Credit analyst jobs in Chapel Hill, NC - 53 jobs

About Us Founded in 1908, Merz is a successful, family-owned specialty healthcare company with a rich history. As a leading global aesthetics business, our award-winning portfolio of injectables, devices, and skincare products empowers healthcare professionals to enhance confidence through aesthetic medicine. Our purpose is to fuel confidence by helping people look better, feel better, and live better. We believe you do not have to choose between living life and making a living. Live your best life with Merz Aesthetics. A Brief Overview The credit analyst is responsible for analyzing credit data and analyzing the financial information of current customer accounts. They assess credit risk and the credit worthiness of new and existing customers. The credit analyst evaluates accounts for extended credit terms. They also partner with the field sales team and with the customers to resolve account delinquencies. What You Will Do * Credit Review accounts that have orders flagged for credit review. If necessary, contact customer to resolve issue so order can be released for shipment * Risk analysis Process creditworthiness by pulling Experian report, and analyzing customer payment history to determine payment terms and order eligibility on existing customer account * Collections Contact accounts that have past due balances, providing additional payment options to customers experiencing financial difficulty, and processing payments * Research Respond to customer requests for research of an issue that is creating a delay in customers' ability to pay invoices on time * Cross-functional Collaboration Working with Customer Solutions and Field Sales Team to resolve issues with accounts that create delays in order processing and shipping * Customer Master Data Performing Risk Analysis, determining credit worthiness, and assigning appropriate credit limits on new accounts. * Reporting Pulling relevant data for assigned region to discuss with AR Manager, to include showing percentage of increased or decreased past due balances in each area of delinquency * Specialty Projects Participation in projects as assigned by Senior AR Manager Minimum Requirements * High School Diploma * 1-2 years experience as a Credit or Financial Analyst or other relevant experience Preferred Qualifications * Bachelor's Degree in Finance, Accounting or related field Technical & Functional Skills * Strong mathematical and analytical skills * SAP experience * Strong knowledge of Microsoft Office (especially Excel) * Ability to research and evaluate data * Strong problem-solving skills * Ability to interpret credit reports (i.e., Experian, Dun & Bradstreet) * Strong interpersonal skills * Strong communication skills * Ability to work independently or as a group No relocation assistance Must reside in Raleigh NC

About Us Founded in 1908, Merz is a successful, family-owned specialty healthcare company with a rich history. As a leading global aesthetics business, our award-winning portfolio of injectables, devices, and skincare products empowers healthcare professionals to enhance confidence through aesthetic medicine. Our purpose is to fuel confidence by helping people look better, feel better, and live better. We believe you do not have to choose between living life and making a living. Live your best life with Merz Aesthetics. A Brief Overview The credit analyst is responsible for analyzing credit data and analyzing the financial information of current customer accounts. They assess credit risk and the credit worthiness of new and existing customers. The credit analyst evaluates accounts for extended credit terms. They also partner with the field sales team and with the customers to resolve account delinquencies. What You Will Do Credit Review accounts that have orders flagged for credit review. If necessary, contact customer to resolve issue so order can be released for shipment Risk analysis Process creditworthiness by pulling Experian report, and analyzing customer payment history to determine payment terms and order eligibility on existing customer account Collections Contact accounts that have past due balances, providing additional payment options to customers experiencing financial difficulty, and processing payments Research Respond to customer requests for research of an issue that is creating a delay in customers' ability to pay invoices on time Cross-functional Collaboration Working with Customer Solutions and Field Sales Team to resolve issues with accounts that create delays in order processing and shipping Customer Master Data Performing Risk Analysis, determining credit worthiness, and assigning appropriate credit limits on new accounts. Reporting Pulling relevant data for assigned region to discuss with AR Manager, to include showing percentage of increased or decreased past due balances in each area of delinquency Specialty Projects Participation in projects as assigned by Senior AR Manager Minimum Requirements High School Diploma 1-2 years experience as a Credit or Financial Analyst or other relevant experience Preferred Qualifications Bachelor's Degree in Finance, Accounting or related field Technical & Functional Skills Strong mathematical and analytical skills SAP experience Strong knowledge of Microsoft Office (especially Excel) Ability to research and evaluate data Strong problem-solving skills Ability to interpret credit reports (i.e., Experian, Dun & Bradstreet) Strong interpersonal skills Strong communication skills Ability to work independently or as a group No relocation assistance Must reside in Raleigh NC

