Credit analyst jobs in Levittown, PA - 87 jobs

CompanyFederal Reserve Bank of PhiladelphiaThe Federal Reserve Bank of Philadelphia is one of the 12 regional Reserve Banks that, together with the Board of Governors in Washington, D.C., make up the Federal Reserve System. It helps formulate and implement monetary policy, supervises banks and bank and savings and loan holding companies, and provides financial services to depository institutions and the federal government. The Federal Reserve Bank of Philadelphia serves eastern and central Pennsylvania, southern New Jersey, and Delaware. Bring your passion and expertise, and we'll provide the opportunities that will challenge you and propel your growth! The Federal Reserve Bank of Philadelphia is seeking a PhD level or graduate student with preferred majors in Economics, Finance, Statistics, or Data Science. This opening requires an on-site presence. The work schedule is Monday - Friday (40 hours per week). This is a 10-week paid internship. The hourly rate for this position is as follows: $28.00- graduate level student $32.00 - PhD level student Intern Projects: The RADAR (Risk Assessment, Data Analysis, and Research) team at FRB-Philadelphia is exploring ways to leverage Gen AI to advance its data and analytics work. The intern will assist with this work by creating AI update reports, prompt testing, project coordination, creating training materials and documenting usage of internal tools. What You Will Do: Report Building for AI Updates: Weekly reports on open-source AI updates that the team can incorporate. Prompt Engineering Evaluation: Testing how prompt variations impact results at scale. The intern will conduct systematic A/B testing of prompt components to optimize accuracy. Project Coordination Support: Handle administrative tasks including scheduling, note-taking, JIRA updates. Facilitate communication across teams to maintain project momentum. Adoption & Training Facilitation: Create announcements, training materials, user onboarding resources, and department-specific guides to drive engagement. Technical Documentation: Apply Python knowledge to understand and document internal tools and to improve accessibility of MartinAI documentation for broader team usage. What You Have A master's or PhD student pursuing a degree related to Economics, Finance, Statistics, or Data Science. Other fields related to the ones listed are also encouraged to apply. Required Skills: Experience in Python, Stata, and MS Office Suite. Preferred Competencies: Verbal and written communication skills Problem solving skills Strong attention to detail Organizational skills to annotate and document their work such that others can pick up where the project left off Ability to work well independently with little supervision, the project manager will be available to assist Strong presentation and communication skills to share what they have completed concisely and effectively Additional Information: The Federal Reserve Bank of Philadelphia takes your information privacy seriously. Federal Reserve Bank of Philadelphia staff will only email you from the "@phil.frb.org" domain or through the Workday system "****************". If you are initially contacted by phone, feel free to request that the caller provide you with their email address to validate their identity. If you have any questions about the validity of someone who contacts you regarding this position, please email the Talent Acquisition team at ******************************. We are an equal opportunity employer committed to hiring the best candidates and to providing equal employment opportunity to all persons without regard to race, color, religion, sex, pregnancy, national origin, age, genetic information, disability, military service, or any other basis protected by law. We will ensure that individuals with disabilities are provided reasonable accommodations to participate in the job application or interview process, to perform essential job responsibilities, and to receive other benefits and privileges of employment. If you need assistance or an accommodation due to a disability, please email us at ******************************. All Federal Reserve Bank of Philadelphia employees must comply with the Bank's ethics rules, which generally prohibit employees, their spouses/domestic partners, and minor children from owning securities, such as stock, of banks or savings associations or their affiliates, such as bank holding companies and savings and loan holding companies. If you or your spouse/domestic partner or minor child own such securities and would not be willing or able to divest them if you accepted an offer of Bank employment, you should raise this issue with the Recruiter for this posting, who can provide you contact information for our ethics officer if necessary. You should review the Bank's Employee Code of Conduct to ensure compliance with conflict of interest rules and personal investment restrictions. You will be required to complete a background investigation including drug testing as a condition of employment, after the job offer is made. Candidates for positions deemed as "safety sensitive" will also be drug screened for the presence of marijuana. Any hiring decision based on a background investigation will be made following an individualized assessment that is job-related and consistent with business necessity and applicable law. Employment may not begin until the Bank accepts the results of the background investigation. All employees will be subject to FBI fingerprint / criminal background and Patriot Act/ Office of Foreign Assets Control (OFAC) watch list checks at least once every five years. Certain eligibility rules apply. You will provide work authorization to prove your eligibility to work in the United States. The above statements are intended to describe the general nature, level of work and the requirements of this position. They are not intended to be an exhaustive list of all responsibilities associated with this position or the personnel so classified. While this is intended to be an accurate reflection of this position, management reserves the right to revise this or any job description at its discretion at any time. By applying to this position, you agree you will be available to work on-site in a full-time capacity. Learn more about the Philly Fed and its culture. Learn more about working for the Philly Fed. Full Time / Part TimePart time Regular / TemporaryTemporaryJob Exempt (Yes / No) NoJob CategoryWork ShiftFirst (United States of America) The Federal Reserve Banks are committed to equal employment opportunity for employees and job applicants in compliance with applicable law and to an environment where employees are valued for their differences. Always verify and apply to jobs on Federal Reserve System Careers (************************************* or through verified Federal Reserve Bank social media channels. Privacy Notice

Insight Global is looking for a Credit/Balance Specialist to join one of our healthcare clients teams in Camden, NJ. The ideal candidate will have strong experience within hospital billing, specifically with credits/overpayments, refunds, submitting/disputing/appealing high dollar claims, authorizations, benefits, accounts receivable/follow up, and payment resolution. This individual will also upload patient medical records using revenue cycle management tools (NaviNet, Pear, and Availity.) They must feel confident working in a fast-paced environment while paying attention to detail (Working within 2-3 work ques, completing 50 claims/denials per day). We are a company committed to creating inclusive environments where people can bring their full, authentic selves to work every day. We are an equal opportunity employer that believes everyone matters. Qualified candidates will receive consideration for employment opportunities without regard to race, religion, sex, age, marital status, national origin, sexual orientation, citizenship status, disability, or any other status or characteristic protected by applicable laws, regulations, and ordinances. If you need assistance and/or a reasonable accommodation due to a disability during the application or recruiting process, please send a request to Human Resources Request Form (****************************************** Og4IQS1J6dRiMo) . The EEOC "Know Your Rights" Poster is available here (*********************************************************************************************** . To learn more about how we collect, keep, and process your private information, please review Insight Global's Workforce Privacy Policy: *************************************************** . Skills and Requirements - High School Diploma - 3-5 years of experience with Hospital Billing - Experience with credit/overpayments and/or insurance refund processes - Strong knowledge of Medicare/Medicaid - Experience with EMR systems - Experience working with Primary Payers - Team player - EPIC experience

