Credit analyst jobs in Buffalo, NY - 971 jobs

The Credit Workout Officer II is responsible for performing a variety of duties including meeting with borrowers, evaluating management teams, and business plans to determine whether to retain or exit credit. Essential Functions Ensure integrity of loan documentation Review loan documents for perfection of collateral Analyze financial statements Identify and resolve problems / issues Record all agreements and conversations Prepare correspondence and documentation with regards to workout plan Discuss grades and workout procedures Issue demands letters Monitor collection activity, and bankruptcies Obtain judgments Establish Workout plans Report agreed payment terms and plans Locate collateral / inspection Coordinate foreclosures Partner with loan officers Prepare for litigation Coordinate sale of acquired assets / with appropriate staff, liquidation of assets and sales, and legal plan action with counsel Order appraisals Initiate Charge-offs / write downs Prepare reviews on workout loans, and quarterly workout updates Familiarity with & knowledge of the SBA Standard Operating Procedures (SOP). Liquidation of SBA 7 & 504 Loans Participate in quarterly SAG Watch Calls and preparation of CRIT Forms Ensure compliance with Northwest's policies and procedures, and Federal/State regulations Navigate Microsoft Office Software, computer applications, and software specific to the department to maximize technology tools and gain efficiency Work as part of a team Work with on-site equipment Education and Experience preferred Bachelor's degree in business, accounting, finance or related 3-5 years of experience related to commercial lending including special assets, loan review, credit and / or lending Ability to analyze data related to bankruptcy, foreclosure, and repossession This position will be performed onsite Monday - Thursday with Friday an option work from home day. Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.

Client: Large Health System Role: Pharmacist/Willow IP Analyst Type: Contract Duration: Summary: The Clinical Medication Build Analyst II supports medication-related clinical system build and optimization for a large healthcare system. This role focuses on production support, medication and oncology build, pediatric-specific workflows, and investigational drug services (IDS). The analyst plays a key role in Wave 1 facility support, governance-approved mini projects, and preparation for Wave 2 go-lives, ensuring accurate build, validation, and documentation in alignment with clinical and operational needs. Responsibilities: Production Support (Wave 1 Facilities) Triage and resolve incoming support tickets related to medication build and dispensing workflows. Investigate, troubleshoot, and resolve production issues in a timely manner. Perform change day updates to production environments based on assigned tasks and approved changes. Mini Projects (Governance-Approved Initiatives) Assignments vary based on governance council approvals and system priorities and may include: Order set refinement and new order set build. Over-the-counter (OTC) formulary alignment. Oncology medication and regimen build. Clinical monitoring rule build and clinical scoring system configuration. Wave 2 Go-Live Preparation Build and validate Investigational Drug Services (IDS) medications. Perform pediatric-specific medication and workflow build. Support site-specific dispensing efforts, including: Medication build Medication list maintenance Dispensing configuration aligned with local workflows

About ODDITY ODDITY is a consumer tech company disrupting the $600B beauty and wellness industries. Backed by data science and machine learning, we build and scale category-defining brands like IL MAKIAGE and SpoiledChild, serving 40M+ users via our AI-driven platform. With HQ in NYC, we operate like a tech startup: fast-paced, data-obsessed, and impact-driven. About the Role We're hiring a Product Development Manager/Analyst to join IL MAKIAGE's core product team. This is a high-visibility role for someone looking to apply consulting/banking skillsets to real-world product innovation with full P&L impact. You'll own product launch initiatives from concept to market, working cross-functionally with R&D, marketing, supply chain, and exec leadership. This is a rare opportunity to leap from strategy to execution inside a high-growth consumer product environment. This is the ideal role for someone craving startup speed and ownership beyond decks and models. What You'll Do Drive new product strategy through market research, competitor analysis, and consumer insight generation Analyze financial performance, product P&Ls, and consumer data to inform development priorities Build investment cases and roadmaps for new products, presenting directly to leadership Own timelines, deliverables, and supplier relationships for full product lifecycle management Coordinate testing, sampling, and launch readiness across internal and external stakeholders Execute structured consumer research: surveys, focus groups, market tests What We're Looking For 1-3 years in management consulting, investment banking, private equity, or high-growth startups Bachelor's degree from a top-tier institution Strong analytical + project management skills with attention to detail Experience building business cases, analyzing data, and communicating insights to senior audiences Thrives in high-speed, high-impact, ambiguity-rich environments Passion for consumer products, innovation, and making things real-not just theoretical Perks & Benefits $80K-$110K base salary Flexible schedule + remote options Deep product discounts Health insurance & wellness benefits Real ownership, fast-tracked career growth

This position is a full-time/salaried on-site opportunity based in Hicksville, Long Island. The EPIC System Analyst is responsible for design, build, testing, validation, and ongoing support of EpicCare Ambulatory applications. Perform basic analysis of the daily use and administration of assigned IT system(s). Work closely with Operational counterparts to ensure delivery of expected outcomes. Provide expert and creative solutions to end-user requirements and problems. Test and troubleshoot existing and proposed assigned system(s). Generate reports as requested, including writing specifications for custom reports. Provide support and troubleshooting to end users. Document end-user issues and recommend steps to prevent recurrences. Work collaboratively with other EPIC applications and the Training Team to provide positive outcomes for our end users. Education: • Bachelor's degree preferred, or equivalent experience. Experience: § Requires at least 1+ years of related experience: Ambulatory proficiency/certification required MyChart experience a + Ambulatory orders/order transmittal build knowledge a + Knowledge and Skills: • Possess clinical application knowledge and experience • Positive attitude, detail oriented, self-motivated, critical thinker • Ability to troubleshoot basic application issues and provide solutions from an existing knowledge base • Basic presentation skills • Ability to interact and develop relationships with intra-departmental teams • Effectively communicate in both oral and written form to a widely diverse audience • Requires basic understanding of healthcare terminology, clinical application configuration and/or workflows and related technologies • Requires basic skills using Microsoft Office Suite (Outlook, Word, Excel, PowerPoint) • Ability to complete work assignments in a timely manner as assigned by supervisor with minimal oversight • Excellent customer service skills • Ability to multi-task effectively in a rapidly changing environment

