Requirements
EDUCATION/EXPERIENCE REQUIRED:
Bachelor's degree, with a concentration in Business, Accounting or Finance and/or equivalent work experience.
1 to 3 years of credit analysis, appraisal review, or similar work experience is desirable.
Experience with commercial credit underwriting for transactions ranging from $1MM to $10MM is desirable.
CRE & construction experience is desirable.
Strong analytical, critical thinking, and accounting and/or financial analysis skills are desirable.
Computer literate, with specific experience in spreadsheet, asset/liability management and word processing applications.
OTHER REQUIREMENTS:
Must possess a valid driver's license, the use of a serviceable automobile that is properly registered and proper liability automobile insurance as required by state law.
Must have strong written communications skills, including letter and report-writing ability.
Must be able to lift files or other documents of approximately 20 pounds.
Must be able to read and work with computer print-out reports.
Must be able to stand or sit for extended periods of time.
Must be able to spend extended periods of time operating a computer keyboard and working at a computer monitor.
Must be able use the telephone to converse with coworkers for extended periods of time; must be able to communicate clearly by telephone; must have good listening ability and skills.
Must be able to prioritize and organize work flow; must have good attention to detail; must be able to handle multiple jobs.
Must have the ability to think through a problem, following proper steps in finding resolution.
Must have a high degree of ethics and maintain confidentiality of customers and accounts.
Must be friendly, courteous and sensitive to the needs of customers and coworkers.
Must have a solid work ethic and desire to produce a large volume of high quality work within prescribed timeframes.
$60k-92k yearly est. 5d ago
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Credit Specialist II
Alliant Insurance Services 4.7
Credit analyst job in Cumberland, ME
This role works with our Seafax team.Office location: 62 U.S. Rte 1, Cumberland Foreside, ME 04110 Primarily responsible for writing new business reports and processing customer credit applications. Provides answers to customer inquiries on new, out-of-date and in-date credit report files. This role has team leadership responsibility within the Information team and provides direct guidance to the Credit Specialist I role.
ESSENTIAL DUTIES AND RESPONSIBILITIES Provides training and leadership to team members.Resolves customer disputes matters escalated by the Credit Specialist I.Recommends a credit advisement/limit based on information obtained while processing the credit application or new business report.Exercises judgement related to news or derogatory information including a “stop” or “downgrade” to risk score.Remains knowledgeable of current events and how they impact our customer's business.Uses judgement to determine validity and authenticity of any credit request.Provides professional assistance to both Information and Service clients.Maintains confidentiality and security of company and client information.Manages a consistent flow of work to ensure customer satisfaction.Checks-in with clients daily.Applies quality assurance standards to all credit reports published.Assists with daily search for newswire stories as well as writes the stories on an as needed basis.Complies with agency management system data standards and data integrity (enter and maintain complete and accurate information).
QUALIFICATIONS
EDUCATION / EXPERIENCE
Bachelor's Degree
Three (3) or more years of related work experience
SKILLSProficient in Microsoft Office SuiteStrong analytical and problem solving skills Proven skills in time management, multi-tasking and meeting deadlines Excellent customer service skills, including telephone and listening skills Ability to pay close attention to detail Ability to maintain a positive attitude in challenging interactions Ability to work within a team and to foster teamwork
#LI-RF1
$64k-94k yearly est. 9d ago
Credit Specialist II
Alliant 4.1
Credit analyst job in Cumberland, ME
This role works with our Seafax team.Office location: 62 U.S. Rte 1, Cumberland Foreside, ME 04110 Primarily responsible for writing new business reports and processing customer credit applications. Provides answers to customer inquiries on new, out-of-date and in-date credit report files. This role has team leadership responsibility within the Information team and provides direct guidance to the Credit Specialist I role.
ESSENTIAL DUTIES AND RESPONSIBILITIES Provides training and leadership to team members.Resolves customer disputes matters escalated by the Credit Specialist I.Recommends a credit advisement/limit based on information obtained while processing the credit application or new business report.Exercises judgement related to news or derogatory information including a "stop" or "downgrade" to risk score.Remains knowledgeable of current events and how they impact our customer's business.Uses judgement to determine validity and authenticity of any credit request.Provides professional assistance to both Information and Service clients.Maintains confidentiality and security of company and client information.Manages a consistent flow of work to ensure customer satisfaction.Checks-in with clients daily.Applies quality assurance standards to all credit reports published.Assists with daily search for newswire stories as well as writes the stories on an as needed basis.Complies with agency management system data standards and data integrity (enter and maintain complete and accurate information).
QUALIFICATIONS
EDUCATION / EXPERIENCE
Bachelor's Degree
Three (3) or more years of related work experience
SKILLSProficient in Microsoft Office SuiteStrong analytical and problem solving skills Proven skills in time management, multi-tasking and meeting deadlines Excellent customer service skills, including telephone and listening skills Ability to pay close attention to detail Ability to maintain a positive attitude in challenging interactions Ability to work within a team and to foster teamwork
#LI-RF1
$56k-85k yearly est. 60d+ ago
Consumer Loan Officer I
Atlantic Regional Federal Credit Union 3.9
Credit analyst job in Brunswick, ME
Full-time Description
Are you ready to build a bright future in Maine's banking industry? Take your career to the next level with an organization that prioritizes your professional growth and development.
As Consumer Loan Officer I, you are committed to delivering exceptional member service that aligns with Atlantic FCU's core values, philosophy, and mission statement. The goal is to provide personalized assistance to both existing and potential members, addressing their product and service needs. Take pride in proactively identifying member needs, offering suitable solutions, and exceeding branch sales goals. Member satisfaction is our priority, and we are dedicated to surpassing your expectations.
If you have a passion for delivering amazing customer service, then Atlantic Federal Credit Union has an opportunity for you. We help our members do better every day and we are ready to add to our team.
Daily Activities:
Originating new consumer loans.
Identifying member needs and cross selling appropriate products and services.
Coordinate with external partners to efficiently execute loans.
Do you have a passion for helping people, understand the power of a smile, and have a work ethic that just won't quit? If yes, then apply today.
Atlantic FCU is proud to be an Equal Opportunity Employer
Requirements
Our ideal candidate will have a minimum of one year of similar or related experience, with a background in lending or financial institutions. They'll have attention to detail, excellent written and verbal communication skills, and excel in a fast-paced environment. Proficiency with computers, and the ability to learn new platforms, will be necessary.
This position is primarily based in South Portland but looking for a willingness to assist members at branch locations when needed.
$78k-93k yearly est. 10d ago
Credit Risk Analyst
Camden National Bank 3.5
Credit analyst job in Portland, ME
Live here. Play here. Bank here.
Work here.
If you're looking to build your career at a forward-thinking organization with deep community roots and a vision for growth, success, and giving back, you've come to the right place.Get to know us:
We're your local community bank-and have been since 1875-that is committed to providing excellent customer service and giving back to our communities.
We foster a collaborative, inclusive work environment as part of a close-knit team where your voice is valued and heard.
Our highly engaged employees are rewarded for their performance and have ample opportunities for cross-training and advancement within the organization.
We've been named one of the best places to work in Maine, and offer robust benefits focused on your holistic well-being.
______________________________________________________________________________________________________________
The Credit Risk Analyst I will evaluate the nature and level of risk in the loan portfolio for effective recommendations to be made that will impact growth, strategy, and policy. This position will monitor changing industry, market, and economic conditions; analyze their effect on loan losses, and partner with teammates and supervisor to make recommendations for balancing risk and growth.
Essential Duties and Responsibilities:
Perform analyses of loan portfolio performance and trends. Assist management in identifying emerging risks and overlapping trends. Collaborate and communicate with peers in Credit Risk, Credit, Special Assets, and lending areas to research and quantify potential risk.
Provide support for the loan loss reserve analysis provided to the board of directors, quarterly. This work involves performing key financial calculations, documenting support, and helping assess model accuracy and performance.
Assist with the production of the department's quarterly internal (Board) and external (financial disclosures, press release) reporting. This work includes being able to perform queries, validate data, and work within the company's reserve software to produce final reports provided to executive management, select board committees, and the full board of directors.
