Credit analyst jobs in Irving, TX - 190 jobs

DOB - Financial Examiner V: Credit Review Specialist (Dallas, Houston) (00052421) Organization: TEXAS DEPARTMENT OF BANKING Primary Location: Texas-Houston Work Locations: Houston Regional Office 8588 Katy Freeway, Suite 345 Houston 77024 Other Locations: Texas-Dallas Job: Business and Financial Operations Employee Status: Regular Schedule: Full-time Standard Hours Per Week: 40. 00 Travel: Yes, 50 % of the Time State Job Code: 451U Salary Admin Plan: N/A Grade: 00 Salary (Pay Basis): 9,166. 67 - 9,508. 25 (Monthly) Number of Openings: 2 Overtime Status: Exempt Job Posting: Sep 2, 2025, 2:45:48 PM Closing Date: Ongoing Description Working Title:Financial Examiner V: Credit Review SpecialistClassification:Financial Examiner VClass No. / Sal Grp:U1108 / EE00Monthly Salary:$9,166. 67 - $9,508. 25(Salary Commensurate with Experience) Location:Dallas and HoustonFLSA Status:ExemptOvernight Travel:Extensive Travel - At least 50%Mission:The mission of the Texas Department of Banking is to ensure Texas has a safe, sound, and competitive financial services system. General Description:This is a non-commissioned examiner position. Performs medium to advanced examination work in credit risk measurement and risk management practices for a diversified portfolio of moderately complex borrowing relationships. The position involves conducting credit reviews during onsite examinations, analyzing internal reports, conducting discussions with bank management, reviewing industry information, and researching risk topics affecting the financial services industry. Reports to the Regional Director. Works under limited supervision with considerable latitude for the use of initiative and independent judgment. Job Duties:• Plans and completes credit risk related examination events. • Develop report ready comments and submit them to the Examiner-in-Charge. • Ensures proper application of departmental policies and procedures, as well as state and federal regulations. • Performs ongoing review of credit related bank reporting. • May have supervisory responsibility for staff assisting in credit review. • Represents the Department of Banking at Board meetings or management meetings. • Works extensively with the federal regulator to ensure that examination activities are conducted in a well-coordinated manner. • May participate in the Department's activities in Shared National Credit review and functions as a voting member. • Assists the Examiner-in-Charge as needed. • Other duties as assigned. Qualifications Minimum Qualification:• Graduation from an accredited four-year college or university with major course work in finance, accounting, business administration, economics, or job-related field with a minimum of six hours, nine preferred, in accounting to include basic and/or intermediate accounting. o A graduate degree in finance, accounting, business administration, economics, or job-related field may substitute for an undergraduate degree that is not business related. • Six years of credit review experience with a bank regulatory agency, credit review firm, financial institution or with an asset management resolution firm, or ten years commercial lending experience as a senior officer with a depository institution. Copy of official college transcripts must be submitted with The State of Texas Application for Employment. Preferred Qualifications:• Work experience with a financial institution desired. • Completion of graduate banking school. • Bilingual in Spanish and English with the ability to communicate well, both verbally and in writing. Special Requirements:• Position requires at least 50 % overnight travel. • Must possess or obtain within 90 days a valid Texas driver's license. Satisfactory driving records are required for driving any vehicle to conduct agency business. Final applicants must certify that personally owned vehicles used for agency business have Texas minimum liability coverage and a valid state inspection. • This position requires that the incumbent demonstrate strong personal financial responsibility and integrity. • Final applicants may be subject to an employment credit check, driving record check, and criminal background check. • Applicants selected for an interview may be asked to complete a work style profile. • State law prohibits any employee of the Department from being or becoming “directly or indirectly indebted to or financially interested in an entity supervised or regulated by the Banking Commissioner. ” See Texas Finance Code, Section 12. 107. • For any previous regulatory or industry experience, the applicant selected may be required to provide a training profile reflecting courses attended with previous employers Knowledge, Skills, and Abilities:• Possess and exhibit excellent oral and written communication skills. • Possess working knowledge in the use of personal computers, including Microsoft Word and Excel. • Expertise knowledge in credit risk measurement and risk management practices. • Knowledge of statuary requirements, business operating procedures and reporting techniques. • Ability to serve, without supervision, as EIC of small or large, non-complex or complex, and non-problem or problem institutions. • Skill in reviewing and auditing financial data and records. • Ability to be self-motivated and exercise initiative and independent judgment. • Ability to maintain confidentiality and handle sensitive information. Physical Requirements and/or Working Conditions: The physical demands described here are represented of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This position requires the incumbent to primarily perform sedentary office work; however, mobility (standing and walking) is routinely required to carry out some duties. It requires extensive computer, copiers, printers, telephone, and client/customer contact. The job also requires normal cognitive abilities requiring the ability to learn, recall, and apply certain practices and policies. It requires the stamina to maintain attention to detail despite interruptions. Marginal or corrected visual, speech and auditory requirements are required for reading printed materials and computer screens and communicating with internal and external customers. This position requires:• Regular and punctual attendance. • Frequent use of personal computers, copiers, printers, and telephones. • Frequent sitting. • Frequent work under stress, as a team member, and in direct contact with others. • Position requires at least 50 % overnight travel. How to Apply:To submit your application for employment, select Apply Online. Create and/or Login to your online applicant profile and electronically submit your State of Texas Application for Employment. All applications must contain complete job histories, which include job titles, dates of employment, name of employer, supervisor's name and phone number and a description of duties performed. If this information is not submitted, your application may be rejected because it is incomplete. Resumes do not take the place of this required information. Transcripts:If education is used to meet the minimum requirements of the job posting, a copy of college transcript(s) issued from the registrar must be uploaded in CAPPS for your application to be considered complete. Foreign education credentials must be evaluated by a NACES or AICE member credential evaluation service. Please contact jobs@dob. texas. gov immediately if you are having difficulty uploading transcripts to your application. Applications Submitted through Work in Texas:Applicants may submit applications through Work in Texas (WIT); however, applicants must complete the supplemental questions in CAPPS Recruit to be considered for the position. In order to complete the supplemental questions, please register and/or login to CAPPS Recruit and access your profile. Go to CAPPS Recruit to Sign In (Link: ************** taleo. net/careersection/ex/jobsearch. ftl?lang=en) . SAO Military Crosswalk: *********** sao. texas. gov/Compensation/MilitaryCrosswalk/MOSC_AccountingAuditingandFinance. pdf Remarks: State law prohibits any employee of the Department from being or becoming “directly or indirectly indebted to, or financially interested in an entity supervised or regulated by the Banking Commissioner. ” See Texas Finance Code, Section 12. 107. Those selected for an interview will be contacted by telephone. Final male applicants between the ages of 18 to 26 will be required to furnish proof of registration or exemption from registration with the selective service system. E-Verify: This organization participates in E-Verify. This employer will provide the Social Security Administration (SSA) and, if necessary, the Department of Homeland Security (DHS), with information from each new employee's Form I-9 to confirm work authorization. The Texas Department of Banking is an Equal Opportunity Employer and does not discriminate on the basis of race, color, religion, sex, national origin, veteran status, age or disability in employment or the provision of services. A disabled individual requiring reasonable accommodation shall not be denied opportunity due to the disability. The applicant should contact Human Resources if reasonable accommodation is required during the application process at **************.