Support the migration of third-party labor invoicing from ReadSoft to SAP Fieldglass and SAP Ariba, ensuring compliance with the TPL Policy and achieving the goal of migrating a significant portion of vendors/spend currently invoicing through Readsoft. Key Responsibilities Analysis & Data Validation Identify and locate applicable Statements of Work (SOWs) for invoicing migration. Correlate resources to SOWs using SAP Fieldglass Profile Worker data. Validate spend, headcount, and expiration data for targeted suppliers. Complete migration templates with required details (financial data, cost centers, remaining budget, etc.) for Fieldglass and Ariba onboarding. Supplier & Stakeholder Engagement Coordinate with suppliers to confirm invoicing channel and readiness for migration. Support supplier onboarding for SAP Fieldglass and Ariba, including collection of W9, banking details, and account setup. Assist in communication and execution of Third-Party Administrator (TPA) agreements for Fieldglass migration. Contract Review & Compliance Ensure all migrated vendors/contracts meet compliance requirements for invoicing in Fieldglass or Ariba. Track TPA execution and confirm alignment between contracting entity and SOW. Work with Procurement and OGC (Legal) to review and amend SOWs as needed for migration. Migration Execution Prepare and deliver completed templates to SAP Fieldglass and Ariba leads. Support testing and loading of SOW data into production systems for approvals and invoicing. Participate in stand-ups and updates status templates to support prioritization of work and communication with stakeholders. Monitor migration progress and update trackers for supplier onboarding, TPA negotiations, and invoicing migration status. Reporting & Governance Maintain accurate records of migration activities for TPL reporting and governance dashboards. Provide weekly status updates to the Contract Migration Lead and/or Project Manager. Flag risks and issues promptly and support resolution efforts. Required Skills & Qualifications Strong analytical skills with experience in data validation and reconciliation. Excellent communication and stakeholder engagement skills. Ability to manage multiple priorities in a fast-paced environment. Proficiency in Excel and experience with tracking tools and templates. Beneficial Skills & Experience Knowledge of procurement processes, contract management, and compliance requirements. Background in procurement operations or contract management. Exposure to large-scale system migrations or process transformation projects. Familiarity with SAP Fieldglass and SAP Ariba platforms (or ability to learn quickly). Understanding of Third-Party Labor policies and invoicing workflows. Performance Metrics Accuracy and completeness of migration templates. Timeliness of supplier onboarding and contract migration. Contribution to achieving significant ReadSoft spend migration in 2026 Quality of reporting and issue resolution

The RFP Analyst is responsible for researching, analyzing, and assessing sourcing activities essential to support a food/beverage distributor. This position requires performing project management skills, cost benefit analyses, reviewing contracts, and evaluating pricing formulas to obtain the most advantageous pricing through the RFP process. This position will work from home one day a week after training. Job description Collaborating and coordinating with internal contributors and subject matter experts to ensure complete and accurate RFPs are sent to vendors Analyzing item and category product costs, logistics costs, and other pricing components to perform comparative analysis of vendor proposals Supporting negotiation of contract terms Comparing procurement options and logistics strategies for RFPs Providing ad-hoc financial analysis on trends and insight on business Participating in monitoring of savings achieved due to the RFP process Demonstrating the ability to take real-world analytics/data science projects from start to finish- including data cleaning, descriptive analysis, predictive modeling, and visualizations Skills Required 1+ years of experience in Finance or Data Analytics A Bachelor's Degree in Business, Finance, Economics, Supply Chain Management, Accounting or equivalent High proficiency in Excel and PowerPoint The ability to handle complex projects and problems High attention to detail and great organizational skills Excellent communication skills, both written and verbal Knowledge of SQL and PowerBI About Blue Signal: Blue Signal is an award-winning, executive search firm specializing in various specialties. Our recruiters have a proven track record of placing top-tier talent across industry verticals, with deep expertise in numerous professional services. Learn more at bit.ly/46Gs4yS

As a Space and Assortment Analyst, you will be a crucial resource for space management project support for assigned clients. Your primary responsibilities will include developing and supporting impactful retail space strategies and planograms that align with client objectives, drive sales, and enhance the shopper experience. The Space Analyst will leverage both analytics and creativity to optimize in-store shelving solutions, ensuring the merchandising initiatives meet or exceed our client's expectations. Duties will include utilizing space management software to create planograms and optimize store layouts for product visibility and sales, conducting basic space analytics to identify opportunities, providing recommendations for best-in-class merchandising solutions and maintaining clear communication with internal teams, clients, and retailers. Category management Category analysis Create a category management schedule and regularly pull movement on ASG categories to identify top sellers Use ASG movement data Use the BI assortment tool Use advanced Excel functions to analyze data POS analysis Use advanced Excel functions to analyze data Visit the store being analyzed as needed Recap findings in a presentation Planogram Creation Use Blue Yonder software to create planograms Create multiple planogram variations Create planograms for customers as needed Resolve item data issues Receive and answer item queries from the ISE team Escalate unresolved item data issues Advise on new trends in the market Hybrid position - Home office with travel for in-store visits APPLY TODAY!

