Credit analyst jobs in Fruita, CO - 291 jobs

Farmer Mac is looking to hire a driven, analytical, industry focused, and personable individual for the position of Credit Analyst - Broadband Infrastructure. This Credit Analyst will support credit and analysis functions in Farmer Mac's Broadband Infrastructure group to gain a foundation for underwriting and develop on-the-job credit experience in Broadband Infrastructure (and other Infrastructure Finance groups as needed). Position Summary The Credit Analyst - Broadband Infrastructure role will be responsible for supporting Farmer Mac's new and existing portfolio of Broadband Infrastructure loans. The Credit Analyst will interact and coordinate closely with other members of the Infrastructure Finance team, which includes Credit Underwriting team, Relationship Managers, and Portfolio Strategy & Analytics within our Broadband Infrastructure, Renewable Energy, and Power & Utilities business segments. Responsibilities include, but are not limited to, financial statement spreading, beginning stage financial modeling, preparing and managing loan modification/consents/amendment requests, performing ongoing risk rating assessments and required reviews, term loan conversions, refinancings, legal document review, coordinating with Loan Operations on reviewing and processing borrowing and disbursement requests. Additionally, this role will provide support for the underwriting of new loans, preparation of credit memos, performing and managing due diligence activities, and industry and market analysis. This role is expected to quickly contribute towards supporting growth within Farmer Mac's Broadband Infrastructure segment and significantly contribute to Farmer Mac's strategic objectives and initiatives. Suitable candidate must be a proactive self-starter, be able to work and complete various deals at multiple stages of development, work with minimal supervision, and be an active and efficient communicator. Who You Will Work With The Credit Analyst - Broadband Infrastructure will be an integral part of the Infrastructure Finance team, reporting directly to the Managing Director of Broadband Infrastructure, and will have regular ongoing interactions with the Underwriters, Relationship Managers, Portfolio Management and Monitoring team, and Managing Directors within Infrastructure Finance, Capital Markets, Loan Operations as well as internal and external advisors and legal counsel. Where You Will Work Farmer Mac embraces a Presence with Purpose work environment, which allows for flexibility of work location while providing the opportunity for teams to come together in the office with purpose. Work outside of core hours may be required for planned and unplanned activities to complete time sensitive projects or to attend off-site meetings or events. The position is remote with preference for candidates in Los Angeles, CA or Denver, CO areas. Primary Responsibilities and Duties Support Broadband Infrastructure loan performance and collaborate with key internal stakeholders including Credit, Underwriters, and Relationship Managers. Interact closely with Credit Underwriting to support loan acquisitions in alignment with Farmer Mac policy and standards. Work closely with Broadband Infrastructure Relationship Managers and Credit Underwriters to: Monitor financial statements and borrower reports for compliance with terms and conditions of loan agreements; Assist in underwriting analysis and credit approval memos; Gather appropriate loan information and documents for due diligence and provide support to credit underwriters; Coordinate with Loan Operations on reviewing and processing of borrowing and disbursement requests; Prepare and manage loan modification/consents/waivers/amendment requests, term conversion, legal document review; Assist in creating management reports that include quarterly monitoring of portfolio deals as well as portfolio trends and statistics; Support risk rating assessment and ongoing management of loan portfolio and required reviews. Gather and assess industry information to understand macro impacts on the portfolio and individual transactions. Provide analyst support across other Infrastructure Finance segments, as needed. Assist and support the ongoing development of the loan administrative, operations and closing functions, and the implementation of infrastructure projects. Represent Farm Mac when needed at industry conferences and individual lender visits. Support organization wide initiatives and processes to improve efficiency, productivity, sourcing and credit quality. Professional Experience/Qualifications Bachelor's Degree required in relevant business-related discipline (Finance, Accounting, Economics, Business Administration, or related field). Fundamental understanding of finance and accounting. At least two years of professional experience, which would have included managing multiple priorities and working both independently and as part of a team. Knowledge of Microsoft Office applications (Outlook, Word, and Excel) and other business software. Our compensation philosophy is targeted pay positioning relative to peers, our industry, and external markets. Farmer Mac is committed to a compensation program that will enable the organization to attract, motivate, reward, and retain highly skilled and creative talent to maintain sustained long-term performance and achieve the organization's strategic business objectives. Salary is competitive. The typical starting salary range for this position is between $55,000-$80,000, although wages can vary based on experience and geography, plus performance-based bonus and equity-based awards. Individual compensation will be commensurate with the candidate's experience.

Ascension Energy Partners is a Business Advisory and Asset Management firm specializing in the energy industry. We are currently seeking a Credit Analyst to work in our restructuring practice. This is a dynamic and challenging role that offers significant learning and growth potential but requires a high level of commitment and motivation. Responsibilities: The ideal candidate for this position is career-focused and professional. The candidate will help us identify and pursue new client opportunities and work on existing client engagements. Other responsibilities include: • Financial and quantitative analysis, including developing complex financial models • Perform extensive statistical and economic analysis of industries, markets, and companies • Collect and analyze large volumes of data • Develop internal and external presentations Qualifications • Bachelor's degree with a track record of academic excellence • Significant level of maturity and accountability • Strong analytical skills and attention to detail • Excellent accounting & financial statement analysis skills • Data management and statistical evaluation experience • Ability to synthesize large amounts of information into actionable ideas • Strong verbal and written communication skills • Ability to manage multiple projects simultaneously • Top-tier skills in Excel and PowerPoint

Job DescriptionDescriptionGENERAL SUMMARY:Provides leadership to credit analysts. Ensures timely and accurate completion of all credit analysis functions. RESPONSIBILITIES AND DUTIES: Prepares complete and concise financial analyses by obtaining necessary information from the lender. Financial analyses will focus on financial trends and repayment capacity of obligors. These duties include but are not limited to analysis & interpretation of financial statements, evaluation of the financial condition of the borrower relative to the industry, economy, collateral, capacity, trends, and performance of the borrower. Attends loan committee meetings, as necessary, to assist in the presentation and clarification of credit requests. Supervises, trains and directs credit analyst(s) including periodic review of analysis. Serves as a resource for the bank's loan documentation software. Some analyst positions ensure adequacy of bank's collateral position by monitoring construction draw requests/inspections, borrowing base certificates/inspections, and livestock inspections. Audit of specific collateral reports may be required to ensure accuracy. May participates in asset reviews as requested, including real estate inspections and any other on-site inspections deemed necessary. Maintains strict confidentiality of credit information. Performs other duties as assigned. Regular and reliable attendance. KNOWLEDGE, SKILLS, AND ABILITIES: Knowledge of bank operations, policies, and procedures. Knowledge of loan analysis and accounting. Knowledge of loan analysis software and Suntell software Skill in communicating effectively with management, customers, and co-workers. Skill in managing employees. Ability to pay close attention to detail and work with a high degree of accuracy. Ability to create an organized efficient work environment without supervision. Ability to work under pressure of deadlines. Ability to function as a team player. EDUCATION AND EXPERIENCE: High School diploma or equivalent experience in banking. College degree in business, finance, economics or accounting preferred. PHYSICAL REQUIREMENTS: Seeing: 75-100% Must be able to read reports, see computer screen, visit customer sites Hearing: 50-74% Must be able to communicate with co-workers Standing/Walking: 25-49% Must be able to run errands for the bank, make large quantities of copies. Climbing/Stooping/Kneeling: 0-24% Must be able to obtain files. Lifting/Pulling/Pushing: 25-49% Must be able to lift files daily. Fingering/Grasping/Feeling: 75-100% Must be able to use computer, write separate reports PHYSICAL DIMENSIONS:Light Work: Exerting up to 20 pounds of force occasionally, and/or a negotiable amount of force frequently or constantly to lift, carry or otherwise move objects. Job involves sitting most of the time and walking and standing some of the time. NOTE: The statements herein are intended to describe the general nature and level or work being performed by employees assigned to this classification. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills, required of personnel. More DetailsMinimum of 3-5 years' experience with Investor & Developer real estate lending, commercial and residential real estate lending, and C&I underwriting.

