Credit Monitoring Analyst III
Credit analyst job in Leawood, KS
The Credit Monitoring Analyst III supports the commercial credit monitoring and portfolio management for the Bank through the review and analysis of borrower and guarantor financial information, testing of financial covenants, and post-closing loan review to ensure alignment between loan approval, documentation, and tracking system.
Duties & Responsibilities
* Maintain in-depth knowledge of Credit Monitoring and industry best practices.
* Review financial spreads, financial indicator covenants, borrowing base reviews, post-closing reviews and other assigned job functions, for accuracy and completeness.
* Provide input and recommendations on new and existing workflow processes, policies, and procedures involving the Credit Monitoring Team.
* Work independently the majority of the time and complete work with little supervision.
* Serve as Credit Monitoring subject matter expert and on the Bank's financial tracking system (nCino) to include any upgrades, training, or new resources.
* Provide accurate and consistent loan portfolio management and monitoring of our commercial loan portfolio.
* Make independent recommendations regarding credit risk supported by comprehensive ongoing risk analysis.
* Analyze Borrowing Base Certificates, accounts receivable aging, inventory listings, liquidity, and collateral positions.
* Review financial reporting to ensure accuracy and maintain internal tracking for all commercial clients.
* Mentorship of less experienced Credit Monitoring Analysts.
* Comply with all credit administration policies and procedures.
* Prepare ad hoc reports as requested.
* Complete Moody's Credit Modules, as assigned.
* Maintain the highest level of confidentiality of all information.
* Provide extraordinary service while complying with all Bank policies and procedures.
* Adhere to Busey Bank policies and procedures; comply with laws, regulations and industry best practices.
* Reliable and predictable attendance; both onsite and remote.
Education & Experience
Knowledge of:
* Strong oral, written and interpersonal communication skills
* Advanced understanding of credit analysis and financial statements.
* Thorough knowledge of financial statement analysis and demonstrated ability to identify and mitigate key risks
* Full understanding of loan and collateral documents, including attorney prepared documentation
* Strong problem solving and analytical skills
Ability to:
* Read and comprehends credit write-ups and loan documentation
* Prioritize workflow, multi-task and work independently
* Perform duties under frequent time pressures with high degree of accuracy and attention to detail
Education and Training:
* Requires bachelor's degree in Finance, accounting or business
* 5 or more years of experience as a successful credit analyst or similar role in a commercial bank.
* Experience in nCino and Jack Henry preferred, but not required
* Requires knowledge of Microsoft Office
Compensation and Benefits
Salary offered is based on factors, including but not limited to, the job duties, required qualifications and relevant experience, and local market trends. The role may be eligible for bonus or incentives based on company and individual performance.
(Base Pay Range: $68,000.00 - 94,000.00 /year)
Busey provides a competitive Total Rewards package in return for your time, talents, efforts and ultimately, results. Your personal and professional well-being-now and in the years to come-are important to us. Busey's Total Rewards include a competitive benefits package offering 401(k) match, profit sharing, employee stock purchase plan, paid time off, medical, dental, vision, company-paid life insurance and long-term disability, supplemental voluntary life insurance, short-term and long-term disability, wellness incentives and an employee assistance program. In addition, eligible associates may take advantage of pre-tax health savings accounts and flexible spending accounts. Visit Busey Total Rewards for more information.
Equal Opportunity
Busey values a diverse and inclusive workplace and strives to recruit, develop and retain individuals with exceptional talent. A team with diverse talent, working together, is essential to Busey's commitment of delivering service excellence. Busey is an Equal Opportunity Employer including Disability/Vets. Visit Busey.com/Careers to learn more about Busey's Equal Opportunity Employment.
Unsolicited Resumes
Busey Bank, and its subsidiaries, does not accept any liability for fees for resumes from recruiters or employment agencies ("Agency"), without a binding, written recruitment agreement between Busey and Agency describing the services and specific job openings ("Agreement"). Busey may consider any candidate for whom an Agency has submitted an unsolicited resume and explicitly reserves the right to hire those candidate(s) without any financial obligation to the Agency, unless an Agreement is in place. Any email or verbal contact with any Busey associate is inadequate to create a binding agreement. Agencies without an Agreement are requested not to contact any associates of Busey with recruiting inquiries or resumes. Busey respectfully requests no phone calls or emails.
Auto-ApplyCredit Analyst - Overland Park, KS
Credit analyst job in Overland Park, KS
Credit Analyst Department: Credit Administration Status: Full-Time/Salary Jump start your career at Equity Bank! We are currently hiring energetic, team oriented, and community focused individuals to join our team! With a team of best-in-class customer service experts, you'll help to build and expand on client relationships, deliver the banking products and services that meet the unique and individual needs of clients, and create and uphold an atmosphere of superior experience and service. At Equity Bank we'll help you invest in your community through volunteer opportunities which align with our company initiatives and core values.
Responsibilities and Expectations
* Produce high quality credit presentation /annual reviews for use by various Approval Authorities (Internal and External):
* Use customer-provided information to produce consistent financial spreads.
* Analyze the produced financial spreads with analysis emphasis on all financial activities of the borrower.
* Identifies material changes and / or trends in the balance sheet and income statement.
* Completes deal specific and global cash flow analysis.
* Identifies and analyzes the adequacy of the collateral securing the loan(s).
* Creates a well-written credit presentation /annual review that is reader friendly and effectively exemplifies the "true" position that Equity Bank maintains with respect to the credit facility(ies) under discussion.
* Manage relationships with Loan Officers.
* Utilize written and oral communication skills to obtain all the needed information for any requests/annual reviews that are under discussion in a timely manner.
* In conjunction with Loan Officer contacts customers, CPAs and advisors when needed.
* Confirm all credit applications/annual reviews with officers in order to present the Approval Authorities with the best, most accurate product so that they can make an educated decision on the loan(s) under discussion.
* General banking / credit related knowledge - Credit Analyst I will become familiar with and understand:
* Loan Policy, underwriting guidelines and credit procedures.
* Commercial loan types and their uses in loan structuring.
* Commercial loan documentation including security documents (UCCs, Security Agreements, Real Estate Mortgages, Assignment of Leases and Rents).
* Real estate appraisals and evaluations, both internal and from 3rd party vendors.
* Environmental reports.
* Customer relationships.
* Utilize written and oral communication skills to relay and acquire information to and from customers, CPAs and advisors.
* Develop and maintain a positive professional image for Equity Bank.
* Create a friendly, customer service image to customers.
* Reports and responsibilities.
* Manage Other Related Projects as assigned, including:
* Financial Covenant Monitoring / Approval.
* Borrowing Base Certificate Monitoring / Approval.
* Prepare Weekly, Monthly, Quarterly, and Annual Reports as assigned.
* Understand and follow the applicable laws and regulations for job responsibilities including but not limited to Equity Bank Business Ethic and Conduct policy, Bank Secrecy Act, Information security, and Suspicious Activity Reporting ("SAR") requirements.
* Perform other duties as assigned or required.
Required Skills & Education
* Bachelor's degree in finance, Accounting, Economics, Business Administration, or a related field.
* High level of accuracy and attention to detail to identify risk factors and ensure quality in credit evaluations.
* Ability to think critically and make informed decisions based on a thorough analysis of credit data.
* Effective written and verbal communication skills to clearly convey credit analysis findings and recommendations to stakeholders, including senior management.
* Proficiency in Microsoft Office Suite, particularly Excel.
* Capable of managing multiple projects simultaneously and meeting deadlines in a fast-paced environment.
Who we are
Equity Bank, a full-service, $5 billion community bank, is based in Wichita, Kansas, with 72 bank offices throughout Kansas, Missouri, Arkansas, and Oklahoma.
At Equity Bank, you can find exciting opportunities to challenge you, expand your skills, and reward your contributions. Our employees receive competitive compensation and benefits, while working in an atmosphere that encourages personal and professional growth. We're searching for motivated individuals who are passionate about serving others, learning new technologies, and working as part of a team.
Equity Bank offers a full range of financial solutions, including online and mobile banking, commercial loans, consumer banking, and mortgage loans, treasury management service, the best solutions for your business, and absolutely zero ATM fees, anywhere.
What's in it for you?
We believe your benefits are an important part of your overall compensation package. We work year-round to ensure that we provide our employees with the most up-to-date, competitive program. We thoroughly evaluate our benefit plans and strive to provide quality benefits that support the physical and financial well-being of our employees and their families.
Benefits Available:
* Health, Dental & Vision Insurance
* Group Life & Long-Term Disability Insurance
* Flexible Spending & Health Savings Accounts
* Group Cancer Insurance
* 401(K) Retirement Plan w/ Company Match
* Generous Vacation & Sick Time
* Employee Stock Purchase Plan (ESPP)
* Pet Insurance
* Retail Banking Benefits
Find your future at Equity Bank!
The above statements are intended to generally describe the nature and level of work to be performed by most people assigned to this job. It is not intended as an exhaustive list of all responsibilities, duties, and requirements.
Physical Requirements
This position requires standing, walking, bending, and squatting on a regular basis. May require the ability to stoop, kneel, crouch or reach with hands and arms. Requires the ability to carry, lift, move or push up to 25 pounds on an occasional basis. Must be able to talk and listen to others.
Work Environment
This position regularly works in an office setting. Most of the job duties require the employee to be working with computers and electronic media on a regular basis.
Equity Bank is an equal opportunity employer and will not make employment decisions based on an applicant's race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
Chief Credit Officer
Credit analyst job in Overland Park, KS
Cornerstone Bank is a locally owned community bank driven by our mission to serve businesses and the individuals who run them. We use a consultative approach to develop new ideas and build trusted relationships. We pride ourselves on upholding the tradition of personalized, quality service set forth in 2001 by the founders of the bank. At Cornerstone Bank you'll be an integral part of a team environment.
Working Here Has Its Advantages!
Competitive wage and attractive benefits package
Discretionary bonus potential
Health, dental, and vision insurance (including company contribution), voluntary short-term disability, and company-paid long-term disability, life insurance, and identity theft insurance
401(k) retirement plan with company match
Generous Paid Time Off (PTO) and Holidays, monthly telecommute day
Opportunities for professional development
Dress for your Day dress code, Red Fridays (KC Chiefs)/special event days, fitness reimbursement program, paid volunteer program, quarterly birthday events, team-building events, social events, work-life employee assistance program
Join Our Team!
