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  • Sr Credit Analyst - Syndication

    New Edge Associates a Talent Acquisition Firm

    Credit analyst job in Coral Gables, FL

    This position is embedded within the Syndications team and provides specialized credit expertise to support the origination, distribution, and management of syndicated loan transactions in the U.S. The role is responsible for evaluating primary and secondary loan opportunities, preparing comprehensive credit assessments, and ensuring transactions align with the organization's risk appetite and policies. This position requires strong analytical capabilities, familiarity with the syndicated loan market (preferred), and the ability to collaborate closely with internal stakeholders and Credit Department Managers. While the role has no direct supervisory duties, it supports the training and oversight of junior analysts. The individual must be fully proficient in all aspects of credit analysis, exercising sound independent judgment and advanced financial evaluation skills. All employees are responsible for complying with applicable regulations, including OFAC requirements. DUTIES & RESPONSIBILITIES Prepare detailed credit analysis reports for lending officers and Credit Committees, recommending approval or denial of credit facilities for institutional and corporate borrowers. Responsibilities include: Assigning appropriate loan codes. Verifying audit levels and financial reporting standards based on internal policy. Spreading financial statements and tax returns into the appropriate software. Analyzing financial ratios and trends. Reviewing peer comparisons and drawing meaningful conclusions. Running and analyzing third-party reports (e.g., credit bureau, D&B, rating agencies). Conducting background checks using OFAC, LexisNexis, public databases, and online searches. Requesting and reviewing credit references from other lenders. Confirming collateral positions through county and state public records. Preparing written credit analyses that present factual findings and well-reasoned opinions. Independently conduct industry research and prepare reports assessing portfolio exposure, sector risk, and market conditions. Ensure proposed and existing loans comply with internal credit policy guidelines. Provide assistance to Credit Analysts, Credit Managers, Credit Portfolio Managers, and senior credit leadership as needed. Participate in and support special projects assigned by Credit Managers or the Chief Credit Officer. Maintain ongoing communication with Lending Officers and Credit Department Managers, supporting new loan requests and renewals. Assist in training junior analysts, including instruction on financial spreading, ratio analysis, cash flow evaluation, peer comparisons, and qualitative risk assessment. Provide analytical and administrative support to Credit Managers, Portfolio Managers, and the Chief Credit Officer. DESIRABLE EXPERIENCE & SKILLS Bachelor's degree required; majors in business, finance, economics, or related fields preferred. Advanced degrees are a plus. Minimum 3-4 years of prior credit training and experience, ideally within syndicated lending, corporate banking, or commercial credit. Strong proficiency in Microsoft Word and Excel; high accuracy and attention to detail required. Strong analytical skills, with the ability to conduct research, interpret financial data, and communicate findings clearly. Excellent written and verbal communication abilities. Strong time-management and organizational skills, with the ability to manage multiple transactions simultaneously.
    $62k-104k yearly est. 19h ago
  • Credit Analyst

    Custom Capital

    Credit analyst job in Miami, FL

    Credit Analyst, Credit & Lending Deal Packaging & Lender Outreach Custom Capital - Remote (U.S.) About Us Custom Capital is a vertically-integrated commercial real estate origination platform that connects high-net-worth investors with institutional-quality Absolute NNN (triple net lease) investment opportunities nationwide. We're not a broker. We're not a developer. We function as a shared family office-sourcing deals, performing full due diligence, assembling equity, coordinating financing, and managing every step from LOI to close. Our members get 100% ownership of cash-flowing commercial properties with truly zero landlord responsibilities. Operating remotely with a tech-driven platform, we outpace traditional brokers with faster execution, better terms, and institutional-grade processes. Our investments range from $2M-$25M, and we've experienced 200-300% YOY growth with over $350M in transactional value expected this year. We're building an elite team to match our ambitions. The Role We're looking for a Credit Analyst to support deal packaging and lender outreach within our Credit & Lending department. This is an entry-level analyst role for someone with strong financial modeling skills who wants to develop expertise in commercial real estate lending. You'll build financial models, prepare lender presentations, analyze tenant credit, and support the team in assembling bank-ready loan submissions. This role reports to the Lending Manager and offers clear advancement opportunities as you develop expertise. What You'll Do • Build Financial Models: Prepare NOI calculations, DSCR analysis, and cash-on-cash return projections. Create models that support lender submissions and investor presentations. • Prepare Investor Personal Financial Statement: Assemble Investors Personal Financial Statement and asses their financial strength to ensure they meet lender and deal-specific qualification requirements for the property they plan to purchase. • Prepare Lender Presentations: Create compelling financial presentation materials highlighting both the project and borrower/investor. Ensure presentations are accurate and bank-ready. • Analyze Tenant Credit: Research tenant financials, evaluate credit strength, and summarize findings for lender packages. Understand how tenant credit impacts financing. • Support Lease Analysis: Review lease abstracts, identify key terms relevant to underwriting, and flag issues that could impact loan approval. • Maintain Deal Data: Track lender preferences, submission requirements, and deal metrics. Contribute to improving lender targeting based on historical performance. Who You Are • 2-4 years in financial analysis, credit analysis, or commercial real estate, with strong Excel/financial modeling skills. Internship experience in CRE lending, investment banking, or private equity is a plus. • Strong analytical foundation-you understand financial statements, can calculate key CRE metrics (NOI, DSCR, cap rates), and are comfortable building models from scratch. • Commercial real estate exposure-familiarity with NNN investments, lease structures, or commercial lending. Understanding of how banks evaluate CRE loans is a plus. • Detail-oriented-you catch errors before they become problems. Accuracy in financial work is non-negotiable. • Strong communication skills-able to present financial information clearly to both technical and non-technical audiences. • Tech-savvy-proficient in Excel, comfortable learning new systems (Monday.com, HubSpot, Slack). You'll Thrive Here If You... • Love financial analysis-you genuinely enjoy building models and diving into numbers. • Want to learn CRE lending-this role offers direct exposure to how commercial real estate deals get financed. • Value fast-paced environments-with clear accountability and visible impact on deal outcomes. • Are comfortable with ambiguity-you can operate effectively while processes are being refined. • Want to grow-demonstrated performance leads to rapid advancement within Credit & Lending. Why Join Us? • Career Launchpad: Build foundational CRE lending skills that will serve your entire career. • Learn From the Best: Work alongside experienced lending professionals and develop expertise quickly. • High-Value Deal Exposure: Work on $2M-$25M commercial transactions across the U.S. in a rapidly growing platform. • Elite Environment: Join a team that values speed, precision, and initiative-and rewards top performance. • Competitive Compensation: Base + variable compensation commensurate with experience and performance. Ready to launch your CRE lending career? Apply now.
    $44k-72k yearly est. 4d ago
  • Credit Analyst - To 85K - Fort Lauderdale, FL - Job 3625