Tolleson Private Bank is seeking a motivated Summer Intern to join our Bank Division for Summer 2026. This role is designed to provide broad exposure to the operations of a private bank, with a focus on supporting the Credit Team and gaining hands-on experience across multiple banking functions. The intern will contribute to meaningful projects that directly impact our clients and business. Key Responsibilities: Assist the Credit Team with back-office tasks, including financial statement spreads, annual credit reviews, and portfolio monitoring Support documentation and data management for loan files and client records Participate in cross-functional projects to gain exposure to areas such as lending, operations, compliance, and client service Shadow team members to learn about TPB's approach to serving clients and managing risk Prepare reports and presentations for internal meetings Contribute to process improvement initiatives and special projects as assigned Learning Objectives: Develop a foundational understanding of private banking operations and credit analysis Gain insight into how TPB delivers exceptional client service Build professional skills in teamwork, communication, and problem-solving Experience the collaborative culture of Tolleson Private Bank Qualifications: Must be an active Sophomore or Junior college student working towards a Bachelor's degree in Finance, Accounting, Business, Economics, or related field Graduation date on or before May 2028 Minimum GPA of 3.3 (overall) Strong analytical and organizational skills Excellent written and verbal communication Proficiency in Microsoft Office (Excel, Word, PowerPoint) Interest in private banking, credit, and client service Ability to work independently and as part of a team Must consent to and have favorable consumer report and background check NO AGENCIES PLEASE No calls or agencies please. Any Employment Agency, person or entity that submits an unsolicited resume to this site does so with the understanding that the applicant's resume will become property of Tolleson Wealth Management and that Tolleson Wealth Management will have the right to hire that applicant at its discretion and without any fee owed to the submitting Employment Agency, person or entity. Employment Agencies that have entered into agreements with Tolleson Wealth Management must submit applicants in accordance with the terms of the applicable agreements in order to be eligible for payment of placement fees. Tolleson Wealth Management is an Equal Opportunity Employer

Who we are Collaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like at Toyota. As one of the world's most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality solutions designed to enhance lives and delight those we serve. We're looking for talented team members who want to Dream. Do. Grow. with us. An important part of the Toyota family is Toyota Financial Services (TFS), the finance and insurance brand for Toyota and Lexus in North America. While TFS is a separate business entity, it is an essential part of this world-changing company- delivering on Toyota's vision to move people beyond what's possible. At TFS, you will help create best-in-class customer experience in an innovative, collaborative environment. To save time applying, Toyota does not offer sponsorship of job applicants for employment-based visas or any other work authorization for this position at this time. Who we're looking for Toyota's Central region, Plano, TX Experience Center (EC), is looking for a passionate and highly motivated Credit Analyst. The primary responsibility of this role is to analyze and make determinations on approval, conditioning and rejection of retail and lease credit applications received from automotive dealerships. Reporting to the Credit Supervisor, the person in this role will support Toyota Financial Services (TFS) Dealer Service Center (DSC) objectives. What you'll be doing * Maintaining decision call back times at or below established objectives * Cultivating and preserving strong relationships with dealer personnel * Evaluating and negotiating deals as necessary in order to maintain the quality of purchases within established guidelines * Advising management of any problems or irregularities pertaining to retail, lease or wholesale financing, breeches of trust or other violations of TMCC plans * Monitoring dealer trends and identifying and reporting adverse issues * Assisting with Wholesale areas as needed What you bring * Strong attention to detail and organizational skills required * Excellent oral and written communications skills * Knowledge of Microsoft Office applications Added bonus if you have * Experience in automotive retail and/or wholesale financing preferred * Experience in retail credit, collections, dealership financial statements or wholesale preferred * Bachelors degree highly preferred What we'll bring During your interview process, our team can fill you in on all the details of our industry-leading benefits and career development opportunities. A few highlights include: * A work environment built on teamwork, flexibility and respect * Professional growth and development programs to help advance your career, as well as tuition reimbursement * Team Member Vehicle Purchase Discount * Toyota Team Member Lease Vehicle Program (if applicable) * Comprehensive health care and wellness plans for your entire family * Toyota 401(k) Savings Plan featuring a company match, as well as an annual retirement contribution from Toyota regardless of whether you contribute * Paid holidays and paid time off * Referral services related to prenatal services, adoption, childcare, schools and more * Tax Advantaged Accounts (Health Savings Account, Health Care FSA, Dependent Care FSA) * Relocation assistance (if applicable) Belonging at Toyota Our success begins and ends with our people. We embrace all perspectives and value unique human experiences. Respect for all is our North Star. Toyota is proud to have 10+ different Business Partnering Groups across 100 different North American chapter locations that support team members' efforts to dream, do and grow without questioning that they belong. Applicants for our positions are considered without regard to race, ethnicity, national origin, sex, sexual orientation, gender identity or expression, age, disability, religion, military or veteran status, or any other characteristics protected by law. Have a question, need assistance with your application or do you require any special accommodations? Please send an email to *****************************.

Your Career. Your Story. Let's Write the Next Chapter Together. At Origin Bank, a job isn't just a paycheck - it's a meaningful journey. We're committed to helping you grow both professionally and personally in an environment where people come first. We offer a competitive total rewards package, including generous benefits and compensation tailored to your skills, experience, and education. What truly sets us apart is our people-first culture. Here, you'll be supported by unique initiatives like our Dream Manager program, one-on-one guidance from a nationally certified health and wellness coach, and free access to certified financial professionals who are here to help you plan for your future. If you're looking for a career that empowers you to make meaningful connections, positively impact others, and pursue your personal and professional dreams-we'd love to meet you. Apply today and start the most rewarding chapter of your career with us. Analyzes credit data to estimate degree of risk involved in extending credit or lending money to firms or individuals by performing the following duties. Word Essential Duties and Responsibilities include the following. Conduct thorough analysis of financial statements and assessment of credit requests on complex commercial credit relationships of $2,500,000 and greater. Keep up to date with the company's lending protocols. Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision and a working knowledge of accounting principles and financial techniques. Research skills Strong problem-solving, mathematical and analytical skills Excellent written and verbal communication skills Ability to maintain confidentiality Proficiency with computers and computer software, like programs that aid in statistical and financial calculations Proficiency with financial reports and statements Strong attention to detail and ability to notice discrepancies in data Impeccable understanding of financial statements, ratios, and concepts The ideal candidate should be self-motivated, be a team player and have a strong work ethic. Performs loan reviews/annual reviews on selected borrowers and guarantors for commercial credit relationships of $2,500,000 and greater. Performs cash flows, financial credit analysis, collateral valuations, global cash flows, etc. for commercial borrowers and guarantors on credit relationships of $2,500,000 and greater. Accompanies relationship managers on customer calls and site visits of potential and existing customers as requested / needed. Performs ongoing file maintenance to ensure credit information is uploaded to the credit file in a timely basis as needed. Identifies policy, collateral, and missing document exceptions. Identifies strengths and weaknesses of the relationship. Researches and summarizes industry information for potential and existing customers. Runs credit bureaus and background checks for potential and existing commercial customers and guarantors to evaluate for potential credit worthiness and/or fraud. Spreads financial statements and tax returns for potential and existing commercial customers and guarantors. Supervisory Responsibilities This job has no supervisory responsibilities. Qualifications To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education and/or Experience Bachelor's degree (B. A.) from four-year college or university, Accounting or Finance degree preferred; minimum of three or more years of credit analysis experience; or equivalent combination of education and experience. Compliance Requirements Responsible for compliance under the requirements of the BSA, AML, OFAC and CIP related policies as well as adherence to the bank's procedures to fulfill the requirements of the regulations. Must report any unusual or suspicious activity involving customers or fellow employees to the BSA Department. Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to sit and talk or hear. The employee is frequently required to walk and use hands to finger, handle, or feel. The employee is occasionally required to stand; reach with hands and arms and stoop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision and ability to adjust focus. Work Environment The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate. This reflects management's assignment of essential functions. It does not prescribe or restrict the tasks that may be assigned. Origin Bank shall, in its discretion, modify or adjust the position to meet the Bank's changing needs. This job description is not a contract and may be adjusted as deemed appropriate in the Bank's sole discretion. Word Compensation Details We believe in competitive compensation. The minimum average base pay for this position based on market is: $70,686.00 Word The minimum base pay could be increased based on factors such as skills, education, or experience. The base pay listed does not include incentives, bonuses, or benefits. We also offer a generous benefits package (more information on benefits can be found here). Word Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, pregnancy, genetic information, disability, status as a protected veteran, or any other protected category under applicable federal, state, and local laws. Know Your Rights

