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Credit analyst jobs in Farmington Hills, MI

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Credit Analyst
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  • Credit Analyst

    ITW 4.5company rating

    Credit analyst job in Troy, MI

    Hobart Service, an Illinois Tool Works Company, has been in business for over 125 years and is the trusted source for Commercial Food Equipment Service Solutions. We have over 1,800 associates nationwide who serve as valued partners to our customers. Our employees are dedicated to providing the best customer service, give back to the communities where they live and work, and demonstrate the ITW values of Integrity, Simplicity, Trust, Respect and Shared Risk. Hobart Service is seeking a Credit Analyst. This position will support the organization regarding Accounts Receivable to ensure timely payments are being received from customers to keep percent over 60 and DSO at a minimum. This person must be able to correspond with customers in a clear, understandable, time-efficient speech along with good written communication skills. Must have the ability to make 30-50 calls daily, manage a high level of confidentiality, and provide strong problem solving and analytical skills. ESSENTIAL DUTIES AND RESPONSIBILITIES Effectively communicates complex information in a clear and concise manner. Handle routine collections on accounts, utilizing phone, email, letters and monitoring payment plans. Process incoming credit card payments and update accounts accordingly. Assist customers with payment inquiries and provide information on account statuses. Identify overdue accounts and prepare them for escalation. Prepares basic reports on collections activities and status. Meets established targets and KPI's. Ability to review credit worthiness of customers and assign credit limit within assigned approval limit. Competent at managing conflict in a professional manner. Maintain a high level of professionalism and respect in all correspondence and negotiations. QUALIFICATIONS 1-2 years in collections or related field. Possess excellent verbal and written communication skills. Proficient in basic collections activities, sending reminder emails, and logging interactions. Works under close supervision and follows predefined guidelines. Proficient in Microsoft applications such as Excel, Word, and Outlook Desired Education/Experience Associate Degree in Accounting, Finance, or Business Active member of National Association of Credit Management Completion of formal credit program Knowledge of food industry and food industry operations Comprehensive analysis of financial information and assessing the risk of offering credit to customers in accordance with established corporate policy and optimizing corporate profitability. Maintain existing credit accounts on an on-going basis. File proofs of claim in bankruptcy conditions and negotiate “Preference” payment conditions. PHYSICAL DEMANDS & WORK ENVIRONMENT The physical demands and work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Physical Demands Physical Demands While performing the duties of this Job, the employee is: • Regularly required to sit at a desk for most of their hours worked including stand; use hands to handle and talk or hear. • Frequently required to reach with hands and arms. • Occasionally required to stand; walk and stoop, kneel, crouch, bend, or push/pull. • The employee may lift and/or move up to 10-25 pounds without assistance. • Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and ability to adjust focus. Working Conditions Typical office environment The noise level is moderate. Hours of Work Normal Business hours: 8am - 5pm M-F Overtime may be expected if needed. Flexibility with schedule to meet critical deadlines if needed. Why work for us? Competitive pay Great insurance options with low premiums Paid vacation and holidays 401K with company match Extensive on-the-job, online, and classroom training Safety-conscious work environment Hobart Service is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law. ITW and Hobart Service are committed to providing a healthy and safe environment for all employees. To demonstrate this commitment, Hobart Service is tobacco-free (including e-cigarettes) on campuses and within company vehicles and maintains a drug-free workplace. If you are a qualified individual with a disability and are unable or limited in your ability to use or access the online application system process due to your disability, please contact Human Resources at **************************** to request assistance. No other requests will be acknowledged. ITW is an equal opportunity employer. We value our colleagues' unique perspectives, experiences and ideas and create workplaces where everyone can develop their careers and perform to their full potential. As an equal employment opportunity employer, ITW is committed to equal employment opportunity and fair treatment for employees, beginning with the hiring process and continuing through all aspects of the employment relationship. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender identity, sexual orientation, religion, national origin, age, disability, protected Veteran status or any other characteristic protected by applicable federal, state, or local laws. Compensation Information: N/A ITW is an equal opportunity employer. We value our colleagues' unique perspectives, experiences and ideas and create workplaces where everyone can develop their careers and perform to their full potential. As an equal employment opportunity employer, ITW is committed to equal employment opportunity and fair treatment for employees, beginning with the hiring process and continuing through all aspects of the employment relationship. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender identity, sexual orientation, religion, national origin, age, disability, protected Veteran status or any other characteristic protected by applicable federal, state, or local laws.
    $47k-69k yearly est. Auto-Apply 60d+ ago
  • Business Tax Services - Federal Tax Advisory - Research & Credits Manager

    EY 4.7company rating

    Credit analyst job in Detroit, MI

    At EY, we're all in to shape your future with confidence. We'll help you succeed in a globally connected powerhouse of diverse teams and take your career wherever you want it to go. Join EY and help to build a better working world. EY's Business Tax Services (BTS) - Federal Tax Advisory (FTA) practice provides cutting edge solutions to some of the world's largest organizations, middle market and private companies. As a member of our FTA team, you will solve problems, add value and assist companies in navigating an increasingly complex post-tax reform environment. As an FTA Manager, you will have an opportunity to work on some of the most complex tax issues and translate them into effective tax strategies, focused on managing the impact tax has on our clients' business. You will be part of the team, focused on identifying the various cash tax savings and refund opportunities in the areas of FDII, BEAT, and GILTI planning, R&D credits, accounting methods, capitalization and cost recovery, transaction costs, inventory, and others. **The opportunity** Our market-leading approach combines extensive federal tax experience with compliance and strategic planning, providing clients with an integrated service that adds significant value to their tax function. Mentored by nationally recognized professionals, you will be a trusted business advisor by delivering on our promises to our clients. Additionally, you will be part of a rapidly growing team that is working with and supporting EY's comprehensive business tax advisory strategy. With the support of some of the most experienced professionals in the business, you can expect to develop your career at EY and build a strong foundation in your tax technical, management, marketing and business skills. **Your key responsibilities** You will be part of a team serving clients in various public and private industries and sectors. You will have an opportunity to directly interface with our clients and support the day-to-day project management activities by analyzing the client data/information, and preparing the commensurate analyses. You will support and actively participate in analysis of large datasets and the related evaluation of the pertinent laws and regulations, and collaborating with firm subject matter professionals to analyze the client facts. As part of the BTS practice, you will provide guidance and direction to the associates, support them on various engagement and the related activities. You will also play an important role in delivering client engagements and working directly with BTS managers and partners to serve our clients, develop our people and grow and nurture the OneEY culture. **Skills and attributes for success** + Facilitate delivery of effective approaches to our clients' tax needs + Apply critical and independent thinking to identify new business opportunities + Assist in executing client engagements + Provide timely and high-quality tax research and the related analysis, including preparation of technical memoranda + Proactively manage projects to ensure timely delivery of high-quality analysis and client deliverables + Support the development of client relationships + Learn and develop specific client industry and sector knowledge + Help to develop and guide associates by providing actionable performance feedback and ensuring team responsibilities are consistent with their developmental goals + Build on technical competence by staying current on trends, developments and technical issues and applying them to client facts and circumstances + Demonstrate willingness to learn and innovate through application of our current tools and emerging technologies, such as SharePoint, MS Power BI, MS Power Pivot, MS Power Query and Alteryx. **To qualify for the role, you must have** + A Bachelor's degree in accounting, finance, management information systems, or related field, as well as approximately six years of related work experience, OR a graduate degree in tax, law or management information systems, and approximately five years of related work experience + A valid US CPA or licensed attorney designation + Experience with preparing tax research and the related analysis + Proficient in analyzing large datasets + The ability to learn complex tax and industry concepts and apply them to specific client scenarios + Good managerial, organizational, project management and verbal/written communication skills + The ability to work well in a team environment and be comfortable supervising teams of EY personnel and client personnel + Business and tax technical writing skills + Proficiency with MS Excel, MS Access, and data mining tools + Willingness to travel as needed, and working in a balanced hybrid environment **Ideally, you'll also have** + Familiarity and/or experience in the areas of the IRS tax controversy and statistical sampling + Experience with current data analytics and visual tools, such as MS Power BI, MS Power Pivot, MS Power Query and Alteryx + Big 4 comparable experience + Certifications in Alteryx or Microsoft products (MSCA) + Advanced degree, such as MST, MSA, JD, or LLM **What we look for** We are interested in tax professionals who are excited about implementing sophisticated types of quantitative analyses, with the confidence and knowledge to think creatively in a constantly shifting environment. If you possess an entrepreneurial spirit, the ability to prioritize across projects and make strong decisions in often challenging scenarios, this role is for you. **What we offer you** At EY, we'll develop you with future-focused skills and equip you with world-class experiences. We'll empower you in a flexible environment, and fuel you and your extraordinary talents in a diverse and inclusive culture of globally connected teams. Learn more . + We offer a comprehensive compensation and benefits package where you'll be rewarded based on your performance and recognized for the value you bring to the business. The base salary range for this job in all geographic locations in the US is $103,600 to $189,900. The base salary range for New York City Metro Area, Washington State and California (excluding Sacramento) is $124,300 to $215,800. Individual salaries within those ranges are determined through a wide variety of factors including but not limited to education, experience, knowledge, skills and geography. In addition, our Total Rewards package includes medical and dental coverage, pension and 401(k) plans, and a wide range of paid time off options. + Join us in our team-led and leader-enabled hybrid model. Our expectation is for most people in external, client serving roles to work together in person 40-60% of the time over the course of an engagement, project or year. + Under our flexible vacation policy, you'll decide how much vacation time you need based on your own personal circumstances. You'll also be granted time off for designated EY Paid Holidays, Winter/Summer breaks, Personal/Family Care, and other leaves of absence when needed to support your physical, financial, and emotional well-being. **Are you ready to shape your future with confidence? Apply today.** EY accepts applications for this position on an on-going basis. For those living in California, please click here for additional information. EY focuses on high-ethical standards and integrity among its employees and expects all candidates to demonstrate these qualities. **EY | Building a better working world** EY is building a better working world by creating new value for clients, people, society and the planet, while building trust in capital markets. Enabled by data, AI and advanced technology, EY teams help clients shape the future with confidence and develop answers for the most pressing issues of today and tomorrow. EY teams work across a full spectrum of services in assurance, consulting, tax, strategy and transactions. Fueled by sector insights, a globally connected, multi-disciplinary network and diverse ecosystem partners, EY teams can provide services in more than 150 countries and territories. EY provides equal employment opportunities to applicants and employees without regard to race, color, religion, age, sex, sexual orientation, gender identity/expression, pregnancy, genetic information, national origin, protected veteran status, disability status, or any other legally protected basis, including arrest and conviction records, in accordance with applicable law. EY is committed to providing reasonable accommodation to qualified individuals with disabilities including veterans with disabilities. If you have a disability and either need assistance applying online or need to request an accommodation during any part of the application process, please call 1-800-EY-HELP3, select Option 2 for candidate related inquiries, then select Option 1 for candidate queries and finally select Option 2 for candidates with an inquiry which will route you to EY's Talent Shared Services Team (TSS) or email the TSS at ************************** .
    $124.3k-215.8k yearly 37d ago
  • Specialized Tax Services - Energy Incentives & Credits Manager

