Credit analyst jobs in Elizabeth, NJ

Our client is an established asset management firm in NYC. The firm is well-known and invests primarily in credit. The Attorney/Lawyer (Transactional Counsel) will work closely with the Investments and Legal team on a wide array of bespoke credit transactions. Role: Provide legal advice and drive execution on lending transactions in partnership with the Firm's investment professionals and external law firms. Advise on structuring, negotiation, and documentation of complex lending transactions and ensure that the documentation addresses key legal and business concerns. Quickly understand unique and diverse business models and commercially negotiate bespoke structures and legal solutions tailored to the Firm's borrowers and strategy. Provide legal guidance concerning commitment letters, term sheets, loans, amendments, waivers, term sheets, collateral packages, indentures, security documents, consents, and covenants review. Liaise with teams across the Firm, including Legal, Compliance, Operations, Finance, etc., to manage risk and policy compliance. Manage and work alongside outside counsel to facilitate superior structuring and transaction documentation. Requirements: 4+ years of experience (JD 2021+) professional experience in direct lending, on the lender's side, would be ideal. Must be currently in BigLaw or at a Credit Investment Firm. Strong attention to detail and the know-how behind transactions and the Fund's unique strategies. Superior Communication skills and interpersonal abilities JD from a Top Law School Admitted to Practice in the State of New York or eligible to waive in

About Us We are a well-established New Jersey commercial property valuation firm serving public agencies, attorneys, lenders, and private clients throughout the region. Our work includes market value appraisals, eminent domain and right-of-way assignments, corridor and easement valuations, and a broad range of complex commercial property analyses. We are seeking a full-time Commercial Property Valuation Analyst to provide analytical, research, and project coordination support for our valuation assignments. This is an excellent role for someone who is detail-oriented, organized, and interested in the commercial real estate valuation process, with clear opportunities for growth as skills develop. Position Overview The Analyst will work closely with our appraisers on the early and mid-stage components of commercial valuation assignments. The initial focus includes gathering and evaluating property data, conducting property-level and market research, preparing market summaries and valuation exhibits, and helping shape the written and analytical sections of our reports. As proficiency increases, the role can expand into supporting project workflow, maintaining internal templates and data resources, assisting with proposal preparation, and helping coordinate responses to public agency RFPs. This is an in-office position during standard business hours. Key ResponsibilitiesValuation Support • Conduct property-level research, including tax records, zoning, ownership, deeds, mapping, and public documents • Research market data, comparable sales, leases, and trends from external sources • Prepare market summaries, exhibits, and supporting valuation materials • Assist in developing descriptive and analytical narrative sections of appraisal reports • Draft and refine front-end components of commercial valuation reports Project & Operational Support • Create new assignments and assist in tracking project progress • Support the preparation, assembly, and delivery of final reports • Maintain and update internal templates, formatting standards, and data resources • Assist with proposal preparation and RFP coordination for government and agency clients • Provide general support to appraisers and administrative staff as needed QualificationsRequired • Bachelor's degree • Strong proficiency in Microsoft Word and Excel • Exceptional attention to detail and accuracy • Strong written and verbal communication skills • Ability to follow structured processes while also taking initiative • Ability to manage multiple tasks and work independently Preferred (Not Required) • Interest or exposure to commercial real estate, planning, economics, or related fields • Prior research, analytical, or administrative experience • Comfort speaking with brokers, attorneys, or other real estate professionals Work Environment & Schedule • Full-time, in-person role at our Holmdel, NJ office • Metuchen office may be available depending on candidate fit • Standard business hours (approximately 9 a.m. - 5 p.m.) • Professional, collaborative environment with supportive senior staff Compensation & Benefits • Competitive salary • 401(k) plan • Company health plan (employer contribution may increase as role grows) • Opportunities for expanded responsibilities and advancement within the firm • Growth into areas such as RFP coordination, workflow management, and broader project operations How to Apply Please apply directly through LinkedIn with your résumé. A brief cover letter is suggested. We look forward to hearing from you.

Schroders manages over GBP75bn in global fixed income alpha strategies, with credit at the core of our approach. In addition, Schroders oversee around GBP200bn in solutions mandates, approximately half of which are allocated to fixed income and credit. Our Global Credit Research platform, which plays a key role in within the fixed income platform, is centralized in three key hubs-New York, London, and Singapore. Position Overview We are looking for a Credit Research Analyst to join our Global Fixed Income Research team in New York. The successful candidate will contribute differentiated credit insights focused on US Media and Tech. The person will contribute to a team approach and will work extensively with portfolio managers, other analysts and support teams in NY and London and Asia. Objective To create forward-looking, non-consensus research that delivers alpha to Schroders' fixed income portfolios. Responsibilities Perform fundamental analysis and financial modelling with a focus on US Media and Tech across IG and HY with scope for other sector/credits to added. Monitor performance and holdings relative to investment objectives, benchmarks and outlook Provide opinions/reports on relative value analysis including buy/sell recommendations to the investment team and to the global credit research team Provide ESG ratings for credits under coverage Collaborate with other debt and equity analysts and portfolio managers as the credit expert on the covered industries Frequently interact with portfolio managers and traders Basic Qualifications Undergraduate degree Proven ability to form and communicate differentiated investment views Personable and team oriented Familiarity with market and research tools such as Excel, Bloomberg, PowerPoint, Capital IQ Strong communication and collaboration skills Preferred Qualifications CFA or CPA Up to 10 years Credit research experience at a buy side or sell side institution Experience analyzing Media and Tech names as well as other HY/IG credits Exposure to technical or programming skills Experience with Aladdin and other industry-standard platforms Established network across sell side, buy side, or issuer communities Demonstrated willingness to take on new sector coverage as needed Compensation Schroders offers a base salary in the range of $200,000 - $220,000 for this position. This range reflects the Company's good faith belief at the time of posting. Actual compensation may vary depending on factors such as experience, education, geographic location, and skill set.