Spring EQ is a national home equity lender providing flexible and tailored financing solutions directly to consumers with a national network of experienced brokers and partners. Since its founding in 2016, Spring EQ is among the fastest growing and highest-rated home equity financing partners in the United States. Spring EQ offers a broad range of home equity products and delivers a simple and streamlined process that results in faster funding, trustworthy loans, and less frustration for consumers today. To learn more about Spring EQ, visit ***************** At Spring EQ, it is our mission to empower homeowners and buyers to achieve and maximize the value of homeownership in a simple, fast, and ethical manner. Our values are to Be kind and treat all people - teammates, customers, and vendors - with respect and consideration Be adaptable and embrace change Be accountable and take responsibility and deliver the effort to fully complete the task Be better and strive for continuous improvement in ourselves, our team, and the company for our customers Be part of the solution and solve problems, find the answers, and collaborate Work hard, have fun, and get things done We are seeking a Credit Policy Specialist responsible for developing, writing, and publishing credit guidelines for Spring EQ, with a strong emphasis on Non-QM and alternative lending products. Responsibilities The Credit Policy Specialist is responsible for developing, writing, and publishing credit guidelines for Spring EQ, with a strong emphasis on Non-QM and alternative lending products. This role supports the organization by researching and analyzing agency, investor, and proprietary Non-QM requirements, maintaining policy alignment with industry updates, and assisting internal teams-including sales management, processing, underwriting, and closing-with policy interpretation. The specialist ensures that underwriting guidelines and credit policies are clearly understood and consistently implemented across all departments, particularly for complex Non-QM scenarios. Key Responsibilities include; Maintain a robust governance framework to ensure product changes-especially Non-QM and Jumbo-are assessed for credit and operational risk, with decisions thoroughly documented Develop, write, and revise lending technical documentation, including policies, procedures, forms, and quick-reference guides for Non-QM products Conduct in-depth analysis of Non-QM credit policies and make informed recommendations regarding underwriting strategies and product alignment Review and update product matrices regularly, ensuring accuracy for Non-QM and alternative lending programs Serve as a subject matter expert (SME) on Non-QM credit policy topics to promote consistency across underwriting and sales teams Act as the primary point of contact for internal inquiries related to Non-QM credit exceptions, investor overlays, and regulatory guidelines Research industry trends and emerging risks in the Non-QM space, evaluating best practices in credit risk management Collaborate with Product, Underwriting, and Compliance teams to align new or revised Non-QM products with credit policies and risk tolerance Communicate credit policy updates professionally and clearly to support organizational transparency and enhance brand credibility Complete special assignments as directed by management Qualifications Education: Bachelor degree Work history: 7-10 years of mortgage underwriting experience, with at least 5 years in Non-QM and Jumbo products Deep knowledge of Non-QM guidelines, investor overlays, and alternative documentation programs (bank statements, DSCR, asset depletion, etc.) Strong understanding of credit risk assessment for complex borrower profiles Excellent communication and interpersonal skills to support cross-functional collaboration Exceptional organizational abilities with attention to detail Proficient in Microsoft Word, Excel, Outlook, and Teams for documentation, data management, communication, and collaboration Comfortable working in a fast-paced, flexible, and production-oriented environment Compensation: 115-120k per yer Benefits 401k Plan offered through Fidelity Investments with company match Annual Charitable Matching Gift Program Commuter Benefits Company Holidays Credit Union Membership Dental Insurance Dependent Care Plan Disability Insurance Employee Assistance Program Life Insurance Medical Insurance Paid Time Off Plan Vision Insurance Weekly Non-Management Dinner Benefit Applicants must be authorized to work for ANY employer in the U.S. and will not require sponsorship now or in the future. Spring EQ is an Equal Opportunity Employer. We make all employment decisions based on merit and business needs. If you require a reasonable accommodation at any stage of the hiring or employment process, please contact ***********************

Who are we? For over 160 years, C&N has been committed to creating value through lifelong relationships with our customers, communities, shareholders, and teammates. What sets us apart from other banks is our unwavering dedication to embodying our values of teamwork, excellence, respect, responsibility & accountability, integrity, and having fun in everything we do, daily. From partnering closely with our customers and guiding them toward their life aspirations to supporting our local communities through our many initiatives, including “Giving Back, Giving Together,” to making the best decisions for the long-term interests of our shareholders, C&N is committed to being the only financial institution that our customers will ever need. At the heart of what we do are our employees! C&N is a team of passionate, imaginative professionals dedicated to making a positive difference. We believe in fostering a culture where every employee thrives. Join us to be part of a team that values innovation, collaboration, and excellence, where your career aspirations are supported, and your talents are appreciated. Who are you? You are a skilled credit analyst with a passion for uncovering insights and making sound credit decisions. As a Credit Analyst II, you'll play a critical role in evaluating complex loan requests, assessing risk, and providing strategic recommendations that shape our lending decisions. You'll have the opportunity to work on high-level credit analyses, mentor junior analysts, and collaborate with key stakeholders to drive results. At C&N, we foster a culture of trust, integrity, and professional growth. If you thrive in a dynamic environment where your expertise makes a real impact, we'd love to have you on our team. Join us and take the next step in your credit analysis career! You will be responsible for: Financial Analysis & Loan Underwriting - Reviewing and analyzing financial statements for complex borrowers, determining additional information needs, and maintaining loan request status updates. Credit Approval Documentation - Preparing detailed credit approval documents, and assessing strengths, weaknesses, conditions, and financial projections to support lending decisions. Credit & Financial Investigation - Researching borrower creditworthiness using credit bureaus, industry trends, and financial sources, ensuring underwriting data is current and comprehensive. Annual Credit Reviews & Risk Assessment - Conducting timely annual reviews, assigning appropriate risk ratings, and updating internal records to ensure compliance with loan policies. Risk Rating & Credit Approval - Assisting in risk rating assignments, providing recommendations for adjustments, and exercising credit approval authority within policy guidelines, including participation in credit committees. Client Relationship & Business Development - Partnering with lenders to meet with clients, assessing business operations, addressing underwriting inquiries, and promoting banking products and services. Requirements: Education & Experience - You will need a Bachelor's degree in Accounting, Finance, or a directly related field AND 2-4 years of previous related experience and/or training. Skills - You should possess well-developed abilities and a proven track record in the following areas: Developed analytical and critical thinking skills with the ability to identify strengths and mitigate risks. Excellent organizational skills and attention to detail. Proficient in conducting thorough research. Effective verbal and written communication skills. Knowledgeable of Accounting Standards and experience working with tax returns. Key Competencies - The combination of skills, behaviors, and attributes required to perform effectively in a role and achieve organizational goals include: Manages Complexity: Analyzes situations, gathers data, and evaluates options to solve complex problems effectively. Instills Trust: Maintains integrity, follows through on commitments, and earns credibility through consistent actions. Interpersonal Savvy: Builds positive relationships across levels, functions, and cultures with diplomacy and tact. Manages Ambiguity: Navigates uncertainty with confidence, makes decisions without complete information, and remains calm and effective in dynamic situations. Drives Results: Achieves goals despite challenges and motivates others to deliver strong outcomes. Nimble Learning: Adapts quickly, explores solutions, embraces new challenges, and learns from mistakes. Why C&N? At C&N, we're more than just a team - we're a community working together toward a shared mission: the success of our customers, teammates, shareholders, and communities. Achieve & Grow: Your success is our success. At C&N, you'll grow alongside our customers as we work together to achieve meaningful goals. Learn & Develop: Collaboration is at the heart of what we do. You'll learn from and with your teammates, fostering both personal and professional growth. Contribute & Be Rewarded: Your contributions make a difference, and we recognize your impact through competitive rewards and career advancement opportunities. Share & Celebrate: Together, we give back and celebrate the milestones that matter to our communities. We're proud of our award-winning workplace culture, recognized repeatedly with the NBRI Circle of Excellence Award. At C&N, we live our values every day, creating a supportive, inclusive, and dynamic environment where you can thrive. Comprehensive Benefits for Your Success: At C&N, we offer more than just a competitive salary - our robust benefits package is designed to support your well-being, career growth, and work-life balance. Highlights include: Paid Time Off: Generous vacation, personal, sick, family sick, and community service leave. Retirement Savings: 401(k) with pre-tax and ROTH contribution options and a safe harbor match, plus an Employee Stock Ownership Plan (ESOP). Health & Wellness: Health, dental, and vision coverage, including employer-paid premium options for employee-only coverage. Health Savings Account (HSA) and Flexible Spending Accounts (FSAs) for medical and dependent care. Employer-paid life and disability insurance. Additional voluntary coverages to meet your unique needs. Career Development: Access to education and development programs and ongoing support for personal and professional growth. With C&N, you can customize your benefits to fit your life while growing your career in a supportive and rewarding environment.

