Credit analyst jobs in Des Plaines, IL

North American Corporates - Credit Analyst, Director - Technology, Media, Telecommunications Fitch's North American Corporates Group is seeking a Director for coverage of the TMT sector, either in our New York, Chicago, or Toronto office. Qualitative credentials will weigh meaningfully in the selection of the candidate. A healthy sense of intellectual curiosity is critical, along with a demonstrated willingness and ability to attack and explain topics of analytical complexity. Fitch is a team-oriented work environment, so excellent communication skills are essential, as is a high productivity work-ethic and results oriented mindset. What We Offer: * An opportunity to be a lead coverage analyst at a global rating agency. * A team-oriented work environment. * Fitch Ratings is a global company with a presence in over 30 countries, offering opportunities to work with diverse teams and clients from around the world. We'll Count on You To: * Perform analysis of key quantitative and qualitative factors influencing credit quality of companies in the TMT sectors; * Develop and maintain comprehensive financial models; * Conduct meetings with industry management teams; * Present analysis of companies to internal credit rating committees; * Involvement in communicating rating rationales to external audiences (primarily institutional investors, sell-side analysts and media) in meetings, conference calls, press releases and written research reports; * Write timely and effective research on topical issues; * Participate in the evaluation of other credits within Corporates, as well as other related credit groups. * Represent Fitch in panel discussions and conferences arranged by industry associations, regulatory bodies etc. * Mentor junior members of the team. * The role may include managerial responsibilities. What You Need to Have: * Bachelor's degree at minimum, MBA or other advanced degree a plus; * CFA/CPA or CFA candidate preferred; * 5-10 years relevant experience, some coverage or knowledge of the TMT sector a plus; * Capital markets and/or credit analysis experience a plus; * Expertise in Excel and Word; * Strong analytical, quantitative, and organizational skills; * Excellent written and verbal communication skills; * Ability to shift fluidly between multiple projects as priorities change; * Ability to excel in a team-oriented environment. What Would Make You Stand Out: * Some knowledge of and a keen interest in learning more about the TMT sector; * Professional background in capital markets, leveraged finance and/or credit analysis and well-developed financial statement analysis skills; * Desire to deepen exposure to and understanding of the debt capital markets; * A strong pattern of leadership and the ability to proactively and successfully interact with various stakeholders, both within and outside of the organization; Why Fitch? At Fitch Group, the combined power of our global perspectives is what differentiates us. Our global network of colleagues comes together to accomplish things greater than they ever could alone. Every team member is essential to our business and each perspective is critical to our success. We embrace a diverse culture that encourages a free exchange of ideas, guaranteeing your voice will be heard and your work will have an impact, regardless of seniority. We are building incredible things at Fitch and we invite you to join us on our journey. Fitch Ratings is a leading provider of credit ratings, commentary and research. Dedicated to providing value beyond the rating through independent and prospective credit opinions, Fitch Ratings offers global perspectives shaped by strong local market experience and credit market expertise. The additional context, perspective and insights we provide have helped fund a century of growth and enables our clients to make important credit judgements with confidence. Fitch Group is a global leader in financial information services with operations in more than 30 countries. Wholly owned by the Hearst Corporation, we are comprised of three main businesses: Fitch Ratings | Fitch Solutions | Fitch Learning. For more information please visit our websites: ******************** | ********************** | ********************* Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions. To protect Fitch's credibility and reputation, our employees must take every precaution to avoid conflicts of interests or any appearance of a conflict of interest. Should you be successful in the recruitment process at Fitch Ratings you will be asked to declare any securities holdings and other potential conflicts prior to commencing employment. If you, or your immediate family, have any holdings that may conflict with your work responsibilities, you may be asked to divest yourself of them before beginning work. Fitch Group is proud to be an Equal Opportunity and Affirmative Action Employer. We evaluate qualified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, and other statuses protected by law. FOR NEW YORK ROLES ONLY: Expected base pay rates for the role will be between $150,000 and $175,000. Actual salaries will be determined on an individualized basis and may vary based on factors including but not limited to education, training, experience, past performance, and other job-related factors. Base pay is one part of Fitch's total compensation package, which, depending on the position, may also include commission earnings, discretionary bonuses, long-term incentives, and other benefits sponsored by Fitch. #LI-RA1 #LI-Hybrid Nearest Major Market: Chicago

Do you have a passion for client service in everything you do? You have found the right team! As a Standby Letter of Credit Structuring Specialist within the Trade and Working Capital Client Service Group, you will be responsible for reviewing and structuring Standby Letter of Credit text along with managing and facilitating the unique and complex service needs of our Global Trades client base. You will use your communication and relationship management skills to ensure an exceptional level of client satisfaction. You will be the primary point of service contact for each client within your assigned portfolio, servicing Letter of Credit requests, researching and resolving customer inquiries, reviewing account documentation, and managing internal project initiatives. Over time, you will be expected to identify products and services that may benefit clients and improve overall relationship profitability. Job responsibilities: Structure and negotiate Standby LC text proficiently in accordance with procedures while mitigating risk to the bank and client. Provide guidance and training to team members based on knowledge of Trade products and services focusing on Standby Letters of Credit Negotiate new or existing transactions with clients, external legal advisors, banking and credit teams supporting Standby Letter of Credit Transactions Work independently and act as escalation point for complex issues to structure and resolve customer requests. Manage dedicated Standby Letter of Credit client portfolio having frequent interactions with internal/external clients, working with various areas of the bank for client resolution Ensure timely follow-up with clients, and be accountable for client satisfaction Serve as a liaison between the Relationship team, Operations, Treasury Management, Sales and Implementations to provide the best service to the client, your department, and the firm Prioritize daily workload to maximize productivity utilizing time management and organizational skills Create and maintain new and existing policies, procedures, and practices Project a confident and professional presence to our clients, other bank departments and the community Required qualifications, capabilities and skills: 7+ years experience in Trade Finance / Letters of Credit Robust background working as advisor negotiating and structuring agreements supporting Letters of Credit Strong understanding of ISP98, UCP600, URDG758 College degree, or equivalent work experience Strong focus on client satisfaction and building excellent relationships with customers Excellent communication skills with strong organizational and multi-tasking abilities Comfortable working within tight deadlines

Credit Analyst (Franchise Lending) -Chicago, IL - Job # 3126 Who We Are The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & San Antonio, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves! We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you. The Position Our client is seeking to fill a Credit Analyst role in the Chicago, IL market. The successful candidate will be responsible for providing analytical support to Commercial Lending Officers to ensure client service standards are met and loan documentation and credit presentations are following applicable standards, policies, procedures, and regulatory requirements. Commercial Credit Analyst responsibilities include: Preparing and interpreting spreads of financial statements for our small/mid-market commercial customers. Supporting the Bank's lending activities by providing insightful and timely credit analysis of prospective and current borrowers, including interpretation of financial statements, collateral and cash flows. Interacting with commercial bankers, loan officers, credit manager, other lending support staff, customers, accountants, and appraisers. Analyzing financial data to determine the merits of loan requests. Spreading and analyzing financial statements utilizing spreading software. Performing other duties and special projects as assigned. Who Are You? You're someone who wants to influence your own development. You're looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future. You also bring the following skills and experience: Bachelor's degree in accounting, finance, or business administration preferred; accounting/finance experience is beneficial. The appropriate combination of education and experience will be considered in lieu of a degree. Two or more years of credit analysis experience preferred. Familiarity with financial statement spreading software (Moody's, Baker Hill, etc.) is beneficial. Must possess attention to detail, accuracy in work performed, and can multi-task while maintaining focus. Strong Analytical, math, and problem-solving skills. Excellent PC skills required; must demonstrate the ability to mentor/coach other team members while completing own work at a high level. Knowledge of nCino and SalesForce is helpful but not required. The next step is yours. Email us your current resume along with the position you are considering to: ************************

