Credit analyst jobs in Charlotte, NC - 71 jobs

We are seeking a Chief Credit Officer for AgSouth Farm Credit, a $5.4 billion Association headquartered in Statesville, NC. The Chief Credit officer (CCO) is responsible for strategic oversight of credit and appraisal operations. The CCO works directly with the CEO to execute the Association's delivery of sound credit and appraisals services to customers. This position contributes to the overall leadership of the Association through participation at the executive level in the development of strategic objectives, operating objectives, and plans. Responsibilities: Credit Underwriting & Administration Oversight: This role oversees the Association's credit underwriting and administration functions to ensure strong portfolio quality and alignment with strategic goals. Responsibilities include overseeing underwriting practices, ensuring sound loan decisions and documentation, and reviewing credit compliance. The position approves higher authority loans, manages collateral valuation in partnership with the Chief Appraiser, and ensures appraisal reviews are properly reported. It also oversees loan authority delegation for Loan Officers and safeguards the Association's interests by enforcing FCA regulations and internal lending policies. Credit & Appraisal Team Leadership: This role oversees the credit and appraisal management teams, providing supervision, coaching, and development to ensure strong credit decisioning and service delivery. Responsibilities include establishing appropriate individual performance goals, monitoring engagement and results, and partnering with Learning and Development to support ongoing training and professional growth. Credit Risk Administration & Leadership: This role supports enterprise credit risk management by partnering with the Chief Risk Officer to ensure strong controls across the credit function. It provides high level loan approval authority, participates in Management and Corporate Loan Committees, and ensures loans requiring FCB approval are properly submitted. The position also maintains productive relationships with the Farm Credit Administration, System credit committees, and key industry groups to strengthen financial performance and organizational effectiveness. Requirements: • Education and/or experience equivalent to a bachelor's degree in business administration, finance, agricultural economics or related corporate field required; MBA or advanced education preferred and/or a certificate from a graduate school of banking • Minimum 10-15 years of challenging business experience with demonstrated leadership and management skills • Ability to communicate (written and verbal) effectively with all levels of the organization, including the internal staff, the Board of Directors, and external contacts • Expert knowledge and understanding of business and sales management, finance, and economics • Expert knowledge of credit and financing structure, complex financial structuring and troubled credit resolution • Broad knowledge of agriculture • Ability to build and maintain effective working relationships with all levels of management, staff and board of directors • Ability to be assertive and decisive in arriving at sound business decisions which serve the best interest of the borrower and the Association • Ability to travel extensively across the organization to carry out essential responsibilities of the job Why AgSouth? Part of the National Farm Credit System, AgSouth supports the financial needs of rural communities in Georgia, South Carolina, and North Carolina. We recognize that happy employees create happy customers, and we work to give our employees the tools they need to succeed and enjoy working. At AgSouth, you have an opportunity to make a difference for agriculture and rural communities while elevating your career. When you work here, you are part of a cooperative that provides financing to farmers, businesses and homeowners in rural America. At AgSouth, we value your skills and unique perspective. We aim to give our employees room to grow both personally and professionally. We hope you will find more than just a job here and that it becomes a fulfilling career that allows you to use your abilities to be your best self and a part of our work family. What can we offer you? • Competitive pay, with paid vacation, holidays and sick leave, as well as paid time off for volunteering. • Corporate incentive plan with spot bonuses for top-notch work. • Medical, dental and vision insurance, as well as life and disability insurance. • Flexible spending and health savings accounts. • Generous 401(k) matching contributions, as well as additional employer contributions. • Reimbursement for approved higher education pursuits. • A wellness program for employees, which includes resources for a healthier lifestyle. • Corporate learning programs for professional development. • Other perks, such as employee discounts on select cell phone providers, computers, etc. Other Details: The preferred location for this position is Statesville, NC. AgSouth is an Equal Opportunity Employer, including veterans and individuals with disabilities.

Tasks Inside the Role Daimler Truck Financial Services is looking to find a Senior Small Business Credit Specialist to manage the processing of all small business credit applications (United States and Canada) for the purpose of delivering superior service to dealers and customers. This person will manage and allocate risk by employing sound credit and risk management strategies to maximize profitability to DTFS and brand partners. Posting Information We provide a scheduled posting end date to assist our candidates with their application planning. While this date reflects our latest plans, it is subject to change, and postings may be extended or removed earlier than expected. We Take Care of Our Team Travel requirement: 5%. Pay offered dependent on knowledge, skills, and experience Benefits include annual bonus program; 401k company contribution with company match up to 8% as well as non-elective company contribution of 3 - 7% depending on age; starting at 4 weeks paid vacation; 13+ calendar holidays; 8 weeks paid parental leave; employee assistance program; comprehensive healthcare plans and wellness programs; onsite fitness (at some locations); tuition assistance and volunteer paid time off; short-term and long-term disability plans. What you Drive at DTFS: * Analyze, investigate, and decision small business credit applications up to established credit limits of authority, including handling of analyst exceptions to standard terms and advance (US and Canada). * Manage and resolve problems related to small business transactions of all segments (US and Canada). * Rate concessions and service impediments in all regions (US and Canada). * Build positive working relationships and deliver superior levels of service to DTFS dealers in assigned regions (US and Canada). * Travel to assigned dealerships to review business performance in conjunction with the District Finance Manager (US and Canada). * Provide support to analysts on difficult decisions and mentor by serving as a lead team member for credit buyers in assigned regions (US and Canada). * Review performance of credit buyers in assigned region relative to customer service levels, quality of underwriting, and compliance with policies & procedures (US and Canada). * Conduct internal audits to ensure compliance with DTFS credit policies and procedures (US and Canada). * Provide ongoing feedback on credit buyer job performance and contribute to performance reviews (US and NASC). Knowledge You Should Bring: * BS/BA and prefer 2-4 years of relevant experience or 6 years of relevant experience in lieu of degree. * Combined 1 year experience in Credit Underwriting and 2 years in any of the following areas: Truck Discounting, Truck Remarketing, Fleet Services, Collections or Client Services (in a Financial Services Industry). Exceptional Candidates Might Have: * 2 years of commercial credit underwriting experience. * 2 years of credit experience in a collateral-based environment. * Background in commercial credit. * Experience with coaching and mentoring junior level employees. * Hands-on experience conducting inter-team audits. #DTFS #DTFSUSA #WorkatDTFS Where We Work This position is open to applicants who can work in (or relocate to) the following location(s)- Charlotte - DTFS, Fort Mill Office - DTFS. Relocation assistance is not available for this position. Schedule Type: Hybrid (4 days per week in-office / 1 day remote). This schedule builds our #OneTeamBestTeam culture, provides an unparalleled customer experience, and creates innovative solutions through in-person collaboration. Daimler Truck Financial is the captive financial services provider for the Daimler Trucks North America family of commercial vehicle products, including Freightliner Trucks, Western Star, SelecTrucks, Sprinter Vans, Thomas Built Buses and Fuso. We have specialized in financing commercial vehicles for more than 40 years. This proven experience gives us critical insights into helping businesses overcome challenges unique to the trucking industry. Additionally, we offer a range of financing solutions that can be customized to meet each individual business's needs, from owner-operators to large fleet managers and nearly every venture in-between. To achieve our goal of being the first-choice provider of vehicle financial products and services that support our brands, dealers and customers, we are looking for talented, diverse and inspired people with the skills, experience and innovative spirit to provide a first-class experience at every turn. We are committed to providing a great workplace environment that fosters a culture of openness, support and camaraderie. Our employee programs and benefits are reflective of our values and are designed to promote growth, balance and wellness in many aspects of your career and life. Additional Information * Applicants must be legally authorized to work permanently in the country of posting * Final candidate must successfully complete a criminal background check * Contractors, professional services, or other contingent workers should confirm with their local agency if they are eligible to apply for FTE positions * EEO - Disabled/Veterans Daimler Truck Financial Services is committed to workforce inclusion and providing an environment where equal employment opportunities are available to all applicants and employees without regard to race, color, sex (including pregnancy), religion, national origin, age, marital status, family relationship, disability, sexual orientation, gender identity and expression (including transgender and transitioning status), genetic information, or veteran status. For an accommodation or special assistance with applying for a posted position, please contact our Human Resources department at ************ or toll free ************. For TTY/TDD enabled call ************ or toll free ************ Qualifications Please see above for qualification details