At Cornerstone Bank, we're committed to bringing passion and customer focus to the business. We are a leader in the financial and community banking industry, providing our clients with access to experts who are committed to excellence. We are seeking an experienced and motivated Chief Credit Officer (CCO) responsible for building and maintaining credit quality within the loan portfolio consistent with organizational strategic and financial objectives. The ideal candidate is a self-starter who achieves results through effective leadership and management of the credit team and through collaboration with the President, Chief Lending Officer, and other Lenders. The CCO will define objectives, develop and implement prudent credit policies and practices, deliver management reporting and analysis, and work with other leaders throughout the organization to build a sustainable credit culture. Becoming a member of our team, you will experience Cornerstone Bank as a unique resource for commercial lending where you can be part of something special.
If you have a strong passion for delivering high quality work products and developing strong team relationships, we'd love for you to apply. You will be part of the executive team responsible for meeting corporate goals and maximizing profitability. As the head of the credit team, you will have the opportunity to develop a credit team that contributes to the overall success of the bank. At Cornerstone Bank, we pride ourselves on fostering a collaborative and inclusive work environment. Your new career is waiting, apply with us today!
Duties and Responsibilities:
Oversee the bank's loan risk management process to monitor quality control and minimize losses.
Maintains loan policy and loan procedure to ensure adherence to sound underwriting best practices, laws, and regulations.
Stays current on banking regulatory changes, monitor industry's best practices and economic trends, provide updates to other members of the team, and ensures that current practices and policies are compliant and appropriate to changing conditions.
Informs the President, Board of Directors, and Loan Committee of any material considerations affecting loan portfolio or policy.
Develops and oversees the Bank's internal credit training program, working with credit department staff and external resources. Use strong management practices to hire, coach and develop the credit team, ensuring that the team remains appropriately staffed.
Ensures loans are properly documented for covenant compliance as well as safety and soundness (via Loan Operations Department).
Oversees Impairment Analysis.
Reviews Loans prior to External Loan Committee meeting.
Development of loan packets.
Oversees stress tests.
Responsible for annual large loan review and annual review of loan policy.
Leads loan review and train internal loan review.
Continuing education and/or training sessions, as required.
Maintains current employee information in the Disaster Recovery Plan.
Performs other duties as assigned.
Supervisory Responsibilities:
Credit Analysts/Credit Team
Education/Experience:
Bachelor's degree in Business Administration or Finance, and a minimum of five (5) to seven (7) years of experience performing accounting/finance functions, with at least two (2) to five (5) years of financial institution experience and management experience. Meeting the minimum experience requirements will be considered with a Bachelor's degree in unrelated field. Please apply only if you meet these requirements.
Ideal Candidate:
Adhere to the Company's policies and supporting Management decisions and goals in a positive, professional manner.
Represent Cornerstone Bank with a high level of integrity and professionalism.
Maintain knowledge and understanding of banking rules, regulations, laws and all policies and procedures pertaining to them including, but not limited to, the Bank Secrecy Act.
Demonstrate a willingness to adapt to changing business needs and deadlines.
Possess a work ethic that includes neatness and punctuality.
Professional appearance and demeanor.
Excellent written and oral communication skills; ability to communicate effectively and project a professional image when giving and taking information in writing, in person and over the phone.
Effective interpersonal skills with the ability to work with individuals and groups at all organization levels; ability to work independently and as part of a team.
Take initiative and prioritize tasks; good time-management, organizational, problem-prevention and problem-solving skills.
Excellent analytical and active listening skills.
Ability to work accurately with close attention to detail.
Maintain confidentiality of sensitive information.
Working knowledge of Microsoft Office Suite; familiarity with Fiserv core system and Suntell document imaging/scanning systems a plus.
Physical Demands:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This is a largely sedentary role and the employee must be able to remain in a stationary position 75% of the time; however, some filing and use of office equipment is required. Continually utilize hand and finger dexterity. Continually utilize visual acuity to operate equipment, read information, and/or use a keyboard. Frequently required to communicate with supervised employees and other departments; must be able to exchange information in these situations. Occasionally required to move about inside the office to access file cabinets, supplies, office machinery, etc. Occasionally required to move items up to 10 pounds.
Emotional Demands:
Ability to maintain regular attendance and be punctual. Ability to complete assigned tasks without direct supervision. Ability to work and sustain attention with distractions and/or interruptions and multitask without loss of efficiency or accuracy. Ability to perform under stress. Ability to interact appropriately with a variety of individuals including customers/clients. Ability to perform in situations requiring speed and deadlines. Ability to work as an integral part of the team.
Work Environment:
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Works in typical bank lobby/office environment on first floor of the building. Continually views a computer monitor and routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.
The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Cornerstone Bank is an Equal Opportunity Employer.
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Commercial Credit Senior Manager
Credit analyst job in Overland Park, KS
Accenture is a leading global professional services company that helps the world's leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services-creating tangible value at speed and scale. We are a talent and innovation led company with 750,000 people serving clients in more than 120 countries. We combine our strength in technology with unmatched industry experience, functional expertise and global delivery capability. We are uniquely able to deliver tangible outcomes because of our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Accenture Song. These capabilities, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients succeed and build trusted, lasting relationships. As of 2023, we have been recognized among Fortune's World's Most Admired Companies for 20 consecutive years. And that's just the beginning. Your career is about what you want to be and who you want to be. It's about bringing your skills, your curiosity, and your best true self to your work. Visit us at ******************
We Are:
In today's world, business leaders want to rapidly and confidently reinvent to increase resilience, mitigate risk, and grow with sustainable value. That's where Accenture Strategy & Consulting comes in. We bring together strategic visionaries, industry experts, practitioners from across every enterprise function, business intelligence professionals, change specialists, data and AI authorities, and many other specialized skills to co-create each client's unique path to reinvention. You will be a trusted partner to business leaders, working with a diverse team of experts to deliver successful tech-enabled transformation and new kinds of value for your clients. Join our global network of people using the latest assets, platforms and partnerships to help bring ideas to life.
Strategy & Consulting is one of five services that make up one Accenture - the others are Operations, Technology, Song and Industry X.
Management Consulting professionals design and implement transformation programs that integrate strategy, technology, and operations to create enterprise value for clients. Accenture is growing our practice to help our clients navigate their transformational journeys.
You Are
The candidate will be a Senior Manager within the Commercial Banking Consulting practice with a focus on Business and Technology Transformation within the wholesale lending industry. The Commercial Credit Consultant designs and implements business changes that drive industry-specific, function and digital operating model transformation, focusing on task relating to people and process.
Large wholesale lenders are investing heavily in modernizing their business, technology, and data to optimize straight-through processing, enhance client and employee experience, and reduce cost of ownership.
Accenture is growing our practice to help our client navigate their transformational journeys. The Commercial Credit Senior Manager will be focused on supporting the development of our lending offerings and the delivery of transformational consulting projects.
The Commercial Credit Senior Manager will be focused on supporting the development of our offerings and the delivery of consulting projects.
Responsibilities may include:
* Become a trusted advisor for C-suite clients looking to solve critical business problem
* Define clients' business and technology strategy.
* Re-imagine world-class operating models for Wholesale credit institutions.
* Lead Wholesale credit systems implementation engagements (requirements, design, test, deployment, etc.).
* Manage all parts of projects, from client buy-in to planning, budgeting, and execution.
* Source and coordinate work from other internal workforces.
* Develop of our next generation Wholesale credit technology offerings.
* Drive business development to originate new client opportunities.
* Build your reputation as an industry thought leader
* Travel, as required, up to 80%, in the United States and Canada.
Qualification
Here's What You Need:
* Minimum of 10 years relevant professional services firm experience in technology or management consulting with broad experience in engagement management and business development
* Minimum of 7 years of equivalent of commercial credit industry (sales, underwriting. closing, servicing, portfolio management) industry experience
* Demonstratable experience leading a complex, large-scale commercial credit transformation across operating model, technology, and data/AI workstreams
* Demonstrated experience developing and managing relationships with C-suite client executives.
* A Bachelor's degree
Bonus Points if you have:
* Launched new product offerings in the banking industry.
* Implemented next generation analytic capabilities (e.g., predictive, generative, or agentic AI) for commercial lending.
* Experience with additional commercial lending industry platforms, e.g., Moody's, Blooma, Built
* An advanced degree or financial industry certification
Professional Skills
* Proven ability to operate within a collaborative environment.
* Demonstrated commitment, teamwork, and collaboration in a professional setting; either military or civilian.
* High energy level, focus and ability to work well in demanding client environments.
* Excellent communication (written and oral) and interpersonal skills.
* Strong leadership, problem solving, and decision-making abilities.
* Unquestionable professional integrity, credibility, and character.
Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired as set forth below.
We accept applications on an on-going basis and there is no fixed deadline to apply.
Information on benefits is here.
Role Location Annual Salary Range
California $132,500 to $302,400
Cleveland $122,700 to $241,900
Colorado $132,500 to $261,300
District of Columbia $141,100 to $278,200
Illinois $122,700 to $261,300
Maryland $132,500 to $261,300
Massachusetts $132,500 to $278,200
Minnesota $132,500 to $261,300
New York/New Jersey $122,700 to $302,400
Washington $141,100 to $278,200
Locations
Credit Risk Analyst II
Credit analyst job in Overland Park, KS
At TreviPay, we believe loyalty begins at the payment. Thousands of sellers use our global B2B payments and invoicing network to provide choice and convenience to buyers, open new markets and automate accounts receivables. With integrations to top eCommerce and ERP solutions and flexible trade credit options, TreviPay brings 40 years of experience serving leaders in manufacturing, retail and transportation. Every day, TreviPay employees are challenged and empowered in a supportive, collaborative, entrepreneurial environment.
The Commercial Credit Risk Analyst II is responsible for reviewing risk and making credit limit decisions on small business credit applications falling outside of automated decisioning thresholds (grey area). As part of a best-in-class risk team, the Risk Analyst helps drive sustainable growth by making informed fraud and credit risk decisions within established parameters. They utilize various policies, processes and tools and they collaborate across multiple risk and business teams to make and record informed risk decisions. They hold a level of credit approval authority appropriate for the role.
