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Credit analyst jobs in Austin, TX - 30 jobs

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  • Lead Credit Officer

    Farm Credit Services of America 4.7company rating

    Credit analyst job in Austin, TX

    Who we are: Farm Credit Bank of Texas is a $40.9 billion wholesale bank that has been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states, and we are active in the nation's capital markets. While you may not be familiar with our name, Farm Credit Bank of Texas plays a critical role in supporting the businesses that make it possible for America to maintain access to an affordable and safe food supply, an industry which is one of the most innovative and evolving of our time. And while you help us deliver on our mission, we deliver on our commitment to you as a valued employee by providing competitive compensation, generous health and wellness benefits packages and an attractive workplace located along the bluffs of the Colorado River just minutes west of downtown Austin. We seek out top talent in their fields, whether it be technology, finance, accounting, credit, human resources, or other administrative functions, and welcome you to join us in our mission to feed the world. Position Description: The primary responsibility of this role is to lead a team of credit officers in managing a designated portfolio of accounts. This includes providing guidance, training, mentorship, and oversight to ensure quality and consistency in credit analysis. In addition to leadership duties, the role requires maintaining an individual portfolio and performing underwriting for assigned transactions. The position will assist the Directors in the analysis, servicing, and reporting of the bank's loan participations. It will also require the individual to develop industry and peer group analysis, portfolio analysis, and complete other special projects as assigned. Day-to Day-Duties and Responsibilities: Leads team of credit officers within a vertical, ensuring management of workflow. Serve as a trainer/mentor to develop credit skills of officers. Collaborates effectively with the Lending Team on deal flights, underwriting, and preparation for Loan Committee to ensure comprehensive analysis and timely execution. Performs financial analysis, credit administration, monitoring and due diligence as necessary on official loans, excess loans, and loan participation packages received from district associations or other commercial lenders. Maintains an understanding of industries and credits within the assigned portfolio, monitoring trends and identifying at-risk credits to proactively monitor risk. Interprets, communicates, and provides guidance to associations regarding sound lending practices. Interprets and acts upon various legal, title and other questions which may arise on loans. Assists in developing and administering lending programs, as well as developing and revising operating procedures relating to lending operations. Assists in the development and closing of complex loans by assisting with analysis and negotiation of such credits. Development of loan participation and correspondent banking relationships with other lenders. The incumbent will manage complex loan relationships as directed by supervisor, SVP Credit Analysis Assists other bank personnel in completing coordinated projects as assigned. Skills: This position requires skill and knowledge in credit administration, financial analysis, the use of various loan analysis software programs, accounting standards, credit policies and procedures, as well as program and product development. Excellent computer, interpersonal, public speaking and communication skills are required. A thorough knowledge is required of financial statement analysis, forecasting models, cash flow budgets, collateral analysis, appraisal standards and payment performance in the areas of agriculture production loans, mortgage loans and commercial credits. Must be able to accurately identify, measure and manage risk in loans, loan portfolios and direct loans. This position will require time management skills with travel up to 25 percent. What You Bring to the Team: Our ideal candidate lives within a commutable distance from our office and appreciates the value of hybrid work design. We strongly prefer candidates who are local to the Austin, TX area. However, we will consider remote candidates for the right individual. It's an important role that covers many skills. This position requires: Position requires a Bachelor's Degree in agriculture economics, finance, business administration or other related business field or commensurate experience and seven (7) or more years' experience in all facets of lending including the marketing, extension, administration and analysis of commercial credits and agriculture production loans. The incumbent should have experience and knowledge in the analysis of complex credits, as well as negotiating and dealing with large loans over $5 million. The incumbent should have experience working with management and senior loan officers of other financial institutions in the structuring and evaluating of official loans, excess loans (above delegated authorities), loan participations and analysis of direct loan/correspondent lending relationships. Why Farm Credit Bank of Texas: In addition to a competitive salary, we offer comprehensive, affordable, and competitive benefit options that are focused on health and wellness, financial security, and achieving a work-life balance: Flexible health-and-wellness benefits, including medical insurance, prescription drug coverage, dental insurance, vision care, flexible spending accounts, and more. 401(k) plan that includes immediate vesting of a generous employer match and additional employer contribution Long-term disability and life insurance Vacation leave, sick leave, and paid holidays Fertility benefit and parental leave plan Up to two days per year to volunteer in local community organizations, services, or events Ongoing professional-development opportunities Generous tuition-reimbursement program Physical fitness incentive plan Employer matching gifts program Important note: We care about your hiring process and take it seriously. A real person will review your applications, meaning response timelines may vary. The interviewing process at Farm Credit Bank of Texas may include phone calls and emails, on-site interviews, and requests for portfolios or demonstrations of work. We can't personally follow-up with each applicant, and we will do our best to create a professional, respectful, and thorough process for candidates with whom we identify as a potential fit. A/EOE/M/F/D/V #LI-Remote
    $94k-145k yearly est. Auto-Apply 31d ago
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  • Commercial Credit Senior Manager

    Accenture 4.7company rating

    Credit analyst job in Austin, TX

    Accenture is a leading global professional services company that helps the world's leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services-creating tangible value at speed and scale. We are a talent and innovation led company with 750,000 people serving clients in more than 120 countries. We combine our strength in technology with unmatched industry experience, functional expertise and global delivery capability. We are uniquely able to deliver tangible outcomes because of our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Accenture Song. These capabilities, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients succeed and build trusted, lasting relationships. As of 2023, we have been recognized among Fortune's World's Most Admired Companies for 20 consecutive years. And that's just the beginning. Your career is about what you want to be and who you want to be. It's about bringing your skills, your curiosity, and your best true self to your work. Visit us at ****************** We Are: In today's world, business leaders want to rapidly and confidently reinvent to increase resilience, mitigate risk, and grow with sustainable value. That's where Accenture Strategy & Consulting comes in. We bring together strategic visionaries, industry experts, practitioners from across every enterprise function, business intelligence professionals, change specialists, data and AI authorities, and many other specialized skills to co-create each client's unique path to reinvention. You will be a trusted partner to business leaders, working with a diverse team of experts to deliver successful tech-enabled transformation and new kinds of value for your clients. Join our global network of people using the latest assets, platforms and partnerships to help bring ideas to life. Strategy & Consulting is one of five services that make up one Accenture - the others are Operations, Technology, Song and Industry X. Management Consulting professionals design and implement transformation programs that integrate strategy, technology, and operations to create enterprise value for clients. Accenture is growing our practice to help our clients navigate their transformational journeys. You Are The candidate will be a Senior Manager within the Commercial Banking Consulting practice with a focus on Business and Technology Transformation within the wholesale lending industry . The Commercial Credit Consultant designs and implements business changes that drive industry-specific, function and digital operating model transformation, focusing on task relating to people and process . Large wholesale lenders are investing heavily in modernizing their business, technology, and data to optimize straight-through processing, enhance client and employee experience, and reduce cost of ownership. Accenture is growing our practice to help our client navigate their transformational journeys. The Commercial Credit Senior Manager will be focused on supporting the development of our lending offerings and the delivery of transformational consulting projects. The Commercial Credit Senior M anager will be focused on supporting the development of our offerings and the delivery of consulting projects. Responsibilities may include: + Become a trusted advisor for C-suite clients looking to solve critical business problem + Define clients' business and technology strategy. + Re-imagine world-class operating models for Wholesale credit institutions. + Lead Wholesale credit systems implementation engagements (requirements, design, test, deployment, etc.). + Manage all parts of projects, from client buy-in to planning, budgeting, and execution. + Source and coordinate work from other internal workforces. + Develop of our next generation Wholesale credit technology offerings. + Drive business development to originate new client opportunities. + Build your reputation as an industry thought leader + Travel, as required , up to 80%, in the United States and Canada. Here's What You Need: + Minimum of 10 years relevant professional services firm experience in technology or management consulting with broad experience in engagement management and business development + Minimum of 7 years of equivalent of commercial credit industry (sales, underwriting. closing, servicing, portfolio management) industry experience + Demonstratable experience leading a complex, large-scale commercial credit transformation across operating model, technology, and data/AI workstreams + Demonstrated experience developing and managing relationships with C-suite client executives. + A Bachelor's degree Bonus Points if you have: + Launched new product offerings in the banking industry. + Implemented next generation analytic capabilities (e.g., predictive, generative, or agentic AI) for commercial lending. + E xperience with additional commercial lending industry platforms, e.g., Moody's, Blooma, Built + An advanced degree or financial industry certification Professional Skills + Proven ability to operate within a collaborative environment. + Demonstrated commitment, teamwork, and collaboration in a professional setting; either military or civilian. + High energy level, focus and ability to work well in demanding client environments. + Excellent communication (written and oral) and interpersonal skills. + Strong leadership, problem solving, and decision-making abilities. + Unquestionable professional integrity, credibility, and character. Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired as set forth below.We anticipate this job posting will be posted on 01/28/2026 and open for at least 3 days. Accenture offers a market competitive suite of benefits including medical, dental, vision, life, and long-term disability coverage, a 401(k) plan, bonus opportunities, paid holidays, and paid time off. See more information on our benefits here: U.S. Employee Benefits | Accenture (******************************************************* Role Location Annual Salary Range California $132,500 to $338,300 Cleveland $122,700 to $270,600 Colorado $132,500 to $292,200 District of Columbia $141,100 to $311,200 Illinois $122,700 to $292,200 Maryland $132,500 to $292,200 Massachusetts $132,500 to $311,200 Minnesota $132,500 to $292,200 New York $122,700 to $338,300 New Jersey $141,100 to $338,300 Washington $141,100 to $311,200 Requesting an Accommodation Accenture is committed to providing equal employment opportunities for persons with disabilities or religious observances, including reasonable accommodation when needed. If you are hired by Accenture and require accommodation to perform the essential functions of your role, you will be asked to participate in our reasonable accommodation process. Accommodations made to facilitate the recruiting process are not a guarantee of future or continued accommodations once hired. If you would like to be considered for employment opportunities with Accenture and have accommodation needs such as for a disability or religious observance, please call us toll free at **************** or send us an email or speak with your recruiter. Equal Employment Opportunity Statement We believe that no one should be discriminated against because of their differences. All employment decisions shall be made without regard to age, race, creed, color, religion, sex, national origin, ancestry, disability status, veteran status, sexual orientation, gender identity or expression, genetic information, marital status, citizenship status or any other basis as protected by federal, state, or local law. Our rich diversity makes us more innovative, more competitive, and more creative, which helps us better serve our clients and our communities. For details, view a copy of the Accenture Equal Opportunity Statement (******************************************************************************************************************************************** Accenture is an EEO and Affirmative Action Employer of Veterans/Individuals with Disabilities. Accenture is committed to providing veteran employment opportunities to our service men and women. Other Employment Statements Applicants for employment in the US must have work authorization that does not now or in the future require sponsorship of a visa for employment authorization in the United States. Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration. Job candidates will not be obligated to disclose sealed or expunged records of conviction or arrest as part of the hiring process. Further, at Accenture a criminal conviction history is not an absolute bar to employment. The Company will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. Additionally, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the Company's legal duty to furnish information. California requires additional notifications for applicants and employees. If you are a California resident, live in or plan to work from Los Angeles County upon being hired for this position, please click here for additional important information. Please read Accenture's Recruiting and Hiring Statement for more information on how we process your data during the Recruiting and Hiring process.
    $141.1k-338.3k yearly 60d+ ago
  • Credit Analyst