Prepare materials for internal and external audits and examinations of credit risk activities, functions, and policies, including Sarbanes Oxley (SOX) testing of internal controls.
Provide support for executive and board meetings facilitated by Credit Risk Administration including the preparation of agenda and meeting materials, preparation and distribution of meeting minutes.
Attend education courses and seminars to enhance job skills.
Basic Qualifications
:
Strong academic credentials, Bachelor's degree or work experience equivalent
Intermediate in Microsoft Windows, Word, Power Point, and Outlook (or similar)
Proficient Excel capabilities
Database experience
Proven ability to work both independently and collaboratively
Attention to detail
Preferred Qualifications:
Completed coursework and/or experience with statistical modelling
Bank experience, loan underwriting or equivalent coursework
Understanding of banking regulations and the role of internal policies
Skills and Abilities:
Strong organizational and analytical skills
Clear oral and written communication
Commitment to on-going learning, skills development, teamwork
Supervisory Skills:
This position requires effective self-management and teamwork, but no direct management/supervisory responsibilities
________________________________________________________
Our comprehensive total rewards package offers something for everyone!
Robust medical, dental, and vision insurance packages
Generous time off, including paid federal holidays and paid day off for your birthday
401(k) retirement savings plan
Tuition reimbursement, professional development, and career growth opportunities
Employee assistance program
Comprehensive wellness program
Pursue a career at Camden National Bank and apply today. We can't wait to hear from you!
_____________________________________________________________________
We are guided and inspired by our Core Values:
Honest and Integrity above all else
Trust built on fairness
Service that creates remarkable experiences
Responsibility to use our resources for the greater good
Excellence through hard work and lifelong learning
Diversity realized through inclusion and respect
Equal Opportunity Employer
Employment with Camden National is on an at-will basis, meaning employment is not guaranteed for any specific period of time, and any employment relationship established may be terminated by either party at any time, for any reason, with or without notice. Completion of an employment application is not a contract, express or implied, guaranteeing employment. Camden National Bank is an Equal Opportunity Employer and does not discriminate on the grounds of race, color, religion, sex, sexual orientation, including gender identity and gender expression, national origin, citizenship status, age, disability, genetic information or veteran status.
Learn more about why employees love working at Camden National Bank!
$66k-86k yearly est. Auto-Apply 42d ago
Healthcare Credit Analyst (Multiple Levels)
U.S. Bank 4.6
Credit analyst job in Portland, ME
Spokane, Washington residents: If a street address is not available, enter N/A when completing a job application. At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.
**Job Description**
The successful candidate should have prior experience in originating or monitoring a commercial loan portfolio consisting of borrowers in healthcare related industries - including spreading, financial analysis, etc.
Responsible for approving the extension of credit and/or making recommendations to the person(s) making the final lending decisions on new, renewal and extension loans to approve or deny the extension of credit. Prior to making the credit decision or advising the person(s) making the final credit decision, the CreditAnalyst conducts a complete credit analysis including gathering, analyzing, and interpreting all types of credit information on existing and prospective customers. Reviews customer accounts and portfolios to identify, evaluate and determine the appropriate course of action on potential credit quality issues in order to maximize credit quality and minimize risk and potential loss to the company. May use technological tools, including computer software, to assist in the credit analysis process by helping evaluate a particular credit or a portfolio. The CreditAnalyst will use such tools to compare and evaluate possible courses of action and will make recommendations and/or decisions after various possibilities are considered.
This active posting is for a Healthcare CreditAnalyst role: Healthcare CreditAnalyst 4, Healthcare CreditAnalyst 5, Healthcare CreditAnalyst 6. Below are the basic qualifications and preferred experience for each level of role. Your level of experience will be reviewed and matched to the appropriate job level when you apply to this posting.
**Healthcare CreditAnalyst 4**
**Basic Qualifications**
- Bachelor's degree, or equivalent underwriting experience
- Typically one or more years of underwriting experience
**Preferred Skills/Experience**
- Underwriting experience focused on credit analysis and analytical skills working with complex healthcare credits
- Thorough knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
- Background in economics, accounting, and/or finance
- Excellent verbal and written communication skills
- Proficient computer navigation skills using a variety of software packages including EXCEL and nCino
**Healthcare CreditAnalyst 5**
**Basic Qualifications**
- Bachelor's degree, or equivalent underwriting experience
- Typically three or more years of underwriting experience
**Preferred Skills/Experience**
- Strong underwriting, credit analysis and analytical skills working with complex healthcare credits
- In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
- Background in economics, accounting, and/or finance
- Strong verbal and written communication skills
- Proficient computer navigation skills using a variety of software packages - including nCino
- Advanced background in MS Office suite of products and skillset with MS Excel
**Healthcare CreditAnalyst 6**
**Basic Qualifications**
- Bachelor's degree, or equivalent underwriting experience
- Typically five or more years of underwriting experience
**Preferred Skills/Experience**
- Three or more years of advanced underwriting credit analysis and analytical skills working specifically with complex healthcare credits
- In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
- Background in economics, accounting, and/or finance
- Strong verbal and written communication skills
- Proficient computer navigation skills using a variety of software packages - including nCino and Credit Lens
- Advanced background in MS Office suite of products and skillset with MS Excel
This role is posted remote; however, candidates who are located near any one of our locations would be required to work on site at least three days per week.
If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (****************************************************************************** .
**Benefits:**
Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
+ Healthcare (medical, dental, vision)
+ Basic term and optional term life insurance
+ Short-term and long-term disability
+ Pregnancy disability and parental leave
+ 401(k) and employer-funded retirement plan
+ Paid vacation (from two to five weeks depending on salary grade and tenure)
+ Up to 11 paid holiday opportunities
+ Adoption assistance
+ Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Review our full benefits available by employment status here (************************************************* .
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
**E-Verify**
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (********************************************************************** .
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $86,360.00 - $101,600.00
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
**Posting may be closed earlier due to high volume of applicants.**
$86.4k-101.6k yearly 60d+ ago
Credit Representative
Farm Credit East 4.5
Credit analyst job in Auburn, ME
Join a team focused on the success of our customers, the success of our communities, and the success of each other. Farm Credit East (FCE) is the leading provider of loans and farm advisory services to farm, forest product, fishing, and other agricultural business owners across the northeast with $13.5 billion in total loan volume and $29 million in annual financial services revenue from 18,000 customers across our 8-state territory. We are One Team Working Together with a focus on our five pillars: Outstanding Customer and Employee Experience, Quality Growth, Operational Excellence, Commitment to our Communities, and Protecting Customer Information.
As a Credit Representative, your job is to make loans to existing and new farm customers who meet Farm Credit East's underwriting requirements. Loan products include but are not limited to annual lines of credit, equipment debt and real estate financing. This role includes understanding clients' financials to determine appropriate lending products and communication with customers about those loan products. Marketing to new customers is a priority, thus this role also includes cross selling other Farm Credit East products and services (payroll, consulting, crop insurance, record keeping services, and tax preparation, etc.) to existing and potential customers. All of this is done with the goal of helping our customers be successful in their enterprises by providing valuable solutions to their business needs.
Daily job varies from meeting with clients, reviewing their financials, negotiating terms,submitting the loan for approval and closing the deal. Marketing is a requirement; those who are outgoing and willing to take the time to know existing and potential clients' needs and match products and services to those needs will be most successful. Team player, positive attitude and the ability to work with peers within the home marketplace, the region and across Farm Credit East are required attributes of the lender.
Come join a collaborative, customer-focused team at Farm Credit East!
