Credit analyst jobs in East Wenatchee, WA

As a team member of commercial lending you will work directly with commercial lenders and clients to identify their banking needs and financial goals in order to deliver tailored solutions for their businesses, as well as their personal banking and wealth management needs. You will work within a dynamic team environment with Business Bankers and the Business Banking Department in evaluating, underwriting, monitoring and maintaining the overall credit quality of new and existing loan facilities. What youll do as a Credit Analyst: Underwrite high-quality credit narratives in support of new and existing loans, which includes analyzing multi-year trends and ratios from financial information, understanding cash flow, performing collateral analysis, running credit reports and analyzing KYC information. Work closely with Business Bankers, Commercial Loan Operations, Outside Counsel and the client to document and close loans thoroughly and swiftly. Research industry trends and risks. Create, maintain and monitor all loan and credit files at the highest quality, which entails monitoring existing credit facilities for financial and reporting covenant compliance, detecting early warning signs that could lead to a potential default, monitoring underperforming loans and evaluating proper loan risk ratings. Assist the Business Banker on all levels of the business banking relationship to ensure the client receives exceptional service. Identify cross-sell opportunities. Lead special projects as needed. Qualifications You could be a great fit if you have: A bachelors degree, with a strong credit background and a minimum of three to five years of commercial banking and lending experience, with an industry specialization preferred (law firms, accounting firms, private equity, entertainment and/or non-profits) An established network of business clients, prospects, and referral sources Excellent credit skills Outstanding communication skills The desire to provide extraordinary internal and external service The ability to think critically and independently as a proactive problem solver An orientation toward being a team player, providing extraordinary service Able to review and analyze data reports and manuals; must be computer proficient Able to communicate effectively via telephone and in person Definitions and Acronyms C&I: lines of credit based on cash flow of company CRE: loan secured by commercial real estate Owner occupied: a real estate loan for a business owner that occupies said real estate. This is not counted as CRE to feds. Clarify if lender/bank counts it toward C&I or CRE numbers. Investor: commercial real estate to be purchased by a developer to sell or rent Credit concentrations: the amount of portfolio in each specific area. Bestcashcow.com shows multi-family, construction, investor, farm, mortgage, credit card, consumer/auto, SBA percentages of portfolio. MF: multi-family complex loans, e.g., apartments Construction: financing of building out a building. TM: treasury management. This is a person who facilitates gathering deposits through specialty products. SBA: Small business administration secured loans. Designed to help disadvantaged and underserved communities thrive. BoB, Portfolio: BoB is book of business, also known as a portfolio. This the sum of all borrowers and depositors at any given time. Example, 50 clients and a $40mm BoB, with $80mm in deposits. Volume: What is the total amount of loans underwritten and approved in a calendar year? Next Steps: If this sounds like something you would like to learn more about, please reach out to me, Kim Post, for a confidential conversation. I can be reached at ************** or *******************. Apply Now!

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business responsibly by anticipating new and emerging risks, and using your expert judgment to solve real-world challenges that impact our company, customers, and communities. As a Lead Credit Officer within the Credit Risk team, you will play a critical role in evaluating and identifying risks, as well as interpreting data to support management in making well-informed credit decisions on multifamily commercial real estate loan requests. You will operate in a dynamic, high-volume, and fast-paced environment, analyzing loans ranging from $1MM to $25MM+. You will be part of a highly collaborative team that prioritizes learning, professional development, inclusivity, and mentorship. Job Responsibilities: Oversee all aspects of credit analysis on commercial real estate/multifamily loans. Evaluate and manage risks in complex transactions. Serve as a back-up mentor for more junior Credit Analysts and Credit Officers Build and maintain strong relationships with internal business stakeholders including sales, processing, closing, and legal. Gain a thorough understanding of relevant policies, standards, procedures, and regulatory requirements. Apply data analysis techniques to interpret results and provide insights and recommendations to management. Serve as a technical expert in addressing inquiries and resolving system-related issues specific to credit risk analysis and management tools. Keep up with industry trends and best practices in credit risk management to enhance decision-making and maintain a competitive edge. Required Qualifications, Capabilities, and Skills: Minimum 7+ years of experience in commercial real estate lending, credit analysis, or loan workouts. Thorough understanding of multifamily real estate property valuations and cash flow analysis. Excellent financial analysis skills, including evaluating property cash flows, property valuation, and personal financial statements. Demonstrated success in thriving within a fast-paced, collaborative environment while maintaining a high level of attention to detail. Excellent verbal/written communication and problem-solving skills. Ability to prioritize, plan, and manage people and processes to complete credit analysis and other assignments as needed. Proficiency in Microsoft Word, Excel, and PowerPoint, with the ability to quickly adapt to proprietary systems. Preferred Qualifications, Capabilities, and Skills: Bachelor's degree in accounting, finance, economics, or real estate is preferred. Experience as a loan underwriter in commercial real estate lending is highly desirable. Familiarity with regional markets and municipal regulations. Advanced degree in a related field. Experience with proprietary credit risk management tools.

HAPO Community Credit Union is an organization that believes in providing service that focuses on our members and giving back to the communities in which we do business - "Community" is our middle name. Our Standard of Service is to Defy Expectations. We promote individuality and encourage our employees to Defy Expectations : To treat every situation as a unique opportunity to be in the moment and go beyond what is expected. We value every member and appreciate the opportunity to serve you. Come defy expectations with us! HAPO Health Benefits No cost premium health insurance for employee and their eligible dependents, including medical, dental and vision Accidental death and dismemberment insurance Long term and Short term disability HAPO Professional Benefits Competitive pay Pension Plan 401K program with match Flexible spending account (medical and dependent care) 0% interest on select personal loans HAPO Personal Benefits Employee Assistance Program (EAP) Paid time off 12 paid holidays per year Paid Birthday Day off HAPO Anniversary Day off Volunteer Opportunities (Both Paid and Volunteer) Employee Milestone Anniversary Bonus Come join the HAPO team as a Commercial Credit Analyst, where you'll play a key role in evaluating credit risk for prospective and existing commercial loan borrowers. In this position, you will analyze financial statements, tax returns, and other data to support sound lending decisions-all while embracing our commitment to defy expectations and deliver an exceptional, member-focused experience. You'll collaborate closely with Relationship Managers, assist in preparing Credit Approval and Annual Review documents, and ensure compliance with internal policies and federal regulations. Essential Job Functions include but are not limited to: Gather and organize financial information collected by Relationship Manager(s) and members on new loan requests and existing loans being reviewed. Ability to navigate lending analytics software used for financial statement and underwriting analysis. Ability to identify and evaluate credit risk, analyze and interpret financial data, and make recommendations based on the data. Partner with Relationship Manager(s) to prepare and complete Credit Approval Documents (CAD's) and Annual Review Documents on new loan requests and existing loan relationships. Comply with loan policy and procedures and strictly adhere to all federal regulations and guidelines pertaining to the Banking/Financial Services industry. Ability to communicate and cooperate well with others. Requirements: Bachelors Degree (Preferred) 1-3 Years Experience Location: On-Site Kennewick (WA) Schedule: Must be able to work 35-40 hours a week between the hours of 8:00am - 5:00pm M-F Annual Salary Range (DOE): $62,420.80-93,641.60 *Typically, Selected candidates are hired between the minimum and midpoint range, based on applicable experience and qualifications. HAPO is an equal opportunity employer that values employees and supports an organizational culture of diversity, respect and personal and professional growth. *Please note that only candidates selected to move forward in the interview process will be contacted. Thank you for your understanding.

