Credit analyst jobs in Grand Forks, ND

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ERP Analyst
Master Technology Group | MTG 4.0
Credit analyst job in Eden Prairie, MN
At Master Technology Group (MTG), a team of talented individuals are shaping the future of technology integration. We have created a community of great people who show an uncommon level of care for our clients, colleagues, and community. We're looking for excited and motivated individuals who are as excited to build this organization as we are. Isn't it time you were a part of something great? JOB SUMMARY Master Technology Group (MTG) specializes in designing, installing, and servicing commercial property technologies across local and national markets. The ERP Analyst will provide Enterprise Resource Planning (ERP) systems and operational support throughout the project life cycle. The ideal candidate will play a key role in the advanced customization, configuration, and maintenance of MTG's ERP systems. This position involves in-depth analysis and testing of ERP processes and reporting to ensure optimal performance and alignment with corporate goals. The ERP Analyst collaborates with senior team members and provides expertise in addressing complex ERP-related challenges. In addition, the ERP Analyst will periodically support the Operations team in executing technology-related projects for our clients. To succeed, the ERP Analyst must possess excellent customer service skills and maintain strong professional relationships with all stakeholders, including employees, clients, vendors, and partners. Strong communication, administrative skills, organizational and multi-tasking capabilities are vital. The position is a full-time, in-office role that reports to the Manager of IT and Business Transformation. KEY DUTIES AND RESPONSIBILITIES Lead in the customization and configuration of advanced ERP workflows Conduct in-depth analysis of ERP systems to identify areas for improvement and optimization Collaborate with senior team members and cross-functional teams to gather requirements, design process improvements, and implement ERP solutions Perform comprehensive testing of ERP workflows to ensure compliance with corporate needs and industry standards Provide support for end-users and troubleshoot ERP-related issues Stay abreast of emerging ERP technologies and contribute to the continuous improvement of ERP processes Gain a thorough understanding of MTG services and operational processes Tracking and reporting overall progress and milestone status to Coordinators and Project Managers as needed Develop and maintain positive relationships with clients, fellow employees, vendors, and local service providers Coordinate resources to support the project completion process and assist with post-install document/program creation Administrative responsibility to support systems utilization, including but not limited to managing security settings, user access, change requests, and overall system configuration Stay informed of and communicate updates and improvements to systems and operational processes Coordinate reporting needs, generate reporting, and conduct high-level data analysis to support leadership in data-driven decision-making Develop custom reports based on departmental and overall company goals Evaluate and optimize workflow and define best practices Other related duties as required or assigned QUALIFICATIONS 3+ years of experience in a business operations role, ideally with expertise in reporting and business process automation Familiarity with enterprise-level ERP solutions, CRM solutions, data visualization tools, and project management solutions Ability to translate raw data into meaningful metrics Demonstrated experience in project management, formal or informal Ability to own and solve problems independently and as part of a cross-functional team Considerable experience with Microsoft applications (Word, Excel, PowerPoint, 365, etc.) Excellent organization skills and a passion for process and business systems, as well as process improvement Effective communication skills, written, verbal and visual (example: process mapping/workflow) Proven ability to multitask in a fast-paced environment Excellent interpersonal skills with the ability to work with a variety of stakeholders PERFORMANCE MEASUREMENTS Demonstrates a clear understanding of the key duties and responsibilities of the position Shows enthusiasm and effort to perform all aspects of the role effectively Exhibits competence and capability to execute key duties and responsibilities efficiently Consistently meets expected standards of quality and customer satisfaction Completes assigned tasks promptly and adheres to project deadlines Always represents MTG in a professional manner, embodying the company's standards of conduct and appearance Demonstrates sound decision-making through practical analysis, effective problem-solving, and good judgment Maintains effective working relationships and collaborates well within a team environment Communicates clearly and professionally, both verbally and in writing, including emails, reports, and correspondence Demonstrates reliability through consistent attendance, punctuality, and timely completion of tasks Alignment with and demonstration of MTG's Core Values: People First: Demonstrates humility, helpfulness, and genuine care for others Above and Beyond: Exhibits a “whatever it takes” mindset, actively contributing beyond minimum expectations Sense of Urgency: Responds promptly and diligently to organizational and client needs Team Player: Demonstrates respect, support, and collaboration, sharing expertise generously Do the Right Thing: Operates with honesty, integrity, transparency, and strong ethical standards COMPENSATION AND BENEFITS Base Salary $72,000 - $85,000+ DOQ Phone Stipend Medical, Dental & Vision Insurance 401k Match PTO Nice Healthcare Life Insurance - Company-provided STD / LTD - Company-provided Employee Referral Bonus Development Opportunities Master Technology Group is proud to be an equal-opportunity employer. All aspects of employment, including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate based on race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local laws.
$72k-85k yearly 2d ago
Assistant Credit Manager
Ashley Furniture Industries, LLC 4.1
Credit analyst job in Minneiska, MN
This position will assist the corporate credit manager as directed to help ensure company goals are met, policies are followed, receivables are collected timely and bad debt write-offs are maintained at an acceptable level. ESSENTIAL FUNCTIONS Make employment decisions and/or recommendations on hiring, improvement plans, transfers, promotions, corrective actions, pay adjustments, etc. Listen to, respond to and address employee concerns. Coordinate and manage the work of employees by directing members of the team to meet the area's goals. Audit regularly to ensure standard operating procedures are being adhered to. Facilitate employee growth and development through weekly team meetings, regular individual employee meetings, coaching, training, and company-offered learning opportunities. Manage employee performance and assist employees in making improvements to their performance through coaching, mentoring and administering performance reviews. Recommend, plan and/or implement employee training and skill development activities. Audit, maintain and ensure employee time-keeping and absentee records are accurate. Manage and improve departmental performance measures through use and interpretation of continuous improvement tools. Improve working conditions and processes that include supporting and directing employees to participate in improvement programs. Demonstrate the Company's Core and Growth Values in the performance of all job functions. SKILLS Excellent oral and written communication skills Excellent interpersonal skills Proficient computer skills, including experience with internet and email use Professional telephone etiquette Provide effective leadership, promote teamwork and demonstrate the ability to lead people to get results Perform under strong demands in a fast-paced environment Respond professionally in situations with difficult employee/vendor/customer issues or inquires Remain calm in difficult situations Proven abilities in credit related functions Problem solve, especially in a fast-paced, high pressure environment Address difficult customer and employee issues & concerns Maintain confidentiality Possess and demonstrate leadership skills and initiative to complete tasks Maintain a positive and professional attitude that motivates others and promotes enthusiasm Delegate tasks to appropriate individuals COMPETENCIES Professional Decision Making Results Oriented Adaptability Integrity and trust EDUCATION Bachelor's Degree in Finance or Business or related, Preferred EXPERIENCE 4 years credit or finance related experience, Require Supervisory/Management experience
$29k-37k yearly est. 13d ago
Financial & Credit Analyst
Arch Capital Group Ltd. 4.7
Credit analyst job in Saint Paul, MN
