Credit Monitoring Analyst III
Credit analyst job in Leawood, KS
The Credit Monitoring Analyst III supports the commercial credit monitoring and portfolio management for the Bank through the review and analysis of borrower and guarantor financial information, testing of financial covenants, and post-closing loan review to ensure alignment between loan approval, documentation, and tracking system.
Duties & Responsibilities
* Maintain in-depth knowledge of Credit Monitoring and industry best practices.
* Review financial spreads, financial indicator covenants, borrowing base reviews, post-closing reviews and other assigned job functions, for accuracy and completeness.
* Provide input and recommendations on new and existing workflow processes, policies, and procedures involving the Credit Monitoring Team.
* Work independently the majority of the time and complete work with little supervision.
* Serve as Credit Monitoring subject matter expert and on the Bank's financial tracking system (nCino) to include any upgrades, training, or new resources.
* Provide accurate and consistent loan portfolio management and monitoring of our commercial loan portfolio.
* Make independent recommendations regarding credit risk supported by comprehensive ongoing risk analysis.
* Analyze Borrowing Base Certificates, accounts receivable aging, inventory listings, liquidity, and collateral positions.
* Review financial reporting to ensure accuracy and maintain internal tracking for all commercial clients.
* Mentorship of less experienced Credit Monitoring Analysts.
* Comply with all credit administration policies and procedures.
* Prepare ad hoc reports as requested.
* Complete Moody's Credit Modules, as assigned.
* Maintain the highest level of confidentiality of all information.
* Provide extraordinary service while complying with all Bank policies and procedures.
* Adhere to Busey Bank policies and procedures; comply with laws, regulations and industry best practices.
* Reliable and predictable attendance; both onsite and remote.
Education & Experience
Knowledge of:
* Strong oral, written and interpersonal communication skills
* Advanced understanding of credit analysis and financial statements.
* Thorough knowledge of financial statement analysis and demonstrated ability to identify and mitigate key risks
* Full understanding of loan and collateral documents, including attorney prepared documentation
* Strong problem solving and analytical skills
Ability to:
* Read and comprehends credit write-ups and loan documentation
* Prioritize workflow, multi-task and work independently
* Perform duties under frequent time pressures with high degree of accuracy and attention to detail
Education and Training:
* Requires bachelor's degree in Finance, accounting or business
* 5 or more years of experience as a successful credit analyst or similar role in a commercial bank.
* Experience in nCino and Jack Henry preferred, but not required
* Requires knowledge of Microsoft Office
Compensation and Benefits
Salary offered is based on factors, including but not limited to, the job duties, required qualifications and relevant experience, and local market trends. The role may be eligible for bonus or incentives based on company and individual performance.
(Base Pay Range: $68,000.00 - 94,000.00 /year)
Busey provides a competitive Total Rewards package in return for your time, talents, efforts and ultimately, results. Your personal and professional well-being-now and in the years to come-are important to us. Busey's Total Rewards include a competitive benefits package offering 401(k) match, profit sharing, employee stock purchase plan, paid time off, medical, dental, vision, company-paid life insurance and long-term disability, supplemental voluntary life insurance, short-term and long-term disability, wellness incentives and an employee assistance program. In addition, eligible associates may take advantage of pre-tax health savings accounts and flexible spending accounts. Visit Busey Total Rewards for more information.
Equal Opportunity
Busey values a diverse and inclusive workplace and strives to recruit, develop and retain individuals with exceptional talent. A team with diverse talent, working together, is essential to Busey's commitment of delivering service excellence. Busey is an Equal Opportunity Employer including Disability/Vets. Visit Busey.com/Careers to learn more about Busey's Equal Opportunity Employment.
Unsolicited Resumes
Busey Bank, and its subsidiaries, does not accept any liability for fees for resumes from recruiters or employment agencies ("Agency"), without a binding, written recruitment agreement between Busey and Agency describing the services and specific job openings ("Agreement"). Busey may consider any candidate for whom an Agency has submitted an unsolicited resume and explicitly reserves the right to hire those candidate(s) without any financial obligation to the Agency, unless an Agreement is in place. Any email or verbal contact with any Busey associate is inadequate to create a binding agreement. Agencies without an Agreement are requested not to contact any associates of Busey with recruiting inquiries or resumes. Busey respectfully requests no phone calls or emails.
Auto-ApplyExperienced Loan Officer - Consumer Direct
Credit analyst job in Kansas City, MO
Job Description
Join the winning team, with the brand recognition of a Fortune 300 company that has been in business over 100 Years! Mutual of Omaha Mortgage is inspired by hometown values and committed to being responsible and caring for each other, we exist for the benefit of our customers. With this excellent reputation, you will find your customers more receptive because of our well branded name.
We specialize in affinity relationships, where very competitive pricing is offered!
Mutual of Omaha Mortgage is a full-service lending division offering a complete line of residential mortgage, refinancing, and specialty loans. We employ a knowledgeable staff of experienced Loan Officers with an operations team that is second to none. By constantly updating our loan programs and pricing based on market patterns, Mutual of Omaha Mortgage ensures that we deliver extremely competitive interest rates combined with optimal mortgage structuring.
Website: *******************************
The Work:
At Mutual of Omaha Mortgage, Loan Officers are trained to listen, build rapport, understand and analyze the full financial situations of our customers. Our goal is to provide the most appropriate financial solutions to meet each client's specific needs.
The Person:
Is energetic and outgoing, with excellent communication skills and who's able to be persuasive, has good character and integrity
Connects quickly with consumers and builds rapport with potential clients
Exceptional written and verbal communication skills, including excellent follow up capabilities
Comfortable taking inbound calls
Strong ability and passion for closing deals and negotiating
Possess the ability to quickly identify customer's goals and objectives
Is an ambitious professional who is motivated by the opportunity for advancement
Flexible and adaptable, learns and reacts quickly in a fast paced environment, able to multi-task
Strong sense of urgency and initiative to get things done
Ability to handle high volume of phone calls
Basic computer skills and data entry
Sales experience preferred
College degree preferred, but not mandatory
The Perks:
One of the best consumer direct compensation plans in the market
Unstoppable marketing machine with LEADS, LEADS, LEADS
Ongoing sales training, teaching the most innovative sale methods and daily sales coaching
Proud sponsor of our veterans and numerous military charities - We proudly serve our Veterans. We will donate $125 to veteran and active duty charities for every participating loan that we close
Incentive plans, competitions, company paid trips and contests
Continuous on-going training and internal growth
Extensive product line - products other lenders don't have
Being a part of a dynamic and collaborative corporate culture that drives you to succeed
This position is eligible for commissions, along with a base salary of $12 to $14 an hour
Average Income of a Senior Loan Officer is typically between $50,000 and $200,000 a year
Mutual of Omaha Mortgage is an Equal Opportunity Employer, and we encourage diverse, talented, qualified applicants to apply. We offer an extensive compensation package. Benefits include:
Paid Sick Time - 40 hours of paid sick time after 90 days of employment. State sick time requirements will be added as needed.
9 Paid Holidays + 1 Cultural Celebration Day (Floating Holiday)
Multiple PPO Medical Plans, as well as HDHP eligible plan.
Dental Coverage
Vision Coverage
Company Paid Life Insurance
Additional Benefits including - Optional Life, FSA, Pet Insurance etc.
401K with a generous employer match
Free Legal Services
Employee Loan Program
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Commercial Credit Senior Manager
Credit analyst job in Overland Park, KS
Accenture is a leading global professional services company that helps the world's leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services-creating tangible value at speed and scale. We are a talent and innovation led company with 750,000 people serving clients in more than 120 countries. We combine our strength in technology with unmatched industry experience, functional expertise and global delivery capability. We are uniquely able to deliver tangible outcomes because of our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Accenture Song. These capabilities, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients succeed and build trusted, lasting relationships. As of 2023, we have been recognized among Fortune's World's Most Admired Companies for 20 consecutive years. And that's just the beginning. Your career is about what you want to be and who you want to be. It's about bringing your skills, your curiosity, and your best true self to your work. Visit us at ******************
We Are:
In today's world, business leaders want to rapidly and confidently reinvent to increase resilience, mitigate risk, and grow with sustainable value. That's where Accenture Strategy & Consulting comes in. We bring together strategic visionaries, industry experts, practitioners from across every enterprise function, business intelligence professionals, change specialists, data and AI authorities, and many other specialized skills to co-create each client's unique path to reinvention. You will be a trusted partner to business leaders, working with a diverse team of experts to deliver successful tech-enabled transformation and new kinds of value for your clients. Join our global network of people using the latest assets, platforms and partnerships to help bring ideas to life.
Strategy & Consulting is one of five services that make up one Accenture - the others are Operations, Technology, Song and Industry X.
Management Consulting professionals design and implement transformation programs that integrate strategy, technology, and operations to create enterprise value for clients. Accenture is growing our practice to help our clients navigate their transformational journeys.
You Are
The candidate will be a Senior Manager within the Commercial Banking Consulting practice with a focus on Business and Technology Transformation within the wholesale lending industry . The Commercial Credit Consultant designs and implements business changes that drive industry-specific, function and digital operating model transformation, focusing on task relating to people and process .
Large wholesale lenders are investing heavily in modernizing their business, technology, and data to optimize straight-through processing, enhance client and employee experience, and reduce cost of ownership.
Accenture is growing our practice to help our client navigate their transformational journeys. The Commercial Credit Senior Manager will be focused on supporting the development of our lending offerings and the delivery of transformational consulting projects.