Primary Office Location:626 Washington Place. Pittsburgh, Pennsylvania. 15219.Join our team. Make a difference - for us and for your future. n Commercial Underwriting Support Analyst Business Unit:Credit Reports to:Manager of Commercial Underwriting Position Overview: This position is primarily responsible for assisting the Manager of Commercial Underwriting in the execution of one or more of the following: production reporting, counterparty analysis, workflow tracking, credit analysis and ongoing monitoring of group wide data. The incumbent ensures accuracy and superior internal customer service. Primary Responsibilities: Prepares monthly production reports and daily workflow tracking. Responsible the accuracy, preparation, and analysis for the production and workflow trends within the various regions. Practices continuous process improvement in data aggregation, reporting, and uses discretion to make recommendations from the analytical data. Executes and analyzes Counter Party assessments for manager review by researching available data and summarizing information with general economic trends and conditions according to the availability of research data to aid in the quality of risk assessments. Ensures reports are timely, accurate and uses discretion to make recommendations from the analytical data. Executes and manages timely updates for Commercial Credit Underwriting materials including preparing, organizing, maintaining various communications, guides, and notifications to appropriate personnel accurately and timely. Utilizes Baker Hill software to spread and prepare cash flows for various types of submitted financial statements according to established policies and procedures accurately and timely to aid in the analysis of a borrower's creditworthiness. Develops and updates a personal program for maintaining an adequate level of knowledge in banking matters, compliance, credit analysis, policies and procedures and personal skills and demonstrates interpersonal behavior, attitude, judgment, communication and initiative with customers and employees to ensure an acceptable degree of performance. Performs other related duties and projects as assigned. All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program. F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions. Minimum Level of Education Required to Perform the Primary Responsibilities of this Position: BA or BS Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position: 1 Skills Required to Perform the Primary Responsibilities of this Position: Excellent project management skills Excellent communication skills, both written and verbal Excellent organizational, analytical and interpersonal skills Excellent customer service skills Ability to use a personal computer and job-related software MS Word - Intermediate Level MS Excel - Intermediate Level MS PowerPoint - Intermediate Level Knowledge of bank policies, procedures and government regulations, accounting and tax laws. Background in accounting or finance preferred. Licensures/Certifications Required to Perform the Primary Responsibilities of this Position: N/A Physical Requirements or Work Conditions Beyond Traditional Office Work: N/A Equal Employment Opportunity (EEO): It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace.

Actively seeking an Conflicts & Due Diligence Analyst for a HYBRID and Full Time Position within a Law Firm . The right candidate will have 1+ Years of Conflicts and Due Diligence experience within a Law Firm or Professional Services, or Financial Services institution to be considered. - HOURS: Monday - Friday, 9:30 AM - 5:30 PM EST SCHEDULE | LOCATION: HYBRID | New York, NY PAY: $72,500 - $75K (Commensurate w/Experience) BENEFITS HIGHLIGHTS: Health, Dental, Vision, 401K, etc. - IDEAL CANDIDATE REQUIREMENTS Bachelor's degree REQUIRED 1+ years of experience in a professional or legal office environment Client onboarding experience, Understanding of conflicts rules, geopolitics, corporate structures, and governance issues is HIGHLY PREFERRED Experience with IntApp Open or similar conflicts management systems is a PLUS - ROLE RESPONSIBILITIES Conflicts Analysis and Management: Conduct thorough research, analysis, and documentation of potential conflicts of interest associated with new clients and cases Client Due Diligence and Onboarding: Support the client and case onboarding process by conducting comprehensive risk assessments for new clients and matters Database and Knowledge Management: Maintain internal databases through updates, corrections, and enhancements Research, Training, and Special Projects: Conduct ad-hoc research and analysis as required - SearchPointNY/Noor Staffing is an Equal Opportunity Employer. All applicants are considered for employment without regard to Race, Color, Religion, Sex, Sexual Orientation, Gender Identity, National Origin, Age, Retaliation, Parental Status, Military Service or Disability Status.

Our client is an established asset management firm in NYC. The firm is well-known and invests primarily in credit. The Attorney/Lawyer (Transactional Counsel) will work closely with the Investments and Legal team on a wide array of bespoke credit transactions. Role: Provide legal advice and drive execution on lending transactions in partnership with the Firm's investment professionals and external law firms. Advise on structuring, negotiation, and documentation of complex lending transactions and ensure that the documentation addresses key legal and business concerns. Quickly understand unique and diverse business models and commercially negotiate bespoke structures and legal solutions tailored to the Firm's borrowers and strategy. Provide legal guidance concerning commitment letters, term sheets, loans, amendments, waivers, term sheets, collateral packages, indentures, security documents, consents, and covenants review. Liaise with teams across the Firm, including Legal, Compliance, Operations, Finance, etc., to manage risk and policy compliance. Manage and work alongside outside counsel to facilitate superior structuring and transaction documentation. Requirements: 4+ years of experience (JD 2021+) professional experience in direct lending, on the lender's side, would be ideal. Must be currently in BigLaw or at a Credit Investment Firm. Strong attention to detail and the know-how behind transactions and the Fund's unique strategies. Superior Communication skills and interpersonal abilities JD from a Top Law School Admitted to Practice in the State of New York or eligible to waive in

