physical or mental disability, medical condition, family care status, marital status, sexual orientation, genetic information, military or veteran status, or any other basis protected by federal, state or local laws. YETI Applicant Privacy Notice YETI welcomes and encourages applications from people with disabilities. Accommodations are available upon request for candidates taking part in all aspects of the selection process. If you require accommodation in order to apply for a job, please contact us at accommodationrequest@yeti.com.

At YETI, we believe that time spent outdoors matters more than ever and our gear can make that time extraordinary. When you work here, you'll have the opportunity to create exceptional, meaningful work and problem solve with innovative team members by your side. Together, you'll help our customers get the high-quality gear they need to make the most of their adventures. We are BUILT FOR THE WILD. The Credit and Collections Specialist role is an integral piece of the sales process, responsible for managing the following for assigned portfolio: credit approval process, monitoring customer accounts, and ensuring timely collection of outstanding receivables. This role plays a key part in maintaining healthy cash flow and minimizing financial risk for the organization. You are proficient in problem solving and prioritizing activities that have the greatest impact in a fast paced, ever-changing environment. You are committed to following departmental policy while still providing a world class customer experience. * Proactively contact customers regarding overdue accounts via phone, email, and written correspondence. * Resolve billing disputes and negotiate payment arrangements. * Maintain accurate records of collection activities and customer communications. * Collaborate with sales, customer service, and finance teams to resolve account issues. * Prepare aging reports and provide regular updates to management on collection status. * Recommend accounts for escalation, legal action, or write-off when necessary. * Ensure compliance with company policies and applicable laws and regulations. * Periodically perform audit of billing processes for assigned portfolio by comparing YETI open receivables to customer open payables and collect on past due items: * Reconcile and resolve billing gaps discovered in audit process * Ensure that accounts in assigned portfolio pay within assigned payment terms * Make outbound collections calls (or emails) for customers with past due balances * Work with AR Specialist to ensure that payments are applied correctly and in timely manner: * Reconcile any discounts, credits, rebates, allowances, and resolve any disputes * Monitor A/R Collection Hold Dashboard for assigned portfolio Qualifications and Attributes: * Bachelor's degree preferred or equivalent experience in B2B collections, customer service, dispute resolution or account management experience preferred * Strong Excel skills and experience in Microsoft Office * Analytical mindset, ability to research and identify, design, and implement process improvements * Strong attention to detail, organization, and prioritization * Able to handle changing priorities and use good judgement in stressful situations * Comfortable communicating to accounts as often as needed to achieve goals * Self-starter, ability to stay positive under pressure * Able to work in an ambiguous, fast-paced environment * SAP experience preferred #LI-MA1 Benefits & Perks: Click here to learn about the benefits and perks we offer at YETI. YETI is proud to be an Equal Opportunity Employer. Our commitment to creating a diverse, equitable, and inclusive culture is at the center of everything we do for our employees. We embrace all applicants looking to bring their authentic selves to YETI and contribute to our mission of keeping the wild WILD. Find out more about our commitment to DE&I at yeti.com/esg.html. All applicants for employment will be considered without regard to an individual's race, color, sex, gender identity, gender expression, religion, age, national origin or ancestry, citizenship, physical or mental disability, medical condition, family care status, marital status, sexual orientation, genetic information, military or veteran status, or any other basis protected by federal, state or local laws. YETI Applicant Privacy Notice YETI welcomes and encourages applications from people with disabilities. Accommodations are available upon request for candidates taking part in all aspects of the selection process. If you require accommodation in order to apply for a job, please contact us at accommodationrequest@yeti.com.