The Commercial Credit Senior M anager will be focused on supporting the development of our offerings and the delivery of consulting projects.
Responsibilities may include:
+ Become a trusted advisor for C-suite clients looking to solve critical business problem
+ Define clients' business and technology strategy.
+ Re-imagine world-class operating models for Wholesale credit institutions.
+ Lead Wholesale credit systems implementation engagements (requirements, design, test, deployment, etc.).
+ Manage all parts of projects, from client buy-in to planning, budgeting, and execution.
+ Source and coordinate work from other internal workforces.
+ Develop of our next generation Wholesale credit technology offerings.
+ Drive business development to originate new client opportunities.
+ Build your reputation as an industry thought leader
+ Travel, as required , up to 80%, in the United States and Canada.
Here's What You Need:
+ Minimum of 10 years relevant professional services firm experience in technology or management consulting with broad experience in engagement management and business development
+ Minimum of 7 years of equivalent of commercial credit industry (sales, underwriting. closing, servicing, portfolio management) industry experience
+ Demonstratable experience leading a complex, large-scale commercial credit transformation across operating model, technology, and data/AI workstreams
+ Demonstrated experience developing and managing relationships with C-suite client executives.
+ A Bachelor's degree
Bonus Points if you have:
+ Launched new product offerings in the banking industry.
+ Implemented next generation analytic capabilities (e.g., predictive, generative, or agentic AI) for commercial lending.
+ E xperience with additional commercial lending industry platforms, e.g., Moody's, Blooma, Built
+ An advanced degree or financial industry certification
Professional Skills
+ Proven ability to operate within a collaborative environment.
+ Demonstrated commitment, teamwork, and collaboration in a professional setting; either military or civilian.
+ High energy level, focus and ability to work well in demanding client environments.
+ Excellent communication (written and oral) and interpersonal skills.
+ Strong leadership, problem solving, and decision-making abilities.
+ Unquestionable professional integrity, credibility, and character.
Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired as set forth below.We accept applications on an on-going basis and there is no fixed deadline to apply.
Information on benefits is here. (************************************************************
Role Location Annual Salary Range
California $132,500 to $302,400
Cleveland $122,700 to $241,900
Colorado $132,500 to $261,300
District of Columbia $141,100 to $278,200
Illinois $122,700 to $261,300
Maryland $132,500 to $261,300
Massachusetts $132,500 to $278,200
Minnesota $132,500 to $261,300
New York/New Jersey $122,700 to $302,400
Washington $141,100 to $278,200
Requesting an Accommodation
Accenture is committed to providing equal employment opportunities for persons with disabilities or religious observances, including reasonable accommodation when needed. If you are hired by Accenture and require accommodation to perform the essential functions of your role, you will be asked to participate in our reasonable accommodation process. Accommodations made to facilitate the recruiting process are not a guarantee of future or continued accommodations once hired.
If you would like to be considered for employment opportunities with Accenture and have accommodation needs such as for a disability or religious observance, please call us toll free at **************** or send us an email or speak with your recruiter.
Equal Employment Opportunity Statement
We believe that no one should be discriminated against because of their differences. All employment decisions shall be made without regard to age, race, creed, color, religion, sex, national origin, ancestry, disability status, veteran status, sexual orientation, gender identity or expression, genetic information, marital status, citizenship status or any other basis as protected by federal, state, or local law. Our rich diversity makes us more innovative, more competitive, and more creative, which helps us better serve our clients and our communities.
For details, view a copy of the Accenture Equal Opportunity Statement (********************************************************************************************************************************************
Accenture is an EEO and Affirmative Action Employer of Veterans/Individuals with Disabilities.
Accenture is committed to providing veteran employment opportunities to our service men and women.
Other Employment Statements
Applicants for employment in the US must have work authorization that does not now or in the future require sponsorship of a visa for employment authorization in the United States.
Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration.
Job candidates will not be obligated to disclose sealed or expunged records of conviction or arrest as part of the hiring process. Further, at Accenture a criminal conviction history is not an absolute bar to employment.
The Company will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. Additionally, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the Company's legal duty to furnish information.
California requires additional notifications for applicants and employees. If you are a California resident, live in or plan to work from Los Angeles County upon being hired for this position, please click here for additional important information.
Please read Accenture's Recruiting and Hiring Statement for more information on how we process your data during the Recruiting and Hiring process.
Credit Risk Analyst II
Credit analyst job in Overland Park, KS
Job DescriptionAt TreviPay, we believe loyalty begins at the payment. Thousands of sellers use our global B2B payments and invoicing network to provide choice and convenience to buyers, open new markets and automate accounts receivables. With integrations to top eCommerce and ERP solutions and flexible trade credit options, TreviPay brings 40 years of experience serving leaders in manufacturing, retail and transportation. Every day, TreviPay employees are challenged and empowered in a supportive, collaborative, entrepreneurial environment.
The Commercial Credit Risk Analyst II is responsible for reviewing risk and making credit limit decisions on small business credit applications falling outside of automated decisioning thresholds (grey area). As part of a best-in-class risk team, the Risk Analyst helps drive sustainable growth by making informed fraud and credit risk decisions within established parameters. They utilize various policies, processes and tools and they collaborate across multiple risk and business teams to make and record informed risk decisions. They hold a level of credit approval authority appropriate for the role.
Responsibilities:o Makes ‘grey area'scored portfolio decisions oncredit applications for small businesses in multiple countries.o Evaluates international public and private company credit applications for fraud risk and credit worthiness by assessing documents and data as prescribed by policyo Independently delivers and documents analysis to facilitate decision making while adhering to credit policies, guidelines, and applicable regulatory requirements.o Identifies additional information requirements needed to properly assess risk of the transaction and works effectively with leadership and partners to promote collection.o Interacts directly with customers or clients as needed to fully assess fraud and credit risk.o Participates in development of program policies and procedures.o Participates in credit department ad-hoc projects as needed.o As a senior member of the team, they may frequently interact with program clients, may be delegated certain leader authorities in their absence, and are expected to mentor more junior members of the team. Qualifications:o Ability to quickly and accurately evaluate credit applications routed for manual adjudication (grey area) to determine if the credit risk profile is acceptable and to ensure any fraud indicators are acceptably mitigated.o 5+ Years of experience in small business application ‘grey area' adjudication.o Completion of advanced courses in finance, accounting, and credit either through a bank sponsored training program or college course work.o Advanced knowledge of commercial credit philosophy and regulatory environment.o Strong analytical and problem-solving skills.o Ability to formulate and articulate objective views based upon professional analysis.o Strong verbal, written, and interpersonal skills.o Works effectively in a team environment, while assuming individual responsibility.o Demonstrates expert level knowledge of TreviPay's client programs and credit policies.o Qualifies to hold the maximum credit authority for this segment and may occasionally be delegated certain leader authorities in their absence.o Experience using at least $50,000 individual credit authority. Preferred Qualifications:o International commercial fraud and credit risk experience.o Credit risk experience in either indirect, small business or credit card industries in a scored environment.Why you will love working at TreviPay· Competitive salary· Paid parental leave· Generous paid time off· Medical, dental, vision, FSA, Life/AD&D, long and short term disability· 401K matching· Employee referral program At TreviPay we believe:· in saying yes to unique and challenging requirements· empowered team members are creative team members· our products make the customer's day just a little bit better· work/life balance makes us all more effective
TreviPay is an Equal Opportunity and Affirmative Action Employer. We welcome all veterans and disabled applicants.
Individuals with disabilities will be provided reasonable accommodation to participate in the job application and/or interview process. Please contact *********************** to request an accommodation.
Chief Credit Officer
Credit analyst job in Overland Park, KS
Cornerstone Bank is a locally owned community bank driven by our mission to serve businesses and the individuals who run them. We use a consultative approach to develop new ideas and build trusted relationships. We pride ourselves on upholding the tradition of personalized, quality service set forth in 2001 by the founders of the bank. At Cornerstone Bank you'll be an integral part of a team environment.
Working Here Has Its Advantages!
Competitive wage and attractive benefits package
Discretionary bonus potential
Health, dental, and vision insurance (including company contribution), voluntary short-term disability, and company-paid long-term disability, life insurance, and identity theft insurance
401(k) retirement plan with company match
Generous Paid Time Off (PTO) and Holidays, monthly telecommute day
Opportunities for professional development
Dress for your Day dress code, Red Fridays (KC Chiefs)/special event days, fitness reimbursement program, paid volunteer program, quarterly birthday events, team-building events, social events, work-life employee assistance program
Join Our Team!
At Cornerstone Bank, we're committed to bringing passion and customer focus to the business. We are a leader in the financial and community banking industry, providing our clients with access to experts who are committed to excellence. We are seeking an experienced and motivated Chief Credit Officer (CCO) responsible for building and maintaining credit quality within the loan portfolio consistent with organizational strategic and financial objectives. The ideal candidate is a self-starter who achieves results through effective leadership and management of the credit team and through collaboration with the President, Chief Lending Officer, and other Lenders. The CCO will define objectives, develop and implement prudent credit policies and practices, deliver management reporting and analysis, and work with other leaders throughout the organization to build a sustainable credit culture. Becoming a member of our team, you will experience Cornerstone Bank as a unique resource for commercial lending where you can be part of something special.
If you have a strong passion for delivering high quality work products and developing strong team relationships, we'd love for you to apply. You will be part of the executive team responsible for meeting corporate goals and maximizing profitability. As the head of the credit team, you will have the opportunity to develop a credit team that contributes to the overall success of the bank. At Cornerstone Bank, we pride ourselves on fostering a collaborative and inclusive work environment. Your new career is waiting, apply with us today!