Primary Wave Music is the leading independent publisher of iconic and legendary music in the world. The company is home to some of the most iconic songwriters, artists, and record labels across the history of recorded music including Whitney Houston, James Brown, Prince, Bob Marley, Stevie Nicks, Talking Heads, Smokey Robinson, Village People, Crowded House, Burt Bacharach, Ray Charles, The Doors, Stone Temple Pilots, Sun Records, and many more. As a company, we strive for excellence in the pursuit of iconic artists and catalogs that not only reflect great artistry, but impact and influence culture. We are looking for an enthusiastic colleague with a dedicated work ethic and a sharp mind who will be responsible for the accuracy and completeness of all incoming and calculated royalty data in accordance with contracts and copyright law. This position will play an integral role within systems designed to record and manage data for catalogs, assets, and transactions. The role reports to the VP, Revenue Growth & Income Tracking, and will work closely with the accounting, administration, marketing and licensing teams. Specific responsibilities include: Reviewing incoming statements and payments from third parties for accuracy and completeness; following up with revenue sources as appropriate Preparing management reports using business intelligence tools to track and analyze earnings vs prior reports, projections and streams & airplay data Identifying irregularities in reporting; synthesizing data to present to the administration and royalty audit teams for further review and correction Recording Net Publisher's Share and Net Label Share across income types to the General Ledger Maintaining a deep understanding of investments, contract terms and financial metrics Proactively partnering with marketing, branding, content and licensing teams regarding rights owned and revenue impact of projects to inform real-time decisions and opportunities Engaging in desktop audits to recover revenue and blackbox income Helping to ensure compliance with all internal and external policies and regulations Using best practices to improve efficiency of processes and analyses Communicating regularly and effectively with the team regarding all major issues impacting data and reporting Experience and Skills: Bachelor's degree required, with 3+ years of relevant work experience in music industry required Advanced proficiency with Microsoft Excel (Power Pivot, Lookups, Macros) Experience creating reports, dashboards, and data visualizations using Power BI, Tableau, or other similar tools Strong data analysis skills including experience in analyzing music royalty reports Ability to synthesize large volumes of data and create reports from scratch required Accounting and/or finance experience required Exceptional attention to detail and accuracy, with analytical and problem-solving skills required Ability to multi-task and manage time to prioritize tasks Must be self-motivated with an intellectual curiosity Strong verbal and written communication skills Benefits: We offer exceptional benefits to our employees. In addition to a competitive salary, we offer an excellent career path. We provide one of the best available benefit programs for small businesses, including a healthcare plan, 401(k), long-term and short-term disability, holidays, life insurance, hybrid work schedule, sick, personal and vacation time off. We work to maintain the best possible environment for our employees, where people can learn and grow with the company. We strive to provide a collaborative, creative environment where each person feels encouraged to contribute to our processes, decisions, planning and culture. To Apply: To respond to this great opportunity, please click on the below link to complete an application and submit your resume. Individuals can perform essential job functions with or without reasonable accommodation.

AArete is one-of-a-kind when it comes to consulting firm culture. We're a global, innovative management and technology consulting firm with offices in the U.S., India, and Europe. Our name comes from the Greek word for excellence: "Arete." And excellence is exactly what we strive for. We're celebrating our fourth year as one of Forbes' World's Best Management Consulting Firms - and our success starts with our people. From robust career development planning to competitive life and wellness benefits, AArete's "Culture of Care" takes a holistic approach to the employee experience. AAretians (our team members) are leaders at every level. You are encouraged to unlock your full potential by directly contributing to our mission and prioritizing personal development and fulfillment. The Role As an AArete Analyst, you will support client teams in addressing critical business challenges by contributing structured research, clear analysis, and thoughtful problem solving. You will develop the core consulting skills needed to analyze data, structure problems, and contribute to project delivery while gaining exposure to strategic decision making. If you thrive in a collaborative and fastpaced environment and are recognized for your critical thinking, communication skills, and willingness to learn, this role is for you. You will expand your consulting capabilities through handson work in research, data analytics, and business case development, and you will play a foundational role in moving projects forward and delivering high quality results. Work You'll Do Analyze complex data to uncover insights and support the development of actionable business cases that deliver client savings and operational improvements Conduct research to understand client-specific business contexts, industry trends, and problem statements Understand client challenges and apply structured problem solving to deliver clear key findings and recommendations Collaborate with cross-functional teams to design and implement innovative solutions that address client needs and push industry boundaries Utilize advanced Microsoft Excel and SQL skills for in-depth data analysis and visualization Prepare clear, concise deliverables for project leadership and client review Participate in internal and client meetings by taking notes, asking clarifying questions, and presenting portions of work when appropriate Communicate effectively with project leaders and clients by sharing progress updates and analytical insights Exercise sound judgment and communicate effectively with clients at all levels Demonstrate strong attention to detail, professionalism, and organized work habits Work collaboratively with team members to support project success and contribute positively to team culture Apply feedback from mentors and peers to strengthen consulting skills Participate in training sessions, recruiting efforts, and team-building activities Contribute to internal initiatives and projects that drive AArete's growth and innovation Other duties as assigned Requirements Bachelor's degree required Proficiency in Excel and PowerPoint, and willingness to build data/technical skills (including SQL) Demonstrated passion for continuous learning and staying current with industry trends and technologies Exhibit a high level of accuracy, professionalism, and organizational discipline Strong problem-solving skills with a logical and analytical approach Ability to understand business and project goals to craft and deliver meaningful solutions to clients Ability to work effectively both independently and in group settings Willingness to engage in direct client interaction, including travel to client locations Based in Chicago, IL, and able to work from our Chicago office as needed Must be legally authorized to work in the United States without the need for employer sponsorship Preferred Requirements Degree in Business, Finance, Economics, Engineering, Data Analytics, or related field Professional experience in consulting, analytics, or professional services Experience and interest in healthcare, especially payer operations and data Experience with AArete's other focus industries: Pharmacy, Financial Services, Retail, Manufacturing, Higher Ed, or Technology & Professional Services Coursework or familiarity with SQL or analytics tools Compensation & Benefits Flexible PTO, monthly half-day refuels, volunteer time off, 10 paid holidays Own Your Day flexible work policy Competitive majority employer-paid benefits: Medical, Dental, Vision, 401K Match Generous paid parental leave options Employer paid Life Insurance, Short-Term Disability, Long-Term Disability Charitable contribution matching program New client commission opportunities and referral bonus program Bike share discount program The estimated base salary range for this position is $74,000 - $82,000. In addition to this base salary, individuals may be eligible for an annual discretionary bonus. This range is a part of a competitive, total compensation package together with our majority employer-paid benefits and incentive pay for eligible roles. Please note that this range is a guideline and individual total compensation may vary due to numerous factors including but not limited to experience level, certifications, and other relevant business considerations. AArete will accept applications until the position is filled. The job posting will be removed once the role is no longer available. We put humans at the center of our work We're a global management and technology consulting firm specializing in strategic profitability improvement, digital transformation, and strategy & change for clients. Our cross-industry solutions are powered by a digital-first mindset, market intelligence, and data-driven approach to deliver purposeful change, actionable insights, and guaranteed results. But what sets us apart is our people. We are guided by our deeply embedded guiding principles: Excellence, Passion, Loyalty to Clients, Stewardship, Family, Community, Sustainability, and Inclusion. And we've been recognized as a top firm to work for by companies like Forbes, Top Workplaces Chicago Tribune, and Consulting Magazine. We've earned a Great Place to Work Certification and been named a World's Best Management Consulting Firm by Forbes, Vault's Top 50 Firms to Work For, Crain's Chicago Business Fast 50, Inc 5000's Fastest Growing Firms, and Consulting Magazine's Fastest Growing Firms. Learn more about our award-winning culture We are an Equal Employment Opportunity Employer All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. #LI-DNI