Independently develops concise and accurate credit analyses of prospects and current customers in a deadline focused environment with minimal guidance. Uses expertise to evaluate both private and public entities some of which include review of complex transactions. Analyses are well written and reflect a comprehensive understanding of the credit risk and its relationship to the recommended collateral products and unsecured exposure. Collaborate with underwriters and management to determine appropriate collateral amounts and structures for insured programs. Facilitate the approval of exception when needed. Communicates financial results, trends and business implications to management, stakeholders and other groups at the appropriate level of detail. Proactively leads complex efforts to continuously improve processes to ensure work is performed as efficiently and effective as possible. Uses business acumen and strong analytical expertise to perform complex ad hoc analysis. Demonstrates strong verbal and written communication skills. Leads development and facilitation of training. Travels to and supports underwriting at broker and client meetings as required. Responsibilities Accurately analyzes financial statements and related filings for a diverse and complex group of different size policyholders and prospective customers. Conducts analysis that includes assigned credit rating, key strengths, weaknesses, industry outlook and recommended collateral options. Collaborate with underwriters and management to determine appropriate collateral amounts and structures for insured programs. Facilitate the approval of exception when needed. Understands and interprets financial statements of varying quality including internally company prepared statements up to those prepared in accordance with GAAP or IFRS. Understands various organizational structures, investment and debt has on the creditworthiness of subject companies. Regularly accesses and appropriately utilizes a variety of informational resources including First Research, Rating Agencies and other related sources to identify and understand trends and gauge subject company performance relative to peers and industry. Thorough understanding of insurance products, collateral types and associated credit risk. Drives the production of complex management reports and associated results analysis, using business acumen and analytical ability to lead the team in identifying business drivers of results and communicating them effectively. Continually assesses the business value and efficiency of the work performed, identifies problems and opportunities, drives implementation and monitors results. Initiates and leads complex department projects and continuous improvement activities that may include working cross functionally with other departments. Supports development of team members by sharing best practices, conducting peer reviews that identify strengths and opportunities, and training of less experienced analysts. The selected candidate should live within 50 miles of a GRS hub office, and be able to come into the office two days/week. Qualifications Bachelor`s degree (Finance or Accounting) required CPA or advanced degree in Accounting, Finance, or Business preferred Minimum of 5 years of finance experience. Experience with credit analysis and/or financial statement analysis is preferred. Must demonstrate attention to detail in a fast-paced work environment and the ability to manage and prioritize multiple accounts and projects simultaneously to drive results Communicates well with own team and across organizational boundaries to ensure the successful completion of shared goals Comfortable leading meetings and able to communicate issues and trends to senior management and other groups at the appropriate level of detail Solid understanding of Finance Tools and Analytical Methods About Us Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: *********************** Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices California Los Angeles Incorporated Los Angeles Unincorporated Philadelphia San Francisco We can recommend jobs specifically for you! Click here to get started.

We are the leading provider of professional services to the middle market globally, our purpose is to instill confidence in a world of change, empowering our clients and people to realize their full potential. Our exceptional people are the key to our unrivaled, culture and talent experience and our ability to be compelling to our clients. You'll find an environment that inspires and empowers you to thrive both personally and professionally. There's no one like you and that's why there's nowhere like RSM. As a member of our CIM group, working specifically with Accounting Methods & Periods (AMP), you will be responsible for the following job duties which are focused around two core concepts: your technical and quality expertise and delivering excellent client service: Examples of the candidate's responsibilities include: Assist with tax planning and research related to various items that affect the timing of income, deductions, capitalization, cost recovery and inventory Develop an understanding of client's business and industry to help identify tax planning ideas Assist in implementing multiple projects simultaneously, which include client interviews, data gathering, analysis, computations, and preparation of tax filings Document facts and positions and draft other technical memoranda Communicate effectively and respond timely to internal and external requests to help drive the success of AMP engagements Maintain competency through continuing education and obtaining additional professional certifications Basic Qualifications: 90 credit hours completed Working towards B.A. / B.S. degree or equivalent from accredited university Accounting Major Travel to assigned client locations is required. Must have access to and ability to arrange for use of reliable modes of transportation to those locations A minimum 3.0 GPA is preferred Preferred Qualifications: Excellent written and verbal communication skills Strong computer skills, including proficiency in Microsoft Excel Ability to work effectively on a team Ability to work and multitask in a fast-paced environment At RSM, we offer a competitive benefits and compensation package for all our people. We offer flexibility in your schedule, empowering you to balance life's demands, while also maintaining your ability to serve clients. Learn more about our total rewards at ************************************************** All applicants will receive consideration for employment as RSM does not tolerate discrimination and/or harassment based on race; color; creed; sincerely held religious beliefs, practices or observances; sex (including pregnancy or disabilities related to nursing); gender; sexual orientation; HIV Status; national origin; ancestry; familial or marital status; age; physical or mental disability; citizenship; political affiliation; medical condition (including family and medical leave); domestic violence victim status; past, current or prospective service in the US uniformed service; US Military/Veteran status; pre-disposing genetic characteristics or any other characteristic protected under applicable federal, state or local law. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process and/or employment/partnership. RSM is committed to providing equal opportunity and reasonable accommodation for people with disabilities. If you require a reasonable accommodation to complete an application, interview, or otherwise participate in the recruiting process, please call us at ************ or send us an email at *****************. RSM does not intend to hire entry-level candidates who require sponsorship now or in the future. This includes individuals who will one day request or require RSM to file or complete immigration-related forms or prepare letters on their behalf in order for them to obtain or continue their work authorization. RSM will consider for employment qualified applicants with arrest or conviction records. For those living in California or applying to a position in California, please click here for additional information. At RSM, an employee's pay at any point in their career is intended to reflect their experiences, performance, and skills for their current role. The salary range (or starting rate for interns and associates) for this role represents numerous factors considered in the hiring decisions including, but not limited to, education, skills, work experience, certifications, location, etc. As such, pay for the successful candidate(s) could fall anywhere within the stated range. Compensation Range: $34 - $40 per hour

The Bank of Princeton has exciting career opportunities! Our goal to hire and retain talented people with engaging personalities and strong work ethics. We believe in recognizing and rewarding employees who consistently perform at a high level. As a Bank, we believe in investing in the right places. Especially when it comes to our employees. Our assets are our people. The Bank of Princeton has programs to help our employees grow in the community we serve. If you are a creative thinker interested in career growth, development and exceeding customer expectations, I am looking for you. We are always seeking top talent in Credit Administration as a Credit Analyst/Underwriter. The ideal candidate should have three or more years of experience in Commercial Lending preparing full and complete underwriting packages for commercial real estate and business loan requests, including but not limited to credit, financial, risk and market analysis. Must be able to analyze personal financial statement, corporate financial statements, federal tax returns, and other financial reports as required by specific loan request. Compensation includes a base salary commensurate with experience, excellent benefits including 401K, healthcare and a host of others. The Bank is expanding not only in New Jersey, New York and in Philadelphia and is one of the fastest growing institutions in New Jersey. It is noted as one of the top 50 fastest growing companies in NJ. The Bank of Princeton is an Equal Employment Opportunity/Affirmative Action Employer - Minorities/Females/Protected Veterans/Disabled/Sexual Orientation.