    The Symicor Group

    Credit analyst job in Fort Lauderdale, FL

    Credit Analyst - To $85K - Fort Lauderdale, FL - Job # 3625Who We AreThe Symicor Group is a boutique talent acquisition firm based in Schaumburg, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves!We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.The PositionOur bank client is seeking to fill a Credit Analyst role in the Fort Lauderdale, FL area. The position is responsible for the analysis of financial statements and other relevant factors that accurately assess the credit worthiness of new commercial credit requests and identifies and mitigates key risks. This individual will present findings and recommendations in concise written reports which focus on cash flow and ability to repay and include evaluation of collateral and appropriate structure and terms. The Commercial Credit Analyst performs ongoing reviews of the financial condition of existing commercial borrowers. The opportunity has a generous salary of up to $85K and a benefits package. (This is not a remote position).Credit Analyst responsibilities include: Responsible for preparing basis and comprehensive credit analyses on commercial loans that facilitates the credit approval process for use by loan officers or committees in the making of lending decisions regarding new, renewal, and extension loans. Thoroughly analyzes the most complex commercial credits. Analyzing factors such as income growth, margins, trends, quality of management, market shares, industry risks and collateral assessment. Submits credit approval documents to appropriate personnel for decision making. Analyze & create loan presentations for the commercial loan committee. Assist lenders in evaluating credit proposals and proper structure. Grade new and existing loans. Prepare financial projections and stress tests. Present financial information to the loan committee and vote on loan presentations. Prepare audits on commercial loans for documentation and credit exceptions, provide recommendations. Maintain a list of ongoing loan exceptions. Maintain a list of loans to be funded. Who Are You?You're someone who wants to influence your own development. You're looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.You also bring the following skills and experience: Bachelor's Degree in a related field of study preferred specialized financial analysis training. Five or more years of experience as a Credit Analyst required. Experienced in preparing credit presentations. Able to manage/process/track annual reviews of the necessary credits. Thorough knowledge of current lending and loan review regulations and banking regulations, procedures, and operations. Proficient ability to analyze and interpret financial statements. Excellent written and verbal communication skills. Strong organizational skills with an eye for detail. Ability to multi-task. Adept with spreadsheet and word processing software as well as have experience working in a digital office environment. The next step is yours. Email us your current resume along with the position you are considering to:************************
    $85k yearly Auto-Apply 60d+ ago
  • Credit Analyst

    Loanbud

    Credit analyst job in Fort Lauderdale, FL

    Job Title: Credit Analyst Salary Range: $60,000 - $80,000, plus commission LoanBud is a rapidly expanding fintech focused on supporting small businesses through innovative financing solutions. Our mission is to empower small-business owners by providing streamlined access to capital through SBA and other small-business loans. We foster a culture of growth, teamwork, and dedication to the entrepreneurial spirit. Position Overview We're hiring a Credit Analyst to evaluate and prequalify SBA 7(a) transactions, compile complete lender-ready packages, and submit files for underwriting. You will analyze cash flow, build DSCR calculations, collect and track documents, and collaborate with buyers, sellers, brokers, and lenders to move deals efficiently from inquiry to approval. Prior M&A or business-brokerage experience is a plus. Key Responsibilities Deal Screening and Prequalification: Review listings and buyer scenarios for SBA 7(a) eligibility; assess structure, DSCR, working capital, and debt capacity; flag issues and propose mitigants. Credit Analysis: Build pro forma P&Ls, cash-flow statements, debt schedules, and sensitivity cases; evaluate add-backs, owner compensation, and collateral; summarize strengths, risks, and conditions. Packaging and Submission: Assemble complete loan packages and lender forms; draft concise credit write-ups; submit to lenders and manage follow-ups through screening and underwriting. Document Collection: Own checklists and timelines for financials, tax returns, bank statements, personal financial statements, purchase agreements, and related materials; drive stakeholder responses. Stakeholder Coordination: Communicate with internal teams, buyers, sellers, and brokers; schedule calls; track milestones; keep CRM/LOS records current and accurate. Process Improvement: Standardize templates and Excel tools; suggest automation to speed analysis and packaging. Requirements Bachelor's degree in Finance, Accounting, Economics, or related field (or equivalent experience). 1-3+ years in credit analysis, underwriting support, corporate finance, investment banking, or business brokerage; SBA 7(a) exposure preferred. Strong cash-flow analysis skills with command of DSCR and debt-capacity concepts. High proficiency in Excel (financial modeling, pivot tables, lookups) and comfort working with PDFs and statements. Clear written and verbal communication; highly organized, detail-oriented, and deadline-driven. Nice to have: prior M&A or quality-of-earnings experience; familiarity with tax returns and common add-backs. Location The position is office-based in Fort Lauderdale, supporting our collaborative and interactive company culture. Compensation & Benefits Compensation: Base salary $60k - $80k plus commission. Comprehensive health, dental, and vision insurance. Generous paid time off to support work‑life balance. Competitive 401(k) plan with substantial company matching. Application Process Interested candidates are invited to submit a detailed résumé and a compelling cover letter that explains their suitability for the role and their motivation to join LoanBud. LoanBud is dedicated to creating a diverse and inclusive work environment. We are an equal‑opportunity employer and welcome applications from all qualified candidates. Be Part of Our Growth Story Join LoanBud and help more entrepreneurs close on great businesses. Your analysis will directly accelerate approvals and unlock capital for small-business owners nationwide-apply today and help shape the future of how small businesses access SBA financing.
    $60k-80k yearly 45d ago
  • CRE Credit Analyst -Tampa, FL

    Fintrust Connect

    Credit analyst job in Coral Gables, FL

    FinTrust Connect has partnered with a community-focused regional banking institution to identify a skilled Credit Analyst specializing in Commercial Real Estate. This is a hybrid role based in Tampa, FL, ideal for a candidate who thrives on analyzing complex CRE transactions and supporting portfolio performance in a dynamic, deal-driven environment. Why this opportunity? Culture: Credit-first institution with collaborative deal teams and a focus on responsible lending practices Workplace: Hybrid in Tampa, FL Function: CRE underwriting and portfolio oversight for new originations, renewals, and ongoing risk management Requirements: Minimum of 5 years of experience underwriting CRE loans in a commercial banking environment Bachelor's degree and formal credit training program preferred Proficiency in financial statement analysis, loan structuring, and real estate valuation methods Experience with borrowing base certificates, appraisals, rent rolls, and third-party CRE reports Knowledge of regulatory guidelines and risk rating methodologies Strong Excel and credit modeling skills Description: Underwrite and structure commercial real estate transactions including acquisitions, refinances, construction loans, and extensions Participate in client meetings and internal credit discussions to assess risk, guide loan structure, and ensure compliance with policy Prepare credit presentations and submit recommendations to appropriate credit authorities Monitor ongoing CRE loan portfolios for financial covenant compliance, maturing debt, collateral performance, and reporting requirements Analyze borrower financials, appraisals, rent rolls, and third-party reports to validate underwriting assumptions and risk exposure Maintain accurate and timely internal reports including criticized asset monitoring and risk ratings Coordinate with relationship managers, risk officers, and asset managers to support deal execution and portfolio performance Contribute to special projects and portfolio reviews focused on CRE credit exposure and strategic risk management
    $44k-72k yearly est. 17d ago
  • Corporate Banking Credit Analyst II