Responsibilities:o Makes ‘grey area'scored portfolio decisions oncredit applications for small businesses in multiple countries.o Evaluates international public and private company credit applications for fraud risk and credit worthiness by assessing documents and data as prescribed by policyo Independently delivers and documents analysis to facilitate decision making while adhering to credit policies, guidelines, and applicable regulatory requirements.o Identifies additional information requirements needed to properly assess risk of the transaction and works effectively with leadership and partners to promote collection.o Interacts directly with customers or clients as needed to fully assess fraud and credit risk.o Participates in development of program policies and procedures.o Participates in credit department ad-hoc projects as needed.o As a senior member of the team, they may frequently interact with program clients, may be delegated certain leader authorities in their absence, and are expected to mentor more junior members of the team. Qualifications:o Ability to quickly and accurately evaluate credit applications routed for manual adjudication (grey area) to determine if the credit risk profile is acceptable and to ensure any fraud indicators are acceptably mitigated.o 5+ Years of experience in small business application ‘grey area' adjudication.o Completion of advanced courses in finance, accounting, and credit either through a bank sponsored training program or college course work.o Advanced knowledge of commercial credit philosophy and regulatory environment.o Strong analytical and problem-solving skills.o Ability to formulate and articulate objective views based upon professional analysis.o Strong verbal, written, and interpersonal skills.o Works effectively in a team environment, while assuming individual responsibility.o Demonstrates expert level knowledge of TreviPay's client programs and credit policies.o Qualifies to hold the maximum credit authority for this segment and may occasionally be delegated certain leader authorities in their absence.o Experience using at least $50,000 individual credit authority. Preferred Qualifications:o International commercial fraud and credit risk experience.o Credit risk experience in either indirect, small business or credit card industries in a scored environment.Why you will love working at TreviPay· Competitive salary· Paid parental leave· Generous paid time off· Medical, dental, vision, FSA, Life/AD&D, long and short term disability· 401K matching· Employee referral program At TreviPay we believe:· in saying yes to unique and challenging requirements· empowered team members are creative team members· our products make the customer's day just a little bit better· work/life balance makes us all more effective
TreviPay is an Equal Opportunity and Affirmative Action Employer. We welcome all veterans and disabled applicants.
Individuals with disabilities will be provided reasonable accommodation to participate in the job application and/or interview process. Please contact *********************** to request an accommodation.
Auto-ApplyCredit Analyst
Credit analyst job in Hays, KS
Are you a Detail-Oriented, Analytical and Growth-Minded Individual! If so, this Credit Analyst position is perfect for you. As a Credit Analyst, you will support our commercial and agricultural lending teams. This is a career‑building opportunity to make a meaningful impact while working within a supportive, community‑focused bank. Key Responsibilities
Analyze borrower financial statements, tax returns, and cash flow.
Prepare accurate financial spreads and credit analysis reports.
Identify risks and communicate findings to lending staff.
Support collateral evaluations, including appraisal reviews.
Maintain complete and accurate credit files.
Assist with regulatory and internal loan review processes.
Collaborate closely with lenders to support strong customer service.
What You Bring
Strong attention to detail and analytical mindset.
Clear communication and ability to simplify complex information.
Strong time‑management and reliability under deadlines.
Eagerness to learn and grow within the banking industry.
Financial analysis or credit evaluation experience preferred.
Bachelor's degree in accounting, finance, business, economics, or related field (or equivalent experience).
Ready to Apply? Take the next step in your career and join a values‑driven bank committed to growth, teamwork, and community. Apply today to become part of Astra Bank's lending team!
Astra Bank is an Equal Opportunity Employer.
The preceding job description has been designed to indicate the general nature and essential duties and responsibilities of work performed by employees within this classification. It may not contain a comprehensive inventory of all duties, responsibilities, and qualifications required of employees to do this job.
At Astra Bank we are committed to creating a diverse and inclusive work environment. We believe in providing equal opportunities to all employees and applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other characteristic protected by law. We are dedicated to fostering an environment where everyone feels respected, valued, and empowered to contribute to our success.
Senior Credit Officer, Digital Infrastructure
Credit analyst job in Wichita, KS
A career at CoBank can offer you the opportunity to make a personal impact on the people and communities where we do business. In order to be the best, we hire the best!
Benefits Offered by CoBank:
Careers with a purpose
Time-Off Packages, 15 days of vacation, 10 paid sick days and 11 paid holidays
Competitive Compensation & Incentive
Hybrid work model: flexible arrangements for most positions
Benefits Packages, including Medical, Dental and Vision coverage, Disability, AD&D, and Life Insurance
Robust associate training and development with CoBank University
Tuition reimbursement for higher education up to $10k per year
Outstanding 401k: up to 6% matching and additional 3% non-elective contribution & Student Loan Match
Community Impact: United Way Angel Day, Volunteer Day and Associate Directed Contribution
Associate Resource Groups: creating a culture of respect and inclusion
Recognize a fellow associate through our GEM awards
Job Description
Takes leadership role in analyzing and developing credit-structuring alternatives within all Digital Infrastructure (DI) verticals including regional, large corporate/syndicated/sponsor and data center/tower/project finance including businesses owned by Financial Sponsors and other non-traditional investors. Independently leads the underwriting and portfolio management responsibilities across all DI verticals while providing credit leadership to guide the work of credit analysts and portfolio managers, while interfacing with relationship management, capital markets and division leadership staff. Reviews and approves credit actions across credit team based on delegated authorities. Key contributor to the achievement of volume, fee income, credit quality and overall profitability goals through interactions with relationship management, portfolio management, capital markets, leadership staff, direct customers and financial sponsors.
Essential Functions
Provides leadership on negotiation strategies, due diligence and credit evaluation while being responsible for complete credit package and managing appropriate resources to meet internal and external guidelines. Provides appropriate technical, industry and functional knowledge to credit, relationship management, portfolio management, capital markets and leadership staff, including leading communications/meetings, direct interface with clients and leading overall credit process across all DI verticals and most complex debt arrangements including project finance structures. Helps relationship management lead negotiations concerning the presentation and development of complex credit arrangements. Takes a leadership role in managing credit administration, account servicing, approval, loan closing, documentation, and monitoring.
Reviews audits, interim statements, projections, and other pertinent financial information to provide expert analysis of financial trends. Acquires information from published industry reports, trade groups, customer meetings, journals, and other external sources to supplement and enhance the analysis of information provided by the borrower, agent bank and/or sponsor.
Identifies strengths and weaknesses of the borrower, lending structure and evaluates specific risks to the bank. Independently analyzes and determines validity of customer/sponsor business plans based on an assessment of the industry outlook, competition, technology, management, and capital structure. Determines appropriateness and approach to sensitivity analysis, to provide alternative views on key risks associated with the proposed transaction. Provides estimates of company and/or collateral value with thorough market analysis, discounted cash flow and other methods depending on industry sector.
Actively and independently monitors credit quality of high profile and complex accounts across a portfolio that spans all DI verticals. Takes pro-active approach with customer interaction, compliance reporting, research and evaluation to identify emerging trends/concerns and communicates trends and credit view with Relationship Management, Portfolio Management, Capital Markets and credit leadership.
Ability to establish, lead and maintain direct communication with borrower and sponsors to execute deal process, portfolio management requirements and meet compressed internal and external deadlines.
Leads interaction with Credit Approvals, Asset Review and other 3rd parties to support, defend and gain consensus on underwriting and portfolio management approaches on high-profile transactions across all DI verticals.
Authors and presents research and analysis on specific industry sectors as part of DI's Center of Excellence in coordination with CoBank's Knowledge Exchange Division. Collaborates and provides guidance on enterprise valuation multiples published as part of COE and used as guidance in underwriting/portfolio management risk analysis which can ultimately lead to Probability of Default and Loss Given Default conclusions which can impact hold levels and syndication capabilities.
Assists with internal research and portfolio analysis and prepares and delivers presentations on topics as assigned.
Provides first level advice/assistance on procedures and work methods for others. Provides mentoring to credit and relationship management staff.
Maintains expertise in leveraged lending, project finance type transactions and in all DI market sectors. Keeps abreast of industry trends and competitive environment.
Identifies areas for improvement in templates, spreadsheets, programs, systems, and procedures used in credit origination process. Proposes possible solutions to problems.
Approves or recommends credits for approval based on research and analysis completed by credit officers. Reviews and approves credit actions across credit team based on delegated authorities.
Volunteers and serves on cross-functional teams related to improvement and efficiency initiatives and other bank wide goals and projects.
Education
Bachelor's Degree required
Work Experience
8 years of credit experience in banking industry required
2 years experience in digital infrastructure preferred
Experience in digital infrastructure may be substituted with relevant experience in leveraged finance role, sponsor finance, or project finance
Physical Exertion Details
Sedentary Exerting up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently (Frequently: activity or condition exists from 1/3 to 2/3 of the time) to lift, carry, push, pull, or otherwise move objects, including the human body. Sedentary work involves sitting most of the time, but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met.
Travel Requirement Details
Occasional Travel occurs infrequently (typically, once a month or less).
About CoBank
The typical base pay range for this role is between $119,200 - $146,640. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. This position is eligible for a discretionary annual incentive program driven by organization and individual performance. The listed salary, other compensation and benefits information is accurate as of the date of this posting. This job will be posted for a minimum of five (5) business days or until the position is filled. CoBank reserves the right to adjust compensation for all positions and to modify or discontinue benefits programs at any time in its sole discretion, subject to applicable law.
CoBank is a cooperative bank serving vital industries across rural America. The bank provides loans, leases, export financing and other financial services to agribusinesses and rural power, water and communications providers in all 50 states. The bank also provides wholesale loans and other financial services to affiliated Farm Credit associations serving more than 76,000 farmers, ranchers and other rural borrowers in 23 states around the country. CoBank is a member of the Farm Credit System, a nationwide network of banks and retail lending associations chartered to support the borrowing needs of U.S. agriculture, rural infrastructure and rural communities. Headquartered outside Denver, Colorado, CoBank serves customers from regional banking centers across the U.S. and also maintains an international representative office in Singapore.
REASONABLE ACCOMMODATION
We are committed to ensuring that our online application process provides an equal employment opportunity to all applicants, including qualified individuals with disabilities. If you are an applicant with a disability, or are assisting an applicant with a disability, and require accessibility assistance or would like to request a reasonable accommodation for any aspect of the application process, including completing an application, interviewing, or otherwise participating in the employee selection process, please submit a request by emailing *********************. Include your contact information and specific details about your requested accommodation.
Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time.
CoBank is an Equal Opportunity Employer.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, or status as a protected veteran.
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Auto-ApplyCredit Analyst
Credit analyst job in Topeka, KS
Job Details Topeka Office - Topeka, KS Full TimeDescription
Organization:
Community National Bank was founded in 1984 by a group of individuals in Nemaha County, Kansas with diverse local ownership with decisions made on a local level.
Position mission:
This position is responsible for assisting with the management and growth of commercial loan portfolio through learning the fundamentals of banking, credit analysis and lending. This position is an entry level position to support the existing portfolio and learn the customer base and processes to build upon for future growth.
The priority of this position is the role of Credit Analyst, learning the underwriting requirements of loan requests and supporting the lending team members. This position should expand into a junior lender role as the individual becomes proficient as a credit analyst.
