Credit analyst jobs in Kenosha, WI

The Accounting Specialist/Credit Manager plays a crucial role in ensuring that customers receive excellent service and support (‘an unmatched buying experience') through their buying process with Neu Tool. The Accounting Specialist / Credit Manager is responsible for managing accounts receivable, evaluating customer creditworthiness, and ensuring timely collection of outstanding balances. This role combines hands-on accounting duties with credit risk assessment to support the company's financial health and operational efficiency. Key Responsibilities Accounts Receivable & Collections Process customer statements, payments and payment applications. Monitor aging reports and follow up on past-due accounts. Maintain accurate customer account records and reconcile discrepancies. Resolve billing issues and coordinate corrections with internal departments. Credit Management Review and assess new and existing customer credit applications. Analyze credit reports, payment histories, and trade references. Establish appropriate credit limits and terms based on risk analysis. Monitor customer credit exposure and adjust terms as needed. Recommend or approve credit holds and release orders once issues are resolved. Financial & Reporting Duties Prepare AR and credit performance reports for management. Assist with month-end close activities related to AR, cash receipts, and bad debt reserves. Support audits by providing documentation and explanations as required. Customer Service & Internal Collaboration Communicate professionally with customers regarding account status, payments, disputes, and credit terms. Work closely with sales, operations, and finance teams to manage customer accounts and resolve issues. Provide guidance to internal stakeholders on credit policies and risk mitigation. Education & Experience Bachelor's degree in Accounting, Finance, Business, or related field preferred. 2+ years of experience in accounts receivable, credit management, or general accounting. Experience with ERP/accounting systems is a plus. Skills & Competencies Strong understanding of accounting principles and AR processes. Excellent analytical and credit evaluation skills. Proficiency in Excel and financial reporting tools. Strong communication, negotiation, and customer service skills. Ability to handle sensitive information with integrity and confidentiality. Detail-oriented with strong organizational and time-management abilities.

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As a Lead Credit Officer - Vice President in Commercial and Specialized Industries Credit Risk team, you will partner with a cross functional team delivering credit solutions that support a range of needs from working capital and general corporate purposes to acquisition finance and dividend recapitalizations. You will work with family owned businesses, financial sponsors and some publicly traded companies. Additionally this role supports C&SI's Wisconsin market which covers companies generally between $20 million and $2 billion in revenues across a wide variety of industries. Credit executions range from bilateral structures to the syndicated leveraged finance market and institutional investor transactions. Critical to this role is the ability to develop a broad and deep understanding of the business, financial and industry risks faced by clients in the assigned portfolio and utilize that view to properly risk grade borrowers, analyze credit requests, structure credit facilities and negotiate credit agreements and other loan documentation. Job Responsibilities Utilize excellent credit analysis and financial modeling skills to structure new transactions and work independently on the assigned credit portfolio. Appropriately assess risks / mitigants, balance risk / reward, diligently manage renewals, amendments and new transactions as well as maintain acceptable credit reporting metrics. Form well thought out, independent views and be able to voice your opinion in a clear, concise manner and to defend that position with partners and senior leadership. Lead complex leveraged finance transactions including negotiations and legal documentation for bilateral, syndicated and institutional finance structures. Work proactively, in a constructive, diplomatic manner, with both internal and external contacts to keep transactions moving. Act with a sense of urgency and execution to meet both internal and client deadlines. Provide leadership in the market by being a positive contributor to the team, including being a mentor to less experienced team members, embracing change and participating in various projects or improvement exercises for the benefit of the organization. Demonstrate excellent communication skills both internally and externally and using those communication skills to effectively solve problems. Required qualifications, capabilities and skills BA/BS/BBA degree is required Completion of a major corporate or commercial bank credit training program (or the equivalent corporate banking/corporate finance experience) and a thorough understanding of bank credit policies and procedures Minimum 5 years' experience in commercial banking/lending including extensive credit analysis, structuring and loan documentation experience with leveraged finance transactions. Significant accounting and finance knowledge and superior financial modeling skills Strong working knowledge of credit agreements and other loan documentation along with solid negotiation skills Demonstrated excellent verbal and written skills, interpersonal skills, and analytical and problem-solving skills Excellent organizational and project management skills; able to manage competing priorities under tight deadlines Proven ability to collaborate and build strong partnerships. Intellectual curiosity with a proven ability to learn quickly High degree of initiative, self-direction, and ability to work well under pressure

JobID: 210680923 JobSchedule: Full time JobShift: Day Base Pay/Salary: Minneapolis,MN $123,500.00-$230,000.00; Chicago,IL $123,500.00-$230,000.00 Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As a Lead Credit Officer - Vice President in Commercial and Specialized Industries Credit Risk team, you will partner with a cross functional team delivering credit solutions that support a range of needs from working capital and general corporate purposes to acquisition finance and dividend recapitalizations. You will work with family owned businesses, financial sponsors and some publicly traded companies. Additionally this role supports C&SI's Wisconsin market which covers companies generally between $20 million and $2 billion in revenues across a wide variety of industries. Credit executions range from bilateral structures to the syndicated leveraged finance market and institutional investor transactions. Critical to this role is the ability to develop a broad and deep understanding of the business, financial and industry risks faced by clients in the assigned portfolio and utilize that view to properly risk grade borrowers, analyze credit requests, structure credit facilities and negotiate credit agreements and other loan documentation. Job Responsibilities * Utilize excellent credit analysis and financial modeling skills to structure new transactions and work independently on the assigned credit portfolio. * Appropriately assess risks / mitigants, balance risk / reward, diligently manage renewals, amendments and new transactions as well as maintain acceptable credit reporting metrics. * Form well thought out, independent views and be able to voice your opinion in a clear, concise manner and to defend that position with partners and senior leadership. * Lead complex leveraged finance transactions including negotiations and legal documentation for bilateral, syndicated and institutional finance structures. * Work proactively, in a constructive, diplomatic manner, with both internal and external contacts to keep transactions moving. * Act with a sense of urgency and execution to meet both internal and client deadlines. * Provide leadership in the market by being a positive contributor to the team, including being a mentor to less experienced team members, embracing change and participating in various projects or improvement exercises for the benefit of the organization. * Demonstrate excellent communication skills both internally and externally and using those communication skills to effectively solve problems. Required qualifications, capabilities and skills * BA/BS/BBA degree is required * Completion of a major corporate or commercial bank credit training program (or the equivalent corporate banking/corporate finance experience) and a thorough understanding of bank credit policies and procedures * Minimum 5 years' experience in commercial banking/lending including extensive credit analysis, structuring and loan documentation experience with leveraged finance transactions. * Significant accounting and finance knowledge and superior financial modeling skills * Strong working knowledge of credit agreements and other loan documentation along with solid negotiation skills * Demonstrated excellent verbal and written skills, interpersonal skills, and analytical and problem-solving skills * Excellent organizational and project management skills; able to manage competing priorities under tight deadlines * Proven ability to collaborate and build strong partnerships. * Intellectual curiosity with a proven ability to learn quickly * High degree of initiative, self-direction, and ability to work well under pressure