We don't simply hire employees. We invest in them. When you work at Chatham, we empower you - offering professional development opportunities to help you grow in your career, no matter if you've been here for five months or 15 years. Chatham has worked hard to create a distinct work environment that values people, teamwork, integrity, and client service. You will have immediate opportunities to partner with talented subject matter experts, work on complex projects, and contribute to the value Chatham delivers every day. Launch Your Career as a Future Expert: At Chatham, an analyst role is more than a first job - it's the start of a career built on expertise, trust, and impact. From day one, you'll work with senior decision-makers in real estate, private equity, infrastructure, and corporate finance. You'll help bring clarity to complexity and deliver insights that drive action; interacting directly with senior decision-makers. You'll join a client advisory team and begin building deep subject matter expertise in areas such as derivatives, debt management, and valuation. This immersive experience accelerates your learning, sharpens your judgment, and helps you make meaningful contributions early in your career. Why This Role Matters: Great advisors don't just understand markets - they understand people. You'll learn how to think like your clients, ask the right questions, and offer advice that's both technically sound and strategically tailored. Whether you're advising a global real estate investment manager or a corporate treasurer navigating interest rate risk, your ability to deliver value depends on your ability to see the world through their eyes. With support from mentors and peers, you'll be challenged to build the insight and confidence needed to become a trusted partner. What You'll Experience: While an Analyst's specific responsibilities will vary by team, the highlights below reflect the core experiences and types of work you can expect to be exposed to through Chatham's Analyst Program. Early Exposure to High-Impact Work: Analysts support real client engagements from the start - helping to structure and execute derivative trades, model complex financing structures, or analyze client exposures across interest rates, FX, and commodities. You'll support strategic decision-making through activities like valuations, market research, and data management - all while contributing to engagements with some of the most prominent names in global finance. You'll gain a front-row seat to real financial decision-making. Mentorship That Builds Mastery: You'll learn from experienced professionals through mentorship, team-based learning, and structured feedback. In addition to developing technical and strategic skills, you'll complete six firmwide courses led by senior leaders, giving you both deep expertise and a broad business perspective - a unique foundation for becoming a trusted, impactful advisor. A Platform for Long-Term Growth: As you develop expertise and judgment, you'll take on more responsibility, manage client relationships, and contribute to thought leadership. The skills you gain here are a foundation for long-term success, at Chatham or beyond. Shaping the Future of Finance: You'll have opportunities to work with the technologies that power our solutions. Whether through hands-on rotations, cross-functional learning, or direct exposure to product development, you'll gain a front-row seat to how tech and data are reshaping financial services. Who Thrives Here: We look for early-career professionals who are: Curious - You dig deep to understand the "why" behind the work. Analytical - You embrace complexity and enjoy solving tough problems. Service-Oriented - You take pride in being helpful and reliable. Collaborative - You value diverse perspectives and team-driven outcomes. Technically Capable - Proficient in Excel and data analysis; Python or SQL is a plus. Qualifications: Must be currently enrolled in an undergraduate or graduate program with an expected graduation date between December 2025 and June 2026. Working towards a BA/BS in a relevant field (i.e.- finance, economics, math, engineering, computer science). GPA of 3.5 or above is strongly preferred. Previous relevant internship experience is a plus. Ability to start full-time employment on July 6, 2026. Willingness to work onsite in assigned office. Travel Requirements: Occasional travel may be required to client offices or Chatham locations for projects or training. About Chatham Financial: Chatham Financial is the largest independent financial risk management advisory and technology firm. A leader in debt and derivative solutions, Chatham provides clients with access to in-depth knowledge, innovative tools, and an incomparable team of over 700 employees to help mitigate risks associated with interest rate, foreign currency, and commodity exposures. Founded in 1991, Chatham serves more than 3,500 companies across a wide range of industries - handling over $1 trillion in transaction volume annually and helping businesses maximize their value in the capital markets, every day. To learn more, visitchathamfinancial.com. Chatham Financial is an equal opportunity employer.

