Credit analyst jobs in Columbus, OH

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As a Lead Credit Officer - Vice President within the Asset and Wealth Management Credit Risk team, you will play a significant role in managing risk and supporting the US Regional and Financial Sponsors portfolio. Your responsibilities will include leading and managing the overall risk management process for select markets with an initial focus on Financial and Venture Capital Sponsor clients. This primarily consists of analyzing credit risk and monitoring portfolio performance on an ongoing basis. The position offers a challenging and rewarding opportunity on a dynamic team where you can leverage your expertise to make significant impact. Job Responsibilities Management of the designated regional credit risk portfolio within acceptable quality and loss criteria Approve credit risk exposure relating to the client base within authorized limits. Responsible for the accurate, timely and consistent assignment of risk ratings for all clients and collateral. Guide and advise Credit Officers with respect to credit analysis and the proper application of Private Banking credit underwriting policies. Partner with the regional or product lending teams to ensure that new and existing credit exposure is structured, documented and approved in accordance with JPMorgan Credit Policy. Monitor performance and compliance metrics within the designated portfolio and work with integrated team to understand issues, approve resolution plans and escalate potential problems immediately. Oversee and drive ad hoc risk-related projects and workflows. Drive efficiency with existing technical infrastructure through automation while embracing innovative opportunities offered by new technologies. Collaborate and communicate with external and internal stakeholders. Monitor the Financial and Venture Capital Sponsors industry and overall economic/business environment to identify and elevate potential material issues, risks, and trends in the portfolio to Senior Management. Required qualifications, capabilities, and skills Bachelor's degree required. Advanced knowledge in private equity, including lending to funds and their management companies, and individuals (sponsor partners), with the ability to conduct portfolio analysis Minimum 5 years in a similar banking or credit role, with experience in overseeing a large credit portfolio and structuring complex credit transactions. High level of analytical skills, with attention to detail Familiarity and expertise with legal documentation, particularly with respect to fund finance Ability to understand and distill market dynamics and economic drivers Outstanding professional reputation and integrity. Strong leadership, management and business partnership skills, with the ability to train others. Strong presentation, business writing, and communication skills. Preferred qualifications, capabilities, and skills Preferred knowledge of the high-net-worth industry and the commensurate capital and financial markets

The Senior Credit Workout Officer IV is responsible for a variety of duties including (i) meeting with borrowers, and (ii) evaluating management teams and business plans to determine whether or not to retain or exit credit, while negotiating with professionals to establish a workout or exit plan. Essential Functions * Ensure integrity of loan documentation * Review loan documents for perfection of collateral * Analyze financial statements * Identify and resolve problems / issues * Record all agreements and conversations * Prepare correspondence and documentation for workout plan * Discuss credit grades and workout procedures * Issue demand letters * Monitor collection activity and bankruptcies * Obtain judgments * Establish workout or exit plans * Report agreed payment terms and plans * Locate and inspect collateral * Coordinate foreclosures * Partner with loan officers * Prepare for litigation * Coordinate liquidation and sale of assets with appropriate staff and counsel * Order appraisals * Initiate chargeoffs and write downs * Negotiate with professionals to establish a workout or exit plan * Interact with other financial institutions and examiners * Recommend the best loss mitigation strategy * Work with minimal direct supervision and use independent judgment and decision making * Prepare reviews and quarterly reports on workout loans * Recommend improvements to workout policies and procedures * Build relationships with internal customers * Maximize available technology tools * Minimize departmental costs * Ensure compliance with Northwest's policies and procedures, and Federal/State regulations * Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency * Work as part of a team * Work with on-site equipment Education + Experience * Bachelor's degree in business / accounting or finance degree or related subject matter * 8-12 years of experience of experience in an area related to commercial lending including special assets, loan review, credit and / or lending * Ability to analyze data, bankruptcy, foreclosures, and repossession This position is based onsite Monday - Thursday with Friday as an optional work from home day. #LI-EK1 Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.

Job Schedule: Work hours - M to F 8 hrs shift between 7 am to 11 pm CT with flexibility to work on weekends on rotation Sponsorship: no Shape the Future of Mobility at Nissan: Launch Your Career, Drive Innovation We are currently looking for a Consumer Credit Analyst II to join our team in Dallas, TX (Onsite/Hybrid) or Las Vegas, NV (Remote) or anywhere in US (Remote). Work hours will be Monday to Friday 8 hrs/ day shift scheduled between 7 am to 11 pm CT with flexibility to work on weekends on rotation required. Residents of Dallas and commutable distance to Dallas should be open to work 5 days in office. Job Description Summary Analyzes consumer credit applications to determine the credit worthiness of applicants within smaller markets and determines the risk level based on an evaluation and assessment of the Credit Bureau and other sources. Negotiates tiers and term and reviews deal structure with dealers, develops and maintains a positive business relationship with the dealers, providing customer service and support to the dealer regarding credit policy and the dealer's applicants. Credit Analyst position assigned to entry-level regional assignment, non-Metro area, with cross-regional movement for growth and development. A Day in the Life: * Evaluates credit applications based on information received from credit bureau reports and various other sources. * Ensures that decisions conform to credit guidelines and lending retail authority levels of a Credit Level I analyst at entry-level regional assignment, makes credit decision recommendations to Credit Level II and Senior Analyst for credit approval. Authority level may progress based on demonstrated performance measurements. * Processes and decisions credit applications received and presented in LOS, decisions VRU, Funding, Transfer of Equity and Internet queues, dealer inbound phone calls and initiates outbound dealer calls. * Develops and maintains business relationships with dealer personnel. Interacts with dealers regarding lending decisions based on credit evaluations. * Negotiates credit decisions tiers and terms on applications, approvals and declines. Utilizes scoring and credit analysis to administer to a risk-based finance program. * Maintains positive relationship with support staff and Field Service Managers to resolve credit and finance issues. Supports the Field team and Funding department by solving credit, finance, and compliance issues. * As necessary, performs other related duties of which the above is representative. Who We're Looking for: Required: Education and Years of Experience: Bachelor's degree in Finance or degree in related field with minimum of 2 years credit lending experience required, with 1 years of secured credit buying experience required preferably in automotive finance will be beneficial. Or Associate's degree in Finance or degree in related field with minimum of 3 years credit lending experience required, with 1 to 2 years of secured credit buying experience required preferably in automotive finance will be beneficial. Or High-school diploma with minimum of 7 years credit lending experience required, with 2 years of secured credit buying experience required preferably in automotive finance will be beneficial. Computer Skills: Proficient in Computer use to look up data or information, to generate/print standard reports or spreadsheets developed by others, or to use computer programs developed by others. What You'll Look Forward to at Nissan: Career Growth and Continuous Learning Opportunities: Benefit from diverse career paths, cross-departmental moves, and innovative learning platforms. Enhance your skills through seminars, leadership training, and tuition reimbursement programs, all while playing a vital role in shaping the future of transportation. From day one, you'll have the support to tackle challenges and contribute to impactful solutions across our organization. Rewards: Be supported with a Comprehensive Benefits Package, including medical, mental health, parental leave, retirement savings & unique Nissan perks, including discounts on lease vehicles as part of our Employee Lease Program and a Vehicle Purchase Program (VPP). For more information, access our Nissan Benefits Overview Guide. Nissan is committed to a drug-free workplace. All employment is contingent upon the successful completion of drug and background screenings in accordance with Nissan policies and in compliance with federal, state, and local laws, including the California Fair Chance Act and the Los Angeles County Fair Chance Ordinance. Nissan will consider qualified candidates with arrest or conviction records for employment in a manner consistent with these laws. It is Nissan's policy to provide Equal Employment Opportunity (EEO) to all persons regardless of race, gender, military status, disability, or any other status protected by law. Candidates for this position must be legally authorized to work in the United States and will be required to provide proof of employment eligibility at the time of hire; Nissan uses E-Verify to validate employment eligibility. NISSAN FOR EVERYONE People are our most valuable assets, and diversity and inclusion are the key to maximizing the power of each individual member of our team. When everyone belongs, the power of NISSAN is undeniable. Our Corporate Diversity Initiative aims to improve business results by ensuring that our workplace and core businesses meet the unique needs of our employees and customer base. Nissan is committed to creating a culture where everyone belongs and employees, customers, and partners feel respected, valued, and heard. We have over 10 Business Synergy Teams (BSTs) across the U.S. and Canada that connect employees - with shared characteristics or interests - build allies, and foster a company culture where all employees feel supported and included. Nissan also values inclusion in all areas of our business as we strive to mirror the diversity of our customer base and the communities where we do business. We are committed to procuring innovative goods and services, retailing our products and communicating from a diverse perspective which will help us continue to offer our customers competitively designed, market-driven products. Join us as we carry our commitment to diversity and inclusion into the future. Irving Texas United States of America Salary Range: $56,776.00 - $87,510.00 Salary Range Estimate: Annual Salary: (Minimum to Maximum of Salary Range noted here). This compensation range represents the minimum and maximum base salary rates at Nissan for jobs assigned to this particular grade level. Please note that it is uncommon for an employee to be placed at either end of the range. Rather, an employee's actual base salary generally may fall somewhere in between and reflect the employee's unique skills, work experience, education, work location, and market norms. Additionally, pay may be based on comparisons to the base salary rates of other employees with similar backgrounds working in comparable roles.