Job Description Credit Analyst - Consumer Finance (Full-Time, Remote or Office) Compensation: $50,000 - $60,000 base salary (depending on experience) Job Type: Full-Time Schedule: Flexible | Rotating Weekends About the Role We are hiring a Credit Analyst to support a high-volume consumer finance and sales operation. This role is ideal for professionals with 2-4 years of experience in credit, lending, or finance who have begun taking on lead, senior, or mentoring responsibilities and are ready for increased ownership and visibility. You will work closely with sales teams and lenders to evaluate credit applications, secure customer-acceptable approvals in real time, and ensure smooth financing outcomes for customers. Key Responsibilities • Review consumer credit applications and determine the most appropriate lender for submission • Secure customer-acceptable approvals while sales representatives are with the customer • Communicate lender terms, approvals, and stipulations clearly to sales teams • Assist with collection of signed loan documents and required lender conditions • Track and log daily credit application activity accurately in internal systems • Monitor lender performance and escalate issues or trends to leadership • Serve as a trusted point of contact for sales teams on financing questions • Maintain strict confidentiality of customer and financial information • Support workflow consistency, quality control, and process improvement initiatives • Work a flexible schedule, including rotating weekends, aligned with sales demand Qualifications • 2-4 years of experience in credit analysis, consumer finance, lending, or underwriting • Experience in Home Improvement Finance or Automotive Finance strongly preferred • Prior experience in a lead, senior, or training role (formal or informal) preferred • Strong understanding of credit applications, lender programs, and approval workflows • Confident communicator with sales-facing experience • High attention to detail with the ability to manage multiple applications at once • Ability to work independently in a fast-paced, performance-driven environment • Strong ethics, discretion, and commitment to confidentiality Why Join Us • Competitive base salary with performance upside • Clear runway into senior or leadership roles within credit operations • High exposure to sales leadership and operational decision-making • Flexible work environment with long-term stability and growth

Responsibilities: Reviews and analyzes credit scoring metrics and risk ratings and quickly identifies material credit strengths and weaknesses to provide timely credit decisions. Collaborates as needed with IT department to maintain automated credit scoring model and facilitate upgrades to commercial and/or consumer credit scoring functionality. Supports credit decisions with scoring model and supplementary data from commercial and personal credit reporting agencies and various web resources including, but not limited to, D&B, Experian, Moodys, S&P, Fitch, A.M. Best, NAIC, and SEC and FDIC filings. Accurately spreads and analyzes financial statements and incorporates relevant financial metrics into credit reviews Reviews and decisions transactions within assigned authority, including recommendations from junior Analysts, and makes recommendations on transactions in excess of assigned authority. Monitors credit lines and completes credit line renewals in a timely fashion. Structures and appropriately documents credit approvals consistent with risk management guidelines. Reviews and approves changes to contract terms and conditions within assigned authority. Advises sales team on pended applications and facilitates the process of obtaining credit and financial information to decision pended transactions. Regularly updates system comments to keep all parties informed of the status of all credit applications. Ensures that dealer and customer concerns are resolved in a timely and appropriate manner without undermining risk management standards. Develops and maintains effective working relationships with inside and outside sales teams and end user customers. Negotiates complex credits to obtain favorable lease structures that win business without compromising credit standards. Seeks guidance as appropriate from supervisors and managers. Provides coverage support for assigned regions and other regions as required. Serves as mentor to less experienced or junior members of the credit team. Qualifications: Bachelor's degree in a relevant field or equivalent experience required, 3 to 5 years of related experience. Background in Equipment Leasing & Financing Hands-on experience with Risk Analysis software & tools (D&B, etc)

Hours: 40 Pay Details: $28.25 - $45.00 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Credit Management Job Description: Department Overview: This is a division of Credit Management concentrating in the management of commercial relationships assigned to the Workout Department at TD Bank. Portfolio managers and credit analysts gain exposure to the full breadth of commercial loans that TD underwrites. Syndications, ABL, Auto Finance, Middle Market, Investor CRE, Not For Profit and Community Banking are all the differing loan products managed within. The Credit Analyst II is responsible for conducting in-depth industry and financial analysis of existing and potential borrowers. This job works cooperatively to support the Lending and Credit functions of the Bank. Depth & Scope: * Responsible for financial analysis of moderately complex loans/industries/Customers * Works more independently but under the guidance and review of lead staff * Good understanding of loan risk factors * Researches industry specific information from outside sources, which may include conversation with Borrowers, industry publications, area libraries, references from other banks, credit agencies, as well as accessing information through the Internet * Participates in Customer meetings and make direct inquiry for specific Customer information based on prior research, experience and knowledge (may require travel at times) * Integral part of loan origination process. Responsible for performing underwriting analysis of Borrower's character, credit worthiness and financial condition * Supports the lending function by providing analytical support * Prepares insightful and timely approval memorandums for presentation to appropriate lending and credit authorities * Thoroughly analyzes financial statements, management profiles, business and product cycles, cash flow ability, collateral, agings, etc. of future and existing Customers to identify trends, measure performance, assess financial strength and develop an assessment of credit risk * May prepare complete written analysis with appropriate recommendations for approval, denial and alternative structure when necessary * May maintain credit files, monitor data such as updated financial statements and prepare updated analysis memos * Monitors compliance with regulatory requirements * Provides written analysis that identifies any deviations from the Company Commercial Loan Policy and becomes familiar with alternative structures in order to reduce credit risk * Achieves operational performance standards in quality and timeliness Education & Experience: * 4 year degree or equivalent experience * 2+ years related experience required * Developed knowledge of credit and financial analysis techniques. * Exhibits the ability to gather, consolidate, analyze and summarize data to provide well-considered recommendations on an increasingly independent basis. * Strong oral and written communication skills. * Strong analytical and research skills. * Developed PC skills including demonstrated proficiency and capability in word processing and spreadsheet software. * Ability to multi-task and meet deadlines. * Ability to maintain the confidentiality of credit and Customer information. * Good interpersonal skills and a team orientation. Preferred Qualifications: * Commercial credit experience Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% * Domestic Travel - Occasional * International Travel - Never * Performing sedentary work - Continuous * Performing multiple tasks - Continuous * Operating standard office equipment - Continuous * Responding quickly to sounds - Occasional * Sitting - Continuous * Standing - Occasional * Walking - Occasional * Moving safely in confined spaces - Occasional * Lifting/Carrying (under 25 lbs.) - Occasional * Lifting/Carrying (over 25 lbs.) - Never * Squatting - Occasional * Bending - Occasional * Kneeling - Never * Crawling - Never * Climbing - Never * Reaching overhead - Never * Reaching forward - Occasional * Pushing - Never * Pulling - Never * Twisting - Never * Concentrating for long periods of time - Continuous * Applying common sense to deal with problems involving standardized situations - Continuous * Reading, writing and comprehending instructions - Continuous * Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.` Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