With a company culture rooted in collaboration, expertise and innovation, we aim to promote progress and inspire our clients, employees, investors and communities to achieve their greatest potential. Our work is the catalyst that helps others achieve their goals. In short, We Enable Possibility℠. Job Summary This is an analytical position developed to help assess and manage the financial risk on individual deals and the overall casualty book of business across different product lines. It is responsible for the assessment and grading the complex financial nature of large accounts and determining appropriate structure and levels of collateral and funding. It also provides analytical support and guidance to different levels of management on complex situations relating to financial and credit risk management. The hiring team would like to talk with candidates who have experience in financial credit analysis (including from an internship). The team would also be interested in meeting new grad who is excited to join the insurance industry. This role can sit in either the Alpharetta, GA or St. Paul, MN office on a hybrid schedule of two days in the office, three days remote. * Complete reviews and evaluations of existing and prospect clients' financial condition and credit worthiness * Track upcoming renewals and pro-actively secure and compile data * Collaborate with the underwriting teams in identifying and soliciting information needed to complete the financial and credit risk analysis * Compile, upload and spread financials in Moody's Credit Lens * Conduct industry and market research and competitive landscape analysis * Participate in fact finding calls and meetings with client's Senior Financial Management * Review and monitor economic, marketplace, and collateral trends, particularly as they relate to target industries * Research accounting and business changes and update benchmarks and analytical tools * Act as a liaison with the Global Treasury and Corporate Accounting and Finance teams as relates to collateral, credit, billing and accounting type of issues * Populate and run Collateral Analysis and Assessment Tool * Provide ad-hoc management and financial reports on the casualty book of business Education & Experience * Bachelors or higher degree in Finance/Accounting. * Prior experience and expertise in Financial and Credit Risk and Financial Statement Analysis. * Prior experience in the Insurance/Risk Management field is a plus. * Prior experience with Moody's CreditLens and S&P Capital IQ is a plus. Key Competencies * Well organized and able to prioritize and handle diverse tasks effectively * Strong analytical skills with the ability to collect, organize, analyze, and disseminate significant amounts of information with attention to detail and accuracy * Excellent communication and interpersonal skills * High level of understanding of financial statements and transactions * Ability to influence without authority. #LI-AT1 #LI-hybrid For individuals assigned or hired to work in the location(s) indicated below, the base salary range is provided. Range is as of the time of posting. Position is incentive eligible. $73,348 - $99,236/year * Total individual compensation (base salary, short & long-term incentives) offered will take into account a number of factors including but not limited to geographic location, scope & responsibilities of the role, qualifications, talent availability & specialization as well as business needs. The above pay range may be modified in the future. * Arch is committed to helping employees succeed through our comprehensive benefits package that includes multiple medical plans plus dental, vision and prescription drug coverage; a competitive 401k with generous matching; PTO beginning at 20 days per year; up to 12 paid company holidays per year plus 2 paid days of Volunteer Time Offer; basic Life and AD&D Insurance as well as Short and Long-Term Disability; Paid Parental Leave of up to 10 weeks; Student Loan Assistance and Tuition Reimbursement, Backup Child and Elder Care; and more. Click here to learn more on available benefits. Do you like solving complex business problems, working with talented colleagues and have an innovative mindset? Arch may be a great fit for you. If this job isn't the right fit but you're interested in working for Arch, create a job alert! Simply create an account and opt in to receive emails when we have job openings that meet your criteria. Join our talent community to share your preferences directly with Arch's Talent Acquisition team. 14400 Arch Insurance Group Inc.
$73.3k-99.2k yearly Auto-Apply 10d ago
Credit Analyst
United Prairie Bank 3.3
Credit analyst job in Mankato, MN
Are you looking to join a team that has shaped United Prairie Bank to be a Top Workplace of choice! United Prairie Bank is hiring a Credit Analyst. This position is full-time, Monday - Friday. This position will office out of the closest United Prairie branch to the applicant's Minnesota residence. Job Overview: In this position you will be collecting, analyzing, and interpreting financial data and financial information to evaluate and mitigate credit risk, as well as determining the appropriate credit risk rating on new and existing borrowers. You will collaborate and work closely with lenders and credit support to maximize borrower cash flow for United Prairie debt retirement and manage credit facilities extended to United Prairie borrowers. Annual Compensation: $56,865-$84,137 Qualifications for this Opportunity: High school diploma or GED (Required) Bachelor's Degree in Accounting, Finance, or Business Management, preferred. Deliver an exceptional customer service experience. Problem solving skills to find effective solutions. Ability to work independently and cooperatively with other team members. Benefits Include: Medical, Dental, Vision insurance 401(k) with Employer Match Health Savings Account (HSA) with Employer Match Flexible Spendings Plans Time Off Benefits - PTO, Volunteer Time Off, 11 paid holidays. Company-paid Life Insurance and Short- & Long-Term Disability Profit Sharing Why United Prairie: United Prairie Bank is a family-owned community bank serving customers for over 100 years through-out Minnesota. Our vision is to inspire dreams and bring them to life. We recognize that our team members are our most important resource. We strive to create a positive work environment through accountability, communication, trust, and service. We are a team of highly engaged employees and foster a culture of opportunity for you to achieve career growth and success. United Prairie Bank is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sexual preference or orientation, gender identity, gender expression, national origin, disability status, veteran status and all other protected classes.
$56.9k-84.1k yearly 5d ago
Credit Specialist
Merchant & Gould Pc 4.4
Credit analyst job in Minneapolis, MN
You will be responsible for working with our clients, foreign and domestic, and our attorneys to ensure our invoices are paid on a timely basis. Responsibilities: Process monthly domestic and foreign statements of account Process systematic collection letters for those accounts that are PAST DUE Contact individual clients directly by phone and email to resolve and collect outstanding balances Work with clients and attorneys to resolve any discrepancies with our invoices Maintain electronic collection files 6. Miscellaneous accounting tasks as required Knowledge, Skills and Abilities Required: • Two years of credit/collection experience desired • Post-secondary education preferred • Experience in the Microsoft Office Suite • Strong attention to detail and problem solving skills • Ability to organize and prioritize numerous tasks and complete them under time constraints • Ability to work independently and with minimal supervision • Excellent written communication skills required • Interpersonal skills necessary in order to communicate with a diverse group of clients, attorneys, and staff in order to provide information with courtesy and tact.
$66k-95k yearly est. Auto-Apply 60d+ ago
Credit Analyst II
WNB Financial Na 3.0
Credit analyst job in Wabasha, MN
We are looking for a skilled analyst to join our Business Banking team! Consider applying if you have experience in business lending, credit analysis, or trend analysis. As a Credit Analyst II, you will focus on the moderate to complex credit levels. This is a highly focused, back-office position where much of your work will be done independently. Position Summary: Contributes to the loan decision-making process and sound portfolio management by providing in-depth credit analysis on new and existing clients for Business Banking Officers and Loan Committees. Monitors loan files for adequate and current financial information and documentation. Understands and completes job responsibilities in accordance with federal and state regulations. Essential Functions: Credit Underwriting 80% Completes loan requests and reviews, focusing on moderate to complex credit levels Inputs information into financial spreading software and trend recognition Analyzes business and personal financial information, tax returns, and credit bureaus. Use this information to create cash flow analysis, trend ratios and collateral analysis to determine the overall risk to the Bank Identifies, requests, and tracks information needed to complete the credit analysis Identifies and reports areas of concern Ensures compliance with federal, state, and bank regulations Reviews loan file for proper documentation Real Estate Evaluation 15% Completes appraisal reviews Complete property evaluations on commercial and residential properties Performs site visits as needed Additional Duties & Responsibilities 5% Backs-up the Credit Officer in the preparation of various monthly and quarterly reports Assists the Credit Officer in preparation of business banking audits Serves as back-up Secretary to the Officer Loan Committee Serves as back-up Secretary to the Board Loan Committee Serves on bank committees as needed Participates in internal and external training and development opportunities as required Other job related duties necessary to carry out the responsibilities of the position Requirements Work Relationships and Scope: Works periodically with clients and works regularly with co-workers. Works regularly with highly confidential business and client information. Regularly participates in bank events. Provides basic training and mentorship to Credit Analyst Level I and other business banking functions. Performance Dimensions: Quality, accuracy, reliability, thoroughness and timeliness of work performed and services provided to clients and co-workers; strong attention to detail; highly organized; ability to take initiative; keeps Bank and client information confidential; demonstrates friendly and helpful approach and attitude toward internal and external clients. Effectively communicates and develops good working relationships with all co-workers and clients; professional workplace appearance and conduct; honesty and integrity in all client and co-worker communications; reliability in reporting to work regularly and on time; understands Bank loan policies and procedures and applicable state and federal regulations. Remains current in field and utilizes that information where practical; participates in training and appropriate professional development. Demonstrates professionalism, commitment to the job, and loyalty to the Bank. Knowledge, Skills and Abilities: A 4-year college degree in accounting, finance, business or equivalent experience preferred. Three to seven years of banking experience in business lending, credit analysis