The Wasserstrom Company is the leading Food Service Distributor in the nation. Established in 1902, we are a family owned company with our headquarters in Columbus, Ohio. We currently have an opportunity available for a Credit Analyst in Columbus, Ohio. This position will be responsible evaluating and extending credit to current and potential customers. The Credit Analyst will be responsible for collections of accounts receivable and contribute/provide cash flow to the company. This is a great foundational opportunity to learn and utilize cross-functional skills that will be a valuable asset as you grow with the company. Essential Duties and Responsibilities include the following. Other duties may be assigned. Manage a portfolio of customers in the efforts of accounts receivables Communicate with customers via e-mail or by telephone to investigate complaints, verify accuracy of charges, or to correct errors on accounts Negotiate with customers on past due amounts, including establishing/enforcing payment plans Evaluates customer records and recommends that accounts be closed, credit limit extended or reduced, or collection attempted, based on payment history and purchase activity of the customer Prepare bad debt of uncollectible accounts Investigate cases and make suggestions on refund requests Prepare reconciliation spreadsheet (Excel) for customers, as needed (regarding payment data) Reviews files to select delinquent accounts for collection efforts Assists in development of credit rating criteria and credit ceilings with upper management Offers insight on current findings and action taken for all accounts under investigation. Assists in the recommendation of policies to upper management. Identifies trends and recommends improvements accordingly. Qualifications To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed above are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education and/or Experience Minimum of 5-8 years of credit collections experience Bachelor's degree (B. A.) from four-year college or university; or equivalent combination of education and experience. SAP background preferred Excel (intermediate level) High Radius - desired but not required

Pull a daily report from Food Logic for any credit request in the following status, Credit Rejected, No Credit Requested, Restaurant Review. Add the daily report to the running list, remove any duplicate incident IDs. Pull up each incident ID within Food Logic and determine if 1) follow up with the restaurant is necessary, 2) invoice or PO data needs to be updated, 3) wrong supplier is listed, 4) wrong reason code is selected, 5) push back with the DC / Supplier is necessary, or 6) the rejection is valid. 1) Email the restaurant, FL, and TD with the additional information requested for the incident. 2) Pull the invoice or PO information from ERS or Oracle 3) Review the label within Food Logic and update the supplier 4) Update the reason code in Food Logic 5) Push back to the DC with the reason why 6) No action needed Update the running list with the action taken. Requirements: attention to detail not afraid to ask questions objective mindset M-Thrs in office with the potential to be remote on Friday

JobID: 210667521 JobSchedule: Full time JobShift: Base Pay/Salary: New York,NY $133,000.00-$240,000.00; San Francisco,CA $133,000.00-$240,000.00 Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As a Lead Credit Officer - Vice President within the Asset and Wealth Management Credit Risk team, you will play a significant role in managing risk and supporting the US Regional and Financial Sponsors portfolio. Your responsibilities will include leading and managing the overall risk management process for select markets with an initial focus on Financial and Venture Capital Sponsor clients. This primarily consists of analyzing credit risk and monitoring portfolio performance on an ongoing basis. The position offers a challenging and rewarding opportunity on a dynamic team where you can leverage your expertise to make significant impact. Job Responsibilities * Management of the designated regional credit risk portfolio within acceptable quality and loss criteria * Approve credit risk exposure relating to the client base within authorized limits. * Responsible for the accurate, timely and consistent assignment of risk ratings for all clients and collateral. * Guide and advise Credit Officers with respect to credit analysis and the proper application of Private Banking credit underwriting policies. * Partner with the regional or product lending teams to ensure that new and existing credit exposure is structured, documented and approved in accordance with JPMorgan Credit Policy. * Monitor performance and compliance metrics within the designated portfolio and work with integrated team to understand issues, approve resolution plans and escalate potential problems immediately. * Oversee and drive ad hoc risk-related projects and workflows. * Drive efficiency with existing technical infrastructure through automation while embracing innovative opportunities offered by new technologies. * Collaborate and communicate with external and internal stakeholders. * Monitor the Financial and Venture Capital Sponsors industry and overall economic/business environment to identify and elevate potential material issues, risks, and trends in the portfolio to Senior Management. Required qualifications, capabilities, and skills * Bachelor's degree required. * Advanced knowledge in private equity, including lending to funds and their management companies, and individuals (sponsor partners), with the ability to conduct portfolio analysis * Minimum 5 years in a similar banking or credit role, with experience in overseeing a large credit portfolio and structuring complex credit transactions. * High level of analytical skills, with attention to detail * Familiarity and expertise with legal documentation, particularly with respect to fund finance * Ability to understand and distill market dynamics and economic drivers * Outstanding professional reputation and integrity. * Strong leadership, management and business partnership skills, with the ability to train others. * Strong presentation, business writing, and communication skills. Preferred qualifications, capabilities, and skills * Preferred knowledge of the high-net-worth industry and the commensurate capital and financial markets

