Credit analyst jobs in Carmel, IN - 39 jobs

The Credit Workout Officer II is responsible for performing a variety of duties including meeting with borrowers, evaluating management teams, and business plans to determine whether to retain or exit credit. Essential Functions * Ensure integrity of loan documentation * Review loan documents for perfection of collateral * Analyze financial statements * Identify and resolve problems / issues * Record all agreements and conversations * Prepare correspondence and documentation with regards to workout plan * Discuss grades and workout procedures * Issue demands letters * Monitor collection activity, and bankruptcies * Obtain judgments * Establish Workout plans * Report agreed payment terms and plans * Locate collateral / inspection * Coordinate foreclosures * Partner with loan officers * Prepare for litigation * Coordinate sale of acquired assets / with appropriate staff, liquidation of assets and sales, and legal plan action with counsel * Order appraisals * Initiate Charge-offs / write downs * Prepare reviews on workout loans, and quarterly workout updates * Familiarity with & knowledge of the SBA Standard Operating Procedures (SOP). * Liquidation of SBA 7 & 504 Loans * Participate in quarterly SAG Watch Calls and preparation of CRIT Forms * Ensure compliance with Northwest's policies and procedures, and Federal/State regulations * Navigate Microsoft Office Software, computer applications, and software specific to the department to maximize technology tools and gain efficiency * Work as part of a team * Work with on-site equipment Education and Experience preferred * Bachelor's degree in business, accounting, finance or related * 3-5 years of experience related to commercial lending including special assets, loan review, credit and / or lending * Ability to analyze data related to bankruptcy, foreclosure, and repossession This position will be performed onsite Monday - Thursday with Friday an option work from home day. Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.

Accenture is a leading global professional services company that helps the world's leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services-creating tangible value at speed and scale. We are a talent and innovation led company with 750,000 people serving clients in more than 120 countries. We combine our strength in technology with unmatched industry experience, functional expertise and global delivery capability. We are uniquely able to deliver tangible outcomes because of our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Accenture Song. These capabilities, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients succeed and build trusted, lasting relationships. As of 2023, we have been recognized among Fortune's World's Most Admired Companies for 20 consecutive years. And that's just the beginning. Your career is about what you want to be and who you want to be. It's about bringing your skills, your curiosity, and your best true self to your work. Visit us at ****************** We Are: In today's world, business leaders want to rapidly and confidently reinvent to increase resilience, mitigate risk, and grow with sustainable value. That's where Accenture Strategy & Consulting comes in. We bring together strategic visionaries, industry experts, practitioners from across every enterprise function, business intelligence professionals, change specialists, data and AI authorities, and many other specialized skills to co-create each client's unique path to reinvention. You will be a trusted partner to business leaders, working with a diverse team of experts to deliver successful tech-enabled transformation and new kinds of value for your clients. Join our global network of people using the latest assets, platforms and partnerships to help bring ideas to life. Strategy & Consulting is one of five services that make up one Accenture - the others are Operations, Technology, Song and Industry X. Management Consulting professionals design and implement transformation programs that integrate strategy, technology, and operations to create enterprise value for clients. Accenture is growing our practice to help our clients navigate their transformational journeys. You Are The candidate will be a Manager within the Commercial Banking Consulting practice with a focus on Business and Technology Transformation within the wholesale lending industry. The Commercial Credit Consultant designs and implements business changes that drive industry-specific, function and digital operating model transformation, focusing on task relating to people and process. Large wholesale lenders are investing heavily in modernizing their business, technology, and data to optimize straight-through processing, enhance client and employee experience, and reduce cost of ownership. Accenture is growing our practice to help our client navigate their transformational journeys. The Commercial Credit Manager will be focused on supporting the development of our lending offerings and the delivery of transformational consulting projects. The Commercial Credit Manager will be focused on supporting the development of our offerings and the delivery of consulting projects. Responsibilities may include: + Support Commercial Credit Transformation programs - including operating model and technology implementations . + Design next generation experiences and platforms for commercial lending clients. + Manage all parts of projects, from client buy-in to planning, budgeting, and execution. + Source and coordinate work from other internal workforces. + Develop of our next generation Wholesale credit technology offerings. + Become a trusted advisor for C-suite clients looking to solve critical business problem. + Drive business development to originate new client opportunities. + Build your reputation as an industry thought leader. + + Travel, as required, up to 80%, in the United States and Canada. Here's What You Need: + Minimum of 5 years relevant professional services firm experience in technology or management consulting with broad experience in engagement management and business development + Minimum of 5 years of equivalent of commercial credit industry (sales, underwriting. closing, servicing, portfolio management) industry experience + Demonstratable experience being part of an nCino or Salesforce project delivery project or consulting engagement for commercial lending + A Bachelor's degree Bonus Points if you have: + Extensive transformation strategy or operating model design experience in commercial banking. + Launched new product offerings in the banking industry. + Demonstrated experience developing and managing relationships with senior client executives. + Successful track record of leading complex management and/or technology consulting engagements across the delivery lifecycle. + nCino or Salesforce certification(s) + Hands on experience with additional commercial lending industry platforms, e.g., Moody's, Blooma, Built + French language skills + An advanced degree or financial industry certification + Built next generation analytic capabilities (e.g., predictive, generative, or agentic AI) for commercial lending. Professional Skills + Proven ability to operate within a collaborative environment. + Demonstrated commitment, teamwork, and collaboration in a professional setting; either military or civilian. + High energy level, focus and ability to work well in demanding client environments. + Excellent communication (written and oral) and interpersonal skills. + Strong leadership, problem solving, and decision-making abilities. + Unquestionable professional integrity, credibility, and character. Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired as set forth below.We accept applications on an on-going basis and there is no fixed deadline to apply. Information on benefits is here. (************************************************************ Role Location Annual Salary Range California $94,400 to $293,800 Cleveland $87,400 to $235,000 Colorado $94,400 to $253,800 District of Columbia $100,500 to $270,300 Illinois $87,400 to $253,800 Maryland $94,400 to $253,800 Massachusetts $94,400 to $270,300 Minnesota $94,400 to $253,800 New York/New Jersey $87,400 to $293,800 Washington $100,500 to $270,300 Requesting an Accommodation Accenture is committed to providing equal employment opportunities for persons with disabilities or religious observances, including reasonable accommodation when needed. If you are hired by Accenture and require accommodation to perform the essential functions of your role, you will be asked to participate in our reasonable accommodation process. Accommodations made to facilitate the recruiting process are not a guarantee of future or continued accommodations once hired. If you would like to be considered for employment opportunities with Accenture and have accommodation needs such as for a disability or religious observance, please call us toll free at **************** or send us an email or speak with your recruiter. Equal Employment Opportunity Statement We believe that no one should be discriminated against because of their differences. All employment decisions shall be made without regard to age, race, creed, color, religion, sex, national origin, ancestry, disability status, veteran status, sexual orientation, gender identity or expression, genetic information, marital status, citizenship status or any other basis as protected by federal, state, or local law. Our rich diversity makes us more innovative, more competitive, and more creative, which helps us better serve our clients and our communities. For details, view a copy of the Accenture Equal Opportunity Statement (******************************************************************************************************************************************** Accenture is an EEO and Affirmative Action Employer of Veterans/Individuals with Disabilities. Accenture is committed to providing veteran employment opportunities to our service men and women. Other Employment Statements Applicants for employment in the US must have work authorization that does not now or in the future require sponsorship of a visa for employment authorization in the United States. Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration. Job candidates will not be obligated to disclose sealed or expunged records of conviction or arrest as part of the hiring process. Further, at Accenture a criminal conviction history is not an absolute bar to employment. The Company will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. Additionally, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the Company's legal duty to furnish information. California requires additional notifications for applicants and employees. If you are a California resident, live in or plan to work from Los Angeles County upon being hired for this position, please click here for additional important information. Please read Accenture's Recruiting and Hiring Statement for more information on how we process your data during the Recruiting and Hiring process.