Inside the Role Daimler Truck Financial Services is looking to find a Senior Small Business Credit Specialist to manage the processing of all small business credit applications (United States and Canada) for the purpose of delivering superior service to dealers and customers. This person will manage and allocate risk by employing sound credit and risk management strategies to maximize profitability to DTFS and brand partners. Posting Information We provide a scheduled posting end date to assist our candidates with their application planning. While this date reflects our latest plans, it is subject to change, and postings may be extended or removed earlier than expected. We Take Care of Our Team Travel requirement: 5%. Pay offered dependent on knowledge, skills, and experience Benefits include annual bonus program; 401k company contribution with company match up to 8% as well as non-elective company contribution of 3 - 7% depending on age; starting at 4 weeks paid vacation; 13+ calendar holidays; 8 weeks paid parental leave; employee assistance program; comprehensive healthcare plans and wellness programs; onsite fitness (at some locations); tuition assistance and volunteer paid time off; short-term and long-term disability plans. What you Drive at DTFS: Analyze, investigate, and decision small business credit applications up to established credit limits of authority, including handling of analyst exceptions to standard terms and advance (US and Canada). Manage and resolve problems related to small business transactions of all segments (US and Canada). Rate concessions and service impediments in all regions (US and Canada). Build positive working relationships and deliver superior levels of service to DTFS dealers in assigned regions (US and Canada). Travel to assigned dealerships to review business performance in conjunction with the District Finance Manager (US and Canada). Provide support to analysts on difficult decisions and mentor by serving as a lead team member for credit buyers in assigned regions (US and Canada). Review performance of credit buyers in assigned region relative to customer service levels, quality of underwriting, and compliance with policies & procedures (US and Canada). Conduct internal audits to ensure compliance with DTFS credit policies and procedures (US and Canada). Provide ongoing feedback on credit buyer job performance and contribute to performance reviews (US and NASC). Knowledge You Should Bring: BS/BA and prefer 2-4 years of relevant experience or 6 years of relevant experience in lieu of degree. Combined 1 year experience in Credit Underwriting and 2 years in any of the following areas: Truck Discounting, Truck Remarketing, Fleet Services, Collections or Client Services (in a Financial Services Industry). Exceptional Candidates Might Have: 2 years of commercial credit underwriting experience. 2 years of credit experience in a collateral-based environment. Background in commercial credit. Experience with coaching and mentoring junior level employees. Hands-on experience conducting inter-team audits. #DTFS #DTFSUSA #WorkatDTFS Where We Work This position is open to applicants who can work in (or relocate to) the following location(s)- Charlotte - DTFS, Fort Mill Office - DTFS. Relocation assistance is not available for this position. Schedule Type: Hybrid (4 days per week in-office / 1 day remote). This schedule builds our #OneTeamBestTeam culture, provides an unparalleled customer experience, and creates innovative solutions through in-person collaboration. Daimler Truck Financial is the captive financial services provider for the Daimler Trucks North America family of commercial vehicle products, including Freightliner Trucks, Western Star, SelecTrucks, Sprinter Vans, Thomas Built Buses and Fuso. We have specialized in financing commercial vehicles for more than 40 years. This proven experience gives us critical insights into helping businesses overcome challenges unique to the trucking industry. Additionally, we offer a range of financing solutions that can be customized to meet each individual business's needs, from owner-operators to large fleet managers and nearly every venture in-between. To achieve our goal of being the first-choice provider of vehicle financial products and services that support our brands, dealers and customers, we are looking for talented, diverse and inspired people with the skills, experience and innovative spirit to provide a first-class experience at every turn. We are committed to providing a great workplace environment that fosters a culture of openness, support and camaraderie. Our employee programs and benefits are reflective of our values and are designed to promote growth, balance and wellness in many aspects of your career and life. Additional Information Applicants must be legally authorized to work permanently in the country of posting Final candidate must successfully complete a criminal background check Contractors, professional services, or other contingent workers should confirm with their local agency if they are eligible to apply for FTE positions EEO - Disabled/Veterans Daimler Truck Financial Services is committed to workforce inclusion and providing an environment where equal employment opportunities are available to all applicants and employees without regard to race, color, sex (including pregnancy), religion, national origin, age, marital status, family relationship, disability, sexual orientation, gender identity and expression (including transgender and transitioning status), genetic information, or veteran status. For an accommodation or special assistance with applying for a posted position, please contact our Human Resources department at ************ or toll free ************. For TTY/TDD enabled call ************ or toll free ************