Job Posting: Since 1953, Ferguson has been a source of quality supplies for a variety of industries. Together We Build Better infrastructure, better homes and better businesses. We exist to make our customers' complex projects simple, successful, and sustainable. We proactively solve problems, adapt and grow to continuously serve our customers, communities and each other. Ferguson, a Fortune 500 company, is proud to provide best-in-class products, service and capabilities across the following industries: Commercial/Mechanical, Facilities Supply, Fire and Fabrication, HVAC, Industrial, Residential Trade, Residential Building and Remodel, Waterworks and Residential Digital Commerce. Ferguson has approximately 36,000 associates across 1,700 locations. Ferguson is a community of proud associates who operate with the shared purpose of building something meaningful. You will build a career that you are proud of, at a company you can believe in. Ferguson is currently seeking a Credit Specialist to join our team! Responsibilities: Work on credit accounts, following guidelines established for the organization Receipt of customer payments, reconciling outstanding account balances, and preparation of periodic reports on accounts receivable and past due status Help customers with questions/problems on their account Perform routine clerical support for functional groups such as copying, distributing mail, performing simple calculations, and maintaining records and files following standard procedures with all work certified or checked by direct supervisor Approve order ticket releases for credit accounts on restriction Send out lien notices/certified letters Provide sign-off on commercial and residential lien waivers Update and summarize receivables Notify/resolve uncollected COD's and processes/resolves NSF checks Research/resolve credit card charge backs Approve tax exempt forms and issue tax credits Process payments for open customer accounts Collection activities including sending follow-up inquiries, negotiating with past due accounts on repayment terms, and decisions on referring accounts to collection agencies and/or writing off accounts receivables Qualifications: Credit experience of 1-3 years Ability to prioritize workload appropriately in order to balance multiple demands and meet timelines as required Effectively communicate in writing and verbally Proficiency in Microsoft Office software (Outlook, Word, Excel, PowerPoint, Access, etc.) Strong and accurate data entry skills Ability to perform basic math functions At Ferguson, we care for each other. We value our well-being just as much as our hard work. We are committed to a holistic approach towards benefits plans and programs that support the mental, physical and financial well-being of our associates. Our competitive offering not only includes benefits like health, dental, vision, paid time off, life insurance and a 401(k) with a company match, but our associates also enjoy additional meaningful and inclusive enhancements that are adaptable to their diverse situations and needs, including mental health coverage, gender affirming and family building benefits, paid parental leave, associate discounts, community involvement opportunities and more! - Pay Range: - $21.63 - $32.45 - Estimated Ranges displayed are Monthly for Salaried roles OR Hourly for all other roles. - This role is Bonus or Incentive Plan eligible. - Ferguson complies with all wage regulations. The starting wage may be higher in certain locations based on local or state wage requirements. - The Company is an equal opportunity employer as well as a government contractor that shall abide by the requirements of 41 CFR 60-300.5(a), which prohibits discrimination against qualified protected Veterans and the requirements of 41 CFR 60-741.5(A), which prohibits discrimination against qualified individuals on the basis of disability. Ferguson Enterprises, LLC. is an equal employment employer F/M/Disability/Vet/Sexual Orientation/Gender Identity. Equal Employment Opportunity and Reasonable Accommodation Information

About Upstart Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than 80% of borrowers are approved instantly, with zero documentation to upload. Upstart is a digital-first company, which means that most Upstarters live and work anywhere in the United States. However, we also have offices in San Mateo, California; Columbus, Ohio; and Austin, Texas. Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart, we'd love to hear from you! The Team: Upstart's Operations team is the fastest growing team in the org and we're seeking Senior Credit Analysts to join us on the ground level to support our Onboarding organization. In this flexible role, you will support the operations of one or more of our core business verticals based on the needs of our business. As a Senior Credit Analyst, you will be responsible for managing workflows and tasks, ensuring that a loan application makes its way through our process smoothly and accurately. You will be an integral part of our Ops organization.The role requires excellent communication skills, strong analytical and problem-solving abilities and a passion for high-quality customer service. How you'll make an impact Support various operational workflows related to loan processing, closing coordination, and post-close documentation. Manage and prioritize a personal pipeline of loan files, ensuring accuracy, completeness, and timely movement through the process. Review applicant-submitted information and documentation, identify gaps or inconsistencies, and follow up as needed. Maintain clear, detailed notes in systems such as Vesta and Salesforce to ensure visibility across the team. Collaborate with teammates across Pods, Quality, and Training to identify opportunities to improve workflows and borrower experience. Adapt to changing business needs by taking on new responsibilities and workflows as the team scales. Minimum Qualifications 1+ years of experience in loan processing or loan officer roles at a Financial Institution or Mortgage company directly supporting customers Proven experience handling difficult or complex customer communications both verbally and in writing, including the ability to generate succinct timelines and escalation details Experience reviewing various tax forms and schedules, financial statements, credit reports, and general lending concepts Strong understanding of the personal loan process, from application through closing High School Diploma or GED Preferred Qualifications Familiarity with and other regulatory requirements in surrounding unsecured loan products. Experience supporting applicants or coordinating with third-party vendors. Proven adaptability in high-growth, fast-paced environments. Effective communicator with a team-oriented mindset and willingness to jump in where needed Position location This role is available in the following locations: Columbus, OH Time zone requirements The team operates on the East/West coast time zones. In-Office requirements. You will be required to work from the Columbus, Ohio office 2 days per week (must be within a 60 mile radius). Depending on business needs, agents may be asked to work from the office more often. What you'll love: Competitive Compensation (base + bonus & equity) Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings Employee Stock Purchase Plan (ESPP) Life and disability insurance Generous holiday, vacation, sick and safety leave Supportive parental, family care, and military leave programs Annual wellness, technology & ergonomic reimbursement programs Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering Catered lunches + snacks & drinks when working in offices #LI-Entry This is a Non-Exempt position. Employees in this position are paid an hourly pay rate, on a bi-weekly basis, and are eligible to receive overtime pay for any hours worked over 40 in a work week, or over 8 in a work day if required by state law. At Upstart, your base pay is one part of your total compensation package. The anticipated annualized base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location-with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process. In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k). United States | Remote - Anticipated Hourly Rate Range$25.48-$25.48 USD Upstart is a proud Equal Opportunity Employer. We are dedicated to ensuring that underrepresented classes receive better access to affordable credit, and are just as committed to embracing diversity and inclusion in our hiring practices. We celebrate all cultures, backgrounds, perspectives, and experiences, and know that we can only become better together. If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email candidate_accommodations@upstart.com ************************************************