Independently develops concise and accurate credit analyses of prospects and current customers in a deadline focused environment with minimal guidance. Uses expertise to evaluate both private and public entities some of which include review of complex transactions. Analyses are well written and reflect a comprehensive understanding of the credit risk and its relationship to the recommended collateral products and unsecured exposure. Collaborate with underwriters and management to determine appropriate collateral amounts and structures for insured programs. Facilitate the approval of exception when needed. Communicates financial results, trends and business implications to management, stakeholders and other groups at the appropriate level of detail. Proactively leads complex efforts to continuously improve processes to ensure work is performed as efficiently and effective as possible. Uses business acumen and strong analytical expertise to perform complex ad hoc analysis. Demonstrates strong verbal and written communication skills. Leads development and facilitation of training. Travels to and supports underwriting at broker and client meetings as required. Responsibilities Accurately analyzes financial statements and related filings for a diverse and complex group of different size policyholders and prospective customers. Conducts analysis that includes assigned credit rating, key strengths, weaknesses, industry outlook and recommended collateral options. Collaborate with underwriters and management to determine appropriate collateral amounts and structures for insured programs. Facilitate the approval of exception when needed. Understands and interprets financial statements of varying quality including internally company prepared statements up to those prepared in accordance with GAAP or IFRS. Understands various organizational structures, investment and debt has on the creditworthiness of subject companies. Regularly accesses and appropriately utilizes a variety of informational resources including First Research, Rating Agencies and other related sources to identify and understand trends and gauge subject company performance relative to peers and industry. Thorough understanding of insurance products, collateral types and associated credit risk. Drives the production of complex management reports and associated results analysis, using business acumen and analytical ability to lead the team in identifying business drivers of results and communicating them effectively. Continually assesses the business value and efficiency of the work performed, identifies problems and opportunities, drives implementation and monitors results. Initiates and leads complex department projects and continuous improvement activities that may include working cross functionally with other departments. Supports development of team members by sharing best practices, conducting peer reviews that identify strengths and opportunities, and training of less experienced analysts. The selected candidate should live within 50 miles of a GRS hub office, and be able to come into the office two days/week. Qualifications Bachelor`s degree (Finance or Accounting) required CPA or advanced degree in Accounting, Finance, or Business preferred Minimum of 5 years of finance experience. Experience with credit analysis and/or financial statement analysis is preferred. Must demonstrate attention to detail in a fast-paced work environment and the ability to manage and prioritize multiple accounts and projects simultaneously to drive results Communicates well with own team and across organizational boundaries to ensure the successful completion of shared goals Comfortable leading meetings and able to communicate issues and trends to senior management and other groups at the appropriate level of detail Solid understanding of Finance Tools and Analytical Methods About Us Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: *********************** Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices California Los Angeles Incorporated Los Angeles Unincorporated Philadelphia San Francisco We can recommend jobs specifically for you! Click here to get started.

Join Triumph! At Triumph, our vision is a world where freight transactions are accurate and seamless on the most modern and secure freight transaction network. That's why we're looking for passionate, innovative, solutions-oriented people to join our team. We thrive on providing exceptional customer service and we look for team members with an entrepreneurial spirit and a passion to build successful partnerships with our clients. Because at the end of the day our goal is to help our partners businesses run better. Position Summary: The Senior Credit Analyst is responsible for effectively and efficiently granting and maintaining credit limits, overseeing account debtor profiles, and managing credit limit expirations in addition to responding to client credit requests. In addition to daily responsibilities, the Senior Credit Analyst assists management in spreading financials, preparing written credit proposals, and presenting analysis to various credit committees. The Senior Credit Analyst reports to and works closely with the VP-C to ensure compliance and protect the company against loss. The Senior Credit Analyst is expected to stay informed on industry trends as it relates to concentration in the portfolio and debtor risk. ESSENTIAL DUTIES & RESPONSIBILITIES * Evaluate the credit worthiness of current and prospective commercial account debtors through the review of financial statements, use of mercantile credit reports, public information databases, internal payment history and any other information that could serve as a basis for establishing a reasonable credit limit. * Assist management in the preparation of written credit proposals and presentations to various credit committees. * Prepare written analysis of current and prospective credit exposures. * Assist in maintaining and reviewing current information for account debtors as per company policy. * Stay informed on industry trends as it relates to concentration in the portfolio and debtor risk. * Review credit alerts to be sure the company's risk is manageable. * Provide assistance to external and internal customers through phone and email. * Maintain communication with Account Resolutions, Sales, Underwriting, and Operations departments to minimize credit losses. * Review debtors for prospective clients and communicate with the Sales staff through Salesforce. * Trains, mentors, and assist management in developing new team members on the credit team. * Work with management to determine and communicate potential business needs that require IT support. * Work with management to review credit losses and explore potential changes in credit standards or processes. * Other duties, as assigned. EXPERIENCE & EDUCATION * Bachelor's degree in business, finance, or related field is required. * Master's degree in accounting or finance is preferred, but not required. * A minimum of three (3) to five (5) years of experience in credit analysis and risk management. * Widespread knowledge of the transportation and/or logistics factoring industry is strongly preferred. * Extensive understanding of financial statements (analytics and trends) is a must. SKILLS & ABILITIES REQUIRED * Ability to read, interpret, and analyze financial statements. * Must have a deep understanding of spreading financial statements. * Problem solving and decision-making skills are essential. * Initiative and ability to work independently and as part of the team. * Strong work ethic and organizational skills. * Must be proficient in Microsoft Word and Excel. * Ability to handle multiple tasks while maintaining attention to detail. * Strong professional communication skills. * Well organized, resourceful, and planful; effective and efficient at organizing multiple resources to get things done. * Ability to comfortably work through conflict without hesitation and make challenging decisions WORK ENVIRONMENT The work environment characteristics described here may be encountered while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. * Moderate noise (i.e. business office with computers, phone, and printers, light traffic). * Ability to work in a confined area. * Ability to sit at a computer terminal for an extended period of time. Occasional stooping or kneeling may be necessary. * While performing the duties of this job, the employee is regularly required to stand, sit, talk, hear and use hands and fingers to operate a computer keyboard and telephone. * Specific vision abilities are required by this job due to computer work. * Light to moderate lifting is required. * Regular, predictable attendance is required. Triumph Business Capital, Triumph Bancorp, Inc. and its subsidiaries reserve the right to modify this at any time, with or without notice. This in no way implies that these are the only duties, to be performed by the employee occupying this position. This job description is not an employment contract, implied or otherwise. Equal Employment Opportunity Statement: Triumph Business Capital and Triumph Bancorp, Inc. and its subsidiaries, provide equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, gender, sexual orientation, national origin, age, disability, genetic information, marital status, or status as a covered veteran in accordance with applicable federal, state and local laws. We offer Medical, Dental, Vision, Paid Time Off, 401k and much more. Go on. Do it. Apply Today!