Credit Officer - Construction Loans (Residential) Kirkland, WA A rapidly growing private real estate lender is hiring a Credit Officer to join their team. With $3B in loans funded, they continue to expand their footprint in residential lending. In this role, you'll work closely with residential builders and developers to evaluate loan applications, assess borrower qualifications, and ensure alignment with company and investor guidelines. You'll collaborate with a credit team of five. The ideal candidate brings deep experience in credit analysis, risk assessment, and real estate development. You'll be responsible for structuring and underwriting complex construction and bridge loans-making sound credit decisions that support the firm's growth while managing risk effectively. Credit Officer Responsibilities: Deal Vetting: Underwrite bridge and construction loans end-to-end, confirm inputs, and keep the file buttoned-up for audit. Borrower & Project Diagnostics: Dig into financials, credit profile, budgets, comps, and assumptions to gauge ability to execute and repay. Exposure Mapping & Mitigation: Pinpoint market, build, timeline, and exit risks; shape terms (reserves, covenants, collateral) to offset them. Committee Briefings: Produce tight decision memos and risk snapshots; present and shepherd packages through leadership/credit review. Controls & Requirements: Keep every deal aligned with internal credit frameworks, investor parameters, and applicable lending rules. Partner Interface: Serve as the go-to between loan officers, borrowers, brokers, and internal teams to keep diligence unblocked. C-Suite Initiatives: Support the Chief Credit Officer on ad-hoc analyses, portfolio looks, and priority special assignments. Credit Officer Qualifications: 2+ years of mortgage/banking experience and/or related industry experience in construction, real estate and/or private equity. Bachelor's degree in Finance, Real Estate, Business, or related field Solid understanding of income property analysis and loan structuring. Proficiency in Excel and familiarity with loan origination software. Ability to work independently and thrive in a collaborative, fast-paced environment. Company Benefits & Culture: Annual bonuses Employee home loan program 401k with a 3% match Compensation: $95k-$115k + bonus

Why AmeriCredit? We've spent the past 30+ years creating a culture that's second to none in the auto finance industry. Other employers only talk about their culture - we actually live it every day. It's the primary reason that approximately 50% of our team members have been here for more than 5 years. Sure, we could mention that AmeriCredit is a division of GM Financial, the wholly owned captive finance subsidiary of General Motors, a Fortune 50 company. That might be what attracts talent to our team but it's our culture that keeps them coming back. Our culture is what has driven AmeriCredit success and what's allowed us to build strong, lasting relationships with our dealers and consumer customers that we serve. But mostly, our culture is what allows us to prioritize employee development, to create a diverse, equitable and inclusive environment and to enrich their professional experience where they can discover, thrive and belong. If you are looking for an environment that welcomes new ideas, fosters integrity and creates a sense of community and belonging, AmeriCredit just might be your dream employer. About the Role: We are looking for energized business development partners to join our credit team. You will be responsible for developing relationships with our auto dealer partners, researching and analyzing credit risks, assessing credit history, and approving or denying extension of credit to potential customers. You will be trained and empowered to bring value to our dealer partners through our programs and negotiations. You will work collaboratively with our field sales team as well as other company departments to grow our business. If you consider yourself a self-motivated, solutions-driven, relationship builder with a passion for auto finance; apply to be a part of the AmeriCredit Team today. In this role you will: * Analyze credit data to determine the degree of risk involved in extending credit * Make decisions to approve or deny the extension of credit within set credit authority established by senior management and State/Federal laws * Develop sufficient dealer relationships that ensure volume objectives and credit quality * Drive to capture automotive finance contracts that meet AmeriCredit profitability criteria for pricing and performance We have 2 openings for this role. What makes you a dream candidate: * Motivated to perform outbound telemarketing calls to the dealer customer * Knowledge of sales, credit, and funding processes in consumer finance * Fearless negotiation and sales skills necessary to develop and maintain productive dealer relationships * Effective communication skills including verbal, written, and presentation * Innovative thinker with strong ability for strategic vision Experience * High School Diploma or equivalent required. * 2-3 years of underwriting/sales in the automotive industry preferred What We Offer: Generous benefits package available on day one to include: 401K matching, bonding leave for new parents (12 weeks, 100% paid), tuition assistance, training, GM employee auto discount, community service pay and nine company holidays Our Culture: Our team members define and shape our culture - an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive Compensation: Competitive pay and bonus eligibility Work Life Balance: Flexible hybrid work environment, 2-days a week in office #LI-KAI1 #GMFjobs

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business responsibly by anticipating new and emerging risks, and using your expert judgment to solve real-world challenges that impact our company, customers, and communities. As a Lead Credit Officer within the Credit Risk team, you will play a critical role in evaluating and identifying risks, as well as interpreting data to support management in making well-informed credit decisions on multifamily commercial real estate loan requests. You will operate in a dynamic, high-volume, and fast-paced environment, analyzing loans ranging from $1MM to $25MM+. You will be part of a highly collaborative team that prioritizes learning, professional development, inclusivity, and mentorship. **Job Responsibilities:** + Oversee all aspects of credit analysis on commercial real estate/multifamily loans. + Evaluate and manage risks in complex transactions. + Serve as a back-up mentor for more junior Credit Analysts and Credit Officers + Build and maintain strong relationships with internal business stakeholders including sales, processing, closing, and legal. + Gain a thorough understanding of relevant policies, standards, procedures, and regulatory requirements. + Apply data analysis techniques to interpret results and provide insights and recommendations to management. + Serve as a technical expert in addressing inquiries and resolving system-related issues specific to credit risk analysis and management tools. + Keep up with industry trends and best practices in credit risk management to enhance decision-making and maintain a competitive edge. **Required Qualifications, Capabilities, and Skills:** + Minimum 7+ years of experience in commercial real estate lending, credit analysis, or loan workouts. + Thorough understanding of multifamily real estate property valuations and cash flow analysis. + Excellent financial analysis skills, including evaluating property cash flows, property valuation, and personal financial statements. + Demonstrated success in thriving within a fast-paced, collaborative environment while maintaining a high level of attention to detail. + Excellent verbal/written communication and problem-solving skills. + Ability to prioritize, plan, and manage people and processes to complete credit analysis and other assignments as needed. + Proficiency in Microsoft Word, Excel, and PowerPoint, with the ability to quickly adapt to proprietary systems. **Preferred Qualifications, Capabilities, and Skills:** + Bachelor's degree in accounting, finance, economics, or real estate is preferred. + Experience as a loan underwriter in commercial real estate lending is highly desirable. + Familiarity with regional markets and municipal regulations. + Advanced degree in a related field. + Experience with proprietary credit risk management tools. JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans **Base Pay/Salary** Seattle,WA $133,000.00 - $240,000.00 / year; Chicago,IL $123,500.00 - $230,000.00 / year

