Credit analyst jobs in Lexington, KY - 540 jobs

ID 2026-18172 Our Commercial Excellence Analyst are critical enablers of sales success across the Business Unit. Acting as strategic partners to the Sales Director and wider commercial team, they bring data to life, embed best practice, and drive a culture of continuous improvement. This role champions Element's commercial tools and processes - from CRM and PowerBI to account planning and pipeline management - helping sales teams work smarter, not harder. They lead the charge on commercial reporting, campaign monitoring, and sales performance tracking, ensuring teams stay focused on the right actions to deliver growth. More than just process experts, our Commercial Excellence Managers are coaches, collaborators, and catalysts for change - making sure our commercial excellence principles are lived every day. Responsibilities Sales Enablement & Commercial Process * Roll out global and regional commercial initiatives, adapting for business unit priorities * Drive adoption of CRM, PowerBI, pricing tools, and commercial best practices * Act as the business unit's CRM and PowerBI Champion - providing training, guidance, and feedback * Create and maintain a commercial operating rhythm that drives focus, accountability, and performance * Support onboarding of new commercial team members with training on tools, processes, and expectations Data, Reporting & Insight * Build and maintain dashboards, performance trackers, and commercial scorecards using PowerBI and CRM * Monitor KPIs and campaign outcomes, identifying performance gaps and recommending corrective actions * Prepare monthly commercial business review reports and brief the Sales Director on key insights * Lead regular pipeline reviews with Sales leadership, ensuring data integrity and sales momentum * Use data to inform commercial strategy, territory planning, and account prioritization Strategy, Planning & Execution * Support the Sales Director in developing the annual commercial plan and go-to-market strategy * Collaborate with Finance and Operations to support margin management and pricing execution * Contribute to market analysis, growth initiatives, and commercial investment proposals * Coordinate key account planning efforts, ensuring alignment with Element's commercial strategy Team Coaching & Cross-Functional Collaboration * Work directly with the sales team to embed commercial tools and mindsets in their daily workflow * Provide coaching to improve sales team effectiveness and adoption of commercial systems * Liaise with Marketing to align campaign activities and track lead progression * Serve as the BU's voice to central Commercial Excellence and IT on CRM and reporting system development Skills / Qualifications Education & Experience * Proven ability to analyze and interpret commercial data to drive actionable insight * Experience in sales, sales operations, or commercial support functions * Advanced skills in Microsoft Office Suite; strong Excel and PowerPoint essential * CRM proficiency (Microsoft Dynamics preferred); experience with PowerBI highly desirable * Experience managing or coaching commercial teams is an advantage Skills & Attributes for Success * Commercially curious, with a strong drive to improve processes and outcomes * Excellent interpersonal and communication skills; able to coach and influence others * Organized and disciplined, with strong time management and attention to detail * Able to manage multiple priorities and meet deadlines in a fast-paced environment * Data-driven decision maker with strong business acumen Company Overview Element is one of the fastest growing testing, inspection and certification businesses in the world. Globally we have more than 9,000 brilliant minds operating from 270 sites across 30 countries. Together we share an ambitious purpose to 'Make tomorrow safer than today'. When failure in use is not an option, we help customers make certain that their products, materials, processes and services are safe, compliant and fit for purpose. From early R&D, through complex regulatory approvals and into production, our global laboratory network of scientists, engineers, and technologists support customers to achieve assurance over product quality, sustainable outcomes, and market access. While we are proud of our global reach, working at Element feels like being part of a smaller company. We empower you to take charge of your career, and reward excellence and integrity with growth and development. Industries across the world depend on our care, attention to detail and the absolute accuracy of our work. The role we have to play in creating a safer world is much bigger than our organization. Diversity Statement At Element, we always take pride in putting our people first. We are an equal opportunity employer that recognizes diversity and inclusion as fundamental to our Vision of becoming "the world's most trusted testing partner". All suitably qualified candidates will receive consideration for employment on the basis of objective work related criteria and without regard for the following: age, disability, ethnic origin, gender, marital status, race, religion, responsibility of dependents, sexual orientation, or gender identity or other characteristics in accordance with the applicable governing laws or other characteristics in accordance with the applicable governing laws. The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c) "If you need an accommodation filling out an application, or applying to a job, please email "

Join Us in Strengthening Rural America - Credit Analyst Opportunity in Lexington, KY Do you have a deep appreciation for agriculture? Are you passionate about supporting your local community and making a meaningful impact in rural America? Do you thrive on helping others-whether at work or in your neighborhood? If so, Central Kentucky Ag Credit invites you to explore an exciting opportunity to join our lending team as a Credit Analyst in Lexington, Kentucky. This is a full-time, on-site position. Daily presence at our Lexington office is a key part of our collaborative culture, so please consider commute distance when applying. What You'll Do As a Credit Analyst, you'll play a vital role in evaluating financial health and risk for large, complex loans. You'll help structure loans that meet individual customer needs while protecting the integrity of the Association. This role offers the chance to grow professionally while supporting the dreams of farmers, ranchers, and rural entrepreneurs. You will - Conduct thorough credit analysis, documentation, and risk identification for loan committee submissions Recommend loan terms, rates, security, and controls to ensure sound credit decisions Stay informed on industry trends-returns, investments, yields, and more Collaborate with lenders to support customer outreach and marketing efforts What We're Looking For We're seeking candidates who bring both expertise and heart to the table. Ideal qualifications include: Bachelor's degree in business, economics, finance, accounting, or a related field Experience in credit analysis and financial evaluation Familiarity with tax returns and business structures (sole proprietorships, LLCs, LLPs, C-Corps, S-Corps, etc.) Agricultural knowledge is a strong plus Growth & Development We believe in lifelong learning. That's why we offer tuition reimbursement and a paid development to help you build the financial and customer service skills needed to thrive in your role. Our Commitment to You We invest in our employees with a comprehensive benefits package designed to support your well-being and work-life balance: Benefit Highlights Description 401(K) Up to 9% company contribution Health, Dental & Vision Insurance Comprehensive coverage Vacation & Sick Time Separate banks for flexibility Tuition Reimbursement Support for continued education Dependent Care FSA Family-friendly benefits Paid Holidays 12 days annually Our Culture At Central Kentucky Ag Credit, we value: Self-Starters - Innovators who seek continuous improvement Respect - Fairness, diversity, and community-mindedness Self-Management - Autonomy to set priorities and goals Voice - Open communication and active listening Dependability - Integrity and reliability Lifelong Learning - A shared commitment to growth About Us Central Kentucky Ag Credit is part of the Farm Credit System, the largest agricultural credit provider in the U.S. With over 100 years of experience, we're proud to be a cooperative lender-owned and governed by the farmers and rural residents we serve. Learn more about our mission and culture: [Website](******************************* [Podcast: Beyond Agriculture](*************************************** [Social Media: Facebook | Twitter | Instagram](************************************** Ready to make a difference in rural America? Apply today and help us build a stronger future-one loan, one customer, one community at a time.