A great banking experience starts with a great team! Mid Penn Bank is actively seeking a Senior Credit Analyst to join our team in PA or NJ. We believe that our ongoing success depends upon a skilled, satisfied, and valued work force. As a member of our team, you can expect opportunities to develop your skills to help you excel in your role and achieve your professional career goals. We offer a comprehensive range of flexible benefits to support your personal and financial well-being. Position Overview The Senior Credit Analyst is responsible for analyzing credit data and financial statements of individuals or businesses to determine the degree of risk involved in extending credit. This individual will prepare reports with credit information for use in the credit decision. In addition, the Senior Credit Analyst will accompany Commercial Loan Officers on customer calls to collect information and ask questions that are necessary during the credit analysis process. Senior Credit Analysts will work independently with limited supervision while analyzing the most complex credits and provide leadership and guidance to less experienced Credit Analysts. Essential Duties and Responsibilities * Works independently and with minimal supervision to analyze credit data for the most complex credits. * Reviews and analyzes data and financial information to evaluate and provide judgment on the short and long-term repayment prospects of the individual or company. * Synthesizes the results of the financial review and prepares financial statement spreads and a written financial analysis summarizing the borrower's historical and projected performance, credit strengths and weaknesses, sources of repayment, potential risks to the organization, and overall evaluation of creditworthiness. * Applies credit policy to all loan requests and identifies exceptions to policy that would need additional approvals. * Researches specific industry issues and economic trends to predict the potential impact to the borrower's performance. * Provides recommendations to assist in policy & procedure development or maintenance. * Contributes to active portfolio management and makes recommendations based on the receipt and evaluation of new financial information. * Accompanies Commercial Loan Officers on customer calls to collect information and ask questions. * Continues on-going education to stay abreast of current economic conditions, techniques in credit analysis, risk management, and industry trends. * Achieves goals assigned to the Senior Credit Analyst as part of the assigned department's annual operating plan. * Helps establish department goals and implements strategies to achieve goals and helps to manage department workflow when needed. * Collects information and asks questions that are then used in the credit analysis process. * Works closely with Loan Officers and department management on more complex transactions and interacts with customers and their financial officers in gaining in-depth understanding of customer's business and financial position. * Contacts accountants, attorneys, and/or borrowers to obtain additional information. * Prepares financial documents and reports in an accurate and timely manner. * Completes a minimum average of 8 write-ups per month. * Completes extensions prior to month end. * Actively manages the term loan reviews as assigned. * Collaborates with credit team to identify and correct any issues related to the lending function including customer service, internal operations, credit control procedures, etc. * Communicates with management and staff personnel in order to integrate goals and activities. * Partners with department management to help train and develop less experienced Credit Analysts; provides leadership, acts as a mentor, reviews work for accuracy, and coaches on best practices and advanced credit underwriting skills. * Responds to inquiries relating to his/her particular area, or to requests from other company personnel, customers, etc., within given time frames and within established policy. * Ensures that all credit analysis activities are conducted in accordance with prescribed departmental procedures and applicable laws or regulations. * Estimates the degree of risk involved in extending credit or lending money to firms or individuals. * Determines risk rating based on the evaluation of financial information. * Plays an active role in protecting the organization and its customers against fraud by incorporating risk awareness and prevention into daily responsibilities. * Prepares or oversees the preparation of key department reports such as, Portfolio Management Reporting, Monthly Stock Collateral Valuation report, Borrowing Base tracking reports, Quarterly Board Reports, and others. * Maintains appropriate records and reports pertinent information to the immediate supervisor as requested, or according to an established schedule; compiles information as necessary or as directed and provides data to appropriate personnel. * Prepares minutes for company meetings. * Performs tasks, which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances. * Regular and predictable attendance is required. Education & Qualifications * A B.S. or B.A. degree, preferably in a related field of study; specialized financial analysis training also preferred. * A minimum of two (2) to (3) years' related experience normally required. Skill(s) Proficient reading, writing, and grammar skills; proficient interpersonal relations, communicative, and presentation skills; ability to work with mathematical concepts such as ratio and trend analysis and ability to interpret trends in each; ability to read, analyze, and interpret industry information, customer financial statements, and tax returns; ability to define problems, collect data, establish facts, and draw valid conclusions; proficient in use of Microsoft Excel, Microsoft Word, information systems, and Internet research; demonstrated leadership skills; ability to sit, stand, walk, bend, stoop, reach with hands or arms, use hands to manipulate objects, handle or feel, and lift items weighing 20 lbs. or less; visual, auditory and speaking skills; valid driver's license is required. Equipment/Machines * Automobile * Telephone * PC/Computer keyboard * Printer * Fax machine * Copy machine * Calculator Benefits Mid Penn Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account, dental and vision insurance; life insurance; 401(k) program with employer match and employee stock purchase plan; paid time off, paid holidays; disability insurance coverage, parental leave; employee assistance program, and tuition reimbursement. In addition, all employees are eligible to participate in mentorship programs, receive individualized development and career counseling, and participate in Mid Penn University courses and development programs. EEO Statement Qualified applicants are considered without regard to race, color, age, sex, sexual orientation, gender identity, religion, national origin, genetic information, pregnancy, disability, or protected veteran status. We also comply with all applicable laws governing employment practices and do not discriminate on the basis of any unlawful criteria. Equal Opportunity Employer-Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity Sponsorship Statement As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Mid Penn Bank currently or in the future.

Our bank client is seeking to fill a Sr. Credit Analyst role in the East Brunswick, NJ market. The successful candidate will be responsible for performing clear and comprehensive credit analysis on commercial real estate loans including but not limited to multi-family, ground-up construction, construction-to-permanent, purchases, for-sale properties, and acquisitions for new and existing customers - based on historical numbers, projections, and Appraisals. The position includes a generous salary of up to $85K along with an excellent benefits package. (This is not a remote position). Sr. Credit Analyst responsibilities include: Assisting in the analysis/underwriting of credits for the commercial lending area, particularly those related to real estate lending of any type: residential developers, shopping centers, apartment complexes, etc. Spreading and reviewing Business and Personal Tax Return/Financial Statements in the Financial Spreading Program. Preparing Risk Rating forms in conjunction with the Presentations/Annual Reviews. Conducting financial analysis such as NOI, Cash flow, Debt Service Coverage, Loan to Values, Liquidity ratios, leverage, profitability, and loan covenants Formulating/presenting findings, evaluations, credit worthiness, and recommendations to Lenders, Senior Management, and Internal Loan Committees. Mentoring new hires with the internal processes. All other reasonable duties as assigned. Requirements Who Are You? You're someone who wants to influence your own development. You're looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future. You also bring the following skills and experience: Bachelor's degree in accounting, credit, finance, or related field. Ten or more years of Banking and Financial industry experience specializing in Residential /Commercial Real Estate, Construction Underwriting, Financial Analysis, Management Reporting, and strong communication skills Ability to perform credit analyst functions including financial statement spreads and writing loan offering summaries. Good knowledge of commercial real estate and deal structures especially residential development construction. Ability to understand various business structures and related financial statements and tax returns. Ability to work effectively with lending officers to appropriately structure deals. Strong understanding of 3rd party reports such as Commercial / Residential Appraisals (including Absorption Analysis) Environmental Reports and Credit Bureau Reports. Very good oral and written communication techniques. Proficient in Microsoft Office Applications (Word, Excel, PowerPoint). Benefits The position includes a generous salary of up to $85K along with an excellent benefits package. (This is not a remote position).

When you work for AmeriGas, you become a part of something BIG! Founded in 1959, AmeriGas is the nation's premier propane company, serving over 1.5 million residential, commercial, industrial and motor fuel propane customers. Together, over 6,500 dedicated professionals will deliver over 1 billion gallons of propane from 1,800+ distribution points across the United States. Applications for this position will be accepted until . Posting Job Summary: Field role to support region Collection efforts. Timely customer service dispute and problem resolution for large and or key accounts. Reduce order interruption due to better communication and resolution of credit blocks. Reduction of third-party involvement for delinquent customers, reduction in late fees and subsequent credits or write-offs. Recommend solutions and document revised processes. Key Characteristics: * Detail oriented with excellent analytical and investigative skills * Excellent ability to reconcile and balance customer accounts Duties and Responsibilities: * Collections liaison for region pod and monthly aging reviews * Prioritization and resolution of top delinquent accounts within region * Increased cover of large Commercial & Ace account support * Write-off review - final bill, tank pick-up, no deliveries * Accountable for credit blocked released orders within region * Partner with TSR on AR aging by sales representative within region * Manage A/R for assigned accounts through account analysis, customer calls and account research * Make recommendations to Manager on what is working and where improvement is needed Knowledge, Skills, and Abilities: * Excellent PC Skills (Proficient with Microsoft Word, Excel, Internet, and E-mail communications) * Ability to read and interpret documents such as invoice and customer activity reports * Ability to write routine reports and correspondence * Excellent communication skills Education: * Bachelor's degree in Accounting or related field * 2 - 5 years of related experience * Ability to read and interpret documents such as invoice and customer activity reports * Ability to write routine reports and correspondence * Excellent communication skills Working Conditions: * Normal office environment with ability to work a flexible schedule AmeriGas Propane, Inc. is an Equal Opportunity Employer. The Company does not discriminate on the basis of race, color, sex, national origin, disability, age, gender identity, sexual orientation, veteran status, or any other legally protected class in its practices. AmeriGas is a Drug Free Workplace. Candidates must be willing to submit to a pre-employment drug screen and a criminal background check. Successful applicants shall be required to pass a pre-employment drug screen as a condition of employment, and if hired, shall be subject to substance abuse testing in accordance with AmeriGas policies. As a federal contractor that engages in safety-sensitive work, AmeriGas cannot permit employees in certain positions to use medical marijuana, even if prescribed by an authorized physician. Similarly, applicants for such positions who are actively using medical marijuana may be denied hire on that basis. The pay for this position ranges from to , depending on circumstances including an applicant's skills and qualifications, certain degrees and certifications, prior job experience, market data, and other relevant factors. Additional compensation may include eligibility to earn a performance-based bonus or commissions on completed sales depending on position. This is the Company's good faith and reasonable estimate of the range of compensation for this position as of the time of posting. The Company offers a wide array of comprehensive benefit programs and services including medical, dental, vision, flexible spending and health savings accounts to our benefits-eligible employees. Additional benefits include retirement savings plans like 401(k) and paid days off such as parental leave, military leave, vacation/paid time off, sick leave in compliance with state law, as applicable, paid holidays, and disability coverage. Some benefits offerings are subject to any legal requirements or limitations, employee eligibility status, and where the employee lives and/or works.