North American Corporates - Credit Analyst, Director - Technology, Media, Telecommunications Fitch's North American Corporates Group is seeking a Director for coverage of the TMT sector, either in our New York, Chicago, or Toronto office. Qualitative credentials will weigh meaningfully in the selection of the candidate. A healthy sense of intellectual curiosity is critical, along with a demonstrated willingness and ability to attack and explain topics of analytical complexity. Fitch is a team-oriented work environment, so excellent communication skills are essential, as is a high productivity work-ethic and results oriented mindset. What We Offer: An opportunity to be a lead coverage analyst at a global rating agency. A team-oriented work environment. Fitch Ratings is a global company with a presence in over 30 countries, offering opportunities to work with diverse teams and clients from around the world. We'll Count on You To: Perform analysis of key quantitative and qualitative factors influencing credit quality of companies in the TMT sectors; Develop and maintain comprehensive financial models; Conduct meetings with industry management teams; Present analysis of companies to internal credit rating committees; Involvement in communicating rating rationales to external audiences (primarily institutional investors, sell-side analysts and media) in meetings, conference calls, press releases and written research reports; Write timely and effective research on topical issues; Participate in the evaluation of other credits within Corporates, as well as other related credit groups. Represent Fitch in panel discussions and conferences arranged by industry associations, regulatory bodies etc. Mentor junior members of the team. The role may include managerial responsibilities. What You Need to Have: Bachelor's degree at minimum, MBA or other advanced degree a plus; CFA/CPA or CFA candidate preferred; 5-10 years relevant experience, some coverage or knowledge of the TMT sector a plus; Capital markets and/or credit analysis experience a plus; Expertise in Excel and Word; Strong analytical, quantitative, and organizational skills; Excellent written and verbal communication skills; Ability to shift fluidly between multiple projects as priorities change; Ability to excel in a team-oriented environment. What Would Make You Stand Out: Some knowledge of and a keen interest in learning more about the TMT sector; Professional background in capital markets, leveraged finance and/or credit analysis and well-developed financial statement analysis skills; Desire to deepen exposure to and understanding of the debt capital markets; A strong pattern of leadership and the ability to proactively and successfully interact with various stakeholders, both within and outside of the organization; Why Fitch? At Fitch Group, the combined power of our global perspectives is what differentiates us. Our global network of colleagues comes together to accomplish things greater than they ever could alone. Every team member is essential to our business and each perspective is critical to our success. We embrace a diverse culture that encourages a free exchange of ideas, guaranteeing your voice will be heard and your work will have an impact, regardless of seniority. We are building incredible things at Fitch and we invite you to join us on our journey. Fitch Ratings is a leading provider of credit ratings, commentary and research. Dedicated to providing value beyond the rating through independent and prospective credit opinions, Fitch Ratings offers global perspectives shaped by strong local market experience and credit market expertise. The additional context, perspective and insights we provide have helped fund a century of growth and enables our clients to make important credit judgements with confidence. Fitch Group is a global leader in financial information services with operations in more than 30 countries. Wholly owned by the Hearst Corporation, we are comprised of three main businesses: Fitch Ratings | Fitch Solutions | Fitch Learning. For more information please visit our websites: ******************** | ********************** | ********************* Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions. To protect Fitch's credibility and reputation, our employees must take every precaution to avoid conflicts of interests or any appearance of a conflict of interest. Should you be successful in the recruitment process at Fitch Ratings you will be asked to declare any securities holdings and other potential conflicts prior to commencing employment. If you, or your immediate family, have any holdings that may conflict with your work responsibilities, you may be asked to divest yourself of them before beginning work. Fitch Group is proud to be an Equal Opportunity and Affirmative Action Employer. We evaluate qualified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, and other statuses protected by law. FOR NEW YORK ROLES ONLY: Expected base pay rates for the role will be between $150,000 and $175,000. Actual salaries will be determined on an individualized basis and may vary based on factors including but not limited to education, training, experience, past performance, and other job-related factors. Base pay is one part of Fitch's total compensation package, which, depending on the position, may also include commission earnings, discretionary bonuses, long-term incentives, and other benefits sponsored by Fitch. #LI-RA1 #LI-Hybrid

The Cash and Credit Analyst assists with payment collection procedures, credit extension, review and payment processing for the company. ESSENTIAL JOB FUNCTIONS Match and record all payments and deposits received for the company. Oversee cash payments including checks, ACH, wires, credit cards, Paycargo, Paypal, lockbox, remote scanning of payments received locally. Ensure daily cash batches are posted in Cargowise and match to general ledger. Ongoing maintenance of lockbox and data capture Pull of bank statement and cash application backup and support daily On board all clients for the company in conjunction with established SLA's (FA/ILS/Agents). Work across the organization including partnering with Sales and Operations to support the onboarding new clients. Work with management to provide decision support and approval letters. Maintain credit information and organization profile on clients and agents in Cargowise. Administer D&B including uploads to the Trade Exchange Program portal Account administration including upload of monthly past due reporting, applying for credit, setting up credit in Cargowise and documenting changes. Monitor credit limits for existing customers and re-assessing as needed Responsible for 3 rd party payment processors for customer invoicing/payments Liaison between accounting team and payment processor to ensure billing is being sent. Matching of invoices in our system to the payment processor to ensure payments are being sent. Complete other responsibilities and duties as assigned QUALIFICATIONS AND EDUCATION REQUIREMENTS Bachelor's degree in accounting, finance, management, or a related field or commensurate years of experience. Knowledge of accounting and accounts receivable. Excellent communication and interpersonal skills. Proficiency with computers, especially business solutions and bookkeeping software. Strong planning and problem-solving skills. Ability to analyze information and processes. Motivation to develop and maintain internal and external relationships. Comply with all Masterpiece policies and procedures and maintain current knowledge of financial legislation and recommend updates to process and efficiencies. This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee. Duties, responsibilities, and activities may change, or new ones may be assigned at any time with or without notice.

A Credit Analyst assists in protecting the financial assets of the company within CED Credit Offices. The desired candidate will use discretion and independent judgment to investigate credit granting, manage a portfolio of receivable accounts, and review and execute legal documents on the behalf of CED. The ideal candidate requires self-motivation, must prioritize effectively, and work successfully with minimal supervision. Reports to: Credit Manager Minimum Qualifications: + Proficiency with MS Excel + Excellent math skills + Experience in credit and collections + Excellent ability to read, write, and speak English Preferred Qualifications: + College degree - will consider related experience in lieu of degree + Strong negotiation skills + Proficiency with Microsoft Office Suite software + Detail oriented + Ability to solve problems + Must be a self-starter who can handle a heavy volume of work and be able to handle multiple tasks at the same time Working Conditions: + Largely sedentary role in an office environment + Routine use of office equipment such as computers, phones, photocopiers, fax machines, filing cabinets Supervisory Responsibilities: No Essential Job Functions: + Be able to manage a large accounts receivable portfolio which includes negotiating, financial review, and creating plans of action with customers and the Division Credit Manager. + Recommend best method of collection on delinquent accounts in collaboration with the Division Credit Manager and PC Manager. + Ability to review credit applications for credit granting, and establishing six figure credit limits. + Escalating collection activities as required by business circumstances. + Assisting the Division Credit Manager to maintain and enforce CED's lien and bond rights for secured projects. + Using experience and customer knowledge to determine the proper time to place accounts on credit hold in collaboration with the Division Credit Manager and PC Manager. + Face-to-face customer meetings to establish and maintain strong relationships with customers and PC Managers. + Negotiating differences with customers and making arrangements for payment and dispute resolution. + Presenting payment, status, plan, reports, and information to management for quarterly credit meetings. + Maintaining professional relationships with Managers and external customers. CED is an Equal Opportunity Employer - Disability | Veteran Compensation Range: The compensation range for this position is $50000 to $60000 annually. Other Compensation: The following additional compensation may be applicable for this position: + Profit Sharing Benefits: Benefits available for this position are: + Insurance - Medical, Dental, Vision Care for full-time positions + Disability Insurance + Life Insurance + 401(k) + Paid Sick Leave + Paid Holidays + Paid Vacation + Health Savings Account (HSA) and matching + Dependent Care Flexible Spending Account (FSA) + Teledoc + Paid Pregnancy & New Parent Leave