A career at CoBank can offer you the opportunity to make a personal impact on the people and communities where we do business. In order to be the best, we hire the best! Remarkable Benefits Offered by CoBank Careers with a purpose Time-Off Packages, 15 days of vacation, 10 paid sick days and 11 paid holidays Competitive Compensation & Incentive Hybrid work model: flexible arrangements for most positions Benefits Packages, including Medical, Dental and Vision coverage, Disability, AD&D, and Life Insurance Robust associate training and development with CoBank University Tuition reimbursement for higher education up to $10k per year Outstanding 401k: up to 6% matching and additional 3% non-elective contribution & Student Loan Match Community Impact: United Way Angel Day, Volunteer Day and Associate Directed Contribution Associate Resource Groups: creating a culture of respect and inclusion Recognize a fellow associate through our GEM awards Job Description Prepares analyses and conducts credit investigations of routine credits in accordance with prescribed methods and procedures. Prepares and/or assists in the preparation of credit reports for appropriate staff or committees. Cosponsors or approves credits within prescribed credit limits. Assists with account servicing, credit administration, and documentation. Provides support with research and statistical analyses. Essential Functions Develops credit information for use by appropriate staff and committees in making decisions about credit arrangements for new, renewal, or extension loans. Cosponsors or approves credit requests within prescribed limits. Reviews all pertinent credit and financial information and determines the need for more thorough investigation or additional information. Analyzes information statements and related material and prepares thorough, well-written, and clear credit reports. Prepares summaries, presents facts, and offers opinions concerning credit-worthiness. Understands and follows bank guidelines, policies, and procedures for the preparation and presentation of credit information. Assists with credit administration, account servicing, development, packaging, closing, documentation, and monitoring. Maintains control over current accounts, monitoring for payment progress and any developing problems. Provides relevant and timely information to internal stakeholders including account officers, relationship managers, and credit managers. Assists in the preparation of internal research and analysis, provides statistical reports, and verifies information. Prepares and delivers presentations on topics as assigned. Develops and utilizes computerized spreadsheets, programs, and other automated tools for credit analysis, special projects, or presentations. Maintains expertise in assigned industries or market sectors. Keeps abreast of industry trends and competitive environment. Education Bachelor's Degree in business, finance, or relevant discipline Work Experience 1 year in credit/finance, preferably in banking or financial services industry required Basic knowledge of financial analysis, including cash flow analysis, balance sheet analysis, profitability, liquidity, and solvency analysis. Intermediate knowledge of financial modeling techniques and preparation of pro forma financial statements. Physical Exertion Details Sedentary Exerting up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently (Frequently: activity or condition exists from 1/3 to 2/3 of the time) to lift, carry, push, pull, or otherwise move objects, including the human body. Sedentary work involves sitting most of the time, but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met. Travel Requirement Details Occasional Travel occurs infrequently (typically, once a month or less). About CoBank The typical base pay range for this role is between $65,500 - $74,940. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. This position is eligible for a discretionary annual incentive program driven by organization and individual performance. The listed salary, other compensation and benefits information is accurate as of the date of this posting. This job will be posted for a minimum of five (5) business days or until the position is filled. CoBank reserves the right to adjust compensation for all positions and to modify or discontinue benefits programs at any time in its sole discretion, subject to applicable law. CoBank is a cooperative bank serving vital industries across rural America. The bank provides loans, leases, export financing and other financial services to agribusinesses and rural power, water and communications providers in all 50 states. The bank also provides wholesale loans and other financial services to affiliated Farm Credit associations serving more than 76,000 farmers, ranchers and other rural borrowers in 23 states around the country. CoBank is a member of the Farm Credit System, a nationwide network of banks and retail lending associations chartered to support the borrowing needs of U.S. agriculture, rural infrastructure and rural communities. Headquartered outside Denver, Colorado, CoBank serves customers from regional banking centers across the U.S. and also maintains an international representative office in Singapore. REASONABLE ACCOMMODATION We are committed to ensuring that our online application process provides an equal employment opportunity to all applicants, including qualified individuals with disabilities. If you are an applicant with a disability, or are assisting an applicant with a disability, and require accessibility assistance or would like to request a reasonable accommodation for any aspect of the application process, including completing an application, interviewing, or otherwise participating in the employee selection process, please submit a request by emailing *********************. Include your contact information and specific details about your requested accommodation. Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time. CoBank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, or status as a protected veteran. We can recommend jobs specifically for you! Click here to get started.

Headquartered in Salt Lake City, Utah, VFI Corporate Finance, Inc. (“VFI” or the “Company”) is a leading direct commercial finance lender for Middle Market to Fortune 500 companies. The Company has an experienced and proven management team with over a combined century of experience. VFI finances critical use assets for lessees across a wide variety of industries. VFI has a diversified portfolio in both equipment and geographic locations. VFI is currently hiring an experienced Credit Analyst to join our Salt Lake City team. Job Description: Analyze financial statements and other financial information in order to understand a customer's risk profile and to present that analysis to VFI's Credit Committee. The focus of the analysis will be to provide VFI's Credit Committee with an accurate and data-based presentation on a customer's history, its profitability, solvency, stability, liquidity and ultimately, their ability to repay their obligations to VFI. This requires: Spreading financial statements in Excel Understanding customer's business model and industry Incorporating budgets and forecasts into the spreads and comparing them with actual results when appropriate Using third party sources to augment information provided by customer including ratings reports, news articles, press releases, SEC filings, industry data, and so forth Understanding the economics of pending transactions Understanding VFI's collateral and how such collateral supports a transaction Identifying customer specific risks and understand how they might impact the overall credit risk to VFI Identify specific areas of potential fraud Collaborate with members of the Credit Department to manage workflow and ensure timely turnaround of submitted requests Interact with other departments to gather information and ensure credit decisions and guidelines are communicated effectively and accurately Qualifications: Must have solid understanding of financial statements and the ability to consolidate and analyze financial data including: budgets, financial statements, forecasts and financial ratios Informed of current financial subjects including accounting, tax laws, corporate lending and general business organization Outstanding communication and presentation skills are critically important Strong interpersonal and customer relationship skills Detail oriented with the ability to manage multiple assignments simultaneously and meet deadlines Highly proficient in MS Office products, particularly Excel Familiarity with CRM software (e.g., Salesforce) Education and Experience: Bachelor's degree (or higher) in Finance, Accounting, Economics, or another business-related field Three to five years of prior experience as a Credit or Financial Analyst

