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  • Credit Analyst

    Churchill Real Estate 3.2company rating

    Credit analyst job in Charlotte, NC

    As part of the Operations team, the Credit Analyst is responsible for evaluating the creditworthiness of loan applicants in the business purpose residential lending space. This role involves analyzing financial data, assessing risk, and making recommendations to ensure the integrity of our loan portfolio. Responsibilities: Review and analyze financial statements, credit reports, and other relevant data to assess the creditworthiness of loan applicants. Evaluate the viability of proposed real estate investments, including property value, market conditions, and borrower experience. Prepare detailed credit memos with recommendations for loan approval or decline, ensuring alignment with company policies and risk appetite. Identify potential risks associated with loan applications and recommend appropriate risk mitigation strategies. Work closely with underwriters and credit risk managers to ensure thorough and accurate risk assessments. Monitor loan portfolio performance and report on trends or emerging risks. Ensure all credit analysis and documentation comply with internal policies, industry standards, and regulatory requirements. Maintain accurate and organized records of credit decisions and supporting documentation. Stay informed of changes in regulations and best practices within the residential lending space. Collaborate with loan officers, processors, and other team members to gather necessary information and provide clear communication on credit decisions. Participate in meetings to discuss complex cases, share insights, and contribute to decision-making processes. Qualifications: Bachelor's degree in Finance, Business, Economics, or a related field. 2-4 years of experience in credit analysis, preferably within the residential lending or real estate sector. Strong analytical skills with the ability to interpret financial data and assess risk. Knowledge of residential real estate markets and investment principles. Excellent attention to detail and organizational skills. Strong written and verbal communication skills.
    $56k-86k yearly est. 5d ago
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  • OSINT Language Enabled Analyst Mid

    Aim Point Innovation LLC

    Credit analyst job in Quantico, VA

    About the job OSINT Language Enabled Analyst Mid MANDATORY TOP SECRET / SCI Security Clearance IS FOR IMMEDIATE FILL This position is in support of Marine Corps Intelligence Activity (MCIA), Intelligence (S2), Operations (S3) and Counterintelligence & Human Intelligence (CI HUMINT) Directorates and sets forth the requirements to provide the United States Marine Corps (USMC) with the Department of Defenses (DoD) best trained General Military Intelligence (GMI) professionals. This task order covers the work required to provide stakeholders Intelligence Analytical support for all Intelligence factions. The analyst shall: Conduct OSINT activities in response to Government Request for Information (RFI) or tasking by the OIC including working with the Government to clarify and refine the RFI, collecting, exploiting, and analyzing-online open-source information, and preparing a report in the format required by the task, with minimal supervision using commercial internet, NIPRNet, SIPRNet and SCINet systems and tools. Populate and maintain databases in support of and in conjunction with Data Analysts and Data Scientists. Document types and structure of open-source data, analyze and mine data to identify patterns and correlations, map and trace data from system to system or source to source, design and create data reports. Assist the OSINT Team in using and evaluating available Commercial Off-The-Shelf (COTS) tools. Employ COTS tools to aggregate, structure, visualize, and assess available open-source information; infer and assess the relevance, veracity, and credibility of the information and its source. Employ managed attribution (MA) software and associated online tradecraft while executing OSINT collection activities; demonstrate an understanding of the limitations of MA tools. Develop innovative ways to combine data from different tools to provide analytical results that are of greater value and relevance to Operational Forces. Train and mentor Marines in OSINT tradecraft and best practices, including the ability to administer MCIAs Expeditionary OSINT Course. Identify, develop, and formalize new OSINT tradecraft and other SOPs to meet mission requirement. Three mid-level language enabled analysts shall leverage language skills and cultural/area knowledge in support of OSINT activities. The government will specify which languages will be required. They could include Mandarin, and Russian, with a DLPT score of 3/3 or better (DLPT score no older than 5 years upon hire date). Develops open-source research strategies to support specific information gaps. Manually search for, exploit and analyze a variety of online open sources to include media, social media, academic literature, videos, maps etc. in target language to augment information acquired through other sources and/or to fill information gaps. Use various tools and methods to determine authenticity and currency of information acquired from the Internet. Create reports using Word and PowerPoint to convey research findings; generate Open-Source Intelligence Reports (OSIRs). Verbally brief findings and research methods to various consumers. Use language skills to conduct searches and translate foreign articles, journals, and other forms of media into English. Participate in meetings, conferences, and exercises. Produce and deliver written reports, intelligence assessments and briefings to support consumers at the tactical, operational, and strategic level as assigned. Written products will meet Intelligence Community Standards (e.g., ICD 203, 206, 208), DoD NIC OSINT standards and MCIA standards and adhere to MCIA production and review processes. A well qualified analyst: Demonstrates comprehensive mission knowledge and skills that affirms completion of all developmental training and experiences for the labor category. Demonstrates ability to communicate understanding from information that may be incomplete, indirect, highly complex, seemingly unrelated, and / or technically advanced. Demonstrates ability to structure analysis based on trends in reporting and a range of analytic perspectives from other analysts, organizations, and intelligence disciplines. Demonstrates ability to work independently with minimal oversight and direction. Demonstrates ability to collaborate and work with other IC members on information sharing, driving collection, and addressing analytic disputes and conflict resolution. Demonstrates ability to develop concise, insightful, and comprehensive products for defense intelligence. Demonstrates ability to lead teams in researching multifaceted or critical problems. Provides guidance in selecting, designing, and applying analytic methodologies. Uses argument evaluation and validated analytic methodologies to challenge differing perspectives. Desired Experience: At least 8 years of experience conducting analysis relevant to the specific labor category with at least a portion of the experience within the last 2 years. Desired Education: Bachelors degree in an area related to the labor category from a college or university accredited by an agency recognized by the U.S. Department of Education. Including Military job codes:
    $62k-85k yearly est. 8d ago
  • Chinese-Mandarin Language Analyst