    Farm Credit 4.5company rating

    Credit analyst job in Austin, TX

    Who we are: Farm Credit Bank of Texas is a $40.9 billion wholesale bank that has been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states, and we are active in the nation's capital markets. While you may not be familiar with our name, Farm Credit Bank of Texas plays a critical role in supporting the businesses that make it possible for America to maintain access to an affordable and safe food supply, an industry which is one of the most innovative and evolving of our time. And while you help us deliver on our mission, we deliver on our commitment to you as a valued employee by providing competitive compensation, generous health and wellness benefits packages and an attractive workplace located along the bluffs of the Colorado River just minutes west of downtown Austin. We seek out top talent in their fields, whether it be technology, fin ance, accounting, credit, human resources, or other administrative functions, and welcome you to join us in our mission to feed the world. Position Description: We are seeking a highly skilled Analyst - Credit Operations & Services to join our team. This role monitors and coordinates the flow of information and documentation related to participation loans, ensuring accuracy, completeness, and compliance across all required processes. The analyst interprets and applies monitoring requirements for individual loans and supports compliance and documentation standards for syndicated credit facilities. Working under limited supervision, the analyst exercises sound independent judgment and know when escalation is appropriate, offering well-reasoned recommendations when issues arise. This role functions as a key contributor within a collaborative team environment, supporting colleagues and maintaining strong communication channels across the organization. The analyst follows established processes and procedures to maintain compliance with internal controls while ensuring timely, efficient handling of credit operations activities. The ideal candidate will be detail-oriented, proactive, and comfortable navigating complex credit documentation and workflow requirements. Day-to Day-Duties and Responsibilities: - Collect and organize post-close loan documents for review, analysis and interpretation to input pertinent compliance, covenants or financial ration data into the data tracking system and make determinations on sufficiency when received to confirm regulatory compliance. - Reviews loan agreements, credit documents, and amendments to identify and extract covenant and compliance requirements, ensuring accurate updates to covenant tracking systems to reflect current obligations and risk indicators and store in Client files for regulatory and audit requirements. Uses sound judgment to assess covenants and risk i ndicators and determine when further review or escalation is warranted. - Monitors Shared Sites and the Compliance Inbox to review incoming legal and compliance-related documents, ensuring timely tracking and verification of adherence to covenants, legal agreements, and annual review requirements. Use independent judgment to ascertain if documents meet Credit and Compliance requirements. - Responsible for identifying and communicating deficiencies, due and overdue items-including failed financial ratios-to Credit and Lending Officers, and exercising discretion to escalate issues when appropriate, along with recommended actions. - Reviews loan records for compliance to ensure that all information and documents are received. Identifies overdue items and exercises judgment in determining appropriate follow-up actions or escalation. - Creates, reviews and distributes compliance reports weekly, monthly and as requested. Research and requests items fr om, Credit Office or Lending Officer to clear overdue items. - Distribute legal documents to sub-participants in a timely fashion. Create and manage portals for Associates where FCBT is lead and update relevant legal and credit documents on to site for proper dissemination. - Support team members to collect and organize loan closing information for review and analysis to input pertinent loan data into a Loan Deal Sheet. Examine the loan deal sheet for accuracy and completeness. - Assists in the electronic documentation delivery process for internal and external audits. - Prepare documents and correspondence for reports as required. - Reviews credit desk analysis forms for upcoming legal amendments, and waiver notifications. - Completes special projects as assigned. Including testing new Systems of work or requesting enhancements or propose changes to procedures to better align with Business needs and compliance monitoring requirements. Skill s & Requirements: Knowledge of various types of credit offerings and the procedures required for administration of related loans. Knowledge of loan administration practices, including legal document review, credit monitoring and related documentation. General knowledge of accounting/financial systems. Professional and courteous oral and written communication are required. Problem solving skills and proficiency in organizing and prioritizing work are also required. Intermediate skill level in Microsoft Office applications. Ability to communicate effectively, handle multiple concurrent tasks and learn new applications quickly. The incumbent should have a sound understanding of credit and legal terminology and work well under pressure. What You Bring to the Team: Our ideal candidate lives within a commutable distance from our office and appreciates the value of hybrid work design. It's an important role that covers many skills. This position requires: Bachelor's degree in business, Finance or a related field and two (2) years to (3) years of relevant work experience, preferably in credit administration and loan transaction processing. Experience in credit monitoring, Proven ability to critically analyze documents, problem solving skills, and follow internal controls. Why Farm Credit Bank of Texas: In addition to a competitive salary, we offer comprehensive, affordable, and competitive benefit options that are focused on health and wellness, financial security, and achieving a work-life balance: - Flexible health-and-wellness benefits, including medical insurance, prescription drug coverage, dental insurance, vision care, flexible spending accounts, and more. - 401(k) plan that includes immediate vesting of a generous employer match and additional employer contribution - Long-term disability and life insurance - Vacation leave, sick leave, and paid holidays - Fertility benefi t and parental leave plan - Up to two days per year to volunteer in local community organizations, services, or events - Ongoing professional-development opportunities - Generous tuition-reimbursement program - Physical fitness incentive plan - Employer matching gifts program Important note: We care about your hiring process and take it seriously. A real person will review your applications, meaning response timelines may vary. The interviewing process at Farm Credit Bank of Texas may include phone calls and emails, on-site interviews, and requests for portfolios or demonstrations of work. We can't personally follow-up with each applicant, and we will do our best to create a professional, respectful, and thorough process for candidates with whom we identify as a potential fit.
    $53k-76k yearly est. 15d ago
  • Senior Credit Analyst

    Easy Street Capital

    Credit analyst job in Austin, TX

    Job DescriptionEasy Street Capital is a looking for a highly organized and driven individual to assist the premier private lender in Texas. EasyRent offers “DSCR” loans to real estate investors nationally for residential and mixed use properties up to ten units. You'll get to work with a fun, fast paced team in a vibrant downtown office. The Real Estate Analyst role is focused on performing all aspects of due diligence with regards to the origination of mortgage loans (valuation, tenant/lease, insurance, borrower credit, etc.) including direct interaction with investors and mortgage brokers. The role also consists of and requires high levels of communication between teammates and a multitude of external parties. You will serve as the “hub” of up to 30 individual deals at one time, performing the analysis and diligence, and keeping everyone up-to-date and organized with the goal of closing loans. Knowledge and experience with real estate and finance is preferred but not required; the role serves as a perfect “bootcamp” for learning everything about investment real estate finance and launching a successful career.Typical Tasks and Responsibilities Work with investors and mortgage brokers to perform loan origination due diligence including collecting documents, solving problems and providing status updates Perform due diligence and underwriting of mortgage loans, including property cash flows, rent roll analysis, reviewing leases or short-term rental operating histories, reviewing insurance and doing full credit and background reviews Write up loan summaries in Asset Summary Reports, providing analysis and commentary on mortgage loans, properties and markets and investor background Work with and develop relationships with key vendors including appraisal management companies and appraisers, appraisal reviewers, insurance agents and title companies Manage a pipeline of 25-30 deals by keeping deal checklists, statuses and files organized and up to date, and providing professional and frequent communication to all stakeholders Build relationships with loan originators and investor clients and assist with deal sourcing and new business for the firm Attend local networking and skill-development events to build network and knowledge base; potentially attend and assist with conferences and other industry events Skills Desired/Required Recent Graduates or 1-2 years of experience with related education or experience in areas of real estate; business analyst, financial analyst or credit analyst roles or experience in consulting, advisory or public accounting roles all pluses, but not required. 2-3 years experience and a solid track record in any of the prior eligible for a Senior Credit Analyst role with commensurate compensation and similar role and responsibilities with quicker path towards growth and promotion. Skills and Background Very strong communicator Very strong organization skills Detail oriented Positive Attitude / Ability to Take Feedback Ability to handle multiple tasks and duties simultaneously Comfortable with on-the-job training and very fast-paced and non-repetitive environment Basic Microsoft Excel, Outlook, Word Education/experience in real estate, finance or business preferred but not necessary Location in or relocation to Austin, Texas required Benefits Company sponsored health insurance Company paid life Insurance Company sponosred 401(k) Paid vacation time Paid sick leave We are looking for the right team member to join our team. If you feel you are that person, please apply! We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
    $61k-98k yearly est. 16d ago
  • Senior Credit Analyst Commercial Banking - Central Texas

    Solid Rock Recruiting LLC

    Credit analyst job in Austin, TX

    Job DescriptionSenior Credit Analyst - Commercial Banking A Texas-based community bank is seeking a Senior Credit Analyst to support its commercial lending team. This role offers exposure to complex credits and close collaboration with experienced lenders. Responsibilities Underwrite and analyze C&I and CRE credits Prepare credit memos and loan presentations Monitor portfolio performance and covenant compliance Partner closely with lenders and leadership Qualifications 3-6+ years of commercial credit experience Strong financial analysis and cash flow skills Community or regional bank experience preferred All applicant inquiries and conversations are handled confidentially. To apply or learn more, contact: Joey Wieger joey@solidrockrecruiting.com 605-601-4597
    $61k-98k yearly est. 4d ago
  • Consumer Lending Retail Loan Officer - (English/Spanish Bilingual Preferred)