Apply now Work Type: Hybrid Working Employment Type: Permanent Job Description: Credit Analysis & Portfolio monitoring This position is responsible for credit initiation of new clients as well as periodic credit risk assessment of existing Global Corporate clients in the U.S. This would include timely drafting of credit analysis through Business Credit Applications (BCAs) as directed by the Head of Segment/Relationship Managers. Such analysis should be independent and in line with bank approved credit policies and processes and include the following: * Discuss overall exposure on the Client/Group, rationale for limits (including lending, trade, corporate finance and FX products), assess overall economic loss and determine business and risk approving authorities. * Assess the dynamics and nature of the Client's/Group's business and industry, including key risk aspects. * Conduct peer analysis and assess the Client's/Group's competitive positioning within its industry. * Assess management strength, experience and track record and corporate governance. * Articulate the Client's/Group's strategy and an assessment of its clarity and associated execution risks. * Assess funding strategy, financial policy, treasury activity (hedging, cash management) and liquidity. * Prepare financial spreads and Internal scorecard to assign internal rating grade to the Client. * Assess balance sheet strength, alongside cash flow and profitability vulnerability, via trend and ratio analysis. * Assess other pertinent risk aspects and mitigating factors, including country risk, parental and/or governmental linkage/support, holding company risk, collateral evaluation, covenant structure and cushion analysis, relative ranking of indebtedness, structural and / or contractual subordination aspects etc. * Conduct leveraged lending assessment in line with U.S. regulatory requirement and support with base and stress case projections to assess repayment capacity over 7 years as well as Enterprise Valuation Analysis (EVA) for high-risk clients. Key Responsibilities * Support completion of mandatory checklists including Climate Risk Assessment, Environment & Social Risk Assessment and Reputational Risk assessment. * Complete Fraud Risk Assessment for all clients including assessment of red flags in the fraud risk report and trade counterparty assessment. * For FX limits, complete limit review and substantiation exercise in line with Financial Markets Appropriateness and Credit Term Sheet updates based on RM/Risk feedback. * The position is also responsible for the following portfolio credit monitoring activities: Completion of annual credit reviews of assigned accounts and re-assess key risks and re-evaluate internal credit grade. Ensure zero annual credit review overdues and minimize review extensions. * Identify client limits with low / nil utilization and escalate to the respective Relationship Manager for input / additional discussions with product partners and / or clients. * Prepare interim BCAs to increase / decrease limits, propose amendments/waivers, refresh financial analysis, update Credit Grade (when required), etc. * Support coverage team in structuring deals and present credit proposals in senior business and risk approval committees. * Monitor Covenants & Risk Triggers (C&RTs). Raise any breaches under (C&RTs) to Relationship Manager, and Credit. * Monitor and assess rating agencies actions including downgrades or outlook changes. * Perform credit stress testing on assigned names, when required. * Ensure compliance with all internal and regulatory credit / other portfolio related policies in conjunction with GAMs. Support senior Credit Analysts and GAMs in preparing and responding to internal / external audits and regulatory exams. Skills and Experience * Financial Statement Analysis * Corporate Credit risk * Financial Forecasting and modelling * Industry Knowledge * Relationship Management * Products & Processes Qualifications Key requirements * Analytical strength - to spot emerging risks, in particular forward-looking industry trends. * Gravitas - to engage with Relationship Managers and Clients alike, have the ability to challenge in a constructive manner. * Collaborative - to work in partnership with stakeholders to 'get things done,' fulfilling the Job Purpose Experience & Skills * Strong analytical ability, focused on the assessment and calibration of credit risk. * Strong verbal and written communication skills, with proven ability to work across cultures and within a dynamic environment. * Able to hold credible dialogue at all levels of the organisation, as well as with clients. * Well organized, able to multi-task and balance competing demands. Educational Qualifications * Graduates / Graduate calibre. * Sound knowledge of accounting and financial principles gained by experience or qualification. * MBA or CFA qualifications advantageous, but not required. About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we: * Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do * Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well * Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term Expected annual base pay range for the role is 170,000 USD to 210,000 USD. The final offer will be determined on an individualised basis using a number of variables, including but not limited to skill set, depth of experience and education, internal relativity, and specific work location. At Standard Chartered Bank, Base pay is only part of the total compensation package. Discretionary variable pay and a range of attractive bank sponsored benefit programs are available and designed to foster employee overall health and well-being including, but not limited to, a best in class 401k plan with up to 8% employer match, robust medical plan coverage with employer funded Health Savings Accounts, inclusive family building benefits, and flexible/hybrid working arrangements for many of our positions subject to role specific considerations Visit our careers website ****************** What we offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. * Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. * Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. * Flexible working options based around home and office locations, with flexible working patterns. * Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits * A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. * Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. Apply now Information at a Glance * * * * *

About The Role: Parker's mission is simple but ambitious: to increase the number of financially independent people. We believe the best way to achieve this is by giving independent business owners the financial tools they need to scale profitably. Our core product combines a virtual corporate card with dynamic spending limits and profitability-focused software tooling-empowering eCommerce merchants to grow faster while staying in control of their margins. We've raised over $180M in equity and debt from world-class investors, including Valar Ventures, Y Combinator, SVB, and notable founders such as Solomon Hykes (Docker), Paul Buchheit (Gmail), Paul Graham (Y Combinator), and Robert Leshner (Compound). We're a Series B fintech scaling rapidly, with strong product-market fit and accelerating demand. We're now scaling our credit operations and looking for a sharp, thoughtful, and experienced Credit Analyst Manager to help us evaluate business creditworthiness and support disciplined portfolio growth. As a Credit Analyst Manager at Parker, you'll lead and evolve Parker's underwriting operations. You'll own credit policy, streamline processes, and help us strike the right balance between risk and growth. If you're passionate about credit risk, data-driven decisioning, and enabling customers through smarter finance - this role is for you. What You'll Do: Lead the credit analyst team for new and existing applicants across Parker's corporate card and lending products. Refine and maintain credit policies, approval thresholds, and risk segmentation logic. Analyze financials, bank data, and alternative data sources to assess creditworthiness. Work closely with Risk, Data, and Product teams to improve automation and develop scoring models. Support Sales and Success teams with responsive, well-informed credit decisions. Monitor portfolio performance and adjust underwriting strategies accordingly. Help build a scalable, high-performing underwriting team over time. What We're Looking For: 10+ years of experience in underwriting, credit risk, or lending - ideally with SMBs, eCommerce, or card-based products Background in fintech, payments or embedded credit products Strong analytical mindset with experience evaluating financial statements and cash flow. Familiarity with underwriting automation tools and workflows Excellent communication skills and a collaborative, low-ego approach Experience in high-growth startups or fintech environments is a plus Nice to Have: Experience with transaction-level data underwriting (e.g. Plaid, Open Banking) Exposure to capital markets or structured finance Experience with tools like Plaid, Alloy, and Ocrolus Why Parker: Work with a high-caliber team that values ownership and transparency. Help shape foundational infrastructure at a fast-growing fintech startup. Competitive comp and meaningful equity

