Credit analyst jobs in Colorado

The responsibilities will include, but will not be limited to: Complete spreads on business entities, CRE projects, and individuals to summarize their financial condition, performance, cash flow, trends, projections and risks Complete Credit Memorandums for loan approvals incorporating quantitative and qualitative financial analysis and identifying key strengths and credit risks of a proposed credit Analyze proposed collateral positions Assist Loan Officers in completing reports used by senior management in the loan monitoring and decision making process Gather, examine and present information in a concise and meaningful manner and offer thoughts concerning credit-worthiness and loan structure Prepare various forms and reports to request external reports (appraisals, environmental assessments) and address internal issues, when needed Salary Range: $70,000.00 - $115,000.00. Compensation is aligned to experience, skills and education. Position may be eligible for annual bonus depending on officer status. The bank offers a comprehensive benefits package including medical, dental, and vision coverage; paid holidays, vacation, and sick leave; and 401(K) plan. Hours of paid leave may vary based on position. Ideally this position will be filled by the end of Q1 2026. If the position hasn't been filled, the date may be extended. Requirements Bachelor degree in a business related filed is required Minimum of 2 years of experience in a credit/financial analyst or underwriting role or other directly related experience Experience with completing financial spreads and written credit analysis reports on borrowers and guarantors A solid understanding of financial statements and tax returns, including Generally Accepted Accounting Principles Proficient with Microsoft Office software Experience with Moody's Risk Analyst or Moody's CreditLens strongly preferred

At Gusto, we're on a mission to grow the small business economy. We handle the hard stuff-like payroll, health insurance, 401(k)s, and HR-so owners can focus on their craft and customers. With teams in Denver, San Francisco, and New York, we're proud to support more than 400,000 small businesses across the country, and we're building a workplace that represents and celebrates the customers we serve. Learn more about our Total Rewards philosophy. About the Role: Are you a tax credit expert with a passion for helping small businesses? Join our Tax Credits team and shape the future of tax credit software. Your talents will be instrumental in delivering an exceptional customer experience for small businesses uncovering lucrative tax credits. You'll work directly with taxpayers, develop processes that enable our customers and teams, and use your knowledge of credits & customer interactions to inform technology developments. This is an exciting opportunity to join a dynamic team and make a real impact on small businesses all across America. About the Team: The Tax Credits team is on a mission to democratize tax credits and grants. We aim to make access to tax credits and grants ubiquitous for SMBs & business advisors, ensuring every business receives the financial support they deserve to fuel growth, innovation and long-term success. The Tax Credits Operations team is a collaborative team who are passionate about tax credits. As a member of the Operations team at this stage in our journey, you will be a customer advocate and educator, simplifying a small business's experiences with tax credits. As a tax credits operator and expert, you'll have the opportunity to work directly on components of each customer's credit and use your experience to shape the direction of our product, process, and tools. Here's what you'll do day-to-day: Serve: Proactively & reactively resolve complex customer inquiries related to tax credits (e.g. R&D) Take ownership of customer outcomes, ensuring small businesses get great value out of the tax credits products that Gusto offers Educate: Educate yourself and others on tax credits, including R&D tax credits, 401K, WOTC, and other relevant incentives Operate: Roll up your sleeves and complete or quality control behind-the-scenes tasks (e.g. data review, calculations, uploads) that result in high quality credit forms and documents Develop: Create and inform solutions alongside the Tax Credits technical (EPDD) and service (ES, CX) teams Continuously improve and iterate on processes and approach Collaborate: Work with team members to find creative customer solutions that are compliant and sustainable Partner across teams to inform and build tax credits product, process, and tools Here's what we're looking for: Service: A minimum of 2 years in a customer-facing role, ideally at a technology, tax, or financial services company Tax or Tax Credits skills: A minimum of 2 years experience with tax, tax preparation, or tax credits. Audit experience is a bonus! Communication: You have strong experience communicating with customers, and are passionate about advocating on their behalf. You can break down complex concepts into concise and simple messages. Detail Orientation: You pay attention to details, take pride in your work, and understand how the quality of your work product quality impacts small business finances. Critical Thinking: You seek to understand the root cause of customer and process issues and are able to identify trends. You attempt to resolve trending issues with the appropriate level of urgency. Proactive Problem Solver: You are always looking for ways to improve processes, solve customer issues more efficiently, or prevent issues from popping up Systems Knowledge: You have supported a technical or complex product or service. You may have used ticketing tools (e.g. HubSpot, Salesforce) previously and you are able to leverage them to solve complex customer issues. Change Agent: Suggest, drive, and embrace changes and iterations. Seek opportunities to challenge and improve the status quo. AI: AI-forward mindset, with experience exploring and incorporating AI into how you work. Compensation: Our cash compensation amount for this role is $78,300 to $92,000/year in Denver, and $97,870to $115,000 for San Francisco & New York. Final offer amounts are determined by multiple factors including candidate location, experience and expertise and may vary from the amounts listed above. Gusto has physical office spaces in Denver, San Francisco, and New York City. Employees who are based in those locations will be expected to work from the office on designated days approximately 2-3 days per week (or more depending on role). The same office expectations apply to all Symmetry roles, Gusto's subsidiary, whose physical office is in Scottsdale. Note: The San Francisco office expectations encompass both the San Francisco and San Jose metro areas. When approved to work from a location other than a Gusto office, a secure, reliable, and consistent internet connection is required. This includes non-office days for hybrid employees. Our customers come from all walks of life and so do we. We hire great people from a wide variety of backgrounds, not just because it's the right thing to do, but because it makes our company stronger. If you share our values and our enthusiasm for small businesses, you will find a home at Gusto. Gusto is proud to be an equal opportunity employer. We do not discriminate in hiring or any employment decision based on race, color, religion, national origin, age, sex (including pregnancy, childbirth, or related medical conditions), marital status, ancestry, physical or mental disability, genetic information, veteran status, gender identity or expression, sexual orientation, or other applicable legally protected characteristic. Gusto considers qualified applicants with criminal histories, consistent with applicable federal, state and local law. Gusto is also committed to providing reasonable accommodations for qualified individuals with disabilities and disabled veterans in our job application procedures. We want to see our candidates perform to the best of their ability. If you require a medical or religious accommodation at any time throughout your candidate journey, please fill out this form and a member of our team will get in touch with you. Gusto takes security and protection of your personal information very seriously. Please review our Fraudulent Activity Disclaimer. Personal information collected and processed as part of your Gusto application will be subject to Gusto's Applicant Privacy Notice.

About the Role: Grade Level (for internal use): 11 The Team: The U.S. Structured Credit - CLO Ratings team is part of the broader Structured Finance Group at S&P Global Ratings. The team assigns and monitors credit ratings for securitizations backed by broadly syndicated or middle market corporate loans. Responsibilities and Impact: * Conduct detailed reviews of legal and operating documents to ensure compliance with criteria and identify issues with the transaction structure. * Provide comments to external parties. * Actively manage relationships with issuers, intermediaries, and investors. * Effectively communicate S&P's methodologies and procedures. * Participate in client meetings. * Demonstrate strong knowledge of ratings criteria and cash flow analysis. * Work on special projects as directed by the analytical team manager. Compensation/Benefits Information: (This section is only applicable to US candidates) S&P Global states that the anticipated base salary range for this position is $110,000 to $145,000. Final base salary for this role will be based on the individual's geographic location, as well as experience level, skill set, training, licenses and certifications. In addition to base compensation, this role is eligible for an annual incentive plan. This role is eligible to receive additional S&P Global benefits. For more information on the benefits we provide to our employees, please click here. What We're Looking For: Requirements: * Bachelor's degree required, preferably in finance or economics. A Master's degree or CFA is desirable. * A minimum of 2-5 years of relevant work experience in Structured Finance (CLO, ABS, MBS, etc.) or previous experience in related financial services roles Preferred Qualifications: * Strong proficiency with Excel, Word, PowerPoint * Experience with cash flow modeling. * Understanding of financial markets. * Excellent verbal and written communications skills. * Excellent research skills. * Ability to analyze and solve non-routine problems with ingenuity in a timely and insightful manner. * Project management skills. * Ability to manage multiple tasks and tight deadlines under time pressure. * Strong interpersonal skills and ability to work well in a collaborative team. * Diligent and intellectually curious self-starter with a strong work ethic and a drive to succeed. Right to Work Requirements: For US candidates, this role is limited to persons with indefinite right to work in the United States. Right to Work Requirements: This role is limited to persons with an indefinite right to work in the United States. All employees are required to work from the office a minimum of 2 days per week. We require all candidates who reach the final stage of our interview process to attend at least one in-person interview, which is ordinarily at your nearest S&P Global Ratings office. This must be completed before we can proceed to an offer. About S&P Global Ratings At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions. S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world's foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world's leading organizations navigate the economic landscape so they can plan for tomorrow, today. For more information, visit ************************ What's In It For You? Our Mission: Advancing Essential Intelligence. Our People: We're more than 35,000 strong worldwide-so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all.From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We're committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. Join us and help create the critical insights that truly make a difference. Our Values: Integrity, Discovery, Partnership Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals. Benefits: We take care of you, so you can take care of business. We care about our people. That's why we provide everything you-and your career-need to thrive at S&P Global. Our benefits include: * Health & Wellness: Health care coverage designed for the mind and body. * Flexible Downtime: Generous time off helps keep you energized for your time on. * Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills. * Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. * Family Friendly Perks: It's not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families. * Beyond the Basics: From retail discounts to referral incentive awards-small perks can make a big difference. For more information on benefits by country visit: ***************************************** Global Hiring and Opportunity at S&P Global: At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets. S&P Global has a Securities Disclosure and Trading Policy ("the Policy") that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy's requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. Recruitment Fraud Alert: If you receive an email from a spglobalind.com domain or any other regionally based domains, it is a scam and should be reported to ************************. S&P Global never requires any candidate to pay money for job applications, interviews, offer letters, "pre-employment training" or for equipment/delivery of equipment. Stay informed and protect yourself from recruitment fraud by reviewing our guidelines, fraudulent domains, and how to report suspicious activity here. * ---------------------------------------------------------- Equal Opportunity Employer S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment. If you need an accommodation during the application process due to a disability, please send an email to: *************************** and your request will be forwarded to the appropriate person. US Candidates Only: The EEO is the Law Poster **************************************************************** describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - ******************************************************************************************** * ---------------------------------------------------------- 202 - Middle Professional (EEO Job Group) (inactive), 20 - Professional (EEO-2 Job Categories-United States of America), RATNGS202.2 - Middle Professional Tier II (EEO Job Group) Job ID: 318267 Posted On: 2025-11-14 Location: New York, New York, United States