or trend analysis required. Must possess courteous and professional customer service attitude; excellent verbal and concise written communication skills; legible handwriting; ability to maintain the integrity of highly confidential client and Bank information. Must possess excellent mathematical skills up to and including projection analysis; strong computer skills, technical ability to input and retrieve computerized information; strong organization and follow-up skills. Must possess ability to deal effectively with aggressive time pressures and stress that can change hourly depending on level of client activity. Must possess effective problem solving and technical research skills. Must be a self-starter and independent thinker. Working Conditions: Work is performed largely in an office environment with minimal chance for personal injury. Occasional out-of-town and overnight business travel (air or auto) is required for business and education. Regular mental and visual concentration for computer usage required. Regular use of telephone; frequent repetitive use of keyboard for approximately 6 hours per day. Requires ability to receive and provide detailed information through verbal communication. Requires near and mid-range vision. Will alternate sitting, standing, and walking throughout work shift. Bend, turn, lift, and carry up to 10 pounds of documents and office supplies. Climb stairs. Hours of work are generally during regular business hours. There will be some variation in work hours due to special projects, deadlines, community events, and other concerns. Equipment Used: Operates personal computer in a Windows environment for word processing, spreadsheets, e-mail, internet, and other bank specific software. Operates Silverlake, core banking system, and Sageworks spreading software. Utilizes a variety of office equipment including computer printer, ten-key calculator, fax, copy machine, and multi-line telephone. EEO/AA Employer/Vets/Disability
$51k-78k yearly est. 60d+ ago
Associate Credit Analyst
Farmop Capital
Credit analyst job in Minnesota
Job Title: Associate Credit Analyst Reports To: Chief Credit Officer Company: FarmOp Capital FarmOp Capital, founded in 2017, is a leader in providing innovative working capital solutions for American farmers. Our unique production-based lending approach offers high advance-rate operating loans that enhance marketing flexibility and purchasing power for U.S. growers. Headquartered in St. Paul, Minnesota, we address a significant gap in agricultural lending by leveraging advanced technology and outcome-based lending strategies. Position Summary As a Credit Analyst, you will play a vital role in evaluating the financial health of farming operations and supporting the credit approval process. You will analyze tax returns, balance sheets, income statements, and other borrower-provided documents to assess risk and inform loan structuring. Working closely with Account Managers and the underwriting team, you will help design financing solutions that align with producers' operational goals while adhering to credit policy and portfolio standards. You will also assist with credit memos, risk ratings, and ongoing monitoring of borrower performance throughout the life of each loan. This role requires strong attention to detail, financial acumen, and a commitment to supporting long-term client relationships through data-driven analysis. This position reports directly to the Chief Credit Officer. Key Responsibilities Financial Review: Review and spread financial statements, tax returns, and borrower documentation Document Review: Review financial documents (e.g., income statements, rent schedules, pro forma budgets) and requests for invoices or payments to ensure expenditures are within loan terms. Communication: Keep co-workers informed of loan status, provide updates, and assist with loan budget adjustments. Collaboration: Work closely with loan officers and underwriters to facilitate efficient loan approvals. Assist loan accounting with AP and AR processes for originated loans. Problem Resolution: Identify and resolve discrepancies in loan applications or documentation and communicate resolutions to appropriate parties. Customer Service: Provide exceptional customer service to sales and operations staff with professionalism throughout the loan application and servicing process. Continuous Improvement: Assist in developing and refining processes, procedures, and policies to enhance efficiency and effectiveness. Provide suggestions and feedback for further technological development. Required Knowledge, Skills, & Abilities Evaluation: Prepare clear, concise credit memoranda with recommendations for lending decisions Analytical Skills: Evaluate the creditworthiness of producers and ag-related entities Communication Skills: Excellent interpersonal skills; ability to build trust and rapport with clients and colleagues. Organizational Skills: Highly organized and able to work under pressure in a fast-paced environment. Technical Proficiency: Proficiency with financial software and Microsoft Office; experience with Smartsheet preferred Leadership: Demonstrated commitment to teamwork and professional development. Work Environment Based in St. Paul, MN (In-person) Typical office environment with standard office equipment usage Position Type: Full-time Equal Opportunity Employer FarmOp Capital is an equal opportunity employer and does not discriminate based on race, color, national origin, age, religion, veteran status, marital status, sexual orientation, gender, or any other protected characteristic. We comply with all applicable federal, state, and local discrimination laws. Applicants with disabilities will not be denied employment if reasonable accommodations allow them to perform the essential functions of the job. Benefits 401(k) Safe Harbor contribution Medical, dental, and vision insurance Disability and life insurance Employee assistance program Paid time off Opportunities for professional development and career advancement Collaborative and supportive work environment Other Duties This job description is not exhaustive, and additional duties may be assigned as necessary. How to Apply Join FarmOp Capital and contribute to advancing agricultural prosperity and rural development. Apply now and support the financial needs of farmers and agribusinesses across the country.
$49k-80k yearly est. 60d+ ago
Credit Analyst I
Bravera Careers
Credit analyst job in Fargo, ND
Bravera Bank is hiring for a Credit Analyst at any Bravera Bank location (MT, ND or MN). Bravera is an employee- and director-owned company that is committed to helping our employees forge a new path in their career. We work together to drive continuous improvement which enhances the customers experience and keeps our organization moving forward. A Credit Analyst is responsible for analyzing borrowers' financial statements to determine the degree of risk involved in extending credit to Agricultural and Commercial businesses. They will compile credit presentations for review by lenders and will assist in research of required support material for loan portfolio. Duties and Responsibilities Earn and maintain the respect and trust of people. Display honesty, integrity, and morality. Responsible to promote a positive and collaborative environment that supports teamwork and excellent customer service throughout the organization. Contribute to the overall success of the organization by leveraging opportunities as they relate to all entities of Bravera Holdings Corp. Must maintain a high level of confidentiality and professionalism regarding all employee and customer issues and information. Analysis of financial information of new and existing borrowers using sound judgment on cash flow and credit worthiness. Assist lenders in constructing financial statement spreads and analyzing financial statements for credit quality including financial ratios, cash flow analysis, collateral analysis, repayment analysis on new and existing loans and applications, etc. Assist lenders in conducting research and completing loan forms and other documentation, as needed. Will follow established Bravera Loan Policies and Procedures and provide feedback as to changes needed. Compile financial information in a standardized format for credit presentation by lenders. Provide objective risk rating for loans based on financial strength of the borrower. Assist lenders in analyzing loan covenant to debt compliance, as needed. Assist lenders with general research and administrative recordkeeping, loan documentation, filing, etc. Understand applicable banking regulations and stay current with changes. Responsible for promoting the organization in the community through participation in various civic and community events, activities, committees, and organizations. Adhere to all banking rules and regulations, including but not limited to the requirements of the Bank Secrecy Act. In addition, the employee will be proactive in the prevention of illegal activities, will vigilantly look for activities that may constitute any type of fraud including money laundering, and will report any suspicious activity to the BSA Officer. Secondary Duties and Responsibilities Assist lenders with internal file review. Assists lenders with developing existing and new customer relationships. Qualifications Preferred: Bachelor's degree in accounting, finance, economics, business administration, farm/ranch management, or related field. Two years related banking experience. Experience as a commercial and/or ag credit analyst. Strong analytical skills. In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis. Effective technical report writing skills. Effective verbal and written communication skills. Proficient computer navigation skills using multiple software packages. Detail-oriented with an emphasis on accurate output. Initiative to produce high quality work. Effective time management skills. Location Any Bravera Bank location (MT, ND or MN) Benefits To support this, we provide a competitive and rewarding compensation package which includes a competitive salary, incentive compensation opportunities, retirement plan with company match, health insurance, paid holidays, paid time off (PTO), paid community volunteer time and stock opportunities. As a learning organization, we are committed to investing in the growth and development of our team members, offering training opportunities and tuition reimbursement. Our Values Give and earn trust. We support and empower one another to earn trust through accountable performance. Learn, teach and mentor. We are a learning organization that invests in growth and development. Collaborate and innovate. We work together to drive continuous improvement to enhance your experience. Want to learn more about careers with Bravera? Go to bravera.bank/careers. #ForgeYourPath with us! Find us on Facebook, Instagram, Twitter, LinkedIn and Youtube. --- Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities. The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing or action, including an investigation conducted by the employer or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c).