Client Information\- A national distributor of agricultural\/specialty products; founded in 1957. Job Summary\- The assistant credit manager is responsible for all aspects of credit management, including reviewing and establishing credit lines for customers within the approved authority. This role primarily involves office\-based or non\-manual work related to management policies and general business operations. Job Duties Evaluate credit requests submitted by branch personnel ensuring adequate documentation and support. Establish credit lines within company policy limits; and request additional information as needed. · Conduct customer and location visits to promote financing programs, provide credit\-related training for locating personnel, and support the Credit Manager. · Monitor payment activity, manage delinquent accounts, and initiate appropriate collection actions. Provide status updates to the Credit Manager and Division Manager. · Offer training and guidance\- both written and verbal to location staff and credit department personnel on credit related matters. · Analyze credit risk based on trends and exposure, taking necessary actions in coordination with the Credit Manager. · Maintain proper documentation of credit decisions in customer in customer files, conduct periodic reviews, and follow up on credit lines. · May oversee credit department personnel, ensuring compliance with company policies and applicable laws. Responsibilities include recruiting, hiring , and training employees; coordinating work assignments; monitoring performance; providing feedback recognition; addressing concerns; and implementing disciplinary actions as necessary. · Perform other related duties as assigned by the supervisor or manager. Qualifications · Bachelor's degree in Finance, Accounting, Ag Econ or related field preferred. Equivalent work experience in credit management, financial analysis, or collections may be considered. · 4 plus years of experience in on the job understanding of credit evaluation, risk analysis, and financial statements. Experience in setting credit lines and managing collections preferred. · On the job experience with Microsoft Office products, specifically inputting information into a document; database experience in a plus · Strong communication skills both verbal and written; strong organizational skills · Strong business skills and keen to attention to detail · Personal integrity and ability to discreetly handle confidential data · Starting salary $60,000 to $75,000; competitive health insurance and benefits; opportunity to move up within the company "}}],"is Mobile":false,"iframe":"true","job Type":"Full time","apply Name":"Apply Now","zsoid":"637562732","FontFamily":"PuviRegular","job OtherDetails":[{"field Label":"Industry","uitype":2,"value":"Agriculture"},{"field Label":"Work Experience","uitype":2,"value":"4\-5 years"},{"field Label":"City","uitype":1,"value":"Carmel"},{"field Label":"State\/Province","uitype":1,"value":"IN"},{"field Label":"Zip\/Postal Code","uitype":1,"value":"46032"}],"header Name":"Assistant Credit Analyst","widget Id":"378023000000072311","is JobBoard":"false","user Id":"378023000000129003","attach Arr":[],"custom Template":"3","is CandidateLoginEnabled":true,"job Id":"378023000020701001","FontSize":"14","location":"Carmel","embedsource":"CareerSite","indeed CallBackUrl":"https:\/\/recruit.zoho.com\/recruit\/JBApplyAuth.do","logo Id":"bwqpaaffe7322cffe4bffa5b588f3b3db2601"}

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best-in-class. As a Vice President in Middle Market Banking and Specialized Industry Credit Risk, you will partner with a cross functional team delivering credit solutions that support a range of needs from working capital and general corporate purposes to acquisition finance and dividend recapitalizations. Additionally, you will work with family-owned businesses, financial sponsors and some publicly traded companies. This role is responsible for underwriting and structuring new financing solutions as well as ongoing portfolio management with execution on both a bilateral basis and in the syndicated finance market. This Vice President position involves extensive interaction with clients, internal partners, legal counsel, and other lenders, etc. This risk management position supports Middle Market Banking and Specialized Industries for the Indiana and Kentucky regions which covers companies generally between $20 million and $2 billion in revenues across a wide variety of industries. Job Responsibilities Utilize excellent credit analysis and financial modeling skills to underwrite and structure new transactions and work independently on the assigned credit portfolio. Appropriately assess risks / mitigants, balance risk / reward, diligently manage renewals, amendments and new transactions as well as maintain acceptable credit reporting metrics. Form well thought out, independent views and be able to voice your opinion in a clear, concise manner and to defend that position with partners and senior leadership. Lead complex transactions including negotiations and legal documentation for bilateral and syndicated finance structures. Work proactively, in a constructive, diplomatic manner, with both internal and external contacts to keep transactions moving. Act with a sense of urgency and drive execution to meet both internal and client deadlines. Partner effectively to develop fulsome client relationships, including being looked to as an expert on Structuring and Credit Policy and will be viewed as the “go-to” person for credit by both internal partners and clients. Provide leadership in the market by being a positive contributor to the team, including being a mentor to less experienced team members, embracing change and participating in various projects or improvement exercises for the benefit of the organization. Demonstrate excellent communication skills both internally and externally and use those communication skills to effectively solve problems. Required Qualifications, Skills and Capabilities BA/BS/BBA degree is required Completion of a major corporate or commercial bank credit training program (or the equivalent corporate banking/corporate finance experience) and a thorough understanding of bank credit policies and procedures At least 5 years' experience in commercial banking/lending including extensive credit analysis, structuring and loan documentation experience Significant accounting and finance knowledge and superior financial modeling skills Strong working knowledge of credit agreements and other loan documentation along with solid negotiation skills Demonstrated excellent verbal and written skills, interpersonal skills, and analytical and problem-solving skills Excellent organizational and project management skills; able to manage competing priorities under tight deadlines Proven ability to collaborate and build strong partnerships. Intellectual curiosity with a proven ability to learn quickly High degree of initiative, self-direction, and ability to work well under pressure