Morningstar DBRS is seeking a highly motivated individual, with an interest in real estate finance and credit analysis, to join its Commercial Mortgage Backed Securities (CMBS) or Global Corporate Real Estate (GCRE) team as an Analyst. The successful candidate will mainly serve as a support analyst for lead analysts and team leads for Morningstar DBRS rated transactions or entities, including CMBS), real estate investment trust and real estate operating entities. The successful candidate will be expected to gradually develop a solid understanding of the US and Canadian real estate sectors and to acquire a broad understanding of the appropriate Morningstar DBRS rating methodologies and criteria. Morningstar DBRS is registered with the U.S. Securities and Exchange Commission as a nationally recognized statistical rating organization (NRSRO). Morningstar DBRS has earned a reputation for innovation and excellence in the structured finance market and aims to increase market transparency by providing the highest-quality ratings, securities research, monitoring services, operational risk assessments, data, and technology solutions. Primary Responsibilities * Support the lead analysts in evaluating credit risk, while adhering to the relevant rating methodology. * Determine Morningstar DBRS stabilized cash flows of all major property types (office, retail, multifamily, MHC, hotel, self-storage) and a variety of loan sizes ($1 million to > $100 million) * Prepare/update spreadsheets on rated entities including historical information and financial projections. * Search and aggregate market data to be used in the credit analysis. * Track key economic and industry indicators and various asset class metrics. * Review third-party reports including appraisals, property condition reports, environmental reports, and other industry specific reports. * Contribute text and analysis for rating reports, press release, commentaries, presentations and industry reports under supervision of lead analysts. * Assist with the preparation of rating committee materials and participate in Rating Committee meetings with guidance from the lead analysts. * Assist with the publishing workflow, including regulatory disclosures. * Develop a solid understanding of real estate asset classes covered. * Develop client-communication skills through interacting with issuers, investors, and intermediaries. * Adhere to compliance, regulatory and company policies and procedures. Requirements * Undergraduate degree in accounting, business, finance or other relevant discipline is preferred. * Strong analytical abilities and knowledge of financial statements. * Solid research and analytical skills, with acute attention to detail. * Strong communication skills, both oral and written. * Self-starter and strong team player, with the ability to meet deadlines while producing high quality work. * Genuine interest in commercial real estate and structured finance. * Ability to travel 10-20% domestically/ North America. * Possess and maintain a valid driver's license and passport. Nice to Have Progress towards a CFA designation, advanced knowledge of Microsoft Excel, and Bloomberg and SNL skills. About Us Morningstar DBRS is a leading provider of independent rating services and opinions for corporate and sovereign entities, financial institutions, and project and structured finance instruments globally. Rating more than 4,000 issuers and 60,000 securities, it is one of the top four credit rating agencies in the world. Morningstar DBRS empowers investor success by bringing more transparency and a much-needed diversity of opinion in the credit rating industry. Our approach and size allow us to be nimble enough to respond to customers' needs in their local markets, but large enough to provide the necessary expertise and resources they require. Market innovators choose to work with us because of our agility, tech-forward approach, and exceptional customer service. Morningstar DBRS is the next generation of credit ratings. Compensation and Benefits At Morningstar we believe people are at their best when they are at their healthiest. That's why we champion your wellness through a wide-range of programs that support all stages of your personal and professional life. Here are some examples of the offerings we provide: * Financial Health * 75% 401k match up to 7% * Stock Ownership Potential * Company provided life insurance - 1x salary + commission * Physical Health * Comprehensive health benefits (medical/dental/vision) including potential premium discounts and company-provided HSA contributions (up to $500-$2,000 annually) for specific plans and coverages * Additional medical Wellness Incentives - up to $300-$600 annual * Company-provided long- and short-term disability insurance * Emotional Health * Trust-Based Time Off * 6-week Paid Sabbatical Program * 6-Week Paid Family Caregiving Leave * Competitive 8-24 Week Paid Parental Bonding Leave * Adoption Assistance * Leadership Coaching & Formal Mentorship Opportunities * Annual Education Stipend * Tuition Reimbursement * Social Health * Charitable Matching Gifts program * Dollars for Doers volunteer program * Paid volunteering days * 15+ Employee Resource & Affinity Groups Total Cash Compensation Range $71,500.00 - 96,000.00 USD Annual Inclusive of annual base salary and target incentive If you receive and accept an offer from us, we require that personal and any related investments be disclosed confidentiality to our Compliance team (days vary by region). These investments will be reviewed to ensure they meet Code of Ethics requirements. If any conflicts of interest are identified, then you will be required to liquidate those holdings immediately. In addition, dependent on your department and location of work certain employee accounts must be held with an approved broker (for example all, U.S. employee accounts). If this applies and your account(s) are not with an approved broker, you will be required to move your holdings to an approved broker. Morningstar's hybrid work environment gives you the opportunity to collaborate in-person each week as we've found that we're at our best when we're purposely together on a regular basis. In most of our locations, our hybrid work model is four days in-office each week. A range of other benefits are also available to enhance flexibility as needs change. No matter where you are, you'll have tools and resources to engage meaningfully with your global colleagues. R06_DBRSInc DBRS, Inc. - US Legal Entity

International Financial is seeking an experienced and highly motivated Lead Commercial Credit Analyst to join our growing team. In this role, you will support our customers in financing the acquisition of International trucks and buses. You will have delegated credit approval authority and be responsible for expert credit underwriting of fleet customers. This position offers the opportunity to make a significant impact through sound credit analysis, team leadership, and strategic decision-making within a collaborative and dynamic environment. If you are a seasoned credit professional who thrives in a fast-paced, team-oriented environment and is passionate about driving excellence in commercial underwriting, we invite you to apply and join International Financial in shaping the future of transportation financing. ABOUT NFC Navistar Financial Company (NFC) is the captive finance company for International Motors, LLC* and the provider of InternationalTM Financial services. Responsibilities * Develop and maintain strong relationships with internal and external commercial organizations and customers while evaluating credit requests. * Serve as team leader for the structured underwriting team, providing guidance and oversight. * Perform detailed financial analysis for new and existing customers to assess creditworthiness. * Prepare clear, professional, and accurate credit write-ups for presentation and approval. * Recommend and approve credit decisions in accordance with delegated authority and dual-signature policies. * Communicate credit decisions effectively to all stakeholders. * Ensure compliance with company credit policies, including adherence to risk ratings and timely completion of credit reviews. * Collect and review due diligence materials and KYC (Know Your Customer) documentation. * Verify the accuracy and completeness of loan and lease documentation. * Ensure proper lien perfection and thorough documentation of all transactions. * Provide training and mentorship to strengthen the credit skills of team members. * Educate dealers on credit and documentation requirements to promote efficient processing. * Collaborate with management to review, update, and improve credit policies and procedures. * Assist in resolving post-funding documentation or process issues. * Continuously identify and implement opportunities for process improvement and efficiency. Minimum Requirements * Bachelor's degree * At least 5 years of accounting or finance experience * At least 1 year of lead experience OR * Master's degree * At least 3 years of accounting or finance experience * At least 1 year of lead experience OR * At least 8 years of accounting or finance experience * At least 1 year of lead experience Additional Requirements * Qualified candidates, excluding current employees, must be legally authorized on an unrestricted basis (US Citizen, Legal Permanent Resident, Refugee or Asylee) to be employed in the United States. We do not anticipate providing employment related work sponsorship for this position (e.g., H-1B status) Desired Skills * Highly desired - Minimum of 5 years of commercial credit underwriting experience on transactions or credit lines exceeding $10 million, preferably within the transportation sector. * Demonstrated expertise in financial statement analysis and the assessment of large-exposure credit risks. * Self-starter with demonstrated initiative, accountability, and the ability to work both independently and collaboratively. * Proven ability to lead a team and manage multiple complex transactions effectively. * Strong analytical, problem-solving, and business writing skills. * Proficiency in Microsoft Excel, Word, Power BI, and Moody's CreditLens. * Experience with finance and lease documentation, including negotiation of terms, understanding of insurance requirements, and lien perfection. * Exceptional communication skills, including the ability to engage with C-level executives and business owners. * In-depth knowledge of transportation industry credit policies and procedures. Benefits and Compensation We provide a competitive total rewards package which ensures job satisfaction both on and off the job. We offer market-based compensation, health benefits, 401(k) match, tuition assistance, EAP, legal insurance, an employee discount program, and more. For this position, the expected salary range will be commensurate with the candidate's applicable skills, knowledge and experience. You can learn more about our comprehensive benefits package at ******************************************** Company Overview ABOUT TRATON With its brands Scania, MAN, International, and Volkswagen Truck & Bus, TRATON SE is the parent and holding company of the TRATON GROUP and one of the world's leading commercial vehicle manufacturers. The Group's product portfolio comprises trucks, buses, and light-duty commercial vehicles. "Transforming Transportation Together. For a sustainable world.": this intention underlines the Company's ambition to have a lasting and sustainable impact on the commercial vehicle business and on the Group's commercial growth. ABOUT INTERNATIONAL From a one-man company built on the world-changing invention of the McCormick reaper in 1831, to the 15,000-person-strong company we are today, few companies can lay claim to a history like International. Based in Lisle, Illinois, International Motors, LLC* creates solutions that deliver greater uptime and productivity to our customers throughout the full operation of our commercial vehicles. We build International trucks and engines and IC Bus school and commercial buses that are as tough and as smart as the people who drive them. We also develop Fleetrite aftermarket parts. In everything we do, our vision is to accelerate the impact of sustainable mobility to create the cleaner, safer world we all deserve. As of 2021, we joined Scania, MAN and Volkswagen Truck & Bus in TRATON GROUP, a global champion of the truck and transport services industry. To learn more, visit ********************** * International Motors, LLC is d/b/a International Motors USA in Illinois, Missouri, New Jersey, Ohio, Texas, and Utah. EEO Statement We are an Equal Opportunity Employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, and other legally protected characteristics. If you are a qualified individual with a disability and require a reasonable accommodation to access the online application system or participate in the interview process due to your disability, please email ********************* to request assistance. Kindly specify Job Requisition Number / Job Title and Location in response. Otherwise, your request may not be considered.