Job Title: Credit Analyst Status: Full Time, Non-exempt Reports: Manager of Credit & Collections Work Schedule: Monday - Friday 8:00am - 5:00pm The Credit Analyst is responsible for the prompt and efficient collection of all accounts and credit sales under their scope of responsibility. The primary focus of the Credit Analyst is on maximizing cash flow, reducing DSO and minimizing exposure to bad debt. This position is in the construction field and requires a detailed understanding and monitoring of Mechanic's Lien and Payment Bond deadlines. This individual must provide a professional demeanor and excellent customer service to customers and sales staff so that they may be able to develop and maintain strong relationships. Employment at Will: Nothing herein is intended to create a contract of employment or to guarantee employment for a definite duration. Hoffman & Hoffman, Inc. is a 100% employee-owned company focused on being #1 in the HVAC industry in providing the most innovative HVAC solutions through superior design and customer service. Duties and Responsibilities: * Monitor customer accounts daily. Communicate with customers that have balances in excess of 45 days. * Monitor closely all lien and bond deadlines and ensure actions are taken in a timely manner to preserve those rights. * Record all collections activity in ERP system. * Process credit applications and establish credit limits. Adjust credit limits as needed to account for customer payment trends and contract commitments. * Address customer requests for information in a timely manner. * Partner and interact with other departments as needed to resolve customer disputes. * Communicate with sales staff weekly on problem accounts that are not responding to payment requests. * Monitors the cash application process to ensure accurate and timely postings. * Perform account reconciliations to clear up billing discrepancies. * Recommends accounts to be placed on hold or turned over to collection to Credit Manager. Coordinates efforts of attorneys where needed. * Compile and distribute collection reports to sales staff on a weekly basis. * Review and approve tax exemption status of accounts and maintain documentation to support. * Track and resolve customer service issues relating to collection with sales personnel. * File required notices on construction projects as recommended by legal counsel to reduce exposure to uncollectable accounts. * Coordinate the processing of customer statements on a monthly basis. * Special projects as assigned. Position Requirements: * Bachelor's or Associate's Degree preferred or a minimum of 2 years credit/collections experience. * Experience in a construction environment preferred. * Must be detail oriented, results driven and able to embrace and adapt to change, along with the ability to effectively multi-task in a deadline driven atmosphere. * Strong customer service skills with the ability to effectively communicate with both internal and external customers. * Strong mathematical and analytical skills. * Strong critical thinking and problem-solving skills. * Ability to utilize the available time to organize and complete work within given deadlines and to take constructive advantage of idle periods. * Ability to effectively build relationships with customers and co-workers. * Excellent written and verbal communication skills and the ability to work in a professional environment are necessary. * Knowledge of MS office a must, specifically Excel. Physical Demands: * Standing: Frequently * Walking: Frequently * Sitting: Frequently * Handling/Fingering: Frequently * Bending: Frequently * Pushing/Pulling 12 lbs. or less: Frequently * Lifting/Carrying 10 lbs. or less: Frequently * Lifting/Carrying 11-20 lbs.: Occasionally * Reaching Outward: Occasionally * Reaching Above Shoulder: Occasionally * Squatting/Kneeling: Occasionally The work environment at Hoffman & Hoffman, Inc. is an open office environment in a controlled atmosphere building. This job description is intended to provide information regarding the essential functions and basic duties of this position. It is not intended to be construed as an exhaustive list of all functions, responsibilities, skills and duties that could be assigned. Additional functions and requirements may be assigned by management as it deems appropriate. This document does not constitute a contract and is subject to change at the discretion of Hoffman & Hoffman, Inc. EOE/ Disabled/Vets

Job Title: Credit Analyst Status: Full Time, Non-exempt Reports: Manager of Credit & Collections Work Schedule: Monday - Friday 8:00am - 5:00pm Work Location: Corporate Office - Greensboro, NC The Credit Analyst is responsible for the prompt and efficient collection of all accounts and credit sales under their scope of responsibility. The primary focus of the Credit Analyst is on maximizing cash flow, reducing DSO and minimizing exposure to bad debt. This position is in the construction field and requires a detailed understanding and monitoring of Mechanic's Lien and Payment Bond deadlines. This individual must provide a professional demeanor and excellent customer service to customers and sales staff so that they may be able to develop and maintain strong relationships. Employment at Will: Nothing herein is intended to create a contract of employment or to guarantee employment for a definite duration. Hoffman & Hoffman, Inc. is a 100% employee-owned company focused on being #1 in the HVAC industry in providing the most innovative HVAC solutions through superior design and customer service. Duties and Responsibilities : Monitor customer accounts daily. Communicate with customers that have balances in excess of 45 days. Monitor closely all lien and bond deadlines and ensure actions are taken in a timely manner to preserve those rights. Record all collections activity in ERP system. Process credit applications and establish credit limits. Adjust credit limits as needed to account for customer payment trends and contract commitments. Address customer requests for information in a timely manner. Partner and interact with other departments as needed to resolve customer disputes. Communicate with sales staff weekly on problem accounts that are not responding to payment requests. Monitors the cash application process to ensure accurate and timely postings. Perform account reconciliations to clear up billing discrepancies. Recommends accounts to be placed on hold or turned over to collection to Credit Manager. Coordinates efforts of attorneys where needed. Compile and distribute collection reports to sales staff on a weekly basis. Review and approve tax exemption status of accounts and maintain documentation to support. Track and resolve customer service issues relating to collection with sales personnel. File required notices on construction projects as recommended by legal counsel to reduce exposure to uncollectable accounts. Coordinate the processing of customer statements on a monthly basis. Special projects as assigned. Position Requirements: Bachelor's or Associate's Degree preferred or a minimum of 2 years credit/collections experience. Experience in a construction environment preferred. Must be detail oriented, results driven and able to embrace and adapt to change, along with the ability to effectively multi-task in a deadline driven atmosphere. Strong customer service skills with the ability to effectively communicate with both internal and external customers. Strong mathematical and analytical skills. Strong critical thinking and problem-solving skills. Ability to utilize the available time to organize and complete work within given deadlines and to take constructive advantage of idle periods. Ability to effectively build relationships with customers and co-workers. Excellent written and verbal communication skills and the ability to work in a professional environment are necessary. Knowledge of MS office a must, specifically Excel. Physical Demands: Standing: Frequently Walking: Frequently Sitting: Frequently Handling/Fingering: Frequently Bending: Frequently Pushing/Pulling 12 lbs. or less: Frequently Lifting/Carrying 10 lbs. or less: Frequently Lifting/Carrying 11-20 lbs.: Occasionally Reaching Outward: Occasionally Reaching Above Shoulder: Occasionally Squatting/Kneeling: Occasionally The work environment at Hoffman & Hoffman, Inc. is an open office environment in a controlled atmosphere building. This job description is intended to provide information regarding the essential functions and basic duties of this position. It is not intended to be construed as an exhaustive list of all functions, responsibilities, skills and duties that could be assigned. Additional functions and requirements may be assigned by management as it deems appropriate. This document does not constitute a contract and is subject to change at the discretion of Hoffman & Hoffman, Inc. EOE/ Disabled/Vets