Jr. Credit Analyst Main Duties:
Assist in analyzing credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
Assist in preparing, analyzing and completing credit memos for submission to loan committee for approval.
Assist in generating financial ratios, using Suntel, to evaluate customers' financial status.
Assist in analyzing financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.
Assist in comparing liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
Understand loan policy and compliance and maintain current knowledge of any changes or updates.
Assist in consultation with customers to resolve complaints and verify financial and credit transactions.
Review weekly past due and coming due commercial loans.
Maintain credit analysis pipeline daily for review by loan officers and senior management.
Order credit reports as needed.
Maintain checklist for every commercial loan file.
Generate spreads on new loans and renewals as requested in Suntel.
Work closely with loan officers and processors.
Tracking, reporting and removal of document exceptions
Tracking and reporting of Loan policy exceptions
Working cohesively with lenders to manage the credit quality of the portfolio
Jr. Lender Main Duties:
Assist in retaining existing commercial relationships and support new business through loans, accounts, and services for both business and consumer.
Assist in the interview of applicants to determine loan requirements and gather pertinent information for loan applications.
Analyze applicant information to determine feasibility of granting loans within loan policy.
Assist in resolving uncertainties relating to customer application information through inquiries with applicants or creditors.
Assist in explaining to the customer the different types of loans and credit options that are available, as well as the terms of those services.
Assist in reviewing loan agreements and make sure that they are complete and accurate. Learning the documents required for different types of loans.
Assist in ensuring timely loan closing and funding activities through follow up and communication to other departments and team members.
Assist in maintaining customer relationships through regular communication and follow-up.
Learn and maintain up to date knowledge on banking laws, regulations, compliance issues, and bank policies
Maintain a positive working relationship with customers, bank staff, local professionals, centers of influence, and community organizations.
Assist in the management of the loan portfolio including renewals, modifications, updated credit analysis, collections, and portfolio monitoring through effective pipeline management.
Uses knowledge and experience to express sound judgment to plan and accomplish goals.
General Responsibilities:
Support CNB's strong relationship culture through quality customer service and superior product knowledge
Provide superior customer service by resolving problems efficiently and responding timely
Identify and implement solutions to problems in general and urgent matters
Actively seek to add and enhance knowledge regarding developments and current trends in the industry
Seek counsel of supervisor on issues as appropriate
Work collaboratively with staff to maintain a team environment
Flexible to accept additional assignments as requested by leadership
Cross train for other positions to cover when necessary
Professionalism while representing CNB (onsite, professional and community events and via communications
Participate and attend meetings as requested
Recommend policies and procedures as it relates to area of responsibility
Timely responses to inquiries for information to customers, staff and vendors
Answer telephone calls and provide a prompt response
Follow CNB's policies and procedures
Other duties as assigned
Qualifications:
Bachelor's degree in finance, business management or related field preferred
5 years of experience in bank lending, loan review, or related field preferred, 2-4 years required
Requires a high degree of confidentiality
Working knowledge of accounting and workflow software, and Microsoft office (word, excel, Outlook, PowerPoint, etc.)
Exceptional communication skills, written and verbal, organizational skills, time management skills and being a self-starter
Detail oriented and ability to self-audit work to ensure accuracy
Requires being reliable, responsible, and dependable to fulfill the obligations of this role
Physical Demands:
The physical demands described are representative to those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee must be able to stand and sit for extended lengths of time, read computer screens, talk on the phone, unpack and move supplies up to fifty (50) pounds, reach, kneel, bend, climb and balance. Vision abilities required for this job include close vision.
Work Environment:
While performing the duties of this job, the work environment is primarily a professional, deadline driven environment with interaction of internal team members and external customers. Noise level in the work environment can be loud.
Additional Duties:
This is only a summary of the typical functions of this position, not an exhaustive nor all-inclusive list of all possible job responsibilities, tasks, duties, knowledge, skill and ability required to perform this job. Additional duties and responsibilities may be added to this at any time. The does not state or imply that these are the only activities to be performed by the employee(s) holding this position. Employees are required to follow any other job-related instructions and to perform any other job-related responsibilities as required.
In accordance with the Americans with Disabilities Act, it is possible that requirements may be modified to reasonably accommodate individuals.
Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential functions
. However, no accommodations are made which may pose serious health or safety risks to the team member or others, or which impose undue hardships on Community National Bank. An individual seeking an accommodation should contact the Human Resources.
Job descriptions are not intended to and do not create employment contracts. Community National Bank maintains its status as an at-will employer. Team members can be terminated at any time, for any reason not prohibited by law. Community National Bank is an equal opportunity employer.
Administrator, Parts Credit
Credit analyst job in Wichita, KS
When applicable, Bombardier promotes flexible and hybrid work policies. Why join us? At Bombardier, we design, build and maintain the world's peak-performing aircraft for the world's most discerning people and businesses, governments and militaries. We have been successful in setting the highest standards by putting our people at the heart of it all, and defining excellence, together.
Working at Bombardier means operating at the highest level. Every day, you are part of a team that delivers superior experiences and products, pushing the boundaries of what's possible in our industry and beyond. By prioritizing employee growth and development, we empower everyone to reach their full potential on their own terms, because the best work happens when you are free to be yourself and share your unique expertise.
Bombardier's Benefits Program
With our employees' well-being top of mind, we offer a comprehensive and competitive Benefits Program, which includes the following:
* Insurance plans (Dental, medical, life insurance, disability, and more)
* Competitive base salary
* Retirement savings plan
* Employee Assistance Program
* Tele Health Program
What are your contributions to the team?
* Research, collect, and/or review customer information and supporting documentation to determine appropriate billing and/or crediting of accounts for Spare Parts per designated program guidelines (i.e. Smart Parts, Rotable Exchange, Warranty, Dead-on-Arrival (DOA), return unused (RTU), and rental)
* Processing of required notification documentation to alert Materials Logistics of the return of Spare Parts (Core Rotable / DOA / RTU) requiring repair and/or re-certification
* Create, revise, review, and monitor customer material return authorizations (MRA) in support of the processing of credit/ debit to customer accounts and to facilitate the return of Core Rotable parts
* Field incoming customer calls and/or follow-up on customer inquiries to resolve issues related to billings, credits, Core Rotable returns and any related correspondence. Including, but not limited to: Billing errors, late core fees, re-stock/re-cert fees, and non-return of core billings
* Follow-up with customer base to obtain past due core parts status, obtain return shipping and serial number information to monitor return, and/or advise customer of additional billings related to late or non-return of core fees
* Initiate customer billings for non-returned core rotable parts and facilitate credit of applicable Program(s) as necessary.
* Research, review, and verify "Over-and-Above" billings submitted by Material Logistics to determine if additional customer billing is warranted and appropriate for Core Rotable, Return Unused, and/or Dead-on-Arrival Spare Parts
* Perform customer account reconciliation to resolve pricing, billing, additional billings, and core rotable return disputes
* Adhere to Bombardier General Work Rules
How to thrive in this role?
* Typically 5 years experience in Aircraft Industry Customer Service related activities
* 2 Years Previous SAP experience preferred
* Thorough knowledge of Spare Parts Warranty polices and programs. Including but not limited to: Smart Parts, Rotable Exchange, Spares Warranty, Aircraft Warranty, and Completions Warranty
* Thorough knowledge of Spare Parts price catalog Terms & Conditions
* Thorough knowledge of SAP functional transactions to allow for researching, crediting, and/or modifying billings of customer accounts
Now that you can see yourself in this role, apply and join the Bombardier Team!
Bombardier is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, age, disability status, veteran status, or any other characteristic protected by Federal, National, or Local Laws.
Job Administrator, Parts Credit
Primary Location Wichita Service/Compltn.Center
Organization Learjet Inc
Shift Day job
Employee Status Regular
Requisition 10543 Administrator, Parts Credit
Credit Assistant
Credit analyst job in Kansas
Ash Grove family of companies is one of North America's leading cement manufacturers, with a legacy of innovation and excellence dating back to 1882. The company operates 12 world-class cement plants and a vast network of 41 terminals across the United States and Canada. Renowned for its forward-thinking approach, Ash Grove combines technical expertise, robust safety standards, and empowered talent to deliver high performance and better serve our customers. At Ash Grove, we stand together to reinvent the way our world is built.
To learn more about us go to ****************
At Ash Grove Cement, people are our first priority. We offer a complete benefits package to include:
Health Insurance
Dental Insurance
Vision Insurance
Retirement Plan
Paid Time Off, Paid Holidays
Tuition Reimbursement
Employee Assistance Program
Disability Pay
Life Insurance
Growth Opportunities and more!
Summary:
The Credit Assistant performs administrative support duties for the credit division.
What you'll be contributing:
Promote and follow all plant safety guidelines.
Makes cash application batch entries in HighRadius, Oracle/JD Edwards EnterpriseOne software.
Prepares miscellaneous deposits.
Resolves open customer deductions timely via communications with the customer, the Traffic department, and/or supervisor.
Assists with the monthly close process for accounts receivable to the general ledger, including entering batched journal vouchers and processing invoices and statements.
Assists in complex customer account reconciliations.
Responds to customer requests for documents and handles credit reference requests.
Works closely with Credit Department personnel performing tasks as assigned.
Additional duties as assigned by supervisor.
To succeed in this position, you will need:
Ability to read, write, and understand warning labels, instructions, signs, etc.
Minimum 2 Year - Associate Degree in accounting, business, or related fields. JDE experience is a plus.
Minimum 2 years of experience in accounts receivables and general office position in an automated systems environment.
Ability to make decisions and solve problems with high attention to detail and accuracy
Ability to analyze facts and to exercise sound judgment in arriving at a conclusion
Proficient in Microsoft Office365 and computer applications
Skills in customer service
Ability to present a friendly and service-oriented attitude
Knowledge of basic accounting principles. General knowledge of office procedures and practices and ten key-by-touch skills
Ability to operate a computer
Ability to maintain confidential information with discretion
Ability to work under general supervision following standard guidelines, practices, and procedures
Ability to refer questionable items to supervisor for guidance
What's next for you?
We provide stability and advancement opportunities across North America. Use our tuition reimbursement program to help you meet your career goals.
The above duties and responsibilities are representative of the nature and level of work assigned and are not necessarily all-inclusive. The physical demands, working environment, and other conditions of employment listed in this document are representative of but are not intended to provide an exhaustive list of the requirements for positions in this classification. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
What CRH Offers You
Highly competitive base pay
Comprehensive medical, dental and disability benefits programs
Group retirement savings program
Health and wellness programs
An inclusive culture that values opportunity for growth, development, and internal promotion
About CRH
CRH has a long and proud heritage. We are a collection of hundreds of family businesses, regional companies and large enterprises that together form the CRH family. CRH operates in a decentralized, diversified structure that allows you to work in a small company environment while having the career opportunities of a large international organization.