    Altamira Technologies Corp 4.1company rating

    Credit analyst job in McLean, VA

    Altamira Technologies has a long and successful history of providing innovative solutions throughout the U.S. National Security community. Headquartered in McLean, Virginia, Altamira serves the defense, intelligence, and homeland security communities worldwide by focusing on creating innovative solutions leveraging common standards in architecture, data, and security. Altamira believes that our people and our company's culture differentiate us from other companies. We focus on recruiting talented, self-motivated employees who strive to find a way to get things done. Position Summary Altamira is hiring a qualified Chinese-Mandarin Language Analyst. Position Description Conduct translation, transcription, and summaries/gists of various language materials Leverage knowledge of language origins and cultural context to provide meaningful, nuanced translations Conduct triage analysis on incoming language materials to determine priority and process accordingly Proficiently use various tools and databases to process language materials and annotate required data Must have a strong command of the English language and ensure proper grammar is always used Required Qualifications Must have a TS/SCI Clearance with Polygraph for consideration 4 years performing crypto language processing - translating/gisting sophisticated written and/or spoken materials and demonstrating all lower OLA skills (2 of the 4 yrs primary duty: translating, transcribing, and/or gisting) Must have ILR Skill Level 3 in Audio or Graphic Due to Federal contract requirements for this role, we can only consider US citizens for this position #J-18808-Ljbffr
    $65k-86k yearly est. 4d ago
  • Conflicts and Ethics Analyst

    Freeman Mathis & Gary, LLP

    Credit analyst job in Atlanta, GA

    Freeman Mathis and Gary, LLP is a rapidly growing, national specialty litigation firm seeking an Conflicts and Ethics Analyst to join our Atlanta office. The Analyst conducts internal conflict research on all potential and new cases and works with partners to ensure any conflicts are cleared or waived. An additional essential function of the position includes assisting in the opening of new clients matters in firm software. The following set of success factors describe the characteristics of those who are successful in our Firm: • Helpful, Congenial, Personable, Positive • Unpretentious, Approachable, Respectful, Team Oriented • Accountable, Takes Ownership, Corrects Mistakes • Organized, Timely, Confidential, Responsive (within 24 hours) Duties and Responsibilities: Conduct internal conflicts research and comprehensive corporate research on all potential new clients and cases using various electronic databases Document processes and maintain records of conflicts related information from the conflicts reporting analysis, follow-up responses received and other relevant data from conversations with firm attorneys Review and resolve any legal or business conflicts including resolving any actual or potential conflicts identified Work collaboratively with firm attorneys and the Conflicts Team aiding in conflicts resolution; provide excellent customer service to legal assistants and firm attorneys Submit new matters for the opening new clients and affiliated matters in firm software system Enter and update all matter-related information and firm contacts Enter client maintenance and matter maintenance requests, as needed Run conflicts on potential lateral matters and business development for the firm Other duties as assigned Education, Experience, and Skills Understanding of legal conflicts and applicable ethics rules Accuracy and attention to detail a must Ability to multi-task Proficiency in data entry and processing and following up with tasks Excellent working knowledge of Microsoft Office Ability to work efficiently in an extremely fast-paced environment with strict deadlines Must maintain courteous and professional demeanor, with a positive attitude Exceptional written and communication skills a must Ability to work with and maintain confidential and sensitive information Ability to work effectively in a team atmosphere High School Diploma Required College Degree desired, or minimum 4 years' experience in legal or insurance field Experience with Microsoft Office (Outlook, Word, Excel, etc.) required Knowledge of other business software and online databases preferred What we offer you Competitive compensation Comprehensive benefits package, including medical, dental, and vision HSA and FSA plans available for employees and dependents Work-life balance Generous PTO policy 401K plan including a 3% Employer Safe Harbor contribution Firm paid life insurance and long-term disability Employee Assistance Program Year-end bonuses and referral fee programs Freeman Mathis & Gary, LLP (FMG) is committed to providing equal employment opportunities to all applicants and employees by maintaining a workplace free of discrimination based on race, color, religion, sex, national origin, age, disability, genetic information, or any other protected status as provided by law. FMG complies with all applicable federal, state, and local laws. This position is subject to our drug‑free workplace policy, which includes the ability to pass a pre‑employment drug screen. Employees may be subject to reasonable‑suspicion drug testing in accordance with Firm policies outlined in the Employee Handbook.
    $59k-83k yearly est. 3d ago
  • Ecommerce Analyst

    Visionaire Partners 4.1company rating

    Credit analyst job in Atlanta, GA

    Excellent opportunity to build your career with a large, well-established company. We're seeking a proactive, detail-oriented professional to join a fast-paced and collaborative team environment. In this role, you'll support incoming requests from cross-functional partner teams. You will spend most of your time working in the Qualtrics platform. RESPONSIBILITIES: Design, build, launch, and manage online surveys using the Qualtrics platform Develop dashboards and deliver actionable reporting and insights to leadership Collaborate with cross-functional partners to gather requirements and support business objectives You will be contributing to building a best-in-class customer experience to improve conversion, drive traffic, and grow sales. Enjoy a casual dress code, dynamic and high-energy team members, and the ability to learn and execute business skills from an industry leader! This is a 10 month contract position in Atlanta with the possibility to extend or convert to associate. In this role you will be working in a hybrid model. REQUIRED SKILLS: 2+ years of professional experience using the Qualtrics platform, including survey creation and dashboarding Retail or E-commerce or another customer-facing industry experience Proficiency in basic Excel functions Strong written and verbal communication skills Bachelor's degree required Must be authorized to work in the U.S./Sponsorships are not available
    $40k-66k yearly est. 5d ago
  • Credit Analyst