Duties and Responsibilities
Customer Centric
Manages the day-to-day customer relationships of credits within your respective customer segment (Retail)
Proactive portfolio management by understanding and analyzing industry trends, market data, and customer knowledge leading to a consultative lending approach
Positions a team approach serving as the lead for all customer facing activities with support from loan coordinator and financial services
Creates and maintains a documented 360-degree view of the customer, in the core application, to maximize the customer experience
Work collaboratively with teammates to generate cross-selling results and a best-in-class customer experience through a cohesive and holistic approach
Provides functional guidance to creditanalysts, loan documentation specialists and other roles to ensure customer's requirements are met while conforming to credit policy and requirements
Monitors borrowers within assigned loan portfolio to document compliance with terms and conditions, covenants, inspections, credit quality, and risk assessment to ensure a safe and sound portfolio
Meets with existing and prospective customers to review financials, propose loan structure, evaluate pricing options and address short-term and long-term objectives of the borrower
Business Development
Achieve growth targets by performing business development activities that expand existing customer relationships and bring new customers to the Association
Seeks and vets both traditional and non-traditional opportunities, ranging from the farm to the agri-business along with all participants of the ag value chain who are credit worthy and eligible
Prioritizes high value add interactions with customers day in and day out through active relationships and sound customer understanding
Promotes the FCE brand in their region
Builds and nurtures Centers of Influence (community presence, network, and external partners) to generate new referrals
Utilizes the 360-degree view of the customer to drive cross-selling opportunities - identify, collaborate, generate, or act upon, internal referrals to or from other segments of Farm Credit East
Develops expertise and working knowledge within Ag segments, serving as a Trusted Advisor
Embraces the transformation of the Association through adoption and utilization of new processes, procedures, and digital tools with the intent to deliver a high-level customer experience
Job Qualifications and Requirements:
This position requires a Bachelor's degree in Economics, Finance, Accounting, Business or a related field. Knowledge of agriculture, finances, credit and credit administration is preferred. Strong marketing and interpersonal skills are required, as are verbal and written communications and analytical skills. Must be team oriented. The position requires the ability to travel as needed.
We offer hybrid work options after two weeks of employment with Farm Credit East. Hybrid work options are determined based on job role and balancing the needs of the customers, the team, and individual work performance. This will be reviewed based on manager discretion.
Compensation and Benefits:
Salary Range: $55,000 to $95,000 commensurate with experience
Short-Term Incentive to reward business results
Retirement Contributions :
401k match up to 6% of salary; or for those unable to take full advantage of the 401(k) match, verified student loan payments may qualify for an employer match in your 401(k) up to 6% of salary
Defined Contribution retirement plan funded at 2-9% of salary depending on years of service
Time Off:
15-25 days of vacation leave per year, depending on years of service
12 days of holiday leave per year
7.5 days of sick leave in your first year, followed by 12 days of sick leave per year thereafter; unlimited rollover of unused sick leave year to year
Paid Parental Leave: Up to 80 hours of paid leave for birthing, non-birthing, and adoptive parents
Family Care Leave: Additional leave options available under FMLA and company policy
Health and Insurance:
Comprehensive medical, dental, and vision plans, including preventive care and wellness programs to support your overall health and well-being
Health Savings Account
Life insurance at 2x base pay
Accidental Death and Dismemberment insurance at 2x base pay
Long-term disability insurance at 2/3 base pay
Additional Benefits:
Tuition reimbursement
Continuing education and training
Employee Assistance Program offering a wide variety of tools and resources
Benefits Eligibility:
Eligibility Begins: First of the month following your hire date
Eligible Employees: Full-time employees working 30+ hours per week; Part-Time employees working 20+ hours per week.
Farm Credit East is an Equal Opportunity Employer. As an Equal Opportunity Employer, we do not discriminate on the basis of race, color, religion, national origin, sex, sexual orientation, gender identity or expression, age, marital status, parental status, political affiliation, disability status, protected veteran status, genetic information or any other status protected by federal, state or local law. It is our goal to make employment decisions that further the principle of equal employment opportunity by utilizing objective standards based upon an individual's qualifications for a specific job opening. In compliance with the Americans with Disabilities Act (“ADA”), if you have a disability and would like a reasonable accommodation in order to apply for a position with Farm Credit East, please call ************** or e-mail ************************************
$55k-95k yearly 41d ago
Workout Credit Analyst II (US)
TD Bank 4.5
Credit analyst job in Portland, ME
Hours: 40 Pay Details: $28.25 - $45.00 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Line of Business:
Credit Management
Job Description:
Department Overview:
This is a division of Credit Management concentrating in the management of commercial relationships assigned to the Workout Department at TD Bank. Portfolio managers and creditanalysts gain exposure to the full breadth of commercial loans that TD underwrites. Syndications, ABL, Auto Finance, Middle Market, Investor CRE, Not For Profit and Community Banking are all the differing loan products managed within.
The CreditAnalyst II is responsible for conducting in-depth industry and financial analysis of existing and potential borrowers. This job works cooperatively to support the Lending and Credit functions of the Bank.
Depth & Scope:
* Responsible for financial analysis of moderately complex loans/industries/Customers
* Works more independently but under the guidance and review of lead staff
* Good understanding of loan risk factors
* Researches industry specific information from outside sources, which may include conversation with Borrowers, industry publications, area libraries, references from other banks, credit agencies, as well as accessing information through the Internet
* Participates in Customer meetings and make direct inquiry for specific Customer information based on prior research, experience and knowledge (may require travel at times)
* Integral part of loan origination process. Responsible for performing underwriting analysis of Borrower's character, credit worthiness and financial condition
* Supports the lending function by providing analytical support
* Prepares insightful and timely approval memorandums for presentation to appropriate lending and credit authorities
* Thoroughly analyzes financial statements, management profiles, business and product cycles, cash flow ability, collateral, agings, etc. of future and existing Customers to identify trends, measure performance, assess financial strength and develop an assessment of credit risk
* May prepare complete written analysis with appropriate recommendations for approval, denial and alternative structure when necessary
* May maintain credit files, monitor data such as updated financial statements and prepare updated analysis memos
* Monitors compliance with regulatory requirements
* Provides written analysis that identifies any deviations from the Company Commercial Loan Policy and becomes familiar with alternative structures in order to reduce credit risk
* Achieves operational performance standards in quality and timeliness
Education & Experience:
* 4 year degree or equivalent experience
* 2+ years related experience required
* Developed knowledge of credit and financial analysis techniques.
* Exhibits the ability to gather, consolidate, analyze and summarize data to provide well-considered recommendations on an increasingly independent basis.
* Strong oral and written communication skills.
* Strong analytical and research skills.
* Developed PC skills including demonstrated proficiency and capability in word processing and spreadsheet software.
* Ability to multi-task and meet deadlines.
* Ability to maintain the confidentiality of credit and Customer information.
* Good interpersonal skills and a team orientation.
Preferred Qualifications:
* Commercial credit experience
Physical Requirements:
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
* Domestic Travel - Occasional
* International Travel - Never
* Performing sedentary work - Continuous
* Performing multiple tasks - Continuous
* Operating standard office equipment - Continuous
* Responding quickly to sounds - Occasional
* Sitting - Continuous
* Standing - Occasional
* Walking - Occasional
* Moving safely in confined spaces - Occasional
* Lifting/Carrying (under 25 lbs.) - Occasional
* Lifting/Carrying (over 25 lbs.) - Never
* Squatting - Occasional
* Bending - Occasional
* Kneeling - Never
* Crawling - Never
* Climbing - Never
* Reaching overhead - Never
* Reaching forward - Occasional
* Pushing - Never
* Pulling - Never
* Twisting - Never
* Concentrating for long periods of time - Continuous
* Applying common sense to deal with problems involving standardized situations - Continuous
* Reading, writing and comprehending instructions - Continuous
* Adding, subtracting, multiplying and dividing - Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.`
Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more
Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
$28.3-45 hourly Auto-Apply 4d ago
BI Analyst III
Datavant
Credit analyst job in Augusta, ME
Datavant is a data platform company and the world's leader in health data exchange. Our vision is that every healthcare decision is powered by the right data, at the right time, in the right format. Our platform is powered by the largest, most diverse health data network in the U.S., enabling data to be secure, accessible and usable to inform better health decisions. Datavant is trusted by the world's leading life sciences companies, government agencies, and those who deliver and pay for care.
By joining Datavant today, you're stepping onto a high-performing, values-driven team. Together, we're rising to the challenge of tackling some of healthcare's most complex problems with technology-forward solutions. Datavanters bring a diversity of professional, educational and life experiences to realize our bold vision for healthcare.
At Datavant, our mission is to protect, connect, and deliver the world's health data to power better decisions and advance human health. As part of our internal team, you help us achieve this mission every day.