Join Triumph! At Triumph, our vision is a world where freight transactions are accurate and seamless on the most modern and secure freight transaction network. That's why we're looking for passionate, innovative, solutions-oriented people to join our team. We thrive on providing exceptional customer service and we look for team members with an entrepreneurial spirit and a passion to build successful partnerships with our clients. Because at the end of the day our goal is to help our partners businesses run better. Position Summary: The Senior Credit Analyst is responsible for effectively and efficiently granting and maintaining credit limits, overseeing account debtor profiles, and managing credit limit expirations in addition to responding to client credit requests. In addition to daily responsibilities, the Senior Credit Analyst assists management in spreading financials, preparing written credit proposals, and presenting analysis to various credit committees. The Senior Credit Analyst reports to and works closely with the VP-C to ensure compliance and protect the company against loss. The Senior Credit Analyst is expected to stay informed on industry trends as it relates to concentration in the portfolio and debtor risk. ESSENTIAL DUTIES & RESPONSIBILITIES Evaluate the credit worthiness of current and prospective commercial account debtors through the review of financial statements, use of mercantile credit reports, public information databases, internal payment history and any other information that could serve as a basis for establishing a reasonable credit limit. Assist management in the preparation of written credit proposals and presentations to various credit committees. Prepare written analysis of current and prospective credit exposures. Assist in maintaining and reviewing current information for account debtors as per company policy. Stay informed on industry trends as it relates to concentration in the portfolio and debtor risk. Review credit alerts to be sure the company's risk is manageable. Provide assistance to external and internal customers through phone and email. Maintain communication with Account Resolutions, Sales, Underwriting, and Operations departments to minimize credit losses. Review debtors for prospective clients and communicate with the Sales staff through Salesforce. Trains, mentors, and assist management in developing new team members on the credit team. Work with management to determine and communicate potential business needs that require IT support. Work with management to review credit losses and explore potential changes in credit standards or processes. Other duties, as assigned. EXPERIENCE & EDUCATION Bachelor's degree in business, finance, or related field is required. Master's degree in accounting or finance is preferred, but not required. A minimum of three (3) to five (5) years of experience in credit analysis and risk management. Widespread knowledge of the transportation and/or logistics factoring industry is strongly preferred. Extensive understanding of financial statements (analytics and trends) is a must. SKILLS & ABILITIES REQUIRED Ability to read, interpret, and analyze financial statements. Must have a deep understanding of spreading financial statements. Problem solving and decision-making skills are essential. Initiative and ability to work independently and as part of the team. Strong work ethic and organizational skills. Must be proficient in Microsoft Word and Excel. Ability to handle multiple tasks while maintaining attention to detail. Strong professional communication skills. Well organized, resourceful, and planful; effective and efficient at organizing multiple resources to get things done. Ability to comfortably work through conflict without hesitation and make challenging decisions WORK ENVIRONMENT The work environment characteristics described here may be encountered while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Moderate noise (i.e. business office with computers, phone, and printers, light traffic). Ability to work in a confined area. Ability to sit at a computer terminal for an extended period of time. Occasional stooping or kneeling may be necessary. While performing the duties of this job, the employee is regularly required to stand, sit, talk, hear and use hands and fingers to operate a computer keyboard and telephone. Specific vision abilities are required by this job due to computer work. Light to moderate lifting is required. Regular, predictable attendance is required. Triumph Business Capital, Triumph Bancorp, Inc. and its subsidiaries reserve the right to modify this at any time, with or without notice. This in no way implies that these are the only duties, to be performed by the employee occupying this position. This job description is not an employment contract, implied or otherwise. Equal Employment Opportunity Statement: Triumph Business Capital and Triumph Bancorp, Inc. and its subsidiaries, provide equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, gender, sexual orientation, national origin, age, disability, genetic information, marital status, or status as a covered veteran in accordance with applicable federal, state and local laws. We offer Medical, Dental, Vision, Paid Time Off, 401k and much more. Go on. Do it. Apply Today!

Credit Analyst I (Start Date July 2026) Organizational Location: Houston, Atlanta, Dallas, North Texas, Austin, Ft Worth, Waco, Macon GA, Baton Rouge, Biloxi MS or Little Rock Primary Purpose: Primary duty is to analyze and underwrite credit decisions submitted by various lines of business within the bank. Performs basic research and financial/statistical analysis to determine and document the creditworthiness of such requests. Compiles analysis, borrower, industry and other information into documents for review and approval. Principal Duties and Responsibilities: * Obtains and analyzes pertinent financial and credit data to assist in determining the risk of the loan request(s). * Completes financial and repayment analysis with a focus on cash flow, liquidity and leverage analysis. * Assesses strengths and weaknesses of loan requests. * Ensures the following standard operating procedures are met when preparing analysis, reports, and presentations for management review: accurate historical financial statements; prudently prepared projections; and represents a clear focus on the merits, risks, and mitigation accordingly. * Thoroughly documents the credit request in the appropriate format. * Conducts research to determine the quality, character, and soundness to include but is not limited to: the analysis of basic statistical data & financial statements, sensitivity analysis, industry analysis, management assessment, guarantor analysis, etc. * Assist senior team members and commercial bankers to screen loan packages and collect materials. Will need to interact with other departments within the bank such as Treasury Mgmt, Wealth Mgmt, Trust, etc. May also interact with customers and accountants. * Strives to minimize turnaround time while thoroughly documenting credit requests. * Participate in training courses as requested. * Performs other duties as required. Job Specifications: * 3.0 or higher GPA * Minimum of 9 hours of accounting * Strong technical and interpersonal skills * Demonstrated leadership through extracurricular activities and internship/work experience * Strong oral and written communication skills * Knowledge of credit risk analysis and underwriting principles, methods, and practices. * Basic proficiency using Microsoft Office applications to include Word and Excel, as well as other database application systems Education: * Bachelor's Degree in Finance, Accounting or related discipline required.

