Credit analyst jobs in Kentucky

HR Consulting Solutions, LLC is a national executive search firm that has been retained by River Valley AgCredit to conduct a search for a Credit Analyst to work alongside their team in Paducah, KY. Performs independent analysis of loan requests for the purpose of recommending approval, denial, or alternate structures while noting any deviations from loan policy. Assists in the development of procedures and processes to support the objectives of the position and provides analytical support to the lending team. PRIMARY WORK LOCATION Paducah, Kentucky REPORTS TO Credit Administrator SUPERVISORY RESPONSIBILITIES None MINIMUM EDUCATION AND EXPERIENCE Bachelor's degree (Master's preferred) in Finance, Accounting, Business, Economics, or a related field; or six to eight years of progressively responsible experience in credit analysis or commercial lending. Proven experience performing financial statement analysis, ratio interpretation, and cash flow evaluation for commercial or agricultural borrowers. Familiarity with agricultural finance, including farm operations, agribusiness, or rural lending, preferred. Excellent analytical, problem-solving, and organizational skills. Demonstrated knowledge of loan underwriting, credit structuring, and risk assessment principles. Strong understanding of lending policies, procedures, and regulations within the Farm Credit System or comparable financial institutions. Experience preparing detailed credit memorandums and written analyses for management or loan committees. Ability to analyze borrower performance trends, identify strengths and weaknesses, and make sound recommendations. Proficiency in Microsoft Excel and other financial modeling or data analysis tools, with a high degree of accuracy and attention to detail. Ability to communicate complex financial concepts clearly, both verbally and in writing, to internal and external stakeholders. PREFERRED QUALIFICATIONS Exceptional skills in judgment, leadership, initiative, and organization. Self-starter with the ability to make sound business decisions. Ability to assume responsibility with minimal supervision. Exercises initiative and makes decisions within the scope of assigned authority. Adapts to changes in the work environment and manages competing demands effectively. MINIMUM POSITION RESPONSIBILITIES Position responsibilities averaging approximately 40% of the workload: Analyze borrower financial statements, including performance ratios, to assess overall financial strength and identify trends or weaknesses. Prepare and review in-depth written credit analyses for relationships of varying size and complexity. Collaborate with loan officers to discuss alternative loan structures, overall assessments, and turnaround requirements. Position responsibilities averaging approximately 40% of the workload: Assist in managing the workflow of credit packages between loan officers and the credit decision process. Communicate effectively with loan officers to ensure timely, accurate, and complete submissions. Review loan packages to confirm they align with internal policies and the Credit Manual. Position responsibilities averaging approximately 20% of the workload: Conduct research on industry-specific information from external sources, including borrower discussions, publications, libraries, credit agencies, and online resources. Stay informed about agricultural and economic trends that may affect borrower creditworthiness. BENEFITS OF WORKING WITH US Competitive Salary Performance Based Bonus (Incentive Pay) Generous PTO (Vacation and Sick Time) 12 Paid Holidays Medical, Dental, and Vision Insurance 401K Retirement Benefits (3% automatic contribution plus up to 6% match; 9% total) Company Provided Life Insurance Disability Coverage QUESTIONS? Email *********************** Job Type: Full-time Benefits: 401(k) 401(k) matching Dental insurance Employee assistance program Health savings account Life insurance Paid time off Professional development assistance Retirement plan Vision insurance We are an Equal Opportunity Employer and prohibit discrimination and harassment of any kind. Our company is committed to the principle of equal employment opportunity for all employees and applicants, providing everyone with a work environment free of discrimination and harassment. All employment decisions within our organization are based on business needs, job requirements and individual qualifications, without regard to age, race, color, religion, sex, gender, gender identity, sexual orientation, national origin, disability, veteran status, or any other status protected by the laws or regulations in the locations where we operate. We will not tolerate discrimination or harassment based on any of these characteristics. Powered by JazzHR 8xFPahvWm7

Acute Care Technology At ZOLL, we're passionate about improving patient outcomes and helping save lives. We provide innovative technologies that make a meaningful difference in people's lives. Our medical devices, software and related services are used worldwide to diagnose and treat patients suffering from serious cardiopulmonary and respiratory conditions. The Acute Care Technology division of ZOLL Medical Corporation develops and delivers innovative lifesaving products and software solutions to EMS, hospital, public safety, and military customers globally. Products include AEDs, trauma kits, ventilators, temperature management solutions, and more. Our dedicated employees take pride in their commitment to improving patient outcomes while delivering world-class customer service. At ZOLL, you won't just have a job. You'll have a career-and a purpose. Join our team. It's a great time to be a part of ZOLL! Job Type Remote Job Summary The RCM Credit Balance Specialist is directly responsible for processing refunds and recoupments with the goal of account accuracy and customer satisfaction with every encounter. A successful Credit Balance Specialist works to facilitate resolution of refunds through attention to detail, problem solving initiative and a dedication to efficient service for patients and insurance companies. Essential Functions Accurately and effectively research and resolve payment credits and offsets through transfer of payments and/or initiation of refunds to patients, government payors and insurance companies Provides written response to insurance companies regarding refund requests Ensures compliance with applicable laws, HIPAA regulations, CMS regulations, and company policies Contributes to improvement of billing and cash posting procedures and processes Prepare and distribute customer refund documentation Maintain appropriate documentation and refund records Escalates problem accounts to management as required by circumstances Performs other duties as assigned Communicate trends and opportunities for improvement to management Maintain working knowledge of workflow, systems, and tools used in the department Other duties as assigned Required/Preferred Education and Experience High School Diploma or GED required 1-3 years of experience in billing/collections in a medical office or billing/collections office. required 1-3 years of medical payment posting experience preferred 1-3 years of medical collections experience preferred Medical Billing and Coding Certificate Preferred Knowledge, Skills and Abilities Ability to exercise discretion on sensitive and confidential matters Demonstrated ability to communicate effectively on the phone, in writing and via email Demonstrated computer skills with data entry software Ability to apply mathematical concepts and calculations Ability to adapt to a fast-paced environment and learn and retain new or evolving information and procedures Ability to work in a team environment Type 55 WPM, 10 key by touch (30) Must have knowledge of general office procedures using office equipment Must have PC skills and basic knowledge of Microsoft Office Word, Excel, and Outlook. Must have prior experience with email and using the web. Preferred Languages English - Expert Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Standing - Occasionally Walking - Occasionally Sitting - Constantly Talking - Occasionally Hearing - Occasionally Repetitive Motions - Frequently ZOLL is a fast-growing company that operates in more than 140 countries around the world. Our employees are inspired by a commitment to make a difference in patients' lives, and our culture values innovation, self-motivation and an entrepreneurial spirit. Join us in our efforts to improve outcomes for underserved patients suffering from critical cardiopulmonary conditions and help save more lives. The hourly pay rate for this position is $23 to $25. Factors which may affect this rate include shift, geography, skills, education, experience and other qualifications of the successful candidate. Details on ZOLL's comprehensive benefits plans can be found at ********************* All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