    Avantis Resources

    Credit analyst job in Miami, FL

    Type: Full -Time | On -Site Urgent Hire - Fast Interview Process We are seeking a Corporate Banking Credit Analyst II to support the Corporate -Syndicated Lending segment of a leading financial institution headquartered in Miami. This is a high -visibility role within a dynamic and growing team focused on Syndicated Loans (50%), Middle Market Lending (25%), and Project Finance (25%). The position operates in a credit -investor environment, analyzing Term Loans in both primary and secondary markets-holding them through maturity-while also participating in bilateral and club deals. This is an industry -agnostic position with direct exposure to senior leadership and strategic decision -making. Key Responsibilities: Draft comprehensive Credit Approval Memorandums (CAMs) for new and existing loans, annual reviews, waivers, and amendments. Conduct in -depth credit underwriting and financial analysis using a wide range of materials (financials, models, lender decks, filings, reports, etc.). Ensure loan proposals are compliant with internal credit policies and underwriting standards. Proactively address potential credit committee questions and risks within the CAM. Present findings to the Corporate and Credit Banking Departments and communicate key risk insights. Support portfolio monitoring, amendments, waivers, and quarterly reporting. Contribute to internal credit and pipeline meetings and maintain strong collaboration with internal teams. Requirements Candidate Profile: Minimum of 2 years of credit or lending experience in banking or related finance sectors. Strong analytical skills and attention to detail in credit documentation and risk evaluation. Excellent communication and presentation abilities. Proactive, collaborative, and ownership -driven mindset. Comfortable working full -time on -site in a fast -paced, high -stakes corporate environment. Core Competencies: Customer Focus & Relationship Building Business Acumen & Financial Insight Analytical Thinking & Problem Solving Communication & Presentation Skills Accountability & Results Orientation Collaboration & Teamwork Adaptability & Innovation Work Environment: This is an in -office role located in a professional corporate setting. Occasional external events may require extended hours or attendance during non -business days. Benefits Avantis Resources is proud to be an Equal Opportunity Employer. We encourage all qualified individuals to apply.
    $44k-72k yearly est. 60d+ ago
  • Senior Credit Analyst

    Banco de Credito E Inversiones

    Credit analyst job in Miami, FL

    ABOUT BCI Bci provides financial services to individuals and corporations. We focus on being a global leader in innovations and personalized client experience and, with more than 10,500 employees, Bci is recognized as one of the best companies in which to work and develop a career. It is the third largest privately owned bank in Chile and it has more than 300 branch offices throughout Chile and representative offices in other countries. Bci is an Equal Opportunity Employer - All qualified applicants will receive consideration without regard to race, color, religion, gender, national origin, age, disability, veteran status, or any other factor determined to be unlawful under applicable law. JOB SUMMARY The Senior Credit Analyst assists the SVP Credit Risk Manager with all aspects of the underwriting process of multimillion complex syndicated and bilateral credits for large domestic and foreign corporate enterprises operating in several diverse industries and which are usually listed in stock exchanges and rated by credit rating agencies. Credit facilities include working capital lines, trade financing, term loans, acquisition financing and project financing. The Senior Credit Analyst serves as back up to the SVP Credit Risk Manager. DUTIES OF THE POSITION The duties of the position include, but are not limited to, the following: Provide guidance to staff involved in credit analysis in domestic and international offices. Actively participate in credit configurations meetings with lenders providing guidance and feedback on loan structures and analysis, participating in calls to clients as needed. Borrower assessment: its structure, its operations, the industry in which it operates. Assessment of the loan structure being requested. Accurately spread and analyze historical financial statements together with relevant projections to assess borrower's ability to repay. Determine and assess key credit risks and corresponding mitigants. Determine and assess key strengths and weaknesses. Ensure compliance with all relevant regulatory requirements such as Leveraged Lending and Project Financing Complement analysis with research and evaluation of market data using databases from Standard & Poor's, Bloomberg and others for items such as projections consensus, share price, market capitalization, bond prices and yields, and loan liquidity and pricing. Identify and document exceptions to Credit Policy. Recommend the credit risk rating to be assigned to the borrower following established policies and procedures. Timely prepare a sound, objective, independent and comprehensive assessment of the credit request in the established format incorporating the above requirements for presentation to Credit Risk Manager, Internal Management Committee, and International Credit Committee. Prepare and present quarterly analysis of interim financial statements for the borrowers assigned. Monitor compliance with terms and conditions. Monitor industry trends and economic developments to identify potential areas of risk in the loan portfolio. Ensure credit files contain all relevant documentation related to approved credits. Maintain courteous, professional and effective internal and external working relationships. Provide constructive feedback and suggestions in a cooperative professional manner. May assist with the process of internal/external audits, loan reviews and regulatory examinations. Effectively speaking before groups of customers or employees. Work all hours required to fulfill job duties and responsibilities (including evenings, weekends and holidays as needed). Provide coverage for other positions as requested and serve as back up to the SVP Credit Manager. May supervise and train junior credit analysts. Knowledge and Skills: Strong understanding of risk management and credit mitigants Strong analytical and financial modeling ability Good working knowledge of Standard & Poor's and Moody's analytical tools Strong verbal and written communication skills Excellent knowledge of US Regulatory Guidance and relevant laws and regulations Ability to understand, speak, read and write English and Spanish Effectively speaking before groups of customers or employees Assume evolving duties and responsibilities of position Work all hours required to fulfill job duties and responsibilities (including, weekends, evenings and holidays as needed) Travel as required Provide coverage for other positions as requested Ability to carry and lift boxes and objects that may weigh between 10 and 25 pounds. Perform additional duties and responsibilities as assigned by management In the performance of their duties, all BCI - Miami Branch staff members are required to comply with all state and federal regulatory and legal requirements, including the Bank Secrecy Act, the Federal Election Campaign Act of 1979, the Foreign Corrupt Practices Act, and the Bank Bribery Amendments Act. Additionally, all staff members must comply with in the BCI's Personnel Manual and Code of Ethics and other policies of BCI which are either currently in place or which may become effective during the staff member's employment. COMPLIANCE RESPONSIBILITIES In the performance of their duties, all Bci - Miami Branch staff members are required to comply all state and federal regulatory and legal requirements, including the Bank Secrecy Act, the Federal Election Campaign Act of 1979, the Foreign Corrupt Practices Act, and the Bank Bribery Amendments Act. Additionally, all staff members must comply with in the Bci's Personnel Manual and Code of Ethics and other policies of Bci which are either currently in place or which may become effective during the staff member's employment. PRE-HIRE REQUIREMENTS FOR THIS POSITION: COMPUTER: Ability to operate IBM compatible personal computers; fluency with Microsoft Word, Microsoft Excel, Microsoft PowerPoint and EDUCATION: Bachelor's degree in Business Administration, Finance, Accounting or related field EXPERIENCE: Minimum ten years of financial analysis experience in USA financial institutions Minimum 4 years of supervisory experience Minimum 3 years of experience participating in Credit Committees with Recommending duties
    $62k-105k yearly est. Auto-Apply 60d+ ago
  • Commercial Credit Analyst (M)