Guggenheim Investments is seeking a Municipal Credit Analyst. The Municipal Credit Analyst is responsible for maintaining market coverage, conducting security and portfolio-level analysis, and sourcing and reviewing investments. This position is collaborative and may be cross-functional across credit sectors and portfolio management in response to market conditions. The employee is responsible for intermediating, aggregating, and disseminating market information to credit sector teams, portfolio managers, and senior investment professionals. The employee will report to the Senior Municipal Credit Analyst/Sector Lead. The target location for this role is in our New York City office. We will consider candidates in our Santa Monica, CA office as well. Responsibilities Key Responsibilities: * Lead evaluation of specialized and complex investments utilizing all available sources of information including governing documents, published research, financial reports, news, rating agency reports, and market information * Analyze new issue and secondary market taxable and tax-exempt municipal credits to create reports, analyses, and recommendations * Create and maintain analytical models and tools that enhance credit research (e.g. sector-wide credit metric comparable, macro stress testing) * In-depth work on the legal characteristics of security structure, such as mutability of cash flow waterfalls, enforceability of tax levies, legality of issuance authorization, substitutability of indentures * Monitor portfolio holdings and municipal sectors for credit changes and material news and events * Formulate and manage sector investment thesis and strategy and communicate firm-wide, incorporating the firm's macro views * Provide the team leader with ongoing information about market sentiment, liquidity, volatility, and other market information about the sector * Prioritize investment activities considering Portfolio needs, desk resources, and market risk/value. * Create and maintain desk tools that improve investment process and efficiency (e.g., secondary offerings, trade reports, bi-weekly meeting data, credit review log) * Create and institutionalize credit research reporting, credit memo templates, and ESG analysis framework * Author the municipal sector team's Quarterly Outlook thought leadership piece * Ensure adherence with firm policies and procedures with respect to investment underwriting, compliance, trading * Direct surveillance, research, and project activities in conjunction with the Team Leader * Develop project scope and set priorities for technology and research initiatives * Assist in the creation and maintenance of marketing materials Qualifications Preferred Qualifications * Advanced degree (MFE, MBA) or equivalent educational background are desirable * 10+ years of experience on the buy side * Strong credit, finance, economic, business, and technical skills * Ability to multi-task across analytical, administrative, and research activities in a detail oriented and timely manner * Team oriented individual with ability to work independently and work well with diverse groups in a market-paced environment Basic Qualifications * BA/BS in a quantitative discipline to include finance, business, economics or accounting * Minimum 6-9 years of experience in credit research and analysis (buy side) * CFA or progress toward CFA is required * Experience with industry standard tools and data products such as Bloomberg, BRS, Ipreo, TM3. * Strong credit, finance, economic, business, and technical skills * Advanced Excel skills are required. SQL, Python skills are desirable * Strong written and verbal communication skills * Strong commitment to performance and accuracy of work product Salary Range Annual base salary between $160,000.00-$175,000.00 The base salary range represents the low and high end of the anticipated base salary range for this position. Actual base salaries may vary depending on factors such as location and experience. The range listed reflects base salary only, and the total compensation package may include other components such as incentive compensation.

Apply now Work Type: Office Working Employment Type: Permanent Job Description: Our Credit Analysts have extensive knowledge of our risk assessment and portfolio risk management framework which they use to support our Account Managers with credit reviews, ongoing risk monitoring and client creditworthiness. They also assess Standard Chartered's risk appetite against market and economic conditions across the different markets and asset classes. About our Banking and Coverage team Our Banking and Coverage team owns and leads the management and development of our Client Relationships globally. They work across our global network with product partners to deliver working capital, financing, trade, cash and market solutions for our clients. The solutions include varied products and services, from sustainable trade finance to credit derivatives, to mergers and acquisitions advisory. About Corporate & Investment Banking (CIB) For more than 170 years we've support clients with their transaction banking, financial markets, corporate finance and borrowing needs and provide solutions to nearly 20,000 clients in the world's fastest-growing economies and most active trade corridors. Key Responsibilities * 3 to 5 years of experience Lead credit reviews, analyse and monitor client credit risk, to ensure creditworthiness. * Provide insightful, succinct and timely client portfolio credit analysis. * Accountable for spreading financials, proposing credit grades aligned to scorecards, documenting client risk and mitigants, and monitoring for credit-material events. * Partner with Banking, Coverage and Risk teams to develop and execute credit analysis, credit origination and monitoring relevant matters. * Deliver client fraud risk assessments to defined standards, documenting residual risks and mitigants. * Credit intelligence to identify business opportunities with an acceptable risk profile by supporting Relationship Managers, FI Bankers and Product teams with product solutioning and recommendations. * Provide credit analysis with consideration for market dynamics and client industry, including: * Industry risks and client competitive positioning within the industry. * Client funding strategy, financial policies, treasury activities, including hedging, and cash management. * Analyse client cash flow and liquidity with ratio analysis and/or stress testing balance sheet strength, cash flow and profitability vulnerability. * Reputational risk profile, including climate and sustainability risks Skills and Experience * Risk management lifecycle. * Financial forecasting and modelling. * Financial and quantitative skills. * Client due diligence. * Using client behaviours and preferences to evolve products and services. * Product knowledge for Markets, Transaction Banking and Corporate Finance. * Knowledge of the financial services' regulatory environment. * Data analysis and visualisation. * Ability to work under pressure, in a dynamic environment. About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we: * Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do * Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well * Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term Expected annual base pay range for the role is 120,000 USD to 150,000 USD. The final offer will be determined on an individualised basis using a number of variables, including but not limited to skill set, depth of experience and education, internal relativity, and specific work location. At Standard Chartered Bank, Base pay is only part of the total compensation package. Discretionary variable pay and a range of attractive bank sponsored benefit programs are available and designed to foster employee overall health and well-being including, but not limited to, a best in class 401k plan with up to 8% employer match, robust medical plan coverage with employer funded Health Savings Accounts, inclusive family building benefits, and flexible/hybrid working arrangements for many of our positions subject to role specific considerations Visit our careers website ****************** What we offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. * Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. * Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. * Flexible working options based around home and office locations, with flexible working patterns. * Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits * A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. * Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. Apply now Information at a Glance * * * * *

