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Credit analyst jobs in Columbus, OH

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  • Licensed Loan Officer - Consumer Direct

    Lower LLC 4.1company rating

    Credit analyst job in Columbus, OH

    Here at Lower, we believe homeownership is the key to building wealth, and we're making it easier and more accessible than ever. As a mission-driven fintech, we simplify the home-buying process through cutting-edge technology and a seamless customer experience. With tens of billions in funded home loans and top ratings on Trustpilot (4.8), Google (4.9), and Zillow (4.9), we're a leader in the industry. But what truly sets us apart? Our people. Join us and be part of something bigger. Job Description: Ready to take your mortgage career to the next level? If you're already thriving in a direct-to-consumer lending environment, you know the formula: high-quality leads, fast tech, and a company that backs you with real support. At Lower, we've perfected that model - and we're looking for licensed loan officers who want to close more deals, earn more, and make a bigger impact. What You'll Do Work high-intent inbound leads - no cold calling, just real conversations with ready-to-act borrowers. Connect via phone, text, and email to guide prospects through the loan process with clarity and confidence. Educate and advise borrowers on products that fit their goals - whether it's purchase, refi, or cash-out. Analyze credit and financial data to match customers with the right solution. Present pricing and terms in line with company standards and compliance requirements. Drive repeat and referral business through exceptional service and follow-through. Who You Are You hold an active NMLS license and have 1+ year of experience originating loans in a consumer-direct model. You're a closer - driven by performance, motivated by commission, and wired for results. You thrive in a fast-paced, tech-enabled environment and know how to manage a high-volume pipeline. You're passionate about helping people make smart financial decisions and delivering a 5-star experience. Experience with Encompass is a plus - but hustle and heart matter more. Why You'll Love Lower Best-in-class leads delivered daily - plus top-tier comp for any business you bring in yourself. A brand built on trust: 20K+ five-star reviews across Google, Zillow, LendingTree, and Facebook. Training that actually matters - weekly sessions to sharpen your skills and stay ahead of the curve. A culture that rewards performance and celebrates impact. What You'll Get Competitive commission structure with uncapped earning potential Full benefits: medical, dental, vision, paid holidays, PTO, parental leave Life insurance, short- and long-term disability, 401(k) with company match Corporate wellness program Employee discount on home mortgage purchases and refinances Where You'll Work Join us at our Columbus HQ at 711 N High Street - right in the heart of the Short North district. Want to close more loans with less friction? Let's talk. Apply now and see what it's like to work at a company that's built for loan officers - by people who get it. Lower provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training. Privacy Policy
    $60k-72k yearly est. Auto-Apply 60d+ ago
  • Risk Management -Lead Credit Officer -Vice President

    JPMC

    Credit analyst job in Columbus, OH

    Join a world-class team at JPMorgan Private Bank, where your expertise shapes the future of wealth management. As a leader in credit risk, you will have the opportunity to influence business growth and risk discipline across a diverse, global portfolio. Your strategic vision and innovative mindset will help us deliver exceptional solutions to our clients. Collaborate with top professionals and make a meaningful impact on the financial industry. This is your chance to advance your career in a dynamic, high-performing environment. As a Vice President in the Wealth Management Credit Risk team, you drive credit risk strategy and oversight for our Financial Institutions specialty portfolio. You partner with business leaders to ensure prudent risk management and support business growth. You help us deliver customized solutions to clients while maintaining the highest standards of risk discipline. Together, we innovate and enhance our risk management practices. You will be empowered to make decisions and lead initiatives that shape our business. Job Responsibilities Lead credit risk management for a diverse portfolio of management companies, individuals, hedge funds, and financial sponsors Approve and structure complex custom credit facilities within authorized limits Guide and mentor junior team members in credit risk decision-making Oversee assignment of risk ratings, loss given default, and other risk metrics Ensure alignment with global credit risk appetite across various products Identify and monitor concentrations, trends, and emerging risks Direct the preparation and presentation of portfolio reviews Escalate and manage risk exceptions in a timely manner Collaborate with business partners, underwriters, and Credit Middle Office Drive process improvement by leveraging technology and data analytics Represent Credit Risk in executive forums, product initiatives, and regulatory reviews Required Qualifications, Capabilities, and Skills Bachelor's degree Minimum 5 years of experience in financial services or credit risk management Proven leadership in credit risk for wealth management, including management companies, hedge funds, venture capital, and private equity Demonstrated ability to lead teams and manage complex projects Strong analytical and organizational skills Excellent executive communication skills Expertise in risk analytics and portfolio management Knowledge of regulatory requirements in credit risk Proficiency in Microsoft PowerPoint and Excel Experience with large language models (LLM) Familiarity with risk management systems Preferred Qualifications, Capabilities, and Skills Advanced degree in finance, business, or related field Experience with fund finance and complex credit structures Track record of innovation in risk management practices Strong stakeholder engagement and relationship management skills Experience presenting to executive leadership and regulatory bodies Knowledge of emerging technologies in credit risk Certification in risk management or related discipline
    $93k-147k yearly est. Auto-Apply 60d+ ago
  • Senior Credit Workout Officer IV

    Northwest Bancorp, Inc. 4.8company rating

    Credit analyst job in Columbus, OH

    The Senior Credit Workout Officer IV is responsible for a variety of duties including (i) meeting with borrowers, and (ii) evaluating management teams and business plans to determine whether or not to retain or exit credit, while negotiating with professionals to establish a workout or exit plan. Essential Functions * Ensure integrity of loan documentation * Review loan documents for perfection of collateral * Analyze financial statements * Identify and resolve problems / issues * Record all agreements and conversations * Prepare correspondence and documentation for workout plan * Discuss credit grades and workout procedures * Issue demand letters * Monitor collection activity and bankruptcies * Obtain judgments * Establish workout or exit plans * Report agreed payment terms and plans * Locate and inspect collateral * Coordinate foreclosures * Partner with loan officers * Prepare for litigation * Coordinate liquidation and sale of assets with appropriate staff and counsel * Order appraisals * Initiate chargeoffs and write downs * Negotiate with professionals to establish a workout or exit plan * Interact with other financial institutions and examiners * Recommend the best loss mitigation strategy * Work with minimal direct supervision and use independent judgment and decision making * Prepare reviews and quarterly reports on workout loans * Recommend improvements to workout policies and procedures * Build relationships with internal customers * Maximize available technology tools * Minimize departmental costs * Ensure compliance with Northwest's policies and procedures, and Federal/State regulations * Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency * Work as part of a team * Work with on-site equipment Education + Experience * Bachelor's degree in business / accounting or finance degree or related subject matter * 8-12 years of experience of experience in an area related to commercial lending including special assets, loan review, credit and / or lending * Ability to analyze data, bankruptcy, foreclosures, and repossession This position is based onsite Monday - Thursday with Friday as an optional work from home day. #LI-EK1 Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.
    $105k-161k yearly est. Auto-Apply 60d+ ago
  • Refund/Credit Specialist - Restaurant