Credit Risk Intern (Auto) Country: United States of America It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! What you will gain Our Summer Internship Program, beginning in June 2026, provides immersive training and introduction to Santander. You will be combining this training with practical experience on both technical and interpersonal skills, helping your development during the internship. The 2026 Santander Summer Internship Program is for undergraduate students and/or graduate level students who have an expected graduation date between December 2026 and May/June 2027. Santander US is a nationwide business with locations across the country. This position is located in Dallas, TX. • The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Salary: $62,400/year for an undergraduate student OR $83,200/year for a graduate student Before applying, please keep in mind that our internship program does not offer any relocation assistance. What we offer you You will be given exposure to the innerworkings of one largest financial institutions in the world. Working with best-in-class teams and contributing to projects that drive innovation across the organization. As part of the internship program, you will participate in structured professional development opportunities, create connections with peers and meet leaders across Santander. As a Credit Risk Intern, you will gain a strong foundation in credit risk management within the financial services industry. You will work alongside experienced professionals to evaluate borrower creditworthiness, analyze portfolio performance, and identify potential risk exposures. Through hands-on projects, you will contribute to enhancing risk assessment tools, refining monitoring processes, and supporting governance activities. This role will strengthen your analytical skills, deepen your understanding of credit risk frameworks, and build your ability to communicate insights effectively across teams. Responsibilities of the credit risk internship role may include but are not limited to: • Analyze credit portfolios to identify risk trends, emerging concerns, and opportunities for improvement. • Assist in assessing borrower creditworthiness through credit quality analysis, credit scoring, and other risk assessment tools. • Participate in various credit risk management projects and initiatives, including policy reviews, pricing initiatives, and process enhancements. • Prepare ad hoc reports to support senior and executive management with portfolio performance updates and credit exposure analyses. • Assist in the preparation and review of credit risk-related materials for working group and credit risk committees. • Gain understanding of the supporting roles within internal departments including Pricing strategy, model development, dealer management, loss forecasting and operational risk. What we are looking for • An undergraduate student and /or graduate student with an expected graduation date between either December 2026 or May/June 2027. • Area of Study: All majors welcome; Finance, Economics, Accounting, Statistics, Data Analytics, or related fields preferred. • Cumulative GPA is 3.0 or above. • Demonstrates intellectual curiosity and courage. • Strong English communication skills both written and spoken required. • Analytical thinkers with a strong attention to detail. • Organized and able to manage time and multiple tasks efficiently. • Ability to work independently on special projects. • Ability to effectively contribute to a team environment. It would be nice to have • Coursework in or exposure to accounting, finance, economics, or business. (Preferred) • Experience in Microsoft Office products. (Preferred) • Experience in SQL server, Data Analytics. (Preferred) What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this . The employer has the right to revise this at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ****************** to discuss your needs.

Who we are Collaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like at Toyota. As one of the world's most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality solutions designed to enhance lives and delight those we serve. We're looking for talented team members who want to Dream. Do. Grow. with us. An important part of the Toyota family is Toyota Financial Services (TFS), the finance and insurance brand for Toyota and Lexus in North America. While TFS is a separate business entity, it is an essential part of this world-changing company- delivering on Toyota's vision to move people beyond what's possible. At TFS, you will help create best-in-class customer experience in an innovative, collaborative environment. To save time applying, Toyota does not offer sponsorship of job applicants for employment-based visas or any other work authorization for this position at this time. Who we're looking for Toyota's Central region, Plano, TX Experience Center (EC), is looking for a passionate and highly motivated Credit Analyst. The primary responsibility of this role is to analyze and make determinations on approval, conditioning and rejection of retail and lease credit applications received from automotive dealerships. Reporting to the Credit Supervisor, the person in this role will support Toyota Financial Services (TFS) Dealer Service Center (DSC) objectives. What you'll be doing Maintaining decision call back times at or below established objectives Cultivating and preserving strong relationships with dealer personnel Evaluating and negotiating deals as necessary in order to maintain the quality of purchases within established guidelines Advising management of any problems or irregularities pertaining to retail, lease or wholesale financing, breeches of trust or other violations of TMCC plans Monitoring dealer trends and identifying and reporting adverse issues Assisting with Wholesale areas as needed What you bring Strong attention to detail and organizational skills required Excellent oral and written communications skills Knowledge of Microsoft Office applications Added bonus if you have Experience in automotive retail and/or wholesale financing preferred Experience in retail credit, collections, dealership financial statements or wholesale preferred Bachelors degree highly preferred What we'll bring During your interview process, our team can fill you in on all the details of our industry-leading benefits and career development opportunities. A few highlights include: A work environment built on teamwork, flexibility and respect Professional growth and development programs to help advance your career, as well as tuition reimbursement Team Member Vehicle Purchase Discount Toyota Team Member Lease Vehicle Program (if applicable) Comprehensive health care and wellness plans for your entire family Toyota 401(k) Savings Plan featuring a company match, as well as an annual retirement contribution from Toyota regardless of whether you contribute Paid holidays and paid time off Referral services related to prenatal services, adoption, childcare, schools and more Tax Advantaged Accounts (Health Savings Account, Health Care FSA, Dependent Care FSA) Relocation assistance (if applicable) Belonging at Toyota Our success begins and ends with our people. We embrace all perspectives and value unique human experiences. Respect for all is our North Star. Toyota is proud to have 10+ different Business Partnering Groups across 100 different North American chapter locations that support team members' efforts to dream, do and grow without questioning that they belong. Applicants for our positions are considered without regard to race, ethnicity, national origin, sex, sexual orientation, gender identity or expression, age, disability, religion, military or veteran status, or any other characteristics protected by law. Have a question, need assistance with your application or do you require any special accommodations? Please send an email to *****************************.