Job DescriptionChilton Trust is an independent, privately owned, wealth management company providing wealth management services and investment solutions to high-net-worth individuals, families, foundations, endowments, and institutions. Chilton Trust is built on the deep investment culture and rigorous standards of performance excellence which have been the hallmark of its affiliate, Chilton Investment Company, which was founded three decades ago by Richard Lockwood Chilton, Jr. Chilton Trust offers a full suite of individually customized services including access to internal equity and fixed income management, best-in-class external traditional and alternative managers, standalone national trust company capabilities, fiduciary, consolidated wealth reporting, comprehensive family office services and transactional planning. The firm's emphasis on relationship management is vital and built upon integrity, confidentiality, high quality service and customization to meet the evolving needs and complexities that often exist with clients. Chilton Trust has more than $8B in assets under management with over 250 family relationships and offices in Charlotte, Charlottesville, Connecticut, Delaware, Naples, New York and Palm Beach. Position Description The Junior Credit Analyst will be part of a larger Fixed Income team with responsibilities including, but not limited to, the following: Conduct fundamental credit analysis of both municipal issuers and Investment grade corporate issuers using self-created dynamic modeling tools that can respond to both credit and macro driven events. Assign & maintain internal credit ratings and monitor issuer fundamentals, ratings changes, and macroeconomic trends. Assign periodic industry/sector outlooks to both municipal and corporate sectors. Conduct portfolio analysis for prospective and current clients. Work closely with portfolio managers, effectively communicating credit risk assessments and analysis to support the portfolio manager's investment decisions. Providing on-going surveillance of credit exposure, staying abreast of all issuer updates, and relying relevant information to the team. Partner with Firm's Economist, wealth and client advisors to support new business efforts and maintain strong client relationships. Help to ensure portfolios adhere to internal investment guidelines, client mandates, and applicable regulatory frameworks. Work closely with compliance, operations, and legal teams to support best practices and operational efficiency. Qualifications Bachelor's degree in Finance, Economics, Accounting, or a related field; advanced degree (MBA, MPA) or CFA designation a plus. 4-7 years of experience in credit analysis preferably with a Credit Rating Agency or with a wealth management, investment advisory, insurance company or in asset management Solid understanding of credit with a flexibility to work either on investment grade corporates or on high quality municipals. Ability to work independently and collaboratively in a client-centric, performance-driven culture. Excellent analytical, communication and presentation skills. Strong technology skills, including experience in FactSet, Bloomberg and Excel. Experience with Addepar is a plus. Chilton seeks candidates who have outstanding analytical skills coupled with strong organizational and communication skills. Applicants should be pro-active, motivated, passionate, and work well in a team environment. We pride ourselves on building a team of professionals working toward a common goal in a collaborative fashion. We offer a competitive and comprehensive compensation and benefits package that is based on, among other things, your overall performance and contributions to the firm. The salary range for this job is $125,000 to $145,000. Base salaries are determined based on a wide variety of factors including but not limited to years of relevant experience, education and other qualifying factors like additional accreditations. Base salary does not include others forms of compensation and benefits including medical and dental coverage, disability and life insurance, 401(k) plan (and company match on contributions made) and accrued paid time (which may vary based on role and tenure). Powered by JazzHR mHUeQTRCxM

Job Description Private Credit Analyst Department: Abacus Finance Reports To: Managing Director Employment Status: Full-Time, Exempt (Hybrid in office) Founded in 2011, Abacus Finance is a leading private credit fund, focused on senior debt financing to private equity-backed operating company investments. Since Abacus's inception, it has invested nearly $4 billion across 115+ platforms, and is currently managing ~$1.4BN across multiple vehicles. The firm targets private debt financing opportunities of up to $60 million and finances companies with EBITDA between $2 million and $15 million. The analyst will assist with structuring and executing senior debt financing transactions for lower-middle market sponsor led LBOs, acquisitions financings and recapitalizations. Key responsibilities include: Develop initial screening materials, draft term sheet proposals, perform extensive underwriting due diligence, prepare and seek formal loan approval and assist in closing of transactions Prepare comprehensive loan package including write-up of issuer and transaction financial analysis, industry and market trend analysis, financial modeling, and presentation of the potential investment to the investment committee Manage assigned portfolio investments to monitor account performance monitor/report on assigned portfolio and ensure compliance with covenants and other loan documents Create presentations for both internal and external use as well as other special strategy related projects that may arise Assist in external fundraising efforts, third party investor reporting, and ad-hoc requests Qualifications: Bachelor's degree Superior academic record and job performance 1-3 years professional experience in banking, private credit and/or private equity Formal credit training and experience working in small deal teams (2-3 deal team members) preferred but not required Excellent excel and modelling skills Strong written and verbal presentation skills Ability to work collaboratively and think independently Immediate hire Willingness to travel Compensation: Base pay of $135,000 - $145,000 plus annual bonus, profit sharing, pension plan, health benefits, ability to invest in future funds, and 401K. New York pay range$135,000-$145,000 USD

Group Description: Evercore's Private Capital Advisory (PCA) team is a leading global secondaries market advisor, focusing on providing strategic advisory services to financial sponsors across a variety of portfolio and fund management objectives, advising limited partners on liquidity solutions for their private asset portfolios, and employing various forms of structured ABS technologies to create innovative capital and liquidity solutions for private markets issuers and investors. What is the position? PCA is seeking to hire a highly motivated Analyst to join its team, with a focus on GP-led private credit transactions. The ideal candidate is intelligent and mature, has experience in investment banking or investing (ideally credit or secondary focused), the desire and flexibility to work in an entrepreneurial environment and the ability to learn on the job. The ideal candidate must demonstrate the ability to work on several projects concurrently and possess the desire to learn and work hard. Specific Qualifications: * 1-2 years of investment banking or investing experience (ideally restructuring or secondary focused, credit experience a plus) * Bachelor's degree in Finance, Accounting, or a related discipline strongly preferred * Proficiency in Microsoft Excel with strong financial modeling skills * Superior analytical skills and demonstrated excellence in academic coursework * Exceptional verbal and written communication skills, with the ability to present complex information clearly * Strong interpersonal skills and ability to articulate ideas * Demonstrated strong work ethic, self-motivation, and ability to thrive in a fast-paced, team-oriented environment * Energetic, results-driven, and intellectually curious individual who takes initiative and ownership of responsibilities Expected Base Salary Range: $120,000-$140,000 In addition to a competitive base salary, employees may be eligible to receive a discretionary bonus delivered in the form of cash and/or deferred equity. Evercore also offers a variety of benefits and programs, subject to eligibility. These include, but are not limited to: * Medical, prescription, dental, and vision insurance, including healthcare savings and reimbursements accounts * 401(k) Retirement Plan * Life and disability insurance, including additional voluntary financial protection insurance * Well-being resources and programs, including mental health and mindfulness programs, digital wellness platforms, well-being events, and targeted on-site health services * Family-building and family-support benefits * Paid parental, caregiver, marriage and bereavement leave * Commuter benefits, health club membership discounts, and other corporate discounts * Paid holidays, vacation days, personal days, sick days, and volunteer opportunities About Evercore: Evercore (NYSE: EVR) is a premier global independent investment banking advisory firm. We are dedicated to helping our clients achieve superior results through trusted independent and innovative advice on matters of strategic significance to boards of directors, management teams, and shareholders - including mergers and acquisitions, shareholder advisory, restructurings, and capital structure. Evercore also assists clients in raising public, private capital, delivers equity research, equity sales and agency trading execution, in addition to providing wealth and investment management services to high-net-worth individuals. Founded in 1995, the Firm is headquartered in New York and maintains offices and affiliate offices in major financial centers in North America, Europe, the Middle East, and Asia. For more information, please visit ***************** Inclusion and Equal Opportunity Employment: Evercore is an equal employment opportunity employer and does not discriminate against individuals because of actual or perceived race, color, creed, religion, sex, pregnancy, national origin or ancestry, mental or physical disability, age, veteran status, military status, citizenship status, sexual orientation, gender identity or expression, genetic information, or immigration or citizenship status, or any other characteristic protected by applicable law (referred to as "protected status"), in accordance with applicable federal, state and local laws.