    Resiliency

    Credit analyst job in Columbus, OH

    Pull a daily report from Food Logic for any credit request in the following status, Credit Rejected, No Credit Requested, Restaurant Review. Add the daily report to the running list, remove any duplicate incident IDs. Pull up each incident ID within Food Logic and determine if 1) follow up with the restaurant is necessary, 2) invoice or PO data needs to be updated, 3) wrong supplier is listed, 4) wrong reason code is selected, 5) push back with the DC / Supplier is necessary, or 6) the rejection is valid. 1) Email the restaurant, FL, and TD with the additional information requested for the incident. 2) Pull the invoice or PO information from ERS or Oracle 3) Review the label within Food Logic and update the supplier 4) Update the reason code in Food Logic 5) Push back to the DC with the reason why 6) No action needed Update the running list with the action taken. Requirements: attention to detail not afraid to ask questions objective mindset M-Thrs in office with the potential to be remote on Friday
    $46k-76k yearly est. 60d+ ago
  • Credit Analyst

    Meeder Investment Management 3.8company rating

    Credit analyst job in Dublin, OH

    Meeder Investment Management is an employee-owned firm that has helped clients successfully reach their financial goals since 1974. Located in Dublin, Ohio, Meeder has over 100 professionals dedicated to serving the financial needs of individuals, corporations, and government entities, with over $25 billion in assets under management, advisement, and administration. Meeder associates enjoy a dynamic working environment that is built on our five core values: Integrity, Passion, Discipline, Excellence, and Results. To foster these core values, we look for candidates who are team-oriented, resourceful, and energetic and want to make an impact on a thriving firm. Meeder has been managing short and intermediate-term fixed income public sector portfolios for over 30 years, serving more than 350 public entities across the country. The short term and fixed income portfolios include money market funds, local government investment pools (LGIPS) to customized separately managed account solutions. Our team works with operating funds, bond proceeds, insurance and capital reserves, and other funds to structure portfolios to meet client objectives. This position is a member of the Meeder Public Funds Credit team and a member of the Credit Committee, working closely with others in a dynamic and collaborative work environment. The ideal candidate will have an understanding the fundamental credit analysis of fixed income issuers as well as the analysis of the macroeconomic environment. Primary Responsibilities: Fundamental credit analysis of approved and proposed corporate issuers through due diligence. Sector and issuer research, developing and conducting proprietary analysis, preparing written recommendations and presenting before credit committee. Prepare written reports for new initiations and ongoing credit assessments. Interaction with the portfolio managers and credit team to determine appropriate investment counterparties, concentration limits, and evaluate internal risk policies. Manage credit exposure reporting process, across corporate issuers and trading counterparts. Ad hoc projects may be required on occasion. Critical Success Factors: Fiduciary and client-oriented mindset. Ability to analyze large amounts of data and distill findings. Strong intellectual curiosity, initiative, and time management skills. High level of integrity and strong ethical standards. Excellent communication skills and ability to work with other team members toward a common goal. Strong teamwork skills required. High-level of initiative. Accuracy and attention to detail. Skills Required: Bachelor's degree in Finance, Economics, or related field, required. 2-3 years of experience in investment analysis or completion of CFA level 1. Proficiency in, Bloomberg, Morning Star and other research/data compilation tools preferred. Advanced knowledge of Microsoft Office products. Strong presentation skills to a diversified audience.
    $59k-94k yearly est. 60d+ ago
  • Lead Credit Officer - Vice President

    Jpmorganchase 4.8company rating

    Credit analyst job in Columbus, OH

    Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As a Lead Credit Officer - Vice President within the Asset and Wealth Management Credit Risk team, you will play a significant role in managing risk and supporting the US Regional and Financial Sponsors portfolio. Your responsibilities will include leading and managing the overall risk management process for select markets with an initial focus on Financial and Venture Capital Sponsor clients. This primarily consists of analyzing credit risk and monitoring portfolio performance on an ongoing basis. The position offers a challenging and rewarding opportunity on a dynamic team where you can leverage your expertise to make significant impact. Job Responsibilities Management of the designated regional credit risk portfolio within acceptable quality and loss criteria Approve credit risk exposure relating to the client base within authorized limits. Responsible for the accurate, timely and consistent assignment of risk ratings for all clients and collateral. Guide and advise Credit Officers with respect to credit analysis and the proper application of Private Banking credit underwriting policies. Partner with the regional or product lending teams to ensure that new and existing credit exposure is structured, documented and approved in accordance with JPMorgan Credit Policy. Monitor performance and compliance metrics within the designated portfolio and work with integrated team to understand issues, approve resolution plans and escalate potential problems immediately. Oversee and drive ad hoc risk-related projects and workflows. Drive efficiency with existing technical infrastructure through automation while embracing innovative opportunities offered by new technologies. Collaborate and communicate with external and internal stakeholders. Monitor the Financial and Venture Capital Sponsors industry and overall economic/business environment to identify and elevate potential material issues, risks, and trends in the portfolio to Senior Management. Required qualifications, capabilities, and skills Bachelor's degree required. Advanced knowledge in private equity, including lending to funds and their management companies, and individuals (sponsor partners), with the ability to conduct portfolio analysis Minimum 5 years in a similar banking or credit role, with experience in overseeing a large credit portfolio and structuring complex credit transactions. High level of analytical skills, with attention to detail Familiarity and expertise with legal documentation, particularly with respect to fund finance Ability to understand and distill market dynamics and economic drivers Outstanding professional reputation and integrity. Strong leadership, management and business partnership skills, with the ability to train others. Strong presentation, business writing, and communication skills. Preferred qualifications, capabilities, and skills Preferred knowledge of the high-net-worth industry and the commensurate capital and financial markets
    $93k-118k yearly est. Auto-Apply 60d+ ago
  • Senior Credit Analyst