Duties and Responsibilities:
Oversee the bank's loan risk management process to monitor quality control and minimize losses.
Maintains loan policy and loan procedure to ensure adherence to sound underwriting best practices, laws, and regulations.
Stays current on banking regulatory changes, monitor industry's best practices and economic trends, provide updates to other members of the team, and ensures that current practices and policies are compliant and appropriate to changing conditions.
Informs the President, Board of Directors, and Loan Committee of any material considerations affecting loan portfolio or policy.
Develops and oversees the Bank's internal credit training program, working with credit department staff and external resources. Use strong management practices to hire, coach and develop the credit team, ensuring that the team remains appropriately staffed.
Ensures loans are properly documented for covenant compliance as well as safety and soundness (via Loan Operations Department).
Oversees Impairment Analysis.
Reviews Loans prior to External Loan Committee meeting.
Development of loan packets.
Oversees stress tests.
Responsible for annual large loan review and annual review of loan policy.
Leads loan review and train internal loan review.
Continuing education and/or training sessions, as required.
Maintains current employee information in the Disaster Recovery Plan.
Performs other duties as assigned.
Supervisory Responsibilities:
Credit Analysts/Credit Team
Education/Experience:
Bachelor's degree in Business Administration or Finance, and a minimum of five (5) to seven (7) years of experience performing accounting/finance functions, with at least two (2) to five (5) years of financial institution experience and management experience. Meeting the minimum experience requirements will be considered with a Bachelor's degree in unrelated field. Please apply only if you meet these requirements.
Ideal Candidate:
Adhere to the Company's policies and supporting Management decisions and goals in a positive, professional manner.
Represent Cornerstone Bank with a high level of integrity and professionalism.
Maintain knowledge and understanding of banking rules, regulations, laws and all policies and procedures pertaining to them including, but not limited to, the Bank Secrecy Act.
Demonstrate a willingness to adapt to changing business needs and deadlines.
Possess a work ethic that includes neatness and punctuality.
Professional appearance and demeanor.
Excellent written and oral communication skills; ability to communicate effectively and project a professional image when giving and taking information in writing, in person and over the phone.
Effective interpersonal skills with the ability to work with individuals and groups at all organization levels; ability to work independently and as part of a team.
Take initiative and prioritize tasks; good time-management, organizational, problem-prevention and problem-solving skills.
Excellent analytical and active listening skills.
Ability to work accurately with close attention to detail.
Maintain confidentiality of sensitive information.
Working knowledge of Microsoft Office Suite; familiarity with Fiserv core system and Suntell document imaging/scanning systems a plus.
Physical Demands:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This is a largely sedentary role and the employee must be able to remain in a stationary position 75% of the time; however, some filing and use of office equipment is required. Continually utilize hand and finger dexterity. Continually utilize visual acuity to operate equipment, read information, and/or use a keyboard. Frequently required to communicate with supervised employees and other departments; must be able to exchange information in these situations. Occasionally required to move about inside the office to access file cabinets, supplies, office machinery, etc. Occasionally required to move items up to 10 pounds.
Emotional Demands:
Ability to maintain regular attendance and be punctual. Ability to complete assigned tasks without direct supervision. Ability to work and sustain attention with distractions and/or interruptions and multitask without loss of efficiency or accuracy. Ability to perform under stress. Ability to interact appropriately with a variety of individuals including customers/clients. Ability to perform in situations requiring speed and deadlines. Ability to work as an integral part of the team.
Work Environment:
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Works in typical bank lobby/office environment on first floor of the building. Continually views a computer monitor and routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.
The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Cornerstone Bank is an Equal Opportunity Employer.
Auto-ApplyCredit Specialist
Credit analyst job in Kansas City, MO
About Working at Commerce
Building a career here is more than just steps on a ladder. It's about helping people find financial safety and success, helping businesses thrive, and making sure people and their money are taken care of. And our commitment doesn't stop there. Our culture is about our people, the ones in our communities and the ones that work with us.
Here, you'll find opportunities to grow and learn, to connect with others, and build relationships with the people around you. You'll have the space and resources to grow into the best version of yourself. Because our number one investment is you.
Creating an award-winning culture doesn't come easy. And after 160 years, we know Commerce Bank is only at its best when our people are. If this sounds interesting to you, keep reading and let's talk.
Compensation Range
Hourly: $23.20 - $30.75 (Amount based on relevant experience, skills, and competencies.)
About This Job
The main purpose of this job is to analyze commercial credits by conducting comprehensive financial analysis on companies of diverse industries and sizes. You'll work with seasoned Commercial Bankers and Portfolio Managers to prepare Credit Approval Summary packets for loan committees for all assigned markets requiring a high degree of accuracy. These packets are utilized by senior management for annual review of credit relationships, reaffirming loans due for renewal, and for approving new loans. In addition, the Credit Specialist will be responsible for financial statement spreading and other projects as assigned.
Preparation of Credit Approval Summary packets requires an understanding of financial statements and key financial metrics such as cashflow and leverage. Daily work includes research of loan documentation and an understanding of the various bank systems.
Credit Specialists works directly with Relationship Managers and Portfolio Managers in the Commercial line of business, including Commercial Banking, Business Banking, and Private Banking. The position provides an opportunity to learn credit analysis and an introduction to Commercial Banking.
Essential Functions
Prepare Credit Approval Summary packets (minimal to moderate complexity)
Prepare financial statement spreads and other credit related items as needed
Perform basic financial analysis on companies of diverse industries and sizes for commercial loan requests working to research and learn loan structuring and cash flow
Research and understand basic level loan documentation and various bank systems
Submit work for feedback and analysis
Perform other duties as assigned
Knowledge, Skills & Abilities Required
Basic knowledge of financial concepts and financial statements utilizing financial and accounting principals
Basic understanding of key financial metrics such as cashflow, leverage and debt service coverage
Motivated and organized with strong attention to detail and the ability to manage priorities with oversight
Inquisitive, agile and strong team player with excellent written, verbal and interpersonal communication skills
Ability to remain adaptable and resilient to most situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core Values
Intermediate level proficiency with Microsoft Word, Excel and Outlook
Education & Experience
Bachelor's degree in a Business related field, with a preference for majors in Finance or Accounting, or equivalent combination of education and experience required
6 credit hours of Accounting, or related coursework and 9 credit hours of Finance, or related coursework required
**Level of role is determined by knowledge, experience, skills, abilities, and education.
***For individuals applying, assigned and/or hired to work in areas with pay transparency requirements, Commerce is required by law to include a reasonable estimate of the compensation range for some roles. This compensation range is for the Credit Specialist I & II job and contemplates a wide range of factors that are considered in determining most appropriate job level and making compensation decisions, including but not limited to location, skill sets, education, relevant experience and training, licensure and certifications, and other business and organizational needs. The disclosed range estimate has not been adjusted for any applicable differentials (geographic, bilingual, or shift) that could be associated with the position or where it is filled. At Commerce, compensation decisions are dependent on the facts and circumstances of each situation. A reasonable estimate of the current base pay is $23.20 to $30.75 per hour.
The candidate selected for this position may be eligible for the following employment benefits: employer sponsored health, dental, and vision insurance, 401(k), life insurance, paid vacation, and paid personal time. In addition, we offer career development, education assistance, and voluntary supplemental benefits. Click here to learn more.
Location: 1000 Walnut St, Kansas City, Missouri 64106
Time Type:
Full time
Auto-ApplyCredit Analyst
Credit analyst job in Basehor, KS
Job Details Basehor Office - Basehor, KS Full TimeDescription
Organization: Community National Bank was founded in 1984 by a group of individuals in Nemaha County, Kansas with diverse local ownership with decisions made on a local level.
This position is responsible for analyzing credit data and financial statements to determine the degree of risk involved in extending credit or lending money and preparing credit memos for use in decision-making.
Major Duties:
Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
Prepare, analyze and complete Agriculture, CRE, C&I credit memos for submission for approval. Generate spreads on new loans and renewals as requested in Suntell.
Generate financial ratios, using Suntell, to evaluate customers' financial status.
Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.
Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
Understand loan policy and compliance and maintain current knowledge of any changes or updates.
Consult with customers to resolve complaints and verify financial and credit transactions.
Review weekly past due and coming due commercial loans.
Maintain a positive working relationship with customers, bank staff, local professionals, centers of influence, and community organizations.
Maintain credit analysis pipeline daily for review by loan officers and senior management.
Maintain checklist for every commercial loan file.
Work closely with loan officers and processors.
General Responsibilities:
Support CNB's strong relationship culture through quality customer service and superior product knowledge.
Provide superior customer service by resolving problems efficiently and responding timely.
Identify and implement solutions to problems in general and urgent matters.
Actively seek to add and enhance knowledge regarding developments and current trends in the industry.
Seek counsel of supervisor on issues as appropriate.
Work collaboratively with staff to maintain a team environment.
Flexible to accept additional assignments as requested by leadership.
Cross train for other positions to cover when necessary.
Professionalism while representing CNB (onsite, professional and community events and via communications).
Participate and attend meetings as requested.
Recommend policies and procedures as it relates to area of responsibility.
Timely responses to inquiries for information from loan officers and processors.
Answer telephone calls and provide a prompt response.
Follow CNB's policies and procedures.
Other duties as assigned.
Qualifications:
Bachelor's degree in finance, accounting or related field required. MBA preferred.