Apply now Work Type: Office Working Employment Type: Permanent Job Description: Strategy * Provide inputs in shaping the Retail Risk Operations strategic direction * Work with in-country stakeholders to deliver against the Retail Risk Operations strategic initiative Business * Optimise operating efficiency while balancing the effectiveness of file processing within the Retail Risk Operations function. * Ensure the cost budget in Credit Initiation is based on robust capacity plans and is delivered through a rigorous cost management discipline. Processes * Ensure that credit files are processed while adhering to the process standards defined by CCO, Retail Clients. * Lead and drive standardisation, automation and consolidation through re-engineering and process improvement initiatives. * Leverage and build credit assessment infrastructure capability to optimize process efficiency. * Act quickly and decisively when any risk and control weakness becomes apparent and ensure they are addressed within an appropriate timeframe and escalated through the relevant committees. * Implement the Operational Risk Framework in Retail Risk Operations and monitor the operational risk metrics to identify potential control weaknesses. * Identify and track Key Performance Indicators (KPIs) to support strategy testing environment and daily operations. People & Talent * Lead through example and build the appropriate culture and values. Set appropriate tone and expectations from their team and work in collaboration with risk and control partners. * Ensure the provision of ongoing training and development of people, and ensure that holders of all critical functions are suitably skilled and qualified for their roles ensuring that they have effective supervision in place to mitigate any risks. * Employ, engage and retain high quality people, with succession planning for critical roles. Key Responsibilities Risk Management * Identify and share industry best practices and work with the businesses for their feasibility and implementation. * Monitor through the door application quality and provide timely inputs to in-country stakeholders for optimizing risk and reward relationship. * Ensure all Credit Initiation policies and procedures comply with Group Policies and Standards. Ensure proper and updated documentation in place for in-country policies and procedures Governance * Ensuring compliance with the highest standards of regulatory and business conduct and compliance practices as defined by internal and external requirements. * Embed the Group's values and code of conduct in Credit Initiation to ensure that adherence with the highest standards of ethics, and compliance with relevant policies, processes and regulations among employees forms part of the culture. * Accountable for satisfactory closure of issues / gaps arising from Internal Audits, peer reviews and regulatory reviews. Regulatory & Business Conduct * Display exemplary conduct and live by the Group's Values and Code of Conduct. * Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. * Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. * Lead to achieve the outcomes set out in the Bank's Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.] * * Serve as a Director of the Board * Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association (or equivalent) Key stakeholders Internal stakeholders * Country Retail Risk Head * RRO Team, Policy Team * Country Business Heads and Product Head, Retail Client segment * In-country governance forums (as may be applicable) * Country Fraud and Collections Heads * Internal IT partners supporting Retail Clients business * HR & L&TD team * Operations, L&C and Customer Experience Management Unit External stakeholders * Auditors and Regulators * Associations (Visa, MasterCard, Amex and other Regional / Local forums), Credit Bureaus and peer Banks * Suppliers, vendors and consultants Other Responsibilities * Review files received from lending operations and check file for documentation and Compliance. * Risk Analysts to conduct Tele PD or Physical PD as applicable to the case and as defined by the policy. * Manage reworks with lending operations and business for completion of additional requirements. * Review and Validate legal and valuation reports and also arrive at the final eligibility. * Validate banking, Sales turnover and other key financial ratios that are critical for credit decisioning along with pre-booking FRM checks. * Highlight relevant deviations with respect to Policy. Maintain TAT & productivity. * Perform checks on external websites and check for any adverse media coverage or any other negative referencing on clients. * Review of transactions as laid down in the policy along with legal and valuation reports. * Prepare credit approval Memo which adequately covers all critical information that are necessary for decision making by Approver. * Manage empanelled vendors and monitor their TAT, productivity, TPSA and billing related activities. * POA holders to adhere to clauses as specified in their POA Skills and Experience * Analysis of financial statement * Analytical skills * Understanding of the Legal and Technical * Ms Excel/Ms Word Qualifications Education MBA/CA qualified with minimum 7 yrs of experience Languages English/Hindi About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we: * Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do * Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well * Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term What we offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. * Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. * Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. * Flexible working options based around home and office locations, with flexible working patterns. * Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits * A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. * Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. Apply now Information at a Glance * * * * *

Equal Opportunity Employer, including Disability/Vets Summary Description Develops, analyzes, and reports financial background information to Commercial Loan Officers. Provides credit information to approved outside sources. Develops and maintains credit information for use by Loan Officers in the making of lending decisions of new, renewal or extension loans. Provides credit information to approved recipients. Essential Functions Performs financial analyses on credits over $1,000,000. Tracks and follows up on financial statements, loan structures and interpretation of credit policies. Prepares credit memorandums and loan write-ups. Performs personal tax return analyses. Calls on customers with Loan Officers. Position Requirements Degree in Business Administration with a concentration in accounting, finance or management.. Preferably 1-3 years experience as a Credit Analyst. Thorough knowledge of current lending and loan review regulations and banking regulations, procedures and operations. Ability to analyze and interpret financial statements. Work is generally performed indoors in environmentally controlled conditions Typically the employee may sit to perform the work. However, there may be some standing, walking, bending and carrying of light items in the course of the work. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions Critical Skills / Expertise Strong attention to detail. Knowledge of basic office software. Good communication skills.