Wintrust provides community and commercial banking, specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Wintrust delivers the sophisticated solutions of a large bank while staying true to the relationship-focused, personalized service of our community banking roots. We serve clients in all 50 states with more than 200 branch banking locations in Illinois, southwestern Florida, northwestern Indiana, west Michigan and southern Wisconsin and commercial banking offices in Chicago, Denver, Milwaukee, Grand Rapids, Mich., and in key branch banking locations throughout Illinois. Our people are the heart of our business and we are proud to rank consistently as a top place to work. Wintrust is a $66 billion financial institution based in Rosemont, Illinois, and listed on the NASDAQ Global Select Market under the symbol “WTFC.” Why join us? An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 12 years) and Employee Recommended award by the Globe & Mail (past 6 years) Competitive pay and discretionary or incentive bonus eligible Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few Family-friendly work hours Promote from within culture The Credit Analyst works alongside relationship managers, portfolio managers, and other internal stakeholders to develop a deep understanding of the operating performance and potential borrowing needs of prospective clients. What You'll Do Analysis of increasingly complex commercial credit requests including credit and financial information of business and individuals to determine the degree of risk associated with the extension of credit Prepare and conduct Credit Approval Presentations (“CAPs”) including summarizing and reporting trends and presentation to Bank's Credit Committees Manage due diligence and loan documentation efforts including collateral analysis of current and prospective customers Responsible for loan monitoring and testing requirements Assist in the closing of loans and reviewing and maintaining credit files and compliance reviews Qualifications Bachelor's degree with a business, finance, or accounting major Up to 3 years' credit analysis or underwriting experience preferably within the business banking or commercial space Excellent verbal and written communication skills Strong analytical, organizational and time management skills Employee is expected have a basic knowledge of commercial loan documentation, market and industry risks, and regulatory requirements Benefits Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long-term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance Compensation The estimated salary range for this role is $59,000-$77,000, along with eligibility to earn an annual bonus. Actual salaries may vary based on several factors, such as a candidate's qualifications, skills and experience. From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.

General information Name Senior Credit Manager Ref # 1803 City Glenview State Illinois Country United States Function Finance & Accounting Description & Requirements Job Description The Senior Credit Manager is responsible for the day-to-day leadership of credit function for one of largest business units in the company; Serve as the consultant for staff, GM / Sales team; not only providing credit decisions, collections cash application and account maintenance but providing proactive support to the local business to drive down DSO, mitigating risk but partnering with sales to capture each opportunity feasible. ESSENTIAL RESPONSIBILITIES Credit and Collections Management: * Evaluate creditworthiness of new and existing customers assigning credit limits and terms of credit for new customers and monitoring existing customers in accordance with company policies. * Develop and implement credit policies and procedures to enhance the efficiency of the credit approval process. * Oversee the collection of $60m+ outstanding accounts receivable to ensure timely and efficient recovery of funds. Communicating with customers regarding overdue accounts and negotiate payment arrangements as necessary. * Facilitate terms agreements between with sales and finance leadership. * Leveraging organization and strong interpersonal skills, drive to resolution complex customer complex related issues with customers and customer service. * Coordinate with internal departments to resolve customer disputes. * Maintain accurate and up-to-date records of all collection activities and customer interactions. Reporting and Analysis: * Prepare and manage to reports on credit and collections performance, including aging and DSO reports. Analyze credit and collections data to identify trends, potential issues, and opportunities for improvement. Team Leadership: * Lead and mentor a team of 8+ credit and collections specialists, providing guidance and support to ensure high performance. * Conduct training sessions for staff on credit policies, collection techniques, and customer service best practices. * Foster a collaborative and results-oriented team environment. * Lead in a matrixed environment as we transition to regional credit leadership model. Compliance and Risk Management: * Ensure compliance with all relevant regulations and industry standards related to credit and collections. * Develop and maintain strong internal controls to mitigate financial risks and prevent fraud. * Collaborate with legal team and third-party collection agencies as needed on issues related to delinquent accounts and legal proceedings. EXPERIENCE, EDUCATION & PHYSICAL REQUIREMENTS * BS Degree in Business or related degree * 7 -10 years of experience in progressively advancing credit roles. * Experienced in a public or PE owned company is a plus. * Advanced Microsoft Excel Skills required * Experience with Credit reporting tools and AS400 based systems preferred. * Demonstrated strong interpersonal skills and effective communicator. * Ability to multi-task with strong attention to detail. * Experience leading teams and leveraging teams. * Must be able to work under pressure and achieve hard deadlines, keeping a healthy environment amongst the team. * Ability to physically sit at a desk for long periods, operate a computer, and listen/speak clearly on the phone and in-person. * Ability to pass job-related employment screenings. The pay range for this role is $90,000- $135,000 per year. This range represents what the company reasonably expects to pay an associate for this role based on current market data, internal equity, and other business factors. The actual compensation offered may vary depending on factors such as relevant experience, qualifications, geographic location, and other considerations. In addition to base pay, BradyPLUS offers a comprehensive benefits package to support the health and well-being of our associates and their families. Benefit offerings include medical, dental, vision, life and disability insurance, flexible spending accounts, Employee Assistance Programs (EAP), 401(k) Retirement and more. BradyPLUS is a leading national distributor of solutions for JanSan, Foodservice and Industrial Packaging. We deliver the right SUPPLIES + SUPPORT to ensure businesses are more successful every day. We offer premium brands, expert advice, and exceptional customer experiences. Our 6,000 associates across 180+ locations have a passion for delivering innovative solutions for the business challenges of today and tomorrow. Together, we serve thousands of customers nationwide in end markets including education, government, healthcare, hospitality, restaurants, building services, food packaging & processing, and grocery. We strive to be the best employer we can. We value people, we embrace change and we reach higher. Join us and see what the BUZZ is about! To learn more visit us at ****************** BradyPLUS is an Equal Opportunity Employer. This means that all qualified applicants will receive consideration for employment without regard to race, marital status or civil union status, sex, age, color, religion, national origin, veteran status, mental or physical disability, sexual orientation, gender identity and/or any other characteristic protected by law. We also provide reasonable accommodations to applicants and employees with disabilities. *

