Credit analyst jobs in Maryland - 64 jobs

Who we are: At SECU, we put our employees first, recognizing that their well-being and professional development are vital to our success. By fostering a supportive and empowering work environment, our employees are committed to helping members achieve long-term financial security. They are also inspired to give back to the communities we serve by volunteering and spreading kindness, which reflects our core values and who we are as an organization. Every employee at SECU contributes to our member s financial well-being, and we ll always do what s right for our members, employees, and communities. Feel good about what you do. Belong to a place where you matter and can make a difference. What you will do: The Business Services Analyst will provide critical credit and analytical support to ensure high-quality underwriting for loan requests and annual reviews. The role involves identifying risks, suggesting mitigants, designing appropriate loan structures, and ensuring compliance with SECU policies, procedures, and regulatory requirements. The Analyst will gather information, analyze financial statements, and prepare loan write-ups and annual reviews. They will also compile reports and perform analytical tasks required for regulatory compliance, audits, and Board of Directors' reporting. The Business Services Analyst adheres to regulations and organizational policies, maintaining awareness and knowledge required to perform the duties of the position, including all aspects of the Bank Secrecy Act and related regulations, such as OFAC, and the USA Patriot Act, Fair Lending and Information Security. A day in your life might include: Prepare loan write-ups from beginning to final product, ensuring accuracy and completeness throughout the process. Gather data from internal and external sources, including financial statements, tax returns, and other relevant documentation. Spread and analyze financial information to evaluate the creditworthiness and financial stability of borrowers. Prepare detailed loan write-ups that summarize financial analysis, risk assessments, and proposed loan structures. Conduct annual reviews of existing loans, including gathering necessary data, analyzing financials, and updating loan write-ups accordingly. Ensure all loan write-ups and reviews comply with SECU policies, procedures, and regulatory requirements. Collaborate with internal teams to gather additional information or clarification as needed to complete loan write-ups and reviews. Compile and present key findings from financial analyses in a clear, concise format for review by management and decision-makers. Assist with the preparation of reports for regulatory compliance, audits, and Board of Directors presentations. Additional Responsibilities may include: Duties may evolve over time in response to portfolio growth and changes within the department. As the transition to internal underwriting progresses, the individual will work under the direction of the Commercial Lending Manager to assist in the design of policies, procedures, and forms What we need from you: Education Requirements Bachelor s Degree or equivalent experience required Experience Requirements Minimum of 3 years experience in lending or financial services preferred Relationship Management/Commercial loan analysis/SBA Lending experience preferred Strong analytical skills to assess business loan needs, evaluate loan structures, and determine repayment capacity. Solid understanding of business enterprises, underwriting concepts, accounting terms, business financials, tax returns, and lien requirements to present viable business loans. Knowledge of SBA, CRE, and C&I products is a plus. Strong interpersonal skills and the ability to interact effectively with employees at all levels are essential for success in this role Physical Requirements Must be able to remain in a stationary position, often standing or sitting for prolonged periods Must be able to lift up to 25 pounds Compensation Information: Offers will be commensurate with experience and education. Please Note: We typically hire at or below mid-point, which is $95,500 for this role. Salary: Min. $73,800 Max. $118,000 Other Compensation Includes: Annual corporate-wide incentives We provide comprehensive benefits, with a focus on total well-being: Medical, vision, dental benefits 401k plan with company matching Generous sick, vacation and personal leave And more...2025SECUBenefitsGuide.pdf SECU is committed to fostering a diverse, equitable, and inclusive workforce where all individuals are valued and respected. We take pride in providing equal opportunities for all qualified applicants regardless of race, ethnicity, national origin, gender, sexual orientation, gender identity or expression, religion, military or veteran status, or any other characteristics protected by law.

**BANC OF CALIFORNIA AND YOUR CAREER** Banc of California, Inc. (NYSE: BANC) is a bank holding company headquartered in Los Angeles with one wholly-owned banking subsidiary, Banc of California (the "bank"). Banc of California is one of the nation's premier relationship-based business banks focused on providing banking and treasury management services to small, middle-market, and venture-backed businesses. Banc of California offers a broad range of loan and deposit products and services, with full-service branches throughout California and Denver, Colorado, as well as full-stack payment processing solutions through BancEdge. The bank is committed to its local communities by supporting organizations that provide financial literacy and job training, small business support, affordable housing, and more. At Banc of California, our success is driven by our people, and we take pride in fostering an environment where everyone can reach their full potential. We embrace a culture of empowerment, progressive thinking, and entrepreneurial spirit, ensuring our team members have an opportunity to make an impact and play an important role in the future of Banc of California. Our core values - Entrepreneurialism, Operational Excellence, and Superior Analytics - empower us in creating a dynamic and inclusive workplace. We are committed to supporting your growth and well-being with comprehensive benefits, career development programs, a variety of employee resource groups, and more. TOGETHER WE WIN **THE OPPORTUNITY** Responsible for assisting Underwriters, Relationship Managers and Portfolio Managers with the credit origination process, financial reviews and analysis both related to new loan opportunities and the existing client portfolio. Reviews borrower information, perform credit/financial analysis and Know Your Customer (KYC) due diligence and insure initial application process meets regulatory and Banc standards. Primary focus of attention is creating credit spreads of financial statements of corporate and individual borrowers and prospects, and performing cash flow analysis on request when warranted. In support of the Portfolio Managers, monitors assigned credit relationships for covenant compliance, collateral monitoring, and credit deterioration, as applicable. Keeps appraised of industry related, political and regulatory issues to determine their impact on specific industries or clients. Performs all duties in accordance with the Company's policies and procedures, all U.S. state and federal laws and regulations, wherein the Company operates. **HOW YOU'LL MAKE A DIFFERENCE** + Responsible for spreading operating history, personal and entity financial statements and/or tax returns, as applicable and required for both existing customers and prospects. + Proactively and efficiently oversee the analyst workflow inbox, prioritizing high importance assignments, and conducting follow-up to ensure completion of tasks within the agreed deadlines. + May monitor financial and covenant compliance in conjunction with Underwriters/Portfolio Managers, as applicable, and identify potential risk factors such as credit deterioration. + Prepare comprehensive global cash flow and debt service analysis exhibits related to both new loan opportunities and existing loan renewals. + Ensure that covenant definitions in ncino undergo thorough quality control (QC) as part of the analyst workflow and actively communicate with Relationship Managers/Underwriters/Portfolio Managers to resolve discrepancies. + May assist with the underwriting and completion of Credit Approval Memorandums (CAM), coordination and preparation for portfolio reviews and audits, and monitoring and reporting of the origination process and portfolio review activities, as applicable. + May assist with the coordination and preparation for portfolio reviews and audits, and monitoring and reporting of the origination process and portfolio review activities, as applicable. + Conduct professional and courteous correspondence with clients. + Foster effective collaboration with internal and external associates Collect all 3rd party vendor reports including due diligence, proof of insurance, recorded title and property taxes + Ensure compliance with all applicable regulations, policies and procedures. + Keep up with changes to banking regulation and completes bank training courses on time. + Treat people with respect; keep commitments; inspire the trust of others; work ethically and with integrity; uphold organizational values; accept responsibility for own actions. + Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; promotes working environment free of harassment of any type. + Follows policies and procedures; completes tasks correctly and on time; supports the company's goals and values. + Performs the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions. The employee shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to one's own actions and conduct. + Performs other duties and projects as assigned **WHAT YOU'LL BRING** + Bachelor's degree in accounting, finance, economics or related field and 3-5 years of work experience or equivalent combination of education, training and experience. + Financial analysis experience working with business financial statements and tax returns and individual financial statements and tax returns preferred. + Demonstrate knowledge of, adherence to, monitoring and responsibility for compliance with state and federal regulations and laws as they pertain to this position including but not limited to the following: Regulation Z (Truth in Lending Act), Regulation B (Equal Credit Opportunity Act), Fair Housing Act (FHA), Home Mortgage Disclosure Act (HMDA), Real Estate Settlement Procedures Act (RESPA), Fair Credit Reporting Act (FCRA), Bank Secrecy Act (BSA) in conjunction with the USA PATRIOT Act, Anti-Money Laundering (AML) and Customer Information Program (CIP), Right to Financial Privacy Act (RFPA, state and federal) and Community Reinvestment Act (CRA). + Basic skills in computer terminal and personal computer operation; Microsoft Office applications including but not limited to: Word, Excel, PowerPoint and Outlook. + Proficiency in intermediate math and accounting skills required. + Effective organizational and time management skills. + Ability to grasp and understand mathematical concepts, including accounting concepts, balancing, loan interest calculations. + Ability to apply common sense to carry out instructions and instruct others, train personnel, write reports, correspondence and procedures, and speak clearly to customers and employees. + Ability to deal with problems involving multiple facets and variables in non-standardized situations. + Excellent time management skills and accustomed to working with deadlines. **HOW WE'LL SUPPORT YOU** + **Financial Security:** You will be eligible to participate in the company's 401k plan which includes a company match and immediate vesting. + **Health & Well-Being:** We offer comprehensive insurance options including medical, dental, vision, AD&D, supplemental life, long-term disability, pre-tax Health Savings Account with employer contributions, and pre-tax Flexible Spending Account (FSA). + **Building & Supporting Your Family:** Banc of California partners with providers that offeradoption, surrogacy, and fertility assistance as well as paid parental leave and family support solutions including care options for your family. + **Paid Time Away:** Eligible team members receive paid vacation days, holidays, and volunteer time off. + **Career Growth Opportunities:** To support career growth of our team members, we offer tuition reimbursement, an annual mentorship program, leadership development resources, access to LinkedIn Learning, and more. **SALARY RANGE** The full-time base salary range for this position is $75,000.00 - $100,00.00 USD a year. The base salary ultimately offered is determined through a review of education, industry experience, training, knowledge, skills, abilities of the applicant in alignment with market data and other factors. Banc of California is an equal opportunity employer committed to creating a diverse workforce. All qualified applicants will receive consideration for employment without regard to their actual or perceived race (including traits associated with race, such as hair texture, hair type or protective hairstyles), religion or religious creed (including religious dress and grooming practices), color, sex (including pregnancy, childbirth, breastfeeding and related medical conditions), sexual orientation, gender, gender identity, gender expression, gender transitioning, citizenship status, national origin, ancestry, age, marital status, military or veteran status, medical condition, genetic information, or disability (mental or physical), requests for accommodation and any additional protected categories set forth in applicable federal, state or local laws. If you require reasonable accommodation as part of the application process, please contact Talent Acquisition. Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (**************************** notice from the Department of Labor. Equal Opportunity Employer PacWest Bancorp and its affiliates are fully committed to the principles of equal opportunity and diversity. We take pride in building a workplace culture where all employees feel supported and respected, and have equal access to career and development opportunities without regard to race, religion/creed, color, national origin, age, marital status, ancestry, sex, gender (including pregnancy, childbirth, breastfeeding or related medical conditions), gender identity/expression, sexual orientation, veteran status, physical or mental disability, medical condition, military status, genetic information, or any other characteristic protected by federal, state or local laws.