The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions. We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here! SUMMARY/OBJECTIVES This position is primarily responsible for managing the Bank's credit risk through the prudent and sound use of delegated loan approval authority. The Credit Officer analyzes loan requests, renewals and modifications (prepared jointly by Credit Analysts, Portfolio Managers, and Relationship Managers) to determine the likelihood of repayment, ensure that loan terms, structure, covenants and conditions are appropriate, arrive at a final approve/decline decision, and assign an appropriate risk rating. Credit Officers must be well-versed in sound lending principles, the Bank's loan policy, and current Federal and state laws and regulations. The Credit Officer is expected to proactively identify and communicate ideas for improving the credit administration process. Finally, the Credit Officer acts as a commercial lending and credit mentor, coach, and liaison to teammates across the organization. ESSENTIAL FUNCTIONS This position is expected to perform the duties, tasks, and responsibilities as outlined below: * Read, analyze and synthesize large amounts of information (e.g., spreads, credit memorandums, financial statements, audits, loan documents, leases, appraisal and environmental reports, etc.); * Perform relevant underwriting calculations and financial statement ratios; * Know and stay abreast of economic conditions; * Determine appropriate loan amounts and credit limits; * Coordinate approvals with Relationship Managers; * Supervise underwriters to verify correct completion of duties; * Approving credits within nCino and maintaining accurate credit files; * Follow strict confidentially procedures; * Ensure risk ratings are appropriately assigned during the new loan/renewal approval process; * Perform duties within established service level agreements (i.e., SLAs); * Coach, mentor and develop staff (i.e., Portfolio Managers) * Drive strict compliance with the Bank's policies and procedures, code of conduct, and regulatory guidelines; * Assistance other employees by liaising with them through healthy and positive interactions; * Participate in marketing endeavors/efforts; * Continuously update skills through Bank and third-party training; and * All other tasks, responsibilities or duties, as directed by management. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. COMPETENCIES * Interpersonal skills: o Must have active listening skills (i.e., the ability to listen to others (without interruption), seek genuine understanding, and propose relevant and appropriate ideas). o Patient and willing to help internal and external stakeholders solve problems while maintaining a positive attitude. o Strong communication skills (written and verbal). o Composed under pressure. * An inclination to lead, organize, and develop within their sphere of influence. * Well-organized, accurate, and attentive to detail. * Able to type at a pace of roughly 20 words per minute. * Proficient with a financial calculator. * Proficient with standard office machines, Microsoft Office software suites, and any software that might be utilized in the department. * Ability to use the computer efficiently and the capacity to learn new software programs as they are rolled out by the Bank. * Able to fluently speak and write in business English (including spelling, grammar, and punctuation). Qualifications, Education, and Certification Requirements * Education: Requires Bachelor's Degree in accounting, economics, finance or a related field; Graduation from a recognized school of banking and/or business-related graduate degrees are a plus. * Experience: Prior commercial lending, underwriting, and credit approval is highly beneficial. Minimum of five years of experience in commercial banking, business banking and/or portfolio management. Competent to decision deals of moderate complexity, typically arising from a local market area. * Certifications/Specific Knowledge: Knowledge of accounting, finance, and lending principles. In-depth knowledge of Federal and State lending regulations and Bank policies related to lending procedures. TRAINING REQUIREMENTS/CLASSES * SouthState Bank credit policies, procedures and underwriting standards * nCino training * Annual regulatory and compliance training * Additional training required as necessary PHYSICAL DEMANDS * This position requires a large amount of time at a computer. This can be done sitting or standing with use of the right desk. * Must be able to remain seated or work standing in a confined area on a computer for a minimum of four (4) hours each workday. * Must be able to constantly use hands and fingers to enter data through or on a computer or answer a phone throughout most of standard workday. * Must be able to hear and communicate with coworkers and customers. * May need to lift up to 25 pounds to perform job. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Position may require regular before/after normal business hours, or regular out-of-town travel. WORK ENVIRONMENT * This position is in a private office. The position is located inside a cooled and heated facility with ability to go to a break room or rest room during breaks. * Must be able to function in a professional, business office environment and act and dress appropriately for same, consistent with the Bank's grooming and dress code. * Must demonstrate excellent interpersonal skills with customers and coworkers. * Must be willing to function as a team member. * Must be willing to demonstrate commitment to SouthState Bank's mission and goals Telecommuting any hybrid roles must have a secure home office environment that is free from background noise and distractions. They must also have a reliable private internet connection that is not supplied by use of cellular data (hot spot). Cable or fiber connections are preferred. Requirements are subject to change, as new systems and technology is delivered. Travel may be required to come to meetings as needed. In accordance with Colorado law: Colorado pay for this position is anticipated to be between $99,237.00 - $158,521.00 , actual offers to be determined based on applicant's skills, experience and education. While the anticipated deadline for the job posting is 12-18-2025, we encourage you to submit your application as we may still consider qualified candidates beyond this date. Benefits | SouthState Careers Equal Opportunity Employer, including disabled/veterans.

The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions. We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here! SUMMARY/OBJECTIVES This position is primarily responsible for managing the Bank's credit risk through the prudent and sound use of delegated loan approval authority. The Credit Officer analyzes loan requests, renewals and modifications (prepared jointly by Credit Analysts, Portfolio Managers, and Relationship Managers) to determine the likelihood of repayment, ensure that loan terms, structure, covenants and conditions are appropriate, arrive at a final approve/decline decision, and assign an appropriate risk rating. Credit Officers must be well-versed in sound lending principles, the Bank's loan policy, and current Federal and state laws and regulations. The Credit Officer is expected to proactively identify and communicate ideas for improving the credit administration process. Finally, the Credit Officer acts as a commercial lending and credit mentor, coach, and liaison to teammates across the organization. ESSENTIAL FUNCTIONS This position is expected to perform the duties, tasks, and responsibilities as outlined below: · Read, analyze and synthesize large amounts of information (e.g., spreads, credit memorandums, financial statements, audits, loan documents, leases, appraisal and environmental reports, etc.); · Perform relevant underwriting calculations and financial statement ratios; · Know and stay abreast of economic conditions; · Determine appropriate loan amounts and credit limits; · Coordinate approvals with Relationship Managers; · Supervise underwriters to verify correct completion of duties; · Approving credits within nCino and maintaining accurate credit files; · Follow strict confidentially procedures; · Ensure risk ratings are appropriately assigned during the new loan/renewal approval process; · Perform duties within established service level agreements (i.e., SLAs); · Coach, mentor and develop staff (i.e., Portfolio Managers) · Drive strict compliance with the Bank's policies and procedures, code of conduct, and regulatory guidelines; · Assistance other employees by liaising with them through healthy and positive interactions; · Participate in marketing endeavors/efforts; · Continuously update skills through Bank and third-party training; and · All other tasks, responsibilities or duties, as directed by management. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. COMPETENCIES · Interpersonal skills: o Must have active listening skills (i.e., the ability to listen to others (without interruption), seek genuine understanding, and propose relevant and appropriate ideas). o Patient and willing to help internal and external stakeholders solve problems while maintaining a positive attitude. o Strong communication skills (written and verbal). o Composed under pressure. · An inclination to lead, organize, and develop within their sphere of influence. · Well-organized, accurate, and attentive to detail. · Able to type at a pace of roughly 20 words per minute. · Proficient with a financial calculator. · Proficient with standard office machines, Microsoft Office software suites, and any software that might be utilized in the department. · Ability to use the computer efficiently and the capacity to learn new software programs as they are rolled out by the Bank. · Able to fluently speak and write in business English (including spelling, grammar, and punctuation). Qualifications, Education, and Certification Requirements · Education: Requires Bachelor's Degree in accounting, economics, finance or a related field; Graduation from a recognized school of banking and/or business-related graduate degrees are a plus. · Experience: Prior commercial lending, underwriting, and credit approval is highly beneficial. Minimum of five years of experience in commercial banking, business banking and/or portfolio management. Competent to decision deals of moderate complexity, typically arising from a local market area. · Certifications/Specific Knowledge: Knowledge of accounting, finance, and lending principles. In-depth knowledge of Federal and State lending regulations and Bank policies related to lending procedures. TRAINING REQUIREMENTS/CLASSES · SouthState Bank credit policies, procedures and underwriting standards · nCino training · Annual regulatory and compliance training · Additional training required as necessary PHYSICAL DEMANDS · This position requires a large amount of time at a computer. This can be done sitting or standing with use of the right desk. · Must be able to remain seated or work standing in a confined area on a computer for a minimum of four (4) hours each workday. · Must be able to constantly use hands and fingers to enter data through or on a computer or answer a phone throughout most of standard workday. · Must be able to hear and communicate with coworkers and customers. · May need to lift up to 25 pounds to perform job. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Position may require regular before/after normal business hours, or regular out-of-town travel. WORK ENVIRONMENT · This position is in a private office. The position is located inside a cooled and heated facility with ability to go to a break room or rest room during breaks. · Must be able to function in a professional, business office environment and act and dress appropriately for same, consistent with the Bank's grooming and dress code. · Must demonstrate excellent interpersonal skills with customers and coworkers. · Must be willing to function as a team member. · Must be willing to demonstrate commitment to SouthState Bank's mission and goals Telecommuting any hybrid roles must have a secure home office environment that is free from background noise and distractions. They must also have a reliable private internet connection that is not supplied by use of cellular data (hot spot). Cable or fiber connections are preferred. Requirements are subject to change, as new systems and technology is delivered. Travel may be required to come to meetings as needed. In accordance with Colorado law: Colorado pay for this position is anticipated to be between $99,237.00 - $158,521.00 , actual offers to be determined based on applicant's skills, experience and education.While the anticipated deadline for the job posting is 12-18-2025, we encourage you to submit your application as we may still consider qualified candidates beyond this date. Benefits | SouthState Careers Equal Opportunity Employer, including disabled/veterans.