    PwC 4.8company rating

    Credit analyst job in Detroit, MI

    Industry/Sector Not Applicable Specialism General Tax Consulting Management Level Manager At PwC, our people in tax services focus on providing advice and guidance to clients on tax planning, compliance, and strategy. These individuals help businesses navigate complex tax regulations and optimise their tax positions. In specialised tax services at PwC, you will focus on providing tax advice and solutions to clients in complex and niche areas of taxation. This includes areas such as accounting methods, fixed-assets and research and development tax credits. Enhancing your leadership style, you motivate, develop and inspire others to deliver quality. You are responsible for coaching, leveraging team member's unique strengths, and managing performance to deliver on client expectations. With your growing knowledge of how business works, you play an important role in identifying opportunities that contribute to the success of our Firm. You are expected to lead with integrity and authenticity, articulating our purpose and values in a meaningful way. You embrace technology and innovation to enhance your delivery and encourage others to do the same. Examples of the skills, knowledge, and experiences you need to lead and deliver value at this level include but are not limited to: * Analyse and identify the linkages and interactions between the component parts of an entire system. * Take ownership of projects, ensuring their successful planning, budgeting, execution, and completion. * Partner with team leadership to ensure collective ownership of quality, timelines, and deliverables. * Develop skills outside your comfort zone, and encourage others to do the same. * Effectively mentor others. * Use the review of work as an opportunity to deepen the expertise of team members. * Address conflicts or issues, engaging in difficult conversations with clients, team members and other stakeholders, escalating where appropriate. * Uphold and reinforce professional and technical standards (e.g. refer to specific PwC tax and audit guidance), the Firm's code of conduct, and independence requirements. The Opportunity As part of the Corporate Tax - Specialised Tax Services team you provide exceptional technical knowledge and specialization and industry insights. As a Manager you lead teams and manage client accounts, focusing on strategic planning and mentoring junior staff. You are accountable for project success and maintaining elevated standards. Enhancing your leadership style, you motivate, develop and inspire others to deliver quality. You are responsible for coaching, leveraging team member's unique strengths, and managing performance to deliver on client expectations. With your growing knowledge of how business works, you play an important role in identifying opportunities that contribute to the success of our Firm. You are expected to lead with integrity and authenticity, articulating our purpose and principles in a meaningful way. You embrace technology and innovation to enhance your delivery and encourage others to do the same. This role involves working closely on clients with the latest technologies and platforms in lending, digital banking, payments, crypto and blockchain, insurance and real estate. Responsibilities * Manage client accounts with a strategic planning approach * Coach and mentor junior team members for skill development * Uphold rigorous standards to confirm successful project outcomes * Motivate and inspire the team to deliver exceptional work * Enhance team strengths to meet client requirements * Identify and act on opportunities to advance the firm's goals * Integrate technology and innovation into service delivery * Collaborate with clients on advanced technologies and platforms What You Must Have * Bachelor's Degree in Taxation,Accounting,Engineering,Sustainable Resource Management,Environmental Health/Engineering,Computer and Information Science * 4 years of experience What Sets You Apart * Basic accounting knowledge * Understanding of Inflation Reduction Act and CHIPs Act of 2022 * Knowledge of fixed asset tax depreciation methods * Experience with cost segregation studies * Project management skills * Experience identifying and addressing client needs * Knowledge of automation & digitization in professional services * Supervising teams to create an atmosphere of trust * One of the following: CPA, Member of State Bar, Enrolled Agent, Master's - Engineering, Professional Engineer Travel Requirements Up to 20% Job Posting End Date Learn more about how we work: ************************** PwC does not intend to hire experienced or entry level job seekers who will need, now or in the future, PwC sponsorship through the H-1B lottery, except as set forth within the following policy: *********************************** As PwC is an equal opportunity employer, all qualified applicants will receive consideration for employment at PwC without regard to race; color; religion; national origin; sex (including pregnancy, sexual orientation, and gender identity); age; disability; genetic information (including family medical history); veteran, marital, or citizenship status; or, any other status protected by law. For only those qualified applicants that are impacted by the Los Angeles County Fair Chance Ordinance for Employers, the Los Angeles' Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, San Diego County Fair Chance Ordinance, and the California Fair Chance Act, where applicable, arrest or conviction records will be considered for Employment in accordance with these laws. At PwC, we recognize that conviction records may have a direct, adverse, and negative relationship to responsibilities such as accessing sensitive company or customer information, handling proprietary assets, or collaborating closely with team members. We evaluate these factors thoughtfully to establish a secure and trusted workplace for all. Applications will be accepted until the position is filled or the posting is removed, unless otherwise set forth on the following webpage. Please visit this link for information about anticipated application deadlines: *************************************** The salary range for this position is: $99,000 - $266,000. Actual compensation within the range will be dependent upon the individual's skills, experience, qualifications and location, and applicable employment laws. All hired individuals are eligible for an annual discretionary bonus. PwC offers a wide range of benefits, including medical, dental, vision, 401k, holiday pay, vacation, personal and family sick leave, and more. To view our benefits at a glance, please visit the following link: ***********************************
    $99k-266k yearly Auto-Apply 60d+ ago
  • Commercial Credit/ nCino Manager