By continuing your career at Datavant, you'll drive transformative change in healthcare alongside a collaborative team.
The Business Intelligence & Analytics function within Datavant Product is actively seeking a detail-oriented and impact-driven data analyst to strengthen our Corporate Cross-Functional Reporting team. This pillar focuses on building a scalable, trusted reporting platform that delivers consistent, transparent, and actionable insights across our finance, accounting, compliance, and people functions. In this role you will help mature our analytics portfolio, drive BI modernization, and enable operational visibility through data. If you are an analyst who thrives at the intersection of data and business, and enjoys collaborating with both technical and non-technical stakeholders, we would love to hear from you!
**You Will:**
+ Partner & Analyze
+ Partner with cross-functional stakeholders to understand business needs, scope requirements, and define analytical approaches that inform decision-making.
+ Conduct exploratory and targeted analyses using analytical methods and business context to generate actionable recommendations.
+ Design and develop business intelligence solutions, including dashboards, reports, and tools that support operational visibility and strategic insights.
+ Deliver Scalable BI Solutions
+ Lead the development and maintenance of reusable data models and visualizations, ensuring accuracy, scalability, and performance across internal and external reporting at Datavant.
+ Collaborate with data engineering and BI teams to ensure data quality, accessibility, and alignment between source systems and reporting layers.
+ Enable Continuous Improvement
+ Contribute to the automation of recurring analytical workflows, reducing manual reporting and improving turnaround time for business users.
+ Drive the growth of team practices and analytical maturity by mentoring peers, documenting solutions, and leading process improvements.
+ Stay current on industry best practices in data visualization, BI tools, and analytics methods to continuously elevate team capabilities.
**What You Will Bring to the Table:**
+ Technical Skills
+ Proficiency in statistical analysis and programming languages such as SQL and Python for data analysis and modeling.
+ Skill in designing clear, insightful visualizations tailored to varied audiences using tools such as Sigma, Power BI, or Tableau.
+ Business Acumen & Communication
+ Demonstrated ability to craft compelling, data-driven stories that inform strategy and influence decision-making.
+ Excellent communication skills with the ability to distill technical concepts for non-technical audiences.
+ Proven ability to manage time effectively and prioritize work to meet tight client deadlines.
+ Mindset & Experience
+ Exceptional initiative and ability to solve problems independently, seek help when needed, and take ownership when navigating ambiguity.
+ Experience navigating change with cross-functional collaboration, customer focus, ownership, and a bias for action.
+ 4+ years of relevant experience in data analytics or a related field.
**Bonus Points If You Have:**
+ Experience working in healthcare, life sciences, or high-growth environments, especially in domains related to release of information (ROI) or data privacy compliance.
+ Understanding of data privacy and security best practices, with awareness of key regulations (e.g., HIPAA).
+ Experience working with cloud-based storage and computing platforms (e.g., AWS, GCP, Azure).
+ Experience using dbt to build and maintain data models within a modern analytics stack.
+ Proven ability to bring structure, best practices, and operational rigor to BI teams in high-growth or evolving data environments.
+ Exposure to machine learning techniques such as natural language processing or time series forecasting.
We are committed to building a diverse team of Datavanters who are all responsible for stewarding a high-performance culture in which all Datavanters belong and thrive. We are proud to be an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, disability, veteran status, or other legally protected status.
At Datavant our total rewards strategy powers a high-growth, high-performance, health technology company that rewards our employees for transforming health care through creating industry-defining data logistics products and services.
The range posted is for a given job title, which can include multiple levels. Individual rates for the same job title may differ based on their level, responsibilities, skills, and experience for a specific job.
The estimated total cash compensation range for this role is:
$104,000-$125,000 USD
To ensure the safety of patients and staff, many of our clients require post-offer health screenings and proof and/or completion of various vaccinations such as the flu shot, Tdap, COVID-19, etc. Any requests to be exempted from these requirements will be reviewed by Datavant Human Resources and determined on a case-by-case basis. Depending on the state in which you will be working, exemptions may be available on the basis of disability, medical contraindications to the vaccine or any of its components, pregnancy or pregnancy-related medical conditions, and/or religion.
This job is not eligible for employment sponsorship.
Datavant is committed to a work environment free from job discrimination. We are proud to be an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, disability, veteran status, or other legally protected status. To learn more about our commitment, please review our EEO Commitment Statement here (************************************************** . Know Your Rights (*********************************************************************** , explore the resources available through the EEOC for more information regarding your legal rights and protections. In addition, Datavant does not and will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay.
At the end of this application, you will find a set of voluntary demographic questions. If you choose to respond, your answers will be anonymous and will help us identify areas for improvement in our recruitment process. (We can only see aggregate responses, not individual ones. In fact, we aren't even able to see whether you've responded.) Responding is entirely optional and will not affect your application or hiring process in any way.
Datavant is committed to working with and providing reasonable accommodations to individuals with physical and mental disabilities. If you need an accommodation while seeking employment, please request it here, (************************************************************** Id=**********48790029&layout Id=**********48795462) by selecting the 'Interview Accommodation Request' category. You will need your requisition ID when submitting your request, you can find instructions for locating it here (******************************************************************************************************* . Requests for reasonable accommodations will be reviewed on a case-by-case basis.
For more information about how we collect and use your data, please review our Privacy Policy (**************************************** .
$104k-125k yearly 32d ago
Capture Analyst
Maximus 4.3
Credit analyst job in Portland, ME
Description & Requirements Maximus is thrilled to announce an exciting opportunity for a Capture Analyst to join our Capture Team and play a key role in driving growth within the state and local government health and human services market. In this role, you'll research customer budgets and program requirements, analyze data, assess competitors, and collaborate with solution and proposal teams to develop winning strategies. This position offers an excellent opportunity to build expertise in business development while contributing to initiatives that improve lives and strengthen communities nationwide.
This is a regular, full-time remote position.
Why Maximus?
- • Competitive Compensation - Bonuses based on performance included!
- • Comprehensive Insurance Coverage - Choose from various plans, including Medical, Dental, Vision, Prescription, and partially funded HSA. Additionally, enjoy Life insurance benefits and discounts on Auto, Home, Renter's, and Pet insurance.
- • Future Planning - Prepare for retirement with our 401K Retirement Savings plan and Company Matching.
- • Paid Time Off Package - Enjoy Unlimited Time Off, Holidays, and sick leave, along with Short- and Long-Term Disability coverage.
- • Holistic Wellness Support - Access resources for physical, emotional, and financial wellness through our Employee Assistance Program (EAP).
- • Recognition Platform - Acknowledge and appreciate outstanding employee contributions.
- • Tuition Reimbursement - Invest in your ongoing education and development.
- • Employee Perks and Discounts - Additional benefits and discounts exclusively for employees.
- • Maximus Wellness Program and Resources - Access a range of wellness programs and resources tailored to your needs.
- • Professional Development Opportunities- Participate in training programs, workshops, and conferences.
Essential Duties and Responsibilities:
- Support all planning and capture activities for opportunities prior to RFP release.
- Research customer budgets, program requirements, and relevant legislation.
- Perform detailed competitor assessments.
- Identify and evaluate scope of work and technology requirements .
- Support proposal response activities as directed by the capture manager and proposal manager.
- Research and answer questions from the writing team, solution teams, and pricing lead.
- Assist in development of operations and staffing models by analyzing and reviewing volume and staffing information, published reports publicly available incumbent performance reports, competitor research, and data from similar projects.
- Work with subject matter experts to document business processes and customer journeys.
- Assist the capture manager in identifying and documenting RFP requirements, solution gaps, and new and existing solutions.
- Participate in solution meetings and complete use cases, volume estimates, and requirements documents for IT, security, pricing, and other operational teams.
- Assist the capture manager, operations and sales leads in conveying key information to the writing and solution teams in order for them to develop a winning proposal.
Minimum Requirements
- Bachelor's degree in related field.
- 3-5 years relevant professional experience.
- Equivalent combination of education and experience considered in lieu of education.