    Upstart Services 4.0company rating

    Credit analyst job in Columbus, OH

    About Upstart Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than 80% of borrowers are approved instantly, with zero documentation to upload. Upstart is a digital-first company, which means that most Upstarters live and work anywhere in the United States. However, we also have offices in San Mateo, California; Columbus, Ohio; Austin, Texas; and New York City, NY (opening Summer 2026). Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart, we'd love to hear from you! The Team: Upstart's Auto Onboarding team is responsible for reviewing applications for Auto-Refinancing loans, Auto Retail Indirect loans, and Auto-secured Personal Loans. These products are all expanding and dedicated agents will ensure the success of these programs as we grow. As a Senior Credit Analyst at Upstart, you will be responsible for reviewing applications in a timely manner and with strict adherence to established policies and procedures. You will also be responsible for communicating with customers and business partners as needs arise. Your feedback and insights to the customer experience will be vital for improving our products and internal tools with an eye towards automation and growth. How you'll make an impact Flexibly alternate between significant core work responsibilities (application review) and slack coverage Act as the first-line responder for FCR/CE/CA questions Stay up to date on policy changes or program improvements Detect abnormalities and bugs by analyzing incoming documents, cases, and dashboards Use critical thinking and good judgment in ambiguous situations Minimum Qualifications Must have 3+ months of experience with Upstart Auto products or 9+ months of experience with Upstart Onboarding Demonstrate and maintain high quality in core work and actively help others reach their own goals. In particular, you must have a 90% or greater 4-week rolling average productivity score and a 95% or greater 8-week rolling average quality score. Demonstrate integrity, ethics, and Upstart values at all times; sets an excellent example for colleagues Demonstrate patience alongside efficiency; can triage and prioritize responsibilities, takes ownership, and drives problems to resolution Able to make judgment calls amid ambiguity and understand the cross-functional impact of decisions Preferred Qualifications Demonstrate deep knowledge of Operations procedures and processes, especially with regard to the auto products Proactively seek ways to make Operations better on a day-to-day basis Position location This role is available in the following locations: Columbus, OH Time zone requirements The team operates on the East coast time zones. In-Office requirements. You will be required to work from the Columbus office 2 days per week. Travel requirements As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions' cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time. What you'll love: Competitive Compensation (base + bonus & equity) Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings Employee Stock Purchase Plan (ESPP) Life and disability insurance Generous holiday, vacation, sick and safety leave Supportive parental, family care, and military leave programs Annual wellness, technology & ergonomic reimbursement programs Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering Catered lunches + snacks & drinks when working in offices This is a Non-Exempt position. Employees in this position are paid an hourly pay rate, on a bi-weekly basis, and are eligible to receive overtime pay for any hours worked over 40 in a work week, or over 8 in a work day if required by state law. Columbus, OH - Anticipated Hourly Rate Range$25.48-$25.48 USD Upstart is a proud Equal Opportunity Employer. We are dedicated to ensuring that underrepresented classes receive better access to affordable credit, and are just as committed to embracing diversity and inclusion in our hiring practices. We celebrate all cultures, backgrounds, perspectives, and experiences, and know that we can only become better together. If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email candidate_accommodations@upstart.com ************************************************
    $25.5-25.5 hourly Auto-Apply 13d ago
  • Commercial Credit/ nCino Manager

    Accenture 4.7company rating

    Credit analyst job in Columbus, OH

    Accenture is a leading global professional services company that helps the world's leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services-creating tangible value at speed and scale. We are a talent and innovation led company with 750,000 people serving clients in more than 120 countries. We combine our strength in technology with unmatched industry experience, functional expertise and global delivery capability. We are uniquely able to deliver tangible outcomes because of our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Accenture Song. These capabilities, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients succeed and build trusted, lasting relationships. As of 2023, we have been recognized among Fortune's World's Most Admired Companies for 20 consecutive years. And that's just the beginning. Your career is about what you want to be and who you want to be. It's about bringing your skills, your curiosity, and your best true self to your work. Visit us at ****************** We Are: In today's world, business leaders want to rapidly and confidently reinvent to increase resilience, mitigate risk, and grow with sustainable value. That's where Accenture Strategy & Consulting comes in. We bring together strategic visionaries, industry experts, practitioners from across every enterprise function, business intelligence professionals, change specialists, data and AI authorities, and many other specialized skills to co-create each client's unique path to reinvention. You will be a trusted partner to business leaders, working with a diverse team of experts to deliver successful tech-enabled transformation and new kinds of value for your clients. Join our global network of people using the latest assets, platforms and partnerships to help bring ideas to life. Strategy & Consulting is one of five services that make up one Accenture - the others are Operations, Technology, Song and Industry X. Management Consulting professionals design and implement transformation programs that integrate strategy, technology, and operations to create enterprise value for clients. Accenture is growing our practice to help our clients navigate their transformational journeys. You Are The candidate will be a Manager within the Commercial Banking Consulting practice with a focus on Business and Technology Transformation within the wholesale lending industry. The Commercial Credit Consultant designs and implements business changes that drive industry-specific, function and digital operating model transformation, focusing on task relating to people and process. Large wholesale lenders are investing heavily in modernizing their business, technology, and data to optimize straight-through processing, enhance client and employee experience, and reduce cost of ownership. Accenture is growing our practice to help our client navigate their transformational journeys. The Commercial Credit Manager will be focused on supporting the development of our lending offerings and the delivery of transformational consulting projects. The Commercial Credit Manager will be focused on supporting the development of our offerings and the delivery of consulting projects. Responsibilities may include: + Support Commercial Credit Transformation programs - including operating model and technology implementations . + Design next generation experiences and platforms for commercial lending clients. + Manage all parts of projects, from client buy-in to planning, budgeting, and execution. + Source and coordinate work from other internal workforces. + Develop of our next generation Wholesale credit technology offerings. + Become a trusted advisor for C-suite clients looking to solve critical business problem. + Drive business development to originate new client opportunities. + Build your reputation as an industry thought leader. + + Travel, as required, up to 80%, in the United States and Canada. Here's What You Need: + Minimum of 5 years relevant professional services firm experience in technology or management consulting with broad experience in engagement management and business development + Minimum of 5 years of equivalent of commercial credit industry (sales, underwriting. closing, servicing, portfolio management) industry experience + Demonstratable experience being part of an nCino or Salesforce project delivery project or consulting engagement for commercial lending + A Bachelor's degree Bonus Points if you have: + Extensive transformation strategy or operating model design experience in commercial banking. + Launched new product offerings in the banking industry. + Demonstrated experience developing and managing relationships with senior client executives. + Successful track record of leading complex management and/or technology consulting engagements across the delivery lifecycle. + nCino or Salesforce certification(s) + Hands on experience with additional commercial lending industry platforms, e.g., Moody's, Blooma, Built + French language skills + An advanced degree or financial industry certification + Built next generation analytic capabilities (e.g., predictive, generative, or agentic AI) for commercial lending. Professional Skills + Proven ability to operate within a collaborative environment. + Demonstrated commitment, teamwork, and collaboration in a professional setting; either military or civilian. + High energy level, focus and ability to work well in demanding client environments. + Excellent communication (written and oral) and interpersonal skills. + Strong leadership, problem solving, and decision-making abilities. + Unquestionable professional integrity, credibility, and character. Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired as set forth below.We accept applications on an on-going basis and there is no fixed deadline to apply. Information on benefits is here. (************************************************************ Role Location Annual Salary Range California $94,400 to $293,800 Cleveland $87,400 to $235,000 Colorado $94,400 to $253,800 District of Columbia $100,500 to $270,300 Illinois $87,400 to $253,800 Maryland $94,400 to $253,800 Massachusetts $94,400 to $270,300 Minnesota $94,400 to $253,800 New York/New Jersey $87,400 to $293,800 Washington $100,500 to $270,300 Requesting an Accommodation Accenture is committed to providing equal employment opportunities for persons with disabilities or religious observances, including reasonable accommodation when needed. If you are hired by Accenture and require accommodation to perform the essential functions of your role, you will be asked to participate in our reasonable accommodation process. Accommodations made to facilitate the recruiting process are not a guarantee of future or continued accommodations once hired. If you would like to be considered for employment opportunities with Accenture and have accommodation needs such as for a disability or religious observance, please call us toll free at **************** or send us an email or speak with your recruiter. Equal Employment Opportunity Statement We believe that no one should be discriminated against because of their differences. All employment decisions shall be made without regard to age, race, creed, color, religion, sex, national origin, ancestry, disability status, veteran status, sexual orientation, gender identity or expression, genetic information, marital status, citizenship status or any other basis as protected by federal, state, or local law. Our rich diversity makes us more innovative, more competitive, and more creative, which helps us better serve our clients and our communities. For details, view a copy of the Accenture Equal Opportunity Statement (******************************************************************************************************************************************** Accenture is an EEO and Affirmative Action Employer of Veterans/Individuals with Disabilities. Accenture is committed to providing veteran employment opportunities to our service men and women. Other Employment Statements Applicants for employment in the US must have work authorization that does not now or in the future require sponsorship of a visa for employment authorization in the United States. Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration. Job candidates will not be obligated to disclose sealed or expunged records of conviction or arrest as part of the hiring process. Further, at Accenture a criminal conviction history is not an absolute bar to employment. The Company will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. Additionally, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the Company's legal duty to furnish information. California requires additional notifications for applicants and employees. If you are a California resident, live in or plan to work from Los Angeles County upon being hired for this position, please click here for additional important information. Please read Accenture's Recruiting and Hiring Statement for more information on how we process your data during the Recruiting and Hiring process.
    $92k-118k yearly est. 34d ago
  • Commercial Credit Analyst