    Accenture 4.7company rating

    Credit analyst job in Detroit, MI

    Accenture is a leading global professional services company that helps the world's leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services-creating tangible value at speed and scale. We are a talent and innovation led company with 750,000 people serving clients in more than 120 countries. We combine our strength in technology with unmatched industry experience, functional expertise and global delivery capability. We are uniquely able to deliver tangible outcomes because of our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Accenture Song. These capabilities, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients succeed and build trusted, lasting relationships. As of 2023, we have been recognized among Fortune's World's Most Admired Companies for 20 consecutive years. And that's just the beginning. Your career is about what you want to be and who you want to be. It's about bringing your skills, your curiosity, and your best true self to your work. Visit us at ****************** We Are: In today's world, business leaders want to rapidly and confidently reinvent to increase resilience, mitigate risk, and grow with sustainable value. That's where Accenture Strategy & Consulting comes in. We bring together strategic visionaries, industry experts, practitioners from across every enterprise function, business intelligence professionals, change specialists, data and AI authorities, and many other specialized skills to co-create each client's unique path to reinvention. You will be a trusted partner to business leaders, working with a diverse team of experts to deliver successful tech-enabled transformation and new kinds of value for your clients. Join our global network of people using the latest assets, platforms and partnerships to help bring ideas to life. Strategy & Consulting is one of five services that make up one Accenture - the others are Operations, Technology, Song and Industry X. Management Consulting professionals design and implement transformation programs that integrate strategy, technology, and operations to create enterprise value for clients. Accenture is growing our practice to help our clients navigate their transformational journeys. You Are The candidate will be a Manager within the Commercial Banking Consulting practice with a focus on Business and Technology Transformation within the wholesale lending industry. The Commercial Credit Consultant designs and implements business changes that drive industry-specific, function and digital operating model transformation, focusing on task relating to people and process. Large wholesale lenders are investing heavily in modernizing their business, technology, and data to optimize straight-through processing, enhance client and employee experience, and reduce cost of ownership. Accenture is growing our practice to help our client navigate their transformational journeys. The Commercial Credit Manager will be focused on supporting the development of our lending offerings and the delivery of transformational consulting projects. The Commercial Credit Manager will be focused on supporting the development of our offerings and the delivery of consulting projects. Responsibilities may include: + Support Commercial Credit Transformation programs - including operating model and technology implementations . + Design next generation experiences and platforms for commercial lending clients. + Manage all parts of projects, from client buy-in to planning, budgeting, and execution. + Source and coordinate work from other internal workforces. + Develop of our next generation Wholesale credit technology offerings. + Become a trusted advisor for C-suite clients looking to solve critical business problem. + Drive business development to originate new client opportunities. + Build your reputation as an industry thought leader. + + Travel, as required, up to 80%, in the United States and Canada. Here's What You Need: + Minimum of 5 years relevant professional services firm experience in technology or management consulting with broad experience in engagement management and business development + Minimum of 5 years of equivalent of commercial credit industry (sales, underwriting. closing, servicing, portfolio management) industry experience + Demonstratable experience being part of an nCino or Salesforce project delivery project or consulting engagement for commercial lending + A Bachelor's degree Bonus Points if you have: + Extensive transformation strategy or operating model design experience in commercial banking. + Launched new product offerings in the banking industry. + Demonstrated experience developing and managing relationships with senior client executives. + Successful track record of leading complex management and/or technology consulting engagements across the delivery lifecycle. + nCino or Salesforce certification(s) + Hands on experience with additional commercial lending industry platforms, e.g., Moody's, Blooma, Built + French language skills + An advanced degree or financial industry certification + Built next generation analytic capabilities (e.g., predictive, generative, or agentic AI) for commercial lending. Professional Skills + Proven ability to operate within a collaborative environment. + Demonstrated commitment, teamwork, and collaboration in a professional setting; either military or civilian. + High energy level, focus and ability to work well in demanding client environments. + Excellent communication (written and oral) and interpersonal skills. + Strong leadership, problem solving, and decision-making abilities. + Unquestionable professional integrity, credibility, and character. Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired as set forth below.We accept applications on an on-going basis and there is no fixed deadline to apply. Information on benefits is here. (************************************************************ Role Location Annual Salary Range California $94,400 to $293,800 Cleveland $87,400 to $235,000 Colorado $94,400 to $253,800 District of Columbia $100,500 to $270,300 Illinois $87,400 to $253,800 Maryland $94,400 to $253,800 Massachusetts $94,400 to $270,300 Minnesota $94,400 to $253,800 New York/New Jersey $87,400 to $293,800 Washington $100,500 to $270,300 Requesting an Accommodation Accenture is committed to providing equal employment opportunities for persons with disabilities or religious observances, including reasonable accommodation when needed. If you are hired by Accenture and require accommodation to perform the essential functions of your role, you will be asked to participate in our reasonable accommodation process. Accommodations made to facilitate the recruiting process are not a guarantee of future or continued accommodations once hired. If you would like to be considered for employment opportunities with Accenture and have accommodation needs such as for a disability or religious observance, please call us toll free at **************** or send us an email or speak with your recruiter. Equal Employment Opportunity Statement We believe that no one should be discriminated against because of their differences. All employment decisions shall be made without regard to age, race, creed, color, religion, sex, national origin, ancestry, disability status, veteran status, sexual orientation, gender identity or expression, genetic information, marital status, citizenship status or any other basis as protected by federal, state, or local law. Our rich diversity makes us more innovative, more competitive, and more creative, which helps us better serve our clients and our communities. For details, view a copy of the Accenture Equal Opportunity Statement (******************************************************************************************************************************************** Accenture is an EEO and Affirmative Action Employer of Veterans/Individuals with Disabilities. Accenture is committed to providing veteran employment opportunities to our service men and women. Other Employment Statements Applicants for employment in the US must have work authorization that does not now or in the future require sponsorship of a visa for employment authorization in the United States. Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration. Job candidates will not be obligated to disclose sealed or expunged records of conviction or arrest as part of the hiring process. Further, at Accenture a criminal conviction history is not an absolute bar to employment. The Company will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. Additionally, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the Company's legal duty to furnish information. California requires additional notifications for applicants and employees. If you are a California resident, live in or plan to work from Los Angeles County upon being hired for this position, please click here for additional important information. Please read Accenture's Recruiting and Hiring Statement for more information on how we process your data during the Recruiting and Hiring process.
    $100.5k-270.3k yearly 19d ago
  • Commercial Credit Analyst

    Angott Search Group

    Credit analyst job in Royal Oak, MI

    Angott Search Group is proud to partner with a growing and community-focused financial institution headquartered in Southeast Michigan, in the search for a Commercial Credit Analyst. This is an excellent opportunity for a motivated banking professional to join a collaborative credit team supporting commercial and CRE lending. The Credit Analyst will play a key role in analyzing financial statements, assessing risk, and assisting lenders in structuring sound, compliant loan relationships. Key Responsibilities: Perform in-depth financial analysis for commercial and real estate loans Prepare credit presentations and risk assessments Support relationship managers in loan structuring and underwriting Maintain compliance with bank credit policies and regulations Qualifications: Bachelor's degree in Finance, Accounting, or related field 1-3+ years of credit analysis or banking experience preferred Strong analytical, organizational, and communication skills
    $51k-76k yearly est. 60d+ ago
  • Loan Review Analyst

    Choiceone Financial Services, Inc. 4.2company rating

    Credit analyst job in Fenton, MI

    Exempt - Grade Level 6 Equal Employment Opportunity Corporate Values & Mission "Provide superior service, quality advice and show utmost respect to everyone we meet." Review and analyze all types of credit and collateral information for diverse types of loans, including ascertaining an appropriate loan rating. Prepare and occasionally present annual loan reviews for approval to various committees. Coordinate and prepare individual authority loan reviews. Review appraisals and complete property evaluations. Prepare and compile various key management reports. Reports To: AVP Loan Review Supervisor Essential Duties and Responsibilities * Evaluate the activities of lending officers, credit, and loan support staff regarding adherence to internal credit and loan policy. * Manage and perform annual credit reviews on commercial loan relationships, to include review of all pertinent credit & financial information, such as credit bureaus, UCC & title searches, various financial statements, the loan files to include both credit & collateral, and provide credit analysis and assign grading to same. * Assess the adequacy adherence to internal credit and loan administration policies and procedures. * Coordinate Appraisal/Environmental Order and Review processes and complete Reviews as assigned and in accordance with guidelines. * Provide special reviews as requested to assess the state of certain loan portfolio segments. * Input financial statement spreads using Flash Spread. * Analyze, interpret or make deductions from factors or circumstances related to the department and role. * Analyze, interpret or make deductions from factors or circumstances related to the essential duties of the position. Qualifications To perform this job successfully, an Individual in this position must be able to perform each of the above essential duties satisfactorily and exhibit the values of the Company. In addition, the requirements listed below are representative of the knowledge, skill and/or ability required. Experience and/or Education * Bachelor's Degree or equivalent * Minimum three (3) of review experience; or equivalent combination of education and experience * Computer knowledge - Windows, Microsoft Office * Working knowledge of Banking Competencies In addition to the Corporate Core Competencies, individuals in this position are expected to have the following skills: Communication - Speaks clearly and persuasively in positive or negative situations; listens and gets clarification; responds well to questions; demonstrates group presentation skills; participates in meetings. Writes clearly and informatively. Analytical - Synthesizes complex and diverse information; collects and researches data; uses intuition and experience to complement data. Adaptability - Adapts to changes in work environment; manages competing demands; changes approach or method to best fit the situation; able to deal with frequent change, delays or unexpected events. Initiative - Undertakes self-development activities; takes independent actions and calculated risks; looks for and takes advantage of opportunities; asks for and offers help when needed. Technical Skills - Assesses own strengths and weaknesses; pursues training and development opportunities; strives to continuously build knowledge and skills; shares expertise with others. Has a thorough understanding of underwriting, coverages and rating procedures. Judgment - Displays willingness to make decisions; exhibits sound and accurate judgement; supports and explains reasoning for decisions; includes appropriate people in decision-making process. Makes timely decisions. Business Acumen - Understands business implications of decisions; displays orientation to profitability; demonstrates knowledge of market and competition; aligns work with strategic goals. Physical Demands and Work Environment Ability to work in an office environment which may include many hours of computer and telephone usage. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. This position description is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. Employees may be required to perform any other job-related instructions as requested by their supervisor, subject to reasonable accommodation.
    $49k-61k yearly est. 39d ago
  • Formula-Based Monitoring Officer - Secured Credit Administration