- Combination of education and experience considered in lieu of degree; may have additional training or education in area of specialization
- Experience applying AI tools or techniques to support market research, data analysis, or proposal development is preferred
- Familiarity with CRM platforms, especially Salesforce, for tracking opportunity pipelines, customer engagement, and capture activities is preferred
- Experience integrating CRM data into capture planning and workflows
- Working knowledge of APMP best practices, including opportunity qualification, win strategy development, and proposal lifecycle management is preferred
- APMP certification (Foundation or Practitioner level) is preferred
- Ability to leverage automation and AI-enhanced tools to streamline capture documentation, competitor analysis, and customer journey mapping is preferred
- Proficiency in data visualization tools such as Power BI, with the ability to transform complex datasets into actionable insights for capture and proposal teams is preferred
EEO Statement
Maximus is an equal opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information and other legally protected characteristics.
Pay Transparency
Maximus compensation is based on various factors including but not limited to job location, a candidate's education, training, experience, expected quality and quantity of work, required travel (if any), external market and internal value analysis including seniority and merit systems, as well as internal pay alignment. Annual salary is just one component of Maximus's total compensation package. Other rewards may include short- and long-term incentives as well as program-specific awards. Additionally, Maximus provides a variety of benefits to employees, including health insurance coverage, life and disability insurance, a retirement savings plan, paid holidays and paid time off. Compensation ranges may differ based on contract value but will be commensurate with job duties and relevant work experience. An applicant's salary history will not be used in determining compensation. Maximus will comply with regulatory minimum wage rates and exempt salary thresholds in all instances.
Accommodations
Maximus provides reasonable accommodations to individuals requiring assistance during any phase of the employment process due to a disability, medical condition, or physical or mental impairment. If you require assistance at any stage of the employment process-including accessing job postings, completing assessments, or participating in interviews,-please contact People Operations at **************************.
Minimum Salary
$
60,000.00
Maximum Salary
$
90,000.00
$54k-80k yearly est. Easy Apply 8d ago
Duck Creek Analyst
Cognizant 4.6
Credit analyst job in Augusta, ME
We are seeking a strong Duck Creek Functional Analyst / Business Analyst to work closely with customer Product Owners. The ideal candidate will have extensive experience in Duck Creek Policy and commercial lines templates, with a strong ability to collaborate with technical leads and business teams.
**Key Responsibilities:**
· Over 8 years of overall IT experience with over 6 years of Duck Creek Policy experience in a functional role.
· Experience in commercial lines templates (ISO and non-ISO).
· Techno-functional experience in Duck Creek is a great value add.
· Experience in on-premises and OnDemand policy implementation.
· Good experience in Policy Rating, Forms, Use Administration, Day 2 transactions, and batches.
· Work closely with Duck Creek Tech Leads for solution discussion and finalization, and bring CR solutions to Business.
· Write User Stories and handle Change Requests/Epics and Defect triaging processes.
· Strong experience in working with Business teams to handle queries and understand requirements.
· Experience with Billing and Claims configuration knowledge and Data Insight producer policy holder is an added advantage.
**Qualifications:**
· Extensive experience in Duck Creek Policy functional roles.
· Strong understanding of commercial lines templates (ISO and non-ISO).
· Ability to collaborate effectively with technical leads and business stakeholders.
· Experience in writing User Stories and handling CR/Epics.
· Knowledge of Billing and Claims configuration is a plus.
**Compensation:**
- Annual salary range: $99,000 to $116,000 USD
- Bonus eligibility based on performance
- Comprehensive benefits package including health insurance, retirement plans, and paid time off
Cognizant is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law.
$99k-116k yearly 39d ago
CX Incident and Bug Analyst III
Coinbase 4.2
Credit analyst job in Augusta, ME
Ready to be pushed beyond what you think you're capable of? At Coinbase, our mission is to increase economic freedom in the world. It's a massive, ambitious opportunity that demands the best of us, every day, as we build the emerging onchain platform - and with it, the future global financial system.
To achieve our mission, we're seeking a very specific candidate. We want someone who is passionate about our mission and who believes in the power of crypto and blockchain technology to update the financial system. We want someone who is eager to leave their mark on the world, who relishes the pressure and privilege of working with high caliber colleagues, and who actively seeks feedback to keep leveling up. We want someone who will run towards, not away from, solving the company's hardest problems.
Our ******************************** is intense and isn't for everyone. But if you want to build the future alongside others who excel in their disciplines and expect the same from you, there's no better place to be.
While many roles at Coinbase are remote-first, we are not remote-only. In-person participation is required throughout the year. Team and company-wide offsites are held multiple times annually to foster collaboration, connection, and alignment. Attendance is expected and fully supported.
As an Analyst for CX Incident Response, you'll join a high functioning team of passionate support professionals who know their performance is critical to Coinbase achieving its mission. We're looking for an individual who has a passion for making the customer experience seamless and fantastic. You have a strong passion for the product, user empathy, and can maintain a calm demeanor in high stress situations. People describe you as accountable and organized.
*What you'll be doing (ie. job duties):*
* Responsible for the day to day operations of the CX Incident Response team through identification, mitigation, remediation and resolution of customer facing incidents across all Coinbase products.
* Responsible to triage and escalate customer reported bugs across all Coinbase Products
* Communicate with internal and external stakeholders in an effective, tactical, and empathetic manner.
* Serve as an escalation point for the Customer Experience organization in high touch critical issues and platform defects (incidents and bugs). You should be able to gauge customer impact and guide decisions with Product Managers, Engineers, Legal, and other related partners with users in mind.
* Represent the voice of our customer in proactively driving impactful changes across workflows, policies and tools by succinctly relaying customer feedback in escalations to internal support teams.
* Maintain an investigative mentality to help address critical customer issues while keeping in mind next-issue avoidance and building operational processes to develop and maintain our program at scale.
*What we look for in you (ie. job requirements):*
* Motivated by Coinbase's mission and creating a seamless support experience for our global customer base.
* Experience with CRM tooling, such as Salesforce.
* Comfortable responding to high level internal stakeholders, such as executives and board members
* Demonstrated experience with end-to-end platform incident management.
* Must work in a defined shift, as required by the business.
* Minimum of 2 years of relevant experience in incident management and/or customer support.
* Exceptional communication skills in order to operate across multiple departments and stakeholders.
* Flexible and adaptable to meet the evolving needs of a high-growth and fast-paced organization.
* Must be able to read, write and speak in English
* Curiosity to chase problems to root cause and rollup sleeves to investigate the unknown/unusual.
*Nice to haves:*
* Experience at crypto exchanges or in financial services
* Advanced experience in project management, analytics or quality assurance.
* Advanced degree in business, finance, customer experience and/or blockchain.
* Advanced understanding of Google apps, JIRA, Salesforce Service Cloud.
* ITIL V4 Foundation certification
* SQL
Position ID: P72824
*#LI-Remote*
Pay Transparency Notice: Depending on your work location, the target annual salary for this position can range from $40.64 to $47.81 + target bonus + target equity + benefits (including medical, dental, vision and 401(k)).
*Pay Transparency Notice:* Depending on your work location, the target annual salary for this position can range as detailed below. Full time offers from Coinbase also include bonus eligibility + equity eligibility**+ benefits (including medical, dental, vision and 401(k)).
Pay Range:
$40.64-$47.81 USD
Please be advised that each candidate may submit a maximum of four applications within any 30-day period. We encourage you to carefully evaluate how your skills and interests align with Coinbase's roles before applying.
Commitment to Equal Opportunity
Coinbase is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, sex, gender expression or identity, sexual orientation or any other basis protected by applicable law. Coinbase will also consider for employment qualified applicants with criminal histories in a manner consistent with applicable federal, state and local law. For US applicants, you may view the *********************************************** in certain locations, as required by law.
Coinbase is also committed to providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please contact us at accommodations***********************************
*Global Data Privacy Notice for Job Candidates and Applicants*
Depending on your location, the General Data Protection Regulation (GDPR) and California Consumer Privacy Act (CCPA) may regulate the way we manage the data of job applicants. Our full notice outlining how data will be processed as part of the application procedure for applicable locations is available ********************************************************** By submitting your application, you are agreeing to our use and processing of your data as required.