BlueStar is a leading global solutions-based distributor of Point-of-Sale, Bar-coding, data collection, radio frequency identification (RFID), and Wireless mobility products. BlueStar works exclusively with Value Added Reseller Partners, providing them with complete solutions at competitive prices. The company brings unequaled expertise to the market, offers award-winning technical support, and is an authorized service center for a growing number of manufacturers. As our credit analyst, you'll be a cornerstone in financial decision-making. You are responsible for evaluating the creditworthiness of potential clients or business partners, and your efforts mitigate financial risks and help make informed decisions regarding credit extensions or business relationships. The day-to-day role of a credit analyst at BlueStar includes the following: Processing credit applications. Assessing the creditworthiness and financial status of potential clients by analyzing financial statements and credit information, such as credit reports, credit history, and other relevant financial data. Conducting risk analysis and risk management via in-depth research and due diligence when gathering information about the industry, market conditions, and competitors. Developing and maintaining credit risk models and scoring systems to evaluate the likelihood of default and establish credit limits. Using risk assessment findings to make recommendations on credit terms. Conducting regular financial analyses and assessments of payment patterns as a method of reviewing the creditworthiness of existing clients or business partners. Collaborating with other departments, such as sales, legal, and finance, to negotiate credit terms, resolve disputes, and develop risk mitigation strategies. Using all available resources to ensure legitimacy of potential clients and protect against fraud. Conducting thorough research and background checks on applicants, verifying information provided and identifying red flags. Role Responsibilities: The role of a Credit Analyst is essential for assessing the creditworthiness of individuals or businesses applying for credit. Credit Analyst responsibilities include: Financial Analysis: Reviewing financial statements, credit reports, and other relevant data to evaluate the credit risk of applicants accurately. Risk Assessment: Using financial ratios, trends, and industry benchmarks to assess the likelihood of a borrower's ability to repay loans or credit obligations. Credit Scoring: Applying credit scoring models and tools to quantify and standardize credit risk evaluations, contributing to consistent decision-making. Due Diligence: Conducting thorough research and background checks on applicants, verifying information provided, and identifying potential red flags. Communication: Collaborating with loan officers, underwriters, and clients to present findings, explain credit decisions, and recommend appropriate credit terms. Credit Analyst Skills: Strong analytical skills - the ability to critically analyze financial data, identify patterns, and make informed decisions based on the results is essential. Attention to detail - as a credit analyst, you must be meticulous and thorough in reviewing financial statements, credit reports, and other relevant documents to ensure accuracy and reduce risk without compromising time management. Effective communication skills - while credit analysis is a focused job, it involves collaboration with other teams, such as conveying complex financial information and risk assessments both verbally and in written reports. Ethical and professional conduct - it's important that you maintain high standards of integrity, confidentiality, and professionalism while handling sensitive financial information and making credit-related decisions. Problem-solving and decision-making skills - you have the capacity to identify and analyze challenges or issues related to credit evaluation and develop creative and effective solutions to mitigate risks and maximize outcomes. Credit Analyst Qualifications: A bachelor's degree in finance, accounting, economics, or a related field is preferred. 5 years of experience in credit analysis, working as a credit analyst or similar financial role. Knowledge of financial analysis tools such as financial software, credit risk modeling tools, and [Microsoft Excel] spreadsheets. Strong understanding of financial statements, including balance sheets, income statements, and cash flow statements. Familiarity with credit risk factors, credit scoring methodologies, and industry-specific risk indicators to evaluate the credit rating and creditworthiness of individuals or businesses. Equal Opportunity Employer/Veterans/Disability

Job Details Department: Administrative Support Job Type: Staff Status: Non-Exempt Deadline: Until Filled Apply Now: jobs.asbury.edu Job Title: Transfer Credit Analyst & Graduate Program Specialist Reports to: University Registrar FLSA Classification: Exempt Job Purpose: The Transfer Credit Analyst & Graduate Program Specialist utilizes independent professional judgment to review, evaluate, determine, and communicate undergraduate transfer and test-by-exam course equivalencies based on a broad knowledge of university academic policies and curriculum. The Transfer Analyst builds and manages a database of equivalent coursework and supports registration for transfer students while collaborating with departmental faculty and administration to address institutional procedures, policies, and challenges regarding the applicability of academic credit. The Graduate Program Specialist aspect of this position provides academic record and enrollment support services for graduate students, while assisting the graduate faculty departments with needs relating to course scheduling and curriculum. An important part of the position is supporting the ministry and mission of the University and advancing the academic excellence and spiritual vitality of our University and students. Each employee plays an important role in the development of the Christian faith in our students. Essential Functions: * Under general supervision, the Transfer Credit Analyst performs complex and technical duties involved in the evaluation of student records and transcripts for completion of degree requirements using the Anthology Student software and the Degree Progress Audit. * Determines course transferability and equivalencies of coursework completed at other institutions while following university academic policies, regional accreditation and state licensure guidelines, and in consultation with the Registrar, program directors, department chairs, and deans. * Utilizes optical character recognition (OCR) technology to review college transcripts and import transfer credit data into Anthology Student (Student Information System). * Evaluates undergraduate dual credit and transfer student files; reviews, determines, and communicates academic credit transferability; prepares enrollment records; and reviews transfer credit entry in Anthology Student (Student Information System). * Builds and manages the TES course equivalency database (Transfer Evaluation System - College Source). * Reviews and determines Pre-Approved College Transfer (PACT), while also tracking and monitoring completion. * Serves as the primary Registrar's Office contact for graduate students and graduate program directors/coordinators. * Receives graduate student files, maintains accurate enrollment records, and works with the graduate department faculty to determine and process academic credit transferability and substitutions, and assists graduate faculty with advising questions. * Oversees graduate student Degree Progress Audit record updates (Anthology Student and Portal), timelines, and communications, while working with graduate department faculty as appropriate throughout the graduate student lifecycle, including the registration process, drop/add needs, and graduation processes. * Organizes degree application process for eligible students, analyzes student records for graduation eligibility, and posts degree conferrals to the academic record. * Plans, organizes, and prepares individualized student materials for office participation in freshman orientation events (Eagle Days). * Evaluates student performance, identifies complex situations, and sends communications related to academic status change or policy explanation/violation. * Builds the academic year graduate course schedules in collaboration with the graduate faculty departments. * Leads in commencement ordering and student communications and determines the related logistical commencement details in collaboration with the Registrar. * Provide outstanding service to students and other internal and external constituents, with professional priority given to transfer and graduate students. * Available for occasional evening and weekend registration, as requested, and for Baccalaureate and Commencement activities. * Other support duties/special projects, as needed to contribute to the success of the department. Physical Requirements: While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand; walk; use hands to finger, handle or feel; and reach with hands and arms. This position requires the ability to occasionally lift office products and supplies, up to 20 pounds. Position Type/Expected Hours of Work: This is a full-time on-site position, and hours of work and days are Monday through Friday, 8:00 a.m. to 5 p.m. Travel: No travel is expected for this position. Qualifications: * Bachelor's degree from an accredited college required. * Proficient computer and technical skills with a working knowledge of Anthology Student (Student Information System), Degree Progress Audit software, Transfer Equivalency System (TES, CollegeSource), National Student Clearinghouse, and Microsoft Office applications. * Excellent interpersonal, written, and oral communication skills. * Effective time management skills and strong organizational skills. * A proven attention to detail. * Ability to interact effectively as a member of a team and to work collaboratively with faculty, administrators, and other departments. * Independent judgment and a proactive, solutions-oriented approach to job responsibilities. * Strong customer service approach when working with both internal and external constituents, with the ability to kindly explain and uphold policy. * Ability to uphold FERPA and confidentiality. * A committed and dynamic Christian faith is vital along with the ability to support the University's theological position, lifestyle standards and mission. Other Duties: Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.