We're looking for a team centric, detail oriented person to add to our Credit Analyst team. Ag analysis experience necessary. can be located at any of our locations in NE, CO or KS, office space permitting. Responsible for completion of loan credit analysis for new and existing loans. Conducts financial statement review for loan officers, as well as comprehensive statement spreading. Assists loan review/ external auditors. Teams with credit administration staff and loan operations to meet/exceed service expectations of bankers. PRIMARY ACCOUNTABILITIES AND RESPONSIBILITIES Completes all financial analysis reviews assigned, reporting results to the appropriate banker or department supervisors, as applicable. Follows up to ensure timely response to recommendations and resolution and/or implementation of same. Spreads statements. Generates all Commercial Loan Documentation in Laser Pro for the system's bankers. Assist in reviewing the other analyst laser pro doc's for accuracy prior to sending documents to bankers. Prepares the loan packet credit presentation check list for aggregation of credit and risk rating. Examines files systematically for adequacy of documentation and/or deficiencies. Reports examination results to appropriate banker. Assists Loan Officers with request for yearly financials from appropriate borrowers/customers. Maintains tickler files, as necessary. Assists in post close loan reviews/audits for preparation of technical exception reports, non-conforming loan reports, etc.

can be based out of Denver or Colorado Springs. The Senior Analyst is responsible for independently underwriting and risk rating CRE and C&I loans with no maximum ceiling. Analyze personal and business financial, projections, and internal and external reports to determine repayment capacity and ensure compliance with bank policy and federal regulations. Assist with loan portfolio management and monitoring through comprehensive relationship reviews. Identify process problems and propose solutions for the Chief Lending Officer and Chief Credit Officer. Assist with development/training/mentoring of Credit Analysts I and II through one-on-one training and oversight. Essential Duties/ Responsibilities: * Gather and organize supporting loan documentation for underwriting. * Independently and accurately spread and evaluate various types of personal and commercial financial statements including balance sheets, income statements, statements of cash flow, and tax returns. * Independently able to communicate directly with Central Bank's lending staff and customers to obtain credit information for underwriting. * Prepare comprehensive loan memorandums detailing loan requests and credit quality for loan presentations and approval. * Independently underwrite and risk rate CRE and C&I loans with no maximum ceiling. * Maintain effective relationships with lending staff, Senior Lenders, and Chief Credit Officer. Promote teamwork within the department. * Ensure that procedures and credit requests comply with Central Bank's loan policy. * Successful completion of internal and external training as required. * Participate and identify external training modules a minimum of 2 times per year. * Once training is complete, the Senior Analyst will lead group debriefs. Debriefs would act as a review of the material to make it easier to digest and allow for questions and sharing of knowledge/real world application. The frequency and timing of debriefs will depend on the training. * Prepare administrative reports as requested and assist commercial lending staff as needed. * Stay updated on industry trends, economic indicators, and regulatory changes that may impact credit risk. * Create and use advanced equations in Excel. * Monitor and manage the credit exposure of existing Borrowers by reviewing documents related to finances and conducting periodic risk assessments. Prepare annual reviews of commercial loans. Monitor credit files and provide periodic analysis. Decision Making Identifies problems and works with senior level staff to create procedures to resolve or correct the situation; monitors and measures the results. Click here for employee benefit information. This position starts at $81,491 per year and can increase from there depending on experience. Applications will be accepted through November 30th, 2025. Required Qualifications: * Education: * Minimum 4-year bachelor's degree in finance, accounting, economics, or similarly related field. Master's level education in related fields STRONGLY preferred. Relevant banking experience may be substituted at Central Bank's discretion. * Minimum 5 years' experience as a credit analyst or similar field and proven ability to perform all duties/requirements of the Sr. Central Bank Credit Analyst position. * Advanced understanding of accounting and financial principles. * Excellent written and verbal communication skills, with the ability to present complex financial information clearly and concisely. * Strong proficiency with Microsoft Office programs, especially Excel and Word. * Proficient in or familiar with spreading programs e.g., Moody's, Buker's or others. * Advanced analytical skills - ability to identify and answer "why" issues in credit underwriting. * Projects a professional image and collaborates with others in department to accomplish goals and demanding deadlines. * Strong time management and organization skills and ability to meet stringent deadlines.