204 - Credit Quality East - Credit Analyst III Job Title Credit Analyst III Job Reporting Relationships Supervised by: Regional Credit Officer-Central Team or Regional Credit Officer (East or West) Supervises: None Basic Qualifications Education/Training: A Bachelor of Science or Bachelor of Arts degree in Accounting, Finance or related field of study is preferred. In lieu of a bachelor's degree consideration will be given to individuals with a High School Diploma and a minimum of seven years of directly related commercial lending or commercial underwriting experience. Specialized education, training and certification in financial analysis, credit risk, appraisal review, and lending normally required; obtain and maintain appropriate Bank Product Knowledge Certification. Skill(s): Advanced reading, writing, grammar, and mathematics skills; advanced interpersonal relations and effective communicative skills; advanced knowledge of current lending, appraisal, and loan review regulations and banking regulations, procedures, and operations; advanced ability to analyze and interpret complex financial statements; advanced risk rating skills; advanced loan structuring, covenanting and conditioning skills; knowledge of concentration risk and pricing philosophy; strong PC skills, including spreadsheet software and loan management software; advanced time management skills; technical skills sufficient to provide guidance and training to Credit Analyst I & II(s), and Credit Team Administrative Assistant; visual and auditory skills; valid driver's license. Experience: A minimum of seven (7) years of directly related banking experience required with supervisory management experience preferred. General Responsibilities The Credit Analyst III is responsible for ensuring an effective and efficient commercial credit underwriting function providing detailed financial, market and industry analysis; assessing credit risk within both proposed commercial loan requests and existing commercial loan portfolio; providing analysis and reviewing the Bank's top aggregate commercial relationships; providing alternative solutions through structure, conditions and covenants to mitigate risk; ensuring the department's compliance with operating policies and procedures and outside regulatory requirements; effectively communicating with both internal & external bank customers; providing periodic reports; and providing on-going training & support to retail branch associates. Essential Duties 1. Spreads financial statements and tax returns for commercial clients. 2. Provides consistent, quality narrative financial analysis including but not limited to discussion of financial condition, cash flow & balance sheet trends, ratio analysis, loan pricing review, peer & industry comparisons, and collateral assessment. 3. Utilizes analysis to recommend appropriate risk ratings for new requests, ACHs, and existing loan relationship to support the ongoing risk management of the Bank. 4. Completes annual relationship reviews for the Bank's top aggregate commercial loan relationships, large revolving commitments and ACHs. Analyzes financial trends, payment history, compliance to loan covenants, and market / economic conditions to assess ongoing credit risk and evaluates / provides recommendations for risk ratings and renewal of open commitments and ACHs. 5. Provides guidance and prompt follow-up to retail branch staff to facilitate timely loan decisions. 6. Provides financial updates to Criticized Asset Reports and ACARs. Reviews lending staff updates within reports to recommend any needed risk rating adjustments. 7. Orders appraisals, completes appraisal reviews within designated authority, and conducts collateral evaluations to assure loan to value meets both policy and regulatory requirements. 8. Works in conjunction with commercial lending staff to prepare loan presentations for new money requests, modifications, and collateral substitutions/releases to facilitate sound credit decisions. 9. Assesses loan proposals for Bank and Regulatory policy compliance. Assures all exceptions are appropriately identified and addressed within loan presentations. 10. Provides back-up for the set-up of commercial loan requests presented by retail branch staff into commercial underwriting software system. 11. Underwrites retail branch commercial proposals while addressing repayment capacity, secondary repayment sources, credit report factors, risk assessment, covenants, conditions and collateral analysis within loan presentation. 12. Provides guidance and prompt follow-up to retail branch staff to facilitate timely loan decisions. 13. Assesses loan proposals for Bank and Regulatory policy compliance. Assures all exceptions are appropriately identified and addressed within loan presentations. 14. Provides alternative recommendations to loan structure, covenants and conditions to mitigate credit risk. 15. Approves loans and ACHs within designated lending authority. 16. Clear real estate secured loans to close by reviewing environmental reports, property condition reports, flood certifications and appraisal values to assure compliance with loan approvals and policies. 17. Provides technical support and assists in training of Credit Analyst II and Credit Analyst I. 18. Works on special projects as assigned by Regional Credit Officer or the Director of Credit Administration & Lending Risk. 19. Maintains a good working relationship with bank employees within Credit Quality and other departments. Demonstrates strong interpersonal skills with the ability to work independently, as well as motivated to work as a team player to contribute to the success of the department and in turn, the organization. 20. Performs other related duties as assigned. 21. Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of harassment and other forms of illegal discriminatory behavior in the workplace. 22. Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the bank's compliance with all regulatory requirements, e.g. Community Reinvestment Act (CRA), Bank Secrecy Act (BSA), Equal Credit Opportunity Act, etc.; ensures that the department and all personnel adhere to the same. Ancillary Duties 1. Actively represents the Bank in public relations and related community activities. 2. Performs tasks which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances. Job Location Operations Center and various outside locations Equipment/Machines * Telephone 2. Automobile 3. PC/Computer keyboard 4. Printer 5. Fax machine 6. Copy machine 7. Calculator Full Time Employment Benefits: Fulltime hourly-paid employees will be provided 12-days of Paid Time Off (PTO), that is accrued 1-day for each month worked. After the completion of 90-days of employment accrued PTO can be used for any purpose including being paid for absences or vacation time. At the end of the first year of employment, any unused PTO will be converted to the employee's sick time accrual. Sick time will begin accruing effective on the employees first year anniversary up to 120 days. At that point, PTO is no longer available; and any paid absence will be eligible under the sick, vacation, personal and family sick pay policy. After one year of service the employee is eligible for their annual vacation benefit. Salaried-paid employees are not eligible for PTO and accrue paid sick days at 1-day per month; and any vacation time that has been approved for the 1st year of employment. 12 paid holidays, 2 Personal days, 2 Family Sick days, 2 Volunteer Days after completion of 90 days of employment. Eligible for Health Care, Dental and Vision (single and family) the first of the month following 30 days of full-time employment. 401(k) eligible on the first day of the month following 30 days of employment with employer match available. Company Wellness Program. Company Stock program available after 1 year of employment. Annual Performance Reviews completed, and salary increase amount given based on individual performance. This position is salary and not eligible for overtime. Salary Range Minimum: $46,000 Maximum: $101,200