The Company PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers. We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do - and they push us to ensure we take care of ourselves, each other, and our communities. Job Summary: This job involves independent collaboration to enhance credit processes and decision-making. The analyst evaluates credit risk, oversees team performance, and utilizes data analysis to track credit quality. They work outside defined processes to determine appropriate actions, ensuring the effectiveness of credit management strategies while contributing to the overall efficiency of the credit portfolio. Job Description: Essential Responsibilities: * Conduct timely assessments of merchant credit risk throughout the merchant life cycle * Analyze financial and bank statements to evaluate creditworthiness and assess merchant financial health * Estimate financial exposure and recommend risk mitigation measures where necessary * Communicate risk insights and recommendations effectively with cross-functional stakeholders * Maintain accurate documentation and audit trails of underwriting assessments * Monitor portfolio segments and track seller performance to identify risks and opportunities * Stay current on industry trends and credit risk best practices to inform decision-making * Facilitate or participate in special assignments and projects to support business initiatives Expected Qualifications: * 3+ years relevant experience and a Bachelor's degree OR Any equivalent combination of education and experience. Additional Responsibilities & Preferred Qualifications: What you need to know about the role- We are seeking a highly skilled and motivated Senior Analyst, Credit Underwriting to join our Holistic Onboarding and Underwriting team. The ideal candidate will play a key role in enhancing and streamlining customer onboarding and underwriting processes while ensuring compliance with regulatory requirements. The role requires strong analytical skills, industry knowledge and the ability to work cross-functionally with multiple stakeholders. Meet our team You will join PayPal's Holistic Onboarding and Underwriting Americas team. You will partner with your teammates and other business stakeholders to ensure that risk to PayPal and its merchants are mitigated. PayPal is committed to fair and equitable compensation practices. Actual compensation is based on various factors including but not limited to work location, and relevant skills and experience. The total compensation for this position may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit ******************************* The U.S. national annual pay range for this role is $84,500 to $127,600. Subsidiary: PayPal Travel Percent: 0 PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. Any such request is a red flag and likely part of a scam. To learn more about how to identify and avoid recruitment fraud please visit ************************************ For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations. Our Benefits: At PayPal, we're committed to building an equitable and inclusive global economy. And we can't do this without our most important asset-you. That's why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you. We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit ******************************* Who We Are: Click Here to learn more about our culture and community. Commitment to Diversity and Inclusion PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at ****************************************. Belonging at PayPal: Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal. Any general requests for consideration of your skills, please Join our Talent Community. We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don't hesitate to apply.

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: Responsible for all aspects of the underwriting and credit management of Hedge Funds (HF) for the Global Markets business inclusive of trade approvals, internal credit ratings and limit management. This is a high-volume and fast-moving portfolio that utilizes a risk-based approach to drive revenue while maintaining appropriate credit risk disciplines. Responsibilities: * Credit analysis: Participate in initial and ongoing due diligence of HFs. Perform quantitative and qualitative credit assessment, setting internal ratings and recommending credit limits * Initial margin calculation: Determine initial margin (IM) and evaluate transactional risks associated with OTC and exchange traded derivatives, securities financing and structured trades * Trade approval: Hold delegated approval authority to approve trading floor request (OTC derivatives) or to make recommendations to higher authority levels. * Relationship management: Build strong working relationship with external HF clients, internal business partners including Sales, Structuring & Trading, Risk counterparts, Legal and Audit Function * Risk monitoring: Undertake regular exposure analysis including internal stress testing and IM back testing. Monitoring of performance and AUM flow data received from HFs * Trading documentation: Liaise with Legal and client in negotiating ISDA, CSA, GMRA etc. * Portfolio reviews: Preparation of portfolio reports and reviews, including analysis of OTC and F&O exposures, any counterparties of concern and other pertinent risk issues. * Candidate will be responsible for underwriting credit lines to support hedge fund client traded products. Required Qualifications: * 2+ years of prior hedge fund (Reg Fund or Financial Institution) risk management and/or hedge fund due diligence experience. * Proficient with Microsoft Office. * General knowledge of Hedge Funds, their strategies and financial derivatives. * Candidate will have significant exposure to Global Markets personnel including Trading / Structuring / Sales, as well various support partners. * Candidate must be comfortable working on transactions in a fast-paced capital markets/trading environment. * Ability to thrive in a fast-paced environment, consistently meet deadlines, and demonstrate strong quantitative and analytical skills Desired Qualifications: * Bachelor's Degree * Masters Degree * CFA Charter Holder Skills: * Attention to Detail * Client Management * Decision Making * Underwriting * Credit Documentation Requirements * Critical Thinking * Portfolio Management * Problem Solving * Written Communications * Financial Analysis * Negotiation Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent Shift: 1st shift (United States of America) Hours Per Week: 40

