Full-time Description
The CreditAnalyst position is responsible for gathering, analyzing, and interpreting credit information for existing and prospective customers in order to assess credit quality and to minimize risk and potential loan loss.
Responsibilities
Reads, reviews, and understands various financial statements to include but not limited to; tax returns, balance sheet, profit and loss statements, aging's, borrowing base certificates, debt schedules, equipment lists, business credit reports, credit bureau reports, rent rolls, lease agreements, fall cash flow, personal financial statement, environmental reports, and appraisals.
Prepares financial spreads for various types of commercial and real estate businesses and individuals establishing a direct obligation as a borrowers or guarantor.
Prepares credit memos for new or renewing loan requests that will be presented for loan decision. Has a thorough understanding and is able to accurately communicate the following aspects of the credit memos:
Financial statement analysis including trend, ratios, margins, sensitivity, and pro forma.
Cash flow analysis including traditional and UCA.
Collateral analysis including BBC review, real estate appraisals, equipment appraisals, contracts, and purchase agreements.
Guarantor analysis including cash flow, personal financial statement, and credit report.
Risk rating
Analyzes findings through underwriting due diligence and narrates information in a comprehensive analysis using a variety of data analysis (charts, formulas, graphs, etc.).
Analyzes the credit worthiness of a commercial applicant and guarantors through the review of financial statements and identifies key risks of the relationship.
Evaluates the credit quality and suggests proper risk rating based on analysis in the Credit Memo. Ensures relationships are appropriately risk rated during the underwriting process and recommends risk rating changes to the Banker in a timely manner.
Provides prompt turnaround on customer and credit requests, while communicating the status of loans in process with the Banker and/or direct manager.
Reviews and articulates findings within third party collateral reports to the Banker and/or direct manager.
Meets with and interview customers to develop a thorough understanding of the loan request and the business relationship.
Uses knowledge of the loan policy to detect deviations, exceptions, and variances on loan proposals. Ensures that all credit requests are properly approved or exceptions documented based on loan policy standards.
Assists the banker in completion of quarterly Problem Loan Reports on the bank's risk rated customer.
Completes annual reviews, risk rating changes, and other file comments to preserve the credit integrity of the loan portfolio.
Provides ongoing monitoring of borrowers' financial indicator covenants for compliance with loan documents.
Prepares various loan reports as directed from Credit Leadership.
Develop knowledge on SBA or FSA loan products along with policy and procedures.
Attends general credit analysis training provided by Credit Manager as well as RMA or MBA classes.
Complies with responsibilities as they relate to the Bank Secrecy Act (BSA), Anti-Money Laundering Act (AML), Patriot Act, and Office of Foreign Assets Control Regulations (OFAC). This includes participating in any required training and promptly complying with all reporting requirements.
The position may require travel to various Choice Bank offices.
Performs duties outside normal scope as assigned.
Other duties and special projects as assigned.
Requirements
Qualifications
1-3 years of experience as a Commercial CreditAnalyst
Proficient with Microsoft Office Suite, including Word, Excel, Outlook, and PowerPoint
Demonstrates a desire to learn new skills
Exhibits a record of time management abilities
Outstanding communication skills, including oral and written
Cultural Alignment
Choice is #PeopleFirst, banking second.
People don't need just another bank. People need to be supported by a team of trusted partners who will get to know them and their business, understand their challenges, discover their dreams, and recognize the success in bringing people and banking together in our communities.
In contributing to our culture, Choice team members are guided by our core values.
Embrace change and encourage innovation.
Know when to ask for help and know when to offer help.
Better the places we live.
Work hard. Do the right thing. Have a little fun.
Our vision of Diversity at Choice is supported by our #PeopleFirst mission and our core values.
Being #PeopleFirst means that Choice is committed to focusing attention and resources towards creating an environment where everyone feels respected and valued and can do their best work. Doing the right thing means encouraging employees to share their experiences and ideas, and to bring their whole authentic selves to work. Together, we can build an inclusive culture that seeks out, supports, and celebrates diverse voices. We can use our diversity to fuel creativity and innovation and bring us closer to our customers and the communities we serve. Be welcome at Choice. We can see you here.
Disclosure
This job description is intended to describe the general content of, and requirements for, the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities or requirements. All requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a significant risk to the health and safety of themselves or other employees.
All employment at Choice Financial Group is “at will” employment. This position description does not create an employment contract, implied or otherwise.
$48k-75k yearly est. 39d ago
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Sr. Credit Analyst
United Valley Bank 4.2
Credit analyst job in Fargo, ND
Join Our Team as Sr. CreditAnalyst
Are you ready to take your credit analysis expertise to the next level? United Valley Bank is seeking an experienced professional to join our team as a Sr. CreditAnalyst-a key role responsible for advanced credit analysis, underwriting, and monitoring of complex loan relationships. This position requires strong analytical skills, deep knowledge of credit policies, and the ability to mentor junior analysts while ensuring compliance with regulatory standards and internal policies. If you thrive in a fast-paced environment and enjoy working collaboratively to support lending decisions, this is the opportunity for you!
Key Responsibilities
Perform in-depth financial analysis and credit underwriting for complex commercial and agricultural loan relationships.
Evaluate borrower financial statements, cash flow, collateral, and risk factors to determine creditworthiness.
Prepare detailed credit presentations and recommendations for loan committees.
Monitor existing loan portfolios for performance, covenant compliance, and emerging risks.
Collaborate with lenders to structure credit solutions that meet client needs while mitigating risk.
Ensure adherence to bank credit policies, regulatory requirements, and industry best practices.
Assist in audits and regulatory examinations related to credit risk management.
Mentor and provide guidance to junior creditanalysts, fostering professional development.
Stay current with economic trends, market conditions, and regulatory changes impacting credit risk.
Reporting Structure
The Sr. CreditAnalyst reports directly to the CreditAnalyst Manager and Branch President and collaborates closely with lending officers and senior management to ensure sound credit decisions and effective risk management across the bank.
Work Environment
This position is primarily office-based, with occasional travel to branch locations.
If you are ready to take the next step in your banking career, we encourage you to apply for the Sr. CreditAnalyst position. At United Valley Bank, “Our Roots Make Us Stronger”-join us and help shape the future of our lending services!
Requirements
Bachelor's degree in Finance, Accounting, Business Administration, or related field required.
Minimum of 5 years of experience in credit analysis, commercial lending, or related banking roles.
Strong proficiency in financial statement analysis and risk assessment.
Comprehensive understanding of credit policies, loan documentation, and regulatory compliance.
Excellent analytical, organizational, and problem-solving skills.
Effective communication and interpersonal abilities for collaboration with internal teams and clients.
Ability to manage multiple priorities and meet deadlines in a dynamic environment.
Key Competencies
Advanced financial and credit analysis
Risk management and compliance orientation
Decision-making and problem-solving
Collaboration and relationship building
Leadership and mentoring skills
$67k-88k yearly est. 7d ago
Healthcare Credit Analyst (Multiple Levels)
U.S. Bank 4.6
Credit analyst job in Fargo, ND
Spokane, Washington residents: If a street address is not available, enter N/A when completing a job application. At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.
**Job Description**
The successful candidate should have prior experience in originating or monitoring a commercial loan portfolio consisting of borrowers in healthcare related industries - including spreading, financial analysis, etc.
Responsible for approving the extension of credit and/or making recommendations to the person(s) making the final lending decisions on new, renewal and extension loans to approve or deny the extension of credit. Prior to making the credit decision or advising the person(s) making the final credit decision, the CreditAnalyst conducts a complete credit analysis including gathering, analyzing, and interpreting all types of credit information on existing and prospective customers. Reviews customer accounts and portfolios to identify, evaluate and determine the appropriate course of action on potential credit quality issues in order to maximize credit quality and minimize risk and potential loss to the company. May use technological tools, including computer software, to assist in the credit analysis process by helping evaluate a particular credit or a portfolio. The CreditAnalyst will use such tools to compare and evaluate possible courses of action and will make recommendations and/or decisions after various possibilities are considered.
This active posting is for a Healthcare CreditAnalyst role: Healthcare CreditAnalyst 4, Healthcare CreditAnalyst 5, Healthcare CreditAnalyst 6. Below are the basic qualifications and preferred experience for each level of role. Your level of experience will be reviewed and matched to the appropriate job level when you apply to this posting.
**Healthcare CreditAnalyst 4**
**Basic Qualifications**
- Bachelor's degree, or equivalent underwriting experience
- Typically one or more years of underwriting experience
**Preferred Skills/Experience**
- Underwriting experience focused on credit analysis and analytical skills working with complex healthcare credits
- Thorough knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
- Background in economics, accounting, and/or finance
- Excellent verbal and written communication skills
- Proficient computer navigation skills using a variety of software packages including EXCEL and nCino
**Healthcare CreditAnalyst 5**
**Basic Qualifications**
- Bachelor's degree, or equivalent underwriting experience
- Typically three or more years of underwriting experience
**Preferred Skills/Experience**
- Strong underwriting, credit analysis and analytical skills working with complex healthcare credits
- In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
- Background in economics, accounting, and/or finance
- Strong verbal and written communication skills
- Proficient computer navigation skills using a variety of software packages - including nCino
- Advanced background in MS Office suite of products and skillset with MS Excel
**Healthcare CreditAnalyst 6**
**Basic Qualifications**
- Bachelor's degree, or equivalent underwriting experience
- Typically five or more years of underwriting experience
**Preferred Skills/Experience**
- Three or more years of advanced underwriting credit analysis and analytical skills working specifically with complex healthcare credits
- In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
- Background in economics, accounting, and/or finance
- Strong verbal and written communication skills
- Proficient computer navigation skills using a variety of software packages - including nCino and Credit Lens
- Advanced background in MS Office suite of products and skillset with MS Excel
This role is posted remote; however, candidates who are located near any one of our locations would be required to work on site at least three days per week.
If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (****************************************************************************** .
**Benefits:**
Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
+ Healthcare (medical, dental, vision)
+ Basic term and optional term life insurance
+ Short-term and long-term disability
+ Pregnancy disability and parental leave
+ 401(k) and employer-funded retirement plan
+ Paid vacation (from two to five weeks depending on salary grade and tenure)
+ Up to 11 paid holiday opportunities
+ Adoption assistance
+ Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Review our full benefits available by employment status here (************************************************* .
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
**E-Verify**
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (********************************************************************** .
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $86,360.00 - $101,600.00
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
**Posting may be closed earlier due to high volume of applicants.**
$86.4k-101.6k yearly 60d+ ago
Credit Analyst
Border States Industries, Inc. 4.7
Credit analyst job in Fargo, ND
Be part of a growing, successful company in an exciting and challenging field. Border States is 100% employee-owned, which means you're empowered to make decisions, find solutions and receive rewards for your hard work. Phoenix, AZ
Application Deadline: Posted Until Filled
Please note that the position may be filled before or after the listed application deadline. Applications will only be accepted while the posting remains active.
Job Summary
Performs all credit and collection functions for assigned branches consistent with Border States' credit policies and procedures. Approves the extension of credit to our customers with the goal of increasing sales, maximizing profits, and minimizing write-offs. Reviews customer's credit worthiness establishes credit availability and provides information necessary for the completion of the preliminary notices for the specific states. Provides customer credit references and lien waivers.
Responsibilities
Essential Functions
* Performs all credit and collection functions for assigned branches consistent with Border States' credit policies and procedures.
* Provides timely communication with customers.
* Approves the extension of credit to our customers with the goal of increasing sales, maximizing profits, and minimizing write-offs.
* Provides customer credit references and lien waivers.
* Reviews customer's credit worthiness establishes credit availability and provides information necessary for the completion of the preliminary notices for the specific states, as required.
* Follows all federal and state laws as they relate to the credit functions.
* Performs all aspects of the job as accurately and efficiently as possible while providing service excellence.
Non-essential Functions
* Makes sales calls to customers with sales staff, as needed.
* Performs other duties as assigned by supervisor or designate.
Qualifications
* Minimum of a four-year accounting or business degree preferred or the equivalent in work experience.
* Minimum of four years of credit and collection experience preferred.
* Prefer the ability to read, write and speak in English.
* Prefer good working knowledge of PC for Windows, Microsoft Office (Excel and Word), Internet, email and SAP software.
Skills and Abilities
* Excellent interpersonal, written and verbal communication, reading and customer service skills are preferred with the ability to effectively plan and organize.
* Excellent customer service skills include being competent, accurate, responsive and engaged.
Physical Requirements
Frequency at which you would carry/lift in a typical day:
Occasionally 0 - 33% Frequently 34 - 66% Continuously: 67 - 100%
* Lift from Waist:
* < than 10 lbs. - Not at all
* 10 to 25 lbs. - Not at all
* 26 to 50 lbs. - Not at all
* 51 to 75 lbs. - Not at all
* 75 to 100 lbs. - Not at all
* 100+ lbs. - Not at all
* Lift from Floor:
* < than 10 lbs. - Frequently
* 10 to 25 lbs. - Frequently
* 26 to 50 lbs. - Occasionally
* 51 to 75 lbs. - Not at all
* 75 to 100 lbs. - Not at all
* 100+ lbs. - Not at all
* Carried for Distance:
* < than 10 lbs. - Not at all
* 10 to 25 lbs. - Not at all
* 26 to 50 lbs. - Not at all
* 51 to 75 lbs. - Not at all
* 75 to 100 lbs. - Not at all
* 100+ lbs. - Not at all
Physical Activity
Frequency at which you would do the following in a typical day:
* Sitting (a continuous period of being seated) - Continuously
* Standing (for sustained periods of time) - Frequently
* Walking (moving about on foot to accomplish tasks) - Frequently
* Bending/stooping (downward and forward) - Occasionally
* Crawling (moving about on hands and knees or hands and feet) - Not at all
* Climbing/Walking Stairs (ascending or descending) - Frequently
* Reaching (extending arms in any direction) - Frequently
* Crouching/squatting (bending the body downward and forward by bending leg and spine) - Occasionally
* Kneeling (bending legs at knee to come to rest on knee(s)) - Occasionally
* Balancing (maintaining body equilibrium to prevent falling) - Occasionally
* Repetitive motion (substantial movement (motions) or the wrists, hands, and/or fingers) - Continuously
* Pivoting (movement in any direction with one foot, keeping the other in contact with the floor) - Occasionally
* Pushing/Pulling (using upper extremities to press against or draw or tug) - Occasionally
* Grasping (Applying pressure to an object with the fingers and palm) - Continuously
* Fingering (picking, pinching, typing; working with primarily fingers and not whole hand) - Continuously
* Talking (expressing or exchanging ideas by means of the spoken word) - Frequently
* Driving (the control and operation of a motor vehicle) - Occasionally
* Desk work (work usually performed at a desk) - Continuously
* Use of a computer - Continuously
* Use of a telephone - Frequently
* Hearing (Perceiving the nature of sounds at normal speaking levels) - Continuously
* Exposure (to adverse weather & temperature conditions) - Not at all
* Travel (travel needed to perform job duties) - Ocassionally
Additional Information
This job description is a summary of the job duties and responsibilities and is not intended to cover all possible job duties and is subject to change at the employer's discretion. Employees must be able to perform the essential job duties and satisfy job requirements either with or without a reasonable accommodation.
Our History
Border States is a leader in the electrical supply distribution industry with approximately 130 locations in 31 states. Our employee-owners are second to none in delivering top-notch customer service and in demonstrating extra-ordinary people skills. We are one of the largest independent electrical distributors in the United States providing products and services to the construction, industrial and utility industries. Border States has a competitive benefit package and is a 100 percent employee-owned company. Employee-ownership is a significant part of our culture and our success stems from the dedication of our employee-owners. We practice open-book management and our employee-owners are empowered with clearly defined levels of authority to be innovative and decisive, allowing us to respond quickly to the needs of customers. Employee-owners understand their roles in the success of the company and care about customers' needs, which drives our focus on adding value to everything we do. We recognize that not all customers are the same and each has specific requirements. Our employee-owners understand these diverse needs and have the commitment, resourcefulness and flexibility to outperform all others.
Values
As a Border States employee-owner, you're responsible for living our mission, service philosophy and service standards.
Our Purpose
We believe unstoppable businesses shouldn't go it alone. We are owners - of relationships, of outcomes, of every moment these unstoppable businesses need to deliver.
Service Philosophy
We earn customer loyalty and confidence by caring about their needs and adding value to everything we do.
Service Standards
Border States employee-owners are competent, accurate, responsive, and engaged .
Your career
Join an experienced team at one of the largest electrical distributors in the United States. What are you waiting for?
Border States has a competitive benefits package which includes but is not limited to:
Health, Dental and Vision Benefits
Accident, Critical Illness, Hospital Indemnity
FSA & HSA
Employee Stock Ownership Plan (ESOP)
Disability Benefits
401(k) Retirement Plan
Life Insurance
Employee Assistance Program
Paid Holidays
Paid Volunteer Time
Personal Leave time and more!
Border States provides bonuses to their employee-owners upon the achievement of branch and company goals.
Equal Opportunity For All
It's not just the law. It's something we've believed in since our founding. We value the diversity of all of our employee-owners and will always be an equal opportunity employer.
Drug Free/Smoke Free workplace
Employment may be contingent on the offered candidate successfully passing one or more of the following pre-employment screenings:
* Criminal background check (required for all positions)
* Motor Vehicle Record (MVR) check (required for positions involving driving)
* Drug testing
The MVR check and drug testing vary by role and will be communicated to the offered candidate during the onboarding process and as applicable.
$40k-58k yearly est. 16d ago
Credit Analyst
RDO Equipment Co 4.5
Credit analyst job in Fargo, ND
This individual will be responsible for offering superior service to our customers and field staff. In addition, this individual will be accountable for making credit decisions using good judgment and following prescribed guidelines. Specific Duties Include:
* Responsible to process customer applications for parts, service, and rental business requests to establish a credit limit or deny credit.
* Gather and analyze credit information from sales staff, customer credit application, financial information, etc.
* Obtain credit bureau, business credit and bank references.
* Contact customer if additional insight or information is needed.
* Summarize all credit information and document. Make recommendation to supervisor if outside credit limit authority.
* Monitor and review reports within business system to identify and reduce risk for the organization.
* Initiate contact with AR staff to ensure customer payments are requested to keep account in good standing.
* Communicate with store management on a wide variety of credit request issues and recommendations.
* Interact effectively with team members and members of other teams.
* Follow all safety rules and regulations while performing work assignments and adhere to all policies and procedures as specified in company manuals and as directed in the employee handbook.
* Conduct self in the presence of customers and community so as to present a professional image of RDO Equipment Co.
* Foster a great place to work environment within the location/s, encouraging accountability, open communication, teamwork, and a commitment to serving the customer.
* Maintain a positive and professional working relationship with peers, management, and support resources, with a constant commitment to teamwork and exemplary customer service.
* Proactively seek and participate in available company-sponsored training, in an effort to develop and advance knowledge base and skill set.
* Perform all other duties as assigned by management in a professional and efficient manner.
Job Requirements:
* Minimum of 2 years of experience making credit decisions in an analyst role
* Bachelor's degree in finance, accounting, business or equivalent work experience.
* Excellent verbal and written communication skills
* Professional telephone etiquette
* Must be detail orientated, self-motivated and have ability to multi-task
* Ability to excel in team environment and individually
* Proven record of exceeding daily, weekly, and monthly objectives
* Proficient with Microsoft Office products including Excel
* Limited travel required
* Candidates must have valid work authorization and be able to work in the U.S. without company sponsorship
$36k-49k yearly est. 49d ago
Correspondent Credit Officer III
Bell Bank 4.2
Credit analyst job in Fargo, ND
This position functions as a lending resource for the correspondent banking team and correspondent banking business development officers. This position must possess the technical skills needed to underwrite, document and administer a commercial loan portfolio as well as assist with the bank stock/bank-related portfolio.
Primary Duties:
Analyze and spread financial statements for existing and potential new participations and bank stock loans. Provide preliminary recommendation as to the feasibility of the credit request.
Assist with the preparation of loan committee presentations, annual credit reviews, and problem loan summaries for participations purchased and direct loans.
Analyze interim financial statements of existing borrowers.
Travel may be required in limited instances to accompany a lead bank or a business development officer in a meeting with a borrower in order to obtain answers to those questions critical to completion of an annual review or loan presentation.
Assist with the supervision of delinquent loans and workout of identified problem loans.
Actively participate in loan committee meetings as well as various other training programs that may become available.
Assist with the oversight of the loan participation portfolio and correspondent direct loan portfolio to maximize outstanding's within the Bank.
Assist in the administration of the Bank's loan policy. Review adherence to loan conditions, proper risk rating assessment, as well as the overall condition of the borrower on an ongoing basis for participation purchases and direct loans.
Review documentation to ensure it is complete, correct and up to date, in conjunction with annual reviews and new participation requests. Note any deficiencies and assist in collection of required items.
Mentor Bank officers in the credit administration process.
Work closely with the senior bank stock credit officer and lenders as related to direct bank loan underwriting and administration.
Prepare quarterly bank stock review spreadsheets and bank stock covenant monitoring reports.
Assist with analysis of the Bank's participations purchased from other banks or potential banks targeted to call on to develop additional business via UBPR analysis.
Assist with preparation of periodic reports provided to Bell Bank's senior management and the Board of Directors regarding the Correspondent Banking Portfolio.
Assist in the hiring process for future credit officers, loan review officers and credit trainees.
Know by name and face as many customers and employees as possible, calling them by name as often as possible.
Know and practice LOCBUTN, our Golden Rules, and Bell Bank Customer Service Standards.
Know, understand, and live the company values and bottom line.
Conduct activities consistent with established Bell Bank policies, procedures and systems, the Bell Bank Employee Conduct policies, the Bank Secrecy Act and all applicable State and Federal laws and regulations.
All employees are responsible for information security including compliance with policies and standards which protect sensitive information.
Prompt and reliable attendance.
Perform other duties as assigned.
Job Skills Required:
B.A. in accounting, finance, or related field.
Five years or more of credit, lending, or examining experience, with additional emphasis on UBPR or commercial bank analysis.
Preference for a strong bank examiner background to assist with the bank stock portfolio.
Working knowledge of loan documentation.
Above-average written and communication skills.
Proficiency with computer technology.
Ability to deal with multiple tasks and deadlines.
Effective time management and organizational skills.
$78k-115k yearly est. 2h ago
Part-Time Cloud & Machine Learning Analyst
University of North Dakota 4.1
Credit analyst job in Grand Forks, ND
Classification * $25.00 hourly, Non-Exempt (Eligible for overtime) * 15-20 hours per week * 100% Remote Work Availability: No * Hybrid Work Availability (requires some time on campus): No We are seeking a Cloud & Machine Learning Analyst to support cloud-based data analytics and machine learning initiatives. This temporary, part-time role will focus on analyzing data, supporting ML model development, and assisting with cloud infrastructure used for data processing and deployment
Duties & Responsibilities
* Analyze large datasets (Aviation or Energy) using cloud-based tools and platforms
* Support development, training, testing, and evaluation of machine learning models
* Perform data preprocessing, feature engineering, and validation in cloud environments
* Assist with deploying and monitoring ML models on cloud platforms
* Work with cloud storage, compute, and data pipelines (e.g., data lakes, ETL workflows)
* Support cost optimization, performance tuning, and basic cloud security best practices
* Collaborate with data scientists, cloud engineers, and business stakeholders
* Create documentation, dashboards, and analytical reports
Required Competencies
* Strong analytical and problem-solving skills
* Ability to communicate technical findings to non-technical stakeholders
* Experience working in agile or fast-paced environments
* Good documentation and organizational skills
Minimum Requirements
* Bachelor's degree in Computer Science, Data Science, Engineering, or related field
* Hands-on experience with at least one cloud platform (AWS, Azure, or GCP)
* Experience using Python for data analysis and machine learning
* Familiarity with ML frameworks (e.g., scikit-learn, TensorFlow, PyTorch)
* Basic knowledge of SQL and data modeling
* Successful completion of a Criminal History Background Check
In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the US and to complete the required employment eligibility verification form upon hire. This position does not support visa sponsorship for continued employment.
Preferred Qualifications
* Master's degree (MS) preferred in Computer Science, Data Science, Machine Learning, AI, Cloud Computing, or related field
* Experience with cloud-native ML services (e.g., AWS SageMaker, Azure ML, Google Vertex AI)
* Knowledge of containerization and orchestration (Docker, Kubernetes)
* Exposure to CI/CD pipelines and MLOps practices
To Apply
For consideration and a successful screening, please include a cover letter and resume outlining how you meet the requirements of the position along with your application.
$25 hourly 6d ago
BI Analyst III
Datavant
Credit analyst job in Bismarck, ND
Datavant is a data platform company and the world's leader in health data exchange. Our vision is that every healthcare decision is powered by the right data, at the right time, in the right format. Our platform is powered by the largest, most diverse health data network in the U.S., enabling data to be secure, accessible and usable to inform better health decisions. Datavant is trusted by the world's leading life sciences companies, government agencies, and those who deliver and pay for care.
By joining Datavant today, you're stepping onto a high-performing, values-driven team. Together, we're rising to the challenge of tackling some of healthcare's most complex problems with technology-forward solutions. Datavanters bring a diversity of professional, educational and life experiences to realize our bold vision for healthcare.
At Datavant, our mission is to protect, connect, and deliver the world's health data to power better decisions and advance human health. As part of our internal team, you help us achieve this mission every day.
By continuing your career at Datavant, you'll drive transformative change in healthcare alongside a collaborative team.
The Business Intelligence & Analytics function within Datavant Product is actively seeking a detail-oriented and impact-driven data analyst to strengthen our Corporate Cross-Functional Reporting team. This pillar focuses on building a scalable, trusted reporting platform that delivers consistent, transparent, and actionable insights across our finance, accounting, compliance, and people functions. In this role you will help mature our analytics portfolio, drive BI modernization, and enable operational visibility through data. If you are an analyst who thrives at the intersection of data and business, and enjoys collaborating with both technical and non-technical stakeholders, we would love to hear from you!
**You Will:**
+ Partner & Analyze
+ Partner with cross-functional stakeholders to understand business needs, scope requirements, and define analytical approaches that inform decision-making.
+ Conduct exploratory and targeted analyses using analytical methods and business context to generate actionable recommendations.
+ Design and develop business intelligence solutions, including dashboards, reports, and tools that support operational visibility and strategic insights.
+ Deliver Scalable BI Solutions
+ Lead the development and maintenance of reusable data models and visualizations, ensuring accuracy, scalability, and performance across internal and external reporting at Datavant.
+ Collaborate with data engineering and BI teams to ensure data quality, accessibility, and alignment between source systems and reporting layers.
+ Enable Continuous Improvement
+ Contribute to the automation of recurring analytical workflows, reducing manual reporting and improving turnaround time for business users.
+ Drive the growth of team practices and analytical maturity by mentoring peers, documenting solutions, and leading process improvements.
+ Stay current on industry best practices in data visualization, BI tools, and analytics methods to continuously elevate team capabilities.
**What You Will Bring to the Table:**
+ Technical Skills
+ Proficiency in statistical analysis and programming languages such as SQL and Python for data analysis and modeling.
+ Skill in designing clear, insightful visualizations tailored to varied audiences using tools such as Sigma, Power BI, or Tableau.
+ Business Acumen & Communication
+ Demonstrated ability to craft compelling, data-driven stories that inform strategy and influence decision-making.
+ Excellent communication skills with the ability to distill technical concepts for non-technical audiences.
+ Proven ability to manage time effectively and prioritize work to meet tight client deadlines.
+ Mindset & Experience
+ Exceptional initiative and ability to solve problems independently, seek help when needed, and take ownership when navigating ambiguity.
+ Experience navigating change with cross-functional collaboration, customer focus, ownership, and a bias for action.
+ 4+ years of relevant experience in data analytics or a related field.
**Bonus Points If You Have:**
+ Experience working in healthcare, life sciences, or high-growth environments, especially in domains related to release of information (ROI) or data privacy compliance.
+ Understanding of data privacy and security best practices, with awareness of key regulations (e.g., HIPAA).
+ Experience working with cloud-based storage and computing platforms (e.g., AWS, GCP, Azure).
+ Experience using dbt to build and maintain data models within a modern analytics stack.
+ Proven ability to bring structure, best practices, and operational rigor to BI teams in high-growth or evolving data environments.
+ Exposure to machine learning techniques such as natural language processing or time series forecasting.
We are committed to building a diverse team of Datavanters who are all responsible for stewarding a high-performance culture in which all Datavanters belong and thrive. We are proud to be an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, disability, veteran status, or other legally protected status.
At Datavant our total rewards strategy powers a high-growth, high-performance, health technology company that rewards our employees for transforming health care through creating industry-defining data logistics products and services.
The range posted is for a given job title, which can include multiple levels. Individual rates for the same job title may differ based on their level, responsibilities, skills, and experience for a specific job.
The estimated total cash compensation range for this role is:
$104,000-$125,000 USD
To ensure the safety of patients and staff, many of our clients require post-offer health screenings and proof and/or completion of various vaccinations such as the flu shot, Tdap, COVID-19, etc. Any requests to be exempted from these requirements will be reviewed by Datavant Human Resources and determined on a case-by-case basis. Depending on the state in which you will be working, exemptions may be available on the basis of disability, medical contraindications to the vaccine or any of its components, pregnancy or pregnancy-related medical conditions, and/or religion.
This job is not eligible for employment sponsorship.
Datavant is committed to a work environment free from job discrimination. We are proud to be an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, disability, veteran status, or other legally protected status. To learn more about our commitment, please review our EEO Commitment Statement here (************************************************** . Know Your Rights (*********************************************************************** , explore the resources available through the EEOC for more information regarding your legal rights and protections. In addition, Datavant does not and will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay.
At the end of this application, you will find a set of voluntary demographic questions. If you choose to respond, your answers will be anonymous and will help us identify areas for improvement in our recruitment process. (We can only see aggregate responses, not individual ones. In fact, we aren't even able to see whether you've responded.) Responding is entirely optional and will not affect your application or hiring process in any way.
Datavant is committed to working with and providing reasonable accommodations to individuals with physical and mental disabilities. If you need an accommodation while seeking employment, please request it here, (************************************************************** Id=**********48790029&layout Id=**********48795462) by selecting the 'Interview Accommodation Request' category. You will need your requisition ID when submitting your request, you can find instructions for locating it here (******************************************************************************************************* . Requests for reasonable accommodations will be reviewed on a case-by-case basis.
For more information about how we collect and use your data, please review our Privacy Policy (**************************************** .
$104k-125k yearly 33d ago
Credit Officer
Executive Recruiting Consultants
Credit analyst job in Fargo, ND
Job Description
Our client is a strong and respected community bank with a large market share in the region. They are located in Fargo, ND, employee owned, offer a relaxed working environment, unbeatable benefit plan, and they believe in training and promoting within the organization for their employees' career growth. This bank offers their customers all the current service offered in the banking world. Now you can be part of this successful team.
WHAT THE COMPANY WILL OFFER YOU:
$65,000 - $90,000 +.
Bonus Program
Commission Plan
Ownership through ESOP
Health, Dental, Vision Insurance.
Life Insurance and AD&D Insurance, Disability
Pre-Tax Medical and Dependent Care Flexible Spending Accounts
Worker's Compensation Insurance
Employee Assistance Program
Employee Stock Ownership Plan.
401k with match.
PTO
Bank Product and Service Discounts
THE ROLE YOU WILL PLAY:
· Responsible for Credit Risk Functions.
· Oversee quality systems.
· Assist bankers in business development strategies, pricing and identifying target markets.
· Update Credit Policy.
· Act as a support role for the management of the Problem Loan Resolution process for all loan portfolios.
BACKGROUND PROFILE:
Bachelor's Degree in Business, Finance, Economics or related field.
3+ Years of Experience in a Credit Role.
3+ Years of Experience with Loan Review and/or experience in policy and procedure.
Excellent interpersonal written and oral communication skills.
$65k-90k yearly 17d ago
Business Banking Officer
Starion Bank 3.2
Credit analyst job in Fargo, ND
Join Our Team as a Business Banking Officer at Starion Bank in Fargo! Level, Officer designation and salary dependent on experience.
Are you a customer-focused, disciplined, and ethical individual with a passion for inspiring others? If so, we want you on our team at Starion Bank!
Why Starion Bank?
As a growing community bank, we pride ourselves on local leadership, personalized service, and deep community loyalty. We're not just a bank; we're a place where you can thrive both professionally and personally.
Position: Business Banking Officer
Salary: Dependent on experience
Location: Fargo, North Dakota
Key Responsibilities:
Develop, manage, and expand a portfolio of business clients, including small- to mid-size companies across diverse industries.
Foster and maintain strong, long-lasting relationships with clients, understanding their unique needs and providing tailored banking solutions.
Act as the primary point of contact for business customers, proactively addressing inquiries, concerns, and opportunities for growth.
Monitor and manage risk by ensuring compliance with bank policies, procedures, and regulatory standards.
Collaborate with internal partners - such as credit, cash management and operations - to deliver seamless service and comprehensive solutions.
Qualifications:
5+ years of experience in business banking, commercial lending, credit analysis or a related financial services role.
Experience building and maintaining strong relationships with business clients across diverse industries including proactively managing and growing a portfolio of commercial loans and deposits.
Proven track record of meeting or exceeding sales goals.
Bachelor's degree in finance, business administration, accounting or equivalent combination of education and experience.
Strong knowledge of business banking products and services, including loans, lines of credit, cash management.
What We Offer:
Competitive Salary: Your hard work deserves great pay!
Comprehensive Benefits: Including health, life, dental, vision, and a health savings account.
Retirement Planning: 401K and profit-sharing options.
Incentives: Annual Incentive Compensation Program available for all benefit eligible employees
Work-Life Balance: Paid vacation and holidays.
Recognized Excellence:
Join a team recognized as the “Best of the Best” by Independent Bankers magazine!
Ready to Make a Difference?
If you're ready to take the next step in your career and be part of a community-focused bank, apply today at ******************** Starion Bank- Taking You Further.
Apply now and become a vital part of our team!
Starion Bank is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities
.
$71k-89k yearly est. Auto-Apply 60d+ ago
CX Incident and Bug Analyst III
Coinbase 4.2
Credit analyst job in Bismarck, ND
Ready to be pushed beyond what you think you're capable of? At Coinbase, our mission is to increase economic freedom in the world. It's a massive, ambitious opportunity that demands the best of us, every day, as we build the emerging onchain platform - and with it, the future global financial system.
To achieve our mission, we're seeking a very specific candidate. We want someone who is passionate about our mission and who believes in the power of crypto and blockchain technology to update the financial system. We want someone who is eager to leave their mark on the world, who relishes the pressure and privilege of working with high caliber colleagues, and who actively seeks feedback to keep leveling up. We want someone who will run towards, not away from, solving the company's hardest problems.
Our ******************************** is intense and isn't for everyone. But if you want to build the future alongside others who excel in their disciplines and expect the same from you, there's no better place to be.
While many roles at Coinbase are remote-first, we are not remote-only. In-person participation is required throughout the year. Team and company-wide offsites are held multiple times annually to foster collaboration, connection, and alignment. Attendance is expected and fully supported.
As an Analyst for CX Incident Response, you'll join a high functioning team of passionate support professionals who know their performance is critical to Coinbase achieving its mission. We're looking for an individual who has a passion for making the customer experience seamless and fantastic. You have a strong passion for the product, user empathy, and can maintain a calm demeanor in high stress situations. People describe you as accountable and organized.
*What you'll be doing (ie. job duties):*
* Responsible for the day to day operations of the CX Incident Response team through identification, mitigation, remediation and resolution of customer facing incidents across all Coinbase products.
* Responsible to triage and escalate customer reported bugs across all Coinbase Products
* Communicate with internal and external stakeholders in an effective, tactical, and empathetic manner.
* Serve as an escalation point for the Customer Experience organization in high touch critical issues and platform defects (incidents and bugs). You should be able to gauge customer impact and guide decisions with Product Managers, Engineers, Legal, and other related partners with users in mind.
* Represent the voice of our customer in proactively driving impactful changes across workflows, policies and tools by succinctly relaying customer feedback in escalations to internal support teams.
* Maintain an investigative mentality to help address critical customer issues while keeping in mind next-issue avoidance and building operational processes to develop and maintain our program at scale.
*What we look for in you (ie. job requirements):*
* Motivated by Coinbase's mission and creating a seamless support experience for our global customer base.
* Experience with CRM tooling, such as Salesforce.
* Comfortable responding to high level internal stakeholders, such as executives and board members
* Demonstrated experience with end-to-end platform incident management.
* Must work in a defined shift, as required by the business.
* Minimum of 2 years of relevant experience in incident management and/or customer support.
* Exceptional communication skills in order to operate across multiple departments and stakeholders.
* Flexible and adaptable to meet the evolving needs of a high-growth and fast-paced organization.
* Must be able to read, write and speak in English
* Curiosity to chase problems to root cause and rollup sleeves to investigate the unknown/unusual.
*Nice to haves:*
* Experience at crypto exchanges or in financial services
* Advanced experience in project management, analytics or quality assurance.
* Advanced degree in business, finance, customer experience and/or blockchain.
* Advanced understanding of Google apps, JIRA, Salesforce Service Cloud.
* ITIL V4 Foundation certification
* SQL
Position ID: P72824
*#LI-Remote*
Pay Transparency Notice: Depending on your work location, the target annual salary for this position can range from $40.64 to $47.81 + target bonus + target equity + benefits (including medical, dental, vision and 401(k)).
*Pay Transparency Notice:* Depending on your work location, the target annual salary for this position can range as detailed below. Full time offers from Coinbase also include bonus eligibility + equity eligibility**+ benefits (including medical, dental, vision and 401(k)).
Pay Range:
$40.64-$47.81 USD
Please be advised that each candidate may submit a maximum of four applications within any 30-day period. We encourage you to carefully evaluate how your skills and interests align with Coinbase's roles before applying.
Commitment to Equal Opportunity
Coinbase is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, sex, gender expression or identity, sexual orientation or any other basis protected by applicable law. Coinbase will also consider for employment qualified applicants with criminal histories in a manner consistent with applicable federal, state and local law. For US applicants, you may view the *********************************************** in certain locations, as required by law.
Coinbase is also committed to providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please contact us at accommodations***********************************
*Global Data Privacy Notice for Job Candidates and Applicants*
Depending on your location, the General Data Protection Regulation (GDPR) and California Consumer Privacy Act (CCPA) may regulate the way we manage the data of job applicants. Our full notice outlining how data will be processed as part of the application procedure for applicable locations is available ********************************************************** By submitting your application, you are agreeing to our use and processing of your data as required.
*AI Disclosure*
For select roles, Coinbase is piloting an AI tool based on machine learning technologies to conduct initial screening interviews to qualified applicants. The tool simulates realistic interview scenarios and engages in dynamic conversation. A human recruiter will review your interview responses, provided in the form of a voice recording and/or transcript, to assess them against the qualifications and characteristics outlined in the job description.
For select roles, Coinbase is also piloting an AI interview intelligence platform to transcribe and summarize interview notes, allowing our interviewers to fully focus on you as the candidate.
*The above pilots are for testing purposes and Coinbase will not use AI to make decisions impacting employment*. To request a reasonable accommodation due to disability, please contact accommodations[at]coinbase.com
$40.6-47.8 hourly 60d+ ago
Duck Creek Analyst
Cognizant 4.6
Credit analyst job in Bismarck, ND
We are seeking a strong Duck Creek Functional Analyst / Business Analyst to work closely with customer Product Owners. The ideal candidate will have extensive experience in Duck Creek Policy and commercial lines templates, with a strong ability to collaborate with technical leads and business teams.
**Key Responsibilities:**
· Over 8 years of overall IT experience with over 6 years of Duck Creek Policy experience in a functional role.
· Experience in commercial lines templates (ISO and non-ISO).
· Techno-functional experience in Duck Creek is a great value add.
· Experience in on-premises and OnDemand policy implementation.
· Good experience in Policy Rating, Forms, Use Administration, Day 2 transactions, and batches.
· Work closely with Duck Creek Tech Leads for solution discussion and finalization, and bring CR solutions to Business.
· Write User Stories and handle Change Requests/Epics and Defect triaging processes.
· Strong experience in working with Business teams to handle queries and understand requirements.
· Experience with Billing and Claims configuration knowledge and Data Insight producer policy holder is an added advantage.
**Qualifications:**
· Extensive experience in Duck Creek Policy functional roles.
· Strong understanding of commercial lines templates (ISO and non-ISO).
· Ability to collaborate effectively with technical leads and business stakeholders.
· Experience in writing User Stories and handling CR/Epics.
· Knowledge of Billing and Claims configuration is a plus.
**Compensation:**
- Annual salary range: $99,000 to $116,000 USD
- Bonus eligibility based on performance
- Comprehensive benefits package including health insurance, retirement plans, and paid time off
Cognizant is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law.
$99k-116k yearly 40d ago
Commercial Credit Analyst
First International Bank & Trust 3.3
Credit analyst job in Minot, ND
: Corporate * Bismarck, ND * Fargo, ND * Minot, ND * Sioux Falls, SD Salary Range: $40 - $55/hr First International Bank and Trust is a family-owned community bank and one of Prairie Business Magazine's 50 best places to work. At First International Bank & Trust, we believe in building lasting relationships through sound financial decisions and personalized service. We're seeking a Commercial CreditAnalyst who thrives on analyzing financial data, assessing credit risk, and supporting our commitment to responsible lending. If you're detail-oriented, collaborative, and passionate about helping businesses grow, we invite you to join our team.
Key Responsibilities:
* Spread and analyze commercial financial statements for C&I (Commercial & Industrial) and CRE (Commercial Real Estate) loans.
* Evaluate borrower risk and recommend appropriate loan structures for transactions exceeding $15,000,000.
* Utilize systems such as Abrigo Sageworks to assess credit quality and streamline analysis.
* Build and maintain financial models to project cash flows and assess repayment capacity.
* Prepare comprehensive loan presentations, comment sheets, and annual reviews for credit committees.
* Collaborate with loan officers by attending client and prospect calls to provide financial insights and strengthen relationships.
* Provide guidance and training to team members on credit analysis best practices.
* Participate in ongoing training and contribute ideas for process improvement.
Position Competencies:
* Strong analytical skills with the ability to gather and interpret financial data.
* Exceptional attention to detail and organization.
* Clear and informative written communication.
* Ability to prioritize tasks and manage time effectively.
Qualifications:
* Bachelor's Degree in Accounting, Finance, Economics, or related field; 3-5 years of experience in credit analysis or commercial lending, with exposure to large scale deals ($15MM+) or an equivalent combination of education and experience.
* Proficiency in reading and interpreting financial statements, including balance sheets, income statements, and cash flow statements.
* Experience using Abrigo Sageworks or similar credit analysis systems.
* Demonstrated ability to build financial models and project future cash flows.
* Applied underwriting principles to structure loans effectively.
First International Bank and Trust is a family-owned full-service Community Bank with locations in ND, MN, SD, and AZ.
We show our employees we care by providing competitive benefits and training and growth opportunities. Here are the things we offer within our full-time benefits package:
* Health, Dental & Vision
* 401K Retirement Plan with Employer Match
* Paid Parental Leave
* Life and Disability Insurance
* Generous PTO and Holiday pay
If you are interested in learning more, you can apply or if you have questions before applying you can reach out directly at **************************.
Equal Opportunity Employer
**Come join our amazing team.** The Quantitative Mortgage Analytics Analyst will be responsible for helping to reshape and elevate the company's residential mortgage lending data analysis including marketing and customer engagement to pricing analytics, P&L, and market-trend insights, while modernizing the company's analytics toolkit. Leverage and bridge the company's investor-grade analytics platform with our lending affiliate: adapting Carrington Capital Management's proprietary models and tools for lending use cases, integrating lending performance back into the company's ecosystem, and driving actionable insights for capital-markets and investor initiatives. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, where in the company operates. The target pay for this position is $80,000 - $150,000 + Annual Bonus. Pay is based on job-related knowledge, skills, experience, and other relevant factors.
**What you'll do:**
+ **End-to-end data ownership:** Clean, reorganize, and harmonize loan-origination, servicing, marketing, and customer datasets to extract actionable signals and performance metrics.
+ **Tool & model adaptation:** Write wrappers and interfaces to deploy CCM's existing pricing, prepayment, and credit-risk models within the lending platform.
+ **Analytics integration:** Feed lending performance and P&L results back into CCM's analytics ecosystem to close the loop and inform investor reporting.
+ **Reporting & dashboards:** Develop and maintain self-service dashboards and reports to track key lending metrics - recapture rates, marketing ROI, pricing variance, P&L attribution, and market trends.
+ **Performance reporting:** Prepare, present, and explain performance reports to senior lending management; gather and analyze feedback from loan officers to refine analytics and strategies.
+ **Strategic partnerships:** Collaborate with pricing, portfolio, investor-relations, and capital-markets teams to translate analytics into lending strategies and execute investor-driven initiatives.
+ **Ecosystem modernization:** Automate data pipelines, standardize definitions across CCM and lending systems, and deploy scalable analytics tools.
+ **Cross-functional liaison:** Work with IT, CRM, operations, and third-party vendors to ensure data quality and timely delivery of insights.
+ **Ad-hoc analysis:** Respond rapidly to one-off requests from senior management, investors, and affiliated divisions.
+ Perform other duties and projects as assigned.
**What you'll need:**
+ Bachelor's or advanced degree in a quantitative field (e.g., Mathematics, Statistics, Computer Science, Engineering, Finance).
+ A minimum of one year of hands-on experience in mortgage-lending analytics, capital-markets analytics, or a related role; exceptional analysts with strong programming skills will also be considered.
+ Strong Python and SQL skills for data extraction, transformation, and analysis; familiarity with machine-learning techniques is highly desirable.
+ Proven ability to adapt and deploy proprietary quantitative models-experience writing wrappers or APIs to integrate analytics pipelines.
+ Demonstrated aptitude for working with and organizing unstructured or messy marketing/customer data: data-cleaning, ETL, and signal-extraction expertise required.
+ Experience building self-service dashboards or reporting tools (e.g., Tableau or similar).
+ Solid working knowledge of loan-origination and servicing workflows, including mechanisms for recapturing existing customers.
+ Excellent communication skills: able to translate complex analytics into clear, actionable insights for non-technical stakeholders.
+ Highly organized, self-motivated, and adept at juggling multiple high-priority projects in a fast-paced environment
+ Excellent skills in mathematics and statistics.
+ Hands-on experience using Python and various statistical packages to process and analyze large data sets.
+ Ability to apply popular machine learning techniques with reasonable understanding of their underlying algorithms.
+ Strong SQL and Python skills for data extraction and analysis.
+ Experience with Linux environments is preferred.
+ Highly motivated, team-oriented, a quick learner with good communication skills.
+ Strong organizational skills and time management skills to perform multiple tasks within limited time frames.
+ Prefer to work near our office in Greenwich, CT!
**Our Company:**
Carrington Capital Management, LLC (CCM) is an alternative asset management firm focused on control-based investing in the U.S. real estate, mortgage and fixed income markets. Through the mortgage loan servicing and property management operating affiliates, CCM is uniquely positioned to offer investment products that benefit from the operational resources and knowledge capital that flow across the Carrington platform. We provide investment strategies where our portfolio management team maintains an identifiable competitive advantage created by the firms' resources, market expertise and local property market penetration. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: carringtoncap.com .
**What We Offer:**
+ Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed.
+ Access to several fitness, restaurant, retail (and more!) discounts through our employee portal.
+ Customized training programs to help you advance your career.
+ Employee referral bonuses so you'll get paid to help Carrington and Vylla grow.
+ Educational Reimbursement.
+ Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs it supports through specific fundraising efforts, please visit: carringtoncf.org.
**\# LI-GV1**
Carrington is an equal opportunity employer. It is the policy of the company that applicants be considered for positions for which they qualify without regard to race, color, religion, sex, gender identity, national origin, ancestry, age, marital status, sexual orientation, protected veterans status, physical or mental disability or any other legally protected category. Carrington will make reasonable accommodations for known physical or mental limitations of a qualified applicant or employee with a disability unless the accommodation will impose an undue hardship on the company.
$27k-34k yearly est. 30d ago
Facility Condition Collection Analyst
CBRE 4.5
Credit analyst job in Bismarck, ND
Job ID 251332 Posted 13-Jan-2026 Service line PJM Segment Role type Full-time Areas of Interest Building Surveying/Consultancy, Construction, Consulting The purpose of this position is to directly manage asset data collection projects and clients, as well as manage, and lead staff who are responsible for Asset Data Collection and consulting services with direct accountability for project delivery.
Please note we are looking for individuals within the Property or Facility Condition Assessment field.
Our team members travel up to 75% nationwide in order to technically assess commercial building mechanical, electrical, and plumbing (MEP) systems and deliver Property Condition Assessment, Asset Data Collection, and Energy Assessment services to clients. Our projects revolve around delivering considered data to demanding clients in a timely manner via effective project management which includes self-scheduling, coordinating, executing site visits, progress tracking, and final reporting. The site survey work is delivered via app based tools which not only collect equipment model and serial number, but drills down into ratings of equipment condition, criticality, and categorization into a naming hierarchy. Each team member is expected to manage multiple projects simultaneously (ideally 2-3 at a time) and communicate proactively with leadership.
This position will require frequent day and overnight travel - up to 75% and can be remote.
**What you will do**
+ Conducts walk-through surveys (from 8 hours to multiple days) to assess condition of mechanical, electrical and plumbing systems, structure and foundations, interiors, common areas, exterior walls, windows, roofs, and site work improvements. (This may require climbing two-story ladders or going up in a lift, lift operating certification is a plus)
+ Interviews property owners, occupants, key site personnel and local government officials to obtain information concerning the subject property's condition.
+ Reviews repair/improvement cost information, certificate(s) of occupancy, maintenance reports and logs, Building and Fire Department inspection reports, and similar information to determine the condition of the building
+ Documents the condition and physical deficiencies of a property by taking representative and detailed photographs of a properties' site and building systems
+ Prepares estimated costs to remedy building deficiencies in an immediate time period and capital reserve time period (5 to 50 years)
+ May act as a subject manager expert in an area of expertise which may include Seismic, ADA, MEP, or other specialties (BOMA, Insurance Replacement, Thermal Scanning, Etc).
+ Provides formal technical guidance in area of expertise.
+ Is able to communicate effectively with others to achieve client goals.
+ Other duties as assigned.
**What you must have**
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
+ Bachelor's degree (BA/BS) in architecture, engineering, or construction management or equivalent combination of education and experience.
+ 5-7 years commercial building evaluation or commercial design experience with a general understanding of all building systems: site work, structural, building envelope, and MEP.
+ 3-5 years building evaluation experience with experience writing Property Condition Assessment / Facility Condition Assessment Reports.
+ Certification as either a Professional Engineer or Registered Architect strongly preferred.
+ Microsoft Office Suite Products (Teams, Excel, Word, Power Point, Outlook, etc.) Specific advanced proficiency in Excel is strongly preferred.
+ Ability to travel up to 75% of the time.
**Experience desired**
+ Registered Architect or Licensed Engineer (US and/or Canada)/ Industry Roofing Certification strongly preferred.Requires knowledge of financial terms and principles.
+ Ability to calculate intermediate figures such as percentages, discounts, and/or commissions. Conducts basic financial analysis.
+ Ability to effectively present technical information to non-technical clients.Ability to provide efficient, timely, reliable and courteous service to clients.Strong organizational and analytical skills.
+ Excellent written and verbal communication skills.
Turner & Townsend carefully considers multiple factors to determine compensation, including a candidate's education, training, and experience. The minimum salary for this position is $85,000 annually and the maximum salary for this position is $105,000 annually. The compensation that is offered to a successful candidate will depend on the candidate's skills, qualifications, and experience. Successful candidates will also be eligible for a discretionary bonus based on Turner & Townsend's applicable benefit program. This role will provide the following benefits: 401(K), Dental insurance, Health insurance, Life insurance, and Vision insurance.
**Equal Employment Opportunity:** CBRE has a long-standing commitment to providing equal employment opportunity to all qualified applicants regardless of race, color, religion, national origin, sex, sexual orientation, gender identity, pregnancy, age, citizenship, marital status, disability, veteran status, political belief, or any other basis protected by applicable law.
**Candidate Accommodations:** CBRE values the differences of all current and prospective employees and recognizes how every employee contributes to our company's success. CBRE provides reasonable accommodations in job application procedures for individuals with disabilities. If you require assistance due to a disability in the application or recruitment process, please submit a request via email at recruitingaccommodations@cbre.com or via telephone at *************** (U.S.) and *************** (Canada).
CBRE, Inc. is an Equal Opportunity and Affirmative Action Employer (Women/Minorities/Persons with Disabilities/US Veterans)
$85k-105k yearly 7d ago
Capturis - Exceptions Invoice Analyst
Conservice 4.1
Credit analyst job in Mandan, ND
Invoice Analyst When you join Capturis, you're joining a team that's been rooted in Mandan, ND for more than 25 years. As part of the Conservice family, the nation's leading utility management provider, we're backed by the strength, resources, and stability of an industry leader. That means more opportunities, more support, and a future you can build right here at home with the Capturis team you know and trust.
Pay: $16.85/hr
Location: Remote (3 days in office per month)
Schedule: Schedules from 6 AM - 6 PM CST
Overview
Our Invoice Analysts work with utility providers to identify and possibly correct balance forward issues, miscellaneous charges, and billing errors. In addition, they are responsible for calling utility providers to request extensions, request missing bills and corrected bills, as well as working through payment issues. If necessary the Invoice Analyst may need to request expedited payments. If you enjoy working in a fast paced office environment, apply today to join the Conservice team.
Responsibilities
As an Invoice Analyst, you will:
* Work with utility providers to get extensions on past due accounts
* Research and maintain the balance forward exception reports to pay client utility bills timely to avoid late fees
* Request extensions and expedited payments if necessary to avoid disconnection
* Request missing invoices
Preferred skills
* Strong Computer Skills
* Excellent telephone and email etiquette
* Excellent research and problem solving skills with a strong attention to detail.
* Time management and organization
* Ability to build and maintain professional relationships
* Able to work independently and with team members
* Flexibility and willingness to take direction
* Willingness to embrace challenges
Education & Experience
* High School Diploma or equivalent
$16.9 hourly 47d ago
Vibration Analyst
I-Care USA 4.8
Credit analyst job in Enderlin, ND
The I-care analyst will be responsible for providing condition monitoring services as directed by management. The Analyst coordinates and assists scheduling work as necessary as well as assembles and maintains technical data and reports as required by the client and I-care. The Analyst will be accountable for overall safety, including ensuring compliance with all I-care, client, OSHA, and all other applicable standards to the facility that they are servicing. The Analyst is also expected to be a technical resource to the client and I-care employees in the troubleshooting lubrication related issues and performs and oversees specific projects as assigned.
ESSENTIAL FUNCTIONS AND BASIC DUTIES
1. Leads condition monitoring program setup or for clients as required, including but not limited to:
a. Building and maintaining CM technology databases to applicable I-care and client required standards.
b. Assist in advanced setup work such as Technology Mapping, Criticality Analysis, etc.
c. Equipment walk down and information gathering.
2. Responsible for communication and education between the company and clients, including but not limited to:
a. Communicating the I-care deliverables to the client.
b. Conduct technology awareness sessions for clients as requested.
c. Submit documented case studies for customer to support machine life cycle improvement.
d. Must be able to interact comfortably, gain trust and communicate effectively.
3. Responsible for necessary auditing, metrics and reporting, including but not limited to:
a. Ensuring all databases in compliance with current applicable standards.
b. Managing all database changes.
c. Lead Management of Change (MOC) process adherence.
e. The accuracy and the timeliness of all internal and external communications and reporting.
f. Nuisance alarm management.
4. Responsible for the overall safety awareness of the work environment.
a. Ensuring compliance with I-care, client, OSHA, and other applicable standards.
b. Actively participates in I-Care and client safety programs to foster continuous improvement.
c. Issue's a “Stop Work” action if any situation, environment, or condition is an immediate concern of injury
to himself or others. If it is not safe than do not perform the work until a safe method or condition exists,
period.
5. Mentoring - A few of the activities in the area of Mentoring will include, but are not limited to:
a. Assist in training/mentoring of I-Care employees.
b. Able to convey obtained knowledge from seminar/training sessions.
6. Performs Condition Monitoring and Reporting of equipment. Condition Monitoring responsibilities include but
are not limited to:
a. Collect technology data in accordance with I-Care and best practice industry standards.
b. Maintains technology databases with current information.
c. Performs Visual Inspection of equipment for proper installation, damage, etc.
d. Data or Image analysis of the technology data for defect or deficient conditions.
e. Reports results in clear concise manner following all I-Care and/or client procedures for content.
7. Other Responsibility
a. Performs special projects as assigned. Work on call and/overtime as needed and required.
b. Ensures that work area and all I-Care and/or client supplied equipment is clean, secure, and well maintained.
GENERAL PERFORMANCE MEASUREMENTS
1. Technical - accurate analysis and reporting of technology data, reports are accurate, neat, and assignments are
completed as scheduled.
2. All inquiries are courteously attended to. Good business relations exist with I-Care employees and clients. A
professional image is projected at all times.
3. Work is performed safely and employee actively participates in continuous improvement of the safety programs. Work
areas and equipment are kept neat, clean, and well organized.
QUALIFICATIONS
EDUCATION/CERTIFICATION: High school graduate or equivalent, College Graduate preferred in technology or engineering field. ASNT-TC1A or ASNT-CP189 Professional Certification Level 2, or ISO
Category 3, or industry equivalent.
REQUIRED KNOWLEDGE: Mechanical CM Analyst: machinery fundamentals including: pumps, motors, gearboxes, blowers, compressors, switchgear, etc. Knowledge of mechanical fundamentals, such as fits
and tolerances. Detailed knowledge of data acquisition techniques utilizing Vibration Analyzers, Ultrasound. Working knowledge of other condition monitoring technologies. Electrical CM Analyst: knowledge of electrical fundamentals including: switchgear, fuses, disconnects, cable, torqueing of fasteners, transformers, etc. Knowledge of data acquisition techniques utilizing Infrared Cameras, Ultrasound, Motor Testing Equipment. Working knowledge of other condition monitoring technologies.
EXPERIENCE REQUIRED:3 or more years of direct related experience.
SKILLS/ABILITIES: Good communication skills, both oral and written.
Proficient computer skills, including but not limited to Windows, Word, and Excel.
Solid analytical and problem-solving abilities.
$56k-70k yearly est. 60d+ ago
Capture Analyst
Maximus 4.3
Credit analyst job in Minot, ND
Description & Requirements Maximus is thrilled to announce an exciting opportunity for a Capture Analyst to join our Capture Team and play a key role in driving growth within the state and local government health and human services market. In this role, you'll research customer budgets and program requirements, analyze data, assess competitors, and collaborate with solution and proposal teams to develop winning strategies. This position offers an excellent opportunity to build expertise in business development while contributing to initiatives that improve lives and strengthen communities nationwide.
This is a regular, full-time remote position.
Why Maximus?
- • Competitive Compensation - Bonuses based on performance included!
- • Comprehensive Insurance Coverage - Choose from various plans, including Medical, Dental, Vision, Prescription, and partially funded HSA. Additionally, enjoy Life insurance benefits and discounts on Auto, Home, Renter's, and Pet insurance.
- • Future Planning - Prepare for retirement with our 401K Retirement Savings plan and Company Matching.
- • Paid Time Off Package - Enjoy Unlimited Time Off, Holidays, and sick leave, along with Short- and Long-Term Disability coverage.
- • Holistic Wellness Support - Access resources for physical, emotional, and financial wellness through our Employee Assistance Program (EAP).
- • Recognition Platform - Acknowledge and appreciate outstanding employee contributions.
- • Tuition Reimbursement - Invest in your ongoing education and development.
- • Employee Perks and Discounts - Additional benefits and discounts exclusively for employees.
- • Maximus Wellness Program and Resources - Access a range of wellness programs and resources tailored to your needs.
- • Professional Development Opportunities- Participate in training programs, workshops, and conferences.
Essential Duties and Responsibilities:
- Support all planning and capture activities for opportunities prior to RFP release.
- Research customer budgets, program requirements, and relevant legislation.
- Perform detailed competitor assessments.
- Identify and evaluate scope of work and technology requirements .
- Support proposal response activities as directed by the capture manager and proposal manager.
- Research and answer questions from the writing team, solution teams, and pricing lead.
- Assist in development of operations and staffing models by analyzing and reviewing volume and staffing information, published reports publicly available incumbent performance reports, competitor research, and data from similar projects.
- Work with subject matter experts to document business processes and customer journeys.
- Assist the capture manager in identifying and documenting RFP requirements, solution gaps, and new and existing solutions.
- Participate in solution meetings and complete use cases, volume estimates, and requirements documents for IT, security, pricing, and other operational teams.
- Assist the capture manager, operations and sales leads in conveying key information to the writing and solution teams in order for them to develop a winning proposal.
Minimum Requirements
- Bachelor's degree in related field.
- 3-5 years relevant professional experience.
- Equivalent combination of education and experience considered in lieu of education.
- Combination of education and experience considered in lieu of degree; may have additional training or education in area of specialization
- Experience applying AI tools or techniques to support market research, data analysis, or proposal development is preferred
- Familiarity with CRM platforms, especially Salesforce, for tracking opportunity pipelines, customer engagement, and capture activities is preferred
- Experience integrating CRM data into capture planning and workflows
- Working knowledge of APMP best practices, including opportunity qualification, win strategy development, and proposal lifecycle management is preferred
- APMP certification (Foundation or Practitioner level) is preferred
- Ability to leverage automation and AI-enhanced tools to streamline capture documentation, competitor analysis, and customer journey mapping is preferred
- Proficiency in data visualization tools such as Power BI, with the ability to transform complex datasets into actionable insights for capture and proposal teams is preferred
EEO Statement
Maximus is an equal opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information and other legally protected characteristics.
Pay Transparency
Maximus compensation is based on various factors including but not limited to job location, a candidate's education, training, experience, expected quality and quantity of work, required travel (if any), external market and internal value analysis including seniority and merit systems, as well as internal pay alignment. Annual salary is just one component of Maximus's total compensation package. Other rewards may include short- and long-term incentives as well as program-specific awards. Additionally, Maximus provides a variety of benefits to employees, including health insurance coverage, life and disability insurance, a retirement savings plan, paid holidays and paid time off. Compensation ranges may differ based on contract value but will be commensurate with job duties and relevant work experience. An applicant's salary history will not be used in determining compensation. Maximus will comply with regulatory minimum wage rates and exempt salary thresholds in all instances.
Accommodations
Maximus provides reasonable accommodations to individuals requiring assistance during any phase of the employment process due to a disability, medical condition, or physical or mental impairment. If you require assistance at any stage of the employment process-including accessing job postings, completing assessments, or participating in interviews,-please contact People Operations at **************************.
Minimum Salary
$
60,000.00
Maximum Salary
$
90,000.00
$33k-53k yearly est. Easy Apply 9d ago
Billing and Collections Analyst II
Baker Hughes 4.9
Credit analyst job in Minot, ND
Billing and Collections Analyst
Would you like to play a key role in our business?
Do you enjoy improving performance?
Join our team
Partner with the best
Baker Hughes is a global energy technology company serving the oil and gas sector across more than 120 countries. The Commercial & Sales organization drives growth by building strong customer partnerships, commercializing hydrocarbons, and delivering integrated equipment and service solutions. With a focus on digital transformation and energy transition, the team leverages data-driven insights to optimize sales performance and maximize customer value.
Partner with the best.
Fuel your passion
Under limited supervision, monitor and reconcile job tickets to field job data, maintain SAP job data. Prepare customer invoices efficiently and enter correctly into the system. Excellent communication skills. Ability to organize, multitask and strong attention to detail. May verify information, maintain files and assist in the preparation of reports. Build relationships internally.
As a Billing and Collections Analyst, you will be responsible for:
Monitoring and reconciling job tickets to field data, maintain SAP job data
Preparing customer invoices efficiently and entering correctly into the system
Verifying information, maintaining files and assisting in the preparation of reports.
Building relationships internally.
Coaching performance of team.
Overseeing day to day operations.
Preparing accounting statements and reports related to billing
To be successful in this role you will:
Have High School Diploma or equivalent. Associate's degree preferred.
Have Intermediate knowledge of accounting principles.
Have ability to organize and prioritize.
Have Strong attention to detail.
Have ability to work both independently and as part of a team
Have Good analytical skills and strong computer skills.
Have proficiency in use of Excel, Word, PowerPoint, and SAP.
Have 7+years' experience in accounting or finance which is a plus.
Work in a way that works for you
We recognize that everyone is different and that the way in which people want to work and deliver at their best is different for everyone too. In this role, we can offer the following flexible working patterns:
Working flexible hours - flexing the times when you work in the day to help you fit everything in and work when you are the most productive
Working with us
Our people are at the heart of what we do at Baker Hughes. We know we are better when all of our people are developed, engaged and able to bring their whole authentic selves to work. We invest in the health and well-being of our workforce, train and reward talent and develop leaders at all levels to bring out the best in each other.
Working for you
Our inventions have revolutionized energy for over a century. But to keep going forward tomorrow, we know we have to push the boundaries today. We prioritize rewarding those who embrace change with a package that reflects how much we value their input. Join us, and you can expect:
Contemporary work-life balance policies and wellbeing activities
Comprehensive private medical care options
Safety net of life insurance and disability programs
Tailored financial programs
Additional elected or voluntary benefits
You will be eligible to participate in Company-sponsored benefit programs, including health & welfare programs and the Thrift Plan (401k). You will have a choice of coverage options that best suit your needs. Coverage options and contribution amounts are related to your benefit elections, base salary level, and specific requirements of each of these plans.
This position is eligible for our comprehensive and competitive benefits package, which can be found
here
, and is further eligible for additional forms of compensation such as bonuses subject to the terms of the applicable benefit plans or policies.
$69k-88k yearly est. Auto-Apply 13d ago
CAE Analyst II (Multi-Body Dynamics - MBD)
Tata Technologies Ltd. 4.5
Credit analyst job in Michigan City, ND
The CAE Analyst II (Multi-Body Dynamics - MBD) performs multi-body dynamic simulations to solve< real world engineering problems in the automotive, aerospace, entertainment, and industrial< segments. The CAE Analyst II (MBD) builds engineering-dynamics models, runs simulations, generates<
reports, and presents the results to internal customers.<
<
Essential Duties and Responsibilities:<
* Build MBD models for various applications in the automotive, aerospace, and entertainment<
industries using commercial CAE tools such as ADAMS.<
* Run MBD simulations to convergence, postprocess results, and provide engineering<
analysis.<
* Develop detailed reports to support customer presentations.<
* Develop Python scripts for workflow automation.<
* Learn new CAE tools and techniques quickly.<
* Â Manage analysis files according to company data-retention policies.
* Â Collaborate with various groups within the CAE department to enhance predictive accuracy and
reduce development cycles.
* Â Able to execute projects with minimum guidance, including direct communication with customers,
and develop effective design solutions utilizing CAE tools.
* Â Effectively handle more than one project simultaneously, ensuring timely and high-quality
deliverables.<
* Support new technology and process development.<
<
Michigan1 - 10 Years30H07-Jan-2026YACTIVE
Education and Experience (required):<
* Bachelor of Science in Mechanical or Aerospace Engineering with coursework in Kinematics,<
Dynamics, Vibration, and Numerical methods.<
* Experience in Kinematics and Dynamics modeling.<
<
Education and Experience (preferred):<
* Master's or Ph.D. in Engineering, Physics or Mathematics.<
* Experience in writing process automation using Excel VBA and C functions.<
* U.S. Citizen or U.S. Permanent Resident allowing for International Traffic in Arms Regulations<
(ITAR) compliance.<
<
Skills, Knowledge and Abilities (required):<
* Knowledge of mechanical systems, 2D and 3D mechanisms, automotive suspensions, and vibration<
isolation principles.<
â¢Â Good attention to detail and ability to use hand calculations and free body diagrams to validate
input and results.
* Â Excellent problem-solving ability.
Â
Skills, Knowledge and Abilities (preferred):
* Â Proficiency in multi-body simulation software (ADAMS, MATLAB, SIMPACK. etc.).
* Â Experience with full vehicle MBD models.
* Â Experience with real-world data integration and experimental validation.
Michigan1-10 Yrs