Reporting Lines: Head of Research - Investments Public Markets Muzinich & Co. is a privately owned, global institutional asset manager specializing in corporate credit. For over 25 years, we have delivered superior risk-adjusted returns across diverse market conditions. Our investment strategies span senior loans, high yield bonds, alternative credit, private debt, and investment-grade corporate-plus solutions in both developed and emerging markets. Headquartered in New York, we operate across major financial hubs including London, Paris, Frankfurt, Zurich, Milan, Madrid, Dublin, Singapore, Hong Kong, and Tokyo. We pride ourselves on integrity, transparency, and rigorous risk management, working closely with investors to meet their objectives. Position Overview We are seeking an experienced credit analyst with 5-10 years of experience investing in the high yield and leveraged loan markets to cover specific industries as a sector specialist. Experience in Services, Technology and Industrials is helpful but not required. Primary Responsibilities Conduct high yield bond and leverage loan research on companies within industry sectors, focusing on financial projections, debt structure, covenants, and overall creditworthiness. Lead fundamental research across assigned industries, developing clear, conviction driven views on capital structure risk and reward. Put forward timely, actionable buy/sell recommendations that directly inform portfolio decisions. Build strong relationships with company management teams and develop proprietary industry intelligence. Maintain deep, dynamic financial models and forward-looking scenarios. Produce crisp, comparative sector reviews to support idea generation and portfolio allocation. Prepare relative value financial summaries for sectors covered. Requirements / Qualifications Bachelor's degree required; MBA/CFA a plus but not necessary. 5-10 years of high-yield investing experience, ideally with a demonstrated ability to generate insights that lead to performance. A record of superior investment performance, strong idea generation and decision-making skills. An ability to identify and act on investment opportunities in a timely manner. An ability to review and analyse bond indentures and credit agreements. Strong command of Excel and Bloomberg; comfortable working in a fast-paced, idea-driven environment. Why Join Muzinich? Work with a globally recognized leader in corporate credit. Drive innovation and transformation within a dynamic, growing team. International exposure and autonomy to innovate the business.

Job Summary & Responsibilities Leveraged Loans - Credit Analyst - Portfolio Manager A growing multi-billion dollar leveraged finance shop seeks an experienced professional to join the Portfolio Management team. Responsibilities include credit analysis, reporting, monitoring and facilitating restructuring and amendments on both performing and distress credits. This is a highly visible role that requires constant communications and coordination with financial sponsors, company management and institutional lenders. This position offers competitive compensation and career growth opportunities. Requirements This is an Associate level position, requiring 1+ years of directly relevant experience in syndicated bank loan portfolio management. Must have strong credit skills and a working knowledge of syndicated loan documentation and market conventions. Must be available for interviews in New York City. Benefits The company offer competitive base salary, a discretionary bonus and full benefits.

About The Role: Parker's mission is simple but ambitious: to increase the number of financially independent people. We believe the best way to achieve this is by giving independent business owners the financial tools they need to scale profitably. Our core product combines a virtual corporate card with dynamic spending limits and profitability-focused software tooling-empowering eCommerce merchants to grow faster while staying in control of their margins. We've raised over $180M in equity and debt from world-class investors, including Valar Ventures, Y Combinator, SVB, and notable founders such as Solomon Hykes (Docker), Paul Buchheit (Gmail), Paul Graham (Y Combinator), and Robert Leshner (Compound). We're a Series B fintech scaling rapidly, with strong product-market fit and accelerating demand. We're now scaling our credit operations and looking for a sharp, thoughtful, and experienced Credit Analyst Manager to help us evaluate business creditworthiness and support disciplined portfolio growth. As a Credit Analyst Manager at Parker, you'll lead and evolve Parker's underwriting operations. You'll own credit policy, streamline processes, and help us strike the right balance between risk and growth. If you're passionate about credit risk, data-driven decisioning, and enabling customers through smarter finance - this role is for you. What You'll Do: Lead the credit analyst team for new and existing applicants across Parker's corporate card and lending products. Refine and maintain credit policies, approval thresholds, and risk segmentation logic. Analyze financials, bank data, and alternative data sources to assess creditworthiness. Work closely with Risk, Data, and Product teams to improve automation and develop scoring models. Support Sales and Success teams with responsive, well-informed credit decisions. Monitor portfolio performance and adjust underwriting strategies accordingly. Help build a scalable, high-performing underwriting team over time. What We're Looking For: 10+ years of experience in underwriting, credit risk, or lending - ideally with SMBs, eCommerce, or card-based products Background in fintech, payments or embedded credit products Strong analytical mindset with experience evaluating financial statements and cash flow. Familiarity with underwriting automation tools and workflows Excellent communication skills and a collaborative, low-ego approach Experience in high-growth startups or fintech environments is a plus Nice to Have: Experience with transaction-level data underwriting (e.g. Plaid, Open Banking) Exposure to capital markets or structured finance Experience with tools like Plaid, Alloy, and Ocrolus Why Parker: Work with a high-caliber team that values ownership and transparency. Help shape foundational infrastructure at a fast-growing fintech startup. Competitive comp and meaningful equity

A Major International Bank in Midtown Manhattan is seeking Associate- Portfolio Management - Credit Analyst in their HQ NYC office. Job Description The Associate will be responsible for analyzing financial statements and accounting data. S/He will handle formulating and implementing risk management techniques to control a variety of risk exposures, particularly in the areas of Credit risk. QualificationsWe are looking for someone with min 2-3 years of working experience. They should have a Bachelor's degree or above (Master's preferred) in Accounting, Finance or related fields. Proficiency in spreadsheet analysis, ratio calculation and analysis, cash flow projection & analysis required. Advanced Excel, Modeling, Data Manipulation skills required. Bilingual abilities in English and Mandarin are required. Additional Information All your information will be kept confidential according to EEO guidelines.