Accenture is a leading global professional services company that helps the world's leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services-creating tangible value at speed and scale. We are a talent and innovation led company with 750,000 people serving clients in more than 120 countries. We combine our strength in technology with unmatched industry experience, functional expertise and global delivery capability. We are uniquely able to deliver tangible outcomes because of our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Accenture Song. These capabilities, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients succeed and build trusted, lasting relationships. As of 2023, we have been recognized among Fortune's World's Most Admired Companies for 20 consecutive years. And that's just the beginning. Your career is about what you want to be and who you want to be. It's about bringing your skills, your curiosity, and your best true self to your work. Visit us at ****************** We Are: In today's world, business leaders want to rapidly and confidently reinvent to increase resilience, mitigate risk, and grow with sustainable value. That's where Accenture Strategy & Consulting comes in. We bring together strategic visionaries, industry experts, practitioners from across every enterprise function, business intelligence professionals, change specialists, data and AI authorities, and many other specialized skills to co-create each client's unique path to reinvention. You will be a trusted partner to business leaders, working with a diverse team of experts to deliver successful tech-enabled transformation and new kinds of value for your clients. Join our global network of people using the latest assets, platforms and partnerships to help bring ideas to life. Strategy & Consulting is one of five services that make up one Accenture - the others are Operations, Technology, Song and Industry X. Management Consulting professionals design and implement transformation programs that integrate strategy, technology, and operations to create enterprise value for clients. Accenture is growing our practice to help our clients navigate their transformational journeys. You Are The candidate will be a Manager within the Commercial Banking Consulting practice with a focus on Business and Technology Transformation within the wholesale lending industry. The Commercial Credit Consultant designs and implements business changes that drive industry-specific, function and digital operating model transformation, focusing on task relating to people and process. Large wholesale lenders are investing heavily in modernizing their business, technology, and data to optimize straight-through processing, enhance client and employee experience, and reduce cost of ownership. Accenture is growing our practice to help our client navigate their transformational journeys. The Commercial Credit Manager will be focused on supporting the development of our lending offerings and the delivery of transformational consulting projects. The Commercial Credit Manager will be focused on supporting the development of our offerings and the delivery of consulting projects. Responsibilities may include: * Support Commercial Credit Transformation programs - including operating model and technology implementations . * Design next generation experiences and platforms for commercial lending clients. * Manage all parts of projects, from client buy-in to planning, budgeting, and execution. * Source and coordinate work from other internal workforces. * Develop of our next generation Wholesale credit technology offerings. * Become a trusted advisor for C-suite clients looking to solve critical business problem. * Drive business development to originate new client opportunities. * Build your reputation as an industry thought leader. * * Travel, as required, up to 80%, in the United States and Canada. Qualification Here's What You Need: * Minimum of 5 years relevant professional services firm experience in technology or management consulting with broad experience in engagement management and business development * Minimum of 5 years of equivalent of commercial credit industry (sales, underwriting. closing, servicing, portfolio management) industry experience * Demonstratable experience being part of an nCino or Salesforce project delivery project or consulting engagement for commercial lending * A Bachelor's degree Bonus Points if you have: * Extensive transformation strategy or operating model design experience in commercial banking. * Launched new product offerings in the banking industry. * Demonstrated experience developing and managing relationships with senior client executives. * Successful track record of leading complex management and/or technology consulting engagements across the delivery lifecycle. * nCino or Salesforce certification(s) * Hands on experience with additional commercial lending industry platforms, e.g., Moody's, Blooma, Built * French language skills * An advanced degree or financial industry certification * Built next generation analytic capabilities (e.g., predictive, generative, or agentic AI) for commercial lending. Professional Skills * Proven ability to operate within a collaborative environment. * Demonstrated commitment, teamwork, and collaboration in a professional setting; either military or civilian. * High energy level, focus and ability to work well in demanding client environments. * Excellent communication (written and oral) and interpersonal skills. * Strong leadership, problem solving, and decision-making abilities. * Unquestionable professional integrity, credibility, and character. Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired as set forth below. We accept applications on an on-going basis and there is no fixed deadline to apply. Information on benefits is here. Role Location Annual Salary Range California $94,400 to $293,800 Cleveland $87,400 to $235,000 Colorado $94,400 to $253,800 District of Columbia $100,500 to $270,300 Illinois $87,400 to $253,800 Maryland $94,400 to $253,800 Massachusetts $94,400 to $270,300 Minnesota $94,400 to $253,800 New York/New Jersey $87,400 to $293,800 Washington $100,500 to $270,300 Locations