Commercial Credit Analyst - To $92K - Melrose Park, IL - Job # 3421Who We AreThe Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & San Antonio, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves!We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.The PositionOur bank client is seeking to fill a Commercial Credit Analyst role in the Melrose Park, IL market. The successful Credit Analyst candidate will be responsible for processing daily credit transactions per the credit policy and procedures, maintaining records and files on all credit transactions, including correspondence and documents.This position comes with a generous salary of up to $92K and full benefits package. (This is not a remote position).Commercial Credit Analyst responsibilities include: Performing in-depth financial analysis (spreading and analyzing financial statements). Receiving data on prospective and active borrowing accounts, i.e., financial statements, tax returns, agency and credit reports, and interview and investigation sheets. Analyzing data and evaluates the short- and long-run prospects of the individual or company. Making recommendations to appropriate personnel on the granting or denying of loans. Preparing sufficient information to document recommendations, if assigned to a lending function. Suggesting a loan grade after conducting a thorough credit analysis and documentation review. Ensuring that all credit analysis activities are conducted in accordance with prescribed lending policy. Providing thorough documentation of all financial analysis work, including ratios, cash flow, and collateral analysis, and other related information. Accompanying Commercial Lenders on customer's meetings when needed. Providing leadership, on-the-job training, and technical guidance to the other credit analysts. All other duties assigned. Who Are You?You're someone who wants to influence your own development. You're looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.You also bring the following skills and experience: Bachelor's Degree in a related field of study preferred specialized financial analysis training. Five or more years of experience as a Credit Analyst required. Experienced in preparing credit presentations. Able to manage/process/track annual reviews of the necessary credits. Thorough knowledge of current lending and loan review regulations and banking regulations, procedures, and operations. Proficient ability to analyze and interpret financial statements. Excellent written and verbal communication skills. Strong organizational skills with an eye for detail. Ability to multi-task. Adept with spreadsheet and word processing software as well as have experience working in a digital office environment. The next step is yours. Email us your current resume along with the position you are considering to:************************

Employment Type: Full-Time, Hybrid #LI-HYBRID What you should know about the role This position is responsible for evaluating the financial statements and condition of commercial loan members applying for credit. Analyzes complex personal and corporate loan portfolio financial statements for loan risk rating and monitoring purposes on a single loan or relationship basis. Performs timely and accurate annual reviews to monitor credit quality and early identification of deterioration of credit quality. Analyzes such items as income, quality of management, market share, potential risks and collateral appraisal. Prepares loan presentations, which include credit analysis and a summary of the loan request. This is accomplished by providing outstanding service to both internal and external members as defined by living and demonstrating the core values of the credit union; Act with Integrity, Drive Progress, Build & Strengthen Relationships and Keep People at the Core. What you should know about Advia Advia is a fast-growing Credit Union that is positioned in the top 3% of credit unions across the United States. We serve almost 200,000 members with assets over $3 Billion. We offer very similar product and services as the big banks with a focus on saving our members money while providing financial advantages. We are rooted in our communities and believe we have a responsibility to give back outside of our four branch walls through volunteering and charitable donations. The work environment at Advia is fast-paced, performance based, and fun infused. We certainly live by the saying "work hard, play hard." As an employee of Advia, you can expect regular and constructive feedback, development opportunities, great benefits, excellent co-workers and engaged managers. Major Duties and Responsibilities Utilizes and maintains credit analysis software. Underwrites existing and prospective commercial client requests. Tasks consist of analytical review of all financial statements, comparison of the client's historical financial performance with industry and competitor trends. Periodically accompany Commercial Lenders on meetings with Commercial Members or at other business development events Assesses collateral offered and its marketability to make certain the credit relationships meet internal policy guidelines and regulation standards. Reviews and ensures commercial loan policy compliance throughout the commercial lending process, including the review of various reports and loan approval conditions. Works closely with commercial lenders to fully understand the request, establishing and defining credit requirements and risk mitigation to make credit recommendations to the appropriate individual or committee based on credit analysis. Assist the department in training and sharing knowledge with Commercial Credit Analyst I team members Assumes responsibility for establishing and maintaining effective communication, coordination, and working relations with Credit Union personnel and with management. This may include coordinating functions with related departments, providing support as needed, keeping management informed of area activities and of any significant problems, attending and participating in meetings and committees as required and completing required reports and records. Reviews and helps recommend various reports and other loan approval conditions. Assumes responsibility for establishing and maintaining effective and professional business relations with members and trade professionals. Answers questions and resolves requests. This may include assisting department personnel with administrative tasks as needed, and maintaining and protecting the Credit Union's professional reputation. Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Additionally, all employees must follow policies and procedures to minimize risk by exercising judgment, raising questions to management, and adhering to policy guidelines. Requirements Experience 3+ years of Commercial Credit Analysis Experience. Minimum of three years of Commercial Lending experience. Knowledge of Credit Union lending and collections programs, policies, and procedures. Understanding of financial analysis and determination of credit worthiness. The candidate should have a clear understanding of general accounting principles as well as general knowledge of business, finance and economics. An advanced knowledge and understanding of multiple balance sheets and corporate entities with the ability to interpret all forms of financial data and instruments is needed for this role. Strong analytical abilities. Sageworks credit analysis software experience preferred. SBA experience preferred. Education/Certification/Licenses A college degree. Interpersonal Skills A significant level of trust, credibility and diplomacy is required. In-depth dialogue, conversations and explanations with customers, direct and indirect reports and outside vendors can be of a sensitive and/or highly confidential nature. Communications may involve motivating, influencing, educating and/or advising others on matters of significance. Typically includes subject matter experts as well as first level to middle managers. Physical Requirements Perform primarily sedentary work with limited physical exertion and occasional lifting of up to 10 lbs. Must be capable of climbing / descending stairs in emergency situation. Must be able to operate routine office equipment including telephone, copier, facsimile, and calculator. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Working Conditions Must be able to routinely perform work indoors in climate-controlled shared work area with minimal noise. Mental and/or Emotional Requirements Must be able to perform job functions independently or with limited supervision and work effectively either on own or as part of a team. Must be able to read and carry out various written instructions and follow oral instructions. Must be able to speak clearly and deliver information in a logical and understandable sequence. Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public. Must be able to perform responsibilities with composure under the stress of deadlines / requirements for extreme accuracy and quality and/or fast pace. Must be able to effectively handle multiple, simultaneous, and changing priorities. Must be capable of exercising highest level of discretion on both internal and external confidential matters.