    Cfbank 3.7company rating

    Credit analyst job in Westerville, OH

    We are a fast-growing, high-achieving organization that thrives on winning. We are proud to be ranked nationally in the top 10 Banks within our asset size peer group based on financial performance. If you are seeking a place where you can have enhanced visibility, add more value, and you thrive in a dynamic and growth-focused environment, you belong at CFBank. We are agile, we work with integrity, and we hustle. For over 130 years we've been serving our communities and over the past decade have become a top performer, successfully growing our business and attracting some of the best talent out there. We are a commercial bank that offers a boutique banking experience for personal banking clients. Our unique business model offers direct access to decision-makers, great technology, great products, and competitive pricing that position our teams to go into the market and win business. About the role: This opportunity is best for candidates who have an interest in building a career in commercial lending and are seeking increased exposure, visibility, and potential impact. In this role, you will be part of a high-powered Credit team, who partners closely with our commercial sales teams across all our growing markets. Our commercial banking team is encouraged to generate a wide range of relationships spanning business banking and the middle market so expect variety in your daily work! A great opportunity to maintain an expansive skillset with direct access to executive management, all while serving a wide range of needs in local business communities. What you'll do: * Responsible for underwriting and credit analysis in the areas of commercial lending, commercial real estate lending, and credit administration. * Analyze financial records including earnings, savings, payments, and purchase of the company or individual and recommend other useful financial activity for further plans. * Compare liquidity, profitability, and credit histories of individuals or companies being evaluated with similar establishments to determine risk. * Complete loan applications, including credit analyses and summaries of loan requests, and submit for approval. * Minimize bad debt risk and maximize accounts receivable collections. * Generate financial ratios, using computer programs, to evaluate customers' financial status. * Comply with internal security policies and procedures and maintain customer confidentiality at all times. * Adhere to all regulations, policies, and record-keeping requirements. Complete all required training related to bank regulations and policies. * Accept other responsibilities and projects as requested to add value for CFBank. * Spreads financial statements for Borrower and Guarantor using the credit presentation software program. * Processes covenant testing according to procedures established by the Credit area of the Bank. Report deficiencies in covenant to management and loan officer. * Assists Credit Administration in the review of real estate appraisals and evaluations as necessary prior to loan closings. * Demonstrates proficiency in independently dealing with deadlines, managing workflow, and understanding processes in a timely manner. * Participates in weekly credit committee meetings, presents loan packages to the executive board as necessary to outline strengths/weaknesses in the deal accordingly, responding to inquiries from officers and committee members' questions. * Participates in weekly sales meetings to discuss current workflow and status of credit packages. Develops an understanding of past-due loans, discussion of pending items to note for the upcoming week. What We Offer: * Excellent Benefits Package: Top benefits include dependent coverage, generous PTO, Federal Holidays, and Paid Parental Leave for those who qualify for eligibility. * Professional development opportunities including educational/training opportunities * "Accelerated" 401k Plan and Employee Match of 50% of the first 8% deferred, available your first full month of employment with a 3-year vesting * Employee Banking Promos and Direct Deposit of payroll to CFBank Account (over 90% of our employees bank with us!) * Employee Assistance Program with a wide range of free resources such as estate planning and mental wellness resources * One of the most collaborative environments you'll find, with a team of hard-working mutually invested professionals who are excited about shared success
    $50k-59k yearly est. 20d ago
  • Sr. Credit and Collections Specialist

    N. Wasserstrom & Sons

    Credit analyst job in Columbus, OH

    Job Description Wasserstrom, an industry fixture since 1902, is a national leader in the manufacturing of food service equipment. From design to installation, we are a global supplier, custom manufacturer and consolidator of fixtures, furniture, and equipment. Rooted in the food service industry, we provide flexible solutions to targeted markets where you eat, sleep, work, play, shop and gather. We succeed by leveraging our national presence, buying power, regional consolidation, logistics operations, creative experts, and innovative engineering capabilities. We strive to extend our legacy of creating lasting value for our customers, associates, and the communities we serve. Job Summary: This position is responsible for managing and monitoring customer accounts to ensure timely payments and accurate record-keeping. Provides daily support by answering phone calls and emails from customers and cross-functional departments and follows-up on past-due balances. Resolves billing issues or payment discrepancies and escalates to management when necessary. Demonstrates advanced skills, such as critical thinking, decision-making, and leadership to perform tasks under little to no supervision. Possesses advanced technical proficiency and solid to advanced working knowledge to handle day-to-day credit tasks and procedures. Independently navigates sensitive customer conversations with professionalism to maintain positive customer relationships and favorable business outcomes. Facilitates projects that support long-term company initiatives for credit and finance operations. Handles sensitive account information and communication with a high-level of discretion and confidentiality. Able to orient, train, assign, and check the work of less experienced associates. Essential Duties and Responsibilities Monitor customer accounts and payment statuses; follow-up on billing issues or payment discrepancies and escalate to management as needed Process payments and verify posting details Provide daily support by answering phone calls and emails Pull D&B (Dunn & Bradstreet) to analyze credit worthiness for small credit lines Enter customer information and expense details Reconcile monthly statements and related transactions Maintain historical records by scanning and filing documents Perform other tasks to support credit and collections as needed Experience and Education: High School or GED 1 - 2 years related experience and/or training Other Skills and Abilities: Proficient computer skills; ability to use MS Office Suite, including Outlook, Word, Excel, and PowerPoint Technical ability to learn and use a variety of software programs, such as SyteLine Communicates well with others; speaks and writes clearly; asks for and offers help when needed Interpersonal; resolves questions and concerns in a professional manner; maintains confidentiality Detail oriented; meets quality standards and demonstrates accuracy and thoroughness Organized; completes work in a timely manner; able to prioritize and meet deadlines Problem-solver; gathers and analyzes information skillfully and generates suggestions for improving work Capable of working independently and as a member of a team; contributes to building a positive team spirit
    $40k-61k yearly est. 7d ago
  • Credit Analyst I