The Collections Specialist will be responsible for evaluating and approving wholesale credit applications to determine a customer's credit worthiness. That person will contact accounts that are delinquent and negotiate amicable payment terms and plans. DUTIES & RESPONSIBILITIES: Periodically review wholesale accounts to ensure customers are within their credit terms. Developing professional relationships with large wholesale customers, offering excellent customer service. Resolve customer concerns and investigate and reconcile payments. Make decisions regarding the discontinuation of service and resolve customer concerns. Prepare accounts to turn over to our Collection Agency or Attorney when all collection efforts have been exhausted. Navigate and process payments through the Government payment system (WAWF). SKILLS & EXERIENCE: Requirements: Excellent communication skills, both verbal and written BILINGUAL IS PREFERRED BUT NOT REQUIRED Basic accounting skills needed to reconcile accounts Personal computer skills: MS Office/MS Outlook including MS Excel Must be self-directed and desire autonomy Be decisive and able to negotiate payment schedules with customers Previous credit and collections experience required Bachelor's Degree in Business or related field preferred

We are currently seeking an Associate Director, Credit Underwriting Analytics, to help lead our joint borrower installment loan business. In this critical role, the select individual will help grow the newly formed joint loan strategy team. This leader will be responsible for complex end-to-end strategy development focused on how we better serve customers through joint loan offers. The role will provide the opportunity to develop new ways we partner with key business partners to improve the lending process while growing the joint loan business. Working with various partners, this individual will deliver new policies to market, monitoring, and reporting on existing strategies, and partner with technology and marketing to create new functionalities and customer experiences. They will directly impact business processes, policy/product development, revenue growth, and risk management of OneMain's largest business. A successful candidate will expand their competencies and grow their business and industry acumen, as well as demonstrate the ability to work on complex processes or projects across the end-to-end project lifecycle. They will gain knowledge to suggest new answers to old questions and continue experimenting with new technology to find better ways to provide information delivery throughout the company. In this role: * Develop strong understanding of OMF customer, benefits of lending to two applicants compared to one, underwriting policies, and credit risk * Develop and execute on business requirements to implement credit/business strategies to improve our lending portfolio * Create end-to-end project plans, including design, execution, and testing to ensure projects function as intended with intended business outcomes * Utilize data query tools (i.e., R, SAS, SQL, MATLAB, Python) and/or other analytical techniques and software to develop, test and execute analyses and reporting * Effectively prioritize competing initiatives and share with senior leadership tradeoffs and constraints across various projects * Partner with business leaders and different teams to define priorities, align resources, and communicate progress to executive leadership Requirements * Bachelor's degree (Graduate Preferred) in a quantitative discipline, such as Engineering, Statistics, Economics, Business Management, or Computer Science is preferred. * 8+ years of experience in a data driven analytics environment; consumer lending, credit cards, or Fintech preferred; PHD degrees may offset experience * Advanced analytical skillset using tools such as SQL, Excel skills required; experience with multiple types of relational databases and/or querying languages is a plus * Innovative and capable of developing a highly analytical approach to solving problems preferably inside consumer lending * Strong communication, interpersonal and negotiation skills to achieve business objectives * Ability to work in fast-paced ever-changing environment and the ability to juggle an array of tasks and individuals on tight timelines Preferred Qualifications: * people management experience Location: Baltimore, MD or New York, NY Who we Are OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we've looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future. Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we're committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There's never been a better time to shine with OneMain. Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That's why we've packed our comprehensive benefits package for full- and some part-timers with: * Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurance * Up to 4% matching 401(k) * Employee Stock Purchase Plan (10% share discount) * Tuition reimbursement * Paid time off (15 days' vacation per year, plus 2 personal days, prorated based on start date) * Paid sick leave as determined by state or local ordinance, prorated based on start date * Paid holidays (7 days per year, based on start date) * Paid volunteer time (3 days per year, prorated based on start date) Target base salary range is $160k - $180k, which is based on various factors including skills and work experience. In addition to base salary, this role is eligible for a competitive additional compensation program that is based on individual and company performance. Save Job OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) employer. Qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship status, color, creed, culture, disability, ethnicity, gender, gender identity or expression, genetic information or history, marital status, military status, national origin, nationality, pregnancy, race, religion, sex, sexual orientation, socioeconomic status, transgender or on any other basis protected by law.

The Cloud Assessment Analyst III supports DoD and FedRAMP cybersecurity oversight for Cloud Service Offerings by performing Continuous Monitoring, Annual Assessments, and risk evaluations to ensure compliance with RMF and NIST 800-53 requirements. The role works closely with Cloud Service Providers and Authorizing Officials to review security controls, POA&Ms, vulnerability data, deviation and change requests, and to produce risk summaries, reports, and briefings using eMASS and other GRC tools in a mission-critical, regulated environment. Chickasaw Nation Industries, Inc. serves as a holding company with multiple subsidiaries engaged in several lines of business (Technology, Infrastructure & Engineering, Health, Manufacturing, Public Safety, Consulting, and Transportation) for the federal government and commercial enterprises. A portion of our profits is used to support Chickasaw citizens. We are proud to support the economic development and long-term viability of the Chickasaw Nation and its people. CNI offers premium benefits eligible on the first day of hire to full time employees; (Medical - Dental - Vision), Company Life Insurance, Short-Term and Long-Term Disability Insurance, 401(K) Immediate Vesting, Professional Development Assistance, Legal Aid Assistance Program, Family Planning / Fertility Assistance, Personal Time Off, and Observance of Federal Holidays. As a federal contractor, CNI is a drug-free workplace and adheres to the Federal Controlled Substance Act. ESSENTIAL REQUIREMENTS Have an active DoD Top Secret clearance with SCI eligibility DoD 8570 IAM/IA Technical (IAT) Level III certification Strong knowledge and hands-on experience with FedRAMP, NIST SP 800-53, DoD RMF, and related cybersecurity frameworks Proven experience working with Cloud Service Providers (CSPs) in a government or regulated environment Expertise in evaluating security control implementations, conducting Annual Assessments, reviewing POA&Ms, deviation requests, and other artifacts related to risk posture Demonstrated experience using eMASS, and familiarity with other GRC tools used by DoD or federal agencies Solid understanding of vulnerability scanning tools, SIEM platforms, and security monitoring tools Strong analytical skills with the ability to interpret technical data and identify risks and mitigation strategies Excellent verbal and written communication skills to produce technical reports, risk summaries, and briefings for stakeholders including Authorizing Officials (AOs) Experience developing or maintaining Continuous Monitoring (ConMon) plans, reports, and dashboards Ability to work independently and collaboratively in a fast-paced, mission-critical environment KEY DUTIES AND RESPONSIBILITIES Essential duties and responsibilities include the following. Other duties may be assigned. Conducts thorough reviews and analyses of Deviation Requests including validations or justifications for security findings. Evaluates and develops Monthly One Pagers that summarize the cybersecurity posture of Cloud Service Offerings (CSOs) Performs Annual Assessments to validate the implementation of mandatory security controls across the CSO baseline and assess one-third of the remaining controls annually. Prepares and reviews weekly Playbooks to report on the Continuous Monitoring (ConMon) status of designated CSOs. Reviews and assesses Security Change Requests (SCRs) that propose new requirements or capabilities for CSOs. Analyzes scan data, Plans of Action and Milestones (POA&Ms), and other change artifacts to assess ongoing risk posture changes of Cloud Service Providers (CSPs). Ensures the DoD and FedRAMP monitoring programs enable effective oversight of CSPs by providing risk-based data to inform Authorizing Officials (AOs). Performs ongoing assessments and validations to confirm that security controls are implemented and compliant with DoD and FedRAMP standards. Ensures effective operation of system safeguards and controls through a proactive, risk-based monitoring approach. Maintains continuous visibility into CSP applications and devices to support data-driven decision-making and adherence to authorized risk thresholds. Supports risk-based situational awareness for network security by conducting architectural reviews that expedite mitigation efforts. Integrates security and risk management processes to identify actionable items driven by threat and vulnerability assessments. Validates that CSPs regularly perform vulnerability scans as mandated by DoD and FedRAMP security control requirements. Recommends and oversees the submission and review of POA&Ms, vulnerability scans, Playbooks, Change Requests, Deviation Reports, and Monthly One Pagers. Contributes to a leverage model that reduces government costs, time, and resources associated with ConMon for cloud systems. Conducts Annual Assessments in accordance with FedRAMP and DoD requirements. Provides comprehensive ConMon compliance assessments and risk analyses for each assigned CSO including input for annual reviews, extension and change requests, Binding Operational Directives (BODs), and Emergency Directives (EDs) supported by documentation, recommendations, reports, and briefings. Uploads all documentation or changes in control status related to ConMon activities into eMASS or a government-designated Governance, Risk, and Compliance (GRC) system. Documents ConMon standards and frameworks. Utilizes government-specified cybersecurity tools to support cyber compliance monitoring and maintenance. EDUCATION/EXPERIENCE REQUIRED Bachelor's degree (IT-related field preferred) and eight (8) years of overall experience in cybersecurity or network security position; with at least 5 years in cloud security assessment or continuous monitoring roles. PHYSICAL DEMANDS Work is primarily performed in an office environment. Regularly required to sit. Regularly required use hands to finger, handle, or feel, reach with hands and arms to handle objects and operate tools, computer, and/or controls. Required to speak and hear. Occasionally required to stand, walk and stoop, kneel, crouch, or crawl. Must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, depth perception, and ability to adjust focus. Exposed to general office noise with computers printers and light traffic. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this job. EOE including Disability/Vet The estimated pay range for this role is $96K to $110K, with the final offer contingent on location, skillset, and experience. CNI offers a comprehensive benefits package that includes: Medical Dental Vision 401(k) Family Planning/Fertility Assistance STD/LTD/Basic Life/AD&D Legal-Aid Program Employee Assistance Program (EAP) Paid Time Off (PTO) - (11) Federal Holidays Training and Development Opportunities Your application submission will be considered for all potential employment opportunities with Chickasaw Nation Industries (CNI). #INDCNI