State Bank, a growing community bank, has an immediate opening for a Full Time Credit Analyst in our Defiance Office. This position is responsible for performing administrative duties to support the credit analysis function: achieving goals as established in the assigned department's annual operating plan; coordinating work within the unit or department, as well as with other units or departments; complying with operating policies and procedures established for the credit analysis function; communicating with appropriate personnel; responding to inquiries or requests for information; maintaining appropriate records and providing assigned reports. We offer an extensive benefits package including: competitive compensation, paid holidays, paid time off, retirement savings plans including 401(k) match, medical/dental/vision, company-paid life and AD&D insurance, paid time off, company-paid short and long term disability insurance, quarterly incentives, and more! In addition, State Bank strives to give back to the community. State Bank GIVES (Gathering Individuals to Volunteer, Empower and Serve) is a Volunteer program created to provide local non-profit organizations access to State Bank employees who volunteer their time to make a difference in the lives of the people and communities we serve. Apply today and see why State Bank is a great place to work! Equal Opportunity Employer

Client Information\- A national distributor of agricultural\/specialty products; founded in 1957. Job Summary\- The credit analyst supports the credit department with various administrative duties including handling credit request, collections, account support and management and other duties as assigned. Job Duties Set\-up new credit accounts by conducting credit checks, review credit data and recommending credit line (within authority level). Review of customer accounts by running reports such as credit bureaus, business reports, and verifying trade and bank references. Verify entered customer and account data; track credit and loan applications submitted by location and follow up with customer and location as needed regarding application. Build and maintain strong relationships with customers, field operations teams and internal staff. Process various updates, transactions and adjustments within Oracle environment including customer account updates and customer account adjustments. Assist with the processing and distribution of various internal reports including aging reports, cost studies, account analyses, etc. Maintain credit files including updating and retrieving information as needed. Provide customer credit information or ratings upon request to various creditors, credit agencies or banks. Other duties including account reconciliation, balance and payoff information on accounts, etc. to internal parties and customers as needed. Assist with special projects assigned. Qualifications Bachelor's degree or equivalent work experience 1 to 3 years of customer service experience; specifically maintaining customer relationships. Previous credit, lending, underwriting experience a plus. On the job experience with Microsoft Office products, specifically inputting information into a document; database experience in a plus Strong communication skills both verbal and written; strong organizational skills Strong business skills and keen to attention to detail Personal integrity and ability to discreetly handle confidential data Starting salary $55,000 to $65,000; competitive health insurance and benefits; opportunity to move up within the company "}}],"is Mobile":false,"iframe":"true","job Type":"Full time","apply Name":"Apply Now","zsoid":"637562732","FontFamily":"PuviRegular","job OtherDetails":[{"field Label":"Industry","uitype":2,"value":"Agriculture"},{"field Label":"Work Experience","uitype":2,"value":"4\-5 years"},{"field Label":"Salary","uitype":1,"value":"$55,000 to $65,000"},{"field Label":"City","uitype":1,"value":"Carmel"},{"field Label":"State\/Province","uitype":1,"value":"IN"},{"field Label":"Zip\/Postal Code","uitype":1,"value":"46032"}],"header Name":"Credit Analyst","widget Id":"378023000000072311","is JobBoard":"false","user Id":"378023000000129003","attach Arr":[],"custom Template":"3","is CandidateLoginEnabled":true,"job Id":"378023000020689016","FontSize":"14","location":"Carmel","embedsource":"CareerSite","indeed CallBackUrl":"https:\/\/recruit.zoho.com\/recruit\/JBApplyAuth.do","logo Id":"bwqpaaffe7322cffe4bffa5b588f3b3db2601"}

Full-time Description There are 3 levels within the Loan Credit Analyst job family with progressive responsibilities and we are looking for a level 2 or 3. Duties and Responsibilities Level 2: Contacts borrowers and tracks receipt of annual financial information as required by the loan documents; analyzes financial statements of all levels of quality to develop an initial assessment by identifying strengths and weaknesses as pertaining to a borrower's historical and current operating performance. Completes and reviews existing bank commercial loans and completes risk rating analysis on portions of the portfolio; reviews loan documentation for completeness and accuracy; indicates any missing documentation; prepares and reviews in depth written analyses for relationships of all sizes and all levels of complexity; ensures compliance testing of loan requirements. Researches industry specific information from outside sources, including conversations with the borrower, industry publications, area libraries, references from other banks, credit agencies, as well as accessing information through the internet; assists loan officers with questions. Presents loan reviews to committee, including risk rating recommendation and the analysis and merits behind the rating; articulates reasoning behind the rating and defends recommendation if needed. Creates and maintains credit files; performs credit analysis; analyzes customer financial information; generate reports based on commercial loan portfolio. Performs credit loan review due diligence, quantitative analysis; conducts risk ratings on credits or credit analysis; monitors financial statements; requests financials and letters of credit; performs compliance testing of loan requirements. Prepares credit risk reviews for annual audit. Attends training and works with experienced credit analysts to develop credit analyst skill set and technique and builds banking knowledge. Keeps up to date and complies with all bank policies/procedures as well as applicable banking laws and regulations, including, but not limited to the Bank Secrecy Act, USA Patriot Act, and related anti-money laundering statutes, and federal consumer protection legislation and regulations. Analyze all financial statements in conjunction with underwriting commercial loan requests. Prepare, analyze, and review in depth written analysis for relationships. Prepare complete credit presentation that incorporates and analyzes all relevant borrower and related financial information. Loan requests include CRE and C&I. Work with Loan Officer / Business Banker to assemble all financial information as to develop an initial assessment by identifying strengths and weaknesses as pertaining to a borrower's historical operating performance. Review loan structure of new requests identifying any risks or policy exceptions. Make recommendations on loan structure or reporting requirements where appropriate. Expert knowledge of industry and bank credit and underwriting procedures and practices. Monitors service providers and vendors effectively; structures relationships with service providers in a strategic manner; sets expectations; develops performance metrics; measures vendor performance, provides feedback and holds accountable. Qualifications and Skills Level 2: 3 to 5 years of experience in financial analysis or credit analysis is required. Bachelor's degree or commensurate experience is required. Experience in financial analysis or credit analysis is preferred. Proficiency in MS Office [Outlook, Excel, Word] or similar software is required. EasyLender, Cleartouch, OnBase, various government and investor software/web portals is preferred. CreditQuest is preferred. Experience in financial services or banking is preferred. Duties and Responsibilities Level 3: On top of the duties listed in level 2, level 3 duties and responsibilities include: Leads special projects as necessary and as assigned. Collaborates cross-functionally, engages business partners and seeks other expertise as needed. Appropriately escalates matters as needed to management and senior leadership. Acts as a mentor to credit analysts, portfolio managers, and less experienced loan officers. Offers advice, presents learning opportunities, supports relationship building and assists with training as needed. Qualifications and Skills Level 3: On top of the qualifications and skills listed in level 2, level 3 qualifications and skills include: 7-10 Years or experience in financial analysis or credit analyst is required. Experience leading teams, supervising or mentoring is required. The duties outlined above are a summary and may not be an exhaustive or comprehensive list of all possible responsibilities, tasks, and duties. All job descriptions may be amended at any time at the sole discretion of FMHC. Physical Environment While performing the duties of this job, the employee is regularly required to lift, walk, stand, sit, bend, reach with hands and arms, climb, push/pull, use hands, and see, hear and speak. The employee must occasionally lift and/or move up to 25 pounds. The noise level in the work environment is usually quiet to moderate. This position is performed in an office setting, five days a week with typical work hours being 8.30a through 5.15p. First Mutual Holding Co. and First Federal Lakewood is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