    First Merchants Bank 4.5company rating

    Credit analyst job in Columbus, OH

    Job Description First Merchants Bank is seeking a Credit Analyst I to join our team! This position will perform credit analysis, underwriting and monitoring of the commercial loan portfolio. As part of this role you will: Complete accurate, unbiased credit analyses within required timelines and according to standards including cash flow analysis, credit decision summary preparation and credit processes. Complete credit monitoring functions for designated portfolio including spreading and review of financial statements, borrowing base and covenant testing, marketable securities and leveraged lending monitoring and annual credit reviews. Assign call codes, NAICS codes, risk grade and risk rating score data accurately. Review appraisals and real estate evaluations. Use of financial spreading software, loan system, cash flow analysis and other credit systems and tools Attend and participate in loan committees as requested. To be successful in this position, we require the following: Bachelor's degree. The following would be a plus: Bachelor's degree (or completion within current semester) in accounting, finance, or business. First Merchants offers the following: Base Pay PLUS Bonuses Medical, Dental and Vision Insurance 401k Health Savings and Flexible Spending Accounts Vacation/Sick Time Paid Holidays Paid Parental Leave Tuition Reimbursement Additional Benefits A little about us: First Merchants is guided by a genuine philosophy of being a meaningful place to work and having a prosperous impact across all walks of life throughout the communities we serve, including consumers, businesses and other organizations. Our Vision, Mission and Team statement reflect and reinforce that authentic service philosophy. Our Vision is: To enhance the financial wellness of the diverse communities we serve. Our Mission is: To be the most responsive, knowledgeable, and high-performing financial organization for our clients, teammates, and shareholders. Our Team: "We are a collection of dynamic colleagues with diverse experiences and perspectives who share a passion for positively impacting lives. We are genuinely committed to attracting and engaging teammates of diverse backgrounds. We believe in the power of inclusion and belonging." Apply today to begin your career with us!
    $41k-52k yearly est. 2d ago
  • Senior Banker - Capital Square Financial Center -

    Bank of America 4.7company rating

    Credit analyst job in Columbus, OH

    Columbus, Ohio;Columbus, Ohio **To proceed with your application, you must be at least 18 years of age.** Acknowledge Refer a friend **To proceed with your application, you must be at least 18 years of age.** Acknowledge (********************************************************************************************************************** **:** At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! **Job Description:** This job is responsible for serving as the first point of contact for financial center clients, helping to uncover personal banking needs of both individual and small business clients, offering appropriate solutions, and connecting clients to specialists. Key responsibilities include deepening client relationships through platform services, supporting clients with self-service or transactional activities, and providing exceptional client care. Job expectations include proactively connecting with clients through outbound calls and conducting consistent follow-up routines. **Responsibilities:** + Partners with teams to provide financial center clients with both consumer and small business solutions, services, and strategies when uncovering personal banking needs and helping clients navigate their unique life priorities + Assists, educates, and trains clients on conducting simple transactions through self-service technologies + Leverages available resources, technologies, and processes to optimize the client experience and deliver operational excellence and accuracy + Adheres to established processes, laws, and guidelines in performing day-to-day activities, such as opening accounts, account maintenance, and Digital Assisted Shopping + Manages client interactions by taking the best course of action for the bank and its clients and abiding by all regulatory requirements **Required Qualifications:** + Minimum of one year demonstrated sales experience in a relationship-oriented and client-centric environment + In lieu of one year of sales experience, has previously held the role of Relationship Manager (RM), Advisor Development Program (ADP) RM, Credit Solutions Advisor (CSA I) or Relationship Manager Business Owner Specialist (RMBOS) at Bank of America for a minimum of six months + Enthusiastic, highly motivated self-starter with a strong work ethic and intense focus on results, acting in the best interest of the client + Collaborates effectively to get things done, building and nurturing strong relationships + Displays passion, commitment and drive to deliver an experience that improves our clients' financial lives + Confident in identifying solutions for helping new and existing clients based on their needs + Strong written and verbal communications skills + Can communicate effectively and confidently and is comfortable engaging all clients (in-person and by phone) + Ability to learn and adapt to new information, technology platforms, handle ambiguity and adapt to changing circumstances + Applies strong critical thinking and problem-solving skills to meet clients' needs + Demonstrates effective time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously + Is a commissioned notary or can successfully obtain a notary commission in the state you work within a few months of start date in role (exact timeframe varies by location due to differing state laws) + Must be able to work weekends and/or extended hours and travel to any financial center location within a reasonable distance **Desired Qualifications:** + Associate's Degree or Bachelor's Degree in business, finance or a related field + Experience working in a financial center where goals were met or exceeded + Retail and/or sales experience in a salary plus incentive environment + Experience working in an environment with individual and/or team goals where goals were routinely met or exceeded + Experience with financial information, spreadsheets and financial skills + Knowledge of banking products and services + Strong computer skills including Microsoft applications and previous experience utilizing laptop technology **Skills:** + Active Listening + Business Acumen + Customer and Client Focus + Oral Communications + Problem Solving + Account Management + Client Experience Branding + Client Management + Client Solutions Advisory + Relationship Building + Business Development + Pipeline Management + Prospecting + Referral Identification + Referral Management **Minimum Education Requirement:** High School Diploma / GED / Secondary School or equivalent **Shift:** 1st shift (United States of America) **Hours Per Week:** 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. View your **"Know your Rights (************************************************************************************** "** poster. **View the LA County Fair Chance Ordinance (************************************************************************************************** .** Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work. This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.
    $63k-118k yearly est. 5d ago
  • Licensed Loan Officer - Consumer Direct