$44k-72k yearly est. 7d ago
Credit Analyst
Executive Recruiting Consultants
Credit analyst job in Saint Cloud, MN
Job Description We have partnered with a successful multi-location locally owned community bank, known for the footprint in the communities they serve. This bank has earned numerous awards for customer service. You will be part of a family-friendly work environment working alongside of strong leaders that are easily accessible, with a chance to grow your career within the organization. WHAT THE COMPANY WILL OFFER YOU: Great place, great people. Competitive compensation of $50,000 - $75,000 -+. Benefits Package that includes excellent health plans (family options available), dental, vision. Generous PTO and Holiday pay. 401k Match. Growth Opportunities - company likes promotes within. THE ROLE YOU WILL PLAY: Gather and analyze credit for current and prospective borrowers. Analyze credit data and financial statements to determine risk. Work closely with loan officers. COMMUNITY: Twin Cities, MN area It's the Twin Cities, need we say more? You can live and work in one of the most thriving cities in the nation. If you need an outing, there are plenty of professional and college sporting events to attend, or there is a vast amount of places available to meet your buddies to hang out. Enjoy some shopping at one of the greatest mall in the nation, or one of the outstanding 5-star restaurants to meet some of your friends. If you want to relax there are many salons and spas to choose from as well. You will be merely minutes away from multiple recreation activities as well including boating, camping, biking, hiking, fishing, hunting, snow skiing, snow shoeing, aquatic parks and more. After all it is the land of 10,000 lakes. Within the area there are multiple schools to choose from for any age. Residing here will allow you to take advantage of living in the natural beauty that the cities are known for and where many people make as a vacation destination. Enjoy living in a growing place that offers opportunities to work and play. BACKGROUND PROFILE: Bachelor's Degree in Accounting, Finance or Related field. Excellent analytical skills. Strong communication skills. Ability to work in team environment. Contact Travis Peper today to find out all the details (605) 428-6149 or email tpeper@ercjobs.com
$50k-75k yearly 8d ago
Credit Analyst - Specialty Lending
Scale Bank
Credit analyst job in Edina, MN
Full-time Description CREDIT ANALYST - SPECIALTY LENDING We are looking for someone to join as a credit analyst supporting our specialty warehouse and equipment finance lending teams. Are you looking to join a supportive team that can provide you a long-term runway for your career in banking? Then, this position is right for you! POSITION SUMMARY: Provides credit analysis for the warehouse lending and equipment finance teams, coordination of credit reviews, and ongoing monitoring of the warehouse and equipment finance portfolios. The desired candidate will use independent judgement and discretion to investigate credit requests and manage credit risk within the portfolio. THIS ROLE IS ACCOUNTABLE FOR: Analyzing financial data of clients/prospects Preparing loan reviews/presentation on clients/prospects Assisting in the sales process Credit risk monitoring support Accountability/Responsibilities Analyzing financial data of clients/prospects - 30% Attend and participate in client/prospect meetings with Loan Officers to help evaluate the credit worthiness of the client/prospect. Analyze client financial data, such as financial statements, financial ratios, credit reports, third party-sources, and other relevant data to assess credit worthiness. Provide accurate information and sound judgment regarding existing and prospective clients‘ creditworthiness to Loan Officers. Utilizes 3rd party credit reports to make accurate credit decisions in a fast-paced environment Preparing loan reviews/presentation on clients/prospects - 30% Proactively communicates with Loan Officers and clients to obtain all information necessary to effectively complete annual reviews on time. Underwrite and present credit committee presentations while adhering to the bank's credit policies and guidelines. Support the credit department in planning and coordinating the warehouse and equipment finance review and risk rating processes. Assist with preparation and execution of facility documentation. Provide assistance in the general administration of the warehouse and equipment finance portfolios and proactively seek out and drive process improvements. Assisting in the sales process - 25% Perform pre-call industry and company research and assist in the sales process. Assist the Loan Officers to ensure the CRM is updated for clients and prospects. Attend and participate in prospect meetings with Loan Officers to help evaluate the credit worthiness of the prospect. Credit risk monitoring support - 15% Support the credit department in the preparation of reports on the quality and trends for both the warehouse and equipment finance portfolios. Monitor the current status and potential risk elements of existing clients, communicate with clients to resolve issues, and bring significant items to the attention of the Loan Officer with recommendations for action. Recommend continuous improvement to the bank's credit monitoring and reporting mechanisms. Team Accountabilities: Delighting my customers Giving my all Creating a great place to work Making improvements Keeping us compliant Supervision This role does not have supervisory or other work direction responsibility over other employees. OTHER DUTIES Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Requirements EDUCATION, EXPERIENCE AND SKILLS Bachelor's degree in finance, accounting or related discipline Proficient in MS Office products, particularly Excel Previous banking experience (1-3 years) a plus Workload Management - Ability to effectively manage multiple projects and deadlines Interpersonal Skills - Ability to establish and cultivate trusting professional working relationships, Communication - Ability to express ideas and opinions clearly and directly, both verbally and in writing Analytical Skills - Ability to collect and analyze data, draw sound conclusions, and formulate recommendations that address critical variables Teamwork - Ability to foster a shared sense of purpose, collaboration, and accountability for results Innately curious - A hunger to learn and understand complex information Salary Description $55,000-$75,000
$55k-75k yearly 60d+ ago
Payments Credit Risk Analyst
Third-Party Job Posts
Credit analyst job in Minnesota
What Makes Us Unique At Cloudbeds, we're not just building software, we're transforming hospitality. Our intelligently designed platform powers properties across 150 countries, processing billions in bookings annually. From independent properties to hotel groups, we help hoteliers transform operations and uplevel their commercial strategy through a unified platform that integrates with hundreds of partners. And we do it with a completely remote team. Imagine working alongside global innovators to build AI-powered solutions that solve hoteliers' biggest challenges. Since our founding in 2012, we've become the World's Best Hotel PMS Solutions Provider and landed on Deloitte's Technology Fast 500 again in 2024 - but we're just getting started. How You'll Make an Impact: As a Payments Risk Credit Analyst, you'll play a key role in protecting Cloudbeds and our hotel partners as we scale rapidly. This role is highly impactful: your insights will directly influence how we onboard, manage, and protect our global payments portfolio. You'll thrive by owning problems end-to-end, learning continuously as our product and payments offerings evolve, and helping us navigate the complexities of a hyper-growth fintech environment. Our Payments Risk Team: We're a collaborative, data-driven team that safeguards Cloudbeds while empowering our customers to grow with confidence. We work closely with Finance, Legal, Customer Success and Sales to monitor merchant exposure, design credit and reserve frameworks, and anticipate risks before they materialize. We support one another, but also expect each team member to be self-driven and comfortable making decisions in an ambiguous environment. What You Bring to the Team: Assess merchant financials, payment flows, and credit risk indicators Recommend credit limits, reserves, and payout hold thresholds Analyze chargeback and refund trends to detect emerging risks Review entity changes, liens, and restructuring for financial impact Partner across Finance, Risk Ops, and Legal to refine credit policy Support audits, board reporting, and ongoing credit policy reviews What Sets You Up for Success: 3+ years in payments risk, PayFac credit analysis, and / or merchant acquiring Strong experience with risk frameworks for payment processors or SaaS companies running PayFac models Proficiency in Excel/Sheets; SQL and / or BI tools Experience with SMB credit risk or merchant underwriting Clear communicator who can simplify complex risk issues for diverse audiences High attention to detail with a bias for action Bonus Skills to Stand Out (Optional): Background in fintech or hospitality payments Familiarity with chargeback processes and reserve adequacy modeling Knowledge of credit scoring frameworks and risk modeling tools (Python/R) Risk certifications (CRC, FRM, CFA, or similar) Compensation: Depending on your skills and experience, you can expect your annual compensation to be between $75K- $120K #LI-REMOTE #LI-SD1 What to Expect - Your Journey