Credit analyst jobs in Denver, CO - 120 jobs

Accenture is a leading global professional services company that helps the world's leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services-creating tangible value at speed and scale. We are a talent and innovation led company with 750,000 people serving clients in more than 120 countries. We combine our strength in technology with unmatched industry experience, functional expertise and global delivery capability. We are uniquely able to deliver tangible outcomes because of our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Accenture Song. These capabilities, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients succeed and build trusted, lasting relationships. As of 2023, we have been recognized among Fortune's World's Most Admired Companies for 20 consecutive years. And that's just the beginning. Your career is about what you want to be and who you want to be. It's about bringing your skills, your curiosity, and your best true self to your work. Visit us at ****************** We Are: In today's world, business leaders want to rapidly and confidently reinvent to increase resilience, mitigate risk, and grow with sustainable value. That's where Accenture Strategy & Consulting comes in. We bring together strategic visionaries, industry experts, practitioners from across every enterprise function, business intelligence professionals, change specialists, data and AI authorities, and many other specialized skills to co-create each client's unique path to reinvention. You will be a trusted partner to business leaders, working with a diverse team of experts to deliver successful tech-enabled transformation and new kinds of value for your clients. Join our global network of people using the latest assets, platforms and partnerships to help bring ideas to life. Strategy & Consulting is one of five services that make up one Accenture - the others are Operations, Technology, Song and Industry X. Management Consulting professionals design and implement transformation programs that integrate strategy, technology, and operations to create enterprise value for clients. Accenture is growing our practice to help our clients navigate their transformational journeys. You Are: The candidate will be a Senior Manager within the Commercial Banking Consulting practice with a focus on Business and Technology Transformation within the wholesale lending industry. The Commercial Credit Consultant designs and implements business changes that drive industry-specific, function and digital operating model transformation, focusing on task relating to people and process. Large wholesale lenders are investing heavily in modernizing their business, technology, and data to optimize straight-through processing, enhance client and employee experience, and reduce cost of ownership. Accenture is growing our practice to help our client navigate their transformational journeys. The Commercial Credit Senior Manager will be focused on supporting the development of our lending offerings and the delivery of transformational consulting projects. The Commercial Credit Senior Manager will be focused on supporting the development of our offerings and the delivery of consulting projects. Responsibilities may include: * Become a trusted advisor for C-suite clients looking to solve critical business problem * Define clients' business and technology strategy. * Re-imagine world-class operating models for Wholesale credit institutions. * Lead Wholesale credit systems implementation engagements (requirements, design, test, deployment, etc.). * Manage all parts of projects, from client buy-in to planning, budgeting, and execution. * Source and coordinate work from other internal workforces. * Develop of our next generation Wholesale credit technology offerings. * Drive business development to originate new client opportunities. * Build your reputation as an industry thought leader * Travel, as required, up to 80%, in the United States and Canada. Qualification Here's What You Need: * Minimum of 10 years relevant professional services firm experience in technology or management consulting with broad experience in engagement management and business development * Minimum of 7 years of equivalent of commercial credit industry (sales, underwriting. closing, servicing, portfolio management) industry experience * Demonstrated experience leading engagements and managing resources on complex nCino transformation programs * Demonstratable experience leading a complex, large-scale commercial credit transformation across operating model, technology, and data/AI workstreams * Demonstrated experience developing and managing relationships with C-suite client executives. * A Bachelor's degree Bonus Points if you have: * Launched new product offerings in the banking industry. * Implemented next generation analytic capabilities (e.g., predictive, generative, or agentic AI) for commercial lending. * Experience with additional commercial lending industry platforms, e.g., Moody's, Blooma, Built * An advanced degree or financial industry certification * nCino expertise preferred including nCino/Salesforce certifications Professional Skills * Proven ability to operate within a collaborative environment. * Demonstrated commitment, teamwork, and collaboration in a professional setting; either military or civilian. * High energy level, focus and ability to work well in demanding client environments. * Excellent communication (written and oral) and interpersonal skills. * Strong leadership, problem solving, and decision-making abilities. * Unquestionable professional integrity, credibility, and character. Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired as set forth below. We accept applications on an on-going basis and there is no fixed deadline to apply. Information on benefits is here. Role Location Annual Salary Range California $132,500 to $338,300 Cleveland $122,700 to $270,600 Colorado $132,500 to $292,200 District of Columbia $141,100 to $311,200 Illinois $122,700 to $292,200 Maryland $132,500 to $292,200 Massachusetts $132,500 to $311,200 Minnesota $132,500 to $292,200 New York/New Jersey $122,700 to $338,300 Washington $141,100 to $311,200 Locations

Job Type: Full-Time Non-Exempt Salary: $30.29 - $43.27/HR *Actual offer will be based on experience, location, education, and/or skills* Applications should be submitted for consideration no later than 01/30/2026. ____________________________________________________________________________________________________ Who We're Looking For You're a detail-oriented credit professional who thrives in a fast-paced, dynamic environment. You bring structure to client relationships through disciplined underwriting, portfolio management, and proactive servicing. Whether supporting new loan requests or maintaining compliance within existing relationships, you take ownership of process and performance. You collaborate well with Relationship Bankers, respond quickly to client needs, and bring a high level of accountability to your work. If you balance independence with teamwork, and bring precision to credit and servicing functions-this role is for you. About the Role The Credit Analyst supports the Profit Center (PC) by identifying key revenue-generating opportunities across loans, deposits, and investment assets. This role is primarily responsible for underwriting new loan requests, managing renewals, and maintaining portfolio compliance-ensuring strong credit performance and client retention. Key responsibilities include analyzing less complex loan relationships, managing file exceptions, tracking past dues and covenants, and supporting the loan process from application through onboarding. The role also includes client outreach, annual reviews, and collaboration with Relationship Bankers to identify new opportunities and support delivery of financial solutions. Success in this role requires strong analytical skills, process discipline, and the ability to manage a variety of credit and service-related tasks with accuracy and urgency. What You'll Do * Underwrite and analyze consumer and less complex commercial loan requests in support of Relationship Bankers. * Manage loan portfolio compliance, including file exceptions, past dues, maturing loans, covenant tracking, and documentation. * Coordinate all stages of credit processing-from client outreach and document collection through application, approval, closing, and onboarding. * Facilitate renewals, modifications, and annual reviews to maintain relationship quality and prevent asset attrition. * Identify lending opportunities within existing client relationships and introduce additional bank products to meet client needs. * Maintain up-to-date knowledge of internal policies, procedures, and regulatory requirements, ensuring adherence across all credit functions. What You Bring * Bachelor's degree in business, finance, or a related field. * 3-5 years of experience in lending, credit administration, and/or banking. * Proficiency in Microsoft Office Suite, with exceptional Excel skills. * Experience using banking and credit software. * Experience with CRM systems. * Strong mathematical and analytical skills. * Excellent written and verbal communication skills. * Ability to organize, prioritize, and manage multiple tasks. * High initiative and follow-through. * Ability to work independently and with a team. * Self-starter with strong problem-solving skills. * NMLS registration upon hire. What We Offer * Competitive base salary: $30.29 - $43.27/HR, plus strong bonus potential. * 401(k) plan with employer match. * Paid parking and transportation benefits. * Comprehensive health and wellness benefits, including: * Health savings accounts (HSA) * Flexible spending accounts (FSA) * Medical, dental, and vision coverage * Generous paid time off and bank holidays. * Access to training and professional development programs. * Sponsorship and support for obtaining professional certifications. * A culture of collaboration, continuous improvement, and shared success. ____________________________________________________________________________________________________ Who We Are At First Western Trust, we're more than just a financial institution-we're a team of forward-thinkers committed to excellence, innovation, and impact. Our culture thrives on teamwork and mutual respect, grounded in the belief that diverse perspectives fuel creativity and help us tackle challenges in fresh, effective ways. We celebrate each other's successes, welcome new ideas, and take personal ownership in everything we do. A genuine desire to positively impact our clients, communities, and one another drives our work. We meet challenges with a growth mindset, act with urgency and accountability, and constantly strive to raise the bar for ourselves and our clients. Leadership at First Western means setting an example and fostering a culture of trust, transparency, and respect. Whether you're just beginning your journey or bringing years of experience, you'll find a welcoming community where your contributions are valued and your potential is boundless. We expect our people to: * Demand and reward excellence. * Take action and responsibility. * Collaborate, communicate openly, and give/receive feedback with trust. * Go above and beyond to do what's right-always. If that sounds like you, you'll fit right in. Learn more at myfw.com or email **************************. Equal Opportunity Employer First Western Trust is proud to be an Equal Opportunity Employer. We are committed to creating a diverse, inclusive, and respectful workplace where every team member is valued and given the opportunity to thrive. We welcome applicants of all backgrounds and experiences and do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other protected status. For accommodation requests, please contact **************************.