A career at CoBank can offer you the opportunity to make a personal impact on the people and communities where we do business. In order to be the best, we hire the best! Benefits Offered by CoBank: Careers with a purpose Time-Off Packages, 15 days of vacation, 10 paid sick days and 11 paid holidays Competitive Compensation & Incentive Hybrid work model: flexible arrangements for most positions Benefits Packages, including Medical, Dental and Vision coverage, Disability, AD&D, and Life Insurance Robust associate training and development with CoBank University Tuition reimbursement for higher education up to $10k per year Outstanding 401k: up to 6% matching and additional 3% non-elective contribution & Student Loan Match Community Impact: United Way Angel Day, Volunteer Day and Associate Directed Contribution Associate Resource Groups: creating a culture of respect and inclusion Recognize a fellow associate through our GEM awards Job Description Takes leadership role in analyzing and developing credit-structuring alternatives within all Digital Infrastructure (DI) verticals including regional, large corporate/syndicated/sponsor and data center/tower/project finance including businesses owned by Financial Sponsors and other non-traditional investors. Independently leads the underwriting and portfolio management responsibilities across all DI verticals while providing credit leadership to guide the work of credit analysts and portfolio managers, while interfacing with relationship management, capital markets and division leadership staff. Reviews and approves credit actions across credit team based on delegated authorities. Key contributor to the achievement of volume, fee income, credit quality and overall profitability goals through interactions with relationship management, portfolio management, capital markets, leadership staff, direct customers and financial sponsors. Essential Functions Provides leadership on negotiation strategies, due diligence and credit evaluation while being responsible for complete credit package and managing appropriate resources to meet internal and external guidelines. Provides appropriate technical, industry and functional knowledge to credit, relationship management, portfolio management, capital markets and leadership staff, including leading communications/meetings, direct interface with clients and leading overall credit process across all DI verticals and most complex debt arrangements including project finance structures. Helps relationship management lead negotiations concerning the presentation and development of complex credit arrangements. Takes a leadership role in managing credit administration, account servicing, approval, loan closing, documentation, and monitoring. Reviews audits, interim statements, projections, and other pertinent financial information to provide expert analysis of financial trends. Acquires information from published industry reports, trade groups, customer meetings, journals, and other external sources to supplement and enhance the analysis of information provided by the borrower, agent bank and/or sponsor. Identifies strengths and weaknesses of the borrower, lending structure and evaluates specific risks to the bank. Independently analyzes and determines validity of customer/sponsor business plans based on an assessment of the industry outlook, competition, technology, management, and capital structure. Determines appropriateness and approach to sensitivity analysis, to provide alternative views on key risks associated with the proposed transaction. Provides estimates of company and/or collateral value with thorough market analysis, discounted cash flow and other methods depending on industry sector. Actively and independently monitors credit quality of high profile and complex accounts across a portfolio that spans all DI verticals. Takes pro-active approach with customer interaction, compliance reporting, research and evaluation to identify emerging trends/concerns and communicates trends and credit view with Relationship Management, Portfolio Management, Capital Markets and credit leadership. Ability to establish, lead and maintain direct communication with borrower and sponsors to execute deal process, portfolio management requirements and meet compressed internal and external deadlines. Leads interaction with Credit Approvals, Asset Review and other 3rd parties to support, defend and gain consensus on underwriting and portfolio management approaches on high-profile transactions across all DI verticals. Authors and presents research and analysis on specific industry sectors as part of DI's Center of Excellence in coordination with CoBank's Knowledge Exchange Division. Collaborates and provides guidance on enterprise valuation multiples published as part of COE and used as guidance in underwriting/portfolio management risk analysis which can ultimately lead to Probability of Default and Loss Given Default conclusions which can impact hold levels and syndication capabilities. Assists with internal research and portfolio analysis and prepares and delivers presentations on topics as assigned. Provides first level advice/assistance on procedures and work methods for others. Provides mentoring to credit and relationship management staff. Maintains expertise in leveraged lending, project finance type transactions and in all DI market sectors. Keeps abreast of industry trends and competitive environment. Identifies areas for improvement in templates, spreadsheets, programs, systems, and procedures used in credit origination process. Proposes possible solutions to problems. Approves or recommends credits for approval based on research and analysis completed by credit officers. Reviews and approves credit actions across credit team based on delegated authorities. Volunteers and serves on cross-functional teams related to improvement and efficiency initiatives and other bank wide goals and projects. Education Bachelor's Degree required Work Experience 8 years of credit experience in banking industry required 2 years experience in digital infrastructure preferred Experience in digital infrastructure may be substituted with relevant experience in leveraged finance role, sponsor finance, or project finance Physical Exertion Details Sedentary Exerting up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently (Frequently: activity or condition exists from 1/3 to 2/3 of the time) to lift, carry, push, pull, or otherwise move objects, including the human body. Sedentary work involves sitting most of the time, but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met. Travel Requirement Details Occasional Travel occurs infrequently (typically, once a month or less). About CoBank The typical base pay range for this role is between $119,200 - $146,640. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. This position is eligible for a discretionary annual incentive program driven by organization and individual performance. The listed salary, other compensation and benefits information is accurate as of the date of this posting. This job will be posted for a minimum of five (5) business days or until the position is filled. CoBank reserves the right to adjust compensation for all positions and to modify or discontinue benefits programs at any time in its sole discretion, subject to applicable law. CoBank is a cooperative bank serving vital industries across rural America. The bank provides loans, leases, export financing and other financial services to agribusinesses and rural power, water and communications providers in all 50 states. The bank also provides wholesale loans and other financial services to affiliated Farm Credit associations serving more than 76,000 farmers, ranchers and other rural borrowers in 23 states around the country. CoBank is a member of the Farm Credit System, a nationwide network of banks and retail lending associations chartered to support the borrowing needs of U.S. agriculture, rural infrastructure and rural communities. Headquartered outside Denver, Colorado, CoBank serves customers from regional banking centers across the U.S. and also maintains an international representative office in Singapore. REASONABLE ACCOMMODATION We are committed to ensuring that our online application process provides an equal employment opportunity to all applicants, including qualified individuals with disabilities. If you are an applicant with a disability, or are assisting an applicant with a disability, and require accessibility assistance or would like to request a reasonable accommodation for any aspect of the application process, including completing an application, interviewing, or otherwise participating in the employee selection process, please submit a request by emailing *********************. Include your contact information and specific details about your requested accommodation. Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time. CoBank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, or status as a protected veteran. We can recommend jobs specifically for you! Click here to get started.

Title: Dual Credit Secondary Site Specialist (Academic Support Specialist III) Salary Range: $47,118.00 Contract Term Length: 12 Months Standard Hours: 37.50 FLSA Status: Non-Exempt College: Gateway Community & Technical College Department: Early College Opportunities Total Rewards Gateway Community & Technical College offers a competitive benefits package and an attractive work environment that supports excellence, innovation, and creativity, including: Exceptional health care, vision,and dental coverage for you and your family Tuition reimbursement/waiver for you, your spouse, and dependents 403(b) retirement plan: a 5% employee contribution receives a 10% employer match Vacation/Sick Time Work-Life Balance 9.5 Paid Holidays 2 Weeks Institutional Closing Pay (Last 2 weeks of December) for qualifying positions Employee Assistance Program Job Summary Advises and supports the operations of secondary site dual credit opportunities and works directly with secondary partners and students to ensure a coordinated, high-quality student experience. Job Duties: Collaborates with stakeholders to support student enrollment at the High School or secondary sites. Is the liaison to all parts of the process, from initial information, setting up courses, and working with schools/students to ultimately enroll. This includes working with the Academic Affairs department to get HS faculty credentialed and current. Manages the courses offered off-site and provides reporting and updates to internal and external partners. Working with the Director of Early College Opportunities (ECO) and Deans to create needed courses. Responsible for updating academic program information for all courses and sharing the information with the partners. Responsible for providing general admission, advising, and registration services to students and prospective students enrolled in classes off-site. This includes maintaining accurate student records by assisting students in completing all necessary paperwork for enrolling in ECO. Assist students/schools with understanding where to access the additional admission services (EdReady, etc.) when needed. Will also carry a load of traditional dual credit students as needed. Assists high school seniors who are ECO students and community members with understanding the Gateway College admission process and provides information on other student support services that may be needed, such as Financial Aid, FAFSA workshops, Admissions, and transcript requests. Other duties as assigned. Minimum Qualifications: Bachelor's degree or equivalent 4 to 6 years of relevant experience Proven ability to guide individuals through multi-step processes, offering clear support and direction from initial engagement through completion. Skilled in adjusting communication styles and support strategies to meet the unique needs of diverse individuals and groups. Capable of producing and sharing reports that summarize activities, progress, or outcomes with internal teams and external collaborators. Experience acting as a point of contact between organizations, facilitating smooth coordination and information flow. Strong ability to convey updates, procedural changes, and key information in a clear, professional manner. Detail-oriented, self-motivated, ability to work independently and adapt seamlessly to fast-paced, dynamic environments. Skilled in engaging and supporting students from different cultural and socioeconomic backgrounds. Excellent verbal and written communication skills. Proven ability to manage multiple priorities effectively and meet tight deadlines. Proficient in Microsoft Office (Excel, Forms, Outlook, Teams, SharePoint, Word). Preferred Qualifications: Experience in secondary education or dual credit partnerships would be preferred but not mandatory. Experience guiding students through college processes like FAFSA, transcript requests, and accessing support services. Hands-on experience providing admissions, advising, and registration services. Knowledge of systems used for student records and enrollment (e.g., EdReady or similar platforms). Understanding of college admissions, advising, and registration processes. Experience managing academic courses, including scheduling, setup, and faculty credentialing. Experience working at the community college level. Additional Skills Requested: Relationship Building: Ability to establish and maintain positive working relationships with external partners, internal teams, and community members. Problem Solving: Capable of identifying challenges and implementing practical solutions independently. Process Improvement: Experience in evaluating and refining existing workflows to improve efficiency and service quality. Event Support & Coordination: Ability to assist with or organize workshops, outreach events, and informational sessions (e.g., FAFSA workshops). Professionalism: Demonstrates a high level of professionalism in all interactions, including discretion with sensitive information. Flexibility: Comfortable adapting to changing priorities, schedules, and environments, including travel to secondary sites. Customer Service Orientation: Committed to providing responsive, helpful, and respectful service to students, families, and partners. Employee Rights - Employee Polygraph Protection Act Equal Opportunity Employer - The Kentucky Community and Technical College System is an equal educational and employment opportunity institution.