    Wesbanco 4.3company rating

    Credit analyst job in Ann Arbor, MI

    Under the supervision of the Formula Based Lending Team Leader this position is responsible for the oversight of the Formula Based Monitoring Function. Position will track, analyze, and interpret documentation provided by borrowers as required by a Loan Agreement in support of funds advanced under a revolving line of credit. Position may also perform other related duties as determined by the Team Leader or Department Manager. Essential Duties and Responsibilities Tracks for the timely receipt of borrowing base certificates and other supporting documentation (such as Accounts Receivable and Payable Statements, Balance Sheets, Inventory Schedules), as may be required by a Loan Agreement as a condition of lending for a revolving line of credit. Reviews and analyzes borrower-provided information received to determine compliance with formula based requirements. Identifies and follows-up with the appropriate production staff those companies who have not filed required information in a timely manner to determine status. Reviews and analyzes recent and historical borrowing trends for any inconsistencies. Reviews and analyzes recent and historical collateral levels for any inconsistencies. Follows specific notification procedures for companies outside of its permissible borrowing requirements. Prepares and distributes reports of non-compliance with reporting requirements. Assures maintenance of appropriate records of work performed by Formula Based Lending staff. Offers guidance as to bank policy and industry standards to Lenders and Credit Risk Management during the underwriting process. Provides Credit Risk Management with borrower compliance information during the annual renewal process. May be assigned other duties and/or responsibilities within Secured Credit Administration, as needed. Computer Skills MS Office, including Word, Excel, Outlook, Power Point, and SharePoint. Familiarity with IBS and Capital Stream Finance Center preferred. Other Qualifications: High level of analytical ability to determine the risk involved in each transaction. Professional demeanor in appearance, interpersonal relations, work ethic and attitude. Possess clear, concise, effective written and oral communication skills to effectively express thoughts, ideas and concepts to management, bank employees and bank customers in a collaborative and solutions oriented manner. Ability to maintain confidentiality. Ability to effectively present information and respond to questions from executive management and/or groups of managers, lenders and customers. Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages. Ability to apply concepts of basic algebra and geometry.
    $80k-133k yearly est. 1d ago
  • Loan Servicing Oversight Analyst

    People Driven Credit Union 3.7company rating

    Credit analyst job in Southfield, MI

    If you're people driven, come join People Driven Credit Union in Southfield, MI, as a Full-Time Loan Servicing Oversight Analyst! This exciting opportunity allows you the opportunity of a hybrid work environment, offering you the flexibility to balance your professional and personal life. Compensation for this position can range from $52,000 to $62,000 annually, with offers directly related to relevant experience and skills. You will be offered great benefits such as employer paid Medical, Dental, and Vision for all employees! Add dependents for an affordable cost share. We also offer a generous 401(k) program, life insurance, and plenty of paid time off including federal holidays. A day in the life of a Loan Servicing oversight Analyst This role will take on the vital responsibility of managing and servicing a diverse portfolio of Commercial and Small Business lines of credit, unsecured and secured loans, as well as residential second mortgages and home improvement loans. You will educate businesses and homeowners about various loan products and their requirements, simplifying complex conditions, and ensuring all necessary documentation is accurate and compliant with credit union policies and regulations. Your role will also involve conducting thorough loan investigations, calculating loan amortization schedules, and executing system adjustments and corrections efficiently. Additionally, you will manage business title and UCC filings, ensure proper insurance compliance, and monitor flood insurance to safeguard our members' interests. position Requirements Intermediate to advanced excel knowledge. Familiarity with federal and state legislation related to collections, lending, and membership Minimum four years of experience in loan servicing or related field within a full-service financial institution. Will you join our team? If you believe that this position matches your requirements, applying for it is a breeze. Best of luck! *Must be able to pass Background and Drug screening.
    $52k-62k yearly 8d ago
  • Senior Credit Review Officer

    Huntington National Bank 4.4company rating

    Credit analyst job in Columbus, MI

    ummary: The Credit Review Officer - Sr. is responsible for evaluating the credit risk embedded in Bank assets. The candidate will possess a detailed working knowledge of the methodologies and techniques for performing credit risk review engagements and continuous monitoring activities associated with a strong independent credit review function. Duties and Responsibilities: Reviewing, analyzing, and assessing individual loans to determine (a) the accuracy and timeliness of obligor risk ratings, (b) the comprehensiveness, quality, and sufficiency of loan origination and credit action underwriting packages, (c) confirming that obligor profiles are consistent with business segment(s) credit risk appetite, front end guidance, and/or preferred client profile. Effectively communicate and interface with Credit Review colleagues, business segment and credit support constituent colleagues. and other Risk Management colleagues. Review and assess multiple specialized lending portfolios and large and complex loan relationships Independently lead the review of its credit portfolios and credit processes and write a report of findings. Provide HBI senior management with a periodic formal report regarding business unit(s) and the quality of the portfolio(s) in terms of the adequacy of portfolio and loan monitoring and management practices, potential emerging risks, notable asset quality directional trends, and an assessment of overall credit risk management practices. Mentor, train, and oversee other Credit Review colleagues to insure individual obligor file review observations are comprehensive and accurate. Responsible for the development of various management and board level committee materials and related coordination. Assists in the development of credit review professionals, responsible for identifying and facilitating SME-based training. Develops and maintains working relationships with bank management, regulatory agencies, and the broader credit review team in order to effectively and efficiently execute review responsibilities. Provides senior management with information regarding the identification, measurement and management of credit risk for assigned business units. Represents Credit Review in credit quality, segment risk, and related meetings with business segments. Manages multiple engagements/projects simultaneously. Perform other duties as assigned. Basic Qualifications: Bachelor's degree in Accounting, Finance, Economics, or Business. 10+ years of experience in credit review, risk management, underwriting and/or analysis. Preferred Qualifications: Working knowledgeable of credit risk management and control frameworks. Project management skills, ability to deliver high quality results while meet deadlines, department and personal goals. Working knowledge of MS Access, Excel, Word and credit/statistical analysis tools Experience in Capital Markets, Leveraged Lending, Counterparty Risk, Corporate Investments, International Finance Certification/Advanced Degree or demonstrated progress toward (i.e. MBA, CPA, Financial Risk Manager) Technical accounting (GAAP) or financial statement analysis knowledge Conflict management experience #LI-Onsite #LI-NG1 Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: $93,000-$189,000 annually The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.
    $93k-189k yearly Auto-Apply 45d ago
  • Credit Strategy Analyst Intern - Summer 2026