How would you like to join one of the most highly regarded financial institutions in New Jersey with deep roots in the community? Provident is a successful and highly regarded multi-billion-dollar bank that continues to grow with branches in New Jersey, Eastern Pennsylvania and New York. Our longevity is a testament to our commitment to placing our employees, customers, and the communities we serve at the center of all we do. At Provident Bank, we are committed to enhancing our customer and employees' experience. POSITION SUMMARY: The Credit Specialist, in coordination with the Director of Credit Training & Support, is responsible for managing departmental underwriting assignments, monitoring workflow of team members, co-managing special assignments, training and review of Credit Analyst 1 (CA1) completed work. Additional responsibilities include occasionally underwriting a CRE or C&I loan transaction. KEY RESPONSIBILITIES: Manage the overall workflow of incoming credit underwriting requests from Credit Underwriting, assign to CA1 team members, and monitor for timely completion. Provide guidance to and assist in the training of CA1 team members in partnership with the Director of Credit Training & Support. Review and provide commentary on assignments completed by CA1 team members prior to submission back to Credit Underwriting. Provide feedback regarding CA1 team members to the Director of Credit Training & Support as needed. Co-manage special team projects with the Director of Credit Training & Support. As needed, based on volume and complexity, analyze and underwrite CRE and C&I loans for Credit Underwriting. MINIMUM QUALIFICATIONS: Bachelor's degree from an accredited four-year college, with accounting and finance courses of minimum 9 credits. 5 years of experience working in a financial environment analyzing business and personal financial statements and tax returns; preparation of cash flows, rental economics, and researching economic data and a variety of resources to determine overall financial strength and future viability of the relationship being analyzed. This should include compiling the researched data into a comprehensive analysis for rendering decisions. Minimum 1 year experience in a bank, comparable training program or RMA credit training program desired. Experience with and ability to work in a financial spreading system/loan underwriting system equivalent to Moody's CreditLens. Intermediate proficiency using Microsoft Office programs Excel and Word. WORKING CONDITIONS Work is mainly performed in a normal office environment. Noise levels usually are moderate. Prolonged sitting Lifting from 5 to 10 lbs. (printer paper, storage boxes) Occasional bending or overhead lifting (storing files or boxes) The hazards are mainly those present in a normal office setting. This may not be all-inclusive. Employees are expected to perform other duties as assigned and directed by management. Job descriptions and duties may be modified when deemed appropriate by management. Provident Bank recognizes and supports the importance of creating a socially and culturally diverse employee base. We understand, value, and appreciate the unique perspectives that a diverse workforce can contribute to our organization. We put the employee and the customer at the center of strategy because culture is a critical differentiator for why people choose to work here. We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to age 40 and over, color, disability, gender identity, genetic information, military or veteran status, national origin, race, religion, sex, sexual orientation or any other applicable status protected by state or local law. Pay Details: $73,600 - $105,100 annually Please note, the base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, education, geographic location, internal equity, and other applicable business and organizational needs. This role is incentive eligible based upon company, business, and/or individual goal achievement and performance. Team members accrue paid time-off (PTO), receive Holiday (PTO) and are eligible to participate in the bank's Health and Wellness benefits including Medical, Dental and Vision Plans, Flexible and Health Savings Accounts, and a 401(k) Retirement Plan. In addition, the company provides Disability Insurance, an Employee Assistance Program, and Basic Life Insurance. Company sponsored Tuition Disbursement and Loan Repayment programs are also available. Voluntary benefits include Supplemental Life Insurance, Accident, Critical Illness, Hospital Indemnity and Legal plans.

This role is located in New York City and will require a hybrid work schedule of at least 2 days in office per week. This role is for Assistant Vice President level candidates. About the Bank Sumitomo Mitsui Trust Bank, Limited was established through the merger of The Sumitomo Trust and Banking Co., Ltd with Chuo Mitsui Trust and Banking, Ltd. on April 1, 2012. We are one of the largest asset managers in Asia and number one among Japanese financial institutions by AUM, with approximately $850 Billion USD in AUM. The Bank provides an assortment of financial solutions and manages a broad spectrum of financial products across its global branches.Department Overview The Americas Division (“AD”) was established in the Sumitomo Mitsui Trust Bank, Limited, New York Branch) (“SMTBNY”) to perform corporate functions and supervise U.S. entities. Established under the AD are the “Global Banking Unit (“GBU”), Americas Division” and “Global Markets Unit (“GMU”), Americas Division” which performs business functions. The Specialty Finance Department (“SFD”) is responsible for originating, booking and monitoring credit facilities for both bilateral and syndicated loan transactions. SFD focuses on building and monitoring portfolio assets in 3 main product areas: Project Finance, Trade and Commodity Finance, Aviation, and Real Estate. Your Role Overview: The Associate will join the Aviation Finance Team which arranges financing transactions for airlines and lessors based in the Americas. The Associate will assist with all aspects of building and managing the aviation investment portfolio, with a particular focus on underwriting new investments and performing due diligence. In addition, the Associate will be responsible for monitoring, analyzing, and reporting on existing investments. Prior aviation experience is preferred, ideally covering airlines or lessors from a credit perspective. Your Duties and Responsibilities Reviews potential assets in aviation and prepares credit applications and makes investment recommendations. Ensures compliance with applicable investment guidelines and directives from Head Office and Branch Management. Monitors assigned assets/products/industries to maintain credit quality through asset/product/industry appropriate measures, i.e., financial analysis and trends, cross-sectional analysis, cashflow analysis and market value/liquidity. Prepares all applications and reports and makes recommendations on all amendments, refinancings and other ongoing activities. Responsible for all Head Office and Branch monitoring and reporting requirements, including rating review, business review of documentation, regulatory review, booking and financial and portfolio review requirements, with support from Operations Analyst as designated. May conduct business development activities. May conduct or support deal structuring activities. Performs other duties and responsibilities as assigned by management. Your Qualifications: Bachelor's degree in Finance or Economics or equivalent with 2+ years related experience. Good knowledge of finance and basic accounting. Good knowledge of commonly used research resources, including Bloomberg, EDGAR, and rating agencies. Basic knowledge of corporate finance transaction. Basic knowledge of loan markets. Proficient in Microsoft 365 (Excel, PowerPoint, Word, Outlook, and Access) and some modeling capabilities. Excellent oral and written communication skills. Why you should join SuMi Trust:SuMi Trust embraces flexible ways of working when the business and role permits. We provide employees with a hybrid working model, allowing for in-office work and work from home. Our diverse and inclusive environment along with our global presence enables us to collaborate and communicate to meet our business needs. We believe that efficient teams need truth, loyalty, and a strong sense of purpose to balance risk and their targets. We make sustainable business decisions to improve our society and the world. We believe that each person brings a unique value that drives the business though their creativity and passion. The Employee Benefits package includes: Paid Time Off, medical, HSA, vision, dental, FSA, 401(k), profit sharing, legal plan, cancer indemnity plan, disability insurance, life insurance, employee assistance program, commuter benefits, business travel accident, paid volunteer day, paid memberships, paid seminars, and tuition assistance. We offer many socialization opportunities for wellness, financial wellbeing, runs/walks, team building, happy hours, and activities to support the Sustainable Developmental Goals. Check out our LinkedIn for our employee experience: *************************************** We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, disability status, protected veteran status or any other characteristic protected by law. SuMi Trust provides reasonable accommodations for employees and applicants with disabilities consistent with applicable law. If you need a reasonable accommodation during the application