3-5 years of experience in credit risk management, loan review, and/or previous commercial credit analysis experience preferred.
1-3 years of banking experience required.
Experience with quantitative analysis methods along with knowledge of loan documentation and appraisal analysis.
Excellent organizational and analytical skills partnered with sound judgement.
Excellent interpersonal, verbal, and written communication skills.
Strong computer skills including Microsoft office and financial software.
Requires being reliable, responsible, and dependable to fulfill the obligations of this role.
Physical Demands:
The physical demands described are representative to those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee must be able to stand and sit for extended lengths of time, read computer screens, talk on the phone, unpack and move supplies up to fifty (50) pounds, reach, kneel, bend, climb and balance. Vision abilities required for this job include close vision.
Work Environment:
While performing the duties of this job, the work environment is primarily a professional, deadline driven environment with interaction of internal team members and external customers. Noise level in the work environment can be loud.
Additional Duties:
This is only a summary of the typical functions of this position, not an exhaustive nor all-inclusive list of all possible job responsibilities, tasks, duties, knowledge, skill and ability required to perform this job. Additional duties and responsibilities may be added to this at any time. The does not state or imply that these are the only activities to be performed by the employee(s) holding this position. Employees are required to follow any other job-related instructions and to perform any other job-related responsibilities as required.
Job descriptions are not intended to and do not create employment contracts. Community National Bank maintains its status as an at-will employer. Team members can be terminated at any time, for any reason not prohibited by law. Community National Bank is an equal opportunity employer.
Credit Analyst
Credit analyst job in Kansas City, MO
UMB Commercial Banking & Lending (******************************* provides a comprehensive solution to commercial organizations of all sizes. On this Credit Analyst team, you gain the knowledge and skill to understand UMB's Commercial lending philosophy. You will gain broad understanding of loan processes and gain the skills needed to grow your career in UMB's Commercial Lending team.
As the Credit Analyst, you provide the initial analysis of every commercial loan for UMB. The Credit Analysis team works on different types of loans and size across all markets and verticals. As a Credit Analyst you will work with the Loan Officers to review new loan information for approval. In this role, you will have the opportunity to attend loan committee, participate in a credit rotation program, and interface with senior management.
**How you'll spend your time:**
+ You will spread and analyze information regarding various companies' credit standing to achieve loan approval.
+ You will analyze various companies' relationships with UMB to gain a wholistic view of overall financial health.
+ You will produce the formal credit write up to summarize the credit standing for approval.
**We're excited to talk with you if:**
+ You have completed your bachelor's degree in business, finance or related area.
+ OR equivalent work experience
+ Have completed 6 hours of Accounting at a collegiate level.
**Compensation Range:**
$38,910.00 - $75,080.00
_The posted compensation range on this listing represents UMB's standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information_
UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.
**Are you ready to be part of something more?**
You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.
_UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to_ _*************************_ _to let us know the nature of your request._
_If you are a California resident, please visit our_ Privacy Notice for California Job Candidates (*********************************************************************************************************************************** _to understand how we collect and use your personal information when you apply for employment with UMB._
**_Who we are_**
We are more than a company. We are advisors, consultants, problem solvers, friends, community members, experts, and we are here to help you make the best of every moment with a financial foundation that can help you succeed.
Learn more about UMB's vision (******************************************************************************************************
Check out the road to a career at UMB
Loan Support Analyst - Various Departments/Levels - Midland Loan Servicing
Credit analyst job in Overland Park, KS
Position OverviewAt PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. As a Loan Support Analyst within PNC's Midland organization, you will be based in office within the PNC footprint of Overland Park, Dallas, Birmingham, Pittsburgh, Cleveland, and Charlotte. PNC's Midland organization has multiple Loan Support Analyst openings across various teams.
A Loan Servicing Analyst is primarily responsible for managing daily servicing functions of a portfolio of commercial loans and processing transactional activities in a loan servicing system. This may include any of the following items:
• Review of Loan documents and Closing Statements to become familiar with the asset
• Complete certain loan setup tasks in a servicing system, ensuring relevant data is captured and consistent with the loan or asset documents
• Setup reserve accounts in a servicing system as outlined in the loan documents
• Review monthly billing statements to ensure accuracy and deliver billing statements to the borrowers
• Input and maintain transactional information and process borrower payments, cash management sweeps, and external funds movement, such as advance draws or reserve disbursements
• Monitor loan-level, critical-date reports and the maturity letter process
• Prepare loan payoff quotes for review and deliver final version to client/borrower Job Description
Applies specialty product knowledge to close or administer high complexity or high risk syndicated and/or commercial loan transactions. May have responsibility for fulfilling key fiduciary obligations associated with the Banks Agent role; validating construction due diligence requirements; and/or monitoring construction progress and draw requirements. Directly interacts with high revenue/high profile corporate and/or commercial real estate clients.
Reviews customized commercial, legal, and related due diligence documentation and reporting to ensure adherence to complex deal structures and/or regulatory compliance requirements.
Consults and advises customers, investors, capital markets loan syndications and/or commercial real estate deal teams, as well as external and internal business partners to execute transactions.
Reviews transactions and related documents, including collateral and construction requirements. Verifies work processes to ensure completeness, accuracy, and conformance to credit approvals, legal documents, established service levels and applicable procedures. Determines whether loan disbursements can be made, or if additional documentation or escalations is required
Reviews reports to identify exceptions, monitor quality and ensure compliance. Participates in risk mitigation activities. May serve as a subject matter resource and may provide specialty product training.
PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:
Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
Qualifications
Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.
Preferred SkillsAnalytical Thinking, Capital Management, Compliance Requirements, Documentations, Due Diligence, Loan Documentation, Regulatory Compliance, Risk Mitigation StrategiesCompetenciesConsulting, Customer Interaction, Decision Making and Critical Thinking, Effective Communications, Financial Analysis, Managing Multiple Priorities, Negotiating, Operational Functions, Products and Services, Relationship ManagementWork ExperienceRoles at this level typically require a university / college degree with < 1 year of professional experience and/or successful completion of a formal development program. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.EducationBachelorsCertificationsNo Required Certification(s) LicensesNo Required License(s) BenefitsPNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.
To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards.
Disability Accommodations Statement
If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call ************ and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.
Equal Employment Opportunity (EEO)
PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.
This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.
California Residents
Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.
Auto-ApplyAccounts Receivable Credit Analyst
Credit analyst job in Lenexa, KS
About Ace Retail Holdings Ace Retail Holdings (ARH), the division of Ace Hardware Corporation that owns and operates the Great Lakes and Westlake Ace Hardware chains, is one of the largest hardware retailers in the United States. ARH has been in operation for over a century and operates over 220 neighborhood stores located throughout the United States. Great people make ARH stand out in our industry, and we are looking for individuals who strive for personal and professional growth, and who want to work with a company dedicated to serving our customers and communities.
Service, Passion, Respect, Integrity, Teamwork and Excellence
Job Title: Accounts Receivable Analyst
Department: Accounts Receivable
Reports To: Manager, Accounts Receivable
Exemption Status: Non-Exempt (Hourly)
About Ace Retail Holdings
Ace Retail Holdings (ARH), is a division of Ace Hardware Corporation that owns and operates several Ace brands, including Westlake Ace, Great Lakes Ace, Buikema's Ace, Outer Banks Ace, Dennis Company, and Breed & Company. ARH is one of the largest hardware retailers in the United States and has two headquarters located in Lenexa, KS and Farmington Hills, MI. ARH's origins date back over a century and operates over 250 neighborhood stores located throughout the United States. Great people make ARH stand out in our industry, and we are looking for individuals who strive for personal and professional growth, and who want to work with a company founded on (and still led by) our solid Core Values of:
Winning, Excellence, Love, Integrity, Gratitude, Humility and Teamwork
General Job Summary
The Accounts Receivable Analyst will prepare/apply customer payments, review accounts receivable aging reports and communicate with customers about past due amounts in order to collect delinquent balances.
Essential Duties and Responsibilities
* Apply payments to customer accounts, review and analyze A/R aging reports, and contact customers about past due balances.
* Make credit decisions regarding delinquent customer accounts and offer solutions for collection in order to protect the company from potential bad debts.
* Be prepared to follow up with phone calls/emails to customers if payment is not received as promised.
* Make positive contributions to customer satisfaction and provide outstanding customer service for incoming phone calls/emails from charge customers, store associates and business-to-business field personnel. This can include detailed explanations of account balances, providing information for charges and credits and adjusting customer accounts as necessary.
* Have a good understanding of sales tax exemption documents that are needed from customers for those states in which Westlake operates.
* Other accounting duties as needed.
Other Essential Requirements
Ability to exhibit and incorporate our Core Values into daily decisions and interactions with others:
o WINNING - In business, money is the score. To win, we must perform, compete, and have fun. At Ace, we win through people- our strength is being helpful.
o EXCELLENCE - Excellence honors God and inspires people. We aspire to be the best, to continuously improve and to inspire others by giving the team our very best.
o LOVE - Love the people, love the work and love the results.
o INTEGRITY - For Ace to win, we need to be able to trust each other. And trust will require us to be honest, reliable, caring, of high character and of unquestioned ethics.
o GRATITUDE - We recognize that we are blessed to be in the business of serving others.
o HUMILITY - We strive for greatness with a humble, modest and respectful attitude.
o TEAMWORK - We will fight the natural tendency for control and credit in favor of collaboration and mutual success, recognizing that…Together, we are Ace.