We are the leading provider of worldwide smart end-to-end supply chain & logistics, enabling the flow of trade across the globe. Our comprehensive range of products and services covers every link of the integrated supply chain - from maritime and inland terminals to marine services and industrial parks as well as technology-driven customer solutions. The Senior Credit Analyst plays a pivotal role in safeguarding DP World's financial integrity and enabling sustainable growth across Freight Forwarding and Contract Logistics. This position is responsible for designing and enforcing robust credit policies, managing the end-to-end customer credit application process, and ensuring risk-adjusted credit limits and payment terms are aligned with business objectives. By combining analytical rigor with sound judgment, the Senior Credit Analyst supports operational excellence, strengthens customer relationships, and contributes directly to the profitability and resilience of the business. KEY ACCOUNTABILITIES Develop, implement, and continuously refine credit policies and procedures to ensure consistency, compliance, and alignment with global standards Oversee the full credit application lifecycle, including reviewing financials, assessing creditworthiness, and approving credit limits and payment terms Identify, evaluate, and monitor credit risks across customer portfolios; recommend proactive measures to minimize exposure Partner with contract logistics and freight forwarding teams to embed credit controls into daily operations, ensuring seamless execution Work closely with finance, sales, and operations teams in the US, Mexico, and ARO regions to balance commercial opportunities with financial prudence Drive process enhancements, leverage technology, and adopt best practices to improve efficiency, accuracy, and transparency in credit management Represent DP World's values and principles in all interactions, promoting integrity, accountability, and safety Perform additional responsibilities as assigned to support evolving business needs QUALIFICATIONS, EXPERIENCE AND SKILLS Undergraduate degree in Finance or a related discipline 5-7 years of progressive credit analysis experience, with a proven ability to design and implement credit policies Background in logistics or freight forwarding is a strong asset, providing insight into sector-specific risks and opportunities Strong ability to interpret financial data, assess creditworthiness, and identify risk exposure with precision Exceptional written and verbal communication skills; able to influence stakeholders and present complex information clearly to diverse audiences Skilled at diagnosing root causes, developing innovative solutions, and navigating ambiguity with confidence Meticulous in reviewing data and documentation, ensuring accuracy and compliance in all credit decisions Adept at spotting gaps in logic, evaluating alternatives, and making sound, evidence-based recommendations Comfortable working independently while thriving in cross-functional, multicultural teams; builds trust and alignment across finance, operations, and sales Proactive in managing competing priorities, consistently meeting deadlines, and driving outcomes that support business growth Maintains the highest standards of discretion and ethical conduct in handling sensitive financial information Advanced skills in Microsoft Office Suite (Excel, Word, PowerPoint, Visio); ability to leverage tools for reporting and analysis Willingness to travel internationally (30-50%) to support audits and on-site reviews Fluency in English; additional languages (Arabic, Spanish, French, Mandarin, Hindi) are considered a valuable asset Please note: This position does not offer sponsorship for employment visas. Applicants must be legally authorized to work in The United States without sponsorship now or in the future. ABOUT DP WORLD Trade is the lifeblood of the global economy, creating opportunities and improving the quality of life for people around the world. DP World exists to make the world's trade flow better, changing what's possible for the customers and communities we serve globally. With a dedicated, diverse and professional team of more than 115,000 employees from 160 nationalities, spanning 78 countries on six continents, DP World is pushing trade further and faster towards a seamless supply chain that's fit for the future. We're rapidly transforming and integrating our businesses -- Ports and Terminals, Marine Services, Logistics and Technology - and uniting our global infrastructure with local expertise to create stronger, more efficient end-to-end supply chain solutions that can change the way the world trades. What's more, we're reshaping the future by investing in innovation. From intelligent delivery systems to automated warehouse stacking, we're at the cutting edge of disruptive technology, pushing the sector towards better ways to trade, minimizing disruptions from the factory floor to the customer's door. DP World is on a mission to transcend boundaries and bridge the gap between all nations and cultures - not just in what we do but also in how we behave. We are dedicated to creating a culture where everyone feels respected, supported, and empowered to reach their full potential. We believe that embracing inclusion and diversity, drives innovation and growth and helps us connect people, businesses, and societies. Free minds and different perspectives are changing our world, and together we can change what's possible. WE MAKE TRADE FLOW TO CHANGE WHAT'S POSSIBLE FOR EVERYONE. DP World is committed to the principles of Equal Employment Opportunity (EEO). We strongly believe that employing a diverse workforce is central to our success and we make recruiting decisions based on your experience and skills. We welcome applications from all members of society irrespective of age, gender, disability, race, religion or belief. By submitting your resume and application information, you authorize DP World to transmit and store your information in the world-wide recruitment database, and to circulate that information as necessary for the purpose of evaluating your qualifications for this or other job vacancies. #LI-HE2 #LI-Hybrid

Role: Consumer Credit Risk Analyst This position within Corporate Risk Management is responsible for the over oversight of consumer credit policy through effective planning and execution of ongoing and periodic Consumer Credit Reviews across the life cycle of consumer lending products. Primarily, the incumbent is responsible for providing an independent view on asset quality and the key consumer credit risks of the firm's consumer lending practices. The resource will have a strong knowledge of credit risk management processes, credit strategy development process and regulatory expectations towards safety and soundness. This individual will have skills and experience to lead Consumer Credit Reviews, provide oversight on review activities and deliver the review results including identification of issues and overseeing the reporting of the review results to relevant stakeholders and credit governance committees. Responsibilities will also include evaluating and monitoring consumer credit risk appetite, tolerance, and thresholds. Also defines the process for monitoring the performance of the consumer credit portfolio and performs reviews of credit risk strategies, while evaluating trade-offs among key business metrics, such as credit losses, receivables, and profit. This will necessitate identifying, designing, and implementing complex business analyses in support of Consumer Credit Reviews and business strategy. Responsibilities Develops Consumer Credit Review plan using a risk-based approach and executes the Consumer Credit Reviews across all consumer lending products covering credit cards, personal loans, and home equity loans), including performing a risk assessment on the overall portfolio. Collaborates with credit strategy teams to mitigate any identified credit risk concerns. Reports finding through the appropriate, established governance processes. Interacts with business partners, senior management, governance committees, and regulators to present (both orally and written) Consumer Credit Review assessment results and analytic findings in a clear, complete, and concise manner. Develops, manages, and maintains reporting and oversight of consumer credit risk appetite, tolerance, and thresholds. This includes the awareness of consumer credit strategies and the implications of changes in strategy to the profitability of the enterprise. Develops and maintains credit-risk oversight processes, policies, and procedures in accordance with the overall Corporate Risk Management framework and system. Implements and maintains independent credit risk portfolio reporting across all consumer lending products. Minimum Qualifications Master's Degree in Statistics, Economics, Engineering, Finance, or related quantitative field 8+ years of experience in Statistics, Economics, Engineering, related quantitative field, equivalent internship, or research experience. In lieu of a degree, 15+ years of experience in credit card, or related financial services industry Preferred Qualifications Ph.D. in Statistics, Economics, Engineering, Finance, or related quantitative field. 10+ years of experience in Statistics, Economics, Engineering, related quantitative field, equivalent internship, or research experience. 10 + years of experience in credit review, credit risk management, or internal audit credit risk coverage function at a large financial institution. Knowledge and use of statistical packages such as SQL, SAS, Python, or other tools to mine, extract complex consumer and transaction level data on big data and/or cloud computing platforms.