If you're up for a rewarding challenge, we invite you to take the first step and apply today! Once you click apply now, you will be brought to our official employment application. Please complete your online profile and it will be sent to the hiring manager. Our system allows you to view and track your status 24 hours a day. Thank you for your interest!
Ash Grove Cement, a CRH Company, is an Affirmative Action and Equal Opportunity Employer.
EOE/Vet/Disability
CRH is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
Loan Support Analyst - Various Departments/Levels - Midland Loan Servicing
Credit analyst job in Overland Park, KS
Position OverviewAt PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. As a Loan Support Analyst within PNC's Midland organization, you will be based in office within the PNC footprint of Overland Park, Dallas, Birmingham, Pittsburgh, Cleveland, and Charlotte. PNC's Midland organization has multiple Loan Support Analyst openings across various teams.
A Loan Servicing Analyst is primarily responsible for managing daily servicing functions of a portfolio of commercial loans and processing transactional activities in a loan servicing system. This may include any of the following items:
• Review of Loan documents and Closing Statements to become familiar with the asset
• Complete certain loan setup tasks in a servicing system, ensuring relevant data is captured and consistent with the loan or asset documents
• Setup reserve accounts in a servicing system as outlined in the loan documents
• Review monthly billing statements to ensure accuracy and deliver billing statements to the borrowers
• Input and maintain transactional information and process borrower payments, cash management sweeps, and external funds movement, such as advance draws or reserve disbursements
• Monitor loan-level, critical-date reports and the maturity letter process
• Prepare loan payoff quotes for review and deliver final version to client/borrower Job Description
Applies specialty product knowledge to close or administer high complexity or high risk syndicated and/or commercial loan transactions. May have responsibility for fulfilling key fiduciary obligations associated with the Banks Agent role; validating construction due diligence requirements; and/or monitoring construction progress and draw requirements. Directly interacts with high revenue/high profile corporate and/or commercial real estate clients.
Reviews customized commercial, legal, and related due diligence documentation and reporting to ensure adherence to complex deal structures and/or regulatory compliance requirements.
Consults and advises customers, investors, capital markets loan syndications and/or commercial real estate deal teams, as well as external and internal business partners to execute transactions.
Reviews transactions and related documents, including collateral and construction requirements. Verifies work processes to ensure completeness, accuracy, and conformance to credit approvals, legal documents, established service levels and applicable procedures. Determines whether loan disbursements can be made, or if additional documentation or escalations is required
Reviews reports to identify exceptions, monitor quality and ensure compliance. Participates in risk mitigation activities. May serve as a subject matter resource and may provide specialty product training.
PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:
Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
Qualifications
Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.
Preferred SkillsAnalytical Thinking, Capital Management, Compliance Requirements, Documentations, Due Diligence, Loan Documentation, Regulatory Compliance, Risk Mitigation StrategiesCompetenciesConsulting, Customer Interaction, Decision Making and Critical Thinking, Effective Communications, Financial Analysis, Managing Multiple Priorities, Negotiating, Operational Functions, Products and Services, Relationship ManagementWork ExperienceRoles at this level typically require a university / college degree with < 1 year of professional experience and/or successful completion of a formal development program. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.EducationBachelorsCertificationsNo Required Certification(s) LicensesNo Required License(s) BenefitsPNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.
To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards.
Disability Accommodations Statement
If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call ************ and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.
Equal Employment Opportunity (EEO)
PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.
This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.
California Residents
Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.
Auto-ApplyBusiness Banking Relationship Officer Sr
Credit analyst job in Overland Park, KS
Are you ready to be part of something more?
You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another and their community. Expect more than the status quo. At UMB, you can expect
more heart
. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect
more trust
. We want you to do the right thing, no matter what. And, expect
more opportunity
. UMBers are known for having multiple careers here and having their voices heard.
As one of UMB's leading lines of business, the Business Banking Relationship Officers are responsible for helping grow the Business Banking loan portfolio, and selling other related revenue generating services to clients. The team is made up of Business Banking Relationship Officers, Treasury Management Officers, Underwriters, Client Managers, and Analysts. This team manages Commercial and Industrial and Practice Finance relationships throughout its life - developing meaningful connections with leadership of the companies they serve. Always mindful of the changes in the company, its industry, etc., over time that might create a change in their financial service needs.
As the Business Banking Relationship Officer, you will be selling bank products and services to companies with revenues between $1mm-$20mm. These products and services are Commercial & Industrial, Practice Finance and Payment Technology solutions that will entice prospective companies to award new business to UMB. You will engage and build relationships in the community with Business Owners, CFO's, CEO's, and Controllers. You will also manage existing business, maintaining relationship profitability & portfolio risk, and the profitable growth of the portfolio including loans, deposits, & fee income. You have the ability to help clients achieve their financial dreams, stream line business processes and help them better understand their working cash flow needs.
Working at UMB is about our internal collaborative spirit, entrepreneurial pride, encouraging creativity, rewarding success, having fun winning business, community involvement, and being valued not only for the work that you do, but also for the person the you are. You are encouraged to bring your thoughts to the table, no matter the role that you are in.
How you'll spend your time:
You will utilize your networking abilities in the community by participating in community and professional activities in order to enhance UMB's image and brand to build new business.
You will utilize your credit skills to qualify companies eligible for loan business while managing the overall credit quality of assigned portfolio to ensure the loan quality.
You will utilize your negotiation skills to negotiate loan proposals, analyze & evaluate credit requests & write loan commitments, for presentation to underwriter or loan committee for loan approval.
Utilizing your communications skills, you will serve as the primary contact for all financial services to individual Business Banking clients with the bank to ensure retention of business.
We're excited to talk with you if:
If you have a Bachelor's degree or equivalent work experience of up to 7 years in a commercial lending role.
If you have demonstrated experience in sales to small businesses, credit knowledge, and credit underwriting knowledge.
Bonus points, if you have strategic industry sales knowledge, and marketing abilities to those industries.
Compensation Range:
$69,230.00 - $149,000.00
The posted compensation range on this listing represents UMB's standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information
UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.
Are you ready to be part of something more?
You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.
UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to ************************* to let us know the nature of your request.
If you are a California resident, please visit our
Privacy Notice for California Job Candidates
to understand how we collect and use your personal information when you apply for employment with UMB.
Auto-ApplyAccounts Receivable Credit Analyst
Credit analyst job in Lenexa, KS
About Ace Retail Holdings Ace Retail Holdings (ARH), the division of Ace Hardware Corporation that owns and operates the Great Lakes and Westlake Ace Hardware chains, is one of the largest hardware retailers in the United States. ARH has been in operation for over a century and operates over 220 neighborhood stores located throughout the United States. Great people make ARH stand out in our industry, and we are looking for individuals who strive for personal and professional growth, and who want to work with a company dedicated to serving our customers and communities.
Service, Passion, Respect, Integrity, Teamwork and Excellence
Job Title: Accounts Receivable Analyst
Department: Accounts Receivable
Reports To: Manager, Accounts Receivable
Exemption Status: Non-Exempt (Hourly)
About Ace Retail Holdings
Ace Retail Holdings (ARH), is a division of Ace Hardware Corporation that owns and operates several Ace brands, including Westlake Ace, Great Lakes Ace, Buikema's Ace, Outer Banks Ace, Dennis Company, and Breed & Company. ARH is one of the largest hardware retailers in the United States and has two headquarters located in Lenexa, KS and Farmington Hills, MI. ARH's origins date back over a century and operates over 250 neighborhood stores located throughout the United States. Great people make ARH stand out in our industry, and we are looking for individuals who strive for personal and professional growth, and who want to work with a company founded on (and still led by) our solid Core Values of:
Winning, Excellence, Love, Integrity, Gratitude, Humility and Teamwork
General Job Summary
The Accounts Receivable Analyst will prepare/apply customer payments, review accounts receivable aging reports and communicate with customers about past due amounts in order to collect delinquent balances.
Essential Duties and Responsibilities
* Apply payments to customer accounts, review and analyze A/R aging reports, and contact customers about past due balances.
* Make credit decisions regarding delinquent customer accounts and offer solutions for collection in order to protect the company from potential bad debts.
* Be prepared to follow up with phone calls/emails to customers if payment is not received as promised.
* Make positive contributions to customer satisfaction and provide outstanding customer service for incoming phone calls/emails from charge customers, store associates and business-to-business field personnel. This can include detailed explanations of account balances, providing information for charges and credits and adjusting customer accounts as necessary.
* Have a good understanding of sales tax exemption documents that are needed from customers for those states in which Westlake operates.
* Other accounting duties as needed.
Other Essential Requirements
Ability to exhibit and incorporate our Core Values into daily decisions and interactions with others:
o WINNING - In business, money is the score. To win, we must perform, compete, and have fun. At Ace, we win through people- our strength is being helpful.
o EXCELLENCE - Excellence honors God and inspires people. We aspire to be the best, to continuously improve and to inspire others by giving the team our very best.
o LOVE - Love the people, love the work and love the results.
o INTEGRITY - For Ace to win, we need to be able to trust each other. And trust will require us to be honest, reliable, caring, of high character and of unquestioned ethics.
o GRATITUDE - We recognize that we are blessed to be in the business of serving others.
o HUMILITY - We strive for greatness with a humble, modest and respectful attitude.
o TEAMWORK - We will fight the natural tendency for control and credit in favor of collaboration and mutual success, recognizing that…Together, we are Ace.
Minimum Skills, Requirements and Qualifications
* High School diploma is required; some college-level Accounting courses desired.
* Minimum two years' experience in Accounts Receivable, Collections or Customer Service.
* Experience with JD Edwards financial software on an AS400 platform desired.
* Proficiency with MS Excel including the ability to work with and organize large amounts of data using filters, vlookups and other Excel tools.
* Must be a self-starter with strong critical thinking and problem-solving skills along with excellent organizational, written and verbal communication skills.
* Ability to prioritize a high-volume workload efficiently, work under pressure and meet deadlines while maintaining excellent attention to detail.
* Proficiency with MS Office: Word, PowerPoint and Outlook.
* Must have the ability to work both independently and on a team to complete multiple assignments in a fast-paced environment.
* Standing, walking, lifting (up to 25lbs.) and climbing.