We are the leading provider of worldwide smart end-to-end supply chain & logistics, enabling the flow of trade across the globe. Our comprehensive range of products and services covers every link of the integrated supply chain - from maritime and inland terminals to marine services and industrial parks as well as technology-driven customer solutions. The Senior Credit Analyst plays a pivotal role in safeguarding DP World's financial integrity and enabling sustainable growth across Freight Forwarding and Contract Logistics. This position is responsible for designing and enforcing robust credit policies, managing the end-to-end customer credit application process, and ensuring risk-adjusted credit limits and payment terms are aligned with business objectives. By combining analytical rigor with sound judgment, the Senior Credit Analyst supports operational excellence, strengthens customer relationships, and contributes directly to the profitability and resilience of the business. KEY ACCOUNTABILITIES * Develop, implement, and continuously refine credit policies and procedures to ensure consistency, compliance, and alignment with global standards * Oversee the full credit application lifecycle, including reviewing financials, assessing creditworthiness, and approving credit limits and payment terms * Identify, evaluate, and monitor credit risks across customer portfolios; recommend proactive measures to minimize exposure * Partner with contract logistics and freight forwarding teams to embed credit controls into daily operations, ensuring seamless execution * Work closely with finance, sales, and operations teams in the US, Mexico, and ARO regions to balance commercial opportunities with financial prudence * Drive process enhancements, leverage technology, and adopt best practices to improve efficiency, accuracy, and transparency in credit management * Represent DP World's values and principles in all interactions, promoting integrity, accountability, and safety * Perform additional responsibilities as assigned to support evolving business needs QUALIFICATIONS, EXPERIENCE AND SKILLS * Undergraduate degree in Finance or a related discipline * 5-7 years of progressive credit analysis experience, with a proven ability to design and implement credit policies * Background in logistics or freight forwarding is a strong asset, providing insight into sector-specific risks and opportunities * Strong ability to interpret financial data, assess creditworthiness, and identify risk exposure with precision * Exceptional written and verbal communication skills; able to influence stakeholders and present complex information clearly to diverse audiences * Skilled at diagnosing root causes, developing innovative solutions, and navigating ambiguity with confidence * Meticulous in reviewing data and documentation, ensuring accuracy and compliance in all credit decisions * Adept at spotting gaps in logic, evaluating alternatives, and making sound, evidence-based recommendations * Comfortable working independently while thriving in cross-functional, multicultural teams; builds trust and alignment across finance, operations, and sales * Proactive in managing competing priorities, consistently meeting deadlines, and driving outcomes that support business growth * Maintains the highest standards of discretion and ethical conduct in handling sensitive financial information * Advanced skills in Microsoft Office Suite (Excel, Word, PowerPoint, Visio); ability to leverage tools for reporting and analysis * Willingness to travel internationally (30-50%) to support audits and on-site reviews * Fluency in English; additional languages (Arabic, Spanish, French, Mandarin, Hindi) are considered a valuable asset Please note: This position does not offer sponsorship for employment visas. Applicants must be legally authorized to work in The United States without sponsorship now or in the future. ABOUT DP WORLD Trade is the lifeblood of the global economy, creating opportunities and improving the quality of life for people around the world. DP World exists to make the world's trade flow better, changing what's possible for the customers and communities we serve globally. With a dedicated, diverse and professional team of more than 115,000 employees from 160 nationalities, spanning 78 countries on six continents, DP World is pushing trade further and faster towards a seamless supply chain that's fit for the future. We're rapidly transforming and integrating our businesses -- Ports and Terminals, Marine Services, Logistics and Technology - and uniting our global infrastructure with local expertise to create stronger, more efficient end-to-end supply chain solutions that can change the way the world trades. What's more, we're reshaping the future by investing in innovation. From intelligent delivery systems to automated warehouse stacking, we're at the cutting edge of disruptive technology, pushing the sector towards better ways to trade, minimizing disruptions from the factory floor to the customer's door. DP World is on a mission to transcend boundaries and bridge the gap between all nations and cultures - not just in what we do but also in how we behave. We are dedicated to creating a culture where everyone feels respected, supported, and empowered to reach their full potential. We believe that embracing inclusion and diversity, drives innovation and growth and helps us connect people, businesses, and societies. Free minds and different perspectives are changing our world, and together we can change what's possible. WE MAKE TRADE FLOW TO CHANGE WHAT'S POSSIBLE FOR EVERYONE. DP World is committed to the principles of Equal Employment Opportunity (EEO). We strongly believe that employing a diverse workforce is central to our success and we make recruiting decisions based on your experience and skills. We welcome applications from all members of society irrespective of age, gender, disability, race, religion or belief. By submitting your resume and application information, you authorize DP World to transmit and store your information in the world-wide recruitment database, and to circulate that information as necessary for the purpose of evaluating your qualifications for this or other job vacancies. #LI-HE2 #LI-Hybrid

The Index Analyst role sits within the Benchmark and Index Management division! The Index Review team are ultimately responsible for the daily management of the FTSE Russell index / product portfolio, specifically the data management, corporate action & event management, constituent portfolio management and the production of client content. It is a global group, with teams in Hong Kong, Taipei, London, and Fort Mill. The group operates a follow the sun model with work as a single team across the different time-zones. Key Responsibilities As a member of the Index Management team, the individual will be responsible for the support/assisting of the day-to-day management of the FTSE Russell Indexes and Products. Key areas of responsibility will include: Completion of daily FTSE Russell production checklists including creating and checking FTSE Russell Products, to strict deadlines as assigned by your line manager. Supporting the quarterly rebalance process of indexes and/or the associated implementation of any changes, in accordance with review schedule. Using all available data sources including data vendors, stock exchanges and regulatory filings to research and analyze corporate actions and the respective impact on the FTSE Russell indexes. Detailed research and analysis of corporate event information and compilation of client notifications. Maintain and update stock information and other required data in a timely and accurate manner, ensuring the highest quality to FTSE Russell data. Escalate any issues/concerns to the line manager and report exceptions in a timely manner. Accurate monitoring of FTSE Russell real time indexes and timely resolution of issues. Timely investigation and resolution of any client queries relevant to your role and areas of expertise. Highlight and recommend process improvements to your line manager that will improve the levels of quality, productivity & client service. Participate in projects or initiatives as needed such as writing procedures. Ensure that all of your tasks have been completed in accordance with your checklist(s) and procedures. Strive to constantly improve your skills through training & development. Support the onboarding of new business to the team. Actively contribute to the training and onboarding of new team members. Promote teamwork and collaboration across teams (including other offices), actively encouraging interaction and providing assistance to others where required. Please note that the working hours for this position can vary as the business needs require. This means that weekend work, extended hours, and market holiday coverage can and will be expected to meet critical business deadlines. Candidate Profile / Key Skills Qualifications/Experience It is expected that with limited supervision the individual will deliver each of the key objectives of the role identified above, working to strict deadlines and to the highest degree of accuracy. A minimum of a Bachelor degree preferred. Proficient in Microsoft Excel Experience within the financial industry, ideally working with corporate actions and company data. Working knowledge and understanding of global financial markets and products, incorporating indexes, is essential. Ability to work to strict deadlines and manage workloads effectively in a pressured environment. A proven track record for achievement in delivering a high quality service. TYPE OF PERSON Ability to multi-task and work on multiple systems simultaneously. Dynamic, enthusiastic and responsive to change. Ability to work to tight deadlines and under pressure. Logical and structured approach. Excellent interpersonal, communication and motivational skills. Ability to pay meticulous attention to detail. Effective written and spoken communication and presentation skills. GENERAL Comfortable with flexible hours team player Highly motivated Self-starter Join us and be part of a team that values innovation, quality, and continuous improvement. If you're ready to take your career to the next level and make a significant impact, we'd love to hear from you. LSEG is a leading global financial markets infrastructure and data provider. Our purpose is driving financial stability, empowering economies and enabling customers to create sustainable growth. Our purpose is the foundation on which our culture is built. Our values of Integrity, Partnership, Excellence and Change underpin our purpose and set the standard for everything we do, every day. They go to the heart of who we are and guide our decision making and everyday actions. Working with us means that you will be part of a dynamic organisation of 25,000 people across 65 countries. However, we will value your individuality and enable you to bring your true self to work so you can help enrich our diverse workforce. We are proud to be an equal opportunities employer. This means that we do not discriminate on the basis of anyone's race, religion, colour, national origin, gender, sexual orientation, gender identity, gender expression, age, marital status, veteran status, pregnancy or disability, or any other basis protected under applicable law. Conforming with applicable law, we can reasonably accommodate applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. You will be part of a collaborative and creative culture where we encourage new ideas. We are committed to sustainability across our global business and we are proud to partner with our customers to help them meet their sustainability objectives. Our charity, the LSEG Foundation provides charitable grants to community groups that help people access economic opportunities and build a secure future with financial independence. Colleagues can get involved through fundraising and volunteering. LSEG offers a range of tailored benefits and support, including healthcare, retirement planning, paid volunteering days and wellbeing initiatives. Please take a moment to read this privacy notice carefully, as it describes what personal information London Stock Exchange Group (LSEG) (we) may hold about you, what it's used for, and how it's obtained, your rights and how to contact us as a data subject. If you are submitting as a Recruitment Agency Partner, it is essential and your responsibility to ensure that candidates applying to LSEG are aware of this privacy notice.