Join Our Team! We have a great team of friendly, talented and inspiring people at First United. As a learning organization, we take pride in offering exciting opportunities for employees to grow and follow their passions. That's one of the many reasons First United has been voted as one of the top places to work in Oklahoma since 2009! Browse this page to find out more about the First United culture and the many benefits of working here. Then, use our "Get Started" section to take your first step to being a part of First United. The Position Job Title Credit Analyst I SUMMARY This position is responsible for analysis and monitoring the financial condition and credit worthiness of individuals and businesses applying for credit by using historical financial analysis and cash flow projections. MAJOR DUTIES AND RESPONSIBILITIES (ESSENTIAL FUNCTIONS) * Analyzes all relevant loan data on new, renewal and existing loans, including data provided by credit bureaus, other financial institutions, and First United's files. * Prepares thorough and concise memo's, spread sheets, reports, summaries and opinions for Loan Officers on new, renewal and existing loans within established deadlines. * Effectively manages the bank's exposure to identified risks, and recommends appropriate structure for transaction in accordance with First United's credit policy. * Oversees and manages financial information files to assure current reports, statements, accounts receivable and other information on customer accounts, and notifies Loan Officers of any potential problems in a timely manner. * Establishes, reviews and updates new and existing loan files for the Bank on a regular basis. * Provides technical advice and assistance to Loan Officers. * Performs credit inquiries. ADDITIONAL DUTIES AND RESONSIBILITIES * Effectively communicates with Loan Officers and Bank Management in a clear, accurate, and concise manner. * Generates solutions to problems and suggests alternative solutions when necessary. * Contributes to Bank-wide projects while following specific and detailed instructions in a timely manner. * Typically focuses on memos for relationships ranging from $500,000 to $2,000,000. * Creates and maintains solid working relationship with Loan Officers and other team members. * Ability to adhere to all company policies, core values and procedures. * Genuine interest in learning and working in the banking profession. * Dresses professionally. * Other duties as assigned. EMPLOYEE SPECIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education and Work Experience * Bachelor's degree in Finance, Accounting or related field. * Minimum of 1- 4 years banking industry experience. * Six months experience with credit systems. * Knowledge of accounting sufficient to understand and analyze the relationships between the different financial statements, in order to produce a written analysis. Technical/Functional Competencies * Strong financial analytical abilities, with knowledge of financial ratios. * Strong Excel skills. * Good interpersonal, technical, problem solving, and written communication skills needed for preparation of credit memos and analysis of financial statements. * Demonstrates initiative, judgment/discernment and self motivation to work with minimal supervision. * Demonstrates resourcefulness and concern for quality by understanding systems and processes and suggesting changes when necessary to increase overall efficiency. * Demonstrates dependability through good attendance and adherence to time lines and schedules. NOTE: This job description is not intended to be all-inclusive. Employee may perform other related duties as assigned by supervisor to meet the ongoing needs of the organization. All Locations: Frisco-Preston Road If any applicant is unable to complete an application or respond to a job opening because of a disability, please email us at ********************** for assistance. First United is an Equal Opportunity Employer. To the extent required by Federal or State law, First United does not discriminate in employment opportunities or practices on the basis of race, color, religion, sex, national origin, or any other characteristic protected by law.

USRC's greatest strength in being a leader in the dialysis industry is our ability to recognize and celebrate the differences in our diverse workforce. We strongly believe in recruiting top talent and creating a diverse and inclusive work climate and culture at all levels of our organization. The Credit Analyst is responsible for performing all duties related to resolving payment refund requests and credit balances. Candidates should reside in the Dallas/Fort Worth, Texas area commutable to our Corporate Office in Plano, TX. This is a Hybrid role requiring to be onsite for onboarding and training periodically. ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties and tasks may be assigned. Review End of Month/End of Month Batches for proper reimbursement. Research Insurance Requests for Refunds to determine if appropriate. Research Credit Balances to determine if adjustment or refund is needed. Maintain Refund Request Spreadsheet to track requests. Participate in staff meetings as required. Regular and reliable attendance is required for the job.

A Credit Analyst assists in protecting the financial assets of the company within CED Credit Offices. The desired candidate will use discretion and independent judgment to investigate credit granting, manage a portfolio of receivable accounts, and review and execute legal documents on the behalf of CED. The ideal candidate requires self-motivation, must prioritize effectively, and work successfully with minimal supervision. Reports to: Credit Manager Minimum Qualifications: + Proficiency with MS Excel + Excellent math skills + Experience in credit and collections + Excellent ability to read, write, and speak English Preferred Qualifications: + College degree - will consider related experience in lieu of degree + Strong negotiation skills + Proficiency with Microsoft Office Suite software + Detail oriented + Ability to solve problems + Must be a self-starter who can handle a heavy volume of work and be able to handle multiple tasks at the same time Working Conditions: + Largely sedentary role in an office environment + Routine use of office equipment such as computers, phones, photocopiers, fax machines, filing cabinets Supervisory Responsibilities: No Essential Job Functions: + Be able to manage a large accounts receivable portfolio which includes negotiating, financial review, and creating plans of action with customers and the Division Credit Manager. + Recommend best method of collection on delinquent accounts in collaboration with the Division Credit Manager and PC Manager. + Ability to review credit applications for credit granting, and establishing six figure credit limits. + Escalating collection activities as required by business circumstances. + Assisting the Division Credit Manager to maintain and enforce CED's lien and bond rights for secured projects. + Using experience and customer knowledge to determine the proper time to place accounts on credit hold in collaboration with the Division Credit Manager and PC Manager. + Face-to-face customer meetings to establish and maintain strong relationships with customers and PC Managers. + Negotiating differences with customers and making arrangements for payment and dispute resolution. + Presenting payment, status, plan, reports, and information to management for quarterly credit meetings. + Maintaining professional relationships with Managers and external customers. CED is an Equal Opportunity Employer - Disability | Veteran

Job Description Stellantis Financial Services (SFS) is the new captive finance company for one of the world's leading automakers and a mobility provider with iconic brands including Abarth, Alfa Romeo, Chrysler, Citroën, Dodge, DS Automobiles, Fiat, Jeep , Lancia, Maserati, Opel, Peugeot, Ram, Vauxhall, Free2move and Leasys. Our exciting growth provides opportunities to advance your career as we successfully lead products and services from a small to midsize company in just a few years. Join our world class team and culture and contribute to our core mission which is enhancing our customer's experience. Position Summary: The Lease Credit Analyst II is responsible for reviewing and analyzing consumer credit applications, assessing credit history and risk, and providing decision outcomes within Stellantis Financial Services credit risk policies, compliance guidelines and profitability models. Essential Duties and Responsibilities: Review and evaluate credit reports and credit data to determine the degree of risk involved in extending credit, in accordance with company policy, credit authority, risk appetite, and governing regulations (e.g., FCRA, ECOA, Reg M). Develop and maintain strong dealer relationships while ensuring volume, quality control and credit quality objectives are met. Manage exceptions to published credit authority using judgment and experience to produce risk outcomes within company expectations. Complete final disposition on credit applications utilizing authorized resources to complete verifications and due diligence when required, forwarding to appropriate level of authority if needed. Interact and communicate through various channels (including inbound and outbound phone calls) with our dealer partners, internal stakeholders and consumers, negotiate, and provide credit review outcomes, respond to inquiries, or support strategic efforts and initiatives. Maintain confidentiality due to regular access to specified personal information of consumers, including, but not limited to, Social Security numbers and dates of birth. Perform other ad hoc duties as assigned. Qualifications and Competencies Required To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Required Experience: Minimum 2 years' auto finance or similar experience. Minimum 1 year of auto underwriting experience. Education: High school diploma and/or GED Skills Required: Strong analytical and organizational skills with close attention to detail. Basic windows computer skills. Mathematics (percentages), reasoning ability, judgement, and customer-facing skills. Intermediate MS Office skill in Excel, Access, Word, and PowerPoint. Excellent oral and written communication skills. Ability to interface work autonomously and handle multiple projects simultaneously. Qualifications Preferred: Experience - Captive, retail automotive franchise dealership, and/or lease auto underwriting experience. Overtime required - required on an as needed basis. Travel 0-10% - as required on an as needed basis. Must have reliable transportation and live within a commutable distance to one of the following cities: Dallas, TX; Detroit, MI; Phoenix, AZ. Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this Job, the employee is regularly required to sit; use hands to finger, handle, or feel; reach with hands and arms and talk or hear. Required to use a headset and or telephone for calls. The employee is occasionally required to stand; walk and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision. Work Environment The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate. Work Schedule This position requires the ability to work various shifts to accommodate business needs, which may include evening hours, holidays, and weekends. Travel is required 10% of the time. An applicant must be authorized to work in the United States to be eligible for this position. Stellantis Financial Services, Inc. will not sponsor applicants for work visas of any type for this position. Stellantis Financial Services, Inc (SFS) is an equal opportunity employer and is committed to providing its employees an environment that is free of harassment, discrimination, and intimidation. It is the policy of SFS to comply with all applicable employment laws and regulations and to provide equal opportunity for all qualified persons and to not discriminate against any employee or applicant for employment because of race, color, religion, sex, age, national origin, disability, pregnancy, sexual orientation, veteran status, gender identity or expression, change of sex, and/or transgender status or any protected status. Candidates must possess authorization to work in the United States. This policy applies to recruitment and placement, promotion, training, transfer, retention, rate of pay and all other terms and conditions of employment. Employment and promotion decisions will be based solely on merit, ability, achievement, experience, conduct and other legitimate business reasons.