Hours: 40 Pay Details: $120,000 - $198,000 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Personal & Commercial Banking Job Description: Department Overview: The CSB Credit Specialist II - REITs, CRE Funds, and Capital Call Facilities Credit will independently manage an existing portfolio and underwrite new credits to public REITs, private CRE funds, and Capital Call Facilities to CRE sponsors. The above details are specific to the role which is outlined in the general description below. The CSB Credit Specialist II is responsible for ensuring quality and compliance within an assigned portfolio, supporting new business development while applying credit risk policy and adhering to TDBG risk appetite. The CSB Credit Specialist II performs the credit underwriting and credit administration functions. The CSB Credit Specialist II works to achieve credit management objectives within the team. The job works closely with the Relationship Manager and Credit Officer to ensure consistency with the TD Bank Groups Risk Appetite Principles, including establishing the Borrower Risk Ratings and Facility Risk Ratings for new and existing credit relationships. Depth & Scope: Performs in depth credit analysis for which a majority of accounts consist of; highly diverse portfolios at the highest complexity; large pieces of a much bigger client portfolio that may include other institutions and input; risk factors that create large variables to create decisions on portfolios Performs in depth credit analysis in partnership with Relationship Manager on potential and existing customers to determine alignment with TD Bank products/structure TD Credit Risk Appetite and credit policies/underwriting guidelines Partners with the Relationship Manager on potential structure proposals that are in alignment with TD Bank products/structure, TD Credit Risk Appetite and credit policies/underwriting guidelines Attends site visits and prospect/customer calls as needed or as requested With support from the Credit Analyst, prepares credit applications for new and existing borrowers; Applications shall include new transactions, extensions, modifications, renewals and Annual Reviews Ensures applications provide a high quality of risk assessment, credit structure, due diligence, and credit presentation and adheres to AIRB methodology and addresses TD Banks profitability objectives Manages the timely approval, documentation preparation and negotiation, and closing of new and existing transactions Be knowledgeable of and operate within the applicable regulatory and compliance guidelines/policies & procedures (including but not limited to: AML, Privacy, Firewalls, Systems & Information Security, FCAC, etc.) and ensures that all staff complete required compliance attestations/training within required timelines Ensures the managed portfolio is comprehensively monitored and controlled, adhering to and administered within approved guidelines and in line with established operating policies and procedures Interprets and applies TDs risk management strategy (both credit and operational) Understands changing market conditions and remain knowledgeable of relevant industry issues Manages aspects of the customer relationship including, but not limited to, reviewing reports and delinquencies, sign off of covenant compliance forms and determining strategy if failures occur, completing monthly monitoring; overseeing Credit Analysts that will provide support in these responsibilities Education & Experience: 4 year Undergraduate degree; advanced degree in financial discipline preferred, other advanced degree considered 7+ years' experience in related field Excellent credit underwriting and administration skills; considered subject matter expert in complex credit understanding Superior ability to identify and mitigate risk Ability to provide value-add structuring alternatives for highly complex credits Strong written and excellent verbal communication skills with solid business acumen Solid interpersonal skills Customer focused Strong planning and organizational skills Ability to problem solve in more complex situations Technologically proficient Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% Domestic Travel - Occasional International Travel - Never Performing sedentary work - Continuous Performing multiple tasks - Continuous Operating standard office equipment - Continuous Responding quickly to sounds - Occasional Sitting - Continuous Standing - Occasional Walking - Occasional Moving safely in confined spaces - Occasional Lifting/Carrying (under 25 lbs.) - Occasional Lifting/Carrying (over 25 lbs.) - Never Squatting - Occasional Bending - Occasional Kneeling - Never Crawling - Never Climbing - Never Reaching overhead - Never Reaching forward - Occasional Pushing - Never Pulling - Never Twisting - Never Concentrating for long periods of time - Continuous Applying common sense to deal with problems involving standardized situations - Continuous Reading, writing and comprehending instructions - Continuous Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered "essential functions" for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

Apply Today: If you're detail-oriented, organized, and ready to grow your career in commercial lending with a community-focused bank, we want to hear from you. Join the Pathfinder Bank team and be part of something meaningful. Join a team that values your expertise and your community: At Pathfinder Bank, you're not just an employee, you're a valued part of a team that takes pride in helping local businesses and communities grow. When you join us, you're joining a people-first culture built on respect, development, and service. We offer: * Competitive compensation and benefits, including health coverage, 401(k) with company match, and generous paid time off * A commitment to career growth and internal mobility * Community-focused culture with paid volunteer opportunities * A supportive team that truly values your contributions Summary/Objectives: Accountable for the identification of risk inherent in the loan transaction and communication of that knowledge. Participates in the annual financial review of existing commercial customers. Provide customer service support for business services. Essential Functions * Perform credit analysis on loan applicants, including recommendations regarding ideal credit structure, review frequency, security requirements and approval/denial of request. * Reviews and analyzes the risk and financial strength of loans that are currently within the banks commercial loan portfolio. * Prepare loan presentations for approval by lenders, Officers Loan Committee and or Executive Loan Committee. * Maintain knowledge of regional and national economic conditions, financial trends, lending regulations, loan documentation, delinquency trends and loan procedures. * Accompany lenders on customer calls to discuss request and to understand outstanding questions to complete accurate write ups. . * Spread financial statements in BakerHill and complete cash flows to assist lenders in making preliminary loan decisions. * Any additional tasks that may be assigned. * Complete annual reviews and any additional periodic analysis. * Assist in the maintenance of credit files and BakerHill system * Assist in the audit process with regulators and third party loan review firms Requirements * Intermediate computer skills including Microsoft Word and Excel * Ability to understand and learn the banks internal systems * Excellent customer service skills