Job Description Job Title: Accounts Receivable Analyst (Contract - Immediate Need) Employment Type: Contract (Project-based) We are seeking an Accounts Receivable Analyst to support our client in Austin, Texas with an urgent project need. The ideal candidate will have a solid background in full-cycle accounts receivable-from invoice creation to customer payment collections-and be ready to hit the ground running. Key Responsibilities: Generate and issue customer invoices in a timely and accurate manner Monitor outstanding receivables and follow up proactively on past-due accounts Manage collections activities via email, phone, and customer portals Apply payments and reconcile AR accounts Investigate and resolve billing discrepancies or customer inquiries Collaborate with internal teams (sales, finance, customer service) to ensure smooth AR operations Maintain accurate records of all communications and transactions Prepare AR aging reports and assist in cash flow forecasting Qualifications: 2+ years of hands-on experience in full-cycle accounts receivable Strong proficiency in QuickBooks and NetSuite ERP systems highly preferred Excellent written and verbal communication skills Strong attention to detail and organizational skills Ability to manage competing priorities in a fast-paced environment Experience with B2B collections a plus Compensation: Competitive hourly rate, commensurate with experience

Meltwater is seeking a Collections Analyst who will be focused on working with our clients in the US market. The Collections Analyst will be responsible for maintaining effective ledgers with new and existing customers and partnering with other company departments. This is a key role in helping to fuel our expansion activities. We encourage proactive, positive and respectful outreach to clients and regular contact, to ensure a healthy portfolio of clients who trust us as a partner. What You'll Do: Reach out to customers to ensure timely payment for services, and shorten the collections cycle on all payments Increase revenue by acting as financial liaison for clients over the service life-cycle and negotiating and settling on any disputes as they arise Ensure efficient cash reconciliations and reporting Meet and exceed collections goals with both individual and team targets Represent Meltwater (the people and products) with professionalism and integrity, ensuring a positive customer experience. What You'll Bring Excellent communication skills, verbal and written Strong attention to detail, confidence with business to business (B2B) cold-calling and building relationships on the phone Proficient with Excel Analytical Skills Ability to work with a large and diverse team What We Offer: Enjoy flexible paid time off that allows you to have an enhanced work-life balance. Excellent medical, dental, and vision options 401(k) matching, life insurance, commuter benefits, and parental leave plans Complimentary CalmApp subscription for you and your loved ones, because mental wellness matters. Energetic work environment with a hybrid work style, providing the balance you need. Thrive within our inclusive community and seize ongoing professional development opportunities to elevate your career. Base Salary of $52,000 - $61,000 USD per year + discretionary annual bonus subject to the terms of the applicable bonus plan. Total compensation range for this position: $52,000 - $67,100 USD per year. Our Story At Meltwater, we believe that when you have the right people in the right environment, great things happen. Our best-in-class technology empowers our 27,000 customers around the world to make better business decisions through data. But we can't do that without our global team of developers, innovators, problem-solvers, and high-performers who embrace challenges and find new solutions for our customers. Our award-winning global culture drives everything we do and creates an environment where our employees can make an impact, learn every day, feel a sense of belonging, and celebrate each other's successes along the way. We are innovators at the core who see the potential in people, ideas and technologies. Together, we challenge ourselves to go big, be bold, and build best-in-class solutions for our customers. We're proud of our diverse team of 2,200+ employees in 50 locations across 25 countries around the world. No matter where you are, you'll work with people who care about your success and get the support you need to unlock new heights in your career. We are Meltwater. Inspired by innovation, powered by people. Equal Employment Opportunity Statement Meltwater is an Equal Opportunity Employer and Prohibits Discrimination and Harassment of Any Kind: At Meltwater, we are dedicated to fostering an inclusive and diverse workplace where every employee feels valued, respected, and empowered. We are committed to the principle of equal employment opportunity and strive to provide a work environment that is free from discrimination and harassment. All employment decisions at Meltwater are made based on business needs, job requirements, and individual qualifications, without regard to race, color, religion or belief, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, marital status, veteran status, or any other status protected by the applicable laws and regulations. Meltwater does not tolerate discrimination or harassment of any kind, and we actively promote a culture of respect, fairness, and inclusivity. We encourage applicants of all backgrounds, experiences, and abilities to apply and join us in our mission to drive innovation and make a positive impact in the world.