Covetrus is a global animal-health technology and services company dedicated to empowering veterinary practice partners to drive improved health and financial outcomes. We're bringing together products, services, and technology into a single platform that connects our customers to the solutions and insights they need to work best. Our passion for the well-being of animals and those who care for them drives us to advance the world of veterinary medicine. Covetrus has over 100,000 customers around the globe. Position Summary We are seeking a highly analytical and detail-oriented Credit Supervisor to lead the daily operations of our credit evaluation and risk management functions. This role oversees a team responsible for assessing customer creditworthiness, managing credit limits, monitoring exposure, and ensuring compliance with internal policies and regulatory requirements. The ideal candidate will have strong financial analysis skills, a solid understanding of risk modeling, and the ability to interpret and analyze financial statements in alignment with generally accepted accounting principles (GAAP). Key Responsibilities Leadership & Team Management Supervise, coach, and develop Credit Department staff, ensuring high performance and professional growth. Manage staffing needs, recruitment, workload distribution, and team performance evaluations. Foster a culture of accountability, collaboration, and continuous improvement. Provide training and guidance to ensure team members deliver exceptional customer service and issue resolution. Credit Evaluation & Account Management Review and process new customer applications and reactivations, establishing appropriate credit terms and limits. Collaborate with customers and Sales to negotiate terms when requested limits cannot be accommodated. Maintain accurate and up-to-date customer information in the system, including address, contact, and territory changes. Oversee Initial Stocking Order (ISO) and special billing account setups, ensuring timely communication with internal stakeholders and proper order release management. Process Improvement & Systems Integration Continually improve and enforce the Credit & Collections policy, including maintaining, updating, and socializing it. Participate in cross-functional projects to enhance credit and customer maintenance processes. Contribute to ERP system integrations and digital platform improvements. Identify and recommend process enhancements that increase efficiency, accuracy, and customer satisfaction. Primary contact for Strategic Account Managers and corporate customers to determine growth trajectory of high limit customers, to include gathering customer financial statements, banking references, and tax documents. Perform other duties and responsibilities as assigned Compliance & Risk Management Ensure compliance with internal controls, SOX requirements, and regulatory standards. Conduct periodic audits of credit files for accuracy, completeness, and adherence to policy. Monitor portfolio exposure and recommend adjustments to mitigate risk. Reporting & Analysis Develop and maintain dashboards and reports to track credit risk metrics, trends, and KPIs. Provide insights and recommendations to senior leadership on portfolio health and risk exposure. Benchmark against industry standards and propose enhancements to credit risk management practices. Qualifications Education Bachelor's degree in Accounting, Finance, or a related business field required. Experience Minimum of 3 years of experience in a credit or collections environment; supervisory experience preferred. Experience working in a fast-paced, dynamic setting. Technical Skills Proven ability to lead, coach, and evaluate team performance. Strong understanding of GAAP and the ability to interpret financial statements. Exceptional organizational, communication, and multitasking skills. Proficiency with Excel, Word, Adobe and PowerPoint. Core Competencies Accountability: Consistently delivers results with accuracy and timeliness. Professional Development: Demonstrates curiosity, self-motivation, and commitment to continuous learning. Communication: Communicates clearly and respectfully, both verbally and in writing. Collaboration: Builds strong relationships across departments and levels. Problem-Solving: Identifies opportunities for improvement, makes sound decisions, and implements effective solutions. We offer the following benefits for you to take advantage of while you are here provided you meet the eligibility requirements under each governing program: 401k savings & company match Paid time off Paid holidays Maternity leave Parental leave Military leave Other leaves of absence Health, dental, and vision benefits Health savings accounts Flexible spending accounts Life & disability benefits Identity theft protection Pet insurance Certain positions may include eligibility for a short-term incentive plan Covetrus is an equal opportunity/affirmative action employer. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law.

**_What Credit contributes to Cardinal Health_** Finance oversees the accounting, tax, financial plans and policies of the organization, establishes and maintains fiscal controls, prepares and interprets financial reports, oversees financial systems and safeguards the organization's assets. Credit is responsible for managing Cardinal Health's trade and note receivables including performing credit underwriting, establishing bad debt reserves, managing customer relationships, collaborating with the sales and collections teams, managing credit risk for the company, and administering credit policies and standards. **_Responsibilities_** + Perform credit related functions for Cardinal Health customers within the hospital class of trade + Adherence to credit policies and procedures + Provide leadership to manage the accounts receivable portfolio including strong collaboration with the collection department + Recommend possible enhancements to current credit policies, practices and procedures + Review and approve customer credit and financing requests based on sound credit fundamentals + Adherence to documentation requirements of the credit approval and conditions + Stay informed of changing trends in healthcare and the potential impact on the financial health of Cardinal Health's customer base + Assist sales personnel with customer relationship management + Correspond with the sales team to efficiently approve or deny new credit requests + Educate the sales team on credit approval standards + Assist with goal setting and meeting targets set by the department + Travel possible up to 10% **_Qualifications_** + Bachelor's degree in related field, or equivalent work experience, preferred + 6-8 years of commercial credit and finance experience, preferred **_What is expected of you and others at this level_** + Manages department operations and supervises professional employees, front line supervisors and/or business support staff + Participates in the development of policies and procedures to achieve specific goals + Ensures employees operate within guidelines + Decisions have a short term impact on work processes, outcomes and customers + Interacts with subordinates, peers, customers, and suppliers at various management levels; may interact with senior management + Interactions normally involve resolution of issues related to operations and/or projects + Gains consensus from various parties involved **Anticipated salary range:** $87,700-$145,350 **Bonus eligible:** Yes **Benefits:** Cardinal Health offers a wide variety of benefits and programs to support health and well-being. + Medical, dental and vision coverage + Paid time off plan + Health savings account (HSA) + 401k savings plan + Access to wages before pay day with my FlexPay + Flexible spending accounts (FSAs) + Short- and long-term disability coverage + Work-Life resources + Paid parental leave + Healthy lifestyle programs **Application window anticipated to close:** 12/22/2025 *if interested in opportunity, please submit application as soon as possible. The salary range listed is an estimate. Pay at Cardinal Health is determined by multiple factors including, but not limited to, a candidate's geographical location, relevant education, experience and skills and an evaluation of internal pay equity. \#LI-SP1 _Candidates who are back-to-work, people with disabilities, without a college degree, and Veterans are encouraged to apply._ _Cardinal Health supports an inclusive workplace that values diversity of thought, experience and background. We celebrate the power of our differences to create better solutions for our customers by ensuring employees can be their authentic selves each day. Cardinal Health is an Equal_ _Opportunity/Affirmative_ _Action employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, ancestry, age, physical or mental disability, sex, sexual orientation, gender identity/expression, pregnancy, veteran status, marital status, creed, status with regard to public assistance, genetic status or any other status protected by federal, state or local law._ _To read and review this privacy notice click_ here (***************************************************************************************************************************

First Merchants Bank is seeking a Credit Analyst I to join our team! This position will perform credit analysis, underwriting and monitoring of the commercial loan portfolio. As part of this role you will: Complete accurate, unbiased credit analyses within required timelines and according to standards including cash flow analysis, credit decision summary preparation and credit processes. Complete credit monitoring functions for designated portfolio including spreading and review of financial statements, borrowing base and covenant testing, marketable securities and leveraged lending monitoring and annual credit reviews. Assign call codes, NAICS codes, risk grade and risk rating score data accurately. Review appraisals and real estate evaluations. Use of financial spreading software, loan system, cash flow analysis and other credit systems and tools Attend and participate in loan committees as requested. To be successful in this position, we require the following: Bachelor's degree. The following would be a plus: Bachelor's degree (or completion within current semester) in accounting, finance, or business. First Merchants offers the following: Base Pay PLUS Bonuses Medical, Dental and Vision Insurance 401k Health Savings and Flexible Spending Accounts Vacation/Sick Time Paid Holidays Paid Parental Leave Tuition Reimbursement Additional Benefits A little about us: First Merchants is guided by a genuine philosophy of being a meaningful place to work and having a prosperous impact across all walks of life throughout the communities we serve, including consumers, businesses and other organizations. Our Vision, Mission and Team statement reflect and reinforce that authentic service philosophy. Our Vision is: To enhance the financial wellness of the diverse communities we serve. Our Mission is: To be the most responsive, knowledgeable, and high-performing financial organization for our clients, teammates, and shareholders. Our Team: "We are a collection of dynamic colleagues with diverse experiences and perspectives who share a passion for positively impacting lives. We are genuinely committed to attracting and engaging teammates of diverse backgrounds. We believe in the power of inclusion and belonging." Apply today to begin your career with us!