*AI Disclosure*
For select roles, Coinbase is piloting an AI tool based on machine learning technologies to conduct initial screening interviews to qualified applicants. The tool simulates realistic interview scenarios and engages in dynamic conversation. A human recruiter will review your interview responses, provided in the form of a voice recording and/or transcript, to assess them against the qualifications and characteristics outlined in the job description.
For select roles, Coinbase is also piloting an AI interview intelligence platform to transcribe and summarize interview notes, allowing our interviewers to fully focus on you as the candidate.
*The above pilots are for testing purposes and Coinbase will not use AI to make decisions impacting employment*. To request a reasonable accommodation due to disability, please contact accommodations[at]coinbase.com
$40.6-47.8 hourly 60d+ ago
Credit Administrator
Everett J Prescott Inc. 4.0
Credit analyst job in Gardiner, ME
Team EJP is currently seeking a full-time Credit Administrator to join our Finance department at our home office in Gardiner! This is NOT a remote position. Candidate must live in Maine. In this role you will leverage analytical and technical skills to innovate, build, and maintain well-managed data solutions and capabilities to tackle business problems and support organizational objectives. This person will also provide insights, recommendations, or results from performance of various forms modeling and analysis around EJP's distribution metrics and performance data.
RESPONSIBILITIES:
* Compile and structure loan application packages for presentation and approval
* Coordinate and document onboarding of new customers
* Monitor a portfolio of accounts, conducting daily calls to internal partners and various past due customers, including the collection of funds owed, in a B2B environment
* Reconciliation of payment deductions; process payments, credits and refunds
* Research account variances and provide resolution to billing and misapplied payment issues
* Update ERP with payment status, ongoing communication
* Prepare weekly reports on account status for the Regional & Divisional Managers
* Monitor customer order activities, accounts receivable and payment history on a daily basis to identify risk and ensure adherence to credit terms
* Escalate key issues to Credit Manager, Sales Management and Operational Leadership of potential credit risks in portfolio to determine next plan of action
* Record retention to support audit controls
* Collaborates and problem solves with key members of the organization's Finance and Sales teams
* Provide support to internal and external customers
* Maintains confidentiality and uses utmost discretion with matters including but not limited to personal and or financial information in the duties of the position
* Performs other duties and responsibilities as necessary
QUALIFICATIONS:
* Two+ years related work experience in an Accounts Receivable/Collections/Accounting role preferably supporting sales
* Strong attention to detail while working accurately and independently in compliance with company procedures and audit controls
* Demonstrate analytical skills including the ability to perform mathematical calculations related to accounting and reconciliation activities required
* Accurate data entry skills
* Strong listening and communication skills, including the ability to understand and effectively carry out and communicate verbal and written instructions
* Effective communication skills and demonstrated ability to build and maintain effective working relationships with internal team members, business stakeholders and externally with customers and vendors
* Ability to demonstrate effective account management, problem solving, presentation, and team member motivational skills
* Ability to apply sound judgement and discretion in performing duties while interpreting company policies with audit controls
* Ability to work a set schedule, in an office environment, Monday through Friday
* Proficient in internet navigation, Microsoft Word, Excel, PowerPoint, and Outlook
BENEFITS:
* Health, Dental, and Vision Insurance
* 401(K) with Company Match
* Life, AD&D, Critical Illness, Accident, and Short- & Long-Term Disability Insurance
* Tuition Reimbursement
* 9 Paid Holidays
* Vacation Time
* Personal Time
E.J. Prescott is an equal opportunity, affirmative action employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status, or any other status protected by law.
$30k-59k yearly est. 47d ago
ADvantage Analyst IV
Delhaize America 4.6
Credit analyst job in Scarborough, ME
ADUSA Procurement is a partner company to Ahold Delhaize USA, providing supply chain services that support the delivery of products from a supplier to the warehouse. ADUSA Procurement is part of the Ahold Delhaize USA family of brands, which also includes five leading omnichannel grocery brands - Food Lion, Giant Food, The GIANT Company, Hannaford and Stop & Shop.
Primary Purpose
Manage large initiatives and provide in-depth analysis in terms of scope/complexity/value (process/financial). Accountable for Leadership Level communication (both internal and external). Support managers in training and coaching Analyst III associates. Seasoned in a legacy company and either Fresh or Non-Perishable systems, processes, and procedures. Support development of department best-practices.
Essential job functions
* Manage large vendor or internal initiatives in terms of scope/complexity/value (process/financial)
* Accountable for Leadership Level communication (both internal and external). Communicate effectively with POD /Category leadership as well as ADvantage Support Center.
* Deliver in depth category and vendor analysis with process improvement recommendations to drive category improvement.
* Support managers in training and coaching Analyst III associates and assist in developing content/training for vendor open sharing forum.
* Seasoned in a legacy company and either Fresh or Non-Perishable processes and procedures.
* Support development of department best-practices and deliver business insights and change management.
* Lead cross-functional process improvements, projects, and initiatives.
* Collaborate with teams from 3rd party resources, Supply Chain, SC Procurement, and the Brands, conducting analysis to lead improvements in sales, on-shelf availability, COGS, and unsaleables
* Help drive the implementation of the company's new ways of working in assigned areas and the Brands.
* Help drive reporting on vendor and program ROI, scorecard, adherence to KPI's, and vendor accountability.
* Additional job duties may be assigned as needed to meet the needs of the business and support our Values.
Knowledge
* Specialized in a legacy company system, processes, and procedures.
* Responsible for knowledge in a sub-set of categories
Skills
* Relevant skills at exemplary, high-performing level of competency
Abilities
* Attention to Detail
* Ability to manage and influence others in the organization, including executive levels.
* Proven track record of delivering high quality results in a timely manner.
* Ability to influence change within ADUSA, the Brands and the Vendor community.
* Ability to analyze complex problems and data sets.
* Comfortable working in a virtual environment with reporting associates and/or leadership located in other campuses.
Education
* Bachelors in Business, Supply Chain Management, or similar work experience
Experience
* 4 years of relevant experience
* Lean Six Sigma experience/familiarity preferred.
#LI-SM1 #LI-Hybrid
At Ahold Delhaize USA, we provide services to one of the largest portfolios of grocery companies in the nation, and we're actively seeking top talent.
Our team shares a common motivation to drive change, take ownership and enable our brands to better care for their customers. We thrive on supporting great local grocery brands and their strategies.
Our associates are the heartbeat of our organization. We are committed to offering a welcoming work environment where all associates can succeed and thrive. Guided by our values of courage, care, teamwork, integrity (and even a little humor), we are dedicated to being a great place to work.
We believe in collaboration, curiosity, and continuous learning in all that we think, create and do. While building a culture where personal and professional growth are just as important as business growth, we invest in our people, empowering them to learn, grow and deliver at all levels of the business.
$47k-75k yearly est. 1d ago
Facility Condition Collection Analyst
CBRE 4.5
Credit analyst job in Augusta, ME
Job ID 251332 Posted 13-Jan-2026 Service line PJM Segment Role type Full-time Areas of Interest Building Surveying/Consultancy, Construction, Consulting The purpose of this position is to directly manage asset data collection projects and clients, as well as manage, and lead staff who are responsible for Asset Data Collection and consulting services with direct accountability for project delivery.
Please note we are looking for individuals within the Property or Facility Condition Assessment field.
Our team members travel up to 75% nationwide in order to technically assess commercial building mechanical, electrical, and plumbing (MEP) systems and deliver Property Condition Assessment, Asset Data Collection, and Energy Assessment services to clients. Our projects revolve around delivering considered data to demanding clients in a timely manner via effective project management which includes self-scheduling, coordinating, executing site visits, progress tracking, and final reporting. The site survey work is delivered via app based tools which not only collect equipment model and serial number, but drills down into ratings of equipment condition, criticality, and categorization into a naming hierarchy. Each team member is expected to manage multiple projects simultaneously (ideally 2-3 at a time) and communicate proactively with leadership.
This position will require frequent day and overnight travel - up to 75% and can be remote.
**What you will do**
+ Conducts walk-through surveys (from 8 hours to multiple days) to assess condition of mechanical, electrical and plumbing systems, structure and foundations, interiors, common areas, exterior walls, windows, roofs, and site work improvements. (This may require climbing two-story ladders or going up in a lift, lift operating certification is a plus)
+ Interviews property owners, occupants, key site personnel and local government officials to obtain information concerning the subject property's condition.