with Us Behind Cloudbeds' revolutionary technology is a team of redefining what's possible in hospitality. We're 650+ employees across 40+ countries, bringing together elite engineers, AI architects, world-class designers, and hospitality veterans to solve challenges others haven't dared to tackle. Our diverse team speaks 30+ languages, but we all share one language: a passion for innovation and travel. From pioneering breakthroughs in machine learning to revolutionizing how hotels operate, we're not just watching the future of hospitality unfold - we're coding it, designing it, writing it and shipping it. If you're ready to work alongside some of the brightest minds in tech who are obsessed with using AI to transform a trillion-dollar industry, this is your chance to be part of something extraordinary. Learn more online at cloudbeds.com Company Awards to Check Out! Best All-In-One Hotel Management System | HotelTechAwards (2025) Overall 10 Best Places to Work | HotelTechAwards (2025) Most Loved Workplace Certified (2024) Top 10 People's Choice(2024) Deloitte Technology Fast 500 (2024) Discover our Benefits: Remote First, Remote Always PTO in accordance with local labor requirements 2 corporate apartment accommodations for team member use for free (San Diego & São Paulo) Full Paid Parental Leave Home office stipend based on country of residency Professional development courses in Cloudbeds University Access provided to professional Therapy and Coaching Access to professional development, including manager training, upskilling and knowledge transfer. Everyone is Welcome - A Culutre of Inclusion Cloudbeds is proud to be an Equal Opportunity Employer that celebrates the diversity in our global team! We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics. Cloudbeds is committed to the full inclusion of all qualified individuals. As part of this commitment, Cloudbeds will ensure that persons with disabilities are provided reasonable accommodations in the hiring process. We encourage deaf, hard of hearing, deaf-blind, and deaf-disabled individuals to apply. If reasonable accommodation is needed to participate in the job application or interview process or to perform essential job functions, please contact our HR team by phone at ************ or via email at ***************************. Cloudbeds will provide an American Sign Language (ASL) interpreter where needed as a reasonable accommodation for the hiring processes. To all Staffing and Recruiting Agencies: Our Careers Site is only for individuals seeking a job at Cloudbeds. Staffing, recruiting agencies, and individuals being represented by an agency are not authorized to use this site or to submit applications, and any such submissions will be considered unsolicited. Cloudbeds does not accept unsolicited resumes or applications from agencies. Please do not forward resumes to our jobs alias, Cloudbeds employees, or any other company location. Cloudbeds is not responsible for any fees related to unsolicited resumes/applications.
$75k-120k yearly Auto-Apply 60d+ ago
Credit Analyst
Factory Motor Parts Careers 4.0
Credit analyst job in Eagan, MN
The Credit Analyst will have content expertise in the following areas and will be responsible for the following reporting and communication requirements as deemed appropriate by the Credit Manager: Review new accounts for proper credit limit and terms based on information received from customer or national data sources D&B and other credit reporting agencies. Review existing accounts within FMP's customer portfolio to ensure proper credit limits and terms are in place to support sales growth and also mitigate future downside risk. Lead, organize and/or participate in projects designed to improve the Credit onboarding processes. Work with Field Sales and Locations to review requests for extended terms on equipment purchases, marketing programs and/or other requests as presented. Receive and complete requests for customer information changes in FMP systems. Help insure the integrity of all the accounts receivable systems and processes. Assist Credit Manager as needed on projects. Effectively communicate credit management information in written or verbal manner to all levels of management as needed. Assist location managers, sales people, and customer service on credit management related issues. Respond to customer inquiries and requests in a timely manner. KNOWLEDGE, SKILLS & ABILITIES AND WORK ENVIRONMENT: Have a good knowledge of office procedures and equipment. Intermediate knowledge of Word/Excel/Outlook/Google Mail/Google Docs, working knowledge of Access is a plus. Excel knowledge should encompass high skills with pivot tables and data sorting/reporting options. Strong data entry skills, accuracy is paramount. Strong research ability, able to discover/discern information needed or provided Intermediate to Advanced PC skills utilizing various software applications and systems 10 key skills Advanced problem-solving and creative thinking skills, ability to be a good team player Must have excellent communication skills in building relationships and customer service Strong work ethic, positive attitude, customer focus Must be able to multi-task while still remaining detail oriented and self-motivated. WORK ENVIRONMENT: Work is performed 100% in a company office building. Lifting requirements of up to 25 pounds on an occasional basis may be required. Equipment used may include but is not limited to computer, typewriter, calculator, telephone, copy and fax machines. On-site position, limited opportunity for remote access due to nature of position workflow. TASKS: 80% managing customer's accounts or handling customer requests 10% assisting with corporate / departmental projects 10% other duties as assigned MINIMUM REQUIREMENTS: Associate's Degree or higher OR One - Three years of experience working in Credit Management/Accounts Receivable/Collections. Tax exemption knowledge is a plus OR An equivalent combination of education and experience We are an EEOC/AA Employer. An industry leader, FMP offers well-balanced compensation and benefits programs, which may include medical, dental, vision, life, 401K, profit sharing, paid holidays/vacation/sick time, STD/LTD, + much more. Salary is based on experience and job performance.
$49k-75k yearly est. 60d+ ago
Credit Analyst I
Choice Bank 3.5
Credit analyst job in Grand Forks, ND
Full-time Description The Commercial Credit Analyst is responsible for taking a lead role in underwriting a variety of deals for our banking customers. They will provide independent and sound opinions on appropriate structures, terms, covenants, and risk ratings of a credit. This role is responsible for all written and verbal underwriting performed, including articulating their opinion of credits to Credit Committees. The Commercial Credit Analyst is a lead underwriter in a given territory and will be responsible for adding front end guidance on commercial and Ag. loans within the territory. Underwriting and Analysis Compare liquidity, profitability, and credit histories of individual or company being evaluated with similar establishments to determine risk Analyze financial data including but not limited to income growth, quality of management, and market share to determine expected profitability of loans Prepare and present loan presentations including but not limited to credit analysis, summaries of loan requests, risk reports and recommended payment plans Complete annual reviews on loan relationships in excess of $1MM per loan policy and recommend further analyses, risk rating modifications or collection action to loan officer Assist with the accounting and file maintenance of branch loans and lease transactions Provides accurate financial analysis for intermediate sized client relationships by utilizing various software applications and other related systems (Paynet & credit reporting agencies) Qualifies and validates financial information utilized in the credit decision making process Collaborates with the Lending Officer to recommend loan structure that serves to minimize the credit risk to the Bank Provides ongoing monitoring of financial covenants and works with the Lending Officer to formulate default waivers Ensures relationships are appropriately risk rated during the underwriting process and recommends risk rating changes to the Loan Officer in a timely manner Participates in customer calls with the Lending Officer as requested and/or time permits Provides knowledgeable, well-articulated responses to questions received in credit committee meetings Provides prompt turn around on customer and credit action requests, while communicating the status of loans in process with the lending officer and/or Credit Analyst Manager Reviews and articulates findings within third party collateral reports to the Lending Officer and/or Credit Analyst Manager Engages third party collateral evaluations Provides identification of policy exceptions and variances throughout the underwriting process articulating these exceptions within the written credit action Conducts customer file maintenance when necessary, transferring financial related data and third-party collateral reports into the bank's document imaging system Completes approved risk rating changes Other Administration & Miscellaneous Assists with the mentoring/coaching of junior Credit Analysts Develops knowledge on SBA loan products along with policy and procedures Attends general credit analysis training provided by Credit Analyst Manager as well as RMA or MBA classes Comply with responsibilities as they relate to the Bank Secrecy Act (BSA), Anti-Money Laundering Act (AML), Patriot Act, and Office of Foreign Assets Control Regulations (OFAC). This includes participating in any required training and promptly complying with all reporting requirements Consult with customers as needed to verify financial and credit transactions Performs duties and projects outside normal scope as assigned Qualifications Bachelor's degree in accounting, Finance, or related field and/or 3-5 years of credit and underwriting experience Leads as a team player with excellent interpersonal skills along with written and oral communication skills Exhibits problem-solving, and decision-making skills and fosters open communication Proficient computer skills including Microsoft Office (Word, Excel, Web Equity) Must display consistent, detailed