Job DescriptionDescriptionGENERAL SUMMARY:Analyze and prepare credit requests for review by originating lender and/or appropriate loan committee via bank's loan processing software; understand all aspects of the Suntell or File Xsoftware; assist other staff members with Suntell or File X, as necessary; and ensure adequacy of bank's collateral position via review and audit of reports prepared by lenders and borrowers. RESPONSIBILITIES AND DUTIES: Prepares complete and concise financial analyses by obtaining necessary information from the lender. Financial analyses will focus on financial trends and repayment capacity of obligors. These duties include but are not limited to analysis & interpretation of financial statements, evaluation of the financial condition of the borrower relative to the industry, economy, collateral, capacity, trends, and performance of the borrower. Attends loan committee meetings, as necessary, to assist in the presentation and clarification of credit requests. Conducts credit inquiries requested by loan officers and any additional inquiries deemed necessary for thorough analysis. May order and review loan documents for a closing. Assists with Suntellor File X inquiries as necessary. Some analyst positions ensure adequacy of bank's collateral position by monitoring construction draw requests/inspections, borrowing base certificates/inspections, and livestock inspections. Audit of specific collateral reports may be required to ensure accuracy. May participates in asset reviews as requested, including real estate inspections and any other on-site inspections deemed necessary. Maintains strict confidentiality of credit information. Performs other duties as assigned. Regular and reliable attendance. KNOWLEDGE, SKILLS, AND ABILITIES: Knowledge of bank operations, policies, and procedures. Knowledge of loan analysis and accounting. Knowledge of loan analysis software and Suntell software Skill in communicating effectively with management, customers, and co-workers. Ability to pay close attention to detail and work with a high degree of accuracy. Ability to create an organized efficient work environment without supervision. Ability to work under pressure of deadlines. Ability to function as a team player. EDUCATION AND EXPERIENCE: High School diploma or equivalent experience in banking. College degree in business, finance, economics or accounting preferred. PHYSICAL REQUIREMENTS: Seeing: 75-100% Must be able to read reports, see computer screen, visit customer sites Hearing: 50-74% Must be able to communicate with co-workers Standing/Walking: 25-49% Must be able to run errands for the bank, make large quantities of copies. Climbing/Stooping/Kneeling: 0-24% Must be able to obtain files. Lifting/Pulling/Pushing: 25-49% Must be able to lift files daily. Fingering/Grasping/Feeling: 75-100% Must be able to use computer, write separate reports PHYSICAL DIMENSIONS:Light Work: Exerting up to 20 pounds of force occasionally, and/or a negotiable amount of force frequently or constantly to lift, carry or otherwise move objects. Job involves sitting most of the time and walking and standing some of the time. NOTE: The statements herein are intended to describe the general nature and level or work being performed by employees assigned to this classification. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills, required of personnel. More Details20 hrs/Week; 3-Years of Credit Analyst experience preferred; Schedule is Flexible

Apply share * link Copy link * email Email a friend info_outline XThe application window will be open until at least December 14, 2025. This opportunity will remain online based on business needs which may be before or after the specified date. Applicants in the County of Los Angeles: Qualified applications with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act. This role may also be located in our Playa Vista, CA campus. Note: By applying to this position you will have an opportunity to share your preferred working location from the following: Boulder, CO, USA; Chicago, IL, USA; New York, NY, USA; Los Angeles, CA, USA; Sunnyvale, CA, USA; Washington D.C., DC, USA. Minimum qualifications: * Bachelor's degree or equivalent practical experience. * 4 years of experience leading security intelligence and risk mitigation strategies. * 2 years of experience analyzing and interpreting data, preparing intelligence and risk analysis, and solving problems impacting threats, vulnerabilities, or risks to the company. Preferred qualifications: * 5 years of experience in advanced open source research, investigations, and security risk analysis. * 5 years partnering with cross-functional teams and external counterparts to support leaders and build sustainable global programs. * Experience separately envisioning, coordinating, and scoping complex investigative projects from start to finish. * Demonstrated track record of taking initiative, strong teamwork, and influencing stakeholders without direct authority. * Familiarity with AI tools, including assessing the reliability, bias, and accuracy of data and intelligence outputs generated by automated tools. * Ability to convey complex investigative findings clearly and concisely, tailoring communication for both technical and non-technical audiences. About the job Security is at the core of Google's design and development process: it is built into the DNA of our products. The same is true of our offices. You're an expert who shares our seriousness about security and our commitment to confidentiality. You'll collaborate with our Facilities Management team to create innovative security strategies, investigate breaches and create risk assessment plans for the future. You believe that providing effective security doesn't come at the expense of customer service - you will be our bodyguard (and our long lost pal). GSRS (Global Security and Resilience Services) Global Intelligence's mission is to inform business decisions with trusted security risk analysis to protect Alphabet's people, property, and ideas. In this role, you will join a creative team on Enterprise Threat Assessment providing security assessments to a variety of Google decision-makers and leaders across Alphabet's product areas. You will apply your acute judgment, security acumen, and advanced open source research skills to support critical functions like risk assessments, global investigations, executive protection, crisis management, and facility security. You will leverage your skills to build trust within and across teams. You must take initiative, thrive in a dynamic environment, have a mindset toward process improvement and experimentation (including the use of Artificial Intelligence). From keeping Googlers safe and secure to managing disruptive events, the ability to anticipate, deter, detect, and act are the pillars of Google's Global Security and Resilience Services (GSRS) team. As a member of GSRS you will help develop a culture where safety, security and resiliency are integrated into every facet of Google, including the creative process. You will help us continually identify, evaluate and monitor enterprise risks that could affect business activities and provide business leaders the information they need to make critical decisions. You'll collaborate with cross-functional teams to create innovative strategies and develop programs that drive sustainable effectiveness. The US base salary range for this full-time position is $102,000-$146,000 + bonus + equity + benefits. Our salary ranges are determined by role, level, and location. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process. Please note that the compensation details listed in US role postings reflect the base salary only, and do not include bonus, equity, or benefits. Learn more about benefits at Google. Responsibilities * Assess risk to Google facilities, operations, and personnel across product areas, based on ongoing or future events, to inform security posture and resource allocation to security counterparts. * Evaluate, author, and disseminate accurate and timely global intelligence to appropriate stakeholders, ensuring assessments effectively communicate risk based on impact, credibility, and likelihood. * Develop a collaborative environment with key partners across Alphabet product areas, and build relationships with public sector counterparts and other relevant organizations. * Use publicly available sources and advanced open-source research to identify and evaluate potential threats or concerns to Google's people, property, and ideas. * Develop, maintain, and continually improve intelligence processes to meet changing business requirements and prevent strategic risk for business leaders.