+ Reviews repair/improvement cost information, certificate(s) of occupancy, maintenance reports and logs, Building and Fire Department inspection reports, and similar information to determine the condition of the building
+ Documents the condition and physical deficiencies of a property by taking representative and detailed photographs of a properties' site and building systems
+ Prepares estimated costs to remedy building deficiencies in an immediate time period and capital reserve time period (5 to 50 years)
+ May act as a subject manager expert in an area of expertise which may include Seismic, ADA, MEP, or other specialties (BOMA, Insurance Replacement, Thermal Scanning, Etc).
+ Provides formal technical guidance in area of expertise.
+ Is able to communicate effectively with others to achieve client goals.
+ Other duties as assigned.
**What you must have**
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
+ Bachelor's degree (BA/BS) in architecture, engineering, or construction management or equivalent combination of education and experience.
+ 5-7 years commercial building evaluation or commercial design experience with a general understanding of all building systems: site work, structural, building envelope, and MEP.
+ 3-5 years building evaluation experience with experience writing Property Condition Assessment / Facility Condition Assessment Reports.
+ Certification as either a Professional Engineer or Registered Architect strongly preferred.
+ Microsoft Office Suite Products (Teams, Excel, Word, Power Point, Outlook, etc.) Specific advanced proficiency in Excel is strongly preferred.
+ Ability to travel up to 75% of the time.
**Experience desired**
+ Registered Architect or Licensed Engineer (US and/or Canada)/ Industry Roofing Certification strongly preferred.Requires knowledge of financial terms and principles.
+ Ability to calculate intermediate figures such as percentages, discounts, and/or commissions. Conducts basic financial analysis.
+ Ability to effectively present technical information to non-technical clients.Ability to provide efficient, timely, reliable and courteous service to clients.Strong organizational and analytical skills.
+ Excellent written and verbal communication skills.
Turner & Townsend carefully considers multiple factors to determine compensation, including a candidate's education, training, and experience. The minimum salary for this position is $85,000 annually and the maximum salary for this position is $105,000 annually. The compensation that is offered to a successful candidate will depend on the candidate's skills, qualifications, and experience. Successful candidates will also be eligible for a discretionary bonus based on Turner & Townsend's applicable benefit program. This role will provide the following benefits: 401(K), Dental insurance, Health insurance, Life insurance, and Vision insurance.
**Equal Employment Opportunity:** CBRE has a long-standing commitment to providing equal employment opportunity to all qualified applicants regardless of race, color, religion, national origin, sex, sexual orientation, gender identity, pregnancy, age, citizenship, marital status, disability, veteran status, political belief, or any other basis protected by applicable law.
**Candidate Accommodations:** CBRE values the differences of all current and prospective employees and recognizes how every employee contributes to our company's success. CBRE provides reasonable accommodations in job application procedures for individuals with disabilities. If you require assistance due to a disability in the application or recruitment process, please submit a request via email at recruitingaccommodations@cbre.com or via telephone at *************** (U.S.) and *************** (Canada).
CBRE, Inc. is an Equal Opportunity and Affirmative Action Employer (Women/Minorities/Persons with Disabilities/US Veterans)
$85k-105k yearly 6d ago
Portal Config. Analyst
USM 4.2
Credit analyst job in Augusta, ME
USM Business Systems Inc. is a quickly developing worldwide System Integrator, Software and Product Development, IT Outsourcing and Technology assistance supplier headquartered in Chantilly, VA with off-shore delivery centers in India. We offer world-class ability in giving most astounding quality and administrations through industry best practices planned to convey remarkable worth to our customers.
Utilizing our industry knowledge, administration service offering expertise and innovation abilities, we distinguish new business and innovation slants and create answers for help customers around the globe, giving top of the line solid and practical IT benefits which are cost effective services.
Established in 1999, the organization has corner qualities in building and dealing with a Business Oriented IT environment with rich involvement in technology innovation, ERP and CRM counselling, Product Engineering, Business Intelligence, Data Management, SOA, BPM, Data Warehousing, SharePoint Consulting and IT Infrastructure. Our other offerings include modified solutions and administrations in ERP, CRM, Enterprise architecture, offshore advisory services ,e-commerce, Social , Mobile, Cloud, Analytics (SMAC) and DevOps.
USM, a US ensured Minority Business Enterprise (MBE) is perceived as one of the fastest developing IT Systems Integrator in the Washington, DC zone. Most as of late, USM was positioned #9 on the rundown of the Top administrations organizations in the DC Metro Area - Washington Business Journal (2011). We are a project-driven firm that reliably meets the IT needs of our State and Government customers through development and business keenness.
Job Description
REQUIRED EXPERIENCE, SKILLS & COMPETENCIES:
• Bachelors' degree in Computer Science, CIS, MIS or a related field.
• Immediate authorization to work in the US
• 0-5+ years relevant experience
• Familiarity with the following programming/markup languages- JavaScript, CSS and HTML
• Knowledge of standard development techniques (OOD, SDLC)
• Strong analytical problem solving skills
• Ability to quickly grasp technical issues and offer solutions
• Excellent verbal and written communication skills
• Outgoing and enthusiastic personality
• Professional business demeanor
• Customer-focused attitude and desire to interface directly with end-user clients
PREFERRED EXPERIENCE, SKILLS & COMPETENCIES
• Advanced degree
• Familiarity with WebSphere Content Manager (WCM)
• Experience gathering business requirements, documenting “as is” and “to be” business processes, and developing use cases
• Experience with development/harvesting of business rules and design of applications using a rules engine
Additional Information
If you are interested in above position, please share your updated resume to ******************************* or can directly call me on ************.
$57k-77k yearly est. Easy Apply 60d+ ago
Credit & Collections Analyst
Finger Lakes Technologies Grp 3.6
Credit analyst job in Norway, ME
The Credit & Collections Analyst is responsible for evaluating customer credit risk, managing collections activities, and supporting accounts receivable processes to optimize cash flow and minimize bad debt. This role partners closely with Sales, Finance, and Customer Service to ensure timely payment while maintaining strong customer relationships.
Key Responsibilities:
* Establish, monitor, and adjust credit limits in accordance with company policies
* Manage collections efforts for past-due accounts, including customer outreach and payment follow-up
* Resolve billing discrepancies and disputes in collaboration with internal teams
* Monitor aging reports and key AR metrics (DSO, delinquency, bad debt exposure)
* Prepare and maintain credit and collection documentation and reporting
* Recommend accounts for credit holds, disconnections, escalations, or write-offs as needed
* Support month-end close activities related to accounts receivable
* Ensure compliance with internal controls, policies, and applicable regulations
* Identify process improvements to enhance collection efficiency and customer experience
* Assess customer creditworthiness through financial analysis, credit reports, and payment history
Qualifications:
* Bachelor's degree in Finance, Accounting, Business, or related field
* 3-5 years of experience in credit and collections or accounts receivable
* Strong understanding of credit analysis, collections practices, and AR processes
* Proficiency with ERP systems and Microsoft Excel
* Excellent analytical, communication, and negotiation skills
* Ability to manage multiple priorities and work independently
Preferred Qualifications:
* Experience in B2B credit and collections
* Experience improving DSO or reducing bad debt
* Familiarity with credit reporting agencies and financial statement analysis
About FirstLight:
FirstLight, headquartered in Albany, New York, provides fiber-optic data, Internet, data center, cloud and voice services to enterprise and carrier customers throughout the Northeast connecting more than 13,000 locations in service with more than 125,000 locations serviceable by our more than 25,000-route mile network. FirstLight offers a robust suite of advanced telecommunications products featuring a comprehensive portfolio of high bandwidth connectivity solutions including Ethernet, wavelength, and dark fiber services as well as dedicated Internet access solutions, data center, cloud and voice services. FirstLight's clientele includes national cellular providers and wireline carriers and many leading enterprises, spanning high tech manufacturing and research, hospitals and healthcare, banking and financial, secondary education, colleges and universities, and local and state governments.