BKV Corporation is a dynamic value-driven company with expertise in upstream unconventional oil and gas investments and production. We believe our focus on visionary strategy, efficient execution, and high-performing teams is key to creating long-term sustainable value and growth. BKV Corporation is an equal opportunity employer. We value diversity and base all employment decisions on qualifications, merit, and business needs. JOB SUMMARY The Credit Risk Analyst is responsible for assessing and managing the credit risk associated with BKV's customers, partners, and counterparties. You will be responsible for evaluating financial statements, market conditions, and other risk factors to ensure that sound credit decisions are made. This role requires strong analytical and quantitative skills, a deep understanding of financial modeling, and the ability to assess creditworthiness in a dynamic energy market. The role requires building internal credit models where external ratings are not available, building quantitative models for Potential Future Exposure (PFE), Loss Given Default/Downgrade, and other stress models. This role works to achieve operational targets under close supervision. Requires the ability to explain facts, policies, and practices related to the area of work. Problems faced are generally not difficult or complex. Demonstrates integrity, accountability, and transparency; upholds BKV standards, values and culture. RESPONSIBILITIES Typical job responsibilities of the Credit Risk Analyst include: Evaluate the creditworthiness of new and existing customers, suppliers, and partners in the natural gas sector. Conduct financial analysis and review of key financial statements, including balance sheets, income statements, and cash flow statements. Use various credit scoring models and techniques to assess the risk levels associated with counterparties. Continuously monitor the credit risk profile of the company's counterparties and identify any potential areas of concern or risk. Prepare and present regular credit risk reports to senior management, outlining the status of credit risk exposures, and providing recommendations for mitigation strategies. Maintain up-to-date credit risk models and ensure accurate reporting of risk-related data. Develop and recommend credit limits and collateral requirements for customers based on risk assessment. Perform data analysis to derive actionable insights for Risk Management and the larger business. Collaborate with legal and operational teams to ensure contracts and agreements with counterparties reflect appropriate credit terms. Work with the treasury department to ensure effective credit risk mitigation strategies, including hedging, letters of credit, or other financial instruments. Stay informed about industry trends, economic conditions, and regulatory changes that could impact credit risk. Analyze external factors such as market volatility, commodity prices, and interest rates that may influence the creditworthiness of counterparties. Collaborate with internal teams, including finance, legal, and operations, to ensure alignment of credit risk management strategies with overall business objectives. Ensure compliance with all regulatory requirements and company policies regarding credit risk management. Train junior members and develop team capabilities. Perform other duties as required. REQUIRED SKILLS Understanding natural gas industry standards, market trends, emerging issues, and regulatory requirements. Strong understanding of credit risk assessment methodologies and financial analysis techniques. Proficiency in Microsoft Excel, financial modeling, and data analysis. Ability to analyze and interpret complex financial statements and reports. Proficient in Microsoft Office and job-related applications. Use insights from digital tools to improve performance. Ability to thrive in a dynamic, fast-paced environment. Ability to work independently and as part of a team. Advanced interpersonal, collaboration, and communication skills. Demonstrated attention to detail, organization, and prioritization skills. Demonstrated cognitive and problem-solving skills. Growth mindset with a demonstrated ability to innovate, embrace change, and have grit. EDUCATION & EXPERIENCE Bachelor's degree in Risk Management, Business, Finance, Economics, or related fields. 3+ years of experience in Risk analysis, financial analysis, or a related role within the energy or commodities field. Experience in building quantitative models and regression models is a plus. PHYSICAL DEMANDS / WORKING CONDITIONS This position is located in Denver, CO, at BKV Headquarters. Hybrid. TRAVEL Some travel expenses may be up to 10% of the total. WORK ENVIRONMENT Primarily office-based with standard business hours; extended hours may be required depending on business needs. May occasionally be exposed to distracting noise while sharing office space with others. PHYSICAL DEMANDS Ability to sit for extended periods of time. Ability to operate a computer, telephone, and other office equipment. Ability to occasionally lift, carry, push, or pull up to 25 pounds. Ability to communicate effectively, both verbally and in writing. BASE PAY Base Pay: $70,000 - $128,000 STI: 20%

Job Description Credit Analyst Job Type: Full-Time Non-Exempt Salary: $30.29 - $43.27/HR *Actual offer will be based on experience, location, education, and/or skills* Applications should be submitted for consideration no later than 01/30/2026. ____________________________________________________________________________________________________ Who We're Looking For You're a detail-oriented credit professional who thrives in a fast-paced, dynamic environment. You bring structure to client relationships through disciplined underwriting, portfolio management, and proactive servicing. Whether supporting new loan requests or maintaining compliance within existing relationships, you take ownership of process and performance. You collaborate well with Relationship Bankers, respond quickly to client needs, and bring a high level of accountability to your work. If you balance independence with teamwork, and bring precision to credit and servicing functions-this role is for you. About the Role The Credit Analyst supports the Profit Center (PC) by identifying key revenue-generating opportunities across loans, deposits, and investment assets. This role is primarily responsible for underwriting new loan requests, managing renewals, and maintaining portfolio compliance-ensuring strong credit performance and client retention. Key responsibilities include analyzing less complex loan relationships, managing file exceptions, tracking past dues and covenants, and supporting the loan process from application through onboarding. The role also includes client outreach, annual reviews, and collaboration with Relationship Bankers to identify new opportunities and support delivery of financial solutions. Success in this role requires strong analytical skills, process discipline, and the ability to manage a variety of credit and service-related tasks with accuracy and urgency. What You'll Do Underwrite and analyze consumer and less complex commercial loan requests in support of Relationship Bankers. Manage loan portfolio compliance, including file exceptions, past dues, maturing loans, covenant tracking, and documentation. Coordinate all stages of credit processing-from client outreach and document collection through application, approval, closing, and onboarding. Facilitate renewals, modifications, and annual reviews to maintain relationship quality and prevent asset attrition. Identify lending opportunities within existing client relationships and introduce additional bank products to meet client needs. Maintain up-to-date knowledge of internal policies, procedures, and regulatory requirements, ensuring adherence across all credit functions. What You Bring Bachelor's degree in business, finance, or a related field. 3-5 years of experience in lending, credit administration, and/or banking. Proficiency in Microsoft Office Suite, with exceptional Excel skills. Experience using banking and credit software. Experience with CRM systems. Strong mathematical and analytical skills. Excellent written and verbal communication skills. Ability to organize, prioritize, and manage multiple tasks. High initiative and follow-through. Ability to work independently and with a team. Self-starter with strong problem-solving skills. NMLS registration upon hire. What We Offer Competitive base salary: $30.29 - $43.27/HR, plus strong bonus potential. 401(k) plan with employer match. Paid parking and transportation benefits. Comprehensive health and wellness benefits, including: Health savings accounts (HSA) Flexible spending accounts (FSA) Medical, dental, and vision coverage Generous paid time off and bank holidays. Access to training and professional development programs. Sponsorship and support for obtaining professional certifications. A culture of collaboration, continuous improvement, and shared success. ____________________________________________________________________________________________________ Who We Are At First Western Trust, we're more than just a financial institution-we're a team of forward-thinkers committed to excellence, innovation, and impact. Our culture thrives on teamwork and mutual respect, grounded in the belief that diverse perspectives fuel creativity and help us tackle challenges in fresh, effective ways. We celebrate each other's successes, welcome new ideas, and take personal ownership in everything we do. A genuine desire to positively impact our clients, communities, and one another drives our work. We meet challenges with a growth mindset, act with urgency and accountability, and constantly strive to raise the bar for ourselves and our clients. Leadership at First Western means setting an example and fostering a culture of trust, transparency, and respect. Whether you're just beginning your journey or bringing years of experience, you'll find a welcoming community where your contributions are valued and your potential is boundless. We expect our people to: Demand and reward excellence. Take action and responsibility. Collaborate, communicate openly, and give/receive feedback with trust. Go above and beyond to do what's right-always. If that sounds like you, you'll fit right in. Learn more at myfw.com or email **************************. Equal Opportunity Employer First Western Trust is proud to be an Equal Opportunity Employer. We are committed to creating a diverse, inclusive, and respectful workplace where every team member is valued and given the opportunity to thrive. We welcome applicants of all backgrounds and experiences and do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other protected status. For accommodation requests, please contact **************************. Region A Pay Range Pay Range$30.29-$43.27 USD