ANB Bank has financial strength embodied in $3 billion in assets and is a true community bank with an unwavering commitment to excellence. The bank helps each of its communities prosper through investment, sponsorship, philanthropy, and employee volunteerism. It is a passion ANB has for banking that makes a difference. ANB Bank hires individuals who provide excellent customer service and build meaningful relationships with our customers and within our communities. ANB is committed to rewarding our team members who strengthen our company and culture. ANB offers competitive compensation and a comprehensive benefits package for this position. Hiring Pay Ranges: $50,000.00 - $97,500.00 Per Year * Credit Officer I - $50,000.00 - $75,000.00 * Credit Officer II - $60,000.00 - $85,000.00 * Credit Officer III - $70,000.00 - $97,500.00 * The hiring pay range for this position is commensurate with the level of relevant experience and education. Health & Wellness Benefits (Subject to Eligibility Requirements) * Minimum 4 Weeks of Paid Time Off (PTO) * 11 Paid Holidays * Medical, Dental, and Vision Insurance * Health Savings (HSA), Flexible Spending (FSA), and dependent care spending accounts * Company provided Live, AD&D, and Disability Insurance with supplementation options * 401(k) plan with discretionary company match and profit sharing * Discretionary annual bonus and employee referral incentives * Employee Assistance Program (EAP) * Tuition Reimbursement Program * Spanish Communication Assistant Program Incentive * Employee Banking Products Summary * ANB Bank Credit Officers are leaders of our credit-related operations teams, directly supporting our banking centers in their loan production and relationship management efforts while managing risk in the credit portfolio. Our officers also actively participate in leadership positions within the bank and in our local communities. As the Credit Analysis Officer you will help guide a team of Credit Analysts through in-depth loan reviews, training, assisting the department's regional lead program, as well as assisting management with department strategy and reporting. Additionally, the Credit Analysis Officer will analyze complex credits and assist in preparation for decision makers. Essential Duties and Responsibilities * Act as a lead reviewer on smaller loans prepared by other Credit Analysts below the bank's loan committee threshold. Ensure loans are held to Credit Policy, underwriting procedures, and appropriate credit risk. Ensure consistency among the Analyst team in terms of risk tolerance, policy adherence, and general presentation quality. * Prepare training for the department on credit risk, loan policy, and systems in accordance with management and team goals. * Develop strategies for effective regional relationships through the Regional Lead Program by facilitating RM meetings, doing market research, and understanding the credit portfolios of each area. * Assist with lender preparation of Credit Presentations for bank loan committee. * Prepare spreadsheets, cash flow analyses, collateral assessments, with commentary in evaluation of commercial (R/E, Ag, Energy, C&I) loan requests. * Perform extensive credit analysis including gathering, analyzing and interpreting all types of credit information on existing and prospective customers prior to the credit decision being made. This includes, but is not limited to: * Analysis of business and personal financial statements such as balance sheets, income statements and cash flow statements, and credit reports. * May also include analysis of customer performance compared to peer industry averages. * Analysis of the more difficult and complex credits within the department. * Meet with lenders to gather information to support credit analysis. * Investigate all available sources of credit and financial information, including reporting services, credit bureaus and agencies. * Review appraisals, environmental reports, title reports and loan documents for collateral property. * When appropriate, review and analyze property financial information to determine actual income, expenses and projected debt service coverage. * Interact with accountants and attorneys at direction of management, when necessary to perform analysis. * Research and/or develop credit information for use by senior credit staff, lenders, or other credit officers in lending decisions on new loans, renewals, and extensions. * Update spreadsheets, cash flow analyses, collateral assessments, and financial statements for term loan reviews. * May conduct specialized analyses and prepare specialized reports on loan quality/portfolio quality for management. * Must meet established deadlines. * Provide supervisory assistance when the manager is out of the office. This would include; managing the department's pipeline, assigning credit request to Underwriting Analysts and reviewing work the analysts' work products. * Responsible for training both members of the Underwriting Department as well as members of the lending staff. * Delivers quality of service ad defined by department standards. * Maintains a current knowledge and consistent compliance with Bank Secrecy Act (BSA) requirements, as well as knowledge and consistent compliance with other banking regulations and Bank policies and procedures related to the position. * Maintains confidentiality and delivers quality of service as defined by department standards. * Supports the company's Mission, Vision, and Values. * Other duties may be assigned. Education and/or Experience Credit Officer I: * 1 - 3 years loan processing, loan servicing, commercial lending, credit analysis or related experience required. * Proven skills in relationship building, management, and team leadership. * Preferred four-year college or university degree; or equivalent combination of education and experience. Credit Officer II: * 2 - 5 years loan processing, loan servicing, commercial lending, credit analysis or related experience required. * Proven skills in relationship building, management, and team leadership. * 1 - 2 years direct experience in a similar review and training role. * Preferred four-year college or university degree; or equivalent combination of education and experience. Credit Officer III: * 5 - 7 years loan processing, loan servicing, commercial lending, credit analysis or related experience required. * Proven skills in relationship building, management, and team leadership. * 2 - 5 years direct experience in a similar review and training role. * Preferred four-year college or university degree; or equivalent combination of education and experience. Work Schedule: Monday - Friday, 8:00am - 5:00pm Equal Opportunity Employer / Affirmative Action / Minorities / Female / Disability / Veteran ANB Bank is committed to providing Equal Opportunity in Employment. The Bank is continually trying to improve recruitment, employment, development, and promotional opportunities for its employees. Our selection decisions are based on job-related factors and not on the basis of age, race, sex, color, religion, national origin, disability, sexual orientation, veteran status, pregnancy, marital status, genetic information, gender identity, or any other status protected by federal, state, or local law. ANB Bank complies with the Equal Pay for Equal Work Act. ANB Bank requests that Applicant not disclose its wage history to ANB Bank. If ANB Bank for any reason comes into possession of Applicant's wage rate history, ANB Bank will not rely on it in determining a wage rate. ANB Bank requests that Applicant not provide information on age, date of birth, or graduation date from any academic institution, including on resumes. Anticipated Date of Application Window Closure: 01/05/2026 (or until filled)

Atlanta, Georgia;Denver, Colorado; San Francisco, California **To proceed with your application, you must be at least 18 years of age.** Acknowledge Refer a friend **To proceed with your application, you must be at least 18 years of age.** Acknowledge (*********************************************************************************************** **:** At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! **Job Description:** This job is responsible for managing a national portfolio of Global Commercial Banking (GCB) FinTech relationships, working directly with clients and prospects to provide financing solutions for multinational FinTech companies in the payments and financial software verticals. Key responsibilities include originating and structuring loans, negotiating terms and conditions, leading the credit process from pitch through underwriting, approval, booking and closing, with a focus on growing loans and credit revenue and managing asset quality. The Commercial Credit Officer (CO) is a highly skilled resource, providing expert level advisory guidance in the most complex, integrated debt capital solutions for commercial banking clients, whether publicly traded or privately held. Products include lines of credit, term loans, and syndicated loans. The CO manages all of the ancillary credit exposure to clients and maintains knowledge of other Bank of America products including investment banking, treasury management and hedging solutions that have credit exposure, and leverages product and industry expertise to deliver the best possible and optimally integrated strategic solution for the client or prospect. This role reports to the Commercial Credit Manager or Executive and will be aligned to an underwriting team that supports the business. FinTech is a fast-paced work environment with a highly active portfolio and strong deal flow from large cap and middle market companies. Experience with FinTech companies is preferred. **Responsibilities:** + Manages the credit process for a portfolio of clients + Negotiates credit documentation and manages the legal documentation process + Leads the credit and risk approval processes + Builds relationships with existing and prospective clients + Mentors and supports associates + Provides capital structure solutions **Required Qualifications:** + 10+ years of solid Commercial Banking experience + Experience in financial analysis, structuring, underwriting and portfolio management + Analytical/technical skills, including financial accounting, modeling and loan structuring + Strong communication skills; ability to communicate vertically, horizontally, and externally + Strong FinTech industry knowledge **Skills:** + Client Solutions Advisory + Financial Analysis + Loan Structuring + Risk Management + Underwriting + Account Management + Credit Documentation Requirements + Credit and Risk Assessment + Decision Making + Issue Management + Analytical Thinking + Coaching + Collaboration + Critical Thinking + Customer and Client Focus **Minimum Education Requirement:** BA/BS Degree Desired **Shift:** 1st shift (United States of America) **Hours Per Week:** 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. View your **"Know your Rights (************************************************************************************** "** poster. **View the LA County Fair Chance Ordinance (************************************************************************************************** .** Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work. This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.