and strong organizational skills Use sounds judgment in prioritizing tasks to work under tight deadlines Prioritizes workload with minimal supervision to serve the needs of the Lending Officer and Bank's clients This position may require travel to various Choice Bank offices and customer locations to complete various functions including but not limited to inspections Cultural Alignment Choice is #PeopleFirst, banking second. People don't need just another bank. People need to be supported by a team of trusted partners who will get to know them and their business, understand their challenges, discover their dreams, and recognize the success in bringing people and banking together in our communities. In contributing to our culture, Choice team members are guided by our core values. Embrace change and encourage innovation. Know when to ask for help and know when to offer help. Better the places we live. Work hard. Do the right thing. Have a little fun. Our vision of Diversity at Choice is supported by our #PeopleFirst mission and our core values. Being #PeopleFirst means that Choice is committed to focusing attention and resources towards creating an environment where everyone feels respected and valued and can do their best work. Doing the right thing means encouraging employees to share their experiences and ideas, and to bring their whole authentic selves to work. Together, we can build an inclusive culture that seeks out, supports, and celebrates diverse voices. We can use our diversity to fuel creativity and innovation and bring us closer to our customers and the communities we serve. Be welcome at Choice. We can see you here.
$48k-76k yearly est. 60d+ ago
Senior Credit Analyst
Bridgewater Bank 4.2
Credit analyst job in Saint Louis Park, MN
We are seeking an experienced Senior Credit Analyst to join our Credit team in St. Louis Park. The Senior Credit Analyst will provide support to the lenders by evaluating the financial condition of individuals and businesses applying for lending credit with the bank. RESPONSIBILITIES: Prepare credit presentations to be used in the credit approval process including cash flow analysis, forecasting of future performance, industry trends, and loan performance histories Collect, review and analyze loan requests, financial information, appraisals, title insurance, etc. for larger, more complex deals Assign risk ratings to support loan requests Prepare annual reviews of existing loan relationships Assist lenders with closings Mentor other Credit Analysts Identify historical trends of businesses or markets Prepare spreadsheets, reports, summaries and recommendations on loan structure/pricing for lenders Conduct property inspections to ensure accuracy Develop and maintain accurate records for lending clients and accounts Assist loan and credit department managers with special projects for managing risks in the lending function Maintain knowledge of all supporting software, compliance, and procedures as they relate to the loan department Assist lenders in maintaining positive relationships with new and existing clients by providing timely feedback to client requests and questions Adhere to the bank's policies, procedures, security requirements and government regulations including (but not limited to) BSA. QUALIFICATIONS: Bachelor's degree in finance, economics, business or related field 3+ years of experience with C&I and/or Commercial Real Estate Superior analytical/reasoning skills Proficiency in Microsoft Word, Excel, PowerPoint and Outlook Excellent written, verbal, and interpersonal communication skills ABOUT BRIDGEWATER BANK: Picture yourself at one of the Twin Cities' best places to work, surrounded by people who challenge you, support you, and inspire you to be your best. Welcome to Bridgewater Bank. We're on a mission to be the finest entrepreneurial bank in the Twin Cities. Like true entrepreneurs, we run fast and lean. We are in constant evolution and the runway for personal and professional growth is long. People are our strength, and that's why we've created and sustained an award-winning culture that promotes growth and celebrates the big and little wins along the way. At the end of the day, we believe competitive salaries, top-tier benefits, and transparency into the business is a given. Working together toward something meaningful with people you enjoy, is just a bonus! Will you join us? COMPENSATION & BENEFITS: The typical annual/hourly base pay range for this role is between $82,900 - $92,200. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. This position is eligible for a discretionary annual incentive program driven by organization and individual performance. Bridgewater Bank provides a broad offering of competitive benefits including (but not limited to): Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Parental leave 401(k) with employer match Paid vacation & paid holidays PLEASE NOTE: The above is intended to describe the general content of and requirements for this position. It is not to be construed as an exhaustive list of duties, responsibilities, or requirements. It is Bridgewater Bank's policy to promote equal employment opportunities. All personnel decisions, including, but not limited to, recruiting, hiring, training, promotion, compensation, benefits and termination, are made without regard to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identity, citizenship status, veteran status, disability or any other characteristic protected by applicable federal, state or local law. STATUS: Exempt
$82.9k-92.2k yearly 60d+ ago
Credit Intern
Graco 4.7
Credit analyst job in Dayton, MN
Graco manufactures and markets premium equipment to move, measure, control, dispense and spray a wide variety of fluid and powder materials. What does that mean? Well, we pump peanut butter into your jar, and the oil in your car. We glue the soles of your shoes, the glass in your windows and the screen on your phone. We spray the finish on your vehicle, coatings on your pills, the paint on your house and texture on your walls. Graco is part of your daily life. The Graco Intern Program offers more than just work experience-it's a chance to make an impact. As an intern, you'll take on projects that matter to the business, contribute to initiatives that drive progress, and develop skills that prepare you for what's ahead. Throughout the program, you'll expand your industry knowledge, collaborate with professionals who are passionate about doing things the right way, and experience a culture that thrives on new ideas and continual growth. You'll also take part in events designed to support both your learning and personal development. The program concludes with a final presentation where you'll showcase your achievements and the difference you've made. Credit and Collections Intern Job Purpose: The position will support the Accounts Receivable Team. As an Intern, one will get exposure to the credit and cash application departments and learn more about Graco as a company. Graco is a global leader in the design, development and manufacture of highly-engineered systems for numerous industrial and commercial applications. We have excellent corporate opportunities including positions in accounting, finance, information technology, purchasing, marketing, communications and human resources. Graco was proud to be named a Best Place to Work in Manufacturing and Production by Fortune Magazine in 2016, 2018, & 2019. Essential Duties: Analyze department metrics for ideal utilization Assist with projects involving ERP conversion and data integrity Assist with implementation of the cash automation system Assist credit representatives with customer debits Work with cash application specialists to align deductions and repayments Work on special projects May have contact with customers by phone and/or email Position Requirements: High School Graduate Minimum one year of college with a major or concentration in Accounting, Finance, or economics is required (can be a student seeking a two-year degree in accounting Strong team player with the ability to work with internal and external customers Ability to organize and prioritize workload Analytical and problem-solving skills with attention to detail Good communication skills Strong PC and MS Excel skills At Graco, you truly make a difference. Your unique talents contribute to our organizational growth and future. Not only do you make a difference, but Graco's culture empowers employees to create their own career path. Whether you choose to advance within your current department or explore new opportunities in different divisions, you have the ability to build your future. Our managers are here to provide support and guidance as you continue to grow within your career. Graco has excellent opportunities available to individuals who want to be part of a fast-moving, growing company that is committed to quality, innovation and solving fluid handling problems for our customers. Graco is proud to be named a Best Place to Work by Fortune Magazine in 2016, 2018, 2019, 2021 & 2022. Graco offers attractive compensation, benefits and career development opportunities. Graco's comprehensive benefits include medical, dental, stock purchase plan, 401(k), tuition reimbursement and more. Our company uses E-Verify to confirm the employment and eligibility of all newly hired employees. To learn more about E-Verify, including your rights and responsibilities, please visit ********************* The base pay range for this position is listed below, exclusive of fringe benefits or other compensation. If you are hired, your final base hourly rate will be determined based on factors such as geographic location, skills, competencies, education, and/or experience. In addition to those factors, we will also consider internal equity of our current employees. Please keep in mind that the range provided is the full base salary range for the role. Hiring at or near the maximum of the range would not be typical to allow for future and continued salary growth. $16.00 - $27.00
$37k-47k yearly est. Auto-Apply 60d+ ago
Credit Analyst II
BNC National Bank Careers 4.2
Credit analyst job in Bismarck, ND