When you work for AmeriGas, you become a part of something BIG! Founded in 1959, AmeriGas is the nation's premier propane company, serving over 1.5 million residential, commercial, industrial and motor fuel propane customers. Together, over 6,500 dedicated professionals will deliver over 1 billion gallons of propane from 1,800+ distribution points across the United States. Applications for this position will be accepted until . Posting Job Summary: Field role to support region Collection efforts. Timely customer service dispute and problem resolution for large and or key accounts. Reduce order interruption due to better communication and resolution of credit blocks. Reduction of third-party involvement for delinquent customers, reduction in late fees and subsequent credits or write-offs. Recommend solutions and document revised processes. Key Characteristics: * Detail oriented with excellent analytical and investigative skills * Excellent ability to reconcile and balance customer accounts Duties and Responsibilities: * Collections liaison for region pod and monthly aging reviews * Prioritization and resolution of top delinquent accounts within region * Increased cover of large Commercial & Ace account support * Write-off review - final bill, tank pick-up, no deliveries * Accountable for credit blocked released orders within region * Partner with TSR on AR aging by sales representative within region * Manage A/R for assigned accounts through account analysis, customer calls and account research * Make recommendations to Manager on what is working and where improvement is needed Knowledge, Skills, and Abilities: * Excellent PC Skills (Proficient with Microsoft Word, Excel, Internet, and E-mail communications) * Ability to read and interpret documents such as invoice and customer activity reports * Ability to write routine reports and correspondence * Excellent communication skills Education: * Bachelor's degree in Accounting or related field * 2 - 5 years of related experience * Ability to read and interpret documents such as invoice and customer activity reports * Ability to write routine reports and correspondence * Excellent communication skills Working Conditions: * Normal office environment with ability to work a flexible schedule AmeriGas Propane, Inc. is an Equal Opportunity Employer. The Company does not discriminate on the basis of race, color, sex, national origin, disability, age, gender identity, sexual orientation, veteran status, or any other legally protected class in its practices. AmeriGas is a Drug Free Workplace. Candidates must be willing to submit to a pre-employment drug screen and a criminal background check. Successful applicants shall be required to pass a pre-employment drug screen as a condition of employment, and if hired, shall be subject to substance abuse testing in accordance with AmeriGas policies. As a federal contractor that engages in safety-sensitive work, AmeriGas cannot permit employees in certain positions to use medical marijuana, even if prescribed by an authorized physician. Similarly, applicants for such positions who are actively using medical marijuana may be denied hire on that basis. The pay for this position ranges from to , depending on circumstances including an applicant's skills and qualifications, certain degrees and certifications, prior job experience, market data, and other relevant factors. Additional compensation may include eligibility to earn a performance-based bonus or commissions on completed sales depending on position. This is the Company's good faith and reasonable estimate of the range of compensation for this position as of the time of posting. The Company offers a wide array of comprehensive benefit programs and services including medical, dental, vision, flexible spending and health savings accounts to our benefits-eligible employees. Additional benefits include retirement savings plans like 401(k) and paid days off such as parental leave, military leave, vacation/paid time off, sick leave in compliance with state law, as applicable, paid holidays, and disability coverage. Some benefits offerings are subject to any legal requirements or limitations, employee eligibility status, and where the employee lives and/or works.

Guggenheim Investments is seeking a Municipal Credit Analyst. The Municipal Credit Analyst is responsible for maintaining market coverage, conducting security and portfolio-level analysis, and sourcing and reviewing investments. This position is collaborative and may be cross-functional across credit sectors and portfolio management in response to market conditions. The employee is responsible for intermediating, aggregating, and disseminating market information to credit sector teams, portfolio managers, and senior investment professionals. The employee will report to the Senior Municipal Credit Analyst/Sector Lead. The position can be located in Santa Monica, CA or New York City, full-time.Responsibilities Key Responsibilities: Lead evaluation of specialized and complex investments utilizing all available sources of information including governing documents, published research, financial reports, news, rating agency reports, and market information Analyze new issue and secondary market taxable and tax-exempt municipal credits to create reports, analyses, and recommendations Create and maintain analytical models and tools that enhance credit research (e.g. sector-wide credit metric comparable, macro stress testing) In-depth work on the legal characteristics of security structure, such as mutability of cash flow waterfalls, enforceability of tax levies, legality of issuance authorization, substitutability of indentures Monitor portfolio holdings and municipal sectors for credit changes and material news and events Formulate and manage sector investment thesis and strategy and communicate firm-wide, incorporating the firm's macro views Provide the team leader with ongoing information about market sentiment, liquidity, volatility, and other market information about the sector Prioritize investment activities considering Portfolio needs, desk resources, and market risk/value. Create and maintain desk tools that improve investment process and efficiency (e.g., secondary offerings, trade reports, bi-weekly meeting data, credit review log) Create and institutionalize credit research reporting, credit memo templates, and ESG analysis framework Author the municipal sector team's Quarterly Outlook thought leadership piece Ensure adherence with firm policies and procedures with respect to investment underwriting, compliance, trading Direct surveillance, research, and project activities in conjunction with the Team Leader Develop project scope and set priorities for technology and research initiatives Assist in the creation and maintenance of marketing materials Qualifications Preferred Qualifications Advanced degree (MFE, MBA) or equivalent educational background are desirable 10+ years of experience on the buy side Strong credit, finance, economic, business, and technical skills Ability to multi-task across analytical, administrative, and research activities in a detail oriented and timely manner Team oriented individual with ability to work independently and work well with diverse groups in a market-paced environment Basic Qualifications BA/BS in a quantitative discipline to include finance, business, economics or accounting Minimum 6-9 years of experience in credit research and analysis (buy side) CFA or progress toward CFA is required Experience with industry standard tools and data products such as Bloomberg, BRS, Ipreo, TM3. Strong credit, finance, economic, business, and technical skills Advanced Excel skills are required. SQL, Python skills are desirable Strong written and verbal communication skills Strong commitment to performance and accuracy of work product Salary Range Annual base salary between $160,000.00-$175,000.00 The base salary range represents the low and high end of the anticipated base salary range for this position. Actual base salaries may vary depending on factors such as location and experience. The range listed reflects base salary only, and the total compensation package may include other components such as incentive compensation.