Under the supervision of the Formula Based Lending Team Leader this position is responsible for the oversight of the Formula Based Monitoring Function. Position will track, analyze, and interpret documentation provided by borrowers as required by a Loan Agreement in support of funds advanced under a revolving line of credit. Position may also perform other related duties as determined by the Team Leader or Department Manager. Essential Duties and Responsibilities Tracks for the timely receipt of borrowing base certificates and other supporting documentation (such as Accounts Receivable and Payable Statements, Balance Sheets, Inventory Schedules), as may be required by a Loan Agreement as a condition of lending for a revolving line of credit. Reviews and analyzes borrower-provided information received to determine compliance with formula based requirements. Identifies and follows-up with the appropriate production staff those companies who have not filed required information in a timely manner to determine status. Reviews and analyzes recent and historical borrowing trends for any inconsistencies. Reviews and analyzes recent and historical collateral levels for any inconsistencies. Follows specific notification procedures for companies outside of its permissible borrowing requirements. Prepares and distributes reports of non-compliance with reporting requirements. Assures maintenance of appropriate records of work performed by Formula Based Lending staff. Offers guidance as to bank policy and industry standards to Lenders and Credit Risk Management during the underwriting process. Provides Credit Risk Management with borrower compliance information during the annual renewal process. May be assigned other duties and/or responsibilities within Secured Credit Administration, as needed. Computer Skills MS Office, including Word, Excel, Outlook, Power Point, and SharePoint. Familiarity with IBS and Capital Stream Finance Center preferred. Other Qualifications: High level of analytical ability to determine the risk involved in each transaction. Professional demeanor in appearance, interpersonal relations, work ethic and attitude. Possess clear, concise, effective written and oral communication skills to effectively express thoughts, ideas and concepts to management, bank employees and bank customers in a collaborative and solutions oriented manner. Ability to maintain confidentiality. Ability to effectively present information and respond to questions from executive management and/or groups of managers, lenders and customers. Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages. Ability to apply concepts of basic algebra and geometry. Bachelor Degree in business or minimum of four years related experience and/or training in commercial lending/loan documentation; or equivalent combination of education and experience. Commercial Credit experience required. Familiarity with commercial loan legal documents. Familiarity with Balance Sheets, Accounts Receivable/Payable schedules, Inventory and Equipment schedules. General understanding of systems and procedures used in making and servicing all types of loans. Ability to read, analyze, and interpret Credit Policy and Commercial Loan Agreements.

About Our Opportunity The Farm Credit Mid-America (FCMA) internship program provides students with the opportunity to grow and develop both personally and professionally through valuable on-the-job experience, job shadowing, networking, and mentoring. By working with a variety of departments, interns will have the opportunity to explore different career paths. Working as a cohort, interns will learn about our Association by assisting various departments to conduct research, capture and share data, and participate in a variety of projects throughout the Association. Our 12-week program (May to August) combines on-the-job experience, group projects, mentorship, and customer-focused experiences. In addition, interns will participate in a series of learning and development opportunities to build skills that translate to the workplace. Compensation: We value our interns and offer a competitive wage alongside the benefit of gaining the real-life experience. Our 2026 internships pay $22 an hour. Furnished apartment housing is available for students relocating for the summer. Location: The internship work location will be based in our Louisville office and may have an opportunity to be based within Farm Credit Mid-America retail office in our marketplace (Arkansas, Indiana, Kentucky, Ohio or Tennessee). Location is dependent on the intern work assignment. Furnished housing is available for those who temporarily relocate to area where internship is located. Transportation: To support your success in this role, you are expected to provide your own transportation to commute to and from your work location. If you are required to use your personal vehicle for approved business purposes, you may be eligible for reimbursement at the current federal mileage rate. How You Will Spend Your Time WORK AS A TEAM TO ACCOMPLISH SPECIFIC GOALS: Interns will work as a cohort and within smaller teams in a variety of work and project situations throughout the program. Interns will be exposed to several departments and functions throughout the duration of the program. These areas include Credit, Collateral, Food and Agribusiness, Human Resources, Marketing and Retail Operations and Rural 1st teams. INTERN LEARNING & DEVELOPMENT: As an intern, you will gain Farm Credit Mid-America and industry knowledge as well as develop professional skills by completing a series of learning & development activities. This includes workshops, classes, and immersive experiences. CUSTOMER, COMMUNITY AND TEAM INVOLVEMENT: The intern will demonstrate FCMA values through his/her interaction with potential and current FCMA customers, the community, and the office team. The intern will assist the office staff in daily activities as appropriate. REPRESENT AND COMMUNICATE THE MISSION AND VALUES OF FARM CREDIT MID-AMERICA: Interns represent and communicate our core values and comply with conduct policy and confidentiality expectations. CAPSTONE PRESENTATION TO FARM CREDIT MID-AMERICA LEADERSHIP: At the conclusion of the internship, the intern teams will present their learnings and experiences from the program to members of the FCMA leadership team. Minimum Education & Experience Summer Interns will be college students actively pursuing a bachelor's degree in finance, accounting, agriculture, economics, business, or related field. Candidates should have completed a minimum of 30 credit hours toward their degree at the start of the intern program. * Desired Skills and Attributes: Collaboration: Actively participates as a member of a team to move the team toward the completion of goals. Maintains strong, personal connections with team members and key stakeholders. Aligns personal work and performance with the broader team to achieve mutual outcomes. * Communication Skills: Proactively communicates; informs others of what they need to know. Utilizes oral and written communication to enhance relationships across the association. Capably articulates thoughts and ideas in speaking and listens carefully to others. * Interpersonal Skills: Exhibits acceptable standards of professional conduct. Listens carefully. Develops and maintains positive working relationships with all constituents. * Adaptability: The ability to quickly and calmly adjust to changing circumstances and situations. The ability to shift focus between tasks or contexts. * Curiosity: constantly seeking new information and learning. Challenges the process in a respectful manner. * US Citizen or unrestricted work authorization is required (no sponsorship available). Mental & Physical Requirements While engaged in this position, team members will routinely sit, use hands for tasks, and communicate orally. Standing or walking is frequently required, while occasional demands include reaching with hands and arms, and lifting or moving up to ten pounds. Vision requirements encompass close and distance vision. The work environment typically has a moderate noise level. This role may entail a blend of mental and physical capabilities, requiring strong mental acuity, problem-solving skills, and occasional physical tasks such as standing, lifting, or extended computer usage. Some roles may require physical or mental requirements related to driving, such as a valid driver's license, and the ability to drive a long-distance. Reasonable accommodations will be considered for individuals as requested. Nearest Major Market: Louisville