Zions Bank recognizes that its success comes from the dedication, experience, and talents of its diverse employee base. As we usher in the next generation of banking, we're committed to being the premier employer of choice. We're proud to have ranked among American Banker magazine's “Best Banks to Work For” almost every year since 2013, as Best Employer from Utah's Best of State, among the Best Places to Work in Idaho, and “among the Salt Lake Tribune's Top Workplaces. Make the leap into a new era of banking. Let us transform your career. With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is committed to career growth and advancement. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity. Zions Bank has just opened an opportunity for a Credit Analyst located in Midvale, Utah office. If you're ready for the next rung on your career ladder, this may be your opportunity. Ideal candidates will have the skills and experience necessary to: Conduct credit investigations, credit and loan analysis, underwriting and other documentation information pertaining to loan analysis. Conduct research on a variety of equipment types and associated values. Prepare equipment desktop evaluations for teams across the Bank. Investigate all available sources of credit and financial information, including reporting services, credit bureaus, other companies, main office files, and branches. Understanding of the loan request and the business relationship ensures the accuracy and completeness of financial information received for loan renewals. Analyze financial statements and related material and makes recommendations for approvals of credits. Analyze financial conditions and trends, reviews and reports non-compliance with loan covenants. Determine cash flow using appropriate tax analysis. Prepare summaries, present facts, and offer opinions concerning credit-worthiness and any risk items or issues. Provide credit information and references for customers, loan officers, or other agencies as requested. Ensure that all credit files include current finances. May assist with projects as needed and perform other duties as assigned. What you need to bring to the table: Requires a Bachelor's in finance, accounting, or economics or a related field and 1+ yrs credit/financial analysis, lending, underwriting or other directly related experience. A combination of education and experience may meet job requirements. Preference for Equipment Finance or Leasing backgrounds, but not required. Basic working knowledge of financial and spread analysis, credit, lending and underwriting processes and principles. Some experience working with various types of loans. Basic working knowledge of credit risk, legal and regulatory requirements. Ability to work with lending officers and staff. Good client relationship and communication skills, both verbal and written. Ability to make sound decisions and recommendations regarding loans. Working knowledge of computer software programs including spreadsheets, word processing, etc. required. Benefits: Medical, Dental and Vision Insurance - START DAY ONE! Life and Disability Insurance, Paid Parental Leave and Adoption Assistance Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts Paid Training, Paid Time Off (PTO) and 12 Paid Federal Holidays, and any applicable state holidays 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience Mental health benefits including coaching and therapy sessions Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire Discounted TRAX pass. ZTC in Midvale is 5 minutes walking distance from closest station. Location Amenities: The Zions Technology Center is a 400,000-square-foot technology campus in Midvale, Utah. Located on the former Sharon Steel Mill superfund site, the sustainably built campus will be the company's primary technology and operations center. This modern and environmentally friendly technology center will enable Zions to continue to compete for the best technology talent in the state while providing team members with an exceptional work environment with features such as: Electric vehicle charging stations and close proximity to Historic Gardner Village UTA TRAX station. At least 75% of the building is powered by on-site renewable solar energy. Access to outdoor recreation, parks, trails, shareable bikes and locker rooms. Large modern cafe with a healthy and diverse menu. Healthy indoor environment with ample natural light and fresh air. LEED-certified sustainable building that features include the use of low VOC-emitting construction materials.

A career at CoBank can offer you the opportunity to make a personal impact on the people and communities where we do business. In order to be the best, we hire the best! Remarkable Benefits Offered by CoBank * Careers with a purpose * Time-Off Packages, 15 days of vacation, 10 paid sick days and 11 paid holidays * Competitive Compensation & Incentive * Hybrid work model: flexible arrangements for most positions * Benefits Packages, including Medical, Dental and Vision coverage, Disability, AD&D, and Life Insurance * Robust associate training and development with CoBank University * Tuition reimbursement for higher education up to $10k per year * Outstanding 401k: up to 6% matching and additional 3% non-elective contribution & Student Loan Match * Community Impact: United Way Angel Day, Volunteer Day and Associate Directed Contribution * Associate Resource Groups: creating a culture of respect and inclusion * Recognize a fellow associate through our GEM awards Job Description Prepares analyses and conducts credit investigations of routine credits in accordance with prescribed methods and procedures. Prepares and/or assists in the preparation of credit reports for appropriate staff or committees. Cosponsors or approves credits within prescribed credit limits. Assists with account servicing, credit administration, and documentation. Provides support with research and statistical analyses. Essential Functions * Develops credit information for use by appropriate staff and committees in making decisions about credit arrangements for new, renewal, or extension loans. Cosponsors or approves credit requests within prescribed limits. * Reviews all pertinent credit and financial information and determines the need for more thorough investigation or additional information. Analyzes information statements and related material and prepares thorough, well-written, and clear credit reports. Prepares summaries, presents facts, and offers opinions concerning credit-worthiness. Understands and follows bank guidelines, policies, and procedures for the preparation and presentation of credit information. * Assists with credit administration, account servicing, development, packaging, closing, documentation, and monitoring. * Maintains control over current accounts, monitoring for payment progress and any developing problems. Provides relevant and timely information to internal stakeholders including account officers, relationship managers, and credit managers. * Assists in the preparation of internal research and analysis, provides statistical reports, and verifies information. Prepares and delivers presentations on topics as assigned. * Develops and utilizes computerized spreadsheets, programs, and other automated tools for credit analysis, special projects, or presentations. * Maintains expertise in assigned industries or market sectors. Keeps abreast of industry trends and competitive environment. Education * Bachelor's Degree in business, finance, or relevant discipline Work Experience * 1 year in credit/finance, preferably in banking or financial services industry required * Basic knowledge of financial analysis, including cash flow analysis, balance sheet analysis, profitability, liquidity, and solvency analysis. * Intermediate knowledge of financial modeling techniques and preparation of pro forma financial statements. Physical Exertion Details Sedentary Exerting up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently (Frequently: activity or condition exists from 1/3 to 2/3 of the time) to lift, carry, push, pull, or otherwise move objects, including the human body. Sedentary work involves sitting most of the time, but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met. Travel Requirement Details Occasional Travel occurs infrequently (typically, once a month or less). About CoBank The typical base pay range for this role is between $65,500 - $74,940. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. This position is eligible for a discretionary annual incentive program driven by organization and individual performance. The listed salary, other compensation and benefits information is accurate as of the date of this posting. This job will be posted for a minimum of five (5) business days or until the position is filled. CoBank reserves the right to adjust compensation for all positions and to modify or discontinue benefits programs at any time in its sole discretion, subject to applicable law. CoBank is a cooperative bank serving vital industries across rural America. The bank provides loans, leases, export financing and other financial services to agribusinesses and rural power, water and communications providers in all 50 states. The bank also provides wholesale loans and other financial services to affiliated Farm Credit associations serving more than 76,000 farmers, ranchers and other rural borrowers in 23 states around the country. CoBank is a member of the Farm Credit System, a nationwide network of banks and retail lending associations chartered to support the borrowing needs of U.S. agriculture, rural infrastructure and rural communities. Headquartered outside Denver, Colorado, CoBank serves customers from regional banking centers across the U.S. and also maintains an international representative office in Singapore. REASONABLE ACCOMMODATION We are committed to ensuring that our online application process provides an equal employment opportunity to all applicants, including qualified individuals with disabilities. If you are an applicant with a disability, or are assisting an applicant with a disability, and require accessibility assistance or would like to request a reasonable accommodation for any aspect of the application process, including completing an application, interviewing, or otherwise participating in the employee selection process, please submit a request by emailing *********************. Include your contact information and specific details about your requested accommodation. Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time. CoBank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, or status as a protected veteran. Responsibilities Prepares analyses and conducts credit investigations of routine credits in accordance with prescribed methods and procedures. Prepares and/or assists in the preparation of credit reports for appropriate staff or committees. Cosponsors or approves credits within prescribed credit limits. Assists with account servicing, credit administration, and documentation. Provides support with research and statistical analyses.