The SBA Credit Analyst will support the SBA associates in completing credit memorandums for new and existing bank relationships. Key responsibilities include inputting and analyzing financial statement data and interpreting the repayment capacity of borrowers. The position will report to the Manager of SBA Credit Administration of the bank and work closely with Senior Credit Officers to minimize risk and help grow revenue for the bank. The SBA Credit Analyst will be crucial in completing timely annual reviews of the bank's largest loan customers. PRINCIPAL ACCOUNTABILITIES: Time: Description: 10% Insure loan packages are complete according to bank policy. 25% Input and analyze financial statements and credit bureaus using proprietary bank software (primary tax returns). 20% Determine business and global cash flow of commercial borrowers. 15% Perform analysis on diverse types of collateral. 5% Assist lenders in determining the most appropriate loan structure. 5% Partner with SBA bankers in completing credit memorandums for various sized businesses and requests. 10% Collaborate with SBA bankers and Senior Credit officers to complete annual reviews on large borrowers. 5% Assist Chief Credit Officer with regulatory compliance. 5% Other duties as assigned. BASIC QUALIFICATIONS: Bachelor's degree and 2 years of experience in Small Business Administration lending or an equivalent combination of education and experience. ADDITIONAL QUALIFICATIONS: * Experienced in reading balance sheets, income statements, credit reports, personal financial statements. * Strong understanding of business entity legal structures, risk rating, and financial statement ratio analysis. * Ability to locate and use relevant industry analysis. PREFERRED QUALIFICATIONS: Excellent computer skills including experience with proprietary bank software and Microsoft Office. The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required of personnel so classified. Affirmative Action/Equal Employer

Apply Description Our organization believes we can all do well by doing good. We value the contributions of diverse minds and prioritize the success and well-being of our employees. We also believe every person in our organization plays a role in supporting a healthy environment and helping to achieve our goal of prosperity for all. To this end, we recruit bright, energetic, and talented people to be members of our team. In return, we offer a dynamic workplace that presents opportunities for professional advancement and individual growth. We strive to always display integrity, self-awareness, courage, and respect for one another while continuing to seek opportunities to learn. We really believe that when our employees succeed, our community wins. ABOUT THE POSITION The Consumer Loan Officer is a centralized role responsible for guiding members through the consumer lending process with a consultative and relationship-based approach. This position is a key part of the credit union's centralized lending strategy and focuses on managing primarily digital loan applications, with some referrals from physical branches. The Consumer Loan Officer is responsible for reviewing applications prior to underwriting, contacting members to confirm loan purpose and structure, ensuring stipulations are gathered post-approval, and providing follow-up on both approvals and denials. This role plays a critical part in helping members navigate their borrowing journey, aligning their needs with the right loan product, and ensuring clarity and completeness at every step. NORMAL DAY-TO-DAY WORK Review assigned digital and branch-submitted loan applications to ensure the selected product, amount, and term align with the member's financial needs and objectives. Contact members to engage in consultative discussions related to loan purpose, product fit, or clarification prior to underwriting submission. Work collaboratively with Consumer Underwriting to ensure applications are accurate and complete, and proactively gather missing information or documents needed for decisioning. Support fulfillment and underwriting partners by submitting well-prepared, accurate, and complete applications. Proactively follow up with members on approved loans to explain terms, verify member intent, and collect any stipulations needed to move the loan to closing. Contact members on declined loan applications (as applicable) to explain the outcome and offer guidance on improving future approval chances. Utilize the loan origination system (LOS) and internal workflows to update application status, document member interactions, and route applications appropriately. Adhere to all regulatory and internal policies when collecting, documenting, or communicating with members. Maintain knowledge of all consumer lending products-including unsecured term loans, personal lines of credit, auto loans, and HELOCs-to support members in product selection. Meet productivity and service level expectations for daily contact volume, turnaround time, and member satisfaction. Participate in training and coaching sessions to maintain proficiency in underwriting principles, loan structuring, and credit fundamentals. Contribute to process improvement initiatives by identifying trends, bottlenecks, or opportunities for better member communication. Take ownership for actions, decisions, and results; openly accept feedback and demonstrate both the willingness and ability to improve. JOB QUALIFICATIONS Here are a few skills you MUST have to be qualified for this position. 1 - 3 years of experience in consumer lending or member service roles involving lending conversations, including 1-3 years at a financial services organization. Working knowledge of consumer loan products including personal loans, auto loans, and HELOCs. Strong communication skills, with the ability to explain loan terms, credit decisions, and stipulation requirements clearly. Familiarity with credit reports, DTI calculations, and basic underwriting principles. Ability to use loan origination systems and CRM tools to document member contact and update application status. High attention to detail, organizational skills, and the ability to manage a high volume of applications in a fast-paced, centralized environment. Member-focused mindset with a consultative, empathetic approach to lending. Ability to function in a Consumer business office environment and utilize standard office equipment including but not limited to: PC, copier, telephone, etc. Ability to lift a minimum of 25 lbs. (file boxes, computer). Travel required on occasion. Here are a few qualities we'd LIKE for you to have to make you more suited for this position. Credit Union experience preferred, particularly in a digital or centralized lending model. Exposure to Fiserv Velocity or similar LOS platforms. Bilingual (Spanish) is a plus. Familiarity with digital member interactions, including secure messaging platforms or digital follow-up tools. Ability to analyze credit reports and make basic recommendations on loan alternatives. CONTACT US If you have questions about this position description, please feel welcome to ask. You can reach our HR Department at: Civic Human Resources 3600 Wake Forest Road, Raleigh, NC 27609 ********************