Compensation Details
$22.00 per hour
For a full list of benefits and open positions, please visit us at: *****************************************************************
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Create Job Alert
Equal Opportunity Employer
Westlake Ace Hardware is committed to a policy of promoting equal employment opportunities. The company recognizes the importance of diversity and leveraging the skills and talents of all people to the mutual advantage of each individual and the organization. The company is committed to the prevention of employment discrimination related to race, religion, color, sex (including sexual harassment), gender identity, national origin, age, marital status, disability and military discharge, or any other action covered by federal or state laws.
Auto-ApplyCollections Analyst
Credit analyst job in Kansas City, KS
Clyde & Co is a global law firm with a pioneering heritage and a resolute focus on its core sectors of aviation, energy, infrastructure, insurance, marine, and trade. With over 2,400 lawyers operating from over 60 offices in six continents, the firm advises corporations, financial institutions, private individuals, and governments. The Firm has operated in the US Region for more than 10 years, experiencing significant growth.The Firm's Kansas City Office (located in Downtown Crown Center area) seeks an energetic and enthusiastic person to be efficient and effective in a fast-paced environment.Responsibilities
Specific responsibilities include, but are not limited to:
Monitor accounts receivable and Work In Process to identify collection trends for past due accounts;
Partner with attorneys on collection efforts while maintaining client relationships;
Contact clients regarding past due accounts until payment is received;
Document client activity/communications;
Monitor accounts receivable for disputed line items;
Prepare and submit appeals to clients, ensuring all appeals are responded to by client deadlines;
Work with billing department to ensure bills are sent according to client requirements;
Act as a financial liaison between firm and its clients;
Assist Billing team as needed;
Other duties as assigned.
Qualifications
Excellent written and oral communication skills;
Previous accounts receivable experience (preferably in a law firm or other professional services firms);
Previous legal eBilling experience is beneficial but not required;
High degree of accuracy and attention to detail;
Ability to work under pressure.
We are not accepting agency submissions at this time*Our Values
Our values are the principles that guide the decisions we make, unite us in our endeavors and strengthen our delivery, for our clients and our firm. We:
Work as one- We are a globally connected team of talented people who act with a firm-first mentality to achieve success
Excel with clients- We aim high and challenge ourselves to deliver unique excellence for our clients, keeping them at the center of everything we do
Celebrate difference- We help each other to be at our best and believe our differences result in greater achievement
Act boldly- We seek new opportunities, take action and learn as we go, recognizing that curiosity drives our development and contributes to growth
Benefits offered include medical, dental, and vision insurance; 401K Safe Harbor contribution; Life/AD&D Disability; Flexible Spending Account; Supplemental Medical Accident Insurance; Supplemental Critical Illness Insurance; Employee Assistance Program; Pet Insurance; Commuter Benefits and more!
When you work at Clyde & Co, you join a team of 500 partners, 2,400 lawyers, 3,200 legal professionals and 5,500 people in nearly 70 offices and associated offices worldwide. Our values are the principles that guide the decisions we make, unite us in our endeavours and strengthen our delivery, for both our clients and our firm. We work as one, excel with clients, celebrate difference and act boldly. We are committed to operating in a responsible way by progressing towards a diverse and inclusive workforce that reflects the communities and clients it serves. We are devoted to providing an environment in which everyone can realise their potential, using its legal and professional skills to support its communities. We do this through pro bono work, volunteering and charitable partnerships, and minimising the impact it has on the environment, including through our commitment to the SBTi Net-Zero standard and the setting of ambitious emissions reduction targets.
We offer a range of tailored benefits and support, including healthcare, retirement planning and wellbeing initiatives.
Clyde & Co is proud to be an equal opportunities employer. Our core values encourage us to support fairness, celebrate diversity and prohibit all forms of discrimination in the workplace to allow everyone to excel at work. Therefore, we welcome and encourage all applications from suitably qualified individuals, regardless of background or identity.
Please take a moment to read our privacy notice carefully. This describes what personal information Clyde & Co (we) may hold about you, what it's used for, how it's obtained, your rights and how to contact us as a data subject.
If you are submitting a candidate as a Recruitment Agency Partner, it is an essential requirement and your responsibility to ensure that candidates applying to Clyde & Co are aware of this privacy notice.
Auto-ApplyCredit Monitoring Analyst II
Credit analyst job in Leawood, KS
The Credit Monitoring Analyst II supports the commercial credit monitoring and portfolio management for the Bank through the review and analysis of borrower and guarantor financial information, testing of financial covenants, and post-closing loan review to ensure alignment between loan approval, documentation, and tracking system.
Duties & Responsibilities
* Accurately calculate financial ratios and monitor Borrower's covenants for compliance as outlined in loan documents.
* Effectively communicate all internal communication of the borrower's performance and trend analysis to the appropriate parties.
* Completes post booking reviews on commercial loans to ensure accuracy of loan documents as outlined in the credit approval and ensure internal tracking of covenants are accurately built for internal tracking purposes.
* Analyze and assess financial statements and credit history of existing and potential clients.
* Provide additional support to Credit Administration as it relates to special projects as assigned.
* Comply with all credit administration policies and procedures.
* Prepare ad hoc reports as requested.
* Provide back-up assistance to other team members at peak volume times, including but not limited to reviewing and analyzing Borrowing Base Certificates and reviewing financial statements for accuracy and advancement of next due date.
* Mentorship of less experienced Credit Monitoring Analysts.
* Complete Moody's Credit Modules, as assigned.
* Comply with all credit administration policies and procedures.
* Maintain the highest level of confidentiality of all information.
* Provide extraordinary service while complying with all Bank policies and procedures.
* Adhere to Busey Bank policies and procedures; comply with laws, regulations and industry best practices.
* Reliable and predictable attendance; both onsite and remote.
Education & Experience
Knowledge of:
* Strong oral, written and interpersonal communication skills
* Intermediate understanding of credit analysis and financial statements.
* Full understanding of balance sheets, income statements and cash flow statements
* Full understanding of loan and collateral documents, including attorney prepared documentation
* Strong problem solving and analytical skills
Ability to:
* Read and comprehends credit write-ups and loan documentation
* Prioritize workflow, multi-task and work independently
* Perform duties under frequent time pressures with high degree of accuracy and attention to detail
Education and Training:
* Requires bachelor's degree in Finance, accounting or business
* Minimum 2 years of experience with credit loan documents and credit monitoring experience in the financial services industry.
* Experience in nCino and Jack Henry preferred, but not required
* Requires knowledge of Microsoft Office
Compensation and Benefits
Salary offered is based on factors, including but not limited to, the job duties, required qualifications and relevant experience, and local market trends. The role may be eligible for bonus or incentives based on company and individual performance.
(Base Pay Range: $62,000.00 - 82,000.00 /year)
Busey provides a competitive Total Rewards package in return for your time, talents, efforts and ultimately, results. Your personal and professional well-being-now and in the years to come-are important to us. Busey's Total Rewards include a competitive benefits package offering 401(k) match, profit sharing, employee stock purchase plan, paid time off, medical, dental, vision, company-paid life insurance and long-term disability, supplemental voluntary life insurance, short-term and long-term disability, wellness incentives and an employee assistance program. In addition, eligible associates may take advantage of pre-tax health savings accounts and flexible spending accounts. Visit Busey Total Rewards for more information.
Equal Opportunity
Busey values a diverse and inclusive workplace and strives to recruit, develop and retain individuals with exceptional talent. A team with diverse talent, working together, is essential to Busey's commitment of delivering service excellence. Busey is an Equal Opportunity Employer including Disability/Vets. Visit Busey.com/Careers to learn more about Busey's Equal Opportunity Employment.
Unsolicited Resumes
Busey Bank, and its subsidiaries, does not accept any liability for fees for resumes from recruiters or employment agencies ("Agency"), without a binding, written recruitment agreement between Busey and Agency describing the services and specific job openings ("Agreement"). Busey may consider any candidate for whom an Agency has submitted an unsolicited resume and explicitly reserves the right to hire those candidate(s) without any financial obligation to the Agency, unless an Agreement is in place. Any email or verbal contact with any Busey associate is inadequate to create a binding agreement. Agencies without an Agreement are requested not to contact any associates of Busey with recruiting inquiries or resumes. Busey respectfully requests no phone calls or emails.
Auto-ApplyChief Credit Officer
Credit analyst job in Overland Park, KS
Cornerstone Bank is a locally owned community bank driven by our mission to serve businesses and the individuals who run them. We use a consultative approach to develop new ideas and build trusted relationships. We pride ourselves on upholding the tradition of personalized, quality service set forth in 2001 by the founders of the bank. At Cornerstone Bank you'll be an integral part of a team environment.
Working Here Has Its Advantages!
Competitive wage and attractive benefits package
Discretionary bonus potential
Health, dental, and vision insurance (including company contribution), voluntary short-term disability, and company-paid long-term disability, life insurance, and identity theft insurance
401(k) retirement plan with company match
Generous Paid Time Off (PTO) and Holidays, monthly telecommute day
Opportunities for professional development
Dress for your Day dress code, Red Fridays (KC Chiefs)/special event days, fitness reimbursement program, paid volunteer program, quarterly birthday events, team-building events, social events, work-life employee assistance program
Join Our Team!
At Cornerstone Bank, we're committed to bringing passion and customer focus to the business. We are a leader in the financial and community banking industry, providing our clients with access to experts who are committed to excellence. We are seeking an experienced and motivated Chief Credit Officer (CCO) responsible for building and maintaining credit quality within the loan portfolio consistent with organizational strategic and financial objectives. The ideal candidate is a self-starter who achieves results through effective leadership and management of the credit team and through collaboration with the President, Chief Lending Officer, and other Lenders. The CCO will define objectives, develop and implement prudent credit policies and practices, deliver management reporting and analysis, and work with other leaders throughout the organization to build a sustainable credit culture. Becoming a member of our team, you will experience Cornerstone Bank as a unique resource for commercial lending where you can be part of something special.
If you have a strong passion for delivering high quality work products and developing strong team relationships, we'd love for you to apply. You will be part of the executive team responsible for meeting corporate goals and maximizing profitability. As the head of the credit team, you will have the opportunity to develop a credit team that contributes to the overall success of the bank. At Cornerstone Bank, we pride ourselves on fostering a collaborative and inclusive work environment. Your new career is waiting, apply with us today!
Duties and Responsibilities:
Oversee the bank's loan risk management process to monitor quality control and minimize losses.
Maintains loan policy and loan procedure to ensure adherence to sound underwriting best practices, laws, and regulations.
Stays current on banking regulatory changes, monitor industry's best practices and economic trends, provide updates to other members of the team, and ensures that current practices and policies are compliant and appropriate to changing conditions.
Informs the President, Board of Directors, and Loan Committee of any material considerations affecting loan portfolio or policy.