Job Description ABOUT THE ROLE CountryPlace Mortgage, a leading nationwide personal property, mortgage and commercial lender headquartered in Plano, TX, is seeking a Senior Credit Analyst to help grow our Originations Department. This in-person role is in our Plano, TX office. The Senior Credit Analyst is responsible for reviewing loan documentation and determining if loan applications and approvals meet program guidelines. The Senior Credit Analyst collaborates with loan officers to ensure a smooth process for borrowers whenever possible. ESSENTIAL DUTIES & RESPONSIBILITIES Reviews loan submissions from Loan Officers and Loan Processors Calculates qualification ratios for loans Ensure loans meet program requirements Answers questions for Credit Analysts, Loan Officers, Lending Associates, and Loan Processors Trains and mentors Lending Associates and Credit Analysts Conducts trainings with Regional Sales Managers as requested Reviews income, asset, property, and other documentation to ensure loan applications comply with guidelines Reviews surveys, title policies, and appraisals Strong understanding of home only lending Strong understanding of land home lending for factory-built housing Interfaces with 3rd party QC vendors to ensure loans originated met established guideline Develops and maintains positive working relationships with co-workers Reviews credit bureaus ensuring borrower credit meets program guidelines Additional tasks as requested including but not limited to training others, building process training guides, application entry, and other tasks upon request POSITION REQUIREMENTS, CAPABILITIES, & SKILLS Excellent analytical skills Excellent written, verbal and interpersonal communication skills Strong work ethic with an ability to meet deadlines while multi-tasking Superior attention to detail and accuracy Excellent ability to identify and resolve problems in a timely manner Superior organization and time management skills with the ability to multi-task Excellent decision-making, customer service and problem-solving skills Strong ability to strategize and prioritize efforts to achieve goals Strong research and critical thinking skills Strong interpersonal skills and ability to work well with a wide range of people Positive & professional demeanor Self-starter with strong organizational skills Highly organized, consistent, and solutions focused Employ a strong sense of urgency and ownership in all activities Self-motivated with the ability to work independently Must consistently demonstrate professionalism while effectively collaborating in a team environment MINIMUM QUALIFICATIONS BA/BS degree required in Marketing, Business, Accounting, Finance or Management 3+ years of experience underwriting manufactured housing home only loans 4+ years of experience in manufactured housing lending Working knowledge of Microsoft Office and financial calculator WE OFFER Competitive Salary plus bonus Medical/Dental/Vision Insurance Paid Holidays 401K Match Generous PTO FSA/HSA Plans Life /Disability/Accidental Insurance and much more! Applicants must be authorized to work for ANY employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time. Local candidates only - relocation not available. Disclaimer: The above statements are intended to describe the general nature and level of work being performed by associates assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed. Cavco Industries and CountryPlace Mortgage are committed to providing equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected status with respect to recruitment, hiring, promotion and other terms and conditions of employment.

Join Texas Republic Bank as a Full-Time Sr. Credit Analyst and immerse yourself in a dynamic banking environment in Frisco, TX. This onsite position offers a unique opportunity to directly impact our clients' financial decisions, providing you with a fulfilling sense of purpose in your work. You will collaborate with experienced professionals, enabling you to enhance your skills in risk assessment and financial analysis while contributing to the growth of our institution. At Texas Republic Bank, you will have access to innovative tools and resources that empower you to make informed credit decisions. This is an exciting time to be part of a company that values teamwork, innovation, and professional development. You can enjoy great benefits such as Medical, Dental, Vision, 401(k), Life Insurance, Health Savings Account, and Paid Time Off. Take your career to the next level and be a key player in shaping the financial landscape for our clients. Apply now to embark on this rewarding journey. What would you do as a Sr. Credit Analyst The Full-Time Sr. Credit Analyst at Texas Republic Bank plays a pivotal role in the credit analysis and loan underwriting process. You will be responsible for preparing Committee Action Packages (CAPs) in close collaboration with Lending Officers, Lending Assistants, and applicants, often leading on larger, more complex credit assessments. This role involves enhancing departmental workflow, training Credit Analysts, and fostering a positive work environment. You will also spearhead formal credit training initiatives, ensuring your team stays current with underwriting trends and internal reporting standards. Furthermore, the position includes preparing monthly reports for the CEO and Directors, managing Credit Analysts in the absence of the Senior Credit Officer, and assisting with special projects to elevate the overall function of the Credit Department. Candidates should possess a Bachelor's degree in finance or related fields and have a minimum of five years of relevant experience. Would you be a great Sr. Credit Analyst? To excel as a Full-Time Sr. Credit Analyst at Texas Republic Bank, a diverse set of skills is essential. Strong analytical abilities are critical for thorough credit analysis and loan underwriting, enabling you to assess complex financial scenarios effectively. Excellent communication skills are necessary to collaborate with Lending Officers and applicants, ensuring clarity and understanding throughout the loan process. Organizational skills are vital for managing multiple projects simultaneously, particularly during high-demand periods. Leadership qualities will help you in mentoring and training Credit Analysts, fostering a supportive work environment. Adaptability is also important, as you'll need to stay current with industry trends and regulatory changes while implementing innovative solutions for workflow improvements. Lastly, attention to detail is crucial in preparing accurate reports and Committee Action Packages, ensuring that all information is precise and actionable.