We believe Bank of America can do more for our clients than any other financial services firm. We understand the challenges our clients face around the world, and we use the full resources of our company to help them achieve their goals. Our solutions span the complete range of advisory, capital raising, banking, treasury and liquidity, sales and trading, and research capabilities. Our Municipal Banking & Markets division offers Commercial and Investment Banking services, Sales & Trading and Treasury Management services to U.S. Municipal clients. Public Sector Banking, within Municipal Banking & Markets, is responsible for assisting clients with raising capital by offering privately placed credit facilities to be held on the Bank's balance sheet. Job Description & Program Overview: Public Sector Banking provides capital in the form of loans, letters of credit, and other credit products, and other traditional banking products and services. Our client base includes State and Municipal entities (cities, counties, school districts, transportation authorities, etc.) As an active team member in Public Sector Banking, Analysts assist Underwriters and Credit Product Officers in credit origination for our clients as well as with portfolio monitoring activities. Your responsibilities as an Analyst may include: * Participating in the underwriting of different credit transactions * Supporting various financial analyses, including loan structuring * Engaging in comprehensive and in-depth client and credit research * Preparing presentations and other materials for clients * Working on various one-time projects * Interacting with deal team members and client Qualifications: * Candidates are required to be pursuing a bachelor's degree or a bachelor's direct to master's degree from an accredited college or university with a graduation timeframe between November 2027 and August 2028 with demonstrated academic achievement. * 3.2 minimum GPA preferred. * Eligible candidates must demonstrate a strong interest in finance and the public sector. * You should possess a combination of academic aptitude, quantitative skills, strategic and creative thinking and distinguished written and oral communications skills. * Ability to manage several projects at once and work effectively as an individual and as part of a team. * Some common characteristics we look for include assertiveness, attention to detail, exceptional academic achievement, initiative, team focus, self-confidence, strategic and creative thinking capabilities, strong work ethic and communication skills, strong quantitative skills. * A working knowledge of Microsoft Office (Excel, Word, and PowerPoint) are essential. * A background in Finance or Accounting is preferred. Location: The internship will be located in our New York City location. However, full time positions are targeted in the following primary offices: Charlotte, NC; Chicago, IL; New York, NY; San Francisco, CA, Los Angeles, CA Bank of America does not complete third party forms from colleges, universities, or other parties. CA Disclosure Language: The following laws or regulations restrict or prohibit the hiring of individuals with certain specified criminal history for the position: FDIC, FINRA

Uwharrie Bank is a $1B community bank, headquartered in Albemarle NC. We are seeking a Commercial Credit Underwriter/Analyst to join our Credit Administration team. This position is responsible for the underwriting, review and evaluation of consumer and commercial loans and works closely with other credit analysts and reviews and completes financial spreads to evaluate the credit worthiness and quality of a loan request, and to ensure analyses are performed in a timely and accurate manner. Other responsibiliteis include the review and evaluation of large credit relationships by preparing extensive and comprehensive loan reviews, participating in Credit Committee by gathering, reviewing and preparing required reporting and presentation of loan reviews, and participating with lenders in making joint customer calls to ensure a thorough understanding and knowledge of the business, and providingconsultative support to lending staff to aide in making sound credit decisions, underwriting decisions, aide in structuring loans, assisting with credit issues, etc. General Qualifications Knowledge: A four-year degree in business, finance or accounting, or equivalent experience, is required. Formal commercial credit and/or underwriting training, from a financial institution is highly preferred. Experience: A minimum of five years experience in a banking or financial institution, with emphasis on commercial lending and/or credit administration. Additional experience in commercial credit underwriting, analysis or commercial lending experience, is required. Training and experience in reviewing residential and commercial appraisals is a plus. Skills: Position requires general accounting knowledge, solid analytical and underwriting skills, ability to manage time, prioritize and organize tasks, and work within defined timeframes. Requires excellent interpersonal skills, work with various internal and external contacts, and written and oral communication skills. Must be proficient with personal computer and knowledgeable of various software applications. Scope of Decisions: Position requires solid independent judgment, discretion and reasoning on a daily basis to perform sound underwriting, structuring and assessment of credit requests. Assists in the development and mentoring of credit analysts to ensure improved performance and profitability, and employee retention. May also act in a consultative capacity with lending staff, as required. ADA Requirements: Requires, vision, hearing, speech, concentration, learning, thinking, interaction with others, the ability to exercise self-control and the ability to multi-task under specific timelines. This position is located in Albemarle NC and is not a remote position.

Company Mission Our mission is to give the world access to the best products by empowering great brands to reach their growth potential. Today's consumer brands need a capital provider that keeps pace with their growth ambitions. Traditional financing options are slow, cumbersome and often out of reach. That's why we built Wayflyer. Our unique technology allows us to assess businesses in minutes, generate financing offers that reflect their growth potential and send funds in as little as 24 hours. Since launching in April 2020, we've deployed over $4.5bn to thousands of brands worldwide, backed by Tier 1 banks like J.P. Morgan. We've become a trusted financing partner for some amazing brands, like True Classic, Little Words Project and Kekoa Foods. Teams at Wayflyer are truly cross-functional. You'll be collaborating with ambitious colleagues from around the world - all striving to deliver on a huge opportunity. Check out this video to hear directly from them. Culture & Values at Wayflyer At Wayflyer, we value being sound people, excellent operators, and ambitious overachievers, working together with integrity, creativity, and bold optimism to deliver exceptional results. To learn more, please visit our website. Your Role at a Glance: The key ways you'll bring value to the team * Gain an understanding of the risks involved in running an eCommerce business and in Wayflyer providing funding to such a business * Support/ help co-ordinate regular calls with our customers to enhance our understanding of their business and funding requirements * Support a team of Analysts who focus on underwriting customers * Support our sales and operations teams by understanding how they win and manage relationships with customers * Learn about our existing loan portfolio, our portfolio management tools, knowing when to exit risky relationships etc * Work with various departments and colleagues across the business What Makes You a Great Fit * You're an undergraduate student in a relevant discipline eg Finance, Accounting, Economics etc * You can demonstrate a consistent and strong academic record * You have an interest in learning the basics of underwriting, credit risk analysis and portfolio management * You're passionate about FinTech/eCommerce * You're articulate, a self-starter, and a detail oriented, go-getter What to Expect After You Apply You can expect to hear from a member of our Talent Acquisition team soon. If we believe you're a good fit, the first step will be a conversation with a recruiter who will guide you through the next stages of the process. The full interview process, which includes meeting the Hiring Manager, typically takes approximately two weeks. Global Offices and Working Policy Dublin, Our Buzzing HQ Our headquarters operates a hybrid model. The number of in-office days depends on your team, but the majority of teams and our SLT are typically in 3-4 days per week, giving you valuable exposure to senior leadership. London, One Big Family Home to around 30 employees, our brand-new London office also runs on a hybrid model. You'll often find our CEO working alongside the team with regular visits. Sydney, Small but Mighty Our close-knit Sydney office has around 20 employees and follows a flexible hybrid model, fostering strong collaboration. Atlanta, New York & Charlotte, Stateside Collaboration Each of our US offices has 8-10 employees and operates with a flexible hybrid approach, blending in-person connection with remote freedom. Remote, Across the US & Europe The majority of our Tech org works remotely across the UK and Europe, coming together throughout the year for off-sites, company kick off and technical kick off. We also have a growing number of remote team members across the US. How We Handle Your Personal Data By submitting your application, you acknowledge that Wayflyer Limited will process your personal data for the purpose of evaluating your suitability for the role. Such processing is based on the need to take steps prior to entering into a potential employment agreement. To learn more about how we handle your personal data, you can contact our privacy team at privacy@wayflyer.com or review our privacy notice at ************************************