Minimum Skills, Requirements and Qualifications
* High School diploma is required; some college-level Accounting courses desired.
* Minimum two years' experience in Accounts Receivable, Collections or Customer Service.
* Experience with JD Edwards financial software on an AS400 platform desired.
* Proficiency with MS Excel including the ability to work with and organize large amounts of data using filters, vlookups and other Excel tools.
* Must be a self-starter with strong critical thinking and problem-solving skills along with excellent organizational, written and verbal communication skills.
* Ability to prioritize a high-volume workload efficiently, work under pressure and meet deadlines while maintaining excellent attention to detail.
* Proficiency with MS Office: Word, PowerPoint and Outlook.
* Must have the ability to work both independently and on a team to complete multiple assignments in a fast-paced environment.
* Standing, walking, lifting (up to 25lbs.) and climbing.
Compensation Details
$22.00 per hour
For a full list of benefits and open positions, please visit us at: *****************************************************************
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Equal Opportunity Employer
Westlake Ace Hardware is committed to a policy of promoting equal employment opportunities. The company recognizes the importance of diversity and leveraging the skills and talents of all people to the mutual advantage of each individual and the organization. The company is committed to the prevention of employment discrimination related to race, religion, color, sex (including sexual harassment), gender identity, national origin, age, marital status, disability and military discharge, or any other action covered by federal or state laws.
Auto-ApplyCollections Analyst
Credit analyst job in Kansas City, KS
Clyde & Co is a global law firm with a pioneering heritage and a resolute focus on its core sectors of aviation, energy, infrastructure, insurance, marine, and trade. With over 2,400 lawyers operating from over 60 offices in six continents, the firm advises corporations, financial institutions, private individuals, and governments. The Firm has operated in the US Region for more than 10 years, experiencing significant growth.The Firm's Kansas City Office (located in Downtown Crown Center area) seeks an energetic and enthusiastic person to be efficient and effective in a fast-paced environment.Responsibilities
Specific responsibilities include, but are not limited to:
Monitor accounts receivable and Work In Process to identify collection trends for past due accounts;
Partner with attorneys on collection efforts while maintaining client relationships;
Contact clients regarding past due accounts until payment is received;
Document client activity/communications;
Monitor accounts receivable for disputed line items;
Prepare and submit appeals to clients, ensuring all appeals are responded to by client deadlines;
Work with billing department to ensure bills are sent according to client requirements;
Act as a financial liaison between firm and its clients;
Assist Billing team as needed;
Other duties as assigned.
Qualifications
Excellent written and oral communication skills;
Previous accounts receivable experience (preferably in a law firm or other professional services firms);
Previous legal eBilling experience is beneficial but not required;
High degree of accuracy and attention to detail;
Ability to work under pressure.
We are not accepting agency submissions at this time*Our Values
Our values are the principles that guide the decisions we make, unite us in our endeavors and strengthen our delivery, for our clients and our firm. We:
Work as one- We are a globally connected team of talented people who act with a firm-first mentality to achieve success
Excel with clients- We aim high and challenge ourselves to deliver unique excellence for our clients, keeping them at the center of everything we do
Celebrate difference- We help each other to be at our best and believe our differences result in greater achievement
Act boldly- We seek new opportunities, take action and learn as we go, recognizing that curiosity drives our development and contributes to growth
Benefits offered include medical, dental, and vision insurance; 401K Safe Harbor contribution; Life/AD&D Disability; Flexible Spending Account; Supplemental Medical Accident Insurance; Supplemental Critical Illness Insurance; Employee Assistance Program; Pet Insurance; Commuter Benefits and more!
When you work at Clyde & Co, you join a team of 500 partners, 2,400 lawyers, 3,200 legal professionals and 5,500 people in nearly 70 offices and associated offices worldwide. Our values are the principles that guide the decisions we make, unite us in our endeavours and strengthen our delivery, for both our clients and our firm. We work as one, excel with clients, celebrate difference and act boldly. We are committed to operating in a responsible way by progressing towards a diverse and inclusive workforce that reflects the communities and clients it serves. We are devoted to providing an environment in which everyone can realise their potential, using its legal and professional skills to support its communities. We do this through pro bono work, volunteering and charitable partnerships, and minimising the impact it has on the environment, including through our commitment to the SBTi Net-Zero standard and the setting of ambitious emissions reduction targets.
We offer a range of tailored benefits and support, including healthcare, retirement planning and wellbeing initiatives.
Clyde & Co is proud to be an equal opportunities employer. Our core values encourage us to support fairness, celebrate diversity and prohibit all forms of discrimination in the workplace to allow everyone to excel at work. Therefore, we welcome and encourage all applications from suitably qualified individuals, regardless of background or identity.
Please take a moment to read our privacy notice carefully. This describes what personal information Clyde & Co (we) may hold about you, what it's used for, how it's obtained, your rights and how to contact us as a data subject.
If you are submitting a candidate as a Recruitment Agency Partner, it is an essential requirement and your responsibility to ensure that candidates applying to Clyde & Co are aware of this privacy notice.
Auto-ApplyCommercial Credit Senior Manager
Credit analyst job in Overland Park, KS
Accenture is a leading global professional services company that helps the world's leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services-creating tangible value at speed and scale. We are a talent and innovation led company with 750,000 people serving clients in more than 120 countries. We combine our strength in technology with unmatched industry experience, functional expertise and global delivery capability. We are uniquely able to deliver tangible outcomes because of our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Accenture Song. These capabilities, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients succeed and build trusted, lasting relationships. As of 2023, we have been recognized among Fortune's World's Most Admired Companies for 20 consecutive years. And that's just the beginning. Your career is about what you want to be and who you want to be. It's about bringing your skills, your curiosity, and your best true self to your work. Visit us at ******************
We Are:
In today's world, business leaders want to rapidly and confidently reinvent to increase resilience, mitigate risk, and grow with sustainable value. That's where Accenture Strategy & Consulting comes in. We bring together strategic visionaries, industry experts, practitioners from across every enterprise function, business intelligence professionals, change specialists, data and AI authorities, and many other specialized skills to co-create each client's unique path to reinvention. You will be a trusted partner to business leaders, working with a diverse team of experts to deliver successful tech-enabled transformation and new kinds of value for your clients. Join our global network of people using the latest assets, platforms and partnerships to help bring ideas to life.
Strategy & Consulting is one of five services that make up one Accenture - the others are Operations, Technology, Song and Industry X.
Management Consulting professionals design and implement transformation programs that integrate strategy, technology, and operations to create enterprise value for clients. Accenture is growing our practice to help our clients navigate their transformational journeys.
You Are
The candidate will be a Senior Manager within the Commercial Banking Consulting practice with a focus on Business and Technology Transformation within the wholesale lending industry. The Commercial Credit Consultant designs and implements business changes that drive industry-specific, function and digital operating model transformation, focusing on task relating to people and process.
Large wholesale lenders are investing heavily in modernizing their business, technology, and data to optimize straight-through processing, enhance client and employee experience, and reduce cost of ownership.
Accenture is growing our practice to help our client navigate their transformational journeys. The Commercial Credit Senior Manager will be focused on supporting the development of our lending offerings and the delivery of transformational consulting projects.
The Commercial Credit Senior Manager will be focused on supporting the development of our offerings and the delivery of consulting projects.
Responsibilities may include:
* Become a trusted advisor for C-suite clients looking to solve critical business problem
* Define clients' business and technology strategy.
* Re-imagine world-class operating models for Wholesale credit institutions.
* Lead Wholesale credit systems implementation engagements (requirements, design, test, deployment, etc.).
* Manage all parts of projects, from client buy-in to planning, budgeting, and execution.
* Source and coordinate work from other internal workforces.
* Develop of our next generation Wholesale credit technology offerings.
* Drive business development to originate new client opportunities.
* Build your reputation as an industry thought leader
* Travel, as required, up to 80%, in the United States and Canada.
Qualification
Here's What You Need:
* Minimum of 10 years relevant professional services firm experience in technology or management consulting with broad experience in engagement management and business development
* Minimum of 7 years of equivalent of commercial credit industry (sales, underwriting. closing, servicing, portfolio management) industry experience
* Demonstratable experience leading a complex, large-scale commercial credit transformation across operating model, technology, and data/AI workstreams
* Demonstrated experience developing and managing relationships with C-suite client executives.
* A Bachelor's degree
Bonus Points if you have:
* Launched new product offerings in the banking industry.
* Implemented next generation analytic capabilities (e.g., predictive, generative, or agentic AI) for commercial lending.
* Experience with additional commercial lending industry platforms, e.g., Moody's, Blooma, Built
* An advanced degree or financial industry certification
Professional Skills
* Proven ability to operate within a collaborative environment.
* Demonstrated commitment, teamwork, and collaboration in a professional setting; either military or civilian.
* High energy level, focus and ability to work well in demanding client environments.
* Excellent communication (written and oral) and interpersonal skills.
* Strong leadership, problem solving, and decision-making abilities.
* Unquestionable professional integrity, credibility, and character.
Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired as set forth below.
We accept applications on an on-going basis and there is no fixed deadline to apply.
Information on benefits is here.