Energy Risk Control Department is looking for a Consulting Risk Control and Credit Analyst or below, depending on experience, to join our team. This role is responsible for implementing, reviewing, and improving risk control and credit management policies and processes for consistency with the organization's governance structure. They will also be taking a leadership role in managing departmental projects. This is an excellent opportunity to play an integral role to help better serve the environment, customers and the communities in which they live. an environment where all employees are valued, respected and provided with the opportunity to achieve maximum performance. comprehensive pay package that includes competitive compensation, annual goals-based incentive bonuses, comprehensive cafeteria-style benefits, 401(K), a company paid retirement pension plan and an employee assistance and wellness program. Gain the energy to do great things PRIMARY RESPONSIBILITIES: • Reviews, validates and maintains valuation models used to forecast generation asset output, load needs, option valuation, and credit exposure. Assets include hydroelectric plants, thermal plants, wind units, gas storage, and derivative commodity contracts. • Works with front office, external vendors, and IT support to develop improved reporting across the department. Takes a leadership role in resolving anomalies associated with the energy risk and trading platforms. • Works with Energy Trading, Power Costs, Energy and Derivative Accounting, and other groups to develop new reports aligned with the Risk Policy and Integrated Strategic Plan. • Analyzes available data related to existing risk performance metrics. Recommends new performance metrics and works with other members of mid-office, back-office, front-office, IT, and other stakeholder groups to move from design board to production. Assists with incorporating an enterprise-wide view of risks. • Reviews and develops recommendations to ensure commodity risk governance is implemented successfully within the organization. Works with legal, front-office, mid-office, and senior management to develop recommendations that lead to adoption of formal company policies that drive governance decisions. • Takes a leadership role in managing departmental projects such as integration of new energy risk trading platforms, development of policies and procedures in response to new regulatory requirements, validation of valuation models, evaluation of new credit management tools, development of new reporting processes, and validation of price curves. Identifies project scope, determines deliverable requirements, internal and external resource requirements, and expected timeframe in order to achieve intermediate and final milestones.Develops an understanding of PSE's businesses and how daily operational tasks conducted in Risk Control and Credit contribute to the businesses. Functions as a communication bridge between front and back office. • Provides ad hoc reporting as required. • Performs other duties as assigned. Qualifications MINIMUM QUALIFICATIONS: • Bachelor's degree in mathematics, science, finance, or technically/commercially related field, or equivalent combination of education and relevant work experience. • 7 years relevant experience for the consulting level (such as risk control, analytics, reporting, modelling, and credit experience). • Strong knowledge and proficiency in applying portfolio risk measures and probability distribution concepts. • Strong database, spreadsheet and reporting skills including the ability to write queries and macros, build pivot tables and develop OLAP reports. • Self-motivated and high attention to detail with a bias for delivering a flawless product. • Demonstrated problem solving, planning, analytical and/or consulting skills. • Strong oral and written communication skills and ability to use MS PowerPoint effectively. • Prior project management experience. DESIRED QUALIFICATIONS: • 7 years of relevant experience (such as risk control governance, portfolio analytics, or credit management experience). • Strong database, spreadsheet, and reporting skills. • Proficiency in applying quantitative methods to solve problems. • Strong written, oral, and presentation skills (proficient with MS Powerpoint). • Project management experience. • Strong understanding of commodity trading instruments. • Master's degree in engineering, math, science or finance. • Stong understanding of, energy markets, portfolio risk management concepts and commodity trading insturments including financial derivatives. • Familiarity with quality management principles. • Detailed knowledge of portfolio risk caculations, including Value at Risk, marginal risk analysis, stochastic modelling concepts, and applied probabiilty distribution methods. • Knowledge of process design, re-engineering, and requirements documentation methodologies. • Proficiency in applying quantitiative methods (regression analysis, time-series analysis, Monte Carlo simulation, linear and non-linear optimization). • Programming proficiency in one or more of the following: Assembly, procedural language (such as C), object-oriented (such as java, C++, C#), LISP, Prolog, data management (SQL, XML). This position will be filled as a Consulting Risk Control and Credit Analyst, Senior Risk Control and Credit Analyst or Risk Control and Credit Analyst depending on the qualifications of the selected candidate. Additional InformationAll your information will be kept confidential according to EEO guidelines. Direct Staffing Inc

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: The Credit Officer II role is a highly skilled resource, providing expert level advisory guidance in the most complex, integrated debt capital solutions for commercial banking clients. Products include lines of credit, term loans, real estate loans, and syndicated loans. The CO manages all of the ancillary credit exposure to clients. The CO maintains knowledge of other BofA products including Investment Banking and Treasury Management that have credit exposure, and leverages product expertise to deliver the best possible and optimally integrated strategic solution for the client or prospect. This role reports to the Commercial Credit Manager or Executive and will be aligned to an Underwriting Team that supports the market. Responsibilities: Collaborates with Client Management teams to perform analysis of credit opportunities and prospects at the bank Manages client and prospect originations including initial credit structuring, underwriting, legal documentation review, and deal closing Delivers on data accuracy and quality of underwriting metrics in compliance with internal policies and procedures Monitors assigned portfolios of client loan maturities and collaborates with Analysts to continuously recognize and address risks in a timely manner Escalates and debates deteriorating assets in partnership with the Special Assets Group and Risk as appropriate Participates in Regional and Market meetings to communicate credit delivery best practices and results Skills: Collaboration Decision Making Loan Structuring Underwriting Written Communications Analytical Thinking Attention to Detail Credit Documentation Requirements Interpret Relevant Laws, Rules, and Regulations Mentoring Issue Management Negotiation Oral Communications Prioritization Risk Management Required Qualifications: 10+ years of solid Commercial Banking experience Experience in financial analysis, structuring, underwriting and portfolio management Analytical/technical skills, including financial accounting, modeling and loan structuring Strong communication skills; ability to communicate vertically, horizontally, and externally Industry knowledge across multiple sectors Minimum Education Requirement: BA/BS Degree Desired Shift: 1st shift (United States of America) Hours Per Week: 40 Pay Transparency details US - WA - Spokane - 601 W Riverside Ave - Spokane Financial Center (WA2141) Pay and benefits information Pay range$125,000.00 - $200,000.00 annualized salary, offers to be determined based on experience, education and skill set.Discretionary incentive eligible This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.BenefitsThis role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

A career at CoBank can offer you the opportunity to make a personal impact on the people and communities where we do business. In order to be the best, we hire the best! Benefits Offered by CoBank: Careers with a purpose Time-Off Packages, 15 days of vacation, 10 paid sick days and 11 paid holidays Competitive Compensation & Incentive Hybrid work model: flexible arrangements for most positions Benefits Packages, including Medical, Dental and Vision coverage, Disability, AD&D, and Life Insurance Robust associate training and development with CoBank University Tuition reimbursement for higher education up to $10k per year Outstanding 401k: up to 6% matching and additional 3% non-elective contribution & Student Loan Match Community Impact: United Way Angel Day, Volunteer Day and Associate Directed Contribution Associate Resource Groups: creating a culture of respect and inclusion Recognize a fellow associate through our GEM awards Job Description Prepares analysis and conducts credit investigations of routine and more complex credits in accordance with prescribed methods and procedures. Prepares and presents credit reports to appropriate senior staff or committees. Cosponsors or approves credits within prescribed credit limits. Assists with account servicing, credit administration, and documentation. Provides support to credit manager and appropriate staff with research and statistical analysis. Essential Functions Develops credit information and structures financial proposals for use by appropriate senior staff and committees in making decisions about credit arrangements for new, renewal, or extension loans. Cosponsors or approves credit requests within prescribed limits. Reviews all pertinent credit and financial information and determines the need for more thorough investigation or additional information. Analyzes information statements and related material and prepares summaries, presents facts, and offers opinions concerning credit‑worthiness. Understands and follows bank guidelines, policies, and procedures for the preparation and presentation of credit information. Assists with credit administration, account servicing, development, packaging, closing, documentation, and monitoring. Maintains control over current accounts, monitoring for payment progress, developing problems, trends, and compliance with covenants. Provides relevant and timely information to internal stakeholders including account officers, relationship managers, and credit staff. Assists credit manager in the preparation of internal research and analysis, provides statistical reports, and verifies information. Prepares and delivers presentations on topics as assigned. Develops and utilizes computerized spreadsheets, programs, and other automated tools for credit analysis, special projects, or presentations. May authorize loan advances and loan re-pricing with money desk staff. Maintains expertise in assigned industries or market sectors. Keeps abreast of industry trends and competitive environment. Education Bachelor's Degree required Work Experience 3 years of credit experience in banking industry required Physical Exertion Details Sedentary Exerting up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently (Frequently: activity or condition exists from 1/3 to 2/3 of the time) to lift, carry, push, pull, or otherwise move objects, including the human body. Sedentary work involves sitting most of the time, but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met. Travel Requirement Details Occasional Travel occurs infrequently (typically, once a month or less). About CoBank The typical base pay range for this role is between $80,300 - $91,840. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. This position is eligible for a discretionary annual incentive program driven by organization and individual performance. The listed salary, other compensation and benefits information is accurate as of the date of this posting. This job will be posted for a minimum of five (5) business days or until the position is filled. CoBank reserves the right to adjust compensation for all positions and to modify or discontinue benefits programs at any time in its sole discretion, subject to applicable law. CoBank is a cooperative bank serving vital industries across rural America. The bank provides loans, leases, export financing and other financial services to agribusinesses and rural power, water and communications providers in all 50 states. The bank also provides wholesale loans and other financial services to affiliated Farm Credit associations serving more than 76,000 farmers, ranchers and other rural borrowers in 23 states around the country. CoBank is a member of the Farm Credit System, a nationwide network of banks and retail lending associations chartered to support the borrowing needs of U.S. agriculture, rural infrastructure and rural communities. Headquartered outside Denver, Colorado, CoBank serves customers from regional banking centers across the U.S. and also maintains an international representative office in Singapore. REASONABLE ACCOMMODATION We are committed to ensuring that our online application process provides an equal employment opportunity to all applicants, including qualified individuals with disabilities. If you are an applicant with a disability, or are assisting an applicant with a disability, and require accessibility assistance or would like to request a reasonable accommodation for any aspect of the application process, including completing an application, interviewing, or otherwise participating in the employee selection process, please submit a request by emailing *********************. Include your contact information and specific details about your requested accommodation. Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time. CoBank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, or status as a protected veteran.