    Toyota Motor Company 4.8company rating

    Credit analyst job in Alpharetta, GA

    Who we are Collaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like at Toyota. As one of the world's most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality solutions designed to enhance lives and delight those we serve. We're looking for talented team members who want to Dream. Do. Grow. with us. An important part of the Toyota family is Toyota Financial Services (TFS), the finance and insurance brand for Toyota and Lexus in North America. While TFS is a separate business entity, it is an essential part of this world-changing company- delivering on Toyota's vision to move people beyond what's possible. At TFS, you will help create best-in-class customer experience in an innovative, collaborative environment. To save time applying, Toyota does not offer sponsorship of job applicants for employment-based visas or any other work authorization for this position at this time. Who we're looking for Toyota's Eastern Region - Alpharetta, GA Experience Center (EC) is looking for a passionate and highly motivated Credit Analyst. The primary responsibility of this role is to analyze and make determinations on approval, conditioning, and rejection of retail and lease credit applications received from automotive dealerships. Reporting to the Credit Supervisor, the person in this role will support the Toyota Financial Services (TFS) EC objectives. What you'll be doing * Maintaining decision call-back times at or below established objectives. * Evaluating and negotiating deals as necessary in order to maintain the quality of purchases within established guidelines. * Advising management of any problems or irregularities pertaining to retail, lease, or wholesale financing, breeches of trust, or other violations of TFS plans. * Monitoring dealer trends and identifying and reporting adverse issues. * Partnering with Credit investigation as needed. What you bring * Strong attention to detail and organizational skills and multitasking. * Strong interpersonal and relationship building skills. * Excellent oral and written communication skills * Excellent analytical skills * Ability to adapt and prioritize with changing, fast paced situations * Knowledge of Microsoft Office applications * Ability and willingness to work a flexible and rotating schedule including weekends and holidays Added bonus if you have * Bachelor's degree highly preferred * Relevant work experience such as automotive retail and/or wholesale financing * Relevant work experience such as retail credit, collections, dealership financial statements or wholesale What We'll Bring During your interview process, our team can fill you in on all the details of our industry-leading benefits and career development opportunities. A few highlights include: * A work environment built on teamwork, flexibility and respect * Professional growth and development programs to help advance your career, as well as tuition reimbursement * Team Member Vehicle Purchase Discount * Toyota Team Member Lease Vehicle Program (if applicable) * Comprehensive health care and wellness plans for your entire family * Toyota 401(k) Savings Plan featuring a company match, as well as an annual retirement contribution from Toyota regardless of whether you contribute * Paid holidays and paid time off * Referral services related to prenatal services, adoption, childcare, schools and more * Tax Advantaged Accounts (Health Savings Account, Health Care FSA, Dependent Care FSA) * Relocation assistance (if applicable) Belonging at Toyota Our success begins and ends with our people. We embrace all perspectives and value unique human experiences. Respect for all is our North Star. Toyota is proud to have 10+ different Business Partnering Groups across 100 different North American chapter locations that support team members' efforts to dream, do and grow without questioning that they belong. Applicants for our positions are considered without regard to race, ethnicity, national origin, sex, sexual orientation, gender identity or expression, age, disability, religion, military or veteran status, or any other characteristics protected by law. Have a question, need assistance with your application or do you require any special accommodations? Please send an email to *****************************.
    $61k-93k yearly est. Auto-Apply 21d ago
  • Credit Analyst

    Merz North America 4.1company rating

    Credit analyst job in Raleigh, NC

    About Us Founded in 1908, Merz is a successful, family-owned specialty healthcare company with a rich history. As a leading global aesthetics business, our award-winning portfolio of injectables, devices, and skincare products empowers healthcare professionals to enhance confidence through aesthetic medicine. Our purpose is to fuel confidence by helping people look better, feel better, and live better. We believe you do not have to choose between living life and making a living. Live your best life with Merz Aesthetics. A Brief Overview The credit analyst is responsible for analyzing credit data and analyzing the financial information of current customer accounts. They assess credit risk and the credit worthiness of new and existing customers. The credit analyst evaluates accounts for extended credit terms. They also partner with the field sales team and with the customers to resolve account delinquencies. What You Will Do Credit Review accounts that have orders flagged for credit review. If necessary, contact customer to resolve issue so order can be released for shipment Risk analysis Process creditworthiness by pulling Experian report, and analyzing customer payment history to determine payment terms and order eligibility on existing customer account Collections Contact accounts that have past due balances, providing additional payment options to customers experiencing financial difficulty, and processing payments Research Respond to customer requests for research of an issue that is creating a delay in customers' ability to pay invoices on time Cross-functional Collaboration Working with Customer Solutions and Field Sales Team to resolve issues with accounts that create delays in order processing and shipping Customer Master Data Performing Risk Analysis, determining credit worthiness, and assigning appropriate credit limits on new accounts. Reporting Pulling relevant data for assigned region to discuss with AR Manager, to include showing percentage of increased or decreased past due balances in each area of delinquency Specialty Projects Participation in projects as assigned by Senior AR Manager Minimum Requirements High School Diploma 1-2 years experience as a Credit or Financial Analyst or other relevant experience Preferred Qualifications Bachelor's Degree in Finance, Accounting or related field Technical & Functional Skills Strong mathematical and analytical skills SAP experience Strong knowledge of Microsoft Office (especially Excel) Ability to research and evaluate data Strong problem-solving skills Ability to interpret credit reports (i.e., Experian, Dun & Bradstreet) Strong interpersonal skills Strong communication skills Ability to work independently or as a group No relocation assistance Must reside in Raleigh NC
    $56k-89k yearly est. 11d ago
  • Credit Analyst, Digital Infrastructure