Description We are looking for a skilled Credit Analyst to join our team in Indianapolis, Indiana. This Contract to permanent position offers an excellent opportunity to contribute to credit risk management and accounts receivable processes within a dynamic environment. The ideal candidate will possess strong analytical skills, leadership capabilities, and a commitment to maintaining positive customer relationships. Responsibilities: - Evaluate and monitor customer credit risk to minimize financial exposure and prevent bad debt. - Develop and implement effective credit and collection strategies tailored to business needs. - Collaborate with customers and internal teams to resolve complex billing disputes while fostering strong relationships. - Prepare and analyze accounts receivable aging reports to support month-end close processes and audits. - Lead and mentor a team of accounts receivable and credit specialists, promoting teamwork and performance excellence. Requirements - Minimum of 3-5 years of experience in accounts receivable or credit management. - Bachelor's degree in Accounting or Finance preferred. - Advanced proficiency in Microsoft Excel and familiarity with accounting software, such as Microsoft Dynamics AX. - Strong negotiation, communication, and problem-solving skills. - Expertise in credit analysis and commercial collections. - Familiarity with credit applications and commercial credit processes. Robert Half is the world's first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles. Robert Half works to put you in the best position to succeed. We provide access to top jobs, competitive compensation and benefits, and free online training. Stay on top of every opportunity - whenever you choose - even on the go. Download the Robert Half app (https://www.roberthalf.com/us/en/mobile-app) and get 1-tap apply, notifications of AI-matched jobs, and much more. All applicants applying for U.S. job openings must be legally authorized to work in the United States. Benefits are available to contract/temporary professionals, including medical, vision, dental, and life and disability insurance. Hired contract/temporary professionals are also eligible to enroll in our company 401(k) plan. Visit roberthalf.gobenefits.net for more information. © 2025 Robert Half. An Equal Opportunity Employer. M/F/Disability/Veterans. By clicking "Apply Now," you're agreeing to Robert Half's Terms of Use (https://www.roberthalf.com/us/en/terms) and Privacy Notice (https://www.roberthalf.com/us/en/privacy) .

Via Credit Union is seeking a Business Lending Credit Analyst (In-office) working Tuesday - Saturday (noon). The Credit Analyst is responsible for evaluating the creditworthiness of current and prospective member business and commercial borrowers. This role ensures sound lending decisions by analyzing financial data, assessing risk, and supporting the business lending team. The Analyst plays a critical role in ensuring loans are both profitable and aligned with the credit union's standards. Collaborates closely with the VP of Business Lending, the Chief Lending Officer, and other key members of the credit union. Employment Requirements: As a financial institution, Via Credit Union requires its employees to successfully pass a comprehensive background check and be in good financial standing as a condition of employment and to remain in such standing. “Good financial standing” means that the employee is current on all payments due to Via Credit Union or any other creditors and is in compliance with all applicable laws relating to financial crimes. Candidate Tip: Add "apps.bamboohr.com" to your email contact list so you make sure to receive emails regarding your application. Overview: The scheduled work week is Tuesday - Saturday (noon), unless otherwise specified, working Tuesday - Thursday 8:15 a.m. - 4:30 p.m., Friday 8:15 a.m. - 5:00 p.m., and Saturday 8:15 a.m. - noon. Reasonable Accommodations Statement: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable Accommodations may be made to enable qualified individuals with disabilities to perform the essential functions. Essential Functions: Analyze credit information and financial statements to assess profitability and income trends, to present to Chief Lending Officer or Business Lending Committee. Perform cash flow analysis and calculate financial ratios using computer programs, to determine the advisability of granting credit. Compare liquidity, profitability, and credit histories of individual or businesses with similar establishments to determine risk. Apply Via Credit Union Business Lending & Participation Policies throughout the credit underwriting/evaluating process. Prepare loan credit memorandums for new loans, renewals, and periodic reviews; including credit analyses and summaries of loan requests for decision making. Complete Participation reviews and risk analysis to present to Business Lending Committee. Assist supervisor in providing and maintaining financial reporting requirements on members' credit obligations. Monitor recorded mortgage and final title policies, track lien perfection on equipment loans. Monitor insurance cancellations and renewals, working with members and insurance agencies to obtain renewal policies. Request, complete, and follow up on outstanding Periodic Loan Reviews and present findings to the Business Loan Committee. Prepare month end reports for presentation to Board of Directors. Provide informed, professional, and accurate service and support to all members and team members. Maintain a professional work environment and professional appearance. Performs other business lending duties as assigned. Serves as back up for the Business Lending Loan Processor as needed: Order Appraisals (via bidding process or AVM), order flood determinations, environmental search, title commitment, and other third-party providers as necessary for loan requests. Prepare loan documents for loan closing, working with title companies and other third-party providers to ensure a smooth loan closing. Fund loan in the credit union's loan operating system, create tracking records, index loan documents to members' account. File loan documents with county recorder's office, BMV, and/or file UCCs with Secretary of State office as necessary to perfect lien. Position Expectations: Demonstrate and consistently model the ViaCU brand based on the mission, vision, and values. Demonstrate honesty and integrity and be seen as credible in the workplace. Accept responsibility and be accountable for your actions. Demonstrate ability to take care of the members' needs while following company procedures. Demonstrate and model strong interpersonal skills, maintain a positive and respective attitude. The ability to formulate sound decisions using the available information. Act as a role model within and outside of the department. Adhere to company policies and procedures, maintaining confidentiality, and demonstrating the ability to handle sensitive matters. Excellent organizational skills and initiative to improve processes. Communicate regularly with department head about issues. Demonstrate flexible and efficient time management, ability to work independently and prioritize work and complete within given deadlines. Qualifications: Education: Bachelor's degree from a four-year college or university is preferred, with preference in Accounting or Financial or related field; equivalent professional experience will be considered. Experience: 3-5 years experience with credit analysis, analysis software, and/or accounting software Experience in public relations preferred. Computer Skills: Excellent computer skills with programs such as Microsoft Office Suite (Word, Excel, Outlook, etc), analysis software, and/or accounting software. Certifications & Licenses: Benefits Summary: Affordable medical and prescription, dental, and vision (employer co-pay) Flexible Spending Account - Dependent Care & Unreimbursed Medical Basic Life Insurance (employer paid) Voluntary Life & AD&D Long Term Disability & Travel AD&D (employer paid) Paid Time Off: Vacation, Sick, Personal, 9 paid holidays, and bereavement Community Service Day: Employer paid Bereavement Pay Financial & Retirement Planning Competitive Pay Annual Performance Reviews Incentive Pay: Some positions qualify for incentive pay 401(k): Safe Harbor Non-Elective (employer paid) Elective Deferral: Employee contribution, minimum of 1% Company Match: Employer contribution, dollar for dollar, up to 3% of annual compensation Discretionary Profit Sharing About Us: Via Credit Union was founded in 1936 and has grown to serve members in 6 branches and 12 Field of Membership Counties*. Mission: People helping people achieve financial success. Vision: Via Credit Union is committed to member service while maintaining financial stability. Values: Honesty and Integrity Service Beyond Expectations People First Committed to Serve Foster Growth & Knowledge Excellence Have Fun *Field of membership counties: Blackford, Delaware, Grant, Hamilton, Howard, Huntington, Kosciusko, Madison, Miami, Tipton, Wabash, and Wells Physical Demands: N (Not Applicable) Activity is not applicable to this position. O (Occasionally) Position requires this activity up to 33% of the time (0 - 2.5+ hrs/day) F (Frequently) Position requires this activity from 33% - 66% of the time (2.5 - 5.5+ hrs/day) C (Constantly) Position requires this activity more than 66% of the time (5.5+ hrs/day) Occasionally: Stand, Squat or Kneel, Bend, Lift/Carry and Push/Pull 11 -100 lbs Frequently: Walk, Climb, Reach above Shoulder, Reach Outward, Bend, Lift/Carry and/or Push/Pull 11-20 lbs Constantly: Sit, Reach Outward, Manually Manipulate, Visual Accuity, Talk, Hear/Listen, Lift/Carry 10 lbs or less, Push/Pull 12 lbs or less Not Applicable: Crawl Work Environment: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job in an office setting. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee may be in a fast paced, stressful environment. Some outside environmental conditions, especially while traveling to meetings, training, or meeting with members. The noise level in the work environment is usually moderate.