At FNBO, our employees are the heart of our story-and we're committed to their success! Please see below the details of this career opportunity and how it fits into our organization's success. Summary of the Job: The Credit Analyst II is responsible for performing financial analysis pertaining to commercial, agricultural, and real estate lending customers by evaluating borrower creditworthiness and repayment capacity. This position independently conducts thorough underwriting functions in accordance with Bank policies, procedures, and all applicable laws and regulations, The analyst ensures loan/underwriting documentation is complete and accurate while recommending appropriate risk ratings and properly identifying policy and underwriting exceptions. About This Role: ESSENTIAL DUTIES/RESPONSIBILITIES: Critically and independently analyze moderately complex credit requests for the Lending Staff with primary focus on financial, collateral, business and industry analysis with little guidance and/or direction from Management and the Lending Staff. Complexity is based upon relationship size, risk, structure, and aggregate debt. Ensure compliance with loan policy and compliance standards, including demonstration of a strong knowledge of FNNI Credit Policy and FNNI Risk Rating Policy. Complete all assigned compliance training and adhere to internal procedures and controls, as required. Report any known violations of compliance policy, laws, or regulation, as well as suspicious customer and/or account activity. Conduct extensive credit analysis including: Independent preparation of loan presentation packets (credit memos) for new credit requests, loan renewals and annual reviews. Spread and analyze financial information for borrowers, related entities, and guarantors, providing information as necessary for the lender's review. Demonstrate strong working knowledge of all related FNNI computer systems (nCino, Optimist 8, Foundation, etc). Perform collateral analysis including margin, loan-to-value calculations, borrowing base analysis and real estate analysis (via the FNNI Property Analysis Form). Assist lenders with ongoing monitoring of borrowing base certificates and help lenders with remediation plans for borrowers that are outside required margins. Assist lenders with ongoing monitoring of loan covenants to ensure that borrowers remain in compliance with all covenants as specified in the loan agreement. Research credit requests including related commitments, background on borrowing entities, analyzing industry risks (via IBIS, RMA, Dunn & Bradstreet reports, online research, trade periodicals, etc.). Determine the appropriate risk rating for credits using the FNNI risk rating matrix, using appropriate verbiage to support the assigned rating. Perform sensitivity analysis on borrowers based on relevant and specific industry and economic variables and assumptions. May assist with training of new employees and credit analysts, including serving as a peer mentor or SME (subject matter expert). Demonstrate the ability to discuss credits in-depth with Relationship Managers and make the appropriate recommendations based on risk of borrower. Participate in customer visits and/or calls with the Relationship Managers as needed. Process requests efficiently while meeting service level agreements and compliance standards, exercising sound judgment and discretion when completing assigned projects. Exhibit professional behavior and promote positive working relationships. Maintain regular and predictable attendance in alignment with departmental/divisional policy. Maintain complete and accurate file documentation. The Ideal Candidate for This Role: Education and/or Experience Required: Minimum of Bachelor's degree in Accounting, Business, Finance or related field or equivalent experience. A minimum of two or more years' experience in direct lending, underwriting, or credit analysis, with demonstrated ability to read and interpret financial statements to include: Tax returns (both individual and business); Balance Sheet; Income Statement; Cash Flow schedules; Statement of Owner's Equity. Experience with and strong understanding of lending policies, procedures, practices and documentation including cash flow and collateral analysis. Other Knowledge and Skills Demonstrated ability to read and interpret financial statements Strong organizational and analytical skills and the ability to manage multiple deadlines Excellent written and oral communication skills, including strong presentation skills Independent decision making and problem resolution skills Working knowledge of Microsoft Office suite of applications, nCino Candidates must possess unrestricted work authorization and not require future sponsorship. Compensation: Compensation range (base pay): $62,047.00-$102,377.00 This role may have a specific starting pay within this range. Final compensation offer to candidate may vary from posted hiring range based upon work experience, education, and/or skill level. Work Environment: It is anticipated that the incumbent in this role will work in a hybrid capacity, balancing in-person collaboration three (3) days a week with remote flexibility two (2) days a week. As part of our team, you'll experience the energy and relationship-building of face-to-face collaboration while still enjoying the flexibility of remote workdays. We provide the tools and technology to ensure seamless transitions between work environments, supporting your productivity wherever you are. Please note that work location is subject to change based on business needs. Benefits Overview: We offer a variety of benefits designed to keep you and your family physically and financially healthy. Not only do we offer a competitive salary and work-life balance, we offer benefits to match your needs: Medical, Dental, Vision Insurance 401k, With Matching Contributions Time Off Programs Health Savings Account (HSA)/Dependent Care Employee Banking Growth Opportunities Tuition Assistance Short-Term/Long-Term Disability Insurance Learn more about FNBO benefits here: *************************************** For additional information regarding compensation and benefits, e-mail FNBO at *****************. To ensure you receive a response, include the number of this job (listed below) in the subject line of your message. Job number: R-20251455 Equal Opportunity & Belonging: FNBO believes that the quality of our employee experience is at the heart of our customer experience. One key pillar of our intended employee experience is Belonging. Belonging means we are committed to fostering a workplace culture where employees of all backgrounds feel valued, recognized, and empowered to be their authentic selves-no matter their role or where they are in their journey. Learn more here. FNBO is an equal opportunity employer for all employees and applicants and makes employment decisions without regard to status or identity. Click here to download 'EEO is The Law' Self-Print Poster Click here to download 'EEO is The Law' Supplement for Federal Contractors Click here to download 'EEO is The Law' GINA Supplement FNBO is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer - Member FDIC FNBO follows federal law regarding the use of marijuana (this applies to all non-California applicants) Application Deadline: All our jobs will be posted for a minimum of 5 calendar days. Job postings may come down prior to 5 calendar days based on volume of applicants.

A career at CoBank can offer you the opportunity to make a personal impact on the people and communities where we do business. In order to be the best, we hire the best! Benefits Offered by CoBank: Careers with a purpose Time-Off Packages, 15 days of vacation, 10 paid sick days and 11 paid holidays Competitive Compensation & Incentive Hybrid work model: flexible arrangements for most positions Benefits Packages, including Medical, Dental and Vision coverage, Disability, AD&D, and Life Insurance Robust associate training and development with CoBank University Tuition reimbursement for higher education up to $10k per year Outstanding 401k: up to 6% matching and additional 3% non-elective contribution & Student Loan Match Community Impact: United Way Angel Day, Volunteer Day and Associate Directed Contribution Associate Resource Groups: creating a culture of respect and inclusion Recognize a fellow associate through our GEM awards Job Description At CoBank, the Project Finance group is a specialized team of experienced energy finance experts with a proven record of structuring and efficiently executing custom finance solutions for owners of utility scale power generation assets in the United States. The team provides construction and term debt, revolving credit facilities, and letters of credit for projects in the solar, wind, natural gas-fired, energy storage, hydroelectric, and transmission sectors, to name a few. The Credit Analyst will provide analytical and marketing support to senior bankers by analyzing and sensitizing financial models, complex credit analyses, and industry research, as well as through ongoing monitoring and review of the group's lending portfolio. The Credit Analyst will be actively involved in working with Portfolio Managers and Relationship Managers as part of deal teams. Essential Functions Supports senior team members and participates in the negotiation, structuring, and execution of new transactions. Develops or assists in the development of credit information for use by appropriate staff and committees in making decisions about credit arrangements for new or existing borrowers. Cosponsors or approves credit requests within prescribed limits. Completes annual reviews, consents, waivers, and amendments with minimal assistance from management, Portfolio Managers, and Relationship Managers. Assists in managing an extensive due diligence process including review of independent engineer reports, power market/environmental/insurance/transmission consultant reports, and resource studies. With minimal assistance, analyzes and sensitizes detailed financial models prepared by Project Finance clients to evaluate lending opportunities and assists in the review of loan documentation. Reviews all pertinent credit and financial information and determines the need for more thorough investigation or additional information. Analyzes information statements and related material and prepares thorough, well-written, and clear credit memos with minimal assistance. Prepares summaries, presents facts, and offers opinions concerning creditworthiness. Understands and follows bank guidelines, policies, and procedures for the preparation and presentation of credit information. Assists with credit administration, account servicing, development, packaging, closing, documentation, and monitoring. Acts as primary account officer on assigned transactions within the portfolio, including maintaining accurate risk ratings, executing waivers, consents, and amendments, and preparing monitoring materials, and other tasks and administrative items with limited supervision. Maintains control over current accounts, monitoring for payment progress and any developing problems. Provides relevant and timely information to internal stakeholders including account officers, relationship managers, and credit managers. Assists in the preparation of internal research and analysis, provides statistical reports, and verifies information. Prepares and delivers presentations on topics assigned. Keeps abreast of industry trends, power markets, and competitive environment in order to educate relevant internal stakeholders Education Bachelor's Degree in business, finance, or relevant discipline required Work Experience 1 year in credit/finance, preferably in banking or financial services industry required Foundational understanding of project finance deals Intermediate knowledge of financial modeling techniques and preparation of pro forma financial statements. Basic knowledge of financial analysis, including cash flow analysis, balance sheet analysis, profitability, liquidity, and solvency analysis. Physical Exertion Details Sedentary Exerting up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently (Frequently: activity or condition exists from 1/3 to 2/3 of the time) to lift, carry, push, pull, or otherwise move objects, including the human body. Sedentary work involves sitting most of the time, but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met. Travel Requirement Details Occasional Travel occurs infrequently (typically, once a month or less). About CoBank The typical base pay range for this role is between $80,300 - $91,840. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. This position is eligible for a discretionary annual incentive program driven by organization and individual performance. The listed salary, other compensation and benefits information is accurate as of the date of this posting. This job will be posted for a minimum of five (5) business days or until the position is filled. CoBank reserves the right to adjust compensation for all positions and to modify or discontinue benefits programs at any time in its sole discretion, subject to applicable law. CoBank is a cooperative bank serving vital industries across rural America. The bank provides loans, leases, export financing and other financial services to agribusinesses and rural power, water and communications providers in all 50 states. The bank also provides wholesale loans and other financial services to affiliated Farm Credit associations serving more than 76,000 farmers, ranchers and other rural borrowers in 23 states around the country. CoBank is a member of the Farm Credit System, a nationwide network of banks and retail lending associations chartered to support the borrowing needs of U.S. agriculture, rural infrastructure and rural communities. Headquartered outside Denver, Colorado, CoBank serves customers from regional banking centers across the U.S. and also maintains an international representative office in Singapore. REASONABLE ACCOMMODATION We are committed to ensuring that our online application process provides an equal employment opportunity to all applicants, including qualified individuals with disabilities. If you are an applicant with a disability, or are assisting an applicant with a disability, and require accessibility assistance or would like to request a reasonable accommodation for any aspect of the application process, including completing an application, interviewing, or otherwise participating in the employee selection process, please submit a request by emailing *********************. Include your contact information and specific details about your requested accommodation. Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time. CoBank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, or status as a protected veteran.