/Job Title: Credit & Collection Specialist The Credit & Collections Specialist position is responsible for credit risk analysis and assessment, credit limit determination, order hold/release decisions, plus timely invoice and deduction collection activity across the analyst's entire group of assigned accounts. The position requires an organized, efficient and goal-oriented individual with excellent customer service skills, negotiation skills, and analytical skills. Successful analysts will also possess strong written and verbal communication skills for use in dialogue with both external customers and internal ‘customers'. The capacities to research data, solve problems and independently make decisions that fall within policy are also essential traits required for this role. MUST BE WILLING TO TRAVEL TO NJ FOR TRAINING - DURATION 3-4 WEEKS. ONCE TRAINING IS COMPLETE, THE POSITION IS BASED IN NORTH WALES PA. Overall, the objective of the Credit & Collections Specialist and the A/R function as a whole is to create and maintain a balanced environment that supports the company's efforts to maximize sales and margin, while simultaneously making efficient use of the Company's working capital and minimizing bad debt risk to the Company. Duties & Responsibilities: • Gather customer information as described by company policy. • Review, analyze and develop customer risk profiles using customer information. • Conduct periodic credit reviews of your assigned customer based, following our policy guidelines for frequency. • Contact customers with past dues balances for collection purposes, and collect effectively while maintaining the customer relationship. • Review orders on credit hold at multiple points daily and make timely hold/release decisions • Complete all recurring reporting related to aged open balances in a timely manner. • Develop and implement viable solutions for high risk customers that seek to meet our customer's needs, while also remaining in compliance with company policy. • Make timely and accurate determinations when an account is deemed uncollectible • Partner with other departments to ensure a common objective. • Participate in other critical projects upon request and audit requests • Position is to ensure invoices are paid within terms, analyze claims/discrepancies, and assist in the resolution. • Daily review of customer invoice aging reports. Contact customers regarding any past due invoices and/or claims/discrepancies. Identify and escalate any major issues to next level supervisor, immediately • Extensive reporting responsibilities, including, but not limited to, Weekly Cash Forecast, DSO, Bad Debt Exposure, Month-End/Quarter-End Reconciliations, Ad-Hoc, etc. • Perform ad-hoc analysis and analytical work as required. • Maintain customer and data confidentiality in all aspects of the role. Requirements: • Experience in a Pharmaceutical Credit environment is strongly preferred. • Knowledge of Basic Accounting • BS Degree in Accounting or other Business Discipline preferred, but not required or extensive work experience is comparable to a degree. • One - Three years of experience in a heavy collection environment. At least two years of experience should be with a manufacturer of consumer goods or other industry whose customer base included major retail or chain stores or wholesale pharmaceutical distributors. • Advanced computer skills, (MS Office, Excel, Word, and PowerPoint). Especially Excel • SAP a plus Specialized Knowledge and Skills: • Outstanding interpersonal skills and the ability to deal with tact and diplomacy • Ability to develop strong relationships with contacts at customer accounts • Ability to work with and effectively communicate with all levels of Management • Proficient and accurate in keying numbers and letters • Strong analytical/multi-tasking skills • Must possess ability to work independently with minimal supervision Work Environment and Physical Demands: • High Paced Office environment • Stress tolerance • Ability to spend extended periods of time viewing a PC screen • Ability to sit for extended periods of time • Must adhere to pre-determined work schedule Notes: • Work schedule/Beginning of the work week (if it differs from Monday - Sunday) M-F • Shift - confirm the start/end time of the shift Start 7:30 to 9 AM. End 4:30 to 5:30 PM • Overtime expectations As needed • Nonstandard requirements for the position (e.g., Fitness for Duty) None • Training for 3-4 weeks is in NJ • Interview process: Face to Face; maybe 30 to 60 mins • Interview location: 1070 Horsham Road North Wales, PA Qualifications Requirements: • Experience in a Pharmaceutical Credit environment is strongly preferred. • Knowledge of Basic Accounting • BS Degree in Accounting or other Business Discipline preferred, but not required or extensive work experience is comparable to a degree. • One - Three years of experience in a heavy collection environment. At least two years of experience should be with a manufacturer of consumer goods or other industry whose customer base included major retail or chain stores or wholesale pharmaceutical distributors. • Advanced computer skills, (MS Office, Excel, Word, and PowerPoint). Especially Excel • SAP a plus Specialized Knowledge and Skills: • Outstanding interpersonal skills and the ability to deal with tact and diplomacy • Ability to develop strong relationships with contacts at customer accounts • Ability to work with and effectively communicate with all levels of Management • Proficient and accurate in keying numbers and letters • Strong analytical/multi-tasking skills • Must possess ability to work independently with minimal supervision Work Environment and Physical Demands: • High Paced Office environment • Stress tolerance • Ability to spend extended periods of time viewing a PC screen • Ability to sit for extended periods of time • Must adhere to pre-determined work schedule Notes: • Work schedule/Beginning of the work week (if it differs from Monday - Sunday) M-F • Shift - confirm the start/end time of the shift Start 7:30 to 9 AM. End 4:30 to 5:30 PM • Overtime expectations As needed • Nonstandard requirements for the position (e.g., Fitness for Duty) None • Training for 3-4 weeks is in NJ • Interview process: Face to Face; maybe 30 to 60 mins • Interview location: 1070 Horsham Road North Wales, PA Additional Information All your information will be kept confidential according to EEO guidelines.