    Cobank 4.8company rating

    Credit analyst job in Atlanta, GA

    A career at CoBank can offer you the opportunity to make a personal impact on the people and communities where we do business. In order to be the best, we hire the best! Remarkable Benefits Offered by CoBank * Careers with a purpose * Time-Off Packages, 15 days of vacation, 10 paid sick days and 11 paid holidays * Competitive Compensation & Incentive * Hybrid work model: flexible arrangements for most positions * Benefits Packages, including Medical, Dental and Vision coverage, Disability, AD&D, and Life Insurance * Robust associate training and development with CoBank University * Tuition reimbursement for higher education up to $10k per year * Outstanding 401k: up to 6% matching and additional 3% non-elective contribution & Student Loan Match * Community Impact: United Way Angel Day, Volunteer Day and Associate Directed Contribution * Associate Resource Groups: creating a culture of respect and inclusion * Recognize a fellow associate through our GEM awards Job Description Prepares analyses and conducts credit investigations of routine credits in accordance with prescribed methods and procedures. Prepares and/or assists in the preparation of credit reports for appropriate staff or committees. Cosponsors or approves credits within prescribed credit limits. Assists with account servicing, credit administration, and documentation. Provides support with research and statistical analyses. Essential Functions * Develops credit information for use by appropriate staff and committees in making decisions about credit arrangements for new, renewal, or extension loans. Cosponsors or approves credit requests within prescribed limits. * Reviews all pertinent credit and financial information and determines the need for more thorough investigation or additional information. Analyzes information statements and related material and prepares thorough, well-written, and clear credit reports. Prepares summaries, presents facts, and offers opinions concerning credit-worthiness. Understands and follows bank guidelines, policies, and procedures for the preparation and presentation of credit information. * Assists with credit administration, account servicing, development, packaging, closing, documentation, and monitoring. * Maintains control over current accounts, monitoring for payment progress and any developing problems. Provides relevant and timely information to internal stakeholders including account officers, relationship managers, and credit managers. * Assists in the preparation of internal research and analysis, provides statistical reports, and verifies information. Prepares and delivers presentations on topics as assigned. * Develops and utilizes computerized spreadsheets, programs, and other automated tools for credit analysis, special projects, or presentations. * Maintains expertise in assigned industries or market sectors. Keeps abreast of industry trends and competitive environment. Education * Bachelor's Degree in business, finance, or relevant discipline Work Experience * 1 year in credit/finance, preferably in banking or financial services industry required * Basic knowledge of financial analysis, including cash flow analysis, balance sheet analysis, profitability, liquidity, and solvency analysis. * Intermediate knowledge of financial modeling techniques and preparation of pro forma financial statements. Physical Exertion Details Sedentary Exerting up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently (Frequently: activity or condition exists from 1/3 to 2/3 of the time) to lift, carry, push, pull, or otherwise move objects, including the human body. Sedentary work involves sitting most of the time, but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met. Travel Requirement Details Occasional Travel occurs infrequently (typically, once a month or less). About CoBank The typical base pay range for this role is between $65,500 - $74,940. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. This position is eligible for a discretionary annual incentive program driven by organization and individual performance. The listed salary, other compensation and benefits information is accurate as of the date of this posting. This job will be posted for a minimum of five (5) business days or until the position is filled. CoBank reserves the right to adjust compensation for all positions and to modify or discontinue benefits programs at any time in its sole discretion, subject to applicable law. CoBank is a cooperative bank serving vital industries across rural America. The bank provides loans, leases, export financing and other financial services to agribusinesses and rural power, water and communications providers in all 50 states. The bank also provides wholesale loans and other financial services to affiliated Farm Credit associations serving more than 76,000 farmers, ranchers and other rural borrowers in 23 states around the country. CoBank is a member of the Farm Credit System, a nationwide network of banks and retail lending associations chartered to support the borrowing needs of U.S. agriculture, rural infrastructure and rural communities. Headquartered outside Denver, Colorado, CoBank serves customers from regional banking centers across the U.S. and also maintains an international representative office in Singapore. REASONABLE ACCOMMODATION We are committed to ensuring that our online application process provides an equal employment opportunity to all applicants, including qualified individuals with disabilities. If you are an applicant with a disability, or are assisting an applicant with a disability, and require accessibility assistance or would like to request a reasonable accommodation for any aspect of the application process, including completing an application, interviewing, or otherwise participating in the employee selection process, please submit a request by emailing *********************. Include your contact information and specific details about your requested accommodation. Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time. CoBank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, or status as a protected veteran. Responsibilities Prepares analyses and conducts credit investigations of routine credits in accordance with prescribed methods and procedures. Prepares and/or assists in the preparation of credit reports for appropriate staff or committees. Cosponsors or approves credits within prescribed credit limits. Assists with account servicing, credit administration, and documentation. Provides support with research and statistical analyses.
    $65.5k-74.9k yearly Auto-Apply 21d ago
  • Credit Analyst