T-Rex Solutions is seeking an experience Azure Protection Analyst to bring their expertise to a new project in Washington, DC supporting our US Treasury customer. The ideal candidate will design, implement, and maintain our data protection solutions within a hybrid Azure cloud environment using CommVault software. This role will ensure the integrity, availability, and recoverability of all critical data, troubleshoot complex technical issues, and collaborate with cross-functional teams to meet business continuity and disaster recovery objectives. This role will require work on-site in Washington, DC. Responsibilities: Design, develop, and deploy robust, scalable, and secure cloud-based data protection solutions using CommVault for Azure and on-premises environments. Administer and monitor the Microsoft Azure cloud environment, including provisioning, configuration, performance monitoring, and security management of cloud resources relevant to data protection. Configure, monitor, and maintain daily backup and recovery jobs, ensuring data integrity and compliance with RPOs (Recovery Point Objectives) and RTOs (Recovery Time Objectives). Diagnose and resolve complex technical issues related to CommVault systems, Azure services, networking (LAN/WAN/SAN), and storage systems in a timely manner. Develop, document, and perform regular disaster recovery tests to ensure business continuity and reliable restoration of systems and applications. Optimize backup performance and storage utilization. Develop and implement automation scripts (PowerShell, Python, or Bash) to streamline backup tasks and monitoring. Collaborate with system administrators, database administrators, and application teams to ensure comprehensive data protection requirements are met. Maintain detailed documentation of configurations, procedures, and incidents. Ensure data protection processes adhere to industry regulations and compliance requirements. Requirements: Bachelor's degree in Computer Science, Information Technology, or a related field, with a minimum of 5 years of hands-on experience. Must be a US citizen and be able to obtain and maintain a public trust clearance. Strong knowledge of CommVault software suite (CommServe, Media Agents, VSA, IntelliSnap). Hands-on experience with Azure IaaS and PaaS, including VMs, storage accounts, networking, and Recovery Services Vaults. Familiarity with virtualization platforms (VMware, Hyper-V) and Windows/Linux server environments. Solid understanding of storage systems, networking protocols (TCP/IP), and cloud security best practices. Excellent analytical and troubleshooting skills, with the ability to work under pressure to resolve time-critical issues. Strong verbal and written communication skills, capable of interacting effectively with technical teams and management. Desired Skills: CommVault Certified Professional (CCP) or Engineer certification, and/or Microsoft Azure certifications (e.g., Azure Administrator Associate AZ-104) are highly valued. Experience with Treasury or IRS systems is a plus. T-Rex Overview Established in 1999, T-Rex Solutions, LLC is a proven mid-tier business providing data-centric mission services to the Federal government as it increasingly tries to secure and leverage the power of data. We design, integrate, secure, and deploy advanced technical solutions for our customers so they can efficiently fulfill their critical objectives. T-Rex offers both IT and professional services to numerous Federal agencies and is a leader in providing high quality and innovative solutions in the areas of Cloud and Infrastructure Services, Cyber Security, and Big Data Engineering. T-Rex is constantly seeking qualified people to join our growing team. We have built a broad client base through our devotion to delivering quality products and customer service, and to do that we need quality individuals. But more than that, we at T-Rex are committed to creating a culture that supports the development of every employee's personal and professional lives. T-Rex has made a commitment to maintain the status of an industry leader in compensation packages and benefits which includes competitive salaries, performance bonuses, training and educational reimbursement, Transamerica 401(k) and Cigna healthcare benefits. T-Rex is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, sex (including pregnancy and sexual orientation), parental status, national origin, age, disability, family medical history or genetic information, political affiliation, military service, or other non-merit based factors. In compliance with pay transparency guidelines, the annual base salary range for this position is $95,000 - $130,000. Please note that the salary information is a general guideline only. T-Rex considers factors such as (but not limited to) scope and responsibilities of the position, candidate's work experience, education/training, key skills, internal peer equity, as well as market and business considerations when extending an offer. T-Rex offers a diverse and collaborative work environment, exciting opportunities for professional growth, and generous benefits, including: PTO available to use immediately upon joining (prorated based on start date), paid parental leave, individual and family health, vision, and dental benefits, annual budget for training, professional development and tuition reimbursement, and a 401(k) plan with company match fully vested after 60 days of employment among other benefits.

Full-time Description Northwest Bank serves the business and professional communities of Idaho, Oregon, Washington, and Utah. We were founded in 2008 with the belief that banks should partner with their customers to find creative financial solutions that work. In order to achieve that goal, we need experienced Assistant Relationship Managers on our team. People who share our vision and values, know their customers and work tirelessly to deliver successful financial solutions. Job Overview The Assistant Relationship Manager (ARM) supports Relationship Managers (RMs) as a member of the client-facing production team. The ARM conducts credit analysis including gathering, analyzing and interpreting all types of credit information on existing and prospective customers and plays a pivotal role in supporting a designated Relationship Manager (RM) to service existing clients and business development for new clients. Requirements Essential Duties & Responsibilities Perform assigned duties in accordance with the Bank's Mission, Vision and Core Values; provide the Bank's customers with timely, responsive and exceptional service in accordance with the Bank's customer service standards Investigate, interpret and analyze credit reports Develop key discussion points and questions to assist in analyzing loan opportunities Support the Relationship Managers (RMs) and Loan Administrators to close loans Spread and analyze financial statements and information to evaluate existing and projected company cash flow Work with Loan Administration to determine necessary reports (UCC lien searches, title, insurance, appraisals / evaluations, environmental, flood, etc.) Review independent appraisal and collateral exam reports Develop list of key information necessary to support the loan approval process Prepare detailed Credit Memorandums with defined Credit Quality Expectations and within Credit policies and procedures for review and approval Make underwriting recommendations to the Relationship Manager, Market President, and Credit Administration, as appropriate Assist in monitoring loans through timely collection of financial information / tickler management Create and maintain customer files within defined bank standards Attend customer meetings and provide written summary in underwriting and evaluating risk Connect with loan applicants to ensure loan packages are complete Participate in Credit Training to remain current on standards and expectations Review portfolio reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc. Analyze/recommend line draws (via Borrowing Base Certificates, Construction Draws, etc.) as requested by RM Support collection of past due accounts Assist with the Know Your Customer (KYC) due diligence and new account onboarding for new clients Assist with customer calls and marketing efforts Maintain knowledge of and compliance with banking regulations Required Qualifications: Bachelor's degree in Business, Accounting, Finance, or related area; or equivalent work experience Relevant experience analyzing business financial statements in the context of commercial banking, investment banking, or commercial real estate lending Relevant experience with direct client interaction with businesses providing support related to financial services Preferred Qualifications: Experience with financial analysis software such as Moodys and Bukers Proficiency using Windows-based operating systems (Microsoft Word, Outlook, Excel, PowerPoint); spreadsheet applications to organize data used for advanced data analysis and for high-quality, professional presentations to clients and prospects Thorough understanding of business cash flow and differing legal business structures Experience working in a fast-paced environment where effectively managing multiple tasks and priorities is critical Basic knowledge of risk analysis, economics, accounting, and finance practice Strong relationship-building skills with demonstrated attributes that support a team-based environment Thorough knowledge of lending policies and procedures preferred Effective oral and written communication and time management skills Basic knowledge of deposit and cash management banking products used by lower middle-market companies Salary 75,000 - 90,000 annually DOE Benefits Northwest Bank also offers a competitive benefits package with a wide range of offerings, including: Health Benefits: We offer two choices of medical plans, a dental plan, and a vision plan all at no cost for employee coverage; comprehensive benefits for employees and eligible dependents, including a spouse or domestic partner. Short-Term Disability, Long-Term Disability and Life Insurance. Employee Assistance Program. Retirement Plans: 401k. Paid Time Off: Employees accrue 21 days of paid time off annually with increases at five years of service. Holidays: We observe 11 paid holidays per year. ORCA Card: All full-time employees will receive an ORCA card at no cost. Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, and ability to adjust focus. While performing the duties of this job, the employee is regularly required to sit; use hands and talk or hear. The employee is occasionally required to walk; reach with hands and arms and stoop, kneel, crouch, or crawl. Salary Description 75,000 - 90,000 DOE