    Lower 4.1company rating

    Credit analyst job in Columbus, OH

    Here at Lower, we believe homeownership is the key to building wealth, and we're making it easier and more accessible than ever. As a mission-driven fintech, we simplify the home-buying process through cutting-edge technology and a seamless customer experience. With tens of billions in funded home loans and top ratings on Trustpilot (4.8), Google (4.9), and Zillow (4.9), we're a leader in the industry. But what truly sets us apart? Our people. Join us and be part of something bigger. Job Description: Ready to take your mortgage career to the next level? If you're already thriving in a direct-to-consumer lending environment, you know the formula: high-quality leads, fast tech, and a company that backs you with real support. At Lower, we've perfected that model - and we're looking for licensed loan officers who want to close more deals, earn more, and make a bigger impact. What You'll Do Work high-intent inbound leads - no cold calling, just real conversations with ready-to-act borrowers. Connect via phone, text, and email to guide prospects through the loan process with clarity and confidence. Educate and advise borrowers on products that fit their goals - whether it's purchase, refi, or cash-out. Analyze credit and financial data to match customers with the right solution. Present pricing and terms in line with company standards and compliance requirements. Drive repeat and referral business through exceptional service and follow-through. Who You Are You hold an active NMLS license and have 1+ year of experience originating loans in a consumer-direct model. You're a closer - driven by performance, motivated by commission, and wired for results. You thrive in a fast-paced, tech-enabled environment and know how to manage a high-volume pipeline. You're passionate about helping people make smart financial decisions and delivering a 5-star experience. Experience with Encompass is a plus - but hustle and heart matter more. Why You'll Love Lower Best-in-class leads delivered daily - plus top-tier comp for any business you bring in yourself. A brand built on trust: 20K+ five-star reviews across Google, Zillow, LendingTree, and Facebook. Training that actually matters - weekly sessions to sharpen your skills and stay ahead of the curve. A culture that rewards performance and celebrates impact. What You'll Get Competitive commission structure with uncapped earning potential Full benefits: medical, dental, vision, paid holidays, PTO, parental leave Life insurance, short- and long-term disability, 401(k) with company match Corporate wellness program Employee discount on home mortgage purchases and refinances Where You'll Work Join us at our Columbus HQ at 711 N High Street - right in the heart of the Short North district. Want to close more loans with less friction? Let's talk. Apply now and see what it's like to work at a company that's built for loan officers - by people who get it. Lower provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.
    $60k-72k yearly est. Auto-Apply 60d+ ago
  • Lead Credit Officer - Vice President

    JPMC

    Credit analyst job in Columbus, OH

    Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As a Lead Credit Officer - Vice President within the Asset and Wealth Management Credit Risk team, you will play a significant role in managing risk and supporting the US Regional and Financial Sponsors portfolio. Your responsibilities will include leading and managing the overall risk management process for select markets with an initial focus on Financial and Venture Capital Sponsor clients. This primarily consists of analyzing credit risk and monitoring portfolio performance on an ongoing basis. The position offers a challenging and rewarding opportunity on a dynamic team where you can leverage your expertise to make significant impact. Job Responsibilities Management of the designated regional credit risk portfolio within acceptable quality and loss criteria Approve credit risk exposure relating to the client base within authorized limits. Responsible for the accurate, timely and consistent assignment of risk ratings for all clients and collateral. Guide and advise Credit Officers with respect to credit analysis and the proper application of Private Banking credit underwriting policies. Partner with the regional or product lending teams to ensure that new and existing credit exposure is structured, documented and approved in accordance with JPMorgan Credit Policy. Monitor performance and compliance metrics within the designated portfolio and work with integrated team to understand issues, approve resolution plans and escalate potential problems immediately. Oversee and drive ad hoc risk-related projects and workflows. Drive efficiency with existing technical infrastructure through automation while embracing innovative opportunities offered by new technologies. Collaborate and communicate with external and internal stakeholders. Monitor the Financial and Venture Capital Sponsors industry and overall economic/business environment to identify and elevate potential material issues, risks, and trends in the portfolio to Senior Management. Required qualifications, capabilities, and skills Bachelor's degree required. Advanced knowledge in private equity, including lending to funds and their management companies, and individuals (sponsor partners), with the ability to conduct portfolio analysis Minimum 5 years in a similar banking or credit role, with experience in overseeing a large credit portfolio and structuring complex credit transactions. High level of analytical skills, with attention to detail Familiarity and expertise with legal documentation, particularly with respect to fund finance Ability to understand and distill market dynamics and economic drivers Outstanding professional reputation and integrity. Strong leadership, management and business partnership skills, with the ability to train others. Strong presentation, business writing, and communication skills. Preferred qualifications, capabilities, and skills Preferred knowledge of the high-net-worth industry and the commensurate capital and financial markets
    $93k-147k yearly est. Auto-Apply 60d+ ago
  • Credit Workout Officer II

    Northwest Bank 4.8company rating

    Credit analyst job in Columbus, OH

    The Credit Workout Officer II is responsible for performing a variety of duties including meeting with borrowers, evaluating management teams, and business plans to determine whether to retain or exit credit. Essential Functions Ensure integrity of loan documentation Review loan documents for perfection of collateral Analyze financial statements Identify and resolve problems / issues Record all agreements and conversations Prepare correspondence and documentation with regards to workout plan Discuss grades and workout procedures Issue demands letters Monitor collection activity, and bankruptcies Obtain judgments Establish Workout plans Report agreed payment terms and plans Locate collateral / inspection Coordinate foreclosures Partner with loan officers Prepare for litigation Coordinate sale of acquired assets / with appropriate staff, liquidation of assets and sales, and legal plan action with counsel Order appraisals Initiate Charge-offs / write downs Prepare reviews on workout loans, and quarterly workout updates Familiarity with & knowledge of the SBA Standard Operating Procedures (SOP). Liquidation of SBA 7 & 504 Loans Participate in quarterly SAG Watch Calls and preparation of CRIT Forms Ensure compliance with Northwest's policies and procedures, and Federal/State regulations Navigate Microsoft Office Software, computer applications, and software specific to the department to maximize technology tools and gain efficiency Work as part of a team Work with on-site equipment Education and Experience preferred Bachelor's degree in business, accounting, finance or related 3-5 years of experience related to commercial lending including special assets, loan review, credit and / or lending Ability to analyze data related to bankruptcy, foreclosure, and repossession This position will be performed onsite Monday - Thursday with Friday an option work from home day. Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.
    $105k-161k yearly est. Auto-Apply 60d+ ago
  • Senior Credit Analyst, Personal Loans