    Pacifica Continental

    Credit analyst job in Miami, FL

    The Commercial Credit Analyst prepares credit analyses and underwrites commercial, international and consumer transactions Main Functions and Responsibilities: Spread financial statements in order to pre-screen the viability of the credit proposal. Examines accounting methods and scrutinizes financial statement and accompanying information. Prepare credit presentations which include the following: identify and mitigate risk, identify sources of repayment, sensitivity analysis, industry data and project analysis. Pull credit reports, OFAC and background checks to evaluate and examine credit references for consistency with information provided. Analyzes borrower's business methods of operations, operational environment, financial condition and operating performance to determine borrower's ability to pay on loans. Requests specific information and discusses or resolves issues pertaining to borrower's business, financial status and credit risk. Confers with Credit Manager in order to resolve problems with application or missing information. Performs credit underwriting, assess credit risk, complies with the Bank's Credit Policy and issues recommendations about credit proposals to be reviewed by the Credit Manager. Performs credit analyses for annual reviews and credit renewals as required. Conducts follow-up of borrowers' financial situations with authorized credit facilities. Assures financial covenants of each transaction are carried out as approved. Maintains continuous efforts to supervise problem credits. Attends to administrative functions of the credit Committee (agenda, minutes and board letters) when needed. Signs and authorizes credit/trade references when needed. Participates in special projects related to the bank's loan portfolio, such as but not limited to legal lending limit log, Allowances for Loan Losses, etc. Full knowledge and understanding of bank policies, procedures, regulatory and compliance requirements, including but not limited to BSA/AML, CDD, EDD, and others as defined by the Compliance Division and Information Security Division Attend and/or complete all required training as assigned. Ensure compliance with all applicable laws, regulations and policies.
    $49k-74k yearly est. 60d+ ago
  • Senior Credit Analyst

    First Horizon Bank 3.9company rating

    Credit analyst job in Boca Raton, FL

    The Credit Analyst, Sr position provides high level analytical support in underwriting/analyzing commercial credit facilities and assisting Portfolio Managers and Relationship Managers in managing customer relationships. A Senior CA will be expected to provide credit analysis support for assigned lending relationships. The position also provides mentoring and guidance to Client Specialists and other Credit Analysts as it relates to lending guidelines, and underwriting standards. The ideal candidate works well in a team-focused setting and is comfortable balancing competing priorities in a deadline driven environment. **Key Responsibilities Include** + Interpret financial statements and provide financial analysis support utilized in underwriting complex C&I loans with a focus on Medical Practices, service companies and commercial private client ventures. + Work proactively to ensure production is prioritized appropriately and completed in a timely manner. Specific tasks include: financial statement spreading; completing financial analysis documents; updating and creating new requests, modifications, renewals and annual reviews in the Bank's commercial loan system; tracking and completing covenant monitoring, completing industry research and developing a strong understanding of the Bank's commercial loan policy. + Participate in transaction structuring and relationship strategy meetings with management and credit partners to justify and explain information in the analysis when warranted. + Analyze and prepare complex credit approval documentation in FHB's commercial loan system. The senior analyst is responsible for accurately reflecting all loan terms, collateral, covenants, loan grade inputs, policy exceptions, and calculating credit exposure for a given relationship in the commercial loan system. + Partner with Portfolio Managers to monitor and manage assigned commercial loan portfolios. This responsibility includes tracking covenants, recording financial statements, and monitoring company performance against expectations. Credit Analyst is responsible not only for accurate calculations and inputs but also for thoughtful implementation of policies, procedures, and guidelines. + Participate in internal credit conversations with PM's, RM's Credit Risk Managers and senior management and in external meetings with clients and prospects. + Participate in or lead special projects and assignments and performs other duties assigned. + The successful candidate will demonstrate consistently high level of ownership of personal performance metrics and team initiatives, flexibility in responding to RM/PM/senior management and client deadlines, extreme level of detail and follow-through, and independence within the framework of the role in assisting in achieving business goals. + Identify and report material changes or trends in the financial statements of borrowers or guarantors observed in the preparation of credit approval presentations **Qualifications Include** + Bachelor's degree (B.A.), preferably in Accounting, Finance or Business or equivalent in specific work experience + 5 or more years of related experience in Financial Services, Banking, Credit Analysis, Loan Review or similar background preferred + Familiarity with corporate credit products and the processes used to analyze financial data + Good fundamental understanding of general bank operations and the commercial lending process + Strong computer skills required with the following programs: Access, Word, PowerPoint, Outlook and highly proficient skills with Excel + Experience with Salesforce or nCino applications is a plus + Ability to read and listen, understand and communicate information and ideas in a clear and understandable manner, both orally and in writing with senior executives, business unit management and staff, state and federal regulators and officials and significant business partners + Ability to read, analyze and interpret financial reports and legal documents; performs simple to complex calculations; effectively researches, analyzes and evaluates information to make decisions, solve problems and achieve goals **About Us** First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ******************** (https://urldefense.com/v3/\_\_https:/********************/\_\_;!!Cz2fjcuE!hpq9hPnrucZCPIAVPojVESItIq-FPzhurNdCrQ3JE8Rkx3gMd70nIk6\_kmPxl66\_oJCEsXs0gNunPowMAMHCmBYPOtUxUGI$) . **Benefit Highlights** - Medical with wellness incentives, dental, and vision - HSA with company match - Maternity and parental leave - Tuition reimbursement - Mentor program - 401(k) with 6% match - More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits **Follow Us** Facebook (****************************************** X formerly Twitter LinkedIn (*************************************************** Instagram YouTube (********************************************************** Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (**************************** notice from the Department of Labor.
    $91k-111k yearly est. 60d+ ago
  • ACCOUNTS RECEIVABLE ANALYST - HOSPITALITY