Our people are the heart of our business. As the world's largest provider of thermal processing services, Bodycote employs thousands of highly skilled staff around the globe, including some of the best engineers, scientists, and technicians in the industry. Come join our team! Due to the nature of our business and a heavy industrial market, Bodycote deems this position to be safety-sensitive. Summary: Based in Hebron, KY, the Commercial Analyst has the responsibility for preparing quotations for the division's plants. The position works closely with commercial management, sales, customer service, operations management, and others as needed to prepare quotations that are accurate, professional, and meet customer expectations. Essential Job Functions (Duties and Responsibilities): The primary duties consist of, but are not limited t,o the following. * Review all Sales Force submittals for Surface Tech quotations, ensuring all information has been provided. * Build skeletal RFQs for all Surface Tech quotations within 48-72 hours of receiving the RFQ. * Maintain all submitted information to ensure quotations are as accurate as possible. * Develop and distribute reports as determined by the Commercial Manager. * Assist with quote revisions as assigned by the Commercial Manager. * Process existing production work to evaluate standard efficiency. * Using a standardized operating system (Epicor) to make corrections to existing BOM details through process review. * Must have the ability to report for work on time, follow directions, interact effectively with co-workers, and understand and follow rules and procedures. Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills, and/or abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. * This position must satisfy ITAR compliance requirements; therefore, candidates must be U.S. Citizens or Permanent Resident cardholders. * 4-year college degree and or equivalent manufacturing experience. * Minimum 1 - 3 years of quoting experience. * Must be capable of interpreting blueprints and specifications. * Demonstrate the ability for attention to detail and accuracy of work. * Proficiency in oral and written communication for interfacing with top management levels, various plant personnel, and the sales team. * Requires computer experience, specifically with Microsoft Office programs. Epicor program experience preferred. * Must possess a high degree of understanding of basic math and algebraic functions. * Must demonstrate the ability to read, write, and communicate in the English language. Physical & Mental Demands: The following physical and mental demands consist of, but are not limited to, the following. * Must be able to work in a sitting position for extended periods of time (at desk, while driving, and/or on airplane travel) in an office/industrial environment. * Manual dexterity to perform data entry functions. * Ability to bend, pull, stoop, and reach to perform functions. * Ability to lift 25-30 lbs. * May be exposed to heat, fumes, noise, and humidity, etc. * Must have the cognitive and mental capacity to perform essential job functions. * Must be able to communicate effectively orally and in writing. * Visual acuity to read documents, computer screens, files, etc. * Ability to hear in person and via phone. The statements herein are intended to describe the general nature and levels of the work performed by employees, but are not a complete list of responsibilities, duties, and skills required of personnel so classified. Furthermore, the job description does not constitute a written or implied contract for employment. Bodycote reserves the right to revise or change job duties and responsibilities as the need arises. Bodycote is an Equal Opportunity Employer and does not discriminate against current and prospective employees based on race, religious creed, color, national origin, ancestry, physical disability, mental disability, medical condition, genetic information, marital status, sex, gender, gender identity, gender expression, age for individuals over forty years of age, military and veteran status, sexual orientation, or any other basis protected by applicable federal, state and local laws.

The Credit Manager along with the Sales Manager are the second in charge at the individual branch location. The Credit Manager performs a wide variety of job functions at the direction of the General Manager, assisting and coordinating store activities to ensure safe, professional and profitable operations. The Credit Manager is accountable for meeting company objectives; maintain company quality standards and adhering to company policies. Principal Accountabilities Acquire and Maintain Customers Act as a customer liaison who resells the benefits of timely rental/lease agreement renewal payments Assist in managing store personnel; may direct activities of one or more employees Compliance with all applicable federal, state and local statutes Decipher, prepare and review store reports Document all customer commitments Ensure company standards for renewals, delinquencies and store collections are satisfied Fill out paperwork for submission to corporate support Follow monthly marketing plans and maintain internal quality control standards Manage customer accounts Managing inventory and cash assets Prepare daily work schedules, delivery schedules, assign tasks, enforce company policy All other duties deemed necessary for effective store management Requirements for Credit Manager Effective organizational skills Established collection skills Good communication skills Handle multiple priorities simultaneously Learn and become proficient in POS system Maintain professional appearance Must be able to read, write and communicate effectively in person and over the phone with employees and customers Negotiate and resolve conflict Plan, organize, delegate, coordinate and follow up various tasks and assignments Recognize and solve problems Must have proficient navigational skills with a satisfactory driving record and meet insurability requirements Regular and consistent attendance, including nights and weekends as business dictates Education and Experience Two years experience with Rent-to-Own, retail or other business emphasizing customer service, account management, sales and merchandising. General Physical Requirements Position routinely requires lifting, loading, moving, and using a dolly for merchandise 50-300 pounds Stooping, bending, pulling, climbing, reaching and grabbing as required Must be able to traverse multiple flights of stairs while carrying furniture, appliance, and electronics Prolonged driving and standing Must be able to work in and outdoors in a variety of climates and weather conditions. $35,000.00 - $42,000.00 Hourly

**_What Credit contributes to Cardinal Health_** Finance oversees the accounting, tax, financial plans and policies of the organization, establishes and maintains fiscal controls, prepares and interprets financial reports, oversees financial systems and safeguards the organization's assets. Credit is responsible for managing Cardinal Health's trade and note receivables including performing credit underwriting, establishing bad debt reserves, managing customer relationships, collaborating with the sales and collections teams, managing credit risk for the company, and administering credit policies and standards. **_Responsibilities_** + Perform credit related functions for Cardinal Health customers within the hospital class of trade + Adherence to credit policies and procedures + Provide leadership to manage the accounts receivable portfolio including strong collaboration with the collection department + Recommend possible enhancements to current credit policies, practices and procedures + Review and approve customer credit and financing requests based on sound credit fundamentals + Adherence to documentation requirements of the credit approval and conditions + Stay informed of changing trends in healthcare and the potential impact on the financial health of Cardinal Health's customer base + Assist sales personnel with customer relationship management + Correspond with the sales team to efficiently approve or deny new credit requests + Educate the sales team on credit approval standards + Assist with goal setting and meeting targets set by the department + Travel possible up to 10% **_Qualifications_** + Bachelor's degree in related field, or equivalent work experience, preferred + 6-8 years of commercial credit and finance experience, preferred **_What is expected of you and others at this level_** + Manages department operations and supervises professional employees, front line supervisors and/or business support staff + Participates in the development of policies and procedures to achieve specific goals + Ensures employees operate within guidelines + Decisions have a short term impact on work processes, outcomes and customers + Interacts with subordinates, peers, customers, and suppliers at various management levels; may interact with senior management + Interactions normally involve resolution of issues related to operations and/or projects + Gains consensus from various parties involved **Anticipated salary range:** $87,700-$145,350 **Bonus eligible:** Yes **Benefits:** Cardinal Health offers a wide variety of benefits and programs to support health and well-being. + Medical, dental and vision coverage + Paid time off plan + Health savings account (HSA) + 401k savings plan + Access to wages before pay day with my FlexPay + Flexible spending accounts (FSAs) + Short- and long-term disability coverage + Work-Life resources + Paid parental leave + Healthy lifestyle programs **Application window anticipated to close:** 12/22/2025 *if interested in opportunity, please submit application as soon as possible. The salary range listed is an estimate. Pay at Cardinal Health is determined by multiple factors including, but not limited to, a candidate's geographical location, relevant education, experience and skills and an evaluation of internal pay equity. \#LI-SP1 _Candidates who are back-to-work, people with disabilities, without a college degree, and Veterans are encouraged to apply._ _Cardinal Health supports an inclusive workplace that values diversity of thought, experience and background. We celebrate the power of our differences to create better solutions for our customers by ensuring employees can be their authentic selves each day. Cardinal Health is an Equal_ _Opportunity/Affirmative_ _Action employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, ancestry, age, physical or mental disability, sex, sexual orientation, gender identity/expression, pregnancy, veteran status, marital status, creed, status with regard to public assistance, genetic status or any other status protected by federal, state or local law._ _To read and review this privacy notice click_ here (***************************************************************************************************************************