Specialist II, Dual Credit Engagement STATUS: Full time DEPARTMENT: Dual Credit & P 20 Partnerships DIVISION: Academic Affairs CLASSIFICATION: Non-exempt UNION: TOSSC-AFT Local 604 REPORTS TO: Manager, Dual Credit and P-20 Partnerships PLACEMENT: Grade 107 HIRING RANGE: $22.49 - $23.84 hourly Competitive starting pay is dependent on education and experience. JJC offers regular full-time positions a variety of fringe benefits including retirement benefits, holidays, personal time, and other discounts/reimbursement for classes. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The student population at the college is diverse in ethnicity, gender, language, age and background. Joliet Junior College is an AA/EO employer and strongly encourages applications from candidates who would enhance the diversity of its staff. POSITION SUMMARY In coordination with other dual credit program staff, and under general supervision of the Manager, provides direct support to the dual credit program by providing outreach to dual credit students and parents. Works with a variety of stakeholders including high school administrators, counselors, teachers, staff, parents and students. Becomes familiar with college departments and functional areas' relationship to the dual credit program. Works independently and as part of a team. ESSENTIAL JOB DUTIES AND KEY RESPONSIBILITIES 1. Provide outreach services to constituent K-12 schools and career centers participating in the dual credit program. Conduct classroom and institute day visits and provide informational and promotional materials for these events as needed. 2. Assist high schools with the application process and post application procedures as needed. 3. Develop and implement parent and student orientations. Collaborate with Admissions and New Student Orientation staff to help create a seamless pathway for students. 4. Communicate dual credit policies and information to parents, students, high school counselors and other internal and external stakeholders. Assist students and high school contacts in resolving application, registration and enrollment issues in a timely manner. 5. Plan and deliver presentations at district high schools, college fairs, career centers and on campus events to support and promote dual credit. 6. Hold weekly virtual open office hours to answer questions from students, teachers, counselors, and parents. Be available for scheduled weekly appointments to assist students, teachers, counselors, and parents. 7. Assist Office of Dual Credit with administrative and registration related duties. 8. Attend meetings as assigned, including the Dual Credit Advisory Board meetings. Assist in the preparation of meeting agendas and prepare summary notes for meetings. Participate in planning and facilitating curriculum meetings. 9. Be familiar with and remain informed of the guidelines for dual credit from the Higher Learning Commission and the Illinois Community College Board, including the Dual Credit Quality Act and other related legislation. 10. Perform related duties as assigned. MINIMUM QUALIFICATIONS 1. Bachelor's degree. 2. Two (2) years of experience in a higher education and/or K-12 environment. 3. Self-directed with the ability to work independently within changing deadlines. 4. Ability to analyze and address the educational and personal needs of student. 5. Proficient with computers and database related software. 6. Ability to establish and maintain cooperative and effective working relationships with other members of the college and community, displaying cultural competence as well as emotional intelligence. 7. Demonstrated commitment to the college's core values of respect and inclusion, sustainability, integrity, collaboration, humor and well-being, innovation and quality. PREFERRED QUALIFICATIONS 1. English and Spanish verbal and written communication proficiency. 2. Master's degree in related discipline. 3. Demonstrated experience working with diverse student populations, case management approach to student support and experience working with undecided or exploration students. 4. Colleague database experience. 5. Demonstrated multicultural competence. PHYSICAL DEMANDS 1. Normal office physical demands. 2. Ability to travel between campus locations and to and from community events. 3. Ability to travel in state and nationally. WORKING CONDITIONS 1. Duties are performed indoors in the usual office and/or outdoor environment. 2. Travel between campuses and flexibility including some weekend and evening hours required. Benefits Click on the link below for information about JJC's Benefits: Full Time - Technical Office Support Staff Council (TOSSC)-AFT Local 604 | Joliet Junior College Full Time/Part Time: Full time Union (If Applicable): TOSSC Scheduled Hours: 40 Benefits Click on the link below for information about JJC's Benefits: Total Rewards | Joliet Junior College

International Financial is seeking an experienced and highly motivated Lead Commercial Credit Analyst to join our growing team. In this role, you will support our customers in financing the acquisition of International trucks and buses. You will have delegated credit approval authority and be responsible for expert credit underwriting of fleet customers. This position offers the opportunity to make a significant impact through sound credit analysis, team leadership, and strategic decision-making within a collaborative and dynamic environment. If you are a seasoned credit professional who thrives in a fast-paced, team-oriented environment and is passionate about driving excellence in commercial underwriting, we invite you to apply and join International Financial in shaping the future of transportation financing. ABOUT NFC Navistar Financial Company (NFC) is the captive finance company for International Motors, LLC* and the provider of InternationalTM Financial services. Responsibilities + Develop and maintain strong relationships with internal and external commercial organizations and customers while evaluating credit requests. + Serve as team leader for the structured underwriting team, providing guidance and oversight. + Perform detailed financial analysis for new and existing customers to assess creditworthiness. + Prepare clear, professional, and accurate credit write-ups for presentation and approval. + Recommend and approve credit decisions in accordance with delegated authority and dual-signature policies. + Communicate credit decisions effectively to all stakeholders. + Ensure compliance with company credit policies, including adherence to risk ratings and timely completion of credit reviews. + Collect and review due diligence materials and KYC (Know Your Customer) documentation. + Verify the accuracy and completeness of loan and lease documentation. + Ensure proper lien perfection and thorough documentation of all transactions. + Provide training and mentorship to strengthen the credit skills of team members. + Educate dealers on credit and documentation requirements to promote efficient processing. + Collaborate with management to review, update, and improve credit policies and procedures. + Assist in resolving post-funding documentation or process issues. + Continuously identify and implement opportunities for process improvement and efficiency. Minimum Requirements + Bachelor's degree + At least 5 years of accounting or finance experience + At least 1 year of lead experience OR + Master's degree + At least 3 years of accounting or finance experience + At least 1 year of lead experience OR + At least 8 years of accounting or finance experience + At least 1 year of lead experience Additional Requirements + Qualified candidates, excluding current employees, must be legally authorized on an unrestricted basis (US Citizen, Legal Permanent Resident, Refugee or Asylee) to be employed in the United States. We do not anticipate providing employment related work sponsorship for this position (e.g., H-1B status) Desired Skills + Highly desired - Minimum of 5 years of commercial credit underwriting experience on transactions or credit lines exceeding $10 million, preferably within the transportation sector. + Demonstrated expertise in financial statement analysis and the assessment of large-exposure credit risks. + Self-starter with demonstrated initiative, accountability, and the ability to work both independently and collaboratively. + Proven ability to lead a team and manage multiple complex transactions effectively. + Strong analytical, problem-solving, and business writing skills. + Proficiency in Microsoft Excel, Word, Power BI, and Moody's CreditLens. + Experience with finance and lease documentation, including negotiation of terms, understanding of insurance requirements, and lien perfection. + Exceptional communication skills, including the ability to engage with C-level executives and business owners. + In-depth knowledge of transportation industry credit policies and procedures. Benefits and Compensation We provide a competitive total rewards package which ensures job satisfaction both on and off the job. We offer market-based compensation, health benefits, 401(k) match, tuition assistance, EAP, legal insurance, an employee discount program, and more. For this position, the expected salary range will be commensurate with the candidate's applicable skills, knowledge and experience. You can learn more about our comprehensive benefits package at ******************************************** Company Overview ABOUT TRATON With its brands Scania, MAN, International, and Volkswagen Truck & Bus, TRATON SE is the parent and holding company of the TRATON GROUP and one of the world's leading commercial vehicle manufacturers. The Group's product portfolio comprises trucks, buses, and light-duty commercial vehicles. "Transforming Transportation Together. For a sustainable world.": this intention underlines the Company's ambition to have a lasting and sustainable impact on the commercial vehicle business and on the Group's commercial growth. ABOUT INTERNATIONALFrom a one-man company built on the world-changing invention of the McCormick reaper in 1831, to the 15,000-person-strong company we are today, few companies can lay claim to a history like International. Based in Lisle, Illinois, International Motors, LLC* creates solutions that deliver greater uptime and productivity to our customers throughout the full operation of our commercial vehicles. We build International trucks and engines and IC Bus school and commercial buses that are as tough and as smart as the people who drive them. We also develop Fleetrite aftermarket parts. In everything we do, our vision is to accelerate the impact of sustainable mobility to create the cleaner, safer world we all deserve. As of 2021, we joined Scania, MAN and Volkswagen Truck & Bus in TRATON GROUP, a global champion of the truck and transport services industry. To learn more, visit ********************* (https://*********************/our-company) . *International Motors, LLC is d/b/a International Motors USA in Illinois, Missouri, New Jersey, Ohio, Texas, and Utah. EEO Statement We are an Equal Opportunity Employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, and other legally protected characteristics. If you are a qualified individual with a disability and require a reasonable accommodation to access the online application system or participate in the interview process due to your disability, please email ********************* to request assistance. Kindly specify Job Requisition Number / Job Title and Location in response. Otherwise, your request may not be considered.