Dentons US LLP is currently recruiting for a Threat Analyst. The Information Security Threat Analyst is responsible for proactively hunting for threats within client environments, developing and tuning SIEM use cases, and conducting in-depth investigations of security events. The role involves monitoring and operationalizing threat intelligence, engineering automation and SOAR playbooks to streamline detection and response and maintain comprehensive documentation of threat hunting activities. The analyst collaborates with internal teams to enhance security operations, participates in incident response, and continuously adapts to the evolving cyber threat landscape. Responsibilities Analyze activity trends using a mix of tools and analytical methodologies to hunt for threats not otherwise detected by configured security alerts. Conduct threat scenario analysis to develop new use cases with relevant attack vectors; develop attack scenarios to formulate hunting strategies to identify threats undetected by existing controls. Perform in-depth investigation of events of interest identified during hunts or from security alerts as defined investigation and response procedures. Monitor, triage, and operationalize threat intelligence from commercial, open-source, ISAC/ISAO, and government sources. Correlate threat intelligence with internal telemetry to identify potential compromise and guide hunts and incident response. Create and deliver regular threat hunting and threat intelligence reports including hypotheses, datasets, findings, false positives, and detection/response improvements. Contribute to the tuning and development of SIEM use cases and other security control configurations to enhance threat detection capabilities. Define and track Security Operations metrics. Design, develop, and maintain automation and SOAR playbooks to streamline alert triage, enrichment, containment, and notification workflows. Automate routine operational tasks (e.g., IOC curation, asset/context lookups, quarantine, user suspension) to reduce MTTD/MTTR. Facilitate vulnerability management by correlating vuln data with exploits-in-the-wild; prioritize remediation based on risk and exposure. Participate in IR exercises to validate processes and IR capabilities. Other duties as assigned to fully meet the requirements of the position. Required Qualifications Bachelor's degree/diploma in Computer Science, Information Security, or related field. Minimum 2 years of experience in Cyber Intelligence or as a Threat Hunter, ideally within a CIRT/SOC; hands-on experience with SIEM content and automation development. Direct prior experience with core security technologies such as SIEM, vulnerability scanners, anti-virus solutions, and EDRs. Strong knowledge of threat intelligence and threat hunting, including MITRE ATT&CK, kill chain, hypothesis-driven methods, and IOC lifecycle management. Demonstrated experience with SIEM platforms (e.g., Splunk, Microsoft Sentinel, Elastic): data onboarding, parsing, correlation rules, dashboards, and tuning. Experience with SOAR platforms (e.g., Splunk SOAR, Microsoft Sentinel automation, Swimlane) and building playbooks for enrichment and response. Strong analytical and investigative skills; knowledge of technical security controls and mitigations. Experience with advanced endpoint analytics and EDR tooling (e.g., CrowdStrike, Defender for Endpoint, Sophos). Good working knowledge of common security threats, industry best practices, and security technologies. 24x7 on-call availability for high severity incidents. Knowledge of digital forensics, malware analysis, penetration testing and ethical hacking. Proficiency in scripting languages (Python, PowerShell, shell) is a plus. Industry certifications are a strong asset (e.g., GIAC, Microsoft SC-200, Splunk Enterprise Security, AWS/Azure security certs). Salary Chicago Only DOE: $83,850 - $107,950 Washington DC Only DOE: $86,900 - $111,850 Dentons US LLP offers a competitive salary and benefits package including medical, dental, vision, 401k, profit sharing, short-term/long-term disability, life insurance, tuition reimbursement, paid time off, paid holidays and discretionary bonuses. Dentons US LLP is an Equal Opportunity Employer - Disability/Vet. Pursuant to local ordinances, we will consider for employment qualified applicants with arrest and conviction records. If you need any assistance seeking a job opportunity at Dentons US, LLP, or if you need reasonable accommodation with the application process, please call our Talent Acquisition Specialist at *************** or contact us at *************************************. About Dentons Redefining possibilities. Together, everywhere. For more information visit ***************