Supervises day-to-day operations within the assigned department. The Cash Management Credit Balance Resolution Supervisor has the responsibility for overseeing all facets of credit resolution, including self-pay, commercial, and government insurance credits. Maintaining credit resolution outsourced vendor performance and collaborative relationships. Ensuring the accurate and timely processing of credits, active participation in system integration testing. Serves as a subject matter expert for credit resolution, actively staying abreast of best practices, and working towards achieving goals, optimizing revenue cycle performance, and ensuring the financial stability of the organization. + **"Please note that a video interview through Microsoft Teams will be required as well as potential onsite interviews and meetings."** **The following states are currently paused for sourcing new candidates or for new relocation requests from current caregivers: California, Connecticut, Hawaii, Illinois, New York, Rhode Island, Vermont, Washington** **Essential Functions** + Oversees the day-to-day revenue cycle functions including claims processing, denials, payments, customer service, and follow up on accounts. Oversees adjustments, insurance processing and verification, accuracy of billing and payment posting. Monitors workflow to ensure timely processing. Collaborates with department leadership team to evaluate service needs and volumes and adjust staffing levels accordingly. Assigns daily work schedules. Acts as a resource in the daily operations and activities of the department. Performs staff level duties as required. + Develops, implements and teaches new and evolving technologies. Communicates process and protocol to staff. Directs and coordinates training of new employees. Uses knowledge of insurance plans and contractual arrangements affecting payments, to research incomplete, incorrect or outstanding claims and/or patient issues. Investigates and resolves claims submission, disputes or complaints to resolution, as needed. Resolves billing/insurance issues and ensures compliance with departmental and governmental policies. + Supports the department leadership team in problem solving to address issues relating to volume or workflow processes. Promotes effective working relations and works effectively as part of a department/unit team and interdepartmentally to facilitate that department's ability to meet its goals and objective. Ensures coordination of services with other departments to promote the highest level of efficiency and patient satisfaction. + Assists with Human Resource management functions including interviewing, selection, orientation, education/training, feedback, performance evaluation, and policy and procedure development. With the support of the leadership team, writes and may deliver corrective action and/or coaching. Assists in updating and maintaining personnel files. Maintains and monitors Kronos records for employees. Presents and documents staff meetings as required. + Oversees production and quality of staff performance to maintain efficiency and accuracy. Collaborates with the department leadership team to resolve process issues or create new work flows to improve performance. Ensures compliance with applicable regulatory guidelines and established departmental policies and procedures, objectives, quality assurance program, safety, environmental and infection control standards. + Promotes mission, vision, and values of Intermountain Health, and abides by service behavior standards. + Performs other duties as assigned. **Skills** + Operations Management + Leadership + Human Resources + Regulatory Requirements + Workflow Process + Communication + Insurance Processing and Issues + Medical Terminology + Claims Processing + Collaboration + Time Management + Team Building **Qualifications** + High School Diploma or Equivalent is required. + Three (3) years of experience in back-end revenue cycle is required + One (1) year of team lead or supervisory experience required + Five (5) years of experience in back-end revenue cycle experiences preferred **Physical Requirements** + Ongoing need for employee to see and read information, labels, monitors, identify equipment and supplies, and be able to assess customer needs. + Frequent interactions with customers who require employee to communicate as well as understand spoken information, alarms, needs, and issues quickly and accurately. + Manual dexterity of hands and fingers to manipulate complex and delicate equipment with precision and accuracy. This includes frequent computer, phone, and cable set-up and use. + Expected to lift and utilize full range of movement to transport, pull, and push equipment. Will also work on hands and knees and bend to set-up, troubleshoot, lift, and carry supplies and equipment. Typically includes items of varying weights, up to and including heavy items. + Hybrid position, associate must be able to commute to the office to support clerical team when needed."Please note that a video interview through Microsoft Teams will be required as well as potential onsite interviews and meetings." + The following states are currently paused for sourcing new candidates or for new relocation requests from current caregivers: California, Connecticut, Hawaii, Illinois, New York, Rhode Island, Vermont, Washington **Physical Requirements:** Physical RequirementsOngoing need for employee to see and read information, documents, assess patient needs, operate monitors and computers, identify equipment and supplies.Frequent interactions with patient care providers, patients, and visitors that require employee to verbally communicate as well as hear and understand spoken information, alarms, needs, and issues quickly and accurately, particularly during emergency situations.Manual dexterity of hands and fingers to manipulate complex and delicate equipment with precision and accuracy. This includes frequent computer use and typing for documenting patient care, accessing needed information, medication preparation, etc.Will also bend to retrieve, lift, and carry supplies and equipment. Typically includes items of varying weights, up to and including heavy items.May be expected to stand in a stationary position for an extended period of time. **Location:** Peaks Regional Office **Work City:** Broomfield **Work State:** Colorado **Scheduled Weekly Hours:** 40 The hourly range for this position is listed below. Actual hourly rate dependent upon experience. $25.02 - $39.41 We care about your well-being - mind, body, and spirit - which is why we provide our caregivers a generous benefits package that covers a wide range of programs to foster a sustainable culture of wellness that encompasses living healthy, happy, secure, connected, and engaged. Learn more about our comprehensive benefits package here (***************************************************** . Intermountain Health is an equal opportunity employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, sexual orientation, gender identity, national origin, disability or protected veteran status. At Intermountain Health, we use the artificial intelligence ("AI") platform, HiredScore to improve your job application experience. HiredScore helps match your skills and experiences to the best jobs for you. While HiredScore assists in reviewing applications, all final decisions are made by Intermountain personnel to ensure fairness. We protect your privacy and follow strict data protection rules. Your information is safe and used only for recruitment. Thank you for considering a career with us and experiencing our AI-enhanced recruitment process. All positions subject to close without notice.