ANB Bank has financial strength embodied in $3 billion in assets and is a true community bank with an unwavering commitment to excellence. The bank helps each of its communities prosper through investment, sponsorship, philanthropy, and employee volunteerism. It is a passion ANB has for banking that makes a difference. ANB Bank hires individuals who provide excellent customer service and build meaningful relationships with our customers and within our communities. ANB is committed to rewarding our team members who strengthen our company and culture. ANB offers competitive compensation and a comprehensive benefits package for this position. Hiring Pay Range: $21.50 per hour - $69,580.00 per year (Includes a $1.00 per hour Cost of Living Adjustment) * Credit Analyst I - $20.50 - $25.25 per hour * Credit Analyst II - $57,080.00 - $69,580.00 per year (Includes $2,080.00 per year Cost of Living Adjustment) * This position may be eligible to receive an additional $1.00 per hour is approved for the Spanish Communication Assistant Program * The hiring pay range for this position is commensurate with the level of relevant experience and education. Health & Wellness Benefits (Subject to Eligibility Requirements) * Minimum 4 Weeks of Paid Time Off (PTO) * 11 Paid Holidays * Medical, Dental, and Vision Insurance * Health Savings (HSA), Flexible Spending (FSA), and dependent care spending accounts * Company provided Live, AD&D, and Disability Insurance with supplementation options * 401(k) plan with discretionary company match and profit sharing * Discretionary annual bonus and employee referral incentives * Employee Assistance Program (EAP) * Tuition Reimbursement Program * Spanish Communication Assistant Program Incentive * Employee Banking Products Summary * Responsible for supporting the lending activities within a region or market by providing insightful and timely credit analysis of prospective and current borrowers, including interpretation of financial statements, collateral and cash flows. Essential Duties and Responsibilities * Assist with lender preparation of Credit Presentations for bank loan committee. * Prepare spreadsheets, cash flow analyses, collateral assessments, with commentary in evaluation of commercial (R/E, Ag, Energy, C&I) loan requests. * Perform extensive credit analysis including gathering, analyzing and interpreting all types of credit information on existing and prospective customers prior to the credit decision being made. This includes, but is not limited to: * Analysis of business and personal financial statements such as balance sheets, income statements and cash flow statements, and credit reports. * May also include analysis of customer performance compared to peer industry averages. * Analysis the more difficult and complex credits within the department. * Meet with lenders to gather information to support credit analysis * Investigate all available sources of credit and financial information, including reporting services, credit bureaus and agencies. * Review appraisals, environmental reports, title reports and loan documents for collateral property. * When appropriate, review and analyze property financial information to determine actual income, expenses and projected debt service coverage. * Interact with accountants and attorneys at direction of management, when necessary to perform analysis. * Research and/or develop credit information for use by senior credit staff, lenders, or other credit officers in lending decisions on new loans, renewals, and extensions. * Update spreadsheets, cash flow analyses, collateral assessments, and financial statements for term loan reviews. * May conduct specialized analyses and prepare specialized reports on loan quality/portfolio quality for management. * Must meet established deadlines. * Maintains a current knowledge and consistent compliance with Bank Secrecy Act (BSA) requirements, as well as knowledge and consistent compliance with other banking regulations and Bank policies and procedures related to the position. * Delivers quality of service as defined by department standards. * Maintains confidentiality as defined by department standards. * Supports the company's Mission, Vision, and Values. * Other duties may be assigned. Credit Analyst I * Performs several, if not all, of the above duties with regular direction and supervision. Credit Analyst II * Expected to provide information to lenders on process and procedures. * Able to engage in meetings with senior management on loan direction and structure. * Performs the duties above with moderate direction and supervision. Education and/or Experience Credit Analyst I * 0 - 2 years of experience in analysis of more complex financial data experience; finance, accounting, economics, equivalent degree or equivalent combination of education and experience. * Extensive knowledge of sound lending and underwriting principles, industry standards and regulatory compliance. * Previous experience working with financial spreading systems is preferred. * Performs duties under some guidance and direction of senior leaders. Credit Analyst II * 2 - 3 years of experience in analysis of more complex financial data experience; or equivalent combination of education and experience. * General knowledge of sound lending and underwriting principles, industry standards and regulatory compliance. * Previous experience working with financial spreading systems is required. * Provides duties under appropriate guidance and direction of senior leaders. Work Schedule: Monday - Friday, 8:00am - 5:00pm Equal Opportunity Employer / Affirmative Action / Minorities / Female / Disability / Veteran ANB Bank is committed to providing Equal Opportunity in Employment. The Bank is continually trying to improve recruitment, employment, development, and promotional opportunities for its employees. Our selection decisions are based on job-related factors and not on the basis of age, race, sex, color, religion, national origin, disability, sexual orientation, veteran status, pregnancy, marital status, genetic information, gender identity, or any other status protected by federal, state, or local law. ANB Bank complies with the Equal Pay for Equal Work Act. ANB Bank requests that Applicant not disclose its wage history to ANB Bank. If ANB Bank for any reason comes into possession of Applicant's wage rate history, ANB Bank will not rely on it in determining a wage rate. ANB Bank requests that Applicant not provide information on age, date of birth, or graduation date from any academic institution, including on resumes. Anticipated Date of Application Window Closure: 12/14/2025 (or until filled)

We're Canvas Credit Union We're passionate about transforming financial services. Our members, families, and the communities we call home motivate everything we do. As part of the credit union movement, we believe in providing our members with education, support, and guidance to build strong financial futures. Canvas "It's About More" Video - YouTube (Click here - or, visit ******************************************* ) Why Canvas? At Canvas, we're dedicated to transforming financial services from the inside out. Our culture is a top priority and second to none. We strive to balance hard work and high achievement with a fun, supportive environment. At Canvas, there are 5 behaviors we live by each day that will continue to help us be known for our heart and our people: What's In It For You * Seriously good benefits: Beyond healthcare, dental, and life insurance, we make it so worth your while. Canvas employees get up to a 10% company contribution to their 401k, generous personal time off, and employee discounts on loans (that includes cars and houses!). The starting pay range for this position is $100,093.53-$135,000.00/annual, and final pay rate will be determined based on experience, education, skills, and internal equity factors. Canvas benefits include: * Medical/Dental/Vision Insurance * Paid Vacation * Paid Sick Time * Paid Holidays * Paid Wellness Day * Paid Volunteer Time * Flexible Spending Account * Health Savings Account * World Class 401(k) Plan * Tuition Reimbursement * Rate Discounts on Qualifying Loans * May be eligible for incentives or discretionary bonus based on results What you'll do The Senior Commercial Credit Analyst is responsible for evaluating the financial statements and conditions of individual and commercial loan members applying for credit including new, renewal, or extension loans. The Senior Commercial Credit Analyst will also assist the Commercial Lending Operations Manager, Commercial Portfolio Manager, SVP of Business Services, loan officers, and third parties as requested. They perform all duties in accordance with established policies, procedures and objectives of the organization and in compliance with all fair lending regulations. Essential Duties/Responsibilities * Conduct financial analysis to include financial statements, ratio analysis, and industry comparisons. Analyze cash flow, projections and collateral for repayment sources. * Analyze a borrower's personal tax returns to determine global cash flow; personal financial statements and real estate schedules to determine net worth and liquidity. * Prepare written credit presentations on all new loans, renewals, extensions and modifications relative to financial strengths and weaknesses of borrowers, risk assessments, strengths of guarantors, industry analysis, collateral and loan structures with opinions as to credit worthiness. * Present their findings of the underwriting process to loan officers, department leadership, and members of the Business Lending Committee. * Directly serves strategic initiatives set by senior leadership and the commercial/business executive team. * Regularly exercises independent judgment on matters of significance related to evaluation of commercial credit. * Perform annual reviews to monitor credit quality, assure timely and accurate risk ratings of loans and early identification of deterioration in credit quality. * Assist and coordinate with Business Services Officers to obtain and review proper documentation for commercial loan closings, including but not limited to financial statements, appraisals, title policies, and environmental reports. * Assist in the preparation of monthly, quarterly and annual portfolio reports. * Review commercial loan documents for quality control. * Perform file maintenance and/or file audits on commercial loans as needed. * Assist with portfolio administration such as document tracking, reporting, and covenant monitoring. * Review, underwrite make decisions on small business member loans through individual credit authority. * Assist in the preparation, review and enhancements of department policies and procedures. * Coordinate, engage, and review appraisal reports and appraisal reviews. * Develop and maintain underwriting workbooks and other job aids. * Mentor and train other team members as needed. * Present loan requests to Business Loan Committee. * Exhibit support for the organization's goals, values, initiatives, and cost control. * Keep informed on developments and trends in the financial services industry. Share knowledge with the management team on effective practices, competitive intelligence, business opportunities and needs. * Assist in defining and developing strategy needed to achieve organizational goals. * Comply with Bank Secrecy Act (BSA) and other compliance requests and requirements. * Follow all safety and security guidelines to properly safeguard member and organization assets. * Embrace ongoing education and learn/apply new skills and software applications. * Regular attendance and punctuality are essential functions of the job. * Perform other job duties as assigned. Job Qualifications Knowledge, Skill and Ability: * Advanced knowledge of state/federal compliance regulations, lending policies, credit union operations, profitability analysis, and asset/liability management. * Strong relationship building and teamwork skills with ability to develop and maintain consultative relationships with Canvas staff. * Excellent verbal, written and interpersonal communication skills with the ability to explain programs, features, policies and benefits to customers and business partners. * Ability to make effective and persuasive speeches and presentations on controversial or complex topics to the Board, outside vendors or potential partners. * Advanced knowledge and understanding of Canvas financial products and services. * Strong analytical, problem solving and decision-making skills. * Strong attention to detail and excellent organizational skills; ability to manage multiple priorities with demanding deadlines. * Ability to work with mathematical concepts such as those necessary to create and/or update spreadsheets or calculate DSCR, LTV and other key measures of credit risk. Ability to read and interpret appraisals, tax returns, business financial statements and other documents relied upon to make credit decisions. * Must be proficient in MS Office (Outlook, Excel, and Word). Advanced knowledge in Excel is preferred. * Ability to maintain confidences. * Pre-employment background review (components include criminal, employment, address, social security number, motor vehicle record, global sanctions, and sex offender). Education or Formal Training: Bachelor's degree in Accounting, Finance, related field or equivalent work experience. Experience: Minimum of 6+ years of commercial credit analysis or related experience. Experience in Commercial Real Estate (CRE) and Commercial & Industrial (C&I) lending is preferred. For Current Canvas Employees: To be considered, you must be meeting performance expectations, consistently demonstrating HEART behaviors, and must submit an up-to-date resume or update your Work History profile with your current responsibilities and accomplishments. Working Environment/Physical Activities High volume, fast-paced, dynamic office environment with some travel. Must be able to attend meetings and events outside of regular business hours. The job routinely uses standard office equipment such as computers, phones, printers, copiers, fax machines and filing cabinets. The position requires manual dexterity, the ability to lift files and open filing cabinets. The position requires bending, stooping, or standing as necessary. Other Duties Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, activities, and hybrid work status may change at any time, with or without notice. Applications for this position will be accepted until December 18, 2025. For consideration, applications must be received by 12:00PM (noon) MST on December 18, 2025.