Established in 1991, Collabera is one of the fastest growing end-to-end information technology services and solutions companies globally. As a half a billion dollar IT company, Collabera's client-centric business model, commitment to service excellence and Global Delivery Model enables its global 2000 and leading mid-market clients to deliver successfully in an increasingly competitive marketplace. With over 8200 IT professionals globally, Collabera provides value-added onsite, offsite and offshore technology services and solutions to premier corporations. Over the past few years, Collabera has been awarded numerous accolades and Industry recognitions including. • Collabera awarded Best Staffing Company to work for in 2012 by SIA. (hyperlink here) • Collabera listed in GS 100 - recognized for excellence and maturity • Collabera named among the Top 500 Diversity Owned Businesses • Collabera listed in GS 100 & ranked among top 10 service providers • Collabera was ranked: • 32 in the Top 100 Large Businesses in the U.S • 18 in Top 500 Diversity Owned Businesses in the U.S • 3 in the Top 100 Diversity Owned Businesses in New Jersey • 3 in the Top 100 Privately-held Businesses in New Jersey • 66th on FinTech 100 • 35th among top private companies in New Jersey *********************************************** Collabera recognizes true potential of human capital and provides people the right opportunities for growth and professional excellence. Collabera offers a full range of benefits to its employees including paid vacations, holidays, personal days, Medical, Dental and Vision insurance, 401K retirement savings plan, Life Insurance, Disability Insurance. Job Description RESPONSIBILITIES • Will be completing collections calls • Deduction resolution • Interfacing with customers • Interfacing with Sales and Customer Service • Portfolio Management • Interfacing with Cash Application Team in Mexico • Completing Reconciliations • Will utilize Excel to create statements and files from SAP • Excel is a MUST and SAP is highly preferred • Looking for someone having 3-5 years experience. • Needed ASAP Pay Rate is $18-$19 for qualified candidate. Shift can be 7:30-4:30, 8-5, or 8:30-5:30, but a 40 hour work week. Qualifications In need of a Credit Analysts having wholesale/commercial collections is key, but willing to consider candidates with Consumer Collections experience. We are NOT in need of Accounts Payable Specialist, nor Accountants, but someone who has worked with Collections dealing with products. This is not someone who has worked in banking, insurance, or the medical industry but someone who can work with customers/clients dealing with collections on products. Additional Information All your information will be kept confidential according to EEO guidelines.

Senior Bank Professional needs 10+ years experience Senior Bank Professional requires: Digital banking Risk management Business analysis Financial analysis Contracts Perform a current state assessment of Envestnet Build a roadmap for the evolution of Envestnet Advise on our future state performance reporting solution(s) offering appropriate financial solutions and services as well as connecting them to specialists. Establishing and maintaining profitable banking connections with high-net-worth clients. Updating and maintaining record databases,