Role Location Annual Salary Range
California $132,500 to $302,400
Cleveland $122,700 to $241,900
Colorado $132,500 to $261,300
District of Columbia $141,100 to $278,200
Illinois $122,700 to $261,300
Maryland $132,500 to $261,300
Massachusetts $132,500 to $278,200
Minnesota $132,500 to $261,300
New York/New Jersey $122,700 to $302,400
Washington $141,100 to $278,200
Locations
Credit Risk Analyst II
Credit analyst job in Overland Park, KS
At TreviPay, we believe loyalty begins at the payment. Thousands of sellers use our global B2B payments and invoicing network to provide choice and convenience to buyers, open new markets and automate accounts receivables. With integrations to top eCommerce and ERP solutions and flexible trade credit options, TreviPay brings 40 years of experience serving leaders in manufacturing, retail and transportation. Every day, TreviPay employees are challenged and empowered in a supportive, collaborative, entrepreneurial environment.
The Commercial Credit Risk Analyst II is responsible for reviewing risk and making credit limit decisions on small business credit applications falling outside of automated decisioning thresholds (grey area). As part of a best-in-class risk team, the Risk Analyst helps drive sustainable growth by making informed fraud and credit risk decisions within established parameters. They utilize various policies, processes and tools and they collaborate across multiple risk and business teams to make and record informed risk decisions. They hold a level of credit approval authority appropriate for the role.
Responsibilities:o Makes ‘grey area'scored portfolio decisions oncredit applications for small businesses in multiple countries.o Evaluates international public and private company credit applications for fraud risk and credit worthiness by assessing documents and data as prescribed by policyo Independently delivers and documents analysis to facilitate decision making while adhering to credit policies, guidelines, and applicable regulatory requirements.o Identifies additional information requirements needed to properly assess risk of the transaction and works effectively with leadership and partners to promote collection.o Interacts directly with customers or clients as needed to fully assess fraud and credit risk.o Participates in development of program policies and procedures.o Participates in credit department ad-hoc projects as needed.o As a senior member of the team, they may frequently interact with program clients, may be delegated certain leader authorities in their absence, and are expected to mentor more junior members of the team. Qualifications:o Ability to quickly and accurately evaluate credit applications routed for manual adjudication (grey area) to determine if the credit risk profile is acceptable and to ensure any fraud indicators are acceptably mitigated.o 5+ Years of experience in small business application ‘grey area' adjudication.o Completion of advanced courses in finance, accounting, and credit either through a bank sponsored training program or college course work.o Advanced knowledge of commercial credit philosophy and regulatory environment.o Strong analytical and problem-solving skills.o Ability to formulate and articulate objective views based upon professional analysis.o Strong verbal, written, and interpersonal skills.o Works effectively in a team environment, while assuming individual responsibility.o Demonstrates expert level knowledge of TreviPay's client programs and credit policies.o Qualifies to hold the maximum credit authority for this segment and may occasionally be delegated certain leader authorities in their absence.o Experience using at least $50,000 individual credit authority. Preferred Qualifications:o International commercial fraud and credit risk experience.o Credit risk experience in either indirect, small business or credit card industries in a scored environment.Why you will love working at TreviPay· Competitive salary· Paid parental leave· Generous paid time off· Medical, dental, vision, FSA, Life/AD&D, long and short term disability· 401K matching· Employee referral program At TreviPay we believe:· in saying yes to unique and challenging requirements· empowered team members are creative team members· our products make the customer's day just a little bit better· work/life balance makes us all more effective
TreviPay is an Equal Opportunity and Affirmative Action Employer. We welcome all veterans and disabled applicants.
Individuals with disabilities will be provided reasonable accommodation to participate in the job application and/or interview process. Please contact *********************** to request an accommodation.
Auto-ApplyChief Credit Officer
Credit analyst job in Overland Park, KS
Cornerstone Bank is a locally owned community bank driven by our mission to serve businesses and the individuals who run them. We use a consultative approach to develop new ideas and build trusted relationships. We pride ourselves on upholding the tradition of personalized, quality service set forth in 2001 by the founders of the bank. At Cornerstone Bank you'll be an integral part of a team environment.
Working Here Has Its Advantages!
Competitive wage and attractive benefits package
Discretionary bonus potential
Health, dental, and vision insurance (including company contribution), voluntary short-term disability, and company-paid long-term disability, life insurance, and identity theft insurance
401(k) retirement plan with company match
Generous Paid Time Off (PTO) and Holidays, monthly telecommute day
Opportunities for professional development
Dress for your Day dress code, Red Fridays (KC Chiefs)/special event days, fitness reimbursement program, paid volunteer program, quarterly birthday events, team-building events, social events, work-life employee assistance program
Join Our Team!
At Cornerstone Bank, we're committed to bringing passion and customer focus to the business. We are a leader in the financial and community banking industry, providing our clients with access to experts who are committed to excellence. We are seeking an experienced and motivated Chief Credit Officer (CCO) responsible for building and maintaining credit quality within the loan portfolio consistent with organizational strategic and financial objectives. The ideal candidate is a self-starter who achieves results through effective leadership and management of the credit team and through collaboration with the President, Chief Lending Officer, and other Lenders. The CCO will define objectives, develop and implement prudent credit policies and practices, deliver management reporting and analysis, and work with other leaders throughout the organization to build a sustainable credit culture. Becoming a member of our team, you will experience Cornerstone Bank as a unique resource for commercial lending where you can be part of something special.
If you have a strong passion for delivering high quality work products and developing strong team relationships, we'd love for you to apply. You will be part of the executive team responsible for meeting corporate goals and maximizing profitability. As the head of the credit team, you will have the opportunity to develop a credit team that contributes to the overall success of the bank. At Cornerstone Bank, we pride ourselves on fostering a collaborative and inclusive work environment. Your new career is waiting, apply with us today!
Duties and Responsibilities:
Oversee the bank's loan risk management process to monitor quality control and minimize losses.
Maintains loan policy and loan procedure to ensure adherence to sound underwriting best practices, laws, and regulations.
Stays current on banking regulatory changes, monitor industry's best practices and economic trends, provide updates to other members of the team, and ensures that current practices and policies are compliant and appropriate to changing conditions.
Informs the President, Board of Directors, and Loan Committee of any material considerations affecting loan portfolio or policy.
Develops and oversees the Bank's internal credit training program, working with credit department staff and external resources. Use strong management practices to hire, coach and develop the credit team, ensuring that the team remains appropriately staffed.
Ensures loans are properly documented for covenant compliance as well as safety and soundness (via Loan Operations Department).
Oversees Impairment Analysis.
Reviews Loans prior to External Loan Committee meeting.
Development of loan packets.
Oversees stress tests.
Responsible for annual large loan review and annual review of loan policy.
Leads loan review and train internal loan review.
Continuing education and/or training sessions, as required.
Maintains current employee information in the Disaster Recovery Plan.
Performs other duties as assigned.
Supervisory Responsibilities:
Credit Analysts/Credit Team
Education/Experience:
Bachelor's degree in Business Administration or Finance, and a minimum of five (5) to seven (7) years of experience performing accounting/finance functions, with at least two (2) to five (5) years of financial institution experience and management experience. Meeting the minimum experience requirements will be considered with a Bachelor's degree in unrelated field. Please apply only if you meet these requirements.
Ideal Candidate:
Adhere to the Company's policies and supporting Management decisions and goals in a positive, professional manner.
Represent Cornerstone Bank with a high level of integrity and professionalism.
Maintain knowledge and understanding of banking rules, regulations, laws and all policies and procedures pertaining to them including, but not limited to, the Bank Secrecy Act.
Demonstrate a willingness to adapt to changing business needs and deadlines.
Possess a work ethic that includes neatness and punctuality.
Professional appearance and demeanor.
Excellent written and oral communication skills; ability to communicate effectively and project a professional image when giving and taking information in writing, in person and over the phone.
Effective interpersonal skills with the ability to work with individuals and groups at all organization levels; ability to work independently and as part of a team.
Take initiative and prioritize tasks; good time-management, organizational, problem-prevention and problem-solving skills.
Excellent analytical and active listening skills.
Ability to work accurately with close attention to detail.
Maintain confidentiality of sensitive information.
Working knowledge of Microsoft Office Suite; familiarity with Fiserv core system and Suntell document imaging/scanning systems a plus.
Physical Demands:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This is a largely sedentary role and the employee must be able to remain in a stationary position 75% of the time; however, some filing and use of office equipment is required. Continually utilize hand and finger dexterity. Continually utilize visual acuity to operate equipment, read information, and/or use a keyboard. Frequently required to communicate with supervised employees and other departments; must be able to exchange information in these situations. Occasionally required to move about inside the office to access file cabinets, supplies, office machinery, etc. Occasionally required to move items up to 10 pounds.
Emotional Demands:
Ability to maintain regular attendance and be punctual. Ability to complete assigned tasks without direct supervision. Ability to work and sustain attention with distractions and/or interruptions and multitask without loss of efficiency or accuracy. Ability to perform under stress. Ability to interact appropriately with a variety of individuals including customers/clients. Ability to perform in situations requiring speed and deadlines. Ability to work as an integral part of the team.
Work Environment:
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Works in typical bank lobby/office environment on first floor of the building. Continually views a computer monitor and routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.
The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Cornerstone Bank is an Equal Opportunity Employer.
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Credit Analyst
Credit analyst job in Topeka, KS
Job Details Topeka Office - Topeka, KS Full TimeDescription
Organization:
Community National Bank was founded in 1984 by a group of individuals in Nemaha County, Kansas with diverse local ownership with decisions made on a local level.
Position mission:
This position is responsible for assisting with the management and growth of commercial loan portfolio through learning the fundamentals of banking, credit analysis and lending. This position is an entry level position to support the existing portfolio and learn the customer base and processes to build upon for future growth.