C.H. Robinson is seeking a **Credit Manager** to join our team. You will play a critical leadership role in driving the success of our credit operations. You will be responsible for shaping and implementing credit policies that align with organizational goals, while managing a team to ensure a disciplined approach to risk and growth. The role requires overseeing credit evaluations, monitoring portfolio performance, and collaborating with cross-functional teams to deliver impactful financial outcomes. By setting strategic priorities based on the operating model, you will establish clear objectives, track progress against key metrics, and champion the use of Continuous Improvement tools to enhance team performance. Success in this role depends on your ability to lead with confidence, apply advanced analytical skills, and communicate effectively across all levels of the organization. Ideally this position will be based in the Chicagoland area or Eden Prairie, MN. This is a hybrid position with expectation to be in-office one day per week. **DUTIES AND RESPONSIBILITIES:** The duties and responsibilities of this position consists of, but are not limited to, the following: + Coach and mentor using the Socratic method, asking questions to get at the why behind the what for outcomes. Develop strengths among the team to identify upstream KPIs to help be more forward looking, rather than reactive + Supports both credit and commercial teams on leadership discussions, including executive level calls, both internally and externally, to share insights and gather financial information relative to decision making + Supports our business partners in regular business reviews, leveraging internal analytics and financial intelligence to provide economic insights, and understands positive and negative trends in data, to uncover new opportunities for growth, increase sales, and retain and grow the business by presenting strategic solutions to the customer + Serve as an escalation point for credit policy exceptions and operational challenges + Establish and monitor credit limits to minimize financial exposure while supporting business growth + Continuously evaluate operational processes for effectiveness and efficiency, leveraging Lean practices to streamline credit operations + Facilitate problem-solving activities to address root causes of inefficiencies and implement sustainable solutions + Foster cross-functional collaboration with sales, operations, and finance teams + Prepare and present regular financial and credit performance reports to all levels of leadership, highlighting key metrics and trends + Ensure compliance with internal controls, audit requirements, and global regulations + Develop, implement, and enhance Standard Operating Procedures (SOPs) to meet operational excellence goals + Leverage technology to improve efficiency and automation in financial and credit processes + Stay updated on global economic trends, regulatory changes, and advancements in credit and collections management tools and regularly use knowledge to drive better decisions throughout the team and mitigate risk Leadership + Manage, mentor, and develop credit teams across multiple regions to create global practices and ensure consistent application of best practices + Outlines employee role accountabilities and expectations; manages performance to drive the right behaviors and improve results and provides useful real-time coaching, feedback, and mentoring, development activities and stretch assignments; supports employees with problem resolution + Commits to teams long-term personal and professional growth and takes accountability for seeing them grow and advance + Encourages employee feedback through formal and informal channels. Acknowledges and acts on feedback to drive a trusting culture of open two-way communication, inclusivity and continuous improvement + Gathers data and provides input to support the creation of financial performance goals, including a revenue and expense budget, for the team **QUALIFICATIONS** Required: + Bachelor's degree from an accredited college or university + Minimum of 5 years of financial reporting, operations, finance, and/or credit experience + Minimum of 2 years leading and managing teams + Ability to travel up to 10% (domestically and internationally) Preferred: + Ability to demonstrate a deep level of financial knowledge and strong written and verbal communication skills up to executive level + Ability to demonstrate real application of Lean, Six Sigma, or equivalent process improvement methodology in a leadership position + CCE, or other credit-related certification(s) + Proficient in Microsoft Office Suite of Programs, Credit rating software, and ERP systems. + Strong ability to partner, consult, and influence multiple stakeholder groups + Ability to effectively implement changes + Ability to motivate and encourage change, able to get positive results in a very large, dispersed organization + Values a diverse and inclusive work environment We will review applications for this role on an ongoing basis and encourage all interested candidates to apply at their earliest convenience. **Compensation Range** $71,800.00 - $149,200.00 The base pay range displayed on each job posting reflects the minimum and maximum base pay for the position across all U.S. locations. Your individual base pay within this range is determined by work location, which takes into account geographic cost of labor, and additional factors, including job-related skills, experience, and relevant education or training. Compensation details listed in this posting reflect the base pay only and do not include additional variable compensation. Questioning if you meet the mark? Studies have shown that some individuals may be less likely to apply unless they match the job description exactly. Here at C.H. Robinson, we're building an inclusive workplace where all employees feel they belong. If this position excites you, we welcome you to apply whether you check all the preferred qualifications or just a few. You may just be our next great fit! **Equal Opportunity** C.H. Robinson is proud to be an Equal Opportunity Employer. We are committed to a workplace and performance culture that reflects the strengths of our worldwide marketplace. We value unique experiences and diverse backgrounds of our people within our company, our business relationships, and our communities. We're committed to providing an inclusive environment, free from harassment and discrimination, where all employees feel welcomed, valued and respected. EOE\Disabled\Veteran **Benefits** **Your Health, Wealth and Self** Your total wellbeing is the foundation of our business, and our benefits support your financial, family and personal goals. We provide the top-tier benefits that matter to you most, including: + Three medical plans which include + Prescription drug coverage + Enhanced Fertility benefits + Flexible Spending Accounts + Health Savings Account (including employer contribution) + Dental and Vision + Basic and Supplemental Life Insurance + Short-Term and Long-Term Disability + Paid observed holidays + 2 paid floating holidays for U.S. hourly employees + Flexible Time Off (FTO) offered to U.S. salaried employees - no accruals and no caps. Paid Time Off (PTO) offered to all other employees in the U.S. and Canada + Paid parental leave + Paid time off to volunteer in your community + Charitable Giving Match Program + 401(k) with 6% company matching + Employee Stock Purchase Plan + Plus a broad range of career development, networking, and team-building opportunities Learn more about our benefit offerings on our BENEFITS & WELLBEING (************************************************************************************** page **Why Do You Belong at C.H. Robinson?** C.H. Robinson solves logistics problems for companies across the globe and across industries, from the simple to the most complex. With $22 billion in freight under management and 19 million shipments annually, we are one of the world's largest logistics platforms and rank in the FORTUNE 200. We've been an innovator in logistics for over 100 years. Our global suite of services accelerates trade to seamlessly deliver the products and goods that drive the world's economy. With the combination of our multimodal transportation management system and expertise, we use our information advantage to deliver smarter solutions for more than 90,000 customers and 450,000 contract carriers on our platform. Our technology is built by and for supply chain experts to bring faster, more meaningful improvements to our customers' businesses. As a responsible global citizen, we contribute millions of dollars to support causes that matter to us and our people. FORTUNE has named C.H. Robinson one of the World's Most Admired Companies 2024, showcasing our position as a leader in our industry. Our commitment to excellence is further affirmed by being named a Great Place to Work 2023-24 by the Great Place to Work Institute, one of Forbes' Best Employers for Diversity and one of America's Greatest Workplaces in 2023 by Newsweek. Join us as we collaborate, innovate, and work as one global team to make life better and more sustainable for our customers, communities, and world. For more information, visit us at ****************** .