Benefits: 401(k) 401(k) matching Bonus based on performance Company parties Dental insurance Health insurance Paid time off Training & development Vision insurance Job Title: Credit Analyst Location: New York City, NY (In-Office) Salary Range: $60,000 - $80,000, plus commission About LoanBud LoanBud is a rapidly expanding fintech focused on supporting small businesses through innovative financing solutions. Our mission is to empower small-business owners by providing streamlined access to capital through SBA and other small-business loans. We foster a culture of growth, teamwork, and dedication to the entrepreneurial spirit. Position Overview We're hiring a Credit Analyst to evaluate and prequalify SBA 7(a) transactions, compile complete lender-ready packages, and submit files for underwriting. You will analyze cash flow, build DSCR calculations, collect and track documents, and collaborate with buyers, sellers, brokers, and lenders to move deals efficiently from inquiry to approval. Prior M&A or business-brokerage experience is a plus. Key Responsibilities Deal Screening and Prequalification: Review listings and buyer scenarios for SBA 7(a) eligibility; assess structure, DSCR, working capital, and debt capacity; flag issues and propose mitigants. Credit Analysis: Build pro forma P&Ls, cash-flow statements, debt schedules, and sensitivity cases; evaluate add-backs, owner compensation, and collateral; summarize strengths, risks, and conditions. Packaging and Submission: Assemble complete loan packages and lender forms; draft concise credit write-ups; submit to lenders and manage follow-ups through screening and underwriting. Document Collection: Own checklists and timelines for financials, tax returns, bank statements, personal financial statements, purchase agreements, and related materials; drive stakeholder responses. Stakeholder Coordination: Communicate with internal teams, buyers, sellers, and brokers; schedule calls; track milestones; keep CRM/LOS records current and accurate. Process Improvement: Standardize templates and Excel tools; suggest automation to speed analysis and packaging. Requirements Bachelor's degree in Finance, Accounting, Economics, or related field (or equivalent experience). 1-3+ years in credit analysis, underwriting support, corporate finance, investment banking, or business brokerage; SBA 7(a) exposure preferred. Strong cash-flow analysis skills with command of DSCR and debt-capacity concepts. High proficiency in Excel (financial modeling, pivot tables, lookups) and comfort working with PDFs and statements. Clear written and verbal communication; highly organized, detail-oriented, and deadline-driven. Nice to have: prior M&A or quality-of-earnings experience; familiarity with tax returns and common add-backs. Location The position is office-based in New York City, supporting our collaborative and interactive company culture. Compensation & Benefits Compensation: Base salary $60k - $80k plus commission. Comprehensive health, dental, and vision insurance. Generous paid time off to support work‑life balance. Competitive 401(k) plan with substantial company matching. Application Process Interested candidates are invited to submit a detailed résumé and a compelling cover letter that explains their suitability for the role and their motivation to join LoanBud. LoanBud is dedicated to creating a diverse and inclusive work environment. We are an equal‑opportunity employer and welcome applications from all qualified candidates. Be Part of Our Growth Story Join LoanBud and help more entrepreneurs close on great businesses. Your analysis will directly accelerate approvals and unlock capital for small-business owners nationwide-apply today and help shape the future of how small businesses access SBA financing. Compensation: $60,000.00 - $80,000.00 per year Our Mission is to Empower and Grow Small Businesses At LoanBud, we believe small businesses are the backbone of the economy, and we exist to empower entrepreneurs by simplifying access to SBA capital so they can achieve their dreams. By partnering with an extensive network of SBA lenders, we offer a wide credit box that opens doors for more business owners-even those turned away by traditional banks. Our streamlined digital application and expert guidance help entrepreneurs navigate what can otherwise be a complex financing process. Whether you're looking to acquire a business, invest in owner-occupied commercial real estate, or secure working capital, LoanBud's digital marketplace connects you to the right SBA loan solution. We measure success by the real-world impact on growing businesses-so you can focus on building the future you envision, knowing you have a trusted partner in your corner. By combining technology with dedicated support, we strive to empower entrepreneurs so they can focus on growing their businesses and making a meaningful impact on their communities. Let us handle the complexities of SBA financing, connecting you with the right lenders and solutions, so you can do what you do best: building something remarkable. CareersLoanBud is continuing to grow, and we have an exciting opportunities for the right candidate to join a great team. Join us in the pursuit of our mission to help small businesses get the financing they need to succeed, and enjoy a career filled with professional growth opportunities, team-oriented colleagues, and the satisfaction of supporting small businesses.

The Senior SBA Credit Analyst / Underwriter is responsible for evaluating and underwriting SBA loan applications in accordance with the SBA Standard Operating Procedures (SOP) and Ready Capital's credit policy. This role requires advanced credit analysis capabilities, strong technical writing, and effective communication skills to support sound credit decisions and ensure compliance with SBA guidelines. Key Responsibilities: Credit Analysis & Underwriting Conduct thorough financial analysis of business and personal financial statements, tax returns, and cash flow projections. Assess borrower creditworthiness, repayment capacity, and collateral adequacy. Prepare a detailed credit memo with well-supported recommendations. SBA SOP Compliance Ensure all underwriting activities align with current SBA SOP requirements. Stay updated on changes to SBA policies and communicate implications to relevant stakeholders. Collaborate with RCL's closing teams to ensure documentation accuracy. Technical Writing Draft clear, concise, and comprehensive credit memos and risk assessments. Document underwriting decisions and rationale in a professional and audit-ready format. Communication & Collaboration Present credit findings to loan committees and senior management. Communicate effectively with BDOs, borrowers, internal customers and third-party professionals to gather necessary information. Provide mentorship and guidance to junior underwriters as needed. Qualifications: Bachelor's degree in Finance, Accounting, Economics, or related field Minimum 4 years of experience in SBA credit analysis Deep understanding of SBA 7(a) programs and SOP requirements. Strong analytical skills and proficiency in financial modeling. Excellent written and verbal communication skills. Ability to work in a high volume environment Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this Job, the employee is regularly required to sit; use hands to finger, handle, or feel and talk or hear. The employee is frequently required to stand and walk. The employee is occasionally required to reach with hands and arms; climb or balance and stoop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 15 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and ability to adjust focus. Work Environment: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually quiet