Job Title: Credit Analyst Team Lead Summary of Duties and Responsibilities: As our Credit Analyst Team Lead, you'll not only guide a talented group of Credit Analysts, but also play a key part in shaping how we assess and support our commercial lending efforts. A Day in the Life: * Team Leadership: You'll manage a team of Credit Analysts, focusing on recruiting top talent, providing effective training, and supporting their career growth. Your leadership will foster a collaborative and high-performing environment where team members thrive. * Analyzing Financials: Dive into financial statements to evaluate the strengths, weaknesses, and trends in borrowers' historical performance. You'll assess repayment capacity, identify key changes, and prepare accurate credit applications that include thorough collateral analysis. * Partnering with Lending Teams: Work closely with loan officers to share insights and explain financial data in a way that informs sound credit decisions. Your ability to translate industry complexities will strengthen relationships and support the success of our lending teams. * Staying Ahead of Industry Trends: Research market conditions and industry-specific information to identify opportunities and challenges. By staying informed, you'll help the team navigate the complexities of evolving markets and make well-rounded recommendations. * Driving Process Improvement: Contribute to initiatives that enhance the efficiency of the credit underwriting process while ensuring compliance with policies, procedures, and reporting deadlines. What You'll Bring: * 5+ years in a commercial lending environment as a Credit Analyst, Loan Officer, or similar role. * A bachelor's degree in Finance, Accounting, Economics, or a related field. * A knack for building strong relationships and explaining complex concepts clearly. * Proven experience analyzing data, managing your time effectively, and coaching others. * Intellectual curiosity and the drive to stay on top of industry trends. * Advanced Excel skills and proficiency in Microsoft Office Suite. What we can offer you: * Medical, dental, vision, STD, LTD, Life insurance, etc. * 17 days paid time off, 11 paid holidays and bereavement leave * Educational assistance program * Wellness benefits * Life event coverage * Paid parental bonding leave * Service awards * Financial benefits including 401(k) match, stock purchase plan and more * National and local discounts on everything from computers and vacations to phones and retail shopping. * Logo wear discounts * Free checking account, checks and discounted bank services Primary location: Jasper, IN * 811 Main Street, Jasper, IN 47546 Alternate Work Locations: Evansville, IN or Owensboro, KY (1-2 days per week; travel to Jasper required 2-3 days per week) * 21 SE 3rd Street, Evansville, IN 47708 * 313 Frederica Street, Owensboro, KY 42301 About Us: German American Bancorp and its family of financial services companies employ talented, compassionate people throughout the organization, truly making German American special. Delivering genuine, customized, personal service with a focus on truly serving customers and communities well, our employees bring the Shield of Excellence commitment to life with each and every interaction.

Under the supervision of the Formula Based Lending Team Leader this position is responsible for the oversight of the Formula Based Monitoring Function. Position will track, analyze, and interpret documentation provided by borrowers as required by a Loan Agreement in support of funds advanced under a revolving line of credit. Position may also perform other related duties as determined by the Team Leader or Department Manager. Essential Duties and Responsibilities Tracks for the timely receipt of borrowing base certificates and other supporting documentation (such as Accounts Receivable and Payable Statements, Balance Sheets, Inventory Schedules), as may be required by a Loan Agreement as a condition of lending for a revolving line of credit. Reviews and analyzes borrower-provided information received to determine compliance with formula based requirements. Identifies and follows-up with the appropriate production staff those companies who have not filed required information in a timely manner to determine status. Reviews and analyzes recent and historical borrowing trends for any inconsistencies. Reviews and analyzes recent and historical collateral levels for any inconsistencies. Follows specific notification procedures for companies outside of its permissible borrowing requirements. Prepares and distributes reports of non-compliance with reporting requirements. Assures maintenance of appropriate records of work performed by Formula Based Lending staff. Offers guidance as to bank policy and industry standards to Lenders and Credit Risk Management during the underwriting process. Provides Credit Risk Management with borrower compliance information during the annual renewal process. May be assigned other duties and/or responsibilities within Secured Credit Administration, as needed. Computer Skills MS Office, including Word, Excel, Outlook, Power Point, and SharePoint. Familiarity with IBS and Capital Stream Finance Center preferred. Other Qualifications: High level of analytical ability to determine the risk involved in each transaction. Professional demeanor in appearance, interpersonal relations, work ethic and attitude. Possess clear, concise, effective written and oral communication skills to effectively express thoughts, ideas and concepts to management, bank employees and bank customers in a collaborative and solutions oriented manner. Ability to maintain confidentiality. Ability to effectively present information and respond to questions from executive management and/or groups of managers, lenders and customers. Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages. Ability to apply concepts of basic algebra and geometry. Bachelor Degree in business or minimum of four years related experience and/or training in commercial lending/loan documentation; or equivalent combination of education and experience. Commercial Credit experience required. Familiarity with commercial loan legal documents. Familiarity with Balance Sheets, Accounts Receivable/Payable schedules, Inventory and Equipment schedules. General understanding of systems and procedures used in making and servicing all types of loans. Ability to read, analyze, and interpret Credit Policy and Commercial Loan Agreements.