Are you looking for a new opportunity with the ability to work in a collaborative team environment, that provides a great work/life balance, and the chance to make a difference? Overview: Horizon Farm Credit is recruiting for a Credit Resolution Officer to join our team. We have one position available, and the qualified candidate will work in either the Mechanicsburg, PA, Westminster, MD, Denton, MD, or Winchester, VA branch location. The hours of operations are typically, Monday to Friday from 8 a.m. to 4:30 p.m. This position is eligible for a hybrid work schedule after 6 months of successful employment. This is a great opportunity to make a difference in agriculture and rural communities. Position Description: In this position, you will work directly with Ag Relationship Managers, Customers, Credit Analysts, Regional Credit Officers, Special Assets, and Regional Management to return a loan to a viable financial position through restructuring, borrower counseling, creative credit packages and/or resolution of distressed accounts if needed. You will assist with the prevention of loans entering special classification and the reduction of non-earning assets through restructuring, borrower counseling, and resolution of distressed and delinquent accounts. Areas of Responsibility: Will act as a key influencer with Customers and Ag Relationship Managers and work with Credit Analysts and Management in assigned regions to address customer situations in or approaching the need to refer to the Special Assets team. Establishing and maintaining sound credit and loan administration/pricing, along with credit quality goals. Establishing appropriate loan terms and conditions to manage the loan risks for a variety of loans. Serve as a specialized resource focused on the retention and improvement of distressed and/or assigned accounts not assigned to the Special Assets team. Monitors assigned accounts. Partners with the Special Assets Team Lead and aligns with key credit strategies with Regional Sales Team. Analyzes credit/operation of assigned customers. Provide Ag Relationship Managers support through coaching, coordinating, and delivering both individual and group training as needed and as directed by Leadership. Provide key insights, counsel, and direction on assigned to relevant accounts, and supporting communications as needed, to best position the Ag Relationship Managers as the primary contact with the customer. REQUIREMENTS Bachelor's degree in Business Administration, Agriculture Economics, Finance, or related field. Generally, at least 8 years of lending/credit analysis experience. Ability to perform a greater level of activities, and independently handle complex credits. Proficient in accessing loan applications and making informed credit decisions. Highly skilled in selling, negotiating, and identifying customer needs. Excellent negotiation skills and the ability to probe for customer needs. Ability to analyze and develop solutions to complex problems. Excellent interpersonal, communication, and organizational skills. Excellent skills in judgment, decisiveness, and analysis and ability to appropriately respond and react quickly as situations dictate. Adaptable and flexible to a changing work environment. Prolonged periods sitting at a desk and working on a computer. Regular, predictable, and reliable attendance is required. Complies with the Association's Standards of Conduct Policy. Who are we? Horizon Farm Credit is an expert in agriculture, with over 100 years of serving rural America. As a premier rural lender, we're constantly growing and seeking new members for our team. As part of the Horizon Farm Credit team, you have the opportunity to make a difference in agriculture and rural communities. What can we offer you? We offer competitive compensation and benefits packages for full-time employees including: Medical insurance with dental and vision care options 401 (k) with significant employer matching Paid time off, holidays, and volunteer time to support work/life balance Tuition reimbursement and training opportunities Student loan reimbursement Leadership and career development opportunities Paid maternity and bonding leave Paid short-term disability Fun and inclusive work environment Salary Range: $75,400 - $90,000, depending on experience. Equal Opportunity Employer including veterans and individuals with disabilities.

Hunt Valley Maryland Exp 10-15 yrs Deg Bachelors Commission Bonus Occasional Travel Job Description Primary Job Responsibilities • Lead role in financial planning and analysis for our credit business This position supports our global credit issuing business, which originated in 2008. Operating primarily in Maryland, credit is one of our fastest growing business units with near-term plans to expand outside of the United States. The credit business provides our customers with financing alternatives and strengthens the company's operating margins. Responsibilities of the position include but are not limited to • Develop and manage forecasting, reporting, and analysis processes for credit business • Analyze and present financial results and forecasts to senior credit and finance leaders • Prepare financial business cases related to proposed credit expansion opportunities • Prepare analysis and reporting in support of FP&A teams and investor relations • Prepare forecasts and analysis for critical internal and external partnerships that support the credit business from an origination and funding perspective • Manage and develop other team members Qualifications Job Requirements Knowledge, skills, abilities, experience, and education required to perform job. • Strong background in financial reporting, analysis, and forecasting for credit businesses • 10+ years progressive financial experience • Strong presentation and communication skills • Experience building financial planning processes and tools • Experience analyzing the profitability of credit business(es) Education Bachelors Degree or Equivalent Additional InformationAll your information will be kept confidential according to EEO guidelines. Direct Staffing Inc

Are you looking for a new opportunity with the ability to work in a collaborative team environment, that provides a great work/life balance, and the chance to make a difference? Overview: Horizon Farm Credit is recruiting for a Credit Resolution Officer to join our team. We have one position available, and the qualified candidate will work in either the Mechanicsburg, PA, Westminster, MD, Denton, MD, or Winchester, VA branch location. The hours of operations are typically, Monday to Friday from 8 a.m. to 4:30 p.m. This position is eligible for a hybrid work schedule after 6 months of successful employment. This is a great opportunity to make a difference in agriculture and rural communities. Position Description: In this position, you will work directly with Ag Relationship Managers, Customers, Credit Analysts, Regional Credit Officers, Special Assets, and Regional Management to return a loan to a viable financial position through restructuring, borrower counseling, creative credit packages and/or resolution of distressed accounts if needed. You will assist with the prevention of loans entering special classification and the reduction of non-earning assets through restructuring, borrower counseling, and resolution of distressed and delinquent accounts. Areas of Responsibility: * Will act as a key influencer with Customers and Ag Relationship Managers and work with Credit Analysts and Management in assigned regions to address customer situations in or approaching the need to refer to the Special Assets team. * Establishing and maintaining sound credit and loan administration/pricing, along with credit quality goals. * Establishing appropriate loan terms and conditions to manage the loan risks for a variety of loans. * Serve as a specialized resource focused on the retention and improvement of distressed and/or assigned accounts not assigned to the Special Assets team. * Monitors assigned accounts. * Partners with the Special Assets Team Lead and aligns with key credit strategies with Regional Sales Team. * Analyzes credit/operation of assigned customers. * Provide Ag Relationship Managers support through coaching, coordinating, and delivering both individual and group training as needed and as directed by Leadership. * Provide key insights, counsel, and direction on assigned to relevant accounts, and supporting communications as needed, to best position the Ag Relationship Managers as the primary contact with the customer. REQUIREMENTS * Bachelor's degree in Business Administration, Agriculture Economics, Finance, or related field. * Generally, at least 8 years of lending/credit analysis experience. * Ability to perform a greater level of activities, and independently handle complex credits. * Proficient in accessing loan applications and making informed credit decisions. * Highly skilled in selling, negotiating, and identifying customer needs. * Excellent negotiation skills and the ability to probe for customer needs. * Ability to analyze and develop solutions to complex problems. * Excellent interpersonal, communication, and organizational skills. * Excellent skills in judgment, decisiveness, and analysis and ability to appropriately respond and react quickly as situations dictate. * Adaptable and flexible to a changing work environment. * Prolonged periods sitting at a desk and working on a computer. * Regular, predictable, and reliable attendance is required. * Complies with the Association's Standards of Conduct Policy. Who are we? Horizon Farm Credit is an expert in agriculture, with over 100 years of serving rural America. As a premier rural lender, we're constantly growing and seeking new members for our team. As part of the Horizon Farm Credit team, you have the opportunity to make a difference in agriculture and rural communities. What can we offer you? We offer competitive compensation and benefits packages for full-time employees including: * Medical insurance with dental and vision care options * 401 (k) with significant employer matching * Paid time off, holidays, and volunteer time to support work/life balance * Tuition reimbursement and training opportunities * Student loan reimbursement * Leadership and career development opportunities * Paid maternity and bonding leave * Paid short-term disability * Fun and inclusive work environment Salary Range: $75,400 - $90,000, depending on experience. Equal Opportunity Employer including veterans and individuals with disabilities.