Job Title: Credit Analyst Team Lead Summary of Duties and Responsibilities: As our Credit Analyst Team Lead, you'll not only guide a talented group of Credit Analysts, but also play a key part in shaping how we assess and support our commercial lending efforts. A Day in the Life: * Team Leadership: You'll manage a team of Credit Analysts, focusing on recruiting top talent, providing effective training, and supporting their career growth. Your leadership will foster a collaborative and high-performing environment where team members thrive. * Analyzing Financials: Dive into financial statements to evaluate the strengths, weaknesses, and trends in borrowers' historical performance. You'll assess repayment capacity, identify key changes, and prepare accurate credit applications that include thorough collateral analysis. * Partnering with Lending Teams: Work closely with loan officers to share insights and explain financial data in a way that informs sound credit decisions. Your ability to translate industry complexities will strengthen relationships and support the success of our lending teams. * Staying Ahead of Industry Trends: Research market conditions and industry-specific information to identify opportunities and challenges. By staying informed, you'll help the team navigate the complexities of evolving markets and make well-rounded recommendations. * Driving Process Improvement: Contribute to initiatives that enhance the efficiency of the credit underwriting process while ensuring compliance with policies, procedures, and reporting deadlines. What You'll Bring: * 5+ years in a commercial lending environment as a Credit Analyst, Loan Officer, or similar role. * A bachelor's degree in Finance, Accounting, Economics, or a related field. * A knack for building strong relationships and explaining complex concepts clearly. * Proven experience analyzing data, managing your time effectively, and coaching others. * Intellectual curiosity and the drive to stay on top of industry trends. * Advanced Excel skills and proficiency in Microsoft Office Suite. What we can offer you: * Medical, dental, vision, STD, LTD, Life insurance, etc. * 17 days paid time off, 11 paid holidays and bereavement leave * Educational assistance program * Wellness benefits * Life event coverage * Paid parental bonding leave * Service awards * Financial benefits including 401(k) match, stock purchase plan and more * National and local discounts on everything from computers and vacations to phones and retail shopping. * Logo wear discounts * Free checking account, checks and discounted bank services Primary location: Jasper, IN * 811 Main Street, Jasper, IN 47546 Alternate Work Locations: Evansville, IN or Owensboro, KY (1-2 days per week; travel to Jasper required 2-3 days per week) * 21 SE 3rd Street, Evansville, IN 47708 * 313 Frederica Street, Owensboro, KY 42301 About Us: German American Bancorp and its family of financial services companies employ talented, compassionate people throughout the organization, truly making German American special. Delivering genuine, customized, personal service with a focus on truly serving customers and communities well, our employees bring the Shield of Excellence commitment to life with each and every interaction.

SUMMARY: Perform underwriting in support of new and existing commercial loans so that commercial loan officers and credit committees can properly assess risk. JOB RESPONSIBILITIES * Set a good example by arriving to work on time, managing time at work efficiently, providing excellent customer service, avoiding unscheduled absenteeism, etc. * Spread financial statements and tax returns of commercial credits including businesses and individuals * Coordinate with loan officers, customers, and customers' accountants to resolve any issues regarding any uncertainty that may arise while spreading financial statements and tax returns. * Provide a thorough and timely written analysis of commercial credits to properly assess risk; this analysis includes: a) Identification of major trends, strengths, and weaknesses. b) Disclosure of any potential loan policy exceptions. c) Compliance with financial covenants contained in loan agreements. d) Benchmarking with industry standards. e) Evaluation of credit history of key principals. f) Recommendation of alternate loan structuring, when appropriate. g) Assessment of sensitivity to declining revenue and rising interest rates. h) Any other information needed to properly assess risk. * Provide a financial summary of the bank's critical and important vendors as assigned. * Provide support for loan officers, Loan Review, Quality Control, Internal Audit, and external auditors with respect to the financial analysis of commercial credits as well as adherence to loan policy and procedures. * Review financial analysis of peer Credit Analysts. * Ensure all actions performed are in compliance with government regulations and organizational policies and procedures. * Other duties as assigned. SKILLS/KNOWLEDGE AND ABILITIES/EXPERIENCE * Bachelor degree - accounting preferred, will consider finance and business degrees if sufficient accounting courses have been taken. * Work experience - accounting experience a plus, banking experience a plus. * Accounting knowledge - general understanding of Generally Accepted Accounting Principles (GAAP), general understanding of individual and corporate tax returns. * Good oral and written communication skills. * Good foundation in technology skills - PC usage, Word, Excel. * Professional presence - relationship skills, organizational skills, work habits. * Team orientation - ability to work well with others, flexible, adaptable. * Project management skills - organizational skills, time management. * Analytical skills - ability to interpret financial information from a wide variety of sources. * Attention to detail - ability to assure the utmost accuracy of financial calculations and conclusions contained in financial analysis. WORKING CONDITIONS * Normal office conditions - professional environment. * Requires alertness, thoroughness, efficiency, self starter, highly motivated. * Some overtime will be required. * Occasional travel may be required. The above statements are intended to describe the general nature and level of work to be performed by personnel assigned to this job. This information is not intended to be an exhaustive list of all responsibilities, duties, and skills required of personnel assigned to this position. Candidates may be subject to the following screenings: Credit Check, Drug Testing, and Criminal Background Check

Our internship is designed for candidates who are sales oriented and interested in Credit Management. Our highly structured 10-12 week introductory course is paid and will provide candidates a working knowledge of the industry by exposing them to all aspects of the electrical distribution field through a combination of mentoring and on-the-job training. The program requires a strong commitment from each participant and encompasses, but is not limited to, credit analysis and underwriting, legal documentation preparation, Credit Office Operations, PC Operations, interpersonal skills, internal and external customer meetings, customer relations and CED business philosophy. Our interns will have the opportunity to work on special projects such as customer financial modeling and analysis, business efficiency, as well as, other projects custom designed by the management team and the intern. Reports to: Profit Center Manager Minimum Qualifications: + Must be at least 18 years of age + Current, valid driver's license with acceptable driving record + Authorization to work in the United States (without requiring work authorization sponsorship by CED now or in the future) Preferred Qualifications: + Strong negotiation skills + Proficiency with Microsoft Office Suite software + Detail oriented + Ability to solve problems + Must be a self-starter who can handle a heavy volume of work and be able to handle multiple tasks at the same time Working Conditions: Conditions vary based on the intern's current segment of the training and will include warehouse, office and external environments. During some segments, activities will include lifting, sorting, standing, possible extreme heat/cold conditions. Office segments may include sitting for extended periods. Supervisory Responsibilities: No Essential Job Functions: + Learning all aspects of the CED business + Communicating - both written and spoken - in English. CED is an Equal Opportunity Employer - Disability | Veteran Compensation Range: The compensation range for this position is $15 to $17 hourly.