MOUNT PROSPECT, Illinois **To proceed with your application, you must be at least 18 years of age.** Acknowledge Refer a friend **To proceed with your application, you must be at least 18 years of age.** Acknowledge (****************************************************************************************************************** **:** At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This job is responsible for serving as the first point of contact for financial center clients, helping to uncover personal banking needs of both individual and small business clients, offering appropriate solutions, and connecting clients to specialists. Key responsibilities include deepening client relationships through platform services, supporting clients with self-service or transactional activities, and providing exceptional client care. Job expectations include proactively connecting with clients through outbound calls and conducting consistent follow-up routines. Responsibilities: - Partners with teams to provide financial center clients with both consumer and small business solutions, services, and strategies when uncovering personal banking needs and helping clients navigate their unique life priorities - Assists, educates, and trains clients on conducting simple transactions through self-service technologies - Leverages available resources, technologies, and processes to optimize the client experience and deliver operational excellence and accuracy - Adheres to established processes, laws, and guidelines in performing day-to-day activities, such as opening accounts, account maintenance, and Digital Assisted Shopping - Manages client interactions by taking the best course of action for the bank and its clients and abiding by all regulatory requirements Required Qualifications: - Has a minimum of one year demonstrated sales experience in arelationship-orientedand client-centric environment. In lieu of this requirement, has previously held the role of Relationship Manager (RM), Advisor Development Program (ADP) RM, Credit Solutions Advisor (CSA I), or Relationship Manager Business Owner Specialist (RMBOS) at Bank of America for a minimum of six months. - Is an enthusiastic, highly motivated self-starter with a strong work ethic and intense focus on results, acting in the best interest of the client. - Collaborates effectively to get things done, building and nurturing strong relationships. - Displays passion, commitment and drive to deliver an experience that improves our clients' financial lives. - Is confident in identifying solutions for helping new and existing clients based on their needs. - Has strong written and verbal communications skills. - Is able to communicate effectively and confidently, and is comfortable engaging all clients (in-person and by phone). - Has the ability to learn and adapt to new information, technology platforms, handle ambiguity and adapt to changing circumstances. - Applies strong critical thinking and problem-solving skills to meet clients' needs. - Demonstrates effective time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously. - Is a commissioned notary or can successfully obtain a notary commission in the state you work within a few months of start date in role (exact timeframe varies by location due to differing state laws). - Can be flexible to work weekends and/or extended hours as needed. Desired Qualifications: - An Associate's Degree or Bachelor's Degree in business, finance, or a related field. - Experience working in a financial center where goals were met or exceeded. - Retail and/or sales experience in a salary plus incentive environment. - Experience working in an environment with individual and/or team goals where goals were routinely met or exceeded. - Experience with financial information, spreadsheets and financial skills. - Knowledge of banking products and services. - Strong computer skills including Microsoft applications and previous experience utilizing laptop technology Skills: - Active Listening - Business Acumen - Customer and Client Focus - Oral Communications - Problem Solving - Account Management - Client Experience Branding - Client Management - Client Solutions Advisory - Relationship Building - Business Development - Pipeline Management - Prospecting - Referral Identification - Referral Management Minimum Education Requirement: - High School Diploma / GED / Secondary School or equivalent **Shift:** 1st shift (United States of America) **Hours Per Week:** 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. View your **"Know your Rights (************************************************************************************** "** poster. **View the LA County Fair Chance Ordinance (************************************************************************************************** .** Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work. This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.

Based in Schaumburg, IL, Mizkan America is a subsidiary of the Mizkan Group, a global, family-owned company that has been Bringing Flavor to Life™ for over 220 years. As one of the leading makers of vinegars, condiments, and sauces in the United States, Mizkan America maintains 12 manufacturing facilities that serve the retail, foodservice, specialty-Asian, and food-ingredient trade channels. We are committed to following our two core principles: continuously challenging the status quo and delivering only the finest products for our customers. Our leadership seeks out, embraces, and implements ideas for improvement from all of its employees. Transparency and accountability are two key factors that drive our company's overall management approach. We are looking for people who are seeking to deliver their best so that we can deliver ours. Above all, we're dedicated to maximizing the potential of our greatest assets-our team members. That's reflected in our ongoing commitment to recruit, develop, reward, and retain our talented, multicultural workforce. We hope to see you as part of our team's future success! COMMENTS: This job description reflects assignment of essential functions. It does not prescribe or restrict the tasks that may be assigned. SUMMARY: The Accounts Receivable Analyst will play a key role in managing customer payments, cash application, and deduction resolution. This position is responsible for ensuring timely and accurate posting of customer payments, researching and resolving short-pays, trade promotions, and other customer deductions. The ideal candidate will have strong analytical skills, attention to detail, and the ability to collaborate cross-functionally with Sales, Trade, and Customer Service teams. ESSENTIAL DUTIES AND RESPONSIBILITIES: Process and apply customer payments (checks, ACH, wires, and lockbox) accurately and timely in the ERP system. Reconcile customer accounts, ensuring payments and deductions are correctly matched to invoices. Research and resolve customer deductions, including trade promotions, pricing disputes, shortages, and freight claims. Partner with Sales, Trade Marketing, and Customer Service to validate and resolve deductions. Maintain deduction back-up documentation and support month-end AR reporting. Identify recurring deduction trends and root causes behind deductions to recommend process improvements to reduce invalid deductions. Assist with cash forecasting by providing visibility into unapplied payments and deduction balances. Support AR month-end close, including reconciliations and reporting. Respond timely to requests from management, auditors or other business units. Build strong customer relationships to facilitate resolution of payment and deduction issues. EDUCATION, EXPERIENCE, AND QUALIFICATIONS: Bachelor's degree in accounting/ finance preferred. Minimum of 3 years of related Accounts Receivable experience required, preferably in the food & beverage or consumer packaged goods industry. Strong understanding of cash application, deductions, and AR best practices. Experience with trade promotions, retailer deductions, and distributor programs a plus. Strong ERP experienced in AR required - Microsoft Dynamics D365 and High Radius a plus but not required and advanced Excel skills. Strong analytical, problem-solving, and multitasker with strong organizational skills. Excellent communication skills with ability to work cross-functionally. Detail-oriented and able to work in a fast-paced environment with tight deadlines. The annual base salary for this position ranges from $56,100 - $70,100. Compensation is based on a number of factors including market location and may vary depending on job-related knowledge, skills and experience. Short-Term Incentive and other forms of compensation may also be provided as part of a total compensation package. A full range of medical, dental, vision, 401K plus up-to-four percent (4%) match, profit sharing, wellness program, paid parental leave, long-term-care insurance, critical accident insurance, short- and long-term disability and education assistance are also available. #LI-KD1