    Seminole Hard Rock Support Services 4.4company rating

    Credit analyst job in Fort Lauderdale, FL

    Job Description The Accounts Receivable Analyst Hospitality position reports to the Manager of Franchise Accounting and will be responsible for accounting duties. Under general supervision the position will gather, maintain, reconcile, and accrue account receivables and revenue information using the company's financial system and variety of other information sources, maintaining the accuracy of the company's ledgers and subsidiary financial systems. Responsibilities Perform daily payment postings and cash applications Manage accounts receivable customer data in accounting system Responsible to gather information related to loyalty (one Guest) program in relation to Franchised and Managed locations on a monthly basis, using various tools; including interaction with outside vendors/consultant. Generates billings for various entities as required Efficiently communicates with internal business partners to obtain customer-billing information as required. Reconciles AR customer accounts Researches and resolves customer AR issues Maintains and balances subsidiary accounts by verifying, allocating, posting, reconciling transactions; resolving discrepancies. Prepares and posts journal entries to General Ledger. Assist in revenue reconciliation and monthly closing entries. Perform and assist with account reconciliations and analysis during month-end close. Assists with accurate and timely publication of P&L. Assists with consolidated financial reporting and year-end audit work papers. Required to maintain functions in accordance with finance policies and practices, GAAP, FASB and other internal control standards. Qualifications MINIMUM Bachelor degree in Accounting preferred; two (2) or more years of accounts receivable experience required. Experience in account reconciliation, recording journal entries, Ability to work within deadlines Intermediate to advance knowledge of major accounting software packages. Infinium and Lawson ERP system knowledge preferred Intermediate to expert skills with Microsoft Excel LANGUAGE SKILLS Must possess strong communication and listening skills, excellent speaking, reading and writing. Comprehend and use technical or professional language, either written or spoken, to communicate complex ideas. Ability to effectively present information in one-on-one and small group situations to customers, clients, and other employees of the organization. PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations will be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle, or feel; reach with hands and arms; and talk or hear. The employee frequently is required to stand and walk. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close, distance, color, and peripheral vision, and depth perception.
    $36k-47k yearly est. 11d ago
  • Collections Analyst

    Meltwater 4.3company rating

    Credit analyst job in Miami, FL

    Meltwater is seeking a Collections Analyst who will be focused on working with our clients in the US market. The Collections Analyst will be responsible for maintaining effective ledgers with new and existing customers and partnering with other company departments. This is a key role in helping to fuel our expansion activities. We encourage proactive, positive and respectful outreach to clients and regular contact, to ensure a healthy portfolio of clients who trust us as a partner. What You'll Do: Reach out to customers to ensure timely payment for services, and shorten the collections cycle on all payments Increase revenue by acting as financial liaison for clients over the service life-cycle and negotiating and settling on any disputes as they arise Ensure efficient cash reconciliations and reporting Meet and exceed collections goals with both individual and team targets Represent Meltwater (the people and products) with professionalism and integrity, ensuring a positive customer experience. What You'll Bring Excellent communication skills, verbal and written Strong attention to detail, confidence with business to business (B2B) cold-calling and building relationships on the phone Proficient with Excel Analytical Skills Ability to work with a large and diverse team What We Offer: Enjoy flexible paid time off that allows you to have an enhanced work-life balance. Excellent medical, dental, and vision options 401(k) matching, life insurance, commuter benefits, and parental leave plans Complimentary CalmApp subscription for you and your loved ones, because mental wellness matters. Energetic work environment with a hybrid work style, providing the balance you need. Thrive within our inclusive community and seize ongoing professional development opportunities to elevate your career. Base Salary of $52,000 - $61,000 USD per year + discretionary annual bonus subject to the terms of the applicable bonus plan. Total compensation range for this position: $52,000 - $67,100 USD per year. Our Story At Meltwater, we believe that when you have the right people in the right environment, great things happen. Our best-in-class technology empowers our 27,000 customers around the world to make better business decisions through data. But we can't do that without our global team of developers, innovators, problem-solvers, and high-performers who embrace challenges and find new solutions for our customers. Our award-winning global culture drives everything we do and creates an environment where our employees can make an impact, learn every day, feel a sense of belonging, and celebrate each other's successes along the way. We are innovators at the core who see the potential in people, ideas and technologies. Together, we challenge ourselves to go big, be bold, and build best-in-class solutions for our customers. We're proud of our diverse team of 2,200+ employees in 50 locations across 25 countries around the world. No matter where you are, you'll work with people who care about your success and get the support you need to unlock new heights in your career. We are Meltwater. Inspired by innovation, powered by people. Equal Employment Opportunity Statement Meltwater is an Equal Opportunity Employer and Prohibits Discrimination and Harassment of Any Kind: At Meltwater, we are dedicated to fostering an inclusive and diverse workplace where every employee feels valued, respected, and empowered. We are committed to the principle of equal employment opportunity and strive to provide a work environment that is free from discrimination and harassment. All employment decisions at Meltwater are made based on business needs, job requirements, and individual qualifications, without regard to race, color, religion or belief, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, marital status, veteran status, or any other status protected by the applicable laws and regulations. Meltwater does not tolerate discrimination or harassment of any kind, and we actively promote a culture of respect, fairness, and inclusivity. We encourage applicants of all backgrounds, experiences, and abilities to apply and join us in our mission to drive innovation and make a positive impact in the world.
    $52k-67.1k yearly Auto-Apply 59d ago
  • Senior Credit Analyst

    New Edge Associates a Talent Acquisition Firm

    Credit analyst job in Coral Gables, FL

    The Senior CRE Credit Analyst is responsible for conducting comprehensive due diligence, financial analysis, and underwriting of complex Commercial Real Estate (CRE) transactions, including acquisitions, construction, refinancing, and stabilized assets. This role involves preparing detailed Credit Approval Memorandums (CAMs), presenting recommendations to the Credit Committee, and ensuring all activities align with internal credit policies, OCC regulations, and strategic objectives. The analyst will work closely with relationship managers to structure credit terms, assess risk, and maintain a high-quality CRE portfolio. Although not a supervisory role, this position may assist in training junior analysts and supporting the Credit Manager and Chief Credit Officer. Key Responsibilities: Analyze borrower creditworthiness, property performance (NOI, DSCR), market trends, and collateral valuations. Prepare and present CAMs with thorough financial modeling, stress testing, and risk mitigants. Conduct annual and periodic loan reviews to ensure ongoing credit compliance. Collaborate with lenders to structure terms and provide recommendations for approvals or declines. Research and verify collateral, financial statements, and industry trends to assess portfolio exposure. Support and mentor junior analysts in financial analysis and underwriting techniques. Assist in refining underwriting standards and credit risk strategies. Qualifications: Bachelor's degree in Finance, Business, or Economics required; advanced degree preferred. 5-7 years of credit analysis experience, with strong CRE underwriting expertise. Proficiency in Excel and financial modeling; strong analytical and written communication skills. Experience across multiple property types (multifamily, office, retail, industrial, hotel). Knowledge of OCC regulations and commercial credit policy requirements.
    $62k-104k yearly est. 1d ago
  • Credit Analyst - To 85K - Ft. Lauderdale, FL - Job # 2708T