Job DescriptionDescription: This role carries responsibility for both the soliciting of new business opportunities as well as expansion of current relationships. The Business Banking Officer is expected to explore and cultivate new client relationships, develop and expand deposits and loans outstanding, introduce treasury services to enhance the operational efficiency for business clients and deepen the overall relationship customers have with FNB. In addition, the Officer is to develop a loan and deposit referral network using leads to achieve defined goals. KEY RESPONSIBILITIES Reasonable accommodations may be made to enable individuals with disabilities to perform these essential functions. Develop new customer relationships, both business and personal to increase the number of households and businesses that bank with FNB. Responsible for adding value to prospective clients and current clients across a full range of products and services, including loans, deposits, and treasury services by making outbound sales calls. Be well-versed in all types of business banking accounts and services. Gather the needed information from the customer as required to facilitate the opening of accounts. Conduct cash flow conversations with clients and prospects to identify needs relative to solutions offered in our treasury services suite. Interview loan applicants and collect and analyze financial and related data to determine the general creditworthiness of the prospect and the merits of the specific loan request Establish and negotiate, where necessary, the terms under which credit will be extended, including the costs, repayment terms, and collateral requirements. Produce complete and thorough loan packages that properly record the basis for a loan, its expected repayment plan, and source, work with the credit team on financial analysis, collateral, and guarantor support, etc. Approve loans up to established approved lending limits and serve as a contact and servicing officer. Monitor loan repayment activities and take necessary action to collect from past due borrowers. Service problem loans or classified or criticized assets as required. Collaborate with internal teams to ensure quality control of the serviced loan portfolio, focusing on collateral, insurance, and financial exceptions. Participate in community functions to increase the Bank's visibility and to enhance new business opportunities. Actively solicit relationship referrals from existing customers Achieve goals set out by management, including new deposit volume, referrals generated, the volume of loans managed, treasury services revenue and other production goals as requested Resolve customer complaints in a tactful, effective manner by taking ownership of the problem. Treat internal customers (other employees) with the same respect and attention as external Bank customers. Comply with all BSA requirements and complete appropriate documentation. Carry out other such duties as may be assigned or directed. Requirements: WORKING CONDITIONS Environment: This position is primarily office-based, with no regular remote work. Some travel may be required to attend meetings, training, or regulatory engagements. Schedule: This is a full-time role, generally requiring availability during standard business hours. Flexibility may be needed for special projects, deadlines, or customer contact. Physical Demands: This role is largely sedentary but may involve light physical activity, such as moving files or setting up for meetings. Stress Levels: At times, the Business Banking Officer will work under tight deadlines and must manage high-pressure situations. JOB REQUIREMENTS: Bachelor's degree or equivalent work experience. 3-5 years of bank experience preferred. SKILLS Thorough understanding of commercial banking products, credit policies, procedures, and terminology. Strong time management abilities with effective prioritization of calling activities and strategies. Goal-driven with well-developed sales and business development skills. Strategic thinker with solid analytical and problem-solving capabilities Proficient in credit analysis and financial evaluation. Clear and professional verbal and written communication skills. Collaborative team player with strong interpersonal skills across departments.

FORTNA partners with the world's leading brands to transform omnichannel and parcel distribution operations. Known world-wide for enabling companies to keep pace with digital disruption and growth objectives, we design and deliver solutions, powered by intelligent software, to optimize fast, accurate and cost-effective order fulfillment and last mile delivery. Our people, innovative approach and proprietary algorithms and tools ensure optimal operations design and material and information flow. We deliver exceptional value every day to our customers with comprehensive services and products including network strategy, distribution center operational design and implementation, material handling automated equipment, robotics and a comprehensive suite of lifecycle services. At FORTNA, we believe in fostering a workplace that isn't just a job but a movement - a collective effort to redefine success and transform challenges into opportunities. "Join the Movement" encapsulates our commitment to a workplace culture that thrives on collaboration, celebrates diversity, and empowers every individual to contribute to something greater than themselves. Our Team. Our Passion. Our Approach. Make an immediate impact on cash flow and customer experience. As a Project Billing Analyst, you will transform contracts, POs, and service delivery data into accurate, timely invoices across milestone, installment, and percent‑of‑completion models. You'll partner with Project Controls, Sales, Operations, and Finance to ensure clean inputs, compliant billing, and prompt collections. Key Responsibilities * Generate accurate invoices based on contracts, purchase orders, and service delivery data * Generate Project related billing for % of completion, maintenance, and installments contracts * Work with Project Controls Team in setup of deliverable lines for accurate and timely billing * Review and validate billing data, pricing, and terms to ensure compliance with agreements * Manage multiple Billing Cycles in multiple ERP's * Intercompany transactions * Monitor accounts receivable aging and support timely collections activities * Research and resolve billing discrepancies, short payments, and customer inquiries * Maintain customer records, billing schedules, and account documentation * Coordinate with Sales, Operations, and Finance teams to ensure accurate revenue capture * Assist with month-end close including reconciliations, reporting, and revenue analysis * Prepare and analyze billing reports to identify trends and areas for improvement * Support internal and external audit requests related to billing and AR * Recommend process enhancements to improve billing accuracy and efficiency * Enter invoice information in 3rd party customer portals, uploading necessary documentation Qualifications * Bachelor's degree in Accounting, Finance, Business, or related field preferred * 2-4 years of experience in billing, accounts receivable, or related finance role * Proficiency with ERP or financial systems (Infor LN, AX, IQMS, or similar) * Strong Excel skills including pivot tables and lookups * Excellent analytical and problem-solving abilities * Strong attention to detail and accuracy in high-volume environments * Effective communication skills when working cross-functionally and with customers Core Competencies * Billing & Revenue Process Knowledge * Data Analysis & Reconciliation * Customer Service Orientation * Financial Controls & Compliance * Prioritization & Time Management * Continuous Improvement Mindset The base salary range for this role is $43,600 to $65,300. This base salary range represents the low and high end of the base salary range for this position. Actual base salary offered will vary based on various factors including but not limited to location, level, job-related knowledge, skills, experience, and performance. This job description describes the general nature and level of work expected of a person assigned to this position. All job requirements listed indicate the minimum level of knowledge, skills and/or ability deemed necessary to perform the job proficiently. Employees may be required to perform any other job-related duties as requested by their supervisor. It is the policy of FORTNA and its affiliated companies to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, pregnancy or pregnancy-related condition, status with regard to public assistance, veteran status, citizenship status (if authorized to work in the U.S.), or any other characteristic protected by federal, state or local law. In addition, FORTNA will provide reasonable accommodations for qualified individuals with disabilities.

Full-time Description The Accounts Receivable Analyst is responsible for collections of outstanding accounts receivable from the existing client base and all other aspects of collections including issue resolution. They are responsible for reviewing each account to determine the best way to approach the client and then executing their plan to reduce DSO and maximize cash collections. The ideal candidate for this position can handle these responsibilities in a manner that preserves the relationship and improves customer relations. They must have the ability to work as part of a dynamic team and are able to adjust quickly to changing assignments or priorities. THIS IS A HYBRID ROLE OUT OF LOUISVILLE, KY Key Responsibilities Conduct collection campaigns on each assigned client that consist of professionally handled phone calls and email correspondence to secure timely payment of obligations. Address short paid amounts and provide any necessary backup documentation as required. Work with Sales Teams to bring resolution to customer disputes based on the applicable service contract and tariff filing at the time of possession. Provide feedback to the business to prevent future issues. Liaise with internal departments including documentation, customer service, Sales team, cash applications, and accounts payable to ensure high quality customer service for customers. Assist customers with remittance advice regarding payment posting, overpayments, duplicate payments, small balances, and offsets to maintain status of customer accounts. Miscellaneous related duties or projects as assigned. Requirements Qualifications Prior collection experience (Credit, Collections, Accounts Receivable). Commitment to excellence in collections and customer service. Ability to handle complex customer issues in a professional manner. Ability to analyze account issues and present analysis in a concise manner. Excellent negotiating skills. Excellent verbal and written communication skills, particularly regarding follow-up on unresolved issues. Ability to handle multiple demands calmly and effectively, while maintaining attention to detail and follow through. Ability to work in a team setting and meet deadlines in a fast-paced environment. Strong Excel skills. Great Plains experience is a plus. Abilities Required These physical demands are representative of the physical requirements necessary for an employee to successfully perform the essential functions of the job. Reasonable accommodation can be made to enable people with disabilities to perform the described essential job functions. While performing the responsibilities, the employee is required to talk and hear. The employee is often required to sit and use their hands and fingers, to handle or feel and to manipulate keys on a keyboard. The employee is occasionally required to stand, walk, reach with arms and hands, climb or balance, and to stoop, kneel, crouch or crawl. Vision abilities required by this job include close vision. Disclaimer The above statements are intended to describe the general nature and level of work being performed by people assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed.