About the Role: Are you a tax credit expert with a passion for helping small businesses? Join our Tax Credits team and shape the future of tax credit software. Your talents will be instrumental in delivering an exceptional customer experience for small businesses uncovering lucrative tax credits. You'll work directly with taxpayers, develop processes that enable our customers and teams, and use your knowledge of credits & customer interactions to inform technology developments. This is an exciting opportunity to join a dynamic team and make a real impact on small businesses all across America. About the Team: The Tax Credits team is on a mission to democratize tax credits and grants. We aim to make access to tax credits and grants ubiquitous for SMBs & business advisors, ensuring every business receives the financial support they deserve to fuel growth, innovation and long-term success. The Tax Credits Operations team is a collaborative team who are passionate about tax credits. As a member of the Operations team at this stage in our journey, you will be a customer advocate and educator, simplifying a small business's experiences with tax credits. As a tax credits operator and expert, you'll have the opportunity to work directly on components of each customer's credit and use your experience to shape the direction of our product, process, and tools. Here's what you'll do day-to-day: * Serve: * Proactively & reactively resolve complex customer inquiries related to tax credits (e.g. R&D) * Take ownership of customer outcomes, ensuring small businesses get great value out of the tax credits products that Gusto offers * Educate: * Educate yourself and others on tax credits, including R&D tax credits, 401K, WOTC, and other relevant incentives * Operate: * Roll up your sleeves and complete or quality control behind-the-scenes tasks (e.g. data review, calculations, uploads) that result in high quality credit forms and documents * Develop: * Create and inform solutions alongside the Tax Credits technical (EPDD) and service (ES, CX) teams * Continuously improve and iterate on processes and approach * Collaborate: * Work with team members to find creative customer solutions that are compliant and sustainable * Partner across teams to inform and build tax credits product, process, and tools Here's what we're looking for: * Service: A minimum of 2 years in a customer-facing role, ideally at a technology, tax, or financial services company * Tax or Tax Credits skills: A minimum of 2 years experience with tax, tax preparation, or tax credits. Audit experience is a bonus! * Communication: You have strong experience communicating with customers, and are passionate about advocating on their behalf. You can break down complex concepts into concise and simple messages. * Detail Orientation: You pay attention to details, take pride in your work, and understand how the quality of your work product quality impacts small business finances. * Critical Thinking: You seek to understand the root cause of customer and process issues and are able to identify trends. You attempt to resolve trending issues with the appropriate level of urgency. * Proactive Problem Solver: You are always looking for ways to improve processes, solve customer issues more efficiently, or prevent issues from popping up * Systems Knowledge: You have supported a technical or complex product or service. You may have used ticketing tools (e.g. HubSpot, Salesforce) previously and you are able to leverage them to solve complex customer issues. * Change Agent: Suggest, drive, and embrace changes and iterations. Seek opportunities to challenge and improve the status quo. * AI: AI-forward mindset, with experience exploring and incorporating AI into how you work. Compensation: Our cash compensation amount for this role is $78,300 to $92,000/year in Denver, and $97,870to $115,000 for San Francisco & New York. Final offer amounts are determined by multiple factors including candidate location, experience and expertise and may vary from the amounts listed above.

**If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal . can be located at Denver, CO Cherry Creek and Cheyenne, WY Downtown branch. What's Important to You We know your career is just one aspect of a meaningful, complex, and demanding life. That's why we designed our compensation and benefits package to provide employees and their families with as much choice as possible. Generous Paid Time Off (PTO) in addition to paid federal holidays. Student debt employer repayment program. 401(k) retirement plan with a 6% match. The health and happiness of the places we call home matter to us. Learn a little more about what we do for the communities we serve and why we want YOU to be a part of it. We encourage you to apply. Reach for what you want and tell us why your work ethic and willingness to learn make you a natural fit for #TeamFirstInterstate. SUMMARY The Senior Credit Officer is accountable for supporting credit risk oversight for one or more regions, markets, and/or business lines. This position evaluates and adjudicates credit requests for existing customers and new prospects, reviews annual analyses, identifies potential and emerging risk (credit, reputational, liquidity, market and operational), and performs proactive portfolio management through ongoing monitoring. ESSENTIAL DUTIES AND RESPONSIBILITIES Understands and evaluates market conditions within oversight regions/business lines for proactive assessments of credit risk and partnership with the line of business on strategic loan growth. Provides credit coaching, mentoring, and training throughout the lending and adjudication process. Assists the line management in the evaluation of line personnel. Adjudicates, administers, and reviews loans and loan commitment requests to ensure adherence to existing policy guidelines and sound underwriting principles to protect the quality and profitability of the loan portfolio. Presents well-organized, accurate, and complete analysis of recommendations for adjudication. Identifies potential problem loans and works with the Special Assets Group and front line to help manage credit risk. Oversees initial and ongoing loan Risk Rating Accuracy for the portfolio within oversight regions. Maintains and ensures the commercial extension of credit within their purview is within FIB's risk appetite and properly managed. Ensures credit evaluations properly assess credit risk, policy exceptions, regulatory compliance and risk rating assignment through effective financial analysis, collaborating with Relationship Managers and Credit Officers, and other due diligence efforts. Acts as the primary contact for commercial lenders, underwriters, product specialists, and senior leadership within their regions for all new, renewals, and/or modifications of credit up to their individual credit authority. Demonstrates leadership of a collaborative partnership across all internal stakeholders to advocate appropriate credit risk culture to the field. Supports credit risk management participation in internal loan review, audit, and regulatory examinations. Provides support in forecasting of asset quality indicators to senior management. Contributes to the establishment and review of credit policy as appropriate. Works closely with the Divisional Officer on other special projects. Approves loans within the position's delegated credit authority and facilitates approvals for relationships requiring a higher level of approval. Supports and/or coordinates reporting for various purposes to different constituencies and for maintaining strong lines of communication to the affected departments, such as with the finance and loan operations areas. Assists in training, travels to meet with various stakeholders, and supports Divisional Credit Managers, as required. Performs other duties as assigned. QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. KNOWLEDGE, SKILLS AND ABILITIES Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public. Ability to calculate figures and perform spreadsheet analysis. Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form. Must possess common sense and logic/knowledge to be able to formulate and strategize options for any given situations. Must be proficient with MS Word and Excel. Knowledgeable across multiple types of commercial lending including, but not limited to: C&I, Real Estate (including investor (all types) and owner occupied), hotel, agricultural, equipment, and aviation. Willingness to travel within the bank's footprint, or as required based on customer location, as appropriate. EDUCATION AND/OR EXPERIENCE Bachelor's Degree required 10+ years of commercial lending and/or commercial credit risk experience required LICENSES AND CERTIFICATIONS Valid Driver's License required PHYSICAL DEMANDS AND WORKING ENVIRONMENT The physical demands and work environment are representative of those that must be met or encountered to successfully perform the essential functions of the job. In compliance with the Americans with Disabilities Act, the company provides reasonable accommodation to qualified individuals with disabilities and encourages both prospective and current employees to discuss potential accommodations with the employer. Dexterity of hands/fingers to operate computer keyboard and mouse - Frequently Sitting - Frequently Standing - Occasionally Noise Level - Moderate Typical Work hours - M-F (8-5) Regular and Predictable Attendance - Required Expected to perform market and customer visits across the footprint as needed with minimum expectations that primary markets would be visited annually - 20% COMPENSATION & BENEFITS We offer a competitive total compensation package including base salary and benefits. The pay range for this position is $127,490 to $210,430 per year in CO and depends on a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills and experience, education, and geographic location. Benefits include, but are not limited to, medical, dental, vision, short- term and long-term disability benefits and life insurance, flexible spending accounts, health savings account, employee assistance program, 401(k), Paid Time Off (new hires accrue at .069 per hours worked which equates to approximately 18 days per year inclusive of paid sick time) and up to 11 paid Federal holidays. For more information regarding our benefits, please visit ************************************************************************ **If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal .

**About the Role:** **Grade Level (for internal use):** 11 **The Team:** The U.S. Structured Credit - CLO Ratings team is part of the broader Structured Finance Group at S&P Global Ratings. The team assigns and monitors credit ratings for securitizations backed by broadly syndicated or middle market corporate loans. **Responsibilities and Impact** : + Conduct detailed reviews of legal and operating documents to ensure compliance with criteria and identify issues with the transaction structure. + Provide comments to external parties. + Actively manage relationships with issuers, intermediaries, and investors. + Effectively communicate S&P's methodologies and procedures. + Participate in client meetings. + Demonstrate strong knowledge of ratings criteria and cash flow analysis. + Work on special projects as directed by the analytical team manager. **Compensation/Benefits Information:** (This section is only applicable to US candidates) S&P Global states that the anticipated base salary range for this position is $110,000 to $145,000. Final base salary for this role will be based on the individual's geographic location, as well as experience level, skill set, training, licenses and certifications. In addition to base compensation, this role is eligible for an annual incentive plan. This role is eligible to receive additional S&P Global benefits. For more information on the benefits we provide to our employees, please click here (********************************************* . **What We're Looking For** : **Requirements:** + Bachelor's degree required, preferably in finance or economics. A Master's degree or CFA is desirable. + A minimum of 2-5 years of relevant work experience in Structured Finance (CLO, ABS, MBS, etc.) or previous experience in related financial services roles **Preferred Qualifications** : + Strong proficiency with Excel, Word, PowerPoint + Experience with cash flow modeling. + Understanding of financial markets. + Excellent verbal and written communications skills. + Excellent research skills. + Ability to analyze and solve non-routine problems with ingenuity in a timely and insightful manner. + Project management skills. + Ability to manage multiple tasks and tight deadlines under time pressure. + Strong interpersonal skills and ability to work well in a collaborative team. + Diligent and intellectually curious self-starter with a strong work ethic and a drive to succeed. **Right to Work Requirements:** For US candidates, this role is limited to persons with indefinite right to work in the United States. _Right to Work_ _Requirements: This_ _role is limited to persons with an indefinite right to work in the United States._ _All employees are required to work from the office a minimum of 2 days per week._ _We require all candidates who reach the final stage of our interview process to attend at least one in-person interview, which is ordinarily at your nearest S&P Global Ratings office. This must be completed before we can proceed to an offer._ **About S&P Global Ratings** At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions. S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world's foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world's leading organizations navigate the economic landscape so they can plan for tomorrow, today. For more information, visit ************************ **What's In It For** **You?** **Our Mission:** Advancing Essential Intelligence. **Our People:** We're more than 35,000 strong worldwide-so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all.From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We're committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. Join us and help create the critical insights that truly make a difference. **Our Values:** **Integrity, Discovery, Partnership** Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals. **Benefits:** We take care of you, so you can take care of business. We care about our people. That's why we provide everything you-and your career-need to thrive at S&P Global. Our benefits include: + Health & Wellness: Health care coverage designed for the mind and body. + Flexible Downtime: Generous time off helps keep you energized for your time on. + Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills. + Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. + Family Friendly Perks: It's not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families. + Beyond the Basics: From retail discounts to referral incentive awards-small perks can make a big difference. For more information on benefits by country visit: ***************************************** **Global Hiring and Opportunity at S&P Global:** At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets. S&P Global has a Securities Disclosure and Trading Policy ("the Policy") that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy's requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. **Recruitment Fraud Alert:** If you receive an email from a spglobalind.com domain or any other regionally based domains, it is a scam and should be reported to ************************ . S&P Global never requires any candidate to pay money for job applications, interviews, offer letters, "pre-employment training" or for equipment/delivery of equipment. Stay informed and protect yourself from recruitment fraud by reviewing our guidelines, fraudulent domains, and how to report suspicious activity here (******************************************************************************************************************** . ----------------------------------------------------------- **Equal Opportunity Employer** S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment. If you need an accommodation during the application process due to a disability, please send an email to: *************************** and your request will be forwarded to the appropriate person. **US Candidates Only:** The EEO is the Law Poster **************************************************************** describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - ********************************************************************************************** ----------------------------------------------------------- 202 - Middle Professional (EEO Job Group) (inactive), 20 - Professional (EEO-2 Job Categories-United States of America), RATNGS202.2 - Middle Professional Tier II (EEO Job Group) **Job ID:** 318267 **Posted On:** 2025-11-14 **Location:** New York, New York, United States

Ascension Energy Partners is a Business Advisory and Asset Management firm specializing in the energy industry. We are currently seeking a Credit Analyst to work in our restructuring practice. This is a dynamic and challenging role that offers significant learning and growth potential but requires a high level of commitment and motivation. Responsibilities: The ideal candidate for this position is career-focused and professional. The candidate will help us identify and pursue new client opportunities and work on existing client engagements. Other responsibilities include: • Financial and quantitative analysis, including developing complex financial models • Perform extensive statistical and economic analysis of industries, markets, and companies • Collect and analyze large volumes of data • Develop internal and external presentations Qualifications • Bachelor's degree with a track record of academic excellence • Significant level of maturity and accountability • Strong analytical skills and attention to detail • Excellent accounting & financial statement analysis skills • Data management and statistical evaluation experience • Ability to synthesize large amounts of information into actionable ideas • Strong verbal and written communication skills • Ability to manage multiple projects simultaneously • Top-tier skills in Excel and PowerPoint

At our Bank, we believe common sense is more than just banking. We believe in finding financial solutions that cater specifically to our client's needs. We are looking for talented associates who understand the complexities of life and will offer simple solutions that best fit the needs of our clients. If this is what you believe in, then you're definitely right for us. And we might be the right bank for you. As a Credit Review Officer II, you will. You will be responsible for a variety of tasks including. Additionally, are expected to, build a great rapport with clients and fellow associates, and treat others with respect and consideration regardless of their status or position. All associates are expected to maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements. Responsible for evaluating commercial and retail portfolios for the purpose of assessing the accuracy of risk ratings, adherence to lending policies and standards as well as relevant laws and regulations. Identify and provide continual feedback to the Credit Review Manager regarding existing or emerging risks or issues. Effectively manage resources to accomplish department goals and chargeability, timeliness of reporting, actual vs. budgeted time variances and review objectives in accordance with performance metrics. Build relationships with business unit managers to facilitate the understanding of their business to be in a better position to offer solutions. Serve as Examiner-In-Charge (EIC) of more complex lending portfolios which include proper sample selection, review team composition / logistics, data compilation and analysis, written report generation as well as communication and interaction with unit management. Ensure review planning is participative and adequate. Ensure review work papers are thoroughly reviewed for quality and completion prior to issuance of draft reports. Ensure draft reports accurately reflect conclusions documented in review work papers. Encourage staff adherence to industry best practices and departmental policies and procedures. Ensure knowledge of and control over the review process, resolution of review issues, and communicate progress or problems to the Director of Credit Review as deemed necessary. Oversight on special projects as assigned and communicates conclusions verbally or in writing to senior management and the Director of Credit Review as directed. Ensure appropriate communication with business unit management to keep informed of risks, new products, management initiatives, etc. Communicate and assist management in developing and maintaining an internalized risk management process. Maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements. Interact with others (co-workers, management, clients, and vendors) in a professional and tactful manner including treating them with respect and consideration regardless of their status or position. Minimum Requirements: To be considered for this position, you must possess the following qualifications. Required: This position requires the following educational and/or job experience: Bachelor's degree required in finance, accounting, related discipline or equivalent combination of education and related experience with formal credit training in the financial services industry or regulatory environment with extensive knowledge of commercial credit. 7+ years of progressive job-related experience. Experienced in underwriting, structuring, covenanting and risk rating commercial credit transactions. Strong interpersonal skills, along with enhanced organizational and analytical skills required to maintain an independent viewpoint derived from fact-based analysis and patterns of performance. Experience as a commercial credit analyst, commercial relationship manager, regulatory examiner or credit review officer in a financial institution. Emphasis on direct regulatory or credit risk management experience Desired Qualifications: To be considered an ideal candidate, you should possess some of the following qualifications: MBA or advance degree 10+ years of commercial credit experience Knowledge of regulatory issues Skills and Abilities: Below is a general list of desired skills and abilities; this is not an exhaustive list Exceptional verbal, written and interpersonal communication skills; ability to apply a commonsense approach to issue resolution. Well-developed analytical skills: ability to assimilate large volumes of information, prioritize issues, form conclusions, determine appropriate action, and effectively translate complicated concepts into simple and understandable communications. Negotiation / persuasion skills; ability to positively influence others in the absence of direct authority. Demonstrated knowledge of bank loan policies and procedures. Maturity and tact; ability to deal and react to highly sensitive issues in a confidential and professional manner. Responsive and flexible; ability to adapt to changes in the work environment and modify approaches or methods to best fit the situation. Proficient with MS Office applications including Outlook, Word, Excel, and PowerPoint. Work Environment: The Bank is committed to providing qualified applicants and associates reasonable accommodation, when necessary, to enable the individuals to complete the application process and/or perform the essential functions of the job. An applicant and/or associate requiring reasonable accommodation to perform any essential job function, should contact Human Resources