Job Description The Wasserstrom Company is the leading Food Service Distributor in the nation. Established in 1902, we are a family owned company with our headquarters in Columbus, Ohio. We currently have an opportunity available for a Credit Analyst in Columbus, Ohio. This position will be responsible evaluating and extending credit to current and potential customers. The Credit Analyst will be responsible for collections of accounts receivable and contribute/provide cash flow to the company. This is a great foundational opportunity to learn and utilize cross-functional skills that will be a valuable asset as you grow with the company. Essential Duties and Responsibilities include the following. Other duties may be assigned. Manage a portfolio of customers in the efforts of accounts receivables Communicate with customers via e-mail or by telephone to investigate complaints, verify accuracy of charges, or to correct errors on accounts Negotiate with customers on past due amounts, including establishing/enforcing payment plans Evaluates customer records and recommends that accounts be closed, credit limit extended or reduced, or collection attempted, based on payment history and purchase activity of the customer Prepare bad debt of uncollectible accounts Investigate cases and make suggestions on refund requests Prepare reconciliation spreadsheet (Excel) for customers, as needed (regarding payment data) Reviews files to select delinquent accounts for collection efforts Assists in development of credit rating criteria and credit ceilings with upper management Offers insight on current findings and action taken for all accounts under investigation. Assists in the recommendation of policies to upper management. Identifies trends and recommends improvements accordingly. Qualifications To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed above are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education and/or Experience Minimum of 5-8 years of credit collections experience Bachelor's degree (B. A.) from four-year college or university; or equivalent combination of education and experience. SAP background preferred Excel (intermediate level) High Radius - desired but not required

Job Schedule: Work hours - M to F 8 hrs shift between 7 am to 11 pm CT with flexibility to work on weekends on rotation Sponsorship: no Shape the Future of Mobility at Nissan: Launch Your Career, Drive Innovation We are currently looking for a Consumer Credit Analyst I to join our team in Dallas, TX (Onsite/Hybrid) or Las Vegas, NV (Remote) or anywhere in US (Remote). Work hours will be Monday to Friday 8 hrs/ day shift scheduled between 7 am to 11 pm CT with flexibility to work on weekends on rotation required. Residents of Dallas and commutable distance to Dallas should be open to work 5 days in office. Analyzes consumer credit applications to determine the credit worthiness of applicants within smaller markets and determines the risk level based on an evaluation and assessment of the Credit Bureau and other sources. Negotiates tiers and term and reviews deal structure with dealers, develops, and maintains a positive business relationship with the dealers, providing customer service and support to the dealer regarding credit policy and the dealer's applicants. Credit Analyst position assigned to entry-level regional assignment, non-Metro area, with cross-regional movement for growth and development. A Day in the Life: * Evaluates credit applications based on information received from credit bureau reports and various other sources. Ensures that decisions conform to credit guidelines and lending retail authority levels of a Credit Level I analyst at entry-level regional assignment, makes credit decision recommendations to Credit Level II and Senior Analyst for credit approval. Authority level may progress based on demonstrated performance measurements. * Processes and decisions credit applications received and presented in LOS, while supporting various programs and initiatives; receives inbound dealer phone calls and initiates outbound dealer phone calls. * Develops and maintains business relationships with dealer personnel. Interacts with dealers regarding lending decisions based on credit evaluations. * Negotiates credit decisions tiers and terms on applications, approvals and declines. Utilizes scoring and credit analysis to administer to a risk-based finance program. * Maintains positive relationship with support staff and Field Service Managers to resolve credit and finance issues. Supports the Field team and Funding department by solving credit, finance, and compliance issues. * As necessary, performs other related duties of which the above are representative. Who We're Looking for: Required: Education and Years of Experience: Minimum High-school diploma with 6 years credit lending experience required, with 0-1 years of secured credit buying experience required preferably in automotive finance will be beneficial. Computer Skills: Proficient in Computer use to look up data or information, to generate/print standard reports or spreadsheets developed by others, or to use computer programs developed by others. What You'll Look Forward to at Nissan: Career Growth and Continuous Learning Opportunities: Benefit from diverse career paths, cross-departmental moves, and innovative learning platforms. Enhance your skills through seminars, leadership training, and tuition reimbursement programs, all while playing a vital role in shaping the future of transportation. From day one, you'll have the support to tackle challenges and contribute to impactful solutions across our organization. Rewards: Be supported with a Comprehensive Benefits Package, including medical, mental health, parental leave, retirement savings & unique Nissan perks, including discounts on lease vehicles as part of our Employee Lease Program and a Vehicle Purchase Program (VPP). For more information, access our Nissan Benefits Overview Guide. Nissan is committed to a drug-free workplace. All employment is contingent upon the successful completion of drug and background screenings in accordance with Nissan policies and in compliance with federal, state, and local laws, including the California Fair Chance Act and the Los Angeles County Fair Chance Ordinance. Nissan will consider qualified candidates with arrest or conviction records for employment in a manner consistent with these laws. It is Nissan's policy to provide Equal Employment Opportunity (EEO) to all persons regardless of race, gender, military status, disability, or any other status protected by law. Candidates for this position must be legally authorized to work in the United States and will be required to provide proof of employment eligibility at the time of hire; Nissan uses E-Verify to validate employment eligibility. NISSAN FOR EVERYONE People are our most valuable assets, and diversity and inclusion are the key to maximizing the power of each individual member of our team. When everyone belongs, the power of NISSAN is undeniable. Our Corporate Diversity Initiative aims to improve business results by ensuring that our workplace and core businesses meet the unique needs of our employees and customer base. Nissan is committed to creating a culture where everyone belongs and employees, customers, and partners feel respected, valued, and heard. We have over 10 Business Synergy Teams (BSTs) across the U.S. and Canada that connect employees - with shared characteristics or interests - build allies, and foster a company culture where all employees feel supported and included. Nissan also values inclusion in all areas of our business as we strive to mirror the diversity of our customer base and the communities where we do business. We are committed to procuring innovative goods and services, retailing our products and communicating from a diverse perspective which will help us continue to offer our customers competitively designed, market-driven products. Join us as we carry our commitment to diversity and inclusion into the future. Irving Texas United States of America Salary Range: $50,303.00 - $77,413.00 Salary Range Estimate: Annual Salary: (Minimum to Maximum of Salary Range noted here). This compensation range represents the minimum and maximum base salary rates at Nissan for jobs assigned to this particular grade level. Please note that it is uncommon for an employee to be placed at either end of the range. Rather, an employee's actual base salary generally may fall somewhere in between and reflect the employee's unique skills, work experience, education, work location, and market norms. Additionally, pay may be based on comparisons to the base salary rates of other employees with similar backgrounds working in comparable roles.