Independently develops concise and accurate credit analyses of prospects and current customers in a deadline focused environment with minimal guidance. Uses expertise to evaluate both private and public entities some of which include review of complex transactions. Analyses are well written and reflect a comprehensive understanding of the credit risk and its relationship to the recommended collateral products and unsecured exposure. Collaborate with underwriters and management to determine appropriate collateral amounts and structures for insured programs. Facilitate the approval of exception when needed. Communicates financial results, trends and business implications to management, stakeholders and other groups at the appropriate level of detail. Proactively leads complex efforts to continuously improve processes to ensure work is performed as efficiently and effective as possible. Uses business acumen and strong analytical expertise to perform complex ad hoc analysis. Demonstrates strong verbal and written communication skills. Leads development and facilitation of training. Travels to and supports underwriting at broker and client meetings as required. Responsibilities Accurately analyzes financial statements and related filings for a diverse and complex group of different size policyholders and prospective customers. Conducts analysis that includes assigned credit rating, key strengths, weaknesses, industry outlook and recommended collateral options. Collaborate with underwriters and management to determine appropriate collateral amounts and structures for insured programs. Facilitate the approval of exception when needed. Understands and interprets financial statements of varying quality including internally company prepared statements up to those prepared in accordance with GAAP or IFRS. Understands various organizational structures, investment and debt has on the creditworthiness of subject companies. Regularly accesses and appropriately utilizes a variety of informational resources including First Research, Rating Agencies and other related sources to identify and understand trends and gauge subject company performance relative to peers and industry. Thorough understanding of insurance products, collateral types and associated credit risk. Drives the production of complex management reports and associated results analysis, using business acumen and analytical ability to lead the team in identifying business drivers of results and communicating them effectively. Continually assesses the business value and efficiency of the work performed, identifies problems and opportunities, drives implementation and monitors results. Initiates and leads complex department projects and continuous improvement activities that may include working cross functionally with other departments. Supports development of team members by sharing best practices, conducting peer reviews that identify strengths and opportunities, and training of less experienced analysts. If the selected candidate lives within 50 miles of a GRS hub office, then the selected candidate must come into the office two days/week. Qualifications Bachelor`s degree (Finance or Accounting) required CPA or advanced degree in Accounting, Finance, or Business preferred Minimum of 5 years of finance experience. Experience with credit analysis and/or financial statement analysis is preferred. Must demonstrate attention to detail in a fast-paced work environment and the ability to manage and prioritize multiple accounts and projects simultaneously to drive results Communicates well with own team and across organizational boundaries to ensure the successful completion of shared goals Comfortable leading meetings and able to communicate issues and trends to senior management and other groups at the appropriate level of detail Solid understanding of Finance Tools and Analytical Methods About Us Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: *********************** Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices California Los Angeles Incorporated Los Angeles Unincorporated Philadelphia San Francisco We can recommend jobs specifically for you! Click here to get started.

At Fitch, we have an open culture where employees are able to exchange ideas and perspectives, throughout the organization, irrespective of their seniority. Your voice will be heard allowing you to have a real impact. We embrace diversity and appreciate authenticity encouraging an environment where employees can be their true selves. Our inclusive and progressive approach helps us to keep a balanced perspective. Fitch is also committed to supporting its employees by advancing conversations around diversity, equity and inclusion. Fitch's Employee Resource Groups (ERGs) have been established by employees who have joined together as a workplace community based on similar backgrounds or life experiences. Fitch's ERGs are available to connect employees with others within the organization to offer professional and personal support. With our expertise, we are not only creating data and information, but also producing timely insights from every angle to influence decision making in this ever changing and highly competitive market. We have a relentless hunger to innovate and unlock the power of human insights and to drive value for our customers. There has never been a better time to make an impact and we invite you to join us on this journey. US Corporates - Credit Analyst, Director - Retail & Consumer Fitch's North American Corporates Group is seeking Director for coverage of the Retail and Consumer sector, either in our New York, Chicago, or Toronto office. Qualitative credentials will weigh meaningfully in the selection of the candidate. A healthy sense of intellectual curiosity is critical, along with a demonstrated willingness and ability to attack and explain topics of analytical complexity. Fitch is a team-oriented work environment, so excellent communication skills are essential, as is a high productivity work-ethic and results oriented mindset. What We Offer: An opportunity to be a lead coverage analyst at a global rating agency. A team-oriented work environment. Fitch Ratings is a global company with a presence in over 30 countries, offering opportunities to work with diverse teams and clients from around the world. We'll Count on You To: Perform analysis of key quantitative and qualitative factors influencing the credit quality of companies in the Retail & Consumer sectors; Develop and maintain comprehensive financial models; Conduct meetings with Retail & Consumer industry management teams; Present analysis of companies to internal credit rating committees; Involvement in communicating rating rationale to external audiences (primarily institutional investors, sell-side analysts and media) in meetings, conference calls, press releases and written research reports; Write timely and effective research on topical issues Participate in the evaluation of other credits within Corporates, as well as other related credit groups; Represent Fitch in panel discussions and conferences arranged by industry associations, regulatory bodies etc. Mentor junior members of the Retail & Consumer sector. The role may include managerial responsibilities. What You Need to Have: Bachelor's degree at minimum, MBA or other advanced degree a plus; CFA/CPA preferred; 8+ years relevant experience, which must include some coverage or knowledge of the Retail & Consumer sectors; Capital markets and/or credit analysis experience a plus; Employee management experience a plus; Expertise in Excel and Word; Strong analytical, quantitative, and organizational skills; Excellent written and verbal communication skills; Ability to shift fluidly between multiple projects as priorities change; Ability to excel in a team oriented environment. What Would Make You Stand Out: A deep understanding of and a keen interest in Retail & Consumer A professional background in capital markets and/or credit analysis and well-developed financial statement analysis skills; Experience in interpreting complex legal documents such as bank agreements and bond indentures; A strong pattern of leadership and the ability to proactively and successfully interact with various stakeholders, both within and outside of the organization. Why Fitch? At Fitch Group, the combined power of our global perspectives is what differentiates us. Our global network of colleagues comes together to accomplish things greater than they ever could alone. Every team member is essential to our business and each perspective is critical to our success. We embrace a diverse culture that encourages a free exchange of ideas, guaranteeing your voice will be heard and your work will have an impact, regardless of seniority. We are building incredible things at Fitch and we invite you to join us on our journey. Fitch Group is a global leader in financial information services with operations in more than 30 countries. Wholly owned by the Hearst Corporation, we are comprised of three main businesses: Fitch Ratings | Fitch Solutions | Fitch Learning. For more information please visit our websites: ******************** | ********************** | ********************* Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions. To protect Fitch's credibility and reputation, our employees must take every precaution to avoid conflicts of interests or any appearance of a conflict of interest. Should you be successful in the recruitment process at Fitch Ratings you will be asked to declare any securities holdings and other potential conflicts prior to commencing employment. If you, or your immediate family, have any holdings that may conflict with your work responsibilities, you may be asked to divest yourself of them before beginning work. Fitch Group is proud to be an Equal Opportunity and Affirmative Action Employer. We evaluate qualified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, and other statuses protected by law. FOR NEW YORK & CHICAGO ROLES ONLY: Expected base pay rates for the role will be between $140,000 and $180,000. Actual salaries will be determined on an individualized basis and may vary based on factors including but not limited to education, training, experience, past performance, and other job-related factors. Base pay is one part of Fitch's total compensation package, which, depending on the position, may also include commission earnings, discretionary bonuses, long-term incentives, and other benefits sponsored by Fitch. #LI-RA1 #LI-HYBRID