Angott Search Group is pleased to partner with an Indiana bank in their search for a Commercial Credit Analyst. The Credit Analyst will review the creditworthiness of individuals or businesses to determine the risk involved in lending money or extending credit. What You'll Do Analyzes credit data and financial statements of individuals or businesses to identify the degree of risk involved in lending money or extending credit. For individuals, performs research to verify employment and income, inspects reports from credit reporting agencies, and reviews FICO scores. For businesses, compares to similar businesses in terms of liquidity, profitability, and credit histories. Uses computer software to further evaluate customers' financial status and produce financial ratios. Compiles information, completes loan applications, and composes reports detailing the degree of risk involved in loan or credit request; recommends approval or denial based on results. Sets interest rate and minimum or maximum term of repayment for customers based on earnings, savings data, payment history, and purchase activity. Determines the expected profitability of loans by analyzing a business's financial data including quality of management, income growth, and market shares. Resolves customer complaints and verifies transactions through consultation. Identifies delinquent accounts through the review of individual or commercial customer files. What You'll Bring Excellent verbal and written communication skills. Proficient in Microsoft Office Suite or related software, as well as analysis software. Basic understanding of relevant equipment, policies, procedures, and strategies used in credit analysis. Ability to identify discrepancies and problems. Bachelor's degree in Accounting, Economics, Finance, Statistics, or Mathematics required.

Assist in managing the operations side of the loan department, which would include providing direction and supervision to the construction administrator, special assets officer, doc prep supervisor, loan ops manager, compliance, and credit Review & critique credit approvals, financials spreads, loan documentation, and seek enhancements to the loan operations process Compile complex credit approval proposals Mentor & train less experienced credit analysts Work with lending and appropriate teams to manage the past due loan process, financial ticklers, maturity reports, borrowing bases, construction draws, and real estate appraisal review processes Review loan policy and other policies, for possible suggested updates and enhancements. A key point person in loan review engagements and audits Contribute to loan committees and provide credit recommendations Participate in client calls with lending team (as needed) Continually strive to seek process enhancements and improvements Complete other projects and tasks as assigned Reinforces the application of superior customer service through his or her own example along with appropriate follow through with involved customers and employees and conducts specific periodic meetings and presentations on this topic with all staff members Responds to inquiries or refers inquiries to the appropriate department or person and exhibits the necessary follow through with customers and/or staff involved Maintains a current knowledge of changing legislation and regulatory climate and recommends changes to the Bank's loan policies and procedures Represents the Bank in various community, civic and community reinvestment functions to further enhance the Bank's image and develop additional business; assists the Bank in establishing and maintaining market position in the financing arena Cross-sells the Bank's other products and services, referring customers to appropriate staff as indicated Assist in meeting annual deposit and loan growth goals assigned by senior management and the Board of Directors; participates in various internal committees assigned by Senior Management and the Board of Directors Responds to inquiries or refers inquiries to the appropriate department or person, and exhibiting the necessary follow through with customers and/or staff involved Monitors staff in daily tasks, operations and quality control; ensures the organization of assigned areas of the department, coordinating available resources (e.g., staff, materials, etc.) for maximum results Consistently applies superior decision making techniques pertaining to inquiries, approvals and requests as they apply to existing policies and procedures, keeping within assigned approval limits and using these instances as learning tools for employee development Assumes responsibility for special projects; gathers data and prepares reports for the Board of Directors and other members of Senior Management, audits and other personnel Plays a positive role in the development and growth of assigned department staff through excellent communication skills, both verbal and written, along with strong delegation skills assuring a highly cross-trained staff Processes, solves and answers complex customer transactions, problems or inquiries Answers telephones, answers questions and directs callers to proper Bank personnel Assumes responsibility for various department functions in the absence of staff members or in overload situations Treats people with respect; keeps commitments; inspires the trust of others; works ethically and with integrity; upholds organizational values; accepts responsibility for own actions Demonstrates knowledge of and adherence to Equal Employment Opportunity (EEO) policy; shows respect and sensitivity for cultural differences; educates others on the value of diversity; promotes working environment free of harassment of any type; builds a diverse workforce and supports affirmative action Assures compliance with all Bank policies, procedures and processes, and all applicable state and federal banking laws, rules and regulations; adheres to Bank Secrecy Act (BSA) responsibilities that are specific to the position Completes administrative tasks correctly and on time; supports the Bank's goals and values; benefits the Bank through outside activities Performs the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions. The employee shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to one's own actions and conduct MINIMUM REQUIREMENTS These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines. Bachelor's Degree required, emphasis in Business or Finance/Accounting preferred 10+ years' credit experience required, with a high level of understanding regarding tax returns, financial statements, and general accounting principles Detail Oriented & Highly Accurate Proficient in Microsoft Suite, financial spreading software, and experience in different bank core systems Excellent organizational and time management skills with the ability to provide leadership Ability to work with no supervision while performing duties Current driver's license and a vehicle with appropriate insurance coverage if required to drive in the course of performing assigned duties and responsibilities. Please note that this job description is not inclusive of all activities, duties or responsibilities that are required of this position. Duties, responsibilities and activities are subject to change at any time with or without notice.