Title: Accounts Receivable Analysts (2 openings) Department: Finance Job Type: Regular Full-Time Shift: 1 st Schedule: Hybrid - Monday- Friday, 8:30am to 5:00 pm - 3 days in the office (Tuesday, Thursday and 1 other day of your choice.) Summary: NMS Labs has developed an extensive menu of more than 2,500 tests to support clients in forensic, criminalistic, public health and clinical fields. For over 50 years, our clients have relied on NMS Labs for unique testing solutions that demonstrate our company core values of Quality, Integrity, Service, Innovation and Engagement. As we work to increase the company's positive impact on public health and public safety, we are seeking talented professionals to join us for the journey! We invite you to learn more about our company by visiting NMSLabs.com. Job Summary: We are seeking an Accounts Receivable Analyst to perform daily accounting, billing and pricing duties as assigned, to promote the efficiency of the department and meet reporting deadlines, collections of accounts, and special projects as assigned by the manager. Major Duties and Responsibilities for Level II Code paperwork for miscellaneous customers (via lookup in Workorder Viewer) with the account numbers and make copies for accounts receivable records. Monitor TIQ Billing mailbox daily and forward to appropriate party to respond. Contact clients to request payment on past due accounts. Mail, e-mail, or fax invoices per the client's request. Enter adjustments and account updates sent to TIQ-Billing prior to generating invoices. Correct pricing related to Accumulated Charge Warnings prior to generating invoices. Enter Specimen Retention charges monthly. Generate, print, and sort invoices and review for accuracy. Create revised invoices for clients with special requirements as requested. Work with Sales and Client Services to resolve issues or answer questions about client invoices. Ensure all receipts have been properly posted to customer accounts and all adjustments have been properly recorded. Monitor Aged Account Receivable and Power BI DSO reports on a regular basis to identify delinquent accounts. Ensure all receipts have been properly posted/applied to customer accounts and all adjustments have been properly recorded. Prepare account analysis spreadsheets for various client accounts as needed. Prepare journal entries for the monthly close as assigned. Assist with various audits as needed Other duties as assigned. Major Duties and Responsibilities for Level III Able to satisfactorily accomplish all job responsibilities in Level I and II. Manage high volume, and variety of complex special billing requirements. Manage the processing of pre-payments required for Miscellaneous account samples Requirements for Level II: Bachelor's degree with concentration in Accounting or Finance with a minimum 5 years of A/R experience OR Associate degree with concentration in Accounting or Finance with minimum of 7 years of A/R experience. OR High School Diploma with a minimum of 10 years of A/R experience AND Working knowledge of MS Office Requirements for Level III: Bachelor's degree with concentration in Accounting or Finance with minimum 8 years A/R experience OR Associate degree with concentration in Accounting or Finance with minimum of 10 years OR High School Diploma with a minimum of 10 years of A/R experience AND Working knowledge of MS Office Knowledge, Skills & Abilities: Ability to work in a culturally diverse environment, showing respect, patience, professional attitude and kindness to co-workers. Ability to comprehend regulations and SOPs and apply them to work operations. Ability to hear and to read, write and understand the English language. Good decision making and problem-solving skills. Possesses good general ledger knowledge Good Microsoft Office skills - Excel, Word, Outlook. Excellent phone etiquette with clients and co-workers. Able to work independently and with minimal supervision. Able to plan and accomplish departmental goals and meet deadlines. Excellent organizational skills, analytical skills, and attention to detail. Knowledge of generally accepted accounting principles and be able to apply them effectively. Strong verbal and written communication skills, with ability to interact at all levels of management. Physical Demands: Ability to talk, hear, stand, reach with hands and arms, and use hands and fingers to manipulate instrument/equipment controls, computer keyboard, office equipment, objects, or tools Moving from one work location to another to sit and stand, sometimes for extended periods of time Vision (with correction) including color, distance, peripheral vision, depth perception, and the ability to adjust focus Offers of employment are made contingent upon a nationwide background investigation and urine drug screen with results satisfactory to standards of employment at NMS. *We are an equal opportunity employer and will not discriminate against any employee or applicant for employment because of race, creed, sexual orientation, color, religion, gender, sex, sex identity, gender identity, national origin, age, marital status, citizenship status, otherwise qualified disability, or protected veteran status (disabled , Armed Forces Service Medal, recently separated, active duty or campaign badge ).

Spring EQ is a national home equity lender providing flexible and tailored financing solutions directly to consumers with a national network of experienced brokers and partners. Since its founding in 2016, Spring EQ is among the fastest growing and highest-rated home equity financing partners in the United States. Spring EQ offers a broad range of home equity products and delivers a simple and streamlined process that results in faster funding, trustworthy loans, and less frustration for consumers today. To learn more about Spring EQ, visit ***************** At Spring EQ, it is our mission to empower homeowners and buyers to achieve and maximize the value of homeownership in a simple, fast, and ethical manner. Our values are to * Be kind and treat all people - teammates, customers, and vendors - with respect and consideration * Be adaptable and embrace change * Be accountable and take responsibility and deliver the effort to fully complete the task * Be better and strive for continuous improvement in ourselves, our team, and the company for our customers * Be part of the solution and solve problems, find the answers, and collaborate * Work hard, have fun, and get things done We are seeking a Credit Policy Specialist responsible for developing, writing, and publishing credit guidelines for Spring EQ, with a strong emphasis on Non-QM and alternative lending products. Responsibilities The Credit Policy Specialist is responsible for developing, writing, and publishing credit guidelines for Spring EQ, with a strong emphasis on Non-QM and alternative lending products. This role supports the organization by researching and analyzing agency, investor, and proprietary Non-QM requirements, maintaining policy alignment with industry updates, and assisting internal teams-including sales management, processing, underwriting, and closing-with policy interpretation. The specialist ensures that underwriting guidelines and credit policies are clearly understood and consistently implemented across all departments, particularly for complex Non-QM scenarios. Key Responsibilities include; * Maintain a robust governance framework to ensure product changes-especially Non-QM and Jumbo-are assessed for credit and operational risk, with decisions thoroughly documented * Develop, write, and revise lending technical documentation, including policies, procedures, forms, and quick-reference guides for Non-QM products * Conduct in-depth analysis of Non-QM credit policies and make informed recommendations regarding underwriting strategies and product alignment * Review and update product matrices regularly, ensuring accuracy for Non-QM and alternative lending programs * Serve as a subject matter expert (SME) on Non-QM credit policy topics to promote consistency across underwriting and sales teams * Act as the primary point of contact for internal inquiries related to Non-QM credit exceptions, investor overlays, and regulatory guidelines * Research industry trends and emerging risks in the Non-QM space, evaluating best practices in credit risk management * Collaborate with Product, Underwriting, and Compliance teams to align new or revised Non-QM products with credit policies and risk tolerance * Communicate credit policy updates professionally and clearly to support organizational transparency and enhance brand credibility * Complete special assignments as directed by management Qualifications * Education: Bachelor degree * Work history: 7-10 years of mortgage underwriting experience, with at least 5 years in Non-QM and Jumbo products * Deep knowledge of Non-QM guidelines, investor overlays, and alternative documentation programs (bank statements, DSCR, asset depletion, etc.) * Strong understanding of credit risk assessment for complex borrower profiles * Excellent communication and interpersonal skills to support cross-functional collaboration * Exceptional organizational abilities with attention to detail * Proficient in Microsoft Word, Excel, Outlook, and Teams for documentation, data management, communication, and collaboration * Comfortable working in a fast-paced, flexible, and production-oriented environment Compensation: * 115-120k per yer Benefits * 401k Plan offered through Fidelity Investments with company match * Annual Charitable Matching Gift Program * Commuter Benefits * Company Holidays * Credit Union Membership * Dental Insurance * Dependent Care Plan * Disability Insurance * Employee Assistance Program * Life Insurance * Medical Insurance * Paid Time Off Plan * Vision Insurance * Weekly Non-Management Dinner Benefit Applicants must be authorized to work for ANY employer in the U.S. and will not require sponsorship now or in the future. Spring EQ is an Equal Opportunity Employer. We make all employment decisions based on merit and business needs. If you require a reasonable accommodation at any stage of the hiring or employment process, please contact ***********************

Independently develops concise and accurate credit analyses of prospects and current customers in a deadline focused environment with minimal guidance. Uses expertise to evaluate both private and public entities some of which include review of complex transactions. Analyses are well written and reflect a comprehensive understanding of the credit risk and its relationship to the recommended collateral products and unsecured exposure. Collaborate with underwriters and management to determine appropriate collateral amounts and structures for insured programs. Facilitate the approval of exception when needed. Communicates financial results, trends and business implications to management, stakeholders and other groups at the appropriate level of detail. Proactively leads complex efforts to continuously improve processes to ensure work is performed as efficiently and effective as possible. Uses business acumen and strong analytical expertise to perform complex ad hoc analysis. Demonstrates strong verbal and written communication skills. Leads development and facilitation of training. Travels to and supports underwriting at broker and client meetings as required. Responsibilities Accurately analyzes financial statements and related filings for a diverse and complex group of different size policyholders and prospective customers. Conducts analysis that includes assigned credit rating, key strengths, weaknesses, industry outlook and recommended collateral options. Collaborate with underwriters and management to determine appropriate collateral amounts and structures for insured programs. Facilitate the approval of exception when needed. Understands and interprets financial statements of varying quality including internally company prepared statements up to those prepared in accordance with GAAP or IFRS. Understands various organizational structures, investment and debt has on the creditworthiness of subject companies. Regularly accesses and appropriately utilizes a variety of informational resources including First Research, Rating Agencies and other related sources to identify and understand trends and gauge subject company performance relative to peers and industry. Thorough understanding of insurance products, collateral types and associated credit risk. Drives the production of complex management reports and associated results analysis, using business acumen and analytical ability to lead the team in identifying business drivers of results and communicating them effectively. Continually assesses the business value and efficiency of the work performed, identifies problems and opportunities, drives implementation and monitors results. Initiates and leads complex department projects and continuous improvement activities that may include working cross functionally with other departments. Supports development of team members by sharing best practices, conducting peer reviews that identify strengths and opportunities, and training of less experienced analysts. The selected candidate should live within 50 miles of a GRS hub office, and be able to come into the office two days/week. Qualifications * Bachelor`s degree (Finance or Accounting) required * CPA or advanced degree in Accounting, Finance, or Business preferred * Minimum of 5 years of finance experience. Experience with credit analysis and/or financial statement analysis is preferred. * Must demonstrate attention to detail in a fast-paced work environment and the ability to manage and prioritize multiple accounts and projects simultaneously to drive results * Communicates well with own team and across organizational boundaries to ensure the successful completion of shared goals * Comfortable leading meetings and able to communicate issues and trends to senior management and other groups at the appropriate level of detail * Solid understanding of Finance Tools and Analytical Methods About Us Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: *********************** Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices * California * Los Angeles Incorporated * Los Angeles Unincorporated * Philadelphia * San Francisco