Headquartered in Salt Lake City, Utah, VFI Corporate Finance, Inc. (“VFI” or the “Company”) is a leading direct commercial finance lender for Middle Market to Fortune 500 companies. The Company has an experienced and proven management team with over a combined century of experience. VFI finances critical use assets for lessees across a wide variety of industries. VFI has a diversified portfolio in both equipment and geographic locations. VFI is currently hiring an experienced Credit Analyst to join our Salt Lake City team. Job Description: Analyze financial statements and other financial information in order to understand a customer's risk profile and to present that analysis to VFI's Credit Committee. The focus of the analysis will be to provide VFI's Credit Committee with an accurate and data-based presentation on a customer's history, its profitability, solvency, stability, liquidity and ultimately, their ability to repay their obligations to VFI. This requires: Spreading financial statements in Excel Understanding customer's business model and industry Incorporating budgets and forecasts into the spreads and comparing them with actual results when appropriate Using third party sources to augment information provided by customer including ratings reports, news articles, press releases, SEC filings, industry data, and so forth Understanding the economics of pending transactions Understanding VFI's collateral and how such collateral supports a transaction Identifying customer specific risks and understand how they might impact the overall credit risk to VFI Identify specific areas of potential fraud Collaborate with members of the Credit Department to manage workflow and ensure timely turnaround of submitted requests Interact with other departments to gather information and ensure credit decisions and guidelines are communicated effectively and accurately Qualifications: Must have solid understanding of financial statements and the ability to consolidate and analyze financial data including: budgets, financial statements, forecasts and financial ratios Informed of current financial subjects including accounting, tax laws, corporate lending and general business organization Outstanding communication and presentation skills are critically important Strong interpersonal and customer relationship skills Detail oriented with the ability to manage multiple assignments simultaneously and meet deadlines Highly proficient in MS Office products, particularly Excel Familiarity with CRM software (e.g., Salesforce) Education and Experience: Bachelor's degree (or higher) in Finance, Accounting, Economics, or another business-related field Three to five years of prior experience as a Credit or Financial Analyst

Job Description We're looking for a team centric, detail oriented person to add to our Credit Analyst team. Ag analysis experience necessary. can be located at any of our locations in NE, CO or KS, office space permitting. POSITION SUMMARY Responsible for completion of loan credit analysis for new and existing loans. Conducts financial statement review for loan officers, as well as comprehensive statement spreading. Assists loan review/ external auditors. Teams with credit administration staff and loan operations to meet/exceed service expectations of bankers. PRIMARY ACCOUNTABILITIES AND RESPONSIBILITIES Completes all financial analysis reviews assigned, reporting results to the appropriate banker or department supervisors, as applicable. Follows up to ensure timely response to recommendations and resolution and/or implementation of same. Spreads statements. Generates all Commercial Loan Documentation in Laser Pro for the system's bankers. Assist in reviewing the other analyst laser pro doc's for accuracy prior to sending documents to bankers. Prepares the loan packet credit presentation check list for aggregation of credit and risk rating. Examines files systematically for adequacy of documentation and/or deficiencies. Reports examination results to appropriate banker. Assists Loan Officers with request for yearly financials from appropriate borrowers/customers. Maintains tickler files, as necessary. Assists in post close loan reviews/audits for preparation of technical exception reports, non-conforming loan reports, etc.

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This job is responsible for managing a national portfolio of Global Commercial Banking (GCB) FinTech relationships, working directly with clients and prospects to provide financing solutions for multinational FinTech companies in the payments and financial software verticals. Key responsibilities include originating and structuring loans, negotiating terms and conditions, leading the credit process from pitch through underwriting, approval, booking and closing, with a focus on growing loans and credit revenue and managing asset quality. The Commercial Credit Officer (CO) is a highly skilled resource, providing expert level advisory guidance in the most complex, integrated debt capital solutions for commercial banking clients, whether publicly traded or privately held. Products include lines of credit, term loans, and syndicated loans. The CO manages all of the ancillary credit exposure to clients and maintains knowledge of other Bank of America products including investment banking, treasury management and hedging solutions that have credit exposure, and leverages product and industry expertise to deliver the best possible and optimally integrated strategic solution for the client or prospect. This role reports to the Commercial Credit Manager or Executive and will be aligned to an underwriting team that supports the business. FinTech is a fast-paced work environment with a highly active portfolio and strong deal flow from large cap and middle market companies. Experience with FinTech companies is preferred. Responsibilities: * Manages the credit process for a portfolio of clients * Negotiates credit documentation and manages the legal documentation process * Leads the credit and risk approval processes * Builds relationships with existing and prospective clients * Mentors and supports associates * Provides capital structure solutions Required Qualifications: * 10+ years of solid Commercial Banking experience * Experience in financial analysis, structuring, underwriting and portfolio management * Analytical/technical skills, including financial accounting, modeling and loan structuring * Strong communication skills; ability to communicate vertically, horizontally, and externally * Strong FinTech industry knowledge Skills: * Client Solutions Advisory * Financial Analysis * Loan Structuring * Risk Management * Underwriting * Account Management * Credit Documentation Requirements * Credit and Risk Assessment * Decision Making * Issue Management * Analytical Thinking * Coaching * Collaboration * Critical Thinking * Customer and Client Focus Minimum Education Requirement: BA/BS Degree Desired Shift: 1st shift (United States of America) Hours Per Week: 40