Why Wells Fargo: Are you looking for more? Find it here. At Wells Fargo, we're more than a financial services leader - we're a global trailblazer committed to driving innovation, empowering communities, and helping our customers succeed. We believe that a meaningful career is much more than just a job - it's about finding all of the elements to help you thrive, in one place. Living the Well Life means you're supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being. You'll be rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. And we're recognized for it - Wells Fargo once again ranked in the top three - making us the #1 financial services employer - on the 2025 LinkedIn Top Companies list of best workplaces “to grow your career” in the U.S. Join us! About this role: Wells Fargo is seeking a Senior Branch Premier Banker (SAFE) in Consumer and Small Business Banking, as part of Branch Banking. Learn more about the career areas and business divisions at wellsfargojobs.com. Upon required licensing and SAFE registration, the Senior Branch Premier Banker LP (SAFE) employee will transition to the Senior Branch Premier Banker (SAFE) role. The following job profile is intended to provide a general sense of what Senior Branch Premier Bankers do; however, the day-to-day duties and responsibilities will differ from branch to branch and even banker to banker depending on several variables, including (but not limited to) years of experience, complement of clients serviced, banking services and options of various clients, and client needs. In this role you will: Employees who are not fully licensed at the time of hire will participate in the Branch Banking Licensed Banker licensing program as a Senior Branch Premier Banker LP (SAFE). This is a temporary position until employee has successfully completed licensing requirements. Upon successful completion, employees will transition to the Senior Branch Premier Banker (SAFE) role and perform the following duties: Proactively acquire new affluent consumer and small business customers, and deepen existing relationships, through outreach and pre-planned appointments Review and analyze moderately complex customer concerns for possible resolution though discretionary application of applicable resolution protocols Escalate banking related issues or business risks that require an in-depth evaluation Advise customers on various aspects of recommended and available financial options and services Maintain deep knowledge and understanding of Wells Fargo's banking, credit and investment financial solutions and services Identify client needs and goals for business, mortgage, retirement, and investment services, then partner closely with peers in Business Banking Advisory Services, Mortgage and Wealth and Investment Management to best meet the previously identified needs and goals, consistent with clients' overall financial circumstances and goals Understand and manage risks in the business by adhering to policies, procedures and controls and ensuring compliance with applicable laws, rules, and regulations Collect information directly from customers regarding income, assets, investments, and credit; analyze information to develop customized plans identifying Wells Fargo's banking options and services that will best meet customers' financial needs and goals Build relationships with branch colleagues, affluent customers, and partners to acquire, deepen, and retain relationships, and to also help customers succeed financially Exercise independent judgement and discretion in managing client relationships through regular meetings to review financial condition and goals, provide advice regarding banking services and options to meet changing circumstances Be an active member of the branch team, including providing guidance to other branch employees on developing relationships and managing moderately complex to complex client needs This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the SAFE. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below Required Qualifications: 4+ years of customer service experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education 3+ years of experience building and maintaining effective relationships with customers and partners 3+ years of experience recommending products and services Desired Qualifications: Financial services industry experience in one or a combination of the following: corporate, consumer, mortgage, investments, brokerage, or private banking Experience recommending financial services products and services Successfully completed FINRA Series 6 and 63 exams (or recognized FINRA equivalents) to qualify for immediate registration State Insurance license(s) 3+ years of experience in a licensed financial services position Customer service focus with experience handling complex transactions across multiple systems Proficient with proactively sourcing, acquiring, building, and maintaining relationships with customers and colleagues Excellent verbal, written, and interpersonal communication skills Knowledge and understanding of book of business processes to actively manage a group of Wells Fargo customers to meet their needs and grow the business Knowledge and understanding of Branch Banking compliance controls, risk management, and loss prevention Ability to follow policies, procedures, and regulations Ability to educate and connect customers to technology and share the value of self-service digital banking options Experience using strong business acumen to provide financial services consultation to small business customers Knowledge and understanding of financial services consumer lending products Ability to interact with integrity and professionalism with customers and employees High motivation with ability to successfully meet team objectives while maintaining individual performance Experience mentoring and peer-coaching others Job Expectations: Ability to work a schedule that may include most Saturdays Adherence to Wells Fargo sales practices risk management culture Current registration for FINRA Series 6 and Series 63 (or FINRA recognized equivalents) is required for this role or must be completed within a specified period. For specific FINRA qualification exams obtained after 9/30/2018, the Securities Industry Essentials (SIE) exam co-requisite will be required For the following states where hired, FINRA Series 65 (or equivalent) will also be required to be completed within a specified period: AK, AL, CT, DE, HI, IA, ID, IN, KS, MD, MI, MN, MS, MT, NC, ND, NE, NM, OR, SC, SD, TN, TX, UT, VA, WA, WI, and WY. The State of WY permits referral-only licensed bankers to receive the IAR registration without completing the Series 65/66 exam requirement. This list of states is subject to change and Series 65 (or equivalent) licensing requirement would be based on current state requirements during employment State Insurance license(s) are required for this role and must be completed within a specified period Licensing requirements and expected completion timeline determined by the number of licenses needed) will be communicated to the candidate upon offer acceptance Obtaining and/or maintaining appropriate Financial Industry Regulatory Authority (FINRA) license(s) is required for ongoing employment in this position. Additional requirements include meeting enhanced financial fitness and criminal background standards. Wells Fargo will initiate the FINRA review process at the time of offer acceptance. This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) website (************************************************* provides the MU4R questions and registration required for employment in this position Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness, and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness; however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary This position is not eligible for Visa sponsorship Posting End Date: 8 Feb 2026 *Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo. Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more. Wells Fargo Recruitment and Hiring Requirements: a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Credit & Collections Specialist Duration : 12 Months Total Hours/week : 40.00 1 st Shift Client : Medical Devices Company Employment Type : Contract on W2 (Need US Citizens or GC Holders or GC EAD or OPT or EAD or CPT) Work days/hours: M - F 8am - 5pm Description: We are seeking a motivated and detail-oriented Credit & Collection Specialist for a temp to hire role in Durham, NC. The ideal candidate will have experience in credit and collections, with the ability to manage accounts receivable, evaluate credit risks, and ensure timely collection of outstanding invoices. Key Responsibilities: Accounts Receivable Management: Monitor and manage accounts receivable to ensure timely collection of outstanding invoices. Collections: Initiate and manage collection activities, including sending reminders, making collection calls, and negotiating payment plans. Customer Communication: Communicate with customers regarding account status, payment discrepancies, and resolution of billing issues. Reporting: Prepare regular reports on accounts receivable status, collection activities, and credit risks for management review. Record Maintenance: Maintain accurate and up-to-date records of all credit and collection activities. Dispute Resolution: Work with internal teams and customers to resolve payment disputes and discrepancies. Policy Compliance: Ensure compliance with company credit and collection policies and procedures. Process Improvement: Identify and implement process improvements to enhance the efficiency and effectiveness of the credit and collection's function.47/hr Education and Experience requirements: 3+ years' experience as a Credit & Collection Specialist or in a similar role. Strong understanding of credit and collections principles and practices. Bachelor's degree in finance, business, or related field. Proficiency in accounting software (Great Plains) and Microsoft Office Suite (Excel, Word, PowerPoint). Excellent verbal and written communication skills required. Customer service focused. Excellent attention to detail and organizational skills. Strong analytical and problem-solving abilities. Ability to work independently and manage multiple tasks simultaneously. Comfortable working with targets and tight deadlines.

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being. Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization. Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us! Job Description: This role is responsible for providing credit assistance and solutions to our clients. The role is performed in an operational environment (primarily call center or chat) and handles primarily outbound calls for a single product at any stage of delinquency or risk, including Pre-Charge Off and Recovery. The role leverages strong problem solving skills and executes through exceptional customer service and empathy while meeting both Bank of America and client needs. The role requires sound judgement and decision making. Responsibilities: • Reaches out to delinquent clients to secure payment and determines reason for delinquency on active or inactive loan, deposit and/or credit card accounts • Negotiates repayment of outstanding debt that benefits both the client and lender in a positive and professional manner, leveraging tools and resources where applicable • Determines the right solution for the client while staying within collections compliance guidelines • Demonstrates empathy for the client's situation using ethical behavior that is consistent with the bank's code of conduct • Achieves quality standards and meets key performance indicators • Works an established list of accounts on an automated collections system, auto-dialer and/or manual calling and is responsible for the mitigation of losses Required Skills: • At least 1 year of customer service experience • Excellent verbal and written communication skills • Ability to work within the operating hours and days for this position as outlined in the posted job requisition • Must have a commitment to exceptional customer service, including the ability to be empathetic and meet client needs • Must be proficient in dealing with customers issues in both a routine and complex environment • Must demonstrate negotiation and persuasion skills, and the ability to communicate and negotiate with a variety of customers and clients • Must have the ability to navigate multiple computer systems while interacting with the customer, as well as the ability to think critically and use sound judgment in decision making Desired Skills: • College degree or commensurate work experience preferred • Credit Assistance and collections experience • Inbound/Outbound call center experience • Banking/financial services experience • Knowledge of banking operations Skills Used in this Role: • Collections • Customer Service • Oral Communication • Written Communication • Active Listening • Negotiation • Problem Solving • Influencing • Critical thinking • Multitasking • Financial Math Shift: 2nd shift (United States of America) Hours Per Week: 40