    UFCU Main 4.1company rating

    Credit analyst job in Austin, TX

    The Retail Loan Officer (RLO) delivers an exceptional Member experience primarily within UFCU branches, and in collaboration with assigned branch team members, by maintaining the accuracy, integrity, and quality of lending services to optimize Members' financial health. The RLO leverages critical thinking, problem solving, and high Member contact in their daily work, using their expertise and product knowledge to provide the correct lending products that best fit the Member's needs, and provides limited support to fulfill Member mortgage inquiries to be routed accordingly. This role fully analyzes each loan application and all required lending documents to fulfill loan closings. The RLO maintains updated industry and regulatory knowledge and uses effective assessments of financial needs to create and deliver compliant, mutually beneficial, value-added lending solutions. With superior sales skills and product knowledge, the RLO increases Member retention, product penetration, and profitability. The RLO reports to the Manager - Retail Lending Sales. About UFCU As Austin's largest locally owned financial institution, University Federal Credit Union is owned by, dedicated to, and always working for our Members. Our mission at UFCU is simple: to provide for the well-being of our Members. We are proud to focus on people - not profits. We deliver fair and honest products and outstanding service, and we work collaboratively within our organization as well as our community to help Members achieve their personal and financial goals. Consistently receiving awards as the Top Credit Union, Top Mortgage Company, Best Places for Working Parents, Austin's Healthiest Employer, and Gallup's Top Engaged Workplace, UFCU is proud of its people-first culture. We value our employees as much as we value our Members. We offer an environment where people care about each other - like family. If you want to love what you do, make an impact in your community, and have the power to help people change their lives, we're glad you're here. Essential Functions Member Experience Demonstrate unsurpassed commitment to exceptional Member service and teamwork with each encounter, often going beyond the Member's initial need or concern. Provide timely and accurate information, responses, and decisions to internal and external Members. Display strong written, spoken, listening, and interpersonal communication skills by clearly and effectively communicating with Members and staff, including timely follow-up on open items, primarily in a Member-facing environment. Assist Members with basic mortgage inquiries and submit applicable referrals. Sales Performance and Product Knowledge Actively seek opportunities to maximize loan volume by demonstrating a strong results orientation and superior application quality. Consistently follow up on applications to maximize the number approved/funded. Use strong influential and consultative sales skills, analytic ability, and knowledge of UFCU's ancillary products and services to enhance the quality and depth of Member relationships, thereby increasing Member retention, product penetration, and profitability. Application Analysis and Loan Documentation Income Review Accurately review, calculate, and confirm income, tax returns, and financial statements Work with Underwriters to determine appropriate next steps and additional information needed for loan approval Provide guidance on sources of income that may be included in loan application Application and Loan Documentation Analyze all application and loan documentation, verify completeness and accuracy of files and communicate responses to Members, staff, dealers, and others in a courteous and timely manner Provide Member with correct loan documents and disclosures, process loans with accuracy and efficiency Stipulations Review Independently ensure that all stipulations set forth by Underwriter are fulfilled appropriately Perform all needed follow-up with Member or other parties to act on stipulations to completion Identify and escalate any issues of risk or fraud to the appropriate Lending team members Communication and Follow-Up Collaborate with various team members within the lending department, in retail branches, and across the organization. Apply a commitment to excellent Member service and strong interpersonal skills to build and maintain positive relationships with team members, internal partners, and various vendors. Maintain professional, clear, and effective spoken and written communication with Members, potential Members, business partners and staff; consistently exhibit tact and diplomacy in all communication. Provide prompt follow up to resolve problems and/or respond to inquiries; provide updates or correct audit errors within an allotted appropriate time. Follow up on applications to ensure funding occurs in a timely manner. Ongoing Industry Learning and Development Demonstrate a commitment to ongoing learning and development through various means to ensure role competency. Maintain current knowledge of industry trends and regulatory updates. Possess superior technical skills and actively seek opportunities to improve skillset. Other Adhere to all company policies, procedures and business ethics codes. Complete required regulatory training as assigned. Maintain strict adherence and compliance to all laws, rules, regulations and internal controls specific to the role, including but not limited to Bank Secrecy Act, Anti-Money Laundering, USA Patriot Act, OFAC and Fair Lending regulations. Knowledge/Skills/Abilities Knowledge Expert knowledge of lending products, regulations, services, and process. Basic knowledge of credit laws and regulations related to loan products. Competence using Microsoft Office Suite products. Skills Strong influential and consultative sales skills Strong analytical and creative problem-solving skills and attention to detail. Exceptional interpersonal, spoken, and written communication skills, with the ability to communicate effectively with borrowers and colleagues. Excellent customer service skills and ability to quickly establish rapport and trust over the telephone and via email. Abilities Ability to use loan origination software to efficiently perform job functions. Strong results orientation; able to consistently meet or exceed goals. Ability to effectively multi-task and excel in a high-stress environment. Ability to manage time effectively and handle high volume of inbound leads. Ability to present ideas and thoughts clearly and concisely. Ability to deliver presentations with persuasiveness and confidence. Ability to identify mortgage opportunities utilizing credit report. Competencies Adaptability Building Member Loyalty Building Partnerships Communication Emotional Intelligence Focus on Results Influence Experience Minimum Qualifications High school diploma or equivalent Minimum of three (3) years of general sales or customer service experience Experience in loan application entry and application review Possess or ability to obtain NMLS license Experience working with changing priorities and deadlines Must be bondable Preferred Qualifications Bachelor's degree in business, finance or related field Minimum of three (3) years of experience in financial products sales High-volume call center experience Credit Union or financial industry experience Bilingual in English and Spanish Physical Demands The physical demands described are representative of those that an employee must meet, with or without accommodation, in order to perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Frequent While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle or feel; reach with hands and arms; and talk or hear. Specific vision abilities required by this job include close vision, distance vision, peripheral vision and ability to adjust focus. Employee will make extensive use of the telephone and/or virtual communications platforms to communicate information, requiring accurate perception of speech and clear speaking abilities. Work Environment The work environment characteristics described are representative of those an employee encounters while performing the essential functions of this job. This position may involve periodic stressful conditions. May occasionally require an adjusted work schedule, overtime, and evening/weekend hours. May occasionally move from one work location/branch to another. Public contact position, requiring appropriate professional appearance. Frequent computer use at a workstation of up to two hours at a time. The noise level in the work environment is usually moderate.
    $63k-75k yearly est. 8d ago
  • Consumer Lending Retail Loan Officer - (English/Spanish Bilingual Preferred)

    University Federal Credit Union 4.1company rating

    Credit analyst job in Austin, TX

    The Retail Loan Officer (RLO) delivers an exceptional Member experience primarily within UFCU branches, and in collaboration with assigned branch team members, by maintaining the accuracy, integrity, and quality of lending services to optimize Members' financial health. The RLO leverages critical thinking, problem solving, and high Member contact in their daily work, using their expertise and product knowledge to provide the correct lending products that best fit the Member's needs, and provides limited support to fulfill Member mortgage inquiries to be routed accordingly. This role fully analyzes each loan application and all required lending documents to fulfill loan closings. The RLO maintains updated industry and regulatory knowledge and uses effective assessments of financial needs to create and deliver compliant, mutually beneficial, value-added lending solutions. With superior sales skills and product knowledge, the RLO increases Member retention, product penetration, and profitability. The RLO reports to the Manager - Retail Lending Sales. About UFCU As Austin's largest locally owned financial institution, University Federal Credit Union is owned by, dedicated to, and always working for our Members. Our mission at UFCU is simple: to provide for the well-being of our Members. We are proud to focus on people - not profits. We deliver fair and honest products and outstanding service, and we work collaboratively within our organization as well as our community to help Members achieve their personal and financial goals. Consistently receiving awards as the Top Credit Union, Top Mortgage Company, Best Places for Working Parents, Austin's Healthiest Employer, and Gallup's Top Engaged Workplace, UFCU is proud of its people-first culture. We value our employees as much as we value our Members. We offer an environment where people care about each other - like family. If you want to love what you do, make an impact in your community, and have the power to help people change their lives, we're glad you're here. Essential Functions Member Experience * Demonstrate unsurpassed commitment to exceptional Member service and teamwork with each encounter, often going beyond the Member's initial need or concern. * Provide timely and accurate information, responses, and decisions to internal and external Members. * Display strong written, spoken, listening, and interpersonal communication skills by clearly and effectively communicating with Members and staff, including timely follow-up on open items, primarily in a Member-facing environment. * Assist Members with basic mortgage inquiries and submit applicable referrals. Sales Performance and Product Knowledge * Actively seek opportunities to maximize loan volume by demonstrating a strong results orientation and superior application quality. * Consistently follow up on applications to maximize the number approved/funded. * Use strong influential and consultative sales skills, analytic ability, and knowledge of UFCU's ancillary products and services to enhance the quality and depth of Member relationships, thereby increasing Member retention, product penetration, and profitability. Application Analysis and Loan Documentation * Income Review * Accurately review, calculate, and confirm income, tax returns, and financial statements * Work with Underwriters to determine appropriate next steps and additional information needed for loan approval * Provide guidance on sources of income that may be included in loan application * Application and Loan Documentation * Analyze all application and loan documentation, verify completeness and accuracy of files and communicate responses to Members, staff, dealers, and others in a courteous and timely manner * Provide Member with correct loan documents and disclosures, process loans with accuracy and efficiency * Stipulations Review * Independently ensure that all stipulations set forth by Underwriter are fulfilled appropriately * Perform all needed follow-up with Member or other parties to act on stipulations to completion * Identify and escalate any issues of risk or fraud to the appropriate Lending team members Communication and Follow-Up * Collaborate with various team members within the lending department, in retail branches, and across the organization. * Apply a commitment to excellent Member service and strong interpersonal skills to build and maintain positive relationships with team members, internal partners, and various vendors. * Maintain professional, clear, and effective spoken and written communication with Members, potential Members, business partners and staff; consistently exhibit tact and diplomacy in all communication. * Provide prompt follow up to resolve problems and/or respond to inquiries; provide updates or correct audit errors within an allotted appropriate time. * Follow up on applications to ensure funding occurs in a timely manner. Ongoing Industry Learning and Development * Demonstrate a commitment to ongoing learning and development through various means to ensure role competency. * Maintain current knowledge of industry trends and regulatory updates. * Possess superior technical skills and actively seek opportunities to improve skillset. Other * Adhere to all company policies, procedures and business ethics codes. * Complete required regulatory training as assigned. * Maintain strict adherence and compliance to all laws, rules, regulations and internal controls specific to the role, including but not limited to Bank Secrecy Act, Anti-Money Laundering, USA Patriot Act, OFAC and Fair Lending regulations. Knowledge/Skills/Abilities Knowledge * Expert knowledge of lending products, regulations, services, and process. * Basic knowledge of credit laws and regulations related to loan products. * Competence using Microsoft Office Suite products. Skills * Strong influential and consultative sales skills * Strong analytical and creative problem-solving skills and attention to detail. * Exceptional interpersonal, spoken, and written communication skills, with the ability to communicate effectively with borrowers and colleagues. * Excellent customer service skills and ability to quickly establish rapport and trust over the telephone and via email. Abilities * Ability to use loan origination software to efficiently perform job functions. * Strong results orientation; able to consistently meet or exceed goals. * Ability to effectively multi-task and excel in a high-stress environment. * Ability to manage time effectively and handle high volume of inbound leads. * Ability to present ideas and thoughts clearly and concisely. * Ability to deliver presentations with persuasiveness and confidence. * Ability to identify mortgage opportunities utilizing credit report. Competencies * Adaptability * Building Member Loyalty * Building Partnerships * Communication * Emotional Intelligence * Focus on Results * Influence Experience Minimum Qualifications * High school diploma or equivalent * Minimum of three (3) years of general sales or customer service experience * Experience in loan application entry and application review * Possess or ability to obtain NMLS license * Experience working with changing priorities and deadlines * Must be bondable Preferred Qualifications * Bachelor's degree in business, finance or related field * Minimum of three (3) years of experience in financial products sales * High-volume call center experience * Credit Union or financial industry experience * Bilingual in English and Spanish Physical Demands The physical demands described are representative of those that an employee must meet, with or without accommodation, in order to perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Frequent * While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle or feel; reach with hands and arms; and talk or hear. * Specific vision abilities required by this job include close vision, distance vision, peripheral vision and ability to adjust focus. * Employee will make extensive use of the telephone and/or virtual communications platforms to communicate information, requiring accurate perception of speech and clear speaking abilities. Work Environment The work environment characteristics described are representative of those an employee encounters while performing the essential functions of this job. * This position may involve periodic stressful conditions. * May occasionally require an adjusted work schedule, overtime, and evening/weekend hours. * May occasionally move from one work location/branch to another. * Public contact position, requiring appropriate professional appearance. * Frequent computer use at a workstation of up to two hours at a time. * The noise level in the work environment is usually moderate.
    $65k-78k yearly est. 9d ago
  • Senior Premier Banker - ARBOR TRAILS - Austin, TX