DSV - Global transport and logistics In 1976, ten independent hauliers joined forces and founded DSV in Denmark. Since then, DSV has evolved to become the world's 3rd largest supplier of global solutions within transport and logistics. Today, we add value to our customers' entire supply chain by transporting, storing, packaging, re-packaging, processing and clearing all types of goods. We work every day from our many offices in more than 80 countries to ensure a steady supply of goods to production lines, outlets, stores and consumers all over the world. Our reach is global yet our presence is local and close to our customers. Read more at *********** Location: USA - Iselin, Wood Ave Division: Air & Sea Job Posting Title: Assistant Credit Controller, Credit Specialist Time Type: Full Time * This is an in-office position, not remote* AR Credit Specialist The position of Credit Specialist works as a member of the credit team located in Iselin NJ. The primary responsibility will be to compile customer credit information which is submitted to our credit insurance company to conduct credit investigations to determine risk. The incumbent will work closely with all entities of DSV, supporting all of North America. This candidate will understand external credit agency reports, such as Dun & Bradstreet and Credit Risk Monitor. This position reports to the Supervisor of Credit. Responsibilities: Receive, review, and submit to management Customer Profile Request Form from customers seeking credit approval or uplift in credit. Assist in preparation and submission of the monthly premium insurance declarations through the Atradius website. Conduct credit investigations and analyze diverse credit information based on internal and external credit sources. Work proactively to ensure customers do not exceed their credit limit. Prepare internal and detailed Credit Agreement Forms to determine internal risk where insurance has not been secured.Communicate with business and sales teams during customer application/review process. Provide management with comprehensive summary gathered factors as they pertain to credit risk. Ad hoc projects, as needed. Skills/Qualifications: Three years of progressively responsible experience in Credit Department preferred. Must demonstrate knowledge of Microsoft Excel, particularly V- Lookup/Pivots/Formulas. Understanding of D&B and Experian Credit Report data for B2B credit decisions preferred. Understanding of the factors that go into making credit decisions. Must have the ability to communicate effectively verbally and in writing. Must have excellent analytical skills and pay attention to details. Must maintain a high level of confidentiality and exercise independent judgment and analysis. Must present a professional, business‑like manner and excellent customer service skills. SAP experience preferred. For this position, the expected base pay range is $22.50 - $30.50 hourly. Actual compensation will be determined based on job-related factors, including relevant experience, skills, education or certifications, and geographic location, consistent with applicable laws and company policy. DSV offers a comprehensive benefits program designed to support the health and well-being of employees and their families. Benefits include medical, prescription, dental, vision, and life insurance, as well as flexible spending accounts (FSAs), health savings accounts (HSAs) (for eligible plans), and short- and long-term disability coverage. Employees also have access to wellness resources, Employee Assistance Program (EAP) services, and other support benefits. Financial benefits include participation in the DSV 401(k) plan, which provides company matching contributions of up to 5%. To support work-life balance, DSV offers various paid time off programs and paid company holidays. Specific PTO and leave programs may vary by location and division in accordance with state or local laws DSV does not accept unsolicited agency resumes. Please do not forward unsolicited resumes to our website, employees, or Human Resources. DSV will not be responsible for any agency fees associated with unsolicited resumes. Unsolicited resumes received will be considered property of DSV and will be processed accordingly without fees. DSV is an equal employment opportunity employer. Candidates are considered for employment without regard to race, creed, color, national origin, age, sex, religion, ancestry, disability, veteran status, marital status, gender identity, sexual orientation, national origin, or any other characteristic protected by applicable federal, state or local law. If you require special assistance or accommodation while seeking employment with DSV, please contact Human Resources at *************. If you are interested in learning the status of your application, please note you will be contacted directly by the appropriate human resources contact person if you are selected for further consideration. DSV reserves the right to defer or close a vacancy at any time. DSV - Global transport and logistics Working at DSV means playing in a different league. As a global leader in transport and logistics, we have been on an extraordinary journey of growth. Let's grow together as we continue to innovate, digitalise and build on our achievements. With close to 160,000 colleagues in over 90 countries, we work every day to offer solid services and meet our customers' needs and help them achieve their goals. We know that the best way to achieve this is by bringing in new talent, fresh perspectives and ambitious individuals like you. At DSV, performance is in our DNA. We don't just work - we aim to shape the future of logistics. This ambition fuels a dynamic environment built on collaboration with world-class team players, accountability and action. We value inclusivity, embrace different cultures and respect the dignity and rights of every individual. If you want to make an impact, be trusted by customers and grow your career in a forward-thinking company - this is the place to be. Start here. Go anywhere Visit dsv.com and follow us on LinkedIn and Facebook. open/close Print Share on Twitter Share on LinkedIn Send by email

Glastonbury, Connecticut, United States of America **Hours:** 40 **Pay Details:** $33.00 - $54.00 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. **Line of Business:** Credit Management **Job Description:** **Department Overview:** This Credit Analyst III position is within TD's specialized State & Municipal Credit Management vertical and will be on the Northeastern US team. The Credit Analyst III manages credit activities including underwriting new loan requests and monitoring portfolio risk for governmental borrowers, such as states, counties, cities, towns, townships, boroughs, villages, school districts, special districts, Special Purpose Units, centralized public education service entities, Public Housing Authorities, Housing Finance Agencies, and municipal utilities of governments and state agencies. This role involves completing comprehensive but concise credit write-ups and conducting financial and industry analysis to ensure sound lending decisions that align with the bank's risk appetite and strategic objectives. The ideal candidate will have a strong background in credit analysis, is detail-oriented and resourceful with strong research and problem-solving skills, exhibits exemplary writing capabilities and excellent communication skills, has ability to take initiative with a collaborative, flexible and team-oriented mentality, and is a self-starter with the ability to manage multiple priorities and deliver high quality work in a fast-paced environment with quick turnaround deadlines. Familiarity with government finance is preferred but willing to train the right individual. This is a career path with opportunities for advancement. The above details are specific to the role which is outlined in the general description below. The Credit Analyst III is responsible for conducting in-depth industry and financial analysis of existing and potential borrowers. This job works cooperatively to support the Lending and Credit functions of the Bank. **Depth & Scope:** + Responsible for complex loans/industries/Customers + Works independently + Strong understanding of loan risk factors + May train/mentor/coach junior analysts + Researches industry specific information from outside sources, which may include conversation with Borrowers, industry publications, area libraries, references from other banks, credit agencies, as well as accessing information through the Internet + Participates in Customer meetings and make direct inquiry for specific Customer information based on prior research, experience and knowledge (may require travel at times) + Integral part of loan origination process; Responsible for performing underwriting analysis of Borrower's character, credit worthiness and financial condition + Supports the lending function by providing analytical support + Prepares insightful and timely approval memorandums for presentation to appropriate lending and credit authorities + Thoroughly analyzes financial statements, management profiles, business and product cycles, cash flow ability, collateral, agings, etc. of future and existing Customers to identify trends, measure performance, assess financial strength and develop an assessment of credit risk + Prepares complete written analysis with appropriate recommendations for approval, denial and alternative structure when necessary + Maintains credit files, monitors data such as updated financial statements and prepares updated analysis memos + Monitors compliance with regulatory requirements + Provides written analysis that identifies any deviations from the Company Commercial Loan Policy and becomes familiar with alternative structures in order to reduce credit risk + Achieves operational performance standards in quality and timeliness **Education & Experience:** + 4 year degree or equivalent experience + 3+ years related experience required + Demonstrates knowledge of credit and financial analysis techniques + Strong understanding of loan risk factors + Demonstrates ability to independently gather, consolidate, analyze and summarize data to provide well-considered recommendations for all levels of commercial credit relationships + Proven ability to identify and quantify subtle business risks and the ability to identify key drivers of risk and focus discussions accordingly + Effective time management skills + Excellent written and oral communication skills + Well developed research and analytical skills + Exhibits self-confidence at all levels of conversation with the ability to defend analytical decisions + Developed PC skills including demonstrated proficiency and capability in word processing and spreadsheet software + Demonstrated ability to maintain the confidentiality of credit and Customer information + Excellent interpersonal skills and a team orientation + Ability to coach, train and lead junior staff in credit and financial analysis techniques **Physical Requirements:** Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% + Domestic Travel - Occasional + International Travel - Never + Performing sedentary work - Continuous + Performing multiple tasks - Continuous + Operating standard office equipment - Continuous + Responding quickly to sounds - Occasional + Sitting - Continuous + Standing - Occasional + Walking - Occasional + Moving safely in confined spaces - Occasional + Lifting/Carrying (under 25 lbs.) - Occasional + Lifting/Carrying (over 25 lbs.) - Never + Squatting - Occasional + Bending - Occasional + Kneeling - Never + Crawling - Never + Climbing - Never + Reaching overhead - Never + Reaching forward - Occasional + Pushing - Never + Pulling - Never + Twisting - Never + Concentrating for long periods of time - Continuous + Applying common sense to deal with problems involving standardized situations - Continuous + Reading, writing and comprehending instructions - Continuous + Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. **Who We Are:** TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. **Our Total Rewards Package** Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (*************************************** **Additional Information:** We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. **Colleague Development** If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. **Training & Onboarding** We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. **Interview Process** We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. **Accommodation** TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process. Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.