A career at CoBank can offer you the opportunity to make a personal impact on the people and communities where we do business. In order to be the best, we hire the best! Remarkable Benefits Offered by CoBank * Careers with a purpose * Time-Off Packages, 15 days of vacation, 10 paid sick days and 11 paid holidays * Competitive Compensation & Incentive * Hybrid work model: flexible arrangements for most positions * Benefits Packages, including Medical, Dental and Vision coverage, Disability, AD&D, and Life Insurance * Robust associate training and development with CoBank University * Tuition reimbursement for higher education up to $10k per year * Outstanding 401k: up to 6% matching and additional 3% non-elective contribution & Student Loan Match * Community Impact: United Way Angel Day, Volunteer Day and Associate Directed Contribution * Associate Resource Groups: creating a culture of respect and inclusion * Recognize a fellow associate through our GEM awards Job Description Prepares analyses and conducts credit investigations of routine credits in accordance with prescribed methods and procedures. Prepares and/or assists in the preparation of credit reports for appropriate staff or committees. Cosponsors or approves credits within prescribed credit limits. Assists with account servicing, credit administration, and documentation. Provides support with research and statistical analyses. Essential Functions * Develops credit information for use by appropriate staff and committees in making decisions about credit arrangements for new, renewal, or extension loans. Cosponsors or approves credit requests within prescribed limits. * Reviews all pertinent credit and financial information and determines the need for more thorough investigation or additional information. Analyzes information statements and related material and prepares thorough, well-written, and clear credit reports. Prepares summaries, presents facts, and offers opinions concerning credit-worthiness. Understands and follows bank guidelines, policies, and procedures for the preparation and presentation of credit information. * Assists with credit administration, account servicing, development, packaging, closing, documentation, and monitoring. * Maintains control over current accounts, monitoring for payment progress and any developing problems. Provides relevant and timely information to internal stakeholders including account officers, relationship managers, and credit managers. * Assists in the preparation of internal research and analysis, provides statistical reports, and verifies information. Prepares and delivers presentations on topics as assigned. * Develops and utilizes computerized spreadsheets, programs, and other automated tools for credit analysis, special projects, or presentations. * Maintains expertise in assigned industries or market sectors. Keeps abreast of industry trends and competitive environment. Education * Bachelor's Degree in business, finance, or relevant discipline Work Experience * 1 year in credit/finance, preferably in banking or financial services industry required * Basic knowledge of financial analysis, including cash flow analysis, balance sheet analysis, profitability, liquidity, and solvency analysis. * Intermediate knowledge of financial modeling techniques and preparation of pro forma financial statements. Physical Exertion Details Sedentary Exerting up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently (Frequently: activity or condition exists from 1/3 to 2/3 of the time) to lift, carry, push, pull, or otherwise move objects, including the human body. Sedentary work involves sitting most of the time, but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met. Travel Requirement Details Occasional Travel occurs infrequently (typically, once a month or less). About CoBank The typical base pay range for this role is between $65,500 - $74,940. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. This position is eligible for a discretionary annual incentive program driven by organization and individual performance. The listed salary, other compensation and benefits information is accurate as of the date of this posting. This job will be posted for a minimum of five (5) business days or until the position is filled. CoBank reserves the right to adjust compensation for all positions and to modify or discontinue benefits programs at any time in its sole discretion, subject to applicable law. CoBank is a cooperative bank serving vital industries across rural America. The bank provides loans, leases, export financing and other financial services to agribusinesses and rural power, water and communications providers in all 50 states. The bank also provides wholesale loans and other financial services to affiliated Farm Credit associations serving more than 76,000 farmers, ranchers and other rural borrowers in 23 states around the country. CoBank is a member of the Farm Credit System, a nationwide network of banks and retail lending associations chartered to support the borrowing needs of U.S. agriculture, rural infrastructure and rural communities. Headquartered outside Denver, Colorado, CoBank serves customers from regional banking centers across the U.S. and also maintains an international representative office in Singapore. REASONABLE ACCOMMODATION We are committed to ensuring that our online application process provides an equal employment opportunity to all applicants, including qualified individuals with disabilities. If you are an applicant with a disability, or are assisting an applicant with a disability, and require accessibility assistance or would like to request a reasonable accommodation for any aspect of the application process, including completing an application, interviewing, or otherwise participating in the employee selection process, please submit a request by emailing *********************. Include your contact information and specific details about your requested accommodation. Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time. CoBank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, or status as a protected veteran. Responsibilities Prepares analyses and conducts credit investigations of routine credits in accordance with prescribed methods and procedures. Prepares and/or assists in the preparation of credit reports for appropriate staff or committees. Cosponsors or approves credits within prescribed credit limits. Assists with account servicing, credit administration, and documentation. Provides support with research and statistical analyses.

We're looking for a team centric, detail oriented person to add to our Credit Analyst team. Ag analysis experience necessary. can be located at any of our locations in NE, CO or KS, office space permitting. Responsible for completion of loan credit analysis for new and existing loans. Conducts financial statement review for loan officers, as well as comprehensive statement spreading. Assists loan review/ external auditors. Teams with credit administration staff and loan operations to meet/exceed service expectations of bankers. PRIMARY ACCOUNTABILITIES AND RESPONSIBILITIES Completes all financial analysis reviews assigned, reporting results to the appropriate banker or department supervisors, as applicable. Follows up to ensure timely response to recommendations and resolution and/or implementation of same. Spreads statements. Generates all Commercial Loan Documentation in Laser Pro for the system's bankers. Assist in reviewing the other analyst laser pro doc's for accuracy prior to sending documents to bankers. Prepares the loan packet credit presentation check list for aggregation of credit and risk rating. Examines files systematically for adequacy of documentation and/or deficiencies. Reports examination results to appropriate banker. Assists Loan Officers with request for yearly financials from appropriate borrowers/customers. Maintains tickler files, as necessary. Assists in post close loan reviews/audits for preparation of technical exception reports, non-conforming loan reports, etc.

A career at CoBank can offer you the opportunity to make a personal impact on the people and communities where we do business. In order to be the best, we hire the best! Remarkable Benefits Offered by CoBank * Careers with a purpose * Time-Off Packages, 15 days of vacation, 10 paid sick days and 11 paid holidays * Competitive Compensation & Incentive * Hybrid work model: flexible arrangements for most positions * Benefits Packages, including Medical, Dental and Vision coverage, Disability, AD&D, and Life Insurance * Robust associate training and development with CoBank University * Tuition reimbursement for higher education up to $10k per year * Outstanding 401k: up to 6% matching and additional 3% non-elective contribution & Student Loan Match * Community Impact: United Way Angel Day, Volunteer Day and Associate Directed Contribution * Associate Resource Groups: creating a culture of respect and inclusion * Recognize a fellow associate through our GEM awards Job Description Prepares analysis and conducts credit investigations of routine and more complex credits in accordance with prescribed methods and procedures. Prepares and presents credit reports to appropriate senior staff or committees. Cosponsors or approves credits within prescribed credit limits. Assists with account servicing, credit administration, and documentation. Provides support to credit manager and appropriate staff with research and statistical analysis. Essential Functions * Develops credit information and structures financial proposals for use by appropriate senior staff and committees in making decisions about credit arrangements for new, renewal, or extension loans. Cosponsors or approves credit requests within prescribed limits. * Reviews all pertinent credit and financial information and determines the need for more thorough investigation or additional information. Analyzes information statements and related material and prepares summaries, presents facts, and offers opinions concerning credit‑worthiness. Understands and follows bank guidelines, policies, and procedures for the preparation and presentation of credit information. * Assists with credit administration, account servicing, development, packaging, closing, documentation, and monitoring. * Maintains control over current accounts, monitoring for payment progress, developing problems, trends, and compliance with covenants. Provides relevant and timely information to internal stakeholders including account officers, relationship managers, and credit staff. * Assists credit manager in the preparation of internal research and analysis, provides statistical reports, and verifies information. Prepares and delivers presentations on topics as assigned. * Develops and utilizes computerized spreadsheets, programs, and other automated tools for credit analysis, special projects, or presentations. * May authorize loan advances and loan re-pricing with money desk staff. * Maintains expertise in assigned industries or market sectors. Keeps abreast of industry trends and competitive environment. Education * Bachelor's Degree required Work Experience * 3 years of credit experience in banking industry required Physical Exertion Details Sedentary Exerting up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently (Frequently: activity or condition exists from 1/3 to 2/3 of the time) to lift, carry, push, pull, or otherwise move objects, including the human body. Sedentary work involves sitting most of the time, but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met. Travel Requirement Details Occasional Travel occurs infrequently (typically, once a month or less). About CoBank The typical base pay range for this role is between $80,300 - $91,840. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. This position is eligible for a discretionary annual incentive program driven by organization and individual performance. The listed salary, other compensation and benefits information is accurate as of the date of this posting. This job will be posted for a minimum of five (5) business days or until the position is filled. CoBank reserves the right to adjust compensation for all positions and to modify or discontinue benefits programs at any time in its sole discretion, subject to applicable law. CoBank is a cooperative bank serving vital industries across rural America. The bank provides loans, leases, export financing and other financial services to agribusinesses and rural power, water and communications providers in all 50 states. The bank also provides wholesale loans and other financial services to affiliated Farm Credit associations serving more than 76,000 farmers, ranchers and other rural borrowers in 23 states around the country. CoBank is a member of the Farm Credit System, a nationwide network of banks and retail lending associations chartered to support the borrowing needs of U.S. agriculture, rural infrastructure and rural communities. Headquartered outside Denver, Colorado, CoBank serves customers from regional banking centers across the U.S. and also maintains an international representative office in Singapore. REASONABLE ACCOMMODATION We are committed to ensuring that our online application process provides an equal employment opportunity to all applicants, including qualified individuals with disabilities. If you are an applicant with a disability, or are assisting an applicant with a disability, and require accessibility assistance or would like to request a reasonable accommodation for any aspect of the application process, including completing an application, interviewing, or otherwise participating in the employee selection process, please submit a request by emailing *********************. Include your contact information and specific details about your requested accommodation. Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time. CoBank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, or status as a protected veteran. Responsibilities Prepares analysis and conducts credit investigations of routine and more complex credits in accordance with prescribed methods and procedures. Prepares and presents credit reports to appropriate senior staff or committees. Cosponsors or approves credits within prescribed credit limits. Assists with account servicing, credit administration, and documentation. Provides support to credit manager and appropriate staff with research and statistical analysis.