At Barings, we are as invested in our associates as we are in our clients. We recognize those who work diligently for us and reward them for personal and professional integrity, communication skills, distinct competencies and expertise in specific strategies, ability to collaborate as a team member and true dedication to the interests of our clients. We thank you for your interest in joining the Barings team, and invite you to explore our current employment opportunities. Job Title: Residential Servicing and Credit Manager Corporate Title: Associate Director Department: Residential - ABF Location: Charlotte, NC Job Summary Barings Resi - ABF group specializes in residential mortgage-related investments. We combine deep industry expertise with rigorous oversight and credit management to create value for our clients. The Residential Servicing Oversight and Credit Manager will be responsible for monitoring troubled borrowers within residential whole loan portfolios (including Non-QM, RTL, and second lien products) and working closely with mortgage servicers to determine and implement the most effective loss mitigation strategies. The primary goal of this role is to lower risk for investors by ensuring that each delinquent borrower is evaluated and the optimal solution is pursued. Hands-on experience in loss mitigation, gained either at a mortgage servicer or at an investment company/fund, is required. The position will reside in our Charlotte, NC office. Primary Responsibilities Develop and maintain servicing oversight framework, including KPIs, SLAs, and audit protocols for residential mortgage portfolios. Monitor portfolios to identify and track troubled and delinquent borrowers. Serve as the main point of contact with mortgage servicers for portfolio reviews and loss mitigation. Review and discuss individual borrower situations with servicers to determine and implement the most effective loss mitigation solution (e.g., forbearance, repayment plans, loan modifications, short sales, deeds-in-lieu). Evaluate and approve loss mitigation proposals and credit exceptions presented by servicers. Analyze delinquency trends and proactively address emerging risks to minimize investor losses. Prepare concise reports on loss mitigation outcomes and portfolio health for senior management and investment committees. Stay current on regulatory requirements (RESPA, Reg X, Reg Z, CFPB) and industry best practices in servicing and loss mitigation. Support internal audits and regulatory examinations related to loss mitigation and credit practices. Contribute to periodic servicer reviews, operational risk assessments, and escalation management. Assist in implementing and enforcing credit policies for residential whole loan portfolios. Collaborate with the Head of Residential Credit Management on credit risk appetite and policy updates. Prepare reports on servicing performance, credit risk, and loss mitigation for senior management and investment committees. Stay up-to-date with regulatory developments, industry best practices, and trends in mortgage servicing and credit risk. Qualifications Bachelor's degree in Business, Finance, or related field. 7+ years of experience in mortgage servicing oversight, credit risk management, and loss mitigation. Demonstrated experience in loss mitigation at a mortgage servicer or at an investment company/fund is required. Deep understanding of US Residential sector. Strong analytical, communication, and relationship management skills. Experience with credit risk analysis and portfolio surveillance. Ability to work cross-functionally with investment, operations, and compliance teams. Strong attention to detail and a focus on risk reduction for investors. Ability to handle multiple tasks and prioritize effectively in a fast-paced environment. #LI-JB1 Requisite Skills Additional Skills Barings is an Equal Employment Opportunity employer; Minority/Female/Age/Sexual Orientation/Gender Identity/Individual with Disability/Protected Veteran. We welcome all persons to apply. Barings offers a comprehensive benefits package including: CORE BENEFITS & WELLNESS Medical (including Virtual Care), Prescription, Dental, and Vision Coverage Fitness Center Reimbursement Program (Including Online Memberships) Employee Assistance Program (EAP) Fertility Benefits FINANCIAL WELL-BEING Highly competitive 401(k) Plan with Company Match Health Savings Account (HSA) with Company Contributions Flexible Spending Accounts (FSA) - Health Care & Dependent Care Retirement Health Reimbursement Account LIFE INSURANCE Basic and Supplemental Life Insurance Spouse and Child Life Insurance TIME OFF, DISABILITY AND LEAVE OF ABSENCE Paid Vacation, Sick Days and Annual Holidays Paid Leave of Absences (Maternity Leave, Parental Leave, Caregiver Leave, Bereavement Time) Short and Long Term Disability Plans Paid Volunteer Time OTHER BENEFITS Education Assistance Program Charitable Matching Gifts Program Commuter Reimbursement Program Adoption and Surrogacy Reimbursement Program

At Barings, we are as invested in our associates as we are in our clients. We recognize those who work diligently for us and reward them for personal and professional integrity, communication skills, distinct competencies and expertise in specific strategies, ability to collaborate as a team member and true dedication to the interests of our clients. We thank you for your interest in joining the Barings team, and invite you to explore our current employment opportunities. Job Title: Residential Servicing and Credit Manager Corporate Title: Associate Director Department: Residential - ABF Location: Charlotte, NC Job Summary Barings Resi - ABF group specializes in residential mortgage-related investments. We combine deep industry expertise with rigorous oversight and credit management to create value for our clients. The Residential Servicing Oversight and Credit Manager will be responsible for monitoring troubled borrowers within residential whole loan portfolios (including Non-QM, RTL, and second lien products) and working closely with mortgage servicers to determine and implement the most effective loss mitigation strategies. The primary goal of this role is to lower risk for investors by ensuring that each delinquent borrower is evaluated and the optimal solution is pursued. Hands-on experience in loss mitigation, gained either at a mortgage servicer or at an investment company/fund, is required. The position will reside in our Charlotte, NC office. Primary Responsibilities * Develop and maintain servicing oversight framework, including KPIs, SLAs, and audit protocols for residential mortgage portfolios. * Monitor portfolios to identify and track troubled and delinquent borrowers. * Serve as the main point of contact with mortgage servicers for portfolio reviews and loss mitigation. * Review and discuss individual borrower situations with servicers to determine and implement the most effective loss mitigation solution (e.g., forbearance, repayment plans, loan modifications, short sales, deeds-in-lieu). * Evaluate and approve loss mitigation proposals and credit exceptions presented by servicers. * Analyze delinquency trends and proactively address emerging risks to minimize investor losses. * Prepare concise reports on loss mitigation outcomes and portfolio health for senior management and investment committees. * Stay current on regulatory requirements (RESPA, Reg X, Reg Z, CFPB) and industry best practices in servicing and loss mitigation. * Support internal audits and regulatory examinations related to loss mitigation and credit practices. * Contribute to periodic servicer reviews, operational risk assessments, and escalation management. * Assist in implementing and enforcing credit policies for residential whole loan portfolios. * Collaborate with the Head of Residential Credit Management on credit risk appetite and policy updates. * Prepare reports on servicing performance, credit risk, and loss mitigation for senior management and investment committees. * Stay up-to-date with regulatory developments, industry best practices, and trends in mortgage servicing and credit risk. Qualifications * Bachelor's degree in Business, Finance, or related field. * 7+ years of experience in mortgage servicing oversight, credit risk management, and loss mitigation. * Demonstrated experience in loss mitigation at a mortgage servicer or at an investment company/fund is required. * Deep understanding of US Residential sector. * Strong analytical, communication, and relationship management skills. * Experience with credit risk analysis and portfolio surveillance. * Ability to work cross-functionally with investment, operations, and compliance teams. * Strong attention to detail and a focus on risk reduction for investors. * Ability to handle multiple tasks and prioritize effectively in a fast-paced environment. #LI-JB1 Requisite Skills Additional Skills Barings is an Equal Employment Opportunity employer; Minority/Female/Age/Sexual Orientation/Gender Identity/Individual with Disability/Protected Veteran. We welcome all persons to apply. Barings offers a comprehensive benefits package including: CORE BENEFITS & WELLNESS * Medical (including Virtual Care), Prescription, Dental, and Vision Coverage * Fitness Center Reimbursement Program (Including Online Memberships) * Employee Assistance Program (EAP) * Fertility Benefits FINANCIAL WELL-BEING * Highly competitive 401(k) Plan with Company Match * Health Savings Account (HSA) with Company Contributions * Flexible Spending Accounts (FSA) - Health Care & Dependent Care * Retirement Health Reimbursement Account LIFE INSURANCE * Basic and Supplemental Life Insurance * Spouse and Child Life Insurance TIME OFF, DISABILITY AND LEAVE OF ABSENCE * Paid Vacation, Sick Days and Annual Holidays * Paid Leave of Absences (Maternity Leave, Parental Leave, Caregiver Leave, Bereavement Time) * Short and Long Term Disability Plans * Paid Volunteer Time OTHER BENEFITS * Education Assistance Program * Charitable Matching Gifts Program * Commuter Reimbursement Program * Adoption and Surrogacy Reimbursement Program