Ascension Energy Partners is a Business Advisory and Asset Management firm specializing in the energy industry. We are currently seeking a Credit Analyst to work in our restructuring practice. This is a dynamic and challenging role that offers significant learning and growth potential but requires a high level of commitment and motivation. Responsibilities: The ideal candidate for this position is career-focused and professional. The candidate will help us identify and pursue new client opportunities and work on existing client engagements. Other responsibilities include: • Financial and quantitative analysis, including developing complex financial models • Perform extensive statistical and economic analysis of industries, markets, and companies • Collect and analyze large volumes of data • Develop internal and external presentations Qualifications • Bachelor's degree with a track record of academic excellence • Significant level of maturity and accountability • Strong analytical skills and attention to detail • Excellent accounting & financial statement analysis skills • Data management and statistical evaluation experience • Ability to synthesize large amounts of information into actionable ideas • Strong verbal and written communication skills • Ability to manage multiple projects simultaneously • Top-tier skills in Excel and PowerPoint

Job Description First Western is seeking a Chief Credit Officer to join our team! Are you looking for a challenging and rewarding opportunity? First Western is seeking a passionate and experienced professional to join our team. As a Chief Credit Officer at First Western, you will play a vital role in helping high-net-worth clients achieve their financial goals. You will work closely with our Credit Administration team to deliver comprehensive solutions that exceed client expectations. If you are passionate about providing exceptional service to clients and are looking for a challenging and rewarding opportunity, we encourage you to apply for this position today. What You Will Do: Responsible for Credit Administration and overall credit risk management of loan portfolios - private banking, commercial, real estate credits, mortgage lending, and SBA Oversee all loan compliance (Reg O, CRA, etc.). Serve as primary liaison with regulatory agencies and auditors. Support loan portfolio growth; assist in product development and loan structures while maintaining credit quality and customer responsiveness. Monitor Legal Lending Limit compliance and credit concentration limits. Manage and direct Loan Review function. Manage appraisal ordering function and all environmental assessments. Oversee board reporting on OREO, Non accrual, classified portfolio ALLL and Watch list. Evaluate and recommend policy changes based on compliance or loan reviews and the dissemination of other pertinent facts. Accountable for loan sensitivity and rate shocking. What You Bring: Excellent proficiency in computers in general Strong analytical skills; ability to analyze and synthesize complexity to develop solutions Excellent communication skills Team-oriented, detail-oriented Ability to analyze and synthesize complex financial information Education Level Education Details Required/Preferred Bachelor's Degree Required Master's Degree MBA with a concentration in Finance or a related field Preferred Experience Level Experience Details Required/Preferred 10-15 years Credit underwriting Preferred Demonstrated experience as a successful member of a management team Required What You Receive: At First Western, we pride ourselves on our culture of innovation, teamwork, and continuous learning. We are committed to providing our employees with the tools and resources they need to succeed, including ongoing training and development, a competitive compensation package, and a comprehensive benefits program. Pay Range: $177,000 - $302,000/YR Job Classification: Full-Time Exempt *Actual offer will be based on experience, location, education, and/or skills* - Strong Bonus Potential - 401(k) Plan with Match - Paid Parking/Transportation Benefits - Access to Training & Professional Development Programs - Sponsorship for Obtaining Professional Certifications - Flex Spending Accounts - Health Savings Account - Health & Wellness Benefits - Paid Time-Off+ Bank Holidays Interested in learning more and seeing how we connect? Visit us today at: ************************* Questions? Contact us at ************************** First Western Financial, Inc. is proud to be an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive and safe environment for all employees. We are fully committed to achieving a diverse workforce by hiring, developing, and retaining talented people from different backgrounds, experiences, abilities, and perspectives. Individuals from all backgrounds, including non-traditional backgrounds, historically marginalized, or underrepresented groups are strongly encouraged to apply. First Western Financial, Inc. is committed to the full inclusion of all qualified individuals. In keeping with our commitment, First Western Financial, Inc. will take the steps to assure that people with disabilities are provided reasonable accommodations. Accordingly, if reasonable accommodation is required to fully participate in the job application or interview process, to perform the essential functions of the position, and/or to receive all other benefits and privileges of employment, please contact **************************. Region A Pay Range Pay Range$177,000-$302,000 USD

can be based out of Denver or Colorado Springs. The Senior Analyst is responsible for independently underwriting and risk rating CRE and C&I loans with no maximum ceiling. Analyze personal and business financial, projections, and internal and external reports to determine repayment capacity and ensure compliance with bank policy and federal regulations. Assist with loan portfolio management and monitoring through comprehensive relationship reviews. Identify process problems and propose solutions for the Chief Lending Officer and Chief Credit Officer. Assist with development/training/mentoring of Credit Analysts I and II through one-on-one training and oversight. Essential Duties/ Responsibilities: Gather and organize supporting loan documentation for underwriting. Independently and accurately spread and evaluate various types of personal and commercial financial statements including balance sheets, income statements, statements of cash flow, and tax returns. Independently able to communicate directly with Central Bank's lending staff and customers to obtain credit information for underwriting. Prepare comprehensive loan memorandums detailing loan requests and credit quality for loan presentations and approval. Independently underwrite and risk rate CRE and C&I loans with no maximum ceiling. Maintain effective relationships with lending staff, Senior Lenders, and Chief Credit Officer. Promote teamwork within the department. Ensure that procedures and credit requests comply with Central Bank's loan policy. Successful completion of internal and external training as required. Participate and identify external training modules a minimum of 2 times per year. Once training is complete, the Senior Analyst will lead group debriefs. Debriefs would act as a review of the material to make it easier to digest and allow for questions and sharing of knowledge/real world application. The frequency and timing of debriefs will depend on the training. Prepare administrative reports as requested and assist commercial lending staff as needed. Stay updated on industry trends, economic indicators, and regulatory changes that may impact credit risk. Create and use advanced equations in Excel. Monitor and manage the credit exposure of existing Borrowers by reviewing documents related to finances and conducting periodic risk assessments. Prepare annual reviews of commercial loans. Monitor credit files and provide periodic analysis. Decision Making Identifies problems and works with senior level staff to create procedures to resolve or correct the situation; monitors and measures the results. Click here for employee benefit information. This position starts at $81,491 per year and can increase from there depending on experience. Applications will be accepted through November 30th, 2025.