** Veolia in North America is the top-ranked environmental company in the United States for three consecutive years, and the country's largest private water operator and technology provider as well as hazardous waste and pollution treatment leader. It offers a full spectrum of water, waste, and energy management services, including water and wastewater treatment, commercial and hazardous waste collection and disposal, energy consulting and resource recovery. Veolia helps commercial, industrial, healthcare, higher education and municipality customers throughout North America. Headquartered in Boston, Veolia has more than 10,000 employees working at more than 350 locations across North America. **Job Description** **Position Purpose:** Responsible for administering the region's credit program consistent with credit policies, procedures, and departmental goals while minimizing bad debts and maximizing the return on accounts receivables by utilizing a variety of collections strategies to ensure improved operations and to determine risk/credit worthiness. **Primary Duties /Responsibilities:** + Establish terms of payments and credit limits after reviewing and analyzing the available information on existing and/or potential customers. + Collect all assigned accounts receivable that have matured and maintain all active customer files to determine slow paying or lowest possible loss from bad debts. + Conduct special credit investigations and customer appraisals utilizing a variety of reports such as Dunn and Bradstreet to determine credit worthiness. to make an informed credit decision once information has been received. + Develop customer credit histories to determine credit status prior to establishment of lines of credit. + Research invoice discrepancies for resolution of aged/ past due receivables and develop strategies to recover monies due Onyx. + Analyze in-house financial reports to identify potential problem cases and prepare various reports for management review. + Work with other professionals within the region to discuss credit issues, specifically leading credit and collection meetings with Operations and Sales Leadership. **Qualifications** **Education / Experience / Background:** + High School diploma or GED required + BS or BA in Business or related financial discipline preferred + 3 to 5 years related work experience in Commercial or Factoring areas preferred **Knowledge / Skills / Abilities:** + Computer proficiency with Microsoft ExcelSuite + Strong team player + Excellent interpersonal and communication skills + Time management: the ability to organize and manage multiple deadlines + Strong customer orientation + Ability to negotiate effectively + Ability to create & prepare reports as necessary. **Additional Information** **Benefits:** Veolia's comprehensive benefits package includes paid time off policies, as well as health, dental, vision, life insurance, savings accounts, tuition reimbursement, paid volunteering and more. In addition, employees are also entitled to participate in an employer sponsored 401(k) plan, to save for retirement. Pay and benefits for employees represented by a union are outlined in their collective bargaining agreement. We are an Equal Opportunity Employer! All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status. Disclaimer: The salary, other compensation, and benefits information is accurate as of the date of this posting. The Company reserves the right to modify this information at any time, subject to applicable law.

Location: This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office. Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law. The Credit & Collections Specialist Senior will be responsible for complex collection activities related to past due health insurance premiums and/or past due health insurance claims. A proud member of the Elevance Health family of companies, Paragon Healthcare brings over 20 years in providing life-saving and life-giving infusible and injectable drug therapies through our specialty pharmacies, our infusion centers, and the home setting. How you will make an impact: * Follows established guidelines, contacts group for the purpose of collecting past due insurance premiums and/or past due health insurance claims. * Researches validity of past due and/or disputed debt. * Generates demand letters. * Prepares reports reflecting status of credit and collection activities for management review. Minimum Requirements: Requires a H.S. diploma or equivalent and a minimum of 2 years of commercial debt collection experience; or any combination of education and experience, which would provide an equivalent background. Preferred Skills, Capabilities, and Experiences: * Healthcare/claims experience preferred. For candidates working in person or virtually in the below location(s), the salary* range for this specific position is $20.05/hr to $31.45/hr. Locations: California; Colorado; Illinois; Minnesota In addition to your salary, Elevance Health offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the Company. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of gender, race, or any other category protected by federal, state, and local pay equity laws. * The salary range is the range Elevance Health in good faith believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future and actual compensation may vary from posting based on geographic location, work experience, education and/or skill level. Even within the range, the actual compensation will vary depending on the above factors as well as market/business considerations. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans. The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company's sole discretion, consistent with the law. Job Level: Non-Management Non-Exempt Workshift: Job Family: AFA > Financial Operations Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer, and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

The Accounting Specialist/Credit Manager plays a crucial role in ensuring that customers receive excellent service and support (‘an unmatched buying experience') through their buying process with Neu Tool. The Accounting Specialist / Credit Manager is responsible for managing accounts receivable, evaluating customer creditworthiness, and ensuring timely collection of outstanding balances. This role combines hands-on accounting duties with credit risk assessment to support the company's financial health and operational efficiency. Key Responsibilities Accounts Receivable & Collections Process customer statements, payments and payment applications. Monitor aging reports and follow up on past-due accounts. Maintain accurate customer account records and reconcile discrepancies. Resolve billing issues and coordinate corrections with internal departments. Credit Management Review and assess new and existing customer credit applications. Analyze credit reports, payment histories, and trade references. Establish appropriate credit limits and terms based on risk analysis. Monitor customer credit exposure and adjust terms as needed. Recommend or approve credit holds and release orders once issues are resolved. Financial & Reporting Duties Prepare AR and credit performance reports for management. Assist with month-end close activities related to AR, cash receipts, and bad debt reserves. Support audits by providing documentation and explanations as required. Customer Service & Internal Collaboration Communicate professionally with customers regarding account status, payments, disputes, and credit terms. Work closely with sales, operations, and finance teams to manage customer accounts and resolve issues. Provide guidance to internal stakeholders on credit policies and risk mitigation. Education & Experience Bachelor's degree in Accounting, Finance, Business, or related field preferred. 2+ years of experience in accounts receivable, credit management, or general accounting. Experience with ERP/accounting systems is a plus. Skills & Competencies Strong understanding of accounting principles and AR processes. Excellent analytical and credit evaluation skills. Proficiency in Excel and financial reporting tools. Strong communication, negotiation, and customer service skills. Ability to handle sensitive information with integrity and confidentiality. Detail-oriented with strong organizational and time-management abilities.

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As a Lead Credit Officer - Vice President in Commercial and Specialized Industries Credit Risk team, you will partner with a cross functional team delivering credit solutions that support a range of needs from working capital and general corporate purposes to acquisition finance and dividend recapitalizations. You will work with family owned businesses, financial sponsors and some publicly traded companies. Additionally this role supports C&SI's Wisconsin market which covers companies generally between $20 million and $2 billion in revenues across a wide variety of industries. Credit executions range from bilateral structures to the syndicated leveraged finance market and institutional investor transactions. Critical to this role is the ability to develop a broad and deep understanding of the business, financial and industry risks faced by clients in the assigned portfolio and utilize that view to properly risk grade borrowers, analyze credit requests, structure credit facilities and negotiate credit agreements and other loan documentation. **Job Responsibilities** + Utilize excellent credit analysis and financial modeling skills to structure new transactions and work independently on the assigned credit portfolio. + Appropriately assess risks / mitigants, balance risk / reward, diligently manage renewals, amendments and new transactions as well as maintain acceptable credit reporting metrics. + Form well thought out, independent views and be able to voice your opinion in a clear, concise manner and to defend that position with partners and senior leadership. + Lead complex leveraged finance transactions including negotiations and legal documentation for bilateral, syndicated and institutional finance structures. + Work proactively, in a constructive, diplomatic manner, with both internal and external contacts to keep transactions moving. + Act with a sense of urgency and execution to meet both internal and client deadlines. + Provide leadership in the market by being a positive contributor to the team, including being a mentor to less experienced team members, embracing change and participating in various projects or improvement exercises for the benefit of the organization. + Demonstrate excellent communication skills both internally and externally and using those communication skills to effectively solve problems. **Required qualifications, capabilities and skills** + BA/BS/BBA degree is required + Completion of a major corporate or commercial bank credit training program (or the equivalent corporate banking/corporate finance experience) and a thorough understanding of bank credit policies and procedures + Minimum 5 years' experience in commercial banking/lending including extensive credit analysis, structuring and loan documentation experience with leveraged finance transactions. + Significant accounting and finance knowledge and superior financial modeling skills + Strong working knowledge of credit agreements and other loan documentation along with solid negotiation skills + Demonstrated excellent verbal and written skills, interpersonal skills, and analytical and problem-solving skills + Excellent organizational and project management skills; able to manage competing priorities under tight deadlines + Proven ability to collaborate and build strong partnerships. + Intellectual curiosity with a proven ability to learn quickly + High degree of initiative, self-direction, and ability to work well under pressure JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans **Base Pay/Salary** Minneapolis,MN $123,500.00 - $230,000.00 / year; Chicago,IL $123,500.00 - $230,000.00 / year