First Merchants Bank is seeking a Credit Analyst I to join our team! This position will perform credit analysis, underwriting and monitoring of the commercial loan portfolio. As part of this role you will: Complete accurate, unbiased credit analyses within required timelines and according to standards including cash flow analysis, credit decision summary preparation and credit processes. Complete credit monitoring functions for designated portfolio including spreading and review of financial statements, borrowing base and covenant testing, marketable securities and leveraged lending monitoring and annual credit reviews. Assign call codes, NAICS codes, risk grade and risk rating score data accurately. Review appraisals and real estate evaluations. Use of financial spreading software, loan system, cash flow analysis and other credit systems and tools Attend and participate in loan committees as requested. To be successful in this position, we require the following: Bachelor's degree. The following would be a plus: Bachelor's degree (or completion within current semester) in accounting, finance, or business. First Merchants offers the following: Base Pay PLUS Bonuses Medical, Dental and Vision Insurance 401k Health Savings and Flexible Spending Accounts Vacation/Sick Time Paid Holidays Paid Parental Leave Tuition Reimbursement Additional Benefits A little about us: First Merchants is guided by a genuine philosophy of being a meaningful place to work and having a prosperous impact across all walks of life throughout the communities we serve, including consumers, businesses and other organizations. Our Vision, Mission and Team statement reflect and reinforce that authentic service philosophy. Our Vision is: To enhance the financial wellness of the diverse communities we serve. Our Mission is: To be the most responsive, knowledgeable, and high-performing financial organization for our clients, teammates, and shareholders. Our Team: "We are a collection of dynamic colleagues with diverse experiences and perspectives who share a passion for positively impacting lives. We are genuinely committed to attracting and engaging teammates of diverse backgrounds. We believe in the power of inclusion and belonging." Apply today to begin your career with us!

Indianapolis, Indiana **To proceed with your application, you must be at least 18 years of age.** Acknowledge Refer a friend **To proceed with your application, you must be at least 18 years of age.** Acknowledge (******************************************************************************************************* **:** At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! **Job Description:** This job is responsible for serving as the first point of contact for financial center clients, helping to uncover personal banking needs of both individual and small business clients, offering appropriate solutions, and connecting clients to specialists. Key responsibilities include deepening client relationships through platform services, supporting clients with self-service or transactional activities, and providing exceptional client care. Job expectations include proactively connecting with clients through outbound calls and conducting consistent follow-up routines. **Responsibilities:** + Partners with teams to provide financial center clients with both consumer and small business solutions, services, and strategies when uncovering personal banking needs and helping clients navigate their unique life priorities + Assists, educates, and trains clients on conducting simple transactions through self-service technologies + Leverages available resources, technologies, and processes to optimize the client experience and deliver operational excellence and accuracy + Adheres to established processes, laws, and guidelines in performing day-to-day activities, such as opening accounts, account maintenance, and Digital Assisted Shopping + Manages client interactions by taking the best course of action for the bank and its clients and abiding by all regulatory requirements **Required Qualifications:** + Minimum of one year demonstrated sales experience in a relationship-oriented and client-centric environment + In lieu of one year of sales experience, has previously held the role of Relationship Manager (RM), Advisor Development Program (ADP) RM, Credit Solutions Advisor (CSA I) or Relationship Manager Business Owner Specialist (RMBOS) at Bank of America for a minimum of six months + Enthusiastic, highly motivated self-starter with a strong work ethic and intense focus on results, acting in the best interest of the client + Collaborates effectively to get things done, building and nurturing strong relationships + Displays passion, commitment and drive to deliver an experience that improves our clients' financial lives + Confident in identifying solutions for helping new and existing clients based on their needs + Strong written and verbal communications skills + Can communicate effectively and confidently and is comfortable engaging all clients (in-person and by phone) + Ability to learn and adapt to new information, technology platforms, handle ambiguity and adapt to changing circumstances + Applies strong critical thinking and problem-solving skills to meet clients' needs + Demonstrates effective time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously + Is a commissioned notary or can successfully obtain a notary commission in the state you work within a few months of start date in role (exact timeframe varies by location due to differing state laws) + Must be able to work weekends and/or extended hours and travel to any financial center location within a reasonable distance **Desired Qualifications:** + Associate's Degree or Bachelor's Degree in business, finance or a related field + Experience working in a financial center where goals were met or exceeded + Retail and/or sales experience in a salary plus incentive environment + Experience working in an environment with individual and/or team goals where goals were routinely met or exceeded + Experience with financial information, spreadsheets and financial skills + Knowledge of banking products and services + Strong computer skills including Microsoft applications and previous experience utilizing laptop technology **Skills:** + Active Listening + Business Acumen + Customer and Client Focus + Oral Communications + Problem Solving + Account Management + Client Experience Branding + Client Management + Client Solutions Advisory + Relationship Building + Business Development + Pipeline Management + Prospecting + Referral Identification + Referral Management **Minimum Education Requirement:** High School Diploma / GED / Secondary School or equivalent **Shift:** 1st shift (United States of America) **Hours Per Week:** 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. View your **"Know your Rights (************************************************************************************** "** poster. **View the LA County Fair Chance Ordinance (************************************************************************************************** .** Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work. This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.