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As a Lead Credit Officer - Vice President in Commercial and Specialized Industries Risk, you partner with us to deliver tailored credit solutions for a diverse portfolio of clients. You help drive financing decisions that support working capital, acquisitions, and growth initiatives. You work with privately-held and publicly-traded companies, family-owned businesses, and financial sponsors, ensuring their needs are met with sound risk management. You play a key role in structuring credit facilities and negotiating agreements, while contributing to our team's success and development. Additionally, this risk management position supports Indiana and Kentucky and covers companies across diversified industries with revenues ranging from $20 million to $2 billion. Credit executions include bilateral structures, syndicated deals, institutional loans, and direct lending. A critical aspect of this role is the ability to develop and communicate a comprehensive understanding of the business, financial, and industry risks faced by clients and prospects in the assigned portfolio. You will utilize this insight to accurately risk grade borrowers, analyze credit requests, structure credit facilities, and negotiate credit agreements and other loan documentation. Job Responsibilities * Perform credit analysis and financial modeling to structure and recommend new transactions * Lead leveraged finance transactions and manage legal documentation negotiations for various lending structures * Manage assigned credit portfolio independently, ensuring data integrity * Assess and process risk rating changes promptly * Develop and communicate well-considered credit views, incorporating company and industry risks * Defend credit views to internal stakeholders and senior leadership * Challenge banking teams as a second line of defense * Drive deals to closure by meeting expectations and deadlines with strong time management * Collaborate proactively with internal and external stakeholders to execute transactions * Apply thorough understanding of credit policy and procedures * Contribute to team objectives by developing junior talent and participating in projects Required Qualifications, Capabilities, and Skills * Bachelor's degree in business, finance, or related field * Completion of a major corporate or commercial bank credit training program or equivalent experience * Seven years of experience in middle market and mid-corporate lending * Extensive experience in credit analysis, leveraged finance structuring, and loan documentation negotiation * Experience working with portfolio companies of private equity firms * Strong accounting and finance knowledge with advanced financial modeling skills * Solid working knowledge of credit agreements and loan documentation * Demonstrated critical and analytical thinking skills * Proven ability to collaborate and build partnerships * Excellent organizational and project management skills under tight deadlines * Proficient in Microsoft Office, including Excel and PowerPoint Required Qualifications, Capabilities, and Skills * Experience supporting companies across diversified industries * Familiarity with bilateral, syndicated, institutional, and direct lending structures * Strong negotiation skills in complex transactions * Ability to mentor and develop junior team members * Intellectual curiosity and ability to learn quickly * Experience managing multiple priorities in a fast-paced environment * Excellent verbal, interpersonal, and written communication skills

Are you looking for an opportunity to join JPM? Apply today to join our JPMorgan Chase Dealer Commercial Services Floorplan Operations Department within Commercial Wholesale Lending Services Group. As a Loan Analyst within our Dealer Floorplan System team, you will be responsible for processing and inputting dealer floorplan loans, payments, and offset equity transactions. Your role will also involve processing external funding requests and potentially preparing, balancing, and inputting general ledger accounting entries into the MITS system. Your duties may extend to reviewing, processing, and maintaining dealer floor plan documents, as well as providing input on both monetary and non-monetary account transactions/adjustments. Job Responsibilities: - Prepare, balance, and input general ledger - Review dealer floor plan document -Prepare, balance, and input general ledger -Reviewing dealer floor plan documents Required qualifications, capabilities, and skills - Strong knowledge of Banking Industry business structures a must. - Working knowledge of Microsoft Office products - Must be willing to work in a fast-paced, heavy volume environment. Volume fluctuates. - Ability to manage multiple priorities and meet strict deadlines. - Must have excellent attendance. - Must be highly adaptable to change. - Strong communication skills, both written and verbal. - Keeping up to date with new procedures and tracking all items processed. - Must have the ability to apply effective deduction skills. - Must have strong problem solving and decision making skills. - Must have strong research and analytical skills.

The Sr. Middle Market Banker - Healthcare is responsible for serving as a trusted business advisor to healthcare clients and providing a full breadth of banking solutions to meeting their financial objectives and needs while establishing a network of referral sources and Centers of Influence with regular calling efforts to generate new business opportunities. This person is also responsible for managing a portfolio of healthcare relationships, ensuring an exceptional client experience, while appropriately managing risk, credit quality, servicing, etc. in accordance with Northwest standards and in partnership with a portfolio management team. Essential Functions Develop and expand existing commercial banking relationships Prospect actively and successfully bring in new relationships to Northwest Engage with the various product partners on a regular basis to discuss cross-selling opportunities and referrals to expand and deepen client relationships Meet or exceed budgeted goals Actively participate in community and professional networking events Develop meaningful “Centers of Influence” relationships Establish and maintain an ongoing prospect list, and a set calling and meeting schedule for prospects, existing clients, and COIs Encourage existing clients to provide ongoing referrals for all types of products and services, and clients and their employees to maintain their personal banking at Northwest Manage a commercial loan portfolio of both credit and non-credit clients Make loan presentations and recommendations to Credit, team leaders, and senior line of business managers as required Partner with credit and portfolio management to ensure annual reviews and line of credit renewals are completed on a timely basis Ensure non-credit clients have appropriate treasury management and other related commercial services, and risk ratings are appropriate As required, collect on delinquent accounts Analyze financial statements and related credit material to stay informed of client performance and assess risk on a continuous basis in conjunction with Portfolio Management Complete loan closings in partnership with Portfolio Management & the Loan Closers Ensure all credit files include current financial statements, agency reports, etc. in partnership with Portfolio Management Participate in continued sales, product and credit training Ensure compliance with Northwest's policies and procedures, and Federal/State regulations Navigate Microsoft Office Software, computer applications, and software specific to the department to maximize technology tools and gain efficiency Work as part of a team Work with on-site equipment Education and Experience preferred Bachelor's degree in Business, Accounting, Finance, Economics, or Marketing 6-8 years of account relationship management experience 6-8 years of experience consistently delivering strong Middle Market sales performance Extensive experience in originating and managing middle market banking relationships in healthcare **This role can be based anywhere in Ohio. #LI-EK1 Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.

Thank you for your interest in First Merchants Bank's 2026 Summer Internship program! We are looking for highly motivated, enthusiastic college students for our 12-week paid summer internship program. About First Merchants: First Merchants Corporation is the largest financial services holding company located in Central Indiana. We provide our clients with broad financial services delivered locally by bankers who are known and trusted in their communities. We offer personal banking, business banking, mortgage lending, treasury management services, and wealth management. First Merchants serves 27 Indiana, 2 Ohio, and 5 Michigan counties. Our mission is to be the most attentive, knowledgeable, and high-performing bank for our clients, teammates, and shareholders. We are a collection of dynamic colleagues with diverse experiences and perspectives who share a passion for positively impacting lives. We are genuinely committed to attracting and engaging teammates of diverse backgrounds. We believe in the power of inclusion and belonging. The Credit/Commercial Intern will assist the Credit and Commercial Departments with: Financial Analysis; including balance sheet, income statements, cash flows Collateral valuations; including real estate and working capital assets Time management Leadership and community engagement Sales presentations & client communication tactics Successful students will possess: Initiative Enthusiasm Strong Work Ethic Team Mentality Self-Motivation In addition to the learning objectives, all interns will participate as a group in a community service project, will have an opportunity to network with many of our Executive and Senior Leadership during a Meet & Greet event, and will present a summary of your summer during our final presentations. Who is qualified to apply? Students must: be a Bachelor's (or higher) degree-seeking full-time student at an accredited college or university. be available to work 40 hours per week from May 18, 2026 through August 7, 2026. be authorized to work in the United States. possess a GPA of 3.0 or higher. be able and willing to travel periodically throughout the First Merchants footprint.