Are you looking for an exciting job where you can put your skills and talents to work at a company you can feel proud to be a part of? Do you want a workplace that will challenge you and offer you opportunities to learn and grow? A position at Xcel Energy could be just what you're looking for. **This position is posted as a hierarchy at the Credit Risk Reporting Analyst or Senior Credit Risk Reporting Analyst level. Successful candidate(s) will be hired at the level that is commensurate with their skills and experience.** **Position Summary** Perform credit risk analysis, modeling, and reporting, including Mark to Market, and credit limits. Track collateral balances and publish reports for management. Monitor proprietary trading portfolio. Perform credit risk analysis, allocations, and revisions. Optimize collateral in coordination with Treasury, Counterparties, and Exchanges. Perform financial statement analysis to recommend credit lines based on financial condition and adherence to credit risk policy. Improve credit model functionality with use of programming and automated ratio calculations. Implement credit policy and report violations. **Essential Responsibilities** + Perform annual creditworthiness reviews using financial statements analysis and advanced credit modeling. Monitor for changes in credit risk including bankruptcy, credit ratings, litigation, and regulatory filings. Maintain appropriate credit lines and provide reports. + Perform daily reconciliations between credit agreement, MTM exposure, and required collateral provisioning. Post daily credit reports to support Front Office operations. Partner with Treasury to optimize collateral postings with counterparties, ISOs, and exchanges. Publish collateral reports. + Identify credit exceedances and determine the causes. Implement Credit Risk Policy and report findings to Compliance. Cure exceedances and minimize impact on trading. + Conduct counterparty credit risk analysis using industry standards and proprietary models. Optimize code to enhance credit model functionality. Initiate and develop process improvements related to credit risk functions. + Review credit agreement database for accuracy. Coordinate with IT and Valuation teams to ensure credit risk data is robust. Forecast collateral requirements based on movements in commodity markets and margin rates. + Foster external relationships and negotiate security requirements with counterparties. Record changes in security posted from counterparties and manage physical documents in accordance with policy. Participate in due diligence for RFP evaluation. **Credit Risk Reporting Analyst Minimum Requirements** + Bachelor's degree in Finance, Economics, or similar discipline. + Two years professional credit and collateral risk experience preferred. + Proficiency with financial statement analysis, GAAP, and calculating liquidity, leverage, and performance ratios. + Prefer experience with energy agreements including: EEI, ISDA, NAEMA, NAESB, PPA, WSPP; security agreements including: Escrow Agreements, Letters of Credit, Parent Guaranties, Surety Bonds; and tax equity financing structures. + Experience with credit systems like S&P Capital IQ Pro, Moody's, Credit Risk Monitor, Energy Credit Manager, CXL, SAS Commodity Risk Analytics. + Proficient in Excel including macro development. + Quantitative skills including calculation of Mark to Market exposure, Weighted Credit Scoring, forecasting, and Stress Testing. + Comfortable writing code in VBA, Python, or other programming languages. + Strong communication and presentation skills. + Commercial credit acumen and understanding of credit risk among different energy sectors, the energy trading environment, Independent System Operators, FERC, and regulatory standards. + Experience at an energy utility, merchant energy company, natural gas firm, investment bank, and/or hedge fund preferred. Salary Range: $62,500.00 to $88,766.00 **Senior Credit Risk Reporting Analyst Minimum Requirements** + Bachelor's degree in Economics, Finance, or related field. + 5 years professional credit and collateral risk reporting experience required. + Expert in credit requirements of contracts (ISDA, EEI, NAEMA, NAESB, PPA, PSA, etc.). + Experience drafting credit support documents (Letters of Credit, Parent Guaranty, Surety Bond, CSAs, etc.). + Expert in performing financial statement analysis, credit stress test analysis, and credit score modeling. + Experienced in using S&P, Moody's, ECM, SAS, TriplePoint, and other credit related tools. + Ability to analyze and reconcile data across multiple sources to verify reports are high quality and completed accurately. + Experience at an energy utility, merchant energy company, electric/natural gas/renewable company, and/or hedge fund is strongly preferred. Salary Range: $82,800.00 to $117,600.00 As a leading combination electricity and natural gas energy company, Xcel Energy offers a comprehensive portfolio of energy-related products and services to 3.4 million electricity and 1.9 million natural gas customers across eight Western and Midwestern states. At Xcel Energy, we strive to be the preferred and trusted provider of the energy our customers need. If you're ready to be a part of something big, we invite you to join our team. All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Individuals with a disability who need an accommodation to apply please contact us at ************************* . Non-Bargaining The anticipated starting base pay for this position is: $62,500.00 to $117,600.00 per year This position is eligible for the following benefits: Annual Incentive Program, Medical/Pharmacy Plan, Dental, Vision, Life Insurance, Dependent Care Reimbursement Account, Health Care Reimbursement Account, Health Savings Account (HSA) (if enrolled in eligible health plan), Limited-Purpose FSA (if enrolled in eligible health plan and HSA), Transportation Reimbursement Account, Short-term disability (STD), Long-term disability (LTD), Employee Assistance Program (EAP), Fitness Center Reimbursement (if enrolled in eligible health plan), Tuition reimbursement, Transit programs, Employee recognition program, Pension, 401(k) plan, Paid time off (PTO), Holidays, Volunteer Paid Time Off (VPTO), Parental Leave Benefit plans are subject to change and Xcel Energy has the right to end, suspend, or amend any of its plans, at any time, in whole or in part. In any materials you submit, you may redact or remove age-identifying information including but not limited to dates of school attendance and graduation. You will not be penalized for redacting or removing this information. Deadline to Apply: 12/26/25 EEO is the Law (******************************************* | EEO is the Law Supplement (******************************************* | Pay Transparency Nondiscrimination (******************************************* | Equal Opportunity Policy (PDF) (**************************************************************************************************** | Employee Rights (PDF) (*************************************************************************************************************************** **ACCESSIBILITY STATEMENT** Xcel Energy endeavors to make *************************** accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact Xcel Energy Talent Acquisition at *************************. This contact information is for accommodation requests only and cannot be used to inquire about the status of applications.

Accenture is a leading global professional services company that helps the world's leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services-creating tangible value at speed and scale. We are a talent and innovation led company with 750,000 people serving clients in more than 120 countries. We combine our strength in technology with unmatched industry experience, functional expertise and global delivery capability. We are uniquely able to deliver tangible outcomes because of our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Accenture Song. These capabilities, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients succeed and build trusted, lasting relationships. As of 2023, we have been recognized among Fortune's World's Most Admired Companies for 20 consecutive years. And that's just the beginning. Your career is about what you want to be and who you want to be. It's about bringing your skills, your curiosity, and your best true self to your work. Visit us at ****************** We Are: In today's world, business leaders want to rapidly and confidently reinvent to increase resilience, mitigate risk, and grow with sustainable value. That's where Accenture Strategy & Consulting comes in. We bring together strategic visionaries, industry experts, practitioners from across every enterprise function, business intelligence professionals, change specialists, data and AI authorities, and many other specialized skills to co-create each client's unique path to reinvention. You will be a trusted partner to business leaders, working with a diverse team of experts to deliver successful tech-enabled transformation and new kinds of value for your clients. Join our global network of people using the latest assets, platforms and partnerships to help bring ideas to life. Strategy & Consulting is one of five services that make up one Accenture - the others are Operations, Technology, Song and Industry X. Management Consulting professionals design and implement transformation programs that integrate strategy, technology, and operations to create enterprise value for clients. Accenture is growing our practice to help our clients navigate their transformational journeys. You Are The candidate will be a Senior Manager within the Commercial Banking Consulting practice with a focus on Business and Technology Transformation within the wholesale lending industry. The Commercial Credit Consultant designs and implements business changes that drive industry-specific, function and digital operating model transformation, focusing on task relating to people and process. Large wholesale lenders are investing heavily in modernizing their business, technology, and data to optimize straight-through processing, enhance client and employee experience, and reduce cost of ownership. Accenture is growing our practice to help our client navigate their transformational journeys. The Commercial Credit Senior Manager will be focused on supporting the development of our lending offerings and the delivery of transformational consulting projects. The Commercial Credit Senior Manager will be focused on supporting the development of our offerings and the delivery of consulting projects. Responsibilities may include: * Become a trusted advisor for C-suite clients looking to solve critical business problem * Define clients' business and technology strategy. * Re-imagine world-class operating models for Wholesale credit institutions. * Lead Wholesale credit systems implementation engagements (requirements, design, test, deployment, etc.). * Manage all parts of projects, from client buy-in to planning, budgeting, and execution. * Source and coordinate work from other internal workforces. * Develop of our next generation Wholesale credit technology offerings. * Drive business development to originate new client opportunities. * Build your reputation as an industry thought leader * Travel, as required, up to 80%, in the United States and Canada. Qualification Here's What You Need: * Minimum of 10 years relevant professional services firm experience in technology or management consulting with broad experience in engagement management and business development * Minimum of 7 years of equivalent of commercial credit industry (sales, underwriting. closing, servicing, portfolio management) industry experience * Demonstratable experience leading a complex, large-scale commercial credit transformation across operating model, technology, and data/AI workstreams * Demonstrated experience developing and managing relationships with C-suite client executives. * A Bachelor's degree Bonus Points if you have: * Launched new product offerings in the banking industry. * Implemented next generation analytic capabilities (e.g., predictive, generative, or agentic AI) for commercial lending. * Experience with additional commercial lending industry platforms, e.g., Moody's, Blooma, Built * An advanced degree or financial industry certification Professional Skills * Proven ability to operate within a collaborative environment. * Demonstrated commitment, teamwork, and collaboration in a professional setting; either military or civilian. * High energy level, focus and ability to work well in demanding client environments. * Excellent communication (written and oral) and interpersonal skills. * Strong leadership, problem solving, and decision-making abilities. * Unquestionable professional integrity, credibility, and character. Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired as set forth below. We accept applications on an on-going basis and there is no fixed deadline to apply. Information on benefits is here. Role Location Annual Salary Range California $132,500 to $302,400 Cleveland $122,700 to $241,900 Colorado $132,500 to $261,300 District of Columbia $141,100 to $278,200 Illinois $122,700 to $261,300 Maryland $132,500 to $261,300 Massachusetts $132,500 to $278,200 Minnesota $132,500 to $261,300 New York/New Jersey $122,700 to $302,400 Washington $141,100 to $278,200 Locations