    Farm Credit 4.5company rating

    Credit analyst job in Loudon, TN

    BASIC FUNCTION: Markets and originates qualified rural residential and lifestyle loans. Develops business development strategies that target potential Association customers and other influencers that may be a source of referrals for qualified residential and lifestyle loans. Maintains effective supervision of loans through sound loan administration to ensure Association position. Markets the Association by being a source of referrals for other lending segments of the Association. REPORTS TO: Country Mortgage Manager SUPERVISES: None MINIMUM QUALIFICATION: EDUCATION: Two years of secondary education and two years of related experience preferably in the lending or legal field. EXPERIENCE: Four years of work experience preferably in the lending or legal field. SENSORY AND PHYSICAL REQUIREMENTS: Must have the ability to read documents from many sources. Must be able to communicate audibly in and with staff, customers, and the general public. DESIRABLE QUALIFICATIONS: - Skill in networking, generating leads, and making sales calls and proposals for new business. Products. - Knowledge of laws, regulations, principles, procedures, and credit practices in the Farm Credit System and the Association with an emphasis on consumer credit. - Complete knowledge of Association residential / lifestyle lending loan products - Ability to communicate effectively with various parties to a residential loan transaction - Provides referrals to other lending segments - Performs other duties as assigned RESPONSIBILITIES (the essential responsibilities of the position include, but are not limited to): "Employees have the responsibility to comply with Standards of Conduct, Privacy, IT Security, etc." 70% 1. Develops and implements a marketing plan for the promotion of residential and lifestyle loan products that results in meeting Association volume/income goals for this lending segment. Actively performs business development, networking, and public relations activities to promote Association products and services. Engages in planned activities designed to stimulate loan demand, expand market penetration, and enhance Association name recognition. Participates in community/market area public relations events to increase exposure in the target market. Work with the Sales Manager to remain within the marketing budget. 30% 2. Ensures loans are originated and administered in a sound, constructive manner and in accordance with Farm Credit System and Association regulations. The accuracy and source of facts utilized to arrive at the loan decision are appropriately explained and documented. Provides complete loan packages and other information necessary promptly to facilitate efficient processing and compliance. Maintains effective supervision of loans to ensure the Association's position. Maintain average days < 55 days from application to closing. Average pricing for all loans should yield the maximum gross profit achievable taking into consideration the home loan market conditions/characteristics for the area.
    $48k-70k yearly est. 19d ago
  • Credit Analyst

    Independent Bank 4.3company rating

    Credit analyst job in Memphis, TN

    Job Description The Credit Analyst works with our Commercial Lenders and Business Bankers to serve the needs of our commercial clients. This individual will work with our Commercial Lenders to manage existing commercial clients and develop new relationships. A key part of the Commercial Lending Team, the credit analyst helps usher loan requests through the approval process. This position must adhere to all Bank policies, procedures and compliance regulations. DUTIES Analyzing financial reports, business plans, projections, and industry reports to understand customer/prospect credit-worthiness. Preparing written narratives describing borrowers' current financial condition and future outlook. Assisting lenders with daily credit monitoring tasks and monthly credit review. Reviewing covenant compliance for all commercial borrowers. Completing annual reviews on borrowing customers and reviewing ACH/ETL limits. Reviewing credit proposals for loan committee for accuracy and for continuing education. Participating in credit training opportunities. Accompanying lenders on customer/prospect visits to improve credit analysis understanding and to learn business development techniques. Qualifications Bachelor's degree in Business, Business Administration, Finance or Accounting is required. At least one year of work experience in banking, financial analysis, or a related field is required. Working understanding of accounting concepts and how they apply to businesses is required. Preferred Qualifications 1-3 years of financial analysis or banking is preferred. Confidence and competency in oral and written presentation is preferred. A quick learner with the ability to self-direct on important tasks with little to no direction is preferred. Excellent computer skills including, MS Word, Excel, and PowerPoint. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, gender identity, gender stereo typing, and age. Independent Bank is an EO/AA Employer M/F/Vets/Disabled
    $35k-49k yearly est. 20d ago
  • MH Jr. Credit Manager

    Firstbank 4.6company rating

    Credit analyst job in Knoxville, TN

    FirstBank is seeking qualified applicants to fill our Junior Credit Manager Position which represents the bank in our Specialty Lending Division. This position works directly with our Lead Underwriter and is responsible for everything from initial application submission through the request for closing documents. Essential Duties & Responsibilities: Monitoring distribution lists Reviewing and processing loan applications Pulling credit reports Entering customer data into electronic databases Analyzing credit history and financial information Completing income calculations Performing credit decisions, communicating credit decision to the client Mailing appropriate disclosures, and stipulating for and clearing credit conditions Individual may also be assigned special projects/tasks as may be deemed necessary This position is also responsible for updating and maintaining spreadsheets Qualifications: Education and/or Experience High school diploma or equivalent; college degree in accounting or finance preferred Knowledgeable of Regulatory Requirements and capable of adhering to internal Underwriting Guidelines Proven ability to accurately analyze credit reports, calculate income, and determine ability to repay Strong Microsoft Computer Skills - Microsoft Word, Excel, PowerPoint, Outlook Skills and Abilities Have strong organizational, multi-tasking, and problem-solving skills. This position does interact with clients and external vendors, so candidate should possess proper phone etiquette and handle different personalities well. Must have excellent relationship building skills and have an approachable personality to be successful in contributing to our team. This position requires the individual to be both self-motivated and accountable for daily workload Excellent Written Communication - Able to write concise clear letters, reports, and emails. Relationship Building - Able to establish and maintain a good rapport and cooperative relationship with clients and co-workers. Detail Oriented - Able to pay meticulous attention to all aspects of a situation or task. Reliability - Must be dependable and trustworthy. Accuracy - Typing skills are a must. Work is correct and error free and within company regulation policies and guidelines. Respectful demeanor toward other associates and managers that promotes a positive and professional work environment. Understand and comply with bank policy, laws, regulations as applicable to your job duties. This includes but is not limited to; complete compliance training and adhere to internal procedures and controls; report any known violations of compliance policy, laws, or regulations and report any suspicious customer and/or account activity. FirstBank does not accept unsolicited resumes from agencies and staffing firms. Recruitment agencies and consultants may not submit resumes directly to managers. FirstBank will not pay fees to any third-party agency or company that does not have a signed agreement as an approved vendor. FirstBank in an Equal Opportunity Employer, including disability.
    $86k-124k yearly est. Auto-Apply 60d+ ago
  • Credit Analyst