Exceed the expectations of our residential mortgage borrowers & business partners through superior service, simple processes, and effective communications. We deliver on this mission by empowering our employees by encouraging and recognizing superior performance and innovative solutions, by promoting teamwork and divisional cooperation. Job Summary: We are seeking a detail-oriented and analytical Capital Markets Mortgage Lock Desk Analyst to join our team. This role supports the mortgage pipeline management process by reviewing loan pricing, implementing lock desk operations, and coordination with internal teams and external investors. The ideal candidate will have a general understanding of capital markets, and interest rate trends, combined with excellent problem-solving skills and the ability to thrive in a fast-paced environment. Key Responsibilities: Pipeline Management: Monitor and manage the mortgage loan pipeline, ensuring accurate pricing, locking, and extensions in accordance with company policies and market conditions. Loan Lock Administration: Process borrower rate locks, extensions, re-locks, and cancellations efficiently and accurately while maintaining compliance with investor guidelines and secondary market standards. Investor Coordination: Collaborate with secondary market investors and internal sales teams to confirm loan eligibility, lock confirmations, and delivery requirements. Data Integrity: Maintain and update lock desk systems, ensuring data accuracy across platforms; troubleshoot discrepancies and resolve issues promptly. Risk Mitigation: Identify and escalate potential risks related to rate locks, and pipeline fallout to senior management. Customer Service: Act as a point of contact for loan officers, processors, and underwriters regarding lock inquiries, policies, and procedures. Qualifications: Education: Bachelor's degree in Finance, Economics, Business, or a related field preferred (or equivalent experience). Experience: 1-3 years of experience in mortgage banking, capital markets, secondary marketing, or lock desk operations. Technical Skills: Proficiency in mortgage loan origination systems and Microsoft Office Suite (Excel expertise required); familiarity with pricing engines and data analysis tools is a plus. Knowledge: Understanding of mortgage products, and general knowledge of interest rate risk, and secondary market operations a plus. Analytical Skills: Ability to interpret loan pricing scenario data, and make data-driven decisions. Communication: Excellent verbal and written communication skills to interact with internal teams and external partners effectively. Detail-Oriented: High level of accuracy and attention to detail in a deadline-driven environment. Preferred Skills: Familiarity with investor guidelines (e.g., Fannie Mae, Freddie Mac, Ginnie Mae). Ability to adapt to changing market conditions and multitask under pressure. Work Environment: Full-time in office position. Fast-paced setting requiring adaptability to fluctuating market conditions and deadlines. Lock desk is staffed from 8:30AM - 8:00 PM ET. May require availability to work 11:30-8 PM ET shift occasionally Compensation: Competitive salary commensurate with experience. Benefits package including health insurance, retirement plans, and performance-based bonuses. Additional Information: While this description is intended to be an accurate reflection of the position's requirements, it in no way implies/states that these are the only job responsibilities. Management reserves the right to modify, add or remove duties and request other duties, as necessary. All employees are required to have smart phones that meet Company security standards with the ability to install apps such as Okta Verify and Microsoft Authenticator. Employment will be contingent on this requirement. Company Benefits: Newrez is a great place to work but we are only as strong as our greatest asset, our employees, so we believe in rewarding them! Medical, dental, and vision insurance Health Savings Account with employer contribution 401(k) Retirement plan with employer match Paid Maternity Leave/Parental Bonding Leave Pet insurance Adoption Assistance Tuition reimbursement Employee Loan Program The Newrez Employee Emergency and Disaster Fund is a new program to support our team members Newrez NOW: Our Corporate Social Responsibility program, Newrez NOW, empowers employees to become leaders in their communities through a robust program that includes volunteering, philanthropy, nonprofit grants, and more 1 Volunteer Time Off (VTO) day, company-paid volunteer day where all eligible employees may participate in a volunteer event with a nonprofit of their choice Employee Matching Gifts Program: We will match monetary employee donations to eligible non-profit organizations, dollar-for-dollar, up to $1,000 per employee Newrez Grants Program: Newrez hosts a giving portal where we provide employees an abundance of resources to search for an opportunity to donate their time or monetary contributions Equal Employment Opportunity We're proud to be an equal opportunity employer- and celebrate our employees' differences, including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and Veteran status. Different makes us better. CA Privacy Policy CA Notice at Collection

Take a leap and join our team! At Gesa, we believe in the power of our people. Coming from all walks of life, our team members' individual stories and unique experiences are our most valuable asset. But it's how we come together, igniting our collective compassion and commitment to empowering our communities, that makes us succeed. Because we know we go further when we go together. Here you can join a team who is passionate about serving others, has a desire to do good, and shares a deep love of people. You can engage in meaningful work that impacts your community. You can challenge yourself and grow in your career. And, you can rest assured that your wellbeing and prosperity are our priority. Get to know us: About - Gesa Credit Union Role Summary: Gesa Credit Union is seeking a highly motivated, detail oriented and organized Small Business Administration (SBA) Loan Underwriter/Credit Analyst to join our dynamic team. The SBA Underwriter/Credit Analyst reports to the SBA Lending Manager. The SBA Underwriter /Credit Analyst position is a critical function in the SBA loan origination process. This position is responsible for ensuring SBA program eligibility in concurrence with the SBA underwriting standards and guidelines. Primarily the SBA Underwriter will perform financial analysis and credit underwriting to support loan origination activities for SBA 7(a), Express 504 and other government guaranteed loan programs. This position is responsible for analyzing SBA credit requests and assisting with credit approval recommendations based on analysis and review. The underwriter is involved with spreading financial statements, tax returns, calculation of cash flows, and financial ratios. The underwriter will assist in the completion of loan approval packages, assisting SBA Relationship Managers obtain necessary documentation, and conduct quality assurance prior to the SBA loan closing. The SBA Underwriter will also be responsible for annual reviews, as needed, perform industry risk analysis, and complete other related tasks required to support the SBA Dept. What You Will Be Doing: * Support SBA Relationship Managers in accurate assessment of SBA eligibility as outlined in the most recent SBA SOP as well as credit union policies and guidance. * Maintain a working knowledge of SBA loan programs. * The expectation is to build and review at least 2 deals per week or 45 per year factoring in vacations & holidays. * Analyze personal and business credit data, financial statements, accounts receivable aging reports, accounts payable aging reports, financial projections and tax returns with a sound understanding of financial ratio analysis in order to present facts, opinions and recommendations to SBA Relationship Manager concerning applicant's credit worthiness. * Evaluate CRE, business acquisitions, equipment, expansions, start-up, construction, and tenant improvement project requests follow bank underwriting guidelines along with SBA requirements. * Assemble, record, and maintain all credit file data in an accessible and organized manner using shared files and Gesa Credit Union underwriting and record keeping software or tickler systems. * Request SBA terms and conditions through SBA's etran system or other means. * Assist SBA Loan Processor in ordering appraisals, real estate evaluations, market research, UCC searches, environmental reports, title reports, etc. in fulfillment of underwriting loan request. * Assist SBA Relationship Managers in preparing letters of interest and loan commitment letters, portfolio management including annual loan reviews and problem loan reports. * May participate in customer and prospect calls with the SBA Relationship Manager. * Attend credit union and SBA training sessions, conferences, or seminars as approved by supervisor. * May be asked to coach, mentor, or train others and teach coursework as subject matter expert. About You: * To perform financial statement and tax return analysis and calculate basic financial ratios. * To provide knowledgeable, professional, friendly service to all members or vendors whether in person, over the phone thought electronic communication or written communication. * To participate in and support a team environment. * To display respect for diversity. Treat people with respect, keep commitments, and maintain a high level of integrity. * Good interpersonal skills and team orientation. * To communicate with supervisor regarding matters of account or lending concern. * To lead by example by always displaying solid ethics and integrity. * To assist all team members when necessary to meet the borrower expectations and department goals. * To demonstrate a willingness to learn and grow within a dynamic and challenging environment. * To understand and perform Bank Secrecy Act (BSA) functions applicable to job responsibilities. * To maintain a professional work environment and work under restricted time constraints. * To demonstrate support of corporate values, mission, and vision. Perform job duties within these standards and in accordance with the guidelines of our bylaws and regulations. * To maintain and protect all sensitive data utilizing the highest standard of confidentiality and professionalism. Consistently display respect for all areas of diversity and levels of knowledge.

Why AmeriCredit? We've spent the past 30+ years creating a culture that's second to none in the auto finance industry. Other employers only talk about their culture - we actually live it every day. It's the primary reason that approximately 50% of our team members have been here for more than 5 years. Sure, we could mention that AmeriCredit is a division of GM Financial, the wholly owned captive finance subsidiary of General Motors, a Fortune 50 company. That might be what attracts talent to our team but it's our culture that keeps them coming back. Our culture is what has driven AmeriCredit success and what's allowed us to build strong, lasting relationships with our dealers and consumer customers that we serve. But mostly, our culture is what allows us to prioritize employee development, to create a diverse, equitable and inclusive environment and to enrich their professional experience where they can discover, thrive and belong. If you are looking for an environment that welcomes new ideas, fosters integrity and creates a sense of community and belonging, AmeriCredit just might be your dream employer. What makes you a dream candidate: Motivated to perform outbound telemarketing calls to the dealer customer Knowledge of sales, credit, and funding processes in consumer finance Fearless negotiation and sales skills necessary to develop and maintain productive dealer relationships Effective communication skills including verbal, written, and presentation Innovative thinker with strong ability for strategic vision Experience High School Diploma or equivalent required. 2-3 years of underwriting/sales in the automotive industry preferred What We Offer: Generous benefits package available on day one to include: 401K matching, bonding leave for new parents (12 weeks, 100% paid), tuition assistance, training, GM employee auto discount, community service pay and nine company holidays Our Culture: Our team members define and shape our culture - an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive Compensation: Competitive pay and bonus eligibility Work Life Balance: Flexible hybrid work environment, 2-days a week in office #LI-KAI1 #GMFjobs About the Role: We are looking for energized business development partners to join our credit team. You will be responsible for developing relationships with our auto dealer partners, researching and analyzing credit risks, assessing credit history, and approving or denying extension of credit to potential customers. You will be trained and empowered to bring value to our dealer partners through our programs and negotiations. You will work collaboratively with our field sales team as well as other company departments to grow our business. If you consider yourself a self-motivated, solutions-driven, relationship builder with a passion for auto finance; apply to be a part of the AmeriCredit Team today. In this role you will: Analyze credit data to determine the degree of risk involved in extending credit Make decisions to approve or deny the extension of credit within set credit authority established by senior management and State/Federal laws Develop sufficient dealer relationships that ensure volume objectives and credit quality Drive to capture automotive finance contracts that meet AmeriCredit profitability criteria for pricing and performance We have 2 openings for this role.