Our client, a world leader in diagnostics and life sciences, is looking for a "Credit and Collections Analyst" based out of Indianapolis, IN(Hybrid). Job Duration: Long Term Contract (Possibility Of Extension) Pay Rate : $32/hr on W2 Company Benefits: Medical, Dental, Vision, Paid Sick leave, 401K The arrival hours are between 7:30 a.m. - 8:30 a.m. to 5 p.m. (Will work 8 hours with a minimum 30 minute lunch) There may be workshops or training that will require you to be onsite . 3 days a week on -campus. Wednesday is our core day plus two additional days. Also, the weeks when there are holidays the schedule on -campus is TBD Leveraging data to drive business decisions, supporting customer relations, and enhancing operational efficiency. Responsibilities: Take responsibility for all account receivables by setting collection priorities within the assigned portfolio to achieve or exceed stated collection metrics under minimal supervision. Proactively confers with customers via telephone calls and emails in an attempt to determine the reason for overdue payment and secure payment. Records information about the customer and status of collection efforts in SAP and/or other approved software. Researches and identifies payment discrepancies, reconciles accounts, and logs disputed items. Deliver difficult and complex messages, while maintaining relationships. Manage daily order releases and escalate held orders as necessary per credit policy to resolve payment issues. Analyze Customer's financial data to ensure the proper valuation of default and collections risk as well as proper exposure aggregation. Underwrite customer's credit limits and approve new equipment opportunities. Qualifications: Bachelor's degree in Finance, Business Administration, Economics, or related field or related experience. Experience with SAP ERP system preferred. Credit and collections experience. Experience with Microsoft software with intermediate Excel skills. If interested, please send us your updated resume at **********************/***************************

Credit and Collections Specialist Senior Location: This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office. Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law. A proud member of the Elevance Health family of companies, Paragon Healthcare brings over 20 years in providing life-saving and life-giving infusible and injectable drug therapies through our specialty pharmacies, our infusion centers, and the home setting. The Credit and Collections Specialist Senior is responsible for complex collection activities related to past due health insurance premiums and/or past due health insurance claims. How You Will Make an Impact Primary duties may include, but are not limited to: * Follows established guidelines, contacts group for the purpose of collecting past due insurance premiums and/or past due health insurance claims. * Researches validity of past due and/or disputed debt. * Generates demand letters. * Prepares reports reflecting status of credit and collection activities for management review. Minimum Requirements: Requires a H.S. diploma or equivalent and a minimum of 2 years of commercial debt collection experience; or any combination of education and experience, which would provide an equivalent background. Job Level: Non-Management Non-Exempt Workshift: Job Family: AFA > Financial Operations Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer, and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

At Kelly Services, we work with the best. Our clients include 99 of the Fortune 100TM companies, and more than 70,000 hiring managers rely on Kelly annually to access the best talent to drive their business forward. If you only make one career connection today, connect with Kelly. Job Description Our client in Indianapolis, IN, is looking for a Credit Analyst, capable of working in a fast paced environment . This is a contract to hire position, Monday - Friday 1st shift. Job duties and responsibilities include: Preparation of collections/settlement agreement/payment arrangement letters that can be used to collect outstanding receivables for the Patient Accounts Receivable book of business. Proactively monitor and identify concerns with the receivable that could be masking a client issue. Ability to recognize and address opportunities to improve the accounts receivable/collection process. Job Requirements: 2 years experience in high volume billing and collections Knowledge of PBM/healthcare a plus Knowledge of insurance claims procedures a plus (EOBs, denial codes). Customer service, technical, analytical and good communication skills required Strong business and organizational skills Demonstrated initiative with commitment and ability to work under pressure and meet tight deadlines Proficient knowledge MS Excel, MS Word. Additional Information Instructions :Please call 715-446-1755 for more information on how to apply! Why Kelly? As a Kelly Services candidate you will have access to numerous perks, including: Exposure to a variety of career opportunities as a result of our expansive network of client companies Career guides, information and tools to help you successfully position yourself throughout every stage of your career Access to more than 3,000 online training courses through our Kelly Learning Center Group-rate insurance options available immediately upon hire* Weekly pay and service bonus plans

The Accounts Receivable Analyst will support a minimum of three markets in all aspects of accounts receivable including billing, lockbox reporting and cash application, credit card posting, ACH postings, credit adjustments, aging review. The role requires high quality customer service in support of their markets. Daily lockbox reporting and research, posting all customer payments in Wide Orbit broken down between payments for invoices due and prepayments. Ensure mounts received per the Lockbox equal the amounts posted to Wide Orbit for the respective payment forms Daily credit card and ACH reporting and research, posting all customer payments in Wide Orbit broken down between payments for invoices due and prepayments. Ensure amounts received for credits cards and ACH's equal the amounts posted to Wide Orbit for the respective payment forms. Significant attention is required to ensure cross market payments are identified and listed separately on each market's receipts reconciliation for Lockbox, Credit Card, and ACH. For short pay discrepancies, forwards the discrepancies to station Sales to research. Follow up with Sales is required to ensure resolution including verifying that the station prepares and obtains all required approvals on the Credit Adjustment form. Upon receipt, processes the Credit Adjustment for revenue adjustments. AR point of contact for monthly collection meetings with the stations. Prior to the RBM's distributing the aging, the AR Analyst is required to review and “clean” the aging of immaterial amounts outstanding, ensure prepayments are applied to open invoices that have billed, and ensure that between station transfers are complete to ensure proper matching of billing and payments to the proper station. After the monthly collection meeting, the AR Analyst must follow up on the action items from the meeting to ensure that the stations are preparing all the proper Credit Adjustments identified in meeting. Ensure the timely processing of the Credit Adjustments to ensure no carryover items identified in the prior month's meeting are carried forward. Assists station sales staff and customers when questions arise. Position is required to work closely with and provide first class quality customer service to customers and Sales. Applies unapplied payments for cash in advance and paid programming accounts. Completes broadcast and calendar month end billings, reconciles accounts receivable module preparing monthly roll forward from beginning of month balance to end of month balance based on sales, credit adjustments, and cash receipts for the month. Processes co-op billing for stations collecting scripts, matching with invoices, and obtaining proper notarization. Ensure all co-ops are completed within 5 days of close, with a copy of the notarized invoices and scripts scanned and placed in the co-op support folder on the shared drive (by market). Research prior balance issues and provide detailed reconciliations of amounts paid, invoices, and credits to ensure all accounts within the aging are accurate. Work with markets Sales Management, Account Executives, and the Traffic Department on billing issues caused by incorrect rates, improper ISCI codes, and other issues which may require credit and reissue of corrected invoices. Performs other management requests and related duties as required. Requirements & Skills: Degree in Accounting or Management preferred (Associates or Bachelors) Minimum 2 years' experience in accounts receivable or general accounting a plus Strong Excel skills required Wide Orbit or OSi experience a plus, but not required Strong analytical and problem-solving skills with the ability to manage multiple projects with competing priorities Self-motivated with strong interpersonal skills Team player with exceptional oral/written communications skills Proactive, high attention to detail, able to operate in a fast-paced environment Highly customer focused