Company Cox Enterprises Job Family Group Finance Job Profile Finance Support Specialist II Management Level Individual Contributor Flexible Work Option Hybrid - Ability to work remotely part of the week Travel % No Work Shift Day Compensation Hourly base pay rate is $18.17 - $27.31/hour. The hourly base rate may vary within the anticipated range based on factors such as the ultimate location of the position and the selected candidate's knowledge, skills, and abilities. Position may be eligible for additional compensation that may include commission (annual, monthly, etc.) and/or an incentive program. Job Description To be successful in this role, a Billing and Credit Specialist should have strong analytical and communication skills, be detail-oriented and organized, and possess a deep understanding of billing and credit principles and practices. They should be able to manage multiple tasks and projects simultaneously, work well under pressure, and be comfortable working with large amounts of transaction data in a highly structured financial system. Key Responsibilities: * Managing the credit analysis process, evaluating the creditworthiness of customers, and making recommendations for credit decisions * Managing the billing process, including the generation of invoices, verifying the accuracy of billable amounts, and meeting billing deadlines * Developing and maintaining relationships with internal and external stakeholders, including sales teams, finance teams, and customers * Overseeing the collection process, following up with clients to ensure timely payment, and minimizing payment delays and bad debt write-offs * Qualifications * High School Diploma/GED and 3 years' experience in a related field. The right candidate could also have a different combination, such as any level degree/certification beyond a HS diploma/GED in a related discipline and up to 1 year of experience; or 5 years' experience in a related field * Strong knowledge of accounting principles and regulations * Proficient in Microsoft Excel * Experience using Accounts Receivable / Invoicing software * Excellent communication and people skills, with the ability to communicate effectively with both internal and external stakeholders * Ability to work independently and as part of a team * Associate's degree or higher and media billing experience preferred Benefits Employees are eligible to receive a minimum of sixteen hours of paid time off every month and seven paid holidays throughout the calendar year. Employees are also eligible for additional paid time off in the form of bereavement leave, time off to vote, jury duty leave, volunteer time off, military leave, and parental leave. About Us As our primary divisions Cox Automotive and Cox Communications drive new waves of innovation, Cox Enterprises is entering spaces like cleantech, healthcare, esports and more. We're a family business guided by a legacy of bold innovation that's driven by those who want to make their mark. Benefits of working at Cox may include health care insurance (medical, dental, vision), retirement planning (401(k)), and paid days off (sick leave, parental leave, flexible vacation/wellness days, and/or PTO). For more details on what benefits you may be offered, visit our benefits page. Cox is an Equal Employment Opportunity employer - All qualified applicants/employees will receive consideration for employment without regard to that individual's age, race, color, religion or creed, national origin or ancestry, sex (including pregnancy), sexual orientation, gender, gender identity, physical or mental disability, veteran status, genetic information, ethnicity, citizenship, or any other characteristic protected by law. Cox provides reasonable accommodations when requested by a qualified applicant or employee with disability, unless such accommodations would cause an undue hardship. Applicants must currently be authorized to work in the United States for any employer without current or future sponsorship. No OPT, CPT, STEM/OPT or visa sponsorship now or in future.

When you work for AmeriGas, you become a part of something BIG! Founded in 1959, AmeriGas is the nation's premier propane company, serving over 1.5 million residential, commercial, industrial and motor fuel propane customers. Together, over 6,500 dedicated professionals will deliver over 1 billion gallons of propane from 1,800+ distribution points across the United States. Applications for this position will be accepted until . Posting Job Summary: Field role to support region Collection efforts. Timely customer service dispute and problem resolution for large and or key accounts. Reduce order interruption due to better communication and resolution of credit blocks. Reduction of third-party involvement for delinquent customers, reduction in late fees and subsequent credits or write-offs. Recommend solutions and document revised processes. Key Characteristics: * Detail oriented with excellent analytical and investigative skills * Excellent ability to reconcile and balance customer accounts Duties and Responsibilities: * Collections liaison for region pod and monthly aging reviews * Prioritization and resolution of top delinquent accounts within region * Increased cover of large Commercial & Ace account support * Write-off review - final bill, tank pick-up, no deliveries * Accountable for credit blocked released orders within region * Partner with TSR on AR aging by sales representative within region * Manage A/R for assigned accounts through account analysis, customer calls and account research * Make recommendations to Manager on what is working and where improvement is needed Knowledge, Skills, and Abilities: * Excellent PC Skills (Proficient with Microsoft Word, Excel, Internet, and E-mail communications) * Ability to read and interpret documents such as invoice and customer activity reports * Ability to write routine reports and correspondence * Excellent communication skills Education: * Bachelor's degree in Accounting or related field * 2 - 5 years of related experience * Ability to read and interpret documents such as invoice and customer activity reports * Ability to write routine reports and correspondence * Excellent communication skills Working Conditions: * Normal office environment with ability to work a flexible schedule AmeriGas Propane, Inc. is an Equal Opportunity Employer. The Company does not discriminate on the basis of race, color, sex, national origin, disability, age, gender identity, sexual orientation, veteran status, or any other legally protected class in its practices. AmeriGas is a Drug Free Workplace. Candidates must be willing to submit to a pre-employment drug screen and a criminal background check. Successful applicants shall be required to pass a pre-employment drug screen as a condition of employment, and if hired, shall be subject to substance abuse testing in accordance with AmeriGas policies. As a federal contractor that engages in safety-sensitive work, AmeriGas cannot permit employees in certain positions to use medical marijuana, even if prescribed by an authorized physician. Similarly, applicants for such positions who are actively using medical marijuana may be denied hire on that basis. The pay for this position ranges from $53,600.00 to $53,600.00 , depending on circumstances including an applicant's skills and qualifications, certain degrees and certifications, prior job experience, market data, and other relevant factors. Additional compensation may include eligibility to earn a performance-based bonus or commissions on completed sales depending on position. This is the Company's good faith and reasonable estimate of the range of compensation for this position as of the time of posting. The Company offers a wide array of comprehensive benefit programs and services including medical, dental, vision, flexible spending and health savings accounts to our benefits-eligible employees. Additional benefits include retirement savings plans like 401(k) and paid days off such as parental leave, military leave, vacation/paid time off, sick leave in compliance with state law, as applicable, paid holidays, and disability coverage. Some benefits offerings are subject to any legal requirements or limitations, employee eligibility status, and where the employee lives and/or works.

: Crown Equipment Corporation is a leading innovator in world-class forklift and material handling equipment and technology. As one of the world's largest lift truck manufacturers, we are committed to providing the customer with the safest, most efficient and ergonomic lift truck possible to lower their total cost of ownership. Job Posting External Job Duties Customer Orders on Hold Review - Review customer orders currently on hold to determine reason and possible resolutions. Perform credit assessment to determine if credit limits can be extended and to identify potential delinquent payment risks. Work with Credit & Collection Specialist to follow up on account and determine payment status. Make updates to customer accounts based on customer account review and established Company guidelines; escalate complex review findings to Supervisor. New Customer Credit Limit Set-up - Review daily accounts set up for the branch network. Confirm credit application is received. Pull Dun & Bradstreet (D&B) report along with customer history across Company. Based on research and Company guidelines, set applicable credit limits, customer terms, and grace days in the customer master file. Assist in financial analysis and approval of credit for new customers. Confer with Credit & Collections Manager if limits/terms are in exception to or greater than specified limits. Existing Customer Audit - Ensure accuracy of customer data and billing. Review names, parent fields, collector assignments, terms, duplications using Metrics Reporting. Miscellaneous - Perform other as assigned to support the Collections Department Minimum Qualifications Less than 2 years related experience Associate degree (Accounting) Non-degree considered if 6+ years of related experience along with a high school diploma or GED Occasional travel (0-5%) Occasional overnight stays (0-5%) Per 8-hour shift. Sit 8 hours and stand 0 hours. Typical office environment (low noise level, limited exposure hot/cold temperatures, dust, fumes, and vibrations). Regular interaction with others and performs a degree of independent work. Physical and mental demands are akin to the majority of office positions with prolonged periods of sitting and prolonged use of a computer/keyboard. Infrequent lifting, walking and climbing stairs. Occasional use of office equipment (copiers, printers, etc.). Preferred Qualifications Attention to detail and ability to work independent with appropriate guidance. Analytical and objective decision-making skills are necessary. Good communication skills and problem-solving capabilities. Strong computer skills. Ability to work in a team environment as well as independently. Ability to multitask and work in fast-paced environment. Work Authorization: Crown will only employ those who are legally authorized to work in the United States. This is not a position for which sponsorship will be provided. Individuals with temporary visas or who need sponsorship for work authorization now or in the future, are not eligible for hire. No agency calls please. Compensation and Benefits: Crown offers an excellent wage and benefits package for full-time employees including Health/Dental/Vision/Prescription Drug Plan, Flexible Benefits Plan, 401K Retirement Savings Plan, Life and Disability Benefits, Paid Parental Leave, Paid Holidays, Paid Vacation, Tuition Reimbursement, and much more. EOE Veterans/Disabilities