    The Symicor Group

    Credit analyst job in Fort Lauderdale, FL

    Our bank client is seeking to fill a Credit Analyst role in the Ft. Lauderdale, FL area. The successful candidate will be responsible for preparing in-house spreadsheets designed to quantify borrowers' personal, global, and real estate debt service abilities. The position includes a generous salary of up to $85K and an excellent benefits package. (This is not a remote position). Credit Analyst responsibilities include: Analyzing credit data to estimate the degree of risk involved in extending credit or lending money to firms or individuals. Preparing financial statement spreads using Moody's financial statement analysis software. Preparing narrative analysis of findings and recommendations for lenders. Reviewing of outgoing analysis prepared by the CA I position. May assist, coordinate, and attend loan committee. Other duties assigned. Requirements Who Are You? You're someone who wants to influence your own development. You're looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future. You also bring the following skills and experience: Equivalent to a four-year college degree, or equivalent combination of education and experience. Five or more years of related experience and/or training. 12 to 18 months of related management experience. Ability to write reports, business correspondence, and policy/procedure manuals. Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Benefits The position includes a generous salary of up to $85K and an excellent benefits package. (This is not a remote position).
    $85k yearly Auto-Apply 60d+ ago
  • CRE Credit Analyst -Tampa, FL

    Fintrust Connect

    Credit analyst job in Coral Gables, FL

    Job Description CRE Credit Analyst -Tampa, FL FinTrust Connect has partnered with a community-focused regional banking institution to identify a skilled Credit Analyst specializing in Commercial Real Estate. This is a hybrid role based in Tampa, FL, ideal for a candidate who thrives on analyzing complex CRE transactions and supporting portfolio performance in a dynamic, deal-driven environment. Why this opportunity? Culture: Credit-first institution with collaborative deal teams and a focus on responsible lending practices Workplace: Hybrid in Tampa, FL Function: CRE underwriting and portfolio oversight for new originations, renewals, and ongoing risk management Requirements: Minimum of 5 years of experience underwriting CRE loans in a commercial banking environment Bachelor's degree and formal credit training program preferred Proficiency in financial statement analysis, loan structuring, and real estate valuation methods Experience with borrowing base certificates, appraisals, rent rolls, and third-party CRE reports Knowledge of regulatory guidelines and risk rating methodologies Strong Excel and credit modeling skills Description: Underwrite and structure commercial real estate transactions including acquisitions, refinances, construction loans, and extensions Participate in client meetings and internal credit discussions to assess risk, guide loan structure, and ensure compliance with policy Prepare credit presentations and submit recommendations to appropriate credit authorities Monitor ongoing CRE loan portfolios for financial covenant compliance, maturing debt, collateral performance, and reporting requirements Analyze borrower financials, appraisals, rent rolls, and third-party reports to validate underwriting assumptions and risk exposure Maintain accurate and timely internal reports including criticized asset monitoring and risk ratings Coordinate with relationship managers, risk officers, and asset managers to support deal execution and portfolio performance Contribute to special projects and portfolio reviews focused on CRE credit exposure and strategic risk management
    $44k-72k yearly est. 18d ago
  • Senior Credit Analyst

    Banco de Credito e Inversiones

    Credit analyst job in Miami, FL

    Job DescriptionABOUT BCI Bci provides financial services to individuals and corporations. We focus on being a global leader in innovations and personalized client experience and, with more than 10,500 employees, Bci is recognized as one of the best companies in which to work and develop a career. It is the third largest privately owned bank in Chile and it has more than 300 branch offices throughout Chile and representative offices in other countries. Bci is an Equal Opportunity Employer - All qualified applicants will receive consideration without regard to race, color, religion, gender, national origin, age, disability, veteran status, or any other factor determined to be unlawful under applicable law. JOB SUMMARY The Senior Credit Analyst assists the SVP Credit Risk Manager with all aspects of the underwriting process of multimillion complex syndicated and bilateral credits for large domestic and foreign corporate enterprises operating in several diverse industries and which are usually listed in stock exchanges and rated by credit rating agencies. Credit facilities include working capital lines, trade financing, term loans, acquisition financing and project financing. The Senior Credit Analyst serves as back up to the SVP Credit Risk Manager. DUTIES OF THE POSITION The duties of the position include, but are not limited to, the following: Provide guidance to staff involved in credit analysis in domestic and international offices. Actively participate in credit configurations meetings with lenders providing guidance and feedback on loan structures and analysis, participating in calls to clients as needed. Borrower assessment: its structure, its operations, the industry in which it operates. Assessment of the loan structure being requested. Accurately spread and analyze historical financial statements together with relevant projections to assess borrower's ability to repay. Determine and assess key credit risks and corresponding mitigants. Determine and assess key strengths and weaknesses. Ensure compliance with all relevant regulatory requirements such as Leveraged Lending and Project Financing Complement analysis with research and evaluation of market data using databases from Standard & Poor's, Bloomberg and others for items such as projections consensus, share price, market capitalization, bond prices and yields, and loan liquidity and pricing. Identify and document exceptions to Credit Policy. Recommend the credit risk rating to be assigned to the borrower following established policies and procedures. Timely prepare a sound, objective, independent and comprehensive assessment of the credit request in the established format incorporating the above requirements for presentation to Credit Risk Manager, Internal Management Committee, and International Credit Committee. Prepare and present quarterly analysis of interim financial statements for the borrowers assigned. Monitor compliance with terms and conditions. Monitor industry trends and economic developments to identify potential areas of risk in the loan portfolio. Ensure credit files contain all relevant documentation related to approved credits. Maintain courteous, professional and effective internal and external working relationships. Provide constructive feedback and suggestions in a cooperative professional manner. May assist with the process of internal/external audits, loan reviews and regulatory examinations. Effectively speaking before groups of customers or employees. Work all hours required to fulfill job duties and responsibilities (including evenings, weekends and holidays as needed). Provide coverage for other positions as requested and serve as back up to the SVP Credit Manager. May supervise and train junior credit analysts. Knowledge and Skills: Strong understanding of risk management and credit mitigants Strong analytical and financial modeling ability Good working knowledge of Standard & Poor's and Moody's analytical tools Strong verbal and written communication skills Excellent knowledge of US Regulatory Guidance and relevant laws and regulations Ability to understand, speak, read and write English and Spanish Effectively speaking before groups of customers or employees Assume evolving duties and responsibilities of position Work all hours required to fulfill job duties and responsibilities (including, weekends, evenings and holidays as needed) Travel as required Provide coverage for other positions as requested Ability to carry and lift boxes and objects that may weigh between 10 and 25 pounds. Perform additional duties and responsibilities as assigned by management In the performance of their duties, all BCI - Miami Branch staff members are required to comply with all state and federal regulatory and legal requirements, including the Bank Secrecy Act, the Federal Election Campaign Act of 1979, the Foreign Corrupt Practices Act, and the Bank Bribery Amendments Act. Additionally, all staff members must comply with in the BCI's Personnel Manual and Code of Ethics and other policies of BCI which are either currently in place or which may become effective during the staff member's employment. COMPLIANCE RESPONSIBILITIES In the performance of their duties, all Bci - Miami Branch staff members are required to comply all state and federal regulatory and legal requirements, including the Bank Secrecy Act, the Federal Election Campaign Act of 1979, the Foreign Corrupt Practices Act, and the Bank Bribery Amendments Act. Additionally, all staff members must comply with in the Bci's Personnel Manual and Code of Ethics and other policies of Bci which are either currently in place or which may become effective during the staff member's employment. PRE-HIRE REQUIREMENTS FOR THIS POSITION: COMPUTER: Ability to operate IBM compatible personal computers; fluency with Microsoft Word, Microsoft Excel, Microsoft PowerPoint and EDUCATION: Bachelor's degree in Business Administration, Finance, Accounting or related field EXPERIENCE: Minimum ten years of financial analysis experience in USA financial institutions Minimum 4 years of supervisory experience Minimum 3 years of experience participating in Credit Committees with Recommending duties
    $62k-105k yearly est. 8d ago
  • Commercial Credit Analyst