Morningstar DBRS is seeking a highly motivated individual, with an interest in real estate finance and credit analysis, to join its Commercial Mortgage Backed Securities (CMBS) or Global Corporate Real Estate (GCRE) team as an Analyst. The successful candidate will mainly serve as a support analyst for lead analysts and team leads for Morningstar DBRS rated transactions or entities, including CMBS), real estate investment trust and real estate operating entities. The successful candidate will be expected to gradually develop a solid understanding of the US and Canadian real estate sectors and to acquire a broad understanding of the appropriate Morningstar DBRS rating methodologies and criteria. Morningstar DBRS is registered with the U.S. Securities and Exchange Commission as a nationally recognized statistical rating organization (NRSRO). Morningstar DBRS has earned a reputation for innovation and excellence in the structured finance market and aims to increase market transparency by providing the highest-quality ratings, securities research, monitoring services, operational risk assessments, data, and technology solutions. Primary Responsibilities Support the lead analysts in evaluating credit risk, while adhering to the relevant rating methodology. Determine Morningstar DBRS stabilized cash flows of all major property types (office, retail, multifamily, MHC, hotel, self-storage) and a variety of loan sizes ($1 million to > $100 million) Prepare/update spreadsheets on rated entities including historical information and financial projections. Search and aggregate market data to be used in the credit analysis. Track key economic and industry indicators and various asset class metrics. Review third-party reports including appraisals, property condition reports, environmental reports, and other industry specific reports. Contribute text and analysis for rating reports, press release, commentaries, presentations and industry reports under supervision of lead analysts. Assist with the preparation of rating committee materials and participate in Rating Committee meetings with guidance from the lead analysts. Assist with the publishing workflow, including regulatory disclosures. Develop a solid understanding of real estate asset classes covered. Develop client-communication skills through interacting with issuers, investors, and intermediaries. Adhere to compliance, regulatory and company policies and procedures. Requirements Undergraduate degree in accounting, business, finance or other relevant discipline is preferred. Strong analytical abilities and knowledge of financial statements. Solid research and analytical skills, with acute attention to detail. Strong communication skills, both oral and written. Self-starter and strong team player, with the ability to meet deadlines while producing high quality work. Genuine interest in commercial real estate and structured finance. Ability to travel 10-20% domestically/ North America. Possess and maintain a valid driver's license and passport. Nice to Have Progress towards a CFA designation, advanced knowledge of Microsoft Excel, and Bloomberg and SNL skills. About Us Morningstar DBRS is a leading provider of independent rating services and opinions for corporate and sovereign entities, financial institutions, and project and structured finance instruments globally. Rating more than 4,000 issuers and 60,000 securities, it is one of the top four credit rating agencies in the world. Morningstar DBRS empowers investor success by bringing more transparency and a much-needed diversity of opinion in the credit rating industry. Our approach and size allow us to be nimble enough to respond to customers' needs in their local markets, but large enough to provide the necessary expertise and resources they require. Market innovators choose to work with us because of our agility, tech-forward approach, and exceptional customer service. Morningstar DBRS is the next generation of credit ratings. Compensation and Benefits At Morningstar we believe people are at their best when they are at their healthiest. That's why we champion your wellness through a wide-range of programs that support all stages of your personal and professional life. Here are some examples of the offerings we provide: Financial Health 75% 401k match up to 7% Stock Ownership Potential Company provided life insurance - 1x salary + commission Physical Health Comprehensive health benefits (medical/dental/vision) including potential premium discounts and company-provided HSA contributions (up to $500-$2,000 annually) for specific plans and coverages Additional medical Wellness Incentives - up to $300-$600 annual Company-provided long- and short-term disability insurance Emotional Health Trust-Based Time Off 6-week Paid Sabbatical Program 6-Week Paid Family Caregiving Leave Competitive 8-24 Week Paid Parental Bonding Leave Adoption Assistance Leadership Coaching & Formal Mentorship Opportunities Annual Education Stipend Tuition Reimbursement Social Health Charitable Matching Gifts program Dollars for Doers volunteer program Paid volunteering days 15+ Employee Resource & Affinity Groups Total Cash Compensation Range $71,500.00 - 96,000.00 USD Annual Inclusive of annual base salary and target incentive If you receive and accept an offer from us, we require that personal and any related investments be disclosed confidentiality to our Compliance team (days vary by region). These investments will be reviewed to ensure they meet Code of Ethics requirements. If any conflicts of interest are identified, then you will be required to liquidate those holdings immediately. In addition, dependent on your department and location of work certain employee accounts must be held with an approved broker (for example all, U.S. employee accounts). If this applies and your account(s) are not with an approved broker, you will be required to move your holdings to an approved broker. Morningstar's hybrid work environment gives you the opportunity to collaborate in-person each week as we've found that we're at our best when we're purposely together on a regular basis. In most of our locations, our hybrid work model is four days in-office each week. A range of other benefits are also available to enhance flexibility as needs change. No matter where you are, you'll have tools and resources to engage meaningfully with your global colleagues. R06_DBRSInc DBRS, Inc. - US Legal Entity

Credit Analyst - To $80K - Oak Brook, IL - Job # 3661Who We AreThe Symicor Group is a boutique talent acquisition firm based in Schaumburg, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves!We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.The PositionOur bank client is seeking to fill a Credit Analyst role in the Oak Brook, IL area. The position is responsible for the analysis of financial statements and other relevant factors that accurately assess the credit worthiness of new commercial credit requests and identifies and mitigates key risks. This individual will present findings and recommendations in concise written reports which focus on cash flow and ability to repay and include evaluation of collateral and appropriate structure and terms. The Commercial Credit Analyst performs ongoing reviews of the financial condition of existing commercial borrowers. The opportunity has a generous salary of up to $80K and a benefits package. (This is not a remote position).Credit Analyst responsibilities include: Responsible for preparing basis and comprehensive credit analyses on commercial loans that facilitates the credit approval process for use by loan officers or committees in the making of lending decisions regarding new, renewal, and extension loans. Thoroughly analyzes the most complex commercial credits. Analyzing factors such as income growth, margins, trends, quality of management, market shares, industry risks and collateral assessment. Submits credit approval documents to appropriate personnel for decision making. Analyze & create loan presentations for the commercial loan committee. Assist lenders in evaluating credit proposals and proper structure. Grade new and existing loans. Prepare financial projections and stress tests. Present financial information to the loan committee and vote on loan presentations. Prepare audits on commercial loans for documentation and credit exceptions, provide recommendations. Maintain a list of ongoing loan exceptions. Maintain a list of loans to be funded. Who Are You?You're someone who wants to influence your own development. You're looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.You also bring the following skills and experience: Bachelor's Degree in a related field of study preferred specialized financial analysis training. Five or more years of experience as a Credit Analyst required. Experienced in preparing credit presentations. Able to manage/process/track annual reviews of the necessary credits. Thorough knowledge of current lending and loan review regulations and banking regulations, procedures, and operations. Proficient ability to analyze and interpret financial statements. Excellent written and verbal communication skills. Strong organizational skills with an eye for detail. Ability to multi-task. Adept with spreadsheet and word processing software as well as have experience working in a digital office environment. The next step is yours. Email us your current resume along with the position you are considering to:************************

Sr. Credit Analyst - To $85K - Joliet, IL - Job # 3672BWho We AreThe Symicor Group is a boutique talent acquisition firm based in Schaumburg, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves!We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.The PositionOur bank client is seeking to fill a Sr. Credit Analyst role in the Joliet, IL area. The position is responsible for the analysis of financial statements and other relevant factors that accurately assess the creditworthiness of new commercial credit requests and identify and mitigate key risks. This individual will present findings and recommendations in concise written reports that focus on cash flow and ability to repay and include evaluation of collateral and appropriate structure and terms. The Commercial Credit Analyst performs ongoing reviews of the financial condition of existing commercial borrowers. The opportunity has a generous salary of up to $85K and a benefits package. (This is not a remote position).Credit Analyst responsibilities include: Responsible for preparing basis and comprehensive credit analyses on commercial loans that facilitates the credit approval process for use by loan officers or committees in the making of lending decisions regarding new, renewal, and extension loans. Thoroughly analyzes the most complex commercial credits. Analyzing factors such as income growth, margins, trends, quality of management, market shares, industry risks and collateral assessment. Submits credit approval documents to appropriate personnel for decision making. Analyze & create loan presentations for the commercial loan committee. Assist lenders in evaluating credit proposals and proper structure. Grade new and existing loans. Prepare financial projections and stress tests. Present financial information to the loan committee and vote on loan presentations. Prepare audits on commercial loans for documentation and credit exceptions, provide recommendations. Maintain a list of ongoing loan exceptions. Maintain a list of loans to be funded. Who Are You?You're someone who wants to influence your own development. You're looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.You also bring the following skills and experience: Bachelor's Degree in a related field of study preferred specialized financial analysis training. Five or more years of experience as a Credit Analyst required. Experienced in preparing credit presentations. Able to manage/process/track annual reviews of the necessary credits. Thorough knowledge of current lending and loan review regulations and banking regulations, procedures, and operations. Proficient ability to analyze and interpret financial statements. Excellent written and verbal communication skills. Strong organizational skills with an eye for detail. Ability to multi-task. Adept with spreadsheet and word processing software as well as have experience working in a digital office environment. The next step is yours. Email us your current resume along with the position you are considering to:************************