Prysmian is the world leader in the energy and telecom cable systems industry. Each year, the company manufactures thousands of miles of underground and submarine cables and systems for power transmission and distribution, as well as medium low voltage cables for the construction and infrastructure sectors. We also produce a comprehensive range of optical fibers, copper cables and connectivity for voice, video and data transmission for the telecommunication sector. We are 30,000 employees, across 50+ countries. Everyone at Prysmian has the potential to make their mark; because whatever you do, wherever you are based, you will be part of a company that is helping transform the world around us. Make Your Mark at Prysmian Group - Join Us Overview: Prysmian Group is seeking a Credit Specialist who will work to minimize bad debt risk while maximizing accounts receivable collections. This role will also work to ensure payment terms are adhered to within assigned portfolio of accounts and review A/R aging reports to determine account status and initiate collection procedures to further reduce past dues. Principal Duties & Responsibilities: Analyze requests for credit extension on new and existing accounts. Establish credit lines and risk classes - Analysis will include financial records such as Income Statement, Cash flow Statement, Balance sheet and purchases of the company, payment habits, trade references, discussions with CFO, Internet Searches, etc. Obtain Insurance, cross company guaranties, PMSI's,etc as appropriate to mitigate risk Enter invoices in 3rd party systems Researching unapplied cash Review A/R aging report to determine status of collections and follows up on assigned past due accounts Documents and initiates offsets and recommends write-offs to be processed Minimize bad debt risk while maximizing accounts receivable collections Negotiate customer disputes to resolution and document root causes Maintain accurate credit and collection files Reconciling cash transactions & third party remittances Other special projects as requested Qualifications: Required: Minimum 2 years of credit/collections experience Working knowledge and application of all terms and conditions as they relate to collections and payment terms Strong attention to detail Effective customer service skills Proficient utilization of Microsoft Excel (pivot tables, vlookup, if/and statements, etc) Preferred: Bachelor's Degree in Business, Accounting, Finance, or related field 3-5 years of credit/collections experience Strong knowledge and application of all terms and conditions as they relate to collections and payment terms 1-2 years financial statement analysis experience SAP Experience A/S 400 Experience Work Environment/Physical Demands: Works out of a normal office environment with standard office equipment available. Will be required to sit, bend, kneel, squat, use keyboard, read, write, and speak fluently. Employee will regularly be required to lift and carry objects of 10-25 pounds as needed. Employee will occasionally be required to lift and carry objects of 25-30 pounds as needed. Employee needs to be able to type 35 words per minute Employee will be required to work productively and cooperatively in a high-volume, fast paced, highly pressured environment and be able to respond efficiently and courteously to unanticipated problems and crisis. This role is not typically exposed to adverse environmental conditions, except excessive eye strain and possible lifting injuries When travel is necessary, will be exposed to typical travel environment and surroundings Prysmian, as an Equal Opportunity Employer, aims to attract and recruit individuals with diverse backgrounds, skills, and abilities. We strongly believe that diversity brings significant value at all levels of the organization, increasing the possibility of capturing market opportunities and maximizing value for our customers and stakeholders. With Diversity, Equity, and Inclusion (DE&I) as part of our Social Ambition 2030 and a strategic pillar of our Company culture, Prysmian is committed to the development of an organization that prioritizes talent, where people feel respected, included, and free to fully express their potential just as they are. All Managers and HRs in Prysmian are responsible for ensuring DE&I policies are respected during the recruiting process, as well as recognizing and mitigating unconscious biases that must not influence our selection processes. All persons will be considered for employment without regard to their race, ethnicity, religion, nationality, origin, citizenship status, socio-economic status, age, sex, gender identity or expression, sexual orientation, marital status, disability, military service or veteran status, pregnancy, parental leave, medical conditions, or any other characteristic protected by applicable federal, state or local laws. Prysmian will endeavor to make a reasonable accommodation for any disclosed physical or neurological condition or disability of a qualified applicant unless the accommodation would impose an undue hardship on the operation of our business. Visit our DE&I Page to learn more about Prysmian's commitments. Your application data will be treated according to our Data Protection Policy. If you believe you require assistance to complete this form or to participate in an interview, please contact us at *********************************. ************************************************************************************ ******************************************************************************************************* ********************************************************************************************

Join Us in Strengthening Rural America - Credit Analyst Opportunity in Lexington, KY Do you have a deep appreciation for agriculture? Are you passionate about supporting your local community and making a meaningful impact in rural America? Do you thrive on helping others-whether at work or in your neighborhood? If so, Central Kentucky Ag Credit invites you to explore an exciting opportunity to join our lending team as a Credit Analyst in Lexington, Kentucky. This is a full-time, on-site position. Daily presence at our Lexington office is a key part of our collaborative culture, so please consider commute distance when applying. What You'll Do As a Credit Analyst, you'll play a vital role in evaluating financial health and risk for large, complex loans. You'll help structure loans that meet individual customer needs while protecting the integrity of the Association. This role offers the chance to grow professionally while supporting the dreams of farmers, ranchers, and rural entrepreneurs. You will - Conduct thorough credit analysis, documentation, and risk identification for loan committee submissions Recommend loan terms, rates, security, and controls to ensure sound credit decisions Stay informed on industry trends-returns, investments, yields, and more Collaborate with lenders to support customer outreach and marketing efforts What We're Looking For We're seeking candidates who bring both expertise and heart to the table. Ideal qualifications include: Bachelor's degree in business, economics, finance, accounting, or a related field Experience in credit analysis and financial evaluation Familiarity with tax returns and business structures (sole proprietorships, LLCs, LLPs, C-Corps, S-Corps, etc.) Agricultural knowledge is a strong plus Growth & Development We believe in lifelong learning. That's why we offer tuition reimbursement and a paid development to help you build the financial and customer service skills needed to thrive in your role. Our Commitment to You We invest in our employees with a comprehensive benefits package designed to support your well-being and work-life balance: Benefit Highlights Description 401(K) Up to 9% company contribution Health, Dental & Vision Insurance Comprehensive coverage Vacation & Sick Time Separate banks for flexibility Tuition Reimbursement Support for continued education Dependent Care FSA Family-friendly benefits Paid Holidays 12 days annually Our Culture At Central Kentucky Ag Credit, we value: Self-Starters - Innovators who seek continuous improvement Respect - Fairness, diversity, and community-mindedness Self-Management - Autonomy to set priorities and goals Voice - Open communication and active listening Dependability - Integrity and reliability Lifelong Learning - A shared commitment to growth About Us Central Kentucky Ag Credit is part of the Farm Credit System, the largest agricultural credit provider in the U.S. With over 100 years of experience, we're proud to be a cooperative lender-owned and governed by the farmers and rural residents we serve. Learn more about our mission and culture: [Website](******************************* [Podcast: Beyond Agriculture](*************************************** [Social Media: Facebook | Twitter | Instagram](************************************** Ready to make a difference in rural America? Apply today and help us build a stronger future-one loan, one customer, one community at a time.