A career at CoBank can offer you the opportunity to make a personal impact on the people and communities where we do business. In order to be the best, we hire the best! Benefits Offered by CoBank: * Careers with a purpose * Time-Off Packages, 15 days of vacation, 10 paid sick days and 11 paid holidays * Competitive Compensation & Incentive * Hybrid work model: flexible arrangements for most positions * Benefits Packages, including Medical, Dental and Vision coverage, Disability, AD&D, and Life Insurance * Robust associate training and development with CoBank University * Tuition reimbursement for higher education up to $10k per year * Outstanding 401k: up to 6% matching and additional 3% non-elective contribution & Student Loan Match * Community Impact: United Way Angel Day, Volunteer Day and Associate Directed Contribution * Associate Resource Groups: creating a culture of respect and inclusion * Recognize a fellow associate through our GEM awards Job Description Prepares analysis and conducts credit investigations of routine and more complex credits in accordance with prescribed methods and procedures. Prepares and presents credit reports to appropriate senior staff or committees. Cosponsors or approves credits within prescribed credit limits. Assists with account servicing, credit administration, and documentation. Provides support to credit manager and appropriate staff with research and statistical analysis. Essential Functions * Develops credit information and structures financial proposals for use by appropriate senior staff and committees in making decisions about credit arrangements for new, renewal, or extension loans. Cosponsors or approves credit requests within prescribed limits. * Reviews all pertinent credit and financial information and determines the need for more thorough investigation or additional information. Analyzes information statements and related material and prepares summaries, presents facts, and offers opinions concerning credit‑worthiness. Understands and follows bank guidelines, policies, and procedures for the preparation and presentation of credit information. * Assists with credit administration, account servicing, development, packaging, closing, documentation, and monitoring. * Maintains control over current accounts, monitoring for payment progress, developing problems, trends, and compliance with covenants. Provides relevant and timely information to internal stakeholders including account officers, relationship managers, and credit staff. * Assists credit manager in the preparation of internal research and analysis, provides statistical reports, and verifies information. Prepares and delivers presentations on topics as assigned. * Develops and utilizes computerized spreadsheets, programs, and other automated tools for credit analysis, special projects, or presentations. * May authorize loan advances and loan re-pricing with money desk staff. * Maintains expertise in assigned industries or market sectors. Keeps abreast of industry trends and competitive environment. Education * Bachelor's Degree required Work Experience * 3 years of credit experience in banking industry required Physical Exertion Details Sedentary Exerting up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently (Frequently: activity or condition exists from 1/3 to 2/3 of the time) to lift, carry, push, pull, or otherwise move objects, including the human body. Sedentary work involves sitting most of the time, but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met. Travel Requirement Details Occasional Travel occurs infrequently (typically, once a month or less). About CoBank The typical base pay range for this role is between $80,300 - $91,840. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. This position is eligible for a discretionary annual incentive program driven by organization and individual performance. The listed salary, other compensation and benefits information is accurate as of the date of this posting. This job will be posted for a minimum of five (5) business days or until the position is filled. CoBank reserves the right to adjust compensation for all positions and to modify or discontinue benefits programs at any time in its sole discretion, subject to applicable law. CoBank is a cooperative bank serving vital industries across rural America. The bank provides loans, leases, export financing and other financial services to agribusinesses and rural power, water and communications providers in all 50 states. The bank also provides wholesale loans and other financial services to affiliated Farm Credit associations serving more than 76,000 farmers, ranchers and other rural borrowers in 23 states around the country. CoBank is a member of the Farm Credit System, a nationwide network of banks and retail lending associations chartered to support the borrowing needs of U.S. agriculture, rural infrastructure and rural communities. Headquartered outside Denver, Colorado, CoBank serves customers from regional banking centers across the U.S. and also maintains an international representative office in Singapore. REASONABLE ACCOMMODATION We are committed to ensuring that our online application process provides an equal employment opportunity to all applicants, including qualified individuals with disabilities. If you are an applicant with a disability, or are assisting an applicant with a disability, and require accessibility assistance or would like to request a reasonable accommodation for any aspect of the application process, including completing an application, interviewing, or otherwise participating in the employee selection process, please submit a request by emailing *********************. Include your contact information and specific details about your requested accommodation. Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time. CoBank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, or status as a protected veteran. Responsibilities Prepares analysis and conducts credit investigations of routine and more complex credits in accordance with prescribed methods and procedures. Prepares and presents credit reports to appropriate senior staff or committees. Cosponsors or approves credits within prescribed credit limits. Assists with account servicing, credit administration, and documentation. Provides support to credit manager and appropriate staff with research and statistical analysis.

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business responsibly by anticipating new and emerging risks, and using your expert judgment to solve real-world challenges that impact our company, customers, and communities. As a Lead Credit Officer within the Credit Risk team, you will play a critical role in evaluating and identifying risks, as well as interpreting data to support management in making well-informed credit decisions on multifamily commercial real estate loan requests. You will operate in a dynamic, high-volume, and fast-paced environment, analyzing loans ranging from $1MM to $25MM+. You will be part of a highly collaborative team that prioritizes learning, professional development, inclusivity, and mentorship. Job Responsibilities: Oversee all aspects of credit analysis on commercial real estate/multifamily loans. Evaluate and manage risks in complex transactions. Serve as a back-up mentor for more junior Credit Analysts and Credit Officers Build and maintain strong relationships with internal business stakeholders including sales, processing, closing, and legal. Gain a thorough understanding of relevant policies, standards, procedures, and regulatory requirements. Apply data analysis techniques to interpret results and provide insights and recommendations to management. Serve as a technical expert in addressing inquiries and resolving system-related issues specific to credit risk analysis and management tools. Keep up with industry trends and best practices in credit risk management to enhance decision-making and maintain a competitive edge. Required Qualifications, Capabilities, and Skills: Minimum 7+ years of experience in commercial real estate lending, credit analysis, or loan workouts. Thorough understanding of multifamily real estate property valuations and cash flow analysis. Excellent financial analysis skills, including evaluating property cash flows, property valuation, and personal financial statements. Demonstrated success in thriving within a fast-paced, collaborative environment while maintaining a high level of attention to detail. Excellent verbal/written communication and problem-solving skills. Ability to prioritize, plan, and manage people and processes to complete credit analysis and other assignments as needed. Proficiency in Microsoft Word, Excel, and PowerPoint, with the ability to quickly adapt to proprietary systems. Preferred Qualifications, Capabilities, and Skills: Bachelor's degree in accounting, finance, economics, or real estate is preferred. Experience as a loan underwriter in commercial real estate lending is highly desirable. Familiarity with regional markets and municipal regulations. Advanced degree in a related field. Experience with proprietary credit risk management tools.