    W.F. Young 3.5company rating

    Credit analyst job in Austin, TX

    Why Wells Fargo: Are you looking for more? Find it here. At Wells Fargo, we're more than a financial services leader - we're a global trailblazer committed to driving innovation, empowering communities, and helping our customers succeed. We believe that a meaningful career is much more than just a job - it's about finding all of the elements to help you thrive, in one place. Living the Well Life means you're supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being. You'll be rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. And we're recognized for it - Wells Fargo once again ranked in the top three - making us the #1 financial services employer - on the 2025 LinkedIn Top Companies list of best workplaces “to grow your career” in the U.S. Join us! About this role: Wells Fargo is seeking a Senior Branch Premier Banker (SAFE) in Consumer and Small Business Banking, as part of Branch Banking. Learn more about the career areas and business divisions at wellsfargojobs.com. Upon required licensing and SAFE registration, the Senior Branch Premier Banker LP (SAFE) employee will transition to the Senior Branch Premier Banker (SAFE) role. The following job profile is intended to provide a general sense of what Senior Branch Premier Bankers do; however, the day-to-day duties and responsibilities will differ from branch to branch and even banker to banker depending on several variables, including (but not limited to) years of experience, complement of clients serviced, banking services and options of various clients, and client needs. In this role you will: Employees who are not fully licensed at the time of hire will participate in the Branch Banking Licensed Banker licensing program as a Senior Branch Premier Banker LP (SAFE). This is a temporary position until employee has successfully completed licensing requirements. Upon successful completion, employees will transition to the Senior Branch Premier Banker (SAFE) role and perform the following duties: Proactively acquire new affluent consumer and small business customers, and deepen existing relationships, through outreach and pre-planned appointments Review and analyze moderately complex customer concerns for possible resolution though discretionary application of applicable resolution protocols Escalate banking related issues or business risks that require an in-depth evaluation Advise customers on various aspects of recommended and available financial options and services Maintain deep knowledge and understanding of Wells Fargo's banking, credit and investment financial solutions and services Identify client needs and goals for business, mortgage, retirement, and investment services, then partner closely with peers in Business Banking Advisory Services, Mortgage and Wealth and Investment Management to best meet the previously identified needs and goals, consistent with clients' overall financial circumstances and goals Understand and manage risks in the business by adhering to policies, procedures and controls and ensuring compliance with applicable laws, rules, and regulations Collect information directly from customers regarding income, assets, investments, and credit; analyze information to develop customized plans identifying Wells Fargo's banking options and services that will best meet customers' financial needs and goals Build relationships with branch colleagues, affluent customers, and partners to acquire, deepen, and retain relationships, and to also help customers succeed financially Exercise independent judgement and discretion in managing client relationships through regular meetings to review financial condition and goals, provide advice regarding banking services and options to meet changing circumstances Be an active member of the branch team, including providing guidance to other branch employees on developing relationships and managing moderately complex to complex client needs This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the SAFE. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below Required Qualifications: 4+ years of customer service experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education 3+ years of experience building and maintaining effective relationships with customers and partners 3+ years of experience recommending products and services Desired Qualifications: Financial services industry experience in one or a combination of the following: corporate, consumer, mortgage, investments, brokerage, or private banking Experience recommending financial services products and services Successfully completed FINRA Series 6 and 63 exams (or recognized FINRA equivalents) to qualify for immediate registration State Insurance license(s) 3+ years of experience in a licensed financial services position Customer service focus with experience handling complex transactions across multiple systems Proficient with proactively sourcing, acquiring, building, and maintaining relationships with customers and colleagues Excellent verbal, written, and interpersonal communication skills Knowledge and understanding of book of business processes to actively manage a group of Wells Fargo customers to meet their needs and grow the business Knowledge and understanding of Branch Banking compliance controls, risk management, and loss prevention Ability to follow policies, procedures, and regulations Ability to educate and connect customers to technology and share the value of self-service digital banking options Experience using strong business acumen to provide financial services consultation to small business customers Knowledge and understanding of financial services consumer lending products Ability to interact with integrity and professionalism with customers and employees High motivation with ability to successfully meet team objectives while maintaining individual performance Experience mentoring and peer-coaching others Job Expectations: Ability to work a schedule that may include most Saturdays Adherence to Wells Fargo sales practices risk management culture Current registration for FINRA Series 6 and Series 63 (or FINRA recognized equivalents) is required for this role or must be completed within a specified period. For specific FINRA qualification exams obtained after 9/30/2018, the Securities Industry Essentials (SIE) exam co-requisite will be required For the following states where hired, FINRA Series 65 (or equivalent) will also be required to be completed within a specified period: AK, AL, CT, DE, HI, IA, ID, IN, KS, MD, MI, MN, MS, MT, NC, ND, NE, NM, OR, SC, SD, TN, TX, UT, VA, WA, WI, and WY. The State of WY permits referral-only licensed bankers to receive the IAR registration without completing the Series 65/66 exam requirement. This list of states is subject to change and Series 65 (or equivalent) licensing requirement would be based on current state requirements during employment State Insurance license(s) are required for this role and must be completed within a specified period Licensing requirements and expected completion timeline determined by the number of licenses needed) will be communicated to the candidate upon offer acceptance Obtaining and/or maintaining appropriate Financial Industry Regulatory Authority (FINRA) license(s) is required for ongoing employment in this position. Additional requirements include meeting enhanced financial fitness and criminal background standards. Wells Fargo will initiate the FINRA review process at the time of offer acceptance. This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) website (************************************************* provides the MU4R questions and registration required for employment in this position Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness, and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness; however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary This position is not eligible for Visa sponsorship Posting End Date: 1 Feb 2026 *Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo. Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more. Wells Fargo Recruitment and Hiring Requirements: a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
    $55k-85k yearly est. Auto-Apply 5d ago
  • Credit and Collections Specialist