Job DescriptionGreenWay Bank is seeking a Credit Analyst to join our Fort Wayne banking team! In this role you'll be responsible for credit analysis, underwriting, and monitoring of the commercial loan portfolio, helping the bank assess credit risk and assisting in lending decisions. GreenWay Bank is a community bank with offices in Fort Wayne, Indiana, and Van Wert, Ohio. We're locally owned, locally operated, and locally focused. We invest in our communities, and we'd like to invest in you! Consider joining our dynamic and growing team, and apply today! ESSENTIAL RESPONSIBILITIES & DUTIES Conduct thorough analysis of financial statements, tax returns, credit reports, and other relevant financial data to evaluate the creditworthiness of applicants. Prepare detailed analysis by summarizing findings, assessing risk, and making recommendations on credit memorandums. Complete credit monitoring functions, which include spreading and reviewing of financial statements, borrowing base and covenant testing, and annual credit reviews. Review appraisals and real estate evaluations. Collaborate with cross-functional teams such as risk management and compliance departments to ensure comprehensive risk assessment and adherence to regulatory requirements. Participate in training programs, seminars, and professional development activities to enhance knowledge of credit analysis techniques, financial markets, and industry best practices. Attend and participate in loan committee meetings and/or discussions as needed. Complete other tasks and duties as may be assigned QUALIFICATIONS Minimum of Bachelor's degree in finance, accounting, economics, or related field. 2+ years of credit analyst experience preferred. Proficient in Microsoft Excel, Microsoft Word, Windows 11, and various web-based software programs (financial analysis software, spreadsheets, databases). Strong understanding of financial statements, accounting principles (GAAP), and credit risk management techniques. Excellent analytical skills, attention to detail, and ability to interpret complex financial data. Effective communication skills with the ability to present analytical findings clearly and persuasively. Ability to work independently and collaboratively in a fast-paced environment while managing multiple priorities and deadlines. PHYSICAL REQUIREMENTS: Prolonged periods of sitting or standing at a desk, while working on a computer. Powered by JazzHR FiCMsQWCch

The Credit Analyst is a key contributor to the underwriting process for Merchants National Bank's commercial loan portfolio. This role plays a vital part in the Bank's overall risk management strategy by compiling, analyzing, and interpreting financial information on both new and existing commercial borrowers. The Credit Analyst provides essential support to loan officers, management, and third-party professionals, ensuring timely, accurate, and comprehensive credit evaluations that inform sound lending decisions. Key Responsibilities: Compile detailed credit analyses for new and existing commercial loan relationships. Accurately input financial data into analysis systems and ensure correct computations, formulas, and presentation within credit write-ups. Monitor credit analysis benchmarks and ensure timely completion of assigned tasks. Maintain up-to-date notes, statuses, and results for all loans in the credit analysis pipeline. Ensure all financial documentation is properly imported and tracked within internal financial logs. Collaborate regularly with loan officers to gather and incorporate comprehensive information into credit assessments. Identify gaps or inconsistencies in analysis and seek clarification or peer guidance when needed. Apply sound knowledge of financial statements, tax returns, and equipment lists appropriate to the complexity of the credit request. Share insights and collaborate with peers on unique or complex loan scenarios. Adhere to MNB's commercial underwriting policies and procedures; cite and address any deviations within analysis documentation. Highlight key risk factors and underwriting conditions that must be addressed throughout loan processing and closing. Conduct annual credit reviews on assigned relationships to ensure continued creditworthiness. Participate in Loan Committee meetings as needed, including preparing and submitting accurate meeting minutes. Review commercial appraisals and complete appraisal review checklists within established timelines; escalate any concerns or risk elements. Contribute to the development and continuous improvement of credit analysis procedures. Qualifications: High school diploma or equivalent required; Associate or Bachelor's degree in Business, Finance, or related field preferred. 1-3 years of experience in credit analysis, commercial lending, or a related financial role preferred. Strong understanding of financial statements and commercial credit principles. High attention to detail with strong analytical and organizational skills. Effective communication and interpersonal abilities. Proficient in Microsoft Office Suite, especially Excel; experience with credit analysis software preferred. Ability to manage multiple tasks in a deadline-driven environment. Commitment to maintaining confidentiality and professionalism.