Benefits: Bonus based on performance Company parties Competitive salary Dental insurance Donation matching Health insurance Opportunity for advancement Paid time off Training & development Vision insurance Wellness resources At Scope Technologies, we're not just building software; we're revolutionizing the construction and insurance industries with data-driven intelligence. We are at a pivotal moment of accelerated growth, and our success depends on making smart, data-informed decisions. We are looking for a Senior Commercial Analyst who is more than just a data expert. We're looking for a strategic partner. You are the person who lives at the intersection of data, sales, marketing, and operations. You don't just build dashboards; you uncover the "why" behind the numbers and provide the actionable insights that will shape our future. If you are a curious, analytical, and business-minded individual who wants to see your work make a direct impact on a company's trajectory, we want to talk to you. What You'll Do: Become the go-to expert for our Go-to-Market (GTM) engine, analyzing the full funnel from marketing spend and lead generation to sales conversion and customer lifetime value (LTV). Transform complex data into compelling narratives and actionable insights for our executive, sales, and marketing leaders. Your work will be the foundation of our strategic decisions. Partner with leadership to develop sophisticated forecasting models, set ambitious but achievable goals, and track performance against our OKRs. Identify new growth opportunities by analyzing market trends, customer behavior, and product performance, presenting your findings with clarity and conviction. Own the data stack for our commercial teams, ensuring data integrity and building the BI infrastructure (dashboards, reports) that serves as the single source of truth for our revenue organization. What You'll Bring (The Ideal Candidate): A deep curiosity and a relentless passion for using data to solve complex business problems. 7+ years of experience in a highly analytical role such as Business/Commercial Analyst, Revenue Operations, Sales Analytics, or a similar field. Expert-level proficiency in SQL and BI visualization tools (Ideally Power BI and Zoho Analytics). Proven experience analyzing SaaS sales funnels, marketing campaigns (CAC, LTV), and operational efficiency metrics. An exceptional ability to communicate complex findings to non-technical stakeholders in a clear and persuasive manner. A proactive, ownership-driven mindset. You don't wait to be asked; you seek out the next big question to answer. Experience in a high-growth B2B SaaS environment is a huge plus. Why You'll Love Working at Scope Technologies: A Culture of Impact: We are a lean, agile team where your work isn't just a number on a spreadsheet, it directly influences strategy and drives tangible results. You will see the impact of your insights every day. A Talented, Collaborative Team: You'll be surrounded by smart, passionate, and driven professionals who are dedicated to our mission and to helping each other succeed. Competitive Compensation: We offer a competitive salary, and a comprehensive benefits package. Ready to Make an Impact? If you are ready to take on a high-impact role at a company poised for explosive growth, we encourage you to apply. Please submit your resume and a brief cover letter explaining why you are the perfect fit for this role. Scope Technologies is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. Compensation: $95,000.00 - $125,000.00 per year OUR MISSION IS SIMPLESaving Contractors Time and MoneyWe develop and leverage cutting-edge technologies to empower contractors to build and scale healthy organizations while protecting the owners of building envelopes, ensuring that their property continues to be a growing financial asset. What We DoAt Scope Technologies, we are revolutionizing the building measurement and estimating SaaS space. We focus on providing precise, cost-effective, and prompt building measurement takeoff reports. We cater to a diverse clientele, including Contractors, Distributors, Manufacturers, P&C Insurance Companies, Adjusters, Architects, Engineers, and many others. Leveraging cutting-edge aerial imagery and proprietary state-of-the-art CAD software, we ensure the highest accuracy in our reports. We also offer new construction contractors detailed takeoff reports based on a simple blueprint upload to our platform. Our Core ValuesSUSTAINABILITYWe are committed to sustainability, ensuring environmentally friendly practices and long-term viability. COLLABORATIONWe foster teamwork, open communication, and actively listen to feedback for our collective success. OPENNESSWe encourage transparency, honesty, and respect in all interactions, both internally and with our clients. PASSIONWe bring enthusiasm, dedication, and urgency to our work, consistently innovating to support our mission. EXCELLENCEWe strive for excellence, delivering the highest quality in products, services, and customer experiences.

At Vectra Bank, the Rocky Mountain region is a part of who we are, and we understand why families and businesses choose to live, grow, and play here. Consistently recognized as a Top Workplace by _The Denver Post_ , we offer our customers and employees the best of both worlds: broad reach and depth of financial resources alongside unparalleled personal attention. At Vectra, we think creatively of shaping custom financial solutions for those raising a family or creating the next great local business. We are as passionate about business as we are about success. At Vectra, we're committed to making our company a great place to work and grow your career. We seek dedicated employees whose diversity, talent, drive, and innovative ideas add value to our customers, our colleagues and to our communities. At Vectra, we actively listen to our employees and our customers, initiate contact, provide solutions, and proactively focus on building relationships - not increasing transactions. We do this by offering technology and resources typically only found within larger banks and combining those resources with an exceptional level of service more commonly associated with community banks and smaller financial institutions. We personify this difference through our tagline: Big Enough to Count / Small Enough to Care. With benefits starting on day one, over 11 bank holidays, and a company committed to career growth and advancement, Vectra is dedicated to being an employer of choice in our industry and community. At Vectra Bank, the possibilities are endless - come for a job, stay for a career. We personify this difference through our tagline: Big Enough to Count / Small Enough to Care. Vectra Bank Colorado is excited to offer an opportunity as a **Commercial Banking Credit Analyst** in **Denver, Colorado** to an experienced candidate. **Essential Functions** + Conducts credit investigations, credit and loan analysis, underwriting and other documentation information pertaining to loan analysis. + Investigates all available sources of credit and financial information, including reporting services, credit bureaus, other companies, main office files, and branches. + Responsible to understand the loan request and the business relationship; ensures the accuracy and completeness of financial information received for loan renewals. + Analyzes financial statements and related material and makes recommendations for approvals of credits. + Analyzes financial conditions and trends; reviews and reports non-compliance with loan covenants. + Determines cash flow using appropriate tax analysis. + Prepares summaries, presents facts, and offers opinions concerning credit-worthiness and any risk items or issues. + Provides credit information and references for customers, loan officers, or other agencies as requested. + Ensures that all credit files include current financial statements, agency reports, etc. + May make recommendations for loan structure. + Maintains control over current accounts, noting payment progress, watching for any developing problems, and keeping loan officers informed. + Keeps abreast of all new credit regulations and laws and ensures compliance with such. + May assist with projects as needed. + Other duties as assigned. **Qualifications:** + Requires a Bachelor's in finance, business, accounting or a related field and 1+ yrs credit/financial analysis, lending, underwriting or other directly related experience. A combination of education and experience may meet job requirements. + Basic working knowledge of financial and spread analysis, credit, lending and underwriting processes and principles. + Some experience working with various types of loans. + Basic working knowledge of credit risk, legal and regulatory requirements. Ability to work with lending officers and staff. + Good client relationship and communication skills, both verbal and written. + Ability to make sound decisions and recommendations regarding loans. + Working knowledge of computer software programs including spreadsheets, word processing, etc. required. This position is eligible to earn a base salary in the range of $70,000 - $85,000 annually depending on job-related factors. Final offer amounts are determined by multiple factors such as but not limited to, level of experience, skills, expertise, location, education, and certifications. **Benefits:** + Medical, Dental and Vision Insurance - START DAY ONE! + Life and Disability Insurance, Paid Paternal Leave, and Adoption Assistance + Health Savings (HSA), Flexible Spending (FSA), and dependent care accounts + Paid Training, Paid Time Off (PTO), and 11 Paid Federal Holidays + 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience + Mental health benefits, including coaching and therapy sessions + Tuition Reimbursement for qualifying employees + Employee Ambassador preferred banking products **Req ID:** 069307 To review our Benefits Summary browse here: ********************************************************************************** Equal Opportunity Employer It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws. If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for employment, please contact us at **************, Mon.-Fri. between 9 a.m. - 5 p.m. MST. Click here to view applicable Federal, State and/or local employment law posters.