Who we are: Farm Credit Bank of Texas is a $40.9 billion wholesale bank that has been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states, and we are active in the nation's capital markets. While you may not be familiar with our name, Farm Credit Bank of Texas plays a critical role in supporting the businesses that make it possible for America to maintain access to an affordable and safe food supply, an industry which is one of the most innovative and evolving of our time. And while you help us deliver on our mission, we deliver on our commitment to you as a valued employee by providing competitive compensation, generous health and wellness benefits packages and an attractive workplace located along the bluffs of the Colorado River just minutes west of downtown Austin. We seek out top talent in their fields, whether it be technology, finance, accounting, credit, human resources, or other administrative functions, and welcome you to join us in our mission to feed the world. Position Description: We are seeking a highly skilled Analyst - Credit Operations & Services to join our team. This role monitors and coordinates the flow of information and documentation related to participation loans, ensuring accuracy, completeness, and compliance across all required processes. The analyst interprets and applies monitoring requirements for individual loans and supports compliance and documentation standards for syndicated credit facilities. Working under limited supervision, the analyst exercises sound independent judgment and know when escalation is appropriate, offering well-reasoned recommendations when issues arise. This role functions as a key contributor within a collaborative team environment, supporting colleagues and maintaining strong communication channels across the organization. The analyst follows established processes and procedures to maintain compliance with internal controls while ensuring timely, efficient handling of credit operations activities. The ideal candidate will be detail-oriented, proactive, and comfortable navigating complex credit documentation and workflow requirements. Day-to Day-Duties and Responsibilities: Collect and organize post-close loan documents for review, analysis and interpretation to input pertinent compliance, covenants or financial ration data into the data tracking system and make determinations on sufficiency when received to confirm regulatory compliance. Reviews loan agreements, credit documents, and amendments to identify and extract covenant and compliance requirements, ensuring accurate updates to covenant tracking systems to reflect current obligations and risk indicators and store in Client files for regulatory and audit requirements. Uses sound judgment to assess covenants and risk indicators and determine when further review or escalation is warranted. Monitors Shared Sites and the Compliance Inbox to review incoming legal and compliance-related documents, ensuring timely tracking and verification of adherence to covenants, legal agreements, and annual review requirements. Use independent judgment to ascertain if documents meet Credit and Compliance requirements. Responsible for identifying and communicating deficiencies, due and overdue items-including failed financial ratios-to Credit and Lending Officers, and exercising discretion to escalate issues when appropriate, along with recommended actions. Reviews loan records for compliance to ensure that all information and documents are received. Identifies overdue items and exercises judgment in determining appropriate follow-up actions or escalation. Creates, reviews and distributes compliance reports weekly, monthly and as requested. Research and requests items from, Credit Office or Lending Officer to clear overdue items. Distribute legal documents to sub-participants in a timely fashion. Create and manage portals for Associates where FCBT is lead and update relevant legal and credit documents on to site for proper dissemination. Support team members to collect and organize loan closing information for review and analysis to input pertinent loan data into a Loan Deal Sheet. Examine the loan deal sheet for accuracy and completeness. Assists in the electronic documentation delivery process for internal and external audits. Prepare documents and correspondence for reports as required. Reviews credit desk analysis forms for upcoming legal amendments, and waiver notifications. Completes special projects as assigned. Including testing new Systems of work or requesting enhancements or propose changes to procedures to better align with Business needs and compliance monitoring requirements. Skills & Requirements: Knowledge of various types of credit offerings and the procedures required for administration of related loans. Knowledge of loan administration practices, including legal document review, credit monitoring and related documentation. General knowledge of accounting/financial systems. Professional and courteous oral and written communication are required. Problem solving skills and proficiency in organizing and prioritizing work are also required. Intermediate skill level in Microsoft Office applications. Ability to communicate effectively, handle multiple concurrent tasks and learn new applications quickly. The incumbent should have a sound understanding of credit and legal terminology and work well under pressure. What You Bring to the Team: Our ideal candidate lives within a commutable distance from our office and appreciates the value of hybrid work design. It's an important role that covers many skills. This position requires: Bachelor's degree in business, Finance or a related field and two (2) years to (3) years of relevant work experience, preferably in credit administration and loan transaction processing. Experience in credit monitoring, Proven ability to critically analyze documents, problem solving skills, and follow internal controls. Why Farm Credit Bank of Texas: In addition to a competitive salary, we offer comprehensive, affordable, and competitive benefit options that are focused on health and wellness, financial security, and achieving a work-life balance: Flexible health-and-wellness benefits, including medical insurance, prescription drug coverage, dental insurance, vision care, flexible spending accounts, and more. 401(k) plan that includes immediate vesting of a generous employer match and additional employer contribution Long-term disability and life insurance Vacation leave, sick leave, and paid holidays Fertility benefit and parental leave plan Up to two days per year to volunteer in local community organizations, services, or events Ongoing professional-development opportunities Generous tuition-reimbursement program Physical fitness incentive plan Employer matching gifts program Important note: We care about your hiring process and take it seriously. A real person will review your applications, meaning response timelines may vary. The interviewing process at Farm Credit Bank of Texas may include phone calls and emails, on-site interviews, and requests for portfolios or demonstrations of work. We can't personally follow-up with each applicant, and we will do our best to create a professional, respectful, and thorough process for candidates with whom we identify as a potential fit. A/EOE/M/F/D/V #LI-Hybrid