    Farm Credit Services of America 4.7company rating

    Credit analyst job in Bainbridge, GA

    Are you looking for a rewarding career with an organization who puts people first? Would you like to contribute to the mission of supporting agriculture and rural America? Do you enjoy working in a team environment? Do you have a passion for providing a great customer experience? Look no further because Southwest Georgia Farm Credit is seeking a Credit Analyst to serve our 21-county territory in southwest Georgia. Company Profile Southwest Georgia Farm Credit is a financial institution that provides financing for agriculture, agribusiness and rural real estate purchases and improvements. We are headquartered in Bainbridge, with six offices that service 21 counties in the southwestern-most portion of the state of Georgia. With over $600 million in assets, Southwest Georgia Farm Credit is a cooperative and part of the nationwide Farm Credit System. Job Description The Credit Analyst develops and analyzes all types of credit information. The successful candidate prepares complete loan packages independently for small to mid size loans, completes all documents, including projections, prepares analyses and makes the appropriate recommendations. The Credit Analyst assists with preparation of larger and more complex loan packages. The successful candidate improves professionalism associated with loan servicing, monitoring, and reporting. The Credit Analyst provides assistance to Relationship Managers as needed in loan servicing and processing as needed, as well as performs timely and efficient processing of assigned loans. Required Qualifications • Education and/or experience equivalent to a bachelor degree in finance, accounting, or business administration • Possesses a working knowledge of spreadsheets, word processing and other customized software • Demonstrates accuracy and thoroughness • Exhibits sound and accurate judgment • Supports and explains reasoning for decisions • Uses intuition and experience to complement data • Effective group presentation skills • Self starter
    $49k-76k yearly est. Auto-Apply 60d+ ago
  • Specialty Finance Credit Analyst II

    First Horizon Corp 3.9company rating

    Credit analyst job in Atlanta, GA

    Location: On site in Memphis, TN, Atlanta, GA, Nashville, TN, Charlotte, NC, New Orleans, LA, or Dallas, TX The Credit Analyst will work directly with the deal team in analyzing, underwriting and monitoring all credit facilities within their portfolio. As a Credit Analyst, the individual will learn the basics of deal making and loan structures while being exposed to other departments within the Bank. The Credit Analyst is an excellent first position in banking that paves the way to numerous other opportunities within First Horizon including sales, credit, relationship management, loan review or other similar positions. Work with the Portfolio Manager (PM) and Relationship Manager (RM) in completing at least 80% of the credit analysis. The credit analysis is Commercial Banking's primary document for analyzing and underwriting all new and outstanding loans. The credit analyst performs an in depth analysis on the borrower's ability to repay focusing on the company and owner's background, recent and historical financial performance, guarantor's (if applicable) financial condition, collateral performance, risk rating, risk-adjusted return on capital, and several other factors related to First Horizon's underwriting policies and guidelines. Duties and Responsibilities: * Work directly with PM, RM and clients to address needs efficiently and accurately * Spread financial statements * Provide advanced analysis in assessing and evaluating current and new business opportunities * Interact with clients and LOB leaders through email, phone conversations, field exams, bank group meetings, etc. * Project manage complex credit requests and analyses and see them through to completion * Identify emerging industry trends and proactively monitor the risk in the current book of business * Attend credit meetings and learn to properly present modifications and new to bank opportunities to internal credit partners for final approval Knowledge and Skills: * Critical thinker possessing superior analytical abilities with the ability to reach logical conclusions based on the available information * Microsoft Office: Strong excel and presentation building skills * Ability to manage multiple projects, while maintaining high attention to detail * Self-starter attitude * Flexibility and proven ability to diagnose and resolve issues * Intellectually curious, ability to think outside the box, assertive * Hard working, smart, creative, analytical, driven, exceptionally organized * Strong communication skills and results driven * Ability to work and excel in a team environment Education: * Bachelor's degree (BBA or BS) in Accounting, Finance, or a closely related field. * Exceptional educational background required * CFA or CPA candidates preferred About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ********************* Benefit Highlights * Medical with wellness incentives, dental, and vision * HSA with company match * Maternity and parental leave * Tuition reimbursement * Mentor program * 401(k) with 6% match * More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube
    $61k-78k yearly est. 15d ago
  • Commercial Credit UW I-II