Join Our Team as a Credit Analyst II - (Downtown Bismarck, ND Branch) Build a lasting career with BNC National Bank Are you an experienced Credit Analyst looking to take the next step in your career? We're seeking a detail-oriented professional with 3-5 years of credit analysis experience - preferably with a background in commercial lending - who is eager to build a lasting career in Credit Analysis. The ideal candidate thrives on accuracy, demonstrates strong communication and time management skills, and takes pride in delivering thorough, thoughtful work that supports both our customers and our business goals. As a Credit Analyst II, you'll provide support to our commercial lenders in credit analysis and monitoring of financial reporting with customers to ensure that commercial loans are in compliance with specific covenants, policies and regulations. Key Responsibilities: Analyze credit information, financial statements and other related information pertaining to commercial loans. Work directly with commercial lenders to ensure credit analysis is completed accurately and efficiently. Occasionally communicate with borrowers and outside parties in order to obtain information and detail on specific commercial credits. Research background documentation and review personal and business financial statements and tax returns. Analyze financial information and prepare the preliminary analysis for lenders. Review loan files to ensure the completeness of the file and that all collateral has been secured properly. Report individual credit data to the Credit Underwriting Manager to ensure thorough and centralized portfolio data. Analyze financial information and prepare the preliminary analysis for the lender. Contribute to a positive, team-oriented work environment focused on delivering excellent work. Protect BNC and our customers by strictly following laws, policies and procedures, maintaining bank security, and the confidentiality of customer information. What We're Looking For: 3-5 years' experience in credit analysis, preferably with a background in commercial lending Strong verbal and written communication skills Attention to detail and accuracy in financial documentation Excellent organizational and time management skills with a proven ability to meet deadlines Ability to work independently and as part of a collaborative team A desire to grow and stay long-term within a reputable, community-focused bank Why BNC National Bank? At BNC, we're proud of our community roots and strong relationships. We value our employees and are committed to creating a supportive workplace that encourages long-term career development. When you join BNC, you're joining a team that believes in trust, integrity, and service excellence. Compensation: TBD, wage is highly dependent on experience Schedule: Full-time, 40 hours per week Monday-Friday, 8am - 5pm Benefits: Generous Paid Vacation Time (120 hrs./yr.), Paid Sick Time (48 hrs./yr.), Paid Maternity Leave Benefits, and Paid Holidays Medical, Dental, and Vision Insurance Health Savings Account, including Employer Contribution *must meet eligibility requirements Flexible Spending Accounts 401(k) w/Company Match Employee Recognition & Rewards Program Company-Paid Life and AD&D Insurance Employee Assistance Program Paid Volunteer Opportunities Unum Supplemental Plans FREE Gym Membership! Continuing Education Opportunities and MUCH MORE! Apply Today! If you're ready to take the next step in your banking career, apply now and become part of a team that values you and the work you do every day. BNC National Bank is an Equal Opportunity Employer.
$44k-54k yearly est. 60d+ ago
Credit Ag Lending Intern
Compeer Financial 4.1
Credit analyst job in Lakeville, MN
Empowered to live. Inspired to work. Compeer Financial is a member-owned cooperative located in Illinois, Minnesota and Wisconsin. We bring together team members with a variety of backgrounds and experiences to help provide financial services to support agriculture and rural communities. Join us in a culture that not only promotes meaningful work and professional development, but provides a flexible, hybrid work environment and excellent benefits, which empower you to thrive both personally and professionally. How we support you: Hybrid model - up to 50% work from home Flexible schedules including ample flexibility in the summer months Up to 9% towards 401k (3% fixed Compeer contribution plus up to 6% match) Benefits: medical, dental, vision, HSA/FSA, life & AD&D insurance, short-term and long-term disability, wellness program & EAP Vacation, sick leave, holidays/floating holidays, parental leave, and volunteer paid time off Learning and development programs Mentorship programs Cross-functional committee opportunities (i.e. Inclusion Council, emerging professional groups, etc.) Professional membership/certification reimbursement and more! Casual/seasonal & intern team members are not eligible for benefits except for state-mandated programs. To learn more about Compeer Financial visit ************************ CPT & Pre-Opt candidates invited to apply. This is a paid internship; however, the intern must provide their own housing and transportation. Business related transportation and expenses will be paid by the organization. This intern will work full-time through the summer of 2026, and part-time during the following school year up until graduation. The internship is located out of either our MN-Mankato, MN-Waite Park, MN-Lakeville or WI-Baldwin office. The contributions you will make: This internship will provide hands-on experience in the credit and underwriting field, ideally for juniors or non-graduating seniors in college. The intern will learn the credit delivery process within Compeer including financial analysis, underwriting loan requests, loan servicing and other credit services for Compeer clients. A typical day: Challenged to learn a significant amount of information during the course of the internship and take initiative to apply this information. Work independently with general supervision of day to day operations while taking initiative and complete responsibilities as assigned. Internally, work closely with the Credit team leader and other team members. Will also have frequent contact with other functions throughout the organization to exchange information and clarify or verify information. Externally, have contact with clients in providing an additional level of client service as needed. In all contacts, our interns are expected to present a professional image of Compeer Financial. The skills and experience we prefer you have: Must be working towards completing a bachelor's degree in agricultural business, agricultural economics or business administration, with at least two years completed. Solid organizational, interpersonal, communication, problem solving, analytical, verbal and written communication and influencing skills are required. Proven client service skills and effective team skills are essential. Knowledge of farm production methods and products and a general understanding of farm business management and finance preferred. Demonstrate effective team skills. Understanding of and ability to use various computer, both business and financial, applications is required. Solid understanding of credit processing and servicing activities, accounting principles and practices, and credit analysis procedures. How we will take care of you: Actual hourly rate offered is dependent upon year in school, work experience, transferable skills, business needs and market demands. The hourly rate range is subject to change and may be modified in the future. Base Pay $19 - $20 USD Compeer Financial is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law. Must be authorized to work for any employer in the United States. Compeer is unable to sponsor or take over sponsorship of an employment visa at this time. Click here to view federal employment laws applicable for applicants.
$19-20 hourly Auto-Apply 60d+ ago
Billing/Member Credit Specialist
Wright-Hennepin Cooperative Electric Association 3.8
Credit analyst job in Rockford, MN
Wright-Hennepin Cooperative Electric Association is a member-owned, not-for-profit electric utility that provides power to rural Wright County and western Hennepin County. The cooperative has been a corporate citizen to the area since 1937 and currently serves more than 59,000 electric accounts. Join Our Team as a Billing/Member Credit Specialist! Are you ready to make an impact? In this role, you'll be at the heart of our financial operations-driving accurate cycle billing and seamless payment processing. You'll bring your expertise in credit, collections, billing, and technology to ensure our cooperative delivers exceptional service and value to every member. We're looking for someone who thrives on precision, embraces deadlines, and is eager to grow through training and skill development. If you're passionate about accuracy, efficiency, and making a difference, this is your opportunity to shine! Location: This is a full-time in-office position at our company headquarters. We are based in Rockford MN, 15 miles west of Plymouth on Hwy 55. Pay & Benefits: Pay Range - $22.30-$25.20/hour depending on experience and qualifications WH offers a comprehensive health insurance plan including medical, dental, and vision coverage. WH also offers a generous company 401K match and contributions to a Health Savings Account. Employees have the potential to receive an annual bonus. Paid time off and paid holidays are provided. Other benefits include tuition reimbursement programs, flexible spending account access, dependent care FSA, and more. Responsibilities/Functions Collect on Aged Receivables Process payments and Drive Collections on Aged Receivables: Handle customer payments promptly and accurately while proactively monitor and collect outstanding balances using all available tools and resources. Stay Ahead of Past Due Accounts: Issue past-due and reminder notices to keep accounts current. Deliver Exceptional Customer Support: Remain available to assist members promptly. Maintain Accurate Payment Records: Update card information, process funds, and ensure account integrity. Ensure Compliance: Maintain consistent, professional practices when handling delinquent accounts. Communicate Effectively: Correspond with customers and maintain thorough documentation. Coordinate Service Actions: Order and manage disconnects/reconnects as needed to uphold service standards. Oversee Multiple Entities: Manage aging, collections, and payment contacts for both WH and WH Holding businesses. Handle Sensitive Cases: Process