The priority of this position is the role of Credit Analyst, learning the underwriting requirements of loan requests and supporting the lending team members. This position should expand into a junior lender role as the individual becomes proficient as a credit analyst.
Jr. Credit Analyst Main Duties:
Assist in analyzing credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
Assist in preparing, analyzing and completing credit memos for submission to loan committee for approval.
Assist in generating financial ratios, using Suntel, to evaluate customers' financial status.
Assist in analyzing financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.
Assist in comparing liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
Understand loan policy and compliance and maintain current knowledge of any changes or updates.
Assist in consultation with customers to resolve complaints and verify financial and credit transactions.
Review weekly past due and coming due commercial loans.
Maintain credit analysis pipeline daily for review by loan officers and senior management.
Order credit reports as needed.
Maintain checklist for every commercial loan file.
Generate spreads on new loans and renewals as requested in Suntel.
Work closely with loan officers and processors.
Tracking, reporting and removal of document exceptions
Tracking and reporting of Loan policy exceptions
Working cohesively with lenders to manage the credit quality of the portfolio
Jr. Lender Main Duties:
Assist in retaining existing commercial relationships and support new business through loans, accounts, and services for both business and consumer.
Assist in the interview of applicants to determine loan requirements and gather pertinent information for loan applications.
Analyze applicant information to determine feasibility of granting loans within loan policy.
Assist in resolving uncertainties relating to customer application information through inquiries with applicants or creditors.
Assist in explaining to the customer the different types of loans and credit options that are available, as well as the terms of those services.
Assist in reviewing loan agreements and make sure that they are complete and accurate. Learning the documents required for different types of loans.
Assist in ensuring timely loan closing and funding activities through follow up and communication to other departments and team members.
Assist in maintaining customer relationships through regular communication and follow-up.
Learn and maintain up to date knowledge on banking laws, regulations, compliance issues, and bank policies
Maintain a positive working relationship with customers, bank staff, local professionals, centers of influence, and community organizations.
Assist in the management of the loan portfolio including renewals, modifications, updated credit analysis, collections, and portfolio monitoring through effective pipeline management.
Uses knowledge and experience to express sound judgment to plan and accomplish goals.
General Responsibilities:
Support CNB's strong relationship culture through quality customer service and superior product knowledge
Provide superior customer service by resolving problems efficiently and responding timely
Identify and implement solutions to problems in general and urgent matters
Actively seek to add and enhance knowledge regarding developments and current trends in the industry
Seek counsel of supervisor on issues as appropriate
Work collaboratively with staff to maintain a team environment
Flexible to accept additional assignments as requested by leadership
Cross train for other positions to cover when necessary
Professionalism while representing CNB (onsite, professional and community events and via communications
Participate and attend meetings as requested
Recommend policies and procedures as it relates to area of responsibility
Timely responses to inquiries for information to customers, staff and vendors
Answer telephone calls and provide a prompt response
Follow CNB's policies and procedures
Other duties as assigned
Qualifications:
Bachelor's degree in finance, business management or related field preferred
5 years of experience in bank lending, loan review, or related field preferred, 2-4 years required
Requires a high degree of confidentiality
Working knowledge of accounting and workflow software, and Microsoft office (word, excel, Outlook, PowerPoint, etc.)
Exceptional communication skills, written and verbal, organizational skills, time management skills and being a self-starter
Detail oriented and ability to self-audit work to ensure accuracy
Requires being reliable, responsible, and dependable to fulfill the obligations of this role
Physical Demands:
The physical demands described are representative to those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee must be able to stand and sit for extended lengths of time, read computer screens, talk on the phone, unpack and move supplies up to fifty (50) pounds, reach, kneel, bend, climb and balance. Vision abilities required for this job include close vision.
Work Environment:
While performing the duties of this job, the work environment is primarily a professional, deadline driven environment with interaction of internal team members and external customers. Noise level in the work environment can be loud.
Additional Duties:
This is only a summary of the typical functions of this position, not an exhaustive nor all-inclusive list of all possible job responsibilities, tasks, duties, knowledge, skill and ability required to perform this job. Additional duties and responsibilities may be added to this at any time. The does not state or imply that these are the only activities to be performed by the employee(s) holding this position. Employees are required to follow any other job-related instructions and to perform any other job-related responsibilities as required.
In accordance with the Americans with Disabilities Act, it is possible that requirements may be modified to reasonably accommodate individuals.
Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential functions
. However, no accommodations are made which may pose serious health or safety risks to the team member or others, or which impose undue hardships on Community National Bank. An individual seeking an accommodation should contact the Human Resources.
Job descriptions are not intended to and do not create employment contracts. Community National Bank maintains its status as an at-will employer. Team members can be terminated at any time, for any reason not prohibited by law. Community National Bank is an equal opportunity employer.
Credit Analyst
Credit analyst job in Kansas City, MO
UMB Commercial Banking & Lending provides a comprehensive solution to commercial organizations of all sizes. On this Credit Analyst team, you gain the knowledge and skill to understand UMB's Commercial lending philosophy. You will gain broad understanding of loan processes and gain the skills needed to grow your career in UMB's Commercial Lending team.
As the Credit Analyst, you provide the initial analysis of every commercial loan for UMB. The Credit Analysis team works on different types of loans and size across all markets and verticals. As a Credit Analyst you will work with the Loan Officers to review new loan information for approval. In this role, you will have the opportunity to attend loan committee, participate in a credit rotation program, and interface with senior management.
How you'll spend your time:
* You will spread and analyze information regarding various companies' credit standing to achieve loan approval.
* You will analyze various companies' relationships with UMB to gain a wholistic view of overall financial health.
* You will produce the formal credit write up to summarize the credit standing for approval.
We're excited to talk with you if:
* You have completed your bachelor's degree in business, finance or related area.
* OR equivalent work experience
* Have completed 6 hours of Accounting at a collegiate level.
Compensation Range:
$38,910.00 - $75,080.00
The posted compensation range on this listing represents UMB's standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information
UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.
Are you ready to be part of something more?
You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.
UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to ************************* to let us know the nature of your request.
If you are a California resident, please visit our Privacy Notice for California Job Candidates to understand how we collect and use your personal information when you apply for employment with UMB.
Auto-ApplyCommercial Credit/ nCino Manager
Credit analyst job in Overland Park, KS
Accenture is a leading global professional services company that helps the world's leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services-creating tangible value at speed and scale. We are a talent and innovation led company with 750,000 people serving clients in more than 120 countries. We combine our strength in technology with unmatched industry experience, functional expertise and global delivery capability. We are uniquely able to deliver tangible outcomes because of our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Accenture Song. These capabilities, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients succeed and build trusted, lasting relationships. As of 2023, we have been recognized among Fortune's World's Most Admired Companies for 20 consecutive years. And that's just the beginning. Your career is about what you want to be and who you want to be. It's about bringing your skills, your curiosity, and your best true self to your work. Visit us at ******************
We Are:
In today's world, business leaders want to rapidly and confidently reinvent to increase resilience, mitigate risk, and grow with sustainable value. That's where Accenture Strategy & Consulting comes in. We bring together strategic visionaries, industry experts, practitioners from across every enterprise function, business intelligence professionals, change specialists, data and AI authorities, and many other specialized skills to co-create each client's unique path to reinvention. You will be a trusted partner to business leaders, working with a diverse team of experts to deliver successful tech-enabled transformation and new kinds of value for your clients. Join our global network of people using the latest assets, platforms and partnerships to help bring ideas to life.
Strategy & Consulting is one of five services that make up one Accenture - the others are Operations, Technology, Song and Industry X.
Management Consulting professionals design and implement transformation programs that integrate strategy, technology, and operations to create enterprise value for clients. Accenture is growing our practice to help our clients navigate their transformational journeys.
You Are
The candidate will be a Manager within the Commercial Banking Consulting practice with a focus on Business and Technology Transformation within the wholesale lending industry. The Commercial Credit Consultant designs and implements business changes that drive industry-specific, function and digital operating model transformation, focusing on task relating to people and process.
Large wholesale lenders are investing heavily in modernizing their business, technology, and data to optimize straight-through processing, enhance client and employee experience, and reduce cost of ownership.
Accenture is growing our practice to help our client navigate their transformational journeys. The Commercial Credit Manager will be focused on supporting the development of our lending offerings and the delivery of transformational consulting projects.
The Commercial Credit Manager will be focused on supporting the development of our offerings and the delivery of consulting projects.
Responsibilities may include:
+ Support Commercial Credit Transformation programs - including operating model and technology implementations .
+ Design next generation experiences and platforms for commercial lending clients.
+ Manage all parts of projects, from client buy-in to planning, budgeting, and execution.
+ Source and coordinate work from other internal workforces.
+ Develop of our next generation Wholesale credit technology offerings.
+ Become a trusted advisor for C-suite clients looking to solve critical business problem.
+ Drive business development to originate new client opportunities.
+ Build your reputation as an industry thought leader.
+ + Travel, as required, up to 80%, in the United States and Canada.
Here's What You Need:
+ Minimum of 5 years relevant professional services firm experience in technology or management consulting with broad experience in engagement management and business development
+ Minimum of 5 years of equivalent of commercial credit industry (sales, underwriting. closing, servicing, portfolio management) industry experience
+ Demonstratable experience being part of an nCino or Salesforce project delivery project or consulting engagement for commercial lending
+ A Bachelor's degree
Bonus Points if you have:
+ Extensive transformation strategy or operating model design experience in commercial banking.