Job ID 251332 Posted 13-Jan-2026 Service line PJM Segment Role type Full-time Areas of Interest Building Surveying/Consultancy, Construction, Consulting The purpose of this position is to directly manage asset data collection projects and clients, as well as manage, and lead staff who are responsible for Asset Data Collection and consulting services with direct accountability for project delivery. Please note we are looking for individuals within the Property or Facility Condition Assessment field. Our team members travel up to 75% nationwide in order to technically assess commercial building mechanical, electrical, and plumbing (MEP) systems and deliver Property Condition Assessment, Asset Data Collection, and Energy Assessment services to clients. Our projects revolve around delivering considered data to demanding clients in a timely manner via effective project management which includes self-scheduling, coordinating, executing site visits, progress tracking, and final reporting. The site survey work is delivered via app based tools which not only collect equipment model and serial number, but drills down into ratings of equipment condition, criticality, and categorization into a naming hierarchy. Each team member is expected to manage multiple projects simultaneously (ideally 2-3 at a time) and communicate proactively with leadership. This position will require frequent day and overnight travel - up to 75% and can be remote. **What you will do** + Conducts walk-through surveys (from 8 hours to multiple days) to assess condition of mechanical, electrical and plumbing systems, structure and foundations, interiors, common areas, exterior walls, windows, roofs, and site work improvements. (This may require climbing two-story ladders or going up in a lift, lift operating certification is a plus) + Interviews property owners, occupants, key site personnel and local government officials to obtain information concerning the subject property's condition. + Reviews repair/improvement cost information, certificate(s) of occupancy, maintenance reports and logs, Building and Fire Department inspection reports, and similar information to determine the condition of the building + Documents the condition and physical deficiencies of a property by taking representative and detailed photographs of a properties' site and building systems + Prepares estimated costs to remedy building deficiencies in an immediate time period and capital reserve time period (5 to 50 years) + May act as a subject manager expert in an area of expertise which may include Seismic, ADA, MEP, or other specialties (BOMA, Insurance Replacement, Thermal Scanning, Etc). + Provides formal technical guidance in area of expertise. + Is able to communicate effectively with others to achieve client goals. + Other duties as assigned. **What you must have** To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. + Bachelor's degree (BA/BS) in architecture, engineering, or construction management or equivalent combination of education and experience. + 5-7 years commercial building evaluation or commercial design experience with a general understanding of all building systems: site work, structural, building envelope, and MEP. + 3-5 years building evaluation experience with experience writing Property Condition Assessment / Facility Condition Assessment Reports. + Certification as either a Professional Engineer or Registered Architect strongly preferred. + Microsoft Office Suite Products (Teams, Excel, Word, Power Point, Outlook, etc.) Specific advanced proficiency in Excel is strongly preferred. + Ability to travel up to 75% of the time. **Experience desired** + Registered Architect or Licensed Engineer (US and/or Canada)/ Industry Roofing Certification strongly preferred.Requires knowledge of financial terms and principles. + Ability to calculate intermediate figures such as percentages, discounts, and/or commissions. Conducts basic financial analysis. + Ability to effectively present technical information to non-technical clients.Ability to provide efficient, timely, reliable and courteous service to clients.Strong organizational and analytical skills. + Excellent written and verbal communication skills. Turner & Townsend carefully considers multiple factors to determine compensation, including a candidate's education, training, and experience. The minimum salary for this position is $85,000 annually and the maximum salary for this position is $105,000 annually. The compensation that is offered to a successful candidate will depend on the candidate's skills, qualifications, and experience. Successful candidates will also be eligible for a discretionary bonus based on Turner & Townsend's applicable benefit program. This role will provide the following benefits: 401(K), Dental insurance, Health insurance, Life insurance, and Vision insurance. **Equal Employment Opportunity:** CBRE has a long-standing commitment to providing equal employment opportunity to all qualified applicants regardless of race, color, religion, national origin, sex, sexual orientation, gender identity, pregnancy, age, citizenship, marital status, disability, veteran status, political belief, or any other basis protected by applicable law. **Candidate Accommodations:** CBRE values the differences of all current and prospective employees and recognizes how every employee contributes to our company's success. CBRE provides reasonable accommodations in job application procedures for individuals with disabilities. If you require assistance due to a disability in the application or recruitment process, please submit a request via email at recruitingaccommodations@cbre.com or via telephone at *************** (U.S.) and *************** (Canada). CBRE, Inc. is an Equal Opportunity and Affirmative Action Employer (Women/Minorities/Persons with Disabilities/US Veterans)

**Come join our amazing team.** The Quantitative Mortgage Analytics Analyst will be responsible for helping to reshape and elevate the company's residential mortgage lending data analysis including marketing and customer engagement to pricing analytics, P&L, and market-trend insights, while modernizing the company's analytics toolkit. Leverage and bridge the company's investor-grade analytics platform with our lending affiliate: adapting Carrington Capital Management's proprietary models and tools for lending use cases, integrating lending performance back into the company's ecosystem, and driving actionable insights for capital-markets and investor initiatives. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, where in the company operates. The target pay for this position is $80,000 - $150,000 + Annual Bonus. Pay is based on job-related knowledge, skills, experience, and other relevant factors. **What you'll do:** + **End-to-end data ownership:** Clean, reorganize, and harmonize loan-origination, servicing, marketing, and customer datasets to extract actionable signals and performance metrics. + **Tool & model adaptation:** Write wrappers and interfaces to deploy CCM's existing pricing, prepayment, and credit-risk models within the lending platform. + **Analytics integration:** Feed lending performance and P&L results back into CCM's analytics ecosystem to close the loop and inform investor reporting. + **Reporting & dashboards:** Develop and maintain self-service dashboards and reports to track key lending metrics - recapture rates, marketing ROI, pricing variance, P&L attribution, and market trends. + **Performance reporting:** Prepare, present, and explain performance reports to senior lending management; gather and analyze feedback from loan officers to refine analytics and strategies. + **Strategic partnerships:** Collaborate with pricing, portfolio, investor-relations, and capital-markets teams to translate analytics into lending strategies and execute investor-driven initiatives. + **Ecosystem modernization:** Automate data pipelines, standardize definitions across CCM and lending systems, and deploy scalable analytics tools. + **Cross-functional liaison:** Work with IT, CRM, operations, and third-party vendors to ensure data quality and timely delivery of insights. + **Ad-hoc analysis:** Respond rapidly to one-off requests from senior management, investors, and affiliated divisions. + Perform other duties and projects as assigned. **What you'll need:** + Bachelor's or advanced degree in a quantitative field (e.g., Mathematics, Statistics, Computer Science, Engineering, Finance). + A minimum of one year of hands-on experience in mortgage-lending analytics, capital-markets analytics, or a related role; exceptional analysts with strong programming skills will also be considered. + Strong Python and SQL skills for data extraction, transformation, and analysis; familiarity with machine-learning techniques is highly desirable. + Proven ability to adapt and deploy proprietary quantitative models-experience writing wrappers or APIs to integrate analytics pipelines. + Demonstrated aptitude for working with and organizing unstructured or messy marketing/customer data: data-cleaning, ETL, and signal-extraction expertise required. + Experience building self-service dashboards or reporting tools (e.g., Tableau or similar). + Solid working knowledge of loan-origination and servicing workflows, including mechanisms for recapturing existing customers. + Excellent communication skills: able to translate complex analytics into clear, actionable insights for non-technical stakeholders. + Highly organized, self-motivated, and adept at juggling multiple high-priority projects in a fast-paced environment + Excellent skills in mathematics and statistics. + Hands-on experience using Python and various statistical packages to process and analyze large data sets. + Ability to apply popular machine learning techniques with reasonable understanding of their underlying algorithms. + Strong SQL and Python skills for data extraction and analysis. + Experience with Linux environments is preferred. + Highly motivated, team-oriented, a quick learner with good communication skills. + Strong organizational skills and time management skills to perform multiple tasks within limited time frames. + Prefer to work near our office in Greenwich, CT! **Our Company:** Carrington Capital Management, LLC (CCM) is an alternative asset management firm focused on control-based investing in the U.S. real estate, mortgage and fixed income markets. Through the mortgage loan servicing and property management operating affiliates, CCM is uniquely positioned to offer investment products that benefit from the operational resources and knowledge capital that flow across the Carrington platform. We provide investment strategies where our portfolio management team maintains an identifiable competitive advantage created by the firms' resources, market expertise and local property market penetration. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: carringtoncap.com . **What We Offer:** + Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed. + Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. + Customized training programs to help you advance your career. + Employee referral bonuses so you'll get paid to help Carrington and Vylla grow. + Educational Reimbursement. + Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs it supports through specific fundraising efforts, please visit: carringtoncf.org. **\# LI-GV1** Carrington is an equal opportunity employer. It is the policy of the company that applicants be considered for positions for which they qualify without regard to race, color, religion, sex, gender identity, national origin, ancestry, age, marital status, sexual orientation, protected veterans status, physical or mental disability or any other legally protected category. Carrington will make reasonable accommodations for known physical or mental limitations of a qualified applicant or employee with a disability unless the accommodation will impose an undue hardship on the company.