Job Description We're looking for a team centric, detail oriented person to add to our Credit Analyst team. Ag analysis experience necessary. can be located at any of our locations in NE, CO or KS, office space permitting. POSITION SUMMARY Responsible for completion of loan credit analysis for new and existing loans. Conducts financial statement review for loan officers, as well as comprehensive statement spreading. Assists loan review/ external auditors. Teams with credit administration staff and loan operations to meet/exceed service expectations of bankers. PRIMARY ACCOUNTABILITIES AND RESPONSIBILITIES Completes all financial analysis reviews assigned, reporting results to the appropriate banker or department supervisors, as applicable. Follows up to ensure timely response to recommendations and resolution and/or implementation of same. Spreads statements. Generates all Commercial Loan Documentation in Laser Pro for the system's bankers. Assist in reviewing the other analyst laser pro doc's for accuracy prior to sending documents to bankers. Prepares the loan packet credit presentation check list for aggregation of credit and risk rating. Examines files systematically for adequacy of documentation and/or deficiencies. Reports examination results to appropriate banker. Assists Loan Officers with request for yearly financials from appropriate borrowers/customers. Maintains tickler files, as necessary. Assists in post close loan reviews/audits for preparation of technical exception reports, non-conforming loan reports, etc.

A career at CoBank can offer you the opportunity to make a personal impact on the people and communities where we do business. In order to be the best, we hire the best! Remarkable Benefits Offered by CoBank Careers with a purpose Time-Off Packages, 15 days of vacation, 10 paid sick days and 11 paid holidays Competitive Compensation & Incentive Hybrid work model: flexible arrangements for most positions Benefits Packages, including Medical, Dental and Vision coverage, Disability, AD&D, and Life Insurance Robust associate training and development with CoBank University Tuition reimbursement for higher education up to $10k per year Outstanding 401k: up to 6% matching and additional 3% non-elective contribution & Student Loan Match Community Impact: United Way Angel Day, Volunteer Day and Associate Directed Contribution Associate Resource Groups: creating a culture of respect and inclusion Recognize a fellow associate through our GEM awards Job Description Prepares analysis and conducts credit investigations of routine and more complex credits in accordance with prescribed methods and procedures. Prepares and presents credit reports to appropriate senior staff or committees. Cosponsors or approves credits within prescribed credit limits. Assists with account servicing, credit administration, and documentation. Provides support to credit manager and appropriate staff with research and statistical analysis. Essential Functions Develops credit information and structures financial proposals for use by appropriate senior staff and committees in making decisions about credit arrangements for new, renewal, or extension loans. Cosponsors or approves credit requests within prescribed limits. Reviews all pertinent credit and financial information and determines the need for more thorough investigation or additional information. Analyzes information statements and related material and prepares summaries, presents facts, and offers opinions concerning credit‑worthiness. Understands and follows bank guidelines, policies, and procedures for the preparation and presentation of credit information. Assists with credit administration, account servicing, development, packaging, closing, documentation, and monitoring. Maintains control over current accounts, monitoring for payment progress, developing problems, trends, and compliance with covenants. Provides relevant and timely information to internal stakeholders including account officers, relationship managers, and credit staff. Assists credit manager in the preparation of internal research and analysis, provides statistical reports, and verifies information. Prepares and delivers presentations on topics as assigned. Develops and utilizes computerized spreadsheets, programs, and other automated tools for credit analysis, special projects, or presentations. May authorize loan advances and loan re-pricing with money desk staff. Maintains expertise in assigned industries or market sectors. Keeps abreast of industry trends and competitive environment. Education Bachelor's Degree required Work Experience 3 years of credit experience in banking industry required Physical Exertion Details Sedentary Exerting up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently (Frequently: activity or condition exists from 1/3 to 2/3 of the time) to lift, carry, push, pull, or otherwise move objects, including the human body. Sedentary work involves sitting most of the time, but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met. Travel Requirement Details Occasional Travel occurs infrequently (typically, once a month or less). About CoBank The typical base pay range for this role is between $80,300 - $91,840. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. This position is eligible for a discretionary annual incentive program driven by organization and individual performance. The listed salary, other compensation and benefits information is accurate as of the date of this posting. This job will be posted for a minimum of five (5) business days or until the position is filled. CoBank reserves the right to adjust compensation for all positions and to modify or discontinue benefits programs at any time in its sole discretion, subject to applicable law. CoBank is a cooperative bank serving vital industries across rural America. The bank provides loans, leases, export financing and other financial services to agribusinesses and rural power, water and communications providers in all 50 states. The bank also provides wholesale loans and other financial services to affiliated Farm Credit associations serving more than 76,000 farmers, ranchers and other rural borrowers in 23 states around the country. CoBank is a member of the Farm Credit System, a nationwide network of banks and retail lending associations chartered to support the borrowing needs of U.S. agriculture, rural infrastructure and rural communities. Headquartered outside Denver, Colorado, CoBank serves customers from regional banking centers across the U.S. and also maintains an international representative office in Singapore. REASONABLE ACCOMMODATION We are committed to ensuring that our online application process provides an equal employment opportunity to all applicants, including qualified individuals with disabilities. If you are an applicant with a disability, or are assisting an applicant with a disability, and require accessibility assistance or would like to request a reasonable accommodation for any aspect of the application process, including completing an application, interviewing, or otherwise participating in the employee selection process, please submit a request by emailing *********************. Include your contact information and specific details about your requested accommodation. Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time. CoBank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, or status as a protected veteran. We can recommend jobs specifically for you! Click here to get started.