+ Launched new product offerings in the banking industry.
+ Demonstrated experience developing and managing relationships with senior client executives.
+ Successful track record of leading complex management and/or technology consulting engagements across the delivery lifecycle.
+ nCino or Salesforce certification(s)
+ Hands on experience with additional commercial lending industry platforms, e.g., Moody's, Blooma, Built
+ French language skills
+ An advanced degree or financial industry certification
+ Built next generation analytic capabilities (e.g., predictive, generative, or agentic AI) for commercial lending.
Professional Skills
+ Proven ability to operate within a collaborative environment.
+ Demonstrated commitment, teamwork, and collaboration in a professional setting; either military or civilian.
+ High energy level, focus and ability to work well in demanding client environments.
+ Excellent communication (written and oral) and interpersonal skills.
+ Strong leadership, problem solving, and decision-making abilities.
+ Unquestionable professional integrity, credibility, and character.
Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired as set forth below.We accept applications on an on-going basis and there is no fixed deadline to apply.
Information on benefits is here. (************************************************************
Role Location Annual Salary Range
California $94,400 to $293,800
Cleveland $87,400 to $235,000
Colorado $94,400 to $253,800
District of Columbia $100,500 to $270,300
Illinois $87,400 to $253,800
Maryland $94,400 to $253,800
Massachusetts $94,400 to $270,300
Minnesota $94,400 to $253,800
New York/New Jersey $87,400 to $293,800
Washington $100,500 to $270,300
Requesting an Accommodation
Accenture is committed to providing equal employment opportunities for persons with disabilities or religious observances, including reasonable accommodation when needed. If you are hired by Accenture and require accommodation to perform the essential functions of your role, you will be asked to participate in our reasonable accommodation process. Accommodations made to facilitate the recruiting process are not a guarantee of future or continued accommodations once hired.
If you would like to be considered for employment opportunities with Accenture and have accommodation needs such as for a disability or religious observance, please call us toll free at **************** or send us an email or speak with your recruiter.
Equal Employment Opportunity Statement
We believe that no one should be discriminated against because of their differences. All employment decisions shall be made without regard to age, race, creed, color, religion, sex, national origin, ancestry, disability status, veteran status, sexual orientation, gender identity or expression, genetic information, marital status, citizenship status or any other basis as protected by federal, state, or local law. Our rich diversity makes us more innovative, more competitive, and more creative, which helps us better serve our clients and our communities.
For details, view a copy of the Accenture Equal Opportunity Statement (********************************************************************************************************************************************
Accenture is an EEO and Affirmative Action Employer of Veterans/Individuals with Disabilities.
Accenture is committed to providing veteran employment opportunities to our service men and women.
Other Employment Statements
Applicants for employment in the US must have work authorization that does not now or in the future require sponsorship of a visa for employment authorization in the United States.
Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration.
Job candidates will not be obligated to disclose sealed or expunged records of conviction or arrest as part of the hiring process. Further, at Accenture a criminal conviction history is not an absolute bar to employment.
The Company will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. Additionally, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the Company's legal duty to furnish information.
California requires additional notifications for applicants and employees. If you are a California resident, live in or plan to work from Los Angeles County upon being hired for this position, please click here for additional important information.
Please read Accenture's Recruiting and Hiring Statement for more information on how we process your data during the Recruiting and Hiring process.
Credit Analyst
Credit analyst job in Kansas City, MO
UMB Commercial Banking & Lending provides a comprehensive solution to commercial organizations of all sizes. On this Credit Analyst team, you gain the knowledge and skill to understand UMB's Commercial lending philosophy. You will gain broad understanding of loan processes and gain the skills needed to grow your career in UMB's Commercial Lending team.
As the Credit Analyst, you provide the initial analysis of every commercial loan for UMB. The Credit Analysis team works on different types of loans and size across all markets and verticals. As a Credit Analyst you will work with the Loan Officers to review new loan information for approval. In this role, you will have the opportunity to attend loan committee, participate in a credit rotation program, and interface with senior management.
How you'll spend your time:
You will spread and analyze information regarding various companies' credit standing to achieve loan approval.
You will analyze various companies' relationships with UMB to gain a wholistic view of overall financial health.
You will produce the formal credit write up to summarize the credit standing for approval.
We're excited to talk with you if:
You have completed your bachelor's degree in business, finance or related area.
OR equivalent work experience
Have completed 6 hours of Accounting at a collegiate level.
Compensation Range:
$38,910.00 - $75,080.00
The posted compensation range on this listing represents UMB's standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information
UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.
Are you ready to be part of something more?
You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.
UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to ************************* to let us know the nature of your request.
If you are a California resident, please visit our
Privacy Notice for California Job Candidates
to understand how we collect and use your personal information when you apply for employment with UMB.
Auto-ApplyBusiness Banking Relationship Officer Sr
Credit analyst job in Overland Park, KS
Are you ready to be part of something more?
You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another and their community. Expect more than the status quo. At UMB, you can expect
more heart
. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect
more trust
. We want you to do the right thing, no matter what. And, expect
more opportunity
. UMBers are known for having multiple careers here and having their voices heard.
As one of UMB's leading lines of business, the Business Banking Relationship Officers are responsible for helping grow the Business Banking loan portfolio, and selling other related revenue generating services to clients. The team is made up of Business Banking Relationship Officers, Treasury Management Officers, Underwriters, Client Managers, and Analysts. This team manages Commercial and Industrial and Practice Finance relationships throughout its life - developing meaningful connections with leadership of the companies they serve. Always mindful of the changes in the company, its industry, etc., over time that might create a change in their financial service needs.
As the Business Banking Relationship Officer, you will be selling bank products and services to companies with revenues between $1mm-$20mm. These products and services are Commercial & Industrial, Practice Finance and Payment Technology solutions that will entice prospective companies to award new business to UMB. You will engage and build relationships in the community with Business Owners, CFO's, CEO's, and Controllers. You will also manage existing business, maintaining relationship profitability & portfolio risk, and the profitable growth of the portfolio including loans, deposits, & fee income. You have the ability to help clients achieve their financial dreams, stream line business processes and help them better understand their working cash flow needs.
Working at UMB is about our internal collaborative spirit, entrepreneurial pride, encouraging creativity, rewarding success, having fun winning business, community involvement, and being valued not only for the work that you do, but also for the person the you are. You are encouraged to bring your thoughts to the table, no matter the role that you are in.
How you'll spend your time:
You will utilize your networking abilities in the community by participating in community and professional activities in order to enhance UMB's image and brand to build new business.
You will utilize your credit skills to qualify companies eligible for loan business while managing the overall credit quality of assigned portfolio to ensure the loan quality.
You will utilize your negotiation skills to negotiate loan proposals, analyze & evaluate credit requests & write loan commitments, for presentation to underwriter or loan committee for loan approval.
Utilizing your communications skills, you will serve as the primary contact for all financial services to individual Business Banking clients with the bank to ensure retention of business.
We're excited to talk with you if:
If you have a Bachelor's degree or equivalent work experience of up to 7 years in a commercial lending role.
If you have demonstrated experience in sales to small businesses, credit knowledge, and credit underwriting knowledge.
Bonus points, if you have strategic industry sales knowledge, and marketing abilities to those industries.
Compensation Range:
$69,230.00 - $149,000.00
The posted compensation range on this listing represents UMB's standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information
UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.
Are you ready to be part of something more?
You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.
UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to ************************* to let us know the nature of your request.
If you are a California resident, please visit our
Privacy Notice for California Job Candidates
to understand how we collect and use your personal information when you apply for employment with UMB.
Auto-ApplyConsumer Loan Coord - RE
Credit analyst job in Kansas City, MO
The Loan Administration team is a part of the Middle Office team that provides loan preparation and assistance for consumer, commercial, and real estate loans. Within the Loan Administration environment, this team interacts with internal partners to ensure all loans provided to them have correct information and are in compliance with UMB loan regulatory guidelines. With our robust training to provide extensive UMB and financial knowledge, this team provides loan support and loan decisions to their internal partners.
The Loan Administration team is about creating strong connections amongst its associates to develop and maintain a positive working experience. You are valued for who you are in a fun, professional setting. It is a smaller team that works closely together to ensure everyone is successful. Associates are supported and encouraged to work with their manager to develop roadmaps for opportunity within Loan Administration and beyond.
The Consumer Loan Coordinator-Real Estate will partner with Personal Bankers, and The Consumer Underwriting Dept. to provide assistance in coordinating the processing of new loan requests, renewals and refinances of Consumer and Real Estate loans. You will complete coordinating of the loan file as well as processing of the loan documents delivered to the loan officer for execution all the while ensuring the file conforms to lending policy and regulatory guidelines.
How you'll spend your time:
You will be responsible for making sure the loan types are conforming to lending policy and regulatory guidelines.
You will communicate with customers, staff, counsel, title companies, etc. to coordinate assigned closings.
You will be responsible for reviewing the final loan documentation prior to delivery to loan officer.
We are excited to talk to you if you have:
5 years Consumer and Real Estate Loan Coordinating experience
High school diploma or equivalent
Understanding of Article 9, RESPA, Reg Z and B
Compensation Range:
$44,790.00 - $86,510.00
The posted compensation range on this listing represents UMB's standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information
UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.
Are you ready to be part of something more?
You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.
UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to ************************* to let us know the nature of your request.
If you are a California resident, please visit our
Privacy Notice for California Job Candidates
to understand how we collect and use your personal information when you apply for employment with UMB.
Auto-Apply