    Yeticoolers

    Credit analyst job in Austin, TX

    At YETI, we believe that time spent outdoors matters more than ever and our gear can make that time extraordinary. When you work here, you'll have the opportunity to create exceptional, meaningful work and problem solve with innovative team members by your side. Together, you'll help our customers get the high-quality gear they need to make the most of their adventures. We are BUILT FOR THE WILD™. The Credit and Collections Specialist role is an integral piece of the sales process, responsible for managing the following for assigned portfolio: credit approval process, monitoring customer accounts, and ensuring timely collection of outstanding receivables. This role plays a key part in maintaining healthy cash flow and minimizing financial risk for the organization. You are proficient in problem solving and prioritizing activities that have the greatest impact in a fast paced, ever-changing environment. You are committed to following departmental policy while still providing a world class customer experience. Proactively contact customers regarding overdue accounts via phone, email, and written correspondence. Resolve billing disputes and negotiate payment arrangements. Maintain accurate records of collection activities and customer communications. Collaborate with sales, customer service, and finance teams to resolve account issues. Prepare aging reports and provide regular updates to management on collection status. Recommend accounts for escalation, legal action, or write-off when necessary. Ensure compliance with company policies and applicable laws and regulations. Periodically perform audit of billing processes for assigned portfolio by comparing YETI open receivables to customer open payables and collect on past due items: Reconcile and resolve billing gaps discovered in audit process Ensure that accounts in assigned portfolio pay within assigned payment terms Make outbound collections calls (or emails) for customers with past due balances Work with AR Specialist to ensure that payments are applied correctly and in timely manner: Reconcile any discounts, credits, rebates, allowances, and resolve any disputes Monitor A/R Collection Hold Dashboard for assigned portfolio Qualifications and Attributes: Bachelor's degree preferred or equivalent experience in B2B collections, customer service, dispute resolution or account management experience preferred Strong Excel skills and experience in Microsoft Office Analytical mindset, ability to research and identify, design, and implement process improvements Strong attention to detail, organization, and prioritization Able to handle changing priorities and use good judgement in stressful situations Comfortable communicating to accounts as often as needed to achieve goals Self-starter, ability to stay positive under pressure Able to work in an ambiguous, fast-paced environment SAP experience preferred #LI-MA1 Benefits & Perks: Click here to learn about the benefits and perks we offer at YETI. YETI is proud to be an Equal Opportunity Employer. Our commitment to creating a diverse, equitable, and inclusive culture is at the center of everything we do for our employees. We embrace all applicants looking to bring their authentic selves to YETI and contribute to our mission of keeping the wild WILD. Find out more about our commitment to DE&I at yeti.com/esg.html. All applicants for employment will be considered without regard to an individual's race, color, sex, gender identity, gender expression, religion, age, national origin or ancestry, citizenship, physical or mental disability, medical condition, family care status, marital status, sexual orientation, genetic information, military or veteran status, or any other basis protected by federal, state or local laws. YETI Applicant Privacy Notice YETI welcomes and encourages applications from people with disabilities. Accommodations are available upon request for candidates taking part in all aspects of the selection process. If you require accommodation in order to apply for a job, please contact us at accommodationrequest@yeti.com.
    $37k-54k yearly est. Auto-Apply 58d ago
  • Senior Premier Banker - ARBOR TRAILS - Austin, TX

    Wells Fargo 4.6company rating

    Credit analyst job in Austin, TX

    Why Wells Fargo: Are you looking for more? Find it here. At Wells Fargo, we're more than a financial services leader - we're a global trailblazer committed to driving innovation, empowering communities, and helping our customers succeed. We believe that a meaningful career is much more than just a job - it's about finding all of the elements to help you thrive, in one place. Living the Well Life means you're supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being. You'll be rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. And we're recognized for it - Wells Fargo once again ranked in the top three - making us the #1 financial services employer - on the 2025 LinkedIn Top Companies list of best workplaces "to grow your career" in the U.S. Join us! About this role: Wells Fargo is seeking a Senior Branch Premier Banker (SAFE) in Consumer and Small Business Banking, as part of Branch Banking. Learn more about the career areas and business divisions at wellsfargojobs.com. Upon required licensing and SAFE registration, the Senior Branch Premier Banker LP (SAFE) employee will transition to the Senior Branch Premier Banker (SAFE) role. The following job profile is intended to provide a general sense of what Senior Branch Premier Bankers do; however, the day-to-day duties and responsibilities will differ from branch to branch and even banker to banker depending on several variables, including (but not limited to) years of experience, complement of clients serviced, banking services and options of various clients, and client needs. In this role you will: * Employees who are not fully licensed at the time of hire will participate in the Branch Banking Licensed Banker licensing program as a Senior Branch Premier Banker LP (SAFE). This is a temporary position until employee has successfully completed licensing requirements. Upon successful completion, employees will transition to the Senior Branch Premier Banker (SAFE) role and perform the following duties: * Proactively acquire new affluent consumer and small business customers, and deepen existing relationships, through outreach and pre-planned appointments * Review and analyze moderately complex customer concerns for possible resolution though discretionary application of applicable resolution protocols * Escalate banking related issues or business risks that require an in-depth evaluation * Advise customers on various aspects of recommended and available financial options and services * Maintain deep knowledge and understanding of Wells Fargo's banking, credit and investment financial solutions and services * Identify client needs and goals for business, mortgage, retirement, and investment services, then partner closely with peers in Business Banking Advisory Services, Mortgage and Wealth and Investment Management to best meet the previously identified needs and goals, consistent with clients' overall financial circumstances and goals * Understand and manage risks in the business by adhering to policies, procedures and controls and ensuring compliance with applicable laws, rules, and regulations * Collect information directly from customers regarding income, assets, investments, and credit; analyze information to develop customized plans identifying Wells Fargo's banking options and services that will best meet customers' financial needs and goals * Build relationships with branch colleagues, affluent customers, and partners to acquire, deepen, and retain relationships, and to also help customers succeed financially * Exercise independent judgement and discretion in managing client relationships through regular meetings to review financial condition and goals, provide advice regarding banking services and options to meet changing circumstances * Be an active member of the branch team, including providing guidance to other branch employees on developing relationships and managing moderately complex to complex client needs * This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the SAFE. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below Required Qualifications: * 4+ years of customer service experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education * 3+ years of experience building and maintaining effective relationships with customers and partners * 3+ years of experience recommending products and services Desired Qualifications: * Financial services industry experience in one or a combination of the following: corporate, consumer, mortgage, investments, brokerage, or private banking * Experience recommending financial services products and services * Successfully completed FINRA Series 6 and 63 exams (or recognized FINRA equivalents) to qualify for immediate registration * State Insurance license(s) * 3+ years of experience in a licensed financial services position * Customer service focus with experience handling complex transactions across multiple systems * Proficient with proactively sourcing, acquiring, building, and maintaining relationships with customers and colleagues * Excellent verbal, written, and interpersonal communication skills * Knowledge and understanding of book of business processes to actively manage a group of Wells Fargo customers to meet their needs and grow the business * Knowledge and understanding of Branch Banking compliance controls, risk management, and loss prevention * Ability to follow policies, procedures, and regulations * Ability to educate and connect customers to technology and share the value of self-service digital banking options * Experience using strong business acumen to provide financial services consultation to small business customers * Knowledge and understanding of financial services consumer lending products * Ability to interact with integrity and professionalism with customers and employees * High motivation with ability to successfully meet team objectives while maintaining individual performance * Experience mentoring and peer-coaching others Job Expectations: * Ability to work a schedule that may include most Saturdays * Adherence to Wells Fargo sales practices risk management culture * Current registration for FINRA Series 6 and Series 63 (or FINRA recognized equivalents) is required for this role or must be completed within a specified period. For specific FINRA qualification exams obtained after 9/30/2018, the Securities Industry Essentials (SIE) exam co-requisite will be required * For the following states where hired, FINRA Series 65 (or equivalent) will also be required to be completed within a specified period: AK, AL, CT, DE, HI, IA, ID, IN, KS, MD, MI, MN, MS, MT, NC, ND, NE, NM, OR, SC, SD, TN, TX, UT, VA, WA, WI, and WY. The State of WY permits referral-only licensed bankers to receive the IAR registration without completing the Series 65/66 exam requirement. This list of states is subject to change and Series 65 (or equivalent) licensing requirement would be based on current state requirements during employment * State Insurance license(s) are required for this role and must be completed within a specified period * Licensing requirements and expected completion timeline determined by the number of licenses needed) will be communicated to the candidate upon offer acceptance * Obtaining and/or maintaining appropriate Financial Industry Regulatory Authority (FINRA) license(s) is required for ongoing employment in this position. Additional requirements include meeting enhanced financial fitness and criminal background standards. Wells Fargo will initiate the FINRA review process at the time of offer acceptance. This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) website (************************************************* provides the MU4R questions and registration required for employment in this position * Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness, and criminal background standards. * A current credit report will be used to assess your financial responsibility and credit fitness; however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary * This position is not eligible for Visa sponsorship Posting End Date: 1 Feb 2026 * Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo. Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more. Wells Fargo Recruitment and Hiring Requirements: a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
    $57k-109k yearly est. 4d ago
  • Commercial Credit Analyst I

    Austin Telco Federal Credit Union 3.8company rating

    Credit analyst job in Austin, TX

    Commercial Credit Analyst I | Location: 11149 Research Blvd, Austin, TX 78759 | Employment Type: Full-Time | Schedule: Monday-Friday from a. 7:30AM to 4:00 PM or b. 8:00 AM to 4:30 PM | FLSA Status: Non-Exempt Austin Telco Federal Credit Union is looking for a detail-oriented Commercial Credit Analyst I who thrives in an analytical, accuracy-focused environment. If you enjoy working with financial data, supporting commercial lending, and ensuring high-quality credit administration, this role offers a strong opportunity to grow your career in business lending and financial analysis. What You'll Do Financial Analysis & Credit Support Analyze and spread financial statements, tax returns, and supporting documents for new and existing business loan relationships Perform annual reviews and ongoing financial analysis to assess borrower performance and credit risk Identify and escalate credit concerns or material changes in borrower financial condition Loan Monitoring & Compliance Monitor loan covenants, collateral, insurance, and reporting requirements Follow up with members, lenders, and external partners to obtain required documentation Maintain accurate and compliant commercial loan files Documentation & Reporting Review commercial loan documents for accuracy and completeness Prepare monitoring and management reports related to portfolio performance and compliance Utilize loan and credit administration systems to support documentation, tracking, and reporting workflows Member & Internal Support Communicate effectively with lenders, members, and internal teams to resolve documentation or reporting needs Support cross-selling efforts by identifying appropriate credit union products and services Perform other duties as assigned to support department objectives Requirements What You Bring Bachelor's degree in Accounting, Finance, or related field, or equivalent experience 1-2 years of experience in financial analysis, accounting, or loan support Ability to analyze financial information and assess credit risk Strong attention to detail, organization, and follow-through Effective communication skills across teams and with members Proficiency with Microsoft Excel and Office applications Preferred Experience Prior credit union or financial institution experience Experience with Symitar/Episys, Sageworks, or similar credit administration systems Why You'll Love Working Here | We're more than a credit union - we're a community. At Austin Telco, you'll find a supportive culture, opportunities for growth, and a mission-driven team that puts people first. Comprehensive Benefits: Medical, dental, vision, disability, and life insurance, plus optional coverage for critical illness, legal support, and more Paid Time Off: Federal holidays, vacation, sick leave, and special paid days for birthdays, work anniversaries, and other milestones Retirement Plans: 401(k) with company match and a pension plan Community Engagement: Volunteer opportunities and credit union-sponsored events A supportive, mission-driven culture that values respect, empathy, service, integrity, and cooperation Additional Requirements Good credit standing (verified prior to interview) Successful background check and drug screening upon offer Equal Opportunity Employer: We celebrate diversity and are committed to creating an inclusive environment for all employees. Salary Description $50,000 - $65,000 per year
    $50k-65k yearly 12d ago
  • Credit and Collections Specialist