    Pacifica Continental

    Credit analyst job in Miami, FL

    Our client is looking for a Commercial Credit Analyst with a business developer profile to join their team in Florida. The individual will focus on prepare credit analyses Underwrite commercial, international, and consumer transactions. The professional main responsibilities will be: Responsibilities: - Spread financial statements in order to pre-screen the viability of the credit proposal. - Examines accounting methods and scrutinizes financial statements and accompanying information. - Prepare credit presentations which include the following: identify and mitigate risk, identify sources of repayment, sensitivity analysis, industry data, and project analysis. - Pull credit reports, OFAC, and background checks to evaluate and examine credit references for consistency with the information provided. Requirements: - Bachelor's in Economy, Finance, BA or related fields - 2-3 years of experience in a similar role - Experience in banking credit analysis
    $49k-74k yearly est. 60d+ ago
  • Senior Credit Analyst

    First Horizon Bank 3.9company rating

    Credit analyst job in Fort Lauderdale, FL

    The Credit Analyst, Sr position provides high level analytical support in underwriting/analyzing commercial credit facilities and assisting Portfolio Managers and Relationship Managers in managing customer relationships. A Senior CA will be expected to provide credit analysis support for assigned lending relationships. The position also provides mentoring and guidance to Client Specialists and other Credit Analysts as it relates to lending guidelines, and underwriting standards. The ideal candidate works well in a team-focused setting and is comfortable balancing competing priorities in a deadline driven environment. **Key Responsibilities Include** + Interpret financial statements and provide financial analysis support utilized in underwriting complex C&I loans with a focus on Medical Practices, service companies and commercial private client ventures. + Work proactively to ensure production is prioritized appropriately and completed in a timely manner. Specific tasks include: financial statement spreading; completing financial analysis documents; updating and creating new requests, modifications, renewals and annual reviews in the Bank's commercial loan system; tracking and completing covenant monitoring, completing industry research and developing a strong understanding of the Bank's commercial loan policy. + Participate in transaction structuring and relationship strategy meetings with management and credit partners to justify and explain information in the analysis when warranted. + Analyze and prepare complex credit approval documentation in FHB's commercial loan system. The senior analyst is responsible for accurately reflecting all loan terms, collateral, covenants, loan grade inputs, policy exceptions, and calculating credit exposure for a given relationship in the commercial loan system. + Partner with Portfolio Managers to monitor and manage assigned commercial loan portfolios. This responsibility includes tracking covenants, recording financial statements, and monitoring company performance against expectations. Credit Analyst is responsible not only for accurate calculations and inputs but also for thoughtful implementation of policies, procedures, and guidelines. + Participate in internal credit conversations with PM's, RM's Credit Risk Managers and senior management and in external meetings with clients and prospects. + Participate in or lead special projects and assignments and performs other duties assigned. + The successful candidate will demonstrate consistently high level of ownership of personal performance metrics and team initiatives, flexibility in responding to RM/PM/senior management and client deadlines, extreme level of detail and follow-through, and independence within the framework of the role in assisting in achieving business goals. + Identify and report material changes or trends in the financial statements of borrowers or guarantors observed in the preparation of credit approval presentations **Qualifications Include** + Bachelor's degree (B.A.), preferably in Accounting, Finance or Business or equivalent in specific work experience + 5 or more years of related experience in Financial Services, Banking, Credit Analysis, Loan Review or similar background preferred + Familiarity with corporate credit products and the processes used to analyze financial data + Good fundamental understanding of general bank operations and the commercial lending process + Strong computer skills required with the following programs: Access, Word, PowerPoint, Outlook and highly proficient skills with Excel + Experience with Salesforce or nCino applications is a plus + Ability to read and listen, understand and communicate information and ideas in a clear and understandable manner, both orally and in writing with senior executives, business unit management and staff, state and federal regulators and officials and significant business partners + Ability to read, analyze and interpret financial reports and legal documents; performs simple to complex calculations; effectively researches, analyzes and evaluates information to make decisions, solve problems and achieve goals **About Us** First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ******************** (https://urldefense.com/v3/\_\_https:/********************/\_\_;!!Cz2fjcuE!hpq9hPnrucZCPIAVPojVESItIq-FPzhurNdCrQ3JE8Rkx3gMd70nIk6\_kmPxl66\_oJCEsXs0gNunPowMAMHCmBYPOtUxUGI$) . **Benefit Highlights** - Medical with wellness incentives, dental, and vision - HSA with company match - Maternity and parental leave - Tuition reimbursement - Mentor program - 401(k) with 6% match - More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits **Follow Us** Facebook (****************************************** X formerly Twitter LinkedIn (*************************************************** Instagram YouTube (********************************************************** Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (**************************** notice from the Department of Labor.
    $91k-111k yearly est. 60d+ ago
  • Senior Commercial Credit Analyst