Develops and oversees the Bank's internal credit training program, working with credit department staff and external resources. Use strong management practices to hire, coach and develop the credit team, ensuring that the team remains appropriately staffed.
Ensures loans are properly documented for covenant compliance as well as safety and soundness (via Loan Operations Department).
Oversees Impairment Analysis.
Reviews Loans prior to External Loan Committee meeting.
Development of loan packets.
Oversees stress tests.
Responsible for annual large loan review and annual review of loan policy.
Leads loan review and train internal loan review.
Continuing education and/or training sessions, as required.
Maintains current employee information in the Disaster Recovery Plan.
Performs other duties as assigned.
Supervisory Responsibilities:
Credit Analysts/Credit Team
Education/Experience:
Bachelor's degree in Business Administration or Finance, and a minimum of five (5) to seven (7) years of experience performing accounting/finance functions, with at least two (2) to five (5) years of financial institution experience and management experience. Meeting the minimum experience requirements will be considered with a Bachelor's degree in unrelated field. Please apply only if you meet these requirements.
Ideal Candidate:
Adhere to the Company's policies and supporting Management decisions and goals in a positive, professional manner.
Represent Cornerstone Bank with a high level of integrity and professionalism.
Maintain knowledge and understanding of banking rules, regulations, laws and all policies and procedures pertaining to them including, but not limited to, the Bank Secrecy Act.
Demonstrate a willingness to adapt to changing business needs and deadlines.
Possess a work ethic that includes neatness and punctuality.
Professional appearance and demeanor.
Excellent written and oral communication skills; ability to communicate effectively and project a professional image when giving and taking information in writing, in person and over the phone.
Effective interpersonal skills with the ability to work with individuals and groups at all organization levels; ability to work independently and as part of a team.
Take initiative and prioritize tasks; good time-management, organizational, problem-prevention and problem-solving skills.
Excellent analytical and active listening skills.
Ability to work accurately with close attention to detail.
Maintain confidentiality of sensitive information.
Working knowledge of Microsoft Office Suite; familiarity with Fiserv core system and Suntell document imaging/scanning systems a plus.
Physical Demands:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This is a largely sedentary role and the employee must be able to remain in a stationary position 75% of the time; however, some filing and use of office equipment is required. Continually utilize hand and finger dexterity. Continually utilize visual acuity to operate equipment, read information, and/or use a keyboard. Frequently required to communicate with supervised employees and other departments; must be able to exchange information in these situations. Occasionally required to move about inside the office to access file cabinets, supplies, office machinery, etc. Occasionally required to move items up to 10 pounds.
Emotional Demands:
Ability to maintain regular attendance and be punctual. Ability to complete assigned tasks without direct supervision. Ability to work and sustain attention with distractions and/or interruptions and multitask without loss of efficiency or accuracy. Ability to perform under stress. Ability to interact appropriately with a variety of individuals including customers/clients. Ability to perform in situations requiring speed and deadlines. Ability to work as an integral part of the team.
Work Environment:
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Works in typical bank lobby/office environment on first floor of the building. Continually views a computer monitor and routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.
The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Cornerstone Bank is an Equal Opportunity Employer.
Auto-ApplyCommercial Credit/ nCino Manager
Credit analyst job in Overland Park, KS
Accenture is a leading global professional services company that helps the world's leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services-creating tangible value at speed and scale. We are a talent and innovation led company with 750,000 people serving clients in more than 120 countries. We combine our strength in technology with unmatched industry experience, functional expertise and global delivery capability. We are uniquely able to deliver tangible outcomes because of our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Accenture Song. These capabilities, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients succeed and build trusted, lasting relationships. As of 2023, we have been recognized among Fortune's World's Most Admired Companies for 20 consecutive years. And that's just the beginning. Your career is about what you want to be and who you want to be. It's about bringing your skills, your curiosity, and your best true self to your work. Visit us at ******************
We Are:
In today's world, business leaders want to rapidly and confidently reinvent to increase resilience, mitigate risk, and grow with sustainable value. That's where Accenture Strategy & Consulting comes in. We bring together strategic visionaries, industry experts, practitioners from across every enterprise function, business intelligence professionals, change specialists, data and AI authorities, and many other specialized skills to co-create each client's unique path to reinvention. You will be a trusted partner to business leaders, working with a diverse team of experts to deliver successful tech-enabled transformation and new kinds of value for your clients. Join our global network of people using the latest assets, platforms and partnerships to help bring ideas to life.
Strategy & Consulting is one of five services that make up one Accenture - the others are Operations, Technology, Song and Industry X.
Management Consulting professionals design and implement transformation programs that integrate strategy, technology, and operations to create enterprise value for clients. Accenture is growing our practice to help our clients navigate their transformational journeys.
You Are
The candidate will be a Manager within the Commercial Banking Consulting practice with a focus on Business and Technology Transformation within the wholesale lending industry. The Commercial Credit Consultant designs and implements business changes that drive industry-specific, function and digital operating model transformation, focusing on task relating to people and process.
Large wholesale lenders are investing heavily in modernizing their business, technology, and data to optimize straight-through processing, enhance client and employee experience, and reduce cost of ownership.
Accenture is growing our practice to help our client navigate their transformational journeys. The Commercial Credit Manager will be focused on supporting the development of our lending offerings and the delivery of transformational consulting projects.
The Commercial Credit Manager will be focused on supporting the development of our offerings and the delivery of consulting projects.
Responsibilities may include:
+ Support Commercial Credit Transformation programs - including operating model and technology implementations .
+ Design next generation experiences and platforms for commercial lending clients.
+ Manage all parts of projects, from client buy-in to planning, budgeting, and execution.
+ Source and coordinate work from other internal workforces.
+ Develop of our next generation Wholesale credit technology offerings.
+ Become a trusted advisor for C-suite clients looking to solve critical business problem.
+ Drive business development to originate new client opportunities.
+ Build your reputation as an industry thought leader.
+ + Travel, as required, up to 80%, in the United States and Canada.
Here's What You Need:
+ Minimum of 5 years relevant professional services firm experience in technology or management consulting with broad experience in engagement management and business development
+ Minimum of 5 years of equivalent of commercial credit industry (sales, underwriting. closing, servicing, portfolio management) industry experience
+ Demonstratable experience being part of an nCino or Salesforce project delivery project or consulting engagement for commercial lending
+ A Bachelor's degree
Bonus Points if you have:
+ Extensive transformation strategy or operating model design experience in commercial banking.
+ Launched new product offerings in the banking industry.
+ Demonstrated experience developing and managing relationships with senior client executives.
+ Successful track record of leading complex management and/or technology consulting engagements across the delivery lifecycle.
+ nCino or Salesforce certification(s)
+ Hands on experience with additional commercial lending industry platforms, e.g., Moody's, Blooma, Built
+ French language skills
+ An advanced degree or financial industry certification
+ Built next generation analytic capabilities (e.g., predictive, generative, or agentic AI) for commercial lending.
Professional Skills
+ Proven ability to operate within a collaborative environment.
+ Demonstrated commitment, teamwork, and collaboration in a professional setting; either military or civilian.
+ High energy level, focus and ability to work well in demanding client environments.
+ Excellent communication (written and oral) and interpersonal skills.
+ Strong leadership, problem solving, and decision-making abilities.
+ Unquestionable professional integrity, credibility, and character.
Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired as set forth below.We accept applications on an on-going basis and there is no fixed deadline to apply.
Information on benefits is here. (************************************************************
Role Location Annual Salary Range
California $94,400 to $293,800
Cleveland $87,400 to $235,000
Colorado $94,400 to $253,800
District of Columbia $100,500 to $270,300
Illinois $87,400 to $253,800
Maryland $94,400 to $253,800
Massachusetts $94,400 to $270,300
Minnesota $94,400 to $253,800
New York/New Jersey $87,400 to $293,800
Washington $100,500 to $270,300
Requesting an Accommodation
Accenture is committed to providing equal employment opportunities for persons with disabilities or religious observances, including reasonable accommodation when needed. If you are hired by Accenture and require accommodation to perform the essential functions of your role, you will be asked to participate in our reasonable accommodation process. Accommodations made to facilitate the recruiting process are not a guarantee of future or continued accommodations once hired.
If you would like to be considered for employment opportunities with Accenture and have accommodation needs such as for a disability or religious observance, please call us toll free at **************** or send us an email or speak with your recruiter.
Equal Employment Opportunity Statement
We believe that no one should be discriminated against because of their differences. All employment decisions shall be made without regard to age, race, creed, color, religion, sex, national origin, ancestry, disability status, veteran status, sexual orientation, gender identity or expression, genetic information, marital status, citizenship status or any other basis as protected by federal, state, or local law. Our rich diversity makes us more innovative, more competitive, and more creative, which helps us better serve our clients and our communities.
For details, view a copy of the Accenture Equal Opportunity Statement (********************************************************************************************************************************************
Accenture is an EEO and Affirmative Action Employer of Veterans/Individuals with Disabilities.
Accenture is committed to providing veteran employment opportunities to our service men and women.
Other Employment Statements
Applicants for employment in the US must have work authorization that does not now or in the future require sponsorship of a visa for employment authorization in the United States.
Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration.
Job candidates will not be obligated to disclose sealed or expunged records of conviction or arrest as part of the hiring process. Further, at Accenture a criminal conviction history is not an absolute bar to employment.
The Company will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. Additionally, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the Company's legal duty to furnish information.
California requires additional notifications for applicants and employees. If you are a California resident, live in or plan to work from Los Angeles County upon being hired for this position, please click here for additional important information.
Please read Accenture's Recruiting and Hiring Statement for more information on how we process your data during the Recruiting and Hiring process.
Credit Risk Analyst II
Credit analyst job in Overland Park, KS
Job DescriptionAt TreviPay, we believe loyalty begins at the payment. Thousands of sellers use our global B2B payments and invoicing network to provide choice and convenience to buyers, open new markets and automate accounts receivables. With integrations to top eCommerce and ERP solutions and flexible trade credit options, TreviPay brings 40 years of experience serving leaders in manufacturing, retail and transportation. Every day, TreviPay employees are challenged and empowered in a supportive, collaborative, entrepreneurial environment.
The Commercial Credit Risk Analyst II is responsible for reviewing risk and making credit limit decisions on small business credit applications falling outside of automated decisioning thresholds (grey area). As part of a best-in-class risk team, the Risk Analyst helps drive sustainable growth by making informed fraud and credit risk decisions within established parameters. They utilize various policies, processes and tools and they collaborate across multiple risk and business teams to make and record informed risk decisions. They hold a level of credit approval authority appropriate for the role.