Old National Bank has been serving clients and communities since 1834. With over $70 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving. We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values. Responsibilities We are currently seeking a Senior Credit Officer that will be responsible for the daily activities of the Commercial Underwriters, maintaining an efficient workflow while promoting a collaborative experience between their direct reports, Relationship Managers, segment leadership, and other internal support areas. Within the Business Banking Credit Center (BBCC), the Senior Credit Officer oversees the underwriting of loan requests with aggregate exposures below $1 million. This individual will manage all activities of the BBCC UWs, which will include oversight of all analyst tasks and functions necessary to analyze, decision, and manage credit relationships in the Commercial portfolio, along with credit risk administration duties, orderly flow of credit approvals through the analysis process and productivity for all direct reports. Responsible to maintain loss ratios, accurately assess risk and assign the appropriate risk rating in an efficient manner following established underwriting guidelines and procedures. This position requires strong communication, leadership and critical thinking skills, thorough knowledge of industry and bank underwriting standards, and the confidence to make and support loan decisions We are an in-office working environment. This position can be located in one of the offices within our footprint. Salary Range The annual salary range for this position is $106,100 - $214,600. The base salary indicated for this position reflects the compensation range applicable to all levels of the role across the United States. Actual salary offers within this range may vary based on a number of factors, including the specific responsibilities of the position, the candidate's relevant skills and professional experience, educational qualifications, and geographic location. Key Accountabilities Ensure credit quality targets for the loan portfolio are met Ensure analyses of underwriters are appropriate and asset quality ratings are accurate Engage with Credit Strategy to leverage portfolio data and industry/market trends to provide administrative oversight of the Commercial loan portfolio Ensure compliance with established corporate standards for Commercial portfolio Understand the state of the loan portfolio, identifying areas of potential concern and growth opportunities Coach, develop and maintain a competent team of credit professionals Develop Underwriters through appropriate training to ensure analysis on credit approval memorandums is accurate, factually correct and meets bank requirements to make fully informed credit decisions Assist with evaluating, analyzing, and decisioning eligible loan applications while exercising granted loan authority in a responsible manner Lead and coach a team of credit professionals and successfully motivate direct reports to perform at a high level and achieve their own performance and career objectives Maintain and grow analytical skills and industry knowledge through internal and external training and development opportunities Maintain an environment that is collaborative, controlled, monitored, and efficient Collaborate with staff and production peers while executing the Bank's Commercial Strategy Empower team to engage with Commercial Relationship Managers, CBU Agents, and Documentation Specialists as applications progress through internal commercial lending processes and deploy problem solving and critical thinking skills as needed. Complete special projects at the direction of the Bank's credit administrators, which may include action and responses to OCC exams, internal audits, and loan review reports. Key Competencies for Position Develops Talent - Optimizes talent within business area to achieve goals Actively supports people development through formal programs as well as targeted stretch assignments Continuously evaluates talent within business area and is quick to take action to remove barriers and close talent gaps through effective feedback and coaching Cultivates an environment of trust and optimizes talents and capabilities within business area through a culture of continuous feedback and coaching Actively seeks to attract and retain best-in-class, diverse talent Makes Decisions & Solves Problems - Proactively sources and analyzes comprehensive data to define and solve complex business problems that leads to sound decisions Proactively analyzes and owns qualitative and quantitative data to define business areas problems and opportunities through effective collaboration Collaborates to compile information needed to create a sound approach by leveraging internal and external resources Considers business area, organizational, and individual realities along with impact on the business before developing solutions and makes sound business decisions based on a blend of analysis, wisdom, experience and judgment Creates plan to meet goals and objectives within business areas diminishing gaps and evaluating progress along the way allowing for adjustments Delights Clients - Builds a best-in-class client experience across the business area Fosters an environment where team members passionately serve internal/external clients with excellence Fosters a growth mindset by keeping current with development and trends in business area and sharing information to build knowledge base of business area and enhance client experience Understands data, metrics and/or financial information and how they tie to business outcomes related to client, business area and organization Fosters a culture of accountability within business areas where business area nurtures client relationships by listening, prioritizing and acting responsibly to meet client needs, mitigate risk and add shareholder value Qualifications and Education Requirements Bachelor's degree in Finance, Accounting, or related area or equivalent experience 10 or more years of experience as a Commercial Underwriter/Analyst or related positions Previous management or leadership experience preferred Ability to analyze and interpret financial statements and understand complex accounting principles Thorough knowledge of risks associated with all types of industries Thorough knowledge of loan structuring, borrowing causes and lending standards to ensure loan applications are evaluated efficiently, effectively, and in accordance with regulations Must possess (or willing to possess in short order) a deep understanding of ONB's Credit culture, loan policies, and loan guidelines and procedures with ability to property mitigate exceptions when granted. Demonstrated proficiency and attention to analysis utilizing qualitative and quantitative detail Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles. As such, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law. We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position. Our culture is firmly rooted in our core values. We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical. We are Old National Bank. Join our team! We can recommend jobs specifically for you! Click here to get started. If you're qualified for a position but need additional help with the application because of a disability, please email ************************** (This email will respond to accommodation requests only.)