    New Edge Associates a Talent Acquisition Firm

    Credit analyst job in Coral Gables, FL

    New Edge Associates, a premier talent partner to community banks and financial institutions, is seeking an experienced Senior Commercial Credit Analyst to support a high-performing Commercial Lending team. In this role, you'll lead advanced credit analysis, support lending officers, and mentor junior analysts while helping drive strong portfolio performance and client relationships. You'll prepare complex credit memos, conduct independent financial and industry analysis, and collaborate across departments to ensure sound credit decisions and operational excellence. Responsibilities • Prepare and present comprehensive credit memos for new and existing commercial clients, including financial analysis, risk rating, and loan structuring. • Partner with Portfolio and Relationship Managers on credit needs, portfolio management, and business development opportunities. • Mentor and guide Commercial Analyst Trainees and Commercial Credit Analysts; assist in workload allocation and skill development. • Independently analyze market data and third-party reports to assess industry trends and credit risk. • Provide recommendations to Loan Operations, Collateral Management, and Treasury Management teams to improve processes. • Communicate with commercial clients regarding loan requests and coordinate internally for timely responses. • Ensure adherence to internal credit policies and regulatory standards. • Participate in commercial lending meetings and long-term strategic discussions. Qualifications • Bachelor's degree required; preferred majors include accounting, finance, business, or economics. • Minimum one year of commercial credit analysis and completion of a formal credit training program required. • Strong written and verbal communication skills; ability to tailor messaging to diverse audiences. • Proficiency in Microsoft 365, with strong Excel capabilities and ability to learn new software systems.
    $49k-74k yearly est. 2d ago
  • Senior Credit Analyst -Palm Beach, FL

    Fintrust Connect

    Credit analyst job in Palm Beach, FL

    Job Description Senior Credit Analyst -Palm Beach, FL FinTrust Connect has partnered with a community-focused banking institution to identify a skilled Senior Credit Analyst. This is an opportunity to join a seasoned credit team, working closely with Relationship and Portfolio Managers to evaluate and support complex commercial lending activities. The ideal candidate brings a strong foundation in credit underwriting with a focus on C&I loans. Why this opportunity? Culture: Team-oriented, analytical, and collaborative environment with strong mentoring culture Workplace: On-site in Palm Beach, FL Function: Supports credit underwriting, portfolio management, and financial analysis for commercial clients, especially in medical and service sectors Requirements: 5+ years in credit analysis, loan review, or commercial banking Bachelor's degree in Accounting, Finance, or Business preferred Proficiency in Excel; familiarity with Salesforce or nCino is a plus Experience underwriting complex C&I loans, including for medical practices or service companies Strong understanding of bank operations and commercial loan structuring Description: Underwrite and analyze credit for commercial lending relationships with a focus on medical practices, service firms, and private client ventures Spread and interpret financial statements, perform covenant monitoring, and prepare detailed credit approval documentation Participate in structuring discussions and strategy meetings with Relationship Managers and Credit partners Track portfolio performance, manage credit risk, and ensure compliance with lending policies Collaborate with internal stakeholders and participate in client meetings Mentor junior analysts and contribute to special projects as needed
    $63k-106k yearly est. 11d ago
  • Senior Credit Analyst

    First Horizon Bank 3.9company rating

    Credit analyst job in Palm Beach, FL

    The Credit Analyst, Sr position provides high level analytical support in underwriting/analyzing commercial credit facilities and assisting Portfolio Managers and Relationship Managers in managing customer relationships. A Senior CA will be expected to provide credit analysis support for assigned lending relationships. The position also provides mentoring and guidance to Client Specialists and other Credit Analysts as it relates to lending guidelines, and underwriting standards. The ideal candidate works well in a team-focused setting and is comfortable balancing competing priorities in a deadline driven environment. **Key Responsibilities Include** + Interpret financial statements and provide financial analysis support utilized in underwriting complex C&I loans with a focus on Medical Practices, service companies and commercial private client ventures. + Work proactively to ensure production is prioritized appropriately and completed in a timely manner. Specific tasks include: financial statement spreading; completing financial analysis documents; updating and creating new requests, modifications, renewals and annual reviews in the Bank's commercial loan system; tracking and completing covenant monitoring, completing industry research and developing a strong understanding of the Bank's commercial loan policy. + Participate in transaction structuring and relationship strategy meetings with management and credit partners to justify and explain information in the analysis when warranted. + Analyze and prepare complex credit approval documentation in FHB's commercial loan system. The senior analyst is responsible for accurately reflecting all loan terms, collateral, covenants, loan grade inputs, policy exceptions, and calculating credit exposure for a given relationship in the commercial loan system. + Partner with Portfolio Managers to monitor and manage assigned commercial loan portfolios. This responsibility includes tracking covenants, recording financial statements, and monitoring company performance against expectations. Credit Analyst is responsible not only for accurate calculations and inputs but also for thoughtful implementation of policies, procedures, and guidelines. + Participate in internal credit conversations with PM's, RM's Credit Risk Managers and senior management and in external meetings with clients and prospects. + Participate in or lead special projects and assignments and performs other duties assigned. + The successful candidate will demonstrate consistently high level of ownership of personal performance metrics and team initiatives, flexibility in responding to RM/PM/senior management and client deadlines, extreme level of detail and follow-through, and independence within the framework of the role in assisting in achieving business goals. + Identify and report material changes or trends in the financial statements of borrowers or guarantors observed in the preparation of credit approval presentations **Qualifications Include** + Bachelor's degree (B.A.), preferably in Accounting, Finance or Business or equivalent in specific work experience + 5 or more years of related experience in Financial Services, Banking, Credit Analysis, Loan Review or similar background preferred + Familiarity with corporate credit products and the processes used to analyze financial data + Good fundamental understanding of general bank operations and the commercial lending process + Strong computer skills required with the following programs: Access, Word, PowerPoint, Outlook and highly proficient skills with Excel + Experience with Salesforce or nCino applications is a plus + Ability to read and listen, understand and communicate information and ideas in a clear and understandable manner, both orally and in writing with senior executives, business unit management and staff, state and federal regulators and officials and significant business partners + Ability to read, analyze and interpret financial reports and legal documents; performs simple to complex calculations; effectively researches, analyzes and evaluates information to make decisions, solve problems and achieve goals **About Us** First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ******************** (https://urldefense.com/v3/\_\_https:/********************/\_\_;!!Cz2fjcuE!hpq9hPnrucZCPIAVPojVESItIq-FPzhurNdCrQ3JE8Rkx3gMd70nIk6\_kmPxl66\_oJCEsXs0gNunPowMAMHCmBYPOtUxUGI$) . **Benefit Highlights** - Medical with wellness incentives, dental, and vision - HSA with company match - Maternity and parental leave - Tuition reimbursement - Mentor program - 401(k) with 6% match - More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits **Follow Us** Facebook (****************************************** X formerly Twitter LinkedIn (*************************************************** Instagram YouTube (********************************************************** Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (**************************** notice from the Department of Labor.
    $92k-111k yearly est. 60d+ ago

Learn more about credit analyst jobs

How much does a credit analyst earn in Hollywood, FL?

The average credit analyst in Hollywood, FL earns between $35,000 and $90,000 annually. This compares to the national average credit analyst range of $40,000 to $93,000.

Average credit analyst salary in Hollywood, FL

$56,000

What are the biggest employers of Credit Analysts in Hollywood, FL?

The biggest employers of Credit Analysts in Hollywood, FL are:
  1. The Symicor Group
  2. Loanbud
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