    Rocket Companies Inc. 4.1company rating

    Credit analyst job in Detroit, MI

    As a Credit Strategy intern, you'll help support and develop credit strategies to drive revenue growth, monitoring key portfolio performance and metrics. You'll focus on business objectives including portfolio growth while maintaining optimal credit performance using analytical tools. About the role * Support the development and execution of credit strategies, ensuring that the personal loan offers are competitive, sustainable, and aligned with the company's goals * Collaborate with internal teams to analyze data and translate that to build and implement proposals ensuring the strategic alignment of credit-based initiatives * Building compelling data visualizations and distilling key informative messages clearly from large amounts of data * Use data analytics to assess the impact of credit on portfolio performance and present findings and recommendations to stakeholders, including senior management, to support the decision-making process About you Preferred Qualifications * Self-directed approach * Ability to communicate effectively * Proficiency in the Microsoft Office suite, including Excel, PowerPoint and Word What you'll get Our team members fuel our strategy, innovation and growth, so we ensure the health and well-being of not just you, but your family, too! We go above and beyond to give you the support you need on an individual level and offer all sorts of ways to help you live your best life. We are proud to offer eligible team members perks and health benefits that will help you have peace of mind. Simply put: We've got your back. Check out our full list of Benefits and Perks. About us Headquartered in Detroit, Rocket Loans was established to create the most simple, rocket fast personal loan process. We assembled a top-notch team of individuals combining new, passionate team members with some of the best veterans from Rocket Mortgage to create the most user-friendly lending platform in the world. We have given it our best to create an experience that is best-of-breed in the personal loan industry and commit even more to continuously improving it. At Rocket Loans, you'll build a career that helps you achieve your professional goals while helping clients get the loans they need to reach their financial goals. We're looking for innovators and those unafraid to disrupt the status -quo. With an inclusive culture and opportunities to make a positive impact, we're here to help you foster your career growth. This job description is an outline of the primary responsibilities of this position and may be modified at the discretion of the company at any time. Decisions related to employment are not based on race, color, religion, national origin, sex, physical or mental disability, sexual orientation, gender identity or expression, age, military or veteran status or any other characteristic protected by state or federal law. The company provides reasonable accommodations to qualified individuals with disabilities in accordance with applicable state and federal laws. Applicants requiring reasonable accommodations in completing the application and/or participating in the application process should contact a member of the Human Resources team, at **************************.
    $27k-41k yearly est. Easy Apply 4d ago
  • Credit Manager

    Ferguson Enterprises, LLC 4.1company rating

    Credit analyst job in Redford, MI

    **Job Posting:** Since 1953, Ferguson has been a source of quality supplies for a variety of industries. Together We Build Better infrastructure, better homes and better businesses. We exist to make our customers' complex projects simple, successful, and sustainable. We proactively solve problems, adapt and grow to continuously serve our customers, communities and each other. Ferguson, a Fortune 500 company, is proud to provide best-in-class products, service and capabilities across the following industries: Commercial/Mechanical, Facilities Supply, Fire and Fabrication, HVAC, Industrial, Residential Trade, Residential Building and Remodel, Waterworks and Residential Digital Commerce. Ferguson has approximately 36,000 associates across 1,700 locations. Ferguson is a community of proud associates who operate with the shared purpose of building something meaningful. You will build a career that you are proud of, at a company you can believe in. The **Market Credit Manager** is responsible for ensuring they and their team are administering the daily credit and collection management duties of the credit department within the guidelines set forth in the company credit policy manual and ensuring consistency with the various approval limits assigned to each credit associate. This role will build a high performing team to inspire change, drive initiatives, and achieve the goals set for the region, department, and company. **Responsibilities:** Some responsibilities include, but are not limited to, the following: + Area sales responsibility plumbing, waterworks, and HVAC + Review and evaluation of established customer credit limits within authority levels, operates autonomously + Takes adverse action on delinquent accounts receivable, operates autonomously. + Mastery level negotiation of customer paydowns, agreements, and contracts with some mentorship. + Extension of non-standard terms per company policy, operates autonomously. + Establishes goals and set performance expectations for their area. + Effectively coaches associates and takes prompt corrective action when performance does not meet expectations. + Develops a high-performing team by participating in hiring, training, and providing professional development. + Owns the execution of strategy, implementing credit processes and procedures for the area. + Follow-up and collection of the most severe delinquent accounts receivable. + Facilitate bad debt recovery by monitoring the largest potential write-offs. + Follow established standard operating procedures and report known violations. + Guides others how to lead area and market leadership meetings. + Travel within defined market for customer visitation as necessary / directed by leadership. + Establish and maintain working relationships with sales teams and leadership teams. + Provide direction and guidance to less experienced team members. + Other duties as assigned by Regional Credit Manager, including special projects to benefit the department. **Qualifications:** + 3+ years credit experience preferred. + NACM designation obtained or in process preferred. + Lead customer and sales meetings and establish a seat at the local leadership level. + Ability to teach commercial and personal credit report analysis. + Ability to teach negotiations skills. + Complete understanding of the Uniform Commercial Code. + Knowledge of local, state, and federal laws related to secondary security and commercial collections. + Guides and exemplifies outstanding customer service skills, both internally and externally. + Regularly teaches, coaches, and trains other associates. + Effectively leads meetings, both internally and externally with customers. + Excellent written and verbal communication skills, with ability to effectively communicate and present across all levels of the organization. + Strong interpersonal skills with the ability to collaborate and work effectively in a cross-functional team environment including virtual work. + High level of Emotional intelligence. + Ability to analyze solutions (problem solving skills) and look for alternative solutions. + Able to initiate and lead change. + Excellent judgment and decision-making ability. + Knowledge of Microsoft Office software (Outlook, Word, Excel, PowerPoint, etc.). + Valid drivers' license. At Ferguson, we care for each other. We value our well-being just as much as our hard work. We are committed to a holistic approach towards benefits plans and programs that support the mental, physical and financial well-being of our associates. Our competitive offering not only includes benefits like health, dental, vision, paid time off, life insurance and a 401(k) with a company match, but our associates also enjoy additional meaningful and inclusive enhancements that are adaptable to their diverse situations and needs, including mental health coverage, gender affirming and family building benefits, paid parental leave, associate discounts, community involvement opportunities and more! - **Pay Range:** - $4,766.67 - $8,008.34 - **_Estimated Ranges displayed are Monthly for Salaried roles_** **OR** **_Hourly for all other roles._** - This role is Bonus or Incentive Plan eligible. - Ferguson complies with all wage regulations. The starting wage may be higher in certain locations based on local or state wage requirements. - _The Company is an equal opportunity employer as well as a government contractor that shall abide by the requirements of 41 CFR 60-300.5(a), which prohibits discrimination against qualified protected Veterans and the requirements of 41 CFR 60-741.5(A), which prohibits discrimination against qualified individuals on the basis of disability._ _Ferguson Enterprises, LLC. is an equal employment employer_ _F/M/Disability/Vet/Sexual_ _Orientation/Gender_ _Identity._ Equal Employment Opportunity and Reasonable Accommodation Information (******************************************************************
    $4.8k-8k monthly 54d ago
  • Loan Review Analyst

    Choiceone Bank?Hss_Channel=Fbp 126873847326483

    Credit analyst job in Fenton, MI

    Exempt - Grade Level 6 Equal Employment Opportunity Corporate Values & Mission “Provide superior service, quality advice and show utmost respect to everyone we meet.” Review and analyze all types of credit and collateral information for diverse types of loans, including ascertaining an appropriate loan rating. Prepare and occasionally present annual loan reviews for approval to various committees. Coordinate and prepare individual authority loan reviews. Review appraisals and complete property evaluations. Prepare and compile various key management reports. Reports To: AVP Loan Review Supervisor Essential Duties and Responsibilities Evaluate the activities of lending officers, credit, and loan support staff regarding adherence to internal credit and loan policy. Manage and perform annual credit reviews on commercial loan relationships, to include review of all pertinent credit & financial information, such as credit bureaus, UCC & title searches, various financial statements, the loan files to include both credit & collateral, and provide credit analysis and assign grading to same. Assess the adequacy adherence to internal credit and loan administration policies and procedures. Coordinate Appraisal/Environmental Order and Review processes and complete Reviews as assigned and in accordance with guidelines. Provide special reviews as requested to assess the state of certain loan portfolio segments. Input financial statement spreads using Flash Spread. Analyze, interpret or make deductions from factors or circumstances related to the department and role. Analyze, interpret or make deductions from factors or circumstances related to the essential duties of the position. Qualifications To perform this job successfully, an Individual in this position must be able to perform each of the above essential duties satisfactorily and exhibit the values of the Company. In addition, the requirements listed below are representative of the knowledge, skill and/or ability required. Experience and/or Education Bachelor's Degree or equivalent Minimum three (3) of review experience; or equivalent combination of education and experience Computer knowledge - Windows, Microsoft Office Working knowledge of Banking Competencies In addition to the Corporate Core Competencies, individuals in this position are expected to have the following skills: Communication - Speaks clearly and persuasively in positive or negative situations; listens and gets clarification; responds well to questions; demonstrates group presentation skills; participates in meetings. Writes clearly and informatively. Analytical - Synthesizes complex and diverse information; collects and researches data; uses intuition and experience to complement data. Adaptability - Adapts to changes in work environment; manages competing demands; changes approach or method to best fit the situation; able to deal with frequent change, delays or unexpected events. Initiative - Undertakes self-development activities; takes independent actions and calculated risks; looks for and takes advantage of opportunities; asks for and offers help when needed. Technical Skills - Assesses own strengths and weaknesses; pursues training and development opportunities; strives to continuously build knowledge and skills; shares expertise with others. Has a thorough understanding of underwriting, coverages and rating procedures. Judgment - Displays willingness to make decisions; exhibits sound and accurate judgement; supports and explains reasoning for decisions; includes appropriate people in decision-making process. Makes timely decisions. Business Acumen - Understands business implications of decisions; displays orientation to profitability; demonstrates knowledge of market and competition; aligns work with strategic goals. Physical Demands and Work Environment Ability to work in an office environment which may include many hours of computer and telephone usage. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. This position description is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. Employees may be required to perform any other job-related instructions as requested by their supervisor, subject to reasonable accommodation.
    $41k-65k yearly est. 39d ago
  • Commercial Credit Analyst