    Yeti 4.4company rating

    Credit analyst job in Austin, TX

    At YETI, we believe that time spent outdoors matters more than ever and our gear can make that time extraordinary. When you work here, you'll have the opportunity to create exceptional, meaningful work and problem solve with innovative team members by your side. Together, you'll help our customers get the high-quality gear they need to make the most of their adventures. We are BUILT FOR THE WILD. The Credit and Collections Specialist role is an integral piece of the sales process, responsible for managing the following for assigned portfolio: credit approval process, monitoring customer accounts, and ensuring timely collection of outstanding receivables. This role plays a key part in maintaining healthy cash flow and minimizing financial risk for the organization. You are proficient in problem solving and prioritizing activities that have the greatest impact in a fast paced, ever-changing environment. You are committed to following departmental policy while still providing a world class customer experience. * Proactively contact customers regarding overdue accounts via phone, email, and written correspondence. * Resolve billing disputes and negotiate payment arrangements. * Maintain accurate records of collection activities and customer communications. * Collaborate with sales, customer service, and finance teams to resolve account issues. * Prepare aging reports and provide regular updates to management on collection status. * Recommend accounts for escalation, legal action, or write-off when necessary. * Ensure compliance with company policies and applicable laws and regulations. * Periodically perform audit of billing processes for assigned portfolio by comparing YETI open receivables to customer open payables and collect on past due items: * Reconcile and resolve billing gaps discovered in audit process * Ensure that accounts in assigned portfolio pay within assigned payment terms * Make outbound collections calls (or emails) for customers with past due balances * Work with AR Specialist to ensure that payments are applied correctly and in timely manner: * Reconcile any discounts, credits, rebates, allowances, and resolve any disputes * Monitor A/R Collection Hold Dashboard for assigned portfolio Qualifications and Attributes: * Bachelor's degree preferred or equivalent experience in B2B collections, customer service, dispute resolution or account management experience preferred * Strong Excel skills and experience in Microsoft Office * Analytical mindset, ability to research and identify, design, and implement process improvements * Strong attention to detail, organization, and prioritization * Able to handle changing priorities and use good judgement in stressful situations * Comfortable communicating to accounts as often as needed to achieve goals * Self-starter, ability to stay positive under pressure * Able to work in an ambiguous, fast-paced environment * SAP experience preferred #LI-MA1 Benefits & Perks: Click here to learn about the benefits and perks we offer at YETI. YETI is proud to be an Equal Opportunity Employer. Our commitment to creating a diverse, equitable, and inclusive culture is at the center of everything we do for our employees. We embrace all applicants looking to bring their authentic selves to YETI and contribute to our mission of keeping the wild WILD. Find out more about our commitment to DE&I at yeti.com/esg.html. All applicants for employment will be considered without regard to an individual's race, color, sex, gender identity, gender expression, religion, age, national origin or ancestry, citizenship, physical or mental disability, medical condition, family care status, marital status, sexual orientation, genetic information, military or veteran status, or any other basis protected by federal, state or local laws. YETI Applicant Privacy Notice YETI welcomes and encourages applications from people with disabilities. Accommodations are available upon request for candidates taking part in all aspects of the selection process. If you require accommodation in order to apply for a job, please contact us at accommodationrequest@yeti.com.
    $37k-49k yearly est. Auto-Apply 57d ago
  • Credit Officer

    Farm Credit Services of America 4.7company rating

    Credit analyst job in Austin, TX

    Who we are: Farm Credit Bank of Texas is a $40.9 billion wholesale bank that has been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states, and we are active in the nation's capital markets. While you may not be familiar with our name, Farm Credit Bank of Texas plays a critical role in supporting the businesses that make it possible for America to maintain access to an affordable and safe food supply, an industry which is one of the most innovative and evolving of our time. And while you help us deliver on our mission, we deliver on our commitment to you as a valued employee by providing competitive compensation, generous health and wellness benefits packages and an attractive workplace located along the bluffs of the Colorado River just minutes west of downtown Austin. We seek out top talent in their fields, whether it be technology, finance, accounting, credit, human resources, or other administrative functions, and welcome you to join us in our mission to feed the world. Position Description: The primary scope of this position is to thoroughly analyze and underwrite assigned participation accounts and offers, along with the servicing of such assigned accounts. The position will assist the Directors in the analysis, servicing, and reporting of the loan participations. The position will also require the individual to develop industry and peer group analysis, portfolio analysis, and other special projects as assigned. Day-to Day-Duties and Responsibilities: Credit administration, financial analysis, monitoring and due diligence review of various financial participation packages and loan origination with district associations or commercial agency lenders. Development of loan participation and correspondent banking relationships with other lenders. Incumbent will also manage and service participation loan relationships as assigned and directed by supervisor, SVP Credit Analysis Assist in the development and closing of complex loans by assisting with analysis and negotiation of such credits. Interprets, communicates, and provides guidance to associations regarding district lending policies and procedures. Interprets and acts upon various legal, title and other questions which may arise on loans. Assists in administering and developing lending programs, as well as developing and revising operating procedures relating to lending operations. Assist other bank personnel in completing coordinated projects as assigned Skills: This position requires skill and knowledge in credit administration, financial analysis, the use of various loan analysis software programs, accounting standards, credit policies, and procedures, as well as program and product development. Excellent computer, interpersonal, public speaking and communication skills are required. A thorough knowledge of financial statement analysis, forecasting analysis, cash flow analysis, collateral analysis and payment performance in the areas of mortgage and commercial lending. Knowledgeable on credit and accounting standards, real estate appraisals, product and service marketing techniques and programs. Must be able to accurately identify, measure and manage risk in loans, loan portfolios and direct loans. This position will require time management skills with travel up to 15 percent. What You Bring to the Team: Our ideal candidate lives within a commutable distance from our office and appreciates the value of hybrid work design. We strongly prefer candidates who are local to the Austin, TX area. However, we will consider remote candidates for the right individual. It's an important role that covers many skills. This position requires: Position requires a Bachelor's Degree in finance, business administration or other related business field or commensurate experience. A minimum of three (3) to five (5) years' experience in all facets of lending including the marketing, extension, administration and analysis of commercial credit. The incumbent should have experience and knowledge in the analysis of complex credits, as well as negotiating and dealing with commercial type loans. The incumbent should have experience in working with financial institutions in structuring and evaluating various loan participations, credit relationships, and analysis of direct loans Why Farm Credit Bank of Texas: In addition to a competitive salary, we offer comprehensive, affordable, and competitive benefit options that are focused on health and wellness, financial security, and achieving a work-life balance: Flexible health-and-wellness benefits, including medical insurance, prescription drug coverage, dental insurance, vision care, flexible spending accounts, and more. 401(k) plan that includes immediate vesting of a generous employer match and additional employer contribution Long-term disability and life insurance Vacation leave, sick leave, and paid holidays Fertility benefit and parental leave plan Up to two days per year to volunteer in local community organizations, services, or events Ongoing professional-development opportunities Generous tuition-reimbursement program Physical fitness incentive plan Employer matching gifts program Important note: We care about your hiring process and take it seriously. A real person will review your applications, meaning response timelines may vary. The interviewing process at Farm Credit Bank of Texas may include phone calls and emails, on-site interviews, and requests for portfolios or demonstrations of work. We can't personally follow-up with each applicant, and we will do our best to create a professional, respectful, and thorough process for candidates with whom we identify as a potential fit. A/EOE/M/F/D/V #LI-Remote
    $94k-145k yearly est. Auto-Apply 28d ago
  • Analyst - Credit Operations & Services