The Bank of Princeton has exciting career opportunities! Our goal to hire and retain talented people with engaging personalities and strong work ethics. We believe in recognizing and rewarding employees who consistently perform at a high level. As a Bank, we believe in investing in the right places. Especially when it comes to our employees. Our assets are our people. The Bank of Princeton has programs to help our employees grow in the community we serve. If you are a creative thinker interested in career growth, development and exceeding customer expectations, I am looking for you. We are always seeking top talent in Credit Administration as a Credit Analyst/Underwriter. The ideal candidate should have three or more years of experience in Commercial Lending preparing full and complete underwriting packages for commercial real estate and business loan requests, including but not limited to credit, financial, risk and market analysis. Must be able to analyze personal financial statement, corporate financial statements, federal tax returns, and other financial reports as required by specific loan request. Compensation includes a base salary commensurate with experience, excellent benefits including 401K, healthcare and a host of others. The Bank is expanding not only in New Jersey, New York and in Philadelphia and is one of the fastest growing institutions in New Jersey. It is noted as one of the top 50 fastest growing companies in NJ. The Bank of Princeton is an Equal Employment Opportunity/Affirmative Action Employer - Minorities/Females/Protected Veterans/Disabled/Sexual Orientation.

A great banking experience starts with a great team! Mid Penn Bank is actively seeking a Senior Credit Analyst to join our team in PA or NJ. We believe that our ongoing success depends upon a skilled, satisfied, and valued work force. As a member of our team, you can expect opportunities to develop your skills to help you excel in your role and achieve your professional career goals. We offer a comprehensive range of flexible benefits to support your personal and financial well-being. Position Overview The Senior Credit Analyst is responsible for analyzing credit data and financial statements of individuals or businesses to determine the degree of risk involved in extending credit. This individual will prepare reports with credit information for use in the credit decision. In addition, the Senior Credit Analyst will accompany Commercial Loan Officers on customer calls to collect information and ask questions that are necessary during the credit analysis process. Senior Credit Analysts will work independently with limited supervision while analyzing the most complex credits and provide leadership and guidance to less experienced Credit Analysts. Essential Duties and Responsibilities * Works independently and with minimal supervision to analyze credit data for the most complex credits. * Reviews and analyzes data and financial information to evaluate and provide judgment on the short and long-term repayment prospects of the individual or company. * Synthesizes the results of the financial review and prepares financial statement spreads and a written financial analysis summarizing the borrower's historical and projected performance, credit strengths and weaknesses, sources of repayment, potential risks to the organization, and overall evaluation of creditworthiness. * Applies credit policy to all loan requests and identifies exceptions to policy that would need additional approvals. * Researches specific industry issues and economic trends to predict the potential impact to the borrower's performance. * Provides recommendations to assist in policy & procedure development or maintenance. * Contributes to active portfolio management and makes recommendations based on the receipt and evaluation of new financial information. * Accompanies Commercial Loan Officers on customer calls to collect information and ask questions. * Continues on-going education to stay abreast of current economic conditions, techniques in credit analysis, risk management, and industry trends. * Achieves goals assigned to the Senior Credit Analyst as part of the assigned department's annual operating plan. * Helps establish department goals and implements strategies to achieve goals and helps to manage department workflow when needed. * Collects information and asks questions that are then used in the credit analysis process. * Works closely with Loan Officers and department management on more complex transactions and interacts with customers and their financial officers in gaining in-depth understanding of customer's business and financial position. * Contacts accountants, attorneys, and/or borrowers to obtain additional information. * Prepares financial documents and reports in an accurate and timely manner. * Completes a minimum average of 8 write-ups per month. * Completes extensions prior to month end. * Actively manages the term loan reviews as assigned. * Collaborates with credit team to identify and correct any issues related to the lending function including customer service, internal operations, credit control procedures, etc. * Communicates with management and staff personnel in order to integrate goals and activities. * Partners with department management to help train and develop less experienced Credit Analysts; provides leadership, acts as a mentor, reviews work for accuracy, and coaches on best practices and advanced credit underwriting skills. * Responds to inquiries relating to his/her particular area, or to requests from other company personnel, customers, etc., within given time frames and within established policy. * Ensures that all credit analysis activities are conducted in accordance with prescribed departmental procedures and applicable laws or regulations. * Estimates the degree of risk involved in extending credit or lending money to firms or individuals. * Determines risk rating based on the evaluation of financial information. * Plays an active role in protecting the organization and its customers against fraud by incorporating risk awareness and prevention into daily responsibilities. * Prepares or oversees the preparation of key department reports such as, Portfolio Management Reporting, Monthly Stock Collateral Valuation report, Borrowing Base tracking reports, Quarterly Board Reports, and others. * Maintains appropriate records and reports pertinent information to the immediate supervisor as requested, or according to an established schedule; compiles information as necessary or as directed and provides data to appropriate personnel. * Prepares minutes for company meetings. * Performs tasks, which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances. * Regular and predictable attendance is required. Education & Qualifications * A B.S. or B.A. degree, preferably in a related field of study; specialized financial analysis training also preferred. * A minimum of two (2) to (3) years' related experience normally required. Skill(s) Proficient reading, writing, and grammar skills; proficient interpersonal relations, communicative, and presentation skills; ability to work with mathematical concepts such as ratio and trend analysis and ability to interpret trends in each; ability to read, analyze, and interpret industry information, customer financial statements, and tax returns; ability to define problems, collect data, establish facts, and draw valid conclusions; proficient in use of Microsoft Excel, Microsoft Word, information systems, and Internet research; demonstrated leadership skills; ability to sit, stand, walk, bend, stoop, reach with hands or arms, use hands to manipulate objects, handle or feel, and lift items weighing 20 lbs. or less; visual, auditory and speaking skills; valid driver's license is required. Equipment/Machines * Automobile * Telephone * PC/Computer keyboard * Printer * Fax machine * Copy machine * Calculator Benefits Mid Penn Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account, dental and vision insurance; life insurance; 401(k) program with employer match and employee stock purchase plan; paid time off, paid holidays; disability insurance coverage, parental leave; employee assistance program, and tuition reimbursement. In addition, all employees are eligible to participate in mentorship programs, receive individualized development and career counseling, and participate in Mid Penn University courses and development programs. EEO Statement Qualified applicants are considered without regard to race, color, age, sex, sexual orientation, gender identity, religion, national origin, genetic information, pregnancy, disability, or protected veteran status. We also comply with all applicable laws governing employment practices and do not discriminate on the basis of any unlawful criteria. Equal Opportunity Employer-Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity Sponsorship Statement As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Mid Penn Bank currently or in the future.