    Bank of America Corporation 4.7company rating

    Credit analyst job in Knoxville, TN

    At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: The UW is responsible for underwriting and structuring of credit transactions. The UW is able to underwrite credit transactions with minimal oversight from the Credit Officer (CO) and also approves complex credit transactions with some coaching from the CO/Commercial Credit Manager (CCM). The UW leads the credit approval process with assistance from the CCM as needed for clients without CO coverage and is an active participant with the CO in credit approval process for complex clients/transactions. UWs may call on credit clients and prospects in partnership or independently with the RM and/or CO as appropriate. Provides ongoing management and primary accountability for a portion of the monitoring and maintenance activities on an assigned portfolio or market, including a higher composition of complex client relationships. They monitor clients operating performance and financial condition to proactively identify issues and opportunities. They deliver financial, industry, economic and other analysis to facilitate decision making, while also ensuring adherence to credit policies, guidelines, and applicable regulatory requirements. The UW's provide ongoing coaching and support to other Credit team members. They report to CCM and partner closely with COs. Responsibilities: * Evaluates credit worthiness and provides analysis and decisioning on whether a client should receive a credit facility * Partners with Credit Officers, Relationship Management, and Risk teammates to assess and deliver credit solutions * Monitors the client's operating performance and financial condition, proactively identifying issues and opportunities * Delivers financial modeling, loan structure, industry, economic, and other analysis to team members to support the loan decision-making process * Ensures adherence to credit policies, guidelines, procedures, and applicable regulatory requirements Skills: * Attention to Detail * Credit and Risk Assessment * Financial Analysis * Underwriting * Written Communications * Analytical Thinking * Credit Documentation Requirements * Financial Forecasting and Modeling * Recording/Organizing Information * Business Acumen * Collaboration * Collateral Management * Loan Structuring * Prioritization Required Qualifications: * 3+ years of solid experience in Commercial Banking performing financial analysis, structuring, underwriting and portfolio management * Strong communication and analytical/technical skills, including financial accounting, modeling and loan structuring. Desired Qualifications: * Participate with RM or CO's to negotiate Credit Agreements & loan documents, as needed. * Be knowledgeable of the closing process & timeline for all types of loans (i.e. real estate, revolvers, etc.) * BA/BS Desired Shift: 1st shift (United States of America) Hours Per Week: 40
    $41k-55k yearly est. 45d ago
  • MH Credit Assistant

    First Bank Online 4.5company rating

    Credit analyst job in Knoxville, TN

    FirstBank is seeking qualified applicants for a Credit Assistant, which represents the bank in our Specialty Lending Division. This position works directly with our credit managers on our fast-paced lending team. Essential Duties and Responsibilities: * Review loan applications and documents for accuracy * Enter customer information into system * Gather documentation for the loan * Coordinating with customers and retailers regarding the loan * Manage a lending pipeline * Assist with special projects as needed Education and/or Experience * Highschool diploma or GED equivalent * College degree in Accounting or Finance preferred, but not required * Previous sales experience preferred, but not required * Experience in lending and understanding of regulations preferred, but not required Skills and Abilities * Strong organizational skills * Multi-tasking and problem-solving skills * Proficient in Microsoft office suite * Excellent written, oral, and reading communication skills * Ability to establish and maintain a good rapport and cooperative relationships with clients and coworkers * High level of attention to detail * Ability to demonstrate the highest level of ethical behavior and confidentiality and maintain confidentiality with sensitive information. * Respectful demeanor toward other associates and managers that promotes a positive and professional work environment. * Understand and comply with bank policy, laws, regulations as applicable to your job duties. This includes but is not limited to; complete compliance training and adhere to internal procedures and controls; report any known violations of compliance policy, laws, or regulations and report any suspicious customer and/or account activity.
    $22k-26k yearly est. Auto-Apply 23d ago
  • Credit & Collections Specialist

    Stowers Industrial Power 2.8company rating

    Credit analyst job in Knoxville, TN

    Essential Job Functions: * Manage a large portfolio of customer accounts by staying organized, prioritizing tasks, and using strong time management skills to meet collection goals * Monitor aging reports and follow up on overdue accounts * Resolve billing discrepancies and customer disputes * Maintain accurate records of collection activities and communications by documenting in the company's system * Collaborate with sales and customer service teams to support account resolution * Prepare reports for management on collection status and risk exposure * Assist with legal documents for the Corporate Credit Manager, as needed Knowledge and Skill Requirements: * Strong understanding of credit principles, collections processes, and financial documentation * Proficiency in ERP systems and Microsoft Excel * Excellent communication, negotiation, and conflict resolution skills * Ability to analyze data and make informed decisions * High level of accuracy and attention to detail Education Requirements: High school diploma, GED or equivalent required Associate or Bachelor's degree in Accounting, Finance, or related field preferred Leadership Responsibilities: While this role does not include direct supervisory duties, the specialist will: * Take ownership of assigned accounts and collection strategies * Lead initiatives to improve collection efficiency and reduce DSO (Days Sales Outstanding) and Accounts Receivable write-offs * Provide insights and recommendations to leadership on credit risk trends Preferred Experience and Skills: * Experience in manufacturing, industrial, or heavy equipment industries is a plus * Knowledge of lien laws, collections regulations, and dispute resolution practices * Ability to work independently and manage multiple priorities Physical and Mental Requirements: * Ability to sit for extended periods and work at a computer * Clear verbal and written communication * Strong focus and mental agility for handling complex account issues Work Environment: * Office-based role with standard business hours - Typically, Monday through Friday 8:00-5:00pm. * Collaborative team setting with cross-functional interaction * Occasional flexibility required during month-end or audit periods Stowers Machinery is fortunate to have served East Tennessee since 1960. East Tennessee is a great place to live, work, and raise a family. Stowers is fortunate to represent Caterpillar, the world's leading manufacturer of equipment; a company always striving to meet the demands of changing markets. Stowers is fortunate to have loyal customers who have joined in a partnership that is mutually beneficial. And, Stowers is fortunate to have dedicated employees who love this business and are willing to work tirelessly to meet or exceed the customer's expectations.
    $37k-49k yearly est. 19d ago
  • Credit Analyst