The Senior Credit Workout Officer IV is responsible for a variety of duties including (i) meeting with borrowers, and (ii) evaluating management teams and business plans to determine whether or not to retain or exit credit, while negotiating with professionals to establish a workout or exit plan. Essential Functions * Ensure integrity of loan documentation * Review loan documents for perfection of collateral * Analyze financial statements * Identify and resolve problems / issues * Record all agreements and conversations * Prepare correspondence and documentation for workout plan * Discuss credit grades and workout procedures * Issue demand letters * Monitor collection activity and bankruptcies * Obtain judgments * Establish workout or exit plans * Report agreed payment terms and plans * Locate and inspect collateral * Coordinate foreclosures * Partner with loan officers * Prepare for litigation * Coordinate liquidation and sale of assets with appropriate staff and counsel * Order appraisals * Initiate chargeoffs and write downs * Negotiate with professionals to establish a workout or exit plan * Interact with other financial institutions and examiners * Recommend the best loss mitigation strategy * Work with minimal direct supervision and use independent judgment and decision making * Prepare reviews and quarterly reports on workout loans * Recommend improvements to workout policies and procedures * Build relationships with internal customers * Maximize available technology tools * Minimize departmental costs * Ensure compliance with Northwest's policies and procedures, and Federal/State regulations * Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency * Work as part of a team * Work with on-site equipment Education + Experience * Bachelor's degree in business / accounting or finance degree or related subject matter * 8-12 years of experience of experience in an area related to commercial lending including special assets, loan review, credit and / or lending * Ability to analyze data, bankruptcy, foreclosures, and repossession This position is based onsite Monday - Thursday with Friday as an optional work from home day. #LI-EK1 Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As a Lead Credit Officer - Vice President in Commercial and Specialized Industries Risk, you partner with us to deliver tailored credit solutions for a diverse portfolio of clients. You help drive financing decisions that support working capital, acquisitions, and growth initiatives. You work with privately-held and publicly-traded companies, family-owned businesses, and financial sponsors, ensuring their needs are met with sound risk management. You play a key role in structuring credit facilities and negotiating agreements, while contributing to our team's success and development. Additionally, this risk management position supports Indiana and Kentucky and covers companies across diversified industries with revenues ranging from $20 million to $2 billion. Credit executions include bilateral structures, syndicated deals, institutional loans, and direct lending. A critical aspect of this role is the ability to develop and communicate a comprehensive understanding of the business, financial, and industry risks faced by clients and prospects in the assigned portfolio. You will utilize this insight to accurately risk grade borrowers, analyze credit requests, structure credit facilities, and negotiate credit agreements and other loan documentation. Job Responsibilities Perform credit analysis and financial modeling to structure and recommend new transactions Lead leveraged finance transactions and manage legal documentation negotiations for various lending structures Manage assigned credit portfolio independently, ensuring data integrity Assess and process risk rating changes promptly Develop and communicate well-considered credit views, incorporating company and industry risks Defend credit views to internal stakeholders and senior leadership Challenge banking teams as a second line of defense Drive deals to closure by meeting expectations and deadlines with strong time management Collaborate proactively with internal and external stakeholders to execute transactions Apply thorough understanding of credit policy and procedures Contribute to team objectives by developing junior talent and participating in projects Required Qualifications, Capabilities, and Skills Bachelor's degree in business, finance, or related field Completion of a major corporate or commercial bank credit training program or equivalent experience Seven years of experience in middle market and mid-corporate lending Extensive experience in credit analysis, leveraged finance structuring, and loan documentation negotiation Experience working with portfolio companies of private equity firms Strong accounting and finance knowledge with advanced financial modeling skills Solid working knowledge of credit agreements and loan documentation Demonstrated critical and analytical thinking skills Proven ability to collaborate and build partnerships Excellent organizational and project management skills under tight deadlines Proficient in Microsoft Office, including Excel and PowerPoint Required Qualifications, Capabilities, and Skills Experience supporting companies across diversified industries Familiarity with bilateral, syndicated, institutional, and direct lending structures Strong negotiation skills in complex transactions Ability to mentor and develop junior team members Intellectual curiosity and ability to learn quickly Experience managing multiple priorities in a fast-paced environment Excellent verbal, interpersonal, and written communication skills

Client Information\- A national distributor of agricultural\/specialty products; founded in 1957. Job Summary\- The credit analyst supports the credit department with various administrative duties including handling credit request, collections, account support and management and other duties as assigned. Job Duties Set\-up new credit accounts by conducting credit checks, review credit data and recommending credit line (within authority level). Review of customer accounts by running reports such as credit bureaus, business reports, and verifying trade and bank references. Verify entered customer and account data; track credit and loan applications submitted by location and follow up with customer and location as needed regarding application. Build and maintain strong relationships with customers, field operations teams and internal staff. Process various updates, transactions and adjustments within Oracle environment including customer account updates and customer account adjustments. Assist with the processing and distribution of various internal reports including aging reports, cost studies, account analyses, etc. Maintain credit files including updating and retrieving information as needed. Provide customer credit information or ratings upon request to various creditors, credit agencies or banks. Other duties including account reconciliation, balance and payoff information on accounts, etc. to internal parties and customers as needed. Assist with special projects assigned. Qualifications Bachelor's degree or equivalent work experience 1 to 3 years of customer service experience; specifically maintaining customer relationships. Previous credit, lending, underwriting experience a plus. On the job experience with Microsoft Office products, specifically inputting information into a document; database experience in a plus Strong communication skills both verbal and written; strong organizational skills Strong business skills and keen to attention to detail Personal integrity and ability to discreetly handle confidential data Starting salary $55,000 to $65,000; competitive health insurance and benefits; opportunity to move up within the company "}}],"is Mobile":false,"iframe":"true","job Type":"Full time","apply Name":"Apply Now","zsoid":"637562732","FontFamily":"PuviRegular","job OtherDetails":[{"field Label":"Industry","uitype":2,"value":"Agriculture"},{"field Label":"Work Experience","uitype":2,"value":"4\-5 years"},{"field Label":"Salary","uitype":1,"value":"$55,000 to $65,000"},{"field Label":"City","uitype":1,"value":"Carmel"},{"field Label":"State\/Province","uitype":1,"value":"IN"},{"field Label":"Zip\/Postal Code","uitype":1,"value":"46032"}],"header Name":"Credit Analyst","widget Id":"378023000000072311","is JobBoard":"false","user Id":"378023000000129003","attach Arr":[],"custom Template":"3","is CandidateLoginEnabled":true,"job Id":"378023000020689016","FontSize":"14","location":"Carmel","embedsource":"CareerSite","indeed CallBackUrl":"https:\/\/recruit.zoho.com\/recruit\/JBApplyAuth.do","logo Id":"bwqpaaffe7322cffe4bffa5b588f3b3db2601"}

First Merchants Bank is seeking a Credit Analyst I to join our team! This position will perform credit analysis, underwriting and monitoring of the commercial loan portfolio. As part of this role you will: * Complete accurate, unbiased credit analyses within required timelines and according to standards including cash flow analysis, credit decision summary preparation and credit processes. * Complete credit monitoring functions for designated portfolio including spreading and review of financial statements, borrowing base and covenant testing, marketable securities and leveraged lending monitoring and annual credit reviews. * Assign call codes, NAICS codes, risk grade and risk rating score data accurately. * Review appraisals and real estate evaluations. * Use of financial spreading software, loan system, cash flow analysis and other credit systems and tools * Attend and participate in loan committees as requested. To be successful in this position, we require the following: * Bachelor's degree. The following would be a plus: * Bachelor's degree (or completion within current semester) in accounting, finance, or business. First Merchants offers the following: * Base Pay PLUS Bonuses * Medical, Dental and Vision Insurance * 401k * Health Savings and Flexible Spending Accounts * Vacation/Sick Time * Paid Holidays * Paid Parental Leave * Tuition Reimbursement * Additional Benefits A little about us: First Merchants is guided by a genuine philosophy of being a meaningful place to work and having a prosperous impact across all walks of life throughout the communities we serve, including consumers, businesses and other organizations. Our Vision, Mission and Team statement reflect and reinforce that authentic service philosophy. Our Vision is: To enhance the financial wellness of the diverse communities we serve. Our Mission is: To be the most responsive, knowledgeable, and high-performing financial organization for our clients, teammates, and shareholders. Our Team: "We are a collection of dynamic colleagues with diverse experiences and perspectives who share a passion for positively impacting lives. We are genuinely committed to attracting and engaging teammates of diverse backgrounds. We believe in the power of inclusion and belonging." Apply today to begin your career with us!