"What's it about?..." Over the course of your life, you've had very private dreams and wishes for yourself, your family, and for a secure future. So many of those dreams require money, and smart advice from someone you trust. As an Alpine Bank Credit Analyst, you have the chance to help the dreams of others to come true. You'll help make sure that the person you're helping is an exact fit for the credit they seek. Pretty great! Below, we'll get into some nuts and bolts of what we're looking for. Don't let the wealth of details overwhelm you. We believe in you. You can do it. General Purpose The Credit Analyst I is an entry level position involved in underwriting loans with a focus on a specific sector of either commercial or consumer products while closely working with other Credit Analysts and the Credit Analyst Supervisor. This position could be based out of any of Alpine Bank's 40 locations, pending available space. Essential Duties/Responsibilities Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. * Underwrites loans, with focus on either the commercial or consumer products. * Executes work following the Bank's processes and procedures. * Identifies trends in income and/or cash flow, as well as sources and uses of business cash flow. * Depending on borrow complexity uses global analysis for both commercial and consumer requests. * Completes the loan analysis and completes SIMON requirements for the Relationship Manager to review. * Ensures that the cash flows and retained earnings reconcile. * Identifies any trends in the financial performance or balance sheet concerns. * Communicates concerns or questions to the Relationship Manager. * Identifies missing items or information and communicate that with the Relationship Manager. * Sets up calls or in person meetings with the Relationship Manager to discuss the details of the analysis. * Performs a written analysis of findings. * Attends Loan Committee meetings to help support the Relationship Manager as needed during committee discussions. * Meets file goals outlined for time with the Department. * Regular and Reliable attendance is an essential function of this position. * Performs other duties as assigned. Employees are held accountable for all duties of this job. Job Qualifications Knowledge, Skills, and Ability: * Basic knowledge of underwriting, with focus on either commercial or consumer products and policies. * General proficiencies with both personal and business spreads. * Ability to assess the credit risks associated with a loan file. * A strong understanding of financials and expertise in accounting and cash flow. * Demonstrated ability work successfully as a team player. * Ability to execute job duties with the ability to problem solve and utilize resources. * Ability to be a self-starter, work well under pressure, and meet deadlines. * Knowledge and ability to implement Alpine Bank's policies and procedures. * Understanding and application of banking compliance regulations. * Understanding how to identify problems and willingness to make recommendations to address them. * Ability to maintain confidentiality. Education or Formal Training: * High School Diploma or General Educational Diploma (GED) equivalency required. * Bachelor's Degree (B.A.) in Finance or Accounting required. * Master's Degree (M.A.) or equivalent preferred. * Possession of, or ability to obtain, a valid State of Colorado Driver's License, required. * Possession of, or ability to obtain, a valid NMLS License, required. Experience: * A minimum of one (1) year of experience as a bank Credit Analyst with expertise in accounting and cash flow and strong understanding of financials preferred. * An equivalent combination of education and experience may be substituted on a year to year basis. Working Conditions Working Environment: This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, and photocopiers. Travel to conferences, meetings and branch locations on a regular basis is necessary. Physical Activities: These are representative of those which must be met to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to talk or hear. This is largely a sedentary role. Specific vision abilities required by this job include close vision, distance vision, color vision, and ability to adjust focus. Employee also may have to lift up to 25 pounds. Note: This job description is not intended to be an exhaustive list of all duties, responsibilities, or qualifications associated with the job. Starting Rate of Pay is from $26.00 - $28.84 per hour, depending on experience. For an overview of our employee benefits please visit: Alpine Bank Careers Page Position is anticipated to close on February 15, 2026, or until filled.

A career at CoBank can offer you the opportunity to make a personal impact on the people and communities where we do business. In order to be the best, we hire the best! Remarkable Benefits Offered by CoBank Careers with a purpose Time-Off Packages, 15 days of vacation, 10 paid sick days and 11 paid holidays Competitive Compensation & Incentive Hybrid work model: flexible arrangements for most positions Benefits Packages, including Medical, Dental and Vision coverage, Disability, AD&D, and Life Insurance Robust associate training and development with CoBank University Tuition reimbursement for higher education up to $10k per year Outstanding 401k: up to 6% matching and additional 3% non-elective contribution & Student Loan Match Community Impact: United Way Angel Day, Volunteer Day and Associate Directed Contribution Associate Resource Groups: creating a culture of respect and inclusion Recognize a fellow associate through our GEM awards Job Description Prepares analyses and conducts credit investigations of routine credits in accordance with prescribed methods and procedures. Prepares and/or assists in the preparation of credit reports for appropriate staff or committees. Cosponsors or approves credits within prescribed credit limits. Assists with account servicing, credit administration, and documentation. Provides support with research and statistical analyses. Essential Functions Develops credit information for use by appropriate staff and committees in making decisions about credit arrangements for new, renewal, or extension loans. Cosponsors or approves credit requests within prescribed limits. Reviews all pertinent credit and financial information and determines the need for more thorough investigation or additional information. Analyzes information statements and related material and prepares thorough, well-written, and clear credit reports. Prepares summaries, presents facts, and offers opinions concerning credit-worthiness. Understands and follows bank guidelines, policies, and procedures for the preparation and presentation of credit information. Assists with credit administration, account servicing, development, packaging, closing, documentation, and monitoring. Maintains control over current accounts, monitoring for payment progress and any developing problems. Provides relevant and timely information to internal stakeholders including account officers, relationship managers, and credit managers. Assists in the preparation of internal research and analysis, provides statistical reports, and verifies information. Prepares and delivers presentations on topics as assigned. Develops and utilizes computerized spreadsheets, programs, and other automated tools for credit analysis, special projects, or presentations. Maintains expertise in assigned industries or market sectors. Keeps abreast of industry trends and competitive environment. Education Bachelor's Degree in business, finance, or relevant discipline Work Experience 1 year in credit/finance, preferably in banking or financial services industry required Basic knowledge of financial analysis, including cash flow analysis, balance sheet analysis, profitability, liquidity, and solvency analysis. Intermediate knowledge of financial modeling techniques and preparation of pro forma financial statements. Physical Exertion Details Sedentary Exerting up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently (Frequently: activity or condition exists from 1/3 to 2/3 of the time) to lift, carry, push, pull, or otherwise move objects, including the human body. Sedentary work involves sitting most of the time, but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met. Travel Requirement Details Occasional Travel occurs infrequently (typically, once a month or less). About CoBank The typical base pay range for this role is between $65,500 - $74,940. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. This position is eligible for a discretionary annual incentive program driven by organization and individual performance. The listed salary, other compensation and benefits information is accurate as of the date of this posting. This job will be posted for a minimum of five (5) business days or until the position is filled. CoBank reserves the right to adjust compensation for all positions and to modify or discontinue benefits programs at any time in its sole discretion, subject to applicable law. CoBank is a cooperative bank serving vital industries across rural America. The bank provides loans, leases, export financing and other financial services to agribusinesses and rural power, water and communications providers in all 50 states. The bank also provides wholesale loans and other financial services to affiliated Farm Credit associations serving more than 76,000 farmers, ranchers and other rural borrowers in 23 states around the country. CoBank is a member of the Farm Credit System, a nationwide network of banks and retail lending associations chartered to support the borrowing needs of U.S. agriculture, rural infrastructure and rural communities. Headquartered outside Denver, Colorado, CoBank serves customers from regional banking centers across the U.S. and also maintains an international representative office in Singapore. REASONABLE ACCOMMODATION We are committed to ensuring that our online application process provides an equal employment opportunity to all applicants, including qualified individuals with disabilities. If you are an applicant with a disability, or are assisting an applicant with a disability, and require accessibility assistance or would like to request a reasonable accommodation for any aspect of the application process, including completing an application, interviewing, or otherwise participating in the employee selection process, please submit a request by emailing *********************. Include your contact information and specific details about your requested accommodation. Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time. CoBank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, or status as a protected veteran. We can recommend jobs specifically for you! Click here to get started.

