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Credit analyst internship skills for your resume and career

Updated January 8, 2025
5 min read
Credit analyst internship example skills
Below we've compiled a list of the most critical credit analyst internship skills. We ranked the top skills for credit analyst interns based on the percentage of resumes they appeared on. For example, 11.0% of credit analyst internship resumes contained strong analytical as a skill. Continue reading to find out what skills a credit analyst internship needs to be successful in the workplace.

15 credit analyst internship skills for your resume and career

1. Strong Analytical

Here's how credit analyst interns use strong analytical:
  • Maximize revenue by balancing market penetration with sound risk management principles, demonstrating strong analytical skills and sound underwriting judgment.
  • Demonstrated creative problem- solving approach and strong analytical skills.

2. SAS

SAS stands for Statistical Analysis System which is a Statistical Software designed by SAS institute. This software enables users to perform advanced analytics and queries related to data analytics and predictive analysis. It can retrieve data from different sources and perform statistical analysis on it.

Here's how credit analyst interns use sas:
  • Adopted ARIMA and GARCH in SAS to develop time series models of mortgage rates, unemployment rates and housing prices.
  • Prepared reports for clients by performing statistical analysis in SAS Efficiently integrated customized financial solutions for clients with different credit level

3. Credit Analysis

Credit analysis is the process of evaluating a person's or company's ability to repay their debts.

Here's how credit analyst interns use credit analysis:
  • Maintained and improved due diligence financial models with excel, assisted credit manager on composing credit analysis reports.
  • Conducted credit analysis of loan-applying applicants, and participated in building the Company s intelligence database.

4. PowerPoint

Here's how credit analyst interns use powerpoint:
  • Prepared PowerPoint presentations and briefings for Executive Leadership on best practices findings.
  • Prepared Excel spreadsheets and PowerPoint slides for MasterCard and MasterCard Priceless New York.

5. Credit Risk

Credit risk entails the risk experienced by a lender from the possibility of losing money due to a borrower failing to repay or meet their obligations set out in a loan contract. Credit risk manifests in many forms including loans (the most popular), letters of credit, foreign exchange and lines of credit.

Here's how credit analyst interns use credit risk:
  • Analyzed and commented on credit risk of each asset business transaction both quantitatively and qualitatively SKILLS.
  • Analyzed financial statements & prepared credit applications; resulted in effective assessment of credit risk.

6. Financial Performance

Here's how credit analyst interns use financial performance:
  • Visited Different energy companies for their Financial performance.
  • Monitored the ongoing financial performance of borrowers to ensure compliance with all covenants as specified in the loan agreement.

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7. Risk Management

Risk management is the method of recognizing, evaluating, and managing risks to an organization's resources and profits. Financial insecurity, regulatory liability, strategic management mistakes, incidents, and natural hazards are just some of the challenges or dangers that could arise. For digitalized businesses, IT security vulnerabilities and data-related threats, as well as risk management techniques to mitigate them, have become top priorities.

Here's how credit analyst interns use risk management:
  • Trained in underwriting at this leading provider of commercial business insurance and risk management solutions.
  • Analyzed company tax returns and personal financial statements using Moody's Risk management.

8. Real Estate

Real estate is land that has buildings on it. This kind of property consists of permanent improvements either natural or man-made, which include, houses, fences, bridges, water trees, and minerals. There are 4 types of real estate namely; residential real estate, commercial real estate, industrial real estate, and vacant land.

Here's how credit analyst interns use real estate:
  • Gained proficiency in underwriting and valuation of commercial operating companies, commercial real estate properties and energy firms.
  • Authored interim budget analysis for Commercial Real Estate team, analyzing actual loan portfolio management versus projections.

9. Financial Institutions

Financial Institutions come in all sizes, forms, and are meant for all sorts of purposes. Some only keep money, some only trade it, some focus on extending loans, some work with only other financial corporations or regular business and companies, and some are built to be useful and multi-purpose. A central bank, for example, is a banking institution meant to keep an eye on other banks and ensure that no laws or rules are broken or bent.

Here's how credit analyst interns use financial institutions:
  • Performed financial analysis and credit rating for financial institutions, sovereigns and sub-sovereigns in N.A.
  • Analyze more than 30 co-lending financial institutions, respecting BASEL II and III frameworks within CAMEL framework.

10. Credit Analysts

Here's how credit analyst interns use credit analysts:
  • Worked directly with senior credit analysts and loan underwriters to determine profitability and risk for bank loans and credit customers
  • Analyzed all relevant information, including financial statements and business plans, while helping create loan packages for the Credit Analysts.

11. Financial Data

Here's how credit analyst interns use financial data:
  • Worked in conjunction with Loan Officers to generate commercial loan proposals from the financial data obtained from the borrowers and guarantors.
  • Analyzed financial data (income and receipts) to determine the viability of the bank's potential clients for credit advances

12. Tax Returns

Here's how credit analyst interns use tax returns:
  • Organized individual and corporate financial information, including tax returns and personal financial statements, into spreads for simplified reviewing.
  • Examined tax returns and financial statements to create credit presentations for agribusinesses

13. Cash Flow

Here's how credit analyst interns use cash flow:
  • Performed financial analysis by utilizing bank records, management accounts and cash flow statements to determine loan eligibility and terms.
  • Researched key underwriting criteria including loan structure, cash flow, collateral competition and industry considerations.

14. Credit Worthiness

Here's how credit analyst interns use credit worthiness:
  • Interviewed loan applicants, obtained and analyzed financial and other related data for accurate assessment of credit worthiness of prospect.
  • Utilized credit reports, financial statements and related information to determine credit worthiness of clients using financial analysis.

15. Credit Card

A type of card issued by banks and other financial institutions, that enable users to manage and borrow their finances is called a credit card. The funds borrowed from a financial institution through a credit card are meant to be paid back along with certain amounts of interest imposed by the bank.

Here's how credit analyst interns use credit card:
  • Reviewed and analyzed potential credit card applications based on quantitative and qualitative methods.
  • Collaborated with management team to monitor and investigate customer credit card accounts.
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List of credit analyst internship skills to add to your resume

Credit analyst internship skills

The most important skills for a credit analyst internship resume and required skills for a credit analyst internship to have include:

  • Strong Analytical
  • SAS
  • Credit Analysis
  • PowerPoint
  • Credit Risk
  • Financial Performance
  • Risk Management
  • Real Estate
  • Financial Institutions
  • Credit Analysts
  • Financial Data
  • Tax Returns
  • Cash Flow
  • Credit Worthiness
  • Credit Card
  • SQL
  • R
  • Due Diligence
  • Loan Committee
  • Market Research
  • Loan Applications
  • Credit History
  • Financial Statement Analysis
  • Commercial Banking
  • Financial Reports
  • Credit Reports
  • Credit Reviews
  • Loan Portfolio
  • Loan Approval
  • Commercial Loans
  • Financial Ratios
  • Risk Assessments
  • Balance Sheet
  • Credit Limits
  • Cash Flow Analysis
  • Credit Applications
  • VBA
  • Customer Accounts
  • Risk Analysis
  • Industry Analysis
  • Bloomberg
  • Credit Data
  • Computer Programs
  • Financial Statements
  • SBA
  • Credit Lines
  • Credit Quality
  • Financial Models

Updated January 8, 2025

Zippia Research Team
Zippia Team

Editorial Staff

The Zippia Research Team has spent countless hours reviewing resumes, job postings, and government data to determine what goes into getting a job in each phase of life. Professional writers and data scientists comprise the Zippia Research Team.

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