    Upstart Services 4.0company rating

    Credit analyst job in Columbus, OH

    About Upstart Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than 80% of borrowers are approved instantly, with zero documentation to upload. Upstart is a digital-first company, which means that most Upstarters live and work anywhere in the United States. However, we also have offices in San Mateo, California; Columbus, Ohio; and Austin, Texas. Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart, we'd love to hear from you! The Team: Upstart's Operations team is the fastest growing team in the org and we're seeking Senior Credit Analysts to join us on the ground level to support our Onboarding organization. In this flexible role, you will support the operations of one or more of our core business verticals based on the needs of our business. As a Senior Credit Analyst, you will be responsible for managing workflows and tasks, ensuring that a loan application makes its way through our process smoothly and accurately. You will be an integral part of our Ops organization.The role requires excellent communication skills, strong analytical and problem-solving abilities and a passion for high-quality customer service. How you'll make an impact Support various operational workflows related to loan processing, closing coordination, and post-close documentation. Manage and prioritize a personal pipeline of loan files, ensuring accuracy, completeness, and timely movement through the process. Review applicant-submitted information and documentation, identify gaps or inconsistencies, and follow up as needed. Maintain clear, detailed notes in systems such as Vesta and Salesforce to ensure visibility across the team. Collaborate with teammates across Pods, Quality, and Training to identify opportunities to improve workflows and borrower experience. Adapt to changing business needs by taking on new responsibilities and workflows as the team scales. Minimum Qualifications 1+ years of experience in loan processing or loan officer roles at a Financial Institution or Mortgage company directly supporting customers Proven experience handling difficult or complex customer communications both verbally and in writing, including the ability to generate succinct timelines and escalation details Experience reviewing various tax forms and schedules, financial statements, credit reports, and general lending concepts Strong understanding of the personal loan process, from application through closing High School Diploma or GED Preferred Qualifications Familiarity with and other regulatory requirements in surrounding unsecured loan products. Experience supporting applicants or coordinating with third-party vendors. Proven adaptability in high-growth, fast-paced environments. Effective communicator with a team-oriented mindset and willingness to jump in where needed Position location This role is available in the following locations: Columbus, OH Time zone requirements The team operates on the East/West coast time zones. In-Office requirements. You will be required to work from the Columbus, Ohio office 2 days per week (must be within a 60 mile radius). Depending on business needs, agents may be asked to work from the office more often. What you'll love: Competitive Compensation (base + bonus & equity) Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings Employee Stock Purchase Plan (ESPP) Life and disability insurance Generous holiday, vacation, sick and safety leave Supportive parental, family care, and military leave programs Annual wellness, technology & ergonomic reimbursement programs Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering Catered lunches + snacks & drinks when working in offices #LI-Entry This is a Non-Exempt position. Employees in this position are paid an hourly pay rate, on a bi-weekly basis, and are eligible to receive overtime pay for any hours worked over 40 in a work week, or over 8 in a work day if required by state law. At Upstart, your base pay is one part of your total compensation package. The anticipated annualized base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location-with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process. In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k). United States | Remote - Anticipated Hourly Rate Range$25.48-$25.48 USD Upstart is a proud Equal Opportunity Employer. We are dedicated to ensuring that underrepresented classes receive better access to affordable credit, and are just as committed to embracing diversity and inclusion in our hiring practices. We celebrate all cultures, backgrounds, perspectives, and experiences, and know that we can only become better together. If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email candidate_accommodations@upstart.com ************************************************
    $25.5-25.5 hourly Auto-Apply 37d ago
  • Commercial Credit/ nCino Manager

    Accenture 4.7company rating

    Credit analyst job in Columbus, OH

    Accenture is a leading global professional services company that helps the world's leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services-creating tangible value at speed and scale. We are a talent and innovation led company with 750,000 people serving clients in more than 120 countries. We combine our strength in technology with unmatched industry experience, functional expertise and global delivery capability. We are uniquely able to deliver tangible outcomes because of our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Accenture Song. These capabilities, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients succeed and build trusted, lasting relationships. As of 2023, we have been recognized among Fortune's World's Most Admired Companies for 20 consecutive years. And that's just the beginning. Your career is about what you want to be and who you want to be. It's about bringing your skills, your curiosity, and your best true self to your work. Visit us at ****************** We Are: In today's world, business leaders want to rapidly and confidently reinvent to increase resilience, mitigate risk, and grow with sustainable value. That's where Accenture Strategy & Consulting comes in. We bring together strategic visionaries, industry experts, practitioners from across every enterprise function, business intelligence professionals, change specialists, data and AI authorities, and many other specialized skills to co-create each client's unique path to reinvention. You will be a trusted partner to business leaders, working with a diverse team of experts to deliver successful tech-enabled transformation and new kinds of value for your clients. Join our global network of people using the latest assets, platforms and partnerships to help bring ideas to life. Strategy & Consulting is one of five services that make up one Accenture - the others are Operations, Technology, Song and Industry X. Management Consulting professionals design and implement transformation programs that integrate strategy, technology, and operations to create enterprise value for clients. Accenture is growing our practice to help our clients navigate their transformational journeys. You Are The candidate will be a Manager within the Commercial Banking Consulting practice with a focus on Business and Technology Transformation within the wholesale lending industry. The Commercial Credit Consultant designs and implements business changes that drive industry-specific, function and digital operating model transformation, focusing on task relating to people and process. Large wholesale lenders are investing heavily in modernizing their business, technology, and data to optimize straight-through processing, enhance client and employee experience, and reduce cost of ownership. Accenture is growing our practice to help our client navigate their transformational journeys. The Commercial Credit Manager will be focused on supporting the development of our lending offerings and the delivery of transformational consulting projects. The Commercial Credit Manager will be focused on supporting the development of our offerings and the delivery of consulting projects. Responsibilities may include: * Support Commercial Credit Transformation programs - including operating model and technology implementations . * Design next generation experiences and platforms for commercial lending clients. * Manage all parts of projects, from client buy-in to planning, budgeting, and execution. * Source and coordinate work from other internal workforces. * Develop of our next generation Wholesale credit technology offerings. * Become a trusted advisor for C-suite clients looking to solve critical business problem. * Drive business development to originate new client opportunities. * Build your reputation as an industry thought leader. * * Travel, as required, up to 80%, in the United States and Canada. Qualification Here's What You Need: * Minimum of 5 years relevant professional services firm experience in technology or management consulting with broad experience in engagement management and business development * Minimum of 5 years of equivalent of commercial credit industry (sales, underwriting. closing, servicing, portfolio management) industry experience * Demonstratable experience being part of an nCino or Salesforce project delivery project or consulting engagement for commercial lending * A Bachelor's degree Bonus Points if you have: * Extensive transformation strategy or operating model design experience in commercial banking. * Launched new product offerings in the banking industry. * Demonstrated experience developing and managing relationships with senior client executives. * Successful track record of leading complex management and/or technology consulting engagements across the delivery lifecycle. * nCino or Salesforce certification(s) * Hands on experience with additional commercial lending industry platforms, e.g., Moody's, Blooma, Built * French language skills * An advanced degree or financial industry certification * Built next generation analytic capabilities (e.g., predictive, generative, or agentic AI) for commercial lending. Professional Skills * Proven ability to operate within a collaborative environment. * Demonstrated commitment, teamwork, and collaboration in a professional setting; either military or civilian. * High energy level, focus and ability to work well in demanding client environments. * Excellent communication (written and oral) and interpersonal skills. * Strong leadership, problem solving, and decision-making abilities. * Unquestionable professional integrity, credibility, and character. Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired as set forth below. We accept applications on an on-going basis and there is no fixed deadline to apply. Information on benefits is here. Role Location Annual Salary Range California $94,400 to $293,800 Cleveland $87,400 to $235,000 Colorado $94,400 to $253,800 District of Columbia $100,500 to $270,300 Illinois $87,400 to $253,800 Maryland $94,400 to $253,800 Massachusetts $94,400 to $270,300 Minnesota $94,400 to $253,800 New York/New Jersey $87,400 to $293,800 Washington $100,500 to $270,300 Locations
    $92k-118k yearly est. 5d ago
  • Credit Analyst I