American Welding and Gas Inc has an immediate need for Credit and Collections Specialists in our Raleigh, NC headquarters. The Credit & Collection Specialist is responsible for managing the collection of outstanding accounts receivable from an existing client base. This role involves implementing effective collection strategies, resolving billing discrepancies, and reducing overall accounts receivable delinquency. The specialist will serve as a key liaison between internal teams and customers to ensure timely payment and account resolution. Key Responsibilities Proactively contact customers to resolve overdue account balances and perform collection calls for delinquent receivables. Use online tools and databases to locate customers with updated contact information. Investigate and resolve customer inquiries and disputes related to billing and payments. Prepare and submit weekly reports detailing the status of unpaid accounts. Coordinate with branch locations to schedule cylinder pickups. Communicate with the Accounts Receivable team to address missing, unapplied, or misapplied payments. Request remittance details from customers to ensure accurate payment application. Submit refund requests for closed or overpaid accounts. Support branch locations by lifting account suspensions when applicable. Assist with credit release processes for accounts exceeding credit limits. Oversee the processing of credits and rebills, conduct system-based cylinder audits, and execute cylinder-related adjustments on customer accounts Collaborate with branch personnel to determine appropriate next steps for delinquent accounts, including Loss of Use (LOU) billing or referral to collections. Perform additional duties as assigned to support the department and organizational goals. Qualifications & Requirements: High School Diploma/GED Minimum of 3 years of experience in credit, collections, or accounts receivable, with direct customer interaction. Strong ability to remain composed and effective under pressure. Excellent customer service and interpersonal communication skills. High attention to detail with a commitment to accuracy and thoroughness. Ability to work collaboratively in a diverse team environment. Strong written and verbal communication skills with both internal teams and external customers. Proficient in Windows-based software and spreadsheet tools (e.g., Microsoft Excel). Strong multitasking, organizational, and problem-solving abilities. Flexible and adaptable to shifting priorities and unexpected challenges in the work environment. Incentives: Competitive Pay. Medical, Dental, & Vision Benefits. Company-provided Short-Term & Long-Term Disability. Company-provided Life Insurance. 401(k) Retirement Savings Plan with company match. Paid Holidays and Paid Time Off. AWG's renowned company culture, known for fostering a family-like atmosphere and offering ongoing growth opportunities, leading to an industry-low turnover rate. AWG is expanding and seeking exceptional talent to drive our progress forward. Be part of a growing, employee-owned company with a strong national footprint. Don't miss out on a promising future -Join our team today! American Welding & Gas (AWG) is a manufacturer and distributor of industrial gases as well as a provider of all your welding supply needs. We are a family and teammate owned company that is headquartered in Raleigh, North Carolina. Our company provides industrial, medical and specialty gases as well as food and beverage gases across the United States, from Montana to Pennsylvania and down through Texas and Florida. With a team of over 800 employees, over 100 retail locations and 22 fill plants we pride ourselves in our customer service, expertise, assets and resources that allow us to reach a large and diversified customer base of the highest quality. American Welding & Gas, Inc. is an Equal Opportunity/Affirmative Action employer and will consider all qualified applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity, national origin, age, protected veteran status, or disability status.

Our Collections Specialists are key to the overall success of Hills Machinery. This role will work closely with external and internal customers to meet department and overall business goals. The Collections Specialist will take ownership of their assigned portfolio and drive process improvements to lower and maintain receivables at an acceptable level. Responsibilities Take ownership of assigned portfolio to reduce outstanding receivables Communicates with customers for payment via phone, email, etc Provide service support to internal customers including sales, rental, parts, service Review credit for new customers and assign appropriate credit limits, as needed Monitor credit on an ongoing basis to assure continued credit worthiness Develop relationships with assigned accounts to ensure timely collection of receivables Provide research and dispute resolution and resolve customer complaints Ensure compliance with applicable policies and procedures Complete special assignments as requested by external and internal customers requiring judgment in resolving issues or in making recommendations Process credit cards and handle pre-authorizations for customers Set up new customers and update existing customer files as needed Other Credit and Collection duties as assigned by manager Requirements: Collections experience required High School diploma required Must have strong interpersonal and communication skills Goal oriented, self-motivated, ability to work in a fast-paced environment Ability to achieve goals and drive initiatives with minimal supervision Ability to learn multiple computer systems and multi-task Intermediate Microsoft Excel and Word skills Position will have some clean-up work and back-log, so this person must have patience and be a team player Must be able to meet company's employment requirements, which includes passing a drug screen, criminal background check, and MVR, if driving for the company