**Location:** On site in Memphis, TN, Atlanta, GA, Nashville, TN, Charlotte, NC, New Orleans, LA, or Dallas, TX The Credit Analyst will work directly with the deal team in analyzing, underwriting and monitoring all credit facilities within their portfolio. As a Credit Analyst, the individual will learn the basics of deal making and loan structures while being exposed to other departments within the Bank. The Credit Analyst is an excellent first position in banking that paves the way to numerous other opportunities within First Horizon including sales, credit, relationship management, loan review or other similar positions. Work with the Portfolio Manager (PM) and Relationship Manager (RM) in completing at least 80% of the credit analysis. The credit analysis is Commercial Banking's primary document for analyzing and underwriting all new and outstanding loans. The credit analyst performs an in depth analysis on the borrower's ability to repay focusing on the company and owner's background, recent and historical financial performance, guarantor's (if applicable) financial condition, collateral performance, risk rating, risk-adjusted return on capital, and several other factors related to First Horizon's underwriting policies and guidelines. **Duties and Responsibilities:** + Work directly with PM, RM and clients to address needs efficiently and accurately + Spread financial statements + Provide advanced analysis in assessing and evaluating current and new business opportunities + Interact with clients and LOB leaders through email, phone conversations, field exams, bank group meetings, etc. + Project manage complex credit requests and analyses and see them through to completion + Identify emerging industry trends and proactively monitor the risk in the current book of business + Attend credit meetings and learn to properly present modifications and new to bank opportunities to internal credit partners for final approval **Knowledge and Skills:** + Critical thinker possessing superior analytical abilities with the ability to reach logical conclusions based on the available information + Microsoft Office: Strong excel and presentation building skills + Ability to manage multiple projects, while maintaining high attention to detail + Self-starter attitude + Flexibility and proven ability to diagnose and resolve issues + Intellectually curious, ability to think outside the box, assertive + Hard working, smart, creative, analytical, driven, exceptionally organized + Strong communication skills and results driven + Ability to work and excel in a team environment **Education:** + Bachelor's degree (BBA or BS) in Accounting, Finance, or a closely related field. + Exceptional educational background required + CFA or CPA candidates preferred **About Us** First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ******************** (https://urldefense.com/v3/\_\_https:/********************/\_\_;!!Cz2fjcuE!hpq9hPnrucZCPIAVPojVESItIq-FPzhurNdCrQ3JE8Rkx3gMd70nIk6\_kmPxl66\_oJCEsXs0gNunPowMAMHCmBYPOtUxUGI$) . **Benefit Highlights** - Medical with wellness incentives, dental, and vision - HSA with company match - Maternity and parental leave - Tuition reimbursement - Mentor program - 401(k) with 6% match - More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits **Follow Us** Facebook (****************************************** X formerly Twitter LinkedIn (*************************************************** Instagram YouTube (********************************************************** Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (**************************** notice from the Department of Labor.

We are seeking a highly motivated and detail-oriented Credit and Collections Analyst to join our team in our Charlotte, NC office. This is a permanent, full-time position reporting directly to the Supervisor of Credit and Collections. The ideal candidate will be a strong team player who can effectively manage and prioritize multiple responsibilities while maintaining a focus on delivering results. Essential Duties and Responsibilities: Review and perform collections for an assigned portfolio of customer accounts Proactively follow up on high-value invoices via phone and email in alignment with team collection strategies to ensure timely payment Investigate and follow up on past due accounts to determine root causes Identify and implement strategies to improve customers' DSO (Days Sales Outstanding) and reduce payment cycles Maintain accurate records, collection notes, and customer information in the Prophet 21 (P21) system Email monthly statements to customers within the assigned portfolio Review sales orders placed on credit hold and evaluate risk Assess payment history to determine credit hold status or credit limit adjustments Investigate and resolve unauthorized deductions in collaboration with the sales branch Establish repayment plans for delinquent accounts within policy guidelines Process customer credit card payments as required Develop and maintain strong partnerships with internal teams, including Sales, Cash Application, and Billing Build and nurture relationships with external customers, ensuring timely and professional communication Education and Experience Requirements: Bachelor's degree in Finance, Business Administration, or a related field 3 to 5 years of experience in B2B collections Proficiency in Microsoft Office, with strong skills in Microsoft Excel Experience with Prophet 21 (P21) software is strongly preferred Key Competencies: Strong analytical and problem-solving skills Excellent verbal and written communication skills Ability to work independently and within a team Capable of managing multiple tasks and priorities in a fast-paced environment Customer-focused with a proactive approach to issue resolution This is an excellent opportunity for a finance professional looking to grow their career with a stable and supportive organization. If you are passionate about credit and collections and enjoy building relationships both internally and externally, we encourage you to apply.

Summary: This position supports the delivery of instruction in a distance learning classroom. The assistant facilitates the interaction between the student and the distance learning instructor. This individual assists in the monitoring of student behavior and class participation. Assistants are expected to be familiar with the functions of system hardware to ensure satisfactory program transmission during instructional hours. The assistant is responsible for the distribution and the collection of instructional materials. Essential Duties: (These duties represent a sample and may vary by position.) * Monitors work assigned by the instructor. * Monitors student behavior. * Monitors equipment operation. * Reports technical difficulties. * Records courses for replay. * Distributes and collects instructional materials. * Monitors and facilitates instruction. * Keeps records, e.g., registration, attendance, facility scheduling, evaluations. * Performs related duties as assigned

Compensation: $20-22/hr., DOE Job Overview - Credit and Collections Specialist - 33434 The Credit and Collections Specialist is responsible for managing customer credit accounts and ensuring timely collection of payments. This role involves evaluating creditworthiness, monitoring accounts, resolving payment issues, and maintaining positive customer relationships. Key Responsibilities: * Assess customer credit applications and set credit limits. * Monitor overdue accounts and contact customers to arrange payment. * Negotiate payment plans and resolve billing disputes. * Maintain accurate records of collections activity and account statuses. * Prepare aging reports and provide updates to management. Requirements * Strong negotiation and communication skills. * Experience with credit analysis and collections. * Proficiency in accounting software and Microsoft Excel. Sherpa Benefits Sherpa offers benefits to contract employees who meet the following criteria: * Must be a full-time employee (30+ weekly hours/+130 hours per month) to be eligible * Medical plan offered is BCBSNC Blue Options PPO * Premiums will be pre-taxed * Sherpa pays a portion of the Employee only premium for medical * 90 day waiting period from date of hire * Medical, Dental, and Vision plans Additional Job Details Workplace Policy: #li-Hybrid Seniority Level: Associate Linked In Poster: #LI-SP1 About our Process * We will notify you if you are selected as a candidate for this role. If not, but you fit our specializations, we'll consider you for future openings, and encourage you to apply for other Sherpa roles you're qualified for/interested in. * Non-Local Candidates: Please note that you are competing with local candidates who don't require relocation expenses and can start quickly, so let us know if you have plans to move to the area soon. * Candidates for all Sherpa opportunities must be authorized to work in the United States. * Sherpa is an Equal Opportunity Employer.