When you join Kyocera Document Solutions America, Inc. you are joining an organization that is deeply rooted in the Philosophy of “doing what is right as a human being”. Through this Philosophy, our employees are passionate about providing best in class customer service through efficiency, accountability and a sense of urgency all while putting knowledge to work to drive change. In addition, we're a Great Place to Work… and we really mean it! Kyocera Document Solutions America, Inc. was officially certified a Great Place to Work since 2022. An organization earns this distinction when its employees have expressed their trust the people they work for, have pride in what they do and enjoy the people they work with. As a Credit Analyst, you will handle at least 80 to 100 dealer accounts, in aggregate, for both regions. On a daily basis, you will manage the order releases for all dealer orders on their regional order Queue. You will ensure that all orders for creditworthy accounts are promptly released and advise the dealers of any credit or collection issue. You will also need to secure approvals from the Third-Party companies for inventory finance orders and review all documentation for split funding orders. The chance to do something meaningful, to challenge yourself, to be a part of change in an industry, to influence change doesn't come around every day. Responsibilities + Manage the order releases for all dealer orders on their assigned order queue. + Ensure that all conforming orders for creditworthy accounts are promptly released. + Advise dealers of any credit or collection issues and the requirements for resolution. + Secure approvals from third-party finance companies for inventory finance orders. + Review all documentation for lease split funding orders. + Monitor the accounts that are delinquent by regularly reviewing the aging information. + Initiate collection efforts by phone or email to secure payment. + When discrepancies arise, assist the dealers in resolving the identified issues. + Work with Customer Service, Sales administration, and Regional Sales staff in an advocacy role. + Coordinate with Accounts Receivable staff to ensure prompt and correct cash applications, account reconciliation, and invoice payment variances. + Continuously review CWO reports, at least daily, to ensure CWO invoices are paid within policy. Continuously review third-party unpaid reports, at least daily, to ensure these invoices are paid within 30 days of the invoice date. + Effectively negotiate payment plans with dealers and act to ensure adherence to the plans. + Prepare legal referrals for past-due accounts as needed. + Ensure that updated dealer financial statements are received in a timely manner and reviewed on as annual basis, or more frequently as needed. + Assist the National Credit Manager by analyzing all types of customer financial statements including compilations, reviews, audits, tax filings, etc. + Perform financial ratio analysis on the balance sheets income statements and statements of cash flow to measure the financial condition of the dealer base through liquidity, solvency, efficiency, and cash flow statement analysis. + After completion of analysis, prepare a formal written credit narrative explaining the risk profile and then make quantitative recommendations to the National Credit Manager. + Cross train with other regional credit analysts regarding areas of responsibilities. + Provide monthly reports to Corporate Credit Management such as: regional delinquency performance, daily sales Outstanding (DSO), and past due analysis. Qualifications + Bachelor's degree in a business-related field. + Five or more years' experience in Commercial Credit Management. + Possess strong interpersonal and negotiation skills. + Industry experience is a significant plus. + Experience with a major ERP (Oracle, SAP, JD Edwards, etc.) + Proficient with Microsoft Office Suite, particularly Excel and Word. + Must be a strong team player. + Must be able to work overtime particularly during the end of the month. The typical pay range for this role is $71,000 -$88,000. This pay range represents the base hourly rate or base annual full-time salary for all positions in the job grade within which this position falls. The actual base salary offer will depend on a variety of factors including experience, education, geography, and other relevant factors. We offer a comprehensive benefits package designed to support our employees' well-being which includes: + Medical, dental and vision plans + 401(k) retirement plan with Company match + Life insurance and disability coverage + Paid time off and holidays + Paid parental leave + Employee Assistance Program + Volunteer Time Off + Professional development course reimbursement Note This is a general description of the duties and responsibilities most frequently required of this position. The company may from time to time request that the incumbent perform other related tasks and assume reasonable responsibilities that have not been specifically included in this description. Kyocera Document Solutions America, Inc is a group company of Kyocera Document Solutions Inc., a global leading provider of total document solutions based in Osaka, Japan. The company's portfolio includes reliable and eco-friendly MFPs and printers, as well as business applications and consultative services which enable customers to optimize and manage their document workflow, reaching new heights of efficiency. With professional expertise and a culture of empathetic partnership, the objective of the company is to help organizations put knowledge to work to drive change. Kyocera is looking for enthusiastic and innovative people to help our customers run their businesses more efficiently and more profitably. We offer a generous benefits package including medical, dental and vision plans, a 401k match, flexible spending, disability and life insurance, plus paid time off and holidays. KYOCERA Document Solutions America, Inc. is an Equal Opportunity Employer, a VEVRRA Federal Contractor, and complies with all applicable federal, state, and local laws regarding nondiscrimination. Kyocera provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, gender, sexual orientation, national origin, age, disability, or protected veteran status. Qualified minorities, women, protected veterans and/or individuals with disabilities are encouraged to apply.