    German American Bancorp 4.5company rating

    Credit analyst job in Owensboro, KY

    Job Title: Credit Analyst Summary of Duties and Responsibilities: In your role as Credit Analyst, you will assist loan officers by assessing the financial condition and repayment capacity of business customers, as well as assisting with loan application preparation. Using a strong attention for detail, you will analyze financial statements to assess the strengths and weaknesses of a borrower's historical operating performance and to include significant changes in the financial statements of the customer and identify trends in the statements. What You'll Do: A Day in the Life- Your focus will include analyzing borrowers and/or industries, as you work to complete Credit Applications accurately, inclusive of collateral analysis. You will stay current on industry trends through researching industry specific information from outside sources such as industry publications, government agencies, and the Internet for the purpose of assisting loan officers with understanding financial information. You will maintain strong relationships with loan officers as you collaborate with them to communicate financial information about the borrower in order to facilitate an informed credit decision, explain industry specific complexities to help them understand the borrower's financial condition, share insights to the market conditions that affect the borrower's business or industry, and document compliance with policies and procedures, including but not limited to adherence to analysis and reporting deadlines. You participate in corporate and individual projects, and so much more! What it Takes: 2+ years in commercial lending environment as a credit analyst, loan officer or related experience Bachelor's degree in Finance, Accounting or Economics, or related field Knowledge and experience with: analyzing economic trends of commercial and agricultural business, proficiency in reading financial statements (i.e., compilations, reviews, audits, and governmental financial statements), the organization of personal, corporate, and partnership tax returns Skills in: analyzing data, organizing, clarifying, explaining, listening, time management and coaching others Proficient with Microsoft Office Suite, including advanced Excel knowledge and daily use. What we can offer you: Medical, dental, vision, STD, LTD, Life insurance, etc. 17 days paid time off, 11 paid holidays and bereavement leave Education assistance program Wellness benefits Life event coverage Service awards Financial benefits including 401(k) match, stock purchase plan and more Great deals on both national and local discounts on everything from computers and vacations to phones and retail shopping This position will be located at: 313 Frederica St Owensboro, Kentucky, 42301 United States About Us: German American Bancorp, and its family of financial services companies employ talented, compassionate people throughout the organization, truly making our Company special. Delivering genuine, customized, personal service with a focus on truly serving customers and communities well, our employees bring the Shield of Excellence commitment to life with each and every interaction.
    $42k-52k yearly est. 5d ago
  • Credit Assistant

    21St. Mortgage Corporation

    Credit analyst job in Knoxville, TN

    The Credit Assistant role enters applications into TITAN, pulls credit bureaus for potential customers, and verifies applications for accuracy. Professional phone etiquette and good follow-up skills are required. Needs attention to detail when collecting information from application system or over the phone from potential customers. Some over time may be required. High School diploma required, computer literate, ability to multi-task while maintaining attention to detail, and professional phone etiquette. Business Unit - 21st Mortgage 21st Mortgage Privacy Policy
    $20k-26k yearly est. Auto-Apply 19d ago
  • Credit Assistant

    21St. Mortgage 3.2company rating

    Credit analyst job in Knoxville, TN

    The Credit Assistant role enters applications into TITAN, pulls credit bureaus for potential customers, and verifies applications for accuracy. Professional phone etiquette and good follow-up skills are required. Needs attention to detail when collecting information from application system or over the phone from potential customers. Some over time may be required. High School diploma required, computer literate, ability to multi-task while maintaining attention to detail, and professional phone etiquette. Business Unit - 21st Mortgage 21st Mortgage Privacy Policy
    $21k-26k yearly est. Auto-Apply 20d ago
  • Credit and Collections Specialist

    Robert Half 4.5company rating

    Credit analyst job in Madisonville, TN

    We are looking for a dedicated Credit Clerk to join our team in Auburn, WA. This is a Contract to permanent position, offering a unique opportunity for someone who thrives in a fast-paced environment and enjoys contributing to the efficiency of credit and collections operations. In this role, you will play a vital part in managing accounts receivable, processing payments, and supporting credit-related tasks to ensure smooth business operations. Responsibilities: Accurately enter invoices and maintain organized AR records. Manage AR processes, including credit card payments and credit application reviews. Partner with collections to follow up on outstanding accounts and support B2B collections. Ensure compliance with company credit/collections policies while resolving customer payment issues. Assist with account audits and reconciliations as needed. Requirements Experienced in commercial credit and collections with strong AR knowledge. Skilled in processing credit applications and setting appropriate credit limits. Strong organizational and data‑entry abilities with high accuracy. Effective communicator with customers and internal teams. Background in B2B credit and collections preferred. Robert Half is the world's first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles. Robert Half works to put you in the best position to succeed. We provide access to top jobs, competitive compensation and benefits, and free online training. Stay on top of every opportunity - whenever you choose - even on the go. Download the Robert Half app (https://www.roberthalf.com/us/en/mobile-app) and get 1-tap apply, notifications of AI-matched jobs, and much more. All applicants applying for U.S. job openings must be legally authorized to work in the United States. Benefits are available to contract/temporary professionals, including medical, vision, dental, and life and disability insurance. Hired contract/temporary professionals are also eligible to enroll in our company 401(k) plan. Visit roberthalf.gobenefits.net for more information. © 2025 Robert Half. An Equal Opportunity Employer. M/F/Disability/Veterans. By clicking "Apply Now," you're agreeing to Robert Half's Terms of Use (https://www.roberthalf.com/us/en/terms) and Privacy Notice (https://www.roberthalf.com/us/en/privacy) .
    $38k-49k yearly est. 1d ago

Learn more about credit analyst jobs

How much does a credit analyst earn in Knoxville, TN?

The average credit analyst in Knoxville, TN earns between $30,000 and $76,000 annually. This compares to the national average credit analyst range of $40,000 to $93,000.

Average credit analyst salary in Knoxville, TN

$48,000
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