Sr. Commercial Credit Analyst - To $85K - Addison, IL - Job # 3269Who We AreThe Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & San Antonio, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves!We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.The PositionOur bank client is seeking to fill a Sr. Commercial Credit Analyst role in the Addison, IL area. The position is responsible for obtaining loan request information from commercial lenders or borrowers to analyze credit information, financial statements, and other related information pertaining to extensions of credit.The opportunity has a generous salary of up to $85K and a benefits package. (This is not a remote position).Sr. Commercial Credit Analyst responsibilities include: Analyzing and monitoring the creditworthiness of the Bank's clientele. Analyzing financial statements, tax returns, and bank references to evaluate the financial condition of individuals and businesses applying for credit with the Bank. Recommending credit lines within the established guidelines. Researching background documentation and review personal and business financial statements and tax returns. Reviewing and analysis of financial statements on existing borrowers for renewal loans. Reviewing and preparing written analyses, spreadsheets, reports, summaries, and opinions. Preparing and assisting in the preparation of loan memorandum for presentation to loan committee, and/or board review in the lender's absence. Assisting with the post-closing review of loan files to ensure the completeness of the file and that all collateral has been secured properly. Assists lenders on calls as assigned by the senior lender. Updating collateral values, as needed on delinquent loans. Assisting with the preparation of the ALLL (Allowance for Loan and Lease Losses). Assisting with the preparation of loan portfolio reports for exams, audits, etc. Performing additional duties as requested, needed, or assigned. Who Are You?You're someone who wants to influence your own development. You're looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.You also bring the following skills and experience: Minimum High School Diploma or GED equivalent is required; A bachelor's degree in business, finance, or accounting is preferred. Three or more years of progressively responsible experience working with credit file systems and other aspects of the job required. thorough knowledge of commercial lending, complex credit underwriting, and the business objectives of the lending department. Strong analytical skills to conduct commercial appraisal reviews/income evaluations. Good interpersonal skills to represent the Bank and effectively negotiate commercial lending deals. Excellent written and verbal communication skills are required. Familiarity with financial statement spreading software, and completion of a formalized credit training program strongly preferred. The next step is yours. Email us your current resume along with the position you are considering to:************************

Employment Type: Full-Time, Hybrid #LI-HYBRID What you should know about the role This position is responsible for evaluating the financial statements and condition of commercial loan members applying for credit. Analyzes complex personal and corporate loan portfolio financial statements for loan risk rating and monitoring purposes on a single loan or relationship basis. Performs timely and accurate annual reviews to monitor credit quality and early identification of deterioration of credit quality. Analyzes such items as income, quality of management, market share, potential risks and collateral appraisal. Prepares loan presentations, which include credit analysis and a summary of the loan request. This is accomplished by providing outstanding service to both internal and external members as defined by living and demonstrating the core values of the credit union; Act with Integrity, Drive Progress, Build & Strengthen Relationships and Keep People at the Core. What you should know about Advia Advia is a fast-growing Credit Union that is positioned in the top 3% of credit unions across the United States. We serve almost 200,000 members with assets over $3 Billion. We offer very similar product and services as the big banks with a focus on saving our members money while providing financial advantages. We are rooted in our communities and believe we have a responsibility to give back outside of our four branch walls through volunteering and charitable donations. The work environment at Advia is fast-paced, performance based, and fun infused. We certainly live by the saying "work hard, play hard." As an employee of Advia, you can expect regular and constructive feedback, development opportunities, great benefits, excellent co-workers and engaged managers. Major Duties and Responsibilities Utilizes and maintains credit analysis software. Underwrites existing and prospective commercial client requests. Tasks consist of analytical review of all financial statements, comparison of the client's historical financial performance with industry and competitor trends. Periodically accompany Commercial Lenders on meetings with Commercial Members or at other business development events Assesses collateral offered and its marketability to make certain the credit relationships meet internal policy guidelines and regulation standards. Reviews and ensures commercial loan policy compliance throughout the commercial lending process, including the review of various reports and loan approval conditions. Works closely with commercial lenders to fully understand the request, establishing and defining credit requirements and risk mitigation to make credit recommendations to the appropriate individual or committee based on credit analysis. Assist the department in training and sharing knowledge with Commercial Credit Analyst I team members Assumes responsibility for establishing and maintaining effective communication, coordination, and working relations with Credit Union personnel and with management. This may include coordinating functions with related departments, providing support as needed, keeping management informed of area activities and of any significant problems, attending and participating in meetings and committees as required and completing required reports and records. Reviews and helps recommend various reports and other loan approval conditions. Assumes responsibility for establishing and maintaining effective and professional business relations with members and trade professionals. Answers questions and resolves requests. This may include assisting department personnel with administrative tasks as needed, and maintaining and protecting the Credit Union's professional reputation. Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Additionally, all employees must follow policies and procedures to minimize risk by exercising judgment, raising questions to management, and adhering to policy guidelines. Requirements Experience 3+ years of Commercial Credit Analysis Experience. Minimum of three years of Commercial Lending experience. Knowledge of Credit Union lending and collections programs, policies, and procedures. Understanding of financial analysis and determination of credit worthiness. The candidate should have a clear understanding of general accounting principles as well as general knowledge of business, finance and economics. An advanced knowledge and understanding of multiple balance sheets and corporate entities with the ability to interpret all forms of financial data and instruments is needed for this role. Strong analytical abilities. Sageworks credit analysis software experience preferred. SBA experience preferred. Education/Certification/Licenses A college degree. Interpersonal Skills A significant level of trust, credibility and diplomacy is required. In-depth dialogue, conversations and explanations with customers, direct and indirect reports and outside vendors can be of a sensitive and/or highly confidential nature. Communications may involve motivating, influencing, educating and/or advising others on matters of significance. Typically includes subject matter experts as well as first level to middle managers. Physical Requirements Perform primarily sedentary work with limited physical exertion and occasional lifting of up to 10 lbs. Must be capable of climbing / descending stairs in emergency situation. Must be able to operate routine office equipment including telephone, copier, facsimile, and calculator. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Working Conditions Must be able to routinely perform work indoors in climate-controlled shared work area with minimal noise. Mental and/or Emotional Requirements Must be able to perform job functions independently or with limited supervision and work effectively either on own or as part of a team. Must be able to read and carry out various written instructions and follow oral instructions. Must be able to speak clearly and deliver information in a logical and understandable sequence. Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public. Must be able to perform responsibilities with composure under the stress of deadlines / requirements for extreme accuracy and quality and/or fast pace. Must be able to effectively handle multiple, simultaneous, and changing priorities. Must be capable of exercising highest level of discretion on both internal and external confidential matters.