Community Manager - LIHTC This is a skilled administrative position for the management of residential commercial real estate. Work involves managing the operations of an assigned tax credit community and performing related duties. A Tax Credit Property Manager is responsible for the management of units, ensuring compliance with applicable HUD regulations, Housing Authority policies and Low-Income Housing Tax Credit (LIHTC) compliance. Work is performed with considerable independence under the direction of the Asset Manager and exercises direct supervision over assigned staff. 💰 Sign-On Bonus: $1000 paid after 90 days of employment!! Essential Duties and Responsibilities: Three years of supervisory experience managing communities with LIHTC Managing compliance and recertification programs for Tax Credit (LIHTC) Community. Manage/Train/Supervise staff on compliance, certification and recertification process for Tax Credit (LIHTC) Community. Performs supervisory, administrative, and management functions involved in property operations. Supervises all assigned staff. Assists, confers with, and advises new residents on lease requirements and responsibilities. Conducts or supervises applicant background checks and recommends acceptance or rejection of applicants. Interviews prospective residents, shows available apartment units to applicants, and explains the operation of the dwelling equipment. Leases vacant units to approved applicants. Conducts eligibility of the initial examination and the re-examination, recertification for the tenants' income and family composition as applicable. Manages and maintains a waiting list of prospective residents. Maintains and monitors lease and accounting records, accounts receivable/delinquency records and eviction notifications. Collects rents and other monies due from residents; posts collections to resident account cards, prepares and makes bank deposits, prepares financial reports and reviews same to assure accuracy and completeness prior to submission. Prepares and monitors daily, weekly, and monthly vacancies and delinquency reports. Coordinates follow-up and initiation of work orders and requests for maintenance work. Monitors contractors rendering services on the property. Requirements: At least 2 years of Managing communities with Tax Credit programs Two years supervisory experience effectively working with all levels of staff and management Must be knowledgeable of all local, state and federal Fair Housing laws and regulations Superior customer service skills and the ability to deal with difficult people and challenging situations while maintaining a positive and calm demeanor Keep property in clean and curb appeal shape. Ability to effectively and accurately communicate and present information verbally and in writing with tenants, owners and vendors Must be proficient with MS Office and Yardi-Voyager Possess proven financial and accounting acumen Demonstrated ability to read a budget, conduct financial analysis and provide practical narrative and financial reporting Experience with Onesite/Yardi software, preferred AHM, COS, SCHM certification or equivalent preferred Pratum prides itself on offering a competitive salary and extensive, market-competitive health and welfare BENEFITS including: Medical, Dental & Vision Prescription Drug Program Paid Vacation & Holiday Paid Personal/ Sick Leave Company Paid Life Insurance Company Paid AD& D Insurance Company Paid Short- Term Company Paid Long-term Disability Supplemental Life Insurance Dependent Supplemental Life Insurance Educational Assistance Financial Planning Retirement Savings Plan with company matching Company outings and events This role is exempt and has an anticipated annualized base salary ramge of $65,000 to $70K for a new employee depending on a number of relevant factors including individuals' experience, qualifications, knowledge, skills, abilities, client/property or company budgetary limitations/guidelines, and other job-related company and market considerations. This position may be eligible to receive discretionary and/or performance-based bonuses on a spot or annual basis, which are variable depending on individual merit/performance, budgetary limitations, company performance, and other job-related factors. Pratum Companies is committed to a diverse workforce and is an Equal Opportunity Employer. Pratum Companies is committed to a diverse workforce and is an Equal Opportunity Employer.Full-time positions (30+ hours/week) are eligible for 2 weeks paid vacation, 3 weeks sick and related leave, 11 paid holidays, and health & welfare benefits as outlined on the Company's website. To learn more about our company and our benefits, go to: ***************************** or our benefits, go to: *********************************************************************************** Pratum Companies is committed to a diverse workforce and is an Equal Opportunity Employer.

Come Join a Team that is Working Together to Enhance the Lives of our Colleagues , Customers and the Community Every Day! This position is primarily responsible for oversight of the credit analyst team and reviewing the credit worthiness of commercial and consumer borrowers through financial analysis. The Credit Analyst Manager is responsible for credit analysis of the most complex and largest credit exposures. Duties and Responsibilities: Organize and staff the credit administration function effectively and build a qualified, capable and results-oriented team. Oversee pipeline management process Maintain appropriate risk management, internal control and compliance systems in the credit administration function. Oversight and management of the Credit Analyst team, including staff performance management. Analyze financial and related data to determine creditworthiness of the prospective customers and the merits of the loan request for commercial borrowers and to monitor trends in performance. Underwrite or provide analysis of the most complex and large credit exposure deals. Ensure approval packages are complete, accurate and in accordance with the lending policy. Maintains credit files on-going to ensure that background and historical data, financial statements, tax returns, loan commitments, collateral, correspondence, and other supporting documents are included and current. Maintains a positive and productive working relationship with all members of management, loan officers and Bank staff. Adheres to Bank policies and procedures required by federal and state statutes, laws and regulatory rules. Adheres to Company's Safety and Security Policies and Procedures. Adheres to Company's behavioral standards and Core Values, which are Trust, Customer Commitment, Teamwork, Excellence and Performance. Performs other duties as assigned by management. Qualifications (Knowledge, Skills, Abilities, Education and Experience): Degree in Accounting, Finance or related field strongly preferred, or equivalent experience required. Minimum of eight years' experience in commercial credit analysis or related credit risk management. Supervisory experience required. Previous Banking experience strongly preferred. Expert knowledge and understanding of commercial and consumer loan documentation and third party due diligence, such as real estate appraisals and environmental reports Ability to analyze financial reports and statements Proficient computer skills including use of Microsoft Office (Word, Excel, & Outlook) Excellent listening, verbal and written communication skills. Familiarity with related laws and compliance administration. Strong organizational, mathematical and problem-solving skills Detailed oriented, ability to manage priorities and workflow. Ability to maintain confidentiality. Solid analytical skills with a background in loan underwriting, administration, and operations desired. Physical Demands and Work Environment: Mobility sufficient to perform activities required of position, including travel to branch locations Manual dexterity for the functional operation of office equipment, such as computers, calculators, etc. Ability to actively engage in necessary communications with both internal and external customers. Company Benefit Offerings for eligible employees: Medical, Dental and Vision insurance offered 1 st of the month following 30 days of employment Paid Time Off (PTO) starts at 3 weeks per calendar year (prorated for new hires based on start date) 12 Paid Holidays (including Birthday) 401K retirement plan with up to a 4% Company match and immediate vesting Tuition Reimbursement Employer paid life insurance Employer paid disability insurance Voluntary life and disability insurance Employee Assistance Program Employee Discounts and Perks Compensation: The posted pay range for this position reflects a good faith estimate. Actual compensation offered may vary based on factors such as relevant experience, skills, internal equity, tenure, performance and location. Queenstown Bank is an Equal Opportunity Employer, including protected Veterans and individuals with Disabilities. Queenstown Bank is an E-Verify participant.