FirstLight Fiber is an equal opportunity employer. In accordance with state and federal laws, FirstLight's equal opportunity policy is that all applicants and employees are treated equally by the company with respect to employment opportunities, regardless of race, color, religion, sex, sexual orientation, disability, or veteran status or veteran disability.
$43k-57k yearly est. 5d ago
Joint Use Analyst
System One 4.6
Credit analyst job in New Gloucester, ME
Mountain Ltd. is seeking a Joint Use Analyst to join our team remotely! Since 1979, Mountain Ltd. has successfully created and supported turnkey engineering solutions for traditional and wireless telecom providers across the United States. We are a national leader in the industry, providing high-quality engineering, on-time service delivery, and skilled personnel paired with innovative technology and creative solutions. Specialties include OSP/ISP engineering, design, permitting, right-of-way, and CAD for traditional and wireless telecommunications companies.
A Joint Use Analyst plays a crucial role in planning, designing, and managing the external infrastructure for utility and telecommunication networks, among different entities. This role requires a blend of technical knowledge, communication skills, and attention to detail to ensure compliance with agreements, regulations, and safety standards. Responsibilities include coordinating applications, make-ready work, and data management related to joint use of poles.
Responsibilities / Skills:
+ Maintain accurate records, manage data, and ensure compliance with agreements and regulations.
+ IKE office experience
+ In depth understanding of utility/telecommunication infrastructure, and outside plant (OSP) construction.
+ Interpretation of field designs and data.
+ Identify structural and clearance issues to coordinate make-ready work (e.g. pole replacements, additional pole supports, height of attachment adjustments).
+ Conduct post-construction inspections to verify compliance.
Bonus:
+ Proficiency in modeling software (Spida Calc, PoleForeman, O-Calc).
+ Experience in CAD software (e.g., AutoCAD) and GIS mapping tools (e.g., ArcGIS).
+ In depth understanding of industry standards and regulations (e.g. NESC, GO-95).
Thank you for your interest in Mountain Ltd. For more career opportunities, please visit us at *******************
#M4
System One, and its subsidiaries including Joulé, ALTA IT Services, CM Access, TPGS, and MOUNTAIN, LTD., are leaders in delivering workforce solutions and integrated services across North America. We help clients get work done more efficiently and economically, without compromising quality. System One not only serves as a valued partner for our clients, but we offer eligible full-time employees health and welfare benefits coverage options including medical, dental, vision, spending accounts, life insurance, voluntary plans, as well as participation in a 401(k) plan.
System One is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, age, national origin, disability, family care or medical leave status, genetic information, veteran status, marital status, or any other characteristic protected by applicable federal, state, or local law.
$48k-72k yearly est. 43d ago
Patient Engagement Analyst
Maine Health 4.4
Credit analyst job in Portland, ME
MaineHealth Corporate Professional - Nonclinical This hybrid Patient Engagement Analyst role which has on-site requirements and combines metrics definition, analytics, insights, and reporting of KPIs that support consumer engagement strategies. The role is responsible for identifying business intelligence, developing reporting, and data analytic needs to help translate business information into deliverables and technical specifications to make data informed decisions. Document measurement needs for patient engagement solutions which focus on the transition of manual people-based workflows to identify opportunities for automation or process efficiencies that make it easy for patients to access health care. The role uses data to identify KPI's, constraints and dependencies to makes decisions, monitor and assess the value of patient engagement solutions.
Required Minimum Knowledge, Skills, and Abilities (KSAs)
* Education: Bachelor's degree or four years related experience in Healthcare Informatics, Computer Science, Marketing, Business or Healthcare preferred.
* License/Certifications: Epic Cogito and Clarity Data Model Certifications or proficiencies preferred.
* Experience: Seven years' experience in a business environment or related industry. With a focus on market research, business analysis, data analysis, and working with analytics software suites or related technical experience.
* Additional Skills/Requirements Required: N/A
* Additional Skills/Requirements Preferred: Proficiency with Microsoft Office Suite, Electronic Medical Record, consumer experience and analytics related software.
Additional Information
With a career at any of the MaineHealth locations across Maine and New Hampshire, you'll be working with health care professionals that truly value the people around them - both within the walls of the organization and the communities that surround it.
We offer benefits that support an individual's needs for today and flexibility to plan for tomorrow - programs such as paid parental leave, a flexible work policy, student loan assistance, training and education, along with well-being resources for you and your family.
$29k-45k yearly est. 11d ago
Remittance Tracking Analyst
Athenahealth 4.5
Credit analyst job in Belfast, ME
Join us as we work to create a thriving ecosystem that delivers accessible, high-quality, and sustainable healthcare for all.
The Remittance Tracking Operations Analyst is responsible for analyzing a queue of work related to revenue cycle success. You are responsible for the timely and accurate resolution of claims to resolve open accounts receivable (AR) and surface opportunities to improve outcomes. You will work independently but within a team structure, engage in process refinement, and identify best practices.
This includes research, and resolution of claims/records through thorough research, contacting payers through established channels (portal, phone etc.) and taking appropriate actions to minimize client work and drive timely resolution of AR. This work also includes working with various stakeholders, identifying trends, data analysis and process improvement/workflow enhancements to support the creation of a thriving ecosystem that delivers accessible, high-quality, and sustainable healthcare for all.
Job Responsibilities
Ensure accurate entry of information into athena Net and trading partner applications
Build and maintain expert subject matter knowledge of assigned processes to be a resource for clients and internal stakeholders
Work with key stakeholders (internal and/or external) across geographies to perform tasks and/or claim work
Remove obstacles and work independently to ensure accurate completion of assigned work within specified turnaround times and adhere to established goals
Prioritize work effectively in a fast-paced environment
Identify and surface workflow inconsistencies to drive better outcomes
Effectively communicate opportunities for innovation and process refinement
Typical Qualifications
Bachelor's degree preferred or 2-4 years of professional experience
Claim revenue cycle experience preferred
Effective communication and business writing skills
Microsoft Office Suite, basic computer skills including proficient typing and navigation
Expected Compensation
The base salary range shown reflects the full range for this role from minimum to maximum. At athenahealth, base pay depends on multiple factors, including job-related experience, relevant knowledge and skills, how your qualifications compare to others in similar roles, and geographical market rates. Base pay is only one part of our competitive Total Rewards package - depending on role eligibility, we offer both short and long-term incentives by way of an annual discretionary bonus plan, variable compensation plan, and equity plans.
About athenahealth
Our vision:
In an industry that becomes more complex by the day, we stand for simplicity. We offer IT solutions and expert services that eliminate the daily hurdles preventing healthcare providers from focusing entirely on their patients - powered by our vision to create a thriving ecosystem that delivers accessible, high-quality, and sustainable healthcare for all.
Our company culture:
Our talented
employees - or athenistas, as we call ourselves - spark the innovation and passion needed to accomplish our vision. We are a diverse group of dreamers and do-ers with unique knowledge, expertise, backgrounds, and perspectives. We unite as mission-driven problem-solvers with a deep desire to achieve our vision and make our time here count. Our award-winning culture is built around shared values of inclusiveness, accountability, and support.
Our DEI commitment:
Our vision of accessible, high-quality, and sustainable healthcare for all requires addressing the inequities that stand in the way. That's one reason we prioritize diversity, equity, and inclusion in every aspect of our business, from attracting and sustaining a diverse workforce to maintaining an inclusive environment for athenistas, our partners, customers and the communities where we work and serve.
What we can do for you:
Along with health and financial benefits, athenistas enjoy perks specific to each location, including commuter support, employee assistance programs, tuition assistance, employee resource groups, and collaborative
workspaces
-
some offices even welcome dogs.
We also encourage a better work-life balance for athenistas with our flexibility. While we know in-office collaboration is critical to our vision, we recognize that not all work needs to be done within an office environment,
full-time. With consistent communication and digital collaboration tools, athenahealth
enables
employees to find a balance that feels fulfilling and productive for each individual situation.
In addition to our traditional benefits and perks, we sponsor events throughout the year, including book clubs, external speakers, and hackathons. We provide athenistas with a company culture based on learning, the support of an engaged team, and an inclusive environment where all employees are valued.
Learn more about our culture and benefits here: athenahealth.com/careers
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