Our Collections Specialists are key to the overall success of Hills Machinery. This role will work closely with external and internal customers to meet department and overall business goals. The Collections Specialist will take ownership of their assigned portfolio and drive process improvements to lower and maintain receivables at an acceptable level. Responsibilities Take ownership of assigned portfolio to reduce outstanding receivables Communicates with customers for payment via phone, email, etc Provide service support to internal customers including sales, rental, parts, service Review credit for new customers and assign appropriate credit limits, as needed Monitor credit on an ongoing basis to assure continued credit worthiness Develop relationships with assigned accounts to ensure timely collection of receivables Provide research and dispute resolution and resolve customer complaints Ensure compliance with applicable policies and procedures Complete special assignments as requested by external and internal customers requiring judgment in resolving issues or in making recommendations Process credit cards and handle pre-authorizations for customers Set up new customers and update existing customer files as needed Other Credit and Collection duties as assigned by manager Requirements: Collections experience required High School diploma required Must have strong interpersonal and communication skills Goal oriented, self-motivated, ability to work in a fast-paced environment Ability to achieve goals and drive initiatives with minimal supervision Ability to learn multiple computer systems and multi-task Intermediate Microsoft Excel and Word skills Position will have some clean-up work and back-log, so this person must have patience and be a team player Must be able to meet company's employment requirements, which includes passing a drug screen, criminal background check, and MVR, if driving for the company

American Welding and Gas Inc has an immediate need for Credit and Collections Specialists in our Raleigh, NC headquarters. The Credit & Collection Specialist is responsible for managing the collection of outstanding accounts receivable from an existing client base. This role involves implementing effective collection strategies, resolving billing discrepancies, and reducing overall accounts receivable delinquency. The specialist will serve as a key liaison between internal teams and customers to ensure timely payment and account resolution. Key Responsibilities Proactively contact customers to resolve overdue account balances and perform collection calls for delinquent receivables. Use online tools and databases to locate customers with updated contact information. Investigate and resolve customer inquiries and disputes related to billing and payments. Prepare and submit weekly reports detailing the status of unpaid accounts. Coordinate with branch locations to schedule cylinder pickups. Communicate with the Accounts Receivable team to address missing, unapplied, or misapplied payments. Request remittance details from customers to ensure accurate payment application. Submit refund requests for closed or overpaid accounts. Support branch locations by lifting account suspensions when applicable. Assist with credit release processes for accounts exceeding credit limits. Oversee the processing of credits and rebills, conduct system-based cylinder audits, and execute cylinder-related adjustments on customer accounts Collaborate with branch personnel to determine appropriate next steps for delinquent accounts, including Loss of Use (LOU) billing or referral to collections. Perform additional duties as assigned to support the department and organizational goals. Qualifications & Requirements: High School Diploma/GED Minimum of 3 years of experience in credit, collections, or accounts receivable, with direct customer interaction. Strong ability to remain composed and effective under pressure. Excellent customer service and interpersonal communication skills. High attention to detail with a commitment to accuracy and thoroughness. Ability to work collaboratively in a diverse team environment. Strong written and verbal communication skills with both internal teams and external customers. Proficient in Windows-based software and spreadsheet tools (e.g., Microsoft Excel). Strong multitasking, organizational, and problem-solving abilities. Flexible and adaptable to shifting priorities and unexpected challenges in the work environment. Incentives: Competitive Pay. Medical, Dental, & Vision Benefits. Company-provided Short-Term & Long-Term Disability. Company-provided Life Insurance. 401(k) Retirement Savings Plan with company match. Paid Holidays and Paid Time Off. AWG's renowned company culture, known for fostering a family-like atmosphere and offering ongoing growth opportunities, leading to an industry-low turnover rate. AWG is expanding and seeking exceptional talent to drive our progress forward. Be part of a growing, employee-owned company with a strong national footprint. Don't miss out on a promising future -Join our team today! American Welding & Gas (AWG) is a manufacturer and distributor of industrial gases as well as a provider of all your welding supply needs. We are a family and teammate owned company that is headquartered in Raleigh, North Carolina. Our company provides industrial, medical and specialty gases as well as food and beverage gases across the United States, from Montana to Pennsylvania and down through Texas and Florida. With a team of over 800 employees, over 100 retail locations and 22 fill plants we pride ourselves in our customer service, expertise, assets and resources that allow us to reach a large and diversified customer base of the highest quality. American Welding & Gas, Inc. is an Equal Opportunity/Affirmative Action employer and will consider all qualified applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity, national origin, age, protected veteran status, or disability status.