An established national organization is seeking a detail-oriented and proactive Audit & Collections Analyst to join their team. This role plays a key part in ensuring audit and collections activities are executed efficiently, in accordance with trust documents and regulatory guidelines. The ideal candidate brings strong communication skills, financial or auditing experience, and a solutions-focused mindset. Key ResponsibilitiesCreate and distribute audit announcement letters; update tracking databases and accounting records.Provide documentation to auditors and monitor audit progress through completion.Process completed audits, communicate results to employers, and notify of any delinquent contributions.Review auditor invoices for accuracy and process audit and delinquency payments.Issue and track delinquency letters; collaborate with employers to resolve outstanding issues.Support legal teams with documentation and administrative tasks related to collection efforts.Identify and follow up on delinquent contractors, helping develop repayment agreements.Act as the organization's representative with external parties including attorneys and fund administrators to negotiate payments and services.Track accounts under legal action and provide status updates.Make recommendations to senior staff regarding overpayments and other irregularities.Assist with special projects and other duties as assigned. Required & Preferred Qualifications3+ years of experience in auditing, collections, accounting, or a related field (required).Bachelor's degree or equivalent relevant experience (preferred).Taft-Hartley Trust Fund or prior auditing experience is strongly preferred.Excellent written and verbal communication skills.Proven ability to manage complex issues while maintaining a professional and cooperative demeanor.Experience troubleshooting and investigating issues across multiple stakeholders.Strong organizational skills with a keen attention to detail. Why JoinOpportunity to work with a respected, mission-driven organization.Supportive team environment with opportunities for growth.Competitive compensation and benefits package.Stable and established workplace with long-term career potential.

Job Description Who we are: At SECU, we put our employees first, recognizing that their well-being and professional development are vital to our success. By fostering a supportive and empowering work environment, our employees are committed to helping members achieve long-term financial security. They are also inspired to give back to the communities we serve by volunteering and spreading kindness, which reflects our core values and who we are as an organization. Every employee at SECU contributes to our member's financial well-being, and we'll always do what's right for our members, employees, and communities. Feel good about what you do. Belong to a place where you matter and can make a difference. What you will do: The Business Services Analyst will provide critical credit and analytical support to ensure high-quality underwriting for loan requests and annual reviews. The role involves identifying risks, suggesting mitigants, designing appropriate loan structures, and ensuring compliance with SECU policies, procedures, and regulatory requirements. The Analyst will gather information, analyze financial statements, and prepare loan write-ups and annual reviews. They will also compile reports and perform analytical tasks required for regulatory compliance, audits, and Board of Directors' reporting. The Business Services Analyst adheres to regulations and organizational policies, maintaining awareness and knowledge required to perform the duties of the position, including all aspects of the Bank Secrecy Act and related regulations, such as OFAC, and the USA Patriot Act, Fair Lending and Information Security. A day in your life might include: Prepare loan write-ups from beginning to final product, ensuring accuracy and completeness throughout the process. Gather data from internal and external sources, including financial statements, tax returns, and other relevant documentation. Spread and analyze financial information to evaluate the creditworthiness and financial stability of borrowers. Prepare detailed loan write-ups that summarize financial analysis, risk assessments, and proposed loan structures. Conduct annual reviews of existing loans, including gathering necessary data, analyzing financials, and updating loan write-ups accordingly. Ensure all loan write-ups and reviews comply with SECU policies, procedures, and regulatory requirements. Collaborate with internal teams to gather additional information or clarification as needed to complete loan write-ups and reviews. Compile and present key findings from financial analyses in a clear, concise format for review by management and decision-makers. Assist with the preparation of reports for regulatory compliance, audits, and Board of Directors' presentations. Additional Responsibilities may include: Duties may evolve over time in response to portfolio growth and changes within the department. As the transition to internal underwriting progresses, the individual will work under the direction of the Commercial Lending Manager to assist in the design of policies, procedures, and forms What we need from you: Education Requirements Bachelor's Degree or equivalent experience required Experience Requirements Minimum of 3 years' experience in lending or financial services preferred Relationship Management/Commercial loan analysis/SBA Lending experience preferred Strong analytical skills to assess business loan needs, evaluate loan structures, and determine repayment capacity. Solid understanding of business enterprises, underwriting concepts, accounting terms, business financials, tax returns, and lien requirements to present viable business loans. Knowledge of SBA, CRE, and C&I products is a plus. Strong interpersonal skills and the ability to interact effectively with employees at all levels are essential for success in this role Physical Requirements Must be able to remain in a stationary position, often standing or sitting for prolonged periods Must be able to lift up to 25 pounds Compensation Information: Offers will be commensurate with experience and education. Please Note: We typically hire at or below mid-point, which is $95,500 for this role. Salary: Min. $73,800 - Max. $118,000 Other Compensation Includes: Annual corporate-wide incentives We provide comprehensive benefits, with a focus on total well-being: Medical, vision, dental benefits 401k plan with company matching Generous sick, vacation and personal leave And more...2025SECUBenefitsGuide.pdf SECU is committed to fostering a diverse, equitable, and inclusive workforce where all individuals are valued and respected. We take pride in providing equal opportunities for all qualified applicants regardless of race, ethnicity, national origin, gender, sexual orientation, gender identity or expression, religion, military or veteran status, or any other characteristics protected by law.

**BANC OF CALIFORNIA AND YOUR CAREER** Banc of California, Inc. (NYSE: BANC) is a bank holding company headquartered in Los Angeles with one wholly-owned banking subsidiary, Banc of California (the "bank"). Banc of California is one of the nation's premier relationship-based business banks focused on providing banking and treasury management services to small, middle-market, and venture-backed businesses. Banc of California offers a broad range of loan and deposit products and services, with full-service branches throughout California and Denver, Colorado, as well as full-stack payment processing solutions through BancEdge. The bank is committed to its local communities by supporting organizations that provide financial literacy and job training, small business support, affordable housing, and more. At Banc of California, our success is driven by our people, and we take pride in fostering an environment where everyone can reach their full potential. We embrace a culture of empowerment, progressive thinking, and entrepreneurial spirit, ensuring our team members have an opportunity to make an impact and play an important role in the future of Banc of California. Our core values - Entrepreneurialism, Operational Excellence, and Superior Analytics - empower us in creating a dynamic and inclusive workplace. We are committed to supporting your growth and well-being with comprehensive benefits, career development programs, a variety of employee resource groups, and more. TOGETHER WE WIN **THE OPPORTUNITY** Assists in Various Underwriting / Auditing Capabilities Under the Supervision of Experienced Staff. Performs all duties in accordance with the Company's policies and procedures, all U.S. state and federal laws and regulations, wherein the Company operates. **HOW YOU'LL MAKE A DIFFERENCE** + May assist in Scope & Planning Calls.May assist in Preparation of Request Lists - New Deal or recurring Transactions. + Assist in on site, or remote, audits of existing or new borrowers. + Ability to Travel 15% to 25%. + Responsible for Adequate Documentation of Diligence Procedures. + May Assist in the Report Narratives. + Various desktop analytical work on existing borrowers. + Treat people with respect; keep commitments; inspire the trust of others; work ethically and with integrity; uphold organizational values; accept responsibility for own actions. + Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; promotes working environment free of harassment of any type. + Follows policies and procedures; completes tasks correctly and on time; supports the company's goals and values. + Performs the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions. The employee shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to one's own actions and conduct. + Performs other duties and projects as assigned **WHAT YOU'LL BRING** + Accounting Degree + Preferred: + CPA / MBA or Pursuing Public Accounting and/or Underwriting Experience from Bank/Finance Company + Skilled in Excel and MS Word + 2 - 4 years' experience. + High School diploma or equivalent required **HOW WE'LL SUPPORT YOU** + **Financial Security:** You will be eligible to participate in the company's 401k plan which includes a company match and immediate vesting. + **Health & Well-Being:** We offer comprehensive insurance options including medical, dental, vision, AD&D, supplemental life, long-term disability, pre-tax Health Savings Account with employer contributions, and pre-tax Flexible Spending Account (FSA). + **Building & Supporting Your Family:** Banc of California partners with providers that offer adoption, surrogacy, and fertility assistance as well as paid parental leave and family support solutions including care options for your family. + **Paid Time Away:** Eligible team members receive paid vacation days, holidays, and volunteer time off. + **Career Growth Opportunities:** To support career growth of our team members, we offer tuition reimbursement, an annual mentorship program, leadership development resources, access to LinkedIn Learning, and more. **SALARY RANGE** The base salary ultimately offered is determined through a review of education, industry experience, training, knowledge, skills, abilities of the applicant in alignment with market data and other factors. Banc of California is an equal opportunity employer committed to creating a diverse workforce. All qualified applicants will receive consideration for employment without regard to their actual or perceived race (including traits associated with race, such as hair texture, hair type or protective hairstyles), religion or religious creed (including religious dress and grooming practices), color, sex (including pregnancy, childbirth, breastfeeding and related medical conditions), sexual orientation, gender, gender identity, gender expression, gender transitioning, citizenship status, national origin, ancestry, age, marital status, military or veteran status, medical condition, genetic information, or disability (mental or physical), requests for accommodation and any additional protected categories set forth in applicable federal, state or local laws. If you require reasonable accommodation as part of the application process, please contact Talent Acquisition. Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (**************************** notice from the Department of Labor. Equal Opportunity Employer PacWest Bancorp and its affiliates are fully committed to the principles of equal opportunity and diversity. We take pride in building a workplace culture where all employees feel supported and respected, and have equal access to career and development opportunities without regard to race, religion/creed, color, national origin, age, marital status, ancestry, sex, gender (including pregnancy, childbirth, breastfeeding or related medical conditions), gender identity/expression, sexual orientation, veteran status, physical or mental disability, medical condition, military status, genetic information, or any other characteristic protected by federal, state or local laws.