bankruptcies with accuracy and confidentiality. Billing Keep Things Current: Update addresses, statements, and hotline info so everything stays fresh and accurate. Own the Payment Flow: Handle daily payments like a pro-drafts, lockbox, cash, EFT, and credit cards. Spread the Good Vibes: Process credit refunds and prep member/customer lists for authorization. PDF Power: Process statements with precision and speed. Crunch the Numbers: Analyze and prep bill calculations Plan Like a Boss: Create monthly calendars for billing and collections that keep the team in sync. Show Off Your Work: Prepare board reports that shine. Support The Finance Team Be a Team Player: Jump in to assist other teams whenever your supervisor calls on you. Reporting Rockstar: Deliver accurate and timely weekly and monthly reports with confidence and clarity. Project Power: Contribute to special projects that drive impact across the organization. Plan & Execute: Complete assigned tasks from the Financial Services Department's annual work plan with precision and professionalism. Requirements Education and Experience High School education or equivalent Credit & Collection training or equivalent work experience Billing knowledge Knowledge, Skills and Abilities: Comfortable with High-Volume Administrative Tasks Detail-Oriented in Handling Routine Office Processes Ability to analyze and make accurate decisions Ability to work without close supervision Good communication skills General knowledge of computer applications Knowledge of W-H and associated businesses products Self-motivated Sound work ethic Strong influencing and negotiating skills Solid leadership skills Clear and confident call handling skills Salary Description $22.30-$25.20 per hour
$22.3-25.2 hourly 11d ago
Credit Analyst
Citizens Alliance Bank Careers 3.7
Credit analyst job in Clara City, MN
The Credit Analyst's primary function will be to provide credit analysis assistance to the lenders. This position will monitor incoming financial statements for covenant requirements. The Credit Analyst will perform collateral audits, accounts receivable analysis, and borrowing base certificate reviews. This position is responsible for developing and maintaining knowledge of all loan-related regulations and internal compliance procedures. The Credit Analyst must perform all job responsibilities according to compliance requirements. The level of this position is based on years of service, education and/or equivalent experience, knowledge level and skill set. Essential Functions: To perform this job successfully, an individual must be able to perform each Essential Function and Skill satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. Spread financial statements as requested; while maintaining a working knowledge of lending software, to provide overall support and assistance to Lending staff in the financial analysis process. Conduct industry research and locate resource material for peer comparison. Review incoming financial statements. Update and/or complete financial spreads and covenant monitoring spreadsheets to be forwarded to the appropriate Lending staff. Review and assist in negotiating loan agreements and ancillary documents related to transaction closing. Complete an analysis of accounts receivable aging and borrowing base certificates received from borrowers. Update the customer information system with current availability information. Understand the clients' needs and identify potential cross-selling opportunities for other Bank products and services. Perform collateral audits, as requested. Provide written financial statement analysis for credit presentations, file comments and annual reviews. Maintain the report of review due and work with lenders to keep comments current. Monitor and report on specialized portfolios. Perform an annual review of loan portfolios and report findings to appropriate lenders. Provide management report of outstanding issues. Complete periodic reviews of file quality for participation portfolio. Communicate security valuations deficiencies with lenders and perform any follow up action requested. Provide a summary of actions to supervisor. Perform duties in accordance with company policies and procedures, as well as Federal and State Regulations and Laws. Excellent written and verbal communication skills. Ability to multitask. Ability to prioritize workload. Assist co-workers as needed. All employees are expected to exemplify and follow our core values. Regular attendance and punctuality when reporting to work. Travel for trade and industry schools and seminars as needed. This position may require installation of a Multi-Factor Authentication (MFA) app on an employee's personal mobile device. THE MFA apps are used to authenticate a user's identity to the system for security purposes. Adhere to and comply with all applicable, federal, and state laws, regulations, and guidance, including those related to BSA/AML, as well as adhere to the Bank's policies and procedures. Perform other duties as assigned and requested. Core Values Humility - We are “blue-collar bankers”. We are relatable, down-to-earth people who greet our smallest customer the same way we greet our largest. Respectful, Genuine Care for Others - We care about each other, we care about our customers, and we care about our communities. Finds A Way - This simply put, is nothing more than attitude. It's a can-do spirit, a desire to help, to contribute, to go above and beyond, and to make a difference. Effort - We expect a lot of ourselves and hold ourselves to a high standard. We are not entitled, and we need to earn it from our customers and each other every day. Owning-It - Owning-It or Accountability is a big word that can encompass a great many things. For Citizens Alliance Bank, it's about ownership. When an employee says they will do something, they follow through and get it done. Education and Experience: Required - High School diploma or GED, etc. Required - Continuing Education to maintain job knowledge. Preferred - One to three years of banking experience. Preferred - One to three years of Financial or Credit Analyst experience. Preferred - Proficiency in Microsoft Suites. Citizens Alliance Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sexual preference or orientation, gender identity, gender expression, national origin, disability, veteran status and all other protected classes.
$48k-66k yearly est. 37d ago
Assistant Credit Manager
Ashley Furniture Industries, LLC 4.1
Credit analyst job in Goodview, MN
This position will assist the corporate credit manager as directed to help ensure company goals are met, policies are followed, receivables are collected timely and bad debt write-offs are maintained at an acceptable level. ESSENTIAL FUNCTIONS Make employment decisions and/or recommendations on hiring, improvement plans, transfers, promotions, corrective actions, pay adjustments, etc. Listen to, respond to and address employee concerns. Coordinate and manage the work of employees by directing members of the team to meet the area's goals. Audit regularly to ensure standard operating procedures are being adhered to. Facilitate employee growth and development through weekly team meetings, regular individual employee meetings, coaching, training, and company-offered learning opportunities. Manage employee performance and assist employees in making improvements to their performance through coaching, mentoring and administering performance reviews. Recommend, plan and/or implement employee training and skill development activities. Audit, maintain and ensure employee time-keeping and absentee records are accurate. Manage and improve departmental performance measures through use and interpretation of continuous improvement tools. Improve working conditions and processes that include supporting and directing employees to participate in improvement programs. Demonstrate the Company's Core and Growth Values in the performance of all job functions. SKILLS Excellent oral and written communication skills Excellent interpersonal skills Proficient computer skills, including experience with internet and email use Professional telephone etiquette Provide effective leadership, promote teamwork and demonstrate the ability to lead people to get results Perform under strong demands in a fast-paced environment Respond professionally in situations with difficult employee/vendor/customer issues or inquires Remain calm in difficult situations Proven abilities in credit related functions Problem solve, especially in a fast-paced, high pressure environment Address difficult customer and employee issues & concerns Maintain confidentiality Possess and demonstrate leadership skills and initiative to complete tasks Maintain a positive and professional attitude that motivates others and promotes enthusiasm Delegate tasks to appropriate individuals COMPETENCIES Professional Decision Making Results Oriented Adaptability Integrity and trust EDUCATION Bachelor's Degree in Finance or Business or related, Preferred EXPERIENCE 4 years credit or finance related experience, Require Supervisory/Management experience
$29k-37k yearly est. 13d ago

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How much does a credit analyst earn in Grand Forks, ND?

The average credit analyst in Grand Forks, ND earns between $35,000 and $91,000 annually. This compares to the national average credit analyst range of $40,000 to $93,000.

Average credit analyst salary in Grand Forks, ND

$57,000

$35,00010%

$57,000Median

$91,00090%

What are the biggest employers of Credit Analysts in Grand Forks, ND?

The biggest employers of Credit Analysts in Grand Forks, ND are:

Bank of Choice Holding Company

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Credit analyst jobs in Grand Forks, ND

ERP Analyst

Assistant Credit Manager

Financial & Credit Analyst

Credit Analyst

Credit Specialist

Credit Analyst II

Associate Credit Analyst

Credit Analyst I

Credit Analyst

Credit Analyst - Specialty Lending

Payments Credit Risk Analyst

Credit Analyst

Credit Analyst I

Senior Credit Analyst

Credit Intern

Credit Analyst II

Credit Ag Lending Intern

Billing/Member Credit Specialist

Credit Analyst

Assistant Credit Manager

Learn more about credit analyst jobs

How much does a credit analyst earn in Grand Forks, ND?

What are the biggest employers of Credit Analysts in Grand Forks, ND?