    First Merchants Brand 4.5company rating

    Credit analyst job in Columbus, OH

    First Merchants Bank is seeking a Credit Analyst I to join our team! This position will perform credit analysis, underwriting and monitoring of the commercial loan portfolio. As part of this role you will: Complete accurate, unbiased credit analyses within required timelines and according to standards including cash flow analysis, credit decision summary preparation and credit processes. Complete credit monitoring functions for designated portfolio including spreading and review of financial statements, borrowing base and covenant testing, marketable securities and leveraged lending monitoring and annual credit reviews. Assign call codes, NAICS codes, risk grade and risk rating score data accurately. Review appraisals and real estate evaluations. Use of financial spreading software, loan system, cash flow analysis and other credit systems and tools Attend and participate in loan committees as requested. To be successful in this position, we require the following: Bachelor's degree. The following would be a plus: Bachelor's degree (or completion within current semester) in accounting, finance, or business. First Merchants offers the following: Base Pay PLUS Bonuses Medical, Dental and Vision Insurance 401k Health Savings and Flexible Spending Accounts Vacation/Sick Time Paid Holidays Paid Parental Leave Tuition Reimbursement Additional Benefits A little about us: First Merchants is guided by a genuine philosophy of being a meaningful place to work and having a prosperous impact across all walks of life throughout the communities we serve, including consumers, businesses and other organizations. Our Vision, Mission and Team statement reflect and reinforce that authentic service philosophy. Our Vision is: To enhance the financial wellness of the diverse communities we serve. Our Mission is: To be the most responsive, knowledgeable, and high-performing financial organization for our clients, teammates, and shareholders. Our Team: "We are a collection of dynamic colleagues with diverse experiences and perspectives who share a passion for positively impacting lives. We are genuinely committed to attracting and engaging teammates of diverse backgrounds. We believe in the power of inclusion and belonging." Apply today to begin your career with us!
    $41k-52k yearly est. 60d+ ago
  • Senior Banker - Capital Square Financial Center

    Bank of America 4.7company rating

    Credit analyst job in Columbus, OH

    At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This job is responsible for serving as the first point of contact for financial center clients, helping to uncover personal banking needs of both individual and small business clients, offering appropriate solutions, and connecting clients to specialists. Key responsibilities include deepening client relationships through platform services, supporting clients with self-service or transactional activities, and providing exceptional client care. Job expectations include proactively connecting with clients through outbound calls and conducting consistent follow-up routines. Responsibilities: Partners with teams to provide financial center clients with both consumer and small business solutions, services, and strategies when uncovering personal banking needs and helping clients navigate their unique life priorities Assists, educates, and trains clients on conducting simple transactions through self-service technologies Leverages available resources, technologies, and processes to optimize the client experience and deliver operational excellence and accuracy Adheres to established processes, laws, and guidelines in performing day-to-day activities, such as opening accounts, account maintenance, and Digital Assisted Shopping Manages client interactions by taking the best course of action for the bank and its clients and abiding by all regulatory requirements Required Qualifications: Minimum of one year demonstrated sales experience in a relationship-oriented and client-centric environment In lieu of one year of sales experience, has previously held the role of Relationship Manager (RM), Advisor Development Program (ADP) RM, Credit Solutions Advisor (CSA I) or Relationship Manager Business Owner Specialist (RMBOS) at Bank of America for a minimum of six months Enthusiastic, highly motivated self-starter with a strong work ethic and intense focus on results, acting in the best interest of the client Collaborates effectively to get things done, building and nurturing strong relationships Displays passion, commitment and drive to deliver an experience that improves our clients' financial lives Confident in identifying solutions for helping new and existing clients based on their needs Strong written and verbal communications skills Can communicate effectively and confidently and is comfortable engaging all clients (in-person and by phone) Ability to learn and adapt to new information, technology platforms, handle ambiguity and adapt to changing circumstances Applies strong critical thinking and problem-solving skills to meet clients' needs Demonstrates effective time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously Is a commissioned notary or can successfully obtain a notary commission in the state you work within a few months of start date in role (exact timeframe varies by location due to differing state laws) Must be able to work weekends and/or extended hours and travel to any financial center location within a reasonable distance Desired Qualifications: Associate's Degree or Bachelor's Degree in business, finance or a related field Experience working in a financial center where goals were met or exceeded Retail and/or sales experience in a salary plus incentive environment Experience working in an environment with individual and/or team goals where goals were routinely met or exceeded Experience with financial information, spreadsheets and financial skills Knowledge of banking products and services Strong computer skills including Microsoft applications and previous experience utilizing laptop technology Skills: Active Listening Business Acumen Customer and Client Focus Oral Communications Problem Solving Account Management Client Experience Branding Client Management Client Solutions Advisory Relationship Building Business Development Pipeline Management Prospecting Referral Identification Referral Management Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent Shift: 1st shift (United States of America) Hours Per Week: 40
    $63k-118k yearly est. Auto-Apply 4d ago
  • Loan Servicing Analyst

    JPMC

    Credit analyst job in Columbus, OH

    Are you looking for an opportunity to join JPM? Apply today to join our JPMorgan Chase Dealer Commercial Services Floorplan Operations Department within Commercial Wholesale Lending Services Group. As a Loan Analyst within our Dealer Floorplan System team, you will be responsible for processing and inputting dealer floorplan loans, payments, and offset equity transactions. Your role will also involve processing external funding requests and potentially preparing, balancing, and inputting general ledger accounting entries into the MITS system. Your duties may extend to reviewing, processing, and maintaining dealer floor plan documents, as well as providing input on both monetary and non-monetary account transactions/adjustments. Job Responsibilities: - Prepare, balance, and input general ledger - Review dealer floor plan document -Prepare, balance, and input general ledger -Reviewing dealer floor plan documents Required qualifications, capabilities, and skills - Strong knowledge of Banking Industry business structures a must. - Working knowledge of Microsoft Office products - Must be willing to work in a fast-paced, heavy volume environment. Volume fluctuates. - Ability to manage multiple priorities and meet strict deadlines. - Must have excellent attendance. - Must be highly adaptable to change. - Strong communication skills, both written and verbal. - Keeping up to date with new procedures and tracking all items processed. - Must have the ability to apply effective deduction skills. - Must have strong problem solving and decision making skills. - Must have strong research and analytical skills.
    $32k-51k yearly est. Auto-Apply 60d+ ago

Learn more about credit analyst jobs

How much does a credit analyst earn in Columbus, OH?

The average credit analyst in Columbus, OH earns between $37,000 and $95,000 annually. This compares to the national average credit analyst range of $40,000 to $93,000.

Average credit analyst salary in Columbus, OH

$59,000

What are the biggest employers of Credit Analysts in Columbus, OH?

The biggest employers of Credit Analysts in Columbus, OH are:
  1. First Merchants
  2. Resiliency
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