First Western is seeking a Chief Credit Officer to join our team! Are you looking for a challenging and rewarding opportunity? First Western is seeking a passionate and experienced professional to join our team. As a Chief Credit Officer at First Western, you will play a vital role in helping high-net-worth clients achieve their financial goals. You will work closely with our Credit Administration team to deliver comprehensive solutions that exceed client expectations. If you are passionate about providing exceptional service to clients and are looking for a challenging and rewarding opportunity, we encourage you to apply for this position today. What You Will Do: * Responsible for Credit Administration and overall credit risk management of loan portfolios - private banking, commercial, real estate credits, mortgage lending, and SBA * Oversee all loan compliance (Reg O, CRA, etc.). Serve as primary liaison with regulatory agencies and auditors. * Support loan portfolio growth; assist in product development and loan structures while maintaining credit quality and customer responsiveness. * Monitor Legal Lending Limit compliance and credit concentration limits. * Manage and direct Loan Review function. * Manage appraisal ordering function and all environmental assessments. * Oversee board reporting on OREO, Non accrual, classified portfolio ALLL and Watch list. * Evaluate and recommend policy changes based on compliance or loan reviews and the dissemination of other pertinent facts. * Accountable for loan sensitivity and rate shocking. What You Bring: * Excellent proficiency in computers in general * Strong analytical skills; ability to analyze and synthesize complexity to develop solutions * Excellent communication skills * Team-oriented, detail-oriented * Ability to analyze and synthesize complex financial information Education Level Education Details Required/Preferred Bachelor's Degree Required Master's Degree MBA with a concentration in Finance or a related field Preferred Experience Level Experience Details Required/Preferred 10-15 years Credit underwriting Preferred Demonstrated experience as a successful member of a management team Required What You Receive: At First Western, we pride ourselves on our culture of innovation, teamwork, and continuous learning. We are committed to providing our employees with the tools and resources they need to succeed, including ongoing training and development, a competitive compensation package, and a comprehensive benefits program. Pay Range: $177,000 - $302,000/YR Job Classification: Full-Time Exempt * Actual offer will be based on experience, location, education, and/or skills* * Strong Bonus Potential * 401(k) Plan with Match * Paid Parking/Transportation Benefits * Access to Training & Professional Development Programs * Sponsorship for Obtaining Professional Certifications * Flex Spending Accounts * Health Savings Account * Health & Wellness Benefits * Paid Time-Off+ Bank Holidays Interested in learning more and seeing how we connect? Visit us today at: ************************* Questions? Contact us at ************************** First Western Financial, Inc. is proud to be an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive and safe environment for all employees. We are fully committed to achieving a diverse workforce by hiring, developing, and retaining talented people from different backgrounds, experiences, abilities, and perspectives. Individuals from all backgrounds, including non-traditional backgrounds, historically marginalized, or underrepresented groups are strongly encouraged to apply. First Western Financial, Inc. is committed to the full inclusion of all qualified individuals. In keeping with our commitment, First Western Financial, Inc. will take the steps to assure that people with disabilities are provided reasonable accommodations. Accordingly, if reasonable accommodation is required to fully participate in the job application or interview process, to perform the essential functions of the position, and/or to receive all other benefits and privileges of employment, please contact **************************.

Replies within 24 hours Benefits: Bonus based on performance Company parties Competitive salary Dental insurance Donation matching Health insurance Opportunity for advancement Paid time off Training & development Vision insurance Wellness resources At Scope Technologies, we're not just building software; we're revolutionizing the construction and insurance industries with data-driven intelligence. We are at a pivotal moment of accelerated growth, and our success depends on making smart, data-informed decisions. We are looking for a Senior Commercial Analyst who is more than just a data expert. We're looking for a strategic partner. You are the person who lives at the intersection of data, sales, marketing, and operations. You don't just build dashboards; you uncover the "why" behind the numbers and provide the actionable insights that will shape our future. If you are a curious, analytical, and business-minded individual who wants to see your work make a direct impact on a company's trajectory, we want to talk to you. What You'll Do: Become the go-to expert for our Go-to-Market (GTM) engine, analyzing the full funnel from marketing spend and lead generation to sales conversion and customer lifetime value (LTV). Transform complex data into compelling narratives and actionable insights for our executive, sales, and marketing leaders. Your work will be the foundation of our strategic decisions. Partner with leadership to develop sophisticated forecasting models, set ambitious but achievable goals, and track performance against our OKRs. Identify new growth opportunities by analyzing market trends, customer behavior, and product performance, presenting your findings with clarity and conviction. Own the data stack for our commercial teams, ensuring data integrity and building the BI infrastructure (dashboards, reports) that serves as the single source of truth for our revenue organization. What You'll Bring (The Ideal Candidate): A deep curiosity and a relentless passion for using data to solve complex business problems. 7+ years of experience in a highly analytical role such as Business/Commercial Analyst, Revenue Operations, Sales Analytics, or a similar field. Expert-level proficiency in SQL and BI visualization tools (Ideally Power BI and Zoho Analytics). Proven experience analyzing SaaS sales funnels, marketing campaigns (CAC, LTV), and operational efficiency metrics. An exceptional ability to communicate complex findings to non-technical stakeholders in a clear and persuasive manner. A proactive, ownership-driven mindset. You don't wait to be asked; you seek out the next big question to answer. Experience in a high-growth B2B SaaS environment is a huge plus. Why You'll Love Working at Scope Technologies: A Culture of Impact: We are a lean, agile team where your work isn't just a number on a spreadsheet, it directly influences strategy and drives tangible results. You will see the impact of your insights every day. A Talented, Collaborative Team: You'll be surrounded by smart, passionate, and driven professionals who are dedicated to our mission and to helping each other succeed. Competitive Compensation: We offer a competitive salary, and a comprehensive benefits package. Ready to Make an Impact? If you are ready to take on a high-impact role at a company poised for explosive growth, we encourage you to apply. Please submit your resume and a brief cover letter explaining why you are the perfect fit for this role. Scope Technologies is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. Compensation: $95,000.00 - $125,000.00 per year OUR MISSION IS SIMPLESaving Contractors Time and MoneyWe develop and leverage cutting-edge technologies to empower contractors to build and scale healthy organizations while protecting the owners of building envelopes, ensuring that their property continues to be a growing financial asset. What We DoAt Scope Technologies, we are revolutionizing the building measurement and estimating SaaS space. We focus on providing precise, cost-effective, and prompt building measurement takeoff reports. We cater to a diverse clientele, including Contractors, Distributors, Manufacturers, P&C Insurance Companies, Adjusters, Architects, Engineers, and many others. Leveraging cutting-edge aerial imagery and proprietary state-of-the-art CAD software, we ensure the highest accuracy in our reports. We also offer new construction contractors detailed takeoff reports based on a simple blueprint upload to our platform. Our Core ValuesSUSTAINABILITYWe are committed to sustainability, ensuring environmentally friendly practices and long-term viability. COLLABORATIONWe foster teamwork, open communication, and actively listen to feedback for our collective success. OPENNESSWe encourage transparency, honesty, and respect in all interactions, both internally and with our clients. PASSIONWe bring enthusiasm, dedication, and urgency to our work, consistently innovating to support our mission. EXCELLENCEWe strive for excellence, delivering the highest quality in products, services, and customer experiences.

DiDi Global Inc. is the world's leading mobility technology platform. It offers a wide range of app-based services across markets including Asia-Pacific, Latin America and Africa, including ride hailing, taxi hailing, chauffeur, hitch and other forms of shared mobility as well as auto solutions, food delivery, intra-city freight, and financial services. DiDi provides car owners, drivers, and delivery partners with flexible work and income opportunities. It is committed to collaborating with policymakers, the taxi industry, the automobile industry and the communities to solve the world's transportation, environmental and employment challenges through the use of AI technology and localized smart transportation innovations. DiDi strives to create better life experiences and greater social value, by building a safe, inclusive and sustainable transportation and local services ecosystem for cities of the future. For more information, please visit: *********************** #LI-Hybrid Team Overview The Data Analyst will be responsible for transforming large datasets into actionable insights that support strategic and commercial decision-making. This role requires strong analytical skills, critical thinking, and the ability to interpret complex data to provide clear, business-oriented recommendations. This role will be essential in supporting the commercial team by leveraging data to drive strategic decision-making across our grocery delivery operations. We need someone who is analytical, results-oriented, and capable of turning data into actionable insights. Role Responsibilities Partner with the commercial team to identify growth opportunities through data analysis. Analyze customer behavior and purchasing patterns to optimize Co-invest campaigns and promotions. Evaluate promos and investment to provide data-driven recommendations Analyze business data to support strategic and operational decision-making. Work with large datasets to identify trends, patterns, and insights. Build tools such as dashboards and reports for the commercial team to increase visibility of key performance metrics. Conduct data analysis on commercial activities to help define strategies and identify opportunities. Ensure data quality and consistency to provide reliable information. Collaborate with cross-functional teams to understand business needs and translate them into analytical solutions. Role Qualifications Quantitative and qualitative analytical skills. Data management and data cleaning. Data visualization. Effective communication. Data-driven decision-making. Hands-on experience with A/B testing and ROI analysis Strong problem-solving and critical thinking skills Ability to translate business questions into analytical approaches. Ability to work collaboratively with cross-functional teams. +3 years of experience in business intelligence or similar experience. Fluent english EEO Statement We create customer value - We strive to always create valuable experiences for our users in everything we do. Our focus is to always innovate new experiences that are safe, pleasant, and efficient. We are data-driven - We are strong believers in making informed decisions, that's why we are data-driven. We can better navigate the business landscape strategically by analyzing valuable metrics. We believe in Win-win Collaboration - Success is a team sport. When we work to help our partners and colleagues win, we win, too. While keeping everyone's best interest at heart, we communicate with candor and execute with excellence in all we do. We believe in integrity - Integrity is at the very core of our business. We are people who always want to do the right thing. Our intentions are sincere, we speak our minds and listen to each other. We always strive to do better. That means venturing beyond our comfort zones, learning from our mistakes, and helping each other grow. We believe in Diversity and Inclusion - Diversity is one of our biggest strengths. Our differences are what makes us distinct. We respect each other and believe in equal opportunities for all. We are committed to building inclusive and diverse teams. At DiDi, we believe that our differences are our biggest source of strength. That‘s why we are committed to promoting equal opportunities to all candidates and employees as an Equal Opportunity Employer. Employment and advancement decisions at DiDi are always made based on the needs of the position and the qualifications of the candidate. We do not discriminate against any employee or applicant based on their gender, age, sexual orientation, nationality, marital status, pregnancy/maternity, disability, race, religion and beliefs, or any other status protected by applicable laws wherever we operate. We are committed to building inclusive and diverse teams, and a workplace that is free from discrimination and harassment, because that's how we create better products and services, make better decisions and better serve the communities we're a part of. I acknowledge that prior to submitting this application, I have read and accepted the Privacy Notice for Candidates which is available on ************************************