    Advia Credit Union 3.4company rating

    Credit analyst job in Southgate, MI

    Employment Type: Full-Time, Hybrid #LI-HYBRID What you should know about the role This position is responsible for evaluating the financial statements and condition of commercial loan members applying for credit. Analyzes complex personal and corporate loan portfolio financial statements for loan risk rating and monitoring purposes on a single loan or relationship basis. Performs timely and accurate annual reviews to monitor credit quality and early identification of deterioration of credit quality. Analyzes such items as income, quality of management, market share, potential risks and collateral appraisal. Prepares loan presentations, which include credit analysis and a summary of the loan request. This is accomplished by providing outstanding service to both internal and external members as defined by living and demonstrating the core values of the credit union; Act with Integrity, Drive Progress, Build & Strengthen Relationships and Keep People at the Core. What you should know about Advia Advia is a fast-growing Credit Union that is positioned in the top 3% of credit unions across the United States. We serve almost 200,000 members with assets over $3 Billion. We offer very similar product and services as the big banks with a focus on saving our members money while providing financial advantages. We are rooted in our communities and believe we have a responsibility to give back outside of our four branch walls through volunteering and charitable donations. The work environment at Advia is fast-paced, performance based, and fun infused. We certainly live by the saying "work hard, play hard." As an employee of Advia, you can expect regular and constructive feedback, development opportunities, great benefits, excellent co-workers and engaged managers. Major Duties and Responsibilities Utilizes and maintains credit analysis software. Underwrites existing and prospective commercial client requests. Tasks consist of analytical review of all financial statements, comparison of the client's historical financial performance with industry and competitor trends. Periodically accompany Commercial Lenders on meetings with Commercial Members or at other business development events Assesses collateral offered and its marketability to make certain the credit relationships meet internal policy guidelines and regulation standards. Reviews and ensures commercial loan policy compliance throughout the commercial lending process, including the review of various reports and loan approval conditions. Works closely with commercial lenders to fully understand the request, establishing and defining credit requirements and risk mitigation to make credit recommendations to the appropriate individual or committee based on credit analysis. Assist the department in training and sharing knowledge with Commercial Credit Analyst I team members Assumes responsibility for establishing and maintaining effective communication, coordination, and working relations with Credit Union personnel and with management. This may include coordinating functions with related departments, providing support as needed, keeping management informed of area activities and of any significant problems, attending and participating in meetings and committees as required and completing required reports and records. Reviews and helps recommend various reports and other loan approval conditions. Assumes responsibility for establishing and maintaining effective and professional business relations with members and trade professionals. Answers questions and resolves requests. This may include assisting department personnel with administrative tasks as needed, and maintaining and protecting the Credit Union's professional reputation. Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Additionally, all employees must follow policies and procedures to minimize risk by exercising judgment, raising questions to management, and adhering to policy guidelines. Requirements Experience 3+ years of Commercial Credit Analysis Experience. Minimum of three years of Commercial Lending experience. Knowledge of Credit Union lending and collections programs, policies, and procedures. Understanding of financial analysis and determination of credit worthiness. The candidate should have a clear understanding of general accounting principles as well as general knowledge of business, finance and economics. An advanced knowledge and understanding of multiple balance sheets and corporate entities with the ability to interpret all forms of financial data and instruments is needed for this role. Strong analytical abilities. Sageworks credit analysis software experience preferred. SBA experience preferred. Education/Certification/Licenses A college degree. Interpersonal Skills A significant level of trust, credibility and diplomacy is required. In-depth dialogue, conversations and explanations with customers, direct and indirect reports and outside vendors can be of a sensitive and/or highly confidential nature. Communications may involve motivating, influencing, educating and/or advising others on matters of significance. Typically includes subject matter experts as well as first level to middle managers. Physical Requirements Perform primarily sedentary work with limited physical exertion and occasional lifting of up to 10 lbs. Must be capable of climbing / descending stairs in emergency situation. Must be able to operate routine office equipment including telephone, copier, facsimile, and calculator. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Working Conditions Must be able to routinely perform work indoors in climate-controlled shared work area with minimal noise. Mental and/or Emotional Requirements Must be able to perform job functions independently or with limited supervision and work effectively either on own or as part of a team. Must be able to read and carry out various written instructions and follow oral instructions. Must be able to speak clearly and deliver information in a logical and understandable sequence. Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public. Must be able to perform responsibilities with composure under the stress of deadlines / requirements for extreme accuracy and quality and/or fast pace. Must be able to effectively handle multiple, simultaneous, and changing priorities. Must be capable of exercising highest level of discretion on both internal and external confidential matters.
    $55k-70k yearly est. 60d+ ago
  • Accounts Receivable Analyst

    Robert Half 4.5company rating

    Credit analyst job in Northville, MI

    Description We are looking for a detail-oriented Accounts Receivable Analyst to join our team in Northville, Michigan. In this Contract-to-permanent position, you will manage all aspects of accounts receivable for assigned customers, ensuring timely and accurate processing of payments and resolution of outstanding issues. This role requires strong communication skills to collaborate with internal teams and customer accounts payable departments to maintain smooth financial operations. Responsibilities: - Process daily cash remittances and ensure customer payments are posted accurately and promptly. - Collaborate with internal teams and customer accounts payable departments to resolve accounts receivable discrepancies with minimal supervision. - Maintain and update the accounts receivable aging and collection reports, including detailed collection notes. - Perform monthly close tasks within established deadlines to ensure accurate financial reporting. - Handle foreign currency transactions and utilize supplier portals for account updates and reconciliation. - Facilitate monthly meetings between the accounting and sales teams to discuss and address any outstanding issues. - Assist in training new employees and provide backup support to team members as needed. - Perform routine tasks to support the accounts receivable department and assist accounting management with special projects as required. Requirements - Bachelor's degree in accounting or a related field, or equivalent work experience. - At least five years of experience in a related role, with a minimum of three years in accounts receivable, preferably in the automotive industry. - Proficiency in using JD Edwards or similar enterprise resource planning systems. - Advanced skills in Microsoft Excel, including the ability to create pivot tables and perform V-lookups. - Strong written, verbal, and cross-cultural communication skills. - Demonstrated ability to independently resolve accounts receivable issues and work collaboratively with internal and external stakeholders. Robert Half is the world's first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles. Robert Half works to put you in the best position to succeed. We provide access to top jobs, competitive compensation and benefits, and free online training. Stay on top of every opportunity - whenever you choose - even on the go. Download the Robert Half app (https://www.roberthalf.com/us/en/mobile-app) and get 1-tap apply, notifications of AI-matched jobs, and much more. All applicants applying for U.S. job openings must be legally authorized to work in the United States. Benefits are available to contract/temporary professionals, including medical, vision, dental, and life and disability insurance. Hired contract/temporary professionals are also eligible to enroll in our company 401(k) plan. Visit roberthalf.gobenefits.net for more information. © 2025 Robert Half. An Equal Opportunity Employer. M/F/Disability/Veterans. By clicking "Apply Now," you're agreeing to Robert Half's Terms of Use (https://www.roberthalf.com/us/en/terms) .
    $35k-45k yearly est. 47d ago
  • Accounts Receivable Analyst