Summary / Objective At Bestway our Credit Managers play a pivotal role in our vision to enhance the customers rent to own experience. We expect our Credit Managers to be customer centric individuals that help our customers achieve product ownership through on time renewals. Essential Functions Greeting customers as they enter the store. Be a Bestway brand ambassador who affects and promotes Bestway's commitment to have the best products at the best prices delivered by the best people in the business. Support all efforts to improve revenue and profit growth. Achieve credit standards by using the “4 Key Principles of Customer Interaction”, Bestway's Policy and Procedures while abiding by State and Federal laws. Must bring energy and enthusiasm to exceed customer service expectations. Be proficient at the Credit and Sales Minutes. Build great customer relationships by utilizing communication and service skills to ensure customer retention and enhance the customer's experience during all customer interactions. Establish professional communication and problem solving skills with customers and co-workers. Use logistics to manage Sales Representatives to the most efficient manner on deliveries, returns, service calls, and field collections. Be responsible for maintaining, organizing, protecting, and storing products in stock room area and possess the ability to lead Sales Representatives to assist you. As a brand ambassador always represent yourself and your company in a professional manner. Have the ability to learn, develop, and teach the skill to assemble products as well as do minor touch ups, repairs, and refurbishment to ensure all products are rent ready within 48 hours. Must be competent at explaining the rental agreement and 7 Steps to Renewals. Must ensure maintenance and upkeep for vehicles. Complete all other tasks assigned at the discretion of management. Competencies Have the opportunity to advance to Store and District Manager positions. Be able to explain the rental agreement and have a thorough understanding of how it works. Develop collection skills to help grow our customer base by learning to utilize the “4 Key Principles of Customer Interaction.” Successfully lead staff and daily operations of the store in the absence of the manager. Engage in continuous self-development. Position Type / Expected Hours of Work This is a full-time position. Days and hours of work are Monday through Saturday 8:00 a.m. to 6 p.m. and will require additional hours as needed. The Credit Manager Position is required to embrace and represent the Bestway's Bring It Values! Caring Integrity Servant Leadership Ownership Fun

BASIC FUNCTION: Performs independent analysis of loan requests for the purpose of recommending approval, denial, or alternate structures, while noting any deviations from loan policy. Assist in the development of the procedures and processes to support the objectives of the position. REPORTS TO: Credit Administrator SUPERVISES: None MINIMUM QUALIFICATION: EDUCATION: Bachelor's degree (Master's preferred) in Finance, Accounting, Business or Economics. - OR - EXPERIENCE: Six to eight years of well-developed credit skills. SENSORY AND PHYSICAL REQUIREMENTS: Must have ability to read documents from many sources. Must be able to communicate audibly in and with staff, customers and general public. DESIRABLE QUALIFICATIONS: - Knowledgeable in Microsoft Office Suite of products - Excellent organizational and analytical skills - Excellent skills in judgement, leadership, initiative and organization - Self-starter and ability to be assertive and arrive at sound business decisions - Problem-solving • Ability to assume responsibility without supervision • Exercises initiative and makes decisions within scope of assigned authority • Adapts to changes in the work environment, manages competing demands and changes approach or method to best fit the situation. • Ability to deal with frequent changes, delays or unexpected events RESPONSIBILITIES (the essential responsibilities of the position include, but are not limited to): 40% 1. Analyzes financial statements (including performance ratios) of all levels of quality to develop initial assessment by identifying strengths and weaknesses pertaining to a borrower's historical operating performance. Independently discusses alternative structures, overall assessments and turnaround requirements with loan officer regarding their work. Prepares and reviews in-depth written analyses for relationship of all sizes and all levels of complexity, including those that gain the greatest exposure. 40% 2. Assist in overall workflow of a credit package between loan officer and decision. Communicates effectively and efficiently with loan officers to provide a seamless workflow of credit package. Ensure packages are within policy in accordance with the Credit Manual. 20% 3. Researches industry specific information from outside sources, including conversations with borrowers, industry publications, area libraries, references from other banks, credit agencies, as well as accessing information through the Internet.

Apply now Work Type: Office Working Employment Type: Permanent Job Description: Quick turnaround on NTB and new deal proposals. BCA Quality :: Overdue BCAs to be maintained within 5% threshold. Key Responsibilities No of Credit reverts to be kept to a minimum, no more than 1 referback per BCA. Portfolio Control. Downgrade to GSAM < 90 days in EAR to be Nil. Audit - Overall grade satisfactory. 100% commitment to code of conduct. Timely completion of mandatory e-learnings. Regulatory & Business Conduct * Display exemplary conduct and live by the Group's Values and Code of Conduct. * Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. * Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. Key stakeholders * RM Credit. Skills and Experience * Credit Analysis * Ratio Analysis * Deal Structuring * Risk Identification and Mitigation * Customer Delight * Policy and Compliance Qualifications CA/MBA/Candidate with similar work experience About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we: * Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do * Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well * Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term What we offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. * Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. * Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. * Flexible working options based around home and office locations, with flexible working patterns. * Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits * A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. * Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. Apply now Information at a Glance * * * * *