Job Title: Credit Analyst III Job Reporting Relationships Supervised by: Regional Credit Officer-Central Team or Regional Credit Officer Supervises: None Basic Qualifications Education/Training: A Bachelor of Science or Bachelor of Arts degree in Accounting, Finance or related field of study is preferred. In lieu of a bachelor's degree consideration will be given to individuals with a High School Diploma and a minimum of seven years of directly related commercial lending or commercial underwriting experience. Specialized education, training and certification in financial analysis, credit risk, appraisal review, and lending normally required; obtain and maintain appropriate Bank Product Knowledge Certification. Skill(s): Advanced reading, writing, grammar, and mathematics skills; advanced interpersonal relations and effective communicative skills; advanced knowledge of current lending, appraisal, and loan review regulations and banking regulations, procedures, and operations; advanced ability to analyze and interpret complex financial statements; advanced risk rating skills; advanced loan structuring, covenanting and conditioning skills; knowledge of concentration risk and pricing philosophy; strong PC skills, including spreadsheet software and loan management software; advanced time management skills; technical skills sufficient to provide guidance and training to Credit Analyst I & II(s), and Credit Team Administrative Assistant; visual and auditory skills; valid driver's license. Experience: A minimum of seven (7) years of directly related banking experience required with supervisory management experience preferred. General Responsibilities The Credit Analyst III is responsible for ensuring an effective and efficient commercial credit underwriting function providing detailed financial, market and industry analysis; assessing credit risk within both proposed commercial loan requests and existing commercial loan portfolio; providing analysis and reviewing the Bank's top aggregate commercial relationships; providing alternative solutions through structure, conditions and covenants to mitigate risk; ensuring the department's compliance with operating policies and procedures and outside regulatory requirements; effectively communicating with both internal & external bank customers; providing periodic reports; and providing on-going training & support to retail branch associates. Essential Duties 1. Spreads financial statements and tax returns for commercial clients. 2. Provides consistent, quality narrative financial analysis including but not limited to discussion of financial condition, cash flow & balance sheet trends, ratio analysis, loan pricing review, peer & industry comparisons, and collateral assessment. 3. Utilizes analysis to recommend appropriate risk ratings for new requests, ACHs, and existing loan relationship to support the ongoing risk management of the Bank. 4. Completes annual relationship reviews for the Bank's top aggregate commercial loan relationships, large revolving commitments and ACHs. Analyzes financial trends, payment history, compliance to loan covenants, and market / economic conditions to assess ongoing credit risk and evaluates / provides recommendations for risk ratings and renewal of open commitments and ACHs. 5. Provides guidance and prompt follow-up to retail branch staff to facilitate timely loan decisions. 6. Provides financial updates to Criticized Asset Reports and ACARs. Reviews lending staff updates within reports to recommend any needed risk rating adjustments. 7. Orders appraisals, completes appraisal reviews within designated authority, and conducts collateral evaluations to assure loan to value meets both policy and regulatory requirements. 8. Works in conjunction with commercial lending staff to prepare loan presentations for new money requests, modifications, and collateral substitutions/releases to facilitate sound credit decisions. 9. Assesses loan proposals for Bank and Regulatory policy compliance. Assures all exceptions are appropriately identified and addressed within loan presentations. 10. Provides back-up for the set-up of commercial loan requests presented by retail branch staff into commercial underwriting software system. 11. Underwrites retail branch commercial proposals while addressing repayment capacity, secondary repayment sources, credit report factors, risk assessment, covenants, conditions and collateral analysis within loan presentation. 12. Provides guidance and prompt follow-up to retail branch staff to facilitate timely loan decisions. 13. Assesses loan proposals for Bank and Regulatory policy compliance. Assures all exceptions are appropriately identified and addressed within loan presentations. 14. Provides alternative recommendations to loan structure, covenants and conditions to mitigate credit risk. 15. Approves loans and ACHs within designated lending authority. 16. Clear real estate secured loans to close by reviewing environmental reports, property condition reports, flood certifications and appraisal values to assure compliance with loan approvals and policies. 17. Provides technical support and assists in training of Credit Analyst II and Credit Analyst I. 18. Works on special projects as assigned by Regional Credit Officer or the Director of Credit Administration & Lending Risk. 19. Maintains a good working relationship with bank employees within Credit Quality and other departments. Demonstrates strong interpersonal skills with the ability to work independently, as well as motivated to work as a team player to contribute to the success of the department and in turn, the organization. 20. Performs other related duties as assigned. 21. Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of harassment and other forms of illegal discriminatory behavior in the workplace. 22. Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the bank's compliance with all regulatory requirements, e.g. Community Reinvestment Act (CRA), Bank Secrecy Act (BSA), Equal Credit Opportunity Act, etc.; ensures that the department and all personnel adhere to the same. Ancillary Duties 1. Actively represents the Bank in public relations and related community activities. 2. Performs tasks which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances. Job Location Hybrid Work Available/Assigned office location Equipment/Machines * Telephone 2. Automobile 3. PC/Computer keyboard 4. Printer 5. Fax machine 6. Copy machine 7. Calculator Full Time Employment Benefits: Fulltime hourly-paid employees will be provided 12-days of Paid Time Off (PTO), that is accrued 1-day for each month worked. After the completion of 90-days of employment accrued PTO can be used for any purpose including being paid for absences or vacation time. At the end of the first year of employment, any unused PTO will be converted to the employee's sick time accrual. Sick time will begin accruing effective on the employees first year anniversary up to 120 days. At that point, PTO is no longer available; and any paid absence will be eligible under the sick, vacation, personal and family sick pay policy. After one year of service the employee is eligible for their annual vacation benefit. Salaried-paid employees are not eligible for PTO and accrue paid sick days at 1-day per month; and any vacation time that has been approved for the 1st year of employment. 12 paid holidays, 2 Personal days, 2 Family Sick days, 2 Volunteer Days after completion of 90 days of employment. Eligible for Health Care, Dental and Vision (single and family) the first of the month following 30 days of full-time employment. 401(k) eligible on the first day of the month following 30 days of employment with employer match available. Company Wellness Program. Company Stock program available after 1 year of employment. Annual Performance Reviews completed, and salary increase amount given based on individual performance. This position is salary and not eligible for overtime. Salary Range Minimum: $46,000 Maximum: $101,200

Hunt Valley Maryland Exp 10-15 years Degree Bachelors Bonus Commission Occasional Travel Job Description Primary Job Responsibilities • Lead role in financial planning and analysis for our credit business This position supports our global credit issuing business, which originated in 2008. Operating primarily in Maryland, credit is one of our fastest growing business units with near-term plans to expand outside of the United States. The credit business provides our customers with financing alternatives and strengthens the company's operating margins. Responsibilities of the position include but are not limited to • Develop and manage forecasting, reporting, and analysis processes for credit business • Analyze and present financial results and forecasts to senior credit and finance leaders • Prepare financial business cases related to proposed credit expansion opportunities • Prepare analysis and reporting in support of FP&A teams and investor relations • Prepare forecasts and analysis for critical internal and external partnerships that support the credit business from an origination and funding perspective • Manage and develop other team members Job Requirements Knowledge, skills, abilities, experience, and education required to perform job. • Strong background in financial reporting, analysis, and forecasting for credit businesses • 10+ years progressive financial experience • Strong presentation and communication skills • Experience building financial planning processes and tools • Experience analyzing the profitability of credit business(es) Education Bachelors Degree or Equivalent Qualifications Job Requirements Knowledge, skills, abilities, experience, and education required to perform job. • Strong background in financial reporting, analysis, and forecasting for credit businesses • 10+ years progressive financial experience • Strong presentation and communication skills • Experience building financial planning processes and tools • Experience analyzing the profitability of credit business(es) Education Bachelors Degree or Equivalent Additional Information All your information will be kept confidential according to EEO guidelines. Direct Staffing Inc

Are you looking for a new opportunity with the ability to work in a collaborative team environment, that provides a great work/life balance, and the chance to make a difference? Overview: Horizon Farm Credit is recruiting for a Credit Resolution Officer to join our team. We have one position available, and the qualified candidate will work in either the Mechanicsburg, PA, Westminster, MD, Denton, MD, or Winchester, VA branch location. The hours of operations are typically, Monday to Friday from 8 a.m. to 4:30 p.m. This position is eligible for a hybrid work schedule after 6 months of successful employment. This is a great opportunity to make a difference in agriculture and rural communities. Position Description: In this position, you will work directly with Ag Relationship Managers, Customers, Credit Analysts, Regional Credit Officers, Special Assets, and Regional Management to return a loan to a viable financial position through restructuring, borrower counseling, creative credit packages and/or resolution of distressed accounts if needed. You will assist with the prevention of loans entering special classification and the reduction of non-earning assets through restructuring, borrower counseling, and resolution of distressed and delinquent accounts. Areas of Responsibility: Will act as a key influencer with Customers and Ag Relationship Managers and work with Credit Analysts and Management in assigned regions to address customer situations in or approaching the need to refer to the Special Assets team. Establishing and maintaining sound credit and loan administration/pricing, along with credit quality goals. Establishing appropriate loan terms and conditions to manage the loan risks for a variety of loans. Serve as a specialized resource focused on the retention and improvement of distressed and/or assigned accounts not assigned to the Special Assets team. Monitors assigned accounts. Partners with the Special Assets Team Lead and aligns with key credit strategies with Regional Sales Team. Analyzes credit/operation of assigned customers. Provide Ag Relationship Managers support through coaching, coordinating, and delivering both individual and group training as needed and as directed by Leadership. Provide key insights, counsel, and direction on assigned to relevant accounts, and supporting communications as needed, to best position the Ag Relationship Managers as the primary contact with the customer. REQUIREMENTS Bachelor's degree in Business Administration, Agriculture Economics, Finance, or related field. Generally, at least 8 years of lending/credit analysis experience. Ability to perform a greater level of activities, and independently handle complex credits. Proficient in accessing loan applications and making informed credit decisions. Highly skilled in selling, negotiating, and identifying customer needs. Excellent negotiation skills and the ability to probe for customer needs. Ability to analyze and develop solutions to complex problems. Excellent interpersonal, communication, and organizational skills. Excellent skills in judgment, decisiveness, and analysis and ability to appropriately respond and react quickly as situations dictate. Adaptable and flexible to a changing work environment. Prolonged periods sitting at a desk and working on a computer. Regular, predictable, and reliable attendance is required. Complies with the Association's Standards of Conduct Policy. Who are we? Horizon Farm Credit is an expert in agriculture, with over 100 years of serving rural America. As a premier rural lender, we're constantly growing and seeking new members for our team. As part of the Horizon Farm Credit team, you have the opportunity to make a difference in agriculture and rural communities. What can we offer you? We offer competitive compensation and benefits packages for full-time employees including: Medical insurance with dental and vision care options 401 (k) with significant employer matching Paid time off, holidays, and volunteer time to support work/life balance Tuition reimbursement and training opportunities Student loan reimbursement Leadership and career development opportunities Paid maternity and bonding leave Paid short-term disability Fun and inclusive work environment Salary Range: $75,400 - $90,000, depending on experience. Equal Opportunity Employer including veterans and individuals with disabilities.

About the Role: We are seeking a detail-oriented and analytical Audit & Collections Analyst to support our financial operations through proactive account auditing, collections management, and process improvement. This role will focus on reviewing account records, identifying discrepancies, coordinating collection strategies, and ensuring compliance with internal policies and industry regulations. The ideal candidate is a critical thinker with strong communication skills and experience in collections and financial analysis. This position offers hybrid flexibility after 6 months.Responsibilities: Audit customer accounts, billing records, and financial data to identify errors, inconsistencies, or overdue balances Conduct root-cause analysis of discrepancies and recommend corrective actions Manage collections activities, including outreach to customers regarding outstanding invoices and payment plans Monitor aging reports and track collection progress to ensure timely resolution Prepare and analyze financial and audit reports for internal stakeholders Maintain accurate documentation of audit findings, collection efforts, and account notes Collaborate with accounting, billing, sales, and customer service teams to resolve account issues Ensure compliance with financial regulations, internal controls, and company policies Support month-end closing processes and assist in improving audit and collection procedures Provide recommendations for process improvements to enhance revenue recovery and reduce outstanding balances

Are you looking for a new opportunity with the ability to work in a collaborative team environment, that provides a great work/life balance, and the chance to make a difference? Overview: Horizon Farm Credit is recruiting for a Credit Resolution Officer to join our team. We have one position available, and the qualified candidate will work in either the Mechanicsburg, PA, Westminster, MD, Denton, MD, or Winchester, VA branch location. The hours of operations are typically, Monday to Friday from 8 a.m. to 4:30 p.m. This position is eligible for a hybrid work schedule after 6 months of successful employment. This is a great opportunity to make a difference in agriculture and rural communities. Position Description: In this position, you will work directly with Ag Relationship Managers, Customers, Credit Analysts, Regional Credit Officers, Special Assets, and Regional Management to return a loan to a viable financial position through restructuring, borrower counseling, creative credit packages and/or resolution of distressed accounts if needed. You will assist with the prevention of loans entering special classification and the reduction of non-earning assets through restructuring, borrower counseling, and resolution of distressed and delinquent accounts. Areas of Responsibility: * Will act as a key influencer with Customers and Ag Relationship Managers and work with Credit Analysts and Management in assigned regions to address customer situations in or approaching the need to refer to the Special Assets team. * Establishing and maintaining sound credit and loan administration/pricing, along with credit quality goals. * Establishing appropriate loan terms and conditions to manage the loan risks for a variety of loans. * Serve as a specialized resource focused on the retention and improvement of distressed and/or assigned accounts not assigned to the Special Assets team. * Monitors assigned accounts. * Partners with the Special Assets Team Lead and aligns with key credit strategies with Regional Sales Team. * Analyzes credit/operation of assigned customers. * Provide Ag Relationship Managers support through coaching, coordinating, and delivering both individual and group training as needed and as directed by Leadership. * Provide key insights, counsel, and direction on assigned to relevant accounts, and supporting communications as needed, to best position the Ag Relationship Managers as the primary contact with the customer. REQUIREMENTS * Bachelor's degree in Business Administration, Agriculture Economics, Finance, or related field. * Generally, at least 8 years of lending/credit analysis experience. * Ability to perform a greater level of activities, and independently handle complex credits. * Proficient in accessing loan applications and making informed credit decisions. * Highly skilled in selling, negotiating, and identifying customer needs. * Excellent negotiation skills and the ability to probe for customer needs. * Ability to analyze and develop solutions to complex problems. * Excellent interpersonal, communication, and organizational skills. * Excellent skills in judgment, decisiveness, and analysis and ability to appropriately respond and react quickly as situations dictate. * Adaptable and flexible to a changing work environment. * Prolonged periods sitting at a desk and working on a computer. * Regular, predictable, and reliable attendance is required. * Complies with the Association's Standards of Conduct Policy. Who are we? Horizon Farm Credit is an expert in agriculture, with over 100 years of serving rural America. As a premier rural lender, we're constantly growing and seeking new members for our team. As part of the Horizon Farm Credit team, you have the opportunity to make a difference in agriculture and rural communities. What can we offer you? We offer competitive compensation and benefits packages for full-time employees including: * Medical insurance with dental and vision care options * 401 (k) with significant employer matching * Paid time off, holidays, and volunteer time to support work/life balance * Tuition reimbursement and training opportunities * Student loan reimbursement * Leadership and career development opportunities * Paid maternity and bonding leave * Paid short-term disability * Fun and inclusive work environment Salary Range: $75,400 - $90,000, depending on experience. Equal Opportunity Employer including veterans and individuals with disabilities.