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This job is responsible for serving as the first point of contact for financial center clients, helping to uncover personal banking needs of both individual and small business clients, offering appropriate solutions, and connecting clients to specialists. Key responsibilities include deepening client relationships through platform services, supporting clients with self-service or transactional activities, and providing exceptional client care. Job expectations include proactively connecting with clients through outbound calls and conducting consistent follow-up routines. Responsibilities: * Partners with teams to provide financial center clients with both consumer and small business solutions, services, and strategies when uncovering personal banking needs and helping clients navigate their unique life priorities * Assists, educates, and trains clients on conducting simple transactions through self-service technologies * Leverages available resources, technologies, and processes to optimize the client experience and deliver operational excellence and accuracy * Adheres to established processes, laws, and guidelines in performing day-to-day activities, such as opening accounts, account maintenance, and Digital Assisted Shopping * Manages client interactions by taking the best course of action for the bank and its clients and abiding by all regulatory requirements Required Qualifications: * Has a minimum of one year demonstrated sales experience in a relationship-oriented and client-centric environment. In lieu of this requirement, has previously held the role of Relationship Manager (RM), Advisor Development Program (ADP) RM, Credit Solutions Advisor (CSA I), or Relationship Manager Business Owner Specialist (RMBOS) at Bank of America for a minimum of six months. * Is an enthusiastic, highly motivated self-starter with a strong work ethic and intense focus on results, acting in the best interest of the client. * Collaborates effectively to get things done, building and nurturing strong relationships. * Displays passion, commitment and drive to deliver an experience that improves our clients' financial lives. * Is confident in identifying solutions for helping new and existing clients based on their needs. * Has strong written and verbal communications skills. * Is able to communicate effectively and confidently, and is comfortable engaging all clients (in-person and by phone). * Has the ability to learn and adapt to new information, technology platforms, handle ambiguity and adapt to changing circumstances. * Applies strong critical thinking and problem-solving skills to meet clients' needs. * Demonstrates effective time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously. * Is a commissioned notary or can successfully obtain a notary commission in the state you work within a few months of start date in role (exact timeframe varies by location due to differing state laws). * Can be flexible to work weekends and/or extended hours as needed. Desired Qualifications: * An Associate's Degree or Bachelor's Degree in business, finance, or a related field. * Experience working in a financial center where goals were met or exceeded. * Retail and/or sales experience in a salary plus incentive environment. * Experience working in an environment with individual and/or team goals where goals were routinely met or exceeded. * Experience with financial information, spreadsheets and financial skills. * Knowledge of banking products and services. * Strong computer skills including Microsoft applications and previous experience utilizing laptop technology Skills: * Active Listening * Business Acumen * Customer and Client Focus * Oral Communications * Problem Solving * Account Management * Client Experience Branding * Client Management * Client Solutions Advisory * Relationship Building * Business Development * Pipeline Management * Prospecting * Referral Identification * Referral Management Minimum Education Requirement: * High School Diploma / GED / Secondary School or equivalent Shift: 1st shift (United States of America) Hours Per Week: 40

The Accounting Specialist/Credit Manager plays a crucial role in ensuring that customers receive excellent service and support (‘an unmatched buying experience') through their buying process with Neu Tool. The Accounting Specialist / Credit Manager is responsible for managing accounts receivable, evaluating customer creditworthiness, and ensuring timely collection of outstanding balances. This role combines hands-on accounting duties with credit risk assessment to support the company's financial health and operational efficiency. Key Responsibilities Accounts Receivable & Collections Process customer statements, payments and payment applications. Monitor aging reports and follow up on past-due accounts. Maintain accurate customer account records and reconcile discrepancies. Resolve billing issues and coordinate corrections with internal departments. Credit Management Review and assess new and existing customer credit applications. Analyze credit reports, payment histories, and trade references. Establish appropriate credit limits and terms based on risk analysis. Monitor customer credit exposure and adjust terms as needed. Recommend or approve credit holds and release orders once issues are resolved. Financial & Reporting Duties Prepare AR and credit performance reports for management. Assist with month-end close activities related to AR, cash receipts, and bad debt reserves. Support audits by providing documentation and explanations as required. Customer Service & Internal Collaboration Communicate professionally with customers regarding account status, payments, disputes, and credit terms. Work closely with sales, operations, and finance teams to manage customer accounts and resolve issues. Provide guidance to internal stakeholders on credit policies and risk mitigation. Education & Experience Bachelor's degree in Accounting, Finance, Business, or related field preferred. 2+ years of experience in accounts receivable, credit management, or general accounting. Experience with ERP/accounting systems is a plus. Skills & Competencies Strong understanding of accounting principles and AR processes. Excellent analytical and credit evaluation skills. Proficiency in Excel and financial reporting tools. Strong communication, negotiation, and customer service skills. Ability to handle sensitive information with integrity and confidentiality. Detail-oriented with strong organizational and time-management abilities.

Commercial Credit Analyst - To $75K - Lombard, IL - Job # 3493Who We Are The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves! We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you. The Position Our bank client is seeking to fill a Commercial Credit Analyst role in the Lombard, IL market. The successful Credit Analyst candidate will be responsible for processing daily credit transactions per the credit policy and procedures, maintaining records and files on all credit transactions, including correspondence and documents. This position comes with a generous salary of up to $75K and full benefits package. (This is not a remote position). Commercial Credit Analyst responsibilities include: Performing in-depth financial analysis (spreading and analyzing financial statements). Receiving data on prospective and active borrowing accounts, i.e., financial statements, tax returns, agency and credit reports, and interview and investigation sheets. Analyzing data and evaluates the short- and long-run prospects of the individual or company. Making recommendations to appropriate personnel on the granting or denying of loans. Preparing sufficient information to document recommendations, if assigned to a lending function. Suggesting a loan grade after conducting a thorough credit analysis and documentation review. Ensuring that all credit analysis activities are conducted in accordance with prescribed lending policy. Providing thorough documentation of all financial analysis work, including ratios, cash flow, and collateral analysis, and other related information. Accompanying Commercial Lenders on customer's meetings when needed. Providing leadership, on-the-job training, and technical guidance to the other credit analysts. All other duties assigned. Who Are You? You're someone who wants to influence your own development. You're looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future. You also bring the following skills and experience: Bachelor's Degree in a related field of study preferred specialized financial analysis training. Five or more years of experience as a Credit Analyst required. Experienced in preparing credit presentations. Able to manage/process/track annual reviews of the necessary credits. Thorough knowledge of current lending and loan review regulations and banking regulations, procedures, and operations. Proficient ability to analyze and interpret financial statements. Excellent written and verbal communication skills. Strong organizational skills with an eye for detail. Ability to multi-task. Adept with spreadsheet and word processing software as well as have experience working in a digital office environment. The next step is yours. Email us your current resume along with the position you are considering to: ************************