    Aston Carter 3.7company rating

    Credit analyst job in Southfield, MI

    The Accounts Receivable Analyst is an integral member of a dynamic team operating in a fast-paced environment. The role involves managing a complex and diverse accounts receivable portfolio, with each team member responsible for a specific set of customers and responsibilities. Responsibilities + Monitor bank accounts for payments. + Perform daily cash application. + Manage customer accounts, including contacting customers and site personnel regarding delinquencies and scheduled payments. + Send invoices and monitor customer invoicing through the Accounting System and customer portals. + Correspond with various customers and customer AP systems regarding monthly release numbers, payments, invoice issues, electronic packing slip submittal, and submission of electronic invoicing. + Maintain daily cash logs. + Compile statistical, financial, accounting, or auditing reports and tables pertaining to cash receipts, accounts receivable, or other requests. + Make bank entries, deposits, and reconcile records of bank transactions. + Maintain records of intercompany transactions. Essential Skills + Expertise in accounts receivable, accounting, invoicing, and cash application. + Proficiency in Microsoft Excel, including pivot tables and v-lookups. + Strong customer service and communication skills. + Ability to prioritize and manage large volumes of data and information. + Self-directed and capable of working independently under pressure. + Strong problem-solving skills and attention to detail. Qualifications + Bachelor's degree in accounting or equivalent experience. + Knowledge of accounting and banking practices. + Experience with Sage 100 (previously MAS 90) software is preferred. + Proficient in various Accounting and ERP processing systems and Microsoft Office. Job Type & Location This is a Contract position based out of Southfield, MI. Pay and Benefits The pay range for this position is $22.60 - $26.44/hr. Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: - Medical, dental & vision - Critical Illness, Accident, and Hospital - 401(k) Retirement Plan - Pre-tax and Roth post-tax contributions available - Life Insurance (Voluntary Life & AD&D for the employee and dependents) - Short and long-term disability - Health Spending Account (HSA) - Transportation benefits - Employee Assistance Program - Time Off/Leave (PTO, Vacation or Sick Leave) Workplace Type This is a fully onsite position in Southfield,MI. Application Deadline This position is anticipated to close on Dec 17, 2025. About Aston Carter: Aston Carter provides world-class corporate talent solutions to thousands of clients across the globe. Specialized in accounting, finance, human resources, talent acquisition, procurement, supply chain and select administrative professions, we extend the capabilities of industry-leading companies. We draw on our deep recruiting expertise and expansive network to meet the evolving needs of our clients and talent community with agility and excellence. With offices across the U.S., Canada, Asia Pacific and Europe, Aston Carter serves many of the Fortune 500. We are proud to be a ClearlyRated Best of Staffing double diamond winner for both client and talent service. The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law. If you would like to request a reasonable accommodation, such as the modification or adjustment of the job application process or interviewing process due to a disability, please email astoncarteraccommodation@astoncarter.com (%20astoncarteraccommodation@astoncarter.com) for other accommodation options.
    $22.6-26.4 hourly 10d ago
  • Commercial Credit/ nCino Manager

    Accenture 4.7company rating

    Credit analyst job in Detroit, MI

    Accenture is a leading global professional services company that helps the world's leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services-creating tangible value at speed and scale. We are a talent and innovation led company with 750,000 people serving clients in more than 120 countries. We combine our strength in technology with unmatched industry experience, functional expertise and global delivery capability. We are uniquely able to deliver tangible outcomes because of our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Accenture Song. These capabilities, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients succeed and build trusted, lasting relationships. As of 2023, we have been recognized among Fortune's World's Most Admired Companies for 20 consecutive years. And that's just the beginning. Your career is about what you want to be and who you want to be. It's about bringing your skills, your curiosity, and your best true self to your work. Visit us at ****************** We Are: In today's world, business leaders want to rapidly and confidently reinvent to increase resilience, mitigate risk, and grow with sustainable value. That's where Accenture Strategy & Consulting comes in. We bring together strategic visionaries, industry experts, practitioners from across every enterprise function, business intelligence professionals, change specialists, data and AI authorities, and many other specialized skills to co-create each client's unique path to reinvention. You will be a trusted partner to business leaders, working with a diverse team of experts to deliver successful tech-enabled transformation and new kinds of value for your clients. Join our global network of people using the latest assets, platforms and partnerships to help bring ideas to life. Strategy & Consulting is one of five services that make up one Accenture - the others are Operations, Technology, Song and Industry X. Management Consulting professionals design and implement transformation programs that integrate strategy, technology, and operations to create enterprise value for clients. Accenture is growing our practice to help our clients navigate their transformational journeys. You Are The candidate will be a Manager within the Commercial Banking Consulting practice with a focus on Business and Technology Transformation within the wholesale lending industry. The Commercial Credit Consultant designs and implements business changes that drive industry-specific, function and digital operating model transformation, focusing on task relating to people and process. Large wholesale lenders are investing heavily in modernizing their business, technology, and data to optimize straight-through processing, enhance client and employee experience, and reduce cost of ownership. Accenture is growing our practice to help our client navigate their transformational journeys. The Commercial Credit Manager will be focused on supporting the development of our lending offerings and the delivery of transformational consulting projects. The Commercial Credit Manager will be focused on supporting the development of our offerings and the delivery of consulting projects. Responsibilities may include: * Support Commercial Credit Transformation programs - including operating model and technology implementations . * Design next generation experiences and platforms for commercial lending clients. * Manage all parts of projects, from client buy-in to planning, budgeting, and execution. * Source and coordinate work from other internal workforces. * Develop of our next generation Wholesale credit technology offerings. * Become a trusted advisor for C-suite clients looking to solve critical business problem. * Drive business development to originate new client opportunities. * Build your reputation as an industry thought leader. * * Travel, as required, up to 80%, in the United States and Canada. Qualification Here's What You Need: * Minimum of 5 years relevant professional services firm experience in technology or management consulting with broad experience in engagement management and business development * Minimum of 5 years of equivalent of commercial credit industry (sales, underwriting. closing, servicing, portfolio management) industry experience * Demonstratable experience being part of an nCino or Salesforce project delivery project or consulting engagement for commercial lending * A Bachelor's degree Bonus Points if you have: * Extensive transformation strategy or operating model design experience in commercial banking. * Launched new product offerings in the banking industry. * Demonstrated experience developing and managing relationships with senior client executives. * Successful track record of leading complex management and/or technology consulting engagements across the delivery lifecycle. * nCino or Salesforce certification(s) * Hands on experience with additional commercial lending industry platforms, e.g., Moody's, Blooma, Built * French language skills * An advanced degree or financial industry certification * Built next generation analytic capabilities (e.g., predictive, generative, or agentic AI) for commercial lending. Professional Skills * Proven ability to operate within a collaborative environment. * Demonstrated commitment, teamwork, and collaboration in a professional setting; either military or civilian. * High energy level, focus and ability to work well in demanding client environments. * Excellent communication (written and oral) and interpersonal skills. * Strong leadership, problem solving, and decision-making abilities. * Unquestionable professional integrity, credibility, and character. Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired as set forth below. We accept applications on an on-going basis and there is no fixed deadline to apply. Information on benefits is here. Role Location Annual Salary Range California $94,400 to $293,800 Cleveland $87,400 to $235,000 Colorado $94,400 to $253,800 District of Columbia $100,500 to $270,300 Illinois $87,400 to $253,800 Maryland $94,400 to $253,800 Massachusetts $94,400 to $270,300 Minnesota $94,400 to $253,800 New York/New Jersey $87,400 to $293,800 Washington $100,500 to $270,300 Locations
    $100.5k-270.3k yearly 3d ago
  • Commercial Credit Analyst

    Angott Search Group

    Credit analyst job in Ann Arbor, MI

    Angott Search Group is pleased to partner with a Michigan CUSO in their search for a Commercial Credit Analyst. The Credit Analyst II is responsible for performing comprehensive commercial credit analysis while supporting the credit function and fostering strong internal and external relationships. This role requires expertise in evaluating credit data and financial statements, preparing accurate underwriting documents, and providing sound recommendations that balance risk with opportunity. The Credit Analyst II partners closely with Relationship Managers during loan negotiations, ensures compliance with NCUA regulations, and maintains complete and accurate credit files. In addition to underwriting responsibilities, the role contributes to ongoing risk management through borrower reviews, compliance monitoring, and the development of risk mitigation strategies. The Credit Analyst II also plays a leadership role within the department by mentoring junior analysts, providing training and guidance, and actively contributing to team and organizational success. By demonstrating the CUSO's core values of Teamwork, Accountability, Integrity, Innovation, and Leadership, this position supports both the institution's growth and its commitment to high standards of customer satisfaction.
    $51k-75k yearly est. 60d+ ago
  • Loan Servicing Oversight Analyst

    People Driven Credit Union 3.7company rating

    Credit analyst job in Southfield, MI

    Job Description If you're people driven, come join People Driven Credit Union in Southfield, MI, as a Full-Time Loan Servicing Oversight Analyst! This exciting opportunity allows you the opportunity of a hybrid work environment, offering you the flexibility to balance your professional and personal life. Compensation for this position can range from $52,000 to $62,000 annually, with offers directly related to relevant experience and skills. You will be offered great benefits such as employer paid Medical, Dental, and Vision for all employees! Add dependents for an affordable cost share. We also offer a generous 401(k) program, life insurance, and plenty of paid time off including federal holidays. A day in the life of a Loan Servicing oversight Analyst This role will take on the vital responsibility of managing and servicing a diverse portfolio of Commercial and Small Business lines of credit, unsecured and secured loans, as well as residential second mortgages and home improvement loans. You will educate businesses and homeowners about various loan products and their requirements, simplifying complex conditions, and ensuring all necessary documentation is accurate and compliant with credit union policies and regulations. Your role will also involve conducting thorough loan investigations, calculating loan amortization schedules, and executing system adjustments and corrections efficiently. Additionally, you will manage business title and UCC filings, ensure proper insurance compliance, and monitor flood insurance to safeguard our members' interests. position Requirements Intermediate to advanced excel knowledge. Familiarity with federal and state legislation related to collections, lending, and membership Minimum four years of experience in loan servicing or related field within a full-service financial institution. Will you join our team? If you believe that this position matches your requirements, applying for it is a breeze. Best of luck! *Must be able to pass Background and Drug screening. Job Posted by ApplicantPro
    $52k-62k yearly 7d ago
  • Credit Manager