    Farm Credit 4.5company rating

    Credit analyst job in Austin, TX

    Who we are: Farm Credit Bank of Texas is a $40.9 billion wholesale bank that has been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states, and we are active in the nation's capital markets. While you may not be familiar with our name, Farm Credit Bank of Texas plays a critical role in supporting the businesses that make it possible for America to maintain access to an affordable and safe food supply, an industry which is one of the most innovative and evolving of our time. And while you help us deliver on our mission, we deliver on our commitment to you as a valued employee by providing competitive compensation, generous health and wellness benefits packages and an attractive workplace located along the bluffs of the Colorado River just minutes west of downtown Austin. We seek out top talent in their fields, whether it be technology, fin ance, accounting, credit, human resources, or other administrative functions, and welcome you to join us in our mission to feed the world. Position Description: The Special Assets Officer is responsible for managing the bank's problem loan asset portfolio with the goal of minimizing loan losses, reducing nonperforming assets and maintaining compliance with bank and regulatory requirements. The Special Asset Officer must have the ability to assess, analyze and recommend the best course of action in difficult credit situations. The incumbent will work with Senior Management, legal counsel, peer banks, and clients to resolve troubled loans Day-to Day-Duties and Responsibilities: - Monitor and manage troubled loans within the bank's portfolio and develop and implement strategies to mitigate risk and maximize recovery. - Effectively analyze assigned loan portfolio, including loan documentation review, collateral evaluation, and financial condit ion assessment. - Complete reporting, including quarterly reserve analysis on assigned portfolio. - Prepare and present reports on the status of troubled loans to senior management. - Conduct thorough analysis of total loan portfolio to identify potential risks and develop appropriate action plans. - Collaborates with administrative agents, peer banks, outside legal counsel, the client, and other parties as needed to ensure timely and accurate resolution of troubled loans. - Communicate and collaborate with sub participants. - Represent the bank in legal proceedings and negotiations related to troubled loans. - Communicate regularly with borrowers to assess their financial situation and negotiate repayment plans. - Conduct site visits and inspections to assess collateral and property conditions. - Stay informed on industry and regulatory guidelines related to special assets management, particularly related to Farm Credit requirem ents. - Maintain accurate and organized documentation of all actions and communications related to troubled loans. - Continuously evaluate and improve processes and procedures related to special assets management. - Negotiate with borrowers and others in a manner consistent with overall strategy while maintaining objectivity and professionalism. What You Bring to the Team: Our ideal candidate lives within a commutable distance from our office and appreciates the value of hybrid work design. It's an important role that covers many skills. This position requires: Bachelor's degree in finance, business administration or other related business field or commensurate experience. Ten or more (10+) years' experience in all facets of lending including the marketing, extension, administration, and analysis of commercial credit with at least seven or more (7+) years' experience in the management of troubled loans and distres sed asset workout and recovery. This role requires a deep understanding of credit analysis, with strong analytical and problem-solving skills, and a knowledge of bankruptcy laws and related legal proceedings; as well as strong oral, written communication, and negotiation skills. Why Farm Credit Bank of Texas: In addition to a competitive salary, we offer comprehensive, affordable, and competitive benefit options that are focused on health and wellness, financial security, and achieving a work-life balance: - Flexible health-and-wellness benefits, including medical insurance, prescription drug coverage, dental insurance, vision care, flexible spending accounts, and more. - 401(k) plan that includes immediate vesting of a generous employer match and additional employer contribution - Long-term disability and life insurance - Vacation leave, sick leave, and paid holidays - Fertility benefit and parental leave plan - Up to two days per yea r to volunteer in local community organizations, services, or events - Ongoing professional-development opportunities - Generous tuition-reimbursement program - Physical fitness incentive plan - Employer matching gifts program Important note: We care about your hiring process and take it seriously. A real person will review your applications, meaning response timelines may vary. The interviewing process at Farm Credit Bank of Texas may include phone calls and emails, on-site interviews, and requests for portfolios or demonstrations of work. We can't personally follow-up with each applicant, and we will do our best to create a professional, respectful, and thorough process for candidates with whom we identify as a potential fit.
    $53k-76k yearly est. 7d ago
  • Senior Credit Analyst

    Easy Street Capital

    Credit analyst job in Austin, TX

    Easy Street Capital is a looking for a highly organized and driven individual to assist the premier private lender in Texas. EasyRent offers “DSCR” loans to real estate investors nationally for residential and mixed use properties up to ten units. You'll get to work with a fun, fast paced team in a vibrant downtown office. The Real Estate Analyst role is focused on performing all aspects of due diligence with regards to the origination of mortgage loans (valuation, tenant/lease, insurance, borrower credit, etc.) including direct interaction with investors and mortgage brokers. The role also consists of and requires high levels of communication between teammates and a multitude of external parties. You will serve as the “hub” of up to 30 individual deals at one time, performing the analysis and diligence, and keeping everyone up-to-date and organized with the goal of closing loans. Knowledge and experience with real estate and finance is preferred but not required; the role serves as a perfect “bootcamp” for learning everything about investment real estate finance and launching a successful career.Typical Tasks and Responsibilities Work with investors and mortgage brokers to perform loan origination due diligence including collecting documents, solving problems and providing status updates Perform due diligence and underwriting of mortgage loans, including property cash flows, rent roll analysis, reviewing leases or short-term rental operating histories, reviewing insurance and doing full credit and background reviews Write up loan summaries in Asset Summary Reports, providing analysis and commentary on mortgage loans, properties and markets and investor background Work with and develop relationships with key vendors including appraisal management companies and appraisers, appraisal reviewers, insurance agents and title companies Manage a pipeline of 25-30 deals by keeping deal checklists, statuses and files organized and up to date, and providing professional and frequent communication to all stakeholders Build relationships with loan originators and investor clients and assist with deal sourcing and new business for the firm Attend local networking and skill-development events to build network and knowledge base; potentially attend and assist with conferences and other industry events Skills Desired/Required Recent Graduates or 1-2 years of experience with related education or experience in areas of real estate; business analyst, financial analyst or credit analyst roles or experience in consulting, advisory or public accounting roles all pluses, but not required. 2-3 years experience and a solid track record in any of the prior eligible for a Senior Credit Analyst role with commensurate compensation and similar role and responsibilities with quicker path towards growth and promotion. Skills and Background Very strong communicator Very strong organization skills Detail oriented Positive Attitude / Ability to Take Feedback Ability to handle multiple tasks and duties simultaneously Comfortable with on-the-job training and very fast-paced and non-repetitive environment Basic Microsoft Excel, Outlook, Word Education/experience in real estate, finance or business preferred but not necessary Location in or relocation to Austin, Texas required Benefits Company sponsored health insurance Company paid life Insurance Company sponosred 401(k) Paid vacation time Paid sick leave We are looking for the right team member to join our team. If you feel you are that person, please apply!
    $61k-98k yearly est. Auto-Apply 60d+ ago
  • Senior Credit Analyst Commercial Banking - Central Texas

    Solid Rock Recruiting LLC

    Credit analyst job in New Braunfels, TX

    Job DescriptionSenior Credit Analyst - Commercial Banking A Texas-based community bank is seeking a Senior Credit Analyst to support its commercial lending team. This role offers exposure to complex credits and close collaboration with experienced lenders. Responsibilities Underwrite and analyze C&I and CRE credits Prepare credit memos and loan presentations Monitor portfolio performance and covenant compliance Partner closely with lenders and leadership Qualifications 3-6+ years of commercial credit experience Strong financial analysis and cash flow skills Community or regional bank experience preferred All applicant inquiries and conversations are handled confidentially. To apply or learn more, contact: Joey Wieger joey@solidrockrecruiting.com 605-601-4597
    $61k-98k yearly est. 4d ago
  • Commercial Credit/ nCino Manager

    Accenture 4.7company rating

    Credit analyst job in Austin, TX

    Accenture is a leading global professional services company that helps the world's leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services-creating tangible value at speed and scale. We are a talent and innovation led company with 750,000 people serving clients in more than 120 countries. We combine our strength in technology with unmatched industry experience, functional expertise and global delivery capability. We are uniquely able to deliver tangible outcomes because of our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Accenture Song. These capabilities, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients succeed and build trusted, lasting relationships. As of 2023, we have been recognized among Fortune's World's Most Admired Companies for 20 consecutive years. And that's just the beginning. Your career is about what you want to be and who you want to be. It's about bringing your skills, your curiosity, and your best true self to your work. Visit us at ****************** We Are: In today's world, business leaders want to rapidly and confidently reinvent to increase resilience, mitigate risk, and grow with sustainable value. That's where Accenture Strategy & Consulting comes in. We bring together strategic visionaries, industry experts, practitioners from across every enterprise function, business intelligence professionals, change specialists, data and AI authorities, and many other specialized skills to co-create each client's unique path to reinvention. You will be a trusted partner to business leaders, working with a diverse team of experts to deliver successful tech-enabled transformation and new kinds of value for your clients. Join our global network of people using the latest assets, platforms and partnerships to help bring ideas to life. Strategy & Consulting is one of five services that make up one Accenture - the others are Operations, Technology, Song and Industry X. Management Consulting professionals design and implement transformation programs that integrate strategy, technology, and operations to create enterprise value for clients. Accenture is growing our practice to help our clients navigate their transformational journeys. You Are The candidate will be a Manager within the Commercial Banking Consulting practice with a focus on Business and Technology Transformation within the wholesale lending industry. The Commercial Credit Consultant designs and implements business changes that drive industry-specific, function and digital operating model transformation, focusing on task relating to people and process. Large wholesale lenders are investing heavily in modernizing their business, technology, and data to optimize straight-through processing, enhance client and employee experience, and reduce cost of ownership. Accenture is growing our practice to help our client navigate their transformational journeys. The Commercial Credit Manager will be focused on supporting the development of our lending offerings and the delivery of transformational consulting projects. The Commercial Credit Manager will be focused on supporting the development of our offerings and the delivery of consulting projects. Responsibilities may include: * Support Commercial Credit Transformation programs - including operating model and technology implementations . * Design next generation experiences and platforms for commercial lending clients. * Manage all parts of projects, from client buy-in to planning, budgeting, and execution. * Source and coordinate work from other internal workforces. * Develop of our next generation Wholesale credit technology offerings. * Become a trusted advisor for C-suite clients looking to solve critical business problem. * Drive business development to originate new client opportunities. * Build your reputation as an industry thought leader. * * Travel, as required, up to 80%, in the United States and Canada. Qualification Here's What You Need: * Minimum of 5 years relevant professional services firm experience in technology or management consulting with broad experience in engagement management and business development * Minimum of 5 years of equivalent of commercial credit industry (sales, underwriting. closing, servicing, portfolio management) industry experience * Demonstratable experience being part of an nCino or Salesforce project delivery project or consulting engagement for commercial lending * A Bachelor's degree Bonus Points if you have: * Extensive transformation strategy or operating model design experience in commercial banking. * Launched new product offerings in the banking industry. * Demonstrated experience developing and managing relationships with senior client executives. * Successful track record of leading complex management and/or technology consulting engagements across the delivery lifecycle. * nCino or Salesforce certification(s) * Hands on experience with additional commercial lending industry platforms, e.g., Moody's, Blooma, Built * French language skills * An advanced degree or financial industry certification * Built next generation analytic capabilities (e.g., predictive, generative, or agentic AI) for commercial lending. Professional Skills * Proven ability to operate within a collaborative environment. * Demonstrated commitment, teamwork, and collaboration in a professional setting; either military or civilian. * High energy level, focus and ability to work well in demanding client environments. * Excellent communication (written and oral) and interpersonal skills. * Strong leadership, problem solving, and decision-making abilities. * Unquestionable professional integrity, credibility, and character. Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired as set forth below. We anticipate this job posting will be posted on 01/28/2026 and open for at least 3 days. Accenture offers a market competitive suite of benefits including medical, dental, vision, life, and long-term disability coverage, a 401(k) plan, bonus opportunities, paid holidays, and paid time off. See more information on our benefits here: U.S. Employee Benefits | Accenture Role Location Annual Salary Range California $94,400 to $293,800 Cleveland $87,400 to $235,000 Colorado $94,400 to $253,800 District of Columbia $100,500 to $270,300 Illinois $87,400 to $253,800 Maryland $94,400 to $253,800 Massachusetts $94,400 to $270,300 Minnesota $94,400 to $253,800 New York $87,400 to $293,800 New Jersey $100,500 to $293,800 Washington $100,500 to $270,300 Locations
    $104k-132k yearly est. 6d ago
  • Commercial Credit Analyst I