can be based out of Denver or Colorado Springs. The Senior Analyst is responsible for independently underwriting and risk rating CRE and C&I loans with no maximum ceiling. Analyze personal and business financial, projections, and internal and external reports to determine repayment capacity and ensure compliance with bank policy and federal regulations. Assist with loan portfolio management and monitoring through comprehensive relationship reviews. Identify process problems and propose solutions for the Chief Lending Officer and Chief Credit Officer. Assist with development/training/mentoring of Credit Analysts I and II through one-on-one training and oversight. Essential Duties/ Responsibilities: * Gather and organize supporting loan documentation for underwriting. * Independently and accurately spread and evaluate various types of personal and commercial financial statements including balance sheets, income statements, statements of cash flow, and tax returns. * Independently able to communicate directly with Central Bank's lending staff and customers to obtain credit information for underwriting. * Prepare comprehensive loan memorandums detailing loan requests and credit quality for loan presentations and approval. * Independently underwrite and risk rate CRE and C&I loans with no maximum ceiling. * Maintain effective relationships with lending staff, Senior Lenders, and Chief Credit Officer. Promote teamwork within the department. * Ensure that procedures and credit requests comply with Central Bank's loan policy. * Successful completion of internal and external training as required. * Participate and identify external training modules a minimum of 2 times per year. * Once training is complete, the Senior Analyst will lead group debriefs. Debriefs would act as a review of the material to make it easier to digest and allow for questions and sharing of knowledge/real world application. The frequency and timing of debriefs will depend on the training. * Prepare administrative reports as requested and assist commercial lending staff as needed. * Stay updated on industry trends, economic indicators, and regulatory changes that may impact credit risk. * Create and use advanced equations in Excel. * Monitor and manage the credit exposure of existing Borrowers by reviewing documents related to finances and conducting periodic risk assessments. Prepare annual reviews of commercial loans. Monitor credit files and provide periodic analysis. Decision Making Identifies problems and works with senior level staff to create procedures to resolve or correct the situation; monitors and measures the results. Click here for employee benefit information. This position starts at $81,491 per year and can increase from there depending on experience. Applications will be accepted through November 30th, 2025. Required Qualifications: * Education: * Minimum 4-year bachelor's degree in finance, accounting, economics, or similarly related field. Master's level education in related fields STRONGLY preferred. Relevant banking experience may be substituted at Central Bank's discretion. * Minimum 5 years' experience as a credit analyst or similar field and proven ability to perform all duties/requirements of the Sr. Central Bank Credit Analyst position. * Advanced understanding of accounting and financial principles. * Excellent written and verbal communication skills, with the ability to present complex financial information clearly and concisely. * Strong proficiency with Microsoft Office programs, especially Excel and Word. * Proficient in or familiar with spreading programs e.g., Moody's, Buker's or others. * Advanced analytical skills - ability to identify and answer "why" issues in credit underwriting. * Projects a professional image and collaborates with others in department to accomplish goals and demanding deadlines. * Strong time management and organization skills and ability to meet stringent deadlines.

can be based out of Denver or Colorado Springs. The Senior Analyst is responsible for independently underwriting and risk rating CRE and C&I loans with no maximum ceiling. Analyze personal and business financial, projections, and internal and external reports to determine repayment capacity and ensure compliance with bank policy and federal regulations. Assist with loan portfolio management and monitoring through comprehensive relationship reviews. Identify process problems and propose solutions for the Chief Lending Officer and Chief Credit Officer. Assist with development/training/mentoring of Credit Analysts I and II through one-on-one training and oversight. Essential Duties/ Responsibilities: Gather and organize supporting loan documentation for underwriting. Independently and accurately spread and evaluate various types of personal and commercial financial statements including balance sheets, income statements, statements of cash flow, and tax returns. Independently able to communicate directly with Central Bank's lending staff and customers to obtain credit information for underwriting. Prepare comprehensive loan memorandums detailing loan requests and credit quality for loan presentations and approval. Independently underwrite and risk rate CRE and C&I loans with no maximum ceiling. Maintain effective relationships with lending staff, Senior Lenders, and Chief Credit Officer. Promote teamwork within the department. Ensure that procedures and credit requests comply with Central Bank's loan policy. Successful completion of internal and external training as required. Participate and identify external training modules a minimum of 2 times per year. Once training is complete, the Senior Analyst will lead group debriefs. Debriefs would act as a review of the material to make it easier to digest and allow for questions and sharing of knowledge/real world application. The frequency and timing of debriefs will depend on the training. Prepare administrative reports as requested and assist commercial lending staff as needed. Stay updated on industry trends, economic indicators, and regulatory changes that may impact credit risk. Create and use advanced equations in Excel. Monitor and manage the credit exposure of existing Borrowers by reviewing documents related to finances and conducting periodic risk assessments. Prepare annual reviews of commercial loans. Monitor credit files and provide periodic analysis. Decision Making Identifies problems and works with senior level staff to create procedures to resolve or correct the situation; monitors and measures the results. Click here for employee benefit information. This position starts at $81,491 per year and can increase from there depending on experience. Applications will be accepted through November 30th, 2025.

Spokane, Washington residents: If a street address is not available, enter N/A when completing a job application. At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One. **Job Description** The successful candidate should have prior experience in originating or monitoring a commercial loan portfolio consisting of borrowers in healthcare related industries - including spreading, financial analysis, etc. Responsible for approving the extension of credit and/or making recommendations to the person(s) making the final lending decisions on new, renewal and extension loans to approve or deny the extension of credit. Prior to making the credit decision or advising the person(s) making the final credit decision, the Credit Analyst conducts a complete credit analysis including gathering, analyzing, and interpreting all types of credit information on existing and prospective customers. Reviews customer accounts and portfolios to identify, evaluate and determine the appropriate course of action on potential credit quality issues in order to maximize credit quality and minimize risk and potential loss to the company. May use technological tools, including computer software, to assist in the credit analysis process by helping evaluate a particular credit or a portfolio. The Credit Analyst will use such tools to compare and evaluate possible courses of action and will make recommendations and/or decisions after various possibilities are considered. This active posting is for a Healthcare Credit Analyst role: Healthcare Credit Analyst 4, Healthcare Credit Analyst 5, Healthcare Credit Analyst 6. Below are the basic qualifications and preferred experience for each level of role. Your level of experience will be reviewed and matched to the appropriate job level when you apply to this posting. **Healthcare Credit Analyst 4** **Basic Qualifications** - Bachelor's degree, or equivalent underwriting experience - Typically one or more years of underwriting experience **Preferred Skills/Experience** - Underwriting experience focused on credit analysis and analytical skills working with complex healthcare credits - Thorough knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis - Background in economics, accounting, and/or finance - Excellent verbal and written communication skills - Proficient computer navigation skills using a variety of software packages including EXCEL and nCino **Healthcare Credit Analyst 5** **Basic Qualifications** - Bachelor's degree, or equivalent underwriting experience - Typically three or more years of underwriting experience **Preferred Skills/Experience** - Strong underwriting, credit analysis and analytical skills working with complex healthcare credits - In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis - Background in economics, accounting, and/or finance - Strong verbal and written communication skills - Proficient computer navigation skills using a variety of software packages - including nCino - Advanced background in MS Office suite of products and skillset with MS Excel **Healthcare Credit Analyst 6** **Basic Qualifications** - Bachelor's degree, or equivalent underwriting experience - Typically five or more years of underwriting experience **Preferred Skills/Experience** - Three or more years of advanced underwriting credit analysis and analytical skills working specifically with complex healthcare credits - In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis - Background in economics, accounting, and/or finance - Strong verbal and written communication skills - Proficient computer navigation skills using a variety of software packages - including nCino and Credit Lens - Advanced background in MS Office suite of products and skillset with MS Excel This role is posted remote; however, candidates who are located near any one of our locations would be required to work on site at least three days per week. If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (****************************************************************************** . **Benefits:** Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following: + Healthcare (medical, dental, vision) + Basic term and optional term life insurance + Short-term and long-term disability + Pregnancy disability and parental leave + 401(k) and employer-funded retirement plan + Paid vacation (from two to five weeks depending on salary grade and tenure) + Up to 11 paid holiday opportunities + Adoption assistance + Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law Review our full benefits available by employment status here (************************************************* . U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. **E-Verify** U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (********************************************************************** . The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $86,360.00 - $101,600.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. **Posting may be closed earlier due to high volume of applicants.**