Full-time Description The First National Bank of Bastrop is proud to be named a Best Place for Working Parents . We offer an opportunity to work with a financial institution that prides itself on excellent customer service and a competitive compensation and benefits package that includes: Employer paid benefits: Paid time off Paid parental leave Paid volunteer time Employee Stock Ownership Plan with 401(k) Provisions (KSOP) with match Up to $825 match on Health Savings Account (qualifying medical plan required) Life/AD&D/LTD insurance Tuition reimbursement Optional benefits: Medical insurance Dental insurance Vision insurance Supplemental coverages Short term disability Cancer Critical Illness Accident Medical Spending Accounts Flexible Spending Account (FSA) Health Savings Account (HSA) Dependent Care FSA Description: Under general supervision, but according to established policies and procedures, work closely with commercial loan officers in putting together loan packages for consideration by the board of directors. Accompany loan officers calling on customers when requested; develop and analyze all types of credit information pertaining to diversified types of commercial loans; prepare credit reports for loan officers or committees; maintain control over credit requirements of current accounts; furnish information relative to credit inquiries; and provide any other assistance to loan officers as requested. Essential Functions: Develop credit information for use by lending officers or committees in making lending decisions on new, renewal and extension loans: Review all pertinent credit and financial information, including reporting services, credit bureaus, savings and loan associations or banks, and bank files. Determine the need for more thorough investigation or additional information, and contact appropriate sources for such information. Prepare all spreadsheet and financial information. Analyze financial statements and related material. Prepare summary, present facts, and offer opinions concerning creditworthiness to loan officers or committees. Ensure that financial statements for loans are monitored where it is required by policy. Maintain current financial information (less than one year old) in loan file. Mail request letters and conduct phone calls if necessary. Note and document trends in borrower's financial statements. Review current grade of credit and recommend grade change to Credit Administration Manager if warranted. Perform related duties as assigned. Marginal Functions: Prepare various reports for inclusion in the board packets as requested by the Credit Administration Manager. Prepare statistical lending reports as requested by the Credit Administration Manager. Work with Loan Officers in preparing quarterly Criticized Loan Action Plans. Bank Secrecy Act Duties: In the performance of respective tasks and duties, this position must maintain knowledge of Bank Secrecy Act regulations and all other regulatory, security, and Bank policies and procedures. Company Conformance: In compliance with all applicable regulations and Bank policies, this position is expected to successfully produce quality work within deadlines, with or without supervision; interact professionally with other employees, customers, and vendors, while always respecting the need for confidentiality of customer information. The employee will work effectively as a team contributor on all assignments and work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations. Furthermore, the employee is encouraged to actively represent the Bank to customers and the general public in ways that promote the integrity, validity, and mission of the Bank by participating in community organizations, events, and activities. The employee is also expected to maintain a commitment to continuing education in the banking field through self-study and both in-house and outside training opportunities in all applicable banking policies, procedures, and regulations. Regular and punctual attendance is expected, and appropriate attire is required at all times, while either performing job functions or representing the Bank at outside events and activities. Requirements Required Minimum Qualifications: Bachelor's degree in business, finance, accounting, economics, or equivalent combination of course work and/or relevant work experience. Must also have the following demonstrated knowledge, skills, and abilities: Ability to maintain objectivity and independence. Ability to read, comprehend and technically apply written policies, procedures and regulations. Ability to read and comprehend various types of loan and related support documentation. Knowledge of financial terms such as depreciation, amortization, quick cash flow, quick ratio, liquidity ratio, debt coverage ratio, debt service ratio, debt yield, etc. Ability to apply basic number sense to financial spreads to effectively point out trends, red flags, and or significant points that may affect underwriting decisions. Ability to diplomatically yet effectively communicate verbally and in writing with all levels of bank staff, directors, regulators, customers, and tax preparers in requesting detailed financial information and/or explanation of financial information/analysis. Knowledge and understanding of commercial tax returns for all types of business entities. Ability to use bank equipment, computer systems including PC applications using spreadsheet, word processing, and database software; proficiency in Microsoft WORD and EXCEL.