Meltwater is seeking a Collections Analyst who will be focused on working with our clients in the US market. The Collections Analyst will be responsible for maintaining effective ledgers with new and existing customers and partnering with other company departments. This is a key role in helping to fuel our expansion activities. We encourage proactive, positive and respectful outreach to clients and regular contact, to ensure a healthy portfolio of clients who trust us as a partner. What You'll Do: Reach out to customers to ensure timely payment for services, and shorten the collections cycle on all payments Increase revenue by acting as financial liaison for clients over the service life-cycle and negotiating and settling on any disputes as they arise Ensure efficient cash reconciliations and reporting Meet and exceed collections goals with both individual and team targets Represent Meltwater (the people and products) with professionalism and integrity, ensuring a positive customer experience. What You'll Bring Excellent communication skills, verbal and written Strong attention to detail, confidence with business to business (B2B) cold-calling and building relationships on the phone Proficient with Excel Analytical Skills Ability to work with a large and diverse team What We Offer: Enjoy flexible paid time off that allows you to have an enhanced work-life balance. Excellent medical, dental, and vision options 401(k) matching, life insurance, commuter benefits, and parental leave plans Complimentary CalmApp subscription for you and your loved ones, because mental wellness matters. Energetic work environment with a hybrid work style, providing the balance you need. Thrive within our inclusive community and seize ongoing professional development opportunities to elevate your career. Base Salary of $52,000 - $61,000 USD per year + discretionary annual bonus subject to the terms of the applicable bonus plan. Total compensation range for this position: $52,000 - $67,100 USD per year. Our Story At Meltwater, we believe that when you have the right people in the right environment, great things happen. Our best-in-class technology empowers our 27,000 customers around the world to make better business decisions through data. But we can't do that without our global team of developers, innovators, problem-solvers, and high-performers who embrace challenges and find new solutions for our customers. Our award-winning global culture drives everything we do and creates an environment where our employees can make an impact, learn every day, feel a sense of belonging, and celebrate each other's successes along the way. We are innovators at the core who see the potential in people, ideas and technologies. Together, we challenge ourselves to go big, be bold, and build best-in-class solutions for our customers. We're proud of our diverse team of 2,200+ employees in 50 locations across 25 countries around the world. No matter where you are, you'll work with people who care about your success and get the support you need to unlock new heights in your career. We are Meltwater. Inspired by innovation, powered by people. Equal Employment Opportunity Statement Meltwater is an Equal Opportunity Employer and Prohibits Discrimination and Harassment of Any Kind: At Meltwater, we are dedicated to fostering an inclusive and diverse workplace where every employee feels valued, respected, and empowered. We are committed to the principle of equal employment opportunity and strive to provide a work environment that is free from discrimination and harassment. All employment decisions at Meltwater are made based on business needs, job requirements, and individual qualifications, without regard to race, color, religion or belief, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, marital status, veteran status, or any other status protected by the applicable laws and regulations. Meltwater does not tolerate discrimination or harassment of any kind, and we actively promote a culture of respect, fairness, and inclusivity. We encourage applicants of all backgrounds, experiences, and abilities to apply and join us in our mission to drive innovation and make a positive impact in the world.

We are currently seeking a Credit and Collections Specialist to join our Finance team. This position will report directly to the Credit Manager. The primary responsibilities for this position include the following: * Manage accounts receivable for our broadline distributor customers including collection of past due invoices and deduction management. * Interact with customers through direct collection call contact and emails for resolution of past due A/R. * Resolve invoicing issues that arise for various reasons including EDI or flat file failures, invoices rejected or missing from third party billing portal. * Work with Sales and Sales Management on collection and deduction issues. * Work closely with AR specialists to provide support for proper application of payments. * Resolve disputed balances or other issues that prevent timely payment, to include account reconciliation. * Respond to customer inquiries regarding past due accounts, research and provide account information, as necessary. * Identify trends, perform root cause analysis, and implement process improvements to eliminate ongoing customer and internal issues that interfere with prompt payment. * Review orders on credit hold and release orders within the parameters of the Credit Policies and Procedures. * Work closely with the Credit Manager as needed with daily tasks and responsibilities. * Perform other duties as assigned. Qualifications: * Two-year degree (concentration in accounting or business management) preferred. * Minimum of 3 years' experience in a high-volume AR department managing collections for customers of various sizes. * Excellent computer skills including ability to learn new computer software & systems. * Detail-oriented with strong analytical skills. * Ability to problem solve and troubleshoot through customer issues. * Outstanding verbal and written communication skills, organizational skills, and the ability to prioritize and multi-task required. * Knowledge of Microsoft products including Excel, Word, and Outlook. * NetSuite/Oracle preferred with the aptitude for systems automation and integration. * Works well with others as teamwork is essential for success. Equal Opportunity Employer / Vets / Disabled