Atlanta, Georgia;Denver, Colorado; San Francisco, California **To proceed with your application, you must be at least 18 years of age.** Acknowledge Refer a friend **To proceed with your application, you must be at least 18 years of age.** Acknowledge (*********************************************************************************************** **:** At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! **Job Description:** This job is responsible for managing a national portfolio of Global Commercial Banking (GCB) FinTech relationships, working directly with clients and prospects to provide financing solutions for multinational FinTech companies in the payments and financial software verticals. Key responsibilities include originating and structuring loans, negotiating terms and conditions, leading the credit process from pitch through underwriting, approval, booking and closing, with a focus on growing loans and credit revenue and managing asset quality. The Commercial Credit Officer (CO) is a highly skilled resource, providing expert level advisory guidance in the most complex, integrated debt capital solutions for commercial banking clients, whether publicly traded or privately held. Products include lines of credit, term loans, and syndicated loans. The CO manages all of the ancillary credit exposure to clients and maintains knowledge of other Bank of America products including investment banking, treasury management and hedging solutions that have credit exposure, and leverages product and industry expertise to deliver the best possible and optimally integrated strategic solution for the client or prospect. This role reports to the Commercial Credit Manager or Executive and will be aligned to an underwriting team that supports the business. FinTech is a fast-paced work environment with a highly active portfolio and strong deal flow from large cap and middle market companies. Experience with FinTech companies is preferred. **Responsibilities:** + Manages the credit process for a portfolio of clients + Negotiates credit documentation and manages the legal documentation process + Leads the credit and risk approval processes + Builds relationships with existing and prospective clients + Mentors and supports associates + Provides capital structure solutions **Required Qualifications:** + 10+ years of solid Commercial Banking experience + Experience in financial analysis, structuring, underwriting and portfolio management + Analytical/technical skills, including financial accounting, modeling and loan structuring + Strong communication skills; ability to communicate vertically, horizontally, and externally + Strong FinTech industry knowledge **Skills:** + Client Solutions Advisory + Financial Analysis + Loan Structuring + Risk Management + Underwriting + Account Management + Credit Documentation Requirements + Credit and Risk Assessment + Decision Making + Issue Management + Analytical Thinking + Coaching + Collaboration + Critical Thinking + Customer and Client Focus **Minimum Education Requirement:** BA/BS Degree Desired **Shift:** 1st shift (United States of America) **Hours Per Week:** 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. View your **"Know your Rights (************************************************************************************** "** poster. **View the LA County Fair Chance Ordinance (************************************************************************************************** .** Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work. This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.

Join Our Team at Red Rocks Credit Union! Looking for a workplace where culture, growth, and purpose come together? At Red Rocks CU, we're more than banking, we're about enriching lives™, including yours. Why You'll Love Being a Red Rocker: Uncapped incentives for loan officers Employee Loan Discounts Financial Growth: 401(k) match (100% on first 3%) Tuition Reimbursement Flexible PTO & 11 Paid Holidays At Red Rocks, you'll make an immediate impact by helping members improve their financial lives while growing your own career in a collaborative, service‑driven culture. You'll thrive in this role if you: Have experience building a book of business or growing a client portfolio Are driven, goal‑oriented, and energized by incentives and outreach Love connecting with people and deepening relationships Excel in consultative conversations and member advocacy Own your work and shine independently-taking initiative, solving problems, and driving results What You'll Do: Strengthen relationships with our Select Employer Groups (SEGs) through outreach. Build strong, consultative relationships by listening, asking questions, and guiding members to the right products. Conduct proactive outreach to identify new lending and deposit opportunities. Provide end‑to‑end support-applications, documentation, closing, and follow‑up. Attend occasional Community events This is a full‑time, in‑person role (Monday-Friday with rotating Saturday mornings). Remote work is not available. The position is based at our Lockheed Martin Waterton facility full time. Ready to learn more, make an impact and join a team that cares? View the full Job Description via the link below and apply today and start turning dreams into realities!

Application Deadline: 02/13/2026 Address: 1125 17th Street, Suite 1050 Job Family Group: Wealth Sales & Service We're seeking a Senior Private Banker to join our team in Denver. The ideal candidate will have a proven track record of building and maintaining relationships with High-Net-Worth (HNW) and/or Ultra-High-Net-Worth (UHNW) clients in the region. We're also open to experienced commercial bankers with strong Centers of Influence (COIs) who are eager to expand their expertise into private banking and wealth management. Develops, manages, retains and grows profitable banking relationships with high-net-worth clients and prospects. Assists in the design, development and delivery of solutions that meet the client's complex balance sheet management needs while providing expert service and highly personalized interaction. Develops and executes a business plan to profitably grow overall banking revenue while maintaining adherence to the Bank's risk tolerance. Works collaboratively in the branch and regional teams to identify and make referrals. U.S. Only: This position will act as an originator of consumer loans as defined by Regulation Z, Regulation G, and the Secure and Fair Enforcement for Mortgage Licensing Act (the S.A.F.E. Act). This position will require a Federal registration with the Nationwide Mortgage Licensing System and Registry. The Bank will instruct you on the registration requirements needed to comply with this requirement. A criminal background review and credit history evaluation will be required for this position as well as restrictions on performing in a real estate agent capacity. Proactively develops internal and external networks for referral sources that generate prospects and create visibility in the marketplace. Works in a deal team environment using planning-based approach to develop and execute the growth and retention strategy the portfolio. Provides superior service to an assigned portfolio of high net worth clients with an objective of becoming their trusted advisor. Leads a deal team to meet client needs when acting as the lead relationship manager. Manages the retention and expansion of client relationships through a contact strategy and an ongoing review the client's banking needs. Makes recommendations to senior leaders on strategy and new initiatives, based on an in-depth understanding of the business/group. Identifies emerging issues and trends to inform decision-making. Maintains knowledge and understanding of financial planning principles, incorporating this into planning strategies to help clients. Partners with the leadership team on strategic direction and complex line-of-business projects. Conducts independent analysis and assessment to resolve strategic issues. Supports the execution of strategic initiatives in collaboration with internal and external stakeholders. Builds effective relationships with internal/external stakeholders. Ensures alignment between stakeholders. Breaks down strategic problems, and analyses data and information to provide insights and recommendations. Monitors and tracks performance and addresses any issues. Provides day-to-day training and support to other employees; may include providing guidance on credit-related issues, specific client issues and queries, and assistance with operational processes. Ensures high quality of information obtained to support decisions. Contributes to the assigned portfolio's profitability through expense control and profitable pricing practices for products and services. Negotiates appropriate pricing using discretion where required to build a profitable portfolio. Provides integrated and customized advice, and helps clients achieve their financial and personal goals using a consultative approach in customer conversations. Applies financial planning skills and concepts against each client's personal and financial situation. Acts as an ambassador to enhance BMO's reputation in the market. Adheres to all policies and procedures, guidelines, legal and ethical requirements and regulations including individual accountability as it relates to potential conflicts of interest, safeguarding of customer information, trading in securities, anti-money laundering, privacy, and disclosure of outside business activities. Maintains up-to-date knowledge and understanding of all banking products, processes, and relevant legal, regulatory and technology requirements. Ensures lending and non-lending decisions, prospecting activities are adequately documented; responds to questions and resolves issues raised through audits, quality checks and reviews. Manages risk and minimizes losses through monitoring and control reports, ensuring verifications are completed in accordance with guidelines. Documents and follows-up on any discrepancies to procedures, operational risks and escalates per guidelines. Performs sales and service support activities to meet client needs and maintain overall service levels. Develops rapport and instills confidence with the client to develop credibility and earn their trust. Operates at a group/enterprise-wide level and serves as a specialist resource to senior leaders and stakeholders. Applies expertise and thinks creatively to address unique or ambiguous situations and to find solutions to problems that can be complex and non-routine. Implements changes in response to shifting trends. Broader work or accountabilities may be assigned as needed. Qualifications: Typically 7+ years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience. Must meet the licensing and certification requirements for the team / branch / jurisdiction where the mandate is being fulfilled. Credit Qualifications and associated credit knowledge and skills according to the standards established within the credit qualification process, policies, and procedures. In-depth knowledge of Personal and Commercial credit and non-credit products. In-depth sales and client service skills. In-depth business development skills with successful track record. Ability to lead in-depth planning conversations. Expert relationship management skills. Able to work independently, resolving complex or ambiguous issues or situations. Seasoned professional with a combination of education, experience and industry knowledge. Verbal and written communication skills - In-depth / Expert. Analytical and problem solving skills - In-depth / Expert. Influence skills - In-depth / Expert. Collaboration and team skills; with a focus on cross-group collaboration - In-depth / Expert. Able to manage ambiguity. Data driven decision making - In-depth / Expert. Salary: $102,000.00 - $190,000.00 Pay Type: Salaried The above represents BMO Financial Group's pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position. BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: ******************************************** About Us At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset. To find out more visit us at ************************* BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law. BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e-mail to ************************** and let us know the nature of your request and your contact information. Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.