    Ferguson 4.1company rating

    Credit analyst job in Redford, MI

    Job Posting: Since 1953, Ferguson has been a source of quality supplies for a variety of industries. Together We Build Better infrastructure, better homes and better businesses. We exist to make our customers' complex projects simple, successful, and sustainable. We proactively solve problems, adapt and grow to continuously serve our customers, communities and each other. Ferguson, a Fortune 500 company, is proud to provide best-in-class products, service and capabilities across the following industries: Commercial/Mechanical, Facilities Supply, Fire and Fabrication, HVAC, Industrial, Residential Trade, Residential Building and Remodel, Waterworks and Residential Digital Commerce. Ferguson has approximately 36,000 associates across 1,700 locations. Ferguson is a community of proud associates who operate with the shared purpose of building something meaningful. You will build a career that you are proud of, at a company you can believe in. The Market Credit Manager is responsible for ensuring they and their team are administering the daily credit and collection management duties of the credit department within the guidelines set forth in the company credit policy manual and ensuring consistency with the various approval limits assigned to each credit associate. This role will build a high performing team to inspire change, drive initiatives, and achieve the goals set for the region, department, and company. Responsibilities: Some responsibilities include, but are not limited to, the following: * Area sales responsibility plumbing, waterworks, and HVAC * Review and evaluation of established customer credit limits within authority levels, operates autonomously * Takes adverse action on delinquent accounts receivable, operates autonomously. * Mastery level negotiation of customer paydowns, agreements, and contracts with some mentorship. * Extension of non-standard terms per company policy, operates autonomously. * Establishes goals and set performance expectations for their area. * Effectively coaches associates and takes prompt corrective action when performance does not meet expectations. * Develops a high-performing team by participating in hiring, training, and providing professional development. * Owns the execution of strategy, implementing credit processes and procedures for the area. * Follow-up and collection of the most severe delinquent accounts receivable. * Facilitate bad debt recovery by monitoring the largest potential write-offs. * Follow established standard operating procedures and report known violations. * Guides others how to lead area and market leadership meetings. * Travel within defined market for customer visitation as necessary / directed by leadership. * Establish and maintain working relationships with sales teams and leadership teams. * Provide direction and guidance to less experienced team members. * Other duties as assigned by Regional Credit Manager, including special projects to benefit the department. Qualifications: * 3+ years credit experience preferred. * NACM designation obtained or in process preferred. * Lead customer and sales meetings and establish a seat at the local leadership level. * Ability to teach commercial and personal credit report analysis. * Ability to teach negotiations skills. * Complete understanding of the Uniform Commercial Code. * Knowledge of local, state, and federal laws related to secondary security and commercial collections. * Guides and exemplifies outstanding customer service skills, both internally and externally. * Regularly teaches, coaches, and trains other associates. * Effectively leads meetings, both internally and externally with customers. * Excellent written and verbal communication skills, with ability to effectively communicate and present across all levels of the organization. * Strong interpersonal skills with the ability to collaborate and work effectively in a cross-functional team environment including virtual work. * High level of Emotional intelligence. * Ability to analyze solutions (problem solving skills) and look for alternative solutions. * Able to initiate and lead change. * Excellent judgment and decision-making ability. * Knowledge of Microsoft Office software (Outlook, Word, Excel, PowerPoint, etc.). * Valid drivers' license. At Ferguson, we care for each other. We value our well-being just as much as our hard work. We are committed to a holistic approach towards benefits plans and programs that support the mental, physical and financial well-being of our associates. Our competitive offering not only includes benefits like health, dental, vision, paid time off, life insurance and a 401(k) with a company match, but our associates also enjoy additional meaningful and inclusive enhancements that are adaptable to their diverse situations and needs, including mental health coverage, gender affirming and family building benefits, paid parental leave, associate discounts, community involvement opportunities and more! * Pay Range: * $4,766.67 - $8,008.34 * Estimated Ranges displayed are Monthly for Salaried roles OR Hourly for all other roles. * This role is Bonus or Incentive Plan eligible. * Ferguson complies with all wage regulations. The starting wage may be higher in certain locations based on local or state wage requirements. * The Company is an equal opportunity employer as well as a government contractor that shall abide by the requirements of 41 CFR 60-300.5(a), which prohibits discrimination against qualified protected Veterans and the requirements of 41 CFR 60-741.5(A), which prohibits discrimination against qualified individuals on the basis of disability. Ferguson Enterprises, LLC. is an equal employment employer F/M/Disability/Vet/Sexual Orientation/Gender Identity. Equal Employment Opportunity and Reasonable Accommodation Information
    $4.8k-8k monthly Auto-Apply 50d ago
  • Accounts Receivable Analyst

    Aston Carter 3.7company rating

    Credit analyst job in Southfield, MI

    The Accounts Receivable Analyst is an integral member of a dynamic team operating in a fast-paced environment. The role involves managing a complex and diverse accounts receivable portfolio, with each team member responsible for a specific set of customers and responsibilities. Responsibilities + Monitor bank accounts for payments. + Perform daily cash application. + Manage customer accounts, including contacting customers and site personnel regarding delinquencies and scheduled payments. + Send invoices and monitor customer invoicing through the Accounting System and customer portals. + Correspond with various customers and customer AP systems regarding monthly release numbers, payments, invoice issues, electronic packing slip submittal, and submission of electronic invoicing. + Maintain daily cash logs. + Compile statistical, financial, accounting, or auditing reports and tables pertaining to cash receipts, accounts receivable, or other requests. + Make bank entries, deposits, and reconcile records of bank transactions. + Maintain records of intercompany transactions. Essential Skills + Expertise in accounts receivable, accounting, invoicing, and cash application. + Proficiency in Microsoft Excel, including pivot tables and v-lookups. + Strong customer service and communication skills. + Ability to prioritize and manage large volumes of data and information. + Self-directed and capable of working independently under pressure. + Strong problem-solving skills and attention to detail. Qualifications + Bachelor's degree in accounting or equivalent experience. + Knowledge of accounting and banking practices. + Experience with Sage 100 (previously MAS 90) software is preferred. + Proficient in various Accounting and ERP processing systems and Microsoft Office. Job Type & Location This is a Contract position based out of Southfield, MI. Pay and Benefits The pay range for this position is $22.60 - $26.44/hr. Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: - Medical, dental & vision - Critical Illness, Accident, and Hospital - 401(k) Retirement Plan - Pre-tax and Roth post-tax contributions available - Life Insurance (Voluntary Life & AD&D for the employee and dependents) - Short and long-term disability - Health Spending Account (HSA) - Transportation benefits - Employee Assistance Program - Time Off/Leave (PTO, Vacation or Sick Leave) Workplace Type This is a fully onsite position in Southfield,MI. Application Deadline This position is anticipated to close on Dec 15, 2025. About Aston Carter: Aston Carter provides world-class corporate talent solutions to thousands of clients across the globe. Specialized in accounting, finance, human resources, talent acquisition, procurement, supply chain and select administrative professions, we extend the capabilities of industry-leading companies. We draw on our deep recruiting expertise and expansive network to meet the evolving needs of our clients and talent community with agility and excellence. With offices across the U.S., Canada, Asia Pacific and Europe, Aston Carter serves many of the Fortune 500. We are proud to be a ClearlyRated Best of Staffing double diamond winner for both client and talent service. The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law. If you would like to request a reasonable accommodation, such as the modification or adjustment of the job application process or interviewing process due to a disability, please email astoncarteraccommodation@astoncarter.com (%20astoncarteraccommodation@astoncarter.com) for other accommodation options.
    $22.6-26.4 hourly 12d ago

Learn more about credit analyst jobs

How much does a credit analyst earn in Farmington Hills, MI?

The average credit analyst in Farmington Hills, MI earns between $33,000 and $85,000 annually. This compares to the national average credit analyst range of $40,000 to $93,000.

Average credit analyst salary in Farmington Hills, MI

$53,000
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