Job Description Advance Auto Parts is seeking a dynamic Collections Analyst to support the Vendor Incentives Accounting function. The ideal candidate will have experience in managing a portfolio of Vendors with contractual obligations to provide Advance Auto Parts with a variety of incentives in order to secure additional purchases. This role requires a high level of attention to detail, a collaborative working style as well as the ability to manage multiple priorities. This is a key role in the Vendor Incentives area and requires someone with a passion for working with key Vendors, building relationships and the proactive collection of incentives earned by Advance Auto Parts. Responsibilities: Manage a portfolio of Vendor receivables earned as a result of various types of contractually agreed to incentive programs. Ensure that all earned incentives are collected via Vendor credit memos, on-invoice credits or deductions from payables due to the respective Vendors. Establish strong collaborative relationships with various stakeholders in the Merchandising and Procurement teams in order to thoroughly understand the various incentives with the respective Vendors, the validity of the outstanding incentive receivables as well as the timing of collections. Establish strong working relationships with Vendor key contacts in order to facilitate prompt resolution of incentive issues and timely collection of incentives earned. Collaborate with Accounts Payable to ensure alignment on invoice credits received and on-invoice credits from Vendors as well as facilitation of deductions for incentives from Vendor payments. Proactively provide insight into any collectability issues on outstanding receivables in the portfolio. Assist in periodic, quarterly and year-end close processes, ensuring timely and accurate financial reporting. Assist internal and external auditors on audit related requests for information in conjunction with interim reviews, year-end audits as well as SOX and internal audits. Identify opportunities for process enhancements and automation to improve efficiency and accuracy. Manage conflicting priorities and ensure that are deadlines are successfully met. Manage ad-hoc projects and tasks as assigned by senior management. Requirements: Bachelor's degree in Accounting, Finance, or related field. Minimum of 2 years of experience in accounting, ideally with some experience in collections or Accounts Payable. Strong level of knowledge in Accounts Payable processes and their impact on the General Ledger Experience utilizing Oracle or similar ERP software. Excellent analytical and problem-solving skills, with a high level of attention to detail. Ability to collaborate cross functionally, working in a team environment. Ability to work in a fast-paced environment and prioritize tasks effectively. Experience in retail or automotive industry is a strong plus. Join Advance Auto Parts and contribute to our mission of serving our customers with excellence. Apply now to be part of our dedicated accounting team driving financial integrity and success. Advance Auto Parts, Inc. is a leading automotive aftermarket parts provider that serves both professional installer and do-it-yourself customers. As of April 2025 Advance operated 4,250 stores primarily within the United States, with additional locations in Canada, Puerto Rico and the U.S. Virgin Islands. The company also served 950 independently owned Carquest branded stores across these locations in addition to Mexico and various Caribbean islands. #LI-GG1 California Residents click below for Privacy Notice: ***************************************************

The Credit Manager along with the Sales Manager are the second in charge at the individual branch location. The Credit Manager performs a wide variety of job functions at the direction of the General Manager, assisting and coordinating store activities to ensure safe, professional and profitable operations. The Credit Manager is accountable for meeting company objectives; maintain company quality standards and adhering to company policies. Principal Accountabilities Acquire and Maintain Customers Act as a customer liaison who resells the benefits of timely rental/lease agreement renewal payments Assist in managing store personnel; may direct activities of one or more employees Compliance with all applicable federal, state and local statutes Decipher, prepare and review store reports Document all customer commitments Ensure company standards for renewals, delinquencies and store collections are satisfied Fill out paperwork for submission to corporate support Follow monthly marketing plans and maintain internal quality control standards Manage customer accounts Managing inventory and cash assets Prepare daily work schedules, delivery schedules, assign tasks, enforce company policy All other duties deemed necessary for effective store management Requirements for Credit Manager Effective organizational skills Established collection skills Good communication skills Handle multiple priorities simultaneously Learn and become proficient in POS system Maintain professional appearance Must be able to read, write and communicate effectively in person and over the phone with employees and customers Negotiate and resolve conflict Plan, organize, delegate, coordinate and follow up various tasks and assignments Recognize and solve problems Must have proficient navigational skills with a satisfactory driving record and meet insurability requirements Regular and consistent attendance, including nights and weekends as business dictates Education and Experience Two years experience with Rent-to-Own, retail or other business emphasizing customer service, account management, sales and merchandising. General Physical Requirements Position routinely requires lifting, loading, moving, and using a dolly for merchandise 50-300 pounds Stooping, bending, pulling, climbing, reaching and grabbing as required Must be able to traverse multiple flights of stairs while carrying furniture, appliance, and electronics Prolonged driving and standing Must be able to work in and outdoors in a variety of climates and weather conditions. $16.00 - $17.00 Hourly

Credit Lending Clerk needs 4+ years experience Credit Lending Clerk requires: Bank, lending , credit experience MS Office, Word , Excel Credit , lending experience Applies critical thinking and analytical skills to identify pertinent information needed to make an informed credit decision. Demonstrates a general understanding of credit and lending. Exhibit strong written communication skills to effectively convey investigative findings in a formal business integrity report for credit officers.

The Credit Manager along with the Sales Manager are the second in charge at the individual branch location. The Credit Manager performs a wide variety of job functions at the direction of the General Manager, assisting and coordinating store activities to ensure safe, professional and profitable operations. The Credit Manager is accountable for meeting company objectives; maintain company quality standards and adhering to company policies. Principal Accountabilities Acquire and Maintain Customers Act as a customer liaison who resells the benefits of timely rental/lease agreement renewal payments Assist in managing store personnel; may direct activities of one or more employees Compliance with all applicable federal, state and local statutes Decipher, prepare and review store reports Document all customer commitments Ensure company standards for renewals, delinquencies and store collections are satisfied Fill out paperwork for submission to corporate support Follow monthly marketing plans and maintain internal quality control standards Manage customer accounts Managing inventory and cash assets Prepare daily work schedules, delivery schedules, assign tasks, enforce company policy All other duties deemed necessary for effective store management Requirements for Credit Manager Effective organizational skills Established collection skills Good communication skills Handle multiple priorities simultaneously Learn and become proficient in POS system Maintain professional appearance Must be able to read, write and communicate effectively in person and over the phone with employees and customers Negotiate and resolve conflict Plan, organize, delegate, coordinate and follow up various tasks and assignments Recognize and solve problems Must have proficient navigational skills with a satisfactory driving record and meet insurability requirements Regular and consistent attendance, including nights and weekends as business dictates Education and Experience Two years experience with Rent-to-Own, retail or other business emphasizing customer service, account management, sales and merchandising. General Physical Requirements Position routinely requires lifting, loading, moving, and using a dolly for merchandise 50-300 pounds Stooping, bending, pulling, climbing, reaching and grabbing as required Must be able to traverse multiple flights of stairs while carrying furniture, appliance, and electronics Prolonged driving and standing Must be able to work in and outdoors in a variety of climates and weather conditions. $16.00 - $17.00 Hourly