Job DescriptionDescription: Northwest Bank serves the business and professional communities of Idaho, Oregon, Washington, and Utah. We were founded in 2008 with the belief that banks should partner with their customers to find creative financial solutions that work. In order to achieve that goal, we need experienced Assistant Relationship Managers on our team. People who share our vision and values, know their customers and work tirelessly to deliver successful financial solutions. Job Overview The Assistant Relationship Manager (ARM) supports Relationship Managers (RMs) as a member of the client-facing production team. The ARM conducts credit analysis including gathering, analyzing and interpreting all types of credit information on existing and prospective customers and plays a pivotal role in supporting a designated Relationship Manager (RM) to service existing clients and business development for new clients. Requirements: Essential Duties & Responsibilities Perform assigned duties in accordance with the Bank's Mission, Vision and Core Values; provide the Bank's customers with timely, responsive and exceptional service in accordance with the Bank's customer service standards Investigate, interpret and analyze credit reports Develop key discussion points and questions to assist in analyzing loan opportunities Support the Relationship Managers (RMs) and Loan Administrators to close loans Spread and analyze financial statements and information to evaluate existing and projected company cash flow Work with Loan Administration to determine necessary reports (UCC lien searches, title, insurance, appraisals / evaluations, environmental, flood, etc.) Review independent appraisal and collateral exam reports Develop list of key information necessary to support the loan approval process Prepare detailed Credit Memorandums with defined Credit Quality Expectations and within Credit policies and procedures for review and approval Make underwriting recommendations to the Relationship Manager, Market President, and Credit Administration, as appropriate Assist in monitoring loans through timely collection of financial information / tickler management Create and maintain customer files within defined bank standards Attend customer meetings and provide written summary in underwriting and evaluating risk Connect with loan applicants to ensure loan packages are complete Participate in Credit Training to remain current on standards and expectations Review portfolio reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc. Analyze/recommend line draws (via Borrowing Base Certificates, Construction Draws, etc.) as requested by RM Support collection of past due accounts Assist with the Know Your Customer (KYC) due diligence and new account onboarding for new clients Assist with customer calls and marketing efforts Maintain knowledge of and compliance with banking regulations Required Qualifications: Bachelor's degree in Business, Accounting, Finance, or related area; or equivalent work experience Relevant experience analyzing business financial statements in the context of commercial banking, investment banking, or commercial real estate lending Relevant experience with direct client interaction with businesses providing support related to financial services Preferred Qualifications: Experience with financial analysis software such as Moodys and Bukers Proficiency using Windows-based operating systems (Microsoft Word, Outlook, Excel, PowerPoint); spreadsheet applications to organize data used for advanced data analysis and for high-quality, professional presentations to clients and prospects Thorough understanding of business cash flow and differing legal business structures Experience working in a fast-paced environment where effectively managing multiple tasks and priorities is critical Basic knowledge of risk analysis, economics, accounting, and finance practice Strong relationship-building skills with demonstrated attributes that support a team-based environment Thorough knowledge of lending policies and procedures preferred Effective oral and written communication and time management skills Basic knowledge of deposit and cash management banking products used by lower middle-market companies Salary 75,000 - 90,000 annually DOE Benefits Northwest Bank also offers a competitive benefits package with a wide range of offerings, including: Health Benefits: We offer two choices of medical plans, a dental plan, and a vision plan all at no cost for employee coverage; comprehensive benefits for employees and eligible dependents, including a spouse or domestic partner. Short-Term Disability, Long-Term Disability and Life Insurance. Employee Assistance Program. Retirement Plans: 401k. Paid Time Off: Employees accrue 21 days of paid time off annually with increases at five years of service. Holidays: We observe 11 paid holidays per year. ORCA Card: All full-time employees will receive an ORCA card at no cost. Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, and ability to adjust focus. While performing the duties of this job, the employee is regularly required to sit; use hands and talk or hear. The employee is occasionally required to walk; reach with hands and arms and stoop, kneel, crouch, or crawl.

Take a leap and join our team! At Gesa, we believe in the power of our people. Coming from all walks of life, our team members' individual stories and unique experiences are our most valuable asset. But it's how we come together, igniting our collective compassion and commitment to empowering our communities, that makes us succeed. Because we know we go further when we go together. Here you can join a team who is passionate about serving others, has a desire to do good, and shares a deep love of people. You can engage in meaningful work that impacts your community. You can challenge yourself and grow in your career. And, you can rest assured that your wellbeing and prosperity are our priority. Get to know us: About - Gesa Credit Union Role Summary: Gesa Credit Union is seeking a highly motivated, detail oriented and organized Small Business Administration (SBA) Loan Underwriter/Credit Analyst to join our dynamic team. The SBA Underwriter/Credit Analyst reports to the SBA Lending Manager. The SBA Underwriter /Credit Analyst position is a critical function in the SBA loan origination process. This position is responsible for ensuring SBA program eligibility in concurrence with the SBA underwriting standards and guidelines. Primarily the SBA Underwriter will perform financial analysis and credit underwriting to support loan origination activities for SBA 7(a), Express 504 and other government guaranteed loan programs. This position is responsible for analyzing SBA credit requests and assisting with credit approval recommendations based on analysis and review. The underwriter is involved with spreading financial statements, tax returns, calculation of cash flows, and financial ratios. The underwriter will assist in the completion of loan approval packages, assisting SBA Relationship Managers obtain necessary documentation, and conduct quality assurance prior to the SBA loan closing. The SBA Underwriter will also be responsible for annual reviews, as needed, perform industry risk analysis, and complete other related tasks required to support the SBA Dept. What You Will Be Doing: * Support SBA Relationship Managers in accurate assessment of SBA eligibility as outlined in the most recent SBA SOP as well as credit union policies and guidance. * Maintain a working knowledge of SBA loan programs. * The expectation is to build and review at least 2 deals per week or 45 per year factoring in vacations & holidays. * Analyze personal and business credit data, financial statements, accounts receivable aging reports, accounts payable aging reports, financial projections and tax returns with a sound understanding of financial ratio analysis in order to present facts, opinions and recommendations to SBA Relationship Manager concerning applicant's credit worthiness. * Evaluate CRE, business acquisitions, equipment, expansions, start-up, construction, and tenant improvement project requests follow bank underwriting guidelines along with SBA requirements. * Assemble, record, and maintain all credit file data in an accessible and organized manner using shared files and Gesa Credit Union underwriting and record keeping software or tickler systems. * Request SBA terms and conditions through SBA's etran system or other means. * Assist SBA Loan Processor in ordering appraisals, real estate evaluations, market research, UCC searches, environmental reports, title reports, etc. in fulfillment of underwriting loan request. * Assist SBA Relationship Managers in preparing letters of interest and loan commitment letters, portfolio management including annual loan reviews and problem loan reports. * May participate in customer and prospect calls with the SBA Relationship Manager. * Attend credit union and SBA training sessions, conferences, or seminars as approved by supervisor. * May be asked to coach, mentor, or train others and teach coursework as subject matter expert. About You: * To perform financial statement and tax return analysis and calculate basic financial ratios. * To provide knowledgeable, professional, friendly service to all members or vendors whether in person, over the phone thought electronic communication or written communication. * To participate in and support a team environment. * To display respect for diversity. Treat people with respect, keep commitments, and maintain a high level of integrity. * Good interpersonal skills and team orientation. * To communicate with supervisor regarding matters of account or lending concern. * To lead by example by always displaying solid ethics and integrity. * To assist all team members when necessary to meet the borrower expectations and department goals. * To demonstrate a willingness to learn and grow within a dynamic and challenging environment. * To understand and perform Bank Secrecy Act (BSA) functions applicable to job responsibilities. * To maintain a professional work environment and work under restricted time constraints. * To demonstrate support of corporate values, mission, and vision. Perform job duties within these standards and in accordance with the guidelines of our bylaws and regulations. * To maintain and protect all sensitive data utilizing the highest standard of confidentiality and professionalism. Consistently display respect for all areas of diversity and levels of knowledge.