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This job is responsible for performing more complex analysis aimed at improving portfolio risk, profitability, performance forecasting, and operational performance for consumer products and related divisions, such as credit cards. Key responsibilities include applying knowledge of multiple business and technical-related topics and independently driving strategic improvements, large-scale projects, and initiatives. Job expectations include working with business counterparts within the Line of Business and partner organizations including Risk and Product teams. The Student and Credit Builder Account Management team is seeking an Analyst responsible for managing proactive batch strategies and reactive client requests for Consumer Card credit line increases and graduation. The primary focus is to create, augment, and monitor account management strategies within emerging Card products (Student and Credit Builder). Key responsibilities include determining strategic priorities for the team, identifying trends, and leading efforts to maximize risk versus return for the business unit. Job expectations include using data and analytics to solve complex problems, coaching and developing associates, and partnering across technology, product, finance, legal, compliance, and risk leadership to drive responsible growth. Responsibilities: Performs complex analysis of financial models, market data, financial data, and portfolio trends to understand product performance and improve portfolio risk, profitability, performance forecasting, and operational performance Coaches and mentors peers to improve proficiency in a variety of systems and serves as a subject matter expert on multiple business and technical-related topics Identifies business trends based on economic and portfolio conditions and communicates findings to senior management Supports execution of large scale projects, such as platform conversions or new project integrations by conducting advanced reporting and drawing analytics based insights Required Qualifications: Proven analytical ability as demonstrated through 5+ years related work experience with 2+ years in a finance, credit, or risk analysis role. Expertise manipulating data (Teradata, SAS datasets) and using analytical tools such as Python, SAS, and/or SQL Excellent verbal and written communication skills, particularly technical writing and organizational skills A passion for learning and using data to derive trends, detect risks, and execute strategy projects Demonstrates a strong understanding of credit risk strategies, financial drivers, and credit operations with proven problem-solving skills Proficient in Microsoft Excel (pivot tables, functions, formatting, charts) Effective project management, ability to collaborate, manage, and expand relationships across the organization and with all levels of management Desired Qualifications: 4+ years experience using database software and analytical/reporting tools, such as SAS, SQL and/or Python, to access large relational data Bachelor's degree in mathematics, statistics, computer science, engineering, economics, finance, or a related quantitative discipline Expertise in identifying, assessing and mitigating risk with models. Familiarity with best demonstrated model risk management practices and proficiency in regulatory frameworks Prior experience with credit or fraud strategies and knowledge of policies for consumer and/or small business lending Previous experience in developing credit risk strategies or models preferred Analytic work experience in support of consumer or small business lending Strong working knowledge of the process and tools used for development, validation, implementation and documentation of scoring toolkits Passionate self-starter who is highly motivated to help the organization achieve its goals and thrives in fast-paced and highly dynamic environment Must be decisive, a team-player, client focused, creative, strategic, and be a thoughtful risk-taker Skills: Analytical Thinking Business Analytics Data and Trend Analysis Fraud Management Problem Solving Collaboration Innovative Thinking Monitoring, Surveillance, and Testing Presentation Skills Risk Management Data Visualization Interpret Relevant Laws, Rules, and Regulations Issue Management Oral Communications Written Communications Shift: 1st shift (United States of America) Hours Per Week: 40

📝 Company Mission Our mission is to give the world access to the best products by empowering great brands to reach their growth potential. Today's consumer brands need a capital provider that keeps pace with their growth ambitions. Traditional financing options are slow, cumbersome and often out of reach. That's why we built Wayflyer. Our unique technology allows us to assess businesses in minutes, generate financing offers that reflect their growth potential and send funds in as little as 24 hours. Since launching in April 2020, we've deployed over $4.5bn to thousands of brands worldwide, backed by Tier 1 banks like J.P. Morgan. We've become a trusted financing partner for some amazing brands, like True Classic, Little Words Project and Kekoa Foods. Teams at Wayflyer are truly cross-functional. You'll be collaborating with ambitious colleagues from around the world - all striving to deliver on a huge opportunity. Check out this video to hear directly from them. 💛 Culture & Values at Wayflyer At Wayflyer, we value being sound people, excellent operators, and ambitious overachievers, working together with integrity, creativity, and bold optimism to deliver exceptional results. To learn more, please visit our website. 🚀 Your Role at a Glance: The key ways you'll bring value to the team Gain an understanding of the risks involved in running an eCommerce business and in Wayflyer providing funding to such a business Support/ help co-ordinate regular calls with our customers to enhance our understanding of their business and funding requirements Support a team of Analysts who focus on underwriting customers Support our sales and operations teams by understanding how they win and manage relationships with customers Learn about our existing loan portfolio, our portfolio management tools, knowing when to exit risky relationships etc Work with various departments and colleagues across the business 🔨 What Makes You a Great Fit You're an undergraduate student in a relevant discipline eg Finance, Accounting, Economics etc You can demonstrate a consistent and strong academic record You have an interest in learning the basics of underwriting, credit risk analysis and portfolio management You're passionate about FinTech/eCommerce You're articulate, a self-starter, and a detail oriented, go-getter 🤝 What to Expect After You Apply You can expect to hear from a member of our Talent Acquisition team soon. If we believe you're a good fit, the first step will be a conversation with a recruiter who will guide you through the next stages of the process. The full interview process, which includes meeting the Hiring Manager, typically takes approximately two weeks. 📍Global Offices and Working Policy 🇮🇪 Dublin, Our Buzzing HQ Our headquarters operates a hybrid model. The number of in-office days depends on your team, but the majority of teams and our SLT are typically in 3-4 days per week, giving you valuable exposure to senior leadership. 🇬🇧 London, One Big Family Home to around 30 employees, our brand-new London office also runs on a hybrid model. You'll often find our CEO working alongside the team with regular visits. 🇦🇺 Sydney, Small but Mighty Our close-knit Sydney office has around 20 employees and follows a flexible hybrid model, fostering strong collaboration. 🇺🇸 Atlanta, New York & Charlotte, Stateside Collaboration Each of our US offices has 8-10 employees and operates with a flexible hybrid approach, blending in-person connection with remote freedom. 🌍 Remote, Across the US & Europe The majority of our Tech org works remotely across the UK and Europe, coming together throughout the year for off-sites, company kick off and technical kick off. We also have a growing number of remote team members across the US. 💡 How We Handle Your Personal Data By submitting your application, you acknowledge that Wayflyer Limited will process your personal data for the purpose of evaluating your suitability for the role. Such processing is based on the need to take steps prior to entering into a potential employment agreement. To learn more about how we handle your personal data, you can contact our privacy team at privacy@wayflyer.com or review our privacy notice at ************************************

Location: On site in Memphis, TN, Atlanta, GA, Nashville, TN, Charlotte, NC, New Orleans, LA, or Dallas, TX The Credit Analyst will work directly with the deal team in analyzing, underwriting and monitoring all credit facilities within their portfolio. As a Credit Analyst, the individual will learn the basics of deal making and loan structures while being exposed to other departments within the Bank. The Credit Analyst is an excellent first position in banking that paves the way to numerous other opportunities within First Horizon including sales, credit, relationship management, loan review or other similar positions. Work with the Portfolio Manager (PM) and Relationship Manager (RM) in completing at least 80% of the credit analysis. The credit analysis is Commercial Banking's primary document for analyzing and underwriting all new and outstanding loans. The credit analyst performs an in depth analysis on the borrower's ability to repay focusing on the company and owner's background, recent and historical financial performance, guarantor's (if applicable) financial condition, collateral performance, risk rating, risk-adjusted return on capital, and several other factors related to First Horizon's underwriting policies and guidelines. Duties and Responsibilities: * Work directly with PM, RM and clients to address needs efficiently and accurately * Spread financial statements * Provide advanced analysis in assessing and evaluating current and new business opportunities * Interact with clients and LOB leaders through email, phone conversations, field exams, bank group meetings, etc. * Project manage complex credit requests and analyses and see them through to completion * Identify emerging industry trends and proactively monitor the risk in the current book of business * Attend credit meetings and learn to properly present modifications and new to bank opportunities to internal credit partners for final approval Knowledge and Skills: * Critical thinker possessing superior analytical abilities with the ability to reach logical conclusions based on the available information * Microsoft Office: Strong excel and presentation building skills * Ability to manage multiple projects, while maintaining high attention to detail * Self-starter attitude * Flexibility and proven ability to diagnose and resolve issues * Intellectually curious, ability to think outside the box, assertive * Hard working, smart, creative, analytical, driven, exceptionally organized * Strong communication skills and results driven * Ability to work and excel in a team environment Education: * Bachelor's degree (BBA or BS) in Accounting, Finance, or a closely related field. * Exceptional educational background required * CFA or CPA candidates preferred About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ********************* Benefit Highlights * Medical with wellness incentives, dental, and vision * HSA with company match * Maternity and parental leave * Tuition reimbursement * Mentor program * 401(k) with 6% match * More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube