Credit analyst jobs in Norwalk, CT

At Genworth, we empower families to navigate the aging journey with confidence. We are compassionate, experienced allies for those navigating care with guidance, products, and services that meet families where they are. Further, we are the spouses, children, siblings, friends, and neighbors of those that need care-and we bring those experiences with us to work in serving our millions of policyholders each day. We apply that same compassion and empathy as we work with each other and our local communities. Genworth values all perspectives, characteristics, and experiences so that employees can bring their full, authentic selves to work to help each other and our company succeed. We celebrate our diversity and understand that being intentional about inclusion is the only way to create a sense of belonging for all associates. We also invest in the vitality of our local communities through grants from the Genworth Foundation, event sponsorships, and employee volunteerism. Our four values guide our strategy, our decisions, and our interactions: Make it human. We care about the people that make up our customers, colleagues, and communities. Make it about others. We do what's best for our customers and collaborate to drive progress. Make it happen. We work with intention toward a common purpose and forge ways forward together. Make it better. We create fulfilling purpose-driven careers by learning from the world and each other. POSITION TITLE Senior Credit Analyst, Private Placements POSITION LOCATION Stamford, CT YOUR ROLE The Senior Credit Analyst will be a key member of the Private Placement team. This role requires utilization of fundamental credit research to evaluate investment opportunities and managing existing investment positions. This position will partner with other analysts covering similar sectors and develop holistic positions and strategies and will report to the Private Placements Team Leader. What you will be doing Conduct and support fundamental credit research on primarily investment grade and some high yield corporate bonds as member of the Private Placements team Prepare timely, comprehensive written analysis and cogently present facts, analysis, conclusions, and recommendations on individual credits as part of the transaction underwriting process. Analysis to include total exposure, maturity, and relative value considerations. Analyze transaction documents and work with internal and external counsel to evaluate covenants and structure For existing portfolio credits, document and report on current credit views and recommendations by following and analyzing news, company financial reports and releases, rating agency actions, analyst publications and other industry or company information. Make recommendations on and timely respond to amendment and waiver requests Share knowledge - both verbally and in writing -- regarding ongoing individual credit or sector developments with members of Private Placements and Genworth Investments Interact with rating agencies, sell-side analysts and other independent sources to obtain external views on individual credits or industries Accountable for adhering to control requirements and addressing audit inquiries in a timely manner Develop and maintain relationships with Genworth's private placement dealer coverage and issuer management Actively contribute to department or division-wide projects and process improvement efforts What you bring Bachelor's degree 7 - 10 years corporate credit research experience or related experience Experience and demonstrated ability in analyzing corporate financial statements Understanding of deal documentation and structure with the ability to incorporate covenants and structure as an integral component of the underwriting process Strong written and verbal communication skills and the ability to present effectively and influence both Investments leadership and broader groups Strong functional capability with Microsoft Excel, PowerPoint and Word applications as well as Bloomberg analytics Understanding of fixed income mathematics Solid decision-making skills regarding core credit responsibilities, requiring only limited guidance and oversight Ability to positively influence other members of Private Placement and Investments Leadership Nice to have MBA or equivalent degree Strong knowledge of REITs, real estate and diversified funds Ability to demonstrate a combination of leadership potential and very strong credit skills Demonstrated willingness and ability to flex beyond core role to lead projects or process improvements Employee Benefits & Well-Being Genworth employees make a difference in people's lives every day. We're committed to making a difference in our employees' lives. Competitive Compensation & Total Rewards Incentives Comprehensive Healthcare Coverage Multiple 401(k) Savings Plan Options Auto Enrollment in Employer-Directed Retirement Account Feature (100% employer-funded!) Generous Paid Time Off - Including 12 Paid Holidays, Volunteer Time Off and Paid Family Leave Disability, Life, and Long Term Care Insurance Tuition Reimbursement, Student Loan Repayment and Training & Certification Support Wellness support including gym membership reimbursement and Employee Assistance Program resources (work/life support, financial & legal management) Caregiver and Mental Health Support Services ADDITIONAL At this time, Genworth will not sponsor a new applicant for employment authorization for this position. For the State of New York: The base salary pay range for this role starts at a minimum rate of $112,900 up to the maximum of $214,600. In addition to your base salary, you will also be eligible to participate in an incentive plan. The incentive plan is based on performance and the target earning opportunity is 60% of your base compensation. The final determination on base pay for this position will be based on multiple factors at the time of this job posting including but not limited to geographic location, experience, and qualifications to ensure pay equity within the organization.

Adecco is assisting a local client recruiting for **Analyst, Credit_CUS** opportunities in **Melville, NY (Hybrid)** . This is an excellent opportunity to join a winning culture and get your foot in the door with a Company that is a leading provider of consumer, business-to-business, and industrial digital imaging solutions to the United States. If **Analyst, Credit_CUS** sounds like something you would be interested in, and you meet the qualifications listed below, apply now! Responsibilities for **Analyst, Credit_CUS** include but are not limited to: **Description:** **ROLE DESCRIPTION** Researches, plans and evaluates the effectiveness of processes, systems, procedures or methodologies through review and evaluation of detailed data. A developing professional, working towards full proficiency in the job role. Receives general instruction from manager on expected work outcomes and exercises good judgment in day-to-day matters. Typically reports to a Manager or Senior Manager, but may report to a senior professional individual contributor when business needs dictate. **MINIMUM REQUIREMENTS** Bachelor's degree in a relevant field or equivalent experience required, plus 3 to 5 years of related experience. **KEY RESPONSIBILITIES** Approves or disapproves the extension of credit within pre-established guidelines for all customers in the designated geographic region. Analyzes and reports on write-off activity. Collects past due payments and ensures fair, courteous and prompt handling of collection matters in order to provide for the turnover of accounts receivable. Confers with the credit, sales and other managers concerning the status of customer accounts and actions to be initiated on delinquent accounts. Monitors and communicates credit concerns to management. What's in this **Analyst, Credit_CUS** position for you? Pay: $28/hr. Shift: 9 AM - 5 PM M-F Weekly paycheck Dedicated Onboarding Specialist & Recruiter Access to Adecco's Aspire Academy with thousands of free upskilling courses This **Analyst, Credit_CUS** is being recruited for by one of our Centralized Delivery Team and not your local Branch. For instant consideration for this **Analyst, Credit_CUS** position and other opportunities with Adecco, apply today! **Pay Details:** $28.00 per hour Benefit offerings available for our associates include medical, dental, vision, life insurance, short-term disability, additional voluntary benefits, EAP program, commuter benefits and a 401K plan. Our benefit offerings provide employees the flexibility to choose the type of coverage that meets their individual needs. In addition, our associates may be eligible for paid leave including Paid Sick Leave or any other paid leave required by Federal, State, or local law, as well as Holiday pay where applicable. Equal Opportunity Employer/Veterans/Disabled Military connected talent encouraged to apply To read our Candidate Privacy Information Statement, which explains how we will use your information, please navigate to ********************************************** The Company will consider qualified applicants with arrest and conviction records in accordance with federal, state, and local laws and/or security clearance requirements, including, as applicable: + The California Fair Chance Act + Los Angeles City Fair Chance Ordinance + Los Angeles County Fair Chance Ordinance for Employers + San Francisco Fair Chance Ordinance **Massachusetts Candidates Only:** It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

This individual will be responsible for supporting the origination, structuring and execution of transactions, including private credit, project finance and asset-based lending. Assists in the preparation of prescreen and deal approval memos, transaction structuring, due diligence, financial modeling, documentation review, and transaction closing. Commitment to Internal Control: The incumbent accepts the responsibility for establishing and maintaining the internal control system associated with the essential duties and responsibilities of the functional areas that the incumbent manages. Essential Duties and Responsibilities: (List in order of time spent) Have a clear understanding of MHCA's credit policies and operational procedures. Evaluate new business transactions on a timely basis in collaboration with the origination teams. Specific underwriting focus based on prior experience, preferably in private credit, project finance and/or asset-based lending. The incumbent is expected to become familiar with all three segments over time. Assist in preparation and preparation of initial prescreen memo, including company overview, financial analysis, valuation work, and diligence items. Coordinate with sponsor contacts, borrower management team, agent banks, transaction advisors, external counsel, and other third-party resources as part of the diligence and documentation processes. Contribute to the preparation of a comprehensive underwriting memo, including leading the financial modeling and sensitivity analysis, as well as documentation of compliance with underwriting guidelines and preparation of the obligor rating. Participate in presentation of the approval memo to delegation holders, including credit committee. Monitor trends across targeted industry sectors to support deal origination. Proactively monitor obligor financial performance and identify any adverse trends to senior management. Work with portfolio manager to onboard new clients for funding procedures and reporting requirements. Assist portfolio managers in reviewing credit amendment requests for existing clients. Manage Salesforce records and information files for pipeline transactions. KPI's (Key Performance Indicators): Deals evaluated; Deals completed (Fundings, Assets, and Fee Income); Credit analysis quality; Portfolio performance. Management/Supervisory Responsibilities: Not applicable Responsibility and Decision-Making Authority: Credit assessment, structure, and transaction communication needs to be within company prepared guidelines. Act independently; Decision-making within Company policy. Qualifications: Knowledge, Skills, and Abilities: Extensive knowledge of credit evaluation, financial, collateral, and cash flow analysis. Advanced skills in cash flow modeling for either corporate or project finance transactions. Knowledge of structuring, underwriting, and documentation practices related to asset-based lending, private credit or project finance. Advanced technical skills (Excel, PowerPoint, Word, etc.) Excellent verbal and written communication skills. Understanding of multiple industry dynamics and how economic conditions impact credit quality and structure. Time Management: ability to organize and manage multiple priorities and complete on a timely and accurate basis. Competencies: Thinking Skills Analytical ability Ability to synthesize Problem-solving Communications Ability to transmit information Ability to listen Interpersonal Relationships Ability to work in a Team Technical and Professional Detail-oriented Ability to work independently Personal Qualities Action-oriented Resilient Adaptability Self-starter Entrepreneurship Business Acumen Client-oriented Education and Experience: Bachelor's degree from a four-year college or university CFA candidate Level II/III or charter holder preferred Formal credit training, including financial modeling training (corporate finance or project finance) 3+ years of experience in commercial lending. Licensing and Certification: Not applicable Tools and Equipment Used: Personal computer, copier, phone, and other typical office equipment Working Hours: Hours may vary and will require some evening work; frequently requires working 40-45 hours/week depending on business needs Travel: Occasional travel related to transactions and attendance at industry seminars. Physical Demands: Digital dexterity and hand/eye coordination in operation of office equipment Light lifting and carrying of supplies, files, etc. Ability to speak to and hear customers and/or other employees via phone or in person Body motor skills sufficient to enable incumbent to move from one office location to another The job description does not constitute an employment contract, implied or otherwise, other than an “at will” relationship and is subject to change by the employer as the needs of the employer and requirements of the job change. The position is exempt and the salary will be between $90,000.00 and $160,000.00 with an opportunity to earn a discretionary annual bonus. The salary range is determined and based on internal equity, market data/ranges, applicant's skills, prior relevant experience and education. Additional benefits: - Medical, Dental, and vision plans - 401(k) and matching - Paid Time Off - Company Paid Life Insurance - Employee Assistance Program - Training and Development Opportunities - Employee Discounts

Provident Bank is seeking experienced Credit Analyst to join our growing team! Come learn why we are the Premier Super Community Bank! How would you like to join one of the most highly regarded financial institutions in New Jersey with deep roots in the community? Provident is a successful and highly regarded multi-billion-dollar bank that continues to grow with branches in New Jersey, Eastern Pennsylvania and New York. Our longevity is a testament to our commitment to placing our employees, customers, and the communities we serve at the center of all we do. At Provident Bank, we are committed to enhancing our customer and employees' experience. POSITION SUMMARY: As a Credit Analyst you will be responsible for detailed research and credit analysis of complex credit requests in Commercial Credit Underwriting C&I Regional Department. The incumbent is expected to have comprehensive knowledge of credit & risk analysis, credit rules, structuring of credits, regulations and documentation with the ability to exercise independent judgment within established Underwriting Guidelines and Credit Policy. At this level, the incumbent is expected to increasingly work with and assist the Commercial Loan Officers on customer calls and structuring deals. The incumbent will show leadership in training less experienced staff members and handle more complex and/or challenging assignments (e.g., larger deals or complicated requests with the highest level of relationship exposure under Executive Leadership and Credit Committee Approval Authority - Level 8 & 9). The incumbent will have a key role of consequence to the team outside of their credit related work. For instance, 3rd party vendor management responsibilities, reporting, and special projects. KEY RESPONSIBILITIES: * Prepare loan approvals, annual reviews and conduct and credit analysis for new requests, in addition to modifications and short-term extension of existing loans. * Prepare loan approvals, annual reviews and conduct and credit analysis for new requests, in addition to modifications and short-term extension of existing loans. * Accompany Commercial Loan Officers on customer and prospect calls. Participate in discussions with management regarding creditworthiness of proposed loan requests. * Conduct third party research, inclusive of industry reports, personal credit reports, real estate analysis with market assessments, etc. * Prepares reports and handles special assignments * Assists in 3rd party vendor management responsibilities * Subject to business needs may have supervisory and mentorship responsibilities for junior Credit Analysts. MINIMUM QUALIFICATIONS: * Bachelor's degree in finance, Accounting or Economics. MBA preferred. * Formal credit training or higher banking education (i.e. Graduate School of Banking, Stonier, etc). * Seeking candidates with 3-10 years of experience in Commercial Banking. * Thorough knowledge of underwriting, credit analysis, commercial loan structure, and regulatory guidance. * Strong analytical skills with ability to identify strengths and mitigate risks. * Strong knowledge of commercial real estate lending, inclusive of investment, owner-occupied and some construction. * Proficient in Commercial & Industrial lending including debt service coverage, cash flow, A/R and A/P, WIP, Borrowing Base Certificates, and construction budgets. * Strong computer skills, inclusive of experience with loan origination software and MS Office applications (specifically MS Word and Excel). * Strong verbal and written communication. * Ability to prioritize multiple projects and complete them on time. * Ability to conduct meetings, meet with customers, effectively present information and respond to questions from peers, auditors and various levels of management. * Strong comprehension of accounting practices, inclusive of balance sheets, income statements, equity reconciliation, and cash flows. * Under some supervision, ability to correspond, manage, and in certain cases negotiate with 3rd party vendors. PREFERRED QUALIFICATIONS: MBA Certification in Credit Risk or Credit Management preferred. WORKING CONDITIONS Work is mainly performed in a normal office environment. Noise levels usually are moderate. May also involve travel to customers and property locations. * Prolonged sitting * Lifting from 5 to 10 lbs. (printer paper, storage boxes) * Occasional bending or overhead lifting (storing files or boxes) * The hazards are mainly those present in a normal office setting. This may not be all-inclusive. Employees are expected to perform other duties as assigned and directed by management. Job descriptions and duties may be modified when deemed appropriate by management. Provident Bank recognizes and supports the importance of creating a socially and culturally diverse employee base. We understand, value, and appreciate the unique perspectives that a diverse workforce can contribute to our organization. We put the employee and the customer at the center of strategy because culture is a critical differentiator for why people choose to work here. We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to age 40 and over, color, disability, gender identity, genetic information, military or veteran status, national origin, race, religion, sex, sexual orientation or any other applicable status protected by state or local law. Pay Details: $51,200 - $105,100 annually Please note, the base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, education, geographic location, internal equity, and other applicable business and organizational needs. This role is incentive eligible based upon company, business, and/or individual goal achievement and performance. Team members accrue paid time-off (PTO), receive Holiday (PTO) and are eligible to participate in the bank's Health and Wellness benefits including Medical, Dental and Vision Plans, Flexible and Health Savings Accounts, and a 401(k) Retirement Plan. In addition, the company provides Disability Insurance, an Employee Assistance Program, and Basic Life Insurance. Company sponsored Tuition Disbursement and Loan Repayment programs are also available. Voluntary benefits include Supplemental Life Insurance, Accident, Critical Illness, Hospital Indemnity and Legal plans.

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business responsibly by anticipating new and emerging risks, and using your expert judgment to solve real-world challenges that impact our company, customers, and communities. As a Credit Officer in the Credit Risk team, you help us manage commercial real estate loans and support our Special Credits Group. You work with us to analyze new transactions, assess risk, and provide insights that guide our business decisions. You collaborate with colleagues across the firm, gaining exposure to a variety of property types and lending strategies. You have the opportunity to grow your expertise and contribute to our commitment to responsible lending. Additionally, you will work in a dynamic, high-volume, and fast-paced environment, and be part of a highly collaborative team that values learning, professional growth, inclusivity, and mentorship. Job Responsibilities Develop a basic understanding of all Commercial Real Estate Loan Documents (Promissory Notes, Deeds of Trusts, Mortgages, etc.) as well as the types of properties that secure Commercial Term Lending Loans including Multifamily Loans (Apartments, Mobile Home Parks) and Commercial Mortgage Loans (Office, Retail, and Industrial) Develop the ability to review, interpret, and incorporate Appraisals, Inspections, Marketing Studies, Broker Opinions of Value, and other supportive documents to create cash flows, estimate value, assess risk and forecast potential bank exposure to loss. Work closely with the Special Credits officers to forecast, develop, and evaluate comparative collection strategies including Loan Reinstatements, Modifications, Payoffs, Discounted Payoffs, Note Sales, and Foreclosures. Implement all facets of credit analysis on commercial real estate/multifamily loans. Identify issues/concerns, evaluate results, and formulate effective recommendations in a timely manner. Build and maintain strong relationships with internal business stakeholders including sales, processing, closing, and legal. Gain a thorough understanding of relevant policies, standards, procedures, and regulatory requirements. Apply data analysis techniques to interpret results and provide insights and recommendations to management. Keep up with industry trends and best practices in credit risk management to enhance decision-making and maintain a competitive edge. Required qualifications, capabilities, and skills Minimum 2 years of experience in commercial real estate lending or 3 years in other banking/finance experience. Good understanding of multifamily real estate property valuations and cash flow analysis. Strong financial analysis skills, including evaluating property cash flows, property valuation, and personal financial statements. Demonstrated success in thriving within a fast-paced, collaborative environment while maintaining a high level of attention to detail. Excellent verbal/written communication and problem-solving skills. Ability to prioritize, plan, and manage processes to complete credit analysis and other assignments as needed. Familiarity with regional markets and municipal regulations. Proficiency in Microsoft Word, Excel, and PowerPoint, with the ability to quickly adapt to proprietary systems. Required qualifications, capabilities, and skills Bachelor's degree in accounting, finance, economics, or real estate is preferred. Familiarity with regional markets and municipal regulations.

SENIOR UNDERWRITER/SENIOR CREDIT ANALYST ABOUT THE COMPANY: Libertas Funding, LLC, located in Greenwich, CT, is a dynamic fintech specialty finance firm committed to providing small and medium-sized businesses access to essential capital to fund their future. Building on more than 100 years of combined financial industry experience, we keep our clients at the forefront of funding with innovative solutions tailored to their unique circumstances. Invested in relationships, we strive to be a trusted partner that businesses can count on to help them achieve more today and tomorrow. If you aspire to achieve more in your work, then Libertas is the place for you. ABOUT THE ROLE: As part of the Credit Team, you will analyze application data including financial statements, bank statements, credit card statements, business/personal credit & due diligence platforms. You will evaluate Business applicants credit worthiness in accordance with company underwriting guidelines, across Libertas portfolio of products, and speak with customers to understand their funding needs. Using background due diligence to evaluate credit risk you will create structured products to tailor needs of the client. Perform accurate analysis of any applicant file with any degree of difficulty and effectively transmit underwriting decision to relationship managers both orally and in writing. You will provide technical and analytical guidance in gathering and analyzing financial information and interface with Senior Management to discuss underwriting and risk decisions and strategies. The successful candidate will have the following: 3+ years of experience in MCA underwriting OR 2+ years in Commercial Banking Underwriting Proficient knowledge in underwriting functions, an in-depth understanding of credit reports, income statements, balance sheets and tax returns Advanced problem-solving skills and excellent communications and interpersonal skills. Bachelor's degree. Studies focused in Accounting, Finance, Economics, or a related discipline a plus. Strong analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry, and competitive analysis and projections. Proficiency with Excel and data interpretation are a must; familiarity with Adobe and CRM platforms would be a plus. Proficiency in Microsoft Office Suite, especially Excel required. Our ideal candidate will be someone who: Has commitment to integrity, excellence, accountability, customer service, and teamwork. Has a strong work ethic, and an eagerness to learn. Who has good interpersonal skills, attention to detail and a genuine commitment to the success of the team. Feels empowered to help solve escalated issues and work towards making a wrong a right. Has the ability to work in a high frequency environment. Is technically minded. Is flexible and adaptable to change. Has strong communication skills. Has positive outlook always. Can multitask at a very high level and maintain multiple deadlines. Libertas Funding, LLC participates in E-Verify. Libertas Funding, LLC will not sponsor applicants for work visas for this position. Applicants must be currently authorized to work in the United States on a full-time basis. Libertas Funding, LLC provides equal employment opportunities to all applicants for employment and prohibits discrimination and harassment of any type with regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by the federal, state, or local laws.

Expand your career possibilities. Thank you for dedicating your time and talent to Lowe's. We want to give you more opportunities to learn and grow, so if you find a position you're interested in below, we encourage you to apply! Find Your Home to More Possibilities. Your Impact: The Regional Credit Manager position is responsible for execution of Lowe's DIY and Pro Credit products across the assigned Region. The primary purpose of this role is to train and guide store associates to grow retail sales through Lowe's Credit products while achieving performance targets for credit applications, credit sales, and credit penetration. This position will directly support store locations in Lowe's Region 30. Seeking candidates residing in the greater New York Metro area. What You Will Do: * Coach, motivate, and train key store personnel in partnership with local store leadership (store managers, department supervisors) on effective techniques to drive credit card sales through every store transaction. * Partner with the Divisional Credit Manager and peer Regional Credit Managers, to identify best-in-class industry approaches to grow retail sales through Lowe's credit products. * Monitor, track and trends credit sales results in each assigned district using data provided by the Credit Field Team Sr. Analyst and advises store leadership on progress against store credit sales plans. * Develop and maintain relationships with regional and store leadership and business partners within the assigned territory, to resolve issues as necessary. * Drive compliance with applicable laws, rules and regulations, adhering to policies, while applying sound ethical judgment regarding personal behavior, conduct and business practices. * Escalate, manage and report control issues with urgency and transparency. Required Qualifications: * Bachelor's Degree Business, Communications or related field * 3-5 years retail operations/sales/credit services experience Preferred Qualifications: * 5 years combined experience in retail sales or credit/financial services in lieu of degree and other experience requirements About Lowe's Lowe's Companies, Inc. (NYSE: LOW) is a FORTUNE 100 home improvement company serving approximately 16 million customer transactions a week in the United States. With total fiscal year 2024 sales of more than $83 billion, Lowe's operates over 1,700 home improvement stores and employs approximately 300,000 associates. Based in Mooresville, N.C., Lowe's supports the communities it serves through programs focused on creating safe, affordable housing, improving community spaces, helping to develop the next generation of skilled trade experts and providing disaster relief to communities in need. For more information, visit Lowes.com. Pay Range: $117,800.00 - $196,700.00 annually Starting rate of pay may vary based on factors including, but not limited to, position offered, location, education, training, and/or experience. For information regarding our benefit programs and eligibility, please visit our benefits page. Lowe's is an equal opportunity employer and administers all personnel practices without regard to race, color, religious creed, sex, gender, age, ancestry, national origin, mental or physical disability or medical condition, sexual orientation, gender identity or expression, marital status, military or veteran status, genetic information, or any other category protected under federal, state, or local law.

At Citizens, we're more than a bank! Here, you'll experience new things, create new opportunities, think beyond your role and make an impact! The Risk Analytics Sr Analyst will provide support to the Business Banking Credit Analytics team. The candidate will help ensure a comprehensive and compliant Credit Risk framework is effectively implemented, maintained, and communicated to stakeholders through utilization of efficient and varied delivery approaches. The candidate will work with a wide range of internal stakeholders, including business line leadership, first- and second-line credit risk management, credit assurance functions, as well as internal support teams to manage key credit risk policy and control related-matters. Further, the candidate will support the BAU activities of the Business Banking Credit Analytics team and supporting continuous improvement therein. The candidate will: + Understand and own the business banking credit risk implementation framework. Coordinate with multiple partners (business line, technology, credit risk) to identify systems and process that may be impacted by credit policy changes. Translate and communicate policy changes into procedures, flow diagrams, and financial calculations. + Coordinate and perform post implementation testing of policy changes. Identify issues and propose solutions. + Coordinate the Annual Review of Credit Policy Attributes + Coordinate Credit Bureau Vendor Management, to include performance monitoring/scorecards, operational meetings, identify and communicate operational issues, maintain project/initiative list, lead process improvement initiatives, monitor usage and invoices. + Partner with business line and regulatory to understand their analytics needs; consult with IT and data teams to determine data source, and work with colleagues to ensure consistency of our approach with established standards. + Actively engage in or support focused projects and initiatives, within and across Business Banking and engaging with external partners/stakeholders, including preparation of credit policy proposal. + Provide support for internal audits and assessments, and external and regulatory exams, including the collection of responsive materials and tracking of requests, engagement with Central Risk and testing functions. + Prepare and present management report covering findings and identify trends/items of note, as needed. + Support strategic solutions, when required, and provide timely remediation of data issues through effective root cause analysis. + Other ad hoc projects. Qualifications: + 2+ years of financial services experience, with exposure to risk management processes and procedures. + 2+ years Quantitative Skills - ability to develop and implement effective portfolio management routines that monitor KPIs, benchmark performance vs. peers, and identify emerging trends. + Experience with data querying or programing languages is preferred - SQL, VBA, SAS, R, or Python + Strong attention to detail, experience creating/reviewing documentation, procedures, and financial calculations. + Previous experience in a similar role within a financial services organization is preferred + Ability to drive actionable outcomes from analytical insight and effectively communicate findings and recommendations to business leadership. + Exceptional problem-solving acumen with ability to think strategically. + Time Management - ability to prioritize competing assignments and thrive in a fast-paced results orientated environment. + Strong written and verbal communication skills + Advanced use of MS Office Suite (Word, Excel, Access, PowerPoint) Education/Certification: + Bachelor's degree in a quantitative discipline (e.g. Mathematics, Statistics, Engineering, Physics, Computer Science, Economics, Finance) + Master's degree in a quantitative discipline (e.g. Mathematics, Statistics, Engineering, Computer Science, Economics, Econometrics) preferred Hours and Work Schedule: + Hours per Week: 40 Monday-Friday + Hybrid Schedule: 4 days onsite from a Citizens corporate office, 1 day remote Pay Transparency The salary range for this position is $75,000-$100,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, and relevant skills and experience. We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit ************************************** . Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance. Equal Employment Opportunity Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability. Why Work for Us At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth Background Check Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.

SimpleCITI Companies, Hiring for Commercial Credit Analyst SimpleCITI Companies is a vertically integrated real estate and specialty finance platform built to execute across the full investment lifecycle. Our operating companies specialize in real estate acquisitions, capital markets, brokerage, property management, development, and specialty lending. With expertise in industrial, commercial, mixed-use, and residential real estate, SimpleCITI operates at the intersection of capital deployment, operational execution, and long-term value creation. Our real estate verticals include: SimpleCITI (Private Equity Real Estate) SimpleADVISORY (Investment Advisory) SimpleMANAGE (Property Management) SimpleBRICKS (Development) SimpleBROKER (Brokerage & Leasing) Job Description: SimpleCREDIT is seeking a detail-oriented and execution-driven Residential Credit Analyst to join our growing credit team. In this high-impact role, you will evaluate, structure, and manage short-term bridge and construction loans across residential transitional assets including ground-up development, rehab, and multifamily projects. You'll work directly with the founder and capital partners, applying institutional-level discipline to credit analysis while operating with the speed and flexibility of a boutique lender. This is an opportunity to shape the credit infrastructure of a next-generation private lending platform. Loan Evaluation & Underwriting Analyze borrower profiles, market conditions, project budgets, and exit strategies Underwrite loans for rehab, rental, and ground-up residential projects Conduct detailed financial modeling, including pro formas, comp analysis, and budget reviews Evaluate creditworthiness and collateral strength using LTAIV, LTC, LTARV, and other key metrics Draft concise investment memoranda for internal and capital partner review Due Diligence & Structuring Order and review appraisals, title reports, insurance, contractor profiles, and other third-party reports Recommend loan terms and structures aligned with SimpleCREDIT's risk parameters and credit box Collaborate with legal counsel to ensure compliance with underwriting standards and documentation Assist in setting covenants and draw schedules for construction and rehab loans Closing & Process Execution Coordinate closing activities with borrowers, legal teams, title companies, and internal stakeholders Ensure timely, accurate documentation and information flow from term sheet to funding Maintain loan files, data integrity, and communication logs throughout the loan lifecycle Platform Development & Internal Ops Help build and refine underwriting SOPs, loan grading systems, and credit workflows Identify operational inefficiencies and suggest process improvements Contribute to the development of reporting templates and risk management tools Requirements 2-6 years of experience in private lending, real estate credit, or fix-and-flip underwriting Proficient in Excel with ability to build models from scratch Deep understanding of credit metrics: LTV, LTC, ARV, DSCR, etc. Experience reviewing appraisals, title reports, scopes of work, and borrower financials Strong written communication skills and ability to clearly articulate credit decisions Highly organized, proactive, and execution-oriented Bonus: Experience with LendingPad, Liquid Logics, or other LOS/LMS systems Bonus: Familiarity with NY/NJ/CT/PA markets or licensure as MLO or real estate agent

Join Our Team For over 70 years, Teachers Federal Credit Union has been committed to guiding members toward building a strong financial foundation today for a better tomorrow. Recognized by Forbes Magazine as one of America's Best-In-State Credit Unions in 2025, Teachers has grown into one of the nation's leading credit unions. As we expand our reach across the country, we remain focused on being both a Best Place to Bank and a Best Place to Work. From part-time roles to executive leadership positions, Teachers offers a wide range of meaningful career opportunities. This position is is not fully remote, must be able to work onsite in our Hauppauge headquarters To qualify, applicants must be legally authorized to work in the United States. At this time we are not able to consider applicants that require sponsorship, now or in the future, for employment visa status. Summary: This role will oversee the development, implementation, and maintenance of credit risk models for the credit union. This role will involve leading a team of quantitative analysts, ensuring compliance with regulatory requirements and supporting strategic decision-making processes. This team is responsible for specialized credit risk analysis, the related monthly CECL production process for calculating and reporting the allowance for credit losses as well as developing credit stress testing models. The role involves understanding loss forecasting models and communicating to stakeholders the drivers of credit risk and credit losses. The Manager provides advanced analytical expertise to manage the development, validation, monitoring, reporting and documentation of the process. The role will be part of the Treasury team and will collaborate with other functions as needed. Education and/or Experience: * Bachelor's degree in finance, economics, or related field required * Minimum 5 years' experience in financial analysis * Experience in financial services industry along with working with financial systems preferred * Data management experience, including ability to perform statistical analysis and mine large data sets preferred * Knowledge of lending products preferred Competencies/Skills * Statistical analysis and quantitative techniques * Able to document procedures and process flows * Good analytical and problem-solving skills. * Effective communication and writing skills. * Highly attentive to details, while being able to work under pressure and deliver timely and accurate results. * Cash Management | Financial Planning & Analysis (FP&A) | Treasury Management | Trend Analysis | Credit and Collections Software | Financial Analysis Software | CECL| ALM Job Responsibilities: * Lead the production process of the monthly Current Expected Credit Loss (CECL) estimation using 3rd party vendor application including data validation. * Monitor and report on credit risk exposures and trends. Provide recommendations to mitigate potential credit risks. * Work with senior staff to prepare monthly CECL results and detailed monthly report alongside additional executive reports for presentation in ALCO. * Responsible for business analysis for model improvements and updates in the application and work with senior staff for review and rollout. * Perform model back testing, sensitivity analysis and scenario analysis along with providing support to address model validation findings. * Provide analytical support for model validation, business reviews, audit reviews and ad-hoc requests. * Able to analyze large data sets leveraging credit risk analytics platform to review loan pools. * Drive automation and continuous improvement of existing processes. * Maintain relevant policies, procedures & guidelines. * Support development of a robust and consistent control framework that is established to meet the expectations of auditors/regulators. * Support the Treasury team in other functions as required. Benefits of Joining the Teachers Team: * We provide a competitive compensation and benefits package that includes, but is not limited to: * This position is eligible for our annual discretionary bonus program. Some positions within the credit union also qualify for quarterly performance incentives * Paid time off for vacation, personal days, and holidays * 401(k) company contribution * Teachers pays 100% of Dental & Vision premium * Tuition reimbursement is offered to full-time employees * Exclusive employee discount of 0.96% APR on credit card loans and a 1.00% APR on all other loans through Teachers The good faith range for this position is $104,000 - $135,000 annually. This range is an estimate, based on potential employee qualifications and operational needs. The salary may vary above and below the stated amounts, as permitted by applicable law. All candidates will be subject to a background check, credit check, and drug test to determine employment eligibility. To learn more about Teachers and to view a full list of our job opportunities please visit ***************************************** Click here to view: California Privacy Notice #LI-KM

At Citizens, we're more than a bank! Here, you'll experience new things, create new opportunities, think beyond your role and make an impact! The Risk Analytics Sr Analyst will provide support to the Business Banking Credit Analytics team. The candidate will help ensure a comprehensive and compliant Credit Risk framework is effectively implemented, maintained, and communicated to stakeholders through utilization of efficient and varied delivery approaches. The candidate will work with a wide range of internal stakeholders, including business line leadership, first- and second-line credit risk management, credit assurance functions, as well as internal support teams to manage key credit risk policy and control related-matters. Further, the candidate will support the BAU activities of the Business Banking Credit Analytics team and supporting continuous improvement therein. The candidate will: * Understand and own the business banking credit risk implementation framework. Coordinate with multiple partners (business line, technology, credit risk) to identify systems and process that may be impacted by credit policy changes. Translate and communicate policy changes into procedures, flow diagrams, and financial calculations. * Coordinate and perform post implementation testing of policy changes. Identify issues and propose solutions. * Coordinate the Annual Review of Credit Policy Attributes * Coordinate Credit Bureau Vendor Management, to include performance monitoring/scorecards, operational meetings, identify and communicate operational issues, maintain project/initiative list, lead process improvement initiatives, monitor usage and invoices. * Partner with business line and regulatory to understand their analytics needs; consult with IT and data teams to determine data source, and work with colleagues to ensure consistency of our approach with established standards. * Actively engage in or support focused projects and initiatives, within and across Business Banking and engaging with external partners/stakeholders, including preparation of credit policy proposal. * Provide support for internal audits and assessments, and external and regulatory exams, including the collection of responsive materials and tracking of requests, engagement with Central Risk and testing functions. * Prepare and present management report covering findings and identify trends/items of note, as needed. * Support strategic solutions, when required, and provide timely remediation of data issues through effective root cause analysis. * Other ad hoc projects. Qualifications: * 2+ years of financial services experience, with exposure to risk management processes and procedures. * 2+ years Quantitative Skills - ability to develop and implement effective portfolio management routines that monitor KPIs, benchmark performance vs. peers, and identify emerging trends. * Experience with data querying or programing languages is preferred - SQL, VBA, SAS, R, or Python * Strong attention to detail, experience creating/reviewing documentation, procedures, and financial calculations. * Previous experience in a similar role within a financial services organization is preferred * Ability to drive actionable outcomes from analytical insight and effectively communicate findings and recommendations to business leadership. * Exceptional problem-solving acumen with ability to think strategically. * Time Management - ability to prioritize competing assignments and thrive in a fast-paced results orientated environment. * Strong written and verbal communication skills * Advanced use of MS Office Suite (Word, Excel, Access, PowerPoint) Education/Certification: * Bachelor's degree in a quantitative discipline (e.g. Mathematics, Statistics, Engineering, Physics, Computer Science, Economics, Finance) * Master's degree in a quantitative discipline (e.g. Mathematics, Statistics, Engineering, Computer Science, Economics, Econometrics) preferred Hours and Work Schedule: * Hours per Week: 40 Monday-Friday * Hybrid Schedule: 4 days onsite from a Citizens corporate office, 1 day remote Pay Transparency The salary range for this position is $75,000-$100,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, and relevant skills and experience. We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit ************************************** . Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance. Equal Employment Opportunity Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability. Background Check Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information. Benefits We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. View Benefits Awards We've Received Age-Friendly Institute's Certified Age-Friendly Employer Dave Thomas Foundation's Best Adoption-Friendly Workplace Disability:IN Best Places to Work for Disability Inclusion Human Rights Campaign Corporate Equality Index 100 Award Fair360 Top Regional Company FORTUNE's World's Most Admired Companies Military Friendly Employer

Morgan Stanley is a global financial services firm that maintains significant market positions in each of its business segments- Institutional Securities, Wealth Management, and Investment Management. Morgan Stanley, through its subsidiaries and affiliates, provides a wide variety of products and services to a large and diversified group of clients and customers, including corporations, governments, financial institutions, and individuals. Institutional Securities provides a variety of products and services to corporations, governments, financial institutions, and ultra-high net worth clients. Wealth Management provides a comprehensive array of financial services and solutions to individual investors and small to medium-sized businesses and institutions covering: financial advisor-led brokerage and investment advisory services; self-directed brokerage services; financial and wealth planning services; workplace services including stock plan administration; annuity and insurance products; securities-based lending, residential real estate loans and other lending products; banking; and retirement plan services. Our U.S. bank subsidiaries, Morgan Stanley Bank N.A. ("MSBNA"), Morgan Stanley Private Bank, National Association ("MSPBNA"), collectively, ("the U.S. Banks") accept deposits, provide loans to a variety of customers, including large corporate and institutional clients as well as high to ultra-high net worth individuals, and invest in securities. Lending activity recorded in the U.S. Bank Subsidiaries from the Institutional Securities business segment primarily includes Secured lending facilities and Commercial real estate loans. Lending activity recorded in the U.S. Bank Subsidiaries from the Wealth Management business segment primarily includes Securities-based lending, which allows clients to borrow money against the value of qualifying securities, and Residential real estate loans. The U.S. Bank Subsidiaries seek an Assistant Vice President (AVP) to join the First Line Business Risk team to provide risk oversight for the U.S. Banks Payments Risk. He or she will be responsible for aiding in the build out of a Dedicated Business Risk Coverage team which is responsible for establishing risk management coverage model of working with the various key stakeholders within embedded risk teams ensuring continuous and consistent monitoring and escalation of the various risk frameworks (e.g. Issues/Action Plans, Operational Risk Incidents, Metrics, Reporting, Risk Assessments).. The individual will work with management, the US Bank Businesses and Risk partners to aid in the execution of key initiatives and projects while ensure compliance with U.S. Banks risk management policies and procedures. The AVP U.S. Banks Business Control Unit Officer will be responsible for the following: Job Responsibilities: * Ensure the Business Risk Payments Program identifies, measures, monitors, controls, and reports current and emerging risks, maintaining a robust control environment in line with regulatory requirements. * Implement effective risk management practices that support the Banks' Operational Risk frameworks for Payments, including conducting Risk and Control Assessments (RCSA) and managing operational risk incidents and issues. * Collaborate with stakeholders and all three lines of defense to confirm comprehensive and consistent practices for successful oversight and proactive management of Payment Risk. * Support both internal and external examinations related to payments activities by reviewing documentation and participating in meetings, walkthroughs, and issue identification. * Assist in building and managing the US Banks Payments Risk Framework, and represent the Bank for firmwide alignment of Payment Frameworks. * Attend and actively participate in relevant management meetings and committees to provide risk insights and support decision-making for Payment oversight. * Support the Bank's execution of key payment-related projects and initiatives, focusing on process, risk, and control identification, remediation, and operational readiness. * Identify, log, and track operational risk incidents and issues from daily operations, risk assessments, audits, and independent testing, ensuring timely remediation. * Develop and monitor action plans to address and mitigate operational risks, ensuring completion of remediation activities and documentation before closure. * Conduct and support risk and control assessments, including RCSA, Laws, Rules & Regulations (LRR), and End User Computing (EUC) tools, aligning with the Bank's Operational Risk Framework. Qualifications: * 5+ years of professional risk management experience in financial services industry; preferably in a highly regulated environment. Experience in operations, finance, compliance, or audit is a plus. * Experience with Payments activity/ risk management a plus * Bachelor's Degree in Business Management, Finance, Accounting, Economics (Preferred). * Project Management expertise is a plus. * Experience interacting with regulators a plus. Required Skills: * Ability to work in a fast-paced, high-demand environment, both independently and as part of a team, under tight deadlines and with the ability to manage multiple priorities concurrently, efficiently, and effectively. * Attention to detail, strong analytical, quantitative, and problem-solving skills. * Strong interpersonal, verbal, and written communication skills; capable of clear and concise writing, making presentations to an internal audience, and interacting positively with upper management, colleagues, and clients. * Risk management experience including governance, reporting, policy procedure review, audit/regulatory support. * Strong project management and reporting skills. * Excellent verbal and written communication skills, presentation skills and the ability to influence and interact with senior members of the Bank. * Strong sense of ownership and accountability; is willing to be fungible and has an entrepreneurial spirit. * Proficient use of Microsoft Office Suite of products including Excel, Word, and PowerPoint. WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. Expected base pay rates for the role will be between $85,000 and $140,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Milford, Connecticut **To proceed with your application, you must be at least 18 years of age.** Acknowledge Refer a friend **To proceed with your application, you must be at least 18 years of age.** Acknowledge (****************************************************************************************************************** **:** At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This job is responsible for serving as the first point of contact for financial center clients, helping to uncover personal banking needs of both individual and small business clients, offering appropriate solutions, and connecting clients to specialists. Key responsibilities include deepening client relationships through platform services, supporting clients with self-service or transactional activities, and providing exceptional client care. Job expectations include proactively connecting with clients through outbound calls and conducting consistent follow-up routines. Responsibilities: Partners with teams to provide financial center clients with both consumer and small business solutions, services, and strategies when uncovering personal banking needs and helping clients navigate their unique life priorities Assists, educates, and trains clients on conducting simple transactions through self-service technologies Leverages available resources, technologies, and processes to optimize the client experience and deliver operational excellence and accuracy Adheres to established processes, laws, and guidelines in performing day-to-day activities, such as opening accounts, account maintenance, and Digital Assisted Shopping Manages client interactions by taking the best course of action for the bank and its clients and abiding by all regulatory requirements Skills: Active Listening Business Acumen Customer and Client Focus Oral Communications Problem Solving Account Management Client Experience Branding Client Management Client Solutions Advisory Relationship Building Business Development Pipeline Management Prospecting Referral Identification Referral Management Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent **Shift:** 1st shift (United States of America) **Hours Per Week:** 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. View your **"Know your Rights (************************************************************************************** "** poster. **View the LA County Fair Chance Ordinance (************************************************************************************************** .** Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work. This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.

If you're looking for a meaningful career, you'll find it here at Webster. Founded in 1935, our focus has always been to put people first--doing whatever we can to help individuals, families, businesses and our colleagues achieve their financial goals. As a leading commercial bank, we remain passionate about serving our clients and supporting our communities. Integrity, Collaboration, Accountability, Agility, Respect, Excellence are Webster's values, these set us apart as a bank and as an employer. Come join our team where you can expand your career potential, benefit from our robust development opportunities, and enjoy meaningful work! Roles and responsibilities include having a strong knowledge and understanding of complex loan documents, ongoing servicing requirements, and the servicing systems. Consumer Loan Service Associate can handle a diverse workload while meeting all regulatory and bank requirements. Develops, communicates, implements processes and procedures with other business partners. Supports subsidiary teams and departments through training and serving as a source of knowledge. Maintain systems and processes as needed to ensure loans are serviced in compliance with federal, state, agency. Use professional judgement as necessary. Exceptional knowledge of consumer lending processes and documentation. Experience in interpreting guidelines and regulations impacting servicing of mortgage loans. Strong communication, organizational, analytical, and interpersonal skills. Must be able to analyze and compile data and report findings to management. Demonstrate a comprehensive knowledge of existing systems, processes, and objectives, and proactively identify opportunities for improvement and efficiencies Review customer complaints and monitor for any potential trends that may a need for enhanced controls. Loan payment processing transaction review/correction disbursement and other transactions Responsible for booking of consumer loan on Core system Skills: Working Knowledge of Signature is preferred Strong analytical skills, detail oriented Time management and strong interpersonal skills Effective problem-solving skills as well as oral and written communication skills Self-Starter with ability to work well independently as well as with a Team Proficient in Excel and working knowledge of Microsoft Office product suite. Must be able to multi-task with frequent interruptions and be comfortable in a fast-paced, changing environment with the ability manage multiple projects to conclusion on time Education : Minimum of 4-7 years experience in Loan Operations/Servicing environment College degree preferred but equivalent work experience acceptable The estimated salary range for this position is $63,000 USD to $65,000 USD. Actual salary may vary up or down depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position is eligible for incentive compensation. #LI-SO1 All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status.

ACCOUNTS RECEIVABLE ANALYST Department: Finance / Accounts Receivable Reports to: AR Manager Our client is a global powerhouse in the sourcing and distribution of chemicals and ingredients, serving manufacturers across industries. With operations across continents and a reputation for reliability, they're committed to sustainable growth and operational excellence. Job Summary As an Accounts Receivable Analyst, you're not just tracking down payments-you're proactively managing client relationships, improving financial accuracy, and ensuring the AR function runs like a well-oiled machine. You'll work with cross-functional teams, uncover insights in aging reports, and help build a stronger credit and collections operation. Responsibilities · Leading the charge on collections: contacting clients by phone and email, logging commitments, and keeping aging under control. · Digging into past-due receivables (31+ days) to analyze trends and identify actionable steps. · Collaborating with sales and customer service to quickly resolve billing disputes or account discrepancies. · Navigating customer portals and ensuring accurate, timely payments. · Reconciling accounts and performing root cause analysis on payment delays. · Supporting monthly close processes, including intercompany netting, credit memos, and ledger reconciliations. · Reviewing sales orders and evaluating customer credit and payment history to guide release decisions. · Acting as a key internal partner who brings clarity, urgency, and precision to the AR process. What's In It For You Ø Be the Financial Pulse of a fast-moving global company - your insights drive decision-making. Ø Own Your Role - no micromanagement, just clear goals and the tools to succeed. Ø Partner Across Borders - work with teams across North America, LATAM, and EMEA. Ø Get Seen & Heard - your work matters and your voice will be part of process improvements. Ø Grow Your Career - develop your skills with complex reconciliations, intercompany transactions, and ERP systems. Key Qualifications · 5+ years of proven success in AR, collections, or credit roles. · A proactive, high-accountability mindset - you don't wait to be told what to do. · Detail-obsessed and comfortable working toward daily, weekly, and monthly targets. · Solid Excel and Microsoft Office skills; bonus points for ERP experience. Oracle preferred. · Excellent communicator - able to handle customer conversations with professionalism and confidence. · A bachelor's degree in Accounting, Finance, or related field is a plus, not a must.

Job Title: Credit & Cash Application Supervisor The Credit & Cash Application Supervisor plays a critical role in supporting the Credit & AP Manager by overseeing the Vietnam-based Cash Application and Credit Teams. This position requires a deep understanding of Accounts Receivable (AR) and Cash Application processes, exceptional attention to detail, and a commitment to upholding the high-quality standards of the ZWILLING brand. The ideal candidate is a proactive leader who thrives in a global, fast-paced environment and is passionate about process improvement and team development. Key Responsibilities: Cash Application & Receivables Management Oversee day-to-day operations of the cash application and receivables management functions. Ensure accuracy and timeliness of cash postings, reconciliations, and customer account maintenance. Cross-Functional Collaboration Partner with the U.S. Credit Team, Customer Service, and Sales departments to manage and resolve issues related to Zwilling retail accounts. Support business units with credit inquiries, payment discrepancies, and account reconciliations. Account Management & Customer Service Excellence Maintain high standards for account management quality and service delivery. Ensure internal and external customers receive a consistent, positive experience. Ensure Dunning letters are sent to customers on a monthly basis. Performance Analysis & Process Optimization Analyze performance metrics and provide actionable insights to enhance productivity and financial results. Continuously review cash application processes, invoice aging, and deduction analysis to improve accuracy and workflow efficiency. Team Leadership & Development Supervise and mentor the Vietnam Support Team, identifying high-performing talent and aligning skill sets with team goals. Set annual objectives, monitor performance, and foster a culture of accountability and continuous improvement. Qualifications: Associate or Bachelor's degree in Accounting, Finance, or a related field (or equivalent experience). Minimum 5 years of experience in Accounts Receivable and Cash Application. Strong proficiency in Microsoft Excel, Microsoft Office Suite, and SAP. Excellent communication, organizational, and interpersonal skills. Proven ability to manage multiple priorities and meet deadlines in a dynamic, global environment. Preferred Qualifications: Experience in consumer goods, retail, or luxury/lifestyle brands. Multilingual skills or international business experience. Passion for cooking, culinary arts, or home and lifestyle products. Compensation Range: $75,000.00 - $85,000.00 per year contingent upon experience. About Us For over 290 years, ZWILLING J.A. Henckels has offered premium products that enhance the lives of professional and home chefs worldwide. Since its start as an esteemed cutlery brand, the company has grown to include a coveted collection of cookware, flatware, glassware and kitchen gadgets. Tradition, quality, innovation, and craftsmanship are its ingredients for success. Today, ZWILLING J.A. Henckels is an international industry leader that sells products in 100 countries with the help of ten wholly owned subsidiaries. Always looking forward, ZWILLING has recently acquired global heritage brands -Staub (France), Demeyere (Belgium), Ballarini (Italy), and MIYABI (Japan)-to give its customers access to the most exceptional cookware and cutlery. Not eligible for sponsorship

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business responsibly by anticipating new and emerging risks, and using your expert judgment to solve real-world challenges that impact our company, customers, and communities. As a Lead Credit Officer within the Credit Risk team, you will play a critical role in evaluating and identifying risks, as well as interpreting data to support management in making well-informed credit decisions on multifamily commercial real estate loan requests. You will operate in a dynamic, high-volume, and fast-paced environment, analyzing loans ranging from $1MM to $25MM+. You will be part of a highly collaborative team that prioritizes learning, professional development, inclusivity, and mentorship. Job Responsibilities: Oversee all aspects of credit analysis on commercial real estate/multifamily loans. Evaluate and manage risks in complex transactions. Serve as a back-up mentor for more junior Credit Analysts and Credit Officers Build and maintain strong relationships with internal business stakeholders including sales, processing, closing, and legal. Gain a thorough understanding of relevant policies, standards, procedures, and regulatory requirements. Apply data analysis techniques to interpret results and provide insights and recommendations to management. Serve as a technical expert in addressing inquiries and resolving system-related issues specific to credit risk analysis and management tools. Keep up with industry trends and best practices in credit risk management to enhance decision-making and maintain a competitive edge. Required Qualifications, Capabilities, and Skills: Minimum 7+ years of experience in commercial real estate lending, credit analysis, or loan workouts. Thorough understanding of multifamily real estate property valuations and cash flow analysis. Excellent financial analysis skills, including evaluating property cash flows, property valuation, and personal financial statements. Demonstrated success in thriving within a fast-paced, collaborative environment while maintaining a high level of attention to detail. Excellent verbal/written communication and problem-solving skills. Ability to prioritize, plan, and manage people and processes to complete credit analysis and other assignments as needed. Proficiency in Microsoft Word, Excel, and PowerPoint, with the ability to quickly adapt to proprietary systems. Preferred Qualifications, Capabilities, and Skills: Bachelor's degree in accounting, finance, economics, or real estate is preferred. Familiarity with regional markets and municipal regulations. Advanced degree in a related field. Experience with proprietary credit risk management tools.

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This job is responsible for serving as the first point of contact for financial center clients, helping to uncover personal banking needs of both individual and small business clients, offering appropriate solutions, and connecting clients to specialists. Key responsibilities include deepening client relationships through platform services, supporting clients with self-service or transactional activities, and providing exceptional client care. Job expectations include proactively connecting with clients through outbound calls and conducting consistent follow-up routines. Responsibilities: Partners with teams to provide financial center clients with both consumer and small business solutions, services, and strategies when uncovering personal banking needs and helping clients navigate their unique life priorities Assists, educates, and trains clients on conducting simple transactions through self-service technologies Leverages available resources, technologies, and processes to optimize the client experience and deliver operational excellence and accuracy Adheres to established processes, laws, and guidelines in performing day-to-day activities, such as opening accounts, account maintenance, and Digital Assisted Shopping Manages client interactions by taking the best course of action for the bank and its clients and abiding by all regulatory requirements Skills: Active Listening Business Acumen Customer and Client Focus Oral Communications Problem Solving Account Management Client Experience Branding Client Management Client Solutions Advisory Relationship Building Business Development Pipeline Management Prospecting Referral Identification Referral Management Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent Shift: 1st shift (United States of America) Hours Per Week: 40

Job Description ACCOUNTS RECEIVABLE ANALYST Department: Finance / Accounts Receivable Reports to: AR Manager Our client is a global powerhouse in the sourcing and distribution of chemicals and ingredients, serving manufacturers across industries. With operations across continents and a reputation for reliability, they're committed to sustainable growth and operational excellence. Job Summary As an Accounts Receivable Analyst, you're not just tracking down payments-you're proactively managing client relationships, improving financial accuracy, and ensuring the AR function runs like a well-oiled machine. You'll work with cross-functional teams, uncover insights in aging reports, and help build a stronger credit and collections operation. Responsibilities · Leading the charge on collections: contacting clients by phone and email, logging commitments, and keeping aging under control. · Digging into past-due receivables (31+ days) to analyze trends and identify actionable steps. · Collaborating with sales and customer service to quickly resolve billing disputes or account discrepancies. · Navigating customer portals and ensuring accurate, timely payments. · Reconciling accounts and performing root cause analysis on payment delays. · Supporting monthly close processes, including intercompany netting, credit memos, and ledger reconciliations. · Reviewing sales orders and evaluating customer credit and payment history to guide release decisions. · Acting as a key internal partner who brings clarity, urgency, and precision to the AR process. What's In It For You Ø Be the Financial Pulse of a fast-moving global company - your insights drive decision-making. Ø Own Your Role - no micromanagement, just clear goals and the tools to succeed. Ø Partner Across Borders - work with teams across North America, LATAM, and EMEA. Ø Get Seen & Heard - your work matters and your voice will be part of process improvements. Ø Grow Your Career - develop your skills with complex reconciliations, intercompany transactions, and ERP systems. Key Qualifications · 5+ years of proven success in AR, collections, or credit roles. · A proactive, high-accountability mindset - you don't wait to be told what to do. · Detail-obsessed and comfortable working toward daily, weekly, and monthly targets. · Solid Excel and Microsoft Office skills; bonus points for ERP experience. Oracle preferred. · Excellent communicator - able to handle customer conversations with professionalism and confidence. · A bachelor's degree in Accounting, Finance, or related field is a plus, not a must.