Responsibilities:o Makes ‘grey area'scored portfolio decisions oncredit applications for small businesses in multiple countries.o Evaluates international public and private company credit applications for fraud risk and credit worthiness by assessing documents and data as prescribed by policyo Independently delivers and documents analysis to facilitate decision making while adhering to credit policies, guidelines, and applicable regulatory requirements.o Identifies additional information requirements needed to properly assess risk of the transaction and works effectively with leadership and partners to promote collection.o Interacts directly with customers or clients as needed to fully assess fraud and credit risk.o Participates in development of program policies and procedures.o Participates in credit department ad-hoc projects as needed.o As a senior member of the team, they may frequently interact with program clients, may be delegated certain leader authorities in their absence, and are expected to mentor more junior members of the team. Qualifications:o Ability to quickly and accurately evaluate credit applications routed for manual adjudication (grey area) to determine if the credit risk profile is acceptable and to ensure any fraud indicators are acceptably mitigated.o 5+ Years of experience in small business application ‘grey area' adjudication.o Completion of advanced courses in finance, accounting, and credit either through a bank sponsored training program or college course work.o Advanced knowledge of commercial credit philosophy and regulatory environment.o Strong analytical and problem-solving skills.o Ability to formulate and articulate objective views based upon professional analysis.o Strong verbal, written, and interpersonal skills.o Works effectively in a team environment, while assuming individual responsibility.o Demonstrates expert level knowledge of TreviPay's client programs and credit policies.o Qualifies to hold the maximum credit authority for this segment and may occasionally be delegated certain leader authorities in their absence.o Experience using at least $50,000 individual credit authority. Preferred Qualifications:o International commercial fraud and credit risk experience.o Credit risk experience in either indirect, small business or credit card industries in a scored environment.Why you will love working at TreviPay· Competitive salary· Paid parental leave· Generous paid time off· Medical, dental, vision, FSA, Life/AD&D, long and short term disability· 401K matching· Employee referral program At TreviPay we believe:· in saying yes to unique and challenging requirements· empowered team members are creative team members· our products make the customer's day just a little bit better· work/life balance makes us all more effective
TreviPay is an Equal Opportunity and Affirmative Action Employer. We welcome all veterans and disabled applicants.
Individuals with disabilities will be provided reasonable accommodation to participate in the job application and/or interview process. Please contact *********************** to request an accommodation.
Credit Officer, Regional Agribusiness
Credit analyst job in Wichita, KS
A career at CoBank can offer you the opportunity to make a personal impact on the people and communities where we do business. In order to be the best, we hire the best! Benefits Offered by CoBank * Careers with a purpose * Time-Off Packages, 15 days of vacation, 10 paid sick days and 11 paid holidays
* Competitive Compensation & Incentive
* Hybrid work model: flexible arrangements for most positions
* Benefits Packages, including Medical, Dental and Vision coverage, Disability, AD&D, and Life Insurance
* Robust associate training and development with CoBank University
* Tuition reimbursement for higher education up to $10k per year
* Outstanding 401k: up to 6% matching and additional 3% non-elective contribution & Student Loan Match
* Community Impact: United Way Angel Day, Volunteer Day and Associate Directed Contribution
* Associate Resource Groups: creating a culture of respect and inclusion
* Recognize a fellow associate through our GEM awards
Job Description
Develops credit-structuring alternatives for large account transactions. Assists lending or leasing staff with managing the banking relationship with large accounts by providing credit analysis and financial structuring alternatives. Approves credit actions within prescribed credit limits. Provides leadership and guides the work of credit analysts. Adds value to account relationships and supports the achievement of profitability and credit quality goals through interactions with staff and customers.
Essential Functions
* Works with lending or leasing staff as appropriate to structure financial proposals to support complex credit arrangements for large accounts. Conceptualizes and formulates financial strategy to accomplish customer's credit needs. Manages resources from various sources. Designs creative and innovative financing packages.
* Assists with negotiations concerning the packaging of credit arrangements. Consults with lending or leasing staff and provides coaching on negotiation strategy, financing approaches, or other specific credit issues.
* Prepares and oversees the preparation of credit analyses and credit investigations to ensure the application of a relevant and thorough approach. Provides direction and guidance to credit analysts on general research issues. Understands and follows bank guidelines, policies, and procedures for the preparation and presentation of credit information.
* Monitors credit quality of accounts to identify emerging trends and ensure ongoing compliance with covenants. Notifies lending, leasing, and/or credit staff of emerging issues as appropriate.
* Assists with internal research and analysis, provides statistical reports, and verifies information. Prepares and delivers presentations on topics as assigned.
* Develops and utilizes computerized spreadsheets, programs, and other automated tools for credit analysis, special projects, or presentations.
* Approves or recommends credits for approval based on research and analysis completed by credit analysts.
* Maintains expertise in assigned industries or market sectors. Keeps abreast of industry trends and competitive environment.
Education
* Bachelor's Degree required
Work Experience
* 5 years of credit experience in banking industry. required
Physical Exertion Details
Sedentary Exerting up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently (Frequently: activity or condition exists from 1/3 to 2/3 of the time) to lift, carry, push, pull, or otherwise move objects, including the human body. Sedentary work involves sitting most of the time, but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met.
Travel Requirement Details
Occasional Travel occurs infrequently (typically, once a month or less).
About CoBank
The typical base pay range for this role is between $89,600 - $110,160. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. This position is eligible for a discretionary annual incentive program driven by organization and individual performance. The listed salary, other compensation and benefits information is accurate as of the date of this posting. This job will be posted for a minimum of five (5) business days or until the position is filled. CoBank reserves the right to adjust compensation for all positions and to modify or discontinue benefits programs at any time in its sole discretion, subject to applicable law.
CoBank is a cooperative bank serving vital industries across rural America. The bank provides loans, leases, export financing and other financial services to agribusinesses and rural power, water and communications providers in all 50 states. The bank also provides wholesale loans and other financial services to affiliated Farm Credit associations serving more than 76,000 farmers, ranchers and other rural borrowers in 23 states around the country. CoBank is a member of the Farm Credit System, a nationwide network of banks and retail lending associations chartered to support the borrowing needs of U.S. agriculture, rural infrastructure and rural communities. Headquartered outside Denver, Colorado, CoBank serves customers from regional banking centers across the U.S. and also maintains an international representative office in Singapore.
REASONABLE ACCOMMODATION
We are committed to ensuring that our online application process provides an equal employment opportunity to all applicants, including qualified individuals with disabilities. If you are an applicant with a disability, or are assisting an applicant with a disability, and require accessibility assistance or would like to request a reasonable accommodation for any aspect of the application process, including completing an application, interviewing, or otherwise participating in the employee selection process, please submit a request by emailing *********************. Include your contact information and specific details about your requested accommodation.
Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time.
CoBank is an Equal Opportunity Employer.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, or status as a protected veteran.
Responsibilities Develops credit-structuring alternatives for large account transactions. Assists lending or leasing staff with managing the banking relationship with large accounts by providing credit analysis and financial structuring alternatives. Approves credit actions within prescribed credit limits. Provides leadership and guides the work of credit analysts. Adds value to account relationships and supports the achievement of profitability and credit quality goals through interactions with staff and customers.
Auto-ApplyCredit Analyst
Credit analyst job in Basehor, KS
Job Details Basehor Office - Basehor, KS Full TimeDescription
Organization: Community National Bank was founded in 1984 by a group of individuals in Nemaha County, Kansas with diverse local ownership with decisions made on a local level.
This position is responsible for analyzing credit data and financial statements to determine the degree of risk involved in extending credit or lending money and preparing credit memos for use in decision-making.
Major Duties:
Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
Prepare, analyze and complete Agriculture, CRE, C&I credit memos for submission for approval. Generate spreads on new loans and renewals as requested in Suntell.
Generate financial ratios, using Suntell, to evaluate customers' financial status.
Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.
Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
Understand loan policy and compliance and maintain current knowledge of any changes or updates.
Consult with customers to resolve complaints and verify financial and credit transactions.
Review weekly past due and coming due commercial loans.
Maintain a positive working relationship with customers, bank staff, local professionals, centers of influence, and community organizations.
Maintain credit analysis pipeline daily for review by loan officers and senior management.
Maintain checklist for every commercial loan file.
Work closely with loan officers and processors.
General Responsibilities:
Support CNB's strong relationship culture through quality customer service and superior product knowledge.
Provide superior customer service by resolving problems efficiently and responding timely.
Identify and implement solutions to problems in general and urgent matters.
Actively seek to add and enhance knowledge regarding developments and current trends in the industry.
Seek counsel of supervisor on issues as appropriate.
Work collaboratively with staff to maintain a team environment.
Flexible to accept additional assignments as requested by leadership.
Cross train for other positions to cover when necessary.
Professionalism while representing CNB (onsite, professional and community events and via communications).
Participate and attend meetings as requested.
Recommend policies and procedures as it relates to area of responsibility.
Timely responses to inquiries for information from loan officers and processors.
Answer telephone calls and provide a prompt response.
Follow CNB's policies and procedures.
Other duties as assigned.
Qualifications:
Bachelor's degree in finance, accounting or related field required. MBA preferred.
3-5 years of experience in credit risk management, loan review, and/or previous commercial credit analysis experience preferred.
1-3 years of banking experience required.
Experience with quantitative analysis methods along with knowledge of loan documentation and appraisal analysis.
Excellent organizational and analytical skills partnered with sound judgement.
Excellent interpersonal, verbal, and written communication skills.
Strong computer skills including Microsoft office and financial software.
Requires being reliable, responsible, and dependable to fulfill the obligations of this role.
Physical Demands:
The physical demands described are representative to those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee must be able to stand and sit for extended lengths of time, read computer screens, talk on the phone, unpack and move supplies up to fifty (50) pounds, reach, kneel, bend, climb and balance. Vision abilities required for this job include close vision.
Work Environment:
While performing the duties of this job, the work environment is primarily a professional, deadline driven environment with interaction of internal team members and external customers. Noise level in the work environment can be loud.
Additional Duties:
This is only a summary of the typical functions of this position, not an exhaustive nor all-inclusive list of all possible job responsibilities, tasks, duties, knowledge, skill and ability required to perform this job. Additional duties and responsibilities may be added to this at any time. The does not state or imply that these are the only activities to be performed by the employee(s) holding this position. Employees are required to follow any other job-related instructions and to perform any other job-related responsibilities as required.
Job descriptions are not intended to and do not create employment contracts. Community National Bank maintains its status as an at-will employer. Team members can be terminated at any time, for any reason not prohibited by law. Community National Bank is an equal opportunity employer.