If you have what it takes to become part of the Vistra family and would like to start a promising career with a global leader, take a look at the exciting employment opportunities that are currently available and apply online. Lead member of the Risk Group, focused on wholesale credit risk including the assessment of the creditworthiness of new and existing counterparties, determining appropriate credit treatments based on these assessments, and assuring consistent application of existing credit policies, all with the goal of supporting commercial transactions, minimizing collateral costs and minimizing credit losses. Responsibilities include interface with cross-functional teams including Commercial, Legal, and Finance as well as external counterparties. Job Description Key Accountabilities * Execute day-to-day credit analyses for existing and prospective counterparties; recommend credit limits or collateral under the review of the Director of Credit Risk. * Review, analyze, and summarize counterparty financial statements. * Maintain daily exposure calculations and respond to routine margin calls; escalate complex exceptions to Director. * Support bilateral credit negotiations by providing analysis and draft terms; participate in discussions under senior guidance. * Prepare weekly exposure and collateral reports. * Administer ISO/Exchange margining processes and ensure simple collateral postings are completed accurately; coordinate with Commercial and Legal on routine matters. * Provide training & support to team members and peers. * Identify emerging risks for development or M&A projects; provide preliminary assessments for review by the Director of Credit Risk. * Ensure compliance with established credit policies and controls; promptly escalate exceptions. * Collaborate primarily with Commercial, Legal, and Finance teams. Education, Experience & Skill Requirements * Experienced gained through college degree programs and/or certifications in business, economics, or other related discipline * 3-5 years of trading or risk management experience * Computer programming skills in SAS, VB, VBA, C++, SQL is a plus * Advanced computer skills particularly Microsoft suit of products (Excel, Word, etc.) Key Metrics * Team member growth and development * Collateral efficiency * High level of communication skills, both verbal and written * Internal value-added (legal and commercial key stakeholders) * Adherence to all controls #LI-Hybrid #LI-ND1 Job Family Risk Management Company Vistra Corporate Services Company Locations Irving, Texas Texas We are a company of people committed to: Exceeding Customer Expectations, Great People, Teamwork, Competitive Spirit and Effective Communication. If this describes you, then apply today! If you currently work for Vistra or its subsidiaries, please apply via the internal career site. It is the policy of the Company to comply with all employment laws and to afford equal employment opportunity to individuals in all aspects of employment, including in selection for job opportunities, without regard to race, color, religion, sex, sexual orientation, gender identity, pregnancy, national origin, age, disability, genetic information, military service, protected veteran status, or any other consideration protected by federal, state or local laws. If you are an individual with a disability and need assistance submitting an application or would like to request an accommodation, please email us at assistance@vistraenergy.com to make a request.

Bring your Expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As an Asset Managers Credit Risk Analyst in the Asset Managers Credit Risk Team, you will monitor a portfolio of North America-based asset management clients and support Credit Officers with lending transactions, client meetings, and portfolio reviews. You will develop expertise in assessing credit risk, reviewing transactions, and maintaining active client relationships. Your work will help us manage risk and support business growth across a diverse range of investment strategies. **Job Responsibilities** + Monitor all aspects of the credit relationship for assigned clients, including exposure, compliance, key risks, and opportunities + Provide credit expertise in reviewing derivative and loan transactions + Lead or assist in negotiating and finalizing documentation for derivatives and loans + Prepare credit analysis and seek approval for transactions, including loans, derivatives, and operating exposures + Review ratings, tiering, and risk appetite for clients in the asset management sector + Contribute to the analysis of traditional credit products, including customer due diligence, financial analysis, and credit approval memos + Collaborate with partners on loan transactions and portfolio reviews + Assist in evaluating and managing counterparty credit risks in trading with asset managers + Assess fund clients' risk management processes, trading strategies, and infrastructure + Monitor exposure using proprietary systems and escalate key risk issues as needed + Engage with business partners to determine trading requirements and exposure limits **Required qualifications, capabilities, and skills** + Bachelor's degree in Business, Finance, Economics, or Accounting + General understanding of accounting and corporate finance + Strong problem-solving and critical thinking skills + Interest in client interaction and strong verbal and written communication skills + Ability to work well under pressure and in team environments + Proficiency in Microsoft Excel, Word, and PowerPoint **Preferred qualifications, capabilities, and skills** + Knowledge of the asset manager and hedge fund industry + Financial modeling experience JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans **Base Pay/Salary** New York,NY $100,000.00 - $120,000.00 / year

**Location:** On site in Memphis, TN, Atlanta, GA, Nashville, TN, Charlotte, NC, New Orleans, LA, or Dallas, TX The Credit Analyst will work directly with the deal team in analyzing, underwriting and monitoring all credit facilities within their portfolio. As a Credit Analyst, the individual will learn the basics of deal making and loan structures while being exposed to other departments within the Bank. The Credit Analyst is an excellent first position in banking that paves the way to numerous other opportunities within First Horizon including sales, credit, relationship management, loan review or other similar positions. Work with the Portfolio Manager (PM) and Relationship Manager (RM) in completing at least 80% of the credit analysis. The credit analysis is Commercial Banking's primary document for analyzing and underwriting all new and outstanding loans. The credit analyst performs an in depth analysis on the borrower's ability to repay focusing on the company and owner's background, recent and historical financial performance, guarantor's (if applicable) financial condition, collateral performance, risk rating, risk-adjusted return on capital, and several other factors related to First Horizon's underwriting policies and guidelines. **Duties and Responsibilities:** + Work directly with PM, RM and clients to address needs efficiently and accurately + Spread financial statements + Provide advanced analysis in assessing and evaluating current and new business opportunities + Interact with clients and LOB leaders through email, phone conversations, field exams, bank group meetings, etc. + Project manage complex credit requests and analyses and see them through to completion + Identify emerging industry trends and proactively monitor the risk in the current book of business + Attend credit meetings and learn to properly present modifications and new to bank opportunities to internal credit partners for final approval **Knowledge and Skills:** + Critical thinker possessing superior analytical abilities with the ability to reach logical conclusions based on the available information + Microsoft Office: Strong excel and presentation building skills + Ability to manage multiple projects, while maintaining high attention to detail + Self-starter attitude + Flexibility and proven ability to diagnose and resolve issues + Intellectually curious, ability to think outside the box, assertive + Hard working, smart, creative, analytical, driven, exceptionally organized + Strong communication skills and results driven + Ability to work and excel in a team environment **Education:** + Bachelor's degree (BBA or BS) in Accounting, Finance, or a closely related field. + Exceptional educational background required + CFA or CPA candidates preferred **About Us** First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ******************** (https://urldefense.com/v3/\_\_https:/********************/\_\_;!!Cz2fjcuE!hpq9hPnrucZCPIAVPojVESItIq-FPzhurNdCrQ3JE8Rkx3gMd70nIk6\_kmPxl66\_oJCEsXs0gNunPowMAMHCmBYPOtUxUGI$) . **Benefit Highlights** - Medical with wellness incentives, dental, and vision - HSA with company match - Maternity and parental leave - Tuition reimbursement - Mentor program - 401(k) with 6% match - More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits **Follow Us** Facebook (****************************************** X formerly Twitter LinkedIn (*************************************************** Instagram YouTube (********************************************************** Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (**************************** notice from the Department of Labor.