    Austin Telco Federal Credit Union 3.8company rating

    Credit analyst job in Austin, TX

    Job DescriptionDescription: Commercial Credit Analyst I | Location: 11149 Research Blvd, Austin, TX 78759 | Employment Type: Full-Time | Schedule: Monday-Friday from a. 7:30AM to 4:00 PM or b. 8:00 AM to 4:30 PM | FLSA Status: Non-Exempt Austin Telco Federal Credit Union is looking for a detail-oriented Commercial Credit Analyst I who thrives in an analytical, accuracy-focused environment. If you enjoy working with financial data, supporting commercial lending, and ensuring high-quality credit administration, this role offers a strong opportunity to grow your career in business lending and financial analysis. What You'll Do Financial Analysis & Credit Support Analyze and spread financial statements, tax returns, and supporting documents for new and existing business loan relationships Perform annual reviews and ongoing financial analysis to assess borrower performance and credit risk Identify and escalate credit concerns or material changes in borrower financial condition Loan Monitoring & Compliance Monitor loan covenants, collateral, insurance, and reporting requirements Follow up with members, lenders, and external partners to obtain required documentation Maintain accurate and compliant commercial loan files Documentation & Reporting Review commercial loan documents for accuracy and completeness Prepare monitoring and management reports related to portfolio performance and compliance Utilize loan and credit administration systems to support documentation, tracking, and reporting workflows Member & Internal Support Communicate effectively with lenders, members, and internal teams to resolve documentation or reporting needs Support cross-selling efforts by identifying appropriate credit union products and services Perform other duties as assigned to support department objectives Requirements: What You Bring Bachelor's degree in Accounting, Finance, or related field, or equivalent experience 1-2 years of experience in financial analysis, accounting, or loan support Ability to analyze financial information and assess credit risk Strong attention to detail, organization, and follow-through Effective communication skills across teams and with members Proficiency with Microsoft Excel and Office applications Preferred Experience Prior credit union or financial institution experience Experience with Symitar/Episys, Sageworks, or similar credit administration systems Why You'll Love Working Here | We're more than a credit union - we're a community. At Austin Telco, you'll find a supportive culture, opportunities for growth, and a mission-driven team that puts people first. Comprehensive Benefits: Medical, dental, vision, disability, and life insurance, plus optional coverage for critical illness, legal support, and more Paid Time Off: Federal holidays, vacation, sick leave, and special paid days for birthdays, work anniversaries, and other milestones Retirement Plans: 401(k) with company match and a pension plan Community Engagement: Volunteer opportunities and credit union-sponsored events A supportive, mission-driven culture that values respect, empathy, service, integrity, and cooperation Additional Requirements Good credit standing (verified prior to interview) Successful background check and drug screening upon offer Equal Opportunity Employer: We celebrate diversity and are committed to creating an inclusive environment for all employees.
    $53k-63k yearly est. 9d ago
  • Analyst - Credit Operations & Services

    Farm Credit Services of America 4.7company rating

    Credit analyst job in Austin, TX

    Who we are: Farm Credit Bank of Texas is a $40.9 billion wholesale bank that has been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states, and we are active in the nation's capital markets. While you may not be familiar with our name, Farm Credit Bank of Texas plays a critical role in supporting the businesses that make it possible for America to maintain access to an affordable and safe food supply, an industry which is one of the most innovative and evolving of our time. And while you help us deliver on our mission, we deliver on our commitment to you as a valued employee by providing competitive compensation, generous health and wellness benefits packages and an attractive workplace located along the bluffs of the Colorado River just minutes west of downtown Austin. We seek out top talent in their fields, whether it be technology, finance, accounting, credit, human resources, or other administrative functions, and welcome you to join us in our mission to feed the world. Position Description: We are seeking a highly skilled Analyst - Credit Operations & Services to join our team. This role monitors and coordinates the flow of information and documentation related to participation loans, ensuring accuracy, completeness, and compliance across all required processes. The analyst interprets and applies monitoring requirements for individual loans and supports compliance and documentation standards for syndicated credit facilities. Working under limited supervision, the analyst exercises sound independent judgment and know when escalation is appropriate, offering well-reasoned recommendations when issues arise. This role functions as a key contributor within a collaborative team environment, supporting colleagues and maintaining strong communication channels across the organization. The analyst follows established processes and procedures to maintain compliance with internal controls while ensuring timely, efficient handling of credit operations activities. The ideal candidate will be detail-oriented, proactive, and comfortable navigating complex credit documentation and workflow requirements. Day-to Day-Duties and Responsibilities: Collect and organize post-close loan documents for review, analysis and interpretation to input pertinent compliance, covenants or financial ration data into the data tracking system and make determinations on sufficiency when received to confirm regulatory compliance. Reviews loan agreements, credit documents, and amendments to identify and extract covenant and compliance requirements, ensuring accurate updates to covenant tracking systems to reflect current obligations and risk indicators and store in Client files for regulatory and audit requirements. Uses sound judgment to assess covenants and risk indicators and determine when further review or escalation is warranted. Monitors Shared Sites and the Compliance Inbox to review incoming legal and compliance-related documents, ensuring timely tracking and verification of adherence to covenants, legal agreements, and annual review requirements. Use independent judgment to ascertain if documents meet Credit and Compliance requirements. Responsible for identifying and communicating deficiencies, due and overdue items-including failed financial ratios-to Credit and Lending Officers, and exercising discretion to escalate issues when appropriate, along with recommended actions. Reviews loan records for compliance to ensure that all information and documents are received. Identifies overdue items and exercises judgment in determining appropriate follow-up actions or escalation. Creates, reviews and distributes compliance reports weekly, monthly and as requested. Research and requests items from, Credit Office or Lending Officer to clear overdue items. Distribute legal documents to sub-participants in a timely fashion. Create and manage portals for Associates where FCBT is lead and update relevant legal and credit documents on to site for proper dissemination. Support team members to collect and organize loan closing information for review and analysis to input pertinent loan data into a Loan Deal Sheet. Examine the loan deal sheet for accuracy and completeness. Assists in the electronic documentation delivery process for internal and external audits. Prepare documents and correspondence for reports as required. Reviews credit desk analysis forms for upcoming legal amendments, and waiver notifications. Completes special projects as assigned. Including testing new Systems of work or requesting enhancements or propose changes to procedures to better align with Business needs and compliance monitoring requirements. Skills & Requirements: Knowledge of various types of credit offerings and the procedures required for administration of related loans. Knowledge of loan administration practices, including legal document review, credit monitoring and related documentation. General knowledge of accounting/financial systems. Professional and courteous oral and written communication are required. Problem solving skills and proficiency in organizing and prioritizing work are also required. Intermediate skill level in Microsoft Office applications. Ability to communicate effectively, handle multiple concurrent tasks and learn new applications quickly. The incumbent should have a sound understanding of credit and legal terminology and work well under pressure. What You Bring to the Team: Our ideal candidate lives within a commutable distance from our office and appreciates the value of hybrid work design. It's an important role that covers many skills. This position requires: Bachelor's degree in business, Finance or a related field and two (2) years to (3) years of relevant work experience, preferably in credit administration and loan transaction processing. Experience in credit monitoring, Proven ability to critically analyze documents, problem solving skills, and follow internal controls. Why Farm Credit Bank of Texas: In addition to a competitive salary, we offer comprehensive, affordable, and competitive benefit options that are focused on health and wellness, financial security, and achieving a work-life balance: Flexible health-and-wellness benefits, including medical insurance, prescription drug coverage, dental insurance, vision care, flexible spending accounts, and more. 401(k) plan that includes immediate vesting of a generous employer match and additional employer contribution Long-term disability and life insurance Vacation leave, sick leave, and paid holidays Fertility benefit and parental leave plan Up to two days per year to volunteer in local community organizations, services, or events Ongoing professional-development opportunities Generous tuition-reimbursement program Physical fitness incentive plan Employer matching gifts program Important note: We care about your hiring process and take it seriously. A real person will review your applications, meaning response timelines may vary. The interviewing process at Farm Credit Bank of Texas may include phone calls and emails, on-site interviews, and requests for portfolios or demonstrations of work. We can't personally follow-up with each applicant, and we will do our best to create a professional, respectful, and thorough process for candidates with whom we identify as a potential fit. A/EOE/M/F/D/V #LI-Hybrid
    $48k-72k yearly est. Auto-Apply 13d ago
  • Senior Credit Analyst Commercial Banking - Central Texas

    Solid Rock Recruiting LLC

    Credit analyst job in Georgetown, TX

    Job DescriptionSenior Credit Analyst - Commercial Banking A Texas-based community bank is seeking a Senior Credit Analyst to support its commercial lending team. This role offers exposure to complex credits and close collaboration with experienced lenders. Responsibilities Underwrite and analyze C&I and CRE credits Prepare credit memos and loan presentations Monitor portfolio performance and covenant compliance Partner closely with lenders and leadership Qualifications 3-6+ years of commercial credit experience Strong financial analysis and cash flow skills Community or regional bank experience preferred All applicant inquiries and conversations are handled confidentially. To apply or learn more, contact: Joey Wieger joey@solidrockrecruiting.com 605-601-4597
    $61k-98k yearly est. 4d ago

Learn more about credit analyst jobs

How much does a credit analyst earn in Austin, TX?

The average credit analyst in Austin, TX earns between $33,000 and $82,000 annually. This compares to the national average credit analyst range of $40,000 to $93,000.

Average credit analyst salary in Austin, TX

$52,000

What are the biggest employers of Credit Analysts in Austin, TX?

The biggest employers of Credit Analysts in Austin, TX are:
  1. Farm Credit System
  2. Farm Credit Services of America
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